HOUMA - THIBODAUX Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Houma - Thibodaux averaged
5.95%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.96% and
one month ago for the week of 2022-05-26, the
average rate was 5.35%.
Houma - Thibodaux's average rate one year ago was 3.03%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.95%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Houma - Thibodaux 30 Year Fixed Rate | 2022-06-30 | 5.95% |
| Houma - Thibodaux 30 Year Fixed Rate Refi | 2022-06-30 | 5.95% |
| Houma - Thibodaux 15 Year Fixed Rate | 2022-06-30 | 5.29% |
| Houma - Thibodaux 15 Year Fixed Rate Refi | 2022-06-30 | 5.22% |
| Houma - Thibodaux 30 Year FHA | 2022-06-30 | 5.61% |
| Houma - Thibodaux 30 Year FHA Refi | 2022-06-30 | 5.52% |
| Houma - Thibodaux 30 Year USDA | 2022-06-30 | 5.62% |
| Houma - Thibodaux 30 Year USDA Refi | 2022-06-30 | 5.21% |
| Houma - Thibodaux 30 Year VA | 2022-06-30 | 5.78% |
| Houma - Thibodaux 30 Year VA Refi | 2022-06-30 | 5.39% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOUMA-THIBODAUX, LA.
HOUMA - THIBODAUX Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HOUMA-THIBODAUX, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HOUMA-THIBODAUX, LA's 110 lenders originated 4,956
loans during 2021. The total origination value was $973,960,000, with an average loan value of
$196,521.
The top HOUMA - THIBODAUX lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
254 loans originated. Their average total fees are
$5,668, which is $1,665
higher than the next largest lender,
Assurance Financial Group, L.L.C..
The lowest fee HOUMA - THIBODAUX lenders (with over 10 loans originated) are
DSLD MORTGAGE, LLC ($502), JPMorgan Chase Bank ($3,076), Regions Bank ($3,396), Wells Fargo Bank ($3,552) and FREEDOM MORTGAGE CORPORATION ($3,654).
The lowest rate HOUMA - THIBODAUX lenders (with over 10 loans originated) are
Gulf Coast Bank and Trust Company (2.84%), AMERISAVE MORTGAGE CORPORATION (2.90%), LOANDEPOT.COM, LLC (2.97%), PENNYMAC LOAN SERVICES, LLC (3.00%) and First Horizon Bank (3.00%).
HOUMA-THIBODAUX, LA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $75,910,000 | $108,835,000 | 43.4% | 11.2% |
| Assurance Financial Group, L.L.C. | $113,400,000 | $81,970,000 | -27.7% | 8.4% |
| QUICKEN LOANS, LLC | $88,555,000 | $69,635,000 | -21.4% | 7.1% |
| GMFS LLC | $103,340,000 | $59,495,000 | -42.4% | 6.1% |
| JPMorgan Chase Bank | $47,820,000 | $47,255,000 | -1.2% | 4.9% |
| Citizens Bank | $36,905,000 | $41,790,000 | 13.2% | 4.3% |
| FREEDOM MORTGAGE CORPORATION | $45,335,000 | $33,620,000 | -25.8% | 3.5% |
| First American Bank and Trust | $25,090,000 | $32,775,000 | 30.6% | 3.4% |
| DSLD MORTGAGE, LLC | $30,125,000 | $29,690,000 | -1.4% | 3.0% |
| CMG MORTGAGE, INC. | $21,130,000 | $29,235,000 | 38.4% | 3.0% |
| Synergy Bank | $33,070,000 | $29,225,000 | -11.6% | 3.0% |
| Gulf Coast Bank and Trust Company | $28,865,000 | $22,040,000 | -23.6% | 2.3% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $44,105,000 | $21,735,000 | -50.7% | 2.2% |
| First Horizon Bank | $19,905,000 | n/a | 2.0% | |
| Hancock Whitney Bank | $24,420,000 | $17,910,000 | -26.7% | 1.8% |
| CALIBER HOME LOANS, INC. | $11,875,000 | $17,040,000 | 43.5% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,530,000 | $15,335,000 | 238.5% | 1.6% |
| Regions Bank | $21,940,000 | $15,290,000 | -30.3% | 1.6% |
| LOANDEPOT.COM, LLC | $13,340,000 | $15,080,000 | 13.0% | 1.5% |
| b1BANK | $5,965,000 | $14,090,000 | 136.2% | 1.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $19,140,000 | $11,590,000 | -39.4% | 1.2% |
| SOUTHWEST FUNDING, LP | $9,395,000 | $10,350,000 | 10.2% | 1.1% |
| HOME POINT FINANCIAL CORPORATION | $1,850,000 | $10,075,000 | 444.6% | 1.0% |
| Wells Fargo Bank | $5,630,000 | $9,925,000 | 76.3% | 1.0% |
| Flagstar Bank, FSB | $4,435,000 | $9,395,000 | 111.8% | 1.0% |
| South Lafourche Bank & Trust Company | $11,165,000 | $7,995,000 | -28.4% | 0.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $10,575,000 | $7,525,000 | -28.8% | 0.8% |
| NEWREZ LLC | $4,360,000 | $7,200,000 | 65.1% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $7,760,000 | $6,565,000 | -15.4% | 0.7% |
| Mortgage Research Center, LLC | $7,705,000 | $5,985,000 | -22.3% | 0.6% |
| KEESLER | $330,000 | $5,905,000 | 1,689.4% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $1,825,000 | $5,280,000 | 189.3% | 0.5% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,155,000 | n/a | 0.5% | |
| CRESCENT MORTGAGE COMPANY | $4,050,000 | $5,050,000 | 24.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $3,910,000 | $4,715,000 | 20.6% | 0.5% |
| FirstBank | $245,000 | $4,655,000 | 1,800.0% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,520,000 | $4,245,000 | 20.6% | 0.4% |
| 21ST MORTGAGE CORPORATION | $2,515,000 | $4,040,000 | 60.6% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,945,000 | $3,795,000 | 28.9% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $3,515,000 | $3,775,000 | 7.4% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,225,000 | $3,730,000 | -11.7% | 0.4% |
| BETTER MORTGAGE CORPORATION | $4,330,000 | $3,275,000 | -24.4% | 0.3% |
| Carrington Mortgage Services, LLC | $3,820,000 | $3,205,000 | -16.1% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,770,000 | $3,180,000 | 79.7% | 0.3% |
| Sterling National Bank | $3,075,000 | n/a | 0.3% | |
| Republic State Mortgage Co. | $2,420,000 | $2,905,000 | 20.0% | 0.3% |
| ANGEL OAK HOME LOANS LLC | $2,755,000 | $2,775,000 | 0.7% | 0.3% |
| First Guaranty Mortgage Corporation | $2,545,000 | $2,770,000 | 8.8% | 0.3% |
| BancorpSouth Bank | $1,260,000 | $2,525,000 | 100.4% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,775,000 | $2,425,000 | -35.8% | 0.2% |
| United Community Bank | $7,075,000 | $2,400,000 | -66.1% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,455,000 | $2,365,000 | 62.5% | 0.2% |
| AMCAP MORTGAGE, LTD. | $2,230,000 | $2,205,000 | -1.1% | 0.2% |
| FIDELITY BANK | $3,615,000 | $2,170,000 | -40.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,020,000 | $2,120,000 | 5.0% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,315,000 | $1,770,000 | 34.6% | 0.2% |
| Bank of England | $975,000 | $1,750,000 | 79.5% | 0.2% |
| Bank of America | $1,855,000 | $1,710,000 | -7.8% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $885,000 | $1,680,000 | 89.8% | 0.2% |
| Deere Employees Credit Union | $2,015,000 | $1,675,000 | -16.9% | 0.2% |
| AmeriHome Mortgage Company, LLC | $1,440,000 | $1,450,000 | 0.7% | 0.1% |
| Ally Bank | $760,000 | $1,425,000 | 87.5% | 0.1% |
| Red River Bank | $1,290,000 | $1,390,000 | 7.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,550,000 | $1,375,000 | -46.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $610,000 | $1,310,000 | 114.8% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $2,985,000 | $1,300,000 | -56.4% | 0.1% |
| Gateway First Bank | $1,635,000 | $1,280,000 | -21.7% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,020,000 | $1,250,000 | 22.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,255,000 | $1,205,000 | -46.6% | 0.1% |
| Low VA Rates, LLC | $600,000 | $1,185,000 | 97.5% | 0.1% |
| CLEARPATH LENDING | $655,000 | $1,175,000 | 79.4% | 0.1% |
| GSF Mortgage Corporation | $1,870,000 | $1,140,000 | -39.0% | 0.1% |
| The Federal Savings Bank | $1,910,000 | $1,085,000 | -43.2% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $805,000 | $1,075,000 | 33.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $705,000 | $1,055,000 | 49.6% | 0.1% |
| KELLER MORTGAGE, LLC | $1,345,000 | $1,055,000 | -21.6% | 0.1% |
| STANDARD MORTGAGE CORPORATION | $1,565,000 | $1,040,000 | -33.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,570,000 | $1,020,000 | -35.0% | 0.1% |
| UNITED SECURITY FINANCIAL CORP | $955,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $375,000 | $940,000 | 150.7% | 0.1% |
| TIB The Independent Bankersbank | $1,960,000 | $930,000 | -52.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $790,000 | $925,000 | 17.1% | 0.1% |
| PNC Bank | $1,575,000 | $925,000 | -41.3% | 0.1% |
| BROKER SOLUTIONS, INC. | $1,200,000 | $920,000 | -23.3% | 0.1% |
| First Savings Bank | $2,870,000 | $880,000 | -69.3% | 0.1% |
| The First National Bank of Jeanerette | $2,340,000 | $835,000 | -64.3% | 0.1% |
| Lakeview Community Capital, LLC | $830,000 | n/a | 0.1% | |
| M C Bank & Trust Company | $445,000 | $820,000 | 84.3% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,575,000 | $805,000 | -68.7% | 0.1% |
| La Capitol Federal Credit Union | $1,785,000 | $775,000 | -56.6% | 0.1% |
| Goldwater Bank, N.A. | $2,985,000 | $765,000 | -74.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,055,000 | $760,000 | -28.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $355,000 | $740,000 | 108.5% | 0.1% |
| SOFI LENDING CORP. | $540,000 | $715,000 | 32.4% | 0.1% |
| Chicago Mortgage Solutions LLC | $325,000 | $690,000 | 112.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $355,000 | $670,000 | 88.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $665,000 | n/a | 0.1% | |
| Raymond James Bank | $655,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $640,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $715,000 | $635,000 | -11.2% | 0.1% |
| PLANET HOME LENDING, LLC | $675,000 | $630,000 | -6.7% | 0.1% |
| BBVA USA | $625,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $275,000 | $620,000 | 125.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $360,000 | $615,000 | 70.8% | 0.1% |
| Equity Prime Mortgage LLC | $570,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,050,000 | $560,000 | -46.7% | 0.1% |
| UBS Bank USA | $555,000 | n/a | 0.1% | |
| America's Mortgage Resource, Inc. | $110,000 | $525,000 | 377.3% | 0.1% |
| STEARNS LENDING, LLC | $145,000 | $520,000 | 258.6% | 0.1% |
| Cf Bank | $295,000 | $505,000 | 71.2% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $490,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $2,015,000 | $490,000 | -75.7% | 0.1% |
| USAA Federal Savings Bank | $4,305,000 | $485,000 | -88.7% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $480,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $570,000 | $480,000 | -15.8% | 0.0% |
| Lakeside Bank | $455,000 | n/a | 0.0% | |
| Onpath Federal Credit Union | $1,505,000 | $440,000 | -70.8% | 0.0% |
| Visio Financial Services Inc. | $105,000 | $435,000 | 314.3% | 0.0% |
| Abbeville Building & Loan (A State-Chartered Savings Bank) | $425,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $200,000 | $420,000 | 110.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $510,000 | $420,000 | -17.6% | 0.0% |
| U.S. Bank | $460,000 | $405,000 | -12.0% | 0.0% |
| American Bank & Trust Company | $485,000 | $395,000 | -18.6% | 0.0% |
| The Bank | $395,000 | n/a | 0.0% | |
| First Home Bank | $390,000 | n/a | 0.0% | |
| JEFFERSON FINANCIAL | $390,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $640,000 | $380,000 | -40.6% | 0.0% |
| PHH Mortgage Corporation | $290,000 | $380,000 | 31.0% | 0.0% |
| Discover Bank | $595,000 | $355,000 | -40.3% | 0.0% |
| Home Bank | $315,000 | $355,000 | 12.7% | 0.0% |
| CSL Financial, LLC | $350,000 | n/a | 0.0% | |
| Campus Federal Credit Union | $65,000 | $330,000 | 407.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,325,000 | $325,000 | -75.5% | 0.0% |
| FBT Mortgage, L.L.C. | $1,085,000 | $320,000 | -70.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $330,000 | $320,000 | -3.0% | 0.0% |
| Peoples Bank | $315,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| WYMAR FEDERAL CREDIT UNION | $75,000 | $305,000 | 306.7% | 0.0% |
| Farmers-Merchants Bank & Trust Company | $295,000 | n/a | 0.0% | |
| NBKC BANK | $590,000 | $295,000 | -50.0% | 0.0% |
| 1st Franklin Financial Corporation | $240,000 | $290,000 | 20.8% | 0.0% |
| Nations Lending Corporation | $260,000 | $290,000 | 11.5% | 0.0% |
| Origin Bank | $285,000 | n/a | 0.0% | |
| The Huntington National Bank | $285,000 | n/a | 0.0% | |
| Truist Bank | $315,000 | $285,000 | -9.5% | 0.0% |
| Arvest Bank | $275,000 | $275,000 | 0.0% | 0.0% |
| BOKF | $275,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $230,000 | $270,000 | 17.4% | 0.0% |
| BNC National Bank | $510,000 | $265,000 | -48.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,060,000 | $265,000 | -75.0% | 0.0% |
| ZILLOW HOME LOANS, LLC | $920,000 | $255,000 | -72.3% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $395,000 | $235,000 | -40.5% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $235,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $235,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $110,000 | $235,000 | 113.6% | 0.0% |
| Figure Lending LLC | $15,000 | $225,000 | 1,400.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $350,000 | $225,000 | -35.7% | 0.0% |
| Hometown Lenders, Inc. | $210,000 | $220,000 | 4.8% | 0.0% |
| Bank of Abbeville & Trust Company | $215,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $205,000 | $215,000 | 4.9% | 0.0% |
| UNION HOME MORTGAGE CORP. | $330,000 | $215,000 | -34.8% | 0.0% |
| AMERICAN ADVISORS GROUP | $455,000 | $205,000 | -54.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $205,000 | n/a | 0.0% | |
| NP, Inc. | $615,000 | $205,000 | -66.7% | 0.0% |
| Trustmark National Bank | $380,000 | $205,000 | -46.1% | 0.0% |
| LOUISIANA | $125,000 | $195,000 | 56.0% | 0.0% |
| North American Savings Bank, F.S.B. | $570,000 | $195,000 | -65.8% | 0.0% |
| Prime Choice Funding Inc. | $195,000 | n/a | 0.0% | |
| ADVANCIAL | $270,000 | $190,000 | -29.6% | 0.0% |
| Citadel Servicing Corporation | $185,000 | n/a | 0.0% | |
| GUARANTEED RATE, INC. | $235,000 | $185,000 | -21.3% | 0.0% |
| Independent Bank | $185,000 | n/a | 0.0% | |
| Network Funding, L.P. | $185,000 | n/a | 0.0% | |
| The First, A National Banking Association | $165,000 | $185,000 | 12.1% | 0.0% |
| Reliant Bank | $75,000 | $175,000 | 133.3% | 0.0% |
| The Fisher National Bank | $165,000 | $175,000 | 6.1% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $165,000 | n/a | 0.0% | |
| BARKSDALE | $155,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $455,000 | $155,000 | -65.9% | 0.0% |
| First Federal Bank | $155,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $155,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $155,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $155,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $275,000 | $145,000 | -47.3% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $115,000 | $145,000 | 26.1% | 0.0% |
| South State Bank | $145,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $95,000 | $145,000 | 52.6% | 0.0% |
| CHEVRON | $155,000 | $140,000 | -9.7% | 0.0% |
| BP Federal Credit Union | $135,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $95,000 | $135,000 | 42.1% | 0.0% |
| Louisiana USA Federal Credit Union | $125,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $115,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $115,000 | 21.1% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $105,000 | n/a | 0.0% | |
| BankFirst Financial Services | $105,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $65,000 | $105,000 | 61.5% | 0.0% |
| Jeff Davis Bancshares, Inc. | $55,000 | $105,000 | 90.9% | 0.0% |
| LHM FINANCIAL CORPORATION | $905,000 | $105,000 | -88.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $105,000 | n/a | 0.0% | |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $295,000 | $105,000 | -64.4% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $95,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $95,000 | $95,000 | 0.0% | 0.0% |
| Citibank | $830,000 | $85,000 | -89.8% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $85,000 | n/a | 0.0% | |
| Liberty Bank and Trust Company | $75,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $165,000 | $75,000 | -54.5% | 0.0% |
| Neighbors Federal Credit Union | $105,000 | $75,000 | -28.6% | 0.0% |
| The Cottonport Bank | $55,000 | n/a | 0.0% | |
| Peoples Bank & Trust Company of Pointe Coupee Parish, Inc | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $65,000 | $25,000 | -61.5% | 0.0% |
HOUMA - THIBODAUX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.2% market share. In second place, with 8.4%, is Assurance Financial Group, L.L.C., having originated $81,970,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $69,635,000 in loans. In third place, with 6.1%, is GMFS LLC, having originated $59,495,000 in loans. In third place, with 4.9%, is JPMorgan Chase Bank, having originated $47,255,000 in loans.
HOUMA-THIBODAUX, LA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,259 | $462,815,000 | $204,876 |
| Refi | 1,944 | $369,870,000 | $190,262 |
| Cash Out Refi | 583 | $112,895,000 | $193,645 |
| Other | 87 | $15,575,000 | $179,023 |
| Home Improvement | 82 | $7,650,000 | $93,293 |
| NA | 1 | $5,155,000 | $5,155,000 |
Houma - Thibodaux's most frequently cited loan purpose was Home Purchase, with 2,259 originations. The 2nd most popular reason was Refi, with 1,944 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,051 | $423,635,000 | $206,550 |
| 3-4% | 1,359 | $267,705,000 | $196,987 |
| <2.5% | 783 | $159,175,000 | $203,289 |
| 4-5% | 124 | $23,100,000 | $186,290 |
| Over 8% | 70 | $5,140,000 | $73,429 |
| 5-6% | 60 | $7,260,000 | $121,000 |
| 6-7% | 28 | $4,470,000 | $159,643 |
| 7-8% | 21 | $1,705,000 | $81,190 |
During 2021, Houma - Thibodaux's most frequently originated rate bucket was 2.5-3%, with 2,051 originations.
Loan Sizing (HOUMA-THIBODAUX, LA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,218 | $333,730,000 | $150,464 |
| $200k-400k | 1,700 | $443,920,000 | $261,129 |
| $100,000 or less | 827 | $54,595,000 | $66,016 |
| $400k-600k | 157 | $73,175,000 | $466,083 |
| $600k-1000k | 37 | $26,825,000 | $725,000 |
| $Over $1MM | 17 | $41,715,000 | $2,453,824 |
HOUMA - THIBODAUX's loan sizing saw the bucket of loans from $100k-200k with 2,218 originations, totaling $333,730,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,262 | $472,720,000 | $208,983 |
| 60-80% | 1,207 | $253,475,000 | $210,004 |
| 40-60% | 386 | $64,410,000 | $166,865 |
| 20-40% | 181 | $19,085,000 | $105,442 |
| Over 100% | 93 | $21,055,000 | $226,398 |
| Under 20% | 67 | $3,485,000 | $52,015 |
HOUMA - THIBODAUX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,262 originations, totaling $472,720,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $175,000 (0.0%) | $233,781 (5.8%) | 0.64 | 906 |
| 2018-02-01 | $175,000 (0.0%) | $237,322 (8.3%) | 0.63 | 894 |
| 2018-03-01 | $178,000 (1.7%) | $240,998 (7.9%) | 0.62 | 872 |
| 2018-04-01 | $178,500 (0.0%) | $246,229 (8.4%) | 0.60 | 868 |
| 2018-05-01 | $179,000 (0.7%) | $246,125 (6.2%) | 0.60 | 869 |
| 2018-06-01 | $179,900 (0.0%) | $250,493 (5.3%) | 0.60 | 883 |
| 2018-07-01 | $179,700 (-0.1%) | $249,689 (6.2%) | 0.60 | 915 |
| 2018-08-01 | $181,500 (0.9%) | $249,362 (4.8%) | 0.61 | 939 |
| 2018-09-01 | $180,000 (0.6%) | $243,072 (1.7%) | 0.60 | 947 |
| 2018-10-01 | $181,000 (3.4%) | $239,542 (0.1%) | 0.61 | 926 |
| 2018-11-01 | $184,450 (6.7%) | $240,269 (3.5%) | 0.62 | 906 |
| 2018-12-01 | $184,900 (7.5%) | $236,281 (2.0%) | 0.63 | 894 |
| 2019-01-01 | $187,100 (6.9%) | $237,685 (1.7%) | 0.65 | 857 |
| 2019-02-01 | $188,000 (7.4%) | $240,503 (1.3%) | 0.63 | 862 |
| 2019-03-01 | $192,143 (8.0%) | $243,966 (1.2%) | 0.63 | 852 |
| 2019-04-01 | $195,450 (9.5%) | $248,382 (0.9%) | 0.62 | 849 |
| 2019-05-01 | $198,900 (11.1%) | $254,777 (3.5%) | 0.61 | 845 |
| 2019-06-01 | $199,000 (10.6%) | $260,483 (4.0%) | 0.61 | 854 |
| 2019-07-01 | $200,000 (11.3%) | $265,670 (6.4%) | 0.62 | 854 |
| 2019-08-01 | $202,999 (11.9%) | $266,433 (6.9%) | 0.64 | 845 |
| 2019-09-01 | $206,513 (14.7%) | $271,289 (11.6%) | 0.66 | 826 |
| 2019-10-01 | $206,513 (14.1%) | $269,559 (12.5%) | 0.66 | 796 |
| 2019-11-01 | $199,000 (7.9%) | $262,767 (9.4%) | 0.64 | 784 |
| 2019-12-01 | $196,900 (6.5%) | $264,057 (11.8%) | 0.66 | 757 |
| 2020-01-01 | $194,000 (3.7%) | $262,116 (10.3%) | 0.65 | 724 |
| 2020-02-01 | $192,000 (2.1%) | $267,366 (11.2%) | 0.62 | 719 |
| 2020-03-01 | $192,000 (-0.1%) | $269,943 (10.7%) | 0.60 | 708 |
| 2020-04-01 | $193,250 (-1.1%) | $273,039 (9.9%) | 0.60 | 688 |
| 2020-05-01 | $199,900 (0.5%) | $284,685 (11.7%) | 0.61 | 615 |
| 2020-06-01 | $200,000 (0.5%) | $287,031 (10.2%) | 0.58 | 570 |
| 2020-07-01 | $199,000 (-0.5%) | $281,335 (5.9%) | 0.57 | 571 |
| 2020-08-01 | $199,900 (-1.5%) | $283,558 (6.4%) | 0.57 | 538 |
| 2020-09-01 | $197,500 (-4.4%) | $287,167 (5.9%) | 0.56 | 523 |
| 2020-10-01 | $189,000 (-8.5%) | $287,048 (6.5%) | 0.54 | 502 |
| 2020-11-01 | $197,400 (-0.8%) | $295,537 (12.5%) | 0.57 | 491 |
| 2020-12-01 | $199,450 (1.3%) | $306,426 (16.1%) | 0.58 | 476 |
| 2021-01-01 | $199,900 (3.0%) | $305,381 (16.5%) | 0.59 | 444 |
| 2021-02-01 | $209,950 (9.4%) | $304,469 (13.9%) | 0.60 | 410 |
| 2021-03-01 | $224,950 (17.2%) | $307,983 (14.1%) | 0.63 | 390 |
| 2021-04-01 | $237,500 (22.9%) | $321,816 (17.9%) | 0.64 | 372 |
| 2021-05-01 | $229,900 (15.0%) | $328,518 (15.4%) | 0.61 | 330 |
| 2021-06-01 | $229,450 (14.7%) | $335,873 (17.0%) | 0.60 | 334 |
| 2021-07-01 | $229,500 (15.3%) | $339,145 (20.6%) | 0.60 | 326 |
| 2021-08-01 | $225,000 (12.6%) | $337,232 (18.9%) | 0.59 | 326 |
| 2021-09-01 | $220,000 (11.4%) | $342,565 (19.3%) | 0.58 | 285 |
| 2021-10-01 | $240,000 (27.0%) | $377,144 (31.4%) | 0.63 | 216 |
| 2021-11-01 | $249,000 (26.1%) | $379,474 (28.4%) | 0.66 | 197 |
| 2021-12-01 | $259,450 (30.1%) | $401,300 (31.0%) | 0.69 | 189 |
| 2022-01-01 | $250,000 (25.1%) | $401,728 (31.6%) | 0.67 | 173 |
| 2022-02-01 | $240,000 (14.3%) | $377,769 (24.1%) | 0.61 | 175 |
| 2022-03-01 | $259,200 (15.2%) | $379,631 (23.3%) | 0.64 | 181 |
| 2022-04-01 | $269,900 (13.6%) | $385,305 (19.7%) | 0.64 | 205 |
| 2022-05-01 | $284,500 (23.8%) | $394,816 (20.2%) | 0.64 | 225 |
| 2022-06-01 | $280,000 (22.0%) | $381,313 (13.5%) | 0.62 | 275 |
HOUMA - THIBODAUX's median listing price for 2022-06-01 was $280,000, a difference of
$50,550
(22.0%) versus the prior year and
$-4,500 versus the prior month.
HOUMA - THIBODAUX's median listing price comes in at 62% of the national average.
HOUMA - THIBODAUX's average listing price for 2022-06-01 was $381,313, a difference of $45,440 (13.5%) versus the prior year and $-13,503 versus the prior month.
For the 2022-06-01 period, HOUMA - THIBODAUX had 275 MLS listings, a difference of 50 listings (22%) versus the prior month and -59 listings (-18%) versus the prior year.
HOUMA - THIBODAUX's median listing price comes in at 62% of the national average.
HOUMA - THIBODAUX's average listing price for 2022-06-01 was $381,313, a difference of $45,440 (13.5%) versus the prior year and $-13,503 versus the prior month.
For the 2022-06-01 period, HOUMA - THIBODAUX had 275 MLS listings, a difference of 50 listings (22%) versus the prior month and -59 listings (-18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 122 days | 2,458 sqft |
| 2018-02-01 | 126 days | 2,498 sqft |
| 2018-03-01 | 130 days | 1,949 sqft |
| 2018-04-01 | 114 days | 1,786 sqft |
| 2018-05-01 | 102 days | 1,861 sqft |
| 2018-06-01 | 97 days | 1,831 sqft |
| 2018-07-01 | 100 days | 1,835 sqft |
| 2018-08-01 | 102 days | 1,831 sqft |
| 2018-09-01 | 101 days | 1,839 sqft |
| 2018-10-01 | 102 days | 1,839 sqft |
| 2018-11-01 | 109 days | 1,835 sqft |
| 2018-12-01 | 116 days | 1,869 sqft |
| 2019-01-01 | 128 days | 1,878 sqft |
| 2019-02-01 | 127 days | 1,878 sqft |
| 2019-03-01 | 115 days | 2,075 sqft |
| 2019-04-01 | 100 days | 2,324 sqft |
| 2019-05-01 | 100 days | 2,515 sqft |
| 2019-06-01 | 101 days | 2,337 sqft |
| 2019-07-01 | 105 days | 2,337 sqft |
| 2019-08-01 | 109 days | 2,476 sqft |
| 2019-09-01 | 105 days | 2,655 sqft |
| 2019-10-01 | 106 days | 2,661 sqft |
| 2019-11-01 | 101 days | 2,642 sqft |
| 2019-12-01 | 107 days | 2,651 sqft |
| 2020-01-01 | 120 days | 2,662 sqft |
| 2020-02-01 | 109 days | 2,678 sqft |
| 2020-03-01 | 108 days | 2,655 sqft |
| 2020-04-01 | 109 days | 2,681 sqft |
| 2020-05-01 | 112 days | 2,746 sqft |
| 2020-06-01 | 123 days | 2,794 sqft |
| 2020-07-01 | 117 days | 2,731 sqft |
| 2020-08-01 | 93 days | 2,709 sqft |
| 2020-09-01 | 93 days | 2,723 sqft |
| 2020-10-01 | 98 days | 2,710 sqft |
| 2020-11-01 | 100 days | 2,757 sqft |
| 2020-12-01 | 101 days | 2,823 sqft |
| 2021-01-01 | 108 days | 2,751 sqft |
| 2021-02-01 | 102 days | 2,718 sqft |
| 2021-03-01 | 85 days | 2,752 sqft |
| 2021-04-01 | 80 days | 2,902 sqft |
| 2021-05-01 | 85 days | 2,962 sqft |
| 2021-06-01 | 81 days | 2,936 sqft |
| 2021-07-01 | 81 days | 2,970 sqft |
| 2021-08-01 | 77 days | 2,948 sqft |
| 2021-09-01 | 87 days | 2,940 sqft |
| 2021-10-01 | 103 days | 3,117 sqft |
| 2021-11-01 | 105 days | 3,146 sqft |
| 2021-12-01 | 117 days | 3,231 sqft |
| 2022-01-01 | 99 days | 3,140 sqft |
| 2022-02-01 | 82 days | 3,108 sqft |
| 2022-03-01 | 67 days | 3,085 sqft |
| 2022-04-01 | 48 days | 3,016 sqft |
| 2022-05-01 | 59 days | 3,015 sqft |
| 2022-06-01 | 49 days | 2,933 sqft |
HOUMA - THIBODAUX's median listing age (time on market) for 2022-06-01 was 49 days.
This
is -40%
shorter
than the same period one year ago.
HOUMA - THIBODAUX's median square footage for active listings during the 2022-06-01 period was 2,933 sqft. One year prior, the average listing was 2,936 sqft.
HOUMA - THIBODAUX's median square footage for active listings during the 2022-06-01 period was 2,933 sqft. One year prior, the average listing was 2,936 sqft.
