HOUMA - THIBODAUX Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Houma - Thibodaux averaged 6.71% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.94% and one month ago for the week of 2023-02-09, the average rate was 6.43%.

    Houma - Thibodaux's average rate one year ago was 3.73%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.56%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Houma - Thibodaux 30 Year Fixed Rate 2023-03-16 6.71%
    Houma - Thibodaux 30 Year Fixed Rate Refi 2023-03-16 6.56%
    Houma - Thibodaux 15 Year Fixed Rate 2023-03-16 6.18%
    Houma - Thibodaux 15 Year Fixed Rate Refi 2023-03-16 6.1%
    Houma - Thibodaux 30 Year FHA 2023-03-16 6.35%
    Houma - Thibodaux 30 Year FHA Refi 2023-03-16 6.28%
    Houma - Thibodaux 30 Year USDA 2023-03-16 6.18%
    Houma - Thibodaux 30 Year USDA Refi 2023-03-16 6.3%
    Houma - Thibodaux 30 Year VA 2023-03-16 6.01%
    Houma - Thibodaux 30 Year VA Refi 2023-03-16 5.78%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOUMA-THIBODAUX, LA.

    HOUMA - THIBODAUX Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HOUMA-THIBODAUX, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 179 5.28% $6,841
    Assurance Financial Group, L.L.C. 121 5.31% $5,068
    QUICKEN LOANS, LLC 70 4.98% $6,613
    GMFS LLC 63 4.70% $5,691
    JPMorgan Chase Bank 62 5.26% $4,646
    Citizens Bank 55 4.81% $4,966
    EUSTIS AND AMERICAN MORTGAGE COMPANY 42 5.24% $8,798
    DSLD MORTGAGE, LLC 39 4.99% $2,133
    First Horizon Bank 26 4.50% $5,672
    CRESCENT MORTGAGE COMPANY 22 5.00% $5,589
    CMG MORTGAGE, INC. 21 4.24% $5,817
    Regions Bank 17 4.76% $4,616
    Gulf Coast Bank and Trust Company 15 4.75% $5,866
    LOANDEPOT.COM, LLC 13 4.34% $6,738
    Hancock Whitney Bank 12 4.94% $7,406
    CALIBER HOME LOANS, INC. 9 5.28% $6,732
    Mr. Cooper ( Nationstar Mortgage ) 9 4.96% $9,660
    HOME POINT FINANCIAL CORPORATION 8 3.47% $7,775
    CROSSCOUNTRY MORTGAGE, LLC 8 5.31% $8,073
    Republic State Mortgage Co. 8 4.23% $6,636
    FREEDOM MORTGAGE CORPORATION 7 5.18% $5,349
    PENNYMAC LOAN SERVICES, LLC 5 5.42% $7,976
    Deere Employees Credit Union 5 3.20% $3,378
    Wells Fargo Bank 5 4.38% $4,283
    SOUTHWEST FUNDING, LP 5 5.60% $8,025
    Flagstar Bank, FSB 4 4.97% $3,321
    FIDELITY BANK 4 3.75% $4,640
    JEFFERSON FINANCIAL 3 5.21% $3,489
    GSF Mortgage Corporation 3 5.79% $5,936
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 6.08% $5,385
    MUTUAL OF OMAHA MORTGAGE, INC. 3 4.96% $5,991
    DHI MORTGAGE COMPANY, LTD. 3 4.58% $4,012
    Carrington Mortgage Services, LLC 3 6.00% $6,848
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 6.38% $5,938
    NEWREZ LLC 3 4.87% $5,335
    LHM FINANCIAL CORPORATION 3 6.29% $6,672
    21ST MORTGAGE CORPORATION 2 6.28% $4,878
    AMERISAVE MORTGAGE CORPORATION 2 3.88% $9,607
    ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.25% $8,278
    Bank of America 2 6.38% $7,976
    CHURCHILL MORTGAGE CORPORATION 2 5.75% $4,719
    EVERETT FINANCIAL, INC. 2 5.00% $2,622
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.56% $4,474
    First Option Mortgage, LLC 2 7.19% $7,477
    Goldwater Bank, N.A. 2 3.75% $6,624
    MORTGAGE ACCESS CORP. 2 4.12% $5,282
    MORTGAGE FINANCIAL SERVICES, LLC 2 6.81% $3,462
    NAVY FEDERAL CREDIT UNION 2 3.81% $2,217
    Pelican State Credit Union 2 4.88% $3,978
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.06% $6,538
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 4.12% $5,463
    ROYAL UNITED MORTGAGE LLC 2 5.81% $9,477
    STANDARD MORTGAGE CORPORATION 2 4.13% $3,853
    MOVEMENT MORTGAGE, LLC 1 5.13% $10,441
    FirstBank 1 3.50% $2,980
    DELMAR FINANCIAL COMPANY 1 5.13% $7,141
    NATIONS RELIABLE LENDING, LLC 1 3.88% $5,120
    U.S. Bank 1 5.88% $0
    NBKC BANK 1 3.49% $4,679
    Chicago Mortgage Solutions LLC 1 4.23% $7,741
    Paramount Residential Mortgage Group, Inc. 1 5.50% $8,059
    AMERICAN FINANCIAL RESOURCES, INC. 1 3.75% $3,781
    BETTER MORTGAGE CORPORATION 1 3.13% $7,354
    PERFORMANCE MORTGAGE LLC 1 3.63% $4,618
    PNC Bank 1 5.75% $6,790
    PREMIA MORTGAGE, LLC 1 3.25% $0
    Waterstone Mortgage Corporation 1 5.38% $5,420
    Ally Bank 1 4.50% $5,411
    BankPlus 1 4.75% $3,261
    Red River Bank 1 3.13% $3,638
    BancorpSouth Bank 1 5.63% $4,264
    ARC HOME LLC 1 2.88% $3,144
    Willamette Valley Bank 1 6.50% $6,516
    SIRVA MORTGAGE, INC. 1 4.25% $4,460
    SOFI LENDING CORP. 1 3.13% $3,329
    AmeriHome Mortgage Company, LLC 1 2.88% $6,973
    ZILLOW HOME LOANS, LLC 1 6.75% $6,136
    THE MORTGAGE FIRM, INC. 1 3.50% $4,396
    THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION 1 8.00% $3,058
    TJC Mortgage, Inc. 1 6.13% $5,775
    Trustmark National Bank 1 6.50% $3,567
    INTERLINC MORTGAGE SERVICES, LLC 1 3.38% $5,258
    KEESLER 1 2.99% $2,445
    GUARANTEED RATE, INC. 1 6.88% $4,803
    First National Bank of America 1 7.38% $6,709
    United Community Bank 1 8.44% $4,076
    AMERICAN FINANCING CORPORATION 1 5.38% $5,324
    Mortgage Research Center, LLC 1 3.63% $2,838
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.25% $9,150

    HOUMA - THIBODAUX Average Closing Costs & Other Stats

    HOUMA-THIBODAUX, LA's 89 lenders originated 3,215 loans during 2022. The total origination value was $629,145,000, with an average loan value of $195,691.

    HOUMA - THIBODAUX's average closing costs are $5,356.

    The top HOUMA - THIBODAUX lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 179 loans originated. Their average total fees are $6,841, which is $1,773 higher than the next largest lender, Assurance Financial Group, L.L.C..

    The lowest fee HOUMA - THIBODAUX lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($2,133), Regions Bank ($4,616), JPMorgan Chase Bank ($4,646), Citizens Bank ($4,966) and Assurance Financial Group, L.L.C. ($5,068).

    The lowest rate HOUMA - THIBODAUX lenders (with over 10 loans originated) are CMG MORTGAGE, INC. (4.24%), LOANDEPOT.COM, LLC (4.34%), First Horizon Bank (4.50%), GMFS LLC (4.70%) and Gulf Coast Bank and Trust Company (4.75%).

    HOUMA-THIBODAUX, LA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $108,835,000 $81,070,000 -25.5% 12.9%
    Assurance Financial Group, L.L.C. $81,970,000 $55,445,000 -32.4% 8.8%
    Synergy Bank $29,225,000 $34,655,000 18.6% 5.5%
    GMFS LLC $59,495,000 $33,485,000 -43.7% 5.3%
    QUICKEN LOANS, LLC $69,635,000 $30,805,000 -55.8% 4.9%
    Arbor Realty Trust, Inc. $28,645,000 n/a 4.6%
    First American Bank and Trust $32,775,000 $26,790,000 -18.3% 4.3%
    DSLD MORTGAGE, LLC $29,690,000 $24,360,000 -18.0% 3.9%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $21,735,000 $22,860,000 5.2% 3.6%
    JPMorgan Chase Bank $47,255,000 $20,075,000 -57.5% 3.2%
    Citizens Bank $41,790,000 $19,030,000 -54.5% 3.0%
    CMG MORTGAGE, INC. $29,235,000 $18,145,000 -37.9% 2.9%
    South Lafourche Bank & Trust Company $7,995,000 $17,575,000 119.8% 2.8%
    Hancock Whitney Bank $17,910,000 $13,180,000 -26.4% 2.1%
    First Horizon Bank $19,905,000 $10,850,000 -45.5% 1.7%
    LOANDEPOT.COM, LLC $15,080,000 $10,565,000 -29.9% 1.7%
    b1BANK $14,090,000 $9,330,000 -33.8% 1.5%
    CALIBER HOME LOANS, INC. $17,040,000 $8,855,000 -48.0% 1.4%
    21ST MORTGAGE CORPORATION $4,040,000 $8,095,000 100.4% 1.3%
    Regions Bank $15,290,000 $7,720,000 -49.5% 1.2%
    HOME POINT FINANCIAL CORPORATION $10,075,000 $7,190,000 -28.6% 1.1%
    Flagstar Bank, FSB $9,395,000 $6,215,000 -33.8% 1.0%
    Mortgage Research Center, LLC $5,985,000 $6,180,000 3.3% 1.0%
    Gulf Coast Bank and Trust Company $22,040,000 $6,055,000 -72.5% 1.0%
    SOUTHWEST FUNDING, LP $10,350,000 $5,970,000 -42.3% 0.9%
    CRESCENT MORTGAGE COMPANY $5,050,000 $5,415,000 7.2% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $11,590,000 $5,135,000 -55.7% 0.8%
    FREEDOM MORTGAGE CORPORATION $33,620,000 $5,065,000 -84.9% 0.8%
    Republic State Mortgage Co. $2,905,000 $3,875,000 33.4% 0.6%
    NAVY FEDERAL CREDIT UNION $4,715,000 $3,795,000 -19.5% 0.6%
    VANDERBILT MORTGAGE AND FINANCE, INC. $3,795,000 $3,685,000 -2.9% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,525,000 $3,410,000 -54.7% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $670,000 $3,405,000 408.2% 0.5%
    PENNYMAC LOAN SERVICES, LLC $15,335,000 $3,105,000 -79.8% 0.5%
    Equity Prime Mortgage LLC $570,000 $2,860,000 401.8% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $4,245,000 $2,555,000 -39.8% 0.4%
    DHI MORTGAGE COMPANY, LTD. $2,310,000 n/a 0.4%
    Wells Fargo Bank $9,925,000 $2,305,000 -76.8% 0.4%
    AMERISAVE MORTGAGE CORPORATION $6,565,000 $2,030,000 -69.1% 0.3%
    United Community Bank $2,400,000 $1,970,000 -17.9% 0.3%
    LHM FINANCIAL CORPORATION $105,000 $1,930,000 1,738.1% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $2,425,000 $1,875,000 -22.7% 0.3%
    Investar Bank $1,875,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $3,775,000 $1,850,000 -51.0% 0.3%
    Deere Employees Credit Union $1,675,000 $1,830,000 9.3% 0.3%
    NEWREZ LLC $7,200,000 $1,765,000 -75.5% 0.3%
    FIDELITY BANK $2,170,000 $1,755,000 -19.1% 0.3%
    USAA Federal Savings Bank $485,000 $1,575,000 224.7% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $325,000 $1,315,000 304.6% 0.2%
    KEESLER $5,905,000 $1,220,000 -79.3% 0.2%
    Carrington Mortgage Services, LLC $3,205,000 $1,205,000 -62.4% 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $1,075,000 $1,180,000 9.8% 0.2%
    JEFFERSON FINANCIAL $390,000 $1,175,000 201.3% 0.2%
    SOFI LENDING CORP. $715,000 $940,000 31.5% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $910,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $920,000 $895,000 -2.7% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,770,000 $890,000 -49.7% 0.1%
    UNION HOME MORTGAGE CORP. $215,000 $875,000 307.0% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,310,000 $830,000 -36.6% 0.1%
    MOVEMENT MORTGAGE, LLC $2,120,000 $825,000 -61.1% 0.1%
    The First, A National Banking Association $185,000 $810,000 337.8% 0.1%
    BancorpSouth Bank $2,525,000 $805,000 -68.1% 0.1%
    ZILLOW HOME LOANS, LLC $255,000 $775,000 203.9% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $235,000 $760,000 223.4% 0.1%
    THE MORTGAGE FIRM, INC. $745,000 n/a 0.1%
    Chicago Mortgage Solutions LLC $690,000 $730,000 5.8% 0.1%
    Magnolia Bank $730,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $560,000 $725,000 29.5% 0.1%
    FirstBank $4,655,000 $690,000 -85.2% 0.1%
    Onpath Federal Credit Union $440,000 $675,000 53.4% 0.1%
    MORTGAGE ACCESS CORP. $670,000 n/a 0.1%
    Bank of America $1,710,000 $665,000 -61.1% 0.1%
    AMCAP MORTGAGE, LTD. $2,205,000 $650,000 -70.5% 0.1%
    Lakeview Community Capital, LLC $830,000 $645,000 -22.3% 0.1%
    M C Bank & Trust Company $820,000 $620,000 -24.4% 0.1%
    VILLAGE CAPITAL MORTGAGE $2,365,000 $620,000 -73.8% 0.1%
    GSF Mortgage Corporation $1,140,000 $615,000 -46.1% 0.1%
    STANDARD MORTGAGE CORPORATION $1,040,000 $595,000 -42.8% 0.1%
    The First National Bank of Jeanerette $835,000 $585,000 -29.9% 0.1%
    VAN DYK MORTGAGE CORPORATION $575,000 n/a 0.1%
    BankPlus $565,000 n/a 0.1%
    Bank of Abbeville & Trust Company $215,000 $555,000 158.1% 0.1%
    NEW DAY FINANCIAL, LLC $1,375,000 $545,000 -60.4% 0.1%
    Mid-Continent Funding, Inc. $520,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $3,730,000 $515,000 -86.2% 0.1%
    Pelican State Credit Union $505,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $215,000 $455,000 111.6% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,020,000 $455,000 -55.4% 0.1%
    ROYAL UNITED MORTGAGE LLC $1,205,000 $445,000 -63.1% 0.1%
    EVERETT FINANCIAL, INC. $440,000 n/a 0.1%
    Goldwater Bank, N.A. $765,000 $440,000 -42.5% 0.1%
    GUARANTEED RATE, INC. $185,000 $430,000 132.4% 0.1%
    Hometown Equity Mortgage, LLC $225,000 $430,000 91.1% 0.1%
    DELMAR FINANCIAL COMPANY $425,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $805,000 $415,000 -48.4% 0.1%
    GUILD MORTGAGE COMPANY $405,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $925,000 $400,000 -56.8% 0.1%
    Gateway First Bank $1,280,000 $395,000 -69.1% 0.1%
    Jeff Davis Bancshares, Inc. $105,000 $395,000 276.2% 0.1%
    PERFORMANCE MORTGAGE LLC $395,000 n/a 0.1%
    Trustmark National Bank $205,000 $390,000 90.2% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $270,000 $385,000 42.6% 0.1%
    CHEVRON $140,000 $375,000 167.9% 0.1%
    PREMIA MORTGAGE, LLC $375,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $640,000 $365,000 -43.0% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $205,000 $355,000 73.2% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $340,000 n/a 0.1%
    La Capitol Federal Credit Union $775,000 $330,000 -57.4% 0.1%
    First Option Mortgage, LLC $310,000 n/a 0.0%
    PNC Bank $925,000 $310,000 -66.5% 0.0%
    Red River Bank $1,390,000 $310,000 -77.7% 0.0%
    COUNTRYPLACE MORTGAGE, LTD. $145,000 $300,000 106.9% 0.0%
    NBKC BANK $295,000 $295,000 0.0% 0.0%
    AMERICAN ADVISORS GROUP $205,000 $285,000 39.0% 0.0%
    United Community Bank $2,400,000 $285,000 -88.1% 0.0%
    CSL Financial, LLC $350,000 $280,000 -20.0% 0.0%
    ON Q FINANCIAL, INC. $275,000 n/a 0.0%
    Discover Bank $355,000 $270,000 -23.9% 0.0%
    PLANET HOME LENDING, LLC $630,000 $265,000 -57.9% 0.0%
    CALCON MUTUAL MORTGAGE LLC $480,000 $255,000 -46.9% 0.0%
    Ally Bank $1,425,000 $250,000 -82.5% 0.0%
    BETTER MORTGAGE CORPORATION $3,275,000 $245,000 -92.5% 0.0%
    NTFN, INC. $245,000 n/a 0.0%
    The Federal Savings Bank $1,085,000 $245,000 -77.4% 0.0%
    MORTGAGE FINANCIAL SERVICES, LLC $240,000 n/a 0.0%
    XPLORE FEDERAL CREDIT UNION $240,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $235,000 n/a 0.0%
    U.S. Bank $405,000 $235,000 -42.0% 0.0%
    First National Bank $225,000 n/a 0.0%
    FINANCE OF AMERICA MORTGAGE LLC $155,000 $220,000 41.9% 0.0%
    Sunflower Bank $215,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $1,680,000 $215,000 -87.2% 0.0%
    Wyndham Capital Mortgage, Inc. $420,000 $215,000 -48.8% 0.0%
    CHERRY CREEK MORTGAGE, LLC $305,000 $205,000 -32.8% 0.0%
    CONTOUR MORTGAGE CORPORATION $205,000 n/a 0.0%
    NATIONS RELIABLE LENDING, LLC $205,000 n/a 0.0%
    OCMBC, INC. $200,000 n/a 0.0%
    CIS Financial Services, Inc. $380,000 $195,000 -48.7% 0.0%
    First Guaranty Bank $195,000 n/a 0.0%
    NFM, INC. $195,000 n/a 0.0%
    R M K FINANCIAL CORP. $195,000 n/a 0.0%
    Figure Lending LLC $225,000 $190,000 -15.6% 0.0%
    BRECO Federal Credit Union $185,000 n/a 0.0%
    Magnolia State Bank $185,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $1,450,000 $175,000 -87.9% 0.0%
    Truist $285,000 $175,000 -38.6% 0.0%
    First National Bank of America $165,000 n/a 0.0%
    SIRVA MORTGAGE, INC. $165,000 n/a 0.0%
    SPRING EQ, LLC $235,000 $160,000 -31.9% 0.0%
    ARC HOME LLC $155,000 n/a 0.0%
    Citibank $85,000 $155,000 82.4% 0.0%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $155,000 n/a 0.0%
    LOUISIANA $195,000 $155,000 -20.5% 0.0%
    MORIA DEVELOPMENT, INC. $155,000 $155,000 0.0% 0.0%
    PENTAGON FEDERAL CREDIT UNION $265,000 $155,000 -41.5% 0.0%
    Willamette Valley Bank $155,000 n/a 0.0%
    THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $105,000 $150,000 42.9% 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $1,300,000 $145,000 -88.8% 0.0%
    UNIFY FINANCIAL Credit Union $145,000 n/a 0.0%
    Arvest Bank $275,000 $135,000 -50.9% 0.0%
    HOMESIDE FINANCIAL, LLC $1,055,000 $135,000 -87.2% 0.0%
    TJC Mortgage, Inc. $275,000 $135,000 -50.9% 0.0%
    Waterstone Mortgage Corporation $135,000 n/a 0.0%
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $115,000 $115,000 0.0% 0.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $105,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $115,000 $85,000 -26.1% 0.0%
    GREATER NEW ORLEANS $75,000 n/a 0.0%
    Nations Lending Corporation $290,000 $75,000 -74.1% 0.0%
    PHH Mortgage Corporation $380,000 $75,000 -80.3% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%
    1st Franklin Financial Corporation $290,000 $35,000 -87.9% 0.0%
    EFCU FINANCIAL $35,000 n/a 0.0%

    HOUMA - THIBODAUX's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 8.8%, is Assurance Financial Group, L.L.C., having originated $55,445,000 in loans. In third place, with 5.5%, is Synergy Bank, having originated $34,655,000 in loans. In fourth place, with 5.3%, is GMFS LLC, having originated $33,485,000 in loans. In fifth place, with 4.9%, is QUICKEN LOANS, LLC, having originated $30,805,000 in loans.

    HOUMA - THIBODAUX Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $174,900 (-0.1%) $232,962 (4.9%) 0.65 904
    2018-02-01 $174,975 (0.0%) $236,777 (7.5%) 0.64 890
    2018-03-01 $176,000 (0.6%) $241,544 (7.7%) 0.62 864
    2018-04-01 $178,200 (1.7%) $246,481 (8.7%) 0.60 860
    2018-05-01 $179,000 (2.1%) $245,839 (6.5%) 0.60 858
    2018-06-01 $179,000 (-0.5%) $250,605 (5.7%) 0.60 869
    2018-07-01 $179,600 (0.0%) $249,840 (6.7%) 0.60 897
    2018-08-01 $180,000 (0.1%) $249,435 (5.0%) 0.60 923
    2018-09-01 $180,000 (0.6%) $243,732 (2.1%) 0.60 929
    2018-10-01 $181,875 (3.9%) $240,038 (0.5%) 0.61 911
    2018-11-01 $184,813 (7.2%) $240,795 (4.0%) 0.63 893
    2018-12-01 $185,000 (8.8%) $236,641 (2.7%) 0.64 882
    2019-01-01 $186,800 (6.8%) $238,070 (2.2%) 0.64 847
    2019-02-01 $187,475 (7.1%) $240,213 (1.5%) 0.63 850
    2019-03-01 $192,070 (9.1%) $243,122 (0.7%) 0.63 838
    2019-04-01 $194,924 (9.4%) $247,240 (0.3%) 0.62 832
    2019-05-01 $198,750 (11.0%) $254,486 (3.5%) 0.62 828
    2019-06-01 $198,750 (11.0%) $259,143 (3.4%) 0.62 834
    2019-07-01 $199,000 (10.8%) $263,075 (5.3%) 0.62 839
    2019-08-01 $198,909 (10.5%) $262,942 (5.4%) 0.63 830
    2019-09-01 $199,523 (10.9%) $264,121 (8.4%) 0.64 804
    2019-10-01 $200,000 (10.0%) $264,908 (10.4%) 0.65 787
    2019-11-01 $195,950 (6.0%) $259,321 (7.7%) 0.64 768
    2019-12-01 $193,450 (4.6%) $259,005 (9.5%) 0.65 741
    2020-01-01 $192,500 (3.1%) $257,564 (8.2%) 0.64 711
    2020-02-01 $192,000 (2.4%) $260,235 (8.3%) 0.63 708
    2020-03-01 $192,000 (0.0%) $266,445 (9.6%) 0.60 696
    2020-04-01 $192,144 (-1.4%) $270,514 (9.4%) 0.60 676
    2020-05-01 $199,900 (0.6%) $281,929 (10.8%) 0.61 603
    2020-06-01 $199,900 (0.6%) $283,629 (9.5%) 0.59 565
    2020-07-01 $195,500 (-1.8%) $276,587 (5.1%) 0.57 562
    2020-08-01 $198,000 (-0.5%) $279,151 (6.2%) 0.57 525
    2020-09-01 $195,000 (-2.3%) $283,870 (7.5%) 0.56 511
    2020-10-01 $187,000 (-6.5%) $284,344 (7.3%) 0.54 491
    2020-11-01 $196,475 (0.3%) $294,095 (13.4%) 0.57 481
    2020-12-01 $199,325 (3.0%) $304,939 (17.7%) 0.59 467
    2021-01-01 $198,750 (3.3%) $301,858 (17.2%) 0.59 441
    2021-02-01 $204,950 (6.7%) $302,501 (16.2%) 0.59 400
    2021-03-01 $220,926 (15.1%) $303,876 (14.1%) 0.63 376
    2021-04-01 $232,500 (21.0%) $320,328 (18.4%) 0.63 360
    2021-05-01 $229,950 (15.0%) $329,153 (16.8%) 0.61 316
    2021-06-01 $226,500 (13.3%) $334,828 (18.1%) 0.60 326
    2021-07-01 $225,000 (15.1%) $333,643 (20.6%) 0.59 318
    2021-08-01 $221,850 (12.1%) $331,206 (18.7%) 0.59 323
    2021-09-01 $219,925 (12.8%) $336,723 (18.6%) 0.59 281
    2021-10-01 $238,000 (27.3%) $372,184 (30.9%) 0.63 213
    2021-11-01 $248,350 (26.4%) $381,237 (29.6%) 0.66 195
    2021-12-01 $254,750 (27.8%) $402,511 (32.0%) 0.69 187
    2022-01-01 $250,000 (25.8%) $399,406 (32.3%) 0.68 170
    2022-02-01 $239,500 (16.9%) $378,177 (25.0%) 0.62 175
    2022-03-01 $259,200 (17.3%) $382,075 (25.7%) 0.65 181
    2022-04-01 $269,900 (16.1%) $389,043 (21.5%) 0.64 202
    2022-05-01 $288,500 (25.5%) $399,829 (21.5%) 0.66 221
    2022-06-01 $280,000 (23.6%) $380,573 (13.7%) 0.62 275
    2022-07-01 $269,900 (20.0%) $358,217 (7.4%) 0.61 331
    2022-08-01 $270,950 (22.1%) $348,987 (5.4%) 0.62 350
    2022-09-01 $259,750 (18.1%) $332,132 (-1.4%) 0.61 379
    2022-10-01 $255,000 (7.1%) $327,909 (-11.9%) 0.60 406
    2022-11-01 $251,783 (1.4%) $316,847 (-16.9%) 0.60 444
    2022-12-01 $250,000 (-1.9%) $314,225 (-21.9%) 0.62 507
    2023-01-01 $246,975 (-1.2%) $316,224 (-20.8%) 0.61 447
    2023-02-01 $249,450 (4.2%) $311,984 (-17.5%) 0.60 441
    HOUMA - THIBODAUX's median listing price for 2023-02-01 was $249,450, a difference of $9,950 (4.2%) versus the prior year and $2,475 versus the prior month.

    HOUMA - THIBODAUX's median listing price comes in at 60% of the national average.

    HOUMA - THIBODAUX's average listing price for 2023-02-01 was $311,984, a difference of $-66,193 (-17.5%) versus the prior year and $-4,240 versus the prior month.

    For the 2023-02-01 period, HOUMA - THIBODAUX had 441 MLS listings, a difference of -6 listings (-1%) versus the prior month and 266 listings (152%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - HOUMA - THIBODAUX (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 122 days 2,458 sqft
    2018-02-01 124 days 2,491 sqft
    2018-03-01 131 days 1,996 sqft
    2018-04-01 115 days 1,900 sqft
    2018-05-01 102 days 1,930 sqft
    2018-06-01 99 days 1,993 sqft
    2018-07-01 101 days 2,000 sqft
    2018-08-01 103 days 2,015 sqft
    2018-09-01 102 days 2,005 sqft
    2018-10-01 103 days 2,000 sqft
    2018-11-01 109 days 1,971 sqft
    2018-12-01 117 days 1,973 sqft
    2019-01-01 128 days 1,999 sqft
    2019-02-01 128 days 2,001 sqft
    2019-03-01 108 days 2,023 sqft
    2019-04-01 100 days 2,049 sqft
    2019-05-01 102 days 2,148 sqft
    2019-06-01 103 days 2,182 sqft
    2019-07-01 107 days 2,253 sqft
    2019-08-01 106 days 2,373 sqft
    2019-09-01 106 days 2,523 sqft
    2019-10-01 105 days 2,647 sqft
    2019-11-01 106 days 2,642 sqft
    2019-12-01 112 days 2,654 sqft
    2020-01-01 120 days 2,664 sqft
    2020-02-01 110 days 2,681 sqft
    2020-03-01 108 days 2,671 sqft
    2020-04-01 114 days 2,703 sqft
    2020-05-01 115 days 2,757 sqft
    2020-06-01 126 days 2,803 sqft
    2020-07-01 121 days 2,737 sqft
    2020-08-01 96 days 2,714 sqft
    2020-09-01 96 days 2,723 sqft
    2020-10-01 101 days 2,711 sqft
    2020-11-01 101 days 2,771 sqft
    2020-12-01 100 days 2,836 sqft
    2021-01-01 106 days 2,756 sqft
    2021-02-01 104 days 2,724 sqft
    2021-03-01 85 days 2,793 sqft
    2021-04-01 81 days 2,926 sqft
    2021-05-01 83 days 3,085 sqft
    2021-06-01 82 days 2,984 sqft
    2021-07-01 80 days 3,012 sqft
    2021-08-01 77 days 2,930 sqft
    2021-09-01 88 days 2,949 sqft
    2021-10-01 100 days 3,126 sqft
    2021-11-01 101 days 3,152 sqft
    2021-12-01 114 days 3,235 sqft
    2022-01-01 99 days 3,149 sqft
    2022-02-01 77 days 3,098 sqft
    2022-03-01 63 days 3,081 sqft
    2022-04-01 51 days 3,014 sqft
    2022-05-01 59 days 3,025 sqft
    2022-06-01 44 days 2,938 sqft
    2022-07-01 46 days 2,790 sqft
    2022-08-01 63 days 2,757 sqft
    2022-09-01 73 days 2,657 sqft
    2022-10-01 74 days 2,681 sqft
    2022-11-01 76 days 2,619 sqft
    2022-12-01 72 days 2,480 sqft
    2023-01-01 33 days 1,800 sqft
    2023-02-01 56 days 1,835 sqft
    HOUMA - THIBODAUX's median listing age (time on market) for 2023-02-01 was 56 days. This is -28% shorter than the same period one year ago.

    HOUMA - THIBODAUX's median square footage for active listings during the 2023-02-01 period was 1,835 sqft. One year prior, the average listing was 3,098 sqft.

    HOUMA-THIBODAUX, LA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    70030 Houma-Thibodaux, LA $860 $1,010 $1,200 $1,560 $1,800
    70301 Houma-Thibodaux, LA $600 $680 $860 $1,150 $1,300
    70302 Houma-Thibodaux, LA $600 $660 $840 $1,120 $1,270
    70343 Houma-Thibodaux, LA $600 $650 $830 $1,110 $1,270
    70344 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70345 Houma-Thibodaux, LA $670 $790 $1,010 $1,350 $1,530
    70352 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70353 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70354 Houma-Thibodaux, LA $600 $670 $850 $1,130 $1,290
    70355 Houma-Thibodaux, LA $650 $770 $950 $1,240 $1,430
    70356 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70357 Houma-Thibodaux, LA $600 $650 $830 $1,110 $1,270
    70359 Houma-Thibodaux, LA $600 $680 $870 $1,160 $1,320
    70360 Houma-Thibodaux, LA $710 $820 $1,040 $1,390 $1,580
    70361 Houma-Thibodaux, LA $630 $730 $930 $1,240 $1,410
    70363 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70364 Houma-Thibodaux, LA $660 $740 $940 $1,250 $1,430
    70371 Houma-Thibodaux, LA $600 $660 $840 $1,120 $1,270
    70373 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70374 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70375 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70377 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70394 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270
    70395 Houma-Thibodaux, LA $610 $690 $880 $1,180 $1,330
    70397 Houma-Thibodaux, LA $600 $640 $810 $1,100 $1,270

    2022 Average & Median Rent Data Statistics
    HOUMA-THIBODAUX, LA average 1BR rent: $690, median: $650
    HOUMA-THIBODAUX, LA average 2BR rent: $871, median: $830
    HOUMA-THIBODAUX, LA average 3BR rent: $1,168, median: $1,110

    HOUMA-THIBODAUX, LA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,106 $441,820,000 $209,791
    Refi 625 $88,085,000 $140,936
    Cash Out Refi 297 $82,665,000 $278,333
    Home Improvement 96 $7,720,000 $80,417
    Other 91 $8,855,000 $97,308

    Houma - Thibodaux's most frequently cited loan purpose was Home Purchase, with 2,106 originations. The 2nd most popular reason was Refi, with 625 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 702 $173,860,000 $247,664
    4-5% 568 $118,020,000 $207,782
    3-4% 556 $112,940,000 $203,129
    6-7% 359 $67,575,000 $188,231
    2.5-3% 195 $37,695,000 $193,308
    Over 8% 112 $9,810,000 $87,589
    7-8% 108 $15,590,000 $144,352
    <2.5% 38 $7,570,000 $199,211

    During 2022, Houma - Thibodaux's most frequently originated rate bucket was 5-6%, with 702 originations.

    Loan Sizing (HOUMA-THIBODAUX, LA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,242 $186,870,000 $150,459
    $200k-400k 1,077 $279,625,000 $259,633
    $100,000 or less 730 $44,700,000 $61,233
    $400k-600k 132 $60,960,000 $461,818
    $600k-1000k 27 $20,005,000 $740,926
    $Over $1MM 7 $36,985,000 $5,283,571

    HOUMA - THIBODAUX's loan sizing saw the bucket of loans from $100k-200k with 1,242 originations, totaling $186,870,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,595 $341,215,000 $213,928
    60-80% 561 $138,405,000 $246,711
    40-60% 206 $31,620,000 $153,495
    20-40% 112 $9,820,000 $87,679
    Over 100% 79 $16,765,000 $212,215
    Under 20% 69 $2,955,000 $42,826

    HOUMA - THIBODAUX's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,595 originations, totaling $341,215,000 in origination value.