Lewistown Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lewistown averaged
6.48%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.81% and
one month ago for the week of 2024-10-24, the
average rate was 6.61%.
Lewistown's average rate one year ago was 7.16%.
For refis of the same type during the week of 2024-11-27, the average rate
was 7.11%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Lewistown 30 Year Fixed Rate | 2024-11-27 | 6.48% |
Lewistown 30 Year Fixed Rate Refi | 2024-11-27 | 7.11% |
Lewistown 15 Year Fixed Rate | 2024-11-27 | 6.3% |
Lewistown 15 Year Fixed Rate Refi | 2024-11-27 | 6.7% |
Lewistown 30 Year FHA | 2024-11-27 | 0.2% |
Lewistown 30 Year FHA Refi | 2024-11-27 | -0.1% |
Lewistown 30 Year USDA | 2024-11-27 | 0.1% |
Lewistown 30 Year USDA Refi | 2024-11-27 | 0.1% |
Lewistown 30 Year VA | 2024-11-27 | -0.2% |
Lewistown 30 Year VA Refi | 2024-11-27 | 0.1% |
Lewistown Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewistown, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lewistown Average Closing Costs & Other Stats
Lewistown, PA's 49 lenders originated 746
loans during 2023. The total origination value was $86,290,000, with an average loan value of
$115,670.
Lewistown's average closing costs are $4,664.
The top Lewistown lender as defined by loan originations is Kish Bank, with
64 loans originated. Their average total fees are
$3,717, which is $2,757
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Lewistown lenders (with over 10 loans originated) are
Kish Bank ($3,717), UNITED WHOLESALE MORTGAGE, LLC ($5,190), QUICKEN LOANS, LLC ($6,474), .
The lowest rate Lewistown lenders (with over 10 loans originated) are
Kish Bank (6.60%), QUICKEN LOANS, LLC (6.99%), UNITED WHOLESALE MORTGAGE, LLC (7.00%), .
Lewistown, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Kish Bank | $33,755,000 | $27,485,000 | -18.6% | 31.9% |
QUICKEN LOANS, LLC | $7,830,000 | $7,460,000 | -4.7% | 8.6% |
The Juniata Valley Bank | $11,095,000 | $6,695,000 | -39.7% | 7.8% |
First National Bank of Pennsylvania | $11,715,000 | $3,760,000 | -67.9% | 4.4% |
UNITED WHOLESALE MORTGAGE, LLC | $1,790,000 | $3,570,000 | 99.4% | 4.1% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $4,295,000 | $2,965,000 | -31.0% | 3.4% |
Citizens Bank | $3,455,000 | $2,700,000 | -21.9% | 3.1% |
Mortgage Research Center, LLC | $2,430,000 | $2,455,000 | 1.0% | 2.8% |
Equity Prime Mortgage LLC | $735,000 | $1,815,000 | 146.9% | 2.1% |
CROSSCOUNTRY MORTGAGE, LLC | $135,000 | $1,160,000 | 759.3% | 1.3% |
Jersey Shore State Bank | $1,110,000 | $1,110,000 | 0.0% | 1.3% |
MEMBERS 1ST FEDERAL CREDIT UNION | $925,000 | $1,085,000 | 17.3% | 1.3% |
Community State Bank of Orbisonia | $3,205,000 | $1,045,000 | -67.4% | 1.2% |
TIDEWATER MORTGAGE SERVICES, INC. | $960,000 | n/a | 1.1% | |
EVERENCE FEDERAL CREDIT UNION | $1,555,000 | $955,000 | -38.6% | 1.1% |
Northwest Bank | $1,775,000 | $910,000 | -48.7% | 1.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $425,000 | $700,000 | 64.7% | 0.8% |
NAVY FEDERAL CREDIT UNION | $340,000 | $685,000 | 101.5% | 0.8% |
GUARANTEED RATE, INC. | $670,000 | n/a | 0.8% | |
MidAtlantic Farm Credit, ACA | $1,915,000 | $665,000 | -65.3% | 0.8% |
Wells Fargo Bank | $1,580,000 | $615,000 | -61.1% | 0.7% |
ROYAL UNITED MORTGAGE LLC | $130,000 | $610,000 | 369.2% | 0.7% |
Reliance Savings Bank | $295,000 | $595,000 | 101.7% | 0.7% |
Plains Commerce Bank | $865,000 | $570,000 | -34.1% | 0.7% |
Discover Bank | $90,000 | $555,000 | 516.7% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $375,000 | $520,000 | 38.7% | 0.6% |
CMG MORTGAGE, INC. | $515,000 | n/a | 0.6% | |
ZILLOW HOME LOANS, LLC | $505,000 | n/a | 0.6% | |
NEW DAY FINANCIAL, LLC | $360,000 | $485,000 | 34.7% | 0.6% |
Flagstar Bank, FSB | $3,000,000 | $465,000 | -84.5% | 0.5% |
The Ephrata National Bank | $460,000 | n/a | 0.5% | |
CARDINAL FINANCIAL | $445,000 | n/a | 0.5% | |
NFM, INC. | $215,000 | $420,000 | 95.3% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $630,000 | $405,000 | -35.7% | 0.5% |
Carrington Mortgage Services, LLC | $135,000 | $400,000 | 196.3% | 0.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $400,000 | n/a | 0.5% | |
NORWICH COMMERCIAL GROUP, INC. | $175,000 | $395,000 | 125.7% | 0.5% |
Century Mortgage Company DBA Century Lending Company | $390,000 | n/a | 0.5% | |
PLAZA HOME MORTGAGE, INC. | $370,000 | n/a | 0.4% | |
BROKER SOLUTIONS, INC. | $75,000 | $365,000 | 386.7% | 0.4% |
First Commonwealth Bank | $290,000 | $365,000 | 25.9% | 0.4% |
UNION HOME MORTGAGE CORP. | $365,000 | n/a | 0.4% | |
GUILD MORTGAGE COMPANY | $340,000 | n/a | 0.4% | |
Ally Bank | $215,000 | $305,000 | 41.9% | 0.4% |
Wayne Bank | $305,000 | n/a | 0.4% | |
Fulton Bank | $460,000 | $295,000 | -35.9% | 0.3% |
LOANDEPOT.COM, LLC | $910,000 | $285,000 | -68.7% | 0.3% |
MICHIGAN MUTUAL, INC. | $280,000 | $270,000 | -3.6% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $260,000 | n/a | 0.3% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $320,000 | $245,000 | -23.4% | 0.3% |
M&T Bank | $390,000 | $240,000 | -38.5% | 0.3% |
Huntingdon Valley Bank | $225,000 | n/a | 0.3% | |
FREEDOM MORTGAGE CORPORATION | $1,055,000 | $220,000 | -79.1% | 0.3% |
The Loan Store, Inc. | $200,000 | n/a | 0.2% | |
Univest Bank and Trust Co. | $2,780,000 | $200,000 | -92.8% | 0.2% |
S&T Bank | $245,000 | $195,000 | -20.4% | 0.2% |
Mortgage America, Inc. | $175,000 | n/a | 0.2% | |
TOP FLITE FINANCIAL, INC. | $175,000 | n/a | 0.2% | |
AMERICAN FINANCIAL NETWORK, INC. | $165,000 | n/a | 0.2% | |
Homesale Mortgage, LLC | $165,000 | n/a | 0.2% | |
AMERISAVE MORTGAGE CORPORATION | $540,000 | $145,000 | -73.1% | 0.2% |
Bank of America | $145,000 | n/a | 0.2% | |
Bank of Bird-in-Hand | $145,000 | n/a | 0.2% | |
LOANPAL, LLC | $245,000 | $140,000 | -42.9% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $125,000 | n/a | 0.1% | |
PNC Bank | $1,160,000 | $125,000 | -89.2% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $125,000 | $125,000 | 0.0% | 0.1% |
TRUMARK FINANCIAL CREDIT UNION | $75,000 | $115,000 | 53.3% | 0.1% |
AmeriServ Financial Bank | $105,000 | n/a | 0.1% | |
MEMBER FIRST MORTGAGE, LLC | $85,000 | $105,000 | 23.5% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $105,000 | n/a | 0.1% | |
The Muncy Bank and Trust Company | $105,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $155,000 | $95,000 | -38.7% | 0.1% |
The Huntington National Bank | $95,000 | n/a | 0.1% | |
Farmers and Merchants Trust Company of Chambersburg | $905,000 | $85,000 | -90.6% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $85,000 | n/a | 0.1% | |
NEWREZ LLC | $310,000 | $85,000 | -72.6% | 0.1% |
VELOCITY COMMERCIAL CAPITAL, LLC | $85,000 | n/a | 0.1% | |
PHH Mortgage Corporation | $75,000 | n/a | 0.1% | |
GUARANTY HOME MORTGAGE CORPORATION | $65,000 | n/a | 0.1% | |
First Columbia Bank & Trust Co. | $55,000 | n/a | 0.1% | |
SOMERSET TRUST COMPANY | $55,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $35,000 | $35,000 | 0.0% | 0.0% |
CNB Bank | $35,000 | n/a | 0.0% | |
Coastal Community Bank | $25,000 | n/a | 0.0% | |
Pennian Bank | $835,000 | $25,000 | -97.0% | 0.0% |
Lewistown's top lender by overall market share is Kish Bank, with 31.9% market share. In second place, with 8.6%, is QUICKEN LOANS, LLC, having originated $7,460,000 in loans. In third place, with 7.8%, is The Juniata Valley Bank, having originated $6,695,000 in loans. In fourth place, with 4.4%, is First National Bank of Pennsylvania, having originated $3,760,000 in loans. In fifth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,570,000 in loans.
Lewistown Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $107,000 (-1.7%) | $133,166 (-4.9%) | 0.00 | 145 |
2018-02-01 | $107,000 (1.7%) | $130,133 (-5.0%) | 0.00 | 158 |
2018-03-01 | $119,000 (9.7%) | $130,242 (-3.2%) | 0.00 | 153 |
2018-04-01 | $114,725 (2.2%) | $130,943 (-6.2%) | 0.00 | 141 |
2018-05-01 | $120,000 (4.4%) | $133,078 (-6.0%) | 0.00 | 130 |
2018-06-01 | $109,900 (-5.3%) | $129,765 (-8.9%) | 0.00 | 131 |
2018-07-01 | $129,925 (13.0%) | $139,124 (-1.3%) | 0.00 | 126 |
2018-08-01 | $126,850 (5.8%) | $139,314 (-0.8%) | 0.00 | 130 |
2018-09-01 | $119,900 (-1.6%) | $130,682 (-6.3%) | 0.00 | 132 |
2018-10-01 | $123,750 (3.6%) | $137,559 (-0.5%) | 0.00 | 130 |
2018-11-01 | $120,375 (6.1%) | $134,617 (0.5%) | 0.00 | 135 |
2018-12-01 | $109,900 (-5.9%) | $125,933 (-7.0%) | 0.00 | 130 |
2019-01-01 | $103,225 (-3.5%) | $119,433 (-10.3%) | 0.00 | 142 |
2019-02-01 | $104,500 (-2.3%) | $121,929 (-6.3%) | 0.00 | 133 |
2019-03-01 | $105,714 (-11.2%) | $127,939 (-1.8%) | 0.00 | 127 |
2019-04-01 | $104,964 (-8.5%) | $134,207 (2.5%) | 0.00 | 111 |
2019-05-01 | $127,400 (6.2%) | $144,647 (8.7%) | 0.00 | 102 |
2019-06-01 | $120,000 (9.2%) | $144,182 (11.1%) | 0.00 | 98 |
2019-07-01 | $121,725 (-6.3%) | $138,674 (-0.3%) | 0.00 | 109 |
2019-08-01 | $115,391 (-9.0%) | $134,990 (-3.1%) | 0.00 | 107 |
2019-09-01 | $117,927 (-1.7%) | $139,072 (6.4%) | 0.00 | 102 |
2019-10-01 | $119,618 (-3.3%) | $141,299 (2.7%) | 0.00 | 97 |
2019-11-01 | $90,500 (-24.8%) | $126,770 (-5.8%) | 0.00 | 92 |
2019-12-01 | $97,925 (-10.9%) | $126,878 (0.8%) | 0.00 | 87 |
2020-01-01 | $98,075 (-5.0%) | $127,575 (6.8%) | 0.00 | 72 |
2020-02-01 | $92,500 (-11.5%) | $137,463 (12.7%) | 0.00 | 64 |
2020-03-01 | $112,225 (6.2%) | $137,512 (7.5%) | 0.00 | 68 |
2020-04-01 | $113,125 (7.8%) | $147,567 (10.0%) | 0.00 | 67 |
2020-05-01 | $110,000 (-13.7%) | $152,226 (5.2%) | 0.00 | 62 |
2020-06-01 | $110,000 (-8.3%) | $143,002 (-0.8%) | 0.00 | 68 |
2020-07-01 | $124,900 (2.6%) | $143,678 (3.6%) | 0.00 | 63 |
2020-08-01 | $125,000 (8.3%) | $156,251 (15.8%) | 0.00 | 54 |
2020-09-01 | $128,175 (8.7%) | $171,246 (23.1%) | 0.00 | 52 |
2020-10-01 | $120,000 (0.3%) | $156,396 (10.7%) | 0.00 | 50 |
2020-11-01 | $126,236 (39.5%) | $156,494 (23.5%) | 0.00 | 44 |
2020-12-01 | $126,236 (28.9%) | $150,400 (18.5%) | 0.00 | 36 |
2021-01-01 | $139,950 (42.7%) | $168,542 (32.1%) | 0.00 | 35 |
2021-02-01 | $138,700 (50.0%) | $168,183 (22.4%) | 0.00 | 34 |
2021-03-01 | $143,725 (28.1%) | $168,562 (22.6%) | 0.00 | 27 |
2021-04-01 | $135,000 (19.3%) | $156,138 (5.8%) | 0.00 | 25 |
2021-05-01 | $125,618 (14.2%) | $156,689 (2.9%) | 0.00 | 26 |
2021-06-01 | $125,618 (14.2%) | $174,857 (22.3%) | 0.00 | 27 |
2021-07-01 | $125,000 (0.1%) | $180,099 (25.4%) | 0.00 | 38 |
2021-08-01 | $132,809 (6.3%) | $183,012 (17.1%) | 0.00 | 47 |
2021-09-01 | $135,000 (5.3%) | $183,369 (7.1%) | 0.00 | 47 |
2021-10-01 | $135,000 (12.5%) | $169,105 (8.1%) | 0.00 | 45 |
2021-11-01 | $134,000 (6.2%) | $179,136 (14.5%) | 0.00 | 39 |
2021-12-01 | $139,700 (10.7%) | $178,387 (18.6%) | 0.00 | 37 |
2022-01-01 | $169,000 (20.8%) | $207,071 (22.9%) | 0.00 | 31 |
2022-02-01 | $170,900 (23.2%) | $215,499 (28.1%) | 0.00 | 27 |
2022-03-01 | $166,475 (15.8%) | $214,198 (27.1%) | 0.00 | 29 |
2022-04-01 | $181,990 (34.8%) | $214,584 (37.4%) | 0.00 | 37 |
2022-05-01 | $176,425 (40.5%) | $215,621 (37.6%) | 0.00 | 35 |
2022-06-01 | $166,175 (32.3%) | $198,111 (13.3%) | 0.00 | 36 |
2022-07-01 | $159,000 (27.2%) | $183,262 (1.8%) | 0.00 | 42 |
2022-08-01 | $166,175 (25.1%) | $217,388 (18.8%) | 0.00 | 41 |
2022-09-01 | $142,625 (5.7%) | $200,693 (9.5%) | 0.00 | 45 |
2022-10-01 | $172,500 (27.8%) | $209,785 (24.1%) | 0.00 | 39 |
2022-11-01 | $174,925 (30.5%) | $209,059 (16.7%) | 0.00 | 40 |
2022-12-01 | $145,000 (3.8%) | $193,462 (8.5%) | 0.00 | 44 |
2023-01-01 | $141,150 (-16.5%) | $195,689 (-5.5%) | 0.00 | 40 |
2023-02-01 | $152,225 (-10.9%) | $186,620 (-13.4%) | 0.00 | 29 |
2023-03-01 | $146,500 (-12.0%) | $213,694 (-0.2%) | 0.00 | 26 |
2023-04-01 | $146,950 (-19.3%) | $197,479 (-8.0%) | 0.00 | 28 |
2023-05-01 | $217,400 (23.2%) | $223,039 (3.4%) | 0.00 | 22 |
2023-06-01 | $219,900 (32.3%) | $240,592 (21.4%) | 0.00 | 28 |
2023-07-01 | $222,450 (39.9%) | $245,243 (33.8%) | 0.00 | 32 |
2023-08-01 | $202,175 (21.7%) | $205,521 (-5.5%) | 0.00 | 32 |
2023-09-01 | $184,950 (29.7%) | $198,426 (-1.1%) | 0.00 | 30 |
2023-10-01 | $129,900 (-24.7%) | $180,129 (-14.1%) | 0.00 | 51 |
2023-11-01 | $128,450 (-26.6%) | $181,345 (-13.3%) | 0.00 | 49 |
2023-12-01 | $174,900 (20.6%) | $191,716 (-0.9%) | 0.00 | 47 |
2024-01-01 | $172,400 (22.1%) | $189,735 (-3.0%) | 0.00 | 47 |
2024-02-01 | $191,175 (25.6%) | $204,033 (9.3%) | 0.00 | 43 |
2024-03-01 | $224,900 (53.5%) | $209,566 (-1.9%) | 0.00 | 53 |
2024-04-01 | $221,175 (50.5%) | $230,345 (16.6%) | 0.00 | 47 |
2024-05-01 | $224,900 (3.5%) | $256,312 (14.9%) | 0.00 | 57 |
2024-06-01 | $234,900 (6.8%) | $272,810 (13.4%) | 0.00 | 61 |
2024-07-01 | $220,000 (-1.1%) | $266,485 (8.7%) | 0.00 | 62 |
2024-08-01 | $210,000 (3.9%) | $274,275 (33.5%) | 0.00 | 55 |
2024-09-01 | $211,125 (14.2%) | $265,325 (33.7%) | 0.00 | 62 |
2024-10-01 | $204,500 (57.4%) | $257,933 (43.2%) | 0.00 | 69 |
Lewistown's median listing price comes in at 0% of the national average.
Lewistown's average listing price for 2024-10-01 was $257,933, a difference of $77,804 (43.2%) versus the prior year and $-7,392 versus the prior month.
For the 2024-10-01 period, Lewistown had 69 MLS listings, a difference of 7 listings (11%) versus the prior month and 18 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,415 sqft |
2018-02-01 | 0 days | 1,412 sqft |
2018-03-01 | 0 days | 1,387 sqft |
2018-04-01 | 0 days | 1,408 sqft |
2018-05-01 | 0 days | 1,419 sqft |
2018-06-01 | 0 days | 1,422 sqft |
2018-07-01 | 0 days | 1,410 sqft |
2018-08-01 | 0 days | 1,388 sqft |
2018-09-01 | 0 days | 1,392 sqft |
2018-10-01 | 0 days | 1,516 sqft |
2018-11-01 | 0 days | 1,496 sqft |
2018-12-01 | 0 days | 1,413 sqft |
2019-01-01 | 0 days | 1,445 sqft |
2019-02-01 | 0 days | 1,416 sqft |
2019-03-01 | 0 days | 1,400 sqft |
2019-04-01 | 0 days | 1,392 sqft |
2019-05-01 | 0 days | 1,469 sqft |
2019-06-01 | 0 days | 1,456 sqft |
2019-07-01 | 0 days | 1,365 sqft |
2019-08-01 | 0 days | 1,346 sqft |
2019-09-01 | 0 days | 1,349 sqft |
2019-10-01 | 0 days | 1,352 sqft |
2019-11-01 | 0 days | 1,352 sqft |
2019-12-01 | 0 days | 1,418 sqft |
2020-01-01 | 0 days | 1,415 sqft |
2020-02-01 | 0 days | 1,436 sqft |
2020-03-01 | 0 days | 1,450 sqft |
2020-04-01 | 0 days | 1,452 sqft |
2020-05-01 | 0 days | 1,482 sqft |
2020-06-01 | 0 days | 1,441 sqft |
2020-07-01 | 0 days | 1,459 sqft |
2020-08-01 | 0 days | 1,482 sqft |
2020-09-01 | 0 days | 1,541 sqft |
2020-10-01 | 0 days | 1,658 sqft |
2020-11-01 | 0 days | 1,858 sqft |
2020-12-01 | 0 days | 1,826 sqft |
2021-01-01 | 0 days | 2,008 sqft |
2021-02-01 | 0 days | 2,045 sqft |
2021-03-01 | 0 days | 2,042 sqft |
2021-04-01 | 0 days | 1,866 sqft |
2021-05-01 | 0 days | 1,684 sqft |
2021-06-01 | 0 days | 1,462 sqft |
2021-07-01 | 0 days | 1,533 sqft |
2021-08-01 | 0 days | 1,492 sqft |
2021-09-01 | 0 days | 1,483 sqft |
2021-10-01 | 0 days | 1,474 sqft |
2021-11-01 | 0 days | 1,527 sqft |
2021-12-01 | 0 days | 1,508 sqft |
2022-01-01 | 0 days | 1,517 sqft |
2022-02-01 | 0 days | 1,664 sqft |
2022-03-01 | 0 days | 1,700 sqft |
2022-04-01 | 0 days | 1,684 sqft |
2022-05-01 | 0 days | 1,634 sqft |
2022-06-01 | 0 days | 1,550 sqft |
2022-07-01 | 0 days | 1,680 sqft |
2022-08-01 | 0 days | 1,548 sqft |
2022-09-01 | 0 days | 1,438 sqft |
2022-10-01 | 0 days | 1,599 sqft |
2022-11-01 | 0 days | 1,487 sqft |
2022-12-01 | 0 days | 1,500 sqft |
2023-01-01 | 0 days | 1,500 sqft |
2023-02-01 | 0 days | 1,408 sqft |
2023-03-01 | 0 days | 1,533 sqft |
2023-04-01 | 0 days | 1,495 sqft |
2023-05-01 | 0 days | 1,483 sqft |
2023-06-01 | 0 days | 1,495 sqft |
2023-07-01 | 0 days | 1,844 sqft |
2023-08-01 | 0 days | 1,510 sqft |
2023-09-01 | 0 days | 1,564 sqft |
2023-10-01 | 0 days | 1,399 sqft |
2023-11-01 | 0 days | 1,431 sqft |
2023-12-01 | 0 days | 1,540 sqft |
2024-01-01 | 0 days | 1,658 sqft |
2024-02-01 | 0 days | 1,637 sqft |
2024-03-01 | 0 days | 1,432 sqft |
2024-04-01 | 0 days | 1,362 sqft |
2024-05-01 | 0 days | 1,440 sqft |
2024-06-01 | 0 days | 1,376 sqft |
2024-07-01 | 0 days | 1,391 sqft |
2024-08-01 | 0 days | 1,336 sqft |
2024-09-01 | 0 days | 1,436 sqft |
2024-10-01 | 0 days | 1,366 sqft |
Lewistown's median square footage for active listings during the 2024-10-01 period was 1,366 sqft. One year prior, the average listing was 1,399 sqft.
Lewistown, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 352 | $53,800,000 | $152,841 |
Home Improvement | 129 | $8,265,000 | $64,070 |
Cash Out Refi | 102 | $12,170,000 | $119,314 |
Other | 90 | $5,280,000 | $58,667 |
Refi | 73 | $6,775,000 | $92,808 |
Lewistown's most frequently cited loan purpose was Home Purchase, with 352 originations. The 2nd most popular reason was Home Improvement, with 129 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 261 | $36,745,000 | $140,785 |
7-8% | 167 | $17,945,000 | $107,455 |
Over 8% | 133 | $10,245,000 | $77,030 |
5-6% | 80 | $13,050,000 | $163,125 |
<2.5% | 7 | $315,000 | $45,000 |
4-5% | 7 | $955,000 | $136,429 |
3-4% | 4 | $170,000 | $42,500 |
During 2023, Lewistown's most frequently originated rate bucket was 6-7%, with 261 originations.
Loan Sizing (Lewistown, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 384 | $20,020,000 | $52,135 |
$100k-200k | 244 | $34,070,000 | $139,631 |
$200k-400k | 109 | $27,685,000 | $253,991 |
$400k-600k | 8 | $3,810,000 | $476,250 |
$600k-1000k | 1 | $705,000 | $705,000 |
Lewistown's loan sizing saw the bucket of loans from $100,000 or less with 384 originations, totaling $20,020,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 237 | $39,705,000 | $167,532 |
60-80% | 129 | $17,335,000 | $134,380 |
20-40% | 111 | $8,325,000 | $75,000 |
Under 20% | 101 | $3,615,000 | $35,792 |
40-60% | 72 | $8,680,000 | $120,556 |
Over 100% | 8 | $1,760,000 | $220,000 |
Lewistown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 237 originations, totaling $39,705,000 in origination value.