Lewistown Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lewistown averaged 7.17% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.55% and one month ago for the week of 2024-03-14, the average rate was 6.81%.

    Lewistown's average rate one year ago was 6.04%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.1%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Lewistown 30 Year Fixed Rate 2024-04-18 7.17%
    Lewistown 30 Year Fixed Rate Refi 2024-04-18 7.1%
    Lewistown 15 Year Fixed Rate 2024-04-18 6.19%
    Lewistown 15 Year Fixed Rate Refi 2024-04-18 6.59%
    Lewistown 30 Year FHA 2024-04-18 6.96%
    Lewistown 30 Year FHA Refi 2024-04-18 6.96%
    Lewistown 30 Year USDA 2024-04-18 7.06%
    Lewistown 30 Year USDA Refi 2024-04-18 6.66%
    Lewistown 30 Year VA 2024-04-18 6.86%
    Lewistown 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lewistown, PA.

    Lewistown Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewistown, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Kish Bank 64 6.60% $3,717
    QUICKEN LOANS, LLC 26 6.99% $6,474
    UNITED WHOLESALE MORTGAGE, LLC 12 7.00% $5,190
    PENNSYLVANIA STATE EMPLOYEES Credit Union 9 6.01% $2,454
    First National Bank of Pennsylvania 7 6.39% $4,742
    Citizens Bank 6 6.46% $4,357
    MEMBERS 1ST FEDERAL CREDIT UNION 4 6.34% $4,288
    CROSSCOUNTRY MORTGAGE, LLC 4 6.83% $4,442
    Community State Bank of Orbisonia 3 5.60% $2,567
    EVERENCE FEDERAL CREDIT UNION 3 7.50% $4,035
    TIDEWATER MORTGAGE SERVICES, INC. 3 6.42% $5,252
    The Loan Store, Inc. 2 7.50% $4,397
    ZILLOW HOME LOANS, LLC 2 6.69% $4,312
    UNION HOME MORTGAGE CORP. 2 7.00% $3,977
    MidAtlantic Farm Credit, ACA 2 7.26% $4,895
    Northwest Bank 2 6.19% $4,520
    ROYAL UNITED MORTGAGE LLC 2 7.31% $7,648
    CMG MORTGAGE, INC. 2 6.37% $4,579
    NEWREZ LLC 1 6.99% $5,570
    NFM, INC. 1 6.63% $5,076
    Ally Bank 1 6.38% $9,687
    PENNYMAC LOAN SERVICES, LLC 1 5.75% $11,185
    PHH Mortgage Corporation 1 6.38% $4,523
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.88% $7,035
    Reliance Savings Bank 1 7.13% $3,156
    SOMERSET TRUST COMPANY 1 6.38% $3,480
    S&T Bank 1 5.88% $6,915
    The Ephrata National Bank 1 6.13% $3,598
    The Huntington National Bank 1 6.13% $3,564
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.25% $3,551
    Wells Fargo Bank 1 6.88% $3,400
    NORWICH COMMERCIAL GROUP, INC. 1 6.63% $4,679
    AMERICAN FINANCIAL NETWORK, INC. 1 6.13% $3,992
    AmeriServ Financial Bank 1 6.25% $3,068
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $1,567
    BROKER SOLUTIONS, INC. 1 7.49% $6,232
    Discover Bank 1 6.24% $0
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.38% $3,933
    First Columbia Bank & Trust Co. 1 7.00% $2,086
    FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $3,731
    Flagstar Bank, FSB 1 7.63% $4,764
    GUARANTY HOME MORTGAGE CORPORATION 1 5.88% $5,014
    GUILD MORTGAGE COMPANY 1 6.50% $7,675
    Homesale Mortgage, LLC 1 7.00% $6,864
    HOMESIDE FINANCIAL, LLC 1 6.75% $3,577
    Huntingdon Valley Bank 1 7.25% $6,596
    MEMBER FIRST MORTGAGE, LLC 1 6.50% $2,531
    MICHIGAN MUTUAL, INC. 1 6.63% $4,674
    Mortgage America, Inc. 1 7.13% $4,154

    Lewistown Average Closing Costs & Other Stats

    Lewistown, PA's 49 lenders originated 746 loans during 2023. The total origination value was $86,290,000, with an average loan value of $115,670.

    Lewistown's average closing costs are $4,664.

    The top Lewistown lender as defined by loan originations is Kish Bank, with 64 loans originated. Their average total fees are $3,717, which is $2,757 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Lewistown lenders (with over 10 loans originated) are Kish Bank ($3,717), UNITED WHOLESALE MORTGAGE, LLC ($5,190), QUICKEN LOANS, LLC ($6,474), .

    The lowest rate Lewistown lenders (with over 10 loans originated) are Kish Bank (6.60%), QUICKEN LOANS, LLC (6.99%), UNITED WHOLESALE MORTGAGE, LLC (7.00%), .

    Lewistown, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Kish Bank $33,755,000 $27,485,000 -18.6% 31.9%
    QUICKEN LOANS, LLC $7,830,000 $7,460,000 -4.7% 8.6%
    The Juniata Valley Bank $11,095,000 $6,695,000 -39.7% 7.8%
    First National Bank of Pennsylvania $11,715,000 $3,760,000 -67.9% 4.4%
    UNITED WHOLESALE MORTGAGE, LLC $1,790,000 $3,570,000 99.4% 4.1%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $4,295,000 $2,965,000 -31.0% 3.4%
    Citizens Bank $3,455,000 $2,700,000 -21.9% 3.1%
    Mortgage Research Center, LLC $2,430,000 $2,455,000 1.0% 2.8%
    Equity Prime Mortgage LLC $735,000 $1,815,000 146.9% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $135,000 $1,160,000 759.3% 1.3%
    Jersey Shore State Bank $1,110,000 $1,110,000 0.0% 1.3%
    MEMBERS 1ST FEDERAL CREDIT UNION $925,000 $1,085,000 17.3% 1.3%
    Community State Bank of Orbisonia $3,205,000 $1,045,000 -67.4% 1.2%
    TIDEWATER MORTGAGE SERVICES, INC. $960,000 n/a 1.1%
    EVERENCE FEDERAL CREDIT UNION $1,555,000 $955,000 -38.6% 1.1%
    Northwest Bank $1,775,000 $910,000 -48.7% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $425,000 $700,000 64.7% 0.8%
    NAVY FEDERAL CREDIT UNION $340,000 $685,000 101.5% 0.8%
    GUARANTEED RATE, INC. $670,000 n/a 0.8%
    MidAtlantic Farm Credit, ACA $1,915,000 $665,000 -65.3% 0.8%
    Wells Fargo Bank $1,580,000 $615,000 -61.1% 0.7%
    ROYAL UNITED MORTGAGE LLC $130,000 $610,000 369.2% 0.7%
    Reliance Savings Bank $295,000 $595,000 101.7% 0.7%
    Plains Commerce Bank $865,000 $570,000 -34.1% 0.7%
    Discover Bank $90,000 $555,000 516.7% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $375,000 $520,000 38.7% 0.6%
    CMG MORTGAGE, INC. $515,000 n/a 0.6%
    ZILLOW HOME LOANS, LLC $505,000 n/a 0.6%
    NEW DAY FINANCIAL, LLC $360,000 $485,000 34.7% 0.6%
    Flagstar Bank, FSB $3,000,000 $465,000 -84.5% 0.5%
    The Ephrata National Bank $460,000 n/a 0.5%
    CARDINAL FINANCIAL $445,000 n/a 0.5%
    NFM, INC. $215,000 $420,000 95.3% 0.5%
    PENNYMAC LOAN SERVICES, LLC $630,000 $405,000 -35.7% 0.5%
    Carrington Mortgage Services, LLC $135,000 $400,000 196.3% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $400,000 n/a 0.5%
    NORWICH COMMERCIAL GROUP, INC. $175,000 $395,000 125.7% 0.5%
    Century Mortgage Company DBA Century Lending Company $390,000 n/a 0.5%
    PLAZA HOME MORTGAGE, INC. $370,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $75,000 $365,000 386.7% 0.4%
    First Commonwealth Bank $290,000 $365,000 25.9% 0.4%
    UNION HOME MORTGAGE CORP. $365,000 n/a 0.4%
    GUILD MORTGAGE COMPANY $340,000 n/a 0.4%
    Ally Bank $215,000 $305,000 41.9% 0.4%
    Wayne Bank $305,000 n/a 0.4%
    Fulton Bank $460,000 $295,000 -35.9% 0.3%
    LOANDEPOT.COM, LLC $910,000 $285,000 -68.7% 0.3%
    MICHIGAN MUTUAL, INC. $280,000 $270,000 -3.6% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $260,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $320,000 $245,000 -23.4% 0.3%
    M&T Bank $390,000 $240,000 -38.5% 0.3%
    Huntingdon Valley Bank $225,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $1,055,000 $220,000 -79.1% 0.3%
    The Loan Store, Inc. $200,000 n/a 0.2%
    Univest Bank and Trust Co. $2,780,000 $200,000 -92.8% 0.2%
    S&T Bank $245,000 $195,000 -20.4% 0.2%
    Mortgage America, Inc. $175,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $175,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 n/a 0.2%
    Homesale Mortgage, LLC $165,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $540,000 $145,000 -73.1% 0.2%
    Bank of America $145,000 n/a 0.2%
    Bank of Bird-in-Hand $145,000 n/a 0.2%
    LOANPAL, LLC $245,000 $140,000 -42.9% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $125,000 n/a 0.1%
    PNC Bank $1,160,000 $125,000 -89.2% 0.1%
    RELIANCE FIRST CAPITAL, LLC $125,000 $125,000 0.0% 0.1%
    TRUMARK FINANCIAL CREDIT UNION $75,000 $115,000 53.3% 0.1%
    AmeriServ Financial Bank $105,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $85,000 $105,000 23.5% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 n/a 0.1%
    The Muncy Bank and Trust Company $105,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $155,000 $95,000 -38.7% 0.1%
    The Huntington National Bank $95,000 n/a 0.1%
    Farmers and Merchants Trust Company of Chambersburg $905,000 $85,000 -90.6% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $85,000 n/a 0.1%
    NEWREZ LLC $310,000 $85,000 -72.6% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $85,000 n/a 0.1%
    PHH Mortgage Corporation $75,000 n/a 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $65,000 n/a 0.1%
    First Columbia Bank & Trust Co. $55,000 n/a 0.1%
    SOMERSET TRUST COMPANY $55,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $35,000 $35,000 0.0% 0.0%
    CNB Bank $35,000 n/a 0.0%
    Coastal Community Bank $25,000 n/a 0.0%
    Pennian Bank $835,000 $25,000 -97.0% 0.0%

    Lewistown's top lender by overall market share is Kish Bank, with 31.9% market share. In second place, with 8.6%, is QUICKEN LOANS, LLC, having originated $7,460,000 in loans. In third place, with 7.8%, is The Juniata Valley Bank, having originated $6,695,000 in loans. In fourth place, with 4.4%, is First National Bank of Pennsylvania, having originated $3,760,000 in loans. In fifth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $3,570,000 in loans.

    Lewistown Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $107,000 (-1.7%) $133,166 (-4.9%) 0.00 145
    2018-02-01 $107,000 (1.7%) $130,133 (-5.0%) 0.00 158
    2018-03-01 $119,000 (9.7%) $130,242 (-3.2%) 0.00 153
    2018-04-01 $114,725 (2.2%) $130,943 (-6.2%) 0.00 141
    2018-05-01 $120,000 (4.4%) $133,078 (-6.0%) 0.00 130
    2018-06-01 $109,900 (-5.3%) $129,765 (-8.9%) 0.00 131
    2018-07-01 $129,925 (13.0%) $139,124 (-1.3%) 0.00 126
    2018-08-01 $126,850 (5.8%) $139,314 (-0.8%) 0.00 130
    2018-09-01 $119,900 (-1.6%) $130,682 (-6.3%) 0.00 132
    2018-10-01 $123,750 (3.6%) $137,559 (-0.5%) 0.00 130
    2018-11-01 $120,375 (6.1%) $134,617 (0.5%) 0.00 135
    2018-12-01 $109,900 (-5.9%) $125,933 (-7.0%) 0.00 130
    2019-01-01 $103,225 (-3.5%) $119,433 (-10.3%) 0.00 142
    2019-02-01 $104,500 (-2.3%) $121,929 (-6.3%) 0.00 133
    2019-03-01 $105,714 (-11.2%) $127,939 (-1.8%) 0.00 127
    2019-04-01 $104,964 (-8.5%) $134,207 (2.5%) 0.00 111
    2019-05-01 $127,400 (6.2%) $144,647 (8.7%) 0.00 102
    2019-06-01 $120,000 (9.2%) $144,182 (11.1%) 0.00 98
    2019-07-01 $121,725 (-6.3%) $138,674 (-0.3%) 0.00 109
    2019-08-01 $115,391 (-9.0%) $134,990 (-3.1%) 0.00 107
    2019-09-01 $117,927 (-1.7%) $139,072 (6.4%) 0.00 102
    2019-10-01 $119,618 (-3.3%) $141,299 (2.7%) 0.00 97
    2019-11-01 $90,500 (-24.8%) $126,770 (-5.8%) 0.00 92
    2019-12-01 $97,925 (-10.9%) $126,878 (0.8%) 0.00 87
    2020-01-01 $98,075 (-5.0%) $127,575 (6.8%) 0.00 72
    2020-02-01 $92,500 (-11.5%) $137,463 (12.7%) 0.00 64
    2020-03-01 $112,225 (6.2%) $137,512 (7.5%) 0.00 68
    2020-04-01 $113,125 (7.8%) $147,567 (10.0%) 0.00 67
    2020-05-01 $110,000 (-13.7%) $152,226 (5.2%) 0.00 62
    2020-06-01 $110,000 (-8.3%) $143,002 (-0.8%) 0.00 68
    2020-07-01 $124,900 (2.6%) $143,678 (3.6%) 0.00 63
    2020-08-01 $125,000 (8.3%) $156,251 (15.8%) 0.00 54
    2020-09-01 $128,175 (8.7%) $171,246 (23.1%) 0.00 52
    2020-10-01 $120,000 (0.3%) $156,396 (10.7%) 0.00 50
    2020-11-01 $126,236 (39.5%) $156,494 (23.5%) 0.00 44
    2020-12-01 $126,236 (28.9%) $150,400 (18.5%) 0.00 36
    2021-01-01 $139,950 (42.7%) $168,542 (32.1%) 0.00 35
    2021-02-01 $138,700 (50.0%) $168,183 (22.4%) 0.00 34
    2021-03-01 $143,725 (28.1%) $168,562 (22.6%) 0.00 27
    2021-04-01 $135,000 (19.3%) $156,138 (5.8%) 0.00 25
    2021-05-01 $125,618 (14.2%) $156,689 (2.9%) 0.00 26
    2021-06-01 $125,618 (14.2%) $174,857 (22.3%) 0.00 27
    2021-07-01 $125,000 (0.1%) $180,099 (25.4%) 0.00 38
    2021-08-01 $132,809 (6.3%) $183,012 (17.1%) 0.00 47
    2021-09-01 $135,000 (5.3%) $183,369 (7.1%) 0.00 47
    2021-10-01 $135,000 (12.5%) $169,105 (8.1%) 0.00 45
    2021-11-01 $134,000 (6.2%) $179,136 (14.5%) 0.00 39
    2021-12-01 $139,700 (10.7%) $178,387 (18.6%) 0.00 37
    2022-01-01 $169,000 (20.8%) $207,071 (22.9%) 0.00 31
    2022-02-01 $170,900 (23.2%) $215,499 (28.1%) 0.00 27
    2022-03-01 $166,475 (15.8%) $214,198 (27.1%) 0.00 29
    2022-04-01 $181,990 (34.8%) $214,584 (37.4%) 0.00 37
    2022-05-01 $176,425 (40.5%) $215,621 (37.6%) 0.00 35
    2022-06-01 $166,175 (32.3%) $198,111 (13.3%) 0.00 36
    2022-07-01 $159,000 (27.2%) $183,262 (1.8%) 0.00 42
    2022-08-01 $166,175 (25.1%) $217,388 (18.8%) 0.00 41
    2022-09-01 $142,625 (5.7%) $200,693 (9.5%) 0.00 45
    2022-10-01 $172,500 (27.8%) $209,785 (24.1%) 0.00 39
    2022-11-01 $174,925 (30.5%) $209,059 (16.7%) 0.00 40
    2022-12-01 $145,000 (3.8%) $193,462 (8.5%) 0.00 44
    2023-01-01 $141,150 (-16.5%) $195,689 (-5.5%) 0.00 40
    2023-02-01 $152,225 (-10.9%) $186,620 (-13.4%) 0.00 29
    2023-03-01 $146,500 (-12.0%) $213,694 (-0.2%) 0.00 26
    2023-04-01 $146,950 (-19.3%) $197,479 (-8.0%) 0.00 28
    2023-05-01 $217,400 (23.2%) $223,039 (3.4%) 0.00 22
    2023-06-01 $219,900 (32.3%) $240,592 (21.4%) 0.00 28
    2023-07-01 $222,450 (39.9%) $245,243 (33.8%) 0.00 32
    2023-08-01 $202,175 (21.7%) $205,521 (-5.5%) 0.00 32
    2023-09-01 $184,950 (29.7%) $198,426 (-1.1%) 0.00 30
    2023-10-01 $129,900 (-24.7%) $180,129 (-14.1%) 0.00 51
    2023-11-01 $128,450 (-26.6%) $181,345 (-13.3%) 0.00 49
    2023-12-01 $174,900 (20.6%) $191,716 (-0.9%) 0.00 47
    2024-01-01 $172,400 (22.1%) $189,735 (-3.0%) 0.00 47
    2024-02-01 $191,175 (25.6%) $204,033 (9.3%) 0.00 43
    2024-03-01 $224,900 (53.5%) $209,566 (-1.9%) 0.00 53
    Lewistown's median listing price for 2024-03-01 was $224,900, a difference of $78,400 (53.5%) versus the prior year and $33,725 versus the prior month.

    Lewistown's median listing price comes in at 0% of the national average.

    Lewistown's average listing price for 2024-03-01 was $209,566, a difference of $-4,128 (-1.9%) versus the prior year and $5,533 versus the prior month.

    For the 2024-03-01 period, Lewistown had 53 MLS listings, a difference of 10 listings (23%) versus the prior month and 27 listings (104%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,415 sqft
    2018-02-01 0 days 1,412 sqft
    2018-03-01 0 days 1,387 sqft
    2018-04-01 0 days 1,408 sqft
    2018-05-01 0 days 1,419 sqft
    2018-06-01 0 days 1,422 sqft
    2018-07-01 0 days 1,410 sqft
    2018-08-01 0 days 1,388 sqft
    2018-09-01 0 days 1,392 sqft
    2018-10-01 0 days 1,516 sqft
    2018-11-01 0 days 1,496 sqft
    2018-12-01 0 days 1,413 sqft
    2019-01-01 0 days 1,445 sqft
    2019-02-01 0 days 1,416 sqft
    2019-03-01 0 days 1,400 sqft
    2019-04-01 0 days 1,392 sqft
    2019-05-01 0 days 1,469 sqft
    2019-06-01 0 days 1,456 sqft
    2019-07-01 0 days 1,365 sqft
    2019-08-01 0 days 1,346 sqft
    2019-09-01 0 days 1,349 sqft
    2019-10-01 0 days 1,352 sqft
    2019-11-01 0 days 1,352 sqft
    2019-12-01 0 days 1,418 sqft
    2020-01-01 0 days 1,415 sqft
    2020-02-01 0 days 1,436 sqft
    2020-03-01 0 days 1,450 sqft
    2020-04-01 0 days 1,452 sqft
    2020-05-01 0 days 1,482 sqft
    2020-06-01 0 days 1,441 sqft
    2020-07-01 0 days 1,459 sqft
    2020-08-01 0 days 1,482 sqft
    2020-09-01 0 days 1,541 sqft
    2020-10-01 0 days 1,658 sqft
    2020-11-01 0 days 1,858 sqft
    2020-12-01 0 days 1,826 sqft
    2021-01-01 0 days 2,008 sqft
    2021-02-01 0 days 2,045 sqft
    2021-03-01 0 days 2,042 sqft
    2021-04-01 0 days 1,866 sqft
    2021-05-01 0 days 1,684 sqft
    2021-06-01 0 days 1,462 sqft
    2021-07-01 0 days 1,533 sqft
    2021-08-01 0 days 1,492 sqft
    2021-09-01 0 days 1,483 sqft
    2021-10-01 0 days 1,474 sqft
    2021-11-01 0 days 1,527 sqft
    2021-12-01 0 days 1,508 sqft
    2022-01-01 0 days 1,517 sqft
    2022-02-01 0 days 1,664 sqft
    2022-03-01 0 days 1,700 sqft
    2022-04-01 0 days 1,684 sqft
    2022-05-01 0 days 1,634 sqft
    2022-06-01 0 days 1,550 sqft
    2022-07-01 0 days 1,680 sqft
    2022-08-01 0 days 1,548 sqft
    2022-09-01 0 days 1,438 sqft
    2022-10-01 0 days 1,599 sqft
    2022-11-01 0 days 1,487 sqft
    2022-12-01 0 days 1,500 sqft
    2023-01-01 0 days 1,500 sqft
    2023-02-01 0 days 1,408 sqft
    2023-03-01 0 days 1,533 sqft
    2023-04-01 0 days 1,495 sqft
    2023-05-01 0 days 1,483 sqft
    2023-06-01 0 days 1,495 sqft
    2023-07-01 0 days 1,844 sqft
    2023-08-01 0 days 1,510 sqft
    2023-09-01 0 days 1,564 sqft
    2023-10-01 0 days 1,399 sqft
    2023-11-01 0 days 1,431 sqft
    2023-12-01 0 days 1,540 sqft
    2024-01-01 0 days 1,658 sqft
    2024-02-01 0 days 1,637 sqft
    2024-03-01 0 days 1,432 sqft
    Lewistown's median listing age (time on market) for 2024-03-01 was 0 days.

    Lewistown's median square footage for active listings during the 2024-03-01 period was 1,432 sqft. One year prior, the average listing was 1,533 sqft.

    Lewistown, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 352 $53,800,000 $152,841
    Home Improvement 129 $8,265,000 $64,070
    Cash Out Refi 102 $12,170,000 $119,314
    Other 90 $5,280,000 $58,667
    Refi 73 $6,775,000 $92,808

    Lewistown's most frequently cited loan purpose was Home Purchase, with 352 originations. The 2nd most popular reason was Home Improvement, with 129 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 261 $36,745,000 $140,785
    7-8% 167 $17,945,000 $107,455
    Over 8% 133 $10,245,000 $77,030
    5-6% 80 $13,050,000 $163,125
    <2.5% 7 $315,000 $45,000
    4-5% 7 $955,000 $136,429
    3-4% 4 $170,000 $42,500

    During 2023, Lewistown's most frequently originated rate bucket was 6-7%, with 261 originations.

    Loan Sizing (Lewistown, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 384 $20,020,000 $52,135
    $100k-200k 244 $34,070,000 $139,631
    $200k-400k 109 $27,685,000 $253,991
    $400k-600k 8 $3,810,000 $476,250
    $600k-1000k 1 $705,000 $705,000

    Lewistown's loan sizing saw the bucket of loans from $100,000 or less with 384 originations, totaling $20,020,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 237 $39,705,000 $167,532
    60-80% 129 $17,335,000 $134,380
    20-40% 111 $8,325,000 $75,000
    Under 20% 101 $3,615,000 $35,792
    40-60% 72 $8,680,000 $120,556
    Over 100% 8 $1,760,000 $220,000

    Lewistown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 237 originations, totaling $39,705,000 in origination value.