Diamond Valley Mortgage Rates, Fees & Info
Evansville, INLEI: 549300ACR0JR0FZ47P31
Tax ID: 35-1067773
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Mortgage Data
Review & Overview
Diamond Valley is a smaller mortgage company specializing in Refi and Cash Out Refi loans. Diamond Valley has a high proportion of conventional loans. Their top (well, only) market is Evansville.Diamond Valley has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
100Origination Dollar Volume (All Markets)
$11,460,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 96 | $10,910,000 | $113,646 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $550,000 | $137,500 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 99 | $11,365,000 | $114,798 | $0 | 0.00% |
| VA | 1 | $95,000 | $95,000 | $0 | 0.00% |
For 2020, Diamond Valley's most frequently originated type of loan was Conventional, with 99 originations. Their 2nd most popular type was VA, with 1 originations.
Loan Reason
For 2020, Diamond Valley's most frequently cited loan purpose was Refi, with 41 originations. The 2nd most popular reason was Cash Out Refi, with 41 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 100 | $11,460,000 | $114,600 | $0 | 0.00% |
For 2020, Diamond Valley's most frequently cited loan duration was Other, with 100 originations.
Loan Sizing
2020 saw Diamond Valley place emphasis on $100,000 or less loans with 53 originations, totaling $3,645,000 in origination value.
Applicant Income
Diamond Valley lent most frequently to those with incomes in the $50k or less range, with 29 originations. The second most popular income band? $50k-75k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 100 | $11,460,000 | $114,600 | $0 | 0.00% |
Diamond Valley lent most frequently to those with DTI ratios of Exempt%, with 100 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 96 | $11,160,000 | $116,250 | $0 | 0.00% |
| Black | 4 | $300,000 | $75,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications90.37%
Diamond Valley has an average approval rate.
Pick Rate
Approvals leading to origination80.00%
Diamond Valley has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 100 | $11,460,000 | $114,600 |