EVANSVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Evansville averaged
6.65%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.88% and
one month ago for the week of 2024-10-03, the
average rate was 6.08%.
Evansville's average rate one year ago was 7.52%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.52%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Evansville 30 Year Fixed Rate | 2024-11-07 | 6.65% |
| Evansville 30 Year Fixed Rate Refi | 2024-11-07 | 7.52% |
| Evansville 15 Year Fixed Rate | 2024-11-07 | 6.45% |
| Evansville 15 Year Fixed Rate Refi | 2024-11-07 | 6.6% |
| Evansville 30 Year FHA | 2024-11-07 | 6.3% |
| Evansville 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Evansville 30 Year USDA | 2024-11-07 | 6.48% |
| Evansville 30 Year USDA Refi | 2024-11-07 | 6.68% |
| Evansville 30 Year VA | 2024-11-07 | 6.35% |
| Evansville 30 Year VA Refi | 2024-11-07 | 6.54% |
EVANSVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EVANSVILLE, IN-KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EVANSVILLE Average Closing Costs & Other Stats
EVANSVILLE, IN-KY's 138 lenders originated 6,555
loans during 2023. The total origination value was $1,163,005,000, with an average loan value of
$177,423.
EVANSVILLE's average closing costs are $3,613.
The top EVANSVILLE lender as defined by loan originations is EVANSVILLE TEACHERS, with
457 loans originated. Their average total fees are
$2,787, which is $367
lower than the next largest lender,
MORTGAGE MASTERS OF INDIANA, INC..
The lowest fee EVANSVILLE lenders (with over 10 loans originated) are
CRANE ($1,963), EVANSVILLE ($2,045), RUOFF MORTGAGE COMPANY, INC. ($2,443), Banterra Bank ($2,443) and Heritage Federal Credit Union ($2,446).
The lowest rate EVANSVILLE lenders (with over 10 loans originated) are
INDIANA MEMBERS CREDIT UNION (6.02%), CRANE (6.48%), First Federal Savings Bank (6.51%), German American Bank (6.59%) and Independence Bank of Kentucky (6.59%).
EVANSVILLE, IN-KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| EVANSVILLE TEACHERS | $279,080,000 | $167,130,000 | -40.1% | 14.4% |
| MORTGAGE MASTERS OF INDIANA, INC. | $145,355,000 | $129,480,000 | -10.9% | 11.1% |
| First Federal Savings Bank | $63,845,000 | $74,070,000 | 16.0% | 6.4% |
| Old National Bank | $94,720,000 | $70,325,000 | -25.8% | 6.0% |
| Heritage Federal Credit Union | $63,090,000 | $52,500,000 | -16.8% | 4.5% |
| German American Bank | $73,040,000 | $36,790,000 | -49.6% | 3.2% |
| Fifth Third Bank | $89,885,000 | $36,700,000 | -59.2% | 3.2% |
| QUICKEN LOANS, LLC | $47,700,000 | $36,035,000 | -24.5% | 3.1% |
| FIELD & MAIN BANK, INC. | $30,850,000 | $35,930,000 | 16.5% | 3.1% |
| Merchants Bank of Indiana | $32,930,000 | $34,295,000 | 4.1% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $26,550,000 | $28,590,000 | 7.7% | 2.5% |
| First Financial Bank | $205,000 | $28,505,000 | 13,804.9% | 2.5% |
| LNB COMMUNITY BANK | $30,765,000 | $25,380,000 | -17.5% | 2.2% |
| Bank of England | $26,610,000 | $22,285,000 | -16.3% | 1.9% |
| peoples trust and savings bank | $39,510,000 | $21,310,000 | -46.1% | 1.8% |
| Mortgage Research Center, LLC | $22,900,000 | $19,340,000 | -15.5% | 1.7% |
| INDIANA MEMBERS CREDIT UNION | $17,730,000 | $16,270,000 | -8.2% | 1.4% |
| WALKER & DUNLOP, LLC | $7,095,000 | $14,705,000 | 107.3% | 1.3% |
| FBC MORTGAGE, LLC | $26,060,000 | $14,305,000 | -45.1% | 1.2% |
| Independence Bank of Kentucky | $22,185,000 | $14,280,000 | -35.6% | 1.2% |
| CRANE | $9,260,000 | $13,300,000 | 43.6% | 1.1% |
| Northpointe Bank | $3,945,000 | $10,630,000 | 169.5% | 0.9% |
| CALIBER HOME LOANS, INC. | $17,090,000 | $10,205,000 | -40.3% | 0.9% |
| RUOFF MORTGAGE COMPANY, INC. | $20,855,000 | $9,350,000 | -55.2% | 0.8% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $8,335,000 | n/a | 0.7% | |
| NEWREZ LLC | $4,140,000 | $7,265,000 | 75.5% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $7,595,000 | $7,110,000 | -6.4% | 0.6% |
| The First National Bank of Carmi | $11,555,000 | $6,900,000 | -40.3% | 0.6% |
| Prudential Huntoon Paige Associates, LLC | $6,880,000 | n/a | 0.6% | |
| Brighton Bank | $3,950,000 | $6,615,000 | 67.5% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $15,055,000 | $6,245,000 | -58.5% | 0.5% |
| BOONVILLE FEDERAL SAVINGS BANK | $5,390,000 | $5,630,000 | 4.5% | 0.5% |
| Banterra Bank | $12,045,000 | $4,895,000 | -59.4% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,940,000 | $4,835,000 | -30.3% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,780,000 | $4,605,000 | -52.9% | 0.4% |
| Farmers Bank and Trust Company | $6,840,000 | $4,600,000 | -32.7% | 0.4% |
| Bank of America | $3,065,000 | $4,440,000 | 44.9% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $5,500,000 | $4,315,000 | -21.5% | 0.4% |
| F&M Bank | $4,305,000 | n/a | 0.4% | |
| Morton Community Bank | $4,180,000 | n/a | 0.4% | |
| JPMorgan Chase Bank | $5,115,000 | $3,885,000 | -24.0% | 0.3% |
| LOANDEPOT.COM, LLC | $8,415,000 | $3,610,000 | -57.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $3,975,000 | $3,505,000 | -11.8% | 0.3% |
| Farm Credit Mid-America, ACA | $1,730,000 | $3,325,000 | 92.2% | 0.3% |
| GVC MORTGAGE, INC. | $7,005,000 | $3,315,000 | -52.7% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $5,350,000 | $3,315,000 | -38.0% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $4,070,000 | $3,275,000 | -19.5% | 0.3% |
| 21ST MORTGAGE CORPORATION | $2,925,000 | $3,240,000 | 10.8% | 0.3% |
| Wells Fargo Bank | $7,400,000 | $3,190,000 | -56.9% | 0.3% |
| EVANSVILLE | $5,425,000 | $2,945,000 | -45.7% | 0.3% |
| U.S. Bank | $5,515,000 | $2,785,000 | -49.5% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,350,000 | $2,775,000 | 105.6% | 0.2% |
| Flagstar Bank, FSB | $5,425,000 | $2,730,000 | -49.7% | 0.2% |
| Equity Prime Mortgage LLC | $5,170,000 | $2,700,000 | -47.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,580,000 | $2,480,000 | -3.9% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $390,000 | $2,470,000 | 533.3% | 0.2% |
| The Huntington National Bank | $3,705,000 | $2,140,000 | -42.2% | 0.2% |
| Carrington Mortgage Services, LLC | $6,520,000 | $2,070,000 | -68.3% | 0.2% |
| BROKER SOLUTIONS, INC. | $2,195,000 | $2,045,000 | -6.8% | 0.2% |
| Regions Bank | $5,270,000 | $2,005,000 | -62.0% | 0.2% |
| FAIR WAY LENDING LLC | $4,445,000 | $1,990,000 | -55.2% | 0.2% |
| SOUTH CENTRAL BANK, INC. | $3,695,000 | $1,935,000 | -47.6% | 0.2% |
| USAA Federal Savings Bank | $3,945,000 | $1,910,000 | -51.6% | 0.2% |
| Discover Bank | $825,000 | $1,905,000 | 130.9% | 0.2% |
| Servion, Inc. | $2,275,000 | $1,895,000 | -16.7% | 0.2% |
| CARDINAL FINANCIAL | $1,620,000 | $1,715,000 | 5.9% | 0.1% |
| Sterling United FCU | $1,690,000 | n/a | 0.1% | |
| United Fidelity Bank, fsb | $4,300,000 | $1,650,000 | -61.6% | 0.1% |
| DIAMOND VALLEY | $2,285,000 | $1,640,000 | -28.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $685,000 | $1,630,000 | 138.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $2,595,000 | $1,555,000 | -40.1% | 0.1% |
| LOANPAL, LLC | $230,000 | $1,535,000 | 567.4% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,970,000 | $1,465,000 | -50.7% | 0.1% |
| The Federal Savings Bank | $420,000 | $1,440,000 | 242.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,390,000 | $1,435,000 | -40.0% | 0.1% |
| Truist | $1,515,000 | $1,375,000 | -9.2% | 0.1% |
| First Financial Bank | $205,000 | $1,285,000 | 526.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,050,000 | $1,265,000 | 20.5% | 0.1% |
| PLANET HOME LENDING, LLC | $1,200,000 | $1,205,000 | 0.4% | 0.1% |
| BMO Harris Bank | $165,000 | $1,200,000 | 627.3% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $3,140,000 | $1,185,000 | -62.3% | 0.1% |
| Nations Lending Corporation | $870,000 | $1,165,000 | 33.9% | 0.1% |
| PNC Bank | $2,120,000 | $1,165,000 | -45.0% | 0.1% |
| DAS Acquisition Company, LLC | $880,000 | $1,145,000 | 30.1% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,460,000 | $1,115,000 | -23.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $5,720,000 | $1,060,000 | -81.5% | 0.1% |
| GUARANTEED RATE, INC. | $730,000 | $1,010,000 | 38.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $4,365,000 | $990,000 | -77.3% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,260,000 | $975,000 | -22.6% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $340,000 | $945,000 | 177.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,495,000 | $875,000 | -41.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $820,000 | n/a | 0.1% | |
| AmRes Corporation | $950,000 | $805,000 | -15.3% | 0.1% |
| FirstBank | $455,000 | $800,000 | 75.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $955,000 | $785,000 | -17.8% | 0.1% |
| KeyBank | $1,535,000 | $765,000 | -50.2% | 0.1% |
| First Savings Bank | $310,000 | $760,000 | 145.2% | 0.1% |
| Peoples Bank | $995,000 | $755,000 | -24.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $215,000 | $745,000 | 246.5% | 0.1% |
| Figure Lending LLC | $615,000 | $725,000 | 17.9% | 0.1% |
| Magnolia Bank | $825,000 | $670,000 | -18.8% | 0.1% |
| NFM, INC. | $660,000 | n/a | 0.1% | |
| Union Savings Bank | $1,465,000 | $660,000 | -54.9% | 0.1% |
| INDIANA UNIVERSITY CREDIT UNION | $3,110,000 | $650,000 | -79.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $500,000 | $645,000 | 29.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $120,000 | $630,000 | 425.0% | 0.1% |
| Toyota Financial Savings Bank | $520,000 | $630,000 | 21.2% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $515,000 | $610,000 | 18.4% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $950,000 | $605,000 | -36.3% | 0.1% |
| Legence Bank | $1,860,000 | $605,000 | -67.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $430,000 | $590,000 | 37.2% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $580,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,905,000 | $560,000 | -70.6% | 0.0% |
| Plains Commerce Bank | $555,000 | n/a | 0.0% | |
| LAKE MICHIGAN CREDIT UNION | $550,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $545,000 | n/a | 0.0% | |
| First Horizon Bank | $225,000 | $525,000 | 133.3% | 0.0% |
| SUMMIT FUNDING, INC. | $525,000 | n/a | 0.0% | |
| Citizens Bank | $895,000 | $520,000 | -41.9% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $135,000 | $510,000 | 277.8% | 0.0% |
| GUILD MORTGAGE COMPANY | $165,000 | $505,000 | 206.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $500,000 | n/a | 0.0% | |
| Northwest Bank | $665,000 | $490,000 | -26.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $485,000 | 259.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $485,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,500,000 | $445,000 | -70.3% | 0.0% |
| First Mid Bank & Trust | $430,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $1,775,000 | $410,000 | -76.9% | 0.0% |
| Blue Ridge Bank | $395,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $190,000 | $395,000 | 107.9% | 0.0% |
| Stock Yards Bank & Trust Company | $18,505,000 | $395,000 | -97.9% | 0.0% |
| The Loan Store, Inc. | $395,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $315,000 | $385,000 | 22.2% | 0.0% |
| Farmers State Bank of Alto Pass | $210,000 | $380,000 | 81.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $485,000 | $380,000 | -21.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $105,000 | $380,000 | 261.9% | 0.0% |
| First State Bank of St. Charles, Missouri | $375,000 | n/a | 0.0% | |
| STAR Financial Bank | $365,000 | n/a | 0.0% | |
| NBKC BANK | $235,000 | $360,000 | 53.2% | 0.0% |
| COMMONWEALTH | $230,000 | $355,000 | 54.3% | 0.0% |
| Park Lane Finance Solutions, LLC | $395,000 | $350,000 | -11.4% | 0.0% |
| Centier Bank | $345,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $515,000 | $340,000 | -34.0% | 0.0% |
| LENDINGONE, LLC | $85,000 | $335,000 | 294.1% | 0.0% |
| NexBank | $335,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $1,865,000 | $330,000 | -82.3% | 0.0% |
| Citibank | $105,000 | $320,000 | 204.8% | 0.0% |
| MJW Financial LLC | $895,000 | $320,000 | -64.2% | 0.0% |
| SPRING EQ, LLC | $410,000 | $315,000 | -23.2% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $670,000 | $285,000 | -57.5% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $950,000 | $275,000 | -71.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $205,000 | $275,000 | 34.1% | 0.0% |
| Pinnacle Bank | $275,000 | n/a | 0.0% | |
| TEACHERS CREDIT UNION | $135,000 | $275,000 | 103.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $270,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $205,000 | $270,000 | 31.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $755,000 | $265,000 | -64.9% | 0.0% |
| Mid-Continent Funding, Inc. | $400,000 | $255,000 | -36.3% | 0.0% |
| Midwest BankCentre | $255,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $135,000 | $255,000 | 88.9% | 0.0% |
| Southern Bank | $255,000 | n/a | 0.0% | |
| The Home National Bank of Thorntown | $255,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $245,000 | n/a | 0.0% | |
| BNC National Bank | $300,000 | $245,000 | -18.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $795,000 | $245,000 | -69.2% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $470,000 | $240,000 | -48.9% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $565,000 | $235,000 | -58.4% | 0.0% |
| Planters Bank, Inc. | $370,000 | $235,000 | -36.5% | 0.0% |
| POLARIS HOME FUNDING CORP. | $135,000 | $235,000 | 74.1% | 0.0% |
| Ally Bank | $665,000 | $230,000 | -65.4% | 0.0% |
| CMG MORTGAGE, INC. | $605,000 | $225,000 | -62.8% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $225,000 | n/a | 0.0% | |
| VICTORY MORTGAGE, L.L.C. | $225,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $215,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $215,000 | n/a | 0.0% | |
| First Western Trust Bank | $205,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $205,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $240,000 | $200,000 | -16.7% | 0.0% |
| Warsaw Federal Savings and Loan Association | $115,000 | $200,000 | 73.9% | 0.0% |
| Stifel Bank and Trust | $125,000 | $195,000 | 56.0% | 0.0% |
| THRIVE MORTGAGE, LLC | $480,000 | $195,000 | -59.4% | 0.0% |
| Baxter Credit Union | $95,000 | $185,000 | 94.7% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $175,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,300,000 | $175,000 | -86.5% | 0.0% |
| Evolve Bank & Trust | $165,000 | n/a | 0.0% | |
| Gateway First Bank | $165,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $705,000 | $165,000 | -76.6% | 0.0% |
| MILESTONE HOME LENDING, LLC | $305,000 | $165,000 | -45.9% | 0.0% |
| AXIA FINANCIAL, LLC | $160,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $720,000 | $160,000 | -77.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $960,000 | $160,000 | -83.3% | 0.0% |
| Central Bank | $155,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $480,000 | $155,000 | -67.7% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $2,095,000 | $145,000 | -93.1% | 0.0% |
| First Federal Bank | $500,000 | $145,000 | -71.0% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $145,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $145,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $135,000 | n/a | 0.0% | |
| EMM LOANS LLC | $135,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $135,000 | n/a | 0.0% | |
| Limestone Bank, Inc. | $65,000 | $135,000 | 107.7% | 0.0% |
| TUCKER MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $130,000 | n/a | 0.0% | |
| First Merchants Bank | $205,000 | $125,000 | -39.0% | 0.0% |
| M&T Bank | $760,000 | $125,000 | -83.6% | 0.0% |
| National Bank of St. Anne | $125,000 | n/a | 0.0% | |
| WesBanco | $125,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $115,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $115,000 | $115,000 | 0.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $35,000 | $115,000 | 228.6% | 0.0% |
| Neighborhood Loans, Inc. | $115,000 | n/a | 0.0% | |
| OCMBC, INC. | $115,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $350,000 | $115,000 | -67.1% | 0.0% |
| AMWEST FUNDING CORP. | $1,580,000 | $105,000 | -93.4% | 0.0% |
| Coastal Community Bank | $105,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $440,000 | $105,000 | -76.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,290,000 | $105,000 | -91.9% | 0.0% |
| T2 FINANCIAL LLC | $105,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $190,000 | $100,000 | -47.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $335,000 | $95,000 | -71.6% | 0.0% |
| First Southern National Bank | $145,000 | $95,000 | -34.5% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $455,000 | $95,000 | -79.1% | 0.0% |
| RANLIFE, INC. | $95,000 | n/a | 0.0% | |
| Security Federal Savings Bank | $95,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| First State Community Bank | $85,000 | n/a | 0.0% | |
| Peoples National Bank , N.A. | $265,000 | $85,000 | -67.9% | 0.0% |
| Signature Federal Credit Union | $85,000 | n/a | 0.0% | |
| UIF CORPORATION | $85,000 | n/a | 0.0% | |
| TOWER | $545,000 | $75,000 | -86.2% | 0.0% |
| Clearview Federal Credit Union | $65,000 | n/a | 0.0% | |
| FORUM Credit Union | $545,000 | $65,000 | -88.1% | 0.0% |
| ALLIANT CREDIT UNION | $45,000 | n/a | 0.0% | |
| Centra Credit Union | $45,000 | n/a | 0.0% | |
| GREENWOOD | $45,000 | n/a | 0.0% | |
| L & N Federal Credit Union | $45,000 | n/a | 0.0% | |
| UNIVERSITY OF KENTUCKY | $45,000 | n/a | 0.0% | |
| Citizens State Bank of New Castle | $35,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $735,000 | $25,000 | -96.6% | 0.0% |
| The Sacramento Deposit Bank | $25,000 | n/a | 0.0% | |
| Horizon Bank | $35,000 | $15,000 | -57.1% | 0.0% |
EVANSVILLE's top lender by overall market share is EVANSVILLE TEACHERS, with 14.4% market share. In second place, with 11.1%, is MORTGAGE MASTERS OF INDIANA, INC., having originated $129,480,000 in loans. In third place, with 6.4%, is First Federal Savings Bank, having originated $74,070,000 in loans. In fourth place, with 6.0%, is Old National Bank, having originated $70,325,000 in loans. In fifth place, with 4.5%, is Heritage Federal Credit Union, having originated $52,500,000 in loans.
EVANSVILLE, IN-KY Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 42301 | Evansville, IN-KY MSA | $710 | $710 | $940 | $1,240 | $1,260 |
| 42402 | Evansville, IN-KY MSA | $610 | $690 | $860 | $1,110 | $1,290 |
| 42406 | Evansville, IN-KY MSA | $590 | $660 | $830 | $1,070 | $1,240 |
| 42419 | Evansville, IN-KY MSA | $610 | $690 | $860 | $1,110 | $1,290 |
| 42420 | Evansville, IN-KY MSA | $600 | $680 | $850 | $1,100 | $1,280 |
| 42451 | Evansville, IN-KY MSA | $730 | $780 | $1,000 | $1,310 | $1,440 |
| 42452 | Evansville, IN-KY MSA | $700 | $780 | $980 | $1,270 | $1,470 |
| 42457 | Evansville, IN-KY MSA | $610 | $690 | $860 | $1,110 | $1,290 |
| 42458 | Evansville, IN-KY MSA | $600 | $680 | $850 | $1,100 | $1,280 |
| 42461 | Evansville, IN-KY MSA | $610 | $690 | $860 | $1,110 | $1,290 |
| 42462 | Evansville, IN-KY MSA | $620 | $700 | $870 | $1,140 | $1,310 |
| 47523 | Evansville, IN-KY MSA | $590 | $660 | $830 | $1,070 | $1,240 |
| 47537 | Evansville, IN-KY MSA | $660 | $740 | $930 | $1,200 | $1,400 |
| 47541 | Evansville, IN-KY MSA | $690 | $780 | $970 | $1,260 | $1,460 |
| 47601 | Evansville, IN-KY MSA | $640 | $720 | $900 | $1,170 | $1,350 |
| 47610 | Evansville, IN-KY MSA | $750 | $850 | $1,060 | $1,370 | $1,590 |
| 47612 | Evansville, IN-KY MSA | $670 | $750 | $940 | $1,220 | $1,410 |
| 47613 | Evansville, IN-KY MSA | $780 | $880 | $1,110 | $1,430 | $1,660 |
| 47616 | Evansville, IN-KY MSA | $630 | $710 | $890 | $1,150 | $1,340 |
| 47618 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47619 | Evansville, IN-KY MSA | $620 | $700 | $880 | $1,140 | $1,320 |
| 47620 | Evansville, IN-KY MSA | $620 | $700 | $880 | $1,140 | $1,320 |
| 47629 | Evansville, IN-KY MSA | $770 | $870 | $1,090 | $1,410 | $1,640 |
| 47630 | Evansville, IN-KY MSA | $810 | $910 | $1,140 | $1,480 | $1,710 |
| 47631 | Evansville, IN-KY MSA | $720 | $820 | $1,020 | $1,320 | $1,530 |
| 47633 | Evansville, IN-KY MSA | $660 | $740 | $930 | $1,200 | $1,400 |
| 47637 | Evansville, IN-KY MSA | $610 | $690 | $860 | $1,110 | $1,290 |
| 47638 | Evansville, IN-KY MSA | $590 | $660 | $830 | $1,070 | $1,240 |
| 47639 | Evansville, IN-KY MSA | $630 | $710 | $890 | $1,150 | $1,340 |
| 47660 | Evansville, IN-KY MSA | $770 | $870 | $1,090 | $1,410 | $1,640 |
| 47701 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47702 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47703 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47704 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47705 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47706 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47708 | Evansville, IN-KY MSA | $700 | $780 | $980 | $1,270 | $1,470 |
| 47710 | Evansville, IN-KY MSA | $620 | $700 | $870 | $1,130 | $1,310 |
| 47711 | Evansville, IN-KY MSA | $720 | $820 | $1,020 | $1,320 | $1,530 |
| 47712 | Evansville, IN-KY MSA | $720 | $810 | $1,010 | $1,310 | $1,520 |
| 47713 | Evansville, IN-KY MSA | $630 | $710 | $890 | $1,150 | $1,340 |
| 47714 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47715 | Evansville, IN-KY MSA | $800 | $900 | $1,120 | $1,450 | $1,680 |
| 47716 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47719 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47720 | Evansville, IN-KY MSA | $750 | $850 | $1,060 | $1,370 | $1,590 |
| 47721 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47724 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47725 | Evansville, IN-KY MSA | $1,040 | $1,170 | $1,460 | $1,890 | $2,190 |
| 47728 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47730 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47731 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47732 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47733 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47734 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47735 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47736 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47737 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47747 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
| 47750 | Evansville, IN-KY MSA | $700 | $790 | $990 | $1,280 | $1,490 |
2022 Average & Median Rent Data Statistics
EVANSVILLE, IN-KY average 1BR rent: $774, median: $790
EVANSVILLE, IN-KY average 2BR rent: $970, median: $990
EVANSVILLE, IN-KY average 3BR rent: $1,255, median: $1,280
EVANSVILLE, IN-KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,693 | $835,995,000 | $226,373 |
| Cash Out Refi | 1,134 | $123,780,000 | $109,153 |
| Home Improvement | 612 | $40,010,000 | $65,376 |
| Refi | 564 | $123,630,000 | $219,202 |
| Other | 540 | $38,420,000 | $71,148 |
| NA | 12 | $1,170,000 | $97,500 |
Evansville's most frequently cited loan purpose was Home Purchase, with 3,693 originations. The 2nd most popular reason was Cash Out Refi, with 1,134 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,167 | $410,225,000 | $189,305 |
| 7-8% | 1,563 | $288,695,000 | $184,706 |
| Over 8% | 1,229 | $133,295,000 | $108,458 |
| 5-6% | 736 | $172,670,000 | $234,606 |
| <2.5% | 132 | $12,390,000 | $93,864 |
| 4-5% | 75 | $27,485,000 | $366,467 |
| 3-4% | 44 | $3,430,000 | $77,955 |
During 2023, Evansville's most frequently originated rate bucket was 6-7%, with 2,167 originations.
Loan Sizing (EVANSVILLE, IN-KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,412 | $127,950,000 | $53,047 |
| $100k-200k | 2,289 | $335,205,000 | $146,442 |
| $200k-400k | 1,509 | $403,295,000 | $267,260 |
| $400k-600k | 237 | $112,275,000 | $473,734 |
| $600k-1000k | 81 | $59,445,000 | $733,889 |
| $Over $1MM | 27 | $124,835,000 | $4,623,519 |
EVANSVILLE's loan sizing saw the bucket of loans from $100,000 or less with 2,412 originations, totaling $127,950,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,459 | $552,195,000 | $224,561 |
| 60-80% | 1,171 | $251,155,000 | $214,479 |
| Under 20% | 943 | $40,585,000 | $43,038 |
| 20-40% | 831 | $69,335,000 | $83,436 |
| 40-60% | 494 | $120,060,000 | $243,036 |
| Over 100% | 64 | $14,270,000 | $222,969 |
EVANSVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,459 originations, totaling $552,195,000 in origination value.