JOPLIN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Joplin averaged
6.94%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
6.81% and
one month ago for the week of 2023-10-26, the
average rate was 7.61%.
Joplin's average rate one year ago was 6.1%.
For refis of the same type during the week of 2023-11-30, the average rate
was 6.36%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Joplin 30 Year Fixed Rate | 2023-11-30 | 6.94% |
| Joplin 30 Year Fixed Rate Refi | 2023-11-30 | 6.36% |
| Joplin 15 Year Fixed Rate | 2023-11-30 | 6.55% |
| Joplin 15 Year Fixed Rate Refi | 2023-11-30 | 6.4% |
| Joplin 30 Year FHA | 2023-11-30 | 6.88% |
| Joplin 30 Year FHA Refi | 2023-11-30 | 7.15% |
| Joplin 30 Year USDA | 2023-11-30 | 6.71% |
| Joplin 30 Year USDA Refi | 2023-11-30 | 7% |
| Joplin 30 Year VA | 2023-11-30 | 6.62% |
| Joplin 30 Year VA Refi | 2023-11-30 | 6.77% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOPLIN, MO.
JOPLIN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOPLIN, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOPLIN Average Closing Costs & Other Stats
JOPLIN, MO's 117 lenders originated 4,968
loans during 2022. The total origination value was $819,410,000, with an average loan value of
$164,938.
JOPLIN's average closing costs are $3,624.
The top JOPLIN lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
592 loans originated. Their average total fees are
$3,118, which is $1,052
higher than the next largest lender,
Southwest Missouri Bank.
The lowest fee JOPLIN lenders (with over 10 loans originated) are
Southwest Missouri Bank ($2,066), Commerce Bank ($2,704), Great Southern Bank ($2,777), Springfield First Community Bank ($2,782) and Gateway First Bank ($2,860).
The lowest rate JOPLIN lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (4.00%), Oakstar Bank (4.17%), Springfield First Community Bank (4.53%), LOANDEPOT.COM, LLC (4.63%) and Commerce Bank (4.64%).
JOPLIN, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | $260,315,000 | $209,030,000 | -19.7% | 25.5% |
| Arvest Bank | $84,935,000 | $80,910,000 | -4.7% | 9.9% |
| Southwest Missouri Bank | $85,465,000 | $79,265,000 | -7.3% | 9.7% |
| People's Bank of Seneca | $52,115,000 | $43,170,000 | -17.2% | 5.3% |
| QUICKEN LOANS, LLC | $69,635,000 | $37,735,000 | -45.8% | 4.6% |
| First Community Bank | $33,745,000 | $29,970,000 | -11.2% | 3.7% |
| U.S. Bank | $38,940,000 | $24,595,000 | -36.8% | 3.0% |
| Pinnacle Bank | $18,420,000 | $21,065,000 | 14.4% | 2.6% |
| Springfield First Community Bank | $14,050,000 | $17,460,000 | 24.3% | 2.1% |
| Mortgage Research Center, LLC | $13,780,000 | $14,320,000 | 3.9% | 1.7% |
| Community Bank and Trust | $31,455,000 | $13,885,000 | -55.9% | 1.7% |
| FirstTrust Home Loans, Inc. | $22,480,000 | $10,845,000 | -51.8% | 1.3% |
| DAS Acquisition Company, LLC | $14,095,000 | $10,570,000 | -25.0% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $10,175,000 | $10,180,000 | 0.0% | 1.2% |
| Gateway First Bank | $24,585,000 | $9,705,000 | -60.5% | 1.2% |
| Community National Bank & Trust | $5,455,000 | $9,290,000 | 70.3% | 1.1% |
| Commerce Bank | $14,560,000 | $8,605,000 | -40.9% | 1.1% |
| Oakstar Bank | $15,965,000 | $7,945,000 | -50.2% | 1.0% |
| Mid-Missouri Bank | $6,190,000 | $7,405,000 | 19.6% | 0.9% |
| LOANDEPOT.COM, LLC | $10,690,000 | $6,690,000 | -37.4% | 0.8% |
| Old Missouri Bank | $3,210,000 | $6,530,000 | 103.4% | 0.8% |
| Wells Fargo Bank | $11,730,000 | $5,855,000 | -50.1% | 0.7% |
| Capitol Federal Savings Bank | $295,000 | $5,185,000 | 1,657.6% | 0.6% |
| CALIBER HOME LOANS, INC. | $4,680,000 | $4,960,000 | 6.0% | 0.6% |
| BROKER SOLUTIONS, INC. | $4,330,000 | $4,860,000 | 12.2% | 0.6% |
| TOWNE MORTGAGE COMPANY | $6,585,000 | $4,700,000 | -28.6% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $4,575,000 | n/a | 0.6% | |
| AMERISAVE MORTGAGE CORPORATION | $4,905,000 | $4,420,000 | -9.9% | 0.5% |
| USAA Federal Savings Bank | $4,145,000 | $4,410,000 | 6.4% | 0.5% |
| Simmons Bank | $16,585,000 | $4,305,000 | -74.0% | 0.5% |
| Great Southern Bank | $6,575,000 | $4,230,000 | -35.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,080,000 | $3,765,000 | -46.8% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $22,635,000 | $3,435,000 | -84.8% | 0.4% |
| UMB Bank | $2,000,000 | $3,100,000 | 55.0% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,005,000 | $3,040,000 | 51.6% | 0.4% |
| JPMorgan Chase Bank | $1,390,000 | $3,015,000 | 116.9% | 0.4% |
| GERSHMAN INVESTMENT CORP. | $5,485,000 | $2,895,000 | -47.2% | 0.4% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $2,835,000 | n/a | 0.3% | |
| CU Community Credit Union | $2,405,000 | n/a | 0.3% | |
| Midwest Mortgage Associates Corporation | $2,955,000 | $2,220,000 | -24.9% | 0.3% |
| Flagstar Bank, FSB | $3,435,000 | $2,150,000 | -37.4% | 0.3% |
| Citizens Bank of Amsterdam | $2,025,000 | n/a | 0.2% | |
| NAVY FEDERAL CREDIT UNION | $3,795,000 | $1,905,000 | -49.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $4,590,000 | $1,900,000 | -58.6% | 0.2% |
| Sullivan Bank | $120,000 | $1,850,000 | 1,441.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,565,000 | $1,760,000 | 12.5% | 0.2% |
| Carrington Mortgage Services, LLC | $2,105,000 | $1,760,000 | -16.4% | 0.2% |
| NBKC BANK | $1,860,000 | $1,690,000 | -9.1% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,195,000 | $1,635,000 | 36.8% | 0.2% |
| Bank of America | $1,765,000 | $1,590,000 | -9.9% | 0.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,045,000 | $1,475,000 | -51.6% | 0.2% |
| Labette Bank | $215,000 | $1,440,000 | 569.8% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,075,000 | $1,420,000 | 32.1% | 0.2% |
| The Central Trust Bank | $3,550,000 | $1,400,000 | -60.6% | 0.2% |
| PINNACLE LENDING GROUP, INC. | $1,390,000 | n/a | 0.2% | |
| Flanagan State Bank | $1,065,000 | $1,340,000 | 25.8% | 0.2% |
| NEWREZ LLC | $2,535,000 | $1,295,000 | -48.9% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,395,000 | $1,280,000 | -62.3% | 0.2% |
| Servion, Inc. | $3,945,000 | $1,240,000 | -68.6% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,745,000 | $1,155,000 | -33.8% | 0.1% |
| GUARANTEED RATE, INC. | $410,000 | $1,130,000 | 175.6% | 0.1% |
| United Bank | $575,000 | $1,130,000 | 96.5% | 0.1% |
| LOANPAL, LLC | $1,385,000 | $1,090,000 | -21.3% | 0.1% |
| Truist | $1,240,000 | $1,025,000 | -17.3% | 0.1% |
| Freedom Bank of Southern Missouri | $875,000 | $1,010,000 | 15.4% | 0.1% |
| FCS Financial FLCA | $1,315,000 | $1,005,000 | -23.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,305,000 | $1,005,000 | -56.4% | 0.1% |
| First Guaranty Mortgage Corporation | $2,380,000 | $990,000 | -58.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,250,000 | $985,000 | -56.2% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $285,000 | $915,000 | 221.1% | 0.1% |
| Plains Commerce Bank | $650,000 | $915,000 | 40.8% | 0.1% |
| Ally Bank | $210,000 | $905,000 | 331.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,360,000 | $890,000 | -34.6% | 0.1% |
| Stifel Bank and Trust | $1,805,000 | $870,000 | -51.8% | 0.1% |
| BancorpSouth Bank | $795,000 | $860,000 | 8.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $770,000 | $835,000 | 8.4% | 0.1% |
| First Midwest Bank of Dexter | $825,000 | n/a | 0.1% | |
| First State Bank of St. Charles, Missouri | $510,000 | $745,000 | 46.1% | 0.1% |
| The Huntington National Bank | $745,000 | n/a | 0.1% | |
| Northpointe Bank | $5,080,000 | $730,000 | -85.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $530,000 | $730,000 | 37.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,495,000 | $710,000 | -52.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $420,000 | $695,000 | 65.5% | 0.1% |
| BOKF | $210,000 | $690,000 | 228.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $685,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $485,000 | $685,000 | 41.2% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $1,010,000 | $670,000 | -33.7% | 0.1% |
| Discover Bank | $190,000 | $665,000 | 250.0% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $360,000 | $665,000 | 84.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $95,000 | $660,000 | 594.7% | 0.1% |
| Southern Bank | $1,360,000 | $650,000 | -52.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $1,425,000 | $620,000 | -56.5% | 0.1% |
| INLAND BANK & TRUST | $615,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $480,000 | $605,000 | 26.0% | 0.1% |
| COMMUNITYAMERICA | $1,650,000 | $580,000 | -64.8% | 0.1% |
| HOME POINT FINANCIAL CORPORATION | $1,785,000 | $575,000 | -67.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,660,000 | $575,000 | -65.4% | 0.1% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $440,000 | $555,000 | 26.1% | 0.1% |
| United Fidelity Funding Corp. | $530,000 | n/a | 0.1% | |
| U S WIDE FINANCIAL LLC | $960,000 | $515,000 | -46.4% | 0.1% |
| GSF Mortgage Corporation | $585,000 | $510,000 | -12.8% | 0.1% |
| Rock Canyon Bank | $510,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $125,000 | $485,000 | 288.0% | 0.1% |
| Hawthorn Bank | $185,000 | $480,000 | 159.5% | 0.1% |
| Equity Prime Mortgage LLC | $475,000 | n/a | 0.1% | |
| GNBank | $280,000 | $475,000 | 69.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $565,000 | $475,000 | -15.9% | 0.1% |
| United Nations Federal Credit Union | $465,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $685,000 | $440,000 | -35.8% | 0.1% |
| The Bennington State Bank | $425,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $590,000 | $415,000 | -29.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $415,000 | n/a | 0.1% | |
| JLB CORPORATION | $205,000 | $410,000 | 100.0% | 0.1% |
| Deere Employees Credit Union | $445,000 | $400,000 | -10.1% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $2,260,000 | $385,000 | -83.0% | 0.0% |
| JAMES B. NUTTER & COMPANY | $370,000 | n/a | 0.0% | |
| Magnolia Bank | $330,000 | $360,000 | 9.1% | 0.0% |
| Nations Lending Corporation | $95,000 | $355,000 | 273.7% | 0.0% |
| First Home Bank | $680,000 | $350,000 | -48.5% | 0.0% |
| The Federal Savings Bank | $630,000 | $345,000 | -45.2% | 0.0% |
| The Home Loan Expert LLC | $250,000 | $345,000 | 38.0% | 0.0% |
| Colonial Savings, F.A. | $510,000 | $340,000 | -33.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $195,000 | $340,000 | 74.4% | 0.0% |
| PHH Mortgage Corporation | $200,000 | $320,000 | 60.0% | 0.0% |
| BETTER MORTGAGE CORPORATION | $4,810,000 | $310,000 | -93.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $310,000 | n/a | 0.0% | |
| The Bank of Missouri | $365,000 | $310,000 | -15.1% | 0.0% |
| MORTGAGE SOLUTIONS LLC | $85,000 | $305,000 | 258.8% | 0.0% |
| HNB National Bank | $300,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $135,000 | $295,000 | 118.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,235,000 | $295,000 | -76.1% | 0.0% |
| BLUCURRENT | $280,000 | $290,000 | 3.6% | 0.0% |
| Eagle Bank and Trust Company | $285,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $285,000 | n/a | 0.0% | |
| CROSSCOUNTRY MORTGAGE, LLC | $740,000 | $280,000 | -62.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $155,000 | $275,000 | 77.4% | 0.0% |
| Generations Bank | $265,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $675,000 | $265,000 | -60.7% | 0.0% |
| Bank OZK | $260,000 | n/a | 0.0% | |
| Mortgage Investment Services Corporation | $1,715,000 | $260,000 | -84.8% | 0.0% |
| SUMMIT FUNDING, INC. | $255,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $250,000 | n/a | 0.0% | |
| VANTAGE Credit Union | $245,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $225,000 | n/a | 0.0% | |
| Farm Credit Services of Western Arkansas, ACA | $215,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $1,075,000 | $205,000 | -80.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $135,000 | $205,000 | 51.9% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $205,000 | n/a | 0.0% | |
| The First National Bank of Fort Smith | $205,000 | n/a | 0.0% | |
| Ixonia Bank | $195,000 | n/a | 0.0% | |
| PNC Bank | $390,000 | $195,000 | -50.0% | 0.0% |
| ENCORE BANK | $95,000 | $185,000 | 94.7% | 0.0% |
| NEIGHBORS | $185,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $185,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $275,000 | $185,000 | -32.7% | 0.0% |
| ARC HOME LLC | $185,000 | $175,000 | -5.4% | 0.0% |
| Grand Savings Bank | $175,000 | n/a | 0.0% | |
| IOWA BANKERS MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Legacy National Bank | $175,000 | n/a | 0.0% | |
| Bank of England | $180,000 | $165,000 | -8.3% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,115,000 | $165,000 | -85.2% | 0.0% |
| AMERICAN ADVISORS GROUP | $440,000 | $160,000 | -63.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Central National Bank | $105,000 | $145,000 | 38.1% | 0.0% |
| Citizens Bank | $2,330,000 | $145,000 | -93.8% | 0.0% |
| COMMUNITY MORTGAGE, LLC | $275,000 | $145,000 | -47.3% | 0.0% |
| Country Club Bank | $145,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $640,000 | $145,000 | -77.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $135,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $135,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $125,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $125,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $80,000 | $125,000 | 56.3% | 0.0% |
| Transportation Federal Credit Union | $45,000 | $120,000 | 166.7% | 0.0% |
| AMWEST FUNDING CORP. | $115,000 | n/a | 0.0% | |
| Bank of the West | $105,000 | n/a | 0.0% | |
| Cornerstone Bank | $105,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $105,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $370,000 | $105,000 | -71.6% | 0.0% |
| Equity Bank | $595,000 | $95,000 | -84.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $540,000 | $95,000 | -82.4% | 0.0% |
| Centennial Bank | $85,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| MISSOURI Credit Union | $105,000 | $75,000 | -28.6% | 0.0% |
| Peoples Community Bank | $55,000 | $75,000 | 36.4% | 0.0% |
| The Farmers & Merchants Bank | $75,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $65,000 | n/a | 0.0% | |
| Peoples Bank | $215,000 | $65,000 | -69.8% | 0.0% |
| American Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| Firstar Bank | $55,000 | n/a | 0.0% | |
| Signature Bank of Arkansas | $55,000 | n/a | 0.0% | |
| TIB The Independent Bankersbank | $550,000 | $55,000 | -90.0% | 0.0% |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | $35,000 | -36.4% | 0.0% |
| Citizens Bank of Rogersville | $25,000 | n/a | 0.0% | |
| Regions Bank | $500,000 | $25,000 | -95.0% | 0.0% |
| GREATER KC PUBLIC SAFETY CREDIT UNION | $5,000 | n/a | 0.0% |
JOPLIN's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 25.5% market share. In second place, with 9.9%, is Arvest Bank, having originated $80,910,000 in loans. In third place, with 9.7%, is Southwest Missouri Bank, having originated $79,265,000 in loans. In fourth place, with 5.3%, is People's Bank of Seneca, having originated $43,170,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $37,735,000 in loans.
JOPLIN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $135,000 (13.0%) | $182,072 (6.3%) | 0.50 | 708 |
| 2018-02-01 | $138,926 (14.1%) | $183,745 (5.1%) | 0.50 | 690 |
| 2018-03-01 | $139,989 (14.6%) | $186,819 (5.1%) | 0.49 | 715 |
| 2018-04-01 | $149,800 (19.0%) | $190,208 (3.5%) | 0.51 | 730 |
| 2018-05-01 | $149,900 (14.3%) | $188,465 (-1.5%) | 0.50 | 710 |
| 2018-06-01 | $149,900 (14.1%) | $193,934 (1.1%) | 0.50 | 736 |
| 2018-07-01 | $149,900 (9.3%) | $191,596 (0.0%) | 0.50 | 749 |
| 2018-08-01 | $149,900 (10.7%) | $185,822 (-1.6%) | 0.50 | 904 |
| 2018-09-01 | $149,873 (8.7%) | $185,615 (-0.7%) | 0.50 | 937 |
| 2018-10-01 | $153,475 (13.7%) | $191,085 (2.0%) | 0.52 | 882 |
| 2018-11-01 | $149,873 (11.0%) | $187,404 (-0.2%) | 0.51 | 905 |
| 2018-12-01 | $149,873 (11.1%) | $186,807 (2.6%) | 0.52 | 846 |
| 2019-01-01 | $146,134 (8.3%) | $184,100 (1.1%) | 0.50 | 763 |
| 2019-02-01 | $151,250 (8.9%) | $188,481 (2.6%) | 0.51 | 712 |
| 2019-03-01 | $154,929 (10.7%) | $191,612 (2.6%) | 0.51 | 678 |
| 2019-04-01 | $155,704 (3.9%) | $194,826 (2.4%) | 0.49 | 649 |
| 2019-05-01 | $157,824 (5.3%) | $197,086 (4.6%) | 0.49 | 635 |
| 2019-06-01 | $150,000 (0.1%) | $197,680 (1.9%) | 0.47 | 640 |
| 2019-07-01 | $157,250 (4.9%) | $195,775 (2.2%) | 0.49 | 678 |
| 2019-08-01 | $156,784 (4.6%) | $194,410 (4.6%) | 0.50 | 670 |
| 2019-09-01 | $155,560 (3.8%) | $193,921 (4.5%) | 0.50 | 651 |
| 2019-10-01 | $156,940 (2.3%) | $194,659 (1.9%) | 0.51 | 641 |
| 2019-11-01 | $154,600 (3.2%) | $193,998 (3.5%) | 0.51 | 646 |
| 2019-12-01 | $154,950 (3.4%) | $196,519 (5.2%) | 0.52 | 628 |
| 2020-01-01 | $157,500 (7.8%) | $196,870 (6.9%) | 0.53 | 574 |
| 2020-02-01 | $154,900 (2.4%) | $198,619 (5.4%) | 0.51 | 531 |
| 2020-03-01 | $159,842 (3.2%) | $201,673 (5.3%) | 0.50 | 507 |
| 2020-04-01 | $151,000 (-3.0%) | $202,502 (3.9%) | 0.47 | 536 |
| 2020-05-01 | $159,900 (1.3%) | $211,050 (7.1%) | 0.49 | 484 |
| 2020-06-01 | $165,000 (10.0%) | $217,156 (9.9%) | 0.49 | 459 |
| 2020-07-01 | $166,163 (5.7%) | $225,705 (15.3%) | 0.48 | 430 |
| 2020-08-01 | $179,305 (14.4%) | $241,694 (24.3%) | 0.51 | 365 |
| 2020-09-01 | $182,400 (17.3%) | $250,632 (29.2%) | 0.52 | 361 |
| 2020-10-01 | $169,900 (8.3%) | $233,206 (19.8%) | 0.49 | 378 |
| 2020-11-01 | $159,900 (3.4%) | $236,202 (21.8%) | 0.47 | 379 |
| 2020-12-01 | $158,700 (2.4%) | $238,826 (21.5%) | 0.47 | 368 |
| 2021-01-01 | $160,700 (2.0%) | $252,718 (28.4%) | 0.48 | 320 |
| 2021-02-01 | $172,475 (11.4%) | $278,370 (40.2%) | 0.50 | 268 |
| 2021-03-01 | $195,975 (22.6%) | $279,884 (38.8%) | 0.56 | 269 |
| 2021-04-01 | $196,950 (30.4%) | $274,177 (35.4%) | 0.53 | 267 |
| 2021-05-01 | $174,900 (9.4%) | $284,555 (34.8%) | 0.47 | 232 |
| 2021-06-01 | $179,100 (8.6%) | $291,694 (34.3%) | 0.47 | 253 |
| 2021-07-01 | $179,900 (8.3%) | $265,103 (17.5%) | 0.47 | 300 |
| 2021-08-01 | $192,300 (7.3%) | $270,218 (11.8%) | 0.51 | 324 |
| 2021-09-01 | $202,229 (10.9%) | $257,326 (2.7%) | 0.54 | 368 |
| 2021-10-01 | $207,000 (21.8%) | $257,773 (10.5%) | 0.55 | 378 |
| 2021-11-01 | $213,075 (33.3%) | $270,053 (14.3%) | 0.57 | 348 |
| 2021-12-01 | $216,975 (36.7%) | $289,033 (21.0%) | 0.59 | 288 |
| 2022-01-01 | $219,950 (36.9%) | $290,009 (14.8%) | 0.59 | 230 |
| 2022-02-01 | $229,925 (33.3%) | $291,274 (4.6%) | 0.60 | 196 |
| 2022-03-01 | $234,750 (19.8%) | $303,826 (8.6%) | 0.59 | 187 |
| 2022-04-01 | $224,900 (14.2%) | $292,363 (6.6%) | 0.54 | 239 |
| 2022-05-01 | $222,225 (27.1%) | $299,561 (5.3%) | 0.51 | 255 |
| 2022-06-01 | $207,500 (15.9%) | $282,939 (-3.0%) | 0.46 | 330 |
| 2022-07-01 | $200,975 (11.7%) | $272,227 (2.7%) | 0.45 | 402 |
| 2022-08-01 | $207,950 (8.1%) | $268,259 (-0.7%) | 0.48 | 402 |
| 2022-09-01 | $229,675 (13.6%) | $272,985 (6.1%) | 0.54 | 411 |
| 2022-10-01 | $224,000 (8.2%) | $291,967 (13.3%) | 0.53 | 425 |
| 2022-11-01 | $224,806 (5.5%) | $293,466 (8.7%) | 0.54 | 463 |
| 2022-12-01 | $219,950 (1.4%) | $285,879 (-1.1%) | 0.54 | 431 |
| 2023-01-01 | $227,272 (3.3%) | $313,870 (8.2%) | 0.56 | 371 |
| 2023-02-01 | $236,705 (3.0%) | $339,502 (16.6%) | 0.57 | 321 |
| 2023-03-01 | $249,901 (6.5%) | $354,355 (16.6%) | 0.59 | 319 |
| 2023-04-01 | $249,950 (11.1%) | $352,191 (20.5%) | 0.58 | 339 |
| 2023-05-01 | $253,969 (14.3%) | $357,396 (19.3%) | 0.58 | 333 |
| 2023-06-01 | $262,450 (26.5%) | $384,848 (36.0%) | 0.59 | 349 |
| 2023-07-01 | $259,605 (29.2%) | $359,358 (32.0%) | 0.59 | 377 |
| 2023-08-01 | $247,450 (19.0%) | $384,480 (43.3%) | 0.57 | 416 |
| 2023-09-01 | $249,900 (8.8%) | $393,834 (44.3%) | 0.58 | 400 |
| 2023-10-01 | $252,000 (12.5%) | $377,472 (29.3%) | 0.59 | 457 |
| 2023-11-01 | $256,382 (14.1%) | $391,571 (33.4%) | 0.61 | 467 |
JOPLIN's median listing price for 2023-11-01 was $256,382, a difference of
$31,576
(14.1%) versus the prior year and
$4,382 versus the prior month.
JOPLIN's median listing price comes in at 61% of the national average.
JOPLIN's average listing price for 2023-11-01 was $391,571, a difference of $98,105 (33.4%) versus the prior year and $14,099 versus the prior month.
For the 2023-11-01 period, JOPLIN had 467 MLS listings, a difference of 10 listings (2%) versus the prior month and 4 listings (1%) versus the prior year.
JOPLIN's median listing price comes in at 61% of the national average.
JOPLIN's average listing price for 2023-11-01 was $391,571, a difference of $98,105 (33.4%) versus the prior year and $14,099 versus the prior month.
For the 2023-11-01 period, JOPLIN had 467 MLS listings, a difference of 10 listings (2%) versus the prior month and 4 listings (1%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 1,787 sqft |
| 2018-02-01 | 76 days | 1,771 sqft |
| 2018-03-01 | 54 days | 1,785 sqft |
| 2018-04-01 | 53 days | 1,824 sqft |
| 2018-05-01 | 57 days | 1,843 sqft |
| 2018-06-01 | 54 days | 1,860 sqft |
| 2018-07-01 | 60 days | 1,878 sqft |
| 2018-08-01 | 54 days | 1,827 sqft |
| 2018-09-01 | 57 days | 1,804 sqft |
| 2018-10-01 | 67 days | 1,859 sqft |
| 2018-11-01 | 67 days | 1,850 sqft |
| 2018-12-01 | 67 days | 1,822 sqft |
| 2019-01-01 | 74 days | 1,796 sqft |
| 2019-02-01 | 83 days | 1,811 sqft |
| 2019-03-01 | 69 days | 1,797 sqft |
| 2019-04-01 | 53 days | 1,785 sqft |
| 2019-05-01 | 50 days | 1,825 sqft |
| 2019-06-01 | 53 days | 1,811 sqft |
| 2019-07-01 | 54 days | 1,833 sqft |
| 2019-08-01 | 56 days | 1,832 sqft |
| 2019-09-01 | 58 days | 1,814 sqft |
| 2019-10-01 | 58 days | 1,809 sqft |
| 2019-11-01 | 57 days | 1,809 sqft |
| 2019-12-01 | 71 days | 1,813 sqft |
| 2020-01-01 | 73 days | 1,826 sqft |
| 2020-02-01 | 66 days | 1,820 sqft |
| 2020-03-01 | 54 days | 1,810 sqft |
| 2020-04-01 | 45 days | 1,791 sqft |
| 2020-05-01 | 51 days | 1,800 sqft |
| 2020-06-01 | 52 days | 1,871 sqft |
| 2020-07-01 | 40 days | 1,855 sqft |
| 2020-08-01 | 37 days | 1,937 sqft |
| 2020-09-01 | 44 days | 2,000 sqft |
| 2020-10-01 | 32 days | 1,875 sqft |
| 2020-11-01 | 42 days | 1,840 sqft |
| 2020-12-01 | 51 days | 1,842 sqft |
| 2021-01-01 | 57 days | 1,924 sqft |
| 2021-02-01 | 61 days | 1,965 sqft |
| 2021-03-01 | 42 days | 1,985 sqft |
| 2021-04-01 | 35 days | 1,896 sqft |
| 2021-05-01 | 29 days | 1,908 sqft |
| 2021-06-01 | 26 days | 1,905 sqft |
| 2021-07-01 | 28 days | 1,800 sqft |
| 2021-08-01 | 30 days | 1,848 sqft |
| 2021-09-01 | 30 days | 1,815 sqft |
| 2021-10-01 | 44 days | 1,889 sqft |
| 2021-11-01 | 45 days | 1,870 sqft |
| 2021-12-01 | 51 days | 1,848 sqft |
| 2022-01-01 | 53 days | 1,950 sqft |
| 2022-02-01 | 28 days | 1,949 sqft |
| 2022-03-01 | 19 days | 1,813 sqft |
| 2022-04-01 | 19 days | 1,750 sqft |
| 2022-05-01 | 30 days | 1,753 sqft |
| 2022-06-01 | 27 days | 1,743 sqft |
| 2022-07-01 | 32 days | 1,742 sqft |
| 2022-08-01 | 39 days | 1,697 sqft |
| 2022-09-01 | 45 days | 1,751 sqft |
| 2022-10-01 | 44 days | 1,760 sqft |
| 2022-11-01 | 43 days | 1,750 sqft |
| 2022-12-01 | 51 days | 1,705 sqft |
| 2023-01-01 | 72 days | 1,750 sqft |
| 2023-02-01 | 66 days | 1,764 sqft |
| 2023-03-01 | 37 days | 1,800 sqft |
| 2023-04-01 | 31 days | 1,768 sqft |
| 2023-05-01 | 38 days | 1,790 sqft |
| 2023-06-01 | 38 days | 1,931 sqft |
| 2023-07-01 | 37 days | 1,850 sqft |
| 2023-08-01 | 38 days | 1,818 sqft |
| 2023-09-01 | 45 days | 1,855 sqft |
| 2023-10-01 | 42 days | 1,872 sqft |
| 2023-11-01 | 48 days | 1,865 sqft |
JOPLIN's median listing age (time on market) for 2023-11-01 was 48 days.
This
is 11%
longer
than the same period one year ago.
JOPLIN's median square footage for active listings during the 2023-11-01 period was 1,865 sqft. One year prior, the average listing was 1,750 sqft.
JOPLIN's median square footage for active listings during the 2023-11-01 period was 1,865 sqft. One year prior, the average listing was 1,750 sqft.
JOPLIN, MO Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 64748 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64755 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64801 | Joplin, MO | $590 | $630 | $800 | $1,030 | $1,120 |
| 64802 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64803 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64804 | Joplin, MO | $540 | $580 | $740 | $960 | $1,040 |
| 64830 | Joplin, MO | $540 | $580 | $730 | $950 | $1,020 |
| 64832 | Joplin, MO | $720 | $770 | $980 | $1,270 | $1,370 |
| 64833 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64834 | Joplin, MO | $690 | $740 | $940 | $1,210 | $1,320 |
| 64835 | Joplin, MO | $570 | $620 | $780 | $1,010 | $1,090 |
| 64836 | Joplin, MO | $570 | $610 | $770 | $1,000 | $1,080 |
| 64840 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64841 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64842 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64843 | Joplin, MO | $520 | $550 | $710 | $930 | $980 |
| 64844 | Joplin, MO | $550 | $590 | $750 | $970 | $1,050 |
| 64848 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64849 | Joplin, MO | $520 | $560 | $720 | $930 | $1,000 |
| 64850 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64855 | Joplin, MO | $690 | $740 | $940 | $1,220 | $1,320 |
| 64857 | Joplin, MO | $590 | $630 | $810 | $1,070 | $1,130 |
| 64858 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64859 | Joplin, MO | $530 | $570 | $730 | $940 | $1,020 |
| 64861 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64862 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64864 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64865 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64866 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64867 | Joplin, MO | $540 | $570 | $720 | $930 | $1,010 |
| 64870 | Joplin, MO | $570 | $620 | $780 | $1,010 | $1,090 |
| 64873 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 65723 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 65734 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
2022 Average & Median Rent Data Statistics
JOPLIN, MO average 1BR rent: $591, median: $565
JOPLIN, MO average 2BR rent: $756, median: $720
JOPLIN, MO average 3BR rent: $984, median: $930
JOPLIN, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,011 | $563,445,000 | $187,129 |
| Refi | 753 | $115,035,000 | $152,769 |
| Cash Out Refi | 554 | $88,500,000 | $159,747 |
| Other | 348 | $26,220,000 | $75,345 |
| Home Improvement | 302 | $26,210,000 | $86,788 |
Joplin's most frequently cited loan purpose was Home Purchase, with 3,011 originations. The 2nd most popular reason was Refi, with 753 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,326 | $220,040,000 | $165,943 |
| 4-5% | 1,081 | $181,045,000 | $167,479 |
| 3-4% | 940 | $168,620,000 | $179,383 |
| 6-7% | 632 | $94,520,000 | $149,557 |
| 7-8% | 198 | $20,780,000 | $104,949 |
| 2.5-3% | 196 | $37,470,000 | $191,173 |
| Over 8% | 92 | $9,770,000 | $106,196 |
| <2.5% | 47 | $8,805,000 | $187,340 |
During 2022, Joplin's most frequently originated rate bucket was 5-6%, with 1,326 originations.
Loan Sizing (JOPLIN, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,151 | $312,685,000 | $145,367 |
| $100,000 or less | 1,543 | $95,415,000 | $61,837 |
| $200k-400k | 1,084 | $288,750,000 | $266,375 |
| $400k-600k | 127 | $60,105,000 | $473,268 |
| $600k-1000k | 50 | $35,550,000 | $711,000 |
| $Over $1MM | 13 | $26,905,000 | $2,069,615 |
JOPLIN's loan sizing saw the bucket of loans from $100k-200k with 2,151 originations, totaling $312,685,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,104 | $389,820,000 | $185,276 |
| 60-80% | 1,214 | $212,620,000 | $175,140 |
| 40-60% | 481 | $67,045,000 | $139,387 |
| 20-40% | 367 | $37,695,000 | $102,711 |
| Under 20% | 274 | $16,610,000 | $60,620 |
| Over 100% | 57 | $16,115,000 | $282,719 |
JOPLIN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,104 originations, totaling $389,820,000 in origination value.