EVANSVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Evansville averaged
6.58%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.49% and
one month ago for the week of 2025-02-27, the
average rate was 6.7%.
Evansville's average rate one year ago was 6.93%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.45%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Evansville 30 Year Fixed Rate | 2025-04-03 | 6.58% |
| Evansville 30 Year Fixed Rate Refi | 2025-04-03 | 7.45% |
| Evansville 15 Year Fixed Rate | 2025-04-03 | 6.34% |
| Evansville 15 Year Fixed Rate Refi | 2025-04-03 | 6.85% |
| Evansville 30 Year FHA | 2025-04-03 | 6.31% |
| Evansville 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Evansville 30 Year USDA | 2025-04-03 | 6.27% |
| Evansville 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Evansville 30 Year VA | 2025-04-03 | 6.52% |
| Evansville 30 Year VA Refi | 2025-04-03 | 5.73% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EVANSVILLE, IN-KY.
EVANSVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EVANSVILLE, IN-KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EVANSVILLE Average Closing Costs & Other Stats
EVANSVILLE, IN-KY's 137 lenders originated 7,058
loans during 2024. The total origination value was $1,485,810,000, with an average loan value of
$210,514.
EVANSVILLE's average closing costs are $3,746.
The top EVANSVILLE lender as defined by loan originations is EVANSVILLE TEACHERS, with
478 loans originated. Their average total fees are
$2,860, which is $517
lower than the next largest lender,
MORTGAGE MASTERS OF INDIANA, INC..
The lowest fee EVANSVILLE lenders (with over 10 loans originated) are
Heritage Federal Credit Union ($2,533), German American Bank ($2,741), EVANSVILLE TEACHERS ($2,860), Old National Bank ($2,921) and Fifth Third Bank ($3,062).
The lowest rate EVANSVILLE lenders (with over 10 loans originated) are
FBC MORTGAGE, LLC (6.11%), INDIANA MEMBERS CREDIT UNION (6.34%), Wells Fargo Bank (6.44%), Old National Bank (6.50%) and PLAZA HOME MORTGAGE, INC. (6.52%).
EVANSVILLE, IN-KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| EVANSVILLE TEACHERS | $167,130,000 | $201,740,000 | 20.7% | 13.6% |
| MORTGAGE MASTERS OF INDIANA, INC. | $129,480,000 | $143,535,000 | 10.9% | 9.7% |
| Old National Bank | $70,325,000 | $87,725,000 | 24.7% | 5.9% |
| Heritage Federal Credit Union | $52,500,000 | $63,525,000 | 21.0% | 4.3% |
| First Federal Savings Bank | $74,070,000 | $58,900,000 | -20.5% | 4.0% |
| INDIANA MEMBERS CREDIT UNION | $16,270,000 | $50,350,000 | 209.5% | 3.4% |
| QUICKEN LOANS, LLC | $36,035,000 | $46,385,000 | 28.7% | 3.1% |
| German American Bank | $36,790,000 | $46,025,000 | 25.1% | 3.1% |
| GREYSTONE SERVICING COMPANY LLC | $42,910,000 | n/a | 2.9% | |
| WALKER & DUNLOP, LLC | $14,705,000 | $37,920,000 | 157.9% | 2.6% |
| Fifth Third Bank | $36,700,000 | $36,140,000 | -1.5% | 2.4% |
| FIELD & MAIN BANK, INC. | $35,930,000 | $36,120,000 | 0.5% | 2.4% |
| LNB COMMUNITY BANK | $25,380,000 | $35,435,000 | 39.6% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $28,590,000 | $33,970,000 | 18.8% | 2.3% |
| Stock Yards Bank & Trust Company | $395,000 | $29,775,000 | 7,438.0% | 2.0% |
| Merchants Bank of Indiana | $34,295,000 | $27,465,000 | -19.9% | 1.8% |
| FBC MORTGAGE, LLC | $14,305,000 | $26,025,000 | 81.9% | 1.8% |
| Mortgage Research Center, LLC | $19,340,000 | $25,405,000 | 31.4% | 1.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $22,610,000 | n/a | 1.5% | |
| peoples trust and savings bank | $21,310,000 | $19,930,000 | -6.5% | 1.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $8,335,000 | $19,925,000 | 139.1% | 1.3% |
| COLLIERS MORTGAGE LLC | $19,725,000 | n/a | 1.3% | |
| FREEDOM MORTGAGE CORPORATION | $6,245,000 | $16,180,000 | 159.1% | 1.1% |
| CRANE | $13,300,000 | $15,770,000 | 18.6% | 1.1% |
| Independence Bank of Kentucky | $14,280,000 | $13,715,000 | -4.0% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $3,315,000 | $11,870,000 | 258.1% | 0.8% |
| CBRE MULTIFAMILY CAPITAL, INC. | $10,640,000 | n/a | 0.7% | |
| American Mortgage & Equity Consultants, Inc. | $145,000 | $9,895,000 | 6,724.1% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $7,110,000 | $8,390,000 | 18.0% | 0.6% |
| Banterra Bank | $4,895,000 | $7,875,000 | 60.9% | 0.5% |
| BOONVILLE FEDERAL SAVINGS BANK | $5,630,000 | $7,665,000 | 36.1% | 0.5% |
| Equity Prime Mortgage LLC | $2,700,000 | $7,375,000 | 173.1% | 0.5% |
| Merchants Capital Corp. | $7,205,000 | n/a | 0.5% | |
| CALCON MUTUAL MORTGAGE LLC | $7,150,000 | n/a | 0.5% | |
| JPMorgan Chase Bank | $3,885,000 | $6,285,000 | 61.8% | 0.4% |
| Bank of England | $22,285,000 | $5,950,000 | -73.3% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $2,470,000 | $5,930,000 | 140.1% | 0.4% |
| The Loan Store, Inc. | $395,000 | $5,905,000 | 1,394.9% | 0.4% |
| Farm Credit Mid-America, ACA | $3,325,000 | $5,100,000 | 53.4% | 0.3% |
| RUOFF MORTGAGE COMPANY, INC. | $9,350,000 | $4,965,000 | -46.9% | 0.3% |
| The First National Bank of Carmi | $6,900,000 | $4,960,000 | -28.1% | 0.3% |
| LOANDEPOT.COM, LLC | $3,610,000 | $4,795,000 | 32.8% | 0.3% |
| NEWREZ LLC | $7,265,000 | $4,785,000 | -34.1% | 0.3% |
| UNION HOME MORTGAGE CORP. | $990,000 | $4,665,000 | 371.2% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $3,505,000 | $4,345,000 | 24.0% | 0.3% |
| GVC MORTGAGE, INC. | $3,315,000 | $4,140,000 | 24.9% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,605,000 | $3,995,000 | -13.2% | 0.3% |
| Carrington Mortgage Services, LLC | $2,070,000 | $3,810,000 | 84.1% | 0.3% |
| Bank of America | $4,440,000 | $3,715,000 | -16.3% | 0.3% |
| Plains Commerce Bank | $555,000 | $3,540,000 | 537.8% | 0.2% |
| Farmers Bank and Trust Company | $4,600,000 | $3,455,000 | -24.9% | 0.2% |
| ENVOY MORTGAGE, LTD | $3,245,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $380,000 | $3,095,000 | 714.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,045,000 | $3,055,000 | 49.4% | 0.2% |
| U.S. Bank | $2,785,000 | $3,020,000 | 8.4% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,835,000 | $2,890,000 | -40.2% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $2,775,000 | $2,855,000 | 2.9% | 0.2% |
| FAIR WAY LENDING LLC | $1,990,000 | $2,740,000 | 37.7% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $785,000 | $2,600,000 | 231.2% | 0.2% |
| SOUTH CENTRAL BANK, INC. | $1,935,000 | $2,595,000 | 34.1% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $3,275,000 | $2,585,000 | -21.1% | 0.2% |
| The Greenwood's State Bank | $2,510,000 | n/a | 0.2% | |
| Discover Bank | $1,905,000 | $2,485,000 | 30.4% | 0.2% |
| Stifel Bank and Trust | $195,000 | $2,445,000 | 1,153.8% | 0.2% |
| USAA Federal Savings Bank | $1,910,000 | $2,420,000 | 26.7% | 0.2% |
| Northpointe Bank | $10,630,000 | $2,375,000 | -77.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,480,000 | $2,360,000 | -4.8% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,465,000 | $2,320,000 | 58.4% | 0.2% |
| Regions Bank | $2,005,000 | $2,320,000 | 15.7% | 0.2% |
| Flagstar Bank, FSB | $2,730,000 | $2,270,000 | -16.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $4,315,000 | $2,245,000 | -48.0% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $605,000 | $2,230,000 | 268.6% | 0.2% |
| Magnolia Bank | $670,000 | $2,145,000 | 220.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $875,000 | $2,005,000 | 129.1% | 0.1% |
| Wells Fargo Bank | $3,190,000 | $1,975,000 | -38.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $445,000 | $1,955,000 | 339.3% | 0.1% |
| The Federal Savings Bank | $1,440,000 | $1,925,000 | 33.7% | 0.1% |
| EVANSVILLE | $2,945,000 | $1,825,000 | -38.0% | 0.1% |
| Sterling United FCU | $1,690,000 | $1,780,000 | 5.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,240,000 | $1,775,000 | -45.2% | 0.1% |
| PNC Bank | $1,165,000 | $1,730,000 | 48.5% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $745,000 | $1,715,000 | 130.2% | 0.1% |
| LOANFLIGHT LENDING, LLC | $1,690,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $1,715,000 | $1,630,000 | -5.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,185,000 | $1,625,000 | 37.1% | 0.1% |
| Brighton Bank | $6,615,000 | $1,585,000 | -76.0% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $510,000 | $1,585,000 | 210.8% | 0.1% |
| DIAMOND VALLEY | $1,640,000 | $1,575,000 | -4.0% | 0.1% |
| Figure Lending LLC | $725,000 | $1,545,000 | 113.1% | 0.1% |
| LOANPAL, LLC | $1,535,000 | $1,500,000 | -2.3% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,555,000 | $1,465,000 | -5.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,060,000 | $1,410,000 | 33.0% | 0.1% |
| The Huntington National Bank | $2,140,000 | $1,400,000 | -34.6% | 0.1% |
| AMWEST FUNDING CORP. | $105,000 | $1,385,000 | 1,219.0% | 0.1% |
| Ixonia Bank | $1,355,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $1,630,000 | $1,345,000 | -17.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $165,000 | $1,340,000 | 712.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,435,000 | $1,285,000 | -10.5% | 0.1% |
| GUARANTEED RATE, INC. | $1,010,000 | $1,270,000 | 25.7% | 0.1% |
| Legence Bank | $605,000 | $1,255,000 | 107.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,250,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $975,000 | $1,230,000 | 26.2% | 0.1% |
| Planters Bank, Inc. | $235,000 | $1,210,000 | 414.9% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $410,000 | $1,155,000 | 181.7% | 0.1% |
| Toyota Financial Savings Bank | $630,000 | $1,140,000 | 81.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $590,000 | $1,100,000 | 86.4% | 0.1% |
| NBKC BANK | $360,000 | $1,045,000 | 190.3% | 0.1% |
| PLANET HOME LENDING, LLC | $1,205,000 | $1,020,000 | -15.4% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,000,000 | n/a | 0.1% | |
| First Financial Bank | $1,285,000 | $990,000 | -23.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $630,000 | $970,000 | 54.0% | 0.1% |
| INDIANA UNIVERSITY CREDIT UNION | $650,000 | $970,000 | 49.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $160,000 | $940,000 | 487.5% | 0.1% |
| Servion, Inc. | $1,895,000 | $865,000 | -54.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $545,000 | $855,000 | 56.9% | 0.1% |
| ALLIANT CREDIT UNION | $45,000 | $810,000 | 1,700.0% | 0.1% |
| Academy Bank | $795,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $1,145,000 | $770,000 | -32.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $500,000 | $765,000 | 53.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $755,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $945,000 | $745,000 | -21.2% | 0.1% |
| Truist | $1,375,000 | $740,000 | -46.2% | 0.0% |
| United Fidelity Bank, fsb | $1,650,000 | $740,000 | -55.2% | 0.0% |
| BMO Harris Bank | $1,200,000 | $690,000 | -42.5% | 0.0% |
| PHH Mortgage Corporation | $675,000 | n/a | 0.0% | |
| LAKE MICHIGAN CREDIT UNION | $550,000 | $655,000 | 19.1% | 0.0% |
| American Bank & Trust Company, Inc. | $645,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $505,000 | $625,000 | 23.8% | 0.0% |
| CMG MORTGAGE, INC. | $225,000 | $620,000 | 175.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $215,000 | $615,000 | 186.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,265,000 | $610,000 | -51.8% | 0.0% |
| Waterstone Mortgage Corporation | $175,000 | $610,000 | 248.6% | 0.0% |
| GSF Mortgage Corporation | $600,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $380,000 | $575,000 | 51.3% | 0.0% |
| SUMMIT FUNDING, INC. | $525,000 | $555,000 | 5.7% | 0.0% |
| FirstBank | $800,000 | $530,000 | -33.8% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $820,000 | $525,000 | -36.0% | 0.0% |
| T2 FINANCIAL LLC | $105,000 | $525,000 | 400.0% | 0.0% |
| FORUM Credit Union | $65,000 | $520,000 | 700.0% | 0.0% |
| NEXERA HOLDING LLC | $520,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $105,000 | $500,000 | 376.2% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $155,000 | $495,000 | 219.4% | 0.0% |
| First Federal Bank | $145,000 | $490,000 | 237.9% | 0.0% |
| Morgan Stanley Private Bank | $480,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $465,000 | n/a | 0.0% | |
| Carrollton Bank | $460,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $245,000 | $425,000 | 73.5% | 0.0% |
| Atlantic Union Bank | $425,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $235,000 | $420,000 | 78.7% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $145,000 | $405,000 | 179.3% | 0.0% |
| Security Federal Savings Bank | $95,000 | $405,000 | 326.3% | 0.0% |
| Citizens Bank | $520,000 | $400,000 | -23.1% | 0.0% |
| Ally Bank | $230,000 | $390,000 | 69.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $390,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $390,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $215,000 | $390,000 | 81.4% | 0.0% |
| Goldwater Bank, N.A. | $385,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $1,115,000 | $385,000 | -65.5% | 0.0% |
| M&T Bank | $125,000 | $385,000 | 208.0% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $365,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $360,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $335,000 | $355,000 | 6.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $345,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $345,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $320,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $315,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $115,000 | $315,000 | 173.9% | 0.0% |
| The First National Bank and Trust Company | $315,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,165,000 | $310,000 | -73.4% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $310,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $305,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $200,000 | $300,000 | 50.0% | 0.0% |
| GENERAL ELECTRIC CREDIT UNION | $295,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $295,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $295,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $285,000 | $290,000 | 1.8% | 0.0% |
| SENTE MORTGAGE, INC. | $290,000 | n/a | 0.0% | |
| WesBanco | $125,000 | $275,000 | 120.0% | 0.0% |
| Eagle Bank and Trust Company | $265,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $560,000 | $255,000 | -54.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $255,000 | n/a | 0.0% | |
| THE MORTGAGE WAREHOUSE,LLC | $255,000 | n/a | 0.0% | |
| Credence Funding Corporation | $245,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $610,000 | $245,000 | -59.8% | 0.0% |
| The Lincoln National Bank of Hodgenville | $245,000 | n/a | 0.0% | |
| The Union Bank Company | $245,000 | n/a | 0.0% | |
| COMMONWEALTH | $355,000 | $240,000 | -32.4% | 0.0% |
| INTERCAP LENDING INC. | $235,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $235,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| Petefish, Skiles & Co. | $215,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $205,000 | n/a | 0.0% | |
| The Bank of New Glarus | $205,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $115,000 | $200,000 | 73.9% | 0.0% |
| A&D Mortgage LLC | $195,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | $185,000 | -21.3% | 0.0% |
| MICHIGAN MUTUAL, INC. | $185,000 | n/a | 0.0% | |
| Day Air Credit Union, Inc | $175,000 | n/a | 0.0% | |
| Northwest Bank | $490,000 | $175,000 | -64.3% | 0.0% |
| Union Savings Bank | $660,000 | $175,000 | -73.5% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $175,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $160,000 | $170,000 | 6.3% | 0.0% |
| Arvest Bank | $165,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $145,000 | $165,000 | 13.8% | 0.0% |
| The Fountain Trust Company | $165,000 | n/a | 0.0% | |
| Wilson & Muir Bank & Trust Company | $165,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $160,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $135,000 | $155,000 | 14.8% | 0.0% |
| Renasant Bank | $145,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $175,000 | $145,000 | -17.1% | 0.0% |
| Citibank | $320,000 | $135,000 | -57.8% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $135,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $485,000 | $135,000 | -72.2% | 0.0% |
| Park Lane Finance Solutions, LLC | $350,000 | $135,000 | -61.4% | 0.0% |
| PROPER RATE, LLC | $135,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $125,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $270,000 | $125,000 | -53.7% | 0.0% |
| Clearview Federal Credit Union | $65,000 | $125,000 | 92.3% | 0.0% |
| First Merchants Bank | $125,000 | $125,000 | 0.0% | 0.0% |
| Whitaker Bank | $125,000 | n/a | 0.0% | |
| Centra Credit Union | $45,000 | $115,000 | 155.6% | 0.0% |
| Community Bank of Trenton | $115,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $115,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $115,000 | n/a | 0.0% | |
| Owen County State Bank | $115,000 | n/a | 0.0% | |
| The Farmers & Merchants State Bank | $115,000 | n/a | 0.0% | |
| UNITED | $115,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $95,000 | $105,000 | 10.5% | 0.0% |
| TrustBank | $105,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $245,000 | $100,000 | -59.2% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $240,000 | $95,000 | -60.4% | 0.0% |
| KeyBank | $765,000 | $85,000 | -88.9% | 0.0% |
| Merchants Mortgage & Trust Corporation | $85,000 | n/a | 0.0% | |
| Peoples National Bank , N.A. | $85,000 | $85,000 | 0.0% | 0.0% |
| Secured Investment Corp. | $85,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $85,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $315,000 | $80,000 | -74.6% | 0.0% |
| Farmers Bank & Trust | $75,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $75,000 | n/a | 0.0% | |
| The Peoples State Bank of Newton, Illinois | $75,000 | n/a | 0.0% | |
| University Bank | $75,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $65,000 | n/a | 0.0% | |
| Coastal Community Bank | $105,000 | $65,000 | -38.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $65,000 | n/a | 0.0% | |
| MILESTONE HOME LENDING, LLC | $165,000 | $65,000 | -60.6% | 0.0% |
| Warsaw Federal Savings and Loan Association | $200,000 | $65,000 | -67.5% | 0.0% |
| AMERICAN FINANCING CORPORATION | $55,000 | n/a | 0.0% | |
| First Southern National Bank | $95,000 | $55,000 | -42.1% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Morgantown Bank & Trust Company, Incorporated | $55,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $265,000 | $55,000 | -79.2% | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $45,000 | n/a | 0.0% | |
| FINANCIAL CENTER FIRST CREDIT UNION | $35,000 | n/a | 0.0% | |
| BayCoast Bank | $25,000 | n/a | 0.0% |
EVANSVILLE's top lender by overall market share is EVANSVILLE TEACHERS, with 13.6% market share. In second place, with 9.7%, is MORTGAGE MASTERS OF INDIANA, INC., having originated $143,535,000 in loans. In third place, with 5.9%, is Old National Bank, having originated $87,725,000 in loans. In fourth place, with 4.3%, is Heritage Federal Credit Union, having originated $63,525,000 in loans. In fifth place, with 4.0%, is First Federal Savings Bank, having originated $58,900,000 in loans.
EVANSVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - EVANSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $149,900 (13.8%) | $196,453 (12.4%) | 0.56 | 806 |
| 2018-02-01 | $151,400 (15.4%) | $200,485 (11.8%) | 0.55 | 752 |
| 2018-03-01 | $172,250 (23.1%) | $212,525 (14.9%) | 0.60 | 673 |
| 2018-04-01 | $173,925 (24.3%) | $219,841 (16.2%) | 0.59 | 642 |
| 2018-05-01 | $170,475 (13.7%) | $223,778 (11.8%) | 0.57 | 658 |
| 2018-06-01 | $169,900 (17.3%) | $224,475 (13.9%) | 0.57 | 739 |
| 2018-07-01 | $164,900 (8.1%) | $216,989 (8.5%) | 0.55 | 787 |
| 2018-08-01 | $162,800 (11.9%) | $209,485 (1.3%) | 0.55 | 819 |
| 2018-09-01 | $159,900 (10.3%) | $209,499 (-1.7%) | 0.54 | 821 |
| 2018-10-01 | $163,200 (5.0%) | $207,898 (-4.0%) | 0.55 | 851 |
| 2018-11-01 | $160,725 (0.8%) | $202,973 (-6.2%) | 0.54 | 867 |
| 2018-12-01 | $155,000 (8.5%) | $194,372 (0.8%) | 0.53 | 824 |
| 2019-01-01 | $152,450 (1.7%) | $188,617 (-4.0%) | 0.53 | 795 |
| 2019-02-01 | $157,475 (4.0%) | $192,805 (-3.8%) | 0.53 | 734 |
| 2019-03-01 | $171,329 (-0.5%) | $206,682 (-2.8%) | 0.56 | 688 |
| 2019-04-01 | $179,900 (3.4%) | $219,932 (0.0%) | 0.57 | 661 |
| 2019-05-01 | $179,300 (5.2%) | $224,964 (0.5%) | 0.56 | 687 |
| 2019-06-01 | $179,900 (5.9%) | $226,497 (0.9%) | 0.56 | 698 |
| 2019-07-01 | $171,875 (4.2%) | $222,687 (2.6%) | 0.54 | 727 |
| 2019-08-01 | $160,873 (-1.2%) | $214,183 (2.2%) | 0.51 | 780 |
| 2019-09-01 | $154,757 (-3.2%) | $208,062 (-0.7%) | 0.50 | 828 |
| 2019-10-01 | $150,680 (-7.7%) | $204,585 (-1.6%) | 0.49 | 857 |
| 2019-11-01 | $146,450 (-8.9%) | $201,109 (-0.9%) | 0.48 | 789 |
| 2019-12-01 | $139,825 (-9.8%) | $195,692 (0.7%) | 0.47 | 721 |
| 2020-01-01 | $133,750 (-12.3%) | $191,931 (1.8%) | 0.45 | 645 |
| 2020-02-01 | $139,900 (-11.2%) | $198,231 (2.8%) | 0.46 | 535 |
| 2020-03-01 | $172,450 (0.7%) | $222,365 (7.6%) | 0.54 | 465 |
| 2020-04-01 | $178,400 (-0.8%) | $226,171 (2.8%) | 0.56 | 467 |
| 2020-05-01 | $179,900 (0.3%) | $240,661 (7.0%) | 0.55 | 431 |
| 2020-06-01 | $189,675 (5.4%) | $251,955 (11.2%) | 0.56 | 411 |
| 2020-07-01 | $184,675 (7.5%) | $245,863 (10.4%) | 0.54 | 406 |
| 2020-08-01 | $189,900 (18.0%) | $252,300 (17.8%) | 0.54 | 383 |
| 2020-09-01 | $178,450 (15.3%) | $239,698 (15.2%) | 0.51 | 386 |
| 2020-10-01 | $176,950 (17.4%) | $230,908 (12.9%) | 0.51 | 373 |
| 2020-11-01 | $164,900 (12.6%) | $226,944 (12.9%) | 0.48 | 395 |
| 2020-12-01 | $149,948 (7.2%) | $209,718 (7.2%) | 0.45 | 378 |
| 2021-01-01 | $159,450 (19.2%) | $207,914 (8.3%) | 0.48 | 306 |
| 2021-02-01 | $163,750 (17.1%) | $221,136 (11.6%) | 0.48 | 217 |
| 2021-03-01 | $164,450 (-4.6%) | $223,171 (0.4%) | 0.47 | 189 |
| 2021-04-01 | $185,000 (3.7%) | $222,851 (-1.5%) | 0.50 | 187 |
| 2021-05-01 | $184,900 (2.8%) | $226,840 (-5.7%) | 0.49 | 192 |
| 2021-06-01 | $204,750 (8.0%) | $253,239 (0.5%) | 0.54 | 229 |
| 2021-07-01 | $197,350 (6.9%) | $248,295 (1.0%) | 0.52 | 297 |
| 2021-08-01 | $176,700 (-7.0%) | $236,496 (-6.3%) | 0.47 | 348 |
| 2021-09-01 | $181,300 (1.6%) | $234,531 (-2.2%) | 0.48 | 355 |
| 2021-10-01 | $189,900 (7.3%) | $240,234 (4.0%) | 0.51 | 338 |
| 2021-11-01 | $192,444 (16.7%) | $244,465 (7.7%) | 0.51 | 317 |
| 2021-12-01 | $177,425 (18.3%) | $243,877 (16.3%) | 0.48 | 286 |
| 2022-01-01 | $209,450 (31.4%) | $250,978 (20.7%) | 0.57 | 232 |
| 2022-02-01 | $219,450 (34.0%) | $261,165 (18.1%) | 0.57 | 168 |
| 2022-03-01 | $199,450 (21.3%) | $248,741 (11.5%) | 0.50 | 166 |
| 2022-04-01 | $218,800 (18.3%) | $261,577 (17.4%) | 0.52 | 200 |
| 2022-05-01 | $230,000 (24.4%) | $282,961 (24.7%) | 0.53 | 241 |
| 2022-06-01 | $249,900 (22.1%) | $289,718 (14.4%) | 0.56 | 294 |
| 2022-07-01 | $230,000 (16.5%) | $276,044 (11.2%) | 0.52 | 375 |
| 2022-08-01 | $229,675 (30.0%) | $282,886 (19.6%) | 0.53 | 384 |
| 2022-09-01 | $220,600 (21.7%) | $285,077 (21.6%) | 0.52 | 395 |
| 2022-10-01 | $234,700 (23.6%) | $292,326 (21.7%) | 0.55 | 419 |
| 2022-11-01 | $241,475 (25.5%) | $287,893 (17.8%) | 0.58 | 450 |
| 2022-12-01 | $249,900 (40.9%) | $291,828 (19.7%) | 0.62 | 424 |
| 2023-01-01 | $260,544 (24.4%) | $311,291 (24.0%) | 0.65 | 364 |
| 2023-02-01 | $272,900 (24.4%) | $340,693 (30.5%) | 0.66 | 310 |
| 2023-03-01 | $273,425 (37.1%) | $356,427 (43.3%) | 0.64 | 274 |
| 2023-04-01 | $299,900 (37.1%) | $353,623 (35.2%) | 0.70 | 283 |
| 2023-05-01 | $284,700 (23.8%) | $356,155 (25.9%) | 0.65 | 298 |
| 2023-06-01 | $299,309 (19.8%) | $366,350 (26.5%) | 0.67 | 310 |
| 2023-07-01 | $299,734 (30.3%) | $375,519 (36.0%) | 0.68 | 301 |
| 2023-08-01 | $281,900 (22.7%) | $339,407 (20.0%) | 0.65 | 342 |
| 2023-09-01 | $250,000 (13.3%) | $310,149 (8.8%) | 0.58 | 392 |
| 2023-10-01 | $249,250 (6.2%) | $297,642 (1.8%) | 0.59 | 475 |
| 2023-11-01 | $239,900 (-0.7%) | $292,125 (1.5%) | 0.57 | 530 |
| 2023-12-01 | $239,900 (-4.0%) | $282,605 (-3.2%) | 0.59 | 484 |
| 2024-01-01 | $235,000 (-9.8%) | $279,668 (-10.2%) | 0.57 | 465 |
| 2024-02-01 | $241,450 (-11.5%) | $283,675 (-16.7%) | 0.58 | 421 |
| 2024-03-01 | $245,000 (-10.4%) | $292,753 (-17.9%) | 0.58 | 383 |
| 2024-04-01 | $237,400 (-20.8%) | $290,067 (-18.0%) | 0.55 | 411 |
| 2024-05-01 | $251,250 (-11.8%) | $308,458 (-13.4%) | 0.57 | 435 |
| 2024-06-01 | $249,900 (-16.5%) | $312,635 (-14.7%) | 0.57 | 487 |
| 2024-07-01 | $249,900 (-16.6%) | $311,057 (-17.2%) | 0.57 | 492 |
| 2024-08-01 | $240,000 (-14.9%) | $301,780 (-11.1%) | 0.56 | 531 |
| 2024-09-01 | $243,700 (-2.5%) | $289,298 (-6.7%) | 0.57 | 580 |
| 2024-10-01 | $245,750 (-1.4%) | $295,382 (-0.8%) | 0.58 | 625 |
| 2024-11-01 | $249,900 (4.2%) | $300,818 (3.0%) | 0.60 | 660 |
| 2024-12-01 | $264,900 (10.4%) | $305,342 (8.1%) | 0.66 | 577 |
| 2025-01-01 | $269,000 (14.5%) | $314,394 (12.4%) | 0.67 | 495 |
| 2025-02-01 | $264,000 (9.3%) | $308,800 (8.9%) | 0.64 | 471 |
| 2025-03-01 | $265,000 (8.2%) | $321,349 (9.8%) | 0.00 | 472 |
EVANSVILLE's median listing price for 2025-03-01 was $265,000, a difference of
$20,000
(8.2%) versus the prior year and
$1,000 versus the prior month.
EVANSVILLE's median listing price comes in at 0% of the national average.
EVANSVILLE's average listing price for 2025-03-01 was $321,349, a difference of $28,596 (9.8%) versus the prior year and $12,549 versus the prior month.
For the 2025-03-01 period, EVANSVILLE had 472 MLS listings, a difference of 1 listings (0%) versus the prior month and 89 listings (23%) versus the prior year.
EVANSVILLE's median listing price comes in at 0% of the national average.
EVANSVILLE's average listing price for 2025-03-01 was $321,349, a difference of $28,596 (9.8%) versus the prior year and $12,549 versus the prior month.
For the 2025-03-01 period, EVANSVILLE had 472 MLS listings, a difference of 1 listings (0%) versus the prior month and 89 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - EVANSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 81 days | 1,885 sqft |
| 2018-02-01 | 82 days | 1,846 sqft |
| 2018-03-01 | 73 days | 1,965 sqft |
| 2018-04-01 | 55 days | 1,997 sqft |
| 2018-05-01 | 45 days | 1,973 sqft |
| 2018-06-01 | 43 days | 1,958 sqft |
| 2018-07-01 | 45 days | 1,918 sqft |
| 2018-08-01 | 50 days | 1,903 sqft |
| 2018-09-01 | 57 days | 1,904 sqft |
| 2018-10-01 | 60 days | 1,939 sqft |
| 2018-11-01 | 60 days | 1,873 sqft |
| 2018-12-01 | 67 days | 1,861 sqft |
| 2019-01-01 | 74 days | 1,842 sqft |
| 2019-02-01 | 72 days | 1,845 sqft |
| 2019-03-01 | 68 days | 1,913 sqft |
| 2019-04-01 | 60 days | 2,012 sqft |
| 2019-05-01 | 47 days | 1,984 sqft |
| 2019-06-01 | 52 days | 1,971 sqft |
| 2019-07-01 | 52 days | 1,947 sqft |
| 2019-08-01 | 52 days | 1,897 sqft |
| 2019-09-01 | 52 days | 1,845 sqft |
| 2019-10-01 | 53 days | 1,815 sqft |
| 2019-11-01 | 65 days | 1,819 sqft |
| 2019-12-01 | 80 days | 1,744 sqft |
| 2020-01-01 | 87 days | 1,704 sqft |
| 2020-02-01 | 87 days | 1,734 sqft |
| 2020-03-01 | 59 days | 1,884 sqft |
| 2020-04-01 | 54 days | 1,904 sqft |
| 2020-05-01 | 57 days | 1,916 sqft |
| 2020-06-01 | 50 days | 1,990 sqft |
| 2020-07-01 | 45 days | 1,913 sqft |
| 2020-08-01 | 46 days | 1,920 sqft |
| 2020-09-01 | 35 days | 1,888 sqft |
| 2020-10-01 | 36 days | 1,790 sqft |
| 2020-11-01 | 41 days | 1,782 sqft |
| 2020-12-01 | 46 days | 1,645 sqft |
| 2021-01-01 | 58 days | 1,690 sqft |
| 2021-02-01 | 59 days | 1,653 sqft |
| 2021-03-01 | 31 days | 1,690 sqft |
| 2021-04-01 | 24 days | 1,813 sqft |
| 2021-05-01 | 23 days | 1,787 sqft |
| 2021-06-01 | 22 days | 1,862 sqft |
| 2021-07-01 | 24 days | 1,886 sqft |
| 2021-08-01 | 25 days | 1,800 sqft |
| 2021-09-01 | 39 days | 1,799 sqft |
| 2021-10-01 | 37 days | 1,822 sqft |
| 2021-11-01 | 35 days | 1,803 sqft |
| 2021-12-01 | 45 days | 1,773 sqft |
| 2022-01-01 | 54 days | 1,827 sqft |
| 2022-02-01 | 49 days | 1,802 sqft |
| 2022-03-01 | 29 days | 1,665 sqft |
| 2022-04-01 | 19 days | 1,809 sqft |
| 2022-05-01 | 20 days | 1,851 sqft |
| 2022-06-01 | 22 days | 1,959 sqft |
| 2022-07-01 | 26 days | 1,824 sqft |
| 2022-08-01 | 36 days | 1,881 sqft |
| 2022-09-01 | 40 days | 1,909 sqft |
| 2022-10-01 | 43 days | 1,920 sqft |
| 2022-11-01 | 45 days | 1,902 sqft |
| 2022-12-01 | 56 days | 1,895 sqft |
| 2023-01-01 | 64 days | 1,972 sqft |
| 2023-02-01 | 60 days | 2,036 sqft |
| 2023-03-01 | 47 days | 2,037 sqft |
| 2023-04-01 | 38 days | 2,008 sqft |
| 2023-05-01 | 32 days | 2,014 sqft |
| 2023-06-01 | 38 days | 2,033 sqft |
| 2023-07-01 | 36 days | 2,031 sqft |
| 2023-08-01 | 31 days | 1,981 sqft |
| 2023-09-01 | 36 days | 1,940 sqft |
| 2023-10-01 | 36 days | 1,856 sqft |
| 2023-11-01 | 41 days | 1,754 sqft |
| 2023-12-01 | 51 days | 1,728 sqft |
| 2024-01-01 | 60 days | 1,722 sqft |
| 2024-02-01 | 56 days | 1,746 sqft |
| 2024-03-01 | 53 days | 1,800 sqft |
| 2024-04-01 | 42 days | 1,769 sqft |
| 2024-05-01 | 42 days | 1,876 sqft |
| 2024-06-01 | 42 days | 1,855 sqft |
| 2024-07-01 | 43 days | 1,838 sqft |
| 2024-08-01 | 43 days | 1,813 sqft |
| 2024-09-01 | 41 days | 1,799 sqft |
| 2024-10-01 | 44 days | 1,803 sqft |
| 2024-11-01 | 49 days | 1,824 sqft |
| 2024-12-01 | 58 days | 1,848 sqft |
| 2025-01-01 | 72 days | 1,868 sqft |
| 2025-02-01 | 71 days | 1,830 sqft |
| 2025-03-01 | 0 days | 1,868 sqft |
EVANSVILLE's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
EVANSVILLE's median square footage for active listings during the 2025-03-01 period was 1,868 sqft. One year prior, the average listing was 1,800 sqft.
EVANSVILLE's median square footage for active listings during the 2025-03-01 period was 1,868 sqft. One year prior, the average listing was 1,800 sqft.
EVANSVILLE, IN-KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,790 | $970,370,000 | $256,034 |
| Cash Out Refi | 1,230 | $190,120,000 | $154,569 |
| Refi | 867 | $207,955,000 | $239,856 |
| Other | 592 | $64,200,000 | $108,446 |
| Home Improvement | 576 | $52,870,000 | $91,788 |
| NA | 3 | $295,000 | $98,333 |
Evansville's most frequently cited loan purpose was Home Purchase, with 3,790 originations. The 2nd most popular reason was Cash Out Refi, with 1,230 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,804 | $643,060,000 | $229,337 |
| 7-8% | 1,499 | $309,605,000 | $206,541 |
| Over 8% | 1,307 | $119,715,000 | $91,595 |
| 5-6% | 605 | $232,525,000 | $384,339 |
| <2.5% | 141 | $17,795,000 | $126,206 |
| 3-4% | 70 | $13,570,000 | $193,857 |
| 4-5% | 41 | $11,665,000 | $284,512 |
| 2.5-3% | 2 | $430,000 | $215,000 |
During 2024, Evansville's most frequently originated rate bucket was 6-7%, with 2,804 originations.
Loan Sizing (EVANSVILLE, IN-KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,455 | $132,215,000 | $53,855 |
| $100k-200k | 2,353 | $346,945,000 | $147,448 |
| $200k-400k | 1,766 | $475,330,000 | $269,156 |
| $400k-600k | 302 | $143,070,000 | $473,742 |
| $600k-1000k | 133 | $98,955,000 | $744,023 |
| $Over $1MM | 49 | $289,295,000 | $5,903,980 |
EVANSVILLE's loan sizing saw the bucket of loans from $100,000 or less with 2,455 originations, totaling $132,215,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,644 | $613,800,000 | $232,148 |
| 60-80% | 1,229 | $435,195,000 | $354,105 |
| Under 20% | 943 | $39,235,000 | $41,607 |
| 20-40% | 936 | $80,040,000 | $85,513 |
| 40-60% | 521 | $98,555,000 | $189,165 |
| Over 100% | 91 | $59,215,000 | $650,714 |
EVANSVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,644 originations, totaling $613,800,000 in origination value.