JOPLIN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Joplin averaged
7.02%
for the week of 2024-04-11, compared to the national average of
6.88% for the same period.
The average rate for the prior week (2024-04-04) was
6.96% and
one month ago for the week of 2024-03-07, the
average rate was 7.12%.
Joplin's average rate one year ago was 6.12%.
For refis of the same type during the week of 2024-04-11, the average rate
was 6.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-11 | 6.88% |
| Joplin 30 Year Fixed Rate | 2024-04-11 | 7.02% |
| Joplin 30 Year Fixed Rate Refi | 2024-04-11 | 6.92% |
| Joplin 15 Year Fixed Rate | 2024-04-11 | 5.96% |
| Joplin 15 Year Fixed Rate Refi | 2024-04-11 | 6.16% |
| Joplin 30 Year FHA | 2024-04-11 | 6.85% |
| Joplin 30 Year FHA Refi | 2024-04-11 | 6.94% |
| Joplin 30 Year USDA | 2024-04-11 | 6.65% |
| Joplin 30 Year USDA Refi | 2024-04-11 | 6.51% |
| Joplin 30 Year VA | 2024-04-11 | 6.85% |
| Joplin 30 Year VA Refi | 2024-04-11 | 6.67% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOPLIN, MO.
JOPLIN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOPLIN, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOPLIN Average Closing Costs & Other Stats
JOPLIN, MO's 117 lenders originated 3,765
loans during 2023. The total origination value was $625,475,000, with an average loan value of
$166,129.
JOPLIN's average closing costs are $3,797.
The top JOPLIN lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
401 loans originated. Their average total fees are
$3,231, which is $228
lower than the next largest lender,
Arvest Bank.
The lowest fee JOPLIN lenders (with over 10 loans originated) are
Southwest Missouri Bank ($2,221), Nations Lending Corporation ($2,693), Great Southern Bank ($2,751), Oakstar Bank ($2,832) and Springfield First Community Bank ($2,842).
The lowest rate JOPLIN lenders (with over 10 loans originated) are
Oakstar Bank (4.32%), Great Southern Bank (6.19%), FirstTrust Home Loans, Inc. (6.43%), First Community Bank (6.67%) and Springfield First Community Bank (6.75%).
JOPLIN, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| FLAT BRANCH MORTGAGE, INC. | $209,030,000 | $147,345,000 | -29.5% | 23.6% |
| Arvest Bank | $80,910,000 | $60,720,000 | -25.0% | 9.7% |
| Southwest Missouri Bank | $79,265,000 | $58,125,000 | -26.7% | 9.3% |
| People's Bank of Seneca | $43,170,000 | $32,035,000 | -25.8% | 5.1% |
| QUICKEN LOANS, LLC | $37,735,000 | $26,710,000 | -29.2% | 4.3% |
| First Community Bank | $29,970,000 | $24,845,000 | -17.1% | 4.0% |
| Old Missouri Bank | $6,530,000 | $18,450,000 | 182.5% | 2.9% |
| U.S. Bank | $24,595,000 | $15,895,000 | -35.4% | 2.5% |
| Mortgage Research Center, LLC | $14,320,000 | $15,165,000 | 5.9% | 2.4% |
| Pinnacle Bank | $21,065,000 | $14,055,000 | -33.3% | 2.2% |
| DAS Acquisition Company, LLC | $10,570,000 | $11,460,000 | 8.4% | 1.8% |
| Community Bank and Trust | $13,885,000 | $10,645,000 | -23.3% | 1.7% |
| Gateway First Bank | $9,705,000 | $8,555,000 | -11.8% | 1.4% |
| Commerce Bank | $8,605,000 | $7,395,000 | -14.1% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,475,000 | $6,665,000 | 351.9% | 1.1% |
| Mid-Missouri Bank | $7,405,000 | $6,600,000 | -10.9% | 1.1% |
| The Central Trust Bank | $1,400,000 | $6,215,000 | 343.9% | 1.0% |
| Freedom Bank of Southern Missouri | $1,010,000 | $6,120,000 | 505.9% | 1.0% |
| Oakstar Bank | $7,945,000 | $5,765,000 | -27.4% | 0.9% |
| United Bank of Union | $5,125,000 | n/a | 0.8% | |
| GERSHMAN INVESTMENT CORP. | $2,895,000 | $5,045,000 | 74.3% | 0.8% |
| Nations Lending Corporation | $355,000 | $5,020,000 | 1,314.1% | 0.8% |
| Plains Commerce Bank | $915,000 | $4,795,000 | 424.0% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $1,905,000 | $4,460,000 | 134.1% | 0.7% |
| Springfield First Community Bank | $17,460,000 | $4,335,000 | -75.2% | 0.7% |
| Great Southern Bank | $4,230,000 | $4,020,000 | -5.0% | 0.6% |
| Midwest Mortgage Associates Corporation | $2,220,000 | $4,000,000 | 80.2% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $10,180,000 | $3,905,000 | -61.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,765,000 | $3,665,000 | -2.7% | 0.6% |
| TOWNE MORTGAGE COMPANY | $4,700,000 | $3,425,000 | -27.1% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $3,435,000 | $3,405,000 | -0.9% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,040,000 | $3,240,000 | 6.6% | 0.5% |
| LOANDEPOT.COM, LLC | $6,690,000 | $3,010,000 | -55.0% | 0.5% |
| USAA Federal Savings Bank | $4,410,000 | $2,900,000 | -34.2% | 0.5% |
| FirstTrust Home Loans, Inc. | $10,845,000 | $2,685,000 | -75.2% | 0.4% |
| NEWREZ LLC | $1,295,000 | $2,615,000 | 101.9% | 0.4% |
| Community National Bank & Trust | $9,290,000 | $2,010,000 | -78.4% | 0.3% |
| Capitol Federal Savings Bank | $5,185,000 | $1,940,000 | -62.6% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $4,420,000 | $1,925,000 | -56.4% | 0.3% |
| LOANPAL, LLC | $1,090,000 | $1,860,000 | 70.6% | 0.3% |
| Wells Fargo Bank | $5,855,000 | $1,860,000 | -68.2% | 0.3% |
| MICHIGAN MUTUAL, INC. | $1,700,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $1,635,000 | $1,630,000 | -0.3% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,280,000 | $1,630,000 | 27.3% | 0.3% |
| BROKER SOLUTIONS, INC. | $4,860,000 | $1,570,000 | -67.7% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,900,000 | $1,545,000 | -18.7% | 0.2% |
| Discover Bank | $665,000 | $1,430,000 | 115.0% | 0.2% |
| ASSEMBLIES OF GOD Credit Union | $1,370,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $475,000 | $1,150,000 | 142.1% | 0.2% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $2,835,000 | $1,145,000 | -59.6% | 0.2% |
| Citizens Bank of Amsterdam | $2,025,000 | $1,135,000 | -44.0% | 0.2% |
| ZILLOW HOME LOANS, LLC | $685,000 | $1,120,000 | 63.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $890,000 | $1,095,000 | 23.0% | 0.2% |
| UMB Bank | $3,100,000 | $1,095,000 | -64.7% | 0.2% |
| FIRST TECHNOLOGY | $1,005,000 | n/a | 0.2% | |
| Bank of America | $1,590,000 | $990,000 | -37.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $575,000 | $975,000 | 69.6% | 0.2% |
| Firstar Bank | $55,000 | $935,000 | 1,600.0% | 0.1% |
| GUILD MORTGAGE COMPANY | $620,000 | $895,000 | 44.4% | 0.1% |
| BLUCURRENT | $290,000 | $880,000 | 203.4% | 0.1% |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $555,000 | $875,000 | 57.7% | 0.1% |
| Carrington Mortgage Services, LLC | $1,760,000 | $795,000 | -54.8% | 0.1% |
| Sullivan Bank | $1,850,000 | $780,000 | -57.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $685,000 | $775,000 | 13.1% | 0.1% |
| Simmons Bank | $4,305,000 | $770,000 | -82.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $340,000 | $765,000 | 125.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $385,000 | $755,000 | 96.1% | 0.1% |
| Centennial Bank | $85,000 | $685,000 | 705.9% | 0.1% |
| Equity Prime Mortgage LLC | $475,000 | $680,000 | 43.2% | 0.1% |
| PNC Bank | $195,000 | $640,000 | 228.2% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $915,000 | $625,000 | -31.7% | 0.1% |
| Evolve Bank & Trust | $615,000 | n/a | 0.1% | |
| First Federal Bank of Kansas City | $605,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $605,000 | $595,000 | -1.7% | 0.1% |
| Regions Bank | $25,000 | $570,000 | 2,180.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,155,000 | $560,000 | -51.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $555,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $400,000 | $545,000 | 36.3% | 0.1% |
| First Federal Bank | $530,000 | n/a | 0.1% | |
| BancorpSouth | $860,000 | $525,000 | -39.0% | 0.1% |
| Servion, Inc. | $1,240,000 | $525,000 | -57.7% | 0.1% |
| Great Plains Federal Credit Un | $515,000 | n/a | 0.1% | |
| IOWA BANKERS MORTGAGE CORPORATION | $175,000 | $505,000 | 188.6% | 0.1% |
| Heritage Bank | $495,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $1,420,000 | $490,000 | -65.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $415,000 | $490,000 | 18.1% | 0.1% |
| Ally Bank | $905,000 | $485,000 | -46.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $665,000 | $485,000 | -27.1% | 0.1% |
| PLANET HOME LENDING, LLC | $105,000 | $485,000 | 361.9% | 0.1% |
| Regent Bank | $485,000 | n/a | 0.1% | |
| Peoples National Bank , N.A. | $475,000 | n/a | 0.1% | |
| RF Renovo Management Company, LLC | $465,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $710,000 | $455,000 | -35.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,760,000 | $430,000 | -75.6% | 0.1% |
| Truist | $1,025,000 | $425,000 | -58.5% | 0.1% |
| UNITED | $425,000 | n/a | 0.1% | |
| CITY-COUNTY CREDIT UNION | $205,000 | $410,000 | 100.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $265,000 | $410,000 | 54.7% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $670,000 | $405,000 | -39.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $395,000 | n/a | 0.1% | |
| The Bank of Missouri | $310,000 | $375,000 | 21.0% | 0.1% |
| The Huntington National Bank | $745,000 | $370,000 | -50.3% | 0.1% |
| First Bank | $365,000 | n/a | 0.1% | |
| Figure Lending LLC | $350,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $350,000 | n/a | 0.1% | |
| CROSSCOUNTRY MORTGAGE, LLC | $280,000 | $345,000 | 23.2% | 0.1% |
| SIRVA MORTGAGE, INC. | $440,000 | $345,000 | -21.6% | 0.1% |
| First National Bank of America | $340,000 | n/a | 0.1% | |
| NBKC BANK | $1,690,000 | $340,000 | -79.9% | 0.1% |
| Community First National Bank | $335,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $295,000 | $325,000 | 10.2% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $315,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $315,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $310,000 | n/a | 0.0% | |
| Think Mutual Bank | $305,000 | n/a | 0.0% | |
| Armstrong Bank | $290,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $135,000 | $285,000 | 111.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $285,000 | n/a | 0.0% | |
| Morton Community Bank | $285,000 | n/a | 0.0% | |
| Northpointe Bank | $730,000 | $285,000 | -61.0% | 0.0% |
| Axos Bank | $280,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,005,000 | $280,000 | -72.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $985,000 | $270,000 | -72.6% | 0.0% |
| M&T Bank | $270,000 | n/a | 0.0% | |
| First Midwest Bank of Poplar Bluff | $265,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $2,150,000 | $265,000 | -87.7% | 0.0% |
| Magnolia Bank | $360,000 | $265,000 | -26.4% | 0.0% |
| GSF Mortgage Corporation | $510,000 | $255,000 | -50.0% | 0.0% |
| VERITAS FUNDING, LLC | $255,000 | n/a | 0.0% | |
| Signature Bank of Arkansas | $55,000 | $250,000 | 354.5% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $250,000 | n/a | 0.0% | |
| Citizens State Bank | $245,000 | n/a | 0.0% | |
| Flanagan State Bank | $1,340,000 | $245,000 | -81.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $695,000 | $245,000 | -64.7% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $245,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $125,000 | $245,000 | 96.0% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $205,000 | $240,000 | 17.1% | 0.0% |
| Citibank | $235,000 | n/a | 0.0% | |
| River Region Credit Union | $235,000 | n/a | 0.0% | |
| Intrust Bank | $225,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $225,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $95,000 | $225,000 | 136.8% | 0.0% |
| BAY EQUITY LLC | $215,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $745,000 | $215,000 | -71.1% | 0.0% |
| FRONTIER COMMUNITY CREDIT UNION | $215,000 | n/a | 0.0% | |
| Equity Bank | $95,000 | $210,000 | 121.1% | 0.0% |
| FCS Financial FLCA | $1,005,000 | $210,000 | -79.1% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $415,000 | $210,000 | -49.4% | 0.0% |
| CU Community Credit Union | $2,405,000 | $205,000 | -91.5% | 0.0% |
| Mortgage Investment Services Corporation | $260,000 | $205,000 | -21.2% | 0.0% |
| GNBank | $475,000 | $185,000 | -61.1% | 0.0% |
| JPMorgan Chase Bank | $3,015,000 | $185,000 | -93.9% | 0.0% |
| NBH Bank | $185,000 | n/a | 0.0% | |
| S1L, Inc. | $185,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $730,000 | $185,000 | -74.7% | 0.0% |
| Anstaff Bank | $175,000 | n/a | 0.0% | |
| Brighton Bank | $175,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $175,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $165,000 | $175,000 | 6.1% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | $170,000 | 100.0% | 0.0% |
| PHH Mortgage Corporation | $320,000 | $170,000 | -46.9% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $165,000 | n/a | 0.0% | |
| KS StateBank | $165,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $165,000 | n/a | 0.0% | |
| UIF CORPORATION | $165,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $165,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $310,000 | $155,000 | -50.0% | 0.0% |
| First State Community Bank | $155,000 | n/a | 0.0% | |
| FIRST WESTERN MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS LLC | $305,000 | $155,000 | -49.2% | 0.0% |
| BOKF | $690,000 | $145,000 | -79.0% | 0.0% |
| CMG MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $145,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $310,000 | $135,000 | -56.5% | 0.0% |
| GUARANTEED RATE, INC. | $1,130,000 | $135,000 | -88.1% | 0.0% |
| Labette Bank | $1,440,000 | $135,000 | -90.6% | 0.0% |
| North American Savings Bank, F.S.B. | $145,000 | $135,000 | -6.9% | 0.0% |
| Old National Bank | $135,000 | n/a | 0.0% | |
| HIWAY | $125,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $125,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $125,000 | n/a | 0.0% | |
| MAINSTREET FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $95,000 | n/a | 0.0% | |
| Connexus Credit Union | $95,000 | n/a | 0.0% | |
| First Financial Bank | $95,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $95,000 | n/a | 0.0% | |
| BMO Harris Bank | $85,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $85,000 | n/a | 0.0% | |
| MidWestOne Bank | $75,000 | n/a | 0.0% | |
| Bankers' Bank | $65,000 | n/a | 0.0% | |
| RCB Bank | $65,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $55,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $55,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $55,000 | n/a | 0.0% | |
| GREATER KC PUBLIC SAFETY CREDIT UNION | $5,000 | $55,000 | 1,000.0% | 0.0% |
| TTCU Federal Credit Union | $55,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $45,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $120,000 | $45,000 | -62.5% | 0.0% |
| COMMUNITYAMERICA | $580,000 | $35,000 | -94.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $75,000 | $35,000 | -53.3% | 0.0% |
| Signature Federal Credit Union | $35,000 | n/a | 0.0% |
JOPLIN's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 23.6% market share. In second place, with 9.7%, is Arvest Bank, having originated $60,720,000 in loans. In third place, with 9.3%, is Southwest Missouri Bank, having originated $58,125,000 in loans. In fourth place, with 5.1%, is People's Bank of Seneca, having originated $32,035,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $26,710,000 in loans.
JOPLIN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $135,000 (13.1%) | $182,212 (6.4%) | 0.50 | 707 |
| 2018-02-01 | $138,926 (14.4%) | $183,818 (5.1%) | 0.50 | 690 |
| 2018-03-01 | $139,989 (14.6%) | $186,819 (5.1%) | 0.49 | 715 |
| 2018-04-01 | $149,800 (19.0%) | $190,208 (3.5%) | 0.51 | 730 |
| 2018-05-01 | $149,900 (14.3%) | $188,465 (-1.5%) | 0.50 | 710 |
| 2018-06-01 | $149,900 (14.1%) | $193,934 (1.1%) | 0.50 | 736 |
| 2018-07-01 | $149,900 (9.3%) | $191,596 (0.0%) | 0.50 | 749 |
| 2018-08-01 | $149,900 (10.7%) | $185,822 (-1.6%) | 0.50 | 904 |
| 2018-09-01 | $149,873 (8.7%) | $185,615 (-0.7%) | 0.50 | 937 |
| 2018-10-01 | $153,475 (13.7%) | $191,085 (1.9%) | 0.52 | 882 |
| 2018-11-01 | $149,873 (11.0%) | $187,404 (-0.2%) | 0.51 | 905 |
| 2018-12-01 | $149,873 (11.1%) | $186,807 (2.5%) | 0.52 | 846 |
| 2019-01-01 | $146,034 (8.2%) | $183,982 (1.0%) | 0.50 | 762 |
| 2019-02-01 | $151,125 (8.8%) | $188,236 (2.4%) | 0.51 | 711 |
| 2019-03-01 | $154,900 (10.7%) | $191,354 (2.4%) | 0.51 | 677 |
| 2019-04-01 | $155,700 (3.9%) | $194,558 (2.3%) | 0.49 | 648 |
| 2019-05-01 | $157,474 (5.1%) | $196,822 (4.4%) | 0.49 | 634 |
| 2019-06-01 | $150,000 (0.1%) | $197,295 (1.7%) | 0.47 | 638 |
| 2019-07-01 | $156,525 (4.4%) | $195,627 (2.1%) | 0.49 | 676 |
| 2019-08-01 | $156,782 (4.6%) | $194,111 (4.5%) | 0.50 | 668 |
| 2019-09-01 | $155,555 (3.8%) | $193,290 (4.1%) | 0.50 | 650 |
| 2019-10-01 | $156,936 (2.3%) | $193,807 (1.4%) | 0.51 | 640 |
| 2019-11-01 | $154,600 (3.2%) | $193,869 (3.5%) | 0.51 | 645 |
| 2019-12-01 | $154,950 (3.4%) | $196,519 (5.2%) | 0.52 | 628 |
| 2020-01-01 | $157,500 (7.9%) | $196,870 (7.0%) | 0.53 | 574 |
| 2020-02-01 | $154,900 (2.5%) | $198,448 (5.4%) | 0.51 | 530 |
| 2020-03-01 | $159,842 (3.2%) | $201,673 (5.4%) | 0.50 | 507 |
| 2020-04-01 | $151,000 (-3.0%) | $202,502 (4.1%) | 0.47 | 536 |
| 2020-05-01 | $159,900 (1.5%) | $210,739 (7.1%) | 0.49 | 483 |
| 2020-06-01 | $165,000 (10.0%) | $217,156 (10.1%) | 0.49 | 459 |
| 2020-07-01 | $166,163 (6.2%) | $225,705 (15.4%) | 0.48 | 430 |
| 2020-08-01 | $179,602 (14.6%) | $242,244 (24.8%) | 0.51 | 364 |
| 2020-09-01 | $182,400 (17.3%) | $251,225 (30.0%) | 0.52 | 360 |
| 2020-10-01 | $169,900 (8.3%) | $233,206 (20.3%) | 0.49 | 378 |
| 2020-11-01 | $159,900 (3.4%) | $236,202 (21.8%) | 0.47 | 379 |
| 2020-12-01 | $158,700 (2.4%) | $238,826 (21.5%) | 0.47 | 368 |
| 2021-01-01 | $160,700 (2.0%) | $252,718 (28.4%) | 0.48 | 320 |
| 2021-02-01 | $172,475 (11.4%) | $278,370 (40.3%) | 0.50 | 268 |
| 2021-03-01 | $195,975 (22.6%) | $279,884 (38.8%) | 0.56 | 269 |
| 2021-04-01 | $196,950 (30.4%) | $274,177 (35.4%) | 0.53 | 267 |
| 2021-05-01 | $174,900 (9.4%) | $284,555 (35.0%) | 0.46 | 232 |
| 2021-06-01 | $179,100 (8.6%) | $291,694 (34.3%) | 0.47 | 253 |
| 2021-07-01 | $179,900 (8.3%) | $265,103 (17.5%) | 0.47 | 300 |
| 2021-08-01 | $192,200 (7.0%) | $270,187 (11.5%) | 0.51 | 323 |
| 2021-09-01 | $202,229 (10.9%) | $257,326 (2.4%) | 0.54 | 368 |
| 2021-10-01 | $207,000 (21.8%) | $257,773 (10.5%) | 0.55 | 378 |
| 2021-11-01 | $213,075 (33.3%) | $270,053 (14.3%) | 0.57 | 348 |
| 2021-12-01 | $216,975 (36.7%) | $289,033 (21.0%) | 0.59 | 288 |
| 2022-01-01 | $219,950 (36.9%) | $290,009 (14.8%) | 0.59 | 230 |
| 2022-02-01 | $229,925 (33.3%) | $291,274 (4.6%) | 0.60 | 196 |
| 2022-03-01 | $234,750 (19.8%) | $303,826 (8.6%) | 0.59 | 187 |
| 2022-04-01 | $224,900 (14.2%) | $292,363 (6.6%) | 0.54 | 239 |
| 2022-05-01 | $222,225 (27.1%) | $299,561 (5.3%) | 0.51 | 255 |
| 2022-06-01 | $207,500 (15.9%) | $282,939 (-3.0%) | 0.46 | 330 |
| 2022-07-01 | $200,975 (11.7%) | $272,227 (2.7%) | 0.45 | 402 |
| 2022-08-01 | $207,950 (8.2%) | $268,259 (-0.7%) | 0.48 | 402 |
| 2022-09-01 | $229,675 (13.6%) | $272,985 (6.1%) | 0.54 | 411 |
| 2022-10-01 | $224,000 (8.2%) | $291,967 (13.3%) | 0.53 | 425 |
| 2022-11-01 | $224,806 (5.5%) | $293,466 (8.7%) | 0.54 | 463 |
| 2022-12-01 | $219,950 (1.4%) | $285,879 (-1.1%) | 0.54 | 431 |
| 2023-01-01 | $227,272 (3.3%) | $313,870 (8.2%) | 0.56 | 371 |
| 2023-02-01 | $236,705 (3.0%) | $339,502 (16.6%) | 0.57 | 321 |
| 2023-03-01 | $249,901 (6.5%) | $354,355 (16.6%) | 0.59 | 319 |
| 2023-04-01 | $249,950 (11.1%) | $352,191 (20.5%) | 0.58 | 339 |
| 2023-05-01 | $253,597 (14.1%) | $356,556 (19.0%) | 0.58 | 335 |
| 2023-06-01 | $262,000 (26.3%) | $383,192 (35.4%) | 0.59 | 351 |
| 2023-07-01 | $259,605 (29.2%) | $359,358 (32.0%) | 0.59 | 377 |
| 2023-08-01 | $247,450 (19.0%) | $384,480 (43.3%) | 0.57 | 416 |
| 2023-09-01 | $249,900 (8.8%) | $393,834 (44.3%) | 0.58 | 400 |
| 2023-10-01 | $252,000 (12.5%) | $377,472 (29.3%) | 0.59 | 457 |
| 2023-11-01 | $256,382 (14.1%) | $391,571 (33.4%) | 0.61 | 467 |
| 2023-12-01 | $254,500 (15.7%) | $386,685 (35.3%) | 0.62 | 470 |
| 2024-01-01 | $260,750 (14.7%) | $391,144 (24.6%) | 0.64 | 446 |
| 2024-02-01 | $254,978 (7.7%) | $406,430 (19.7%) | 0.61 | 401 |
| 2024-03-01 | $253,000 (1.2%) | $427,870 (20.8%) | 0.60 | 405 |
JOPLIN's median listing price for 2024-03-01 was $253,000, a difference of
$3,099
(1.2%) versus the prior year and
$-1,978 versus the prior month.
JOPLIN's median listing price comes in at 60% of the national average.
JOPLIN's average listing price for 2024-03-01 was $427,870, a difference of $73,515 (20.8%) versus the prior year and $21,440 versus the prior month.
For the 2024-03-01 period, JOPLIN had 405 MLS listings, a difference of 4 listings (1%) versus the prior month and 86 listings (27%) versus the prior year.
JOPLIN's median listing price comes in at 60% of the national average.
JOPLIN's average listing price for 2024-03-01 was $427,870, a difference of $73,515 (20.8%) versus the prior year and $21,440 versus the prior month.
For the 2024-03-01 period, JOPLIN had 405 MLS listings, a difference of 4 listings (1%) versus the prior month and 86 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 1,785 sqft |
| 2018-02-01 | 76 days | 1,770 sqft |
| 2018-03-01 | 54 days | 1,785 sqft |
| 2018-04-01 | 53 days | 1,824 sqft |
| 2018-05-01 | 57 days | 1,843 sqft |
| 2018-06-01 | 54 days | 1,860 sqft |
| 2018-07-01 | 60 days | 1,875 sqft |
| 2018-08-01 | 54 days | 1,823 sqft |
| 2018-09-01 | 57 days | 1,800 sqft |
| 2018-10-01 | 67 days | 1,858 sqft |
| 2018-11-01 | 67 days | 1,850 sqft |
| 2018-12-01 | 67 days | 1,822 sqft |
| 2019-01-01 | 74 days | 1,796 sqft |
| 2019-02-01 | 83 days | 1,811 sqft |
| 2019-03-01 | 69 days | 1,797 sqft |
| 2019-04-01 | 53 days | 1,785 sqft |
| 2019-05-01 | 50 days | 1,824 sqft |
| 2019-06-01 | 53 days | 1,805 sqft |
| 2019-07-01 | 54 days | 1,828 sqft |
| 2019-08-01 | 56 days | 1,828 sqft |
| 2019-09-01 | 58 days | 1,812 sqft |
| 2019-10-01 | 57 days | 1,809 sqft |
| 2019-11-01 | 57 days | 1,809 sqft |
| 2019-12-01 | 71 days | 1,813 sqft |
| 2020-01-01 | 73 days | 1,826 sqft |
| 2020-02-01 | 66 days | 1,820 sqft |
| 2020-03-01 | 54 days | 1,810 sqft |
| 2020-04-01 | 45 days | 1,789 sqft |
| 2020-05-01 | 51 days | 1,800 sqft |
| 2020-06-01 | 52 days | 1,865 sqft |
| 2020-07-01 | 40 days | 1,855 sqft |
| 2020-08-01 | 37 days | 1,934 sqft |
| 2020-09-01 | 44 days | 1,995 sqft |
| 2020-10-01 | 32 days | 1,874 sqft |
| 2020-11-01 | 42 days | 1,840 sqft |
| 2020-12-01 | 51 days | 1,842 sqft |
| 2021-01-01 | 57 days | 1,924 sqft |
| 2021-02-01 | 61 days | 1,965 sqft |
| 2021-03-01 | 42 days | 1,985 sqft |
| 2021-04-01 | 35 days | 1,896 sqft |
| 2021-05-01 | 29 days | 1,908 sqft |
| 2021-06-01 | 26 days | 1,905 sqft |
| 2021-07-01 | 28 days | 1,800 sqft |
| 2021-08-01 | 30 days | 1,844 sqft |
| 2021-09-01 | 30 days | 1,815 sqft |
| 2021-10-01 | 44 days | 1,889 sqft |
| 2021-11-01 | 45 days | 1,870 sqft |
| 2021-12-01 | 51 days | 1,848 sqft |
| 2022-01-01 | 53 days | 1,950 sqft |
| 2022-02-01 | 28 days | 1,949 sqft |
| 2022-03-01 | 19 days | 1,813 sqft |
| 2022-04-01 | 19 days | 1,750 sqft |
| 2022-05-01 | 30 days | 1,753 sqft |
| 2022-06-01 | 27 days | 1,743 sqft |
| 2022-07-01 | 32 days | 1,742 sqft |
| 2022-08-01 | 39 days | 1,697 sqft |
| 2022-09-01 | 45 days | 1,751 sqft |
| 2022-10-01 | 44 days | 1,760 sqft |
| 2022-11-01 | 43 days | 1,750 sqft |
| 2022-12-01 | 51 days | 1,705 sqft |
| 2023-01-01 | 72 days | 1,750 sqft |
| 2023-02-01 | 66 days | 1,764 sqft |
| 2023-03-01 | 37 days | 1,800 sqft |
| 2023-04-01 | 31 days | 1,768 sqft |
| 2023-05-01 | 38 days | 1,787 sqft |
| 2023-06-01 | 38 days | 1,920 sqft |
| 2023-07-01 | 37 days | 1,850 sqft |
| 2023-08-01 | 38 days | 1,818 sqft |
| 2023-09-01 | 45 days | 1,855 sqft |
| 2023-10-01 | 42 days | 1,864 sqft |
| 2023-11-01 | 48 days | 1,863 sqft |
| 2023-12-01 | 57 days | 1,830 sqft |
| 2024-01-01 | 66 days | 1,804 sqft |
| 2024-02-01 | 65 days | 1,793 sqft |
| 2024-03-01 | 54 days | 1,781 sqft |
JOPLIN's median listing age (time on market) for 2024-03-01 was 54 days.
This
is 45%
longer
than the same period one year ago.
JOPLIN's median square footage for active listings during the 2024-03-01 period was 1,781 sqft. One year prior, the average listing was 1,800 sqft.
JOPLIN's median square footage for active listings during the 2024-03-01 period was 1,781 sqft. One year prior, the average listing was 1,800 sqft.
JOPLIN, MO Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 64748 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64755 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64801 | Joplin, MO MSA | $650 | $690 | $870 | $1,100 | $1,230 |
| 64802 | Joplin, MO MSA | $630 | $670 | $840 | $1,070 | $1,180 |
| 64803 | Joplin, MO MSA | $630 | $670 | $840 | $1,070 | $1,180 |
| 64804 | Joplin, MO MSA | $610 | $650 | $820 | $1,040 | $1,160 |
| 64830 | Joplin, MO MSA | $700 | $740 | $930 | $1,180 | $1,310 |
| 64832 | Joplin, MO MSA | $830 | $880 | $1,110 | $1,410 | $1,560 |
| 64833 | Joplin, MO MSA | $630 | $670 | $840 | $1,070 | $1,180 |
| 64834 | Joplin, MO MSA | $760 | $800 | $1,010 | $1,280 | $1,420 |
| 64835 | Joplin, MO MSA | $620 | $660 | $830 | $1,050 | $1,170 |
| 64836 | Joplin, MO MSA | $620 | $660 | $830 | $1,050 | $1,170 |
| 64840 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64841 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64842 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64843 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64844 | Joplin, MO MSA | $610 | $650 | $810 | $1,030 | $1,140 |
| 64848 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64849 | Joplin, MO MSA | $570 | $610 | $770 | $970 | $1,070 |
| 64850 | Joplin, MO MSA | $570 | $610 | $760 | $960 | $1,070 |
| 64855 | Joplin, MO MSA | $680 | $730 | $910 | $1,150 | $1,280 |
| 64857 | Joplin, MO MSA | $610 | $650 | $810 | $1,030 | $1,140 |
| 64858 | Joplin, MO MSA | $570 | $600 | $760 | $960 | $1,060 |
| 64859 | Joplin, MO MSA | $590 | $620 | $790 | $1,000 | $1,110 |
| 64861 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64862 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64864 | Joplin, MO MSA | $560 | $600 | $750 | $950 | $1,060 |
| 64865 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64866 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 64867 | Joplin, MO MSA | $580 | $610 | $770 | $980 | $1,090 |
| 64870 | Joplin, MO MSA | $630 | $670 | $840 | $1,070 | $1,180 |
| 64873 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 65723 | Joplin, MO MSA | $560 | $590 | $750 | $950 | $1,050 |
| 65734 | Joplin, MO MSA | $560 | $600 | $750 | $950 | $1,060 |
2022 Average & Median Rent Data Statistics
JOPLIN, MO average 1BR rent: $639, median: $610
JOPLIN, MO average 2BR rent: $806, median: $765
JOPLIN, MO average 3BR rent: $1,021, median: $965
JOPLIN, MO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,439 | $469,035,000 | $192,306 |
| Refi | 345 | $62,875,000 | $182,246 |
| Cash Out Refi | 339 | $49,905,000 | $147,212 |
| Other | 333 | $21,735,000 | $65,270 |
| Home Improvement | 309 | $21,925,000 | $70,955 |
Joplin's most frequently cited loan purpose was Home Purchase, with 2,439 originations. The 2nd most popular reason was Refi, with 345 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,297 | $243,375,000 | $187,645 |
| 7-8% | 918 | $162,340,000 | $176,841 |
| Over 8% | 808 | $72,570,000 | $89,814 |
| 5-6% | 335 | $62,405,000 | $186,284 |
| 2.5-3% | 21 | $1,795,000 | $85,476 |
| 4-5% | 19 | $3,815,000 | $200,789 |
| <2.5% | 12 | $1,100,000 | $91,667 |
| 3-4% | 8 | $1,110,000 | $138,750 |
During 2023, Joplin's most frequently originated rate bucket was 6-7%, with 1,297 originations.
Loan Sizing (JOPLIN, MO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,604 | $236,420,000 | $147,394 |
| $100,000 or less | 1,195 | $69,265,000 | $57,962 |
| $200k-400k | 815 | $215,495,000 | $264,411 |
| $400k-600k | 106 | $49,730,000 | $469,151 |
| $600k-1000k | 35 | $25,905,000 | $740,143 |
| $Over $1MM | 10 | $28,660,000 | $2,866,000 |
JOPLIN's loan sizing saw the bucket of loans from $100k-200k with 1,604 originations, totaling $236,420,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,588 | $311,380,000 | $196,083 |
| 60-80% | 759 | $132,195,000 | $174,170 |
| 20-40% | 395 | $31,135,000 | $78,823 |
| 40-60% | 319 | $49,545,000 | $155,313 |
| Under 20% | 294 | $11,240,000 | $38,231 |
| Over 100% | 52 | $11,810,000 | $227,115 |
JOPLIN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,588 originations, totaling $311,380,000 in origination value.