Diamond Valley Mortgage Rates, Fees & Info
Evansville, INLEI: 549300ACR0JR0FZ47P31
Tax ID: 35-1067773
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Mortgage Data
Review & Overview
Diamond Valley is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Diamond Valley has a high proportion of conventional loans. Their top two markets are Evansville and Owensboro .Diamond Valley has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
13Origination Dollar Volume (All Markets)
$1,785,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 12 | $1,640,000 | $136,667 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 13 | $1,785,000 | $137,308 | $0 | 0.00% |
For 2023, Diamond Valley's most frequently originated type of loan was Conventional, with 13 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 6 | $1,300,000 | $216,667 | $0 | 0.00% |
| Cash Out Refi | 6 | $440,000 | $73,333 | $0 | 0.00% |
| Home Improvement | 1 | $45,000 | $45,000 | $0 | 0.00% |
For 2023, Diamond Valley's most frequently cited loan purpose was Home Purchase, with 6 originations. The 2nd most popular reason was Cash Out Refi, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 13 | $1,785,000 | $137,308 | $0 | 0.00% |
For 2023, Diamond Valley's most frequently cited loan duration was Other, with 13 originations.
Loan Sizing
2023 saw Diamond Valley place emphasis on $100,000 or less loans with 5 originations, totaling $275,000 in origination value.
Applicant Income
Diamond Valley lent most frequently to those with incomes in the $100k-150k range, with 5 originations. The second most popular income band? $150k-250k, with 2 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 13 | $1,785,000 | $137,308 | $0 | 0.00% |
Diamond Valley lent most frequently to those with DTI ratios of Exempt%, with 13 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 12 | $1,730,000 | $144,167 | $0 | 0.00% |
| Not applicable | 1 | $55,000 | $55,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications87.50%
Diamond Valley has an average approval rate.
Pick Rate
Approvals leading to origination92.31%
Diamond Valley has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 13 | $1,785,000 | $137,308 |