JOPLIN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Joplin averaged 7.03% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 7.07% and one month ago for the week of 2024-05-02, the average rate was 7.16%.

Joplin's average rate one year ago was 7.03%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.53%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Joplin 30 Year Fixed Rate 2024-06-06 7.03%
Joplin 30 Year Fixed Rate Refi 2024-06-06 7.53%
Joplin 15 Year Fixed Rate 2024-06-06 6.39%
Joplin 15 Year Fixed Rate Refi 2024-06-06 6.39%
Joplin 30 Year FHA 2024-06-06 6.51%
Joplin 30 Year FHA Refi 2024-06-06 6.69%
Joplin 30 Year USDA 2024-06-06 6.94%
Joplin 30 Year USDA Refi 2024-06-06 6.9%
Joplin 30 Year VA 2024-06-06 6.76%
Joplin 30 Year VA Refi 2024-06-06 6.49%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOPLIN, MO.

JOPLIN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOPLIN, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 401 6.83% $3,231
Arvest Bank 144 6.76% $3,458
Southwest Missouri Bank 130 7.70% $2,221
QUICKEN LOANS, LLC 59 6.88% $5,798
First Community Bank 44 6.67% $5,297
U.S. Bank 38 6.82% $3,122
DAS Acquisition Company, LLC 30 6.83% $3,893
Gateway First Bank 23 6.82% $3,245
The Central Trust Bank 22 6.94% $3,187
UNITED WHOLESALE MORTGAGE, LLC 16 7.38% $5,472
Pinnacle Bank 15 7.18% $2,958
Great Southern Bank 15 6.19% $2,751
FirstTrust Home Loans, Inc. 12 6.43% $3,237
GERSHMAN INVESTMENT CORP. 12 7.09% $3,328
Springfield First Community Bank 12 6.75% $2,842
Oakstar Bank 11 4.32% $2,832
Nations Lending Corporation 10 7.35% $2,693
Commerce Bank 9 6.81% $2,796
MICHIGAN MUTUAL, INC. 8 6.33% $10,200
Mortgage Research Center, LLC 7 6.18% $4,261
PENNYMAC LOAN SERVICES, LLC 7 6.54% $2,779
NEWREZ LLC 6 7.19% $6,463
Capitol Federal Savings Bank 6 5.19% $3,735
ASSEMBLIES OF GOD Credit Union 6 6.04% $2,340
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.52% $3,687
Community National Bank & Trust 5 7.74% $2,412
USAA Federal Savings Bank 5 6.98% $4,245
TOWNE MORTGAGE COMPANY 5 6.87% $3,693
Wells Fargo Bank 5 6.65% $4,738
Mr. Cooper ( Nationstar Mortgage ) 4 6.87% $6,402
Midwest Mortgage Associates Corporation 4 6.93% $5,195
LOANDEPOT.COM, LLC 4 6.90% $5,066
BANK OF LITTLE ROCK MORTGAGE CORPORATION 4 6.84% $2,846
Ally Bank 3 6.42% $4,997
UMB Bank 3 6.62% $2,526
Servion, Inc. 3 6.38% $1,008
VANDERBILT MORTGAGE AND FINANCE, INC. 3 7.58% $5,315
BROKER SOLUTIONS, INC. 3 6.83% $4,767
Regions Bank 3 6.71% $1,975
FREEDOM MORTGAGE CORPORATION 3 7.04% $5,085
MISSOURI ELECTRIC COOPERATIVES EMPL 3 6.33% $2,452
ZILLOW HOME LOANS, LLC 2 7.63% $3,788
AMERISAVE MORTGAGE CORPORATION 2 6.06% $9,508
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.38% $8,302
Bank of America 2 5.81% $3,769
BLUCURRENT 2 6.75% $2,781
Centennial Bank 2 6.94% $4,290
CITY-COUNTY CREDIT UNION 2 6.56% $1,979
Deere Employees Credit Union 2 5.94% $3,499
Discover Bank 2 6.99% $0
FCS Financial FLCA 2 7.53% $2,179
First National Bank of America 2 10.69% $6,706
Great Plains Federal Credit Un 2 6.45% $2,497
HOMESIDE FINANCIAL, LLC 2 7.00% $7,309
LOANPAL, LLC 2 5.56% $4,246
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.19% $6,045
NAVY FEDERAL CREDIT UNION 2 7.50% $1,808
Paramount Residential Mortgage Group, Inc. 2 6.56% $5,608
PENTAGON FEDERAL CREDIT UNION 2 6.81% $3,966
PNC Bank 2 5.75% $6,566
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.88% $4,208
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.25% $6,177
ROYAL UNITED MORTGAGE LLC 2 7.19% $7,372
Simmons Bank 2 7.13% $3,074
The Huntington National Bank 2 6.81% $3,802
Flanagan State Bank 1 7.13% $3,685
MORTGAGE FINANCIAL SERVICES, LLC 1 6.38% $3,585
Flagstar Bank, FSB 1 6.63% $6,038
MORTGAGE SOLUTIONS LLC 1 6.88% $2,948
Morton Community Bank 1 6.13% $2,703
First United Bank and Trust Company 1 8.63% $1,784
M&T Bank 1 6.50% $5,421
Carrington Mortgage Services, LLC 1 7.50% $3,876
First State Community Bank 1 6.75% $2,745
UNIFY FINANCIAL Credit Union 1 7.15% $1,502
NBH Bank 1 6.38% $1,446
NBKC BANK 1 6.25% $5,369
First State Bank of St. Charles, Missouri 1 6.50% $3,943
North American Savings Bank, F.S.B. 1 5.99% $595
First Financial Bank 1 6.88% $4,098
Old National Bank 1 6.75% $3,794
OPEN MORTGAGE, LLC 1 7.63% $5,609
UNITED 1 6.63% $3,013
First Federal Bank of Kansas City 1 6.50% $4,154
CARDINAL FINANCIAL 1 5.75% $4,120
Peoples National Bank , N.A. 1 7.50% $3,561
Evolve Bank & Trust 1 6.50% $4,242
BOKF 1 8.50% $2,580
PREMIA MORTGAGE, LLC 1 6.13% $0
BETTER MORTGAGE CORPORATION 1 6.25% $4,289
Bankers' Bank 1 6.63% $4,051
Prosperity Home Mortgage, LLC 1 7.63% $4,807
Equity Bank 1 5.99% $2,780
ENDEAVOR CAPITAL, LLC. 1 6.38% $3,644
Waterstone Mortgage Corporation 1 6.88% $3,248
S1L, Inc. 1 6.88% $3,564
CROSSCOUNTRY MORTGAGE, LLC 1 7.25% $5,022
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $5,189
SIRVA MORTGAGE, INC. 1 6.63% $0
Community First National Bank 1 7.13% $3,142
Citibank 1 6.63% $3,739
The Bank of Missouri 1 6.13% $3,536
Citadel Servicing Corporation 1 10.75% $6,510
AMERICAN FINANCING CORPORATION 1 6.50% $4,347
Think Mutual Bank 1 6.00% $3,827
GUILD MORTGAGE COMPANY 1 7.25% $2,781
Heritage Bank 1 6.00% $3,000
CHURCHILL MORTGAGE CORPORATION 1 6.88% $3,565
Intrust Bank 1 6.13% $4,147
IOWA BANKERS MORTGAGE CORPORATION 1 6.13% $6,896
JPMorgan Chase Bank 1 7.50% $6,063
GENEVA FINANCIAL, LLC 1 6.75% $3,211
Truist 1 6.99% $5,083
MAINSTREET FEDERAL CREDIT UNION 1 6.75% $1,717
General Mortgage Capital Corporation 1 6.63% $4,826
FRONTIER COMMUNITY CREDIT UNION 1 7.13% $2,609
MidWestOne Bank 1 6.25% $2,387

JOPLIN Average Closing Costs & Other Stats

JOPLIN, MO's 117 lenders originated 3,765 loans during 2023. The total origination value was $625,475,000, with an average loan value of $166,129.

JOPLIN's average closing costs are $3,797.

The top JOPLIN lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 401 loans originated. Their average total fees are $3,231, which is $228 lower than the next largest lender, Arvest Bank.

The lowest fee JOPLIN lenders (with over 10 loans originated) are Southwest Missouri Bank ($2,221), Nations Lending Corporation ($2,693), Great Southern Bank ($2,751), Oakstar Bank ($2,832) and Springfield First Community Bank ($2,842).

The lowest rate JOPLIN lenders (with over 10 loans originated) are Oakstar Bank (4.32%), Great Southern Bank (6.19%), FirstTrust Home Loans, Inc. (6.43%), First Community Bank (6.67%) and Springfield First Community Bank (6.75%).

JOPLIN, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FLAT BRANCH MORTGAGE, INC. $209,030,000 $147,345,000 -29.5% 23.6%
Arvest Bank $80,910,000 $60,720,000 -25.0% 9.7%
Southwest Missouri Bank $79,265,000 $58,125,000 -26.7% 9.3%
People's Bank of Seneca $43,170,000 $32,035,000 -25.8% 5.1%
QUICKEN LOANS, LLC $37,735,000 $26,710,000 -29.2% 4.3%
First Community Bank $29,970,000 $24,845,000 -17.1% 4.0%
Old Missouri Bank $6,530,000 $18,450,000 182.5% 2.9%
U.S. Bank $24,595,000 $15,895,000 -35.4% 2.5%
Mortgage Research Center, LLC $14,320,000 $15,165,000 5.9% 2.4%
Pinnacle Bank $21,065,000 $14,055,000 -33.3% 2.2%
DAS Acquisition Company, LLC $10,570,000 $11,460,000 8.4% 1.8%
Community Bank and Trust $13,885,000 $10,645,000 -23.3% 1.7%
Gateway First Bank $9,705,000 $8,555,000 -11.8% 1.4%
Commerce Bank $8,605,000 $7,395,000 -14.1% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $1,475,000 $6,665,000 351.9% 1.1%
Mid-Missouri Bank $7,405,000 $6,600,000 -10.9% 1.1%
The Central Trust Bank $1,400,000 $6,215,000 343.9% 1.0%
Freedom Bank of Southern Missouri $1,010,000 $6,120,000 505.9% 1.0%
Oakstar Bank $7,945,000 $5,765,000 -27.4% 0.9%
United Bank of Union $5,125,000 n/a 0.8%
GERSHMAN INVESTMENT CORP. $2,895,000 $5,045,000 74.3% 0.8%
Nations Lending Corporation $355,000 $5,020,000 1,314.1% 0.8%
Plains Commerce Bank $915,000 $4,795,000 424.0% 0.8%
NAVY FEDERAL CREDIT UNION $1,905,000 $4,460,000 134.1% 0.7%
Springfield First Community Bank $17,460,000 $4,335,000 -75.2% 0.7%
Great Southern Bank $4,230,000 $4,020,000 -5.0% 0.6%
Midwest Mortgage Associates Corporation $2,220,000 $4,000,000 80.2% 0.6%
PENNYMAC LOAN SERVICES, LLC $10,180,000 $3,905,000 -61.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $3,765,000 $3,665,000 -2.7% 0.6%
TOWNE MORTGAGE COMPANY $4,700,000 $3,425,000 -27.1% 0.5%
FREEDOM MORTGAGE CORPORATION $3,435,000 $3,405,000 -0.9% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,040,000 $3,240,000 6.6% 0.5%
LOANDEPOT.COM, LLC $6,690,000 $3,010,000 -55.0% 0.5%
USAA Federal Savings Bank $4,410,000 $2,900,000 -34.2% 0.5%
FirstTrust Home Loans, Inc. $10,845,000 $2,685,000 -75.2% 0.4%
NEWREZ LLC $1,295,000 $2,615,000 101.9% 0.4%
Community National Bank & Trust $9,290,000 $2,010,000 -78.4% 0.3%
Capitol Federal Savings Bank $5,185,000 $1,940,000 -62.6% 0.3%
AMERISAVE MORTGAGE CORPORATION $4,420,000 $1,925,000 -56.4% 0.3%
LOANPAL, LLC $1,090,000 $1,860,000 70.6% 0.3%
Wells Fargo Bank $5,855,000 $1,860,000 -68.2% 0.3%
MICHIGAN MUTUAL, INC. $1,700,000 n/a 0.3%
CARDINAL FINANCIAL $1,635,000 $1,630,000 -0.3% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,280,000 $1,630,000 27.3% 0.3%
BROKER SOLUTIONS, INC. $4,860,000 $1,570,000 -67.7% 0.3%
NEW DAY FINANCIAL, LLC $1,900,000 $1,545,000 -18.7% 0.2%
Discover Bank $665,000 $1,430,000 115.0% 0.2%
ASSEMBLIES OF GOD Credit Union $1,370,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $475,000 $1,150,000 142.1% 0.2%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $2,835,000 $1,145,000 -59.6% 0.2%
Citizens Bank of Amsterdam $2,025,000 $1,135,000 -44.0% 0.2%
ZILLOW HOME LOANS, LLC $685,000 $1,120,000 63.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $890,000 $1,095,000 23.0% 0.2%
UMB Bank $3,100,000 $1,095,000 -64.7% 0.2%
FIRST TECHNOLOGY $1,005,000 n/a 0.2%
Bank of America $1,590,000 $990,000 -37.7% 0.2%
HOMESIDE FINANCIAL, LLC $575,000 $975,000 69.6% 0.2%
Firstar Bank $55,000 $935,000 1,600.0% 0.1%
GUILD MORTGAGE COMPANY $620,000 $895,000 44.4% 0.1%
BLUCURRENT $290,000 $880,000 203.4% 0.1%
MISSOURI ELECTRIC COOPERATIVES EMPL $555,000 $875,000 57.7% 0.1%
Carrington Mortgage Services, LLC $1,760,000 $795,000 -54.8% 0.1%
Sullivan Bank $1,850,000 $780,000 -57.8% 0.1%
Paramount Residential Mortgage Group, Inc. $685,000 $775,000 13.1% 0.1%
Simmons Bank $4,305,000 $770,000 -82.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $340,000 $765,000 125.0% 0.1%
VILLAGE CAPITAL MORTGAGE $385,000 $755,000 96.1% 0.1%
Centennial Bank $85,000 $685,000 705.9% 0.1%
Equity Prime Mortgage LLC $475,000 $680,000 43.2% 0.1%
PNC Bank $195,000 $640,000 228.2% 0.1%
MOVEMENT MORTGAGE, LLC $915,000 $625,000 -31.7% 0.1%
Evolve Bank & Trust $615,000 n/a 0.1%
First Federal Bank of Kansas City $605,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $605,000 $595,000 -1.7% 0.1%
Regions Bank $25,000 $570,000 2,180.0% 0.1%
Barrington Bank & Trust Company, N.A. $1,155,000 $560,000 -51.5% 0.1%
PLAZA HOME MORTGAGE, INC. $555,000 n/a 0.1%
Deere Employees Credit Union $400,000 $545,000 36.3% 0.1%
First Federal Bank $530,000 n/a 0.1%
BancorpSouth $860,000 $525,000 -39.0% 0.1%
Servion, Inc. $1,240,000 $525,000 -57.7% 0.1%
Great Plains Federal Credit Un $515,000 n/a 0.1%
IOWA BANKERS MORTGAGE CORPORATION $175,000 $505,000 188.6% 0.1%
Heritage Bank $495,000 n/a 0.1%
21ST MORTGAGE CORPORATION $1,420,000 $490,000 -65.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $415,000 $490,000 18.1% 0.1%
Ally Bank $905,000 $485,000 -46.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $665,000 $485,000 -27.1% 0.1%
PLANET HOME LENDING, LLC $105,000 $485,000 361.9% 0.1%
Regent Bank $485,000 n/a 0.1%
Peoples National Bank , N.A. $475,000 n/a 0.1%
RF Renovo Management Company, LLC $465,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $710,000 $455,000 -35.9% 0.1%
AMERICAN FINANCING CORPORATION $1,760,000 $430,000 -75.6% 0.1%
Truist $1,025,000 $425,000 -58.5% 0.1%
UNITED $425,000 n/a 0.1%
CITY-COUNTY CREDIT UNION $205,000 $410,000 100.0% 0.1%
LENDINGHOME FUNDING CORPORATION $265,000 $410,000 54.7% 0.1%
ENDEAVOR CAPITAL, LLC. $670,000 $405,000 -39.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $395,000 n/a 0.1%
The Bank of Missouri $310,000 $375,000 21.0% 0.1%
The Huntington National Bank $745,000 $370,000 -50.3% 0.1%
First Bank $365,000 n/a 0.1%
Figure Lending LLC $350,000 n/a 0.1%
Mid-Continent Funding, Inc. $350,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $280,000 $345,000 23.2% 0.1%
SIRVA MORTGAGE, INC. $440,000 $345,000 -21.6% 0.1%
First National Bank of America $340,000 n/a 0.1%
NBKC BANK $1,690,000 $340,000 -79.9% 0.1%
Community First National Bank $335,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $295,000 $325,000 10.2% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $315,000 n/a 0.1%
Waterstone Mortgage Corporation $315,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $310,000 n/a 0.0%
Think Mutual Bank $305,000 n/a 0.0%
Armstrong Bank $290,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $135,000 $285,000 111.1% 0.0%
LIMA ONE CAPITAL, LLC $285,000 n/a 0.0%
Morton Community Bank $285,000 n/a 0.0%
Northpointe Bank $730,000 $285,000 -61.0% 0.0%
Axos Bank $280,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $1,005,000 $280,000 -72.1% 0.0%
CHURCHILL MORTGAGE CORPORATION $985,000 $270,000 -72.6% 0.0%
M&T Bank $270,000 n/a 0.0%
First Midwest Bank of Poplar Bluff $265,000 n/a 0.0%
Flagstar Bank, FSB $2,150,000 $265,000 -87.7% 0.0%
Magnolia Bank $360,000 $265,000 -26.4% 0.0%
GSF Mortgage Corporation $510,000 $255,000 -50.0% 0.0%
VERITAS FUNDING, LLC $255,000 n/a 0.0%
Signature Bank of Arkansas $55,000 $250,000 354.5% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $250,000 n/a 0.0%
Citizens State Bank $245,000 n/a 0.0%
Flanagan State Bank $1,340,000 $245,000 -81.7% 0.0%
ROYAL UNITED MORTGAGE LLC $695,000 $245,000 -64.7% 0.0%
Sierra Pacific Mortgage Company, Inc. $245,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $125,000 $245,000 96.0% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $205,000 $240,000 17.1% 0.0%
Citibank $235,000 n/a 0.0%
River Region Credit Union $235,000 n/a 0.0%
Intrust Bank $225,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $225,000 n/a 0.0%
PREMIA MORTGAGE, LLC $95,000 $225,000 136.8% 0.0%
BAY EQUITY LLC $215,000 n/a 0.0%
First State Bank of St. Charles, Missouri $745,000 $215,000 -71.1% 0.0%
FRONTIER COMMUNITY CREDIT UNION $215,000 n/a 0.0%
Equity Bank $95,000 $210,000 121.1% 0.0%
FCS Financial FLCA $1,005,000 $210,000 -79.1% 0.0%
TOP FLITE FINANCIAL, INC. $415,000 $210,000 -49.4% 0.0%
CU Community Credit Union $2,405,000 $205,000 -91.5% 0.0%
Mortgage Investment Services Corporation $260,000 $205,000 -21.2% 0.0%
GNBank $475,000 $185,000 -61.1% 0.0%
JPMorgan Chase Bank $3,015,000 $185,000 -93.9% 0.0%
NBH Bank $185,000 n/a 0.0%
S1L, Inc. $185,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $730,000 $185,000 -74.7% 0.0%
Anstaff Bank $175,000 n/a 0.0%
Brighton Bank $175,000 n/a 0.0%
Neighborhood Loans, Inc. $175,000 n/a 0.0%
OPEN MORTGAGE, LLC $165,000 $175,000 6.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $85,000 $170,000 100.0% 0.0%
PHH Mortgage Corporation $320,000 $170,000 -46.9% 0.0%
American Mortgage & Equity Consultants, Inc. $165,000 n/a 0.0%
KS StateBank $165,000 n/a 0.0%
MORTGAGE FINANCIAL SERVICES, LLC $165,000 n/a 0.0%
UIF CORPORATION $165,000 n/a 0.0%
USAlliance Federal Credit Union $165,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $310,000 $155,000 -50.0% 0.0%
First State Community Bank $155,000 n/a 0.0%
FIRST WESTERN MORTGAGE, INC. $155,000 n/a 0.0%
MORTGAGE SOLUTIONS LLC $305,000 $155,000 -49.2% 0.0%
BOKF $690,000 $145,000 -79.0% 0.0%
CMG MORTGAGE, INC. $145,000 n/a 0.0%
General Mortgage Capital Corporation $145,000 n/a 0.0%
GENEVA FINANCIAL, LLC $310,000 $135,000 -56.5% 0.0%
GUARANTEED RATE, INC. $1,130,000 $135,000 -88.1% 0.0%
Labette Bank $1,440,000 $135,000 -90.6% 0.0%
North American Savings Bank, F.S.B. $145,000 $135,000 -6.9% 0.0%
Old National Bank $135,000 n/a 0.0%
HIWAY $125,000 n/a 0.0%
Prosperity Home Mortgage, LLC $125,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $125,000 n/a 0.0%
MAINSTREET FEDERAL CREDIT UNION $105,000 n/a 0.0%
Citadel Servicing Corporation $95,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
First Financial Bank $95,000 n/a 0.0%
First United Bank and Trust Company $95,000 n/a 0.0%
BMO Harris Bank $85,000 n/a 0.0%
SPRING EQ, LLC $85,000 n/a 0.0%
MidWestOne Bank $75,000 n/a 0.0%
Bankers' Bank $65,000 n/a 0.0%
RCB Bank $65,000 n/a 0.0%
ASHLAND Credit Union $55,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
Chickasaw Community Bank $55,000 n/a 0.0%
GREATER KC PUBLIC SAFETY CREDIT UNION $5,000 $55,000 1,000.0% 0.0%
TTCU Federal Credit Union $55,000 n/a 0.0%
CIS Financial Services, Inc. $45,000 n/a 0.0%
Transportation Federal Credit Union $120,000 $45,000 -62.5% 0.0%
COMMUNITYAMERICA $580,000 $35,000 -94.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $75,000 $35,000 -53.3% 0.0%
Signature Federal Credit Union $35,000 n/a 0.0%

JOPLIN's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 23.6% market share. In second place, with 9.7%, is Arvest Bank, having originated $60,720,000 in loans. In third place, with 9.3%, is Southwest Missouri Bank, having originated $58,125,000 in loans. In fourth place, with 5.1%, is People's Bank of Seneca, having originated $32,035,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $26,710,000 in loans.


JOPLIN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $135,000 (13.1%) $182,212 (6.4%) 0.50 707
2018-02-01 $138,926 (14.4%) $183,818 (5.1%) 0.50 690
2018-03-01 $139,989 (14.6%) $186,819 (5.1%) 0.49 715
2018-04-01 $149,800 (19.0%) $190,208 (3.5%) 0.51 730
2018-05-01 $149,900 (14.3%) $188,465 (-1.5%) 0.50 710
2018-06-01 $149,900 (14.1%) $193,934 (1.1%) 0.50 736
2018-07-01 $149,900 (9.3%) $191,596 (0.0%) 0.50 749
2018-08-01 $149,900 (10.7%) $185,822 (-1.6%) 0.50 904
2018-09-01 $149,873 (8.7%) $185,615 (-0.7%) 0.50 937
2018-10-01 $153,475 (13.7%) $191,085 (1.9%) 0.52 882
2018-11-01 $149,873 (11.0%) $187,404 (-0.2%) 0.51 905
2018-12-01 $149,873 (11.1%) $186,807 (2.5%) 0.52 846
2019-01-01 $146,034 (8.2%) $183,982 (1.0%) 0.50 762
2019-02-01 $151,125 (8.8%) $188,236 (2.4%) 0.51 711
2019-03-01 $154,900 (10.7%) $191,354 (2.4%) 0.51 677
2019-04-01 $155,700 (3.9%) $194,558 (2.3%) 0.49 648
2019-05-01 $157,474 (5.1%) $196,822 (4.4%) 0.49 634
2019-06-01 $150,000 (0.1%) $197,295 (1.7%) 0.47 638
2019-07-01 $156,525 (4.4%) $195,627 (2.1%) 0.49 676
2019-08-01 $156,782 (4.6%) $194,111 (4.5%) 0.50 668
2019-09-01 $155,555 (3.8%) $193,290 (4.1%) 0.50 650
2019-10-01 $156,936 (2.3%) $193,807 (1.4%) 0.51 640
2019-11-01 $154,600 (3.2%) $193,869 (3.5%) 0.51 645
2019-12-01 $154,950 (3.4%) $196,519 (5.2%) 0.52 628
2020-01-01 $157,500 (7.9%) $196,870 (7.0%) 0.53 574
2020-02-01 $154,900 (2.5%) $198,448 (5.4%) 0.51 530
2020-03-01 $159,842 (3.2%) $201,673 (5.4%) 0.50 507
2020-04-01 $151,000 (-3.0%) $202,502 (4.1%) 0.47 536
2020-05-01 $159,900 (1.5%) $210,739 (7.1%) 0.49 483
2020-06-01 $165,000 (10.0%) $217,156 (10.1%) 0.49 459
2020-07-01 $166,163 (6.2%) $225,705 (15.4%) 0.48 430
2020-08-01 $179,602 (14.6%) $242,244 (24.8%) 0.51 364
2020-09-01 $182,400 (17.3%) $251,225 (30.0%) 0.52 360
2020-10-01 $169,900 (8.3%) $233,206 (20.3%) 0.49 378
2020-11-01 $159,900 (3.4%) $236,202 (21.8%) 0.47 379
2020-12-01 $158,700 (2.4%) $238,826 (21.5%) 0.47 368
2021-01-01 $160,700 (2.0%) $252,718 (28.4%) 0.48 320
2021-02-01 $172,475 (11.4%) $278,370 (40.3%) 0.50 268
2021-03-01 $195,975 (22.6%) $279,884 (38.8%) 0.56 269
2021-04-01 $196,950 (30.4%) $274,177 (35.4%) 0.53 267
2021-05-01 $174,900 (9.4%) $284,555 (35.0%) 0.46 232
2021-06-01 $179,100 (8.6%) $291,694 (34.3%) 0.47 253
2021-07-01 $179,900 (8.3%) $265,103 (17.5%) 0.47 300
2021-08-01 $192,200 (7.0%) $270,187 (11.5%) 0.51 323
2021-09-01 $202,229 (10.9%) $257,326 (2.4%) 0.54 368
2021-10-01 $207,000 (21.8%) $257,773 (10.5%) 0.55 378
2021-11-01 $213,075 (33.3%) $270,053 (14.3%) 0.57 348
2021-12-01 $216,975 (36.7%) $289,033 (21.0%) 0.59 288
2022-01-01 $219,950 (36.9%) $290,009 (14.8%) 0.59 230
2022-02-01 $229,925 (33.3%) $291,274 (4.6%) 0.60 196
2022-03-01 $234,750 (19.8%) $303,826 (8.6%) 0.59 187
2022-04-01 $224,900 (14.2%) $292,363 (6.6%) 0.54 239
2022-05-01 $222,225 (27.1%) $299,561 (5.3%) 0.51 255
2022-06-01 $207,500 (15.9%) $282,939 (-3.0%) 0.46 330
2022-07-01 $200,975 (11.7%) $272,227 (2.7%) 0.45 402
2022-08-01 $207,950 (8.2%) $268,259 (-0.7%) 0.48 402
2022-09-01 $229,675 (13.6%) $272,985 (6.1%) 0.54 411
2022-10-01 $224,000 (8.2%) $291,967 (13.3%) 0.53 425
2022-11-01 $224,806 (5.5%) $293,466 (8.7%) 0.54 463
2022-12-01 $219,950 (1.4%) $285,879 (-1.1%) 0.54 431
2023-01-01 $227,272 (3.3%) $313,870 (8.2%) 0.56 371
2023-02-01 $236,705 (3.0%) $339,502 (16.6%) 0.57 321
2023-03-01 $249,901 (6.5%) $354,355 (16.6%) 0.59 319
2023-04-01 $249,950 (11.1%) $352,191 (20.5%) 0.58 339
2023-05-01 $253,597 (14.1%) $356,556 (19.0%) 0.58 335
2023-06-01 $262,000 (26.3%) $383,192 (35.4%) 0.59 351
2023-07-01 $259,605 (29.2%) $359,358 (32.0%) 0.59 377
2023-08-01 $247,450 (19.0%) $384,480 (43.3%) 0.57 416
2023-09-01 $249,900 (8.8%) $393,834 (44.3%) 0.58 400
2023-10-01 $252,000 (12.5%) $377,472 (29.3%) 0.59 457
2023-11-01 $256,382 (14.1%) $391,571 (33.4%) 0.61 467
2023-12-01 $254,500 (15.7%) $386,685 (35.3%) 0.62 470
2024-01-01 $260,750 (14.7%) $391,144 (24.6%) 0.64 446
2024-02-01 $254,978 (7.7%) $406,430 (19.7%) 0.61 401
2024-03-01 $253,000 (1.2%) $427,870 (20.8%) 0.60 405
2024-04-01 $254,051 (1.6%) $403,600 (14.6%) 0.59 419
2024-05-01 $257,945 (1.7%) $399,569 (12.1%) 0.58 432
JOPLIN's median listing price for 2024-05-01 was $257,945, a difference of $4,348 (1.7%) versus the prior year and $3,894 versus the prior month.

JOPLIN's median listing price comes in at 58% of the national average.

JOPLIN's average listing price for 2024-05-01 was $399,569, a difference of $43,013 (12.1%) versus the prior year and $-4,031 versus the prior month.

For the 2024-05-01 period, JOPLIN had 432 MLS listings, a difference of 13 listings (3%) versus the prior month and 97 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JOPLIN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 76 days 1,785 sqft
2018-02-01 76 days 1,770 sqft
2018-03-01 54 days 1,785 sqft
2018-04-01 53 days 1,824 sqft
2018-05-01 57 days 1,843 sqft
2018-06-01 54 days 1,860 sqft
2018-07-01 60 days 1,875 sqft
2018-08-01 54 days 1,823 sqft
2018-09-01 57 days 1,800 sqft
2018-10-01 67 days 1,858 sqft
2018-11-01 67 days 1,850 sqft
2018-12-01 67 days 1,822 sqft
2019-01-01 74 days 1,796 sqft
2019-02-01 83 days 1,811 sqft
2019-03-01 69 days 1,797 sqft
2019-04-01 53 days 1,785 sqft
2019-05-01 50 days 1,824 sqft
2019-06-01 53 days 1,805 sqft
2019-07-01 54 days 1,828 sqft
2019-08-01 56 days 1,828 sqft
2019-09-01 58 days 1,812 sqft
2019-10-01 57 days 1,809 sqft
2019-11-01 57 days 1,809 sqft
2019-12-01 71 days 1,813 sqft
2020-01-01 73 days 1,826 sqft
2020-02-01 66 days 1,820 sqft
2020-03-01 54 days 1,810 sqft
2020-04-01 45 days 1,789 sqft
2020-05-01 51 days 1,800 sqft
2020-06-01 52 days 1,865 sqft
2020-07-01 40 days 1,855 sqft
2020-08-01 37 days 1,934 sqft
2020-09-01 44 days 1,995 sqft
2020-10-01 32 days 1,874 sqft
2020-11-01 42 days 1,840 sqft
2020-12-01 51 days 1,842 sqft
2021-01-01 57 days 1,924 sqft
2021-02-01 61 days 1,965 sqft
2021-03-01 42 days 1,985 sqft
2021-04-01 35 days 1,896 sqft
2021-05-01 29 days 1,908 sqft
2021-06-01 26 days 1,905 sqft
2021-07-01 28 days 1,800 sqft
2021-08-01 30 days 1,844 sqft
2021-09-01 30 days 1,815 sqft
2021-10-01 44 days 1,889 sqft
2021-11-01 45 days 1,870 sqft
2021-12-01 51 days 1,848 sqft
2022-01-01 53 days 1,950 sqft
2022-02-01 28 days 1,949 sqft
2022-03-01 19 days 1,813 sqft
2022-04-01 19 days 1,750 sqft
2022-05-01 30 days 1,753 sqft
2022-06-01 27 days 1,743 sqft
2022-07-01 32 days 1,742 sqft
2022-08-01 39 days 1,697 sqft
2022-09-01 45 days 1,751 sqft
2022-10-01 44 days 1,760 sqft
2022-11-01 43 days 1,750 sqft
2022-12-01 51 days 1,705 sqft
2023-01-01 72 days 1,750 sqft
2023-02-01 66 days 1,764 sqft
2023-03-01 37 days 1,800 sqft
2023-04-01 31 days 1,768 sqft
2023-05-01 38 days 1,787 sqft
2023-06-01 38 days 1,920 sqft
2023-07-01 37 days 1,850 sqft
2023-08-01 38 days 1,818 sqft
2023-09-01 45 days 1,855 sqft
2023-10-01 42 days 1,864 sqft
2023-11-01 48 days 1,863 sqft
2023-12-01 57 days 1,830 sqft
2024-01-01 66 days 1,804 sqft
2024-02-01 65 days 1,793 sqft
2024-03-01 54 days 1,781 sqft
2024-04-01 47 days 1,782 sqft
2024-05-01 38 days 1,768 sqft
JOPLIN's median listing age (time on market) for 2024-05-01 was 38 days. This is 0% longer than the same period one year ago.

JOPLIN's median square footage for active listings during the 2024-05-01 period was 1,768 sqft. One year prior, the average listing was 1,787 sqft.

JOPLIN, MO Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
64748 Joplin, MO MSA $560 $590 $750 $950 $1,050
64755 Joplin, MO MSA $560 $590 $750 $950 $1,050
64801 Joplin, MO MSA $650 $690 $870 $1,100 $1,230
64802 Joplin, MO MSA $630 $670 $840 $1,070 $1,180
64803 Joplin, MO MSA $630 $670 $840 $1,070 $1,180
64804 Joplin, MO MSA $610 $650 $820 $1,040 $1,160
64830 Joplin, MO MSA $700 $740 $930 $1,180 $1,310
64832 Joplin, MO MSA $830 $880 $1,110 $1,410 $1,560
64833 Joplin, MO MSA $630 $670 $840 $1,070 $1,180
64834 Joplin, MO MSA $760 $800 $1,010 $1,280 $1,420
64835 Joplin, MO MSA $620 $660 $830 $1,050 $1,170
64836 Joplin, MO MSA $620 $660 $830 $1,050 $1,170
64840 Joplin, MO MSA $560 $590 $750 $950 $1,050
64841 Joplin, MO MSA $560 $590 $750 $950 $1,050
64842 Joplin, MO MSA $560 $590 $750 $950 $1,050
64843 Joplin, MO MSA $560 $590 $750 $950 $1,050
64844 Joplin, MO MSA $610 $650 $810 $1,030 $1,140
64848 Joplin, MO MSA $560 $590 $750 $950 $1,050
64849 Joplin, MO MSA $570 $610 $770 $970 $1,070
64850 Joplin, MO MSA $570 $610 $760 $960 $1,070
64855 Joplin, MO MSA $680 $730 $910 $1,150 $1,280
64857 Joplin, MO MSA $610 $650 $810 $1,030 $1,140
64858 Joplin, MO MSA $570 $600 $760 $960 $1,060
64859 Joplin, MO MSA $590 $620 $790 $1,000 $1,110
64861 Joplin, MO MSA $560 $590 $750 $950 $1,050
64862 Joplin, MO MSA $560 $590 $750 $950 $1,050
64864 Joplin, MO MSA $560 $600 $750 $950 $1,060
64865 Joplin, MO MSA $560 $590 $750 $950 $1,050
64866 Joplin, MO MSA $560 $590 $750 $950 $1,050
64867 Joplin, MO MSA $580 $610 $770 $980 $1,090
64870 Joplin, MO MSA $630 $670 $840 $1,070 $1,180
64873 Joplin, MO MSA $560 $590 $750 $950 $1,050
65723 Joplin, MO MSA $560 $590 $750 $950 $1,050
65734 Joplin, MO MSA $560 $600 $750 $950 $1,060

2022 Average & Median Rent Data Statistics
JOPLIN, MO average 1BR rent: $639, median: $610
JOPLIN, MO average 2BR rent: $806, median: $765
JOPLIN, MO average 3BR rent: $1,021, median: $965

JOPLIN, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,439 $469,035,000 $192,306
Refi 345 $62,875,000 $182,246
Cash Out Refi 339 $49,905,000 $147,212
Other 333 $21,735,000 $65,270
Home Improvement 309 $21,925,000 $70,955

Joplin's most frequently cited loan purpose was Home Purchase, with 2,439 originations. The 2nd most popular reason was Refi, with 345 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,297 $243,375,000 $187,645
7-8% 918 $162,340,000 $176,841
Over 8% 808 $72,570,000 $89,814
5-6% 335 $62,405,000 $186,284
2.5-3% 21 $1,795,000 $85,476
4-5% 19 $3,815,000 $200,789
<2.5% 12 $1,100,000 $91,667
3-4% 8 $1,110,000 $138,750

During 2023, Joplin's most frequently originated rate bucket was 6-7%, with 1,297 originations.

Loan Sizing (JOPLIN, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,604 $236,420,000 $147,394
$100,000 or less 1,195 $69,265,000 $57,962
$200k-400k 815 $215,495,000 $264,411
$400k-600k 106 $49,730,000 $469,151
$600k-1000k 35 $25,905,000 $740,143
$Over $1MM 10 $28,660,000 $2,866,000

JOPLIN's loan sizing saw the bucket of loans from $100k-200k with 1,604 originations, totaling $236,420,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,588 $311,380,000 $196,083
60-80% 759 $132,195,000 $174,170
20-40% 395 $31,135,000 $78,823
40-60% 319 $49,545,000 $155,313
Under 20% 294 $11,240,000 $38,231
Over 100% 52 $11,810,000 $227,115

JOPLIN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,588 originations, totaling $311,380,000 in origination value.