JOPLIN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Joplin averaged
6.6%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.93% and
one month ago for the week of 2023-02-09, the
average rate was 6.52%.
Joplin's average rate one year ago was 4.05%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Joplin 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Joplin 30 Year Fixed Rate Refi | 2023-03-16 | 6.96% |
| Joplin 15 Year Fixed Rate | 2023-03-16 | 6.26% |
| Joplin 15 Year Fixed Rate Refi | 2023-03-16 | 6.15% |
| Joplin 30 Year FHA | 2023-03-16 | 6.28% |
| Joplin 30 Year FHA Refi | 2023-03-16 | 6.47% |
| Joplin 30 Year USDA | 2023-03-16 | 6.45% |
| Joplin 30 Year USDA Refi | 2023-03-16 | 6.51% |
| Joplin 30 Year VA | 2023-03-16 | 6.51% |
| Joplin 30 Year VA Refi | 2023-03-16 | 6.15% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOPLIN, MO.
JOPLIN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOPLIN, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOPLIN Average Closing Costs & Other Stats
JOPLIN, MO's 132 lenders originated 6,781
loans during 2021. The total origination value was $1,117,875,000, with an average loan value of
$164,854.
JOPLIN's average closing costs are $3,400.
The top JOPLIN lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
796 loans originated. Their average total fees are
$2,601, which is $541
higher than the next largest lender,
Southwest Missouri Bank.
The lowest fee JOPLIN lenders (with over 10 loans originated) are
Southwest Missouri Bank ($2,060), Gateway First Bank ($2,142), U.S. Bank ($2,271), Commerce Bank ($2,399) and Great Southern Bank ($2,431).
The lowest rate JOPLIN lenders (with over 10 loans originated) are
Oakstar Bank (2.82%), Pinnacle Bank (2.87%), Guaranty Bank (2.98%), BETTER MORTGAGE CORPORATION (2.99%) and Northpointe Bank (3.04%).
JOPLIN, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | $229,950,000 | $260,315,000 | 13.2% | 23.3% |
| Southwest Missouri Bank | $93,205,000 | $85,465,000 | -8.3% | 7.6% |
| Arvest Bank | $95,855,000 | $84,935,000 | -11.4% | 7.6% |
| QUICKEN LOANS, LLC | $48,945,000 | $69,635,000 | 42.3% | 6.2% |
| People's Bank of Seneca | $40,600,000 | $52,115,000 | 28.4% | 4.7% |
| Guaranty Bank | $40,165,000 | $46,100,000 | 14.8% | 4.1% |
| U.S. Bank | $41,230,000 | $38,940,000 | -5.6% | 3.5% |
| First Community Bank | $26,805,000 | $33,745,000 | 25.9% | 3.0% |
| Community Bank and Trust | $37,935,000 | $31,455,000 | -17.1% | 2.8% |
| Gateway First Bank | $21,420,000 | $24,585,000 | 14.8% | 2.2% |
| FREEDOM MORTGAGE CORPORATION | $24,035,000 | $22,635,000 | -5.8% | 2.0% |
| FirstTrust Home Loans, Inc. | $10,525,000 | $22,480,000 | 113.6% | 2.0% |
| Pinnacle Bank | $16,920,000 | $18,420,000 | 8.9% | 1.6% |
| Simmons Bank | $7,945,000 | $16,585,000 | 108.7% | 1.5% |
| Oakstar Bank | $22,465,000 | $15,965,000 | -28.9% | 1.4% |
| Commerce Bank | $9,385,000 | $14,560,000 | 55.1% | 1.3% |
| DAS Acquisition Company, LLC | $8,180,000 | $14,095,000 | 72.3% | 1.3% |
| Springfield First Community Bank | $850,000 | $14,050,000 | 1,552.9% | 1.3% |
| Mortgage Research Center, LLC | $8,890,000 | $13,780,000 | 55.0% | 1.2% |
| Wells Fargo Bank | $8,625,000 | $11,730,000 | 36.0% | 1.0% |
| LOANDEPOT.COM, LLC | $6,690,000 | $10,690,000 | 59.8% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $4,885,000 | $10,175,000 | 108.3% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,945,000 | $7,080,000 | 79.5% | 0.6% |
| TOWNE MORTGAGE COMPANY | $2,855,000 | $6,585,000 | 130.6% | 0.6% |
| Great Southern Bank | $5,655,000 | $6,575,000 | 16.3% | 0.6% |
| Mid-Missouri Bank | $12,475,000 | $6,190,000 | -50.4% | 0.6% |
| GERSHMAN INVESTMENT CORP. | $630,000 | $5,485,000 | 770.6% | 0.5% |
| Community National Bank & Trust | $5,065,000 | $5,455,000 | 7.7% | 0.5% |
| Northpointe Bank | $2,285,000 | $5,080,000 | 122.3% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $3,295,000 | $4,905,000 | 48.9% | 0.4% |
| BETTER MORTGAGE CORPORATION | $425,000 | $4,810,000 | 1,031.8% | 0.4% |
| CALIBER HOME LOANS, INC. | $3,630,000 | $4,680,000 | 28.9% | 0.4% |
| NEW DAY FINANCIAL, LLC | $4,250,000 | $4,590,000 | 8.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,710,000 | $4,330,000 | 59.8% | 0.4% |
| USAA Federal Savings Bank | $2,565,000 | $4,145,000 | 61.6% | 0.4% |
| Servion, Inc. | $1,015,000 | $3,945,000 | 288.7% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,415,000 | $3,795,000 | 57.1% | 0.3% |
| The Central Trust Bank | $3,550,000 | n/a | 0.3% | |
| Flagstar Bank, FSB | $5,835,000 | $3,435,000 | -41.1% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,860,000 | $3,395,000 | 82.5% | 0.3% |
| Old Missouri Bank | $2,700,000 | $3,210,000 | 18.9% | 0.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,690,000 | $3,045,000 | 80.2% | 0.3% |
| Midwest Mortgage Associates Corporation | $145,000 | $2,955,000 | 1,937.9% | 0.3% |
| FirstBank | $2,860,000 | n/a | 0.3% | |
| NEWREZ LLC | $1,635,000 | $2,535,000 | 55.0% | 0.2% |
| First Guaranty Mortgage Corporation | $1,715,000 | $2,380,000 | 38.8% | 0.2% |
| Citizens Bank | $135,000 | $2,330,000 | 1,625.9% | 0.2% |
| KS StateBank | $2,305,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $3,005,000 | $2,305,000 | -23.3% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,675,000 | $2,260,000 | 34.9% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $500,000 | $2,250,000 | 350.0% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,175,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $1,140,000 | $2,105,000 | 84.6% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,770,000 | $2,005,000 | -27.6% | 0.2% |
| UMB Bank | $3,355,000 | $2,000,000 | -40.4% | 0.2% |
| NBKC BANK | $405,000 | $1,860,000 | 359.3% | 0.2% |
| Stifel Bank and Trust | $1,805,000 | n/a | 0.2% | |
| HOME POINT FINANCIAL CORPORATION | $760,000 | $1,785,000 | 134.9% | 0.2% |
| Bank of America | $1,225,000 | $1,765,000 | 44.1% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,155,000 | $1,745,000 | 51.1% | 0.2% |
| Mortgage Investment Services Corporation | $520,000 | $1,715,000 | 229.8% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $355,000 | $1,660,000 | 367.6% | 0.1% |
| COMMUNITYAMERICA | $825,000 | $1,650,000 | 100.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $410,000 | $1,565,000 | 281.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $745,000 | $1,495,000 | 100.7% | 0.1% |
| GUILD MORTGAGE COMPANY | $2,005,000 | $1,425,000 | -28.9% | 0.1% |
| JPMorgan Chase Bank | $2,290,000 | $1,390,000 | -39.3% | 0.1% |
| LOANPAL, LLC | $490,000 | $1,385,000 | 182.7% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $465,000 | $1,360,000 | 192.5% | 0.1% |
| Southern Bank | $2,255,000 | $1,360,000 | -39.7% | 0.1% |
| FCS Financial FLCA | $1,315,000 | n/a | 0.1% | |
| ASSEMBLIES OF GOD Credit Union | $2,380,000 | $1,275,000 | -46.4% | 0.1% |
| Truist Bank | $860,000 | $1,240,000 | 44.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $410,000 | $1,235,000 | 201.2% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,055,000 | $1,195,000 | 13.3% | 0.1% |
| OPEN MORTGAGE, LLC | $85,000 | $1,115,000 | 1,211.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $660,000 | $1,075,000 | 62.9% | 0.1% |
| CITY-COUNTY CREDIT UNION | $1,075,000 | n/a | 0.1% | |
| Flanagan State Bank | $4,775,000 | $1,065,000 | -77.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,345,000 | $1,020,000 | -24.2% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $1,335,000 | $1,010,000 | -24.3% | 0.1% |
| U S WIDE FINANCIAL LLC | $785,000 | $960,000 | 22.3% | 0.1% |
| Freedom Bank of Southern Missouri | $1,355,000 | $875,000 | -35.4% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $4,635,000 | $855,000 | -81.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $505,000 | $855,000 | 69.3% | 0.1% |
| BancorpSouth Bank | $955,000 | $795,000 | -16.8% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $450,000 | $770,000 | 71.1% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $920,000 | $740,000 | -19.6% | 0.1% |
| KELLER MORTGAGE, LLC | $1,250,000 | $735,000 | -41.2% | 0.1% |
| Low VA Rates, LLC | $1,125,000 | $690,000 | -38.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $360,000 | $685,000 | 90.3% | 0.1% |
| First Home Bank | $715,000 | $680,000 | -4.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $675,000 | n/a | 0.1% | |
| TCF National Bank | $655,000 | $655,000 | 0.0% | 0.1% |
| Plains Commerce Bank | $650,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $560,000 | $640,000 | 14.3% | 0.1% |
| The Federal Savings Bank | $1,135,000 | $630,000 | -44.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $305,000 | $615,000 | 101.6% | 0.1% |
| Equity Bank | $595,000 | n/a | 0.1% | |
| Fidelity Bank | $595,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $290,000 | $590,000 | 103.4% | 0.1% |
| GSF Mortgage Corporation | $405,000 | $585,000 | 44.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $185,000 | $575,000 | 210.8% | 0.1% |
| United Bank | $335,000 | $575,000 | 71.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,450,000 | $565,000 | -61.0% | 0.1% |
| TIB The Independent Bankersbank | $530,000 | $550,000 | 3.8% | 0.0% |
| DELMAR FINANCIAL COMPANY | $545,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $460,000 | $540,000 | 17.4% | 0.0% |
| First Federal Bank of Kansas City | $530,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $155,000 | $530,000 | 241.9% | 0.0% |
| Mid-Continent Funding, Inc. | $145,000 | $520,000 | 258.6% | 0.0% |
| Colonial Savings, F.A. | $510,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $525,000 | $510,000 | -2.9% | 0.0% |
| Regions Bank | $1,505,000 | $500,000 | -66.8% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $495,000 | n/a | 0.0% | |
| First National Bank of America | $155,000 | $485,000 | 212.9% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,250,000 | $485,000 | -61.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $175,000 | $480,000 | 174.3% | 0.0% |
| Renasant Bank | $480,000 | n/a | 0.0% | |
| Bell Bank | $475,000 | n/a | 0.0% | |
| Devon Bank | $470,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $820,000 | $445,000 | -45.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $510,000 | $445,000 | -12.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $30,000 | $440,000 | 1,366.7% | 0.0% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $625,000 | $440,000 | -29.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,130,000 | $420,000 | -62.8% | 0.0% |
| GUARANTEED RATE, INC. | $505,000 | $410,000 | -18.8% | 0.0% |
| Triumph Bank | $410,000 | n/a | 0.0% | |
| F & M Bank | $405,000 | n/a | 0.0% | |
| PNC Bank | $720,000 | $390,000 | -45.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $370,000 | n/a | 0.0% | |
| First Horizon Bank | $370,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $150,000 | $370,000 | 146.7% | 0.0% |
| Midwest Heritage Bank FSB | $225,000 | $365,000 | 62.2% | 0.0% |
| The Bank of Missouri | $365,000 | n/a | 0.0% | |
| BNC National Bank | $630,000 | $360,000 | -42.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $300,000 | $360,000 | 20.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $145,000 | $355,000 | 144.8% | 0.0% |
| Magnolia Bank | $490,000 | $330,000 | -32.7% | 0.0% |
| UNIFY FINANCIAL Credit Union | $330,000 | n/a | 0.0% | |
| Citibank | $65,000 | $320,000 | 392.3% | 0.0% |
| Members Mortgage Services, L.L.C. | $195,000 | $315,000 | 61.5% | 0.0% |
| First Bank | $105,000 | $305,000 | 190.5% | 0.0% |
| Capitol Federal Savings Bank | $175,000 | $295,000 | 68.6% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $515,000 | $285,000 | -44.7% | 0.0% |
| BLUCURRENT | $610,000 | $280,000 | -54.1% | 0.0% |
| GNBank | $280,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE, LLC | $440,000 | $275,000 | -37.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $275,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $250,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $245,000 | n/a | 0.0% | |
| BLACK HILLS FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| Legence Bank | $235,000 | n/a | 0.0% | |
| UNITED | $25,000 | $235,000 | 840.0% | 0.0% |
| Manufacturers and Traders Trust Company | $85,000 | $230,000 | 170.6% | 0.0% |
| First Savings Bank | $95,000 | $225,000 | 136.8% | 0.0% |
| Labette Bank | $500,000 | $215,000 | -57.0% | 0.0% |
| Peoples Bank | $215,000 | n/a | 0.0% | |
| Ally Bank | $105,000 | $210,000 | 100.0% | 0.0% |
| BOKF | $1,900,000 | $210,000 | -88.9% | 0.0% |
| Charles Schwab Bank, SSB | $205,000 | n/a | 0.0% | |
| JLB CORPORATION | $205,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $205,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $210,000 | $200,000 | -4.8% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $195,000 | n/a | 0.0% | |
| Discover Bank | $180,000 | $190,000 | 5.6% | 0.0% |
| ARC HOME LLC | $185,000 | n/a | 0.0% | |
| Hawthorn Bank | $250,000 | $185,000 | -26.0% | 0.0% |
| Bank of England | $470,000 | $180,000 | -61.7% | 0.0% |
| Baxter Credit Union | $175,000 | n/a | 0.0% | |
| First Western Trust Bank | $175,000 | n/a | 0.0% | |
| Citizens Bank of Kansas | $105,000 | $165,000 | 57.1% | 0.0% |
| Community First National Bank | $165,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $165,000 | n/a | 0.0% | |
| RCB Bank | $165,000 | n/a | 0.0% | |
| FIRST WESTERN MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $155,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $705,000 | $155,000 | -78.0% | 0.0% |
| The Union Bank Company | $155,000 | n/a | 0.0% | |
| Montgomery Bank | $145,000 | n/a | 0.0% | |
| West Gate Bank | $145,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $665,000 | $135,000 | -79.7% | 0.0% |
| First Internet Bank of Indiana | $350,000 | $135,000 | -61.4% | 0.0% |
| S1L, Inc. | $135,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $515,000 | $125,000 | -75.7% | 0.0% |
| UIF CORPORATION | $570,000 | $125,000 | -78.1% | 0.0% |
| Sullivan Bank | $120,000 | n/a | 0.0% | |
| American Bank of Oklahoma | $115,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $115,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $115,000 | n/a | 0.0% | |
| Central National Bank | $405,000 | $105,000 | -74.1% | 0.0% |
| Landmark National Bank | $460,000 | $105,000 | -77.2% | 0.0% |
| MISSOURI Credit Union | $105,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $105,000 | n/a | 0.0% | |
| The First National Bank of Middle Tennessee | $105,000 | n/a | 0.0% | |
| Think Mutual Bank | $105,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $105,000 | n/a | 0.0% | |
| ENCORE BANK | $55,000 | $95,000 | 72.7% | 0.0% |
| Nations Lending Corporation | $95,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $160,000 | $95,000 | -40.6% | 0.0% |
| MORTGAGE SOLUTIONS LLC | $125,000 | $85,000 | -32.0% | 0.0% |
| Sunflower Bank | $1,025,000 | $85,000 | -91.7% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $80,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $75,000 | n/a | 0.0% | |
| VALOR BANK | $65,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $355,000 | $55,000 | -84.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Peoples Community Bank | $55,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $45,000 | n/a | 0.0% |
JOPLIN's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 23.3% market share. In second place, with 7.6%, is Southwest Missouri Bank, having originated $85,465,000 in loans. In third place, with 7.6%, is Arvest Bank, having originated $84,935,000 in loans. In fourth place, with 6.2%, is QUICKEN LOANS, LLC, having originated $69,635,000 in loans. In fifth place, with 4.7%, is People's Bank of Seneca, having originated $52,115,000 in loans.
JOPLIN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $135,000 (13.0%) | $182,072 (6.3%) | 0.50 | 708 |
| 2018-02-01 | $138,926 (14.1%) | $183,745 (5.1%) | 0.50 | 690 |
| 2018-03-01 | $140,000 (14.6%) | $186,937 (5.1%) | 0.49 | 715 |
| 2018-04-01 | $149,800 (19.0%) | $190,177 (3.5%) | 0.51 | 730 |
| 2018-05-01 | $149,900 (14.3%) | $188,465 (-1.5%) | 0.50 | 710 |
| 2018-06-01 | $149,900 (14.1%) | $193,934 (1.1%) | 0.50 | 736 |
| 2018-07-01 | $149,900 (9.3%) | $191,596 (0.0%) | 0.50 | 749 |
| 2018-08-01 | $149,900 (10.7%) | $185,822 (-1.6%) | 0.50 | 904 |
| 2018-09-01 | $149,873 (8.7%) | $185,615 (-0.7%) | 0.50 | 937 |
| 2018-10-01 | $153,475 (13.7%) | $191,085 (2.0%) | 0.52 | 882 |
| 2018-11-01 | $149,873 (11.0%) | $187,404 (-0.2%) | 0.51 | 905 |
| 2018-12-01 | $149,873 (11.1%) | $186,807 (2.6%) | 0.52 | 846 |
| 2019-01-01 | $146,134 (8.3%) | $184,100 (1.1%) | 0.50 | 763 |
| 2019-02-01 | $151,250 (8.9%) | $188,481 (2.6%) | 0.51 | 712 |
| 2019-03-01 | $154,929 (10.7%) | $191,612 (2.5%) | 0.51 | 678 |
| 2019-04-01 | $155,704 (3.9%) | $194,827 (2.4%) | 0.49 | 649 |
| 2019-05-01 | $157,824 (5.3%) | $197,086 (4.6%) | 0.49 | 635 |
| 2019-06-01 | $150,000 (0.1%) | $197,680 (1.9%) | 0.47 | 640 |
| 2019-07-01 | $157,250 (4.9%) | $195,775 (2.2%) | 0.49 | 678 |
| 2019-08-01 | $156,784 (4.6%) | $194,410 (4.6%) | 0.50 | 670 |
| 2019-09-01 | $155,560 (3.8%) | $193,921 (4.5%) | 0.50 | 651 |
| 2019-10-01 | $156,940 (2.3%) | $194,659 (1.9%) | 0.51 | 641 |
| 2019-11-01 | $154,600 (3.2%) | $193,998 (3.5%) | 0.51 | 646 |
| 2019-12-01 | $154,950 (3.4%) | $196,519 (5.2%) | 0.52 | 628 |
| 2020-01-01 | $157,500 (7.8%) | $196,870 (6.9%) | 0.53 | 574 |
| 2020-02-01 | $154,900 (2.4%) | $198,619 (5.4%) | 0.50 | 531 |
| 2020-03-01 | $159,842 (3.2%) | $201,673 (5.3%) | 0.50 | 507 |
| 2020-04-01 | $151,000 (-3.0%) | $202,502 (3.9%) | 0.47 | 536 |
| 2020-05-01 | $159,900 (1.3%) | $211,050 (7.1%) | 0.49 | 484 |
| 2020-06-01 | $165,000 (10.0%) | $217,156 (9.9%) | 0.49 | 459 |
| 2020-07-01 | $166,163 (5.7%) | $225,705 (15.3%) | 0.48 | 430 |
| 2020-08-01 | $179,305 (14.4%) | $241,694 (24.3%) | 0.51 | 365 |
| 2020-09-01 | $182,400 (17.3%) | $250,632 (29.2%) | 0.52 | 361 |
| 2020-10-01 | $169,900 (8.3%) | $233,206 (19.8%) | 0.49 | 378 |
| 2020-11-01 | $159,900 (3.4%) | $236,202 (21.8%) | 0.47 | 379 |
| 2020-12-01 | $158,700 (2.4%) | $238,826 (21.5%) | 0.47 | 368 |
| 2021-01-01 | $160,700 (2.0%) | $252,718 (28.4%) | 0.48 | 320 |
| 2021-02-01 | $172,475 (11.4%) | $278,370 (40.2%) | 0.50 | 268 |
| 2021-03-01 | $195,975 (22.6%) | $279,884 (38.8%) | 0.56 | 269 |
| 2021-04-01 | $196,950 (30.4%) | $274,177 (35.4%) | 0.53 | 267 |
| 2021-05-01 | $174,900 (9.4%) | $284,555 (34.8%) | 0.46 | 232 |
| 2021-06-01 | $179,100 (8.6%) | $291,694 (34.3%) | 0.47 | 253 |
| 2021-07-01 | $179,900 (8.3%) | $265,103 (17.5%) | 0.47 | 300 |
| 2021-08-01 | $192,300 (7.3%) | $270,218 (11.8%) | 0.51 | 324 |
| 2021-09-01 | $202,229 (10.9%) | $257,326 (2.7%) | 0.54 | 368 |
| 2021-10-01 | $207,000 (21.8%) | $257,773 (10.5%) | 0.55 | 378 |
| 2021-11-01 | $213,075 (33.3%) | $270,053 (14.3%) | 0.57 | 348 |
| 2021-12-01 | $216,975 (36.7%) | $289,033 (21.0%) | 0.59 | 288 |
| 2022-01-01 | $219,950 (36.9%) | $290,009 (14.8%) | 0.59 | 230 |
| 2022-02-01 | $229,925 (33.3%) | $291,274 (4.6%) | 0.60 | 196 |
| 2022-03-01 | $234,750 (19.8%) | $303,826 (8.6%) | 0.59 | 187 |
| 2022-04-01 | $224,900 (14.2%) | $292,363 (6.6%) | 0.54 | 239 |
| 2022-05-01 | $222,225 (27.1%) | $299,561 (5.3%) | 0.51 | 255 |
| 2022-06-01 | $207,500 (15.9%) | $282,939 (-3.0%) | 0.46 | 330 |
| 2022-07-01 | $200,975 (11.7%) | $272,227 (2.7%) | 0.45 | 402 |
| 2022-08-01 | $207,950 (8.1%) | $268,259 (-0.7%) | 0.48 | 402 |
| 2022-09-01 | $229,675 (13.6%) | $272,985 (6.1%) | 0.54 | 411 |
| 2022-10-01 | $224,000 (8.2%) | $291,967 (13.3%) | 0.53 | 425 |
| 2022-11-01 | $224,806 (5.5%) | $293,466 (8.7%) | 0.54 | 463 |
| 2022-12-01 | $219,950 (1.4%) | $285,879 (-1.1%) | 0.54 | 431 |
| 2023-01-01 | $227,272 (3.3%) | $313,870 (8.2%) | 0.56 | 371 |
| 2023-02-01 | $236,705 (3.0%) | $339,502 (16.6%) | 0.57 | 321 |
JOPLIN's median listing price for 2023-02-01 was $236,705, a difference of
$6,780
(3.0%) versus the prior year and
$9,433 versus the prior month.
JOPLIN's median listing price comes in at 57% of the national average.
JOPLIN's average listing price for 2023-02-01 was $339,502, a difference of $48,228 (16.6%) versus the prior year and $25,632 versus the prior month.
For the 2023-02-01 period, JOPLIN had 321 MLS listings, a difference of -50 listings (-13%) versus the prior month and 125 listings (64%) versus the prior year.
JOPLIN's median listing price comes in at 57% of the national average.
JOPLIN's average listing price for 2023-02-01 was $339,502, a difference of $48,228 (16.6%) versus the prior year and $25,632 versus the prior month.
For the 2023-02-01 period, JOPLIN had 321 MLS listings, a difference of -50 listings (-13%) versus the prior month and 125 listings (64%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 79 days | 1,787 sqft |
| 2018-02-01 | 79 days | 1,771 sqft |
| 2018-03-01 | 58 days | 1,785 sqft |
| 2018-04-01 | 57 days | 1,824 sqft |
| 2018-05-01 | 59 days | 1,843 sqft |
| 2018-06-01 | 58 days | 1,860 sqft |
| 2018-07-01 | 63 days | 1,878 sqft |
| 2018-08-01 | 58 days | 1,827 sqft |
| 2018-09-01 | 58 days | 1,804 sqft |
| 2018-10-01 | 69 days | 1,859 sqft |
| 2018-11-01 | 71 days | 1,850 sqft |
| 2018-12-01 | 72 days | 1,822 sqft |
| 2019-01-01 | 76 days | 1,796 sqft |
| 2019-02-01 | 87 days | 1,811 sqft |
| 2019-03-01 | 74 days | 1,797 sqft |
| 2019-04-01 | 56 days | 1,785 sqft |
| 2019-05-01 | 52 days | 1,831 sqft |
| 2019-06-01 | 54 days | 1,811 sqft |
| 2019-07-01 | 56 days | 1,833 sqft |
| 2019-08-01 | 56 days | 1,832 sqft |
| 2019-09-01 | 59 days | 1,814 sqft |
| 2019-10-01 | 60 days | 1,810 sqft |
| 2019-11-01 | 59 days | 1,809 sqft |
| 2019-12-01 | 75 days | 1,813 sqft |
| 2020-01-01 | 77 days | 1,826 sqft |
| 2020-02-01 | 74 days | 1,820 sqft |
| 2020-03-01 | 59 days | 1,810 sqft |
| 2020-04-01 | 50 days | 1,791 sqft |
| 2020-05-01 | 53 days | 1,800 sqft |
| 2020-06-01 | 58 days | 1,871 sqft |
| 2020-07-01 | 45 days | 1,855 sqft |
| 2020-08-01 | 40 days | 1,937 sqft |
| 2020-09-01 | 45 days | 2,000 sqft |
| 2020-10-01 | 33 days | 1,875 sqft |
| 2020-11-01 | 44 days | 1,840 sqft |
| 2020-12-01 | 53 days | 1,842 sqft |
| 2021-01-01 | 57 days | 1,924 sqft |
| 2021-02-01 | 63 days | 1,965 sqft |
| 2021-03-01 | 47 days | 1,985 sqft |
| 2021-04-01 | 36 days | 1,896 sqft |
| 2021-05-01 | 29 days | 1,908 sqft |
| 2021-06-01 | 28 days | 1,905 sqft |
| 2021-07-01 | 29 days | 1,800 sqft |
| 2021-08-01 | 30 days | 1,848 sqft |
| 2021-09-01 | 30 days | 1,815 sqft |
| 2021-10-01 | 44 days | 1,889 sqft |
| 2021-11-01 | 47 days | 1,870 sqft |
| 2021-12-01 | 51 days | 1,848 sqft |
| 2022-01-01 | 57 days | 1,950 sqft |
| 2022-02-01 | 30 days | 1,949 sqft |
| 2022-03-01 | 21 days | 1,813 sqft |
| 2022-04-01 | 19 days | 1,750 sqft |
| 2022-05-01 | 30 days | 1,753 sqft |
| 2022-06-01 | 27 days | 1,743 sqft |
| 2022-07-01 | 32 days | 1,742 sqft |
| 2022-08-01 | 39 days | 1,703 sqft |
| 2022-09-01 | 45 days | 1,753 sqft |
| 2022-10-01 | 44 days | 1,760 sqft |
| 2022-11-01 | 43 days | 1,750 sqft |
| 2022-12-01 | 52 days | 1,710 sqft |
| 2023-01-01 | 72 days | 1,750 sqft |
| 2023-02-01 | 68 days | 1,764 sqft |
JOPLIN's median listing age (time on market) for 2023-02-01 was 68 days.
This
is 129%
longer
than the same period one year ago.
JOPLIN's median square footage for active listings during the 2023-02-01 period was 1,764 sqft. One year prior, the average listing was 1,949 sqft.
JOPLIN's median square footage for active listings during the 2023-02-01 period was 1,764 sqft. One year prior, the average listing was 1,949 sqft.
JOPLIN, MO Average Rent (2022)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 64748 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64755 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64801 | Joplin, MO | $590 | $630 | $800 | $1,030 | $1,120 |
| 64802 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64803 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64804 | Joplin, MO | $540 | $580 | $740 | $960 | $1,040 |
| 64830 | Joplin, MO | $540 | $580 | $730 | $950 | $1,020 |
| 64832 | Joplin, MO | $720 | $770 | $980 | $1,270 | $1,370 |
| 64833 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64834 | Joplin, MO | $690 | $740 | $940 | $1,210 | $1,320 |
| 64835 | Joplin, MO | $570 | $620 | $780 | $1,010 | $1,090 |
| 64836 | Joplin, MO | $570 | $610 | $770 | $1,000 | $1,080 |
| 64840 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64841 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64842 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64843 | Joplin, MO | $520 | $550 | $710 | $930 | $980 |
| 64844 | Joplin, MO | $550 | $590 | $750 | $970 | $1,050 |
| 64848 | Joplin, MO | $580 | $620 | $790 | $1,020 | $1,110 |
| 64849 | Joplin, MO | $520 | $560 | $720 | $930 | $1,000 |
| 64850 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64855 | Joplin, MO | $690 | $740 | $940 | $1,220 | $1,320 |
| 64857 | Joplin, MO | $590 | $630 | $810 | $1,070 | $1,130 |
| 64858 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64859 | Joplin, MO | $530 | $570 | $730 | $940 | $1,020 |
| 64861 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64862 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64864 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64865 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64866 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 64867 | Joplin, MO | $540 | $570 | $720 | $930 | $1,010 |
| 64870 | Joplin, MO | $570 | $620 | $780 | $1,010 | $1,090 |
| 64873 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 65723 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
| 65734 | Joplin, MO | $510 | $550 | $710 | $930 | $980 |
2022 Average & Median Rent Data Statistics
JOPLIN, MO average 1BR rent: $591, median: $565
JOPLIN, MO average 2BR rent: $756, median: $720
JOPLIN, MO average 3BR rent: $984, median: $930
JOPLIN, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,443 | $585,575,000 | $170,077 |
| Refi | 2,225 | $373,035,000 | $167,656 |
| Cash Out Refi | 837 | $130,475,000 | $155,884 |
| Home Improvement | 145 | $17,505,000 | $120,724 |
| Other | 131 | $11,285,000 | $86,145 |
Joplin's most frequently cited loan purpose was Home Purchase, with 3,443 originations. The 2nd most popular reason was Refi, with 2,225 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,535 | $433,065,000 | $170,834 |
| 2.5-3% | 2,209 | $369,175,000 | $167,123 |
| <2.5% | 780 | $135,330,000 | $173,500 |
| 4-5% | 497 | $66,385,000 | $133,571 |
| 5-6% | 111 | $8,285,000 | $74,640 |
| 6-7% | 49 | $6,345,000 | $129,490 |
| Over 8% | 23 | $1,815,000 | $78,913 |
| 7-8% | 18 | $1,890,000 | $105,000 |
During 2021, Joplin's most frequently originated rate bucket was 3-4%, with 2,535 originations.
Loan Sizing (JOPLIN, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 3,314 | $473,270,000 | $142,809 |
| $100,000 or less | 1,962 | $132,630,000 | $67,599 |
| $200k-400k | 1,320 | $341,820,000 | $258,955 |
| $400k-600k | 122 | $57,580,000 | $471,967 |
| $Over $1MM | 32 | $89,620,000 | $2,800,625 |
| $600k-1000k | 31 | $22,955,000 | $740,484 |
JOPLIN's loan sizing saw the bucket of loans from $100k-200k with 3,314 originations, totaling $473,270,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,969 | $508,915,000 | $171,410 |
| 60-80% | 1,933 | $347,665,000 | $179,858 |
| 40-60% | 674 | $88,680,000 | $131,573 |
| 20-40% | 263 | $23,405,000 | $88,992 |
| Under 20% | 123 | $6,595,000 | $53,618 |
| Over 100% | 75 | $19,815,000 | $264,200 |
JOPLIN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,969 originations, totaling $508,915,000 in origination value.