JOPLIN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Joplin averaged
7.02%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.17% and
one month ago for the week of 2025-04-17, the
average rate was 7.19%.
Joplin's average rate one year ago was 7.08%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Joplin 30 Year Fixed Rate | 2025-05-22 | 7.02% |
| Joplin 30 Year Fixed Rate Refi | 2025-05-22 | 7.4% |
| Joplin 15 Year Fixed Rate | 2025-05-22 | 6.01% |
| Joplin 15 Year Fixed Rate Refi | 2025-05-22 | 6.31% |
| Joplin 30 Year FHA | 2025-05-22 | 6.66% |
| Joplin 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Joplin 30 Year USDA | 2025-05-22 | 6.34% |
| Joplin 30 Year USDA Refi | 2025-05-22 | 6.53% |
| Joplin 30 Year VA | 2025-05-22 | 6.77% |
| Joplin 30 Year VA Refi | 2025-05-22 | 6.11% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOPLIN, MO.
JOPLIN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOPLIN, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOPLIN Average Closing Costs & Other Stats
JOPLIN, MO's 114 lenders originated 3,992
loans during 2024. The total origination value was $673,610,000, with an average loan value of
$168,740.
JOPLIN's average closing costs are $3,958.
The top JOPLIN lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
441 loans originated. Their average total fees are
$3,529, which is $149
lower than the next largest lender,
Arvest Bank.
The lowest fee JOPLIN lenders (with over 10 loans originated) are
Southwest Missouri Bank ($2,125), Midwest Mortgage Associates Corporation ($2,603), U.S. Bank ($2,787), Great Southern Bank ($2,845) and Pinnacle Bank ($3,408).
The lowest rate JOPLIN lenders (with over 10 loans originated) are
GERSHMAN INVESTMENT CORP. (6.71%), FLAT BRANCH MORTGAGE, INC. (6.72%), QUICKEN LOANS, LLC (6.73%), Pinnacle Bank (6.74%) and U.S. Bank (6.82%).
JOPLIN, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | $147,345,000 | $176,245,000 | 19.6% | 26.2% |
| Arvest Bank | $60,720,000 | $72,470,000 | 19.4% | 10.8% |
| Southwest Missouri Bank | $58,125,000 | $57,245,000 | -1.5% | 8.5% |
| QUICKEN LOANS, LLC | $26,710,000 | $34,515,000 | 29.2% | 5.1% |
| People's Bank of Seneca | $32,035,000 | $19,870,000 | -38.0% | 2.9% |
| Mortgage Research Center, LLC | $15,165,000 | $17,820,000 | 17.5% | 2.6% |
| First Community Bank | $24,845,000 | $16,995,000 | -31.6% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,665,000 | $16,500,000 | 147.6% | 2.4% |
| Old Missouri Bank | $18,450,000 | $15,510,000 | -15.9% | 2.3% |
| Pinnacle Bank | $14,055,000 | $14,745,000 | 4.9% | 2.2% |
| U.S. Bank | $15,895,000 | $13,495,000 | -15.1% | 2.0% |
| Community Bank and Trust | $10,645,000 | $12,340,000 | 15.9% | 1.8% |
| Gateway First Bank | $8,555,000 | $10,585,000 | 23.7% | 1.6% |
| Midwest Mortgage Associates Corporation | $4,000,000 | $9,575,000 | 139.4% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $3,905,000 | $9,115,000 | 133.4% | 1.4% |
| GERSHMAN INVESTMENT CORP. | $5,045,000 | $7,355,000 | 45.8% | 1.1% |
| Commerce Bank | $7,395,000 | $6,595,000 | -10.8% | 1.0% |
| Mid-Missouri Bank | $6,600,000 | $6,020,000 | -8.8% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $3,405,000 | $5,965,000 | 75.2% | 0.9% |
| Freedom Bank of Southern Missouri | $6,120,000 | $5,455,000 | -10.9% | 0.8% |
| Oakstar Bank | $5,765,000 | $5,190,000 | -10.0% | 0.8% |
| The Central Trust Bank | $6,215,000 | $5,185,000 | -16.6% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $4,460,000 | $5,080,000 | 13.9% | 0.8% |
| CARDINAL FINANCIAL | $1,630,000 | $4,635,000 | 184.4% | 0.7% |
| LOANDEPOT.COM, LLC | $3,010,000 | $4,370,000 | 45.2% | 0.6% |
| Great Southern Bank | $4,020,000 | $4,215,000 | 4.9% | 0.6% |
| DAS Acquisition Company, LLC | $11,460,000 | $4,190,000 | -63.4% | 0.6% |
| NEWREZ LLC | $2,615,000 | $4,025,000 | 53.9% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $975,000 | $4,010,000 | 311.3% | 0.6% |
| USAA Federal Savings Bank | $2,900,000 | $3,225,000 | 11.2% | 0.5% |
| BROKER SOLUTIONS, INC. | $1,570,000 | $2,890,000 | 84.1% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,665,000 | $2,635,000 | -28.1% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,630,000 | $2,455,000 | 50.6% | 0.4% |
| Springfield First Community Bank | $4,335,000 | $2,425,000 | -44.1% | 0.4% |
| Community National Bank & Trust | $2,010,000 | $2,300,000 | 14.4% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,240,000 | $2,295,000 | -29.2% | 0.3% |
| JPMorgan Chase Bank | $185,000 | $2,085,000 | 1,027.0% | 0.3% |
| NBKC BANK | $340,000 | $2,040,000 | 500.0% | 0.3% |
| TOWNE MORTGAGE COMPANY | $3,425,000 | $2,010,000 | -41.3% | 0.3% |
| Carrington Mortgage Services, LLC | $795,000 | $1,770,000 | 122.6% | 0.3% |
| Wells Fargo Bank | $1,860,000 | $1,765,000 | -5.1% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $595,000 | $1,705,000 | 186.6% | 0.3% |
| Nations Lending Corporation | $5,020,000 | $1,645,000 | -67.2% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,925,000 | $1,470,000 | -23.6% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,095,000 | $1,445,000 | 32.0% | 0.2% |
| BancorpSouth | $525,000 | $1,410,000 | 168.6% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,120,000 | $1,395,000 | 24.6% | 0.2% |
| 21ST MORTGAGE CORPORATION | $490,000 | $1,375,000 | 180.6% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $755,000 | $1,295,000 | 71.5% | 0.2% |
| LOANPAL, LLC | $1,860,000 | $1,265,000 | -32.0% | 0.2% |
| UMB Bank | $1,095,000 | $1,195,000 | 9.1% | 0.2% |
| Flagstar Bank, FSB | $265,000 | $1,130,000 | 326.4% | 0.2% |
| Discover Bank | $1,430,000 | $1,115,000 | -22.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,545,000 | $1,050,000 | -32.0% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,040,000 | n/a | 0.2% | |
| SOUTHWEST STAGE FUNDING, LLC | $765,000 | $1,015,000 | 32.7% | 0.2% |
| PLANET HOME LENDING, LLC | $485,000 | $995,000 | 105.2% | 0.1% |
| Equity Prime Mortgage LLC | $680,000 | $945,000 | 39.0% | 0.1% |
| Figure Lending LLC | $350,000 | $935,000 | 167.1% | 0.1% |
| BLUCURRENT | $880,000 | $930,000 | 5.7% | 0.1% |
| BOKF | $145,000 | $910,000 | 527.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $900,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $245,000 | $880,000 | 259.2% | 0.1% |
| Evolve Bank & Trust | $615,000 | $820,000 | 33.3% | 0.1% |
| Plains Commerce Bank | $4,795,000 | $820,000 | -82.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $560,000 | $790,000 | 41.1% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $345,000 | $775,000 | 124.6% | 0.1% |
| Mid-Continent Funding, Inc. | $350,000 | $755,000 | 115.7% | 0.1% |
| GUARANTEED RATE, INC. | $135,000 | $735,000 | 444.4% | 0.1% |
| Home Mortgage Alliance Corp | $735,000 | n/a | 0.1% | |
| First Federal Bank | $530,000 | $720,000 | 35.8% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $455,000 | $720,000 | 58.2% | 0.1% |
| FCS Financial FLCA | $210,000 | $700,000 | 233.3% | 0.1% |
| South Story Bank & Trust | $700,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $270,000 | $690,000 | 155.6% | 0.1% |
| COMMUNITYAMERICA | $35,000 | $680,000 | 1,842.9% | 0.1% |
| Firstar Bank | $935,000 | $680,000 | -27.3% | 0.1% |
| Ally Bank | $485,000 | $665,000 | 37.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $485,000 | $665,000 | 37.1% | 0.1% |
| Ameris Bank | $660,000 | n/a | 0.1% | |
| ASSEMBLIES OF GOD Credit Union | $1,370,000 | $645,000 | -52.9% | 0.1% |
| Centennial Bank | $685,000 | $645,000 | -5.8% | 0.1% |
| Servion, Inc. | $525,000 | $630,000 | 20.0% | 0.1% |
| TTCU Federal Credit Union | $55,000 | $595,000 | 981.8% | 0.1% |
| Regions Bank | $570,000 | $570,000 | 0.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $250,000 | $555,000 | 122.0% | 0.1% |
| LENDSURE MORTGAGE CORP. | $540,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $145,000 | $530,000 | 265.5% | 0.1% |
| First Bank | $365,000 | $530,000 | 45.2% | 0.1% |
| CANOPY MORTGAGE, LLC | $525,000 | n/a | 0.1% | |
| Great Plains Federal Credit Un | $515,000 | $525,000 | 1.9% | 0.1% |
| State Bank of Southwest Missouri | $525,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $325,000 | $505,000 | 55.4% | 0.1% |
| Community First National Bank | $335,000 | $500,000 | 49.3% | 0.1% |
| RF Renovo Management Company, LLC | $465,000 | $470,000 | 1.1% | 0.1% |
| GUILD MORTGAGE COMPANY | $895,000 | $450,000 | -49.7% | 0.1% |
| PHH Mortgage Corporation | $170,000 | $450,000 | 164.7% | 0.1% |
| TIB The Independent Bankersbank | $445,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $410,000 | $440,000 | 7.3% | 0.1% |
| MORTGAGE SOLUTIONS LLC | $155,000 | $430,000 | 177.4% | 0.1% |
| The Federal Savings Bank | $430,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $225,000 | $425,000 | 88.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $210,000 | $420,000 | 100.0% | 0.1% |
| Bank of England | $410,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $775,000 | $405,000 | -47.7% | 0.1% |
| Stifel Bank and Trust | $405,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $165,000 | $380,000 | 130.3% | 0.1% |
| Eagle Bank and Trust Company | $380,000 | n/a | 0.1% | |
| Mortgage Investment Services Corporation | $205,000 | $380,000 | 85.4% | 0.1% |
| Farm Credit Mid-America, ACA | $365,000 | n/a | 0.1% | |
| American Mortgage Bank, LLC | $355,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $355,000 | n/a | 0.1% | |
| Flanagan State Bank | $245,000 | $350,000 | 42.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,150,000 | $350,000 | -69.6% | 0.1% |
| Renasant Bank | $350,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $185,000 | $350,000 | 89.2% | 0.1% |
| First State Bank of St. Charles, Missouri | $215,000 | $335,000 | 55.8% | 0.0% |
| United Community Bank | $325,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $135,000 | $310,000 | 129.6% | 0.0% |
| Bank of America | $990,000 | $305,000 | -69.2% | 0.0% |
| Citadel Servicing Corporation | $95,000 | $305,000 | 221.1% | 0.0% |
| Citizens Bank | $305,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $305,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $315,000 | $305,000 | -3.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $295,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $295,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $285,000 | n/a | 0.0% | |
| NBH Bank | $185,000 | $285,000 | 54.1% | 0.0% |
| Priority Bank | $285,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $430,000 | $280,000 | -34.9% | 0.0% |
| RCB Bank | $65,000 | $275,000 | 323.1% | 0.0% |
| The Bank of Missouri | $375,000 | $275,000 | -26.7% | 0.0% |
| The Halstead Bank | $275,000 | n/a | 0.0% | |
| BancFirst | $265,000 | n/a | 0.0% | |
| Bank of Springfield | $265,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $410,000 | $265,000 | -35.4% | 0.0% |
| Sullivan Bank | $780,000 | $260,000 | -66.7% | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $1,145,000 | $255,000 | -77.7% | 0.0% |
| Cornerstone Bank | $255,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| Old National Bank | $135,000 | $245,000 | 81.5% | 0.0% |
| AHL FUNDING | $235,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $235,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $235,000 | n/a | 0.0% | |
| Quontic Bank | $235,000 | n/a | 0.0% | |
| Wood & Huston Bank | $235,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $240,000 | $230,000 | -4.2% | 0.0% |
| Simmons Bank | $770,000 | $230,000 | -70.1% | 0.0% |
| Prosperity Home Mortgage, LLC | $125,000 | $225,000 | 80.0% | 0.0% |
| Chambers Bank | $215,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $135,000 | $215,000 | 59.3% | 0.0% |
| SPRING EQ, LLC | $85,000 | $215,000 | 152.9% | 0.0% |
| The Huntington National Bank | $370,000 | $215,000 | -41.9% | 0.0% |
| ARKANSAS Federal Credit Union | $205,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $155,000 | $205,000 | 32.3% | 0.0% |
| Gate City Bank | $205,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $205,000 | n/a | 0.0% | |
| Citizens Bank of Amsterdam | $1,135,000 | $195,000 | -82.8% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $185,000 | n/a | 0.0% | |
| Montgomery Bank | $185,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $175,000 | n/a | 0.0% | |
| Ixonia Bank | $175,000 | n/a | 0.0% | |
| KeyBank | $175,000 | n/a | 0.0% | |
| Labette Bank | $135,000 | $175,000 | 29.6% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $310,000 | $165,000 | -46.8% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $315,000 | $165,000 | -47.6% | 0.0% |
| Armstrong Bank | $290,000 | $165,000 | -43.1% | 0.0% |
| T2 FINANCIAL LLC | $165,000 | n/a | 0.0% | |
| The Seymour Bank | $165,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $155,000 | n/a | 0.0% | |
| MAINSTREET FEDERAL CREDIT UNION | $105,000 | $155,000 | 47.6% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $490,000 | $155,000 | -68.4% | 0.0% |
| Southern Bank | $155,000 | n/a | 0.0% | |
| Stride Bank | $155,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $145,000 | n/a | 0.0% | |
| Community Mortgage Banc Corporation | $145,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $95,000 | $145,000 | 52.6% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $145,000 | n/a | 0.0% | |
| West Gate Bank | $145,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $135,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $135,000 | n/a | 0.0% | |
| MISSOURI Credit Union | $135,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $135,000 | n/a | 0.0% | |
| Bankers' Bank | $65,000 | $125,000 | 92.3% | 0.0% |
| First National Bank of America | $340,000 | $125,000 | -63.2% | 0.0% |
| First State Community Bank | $155,000 | $125,000 | -19.4% | 0.0% |
| GNBank | $185,000 | $125,000 | -32.4% | 0.0% |
| The Loan Store, Inc. | $125,000 | n/a | 0.0% | |
| Bank OZK | $115,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $605,000 | $115,000 | -81.0% | 0.0% |
| German American Bank | $105,000 | n/a | 0.0% | |
| The Nodaway Valley Bank | $105,000 | n/a | 0.0% | |
| Landmark National Bank | $95,000 | n/a | 0.0% | |
| Peoples Bank | $95,000 | n/a | 0.0% | |
| BMO Harris Bank | $85,000 | $85,000 | 0.0% | 0.0% |
| United Bank | $85,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $75,000 | n/a | 0.0% | |
| Service Federal Credit Union | $65,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $55,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $55,000 | n/a | 0.0% | |
| M&T Bank | $270,000 | $55,000 | -79.6% | 0.0% |
| Signature Federal Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $245,000 | $55,000 | -77.6% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | $45,000 | -18.2% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $280,000 | $45,000 | -83.9% | 0.0% |
| Truity Federal Credit Union | $45,000 | n/a | 0.0% | |
| PNC Bank | $640,000 | $25,000 | -96.1% | 0.0% |
| Deere Employees Credit Union | $545,000 | $15,000 | -97.2% | 0.0% |
| River Region Credit Union | $235,000 | $15,000 | -93.6% | 0.0% |
JOPLIN's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 26.2% market share. In second place, with 10.8%, is Arvest Bank, having originated $72,470,000 in loans. In third place, with 8.5%, is Southwest Missouri Bank, having originated $57,245,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $34,515,000 in loans. In fifth place, with 2.9%, is People's Bank of Seneca, having originated $19,870,000 in loans.
JOPLIN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,753 (18.1%) | $170,883 (5.9%) | 0.48 | 800 |
| 2018-02-01 | $129,900 (18.2%) | $171,460 (5.9%) | 0.47 | 789 |
| 2018-03-01 | $131,700 (20.8%) | $174,875 (6.6%) | 0.46 | 809 |
| 2018-04-01 | $139,883 (21.6%) | $177,800 (5.5%) | 0.47 | 823 |
| 2018-05-01 | $143,331 (18.2%) | $176,615 (0.4%) | 0.48 | 802 |
| 2018-06-01 | $140,000 (14.8%) | $181,673 (2.6%) | 0.47 | 830 |
| 2018-07-01 | $139,950 (12.0%) | $180,213 (0.8%) | 0.47 | 841 |
| 2018-08-01 | $142,874 (11.0%) | $177,307 (0.2%) | 0.48 | 999 |
| 2018-09-01 | $144,630 (12.2%) | $176,629 (0.9%) | 0.49 | 1,040 |
| 2018-10-01 | $146,175 (13.4%) | $180,514 (2.8%) | 0.50 | 982 |
| 2018-11-01 | $144,939 (12.4%) | $177,596 (1.1%) | 0.49 | 1,010 |
| 2018-12-01 | $139,900 (8.8%) | $174,849 (2.5%) | 0.48 | 959 |
| 2019-01-01 | $139,698 (7.7%) | $171,228 (0.2%) | 0.48 | 876 |
| 2019-02-01 | $140,875 (8.5%) | $174,652 (1.9%) | 0.48 | 821 |
| 2019-03-01 | $142,857 (8.5%) | $178,050 (1.8%) | 0.47 | 782 |
| 2019-04-01 | $142,807 (2.1%) | $180,886 (1.7%) | 0.45 | 750 |
| 2019-05-01 | $148,350 (3.5%) | $187,064 (5.9%) | 0.46 | 716 |
| 2019-06-01 | $143,950 (2.8%) | $186,366 (2.6%) | 0.45 | 722 |
| 2019-07-01 | $149,900 (7.1%) | $185,112 (2.7%) | 0.47 | 770 |
| 2019-08-01 | $148,700 (4.1%) | $184,104 (3.8%) | 0.47 | 765 |
| 2019-09-01 | $146,900 (1.6%) | $183,403 (3.8%) | 0.47 | 745 |
| 2019-10-01 | $147,833 (1.1%) | $184,414 (2.2%) | 0.48 | 733 |
| 2019-11-01 | $147,700 (1.9%) | $185,286 (4.3%) | 0.48 | 729 |
| 2019-12-01 | $147,253 (5.3%) | $186,708 (6.8%) | 0.49 | 714 |
| 2020-01-01 | $147,706 (5.7%) | $186,878 (9.1%) | 0.49 | 658 |
| 2020-02-01 | $142,202 (0.9%) | $187,412 (7.3%) | 0.47 | 616 |
| 2020-03-01 | $145,255 (1.7%) | $188,358 (5.8%) | 0.46 | 588 |
| 2020-04-01 | $144,300 (1.1%) | $190,444 (5.3%) | 0.45 | 616 |
| 2020-05-01 | $148,625 (0.2%) | $200,294 (7.1%) | 0.45 | 552 |
| 2020-06-01 | $154,846 (7.6%) | $206,778 (11.0%) | 0.46 | 516 |
| 2020-07-01 | $152,425 (1.7%) | $212,448 (14.8%) | 0.44 | 499 |
| 2020-08-01 | $168,000 (13.0%) | $225,797 (22.7%) | 0.48 | 421 |
| 2020-09-01 | $172,200 (17.2%) | $234,918 (28.1%) | 0.49 | 413 |
| 2020-10-01 | $155,000 (4.9%) | $219,282 (18.9%) | 0.44 | 425 |
| 2020-11-01 | $150,000 (1.6%) | $222,152 (19.9%) | 0.44 | 423 |
| 2020-12-01 | $149,500 (1.5%) | $224,530 (20.3%) | 0.44 | 411 |
| 2021-01-01 | $152,900 (3.5%) | $236,874 (26.8%) | 0.46 | 361 |
| 2021-02-01 | $158,749 (11.6%) | $257,238 (37.3%) | 0.46 | 307 |
| 2021-03-01 | $169,675 (16.8%) | $257,450 (36.7%) | 0.48 | 311 |
| 2021-04-01 | $169,038 (17.1%) | $252,535 (32.6%) | 0.46 | 306 |
| 2021-05-01 | $159,900 (7.6%) | $261,126 (30.4%) | 0.42 | 272 |
| 2021-06-01 | $156,725 (1.2%) | $263,672 (27.5%) | 0.41 | 301 |
| 2021-07-01 | $159,900 (4.9%) | $241,881 (13.9%) | 0.42 | 354 |
| 2021-08-01 | $168,500 (0.3%) | $248,760 (10.2%) | 0.45 | 375 |
| 2021-09-01 | $179,000 (4.0%) | $239,375 (1.9%) | 0.48 | 427 |
| 2021-10-01 | $170,950 (10.3%) | $239,425 (9.2%) | 0.46 | 441 |
| 2021-11-01 | $180,225 (20.2%) | $248,230 (11.7%) | 0.48 | 408 |
| 2021-12-01 | $191,075 (27.8%) | $267,169 (19.0%) | 0.52 | 335 |
| 2022-01-01 | $199,900 (30.7%) | $265,372 (12.0%) | 0.54 | 274 |
| 2022-02-01 | $208,050 (31.1%) | $267,806 (4.1%) | 0.54 | 231 |
| 2022-03-01 | $211,000 (24.4%) | $278,023 (8.0%) | 0.53 | 218 |
| 2022-04-01 | $199,450 (18.0%) | $271,425 (7.5%) | 0.48 | 273 |
| 2022-05-01 | $199,900 (25.0%) | $279,539 (7.1%) | 0.46 | 292 |
| 2022-06-01 | $193,640 (23.6%) | $266,398 (1.0%) | 0.43 | 368 |
| 2022-07-01 | $192,672 (20.5%) | $259,061 (7.1%) | 0.43 | 447 |
| 2022-08-01 | $195,547 (16.1%) | $256,517 (3.1%) | 0.45 | 449 |
| 2022-09-01 | $211,385 (18.1%) | $261,245 (9.1%) | 0.49 | 466 |
| 2022-10-01 | $211,900 (24.0%) | $276,762 (15.6%) | 0.50 | 475 |
| 2022-11-01 | $212,352 (17.8%) | $276,566 (11.4%) | 0.51 | 518 |
| 2022-12-01 | $202,495 (6.0%) | $269,802 (1.0%) | 0.50 | 481 |
| 2023-01-01 | $216,500 (8.3%) | $292,161 (10.1%) | 0.54 | 422 |
| 2023-02-01 | $223,269 (7.3%) | $316,957 (18.4%) | 0.54 | 363 |
| 2023-03-01 | $238,828 (13.2%) | $333,630 (20.0%) | 0.56 | 350 |
| 2023-04-01 | $239,900 (20.3%) | $330,987 (21.9%) | 0.56 | 374 |
| 2023-05-01 | $245,960 (23.0%) | $333,483 (19.3%) | 0.56 | 377 |
| 2023-06-01 | $250,175 (29.2%) | $357,843 (34.3%) | 0.56 | 395 |
| 2023-07-01 | $249,000 (29.2%) | $335,570 (29.5%) | 0.57 | 423 |
| 2023-08-01 | $242,000 (23.8%) | $364,820 (42.2%) | 0.56 | 456 |
| 2023-09-01 | $244,388 (15.6%) | $373,192 (42.9%) | 0.57 | 441 |
| 2023-10-01 | $249,900 (17.9%) | $360,985 (30.4%) | 0.59 | 500 |
| 2023-11-01 | $250,204 (17.8%) | $371,830 (34.5%) | 0.60 | 513 |
| 2023-12-01 | $251,000 (24.0%) | $370,861 (37.5%) | 0.61 | 512 |
| 2024-01-01 | $255,383 (18.0%) | $372,169 (27.4%) | 0.62 | 490 |
| 2024-02-01 | $252,119 (12.9%) | $387,433 (22.2%) | 0.61 | 442 |
| 2024-03-01 | $249,900 (4.6%) | $398,181 (19.4%) | 0.59 | 456 |
| 2024-04-01 | $248,086 (3.4%) | $377,924 (14.2%) | 0.58 | 472 |
| 2024-05-01 | $242,450 (-1.4%) | $362,550 (8.7%) | 0.55 | 505 |
| 2024-06-01 | $247,517 (-1.1%) | $369,582 (3.3%) | 0.56 | 485 |
| 2024-07-01 | $239,950 (-3.6%) | $370,908 (10.5%) | 0.55 | 481 |
| 2024-08-01 | $239,950 (-0.9%) | $345,758 (-5.2%) | 0.56 | 553 |
| 2024-09-01 | $240,988 (-1.4%) | $359,788 (-3.6%) | 0.57 | 592 |
| 2024-10-01 | $235,000 (-6.0%) | $357,974 (-0.8%) | 0.55 | 630 |
| 2024-11-01 | $233,617 (-6.6%) | $337,201 (-9.3%) | 0.56 | 653 |
| 2024-12-01 | $229,000 (-8.8%) | $311,049 (-16.1%) | 0.57 | 599 |
| 2025-01-01 | $228,000 (-10.7%) | $293,737 (-21.1%) | 0.57 | 547 |
| 2025-02-01 | $239,925 (-4.8%) | $305,683 (-21.1%) | 0.58 | 523 |
| 2025-03-01 | $238,950 (-4.4%) | $297,925 (-25.2%) | 0.56 | 516 |
| 2025-04-01 | $239,450 (-3.5%) | $300,361 (-20.5%) | 0.56 | 570 |
JOPLIN's median listing price for 2025-04-01 was $239,450, a difference of
$-8,636
(-3.5%) versus the prior year and
$500 versus the prior month.
JOPLIN's median listing price comes in at 56% of the national average.
JOPLIN's average listing price for 2025-04-01 was $300,361, a difference of $-77,563 (-20.5%) versus the prior year and $2,436 versus the prior month.
For the 2025-04-01 period, JOPLIN had 570 MLS listings, a difference of 54 listings (10%) versus the prior month and 98 listings (21%) versus the prior year.
JOPLIN's median listing price comes in at 56% of the national average.
JOPLIN's average listing price for 2025-04-01 was $300,361, a difference of $-77,563 (-20.5%) versus the prior year and $2,436 versus the prior month.
For the 2025-04-01 period, JOPLIN had 570 MLS listings, a difference of 54 listings (10%) versus the prior month and 98 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 79 days | 1,742 sqft |
| 2018-02-01 | 77 days | 1,730 sqft |
| 2018-03-01 | 57 days | 1,747 sqft |
| 2018-04-01 | 56 days | 1,777 sqft |
| 2018-05-01 | 58 days | 1,802 sqft |
| 2018-06-01 | 57 days | 1,820 sqft |
| 2018-07-01 | 62 days | 1,820 sqft |
| 2018-08-01 | 56 days | 1,786 sqft |
| 2018-09-01 | 57 days | 1,763 sqft |
| 2018-10-01 | 67 days | 1,800 sqft |
| 2018-11-01 | 68 days | 1,800 sqft |
| 2018-12-01 | 71 days | 1,783 sqft |
| 2019-01-01 | 76 days | 1,751 sqft |
| 2019-02-01 | 87 days | 1,772 sqft |
| 2019-03-01 | 75 days | 1,764 sqft |
| 2019-04-01 | 59 days | 1,747 sqft |
| 2019-05-01 | 54 days | 1,791 sqft |
| 2019-06-01 | 54 days | 1,761 sqft |
| 2019-07-01 | 54 days | 1,786 sqft |
| 2019-08-01 | 57 days | 1,792 sqft |
| 2019-09-01 | 61 days | 1,781 sqft |
| 2019-10-01 | 61 days | 1,784 sqft |
| 2019-11-01 | 59 days | 1,791 sqft |
| 2019-12-01 | 75 days | 1,791 sqft |
| 2020-01-01 | 77 days | 1,797 sqft |
| 2020-02-01 | 71 days | 1,792 sqft |
| 2020-03-01 | 59 days | 1,768 sqft |
| 2020-04-01 | 51 days | 1,762 sqft |
| 2020-05-01 | 53 days | 1,780 sqft |
| 2020-06-01 | 53 days | 1,831 sqft |
| 2020-07-01 | 42 days | 1,814 sqft |
| 2020-08-01 | 40 days | 1,850 sqft |
| 2020-09-01 | 46 days | 1,935 sqft |
| 2020-10-01 | 35 days | 1,820 sqft |
| 2020-11-01 | 45 days | 1,786 sqft |
| 2020-12-01 | 54 days | 1,780 sqft |
| 2021-01-01 | 58 days | 1,837 sqft |
| 2021-02-01 | 64 days | 1,888 sqft |
| 2021-03-01 | 47 days | 1,911 sqft |
| 2021-04-01 | 37 days | 1,789 sqft |
| 2021-05-01 | 29 days | 1,780 sqft |
| 2021-06-01 | 29 days | 1,730 sqft |
| 2021-07-01 | 30 days | 1,684 sqft |
| 2021-08-01 | 30 days | 1,755 sqft |
| 2021-09-01 | 32 days | 1,723 sqft |
| 2021-10-01 | 44 days | 1,750 sqft |
| 2021-11-01 | 49 days | 1,770 sqft |
| 2021-12-01 | 54 days | 1,750 sqft |
| 2022-01-01 | 59 days | 1,851 sqft |
| 2022-02-01 | 35 days | 1,892 sqft |
| 2022-03-01 | 22 days | 1,797 sqft |
| 2022-04-01 | 22 days | 1,734 sqft |
| 2022-05-01 | 31 days | 1,744 sqft |
| 2022-06-01 | 28 days | 1,704 sqft |
| 2022-07-01 | 32 days | 1,726 sqft |
| 2022-08-01 | 39 days | 1,666 sqft |
| 2022-09-01 | 44 days | 1,749 sqft |
| 2022-10-01 | 45 days | 1,750 sqft |
| 2022-11-01 | 44 days | 1,721 sqft |
| 2022-12-01 | 51 days | 1,685 sqft |
| 2023-01-01 | 70 days | 1,703 sqft |
| 2023-02-01 | 69 days | 1,755 sqft |
| 2023-03-01 | 38 days | 1,764 sqft |
| 2023-04-01 | 32 days | 1,760 sqft |
| 2023-05-01 | 38 days | 1,782 sqft |
| 2023-06-01 | 37 days | 1,880 sqft |
| 2023-07-01 | 37 days | 1,800 sqft |
| 2023-08-01 | 38 days | 1,797 sqft |
| 2023-09-01 | 45 days | 1,822 sqft |
| 2023-10-01 | 41 days | 1,828 sqft |
| 2023-11-01 | 46 days | 1,823 sqft |
| 2023-12-01 | 57 days | 1,800 sqft |
| 2024-01-01 | 66 days | 1,786 sqft |
| 2024-02-01 | 66 days | 1,779 sqft |
| 2024-03-01 | 54 days | 1,764 sqft |
| 2024-04-01 | 45 days | 1,742 sqft |
| 2024-05-01 | 39 days | 1,734 sqft |
| 2024-06-01 | 47 days | 1,800 sqft |
| 2024-07-01 | 45 days | 1,816 sqft |
| 2024-08-01 | 39 days | 1,794 sqft |
| 2024-09-01 | 44 days | 1,761 sqft |
| 2024-10-01 | 48 days | 1,763 sqft |
| 2024-11-01 | 51 days | 1,752 sqft |
| 2024-12-01 | 55 days | 1,714 sqft |
| 2025-01-01 | 65 days | 1,697 sqft |
| 2025-02-01 | 67 days | 1,751 sqft |
| 2025-03-01 | 50 days | 1,732 sqft |
| 2025-04-01 | 41 days | 1,798 sqft |
JOPLIN's median listing age (time on market) for 2025-04-01 was 41 days.
This
is -9%
shorter
than the same period one year ago.
JOPLIN's median square footage for active listings during the 2025-04-01 period was 1,798 sqft. One year prior, the average listing was 1,742 sqft.
JOPLIN's median square footage for active listings during the 2025-04-01 period was 1,798 sqft. One year prior, the average listing was 1,742 sqft.
JOPLIN, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,485 | $489,475,000 | $196,972 |
| Refi | 483 | $84,205,000 | $174,337 |
| Cash Out Refi | 387 | $58,255,000 | $150,530 |
| Home Improvement | 350 | $22,730,000 | $64,943 |
| Other | 287 | $18,945,000 | $66,010 |
Joplin's most frequently cited loan purpose was Home Purchase, with 2,485 originations. The 2nd most popular reason was Refi, with 483 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,589 | $318,275,000 | $200,299 |
| Over 8% | 964 | $85,420,000 | $88,610 |
| 7-8% | 683 | $126,125,000 | $184,663 |
| 5-6% | 366 | $73,090,000 | $199,699 |
| <2.5% | 28 | $760,000 | $27,143 |
| 4-5% | 19 | $5,285,000 | $278,158 |
| 2.5-3% | 13 | $1,005,000 | $77,308 |
| 3-4% | 3 | $425,000 | $141,667 |
During 2024, Joplin's most frequently originated rate bucket was 6-7%, with 1,589 originations.
Loan Sizing (JOPLIN, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,600 | $236,080,000 | $147,550 |
| $100,000 or less | 1,187 | $67,865,000 | $57,174 |
| $200k-400k | 1,049 | $276,795,000 | $263,866 |
| $400k-600k | 113 | $53,905,000 | $477,035 |
| $600k-1000k | 31 | $22,745,000 | $733,710 |
| $Over $1MM | 12 | $16,220,000 | $1,351,667 |
JOPLIN's loan sizing saw the bucket of loans from $100k-200k with 1,600 originations, totaling $236,080,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,663 | $343,125,000 | $206,329 |
| 60-80% | 784 | $140,360,000 | $179,031 |
| 20-40% | 409 | $31,005,000 | $75,807 |
| Under 20% | 354 | $13,430,000 | $37,938 |
| 40-60% | 322 | $47,990,000 | $149,037 |
| Over 100% | 76 | $23,430,000 | $308,289 |
JOPLIN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,663 originations, totaling $343,125,000 in origination value.