Chevron Mortgage Rates, Fees & Info

Oakland, CA

LEI: 549300VVH8HHFMWL8536

Tax ID: 94-0878385

5 stars - out of 5 stars, based on 47 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Chevron is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Houston, Los Angeles, Bakersfield, and New Orleans among others. We have data for 185 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Chevron has a below average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Chevron is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.07% 8/6/22
    30 Year Conventional Refi 5.37% 8/6/22
    30 Year Cash-out Refi 5.37% 8/6/22
    15 Year Conventional Purchase 4.17% 8/6/22
    15 Year Conventional Refi 4.41% 8/6/22
    15 Year Cash-out Refi 4.41% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,196

    Origination Dollar Volume (All Markets)

    $800,400,000
    Show all (15) awards

    Relative Rate

    Chevron's average 30 year fixed rate mortgage of loans were 2.71%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.44%.

    Relative Fees

    Chevron's average total fees for a 30 year fixed rate mortgage are $4,833.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 454 $212,040,000 $467,048 $4,716 3.14%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 561 $206,725,000 $368,494 $4,872 2.78%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 129 $46,655,000 $361,667 $5,119 3.17%
    BAKERSFIELD, CA (FHA|USDA|VA) » 86 $24,380,000 $283,488 $2,936 2.72%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 62 $21,030,000 $339,194 $2,852 2.61%
    VALLEJO, CA (FHA|USDA|VA) » 52 $18,520,000 $356,154 $5,400 3.12%
    MIDLAND, TX (FHA|USDA|VA) » 54 $16,290,000 $301,667 $3,457 2.52%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 26 $14,100,000 $542,308 $2,318 2.75%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 40 $13,830,000 $345,750 $4,497 3.14%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 65 $13,355,000 $205,462 $2,495 2.84%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 12 $12,380,000 $1,031,667 $4,799 2.95%
    Outside of Metro Areas 46 $10,760,000 $233,913 $4,357 2.74%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 26 $10,040,000 $386,154 $4,834 3.09%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 31 $9,285,000 $299,516 $5,420 3.09%
    STOCKTON, CA (FHA|USDA|VA) » 16 $8,480,000 $530,000 $5,406 3.08%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 18 $6,370,000 $353,889 $5,965 2.74%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 14 $5,820,000 $415,714 $5,080 3.32%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 20 $5,570,000 $278,500 $5,218 2.98%
    MOBILE, AL (FHA|USDA|VA) » 26 $5,060,000 $194,615 $3,147 2.72%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 11 $4,575,000 $415,909 $6,097 3.13%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 12 $4,400,000 $366,667 $4,519 2.98%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 8 $4,280,000 $535,000 $5,032 2.64%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 12 $4,000,000 $333,333 $4,668 3.03%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 11 $3,485,000 $316,818 $3,626 2.72%
    NAPA, CA (FHA|USDA|VA) » 9 $3,485,000 $387,222 $4,526 3.24%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 9 $3,255,000 $361,667 $5,908 3.10%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 6 $3,130,000 $521,667 $6,632 2.69%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 12 $3,060,000 $255,000 $5,178 3.20%
    PITTSBURGH, PA (FHA|USDA|VA) » 11 $2,875,000 $261,364 $4,443 2.63%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 9 $2,805,000 $311,667 $7,656 2.88%
    FRESNO, CA (FHA|USDA|VA) » 8 $2,720,000 $340,000 $5,293 2.69%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 6 $2,440,000 $406,667 $4,693 3.52%
    Heber, UT (FHA|USDA|VA) » 2 $2,420,000 $1,210,000 $7,618 2.56%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 6 $2,260,000 $376,667 $6,442 3.00%
    GREELEY, CO (FHA|USDA|VA) » 5 $2,165,000 $433,000 $339 2.18%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 6 $2,130,000 $355,000 $2,629 3.04%
    KNOXVILLE, TN (FHA|USDA|VA) » 2 $1,980,000 $990,000 $161 2.31%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 9 $1,865,000 $207,222 $3,643 2.82%
    Jackson, WY-ID (FHA|USDA|VA) » 1 $1,755,000 $1,755,000 $5,189 1.88%
    Breckenridge, CO (FHA|USDA|VA) » 2 $1,690,000 $845,000 $3,279 2.69%
    TUCSON, AZ (FHA|USDA|VA) » 7 $1,675,000 $239,286 $5,182 3.13%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 3 $1,585,000 $528,333 $0 3.50%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 7 $1,585,000 $226,429 $2,762 3.09%
    SANTA FE, NM (FHA|USDA|VA) » 2 $1,580,000 $790,000 $8,051 2.88%
    RENO, NV (FHA|USDA|VA) » 6 $1,530,000 $255,000 $3,761 3.02%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 6 $1,520,000 $253,333 $4,423 3.56%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 5 $1,465,000 $293,000 $3,452 2.83%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 5 $1,445,000 $289,000 $4,164 3.00%
    BOULDER, CO (FHA|USDA|VA) » 3 $1,435,000 $478,333 $3,269 2.50%
    EL PASO, TX (FHA|USDA|VA) » 13 $1,435,000 $110,385 $3,484 2.63%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 4 $1,430,000 $357,500 $11,677 2.44%
    Kapaa, HI (FHA|USDA|VA) » 4 $1,390,000 $347,500 $6,155 3.31%
    Kalispell, MT (FHA|USDA|VA) » 1 $1,335,000 $1,335,000 $5,801 2.63%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 4 $1,310,000 $327,500 $4,780 2.81%
    MODESTO, CA (FHA|USDA|VA) » 5 $1,295,000 $259,000 $5,283 3.90%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 4 $1,270,000 $317,500 $2,506 2.97%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 6 $1,270,000 $211,667 $3,186 2.92%
    Durango, CO (FHA|USDA|VA) » 1 $1,255,000 $1,255,000 $7,411 3.25%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 3 $1,165,000 $388,333 $4,060 2.79%
    Eureka-Arcata, CA (FHA|USDA|VA) » 2 $1,150,000 $575,000 $9,439 2.56%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 2 $1,130,000 $565,000 $2,079 2.63%
    ODESSA, TX (FHA|USDA|VA) » 4 $1,100,000 $275,000 $3,431 2.63%
    Carlsbad-Artesia, NM (FHA|USDA|VA) » 4 $1,090,000 $272,500 $1,802 2.25%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 4 $1,080,000 $270,000 $4,692 2.66%
    Opelousas, LA (FHA|USDA|VA) » 3 $1,065,000 $355,000 $5,419 2.83%
    BATON ROUGE, LA (FHA|USDA|VA) » 4 $1,060,000 $265,000 $6,660 3.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 4 $1,050,000 $262,500 $6,174 2.72%
    Outside of Metro Areas 5 $1,015,000 $203,000 $2,895 3.48%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 3 $1,015,000 $338,333 $6,027 3.71%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 7 $925,000 $132,143 $3,261 2.73%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 5 $925,000 $185,000 $5,289 3.43%
    LAFAYETTE, LA (FHA|USDA|VA) » 5 $905,000 $181,000 $3,317 2.90%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 4 $890,000 $222,500 $5,749 2.38%
    BOISE CITY, ID (FHA|USDA|VA) » 4 $860,000 $215,000 $3,907 3.09%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 1 $845,000 $845,000 $6,178 2.88%
    CHICO, CA (FHA|USDA|VA) » 3 $835,000 $278,333 $3,756 2.83%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 2 $830,000 $415,000 $4,664 2.50%
    JACKSON, MS (FHA|USDA|VA) » 3 $815,000 $271,667 $3,544 2.79%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 4 $780,000 $195,000 $2,892 3.22%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 2 $780,000 $390,000 $7,234 2.44%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 3 $775,000 $258,333 $2,630 3.63%
    BILLINGS, MT (FHA|USDA|VA) » 3 $745,000 $248,333 $8,911 2.21%
    THE VILLAGES, FL (FHA|USDA|VA) » 1 $705,000 $705,000 $3,428 2.88%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 4 $670,000 $167,500 $3,985 2.56%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 3 $665,000 $221,667 $1,823 2.79%
    Andrews, TX (FHA|USDA|VA) » 2 $660,000 $330,000 $3,638 2.56%
    CARSON CITY, NV (FHA|USDA|VA) » 2 $660,000 $330,000 $11,038 2.44%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 2 $650,000 $325,000 $2,379 3.44%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 2 $610,000 $305,000 $0 4.00%
    TYLER, TX (FHA|USDA|VA) » 2 $610,000 $305,000 $5,211 2.44%
    Laconia, NH (FHA|USDA|VA) » 1 $605,000 $605,000 $5,706 3.00%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 2 $600,000 $300,000 $5,020 2.88%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 2 $590,000 $295,000 $6,469 2.56%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 1 $575,000 $575,000 $11,452 3.25%
    Brevard, NC (FHA|USDA|VA) » 1 $565,000 $565,000 $8,764 2.88%
    VISALIA, CA (FHA|USDA|VA) » 3 $535,000 $178,333 $4,226 2.50%
    Sonora, CA (FHA|USDA|VA) » 2 $520,000 $260,000 $3,423 2.69%
    MISSOULA, MT (FHA|USDA|VA) » 1 $515,000 $515,000 $3,138 2.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 2 $510,000 $255,000 $4,104 2.88%
    ANCHORAGE, AK (FHA|USDA|VA) » 1 $495,000 $495,000 $5,792 2.75%
    JACKSONVILLE, FL (FHA|USDA|VA) » 2 $490,000 $245,000 $5,294 2.88%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 1 $485,000 $485,000 $3,714 2.88%
    TULSA, OK (FHA|USDA|VA) » 2 $480,000 $240,000 $2,235 2.44%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 3 $475,000 $158,333 $4,727 3.50%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 1 $455,000 $455,000 $2,347 1.75%
    SALINAS, CA (FHA|USDA|VA) » 2 $450,000 $225,000 $4,455 2.44%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 1 $445,000 $445,000 $3,035 2.38%
    COLUMBUS, OH (FHA|USDA|VA) » 1 $435,000 $435,000 $3,219 2.38%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 2 $420,000 $210,000 $3,273 2.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 1 $395,000 $395,000 $3,318 2.50%
    COLUMBIA, MO (FHA|USDA|VA) » 1 $395,000 $395,000 $6,290 2.38%
    MADISON, WI (FHA|USDA|VA) » 2 $390,000 $195,000 $3,387 1.94%
    YORK-HANOVER, PA (FHA|USDA|VA) » 2 $380,000 $190,000 $3,733 2.44%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 2 $380,000 $190,000 $5,105 2.69%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 1 $375,000 $375,000 $3,967 3.00%
    RICHMOND, VA (FHA|USDA|VA) » 1 $345,000 $345,000 $2,990 2.88%
    PROVO-OREM, UT (FHA|USDA|VA) » 1 $325,000 $325,000 $5,705 3.00%
    Russellville, AR (FHA|USDA|VA) » 1 $315,000 $315,000 $4,177 2.75%
    Big Rapids, MI (FHA|USDA|VA) » 1 $315,000 $315,000 $2,775 2.13%
    AKRON, OH (FHA|USDA|VA) » 1 $305,000 $305,000 $5,257 2.88%
    Vernal, UT (FHA|USDA|VA) » 1 $305,000 $305,000 $10,271 2.63%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 1 $305,000 $305,000 $3,251 2.00%
    Rutland, VT (FHA|USDA|VA) » 1 $295,000 $295,000 $4,512 2.75%
    SALISBURY, MD-DE (FHA|USDA|VA) » 1 $295,000 $295,000 $3,683 2.75%
    Fernley, NV (FHA|USDA|VA) » 1 $285,000 $285,000 $5,142 2.88%
    Natchez, MS-LA (FHA|USDA|VA) » 1 $285,000 $285,000 $4,955 2.75%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 1 $285,000 $285,000 $2,625 2.50%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 1 $275,000 $275,000 $350 1.88%
    Hilo, HI (FHA|USDA|VA) » 1 $265,000 $265,000 $4,220 2.75%
    LINCOLN, NE (FHA|USDA|VA) » 1 $265,000 $265,000 $2,445 2.88%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 1 $265,000 $265,000 $3,836 2.88%
    Oak Harbor, WA (FHA|USDA|VA) » 1 $255,000 $255,000 $0 4.00%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 1 $255,000 $255,000 $2,133 4.00%
    ROCHESTER, NY (FHA|USDA|VA) » 1 $255,000 $255,000 $0 4.00%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 1 $245,000 $245,000 $3,009 2.38%
    REDDING, CA (FHA|USDA|VA) » 1 $235,000 $235,000 $5,159 3.13%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 1 $235,000 $235,000 $4,471 2.75%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 1 $235,000 $235,000 $3,331 2.75%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 1 $225,000 $225,000 $4,288 2.38%
    CASPER, WY (FHA|USDA|VA) » 2 $220,000 $110,000 $2,270 3.56%
    ST. CLOUD, MN (FHA|USDA|VA) » 1 $215,000 $215,000 $3,378 2.13%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 1 $215,000 $215,000 $0 4.00%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 1 $215,000 $215,000 $2,963 2.63%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 1 $205,000 $205,000 $1,756 2.38%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 1 $205,000 $205,000 $4,742 2.88%
    HATTIESBURG, MS (FHA|USDA|VA) » 1 $205,000 $205,000 $3,499 2.13%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 1 $195,000 $195,000 $4,779 3.13%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $195,000 $195,000 $2,968 2.25%
    YUMA, AZ (FHA|USDA|VA) » 1 $195,000 $195,000 $3,595 2.88%
    TUSCALOOSA, AL (FHA|USDA|VA) » 1 $185,000 $185,000 $2,807 2.88%
    Madison, IN (FHA|USDA|VA) » 1 $175,000 $175,000 $2,461 3.25%
    IDAHO FALLS, ID (FHA|USDA|VA) » 1 $175,000 $175,000 $3,889 2.75%
    Tupelo, MS (FHA|USDA|VA) » 1 $175,000 $175,000 $2,933 2.75%
    HAMMOND, LA (FHA|USDA|VA) » 1 $175,000 $175,000 $0 2.50%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 1 $175,000 $175,000 $8,212 2.50%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 1 $165,000 $165,000 $0 4.00%
    LAKE CHARLES, LA (FHA|USDA|VA) » 1 $165,000 $165,000 $2,990 2.25%
    Dayton, TN (FHA|USDA|VA) » 1 $155,000 $155,000 $2,827 2.63%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 1 $155,000 $155,000 $0 4.00%
    Clearlake, CA (FHA|USDA|VA) » 1 $155,000 $155,000 $3,246 2.88%
    Newport, OR (FHA|USDA|VA) » 1 $155,000 $155,000 $4,082 2.63%
    Payson, AZ (FHA|USDA|VA) » 1 $155,000 $155,000 $0 4.00%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 2 $150,000 $75,000 $2,308 3.31%
    WILMINGTON, NC (FHA|USDA|VA) » 1 $145,000 $145,000 $2,686 2.63%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 2 $140,000 $70,000 $0 4.00%
    Picayune, MS (FHA|USDA|VA) » 1 $135,000 $135,000 $2,501 2.50%
    Taos, NM (FHA|USDA|VA) » 1 $125,000 $125,000 $2,403 3.00%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 1 $125,000 $125,000 $662 2.38%
    BOWLING GREEN, KY (FHA|USDA|VA) » 1 $125,000 $125,000 $4,180 3.13%
    Bozeman, MT (FHA|USDA|VA) » 1 $115,000 $115,000 $0 4.00%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 1 $105,000 $105,000 $2,956 2.38%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 1 $105,000 $105,000 $2,141 4.13%
    Cedar City, UT (FHA|USDA|VA) » 1 $95,000 $95,000 $5,037 2.50%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 1 $95,000 $95,000 $3,255 2.25%
    SIOUX FALLS, SD (FHA|USDA|VA) » 1 $95,000 $95,000 $0 4.00%
    Burlington, IA-IL (FHA|USDA|VA) » 1 $85,000 $85,000 $3,361 2.75%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » 1 $85,000 $85,000 $1,752 2.63%
    URBAN HONOLULU, HI (FHA|USDA|VA) » 1 $75,000 $75,000 $0 4.00%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 1 $75,000 $75,000 $0 4.00%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 1 $75,000 $75,000 $2,782 3.13%
    JACKSON, MI (FHA|USDA|VA) » 1 $55,000 $55,000 $2,876 2.75%
    Marquette, MI (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.00%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.00%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 1 $45,000 $45,000 $3,587 2.63%
    MONTGOMERY, AL (FHA|USDA|VA) » 1 $45,000 $45,000 $3,583 2.38%

    Chevron's top markets include San Francisco, Houston, Los Angeles, Bakersfield, and New Orleans among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 2,196 $800,400,000 $364,481 $4,471 2.92%

    For the 2021 period, Chevron's most frequently originated loan type of loans were Conventional, with 2,196 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 907 $442,905,000 $488,319 $4,778 2.59%
    Cash Out Refi » 436 $168,300,000 $386,009 $5,137 2.78%
    Refi » 379 $112,815,000 $297,665 $3,587 2.68%
    Home Improvement » 316 $46,340,000 $146,646 $2,417 3.92%
    Other » 158 $30,040,000 $190,127 $3,333 3.80%

    For the 2021, Chevron's most frequently cited loan purpose of loans were Home Purchase, with 907 originations. The 2nd most popular reason of loans were Cash Out Refi, with 436 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 1,157 $578,865,000 $500,315 $4,833 2.71%
    15 Year » 541 $136,715,000 $252,708 $3,862 2.59%
    Other » 382 $56,520,000 $147,958 $0 4.10%
    20 Year » 77 $20,845,000 $270,714 $3,989 2.80%
    10 Year » 39 $7,455,000 $191,154 $3,167 2.41%

    For the 2021, Chevron's most frequently cited loan length of loans were 30 Year, with 1,157 originations. The 2nd most popular length of loans were 15 Year, with 541 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k » 1,105 $446,085,000 $403,697
    $1k-2k » 217 $56,915,000 $262,281
    $2k-3k » 161 $65,415,000 $406,304
    $5k+ » 151 $86,465,000 $572,616
    $3k-4k » 113 $54,455,000 $481,903
    $4k-5k » 66 $34,340,000 $520,303

    $4,833 of loans were Chevron's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,105 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% » 833 $359,405,000 $431,459
    <2.5% » 743 $308,605,000 $415,350
    3-4% » 556 $125,860,000 $226,367
    4-5% » 54 $5,610,000 $103,889
    5-6% » 10 $920,000 $92,000

    During 2021, Chevron's average interest rate of loans were 2.71%, while their most frequently originated rate bucket of loans were 2.5-3%, with 833 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 808 $235,960,000 $292,030 $3,991 2.83%
    $100k-200k » 403 $58,485,000 $145,124 $3,205 3.07%
    $400k-600k » 394 $190,580,000 $483,706 $4,946 2.64%
    $100,000 or less » 271 $16,515,000 $60,941 $2,335 3.68%
    $600k-1MM » 216 $163,060,000 $754,907 $6,500 2.69%
    $1MM+ » 104 $135,800,000 $1,305,769 $7,676 2.58%

    2021 saw Chevron place emphasis on $200k-400k loans with 808 originations, totaling $235,960,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k » 833 $317,195,000 $380,786 $4,557 2.91%
    $100k-150k » 547 $159,345,000 $291,307 $4,029 2.90%
    $250k+ » 435 $246,785,000 $567,322 $5,596 2.90%
    $75k-100k » 206 $47,450,000 $230,340 $3,936 2.96%
    $50k-75k » 131 $24,265,000 $185,229 $3,555 3.06%
    $50k or less » 41 $4,715,000 $115,000 $2,915 3.05%

    Chevron lent most frequently to those with incomes in the $150k-250k range, with 833 originations. The second most popular income band? $100k-150k, with 547 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 606 $205,640,000 $339,340 $4,322 2.89%
    30-36% » 361 $139,665,000 $386,884 $4,687 2.89%
    <20% » 331 $97,055,000 $293,218 $3,304 2.83%
    36% » 82 $37,790,000 $460,854 $4,908 2.88%
    40% » 76 $27,930,000 $367,500 $5,023 3.04%
    42% » 68 $30,960,000 $455,294 $5,530 2.84%
    38% » 66 $24,900,000 $377,273 $4,436 2.88%
    43% » 65 $23,715,000 $364,846 $5,161 3.01%
    48% » 61 $26,675,000 $437,295 $5,519 3.04%
    44% » 61 $22,745,000 $372,869 $5,909 3.12%
    46% » 59 $25,435,000 $431,102 $4,607 3.06%
    41% » 56 $21,740,000 $388,214 $5,553 2.96%
    39% » 56 $23,060,000 $411,786 $5,340 3.01%
    45% » 55 $20,745,000 $377,182 $4,360 3.00%
    37% » 55 $22,005,000 $400,091 $4,345 2.91%
    49% » 55 $19,845,000 $360,818 $4,577 3.23%
    47% » 54 $16,940,000 $313,704 $4,006 2.97%
    50-60% » 26 $12,720,000 $489,231 $3,980 3.00%
    >60% » 3 $835,000 $278,333 $3,966 3.33%

    Chevron lent most frequently to those with DTI ratios of 20-30%, with 606 originations. The next most common DTI ratio? 30-36%, with 361 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 1,402 $497,580,000 $354,907 $4,415 2.93%
    Not provided » 396 $140,710,000 $355,328 $4,500 2.91%
    Asian » 180 $88,090,000 $489,389 $5,022 2.83%
    Black » 132 $42,170,000 $319,470 $4,219 2.99%
    Asian Indian » 16 $10,990,000 $686,875 $6,239 2.78%
    American Indian » 30 $7,640,000 $254,667 $3,808 2.96%
    Filipino » 15 $4,485,000 $299,000 $4,302 3.08%
    Native Hawaiian or Islander » 8 $2,930,000 $366,250 $4,811 2.64%
    Other Asian » 6 $2,280,000 $380,000 $2,613 3.56%
    Chinese » 5 $1,945,000 $389,000 $3,658 2.95%
    Korean » 2 $820,000 $410,000 $5,629 2.50%
    Vietnamese » 3 $715,000 $238,333 $4,209 3.67%
    Japanese » 1 $45,000 $45,000 $1,109 4.00%

    Approval Rates

    Total approvals of all applications
    67.78%

    Chevron has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    94.03%

    Chevron has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,196 $800,400,000 $364,481

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 2,196 $800,400,000 $364,481

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 333 $85,535,000 $256,862 $3,548 3.05%
    40-60% » 359 $135,825,000 $378,343 $3,781 2.72%
    60-80% » 686 $310,580,000 $452,741 $5,282 2.66%
    80-100% » 461 $226,115,000 $490,488 $4,756 2.62%
    Under 20% » 348 $40,390,000 $116,063 $2,075 3.91%