Diamond Valley Mortgage Rates, Fees & Info
Evansville, INLEI: 549300ACR0JR0FZ47P31
Tax ID: 35-1067773
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Diamond Valley is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Diamond Valley has a high proportion of conventional loans. Their top markets by origination volume include: Evansville, Carbondale, and Panama City among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Diamond Valley has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
89Origination Dollar Volume (All Markets)
$11,635,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 85 | $11,075,000 | $130,294 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $260,000 | $130,000 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 87 | $11,285,000 | $129,713 | $0 | 0.00% |
| VA | 2 | $350,000 | $175,000 | $0 | 0.00% |
For 2021, Diamond Valley's most frequently originated type of loan was Conventional, with 87 originations. Their 2nd most popular type was VA, with 2 originations.
Loan Reason
For 2021, Diamond Valley's most frequently cited loan purpose was Cash Out Refi, with 40 originations. The 2nd most popular reason was Home Purchase, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 89 | $11,635,000 | $130,730 | $0 | 0.00% |
For 2021, Diamond Valley's most frequently cited loan duration was Other, with 89 originations.
Loan Sizing
2021 saw Diamond Valley place emphasis on $100k-200k loans with 41 originations, totaling $5,795,000 in origination value.
Applicant Income
Diamond Valley lent most frequently to those with incomes in the $50k or less range, with 25 originations. The second most popular income band? $75k-100k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 89 | $11,635,000 | $130,730 | $0 | 0.00% |
Diamond Valley lent most frequently to those with DTI ratios of Exempt%, with 89 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 85 | $11,255,000 | $132,412 | $0 | 0.00% |
| Black | 3 | $285,000 | $95,000 | $0 | 0.00% |
| Not applicable | 1 | $95,000 | $95,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications92.24%
Diamond Valley has an average approval rate.
Pick Rate
Approvals leading to origination79.78%
Diamond Valley has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 89 | $11,635,000 | $130,730 |