HOUMA - THIBODAUX Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Houma - Thibodaux averaged 5.95% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.96% and one month ago for the week of 2022-05-26, the average rate was 5.35%.

Houma - Thibodaux's average rate one year ago was 3.03%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Houma - Thibodaux 30 Year Fixed Rate 2022-06-30 5.95%
Houma - Thibodaux 30 Year Fixed Rate Refi 2022-06-30 5.95%
Houma - Thibodaux 15 Year Fixed Rate 2022-06-30 5.29%
Houma - Thibodaux 15 Year Fixed Rate Refi 2022-06-30 5.22%
Houma - Thibodaux 30 Year FHA 2022-06-30 5.61%
Houma - Thibodaux 30 Year FHA Refi 2022-06-30 5.52%
Houma - Thibodaux 30 Year USDA 2022-06-30 5.62%
Houma - Thibodaux 30 Year USDA Refi 2022-06-30 5.21%
Houma - Thibodaux 30 Year VA 2022-06-30 5.78%
Houma - Thibodaux 30 Year VA Refi 2022-06-30 5.39%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOUMA-THIBODAUX, LA.

HOUMA - THIBODAUX Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HOUMA-THIBODAUX, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 254 3.03% $5,668
Assurance Financial Group, L.L.C. 184 3.19% $4,003
QUICKEN LOANS, LLC 128 3.07% $5,025
Citizens Bank 127 3.01% $4,017
JPMorgan Chase Bank 126 3.18% $3,076
GMFS LLC 105 3.08% $3,886
DSLD MORTGAGE, LLC 61 3.09% $502
EUSTIS AND AMERICAN MORTGAGE COMPANY 46 3.06% $7,644
Regions Bank 41 3.28% $3,396
First Horizon Bank 32 3.00% $4,456
Gulf Coast Bank and Trust Company 26 2.84% $4,653
CALIBER HOME LOANS, INC. 26 3.00% $4,957
LOANDEPOT.COM, LLC 25 2.97% $4,542
AMERISAVE MORTGAGE CORPORATION 21 2.90% $5,313
CRESCENT MORTGAGE COMPANY 20 3.14% $3,719
Hancock Whitney Bank 19 3.14% $4,189
Wells Fargo Bank 16 3.16% $3,552
Mr. Cooper ( Nationstar Mortgage ) 14 3.26% $4,842
FREEDOM MORTGAGE CORPORATION 14 3.05% $3,654
Flagstar Bank, FSB 14 3.21% $4,030
SOUTHWEST FUNDING, LP 13 3.35% $6,734
PENNYMAC LOAN SERVICES, LLC 13 3.00% $5,139
NEWREZ LLC 12 3.19% $4,693
HOME POINT FINANCIAL CORPORATION 9 3.04% $4,258
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 2.95% $5,457
CMG MORTGAGE, INC. 8 3.25% $4,740
BETTER MORTGAGE CORPORATION 7 2.61% $5,463
NAVY FEDERAL CREDIT UNION 7 3.75% $4,688
Republic State Mortgage Co. 6 3.15% $5,394
ROYAL UNITED MORTGAGE LLC 5 3.05% $6,265
SWBC MORTGAGE CORPORATION 4 3.06% $3,855
Carrington Mortgage Services, LLC 4 4.25% $5,110
FIDELITY BANK 4 3.34% $4,129
BancorpSouth Bank 4 3.00% $4,930
First Savings Bank 4 2.63% $5,201
CROSSCOUNTRY MORTGAGE, LLC 4 3.19% $6,671
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.06% $5,442
ANGEL OAK HOME LOANS LLC 4 4.50% $8,695
TIB The Independent Bankersbank 3 2.96% $5,051
AMERICAN INTERNET MORTGAGE, INC. 3 2.75% $4,019
HOMESIDE FINANCIAL, LLC 3 3.58% $6,036
First Guaranty Mortgage Corporation 3 3.29% $4,050
Ally Bank 3 2.79% $3,987
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.17% $4,671
MOVEMENT MORTGAGE, LLC 3 3.41% $4,708
Colonial Savings, F.A. 2 3.13% $2,253
Bank of America 2 2.88% $6,248
Deere Employees Credit Union 2 2.13% $3,289
Red River Bank 2 3.00% $4,408
Bank of England 2 3.13% $4,346
FBT Mortgage, L.L.C. 2 3.06% $3,849
SOFI LENDING CORP. 2 3.06% $2,638
PNC Bank 2 3.13% $3,262
Gateway First Bank 2 3.31% $3,628
b1BANK 2 3.44% $16,376
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 4.43% $6,172
AMERICAN FINANCIAL NETWORK, INC. 2 3.31% $7,986
InterContinental Capital Group, Inc 2 2.94% $3,468
KELLER MORTGAGE, LLC 2 3.06% $2,064
Wyndham Capital Mortgage, Inc. 1 4.75% $1,780
AMERICAN FINANCIAL RESOURCES, INC. 1 4.25% $4,087
AMERICAN FINANCING CORPORATION 1 2.75% $5,346
America's Mortgage Resource, Inc. 1 3.13% $5,149
AmeriHome Mortgage Company, LLC 1 3.38% $3,777
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.25% $4,465
BBVA USA 1 3.25% $5,268
BROKER SOLUTIONS, INC. 1 3.38% $4,414
Campus Federal Credit Union 1 2.88% $7,340
Cf Bank 1 2.75% $3,084
CHERRY CREEK MORTGAGE, LLC 1 3.12% $888
Chicago Mortgage Solutions LLC 1 2.62% $2,716
Citadel Servicing Corporation 1 7.38% $5,503
Discover Bank 1 3.99% $0
EMBRACE HOME LOANS, INC. 1 2.88% $4,205
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.38% $4,511
First Home Bank 1 3.50% $5,635
GSF Mortgage Corporation 1 2.88% $4,548
HOMESTEAD FUNDING CORP. 1 2.63% $5,610
Hometown Lenders, Inc. 1 2.99% $5,355
INTERLINC MORTGAGE SERVICES, LLC 1 2.75% $4,727
JEFFERSON FINANCIAL 1 3.13% $2,839
La Capitol Federal Credit Union 1 3.13% $3,493
LAKEVIEW LOAN SERVICING, LLC 1 3.99% $6,120
LHM FINANCIAL CORPORATION 1 3.75% $4,287
MID AMERICA MORTGAGE, INC. 1 3.25% $3,887
Morgan Stanley Private Bank 1 3.00% $4,393
MORIA DEVELOPMENT, INC. 1 3.88% $3,842
Mortgage Research Center, LLC 1 3.13% $3,363
MYCUMORTGAGE, LLC 1 3.63% $3,533
NATIONS DIRECT MORTGAGE, LLC 1 3.63% $4,235
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.00% $4,521
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,655
PHH Mortgage Corporation 1 4.75% $5,145
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.50% $6,621
Prime Choice Funding Inc. 1 3.63% $5,507
Raymond James Bank 1 2.88% $3,869
RELIANCE FIRST CAPITAL, LLC 1 3.13% $5,240
RESIDENTIAL BANCORP. 1 2.63% $5,263
RESOURCE FINANCIAL SERVICES, INC. 1 2.88% $2,897
South State Bank 1 3.13% $4,094
SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $7,972
SPRING EQ, LLC 1 2.75% $0
STEARNS LENDING, LLC 1 3.38% $7,113
SUN WEST MORTGAGE COMPANY, INC. 1 2.74% $3,000
The Bank 1 4.25% $510
The Federal Savings Bank 1 2.88% $8,923
TJC Mortgage, Inc. 1 3.00% $4,164
UBS Bank USA 1 2.75% $5,576
U.S. Bank 1 3.13% $1,932
ADVANCIAL 1 3.00% $3,949

HOUMA-THIBODAUX, LA's 110 lenders originated 4,956 loans during 2021. The total origination value was $973,960,000, with an average loan value of $196,521.

The top HOUMA - THIBODAUX lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 254 loans originated. Their average total fees are $5,668, which is $1,665 higher than the next largest lender, Assurance Financial Group, L.L.C..

The lowest fee HOUMA - THIBODAUX lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($502), JPMorgan Chase Bank ($3,076), Regions Bank ($3,396), Wells Fargo Bank ($3,552) and FREEDOM MORTGAGE CORPORATION ($3,654).

The lowest rate HOUMA - THIBODAUX lenders (with over 10 loans originated) are Gulf Coast Bank and Trust Company (2.84%), AMERISAVE MORTGAGE CORPORATION (2.90%), LOANDEPOT.COM, LLC (2.97%), PENNYMAC LOAN SERVICES, LLC (3.00%) and First Horizon Bank (3.00%).

HOUMA-THIBODAUX, LA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $75,910,000 $108,835,000 43.4% 11.2%
Assurance Financial Group, L.L.C. $113,400,000 $81,970,000 -27.7% 8.4%
QUICKEN LOANS, LLC $88,555,000 $69,635,000 -21.4% 7.1%
GMFS LLC $103,340,000 $59,495,000 -42.4% 6.1%
JPMorgan Chase Bank $47,820,000 $47,255,000 -1.2% 4.9%
Citizens Bank $36,905,000 $41,790,000 13.2% 4.3%
FREEDOM MORTGAGE CORPORATION $45,335,000 $33,620,000 -25.8% 3.5%
First American Bank and Trust $25,090,000 $32,775,000 30.6% 3.4%
DSLD MORTGAGE, LLC $30,125,000 $29,690,000 -1.4% 3.0%
CMG MORTGAGE, INC. $21,130,000 $29,235,000 38.4% 3.0%
Synergy Bank $33,070,000 $29,225,000 -11.6% 3.0%
Gulf Coast Bank and Trust Company $28,865,000 $22,040,000 -23.6% 2.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $44,105,000 $21,735,000 -50.7% 2.2%
First Horizon Bank $19,905,000 n/a 2.0%
Hancock Whitney Bank $24,420,000 $17,910,000 -26.7% 1.8%
CALIBER HOME LOANS, INC. $11,875,000 $17,040,000 43.5% 1.7%
PENNYMAC LOAN SERVICES, LLC $4,530,000 $15,335,000 238.5% 1.6%
Regions Bank $21,940,000 $15,290,000 -30.3% 1.6%
LOANDEPOT.COM, LLC $13,340,000 $15,080,000 13.0% 1.5%
b1BANK $5,965,000 $14,090,000 136.2% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $19,140,000 $11,590,000 -39.4% 1.2%
SOUTHWEST FUNDING, LP $9,395,000 $10,350,000 10.2% 1.1%
HOME POINT FINANCIAL CORPORATION $1,850,000 $10,075,000 444.6% 1.0%
Wells Fargo Bank $5,630,000 $9,925,000 76.3% 1.0%
Flagstar Bank, FSB $4,435,000 $9,395,000 111.8% 1.0%
South Lafourche Bank & Trust Company $11,165,000 $7,995,000 -28.4% 0.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,575,000 $7,525,000 -28.8% 0.8%
NEWREZ LLC $4,360,000 $7,200,000 65.1% 0.7%
AMERISAVE MORTGAGE CORPORATION $7,760,000 $6,565,000 -15.4% 0.7%
Mortgage Research Center, LLC $7,705,000 $5,985,000 -22.3% 0.6%
KEESLER $330,000 $5,905,000 1,689.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,825,000 $5,280,000 189.3% 0.5%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $5,155,000 n/a 0.5%
CRESCENT MORTGAGE COMPANY $4,050,000 $5,050,000 24.7% 0.5%
NAVY FEDERAL CREDIT UNION $3,910,000 $4,715,000 20.6% 0.5%
FirstBank $245,000 $4,655,000 1,800.0% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $3,520,000 $4,245,000 20.6% 0.4%
21ST MORTGAGE CORPORATION $2,515,000 $4,040,000 60.6% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,945,000 $3,795,000 28.9% 0.4%
Paramount Residential Mortgage Group, Inc. $3,515,000 $3,775,000 7.4% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,225,000 $3,730,000 -11.7% 0.4%
BETTER MORTGAGE CORPORATION $4,330,000 $3,275,000 -24.4% 0.3%
Carrington Mortgage Services, LLC $3,820,000 $3,205,000 -16.1% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,770,000 $3,180,000 79.7% 0.3%
Sterling National Bank $3,075,000 n/a 0.3%
Republic State Mortgage Co. $2,420,000 $2,905,000 20.0% 0.3%
ANGEL OAK HOME LOANS LLC $2,755,000 $2,775,000 0.7% 0.3%
First Guaranty Mortgage Corporation $2,545,000 $2,770,000 8.8% 0.3%
BancorpSouth Bank $1,260,000 $2,525,000 100.4% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $3,775,000 $2,425,000 -35.8% 0.2%
United Community Bank $7,075,000 $2,400,000 -66.1% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $1,455,000 $2,365,000 62.5% 0.2%
AMCAP MORTGAGE, LTD. $2,230,000 $2,205,000 -1.1% 0.2%
FIDELITY BANK $3,615,000 $2,170,000 -40.0% 0.2%
MOVEMENT MORTGAGE, LLC $2,020,000 $2,120,000 5.0% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,315,000 $1,770,000 34.6% 0.2%
Bank of England $975,000 $1,750,000 79.5% 0.2%
Bank of America $1,855,000 $1,710,000 -7.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $885,000 $1,680,000 89.8% 0.2%
Deere Employees Credit Union $2,015,000 $1,675,000 -16.9% 0.2%
AmeriHome Mortgage Company, LLC $1,440,000 $1,450,000 0.7% 0.1%
Ally Bank $760,000 $1,425,000 87.5% 0.1%
Red River Bank $1,290,000 $1,390,000 7.8% 0.1%
NEW DAY FINANCIAL, LLC $2,550,000 $1,375,000 -46.1% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $610,000 $1,310,000 114.8% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $2,985,000 $1,300,000 -56.4% 0.1%
Gateway First Bank $1,635,000 $1,280,000 -21.7% 0.1%
SWBC MORTGAGE CORPORATION $1,020,000 $1,250,000 22.5% 0.1%
ROYAL UNITED MORTGAGE LLC $2,255,000 $1,205,000 -46.6% 0.1%
Low VA Rates, LLC $600,000 $1,185,000 97.5% 0.1%
CLEARPATH LENDING $655,000 $1,175,000 79.4% 0.1%
GSF Mortgage Corporation $1,870,000 $1,140,000 -39.0% 0.1%
The Federal Savings Bank $1,910,000 $1,085,000 -43.2% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $805,000 $1,075,000 33.5% 0.1%
HOMESIDE FINANCIAL, LLC $705,000 $1,055,000 49.6% 0.1%
KELLER MORTGAGE, LLC $1,345,000 $1,055,000 -21.6% 0.1%
STANDARD MORTGAGE CORPORATION $1,565,000 $1,040,000 -33.5% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,570,000 $1,020,000 -35.0% 0.1%
UNITED SECURITY FINANCIAL CORP $955,000 n/a 0.1%
InterContinental Capital Group, Inc $375,000 $940,000 150.7% 0.1%
TIB The Independent Bankersbank $1,960,000 $930,000 -52.6% 0.1%
AMERICAN FINANCING CORPORATION $790,000 $925,000 17.1% 0.1%
PNC Bank $1,575,000 $925,000 -41.3% 0.1%
BROKER SOLUTIONS, INC. $1,200,000 $920,000 -23.3% 0.1%
First Savings Bank $2,870,000 $880,000 -69.3% 0.1%
The First National Bank of Jeanerette $2,340,000 $835,000 -64.3% 0.1%
Lakeview Community Capital, LLC $830,000 n/a 0.1%
M C Bank & Trust Company $445,000 $820,000 84.3% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,575,000 $805,000 -68.7% 0.1%
La Capitol Federal Credit Union $1,785,000 $775,000 -56.6% 0.1%
Goldwater Bank, N.A. $2,985,000 $765,000 -74.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,055,000 $760,000 -28.0% 0.1%
MID AMERICA MORTGAGE, INC. $355,000 $740,000 108.5% 0.1%
SOFI LENDING CORP. $540,000 $715,000 32.4% 0.1%
Chicago Mortgage Solutions LLC $325,000 $690,000 112.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $355,000 $670,000 88.7% 0.1%
Commerce Home Mortgage, Inc. $665,000 n/a 0.1%
Raymond James Bank $655,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $640,000 n/a 0.1%
Morgan Stanley Private Bank $715,000 $635,000 -11.2% 0.1%
PLANET HOME LENDING, LLC $675,000 $630,000 -6.7% 0.1%
BBVA USA $625,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $275,000 $620,000 125.5% 0.1%
Barrington Bank & Trust Company, N.A. $360,000 $615,000 70.8% 0.1%
Equity Prime Mortgage LLC $570,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $1,050,000 $560,000 -46.7% 0.1%
UBS Bank USA $555,000 n/a 0.1%
America's Mortgage Resource, Inc. $110,000 $525,000 377.3% 0.1%
STEARNS LENDING, LLC $145,000 $520,000 258.6% 0.1%
Cf Bank $295,000 $505,000 71.2% 0.1%
ACCELERATE MORTGAGE, LLC $490,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,015,000 $490,000 -75.7% 0.1%
USAA Federal Savings Bank $4,305,000 $485,000 -88.7% 0.0%
CALCON MUTUAL MORTGAGE LLC $480,000 n/a 0.0%
Colonial Savings, F.A. $570,000 $480,000 -15.8% 0.0%
Lakeside Bank $455,000 n/a 0.0%
Onpath Federal Credit Union $1,505,000 $440,000 -70.8% 0.0%
Visio Financial Services Inc. $105,000 $435,000 314.3% 0.0%
Abbeville Building & Loan (A State-Chartered Savings Bank) $425,000 n/a 0.0%
Manufacturers and Traders Trust Company $200,000 $420,000 110.0% 0.0%
Wyndham Capital Mortgage, Inc. $510,000 $420,000 -17.6% 0.0%
U.S. Bank $460,000 $405,000 -12.0% 0.0%
American Bank & Trust Company $485,000 $395,000 -18.6% 0.0%
The Bank $395,000 n/a 0.0%
First Home Bank $390,000 n/a 0.0%
JEFFERSON FINANCIAL $390,000 n/a 0.0%
CIS Financial Services, Inc. $640,000 $380,000 -40.6% 0.0%
PHH Mortgage Corporation $290,000 $380,000 31.0% 0.0%
Discover Bank $595,000 $355,000 -40.3% 0.0%
Home Bank $315,000 $355,000 12.7% 0.0%
CSL Financial, LLC $350,000 n/a 0.0%
Campus Federal Credit Union $65,000 $330,000 407.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,325,000 $325,000 -75.5% 0.0%
FBT Mortgage, L.L.C. $1,085,000 $320,000 -70.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $330,000 $320,000 -3.0% 0.0%
Peoples Bank $315,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $305,000 n/a 0.0%
WYMAR FEDERAL CREDIT UNION $75,000 $305,000 306.7% 0.0%
Farmers-Merchants Bank & Trust Company $295,000 n/a 0.0%
NBKC BANK $590,000 $295,000 -50.0% 0.0%
1st Franklin Financial Corporation $240,000 $290,000 20.8% 0.0%
Nations Lending Corporation $260,000 $290,000 11.5% 0.0%
Origin Bank $285,000 n/a 0.0%
The Huntington National Bank $285,000 n/a 0.0%
Truist Bank $315,000 $285,000 -9.5% 0.0%
Arvest Bank $275,000 $275,000 0.0% 0.0%
BOKF $275,000 n/a 0.0%
TJC Mortgage, Inc. $275,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $230,000 $270,000 17.4% 0.0%
BNC National Bank $510,000 $265,000 -48.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,060,000 $265,000 -75.0% 0.0%
ZILLOW HOME LOANS, LLC $920,000 $255,000 -72.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $395,000 $235,000 -40.5% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $235,000 n/a 0.0%
Eagle Bank and Trust Company $235,000 n/a 0.0%
SPRING EQ, LLC $110,000 $235,000 113.6% 0.0%
Figure Lending LLC $15,000 $225,000 1,400.0% 0.0%
Hometown Equity Mortgage, LLC $350,000 $225,000 -35.7% 0.0%
Hometown Lenders, Inc. $210,000 $220,000 4.8% 0.0%
Bank of Abbeville & Trust Company $215,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $205,000 $215,000 4.9% 0.0%
UNION HOME MORTGAGE CORP. $330,000 $215,000 -34.8% 0.0%
AMERICAN ADVISORS GROUP $455,000 $205,000 -54.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $205,000 n/a 0.0%
NP, Inc. $615,000 $205,000 -66.7% 0.0%
Trustmark National Bank $380,000 $205,000 -46.1% 0.0%
LOUISIANA $125,000 $195,000 56.0% 0.0%
North American Savings Bank, F.S.B. $570,000 $195,000 -65.8% 0.0%
Prime Choice Funding Inc. $195,000 n/a 0.0%
ADVANCIAL $270,000 $190,000 -29.6% 0.0%
Citadel Servicing Corporation $185,000 n/a 0.0%
GUARANTEED RATE, INC. $235,000 $185,000 -21.3% 0.0%
Independent Bank $185,000 n/a 0.0%
Network Funding, L.P. $185,000 n/a 0.0%
The First, A National Banking Association $165,000 $185,000 12.1% 0.0%
Reliant Bank $75,000 $175,000 133.3% 0.0%
The Fisher National Bank $165,000 $175,000 6.1% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $165,000 n/a 0.0%
BARKSDALE $155,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $455,000 $155,000 -65.9% 0.0%
First Federal Bank $155,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $155,000 n/a 0.0%
RESIDENTIAL BANCORP. $155,000 n/a 0.0%
T2 FINANCIAL LLC $155,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $275,000 $145,000 -47.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $115,000 $145,000 26.1% 0.0%
South State Bank $145,000 n/a 0.0%
US MORTGAGE CORPORATION $95,000 $145,000 52.6% 0.0%
CHEVRON $155,000 $140,000 -9.7% 0.0%
BP Federal Credit Union $135,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $95,000 $135,000 42.1% 0.0%
Louisiana USA Federal Credit Union $125,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $115,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 $115,000 21.1% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $115,000 n/a 0.0%
APCI Federal Credit Union $105,000 n/a 0.0%
BankFirst Financial Services $105,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $65,000 $105,000 61.5% 0.0%
Jeff Davis Bancshares, Inc. $55,000 $105,000 90.9% 0.0%
LHM FINANCIAL CORPORATION $905,000 $105,000 -88.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $105,000 n/a 0.0%
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $295,000 $105,000 -64.4% 0.0%
RESOURCE FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $95,000 $95,000 0.0% 0.0%
Citibank $830,000 $85,000 -89.8% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $85,000 n/a 0.0%
Liberty Bank and Trust Company $75,000 n/a 0.0%
MYCUMORTGAGE, LLC $165,000 $75,000 -54.5% 0.0%
Neighbors Federal Credit Union $105,000 $75,000 -28.6% 0.0%
The Cottonport Bank $55,000 n/a 0.0%
Peoples Bank & Trust Company of Pointe Coupee Parish, Inc $45,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $65,000 $25,000 -61.5% 0.0%

HOUMA - THIBODAUX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.2% market share. In second place, with 8.4%, is Assurance Financial Group, L.L.C., having originated $81,970,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $69,635,000 in loans. In third place, with 6.1%, is GMFS LLC, having originated $59,495,000 in loans. In third place, with 4.9%, is JPMorgan Chase Bank, having originated $47,255,000 in loans.


HOUMA-THIBODAUX, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,259 $462,815,000 $204,876
Refi 1,944 $369,870,000 $190,262
Cash Out Refi 583 $112,895,000 $193,645
Other 87 $15,575,000 $179,023
Home Improvement 82 $7,650,000 $93,293
NA 1 $5,155,000 $5,155,000

Houma - Thibodaux's most frequently cited loan purpose was Home Purchase, with 2,259 originations. The 2nd most popular reason was Refi, with 1,944 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,051 $423,635,000 $206,550
3-4% 1,359 $267,705,000 $196,987
<2.5% 783 $159,175,000 $203,289
4-5% 124 $23,100,000 $186,290
Over 8% 70 $5,140,000 $73,429
5-6% 60 $7,260,000 $121,000
6-7% 28 $4,470,000 $159,643
7-8% 21 $1,705,000 $81,190

During 2021, Houma - Thibodaux's most frequently originated rate bucket was 2.5-3%, with 2,051 originations.

Loan Sizing (HOUMA-THIBODAUX, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,218 $333,730,000 $150,464
$200k-400k 1,700 $443,920,000 $261,129
$100,000 or less 827 $54,595,000 $66,016
$400k-600k 157 $73,175,000 $466,083
$600k-1000k 37 $26,825,000 $725,000
$Over $1MM 17 $41,715,000 $2,453,824

HOUMA - THIBODAUX's loan sizing saw the bucket of loans from $100k-200k with 2,218 originations, totaling $333,730,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,262 $472,720,000 $208,983
60-80% 1,207 $253,475,000 $210,004
40-60% 386 $64,410,000 $166,865
20-40% 181 $19,085,000 $105,442
Over 100% 93 $21,055,000 $226,398
Under 20% 67 $3,485,000 $52,015

HOUMA - THIBODAUX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,262 originations, totaling $472,720,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $175,000 (0.0%) $233,781 (5.8%) 0.64 906
2018-02-01 $175,000 (0.0%) $237,322 (8.3%) 0.63 894
2018-03-01 $178,000 (1.7%) $240,998 (7.9%) 0.62 872
2018-04-01 $178,500 (0.0%) $246,229 (8.4%) 0.60 868
2018-05-01 $179,000 (0.7%) $246,125 (6.2%) 0.60 869
2018-06-01 $179,900 (0.0%) $250,493 (5.3%) 0.60 883
2018-07-01 $179,700 (-0.1%) $249,689 (6.2%) 0.60 915
2018-08-01 $181,500 (0.9%) $249,362 (4.8%) 0.61 939
2018-09-01 $180,000 (0.6%) $243,072 (1.7%) 0.60 947
2018-10-01 $181,000 (3.4%) $239,542 (0.1%) 0.61 926
2018-11-01 $184,450 (6.7%) $240,269 (3.5%) 0.62 906
2018-12-01 $184,900 (7.5%) $236,281 (2.0%) 0.63 894
2019-01-01 $187,100 (6.9%) $237,685 (1.7%) 0.65 857
2019-02-01 $188,000 (7.4%) $240,503 (1.3%) 0.63 862
2019-03-01 $192,143 (8.0%) $243,966 (1.2%) 0.63 852
2019-04-01 $195,450 (9.5%) $248,382 (0.9%) 0.62 849
2019-05-01 $198,900 (11.1%) $254,777 (3.5%) 0.61 845
2019-06-01 $199,000 (10.6%) $260,483 (4.0%) 0.61 854
2019-07-01 $200,000 (11.3%) $265,670 (6.4%) 0.62 854
2019-08-01 $202,999 (11.9%) $266,433 (6.9%) 0.64 845
2019-09-01 $206,513 (14.7%) $271,289 (11.6%) 0.66 826
2019-10-01 $206,513 (14.1%) $269,559 (12.5%) 0.66 796
2019-11-01 $199,000 (7.9%) $262,767 (9.4%) 0.64 784
2019-12-01 $196,900 (6.5%) $264,057 (11.8%) 0.66 757
2020-01-01 $194,000 (3.7%) $262,116 (10.3%) 0.65 724
2020-02-01 $192,000 (2.1%) $267,366 (11.2%) 0.62 719
2020-03-01 $192,000 (-0.1%) $269,943 (10.7%) 0.60 708
2020-04-01 $193,250 (-1.1%) $273,039 (9.9%) 0.60 688
2020-05-01 $199,900 (0.5%) $284,685 (11.7%) 0.61 615
2020-06-01 $200,000 (0.5%) $287,031 (10.2%) 0.58 570
2020-07-01 $199,000 (-0.5%) $281,335 (5.9%) 0.57 571
2020-08-01 $199,900 (-1.5%) $283,558 (6.4%) 0.57 538
2020-09-01 $197,500 (-4.4%) $287,167 (5.9%) 0.56 523
2020-10-01 $189,000 (-8.5%) $287,048 (6.5%) 0.54 502
2020-11-01 $197,400 (-0.8%) $295,537 (12.5%) 0.57 491
2020-12-01 $199,450 (1.3%) $306,426 (16.1%) 0.58 476
2021-01-01 $199,900 (3.0%) $305,381 (16.5%) 0.59 444
2021-02-01 $209,950 (9.4%) $304,469 (13.9%) 0.60 410
2021-03-01 $224,950 (17.2%) $307,983 (14.1%) 0.63 390
2021-04-01 $237,500 (22.9%) $321,816 (17.9%) 0.64 372
2021-05-01 $229,900 (15.0%) $328,518 (15.4%) 0.61 330
2021-06-01 $229,450 (14.7%) $335,873 (17.0%) 0.60 334
2021-07-01 $229,500 (15.3%) $339,145 (20.6%) 0.60 326
2021-08-01 $225,000 (12.6%) $337,232 (18.9%) 0.59 326
2021-09-01 $220,000 (11.4%) $342,565 (19.3%) 0.58 285
2021-10-01 $240,000 (27.0%) $377,144 (31.4%) 0.63 216
2021-11-01 $249,000 (26.1%) $379,474 (28.4%) 0.66 197
2021-12-01 $259,450 (30.1%) $401,300 (31.0%) 0.69 189
2022-01-01 $250,000 (25.1%) $401,728 (31.6%) 0.67 173
2022-02-01 $240,000 (14.3%) $377,769 (24.1%) 0.61 175
2022-03-01 $259,200 (15.2%) $379,631 (23.3%) 0.64 181
2022-04-01 $269,900 (13.6%) $385,305 (19.7%) 0.64 205
2022-05-01 $284,500 (23.8%) $394,816 (20.2%) 0.64 225
2022-06-01 $280,000 (22.0%) $381,313 (13.5%) 0.62 275
HOUMA - THIBODAUX's median listing price for 2022-06-01 was $280,000, a difference of $50,550 (22.0%) versus the prior year and $-4,500 versus the prior month.

HOUMA - THIBODAUX's median listing price comes in at 62% of the national average.

HOUMA - THIBODAUX's average listing price for 2022-06-01 was $381,313, a difference of $45,440 (13.5%) versus the prior year and $-13,503 versus the prior month.

For the 2022-06-01 period, HOUMA - THIBODAUX had 275 MLS listings, a difference of 50 listings (22%) versus the prior month and -59 listings (-18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 122 days 2,458 sqft
2018-02-01 126 days 2,498 sqft
2018-03-01 130 days 1,949 sqft
2018-04-01 114 days 1,786 sqft
2018-05-01 102 days 1,861 sqft
2018-06-01 97 days 1,831 sqft
2018-07-01 100 days 1,835 sqft
2018-08-01 102 days 1,831 sqft
2018-09-01 101 days 1,839 sqft
2018-10-01 102 days 1,839 sqft
2018-11-01 109 days 1,835 sqft
2018-12-01 116 days 1,869 sqft
2019-01-01 128 days 1,878 sqft
2019-02-01 127 days 1,878 sqft
2019-03-01 115 days 2,075 sqft
2019-04-01 100 days 2,324 sqft
2019-05-01 100 days 2,515 sqft
2019-06-01 101 days 2,337 sqft
2019-07-01 105 days 2,337 sqft
2019-08-01 109 days 2,476 sqft
2019-09-01 105 days 2,655 sqft
2019-10-01 106 days 2,661 sqft
2019-11-01 101 days 2,642 sqft
2019-12-01 107 days 2,651 sqft
2020-01-01 120 days 2,662 sqft
2020-02-01 109 days 2,678 sqft
2020-03-01 108 days 2,655 sqft
2020-04-01 109 days 2,681 sqft
2020-05-01 112 days 2,746 sqft
2020-06-01 123 days 2,794 sqft
2020-07-01 117 days 2,731 sqft
2020-08-01 93 days 2,709 sqft
2020-09-01 93 days 2,723 sqft
2020-10-01 98 days 2,710 sqft
2020-11-01 100 days 2,757 sqft
2020-12-01 101 days 2,823 sqft
2021-01-01 108 days 2,751 sqft
2021-02-01 102 days 2,718 sqft
2021-03-01 85 days 2,752 sqft
2021-04-01 80 days 2,902 sqft
2021-05-01 85 days 2,962 sqft
2021-06-01 81 days 2,936 sqft
2021-07-01 81 days 2,970 sqft
2021-08-01 77 days 2,948 sqft
2021-09-01 87 days 2,940 sqft
2021-10-01 103 days 3,117 sqft
2021-11-01 105 days 3,146 sqft
2021-12-01 117 days 3,231 sqft
2022-01-01 99 days 3,140 sqft
2022-02-01 82 days 3,108 sqft
2022-03-01 67 days 3,085 sqft
2022-04-01 48 days 3,016 sqft
2022-05-01 59 days 3,015 sqft
2022-06-01 49 days 2,933 sqft
HOUMA - THIBODAUX's median listing age (time on market) for 2022-06-01 was 49 days. This is -40% shorter than the same period one year ago.

HOUMA - THIBODAUX's median square footage for active listings during the 2022-06-01 period was 2,933 sqft. One year prior, the average listing was 2,936 sqft.