JOPLIN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Joplin averaged 6.94% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.81% and one month ago for the week of 2023-10-26, the average rate was 7.61%.

Joplin's average rate one year ago was 6.1%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.36%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Joplin 30 Year Fixed Rate 2023-11-30 6.94%
Joplin 30 Year Fixed Rate Refi 2023-11-30 6.36%
Joplin 15 Year Fixed Rate 2023-11-30 6.55%
Joplin 15 Year Fixed Rate Refi 2023-11-30 6.4%
Joplin 30 Year FHA 2023-11-30 6.88%
Joplin 30 Year FHA Refi 2023-11-30 7.15%
Joplin 30 Year USDA 2023-11-30 6.71%
Joplin 30 Year USDA Refi 2023-11-30 7%
Joplin 30 Year VA 2023-11-30 6.62%
Joplin 30 Year VA Refi 2023-11-30 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOPLIN, MO.

JOPLIN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOPLIN, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 592 5.05% $3,118
Southwest Missouri Bank 199 4.88% $2,066
Arvest Bank 171 4.78% $3,279
QUICKEN LOANS, LLC 94 4.99% $5,435
U.S. Bank 60 5.00% $2,902
First Community Bank 51 4.89% $5,502
Springfield First Community Bank 39 4.53% $2,782
FirstTrust Home Loans, Inc. 39 5.51% $4,562
Pinnacle Bank 30 4.65% $2,874
Gateway First Bank 27 5.14% $2,860
DAS Acquisition Company, LLC 27 5.42% $3,856
Wells Fargo Bank 22 4.90% $3,318
Commerce Bank 17 4.64% $2,704
LOANDEPOT.COM, LLC 13 4.63% $5,293
Mr. Cooper ( Nationstar Mortgage ) 12 5.29% $6,617
PENNYMAC LOAN SERVICES, LLC 12 5.84% $3,743
AMERISAVE MORTGAGE CORPORATION 11 4.00% $6,911
Oakstar Bank 11 4.17% $3,259
Great Southern Bank 11 4.87% $2,777
Capitol Federal Savings Bank 9 5.08% $4,836
CALIBER HOME LOANS, INC. 7 5.57% $4,136
TOWNE MORTGAGE COMPANY 7 5.43% $5,761
JPMorgan Chase Bank 7 5.30% $3,650
Simmons Bank 6 4.44% $2,722
Servion, Inc. 6 4.56% $3,479
AMERICAN FINANCING CORPORATION 6 4.02% $4,643
NBKC BANK 6 4.08% $2,663
NEWREZ LLC 5 4.45% $4,447
BANK OF LITTLE ROCK MORTGAGE CORPORATION 5 5.10% $2,615
Bank of America 5 3.40% $5,536
NAVY FEDERAL CREDIT UNION 5 4.88% $1,795
PINNACLE LENDING GROUP, INC. 5 5.45% $5,287
GERSHMAN INVESTMENT CORP. 5 5.90% $2,955
UMB Bank 5 4.93% $2,141
Mortgage Research Center, LLC 5 4.93% $1,881
Flagstar Bank, FSB 5 4.93% $3,162
UNITED WHOLESALE MORTGAGE, LLC 5 5.33% $5,059
BROKER SOLUTIONS, INC. 4 4.78% $6,980
Flanagan State Bank 4 4.94% $3,451
Carrington Mortgage Services, LLC 4 5.00% $6,295
FREEDOM MORTGAGE CORPORATION 4 5.53% $6,160
GUARANTEED RATE, INC. 4 4.15% $4,397
ROYAL UNITED MORTGAGE LLC 4 5.44% $5,569
Midwest Mortgage Associates Corporation 4 4.53% $4,095
MUTUAL OF OMAHA MORTGAGE, INC. 4 5.19% $4,197
ZILLOW HOME LOANS, LLC 3 4.00% $5,817
BOKF 3 5.96% $3,157
Community National Bank & Trust 3 6.17% $2,590
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.88% $1,810
FCS Financial FLCA 3 6.14% $5,369
First State Bank of St. Charles, Missouri 3 5.13% $3,167
GUILD MORTGAGE COMPANY 3 4.83% $3,482
LOANPAL, LLC 3 4.83% $5,698
MOVEMENT MORTGAGE, LLC 3 4.19% $3,742
The Central Trust Bank 3 5.79% $4,313
TRIAD FINANCIAL SERVICES, INC. 3 5.75% $6,459
Truist 3 4.87% $3,206
UNION HOME MORTGAGE CORP. 3 4.13% $3,211
Ally Bank 3 5.04% $4,519
ENDEAVOR CAPITAL, LLC. 2 5.50% $4,585
Paramount Residential Mortgage Group, Inc. 2 5.50% $4,439
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 5.75% $8,109
CARDINAL FINANCIAL 2 3.69% $6,316
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 5.44% $4,146
HOMESIDE FINANCIAL, LLC 2 5.13% $4,526
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.50% $2,676
BETTER MORTGAGE CORPORATION 2 4.69% $4,539
VANDERBILT MORTGAGE AND FINANCE, INC. 2 4.81% $6,178
HOME POINT FINANCIAL CORPORATION 2 3.75% $6,040
LAKEVIEW LOAN SERVICING, LLC 2 5.13% $3,430
USAA Federal Savings Bank 2 6.00% $2,822
Northwest Federal Credit Union 1 5.00% $2,203
Notre Dame Federal Credit Union Corporation 1 4.50% $2,761
N R L Federal Credit Union 1 3.25% $3,455
Eagle Bank and Trust Company 1 5.75% $7,666
Discover Bank 1 3.75% $0
PENTAGON FEDERAL CREDIT UNION 1 4.88% $2,813
Deere Employees Credit Union 1 3.99% $2,895
CROSSCOUNTRY MORTGAGE, LLC 1 5.75% $7,176
PLANET HOME LENDING, LLC 1 3.99% $4,124
PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.88% $3,379
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.50% $6,205
COMMUNITYAMERICA 1 4.13% $2,465
Colonial Savings, F.A. 1 4.13% $5,298
SECURITYNATIONAL MORTGAGE COMPANY 1 5.13% $6,275
CHURCHILL MORTGAGE CORPORATION 1 3.99% $3,176
Centennial Bank 1 5.75% $2,438
SIRVA MORTGAGE, INC. 1 6.00% $0
Southern Bank 1 6.75% $2,946
CANOPY MORTGAGE, LLC 1 6.38% $7,551
Stifel Bank and Trust 1 2.00% $1,611
U S WIDE FINANCIAL LLC 1 3.63% $2,673
The First National Bank of Fort Smith 1 5.00% $3,067
The Home Loan Expert LLC 1 5.25% $3,552
The Huntington National Bank 1 3.33% $11,786
THRIVE MORTGAGE, LLC 1 6.75% $2,644
TIB The Independent Bankersbank 1 7.63% $3,257
ARC HOME LLC 1 5.75% $9,198
Barrington Bank & Trust Company, N.A. 1 3.50% $3,446
Wyndham Capital Mortgage, Inc. 1 5.99% $8,586
United Nations Federal Credit Union 1 3.38% $2,389
BancorpSouth 1 4.75% $3,468
INLAND BANK & TRUST 1 4.50% $4,184
IOWA BANKERS MORTGAGE CORPORATION 1 5.50% $3,986
Ixonia Bank 1 5.13% $5,874
HNB National Bank 1 3.38% $1,563
Magnolia Bank 1 4.13% $3,585
MISSOURI ELECTRIC COOPERATIVES EMPL 1 4.38% $2,707
Mortgage Investment Services Corporation 1 7.63% $2,503
Hawthorn Bank 1 5.25% $3,892
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 4.38% $3,179
GSF Mortgage Corporation 1 4.49% $5,154
Generations Bank 1 4.00% $1,989
First Internet Bank of Indiana 1 3.25% $2,271
First Guaranty Mortgage Corporation 1 4.50% $3,564
North American Savings Bank, F.S.B. 1 4.13% $4,639
Northpointe Bank 1 2.99% $8,799

JOPLIN Average Closing Costs & Other Stats

JOPLIN, MO's 117 lenders originated 4,968 loans during 2022. The total origination value was $819,410,000, with an average loan value of $164,938.

JOPLIN's average closing costs are $3,624.

The top JOPLIN lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 592 loans originated. Their average total fees are $3,118, which is $1,052 higher than the next largest lender, Southwest Missouri Bank.

The lowest fee JOPLIN lenders (with over 10 loans originated) are Southwest Missouri Bank ($2,066), Commerce Bank ($2,704), Great Southern Bank ($2,777), Springfield First Community Bank ($2,782) and Gateway First Bank ($2,860).

The lowest rate JOPLIN lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (4.00%), Oakstar Bank (4.17%), Springfield First Community Bank (4.53%), LOANDEPOT.COM, LLC (4.63%) and Commerce Bank (4.64%).

JOPLIN, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
FLAT BRANCH MORTGAGE, INC. $260,315,000 $209,030,000 -19.7% 25.5%
Arvest Bank $84,935,000 $80,910,000 -4.7% 9.9%
Southwest Missouri Bank $85,465,000 $79,265,000 -7.3% 9.7%
People's Bank of Seneca $52,115,000 $43,170,000 -17.2% 5.3%
QUICKEN LOANS, LLC $69,635,000 $37,735,000 -45.8% 4.6%
First Community Bank $33,745,000 $29,970,000 -11.2% 3.7%
U.S. Bank $38,940,000 $24,595,000 -36.8% 3.0%
Pinnacle Bank $18,420,000 $21,065,000 14.4% 2.6%
Springfield First Community Bank $14,050,000 $17,460,000 24.3% 2.1%
Mortgage Research Center, LLC $13,780,000 $14,320,000 3.9% 1.7%
Community Bank and Trust $31,455,000 $13,885,000 -55.9% 1.7%
FirstTrust Home Loans, Inc. $22,480,000 $10,845,000 -51.8% 1.3%
DAS Acquisition Company, LLC $14,095,000 $10,570,000 -25.0% 1.3%
PENNYMAC LOAN SERVICES, LLC $10,175,000 $10,180,000 0.0% 1.2%
Gateway First Bank $24,585,000 $9,705,000 -60.5% 1.2%
Community National Bank & Trust $5,455,000 $9,290,000 70.3% 1.1%
Commerce Bank $14,560,000 $8,605,000 -40.9% 1.1%
Oakstar Bank $15,965,000 $7,945,000 -50.2% 1.0%
Mid-Missouri Bank $6,190,000 $7,405,000 19.6% 0.9%
LOANDEPOT.COM, LLC $10,690,000 $6,690,000 -37.4% 0.8%
Old Missouri Bank $3,210,000 $6,530,000 103.4% 0.8%
Wells Fargo Bank $11,730,000 $5,855,000 -50.1% 0.7%
Capitol Federal Savings Bank $295,000 $5,185,000 1,657.6% 0.6%
CALIBER HOME LOANS, INC. $4,680,000 $4,960,000 6.0% 0.6%
BROKER SOLUTIONS, INC. $4,330,000 $4,860,000 12.2% 0.6%
TOWNE MORTGAGE COMPANY $6,585,000 $4,700,000 -28.6% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $4,575,000 n/a 0.6%
AMERISAVE MORTGAGE CORPORATION $4,905,000 $4,420,000 -9.9% 0.5%
USAA Federal Savings Bank $4,145,000 $4,410,000 6.4% 0.5%
Simmons Bank $16,585,000 $4,305,000 -74.0% 0.5%
Great Southern Bank $6,575,000 $4,230,000 -35.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $7,080,000 $3,765,000 -46.8% 0.5%
FREEDOM MORTGAGE CORPORATION $22,635,000 $3,435,000 -84.8% 0.4%
UMB Bank $2,000,000 $3,100,000 55.0% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,005,000 $3,040,000 51.6% 0.4%
JPMorgan Chase Bank $1,390,000 $3,015,000 116.9% 0.4%
GERSHMAN INVESTMENT CORP. $5,485,000 $2,895,000 -47.2% 0.4%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $2,835,000 n/a 0.3%
CU Community Credit Union $2,405,000 n/a 0.3%
Midwest Mortgage Associates Corporation $2,955,000 $2,220,000 -24.9% 0.3%
Flagstar Bank, FSB $3,435,000 $2,150,000 -37.4% 0.3%
Citizens Bank of Amsterdam $2,025,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $3,795,000 $1,905,000 -49.8% 0.2%
NEW DAY FINANCIAL, LLC $4,590,000 $1,900,000 -58.6% 0.2%
Sullivan Bank $120,000 $1,850,000 1,441.7% 0.2%
AMERICAN FINANCING CORPORATION $1,565,000 $1,760,000 12.5% 0.2%
Carrington Mortgage Services, LLC $2,105,000 $1,760,000 -16.4% 0.2%
NBKC BANK $1,860,000 $1,690,000 -9.1% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,195,000 $1,635,000 36.8% 0.2%
Bank of America $1,765,000 $1,590,000 -9.9% 0.2%
UNITED WHOLESALE MORTGAGE, LLC $3,045,000 $1,475,000 -51.6% 0.2%
Labette Bank $215,000 $1,440,000 569.8% 0.2%
21ST MORTGAGE CORPORATION $1,075,000 $1,420,000 32.1% 0.2%
The Central Trust Bank $3,550,000 $1,400,000 -60.6% 0.2%
PINNACLE LENDING GROUP, INC. $1,390,000 n/a 0.2%
Flanagan State Bank $1,065,000 $1,340,000 25.8% 0.2%
NEWREZ LLC $2,535,000 $1,295,000 -48.9% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,395,000 $1,280,000 -62.3% 0.2%
Servion, Inc. $3,945,000 $1,240,000 -68.6% 0.2%
Barrington Bank & Trust Company, N.A. $1,745,000 $1,155,000 -33.8% 0.1%
GUARANTEED RATE, INC. $410,000 $1,130,000 175.6% 0.1%
United Bank $575,000 $1,130,000 96.5% 0.1%
LOANPAL, LLC $1,385,000 $1,090,000 -21.3% 0.1%
Truist $1,240,000 $1,025,000 -17.3% 0.1%
Freedom Bank of Southern Missouri $875,000 $1,010,000 15.4% 0.1%
FCS Financial FLCA $1,315,000 $1,005,000 -23.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,305,000 $1,005,000 -56.4% 0.1%
First Guaranty Mortgage Corporation $2,380,000 $990,000 -58.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,250,000 $985,000 -56.2% 0.1%
MOVEMENT MORTGAGE, LLC $285,000 $915,000 221.1% 0.1%
Plains Commerce Bank $650,000 $915,000 40.8% 0.1%
Ally Bank $210,000 $905,000 331.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,360,000 $890,000 -34.6% 0.1%
Stifel Bank and Trust $1,805,000 $870,000 -51.8% 0.1%
BancorpSouth Bank $795,000 $860,000 8.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $770,000 $835,000 8.4% 0.1%
First Midwest Bank of Dexter $825,000 n/a 0.1%
First State Bank of St. Charles, Missouri $510,000 $745,000 46.1% 0.1%
The Huntington National Bank $745,000 n/a 0.1%
Northpointe Bank $5,080,000 $730,000 -85.6% 0.1%
UNION HOME MORTGAGE CORP. $530,000 $730,000 37.7% 0.1%
MID AMERICA MORTGAGE, INC. $1,495,000 $710,000 -52.5% 0.1%
ROYAL UNITED MORTGAGE LLC $420,000 $695,000 65.5% 0.1%
BOKF $210,000 $690,000 228.6% 0.1%
Paramount Residential Mortgage Group, Inc. $685,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $485,000 $685,000 41.2% 0.1%
ENDEAVOR CAPITAL, LLC. $1,010,000 $670,000 -33.7% 0.1%
Discover Bank $190,000 $665,000 250.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $360,000 $665,000 84.7% 0.1%
TRIAD FINANCIAL SERVICES, INC. $95,000 $660,000 594.7% 0.1%
Southern Bank $1,360,000 $650,000 -52.2% 0.1%
GUILD MORTGAGE COMPANY $1,425,000 $620,000 -56.5% 0.1%
INLAND BANK & TRUST $615,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $480,000 $605,000 26.0% 0.1%
COMMUNITYAMERICA $1,650,000 $580,000 -64.8% 0.1%
HOME POINT FINANCIAL CORPORATION $1,785,000 $575,000 -67.8% 0.1%
HOMESIDE FINANCIAL, LLC $1,660,000 $575,000 -65.4% 0.1%
MISSOURI ELECTRIC COOPERATIVES EMPL $440,000 $555,000 26.1% 0.1%
United Fidelity Funding Corp. $530,000 n/a 0.1%
U S WIDE FINANCIAL LLC $960,000 $515,000 -46.4% 0.1%
GSF Mortgage Corporation $585,000 $510,000 -12.8% 0.1%
Rock Canyon Bank $510,000 n/a 0.1%
THRIVE MORTGAGE, LLC $125,000 $485,000 288.0% 0.1%
Hawthorn Bank $185,000 $480,000 159.5% 0.1%
Equity Prime Mortgage LLC $475,000 n/a 0.1%
GNBank $280,000 $475,000 69.6% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $565,000 $475,000 -15.9% 0.1%
United Nations Federal Credit Union $465,000 n/a 0.1%
SIRVA MORTGAGE, INC. $685,000 $440,000 -35.8% 0.1%
The Bennington State Bank $425,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $590,000 $415,000 -29.7% 0.1%
TOP FLITE FINANCIAL, INC. $415,000 n/a 0.1%
JLB CORPORATION $205,000 $410,000 100.0% 0.1%
Deere Employees Credit Union $445,000 $400,000 -10.1% 0.0%
VILLAGE CAPITAL MORTGAGE $2,260,000 $385,000 -83.0% 0.0%
JAMES B. NUTTER & COMPANY $370,000 n/a 0.0%
Magnolia Bank $330,000 $360,000 9.1% 0.0%
Nations Lending Corporation $95,000 $355,000 273.7% 0.0%
First Home Bank $680,000 $350,000 -48.5% 0.0%
The Federal Savings Bank $630,000 $345,000 -45.2% 0.0%
The Home Loan Expert LLC $250,000 $345,000 38.0% 0.0%
Colonial Savings, F.A. $510,000 $340,000 -33.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $195,000 $340,000 74.4% 0.0%
PHH Mortgage Corporation $200,000 $320,000 60.0% 0.0%
BETTER MORTGAGE CORPORATION $4,810,000 $310,000 -93.6% 0.0%
GENEVA FINANCIAL, LLC $310,000 n/a 0.0%
The Bank of Missouri $365,000 $310,000 -15.1% 0.0%
MORTGAGE SOLUTIONS LLC $85,000 $305,000 258.8% 0.0%
HNB National Bank $300,000 n/a 0.0%
First Internet Bank of Indiana $135,000 $295,000 118.5% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,235,000 $295,000 -76.1% 0.0%
BLUCURRENT $280,000 $290,000 3.6% 0.0%
Eagle Bank and Trust Company $285,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $285,000 n/a 0.0%
CROSSCOUNTRY MORTGAGE, LLC $740,000 $280,000 -62.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 $275,000 77.4% 0.0%
Generations Bank $265,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $675,000 $265,000 -60.7% 0.0%
Bank OZK $260,000 n/a 0.0%
Mortgage Investment Services Corporation $1,715,000 $260,000 -84.8% 0.0%
SUMMIT FUNDING, INC. $255,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $250,000 n/a 0.0%
VANTAGE Credit Union $245,000 n/a 0.0%
Austin Capital Bank SSB $225,000 n/a 0.0%
Farm Credit Services of Western Arkansas, ACA $215,000 n/a 0.0%
CITY-COUNTY CREDIT UNION $1,075,000 $205,000 -80.9% 0.0%
EVERETT FINANCIAL, INC. $135,000 $205,000 51.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $205,000 n/a 0.0%
The First National Bank of Fort Smith $205,000 n/a 0.0%
Ixonia Bank $195,000 n/a 0.0%
PNC Bank $390,000 $195,000 -50.0% 0.0%
ENCORE BANK $95,000 $185,000 94.7% 0.0%
NEIGHBORS $185,000 n/a 0.0%
STAR ONE CREDIT UNION $185,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $275,000 $185,000 -32.7% 0.0%
ARC HOME LLC $185,000 $175,000 -5.4% 0.0%
Grand Savings Bank $175,000 n/a 0.0%
IOWA BANKERS MORTGAGE CORPORATION $175,000 n/a 0.0%
Legacy National Bank $175,000 n/a 0.0%
Bank of England $180,000 $165,000 -8.3% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,115,000 $165,000 -85.2% 0.0%
AMERICAN ADVISORS GROUP $440,000 $160,000 -63.6% 0.0%
QUORUM FEDERAL CREDIT UNION $155,000 n/a 0.0%
Central National Bank $105,000 $145,000 38.1% 0.0%
Citizens Bank $2,330,000 $145,000 -93.8% 0.0%
COMMUNITY MORTGAGE, LLC $275,000 $145,000 -47.3% 0.0%
Country Club Bank $145,000 n/a 0.0%
North American Savings Bank, F.S.B. $640,000 $145,000 -77.3% 0.0%
EMBRACE HOME LOANS, INC. $135,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $135,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $125,000 n/a 0.0%
CANOPY MORTGAGE, LLC $125,000 n/a 0.0%
Chicago Mortgage Solutions LLC $125,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $80,000 $125,000 56.3% 0.0%
Transportation Federal Credit Union $45,000 $120,000 166.7% 0.0%
AMWEST FUNDING CORP. $115,000 n/a 0.0%
Bank of the West $105,000 n/a 0.0%
Cornerstone Bank $105,000 n/a 0.0%
N R L Federal Credit Union $105,000 n/a 0.0%
PLANET HOME LENDING, LLC $370,000 $105,000 -71.6% 0.0%
Equity Bank $595,000 $95,000 -84.0% 0.0%
PREMIA MORTGAGE, LLC $540,000 $95,000 -82.4% 0.0%
Centennial Bank $85,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $75,000 n/a 0.0%
MISSOURI Credit Union $105,000 $75,000 -28.6% 0.0%
Peoples Community Bank $55,000 $75,000 36.4% 0.0%
The Farmers & Merchants Bank $75,000 n/a 0.0%
Northwest Federal Credit Union $65,000 n/a 0.0%
Peoples Bank $215,000 $65,000 -69.8% 0.0%
American Airlines Federal Credit Union $55,000 n/a 0.0%
Firstar Bank $55,000 n/a 0.0%
Signature Bank of Arkansas $55,000 n/a 0.0%
TIB The Independent Bankersbank $550,000 $55,000 -90.0% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $45,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $35,000 -36.4% 0.0%
Citizens Bank of Rogersville $25,000 n/a 0.0%
Regions Bank $500,000 $25,000 -95.0% 0.0%
GREATER KC PUBLIC SAFETY CREDIT UNION $5,000 n/a 0.0%

JOPLIN's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 25.5% market share. In second place, with 9.9%, is Arvest Bank, having originated $80,910,000 in loans. In third place, with 9.7%, is Southwest Missouri Bank, having originated $79,265,000 in loans. In fourth place, with 5.3%, is People's Bank of Seneca, having originated $43,170,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $37,735,000 in loans.


JOPLIN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $135,000 (13.0%) $182,072 (6.3%) 0.50 708
2018-02-01 $138,926 (14.1%) $183,745 (5.1%) 0.50 690
2018-03-01 $139,989 (14.6%) $186,819 (5.1%) 0.49 715
2018-04-01 $149,800 (19.0%) $190,208 (3.5%) 0.51 730
2018-05-01 $149,900 (14.3%) $188,465 (-1.5%) 0.50 710
2018-06-01 $149,900 (14.1%) $193,934 (1.1%) 0.50 736
2018-07-01 $149,900 (9.3%) $191,596 (0.0%) 0.50 749
2018-08-01 $149,900 (10.7%) $185,822 (-1.6%) 0.50 904
2018-09-01 $149,873 (8.7%) $185,615 (-0.7%) 0.50 937
2018-10-01 $153,475 (13.7%) $191,085 (2.0%) 0.52 882
2018-11-01 $149,873 (11.0%) $187,404 (-0.2%) 0.51 905
2018-12-01 $149,873 (11.1%) $186,807 (2.6%) 0.52 846
2019-01-01 $146,134 (8.3%) $184,100 (1.1%) 0.50 763
2019-02-01 $151,250 (8.9%) $188,481 (2.6%) 0.51 712
2019-03-01 $154,929 (10.7%) $191,612 (2.6%) 0.51 678
2019-04-01 $155,704 (3.9%) $194,826 (2.4%) 0.49 649
2019-05-01 $157,824 (5.3%) $197,086 (4.6%) 0.49 635
2019-06-01 $150,000 (0.1%) $197,680 (1.9%) 0.47 640
2019-07-01 $157,250 (4.9%) $195,775 (2.2%) 0.49 678
2019-08-01 $156,784 (4.6%) $194,410 (4.6%) 0.50 670
2019-09-01 $155,560 (3.8%) $193,921 (4.5%) 0.50 651
2019-10-01 $156,940 (2.3%) $194,659 (1.9%) 0.51 641
2019-11-01 $154,600 (3.2%) $193,998 (3.5%) 0.51 646
2019-12-01 $154,950 (3.4%) $196,519 (5.2%) 0.52 628
2020-01-01 $157,500 (7.8%) $196,870 (6.9%) 0.53 574
2020-02-01 $154,900 (2.4%) $198,619 (5.4%) 0.51 531
2020-03-01 $159,842 (3.2%) $201,673 (5.3%) 0.50 507
2020-04-01 $151,000 (-3.0%) $202,502 (3.9%) 0.47 536
2020-05-01 $159,900 (1.3%) $211,050 (7.1%) 0.49 484
2020-06-01 $165,000 (10.0%) $217,156 (9.9%) 0.49 459
2020-07-01 $166,163 (5.7%) $225,705 (15.3%) 0.48 430
2020-08-01 $179,305 (14.4%) $241,694 (24.3%) 0.51 365
2020-09-01 $182,400 (17.3%) $250,632 (29.2%) 0.52 361
2020-10-01 $169,900 (8.3%) $233,206 (19.8%) 0.49 378
2020-11-01 $159,900 (3.4%) $236,202 (21.8%) 0.47 379
2020-12-01 $158,700 (2.4%) $238,826 (21.5%) 0.47 368
2021-01-01 $160,700 (2.0%) $252,718 (28.4%) 0.48 320
2021-02-01 $172,475 (11.4%) $278,370 (40.2%) 0.50 268
2021-03-01 $195,975 (22.6%) $279,884 (38.8%) 0.56 269
2021-04-01 $196,950 (30.4%) $274,177 (35.4%) 0.53 267
2021-05-01 $174,900 (9.4%) $284,555 (34.8%) 0.47 232
2021-06-01 $179,100 (8.6%) $291,694 (34.3%) 0.47 253
2021-07-01 $179,900 (8.3%) $265,103 (17.5%) 0.47 300
2021-08-01 $192,300 (7.3%) $270,218 (11.8%) 0.51 324
2021-09-01 $202,229 (10.9%) $257,326 (2.7%) 0.54 368
2021-10-01 $207,000 (21.8%) $257,773 (10.5%) 0.55 378
2021-11-01 $213,075 (33.3%) $270,053 (14.3%) 0.57 348
2021-12-01 $216,975 (36.7%) $289,033 (21.0%) 0.59 288
2022-01-01 $219,950 (36.9%) $290,009 (14.8%) 0.59 230
2022-02-01 $229,925 (33.3%) $291,274 (4.6%) 0.60 196
2022-03-01 $234,750 (19.8%) $303,826 (8.6%) 0.59 187
2022-04-01 $224,900 (14.2%) $292,363 (6.6%) 0.54 239
2022-05-01 $222,225 (27.1%) $299,561 (5.3%) 0.51 255
2022-06-01 $207,500 (15.9%) $282,939 (-3.0%) 0.46 330
2022-07-01 $200,975 (11.7%) $272,227 (2.7%) 0.45 402
2022-08-01 $207,950 (8.1%) $268,259 (-0.7%) 0.48 402
2022-09-01 $229,675 (13.6%) $272,985 (6.1%) 0.54 411
2022-10-01 $224,000 (8.2%) $291,967 (13.3%) 0.53 425
2022-11-01 $224,806 (5.5%) $293,466 (8.7%) 0.54 463
2022-12-01 $219,950 (1.4%) $285,879 (-1.1%) 0.54 431
2023-01-01 $227,272 (3.3%) $313,870 (8.2%) 0.56 371
2023-02-01 $236,705 (3.0%) $339,502 (16.6%) 0.57 321
2023-03-01 $249,901 (6.5%) $354,355 (16.6%) 0.59 319
2023-04-01 $249,950 (11.1%) $352,191 (20.5%) 0.58 339
2023-05-01 $253,969 (14.3%) $357,396 (19.3%) 0.58 333
2023-06-01 $262,450 (26.5%) $384,848 (36.0%) 0.59 349
2023-07-01 $259,605 (29.2%) $359,358 (32.0%) 0.59 377
2023-08-01 $247,450 (19.0%) $384,480 (43.3%) 0.57 416
2023-09-01 $249,900 (8.8%) $393,834 (44.3%) 0.58 400
2023-10-01 $252,000 (12.5%) $377,472 (29.3%) 0.59 457
2023-11-01 $256,382 (14.1%) $391,571 (33.4%) 0.61 467
JOPLIN's median listing price for 2023-11-01 was $256,382, a difference of $31,576 (14.1%) versus the prior year and $4,382 versus the prior month.

JOPLIN's median listing price comes in at 61% of the national average.

JOPLIN's average listing price for 2023-11-01 was $391,571, a difference of $98,105 (33.4%) versus the prior year and $14,099 versus the prior month.

For the 2023-11-01 period, JOPLIN had 467 MLS listings, a difference of 10 listings (2%) versus the prior month and 4 listings (1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 76 days 1,787 sqft
2018-02-01 76 days 1,771 sqft
2018-03-01 54 days 1,785 sqft
2018-04-01 53 days 1,824 sqft
2018-05-01 57 days 1,843 sqft
2018-06-01 54 days 1,860 sqft
2018-07-01 60 days 1,878 sqft
2018-08-01 54 days 1,827 sqft
2018-09-01 57 days 1,804 sqft
2018-10-01 67 days 1,859 sqft
2018-11-01 67 days 1,850 sqft
2018-12-01 67 days 1,822 sqft
2019-01-01 74 days 1,796 sqft
2019-02-01 83 days 1,811 sqft
2019-03-01 69 days 1,797 sqft
2019-04-01 53 days 1,785 sqft
2019-05-01 50 days 1,825 sqft
2019-06-01 53 days 1,811 sqft
2019-07-01 54 days 1,833 sqft
2019-08-01 56 days 1,832 sqft
2019-09-01 58 days 1,814 sqft
2019-10-01 58 days 1,809 sqft
2019-11-01 57 days 1,809 sqft
2019-12-01 71 days 1,813 sqft
2020-01-01 73 days 1,826 sqft
2020-02-01 66 days 1,820 sqft
2020-03-01 54 days 1,810 sqft
2020-04-01 45 days 1,791 sqft
2020-05-01 51 days 1,800 sqft
2020-06-01 52 days 1,871 sqft
2020-07-01 40 days 1,855 sqft
2020-08-01 37 days 1,937 sqft
2020-09-01 44 days 2,000 sqft
2020-10-01 32 days 1,875 sqft
2020-11-01 42 days 1,840 sqft
2020-12-01 51 days 1,842 sqft
2021-01-01 57 days 1,924 sqft
2021-02-01 61 days 1,965 sqft
2021-03-01 42 days 1,985 sqft
2021-04-01 35 days 1,896 sqft
2021-05-01 29 days 1,908 sqft
2021-06-01 26 days 1,905 sqft
2021-07-01 28 days 1,800 sqft
2021-08-01 30 days 1,848 sqft
2021-09-01 30 days 1,815 sqft
2021-10-01 44 days 1,889 sqft
2021-11-01 45 days 1,870 sqft
2021-12-01 51 days 1,848 sqft
2022-01-01 53 days 1,950 sqft
2022-02-01 28 days 1,949 sqft
2022-03-01 19 days 1,813 sqft
2022-04-01 19 days 1,750 sqft
2022-05-01 30 days 1,753 sqft
2022-06-01 27 days 1,743 sqft
2022-07-01 32 days 1,742 sqft
2022-08-01 39 days 1,697 sqft
2022-09-01 45 days 1,751 sqft
2022-10-01 44 days 1,760 sqft
2022-11-01 43 days 1,750 sqft
2022-12-01 51 days 1,705 sqft
2023-01-01 72 days 1,750 sqft
2023-02-01 66 days 1,764 sqft
2023-03-01 37 days 1,800 sqft
2023-04-01 31 days 1,768 sqft
2023-05-01 38 days 1,790 sqft
2023-06-01 38 days 1,931 sqft
2023-07-01 37 days 1,850 sqft
2023-08-01 38 days 1,818 sqft
2023-09-01 45 days 1,855 sqft
2023-10-01 42 days 1,872 sqft
2023-11-01 48 days 1,865 sqft
JOPLIN's median listing age (time on market) for 2023-11-01 was 48 days. This is 11% longer than the same period one year ago.

JOPLIN's median square footage for active listings during the 2023-11-01 period was 1,865 sqft. One year prior, the average listing was 1,750 sqft.

JOPLIN, MO Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
64748 Joplin, MO $510 $550 $710 $930 $980
64755 Joplin, MO $510 $550 $710 $930 $980
64801 Joplin, MO $590 $630 $800 $1,030 $1,120
64802 Joplin, MO $580 $620 $790 $1,020 $1,110
64803 Joplin, MO $580 $620 $790 $1,020 $1,110
64804 Joplin, MO $540 $580 $740 $960 $1,040
64830 Joplin, MO $540 $580 $730 $950 $1,020
64832 Joplin, MO $720 $770 $980 $1,270 $1,370
64833 Joplin, MO $580 $620 $790 $1,020 $1,110
64834 Joplin, MO $690 $740 $940 $1,210 $1,320
64835 Joplin, MO $570 $620 $780 $1,010 $1,090
64836 Joplin, MO $570 $610 $770 $1,000 $1,080
64840 Joplin, MO $510 $550 $710 $930 $980
64841 Joplin, MO $510 $550 $710 $930 $980
64842 Joplin, MO $510 $550 $710 $930 $980
64843 Joplin, MO $520 $550 $710 $930 $980
64844 Joplin, MO $550 $590 $750 $970 $1,050
64848 Joplin, MO $580 $620 $790 $1,020 $1,110
64849 Joplin, MO $520 $560 $720 $930 $1,000
64850 Joplin, MO $510 $550 $710 $930 $980
64855 Joplin, MO $690 $740 $940 $1,220 $1,320
64857 Joplin, MO $590 $630 $810 $1,070 $1,130
64858 Joplin, MO $510 $550 $710 $930 $980
64859 Joplin, MO $530 $570 $730 $940 $1,020
64861 Joplin, MO $510 $550 $710 $930 $980
64862 Joplin, MO $510 $550 $710 $930 $980
64864 Joplin, MO $510 $550 $710 $930 $980
64865 Joplin, MO $510 $550 $710 $930 $980
64866 Joplin, MO $510 $550 $710 $930 $980
64867 Joplin, MO $540 $570 $720 $930 $1,010
64870 Joplin, MO $570 $620 $780 $1,010 $1,090
64873 Joplin, MO $510 $550 $710 $930 $980
65723 Joplin, MO $510 $550 $710 $930 $980
65734 Joplin, MO $510 $550 $710 $930 $980

2022 Average & Median Rent Data Statistics
JOPLIN, MO average 1BR rent: $591, median: $565
JOPLIN, MO average 2BR rent: $756, median: $720
JOPLIN, MO average 3BR rent: $984, median: $930

JOPLIN, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,011 $563,445,000 $187,129
Refi 753 $115,035,000 $152,769
Cash Out Refi 554 $88,500,000 $159,747
Other 348 $26,220,000 $75,345
Home Improvement 302 $26,210,000 $86,788

Joplin's most frequently cited loan purpose was Home Purchase, with 3,011 originations. The 2nd most popular reason was Refi, with 753 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 1,326 $220,040,000 $165,943
4-5% 1,081 $181,045,000 $167,479
3-4% 940 $168,620,000 $179,383
6-7% 632 $94,520,000 $149,557
7-8% 198 $20,780,000 $104,949
2.5-3% 196 $37,470,000 $191,173
Over 8% 92 $9,770,000 $106,196
<2.5% 47 $8,805,000 $187,340

During 2022, Joplin's most frequently originated rate bucket was 5-6%, with 1,326 originations.

Loan Sizing (JOPLIN, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,151 $312,685,000 $145,367
$100,000 or less 1,543 $95,415,000 $61,837
$200k-400k 1,084 $288,750,000 $266,375
$400k-600k 127 $60,105,000 $473,268
$600k-1000k 50 $35,550,000 $711,000
$Over $1MM 13 $26,905,000 $2,069,615

JOPLIN's loan sizing saw the bucket of loans from $100k-200k with 2,151 originations, totaling $312,685,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,104 $389,820,000 $185,276
60-80% 1,214 $212,620,000 $175,140
40-60% 481 $67,045,000 $139,387
20-40% 367 $37,695,000 $102,711
Under 20% 274 $16,610,000 $60,620
Over 100% 57 $16,115,000 $282,719

JOPLIN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,104 originations, totaling $389,820,000 in origination value.