Chevron Mortgage Rates, Fees & Info
Oakland, CALEI: 549300VVH8HHFMWL8536
Tax ID: 94-0878385
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Mortgage Data
Review & Overview
Chevron is a smaller mortgage company specializing in Home Purchase loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: Houston, San Francisco, Los Angeles, New Orleans, and Midland among others. We have data for 147 markets. (Some data included below & more in-depth data is available with an active subscription.)Chevron has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Chevron is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.84% | 12/16/24 |
| 30 Year Conventional Purchase | 5.90% | 12/16/24 |
| 30 Year Conventional Refi | 6.03% | 12/16/24 |
| 30 Year Cash-out Refi | 6.31% | 12/16/24 |
| 15 Year Conventional Purchase | 5.59% | 12/16/24 |
| 15 Year Conventional Refi | 5.73% | 12/16/24 |
| 15 Year Cash-out Refi | 5.73% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Chevron Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Chevron. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,215Origination Dollar Volume (All Markets)
$404,685,000Awards
CHEVRON - 2023
CHEVRON is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Chevron's average 30 year fixed mortgage rate was
6.12%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.36%.
Relative Fees (Closing Costs)
Chevron's average total fees/closing costs for a 30 year fixed rate
mortgage were $4,476.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 358 | $148,110,000 | $413,715 | $4,717 | 6.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 181 | $62,795,000 | $346,934 | $3,863 | 7.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 71 | $25,365,000 | $357,254 | $3,852 | 7.76% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 51 | $17,465,000 | $342,451 | $1,221 | 6.31% |
| MIDLAND, TX (FHA|USDA|VA) | 40 | $12,860,000 | $321,500 | $2,662 | 6.27% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 39 | $8,485,000 | $217,564 | $1,554 | 7.34% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $8,225,000 | $548,333 | $2,475 | 6.76% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 37 | $7,695,000 | $207,973 | $2,300 | 7.74% |
| Outside of Metro Areas | 21 | $6,425,000 | $305,952 | $3,969 | 7.08% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $5,655,000 | $435,000 | $1,008 | 7.01% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 17 | $5,645,000 | $332,059 | $4,056 | 7.71% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $4,730,000 | $394,167 | $5,684 | 7.37% |
| VALLEJO, CA (FHA|USDA|VA) | 27 | $4,665,000 | $172,778 | $2,637 | 8.23% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $4,655,000 | $273,824 | $2,585 | 7.68% |
| NAPA, CA (FHA|USDA|VA) | 5 | $4,295,000 | $859,000 | $6,077 | 7.12% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $3,315,000 | $663,000 | $2,964 | 6.65% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 15 | $3,085,000 | $205,667 | $3,667 | 8.28% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $4,791 | 7.79% |
| COLUMBUS, OH (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $3,965 | 6.02% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $2,840,000 | $473,333 | $6,122 | 6.92% |
| MOBILE, AL (FHA|USDA|VA) | 17 | $2,775,000 | $163,235 | $3,095 | 7.84% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $2,700,000 | $337,500 | $559 | 6.86% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $2,350,000 | $587,500 | $7,253 | 6.91% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $172 | 6.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,274 | 8.45% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $1,180 | 6.89% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $1,650,000 | $825,000 | $9,565 | 5.56% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $5,970 | 7.68% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $3,825 | 6.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,922 | 8.31% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $4,582 | 8.10% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $9,161 | 7.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $2,673 | 7.21% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $1,165,000 | $1,165,000 | $32,083 | 6.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $5,219 | 7.69% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $4,590 | 7.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $5,540 | 8.46% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $843 | 5.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,930 | 7.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $2,627 | 6.90% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $0 | 7.50% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $8,033 | 7.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,406 | 6.59% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $1,733 | 7.12% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $2,517 | 7.35% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,484 | 7.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,358 | 6.69% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,883 | 5.96% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,708 | 7.63% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $21,208 | 5.38% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,146 | 6.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $1,493 | 8.00% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,819 | 6.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,091 | 6.50% |
| Heber, UT (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 8.67% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,827 | 7.41% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,483 | 7.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,152 | 7.44% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,188 | 7.44% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,684 | 7.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $2,571 | 8.92% |
| CASPER, WY (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,352 | 6.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,467 | 7.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,085 | 6.63% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,115 | 6.67% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,894 | 6.38% |
| TULSA, OK (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,220 | 8.67% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,566 | 7.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 8.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,887 | 5.63% |
| Taos, NM (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,902 | 5.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,108 | 5.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,300 | 6.75% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 10.08% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,827 | 5.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,680 | 5.50% |
| RENO, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 8.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,448 | 6.25% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,692 | 8.12% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,248 | 6.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,383 | 7.00% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,145 | 7.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,621 | 5.75% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,815 | 6.63% |
| CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,758 | 6.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,352 | 8.56% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $1,181 | 8.12% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,757 | 6.88% |
| AMES, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,716 | 6.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,719 | 5.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,904 | 7.38% |
| Meridian, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,053 | 6.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.50% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $1,611 | 8.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,653 | 7.38% |
| Starkville, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,420 | 6.87% |
| Fernley, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 10.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,335 | 7.00% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,988 | 5.63% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.50% |
| Pecos, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,585 | 5.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $925 | 6.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,382 | 7.38% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $831 | 7.94% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,399 | 7.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,459 | 7.50% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,712 | 7.00% |
| Outside of Metro Areas | 1 | $105,000 | $105,000 | $0 | 10.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,088 | 7.49% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,297 | 5.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,251 | 6.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,016 | 7.49% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,648 | 7.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,201 | 6.99% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.75% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $881 | 7.49% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.75% |
| Dayton, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,077 | 6.87% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $835 | 7.49% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 8.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against CHEVRON based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 772 | $338,490,000 | $438,459 | $3,802 | 6.35% |
| HELOC | 443 | $66,195,000 | $149,424 | n/a | 8.81% |
For 2023, Chevron's most frequently originated type of loan was Conventional, with 772 originations. Their 2nd most popular type was HELOC, with 443 originations.
Loan Reason
For 2023, Chevron's most frequently cited loan purpose was Home Purchase, with 616 originations. The 2nd most popular reason was Home Improvement, with 362 originations.
Loan Duration/Length
For 2023, Chevron's most frequently cited loan duration was 30 Year, with 533 originations. The 2nd most popular length was Other, with 443 originations.
Origination Fees/Closing Costs
Chevron's average total fees were $4,476, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 631 originations.
Interest Rates
During 2023, Chevron's average interest rate for loans was 6.12%, while their most frequently originated rate bucket for loans was Over 8%, with 469 originations.
Loan Sizing
2023 saw Chevron place emphasis on $200k-400k loans with 349 originations, totaling $101,335,000 in origination value.
Applicant Income
Chevron lent most frequently to those with incomes in the $150k-250k range, with 497 originations. The second most popular income band? $250k+, with 348 originations.
Applicant Debt to Income Ratio
Chevron lent most frequently to those with DTI ratios of 20-30%, with 245 originations. The next most common DTI ratio? 30-36%, with 223 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.00%
Chevron has a below average approval rate.
Pick Rate
Approvals leading to origination75.80%
Chevron has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,215 | $404,685,000 | $333,074 |