Diamond Valley Mortgage Rates, Fees & Info

Evansville, IN

LEI: 549300ACR0JR0FZ47P31

Tax ID: 35-1067773

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Mortgage Data

Review & Overview

Diamond Valley is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Diamond Valley has a high proportion of conventional loans. Their top two markets are Evansville and Owensboro .

Diamond Valley has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.

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Originations

13

Origination Dollar Volume (All Markets)

$1,785,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
EVANSVILLE, IN-KY (FHA|USDA|VA) 12 $1,640,000 $136,667 $0 0.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
Diamond Valley's top markets include Evansville and Owensboro among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 13 $1,785,000 $137,308 $0 0.00%

    For 2023, Diamond Valley's most frequently originated type of loan was Conventional, with 13 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6 $1,300,000 $216,667 $0 0.00%
    Cash Out Refi 6 $440,000 $73,333 $0 0.00%
    Home Improvement 1 $45,000 $45,000 $0 0.00%

    For 2023, Diamond Valley's most frequently cited loan purpose was Home Purchase, with 6 originations. The 2nd most popular reason was Cash Out Refi, with 6 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 13 $1,785,000 $137,308 $0 0.00%

    For 2023, Diamond Valley's most frequently cited loan duration was Other, with 13 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 5 $275,000 $55,000 $0 0.00%
    $100k-200k 4 $480,000 $120,000 $0 0.00%
    $200k-400k 4 $1,030,000 $257,500 $0 0.00%

    2023 saw Diamond Valley place emphasis on $100,000 or less loans with 5 originations, totaling $275,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5 $715,000 $143,000 $0 0.00%
    $150k-250k 2 $340,000 $170,000 $0 0.00%
    $50k-75k 2 $230,000 $115,000 $0 0.00%
    $50k or less 2 $160,000 $80,000 $0 0.00%
    $75k-100k 2 $340,000 $170,000 $0 0.00%

    Diamond Valley lent most frequently to those with incomes in the $100k-150k range, with 5 originations. The second most popular income band? $150k-250k, with 2 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 13 $1,785,000 $137,308 $0 0.00%

    Diamond Valley lent most frequently to those with DTI ratios of Exempt%, with 13 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12 $1,730,000 $144,167 $0 0.00%
    Not applicable 1 $55,000 $55,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    87.50%

    Diamond Valley has an average approval rate.

    Pick Rate

    Approvals leading to origination
    92.31%

    Diamond Valley has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 13 $1,785,000 $137,308

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    13 $1,785,000 $137,308