Lewistown Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lewistown averaged 7.11% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.88% and one month ago for the week of 2023-10-26, the average rate was 7.48%.

Lewistown's average rate one year ago was 6.47%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.32%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Lewistown 30 Year Fixed Rate 2023-11-30 7.11%
Lewistown 30 Year Fixed Rate Refi 2023-11-30 7.32%
Lewistown 15 Year Fixed Rate 2023-11-30 6.66%
Lewistown 15 Year Fixed Rate Refi 2023-11-30 6.76%
Lewistown 30 Year FHA 2023-11-30 6.75%
Lewistown 30 Year FHA Refi 2023-11-30 7.05%
Lewistown 30 Year USDA 2023-11-30 7.1%
Lewistown 30 Year USDA Refi 2023-11-30 6.9%
Lewistown 30 Year VA 2023-11-30 6.87%
Lewistown 30 Year VA Refi 2023-11-30 6.87%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lewistown, PA.

Lewistown Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewistown, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Kish Bank 85 5.08% $3,649
QUICKEN LOANS, LLC 23 5.46% $6,490
PENNSYLVANIA STATE EMPLOYEES Credit Union 12 5.27% $2,742
First National Bank of Pennsylvania 11 4.70% $3,868
Wells Fargo Bank 8 5.19% $4,658
Citizens Bank 7 4.52% $6,088
UNITED WHOLESALE MORTGAGE, LLC 7 5.45% $5,023
Flagstar Bank, FSB 6 4.73% $4,779
PNC Bank 5 4.28% $4,487
Northwest Bank 4 4.28% $6,326
LOANDEPOT.COM, LLC 4 6.06% $4,598
Plains Commerce Bank 4 6.31% $5,139
FIRST HERITAGE FINANCIAL, LLC 3 6.11% $3,553
EVERENCE FEDERAL CREDIT UNION 3 4.50% $3,167
PENNYMAC LOAN SERVICES, LLC 3 4.29% $2,961
M&T Bank 2 4.63% $5,222
MidAtlantic Farm Credit, ACA 2 5.31% $8,170
NAVY FEDERAL CREDIT UNION 2 6.13% $4,442
Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $5,711
NEWREZ LLC 1 3.75% $4,098
NORWICH COMMERCIAL GROUP, INC. 1 6.13% $4,114
Orrstown Bank 1 5.13% $3,462
PENTAGON FEDERAL CREDIT UNION 1 5.38% $2,303
Princeton Mortgage Corporation 1 3.50% $7,189
ROYAL UNITED MORTGAGE LLC 1 6.63% $5,623
SOUTHWEST STAGE FUNDING, LLC 1 4.88% $7,663
The Farmers National Bank of Canfield 1 3.38% $5,291
TOWNE MORTGAGE COMPANY 1 3.50% $4,114
Univest Bank and Trust Co. 1 3.38% $4,095
US MORTGAGE CORPORATION 1 3.49% $2,616
Ally Bank 1 3.63% $3,107
WRIGHT-PATT CREDIT UNION, INC. 1 4.88% $4,017
AMERICAN HERITAGE FCU 1 3.63% $6,944
AMERISAVE MORTGAGE CORPORATION 1 5.88% $6,654
CITADEL FEDERAL CREDIT UNION 1 5.50% $3,510
CityWorth Mortgage LLC 1 5.88% $7,067
Colonial Savings, F.A. 1 5.88% $5,056
Community State Bank of Orbisonia 1 4.75% $2,344
DRAPER AND KRAMER MORTGAGE CORP. 1 5.75% $4,135
Farmers and Merchants Trust Company of Chambersburg 1 5.88% $3,985
First Commonwealth Bank 1 4.38% $8,413
First Savings Bank 1 4.50% $3,166
Foote Capital Mortgage Company 1 5.75% $2,347
FREEDOM MORTGAGE CORPORATION 1 5.25% $8,085
HOMESIDE FINANCIAL, LLC 1 7.50% $7,006
HOMESTEAD FUNDING CORP. 1 7.50% $7,495
MCLEAN MORTGAGE CORPORATION 1 5.75% $4,496
MEMBERS 1ST FEDERAL CREDIT UNION 1 5.88% $3,561
MICHIGAN MUTUAL, INC. 1 3.25% $5,561

Lewistown Average Closing Costs & Other Stats

Lewistown, PA's 49 lenders originated 994 loans during 2022. The total origination value was $115,310,000, with an average loan value of $116,006.

Lewistown's average closing costs are $4,489.

The top Lewistown lender as defined by loan originations is Kish Bank, with 85 loans originated. Their average total fees are $3,649, which is $2,841 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Lewistown lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,742), Kish Bank ($3,649), First National Bank of Pennsylvania ($3,868), QUICKEN LOANS, LLC ($6,490) and .

The lowest rate Lewistown lenders (with over 10 loans originated) are First National Bank of Pennsylvania (4.70%), Kish Bank (5.08%), PENNSYLVANIA STATE EMPLOYEES Credit Union (5.27%), QUICKEN LOANS, LLC (5.46%) and .

Lewistown, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Kish Bank $38,220,000 $33,755,000 -11.7% 29.3%
First National Bank of Pennsylvania $7,425,000 $11,715,000 57.8% 10.2%
The Juniata Valley Bank $8,300,000 $11,095,000 33.7% 9.6%
QUICKEN LOANS, LLC $16,780,000 $7,830,000 -53.3% 6.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $2,875,000 $4,295,000 49.4% 3.7%
Citizens Bank $7,395,000 $3,455,000 -53.3% 3.0%
Community State Bank of Orbisonia $2,885,000 $3,205,000 11.1% 2.8%
Flagstar Bank, FSB $785,000 $3,000,000 282.2% 2.6%
Univest Bank and Trust Co. $2,780,000 n/a 2.4%
Mortgage Research Center, LLC $2,200,000 $2,430,000 10.5% 2.1%
MidAtlantic Farm Credit, ACA $1,915,000 n/a 1.7%
UNITED WHOLESALE MORTGAGE, LLC $2,030,000 $1,790,000 -11.8% 1.6%
Northwest Bank $2,840,000 $1,775,000 -37.5% 1.5%
Wells Fargo Bank $2,715,000 $1,580,000 -41.8% 1.4%
EVERENCE FEDERAL CREDIT UNION $1,395,000 $1,555,000 11.5% 1.3%
PNC Bank $1,235,000 $1,160,000 -6.1% 1.0%
Jersey Shore State Bank $2,145,000 $1,110,000 -48.3% 1.0%
FREEDOM MORTGAGE CORPORATION $3,975,000 $1,055,000 -73.5% 0.9%
MEMBERS 1ST FEDERAL CREDIT UNION $2,865,000 $925,000 -67.7% 0.8%
LOANDEPOT.COM, LLC $1,260,000 $910,000 -27.8% 0.8%
Farmers and Merchants Trust Company of Chambersburg $320,000 $905,000 182.8% 0.8%
Plains Commerce Bank $865,000 n/a 0.8%
Pennian Bank $210,000 $835,000 297.6% 0.7%
Equity Prime Mortgage LLC $160,000 $735,000 359.4% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,275,000 $630,000 -50.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,110,000 $540,000 -51.4% 0.5%
UTILITIES EMPLOYEES CREDIT UNION $490,000 n/a 0.4%
CALIBER HOME LOANS, INC. $855,000 $465,000 -45.6% 0.4%
Fulton Bank $540,000 $460,000 -14.8% 0.4%
Mifflinburg Bank and Trust Company $330,000 $460,000 39.4% 0.4%
AMERICAN HERITAGE FCU $425,000 n/a 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,590,000 $425,000 -73.3% 0.4%
M&T Bank $395,000 $390,000 -1.3% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $395,000 $375,000 -5.1% 0.3%
NEW DAY FINANCIAL, LLC $580,000 $360,000 -37.9% 0.3%
FIRST HERITAGE FINANCIAL, LLC $135,000 $355,000 163.0% 0.3%
NAVY FEDERAL CREDIT UNION $530,000 $340,000 -35.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $320,000 $320,000 0.0% 0.3%
Susquehanna Community Bank $215,000 $315,000 46.5% 0.3%
MCLEAN MORTGAGE CORPORATION $880,000 $310,000 -64.8% 0.3%
NEWREZ LLC $1,165,000 $310,000 -73.4% 0.3%
HOME POINT FINANCIAL CORPORATION $1,235,000 $305,000 -75.3% 0.3%
Reliance Savings Bank $250,000 $295,000 18.0% 0.3%
First Commonwealth Bank $85,000 $290,000 241.2% 0.3%
MICHIGAN MUTUAL, INC. $180,000 $280,000 55.6% 0.2%
The Farmers National Bank of Canfield $275,000 n/a 0.2%
Orrstown Bank $25,000 $255,000 920.0% 0.2%
USAA Federal Savings Bank $1,290,000 $255,000 -80.2% 0.2%
First Savings Bank $250,000 n/a 0.2%
LOANPAL, LLC $395,000 $245,000 -38.0% 0.2%
S&T Bank $245,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $135,000 $235,000 74.1% 0.2%
AMERICAN FINANCING CORPORATION $255,000 $220,000 -13.7% 0.2%
Ally Bank $545,000 $215,000 -60.6% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $295,000 $215,000 -27.1% 0.2%
NFM, INC. $215,000 n/a 0.2%
CITADEL FEDERAL CREDIT UNION $185,000 n/a 0.2%
NORWICH COMMERCIAL GROUP, INC. $175,000 n/a 0.2%
TOWNE MORTGAGE COMPANY $175,000 n/a 0.2%
WRIGHT-PATT CREDIT UNION, INC. $175,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $165,000 n/a 0.1%
Princeton Mortgage Corporation $165,000 n/a 0.1%
First Commonwealth Federal Credit Union $155,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $775,000 $155,000 -80.0% 0.1%
DEVELOPER'S MORTGAGE COMPANY $145,000 n/a 0.1%
Carrington Mortgage Services, LLC $155,000 $135,000 -12.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $310,000 $135,000 -56.5% 0.1%
EMBRACE HOME LOANS, INC. $135,000 n/a 0.1%
HORIZON Federal Credit Union $135,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $135,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $200,000 $130,000 -35.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $125,000 n/a 0.1%
AMERICAN ADVISORS GROUP $145,000 $110,000 -24.1% 0.1%
REVERSE MORTGAGE FUNDING LLC $105,000 n/a 0.1%
US MORTGAGE CORPORATION $105,000 n/a 0.1%
Discover Bank $120,000 $90,000 -25.0% 0.1%
CityWorth Mortgage LLC $85,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $85,000 n/a 0.1%
Fifth Third Bank $65,000 $85,000 30.8% 0.1%
Foote Capital Mortgage Company $85,000 n/a 0.1%
FRANKLIN MINT $85,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $305,000 $85,000 -72.1% 0.1%
Mid Penn Bank $85,000 n/a 0.1%
U.S. Bank $235,000 $85,000 -63.8% 0.1%
BROKER SOLUTIONS, INC. $360,000 $75,000 -79.2% 0.1%
Colonial Savings, F.A. $75,000 n/a 0.1%
TRUMARK FINANCIAL CREDIT UNION $75,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $290,000 $55,000 -81.0% 0.0%
21ST MORTGAGE CORPORATION $35,000 n/a 0.0%
The Bank of Landisburg $25,000 n/a 0.0%
BELCO COMMUNITY CREDIT UNION $15,000 n/a 0.0%

Lewistown's top lender by overall market share is Kish Bank, with 29.3% market share. In second place, with 10.2%, is First National Bank of Pennsylvania, having originated $11,715,000 in loans. In third place, with 9.6%, is The Juniata Valley Bank, having originated $11,095,000 in loans. In fourth place, with 6.8%, is QUICKEN LOANS, LLC, having originated $7,830,000 in loans. In fifth place, with 3.7%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $4,295,000 in loans.


Lewistown Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $108,075 (-0.7%) $133,114 (-4.9%) 0.00 146
2018-02-01 $107,000 (4.7%) $130,006 (-5.1%) 0.00 160
2018-03-01 $119,900 (10.1%) $131,293 (-2.6%) 0.00 155
2018-04-01 $119,225 (5.0%) $132,122 (-5.5%) 0.00 143
2018-05-01 $123,750 (7.6%) $134,337 (-5.3%) 0.00 131
2018-06-01 $110,000 (-6.0%) $131,009 (-8.2%) 0.00 133
2018-07-01 $129,925 (13.0%) $139,124 (-1.6%) 0.00 126
2018-08-01 $128,100 (6.8%) $139,423 (-0.5%) 0.00 129
2018-09-01 $119,450 (-1.2%) $130,759 (-5.8%) 0.00 131
2018-10-01 $123,750 (2.3%) $137,704 (-0.4%) 0.00 129
2018-11-01 $121,125 (5.2%) $134,754 (0.7%) 0.00 134
2018-12-01 $109,900 (-6.8%) $126,014 (-6.9%) 0.00 128
2019-01-01 $101,950 (-5.7%) $119,298 (-10.4%) 0.00 140
2019-02-01 $104,475 (-2.4%) $121,979 (-6.2%) 0.00 131
2019-03-01 $105,714 (-11.8%) $127,884 (-2.6%) 0.00 126
2019-04-01 $104,839 (-12.1%) $133,967 (1.4%) 0.00 110
2019-05-01 $126,150 (1.9%) $144,463 (7.5%) 0.00 101
2019-06-01 $119,900 (9.0%) $143,989 (9.9%) 0.00 97
2019-07-01 $119,725 (-7.9%) $138,442 (-0.5%) 0.00 108
2019-08-01 $114,445 (-10.7%) $134,786 (-3.3%) 0.00 106
2019-09-01 $117,514 (-1.6%) $138,983 (6.3%) 0.00 102
2019-10-01 $119,559 (-3.4%) $141,286 (2.6%) 0.00 97
2019-11-01 $90,500 (-25.3%) $126,770 (-5.9%) 0.00 92
2019-12-01 $97,925 (-10.9%) $126,878 (0.7%) 0.00 87
2020-01-01 $98,075 (-3.8%) $127,575 (6.9%) 0.00 72
2020-02-01 $92,500 (-11.5%) $137,463 (12.7%) 0.00 64
2020-03-01 $112,225 (6.2%) $137,512 (7.5%) 0.00 68
2020-04-01 $113,125 (7.9%) $147,567 (10.2%) 0.00 67
2020-05-01 $110,000 (-12.8%) $152,226 (5.4%) 0.00 62
2020-06-01 $110,000 (-8.3%) $139,478 (-3.1%) 0.00 67
2020-07-01 $123,650 (3.3%) $141,846 (2.5%) 0.00 62
2020-08-01 $122,450 (7.0%) $156,350 (16.0%) 0.00 53
2020-09-01 $125,350 (6.7%) $171,624 (23.5%) 0.00 51
2020-10-01 $120,000 (0.4%) $155,917 (10.4%) 0.00 49
2020-11-01 $123,118 (36.0%) $156,529 (23.5%) 0.00 43
2020-12-01 $123,118 (25.7%) $150,270 (18.4%) 0.00 35
2021-01-01 $139,900 (42.7%) $168,932 (32.4%) 0.00 34
2021-02-01 $138,700 (50.0%) $168,183 (22.4%) 0.00 34
2021-03-01 $143,725 (28.1%) $168,562 (22.6%) 0.00 28
2021-04-01 $135,000 (19.3%) $156,170 (5.8%) 0.00 25
2021-05-01 $125,618 (14.2%) $156,689 (2.9%) 0.00 26
2021-06-01 $125,618 (14.2%) $174,857 (25.4%) 0.00 27
2021-07-01 $125,000 (1.1%) $180,099 (27.0%) 0.00 38
2021-08-01 $132,809 (8.5%) $183,012 (17.1%) 0.00 47
2021-09-01 $135,000 (7.7%) $183,369 (6.8%) 0.00 47
2021-10-01 $135,000 (12.5%) $169,105 (8.5%) 0.00 45
2021-11-01 $134,000 (8.8%) $179,136 (14.4%) 0.00 39
2021-12-01 $139,700 (13.5%) $178,387 (18.7%) 0.00 37
2022-01-01 $169,000 (20.8%) $207,071 (22.6%) 0.00 31
2022-02-01 $170,900 (23.2%) $215,499 (28.1%) 0.00 27
2022-03-01 $169,200 (17.7%) $214,231 (27.1%) 0.00 29
2022-04-01 $189,900 (40.7%) $213,929 (37.0%) 0.00 45
2022-05-01 $187,698 (49.4%) $214,827 (37.1%) 0.00 43
2022-06-01 $180,400 (43.6%) $200,282 (14.5%) 0.00 44
2022-07-01 $172,000 (37.6%) $187,282 (4.0%) 0.00 50
2022-08-01 $199,725 (50.4%) $216,370 (18.2%) 0.00 49
2022-09-01 $199,700 (47.9%) $202,247 (10.3%) 0.00 53
2022-10-01 $199,950 (48.1%) $209,974 (24.2%) 0.00 47
2022-11-01 $189,950 (41.8%) $209,948 (17.2%) 0.00 48
2022-12-01 $162,450 (16.3%) $196,580 (10.2%) 0.00 52
2023-01-01 $170,975 (1.2%) $198,836 (-4.0%) 0.00 48
2023-02-01 $169,950 (-0.6%) $188,862 (-12.4%) 0.00 31
2023-03-01 $146,500 (-13.4%) $213,694 (-0.3%) 0.00 26
2023-04-01 $146,950 (-22.6%) $197,479 (-7.7%) 0.00 28
2023-05-01 $217,400 (15.8%) $223,039 (3.8%) 0.00 22
2023-06-01 $219,900 (21.9%) $240,592 (20.1%) 0.00 28
2023-07-01 $222,450 (29.3%) $245,243 (31.0%) 0.00 32
2023-08-01 $202,175 (1.2%) $205,521 (-5.0%) 0.00 32
2023-09-01 $184,950 (-7.4%) $198,426 (-1.9%) 0.00 30
2023-10-01 $129,900 (-35.0%) $180,129 (-14.2%) 0.00 51
2023-11-01 $128,450 (-32.4%) $181,345 (-13.6%) 0.00 49
Lewistown's median listing price for 2023-11-01 was $128,450, a difference of $-61,500 (-32.4%) versus the prior year and $-1,450 versus the prior month.

Lewistown's median listing price comes in at 0% of the national average.

Lewistown's average listing price for 2023-11-01 was $181,345, a difference of $-28,603 (-13.6%) versus the prior year and $1,216 versus the prior month.

For the 2023-11-01 period, Lewistown had 49 MLS listings, a difference of -2 listings (-4%) versus the prior month and 1 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lewistown (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,415 sqft
2018-02-01 0 days 1,411 sqft
2018-03-01 0 days 1,387 sqft
2018-04-01 0 days 1,408 sqft
2018-05-01 0 days 1,419 sqft
2018-06-01 0 days 1,422 sqft
2018-07-01 0 days 1,410 sqft
2018-08-01 0 days 1,389 sqft
2018-09-01 0 days 1,394 sqft
2018-10-01 0 days 1,521 sqft
2018-11-01 0 days 1,498 sqft
2018-12-01 0 days 1,416 sqft
2019-01-01 0 days 1,446 sqft
2019-02-01 0 days 1,421 sqft
2019-03-01 0 days 1,403 sqft
2019-04-01 0 days 1,396 sqft
2019-05-01 0 days 1,483 sqft
2019-06-01 0 days 1,465 sqft
2019-07-01 0 days 1,372 sqft
2019-08-01 0 days 1,349 sqft
2019-09-01 0 days 1,351 sqft
2019-10-01 0 days 1,352 sqft
2019-11-01 0 days 1,352 sqft
2019-12-01 0 days 1,418 sqft
2020-01-01 0 days 1,415 sqft
2020-02-01 0 days 1,436 sqft
2020-03-01 0 days 1,450 sqft
2020-04-01 0 days 1,452 sqft
2020-05-01 0 days 1,482 sqft
2020-06-01 0 days 1,433 sqft
2020-07-01 0 days 1,468 sqft
2020-08-01 0 days 1,498 sqft
2020-09-01 0 days 1,561 sqft
2020-10-01 0 days 1,775 sqft
2020-11-01 0 days 1,890 sqft
2020-12-01 0 days 1,827 sqft
2021-01-01 0 days 2,010 sqft
2021-02-01 0 days 2,045 sqft
2021-03-01 0 days 2,025 sqft
2021-04-01 0 days 1,866 sqft
2021-05-01 0 days 1,684 sqft
2021-06-01 0 days 1,462 sqft
2021-07-01 0 days 1,533 sqft
2021-08-01 0 days 1,492 sqft
2021-09-01 0 days 1,483 sqft
2021-10-01 0 days 1,474 sqft
2021-11-01 0 days 1,527 sqft
2021-12-01 0 days 1,508 sqft
2022-01-01 0 days 1,517 sqft
2022-02-01 0 days 1,664 sqft
2022-03-01 0 days 1,679 sqft
2022-04-01 0 days 1,523 sqft
2022-05-01 0 days 1,454 sqft
2022-06-01 0 days 1,416 sqft
2022-07-01 0 days 1,351 sqft
2022-08-01 0 days 1,399 sqft
2022-09-01 0 days 1,349 sqft
2022-10-01 0 days 1,393 sqft
2022-11-01 0 days 1,399 sqft
2022-12-01 0 days 1,380 sqft
2023-01-01 0 days 1,380 sqft
2023-02-01 0 days 1,370 sqft
2023-03-01 0 days 1,533 sqft
2023-04-01 0 days 1,495 sqft
2023-05-01 0 days 1,483 sqft
2023-06-01 0 days 1,495 sqft
2023-07-01 0 days 1,844 sqft
2023-08-01 0 days 1,510 sqft
2023-09-01 0 days 1,564 sqft
2023-10-01 0 days 1,399 sqft
2023-11-01 0 days 1,431 sqft
Lewistown's median listing age (time on market) for 2023-11-01 was 0 days.

Lewistown's median square footage for active listings during the 2023-11-01 period was 1,431 sqft. One year prior, the average listing was 1,399 sqft.

Lewistown, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 428 $64,850,000 $151,519
Refi 166 $19,790,000 $119,217
Home Improvement 150 $7,880,000 $52,533
Cash Out Refi 126 $15,310,000 $121,508
Other 124 $7,480,000 $60,323

Lewistown's most frequently cited loan purpose was Home Purchase, with 428 originations. The 2nd most popular reason was Refi, with 166 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 229 $29,885,000 $130,502
3-4% 206 $25,570,000 $124,126
4-5% 183 $19,765,000 $108,005
6-7% 109 $12,525,000 $114,908
2.5-3% 54 $7,070,000 $130,926
7-8% 45 $4,365,000 $97,000
<2.5% 30 $3,250,000 $108,333
Over 8% 6 $150,000 $25,000

During 2022, Lewistown's most frequently originated rate bucket was 5-6%, with 229 originations.

Loan Sizing (Lewistown, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 516 $27,990,000 $54,244
$100k-200k 334 $47,170,000 $141,228
$200k-400k 131 $32,845,000 $250,725
$400k-600k 9 $4,085,000 $453,889
$600k-1000k 3 $2,135,000 $711,667
$Over $1MM 1 $1,085,000 $1,085,000

Lewistown's loan sizing saw the bucket of loans from $100,000 or less with 516 originations, totaling $27,990,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 309 $49,705,000 $160,858
60-80% 219 $30,395,000 $138,790
Under 20% 114 $3,850,000 $33,772
20-40% 113 $6,935,000 $61,372
40-60% 101 $10,835,000 $107,277
Over 100% 3 $455,000 $151,667

Lewistown's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 309 originations, totaling $49,705,000 in origination value.