Altaone Federal Credit Union Mortgage Rates, Fees & Info

Ridgecrest, CA

LEI: 549300AIZH87CMSYX861

Tax ID: 95-1658623

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
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  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
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  • Applicant Income
  • Ethnicity Info
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  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Altaone Federal Credit Union is a smaller credit union specializing in various types of mortgages.



    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.28% 12/16/24
    30 Year Conventional Refi 5.04% 12/16/24
    30 Year Cash-out Refi 5.36% 12/16/24
    15 Year Conventional Purchase 5.49% 12/16/24
    15 Year Conventional Refi 5.34% 12/16/24
    15 Year Cash-out Refi 5.34% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Altaone Federal Credit Union Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Altaone Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    0

    Origination Dollar Volume (All Markets)

    $0

    Similar Lenders

    We use machine learning to identify the top lenders compared against AltaOne Federal Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SAFE 1 CREDIT UNION
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    CAMPOS FINANCIAL CORP.
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    Mechanics Bank
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    VALLEY STRONG CREDIT UNION
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    SCHOOLSFIRST
    Similarity Rank: 700
    CUSTOMER SERVICE MORTGAGE CORPORATION
    Similarity Rank: 910
    LOGIX FEDERAL CREDIT UNION
    Similarity Rank: 1564
    CHEVRON
    Similarity Rank: 1885
    NEW WAVE LENDING GROUP INC
    Similarity Rank: 1908
    NBH Bank
    Similarity Rank: 2301

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    ALLIED MORTGAGE GROUP Conventional home mortgage Closing on a mortgage 1 33.3%
    ALLIED MORTGAGE GROUP Conventional home mortgage Trouble during payment process 1 33.3%
    ALLIED MORTGAGE GROUP Other type of mortgage Trouble during payment process 1 33.3%