Chevron Mortgage Rates, Fees & Info

Oakland, CA

LEI: 549300VVH8HHFMWL8536

Tax ID: 94-0878385

5 stars - out of 5 stars, based on 47 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Chevron is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: San Francisco, Houston, Los Angeles, Bakersfield, and New Orleans among others. We have data for 185 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Chevron has a below average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Chevron is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.65% 1/29/23
    30 Year Conventional Purchase 6.04% 1/29/23
    30 Year Conventional Refi 6.34% 1/29/23
    30 Year Cash-out Refi 6.34% 1/29/23
    15 Year Conventional Purchase 5.59% 1/29/23
    15 Year Conventional Refi 5.83% 1/29/23
    15 Year Cash-out Refi 5.83% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    2,196

    Origination Dollar Volume (All Markets)

    $800,400,000
    Show all (15) awards

    Relative Rate

    Chevron's average 30 year fixed mortgage rate was 2.71%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.44%.

    Relative Fees (Closing Costs)

    Chevron's average total fees/closing costs for a 30 year fixed rate mortgage were $4,833.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 454 $212,040,000 $467,048 $4,716 3.14%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 561 $206,725,000 $368,494 $4,872 2.78%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 129 $46,655,000 $361,667 $5,119 3.17%
    BAKERSFIELD, CA (FHA|USDA|VA) 86 $24,380,000 $283,488 $2,936 2.72%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 62 $21,030,000 $339,194 $2,852 2.61%
    VALLEJO, CA (FHA|USDA|VA) 52 $18,520,000 $356,154 $5,400 3.12%
    MIDLAND, TX (FHA|USDA|VA) 54 $16,290,000 $301,667 $3,457 2.52%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 26 $14,100,000 $542,308 $2,318 2.75%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 40 $13,830,000 $345,750 $4,497 3.14%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 65 $13,355,000 $205,462 $2,495 2.84%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $12,380,000 $1,031,667 $4,799 2.95%
    Outside of Metro Areas 46 $10,760,000 $233,913 $4,357 2.74%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 26 $10,040,000 $386,154 $4,834 3.09%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $9,285,000 $299,516 $5,420 3.09%
    STOCKTON, CA (FHA|USDA|VA) 16 $8,480,000 $530,000 $5,406 3.08%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $6,370,000 $353,889 $5,965 2.74%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 14 $5,820,000 $415,714 $5,080 3.32%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 20 $5,570,000 $278,500 $5,218 2.98%
    MOBILE, AL (FHA|USDA|VA) 26 $5,060,000 $194,615 $3,147 2.72%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 11 $4,575,000 $415,909 $6,097 3.13%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $4,400,000 $366,667 $4,519 2.98%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 8 $4,280,000 $535,000 $5,032 2.64%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 12 $4,000,000 $333,333 $4,668 3.03%
    SALT LAKE CITY, UT (FHA|USDA|VA) 11 $3,485,000 $316,818 $3,626 2.72%
    NAPA, CA (FHA|USDA|VA) 9 $3,485,000 $387,222 $4,526 3.24%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 9 $3,255,000 $361,667 $5,908 3.10%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $3,130,000 $521,667 $6,632 2.69%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $3,060,000 $255,000 $5,178 3.20%
    PITTSBURGH, PA (FHA|USDA|VA) 11 $2,875,000 $261,364 $4,443 2.63%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $2,805,000 $311,667 $7,656 2.88%
    FRESNO, CA (FHA|USDA|VA) 8 $2,720,000 $340,000 $5,293 2.69%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $2,440,000 $406,667 $4,693 3.52%
    Heber, UT (FHA|USDA|VA) 2 $2,420,000 $1,210,000 $7,618 2.56%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 6 $2,260,000 $376,667 $6,442 3.00%
    GREELEY, CO (FHA|USDA|VA) 5 $2,165,000 $433,000 $339 2.18%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,130,000 $355,000 $2,629 3.04%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $1,980,000 $990,000 $161 2.31%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 9 $1,865,000 $207,222 $3,643 2.82%
    Jackson, WY-ID (FHA|USDA|VA) 1 $1,755,000 $1,755,000 $5,189 1.88%
    Breckenridge, CO (FHA|USDA|VA) 2 $1,690,000 $845,000 $3,279 2.69%
    TUCSON, AZ (FHA|USDA|VA) 7 $1,675,000 $239,286 $5,182 3.13%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,585,000 $528,333 $0 3.50%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,585,000 $226,429 $2,762 3.09%
    SANTA FE, NM (FHA|USDA|VA) 2 $1,580,000 $790,000 $8,051 2.88%
    RENO, NV (FHA|USDA|VA) 6 $1,530,000 $255,000 $3,761 3.02%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,423 3.56%
    ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,452 2.83%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,445,000 $289,000 $4,164 3.00%
    BOULDER, CO (FHA|USDA|VA) 3 $1,435,000 $478,333 $3,269 2.50%
    EL PASO, TX (FHA|USDA|VA) 13 $1,435,000 $110,385 $3,484 2.63%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 4 $1,430,000 $357,500 $11,677 2.44%
    Kapaa, HI (FHA|USDA|VA) 4 $1,390,000 $347,500 $6,155 3.31%
    Kalispell, MT (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $5,801 2.63%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,310,000 $327,500 $4,780 2.81%
    MODESTO, CA (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,283 3.90%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,270,000 $317,500 $2,506 2.97%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 6 $1,270,000 $211,667 $3,186 2.92%
    Durango, CO (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $7,411 3.25%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,060 2.79%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $1,150,000 $575,000 $9,439 2.56%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $1,130,000 $565,000 $2,079 2.63%
    ODESSA, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,431 2.63%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $1,090,000 $272,500 $1,802 2.25%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,692 2.66%
    Opelousas, LA (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,419 2.83%
    BATON ROUGE, LA (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,660 3.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $1,050,000 $262,500 $6,174 2.72%
    Outside of Metro Areas 5 $1,015,000 $203,000 $2,895 3.48%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,015,000 $338,333 $6,027 3.71%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $925,000 $132,143 $3,261 2.73%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 5 $925,000 $185,000 $5,289 3.43%
    LAFAYETTE, LA (FHA|USDA|VA) 5 $905,000 $181,000 $3,317 2.90%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $890,000 $222,500 $5,749 2.38%
    BOISE CITY, ID (FHA|USDA|VA) 4 $860,000 $215,000 $3,907 3.09%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $845,000 $845,000 $6,178 2.88%
    CHICO, CA (FHA|USDA|VA) 3 $835,000 $278,333 $3,756 2.83%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $830,000 $415,000 $4,664 2.50%
    JACKSON, MS (FHA|USDA|VA) 3 $815,000 $271,667 $3,544 2.79%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $780,000 $195,000 $2,892 3.22%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $780,000 $390,000 $7,234 2.44%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $775,000 $258,333 $2,630 3.63%
    BILLINGS, MT (FHA|USDA|VA) 3 $745,000 $248,333 $8,911 2.21%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $705,000 $705,000 $3,428 2.88%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $670,000 $167,500 $3,985 2.56%
    GRAND JUNCTION, CO (FHA|USDA|VA) 3 $665,000 $221,667 $1,823 2.79%
    Andrews, TX (FHA|USDA|VA) 2 $660,000 $330,000 $3,638 2.56%
    CARSON CITY, NV (FHA|USDA|VA) 2 $660,000 $330,000 $11,038 2.44%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $650,000 $325,000 $2,379 3.44%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $610,000 $305,000 $0 4.00%
    TYLER, TX (FHA|USDA|VA) 2 $610,000 $305,000 $5,211 2.44%
    Laconia, NH (FHA|USDA|VA) 1 $605,000 $605,000 $5,706 3.00%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $600,000 $300,000 $5,020 2.88%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $590,000 $295,000 $6,469 2.56%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $575,000 $575,000 $11,452 3.25%
    Brevard, NC (FHA|USDA|VA) 1 $565,000 $565,000 $8,764 2.88%
    VISALIA, CA (FHA|USDA|VA) 3 $535,000 $178,333 $4,226 2.50%
    Sonora, CA (FHA|USDA|VA) 2 $520,000 $260,000 $3,423 2.69%
    MISSOULA, MT (FHA|USDA|VA) 1 $515,000 $515,000 $3,138 2.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $510,000 $255,000 $4,104 2.88%
    ANCHORAGE, AK (FHA|USDA|VA) 1 $495,000 $495,000 $5,792 2.75%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $5,294 2.88%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $485,000 $485,000 $3,714 2.88%
    TULSA, OK (FHA|USDA|VA) 2 $480,000 $240,000 $2,235 2.44%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $475,000 $158,333 $4,727 3.50%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $455,000 $455,000 $2,347 1.75%
    SALINAS, CA (FHA|USDA|VA) 2 $450,000 $225,000 $4,455 2.44%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $445,000 $445,000 $3,035 2.38%
    COLUMBUS, OH (FHA|USDA|VA) 1 $435,000 $435,000 $3,219 2.38%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $420,000 $210,000 $3,273 2.25%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $395,000 $395,000 $3,318 2.50%
    COLUMBIA, MO (FHA|USDA|VA) 1 $395,000 $395,000 $6,290 2.38%
    MADISON, WI (FHA|USDA|VA) 2 $390,000 $195,000 $3,387 1.94%
    YORK-HANOVER, PA (FHA|USDA|VA) 2 $380,000 $190,000 $3,733 2.44%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $5,105 2.69%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $375,000 $375,000 $3,967 3.00%
    RICHMOND, VA (FHA|USDA|VA) 1 $345,000 $345,000 $2,990 2.88%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $325,000 $325,000 $5,705 3.00%
    Russellville, AR (FHA|USDA|VA) 1 $315,000 $315,000 $4,177 2.75%
    Big Rapids, MI (FHA|USDA|VA) 1 $315,000 $315,000 $2,775 2.13%
    AKRON, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,257 2.88%
    Vernal, UT (FHA|USDA|VA) 1 $305,000 $305,000 $10,271 2.63%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,251 2.00%
    Rutland, VT (FHA|USDA|VA) 1 $295,000 $295,000 $4,512 2.75%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $295,000 $295,000 $3,683 2.75%
    Fernley, NV (FHA|USDA|VA) 1 $285,000 $285,000 $5,142 2.88%
    Natchez, MS-LA (FHA|USDA|VA) 1 $285,000 $285,000 $4,955 2.75%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $285,000 $285,000 $2,625 2.50%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $275,000 $275,000 $350 1.88%
    Hilo, HI (FHA|USDA|VA) 1 $265,000 $265,000 $4,220 2.75%
    LINCOLN, NE (FHA|USDA|VA) 1 $265,000 $265,000 $2,445 2.88%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $265,000 $265,000 $3,836 2.88%
    Oak Harbor, WA (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.00%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $255,000 $255,000 $2,133 4.00%
    ROCHESTER, NY (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.00%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,009 2.38%
    REDDING, CA (FHA|USDA|VA) 1 $235,000 $235,000 $5,159 3.13%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $235,000 $235,000 $4,471 2.75%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,331 2.75%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $225,000 $225,000 $4,288 2.38%
    CASPER, WY (FHA|USDA|VA) 2 $220,000 $110,000 $2,270 3.56%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $215,000 $215,000 $3,378 2.13%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.00%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $215,000 $215,000 $2,963 2.63%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $205,000 $205,000 $1,756 2.38%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,742 2.88%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,499 2.13%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $195,000 $195,000 $4,779 3.13%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $195,000 $195,000 $2,968 2.25%
    YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $3,595 2.88%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,807 2.88%
    Madison, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,461 3.25%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $175,000 $175,000 $3,889 2.75%
    Tupelo, MS (FHA|USDA|VA) 1 $175,000 $175,000 $2,933 2.75%
    HAMMOND, LA (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.50%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,212 2.50%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.00%
    LAKE CHARLES, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,990 2.25%
    Dayton, TN (FHA|USDA|VA) 1 $155,000 $155,000 $2,827 2.63%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.00%
    Clearlake, CA (FHA|USDA|VA) 1 $155,000 $155,000 $3,246 2.88%
    Newport, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,082 2.63%
    Payson, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.00%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $150,000 $75,000 $2,308 3.31%
    WILMINGTON, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,686 2.63%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.00%
    Picayune, MS (FHA|USDA|VA) 1 $135,000 $135,000 $2,501 2.50%
    Taos, NM (FHA|USDA|VA) 1 $125,000 $125,000 $2,403 3.00%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $125,000 $125,000 $662 2.38%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,180 3.13%
    Bozeman, MT (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.00%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $105,000 $105,000 $2,956 2.38%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,141 4.13%
    Cedar City, UT (FHA|USDA|VA) 1 $95,000 $95,000 $5,037 2.50%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $95,000 $95,000 $3,255 2.25%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.00%
    Burlington, IA-IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,361 2.75%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $85,000 $85,000 $1,752 2.63%
    URBAN HONOLULU, HI (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,782 3.13%
    JACKSON, MI (FHA|USDA|VA) 1 $55,000 $55,000 $2,876 2.75%
    Marquette, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.00%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $45,000 $45,000 $3,587 2.63%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $45,000 $45,000 $3,583 2.38%
    Chevron's top markets include San Francisco, Houston, Los Angeles, Bakersfield, and New Orleans among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CHEVRON based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    STRATA Credit Union
    Similarity Rank: 195
    Eureka Homestead
    Similarity Rank: 204
    NAVIGATOR CU
    Similarity Rank: 348
    Christian Community Credit Union
    Similarity Rank: 354
    First Credit Union
    Similarity Rank: 378
    SAFE 1 CREDIT UNION
    Similarity Rank: 393
    AMOCO
    Similarity Rank: 405
    AltaOne Federal Credit Union
    Similarity Rank: 444
    GREATER NEW ORLEANS
    Similarity Rank: 543

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,813 $743,675,000 $410,190 $4,471 2.67%
    HELOC 383 $56,725,000 $148,107 n/a 4.10%

    For 2021, Chevron's most frequently originated type of loan was Conventional, with 1,813 originations. Their 2nd most popular type was HELOC, with 383 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 907 $442,905,000 $488,319 $4,778 2.59%
    Cash Out Refi 436 $168,300,000 $386,009 $5,137 2.78%
    Refi 379 $112,815,000 $297,665 $3,587 2.68%
    Home Improvement 316 $46,340,000 $146,646 $2,417 3.92%
    Other 158 $30,040,000 $190,127 $3,333 3.80%

    For 2021, Chevron's most frequently cited loan purpose was Home Purchase, with 907 originations. The 2nd most popular reason was Cash Out Refi, with 436 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,157 $578,865,000 $500,315 $4,833 2.71%
    15 Year 541 $136,715,000 $252,708 $3,862 2.59%
    Other 382 $56,520,000 $147,958 $0 4.10%
    20 Year 77 $20,845,000 $270,714 $3,989 2.80%
    10 Year 39 $7,455,000 $191,154 $3,167 2.41%

    For 2021, Chevron's most frequently cited loan duration was 30 Year, with 1,157 originations. The 2nd most popular length was 15 Year, with 541 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,105 $446,085,000 $403,697
    $1k-2k 217 $56,915,000 $262,281
    $2k-3k 161 $65,415,000 $406,304
    $5k+ 151 $86,465,000 $572,616
    $3k-4k 113 $54,455,000 $481,903
    $4k-5k 66 $34,340,000 $520,303

    Chevron's average total fees were $4,833, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,105 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 833 $359,405,000 $431,459
    <2.5% 743 $308,605,000 $415,350
    3-4% 556 $125,860,000 $226,367
    4-5% 54 $5,610,000 $103,889
    5-6% 10 $920,000 $92,000

    During 2021, Chevron's average interest rate for loans was 2.71%, while their most frequently originated rate bucket for loans was 2.5-3%, with 833 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 808 $235,960,000 $292,030 $3,991 2.83%
    $100k-200k 403 $58,485,000 $145,124 $3,205 3.07%
    $400k-600k 394 $190,580,000 $483,706 $4,946 2.64%
    $100,000 or less 271 $16,515,000 $60,941 $2,335 3.68%
    $600k-1MM 216 $163,060,000 $754,907 $6,500 2.69%
    $1MM+ 104 $135,800,000 $1,305,769 $7,676 2.58%

    2021 saw Chevron place emphasis on $200k-400k loans with 808 originations, totaling $235,960,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 833 $317,195,000 $380,786 $4,557 2.91%
    $100k-150k 547 $159,345,000 $291,307 $4,029 2.90%
    $250k+ 435 $246,785,000 $567,322 $5,596 2.90%
    $75k-100k 206 $47,450,000 $230,340 $3,936 2.96%
    $50k-75k 131 $24,265,000 $185,229 $3,555 3.06%
    $50k or less 41 $4,715,000 $115,000 $2,915 3.05%

    Chevron lent most frequently to those with incomes in the $150k-250k range, with 833 originations. The second most popular income band? $100k-150k, with 547 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 606 $205,640,000 $339,340 $4,322 2.89%
    30-36% 361 $139,665,000 $386,884 $4,687 2.89%
    <20% 331 $97,055,000 $293,218 $3,304 2.83%
    36% 82 $37,790,000 $460,854 $4,908 2.88%
    40% 76 $27,930,000 $367,500 $5,023 3.04%
    42% 68 $30,960,000 $455,294 $5,530 2.84%
    38% 66 $24,900,000 $377,273 $4,436 2.88%
    43% 65 $23,715,000 $364,846 $5,161 3.01%
    48% 61 $26,675,000 $437,295 $5,519 3.04%
    44% 61 $22,745,000 $372,869 $5,909 3.12%
    46% 59 $25,435,000 $431,102 $4,607 3.06%
    41% 56 $21,740,000 $388,214 $5,553 2.96%
    39% 56 $23,060,000 $411,786 $5,340 3.01%
    45% 55 $20,745,000 $377,182 $4,360 3.00%
    37% 55 $22,005,000 $400,091 $4,345 2.91%
    49% 55 $19,845,000 $360,818 $4,577 3.23%
    47% 54 $16,940,000 $313,704 $4,006 2.97%
    50-60% 26 $12,720,000 $489,231 $3,980 3.00%
    >60% 3 $835,000 $278,333 $3,966 3.33%

    Chevron lent most frequently to those with DTI ratios of 20-30%, with 606 originations. The next most common DTI ratio? 30-36%, with 361 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,402 $497,580,000 $354,907 $4,415 2.93%
    Not provided 396 $140,710,000 $355,328 $4,500 2.91%
    Asian 180 $88,090,000 $489,389 $5,022 2.83%
    Black 132 $42,170,000 $319,470 $4,219 2.99%
    Asian Indian 16 $10,990,000 $686,875 $6,239 2.78%
    American Indian 30 $7,640,000 $254,667 $3,808 2.96%
    Filipino 15 $4,485,000 $299,000 $4,302 3.08%
    Native Hawaiian or Islander 8 $2,930,000 $366,250 $4,811 2.64%
    Other Asian 6 $2,280,000 $380,000 $2,613 3.56%
    Chinese 5 $1,945,000 $389,000 $3,658 2.95%
    Korean 2 $820,000 $410,000 $5,629 2.50%
    Vietnamese 3 $715,000 $238,333 $4,209 3.67%
    Japanese 1 $45,000 $45,000 $1,109 4.00%

    Approval Rates

    Total approvals of all applications
    67.78%

    Chevron has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    94.03%

    Chevron has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,196 $800,400,000 $364,481

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,196 $800,400,000 $364,481

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 333 $85,535,000 $256,862 $3,548 3.05%
    40-60% 359 $135,825,000 $378,343 $3,781 2.72%
    60-80% 686 $310,580,000 $452,741 $5,282 2.66%
    80-100% 461 $226,115,000 $490,488 $4,756 2.62%
    Under 20% 348 $40,390,000 $116,063 $2,075 3.91%