Lewistown Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lewistown averaged 6.48% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.81% and one month ago for the week of 2024-10-24, the average rate was 6.61%.

Lewistown's average rate one year ago was 7.16%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.11%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Lewistown 30 Year Fixed Rate 2024-11-27 6.48%
Lewistown 30 Year Fixed Rate Refi 2024-11-27 7.11%
Lewistown 15 Year Fixed Rate 2024-11-27 6.3%
Lewistown 15 Year Fixed Rate Refi 2024-11-27 6.7%
Lewistown 30 Year FHA 2024-11-27 0.2%
Lewistown 30 Year FHA Refi 2024-11-27 -0.1%
Lewistown 30 Year USDA 2024-11-27 0.1%
Lewistown 30 Year USDA Refi 2024-11-27 0.1%
Lewistown 30 Year VA 2024-11-27 -0.2%
Lewistown 30 Year VA Refi 2024-11-27 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lewistown, PA.

Lewistown Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewistown, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Kish Bank 64 6.60% $3,717
QUICKEN LOANS, LLC 26 6.99% $6,474
UNITED WHOLESALE MORTGAGE, LLC 12 7.00% $5,190
PENNSYLVANIA STATE EMPLOYEES Credit Union 9 6.01% $2,454
First National Bank of Pennsylvania 7 6.39% $4,742
Citizens Bank 6 6.46% $4,357
MEMBERS 1ST FEDERAL CREDIT UNION 4 6.34% $4,288
CROSSCOUNTRY MORTGAGE, LLC 4 6.83% $4,442
Community State Bank of Orbisonia 3 5.60% $2,567
EVERENCE FEDERAL CREDIT UNION 3 7.50% $4,035
TIDEWATER MORTGAGE SERVICES, INC. 3 6.42% $5,252
The Loan Store, Inc. 2 7.50% $4,397
ZILLOW HOME LOANS, LLC 2 6.69% $4,312
UNION HOME MORTGAGE CORP. 2 7.00% $3,977
MidAtlantic Farm Credit, ACA 2 7.26% $4,895
Northwest Bank 2 6.19% $4,520
ROYAL UNITED MORTGAGE LLC 2 7.31% $7,648
CMG MORTGAGE, INC. 2 6.37% $4,579
NEWREZ LLC 1 6.99% $5,570
NFM, INC. 1 6.63% $5,076
Ally Bank 1 6.38% $9,687
PENNYMAC LOAN SERVICES, LLC 1 5.75% $11,185
PHH Mortgage Corporation 1 6.38% $4,523
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $7,035
Reliance Savings Bank 1 7.13% $3,156
SOMERSET TRUST COMPANY 1 6.38% $3,480
S&T Bank 1 5.88% $6,915
The Ephrata National Bank 1 6.13% $3,598
The Huntington National Bank 1 6.13% $3,564
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.25% $3,551
Wells Fargo Bank 1 6.88% $3,400
NORWICH COMMERCIAL GROUP, INC. 1 6.63% $4,679
AMERICAN FINANCIAL NETWORK, INC. 1 6.13% $3,992
AmeriServ Financial Bank 1 6.25% $3,068
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $1,567
BROKER SOLUTIONS, INC. 1 7.49% $6,232
Discover Bank 1 6.24% $0
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.38% $3,933
First Columbia Bank & Trust Co. 1 7.00% $2,086
FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $3,731
Flagstar Bank, FSB 1 7.63% $4,764
GUARANTY HOME MORTGAGE CORPORATION 1 5.88% $5,014
GUILD MORTGAGE COMPANY 1 6.50% $7,675
Homesale Mortgage, LLC 1 7.00% $6,864
HOMESIDE FINANCIAL, LLC 1 6.75% $3,577
Huntingdon Valley Bank 1 7.25% $6,596
MEMBER FIRST MORTGAGE, LLC 1 6.50% $2,531
MICHIGAN MUTUAL, INC. 1 6.63% $4,674
Mortgage America, Inc. 1 7.13% $4,154

Lewistown Average Closing Costs & Other Stats

Lewistown, PA's 49 lenders originated 746 loans during 2023. The total origination value was $86,290,000, with an average loan value of $115,670.

Lewistown's average closing costs are $4,664.

The top Lewistown lender as defined by loan originations is Kish Bank, with 64 loans originated. Their average total fees are $3,717, which is $2,757 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Lewistown lenders (with over 10 loans originated) are Kish Bank ($3,717), UNITED WHOLESALE MORTGAGE, LLC ($5,190), QUICKEN LOANS, LLC ($6,474), .

The lowest rate Lewistown lenders (with over 10 loans originated) are Kish Bank (6.60%), QUICKEN LOANS, LLC (6.99%), UNITED WHOLESALE MORTGAGE, LLC (7.00%), .

Lewistown, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Kish Bank $33,755,000 $27,485,000 -18.6% 31.9%
QUICKEN LOANS, LLC $7,830,000 $7,460,000 -4.7% 8.6%
The Juniata Valley Bank $11,095,000 $6,695,000 -39.7% 7.8%
First National Bank of Pennsylvania $11,715,000 $3,760,000 -67.9% 4.4%
UNITED WHOLESALE MORTGAGE, LLC $1,790,000 $3,570,000 99.4% 4.1%
PENNSYLVANIA STATE EMPLOYEES Credit Union $4,295,000 $2,965,000 -31.0% 3.4%
Citizens Bank $3,455,000 $2,700,000 -21.9% 3.1%
Mortgage Research Center, LLC $2,430,000 $2,455,000 1.0% 2.8%
Equity Prime Mortgage LLC $735,000 $1,815,000 146.9% 2.1%
CROSSCOUNTRY MORTGAGE, LLC $135,000 $1,160,000 759.3% 1.3%
Jersey Shore State Bank $1,110,000 $1,110,000 0.0% 1.3%
MEMBERS 1ST FEDERAL CREDIT UNION $925,000 $1,085,000 17.3% 1.3%
Community State Bank of Orbisonia $3,205,000 $1,045,000 -67.4% 1.2%
TIDEWATER MORTGAGE SERVICES, INC. $960,000 n/a 1.1%
EVERENCE FEDERAL CREDIT UNION $1,555,000 $955,000 -38.6% 1.1%
Northwest Bank $1,775,000 $910,000 -48.7% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $425,000 $700,000 64.7% 0.8%
NAVY FEDERAL CREDIT UNION $340,000 $685,000 101.5% 0.8%
GUARANTEED RATE, INC. $670,000 n/a 0.8%
MidAtlantic Farm Credit, ACA $1,915,000 $665,000 -65.3% 0.8%
Wells Fargo Bank $1,580,000 $615,000 -61.1% 0.7%
ROYAL UNITED MORTGAGE LLC $130,000 $610,000 369.2% 0.7%
Reliance Savings Bank $295,000 $595,000 101.7% 0.7%
Plains Commerce Bank $865,000 $570,000 -34.1% 0.7%
Discover Bank $90,000 $555,000 516.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $375,000 $520,000 38.7% 0.6%
CMG MORTGAGE, INC. $515,000 n/a 0.6%
ZILLOW HOME LOANS, LLC $505,000 n/a 0.6%
NEW DAY FINANCIAL, LLC $360,000 $485,000 34.7% 0.6%
Flagstar Bank, FSB $3,000,000 $465,000 -84.5% 0.5%
The Ephrata National Bank $460,000 n/a 0.5%
CARDINAL FINANCIAL $445,000 n/a 0.5%
NFM, INC. $215,000 $420,000 95.3% 0.5%
PENNYMAC LOAN SERVICES, LLC $630,000 $405,000 -35.7% 0.5%
Carrington Mortgage Services, LLC $135,000 $400,000 196.3% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $400,000 n/a 0.5%
NORWICH COMMERCIAL GROUP, INC. $175,000 $395,000 125.7% 0.5%
Century Mortgage Company DBA Century Lending Company $390,000 n/a 0.5%
PLAZA HOME MORTGAGE, INC. $370,000 n/a 0.4%
BROKER SOLUTIONS, INC. $75,000 $365,000 386.7% 0.4%
First Commonwealth Bank $290,000 $365,000 25.9% 0.4%
UNION HOME MORTGAGE CORP. $365,000 n/a 0.4%
GUILD MORTGAGE COMPANY $340,000 n/a 0.4%
Ally Bank $215,000 $305,000 41.9% 0.4%
Wayne Bank $305,000 n/a 0.4%
Fulton Bank $460,000 $295,000 -35.9% 0.3%
LOANDEPOT.COM, LLC $910,000 $285,000 -68.7% 0.3%
MICHIGAN MUTUAL, INC. $280,000 $270,000 -3.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $260,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $320,000 $245,000 -23.4% 0.3%
M&T Bank $390,000 $240,000 -38.5% 0.3%
Huntingdon Valley Bank $225,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $1,055,000 $220,000 -79.1% 0.3%
The Loan Store, Inc. $200,000 n/a 0.2%
Univest Bank and Trust Co. $2,780,000 $200,000 -92.8% 0.2%
S&T Bank $245,000 $195,000 -20.4% 0.2%
Mortgage America, Inc. $175,000 n/a 0.2%
TOP FLITE FINANCIAL, INC. $175,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $165,000 n/a 0.2%
Homesale Mortgage, LLC $165,000 n/a 0.2%
AMERISAVE MORTGAGE CORPORATION $540,000 $145,000 -73.1% 0.2%
Bank of America $145,000 n/a 0.2%
Bank of Bird-in-Hand $145,000 n/a 0.2%
LOANPAL, LLC $245,000 $140,000 -42.9% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $125,000 n/a 0.1%
PNC Bank $1,160,000 $125,000 -89.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $125,000 $125,000 0.0% 0.1%
TRUMARK FINANCIAL CREDIT UNION $75,000 $115,000 53.3% 0.1%
AmeriServ Financial Bank $105,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $85,000 $105,000 23.5% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 n/a 0.1%
The Muncy Bank and Trust Company $105,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $155,000 $95,000 -38.7% 0.1%
The Huntington National Bank $95,000 n/a 0.1%
Farmers and Merchants Trust Company of Chambersburg $905,000 $85,000 -90.6% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $85,000 n/a 0.1%
NEWREZ LLC $310,000 $85,000 -72.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $85,000 n/a 0.1%
PHH Mortgage Corporation $75,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $65,000 n/a 0.1%
First Columbia Bank & Trust Co. $55,000 n/a 0.1%
SOMERSET TRUST COMPANY $55,000 n/a 0.1%
21ST MORTGAGE CORPORATION $35,000 $35,000 0.0% 0.0%
CNB Bank $35,000 n/a 0.0%
Coastal Community Bank $25,000 n/a 0.0%
Pennian Bank $835,000 $25,000 -97.0% 0.0%

Lewistown's top lender by overall market share is Kish Bank, with 31.9% market share. In second place, with 8.6%, is QUICKEN LOANS, LLC, having originated $7,460,000 in loans. In third place, with 7.8%, is The Juniata Valley Bank, having originated $6,695,000 in loans. In fourth place, with 4.4%, is First National Bank of Pennsylvania, having originated $3,760,000 in loans. In fifth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,570,000 in loans.


Lewistown Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $107,000 (-1.7%) $133,166 (-4.9%) 0.00 145
2018-02-01 $107,000 (1.7%) $130,133 (-5.0%) 0.00 158
2018-03-01 $119,000 (9.7%) $130,242 (-3.2%) 0.00 153
2018-04-01 $114,725 (2.2%) $130,943 (-6.2%) 0.00 141
2018-05-01 $120,000 (4.4%) $133,078 (-6.0%) 0.00 130
2018-06-01 $109,900 (-5.3%) $129,765 (-8.9%) 0.00 131
2018-07-01 $129,925 (13.0%) $139,124 (-1.3%) 0.00 126
2018-08-01 $126,850 (5.8%) $139,314 (-0.8%) 0.00 130
2018-09-01 $119,900 (-1.6%) $130,682 (-6.3%) 0.00 132
2018-10-01 $123,750 (3.6%) $137,559 (-0.5%) 0.00 130
2018-11-01 $120,375 (6.1%) $134,617 (0.5%) 0.00 135
2018-12-01 $109,900 (-5.9%) $125,933 (-7.0%) 0.00 130
2019-01-01 $103,225 (-3.5%) $119,433 (-10.3%) 0.00 142
2019-02-01 $104,500 (-2.3%) $121,929 (-6.3%) 0.00 133
2019-03-01 $105,714 (-11.2%) $127,939 (-1.8%) 0.00 127
2019-04-01 $104,964 (-8.5%) $134,207 (2.5%) 0.00 111
2019-05-01 $127,400 (6.2%) $144,647 (8.7%) 0.00 102
2019-06-01 $120,000 (9.2%) $144,182 (11.1%) 0.00 98
2019-07-01 $121,725 (-6.3%) $138,674 (-0.3%) 0.00 109
2019-08-01 $115,391 (-9.0%) $134,990 (-3.1%) 0.00 107
2019-09-01 $117,927 (-1.7%) $139,072 (6.4%) 0.00 102
2019-10-01 $119,618 (-3.3%) $141,299 (2.7%) 0.00 97
2019-11-01 $90,500 (-24.8%) $126,770 (-5.8%) 0.00 92
2019-12-01 $97,925 (-10.9%) $126,878 (0.8%) 0.00 87
2020-01-01 $98,075 (-5.0%) $127,575 (6.8%) 0.00 72
2020-02-01 $92,500 (-11.5%) $137,463 (12.7%) 0.00 64
2020-03-01 $112,225 (6.2%) $137,512 (7.5%) 0.00 68
2020-04-01 $113,125 (7.8%) $147,567 (10.0%) 0.00 67
2020-05-01 $110,000 (-13.7%) $152,226 (5.2%) 0.00 62
2020-06-01 $110,000 (-8.3%) $143,002 (-0.8%) 0.00 68
2020-07-01 $124,900 (2.6%) $143,678 (3.6%) 0.00 63
2020-08-01 $125,000 (8.3%) $156,251 (15.8%) 0.00 54
2020-09-01 $128,175 (8.7%) $171,246 (23.1%) 0.00 52
2020-10-01 $120,000 (0.3%) $156,396 (10.7%) 0.00 50
2020-11-01 $126,236 (39.5%) $156,494 (23.5%) 0.00 44
2020-12-01 $126,236 (28.9%) $150,400 (18.5%) 0.00 36
2021-01-01 $139,950 (42.7%) $168,542 (32.1%) 0.00 35
2021-02-01 $138,700 (50.0%) $168,183 (22.4%) 0.00 34
2021-03-01 $143,725 (28.1%) $168,562 (22.6%) 0.00 27
2021-04-01 $135,000 (19.3%) $156,138 (5.8%) 0.00 25
2021-05-01 $125,618 (14.2%) $156,689 (2.9%) 0.00 26
2021-06-01 $125,618 (14.2%) $174,857 (22.3%) 0.00 27
2021-07-01 $125,000 (0.1%) $180,099 (25.4%) 0.00 38
2021-08-01 $132,809 (6.3%) $183,012 (17.1%) 0.00 47
2021-09-01 $135,000 (5.3%) $183,369 (7.1%) 0.00 47
2021-10-01 $135,000 (12.5%) $169,105 (8.1%) 0.00 45
2021-11-01 $134,000 (6.2%) $179,136 (14.5%) 0.00 39
2021-12-01 $139,700 (10.7%) $178,387 (18.6%) 0.00 37
2022-01-01 $169,000 (20.8%) $207,071 (22.9%) 0.00 31
2022-02-01 $170,900 (23.2%) $215,499 (28.1%) 0.00 27
2022-03-01 $166,475 (15.8%) $214,198 (27.1%) 0.00 29
2022-04-01 $181,990 (34.8%) $214,584 (37.4%) 0.00 37
2022-05-01 $176,425 (40.5%) $215,621 (37.6%) 0.00 35
2022-06-01 $166,175 (32.3%) $198,111 (13.3%) 0.00 36
2022-07-01 $159,000 (27.2%) $183,262 (1.8%) 0.00 42
2022-08-01 $166,175 (25.1%) $217,388 (18.8%) 0.00 41
2022-09-01 $142,625 (5.7%) $200,693 (9.5%) 0.00 45
2022-10-01 $172,500 (27.8%) $209,785 (24.1%) 0.00 39
2022-11-01 $174,925 (30.5%) $209,059 (16.7%) 0.00 40
2022-12-01 $145,000 (3.8%) $193,462 (8.5%) 0.00 44
2023-01-01 $141,150 (-16.5%) $195,689 (-5.5%) 0.00 40
2023-02-01 $152,225 (-10.9%) $186,620 (-13.4%) 0.00 29
2023-03-01 $146,500 (-12.0%) $213,694 (-0.2%) 0.00 26
2023-04-01 $146,950 (-19.3%) $197,479 (-8.0%) 0.00 28
2023-05-01 $217,400 (23.2%) $223,039 (3.4%) 0.00 22
2023-06-01 $219,900 (32.3%) $240,592 (21.4%) 0.00 28
2023-07-01 $222,450 (39.9%) $245,243 (33.8%) 0.00 32
2023-08-01 $202,175 (21.7%) $205,521 (-5.5%) 0.00 32
2023-09-01 $184,950 (29.7%) $198,426 (-1.1%) 0.00 30
2023-10-01 $129,900 (-24.7%) $180,129 (-14.1%) 0.00 51
2023-11-01 $128,450 (-26.6%) $181,345 (-13.3%) 0.00 49
2023-12-01 $174,900 (20.6%) $191,716 (-0.9%) 0.00 47
2024-01-01 $172,400 (22.1%) $189,735 (-3.0%) 0.00 47
2024-02-01 $191,175 (25.6%) $204,033 (9.3%) 0.00 43
2024-03-01 $224,900 (53.5%) $209,566 (-1.9%) 0.00 53
2024-04-01 $221,175 (50.5%) $230,345 (16.6%) 0.00 47
2024-05-01 $224,900 (3.5%) $256,312 (14.9%) 0.00 57
2024-06-01 $234,900 (6.8%) $272,810 (13.4%) 0.00 61
2024-07-01 $220,000 (-1.1%) $266,485 (8.7%) 0.00 62
2024-08-01 $210,000 (3.9%) $274,275 (33.5%) 0.00 55
2024-09-01 $211,125 (14.2%) $265,325 (33.7%) 0.00 62
2024-10-01 $204,500 (57.4%) $257,933 (43.2%) 0.00 69
Lewistown's median listing price for 2024-10-01 was $204,500, a difference of $74,600 (57.4%) versus the prior year and $-6,625 versus the prior month.

Lewistown's median listing price comes in at 0% of the national average.

Lewistown's average listing price for 2024-10-01 was $257,933, a difference of $77,804 (43.2%) versus the prior year and $-7,392 versus the prior month.

For the 2024-10-01 period, Lewistown had 69 MLS listings, a difference of 7 listings (11%) versus the prior month and 18 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,415 sqft
2018-02-01 0 days 1,412 sqft
2018-03-01 0 days 1,387 sqft
2018-04-01 0 days 1,408 sqft
2018-05-01 0 days 1,419 sqft
2018-06-01 0 days 1,422 sqft
2018-07-01 0 days 1,410 sqft
2018-08-01 0 days 1,388 sqft
2018-09-01 0 days 1,392 sqft
2018-10-01 0 days 1,516 sqft
2018-11-01 0 days 1,496 sqft
2018-12-01 0 days 1,413 sqft
2019-01-01 0 days 1,445 sqft
2019-02-01 0 days 1,416 sqft
2019-03-01 0 days 1,400 sqft
2019-04-01 0 days 1,392 sqft
2019-05-01 0 days 1,469 sqft
2019-06-01 0 days 1,456 sqft
2019-07-01 0 days 1,365 sqft
2019-08-01 0 days 1,346 sqft
2019-09-01 0 days 1,349 sqft
2019-10-01 0 days 1,352 sqft
2019-11-01 0 days 1,352 sqft
2019-12-01 0 days 1,418 sqft
2020-01-01 0 days 1,415 sqft
2020-02-01 0 days 1,436 sqft
2020-03-01 0 days 1,450 sqft
2020-04-01 0 days 1,452 sqft
2020-05-01 0 days 1,482 sqft
2020-06-01 0 days 1,441 sqft
2020-07-01 0 days 1,459 sqft
2020-08-01 0 days 1,482 sqft
2020-09-01 0 days 1,541 sqft
2020-10-01 0 days 1,658 sqft
2020-11-01 0 days 1,858 sqft
2020-12-01 0 days 1,826 sqft
2021-01-01 0 days 2,008 sqft
2021-02-01 0 days 2,045 sqft
2021-03-01 0 days 2,042 sqft
2021-04-01 0 days 1,866 sqft
2021-05-01 0 days 1,684 sqft
2021-06-01 0 days 1,462 sqft
2021-07-01 0 days 1,533 sqft
2021-08-01 0 days 1,492 sqft
2021-09-01 0 days 1,483 sqft
2021-10-01 0 days 1,474 sqft
2021-11-01 0 days 1,527 sqft
2021-12-01 0 days 1,508 sqft
2022-01-01 0 days 1,517 sqft
2022-02-01 0 days 1,664 sqft
2022-03-01 0 days 1,700 sqft
2022-04-01 0 days 1,684 sqft
2022-05-01 0 days 1,634 sqft
2022-06-01 0 days 1,550 sqft
2022-07-01 0 days 1,680 sqft
2022-08-01 0 days 1,548 sqft
2022-09-01 0 days 1,438 sqft
2022-10-01 0 days 1,599 sqft
2022-11-01 0 days 1,487 sqft
2022-12-01 0 days 1,500 sqft
2023-01-01 0 days 1,500 sqft
2023-02-01 0 days 1,408 sqft
2023-03-01 0 days 1,533 sqft
2023-04-01 0 days 1,495 sqft
2023-05-01 0 days 1,483 sqft
2023-06-01 0 days 1,495 sqft
2023-07-01 0 days 1,844 sqft
2023-08-01 0 days 1,510 sqft
2023-09-01 0 days 1,564 sqft
2023-10-01 0 days 1,399 sqft
2023-11-01 0 days 1,431 sqft
2023-12-01 0 days 1,540 sqft
2024-01-01 0 days 1,658 sqft
2024-02-01 0 days 1,637 sqft
2024-03-01 0 days 1,432 sqft
2024-04-01 0 days 1,362 sqft
2024-05-01 0 days 1,440 sqft
2024-06-01 0 days 1,376 sqft
2024-07-01 0 days 1,391 sqft
2024-08-01 0 days 1,336 sqft
2024-09-01 0 days 1,436 sqft
2024-10-01 0 days 1,366 sqft
Lewistown's median listing age (time on market) for 2024-10-01 was 0 days.

Lewistown's median square footage for active listings during the 2024-10-01 period was 1,366 sqft. One year prior, the average listing was 1,399 sqft.

Lewistown, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 352 $53,800,000 $152,841
Home Improvement 129 $8,265,000 $64,070
Cash Out Refi 102 $12,170,000 $119,314
Other 90 $5,280,000 $58,667
Refi 73 $6,775,000 $92,808

Lewistown's most frequently cited loan purpose was Home Purchase, with 352 originations. The 2nd most popular reason was Home Improvement, with 129 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 261 $36,745,000 $140,785
7-8% 167 $17,945,000 $107,455
Over 8% 133 $10,245,000 $77,030
5-6% 80 $13,050,000 $163,125
<2.5% 7 $315,000 $45,000
4-5% 7 $955,000 $136,429
3-4% 4 $170,000 $42,500

During 2023, Lewistown's most frequently originated rate bucket was 6-7%, with 261 originations.

Loan Sizing (Lewistown, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 384 $20,020,000 $52,135
$100k-200k 244 $34,070,000 $139,631
$200k-400k 109 $27,685,000 $253,991
$400k-600k 8 $3,810,000 $476,250
$600k-1000k 1 $705,000 $705,000

Lewistown's loan sizing saw the bucket of loans from $100,000 or less with 384 originations, totaling $20,020,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 237 $39,705,000 $167,532
60-80% 129 $17,335,000 $134,380
20-40% 111 $8,325,000 $75,000
Under 20% 101 $3,615,000 $35,792
40-60% 72 $8,680,000 $120,556
Over 100% 8 $1,760,000 $220,000

Lewistown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 237 originations, totaling $39,705,000 in origination value.