Chevron Mortgage Rates, Fees & Info

Oakland, CA

LEI: 549300VVH8HHFMWL8536

Tax ID: 94-0878385

5 stars - Updated: 6/16/24 - out of 5 stars, based on 35 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Chevron is a smaller mortgage company specializing in Home Purchase loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: Houston, San Francisco, Los Angeles, New Orleans, and Midland among others. We have data for 147 markets. (Some data included below & more in-depth data is available with an active subscription.)

Chevron has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Chevron is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.84% 6/16/24
30 Year Conventional Purchase 5.90% 6/16/24
30 Year Conventional Refi 6.03% 6/16/24
30 Year Cash-out Refi 6.31% 6/16/24
15 Year Conventional Purchase 5.59% 6/16/24
15 Year Conventional Refi 5.73% 6/16/24
15 Year Cash-out Refi 5.73% 6/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Chevron Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Chevron. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,215

Origination Dollar Volume (All Markets)

$404,685,000
Show all (13) awards

Relative Rate

Chevron's average 30 year fixed mortgage rate was 6.12%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.36%.

Relative Fees (Closing Costs)

Chevron's average total fees/closing costs for a 30 year fixed rate mortgage were $4,476.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 358 $148,110,000 $413,715 $4,717 6.75%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 181 $62,795,000 $346,934 $3,863 7.81%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 71 $25,365,000 $357,254 $3,852 7.76%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 51 $17,465,000 $342,451 $1,221 6.31%
MIDLAND, TX (FHA|USDA|VA) 40 $12,860,000 $321,500 $2,662 6.27%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 39 $8,485,000 $217,564 $1,554 7.34%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $8,225,000 $548,333 $2,475 6.76%
BAKERSFIELD, CA (FHA|USDA|VA) 37 $7,695,000 $207,973 $2,300 7.74%
Outside of Metro Areas 21 $6,425,000 $305,952 $3,969 7.08%
SALT LAKE CITY, UT (FHA|USDA|VA) 13 $5,655,000 $435,000 $1,008 7.01%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 17 $5,645,000 $332,059 $4,056 7.71%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $4,730,000 $394,167 $5,684 7.37%
VALLEJO, CA (FHA|USDA|VA) 27 $4,665,000 $172,778 $2,637 8.23%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 17 $4,655,000 $273,824 $2,585 7.68%
NAPA, CA (FHA|USDA|VA) 5 $4,295,000 $859,000 $6,077 7.12%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $3,315,000 $663,000 $2,964 6.65%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 15 $3,085,000 $205,667 $3,667 8.28%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $2,950,000 $295,000 $4,791 7.79%
COLUMBUS, OH (FHA|USDA|VA) 7 $2,915,000 $416,429 $3,965 6.02%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 6 $2,840,000 $473,333 $6,122 6.92%
MOBILE, AL (FHA|USDA|VA) 17 $2,775,000 $163,235 $3,095 7.84%
GREELEY, CO (FHA|USDA|VA) 8 $2,700,000 $337,500 $559 6.86%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,350,000 $587,500 $7,253 6.91%
FORT COLLINS, CO (FHA|USDA|VA) 6 $2,060,000 $343,333 $172 6.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $1,765,000 $252,143 $5,274 8.45%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 7 $1,665,000 $237,857 $1,180 6.89%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,650,000 $825,000 $9,565 5.56%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 5 $1,615,000 $323,000 $5,970 7.68%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $1,520,000 $380,000 $3,825 6.97%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,510,000 $251,667 $2,922 8.31%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,582 8.10%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $1,335,000 $445,000 $9,161 7.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $1,210,000 $201,667 $2,673 7.21%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $32,083 6.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,219 7.69%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,590 7.94%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,540 8.46%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $965,000 $321,667 $843 5.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $955,000 $318,333 $5,930 7.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 4 $900,000 $225,000 $2,627 6.90%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $895,000 $298,333 $0 7.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3 $885,000 $295,000 $8,033 7.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $830,000 $207,500 $2,406 6.59%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $825,000 $275,000 $1,733 7.12%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $825,000 $165,000 $2,517 7.35%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $780,000 $390,000 $3,484 7.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $770,000 $385,000 $4,358 6.69%
BATON ROUGE, LA (FHA|USDA|VA) 3 $745,000 $248,333 $3,883 5.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $695,000 $231,667 $3,708 7.63%
Fredericksburg, TX (FHA|USDA|VA) 1 $645,000 $645,000 $21,208 5.38%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $625,000 $625,000 $3,146 6.88%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $620,000 $103,333 $1,493 8.00%
ODESSA, TX (FHA|USDA|VA) 2 $620,000 $310,000 $3,819 6.13%
YUMA, AZ (FHA|USDA|VA) 1 $615,000 $615,000 $3,091 6.50%
Heber, UT (FHA|USDA|VA) 3 $595,000 $198,333 $0 8.67%
STOCKTON, CA (FHA|USDA|VA) 3 $585,000 $195,000 $1,827 7.41%
LAFAYETTE, LA (FHA|USDA|VA) 3 $585,000 $195,000 $6,483 7.50%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $580,000 $290,000 $9,152 7.44%
BOISE CITY, ID (FHA|USDA|VA) 2 $560,000 $280,000 $5,188 7.44%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $545,000 $545,000 $5,684 7.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $545,000 $109,000 $2,571 8.92%
CASPER, WY (FHA|USDA|VA) 1 $535,000 $535,000 $5,352 6.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $530,000 $265,000 $4,467 7.19%
ST. GEORGE, UT (FHA|USDA|VA) 1 $505,000 $505,000 $4,085 6.63%
HAMMOND, LA (FHA|USDA|VA) 3 $495,000 $165,000 $1,115 6.67%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $455,000 $455,000 $3,894 6.38%
TULSA, OK (FHA|USDA|VA) 3 $445,000 $148,333 $5,220 8.67%
VICTORIA, TX (FHA|USDA|VA) 1 $435,000 $435,000 $4,566 7.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $405,000 $405,000 $0 8.50%
DOVER, DE (FHA|USDA|VA) 1 $405,000 $405,000 $4,887 5.63%
Taos, NM (FHA|USDA|VA) 1 $405,000 $405,000 $2,902 5.75%
RICHMOND, VA (FHA|USDA|VA) 1 $395,000 $395,000 $13,108 5.38%
FORT WAYNE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $4,300 6.75%
FRESNO, CA (FHA|USDA|VA) 3 $385,000 $128,333 $0 10.08%
JACKSON, MS (FHA|USDA|VA) 1 $375,000 $375,000 $3,827 5.75%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $360,000 $180,000 $0 8.38%
Moses Lake, WA (FHA|USDA|VA) 1 $355,000 $355,000 $4,680 5.50%
RENO, NV (FHA|USDA|VA) 1 $355,000 $355,000 $0 8.50%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $345,000 $345,000 $3,448 6.25%
SANTA FE, NM (FHA|USDA|VA) 2 $310,000 $155,000 $1,692 8.12%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $305,000 $305,000 $4,248 6.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $305,000 $305,000 $5,383 7.00%
Los Alamos, NM (FHA|USDA|VA) 1 $305,000 $305,000 $0 8.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $285,000 $285,000 $3,145 7.50%
WACO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,621 5.75%
Bozeman, MT (FHA|USDA|VA) 1 $255,000 $255,000 $2,815 6.63%
CHICO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $4,758 6.00%
Roseburg, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.75%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.50%
ROCHESTER, NY (FHA|USDA|VA) 2 $240,000 $120,000 $5,352 8.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $240,000 $60,000 $1,181 8.12%
Fergus Falls, MN (FHA|USDA|VA) 1 $235,000 $235,000 $8,757 6.88%
AMES, IA (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.00%
Salem, OH (FHA|USDA|VA) 1 $215,000 $215,000 $7,716 6.38%
AKRON, OH (FHA|USDA|VA) 1 $205,000 $205,000 $3,719 5.63%
GADSDEN, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,904 7.38%
Meridian, MS (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.13%
PITTSBURGH, PA (FHA|USDA|VA) 1 $205,000 $205,000 $5,053 6.50%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.50%
EL PASO, TX (FHA|USDA|VA) 3 $185,000 $61,667 $1,611 8.17%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.25%
Corsicana, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,653 7.38%
Starkville, MS (FHA|USDA|VA) 2 $170,000 $85,000 $2,420 6.87%
Fernley, NV (FHA|USDA|VA) 1 $165,000 $165,000 $0 10.25%
Bluefield, WV-VA (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.88%
Clearlake, CA (FHA|USDA|VA) 1 $165,000 $165,000 $8,335 7.00%
Clarksburg, WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,988 5.63%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.50%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.50%
Pecos, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,585 5.25%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $135,000 $135,000 $925 6.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $130,000 $65,000 $2,382 7.38%
TUCSON, AZ (FHA|USDA|VA) 2 $130,000 $65,000 $831 7.94%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $125,000 $125,000 $4,399 7.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $120,000 $60,000 $1,459 7.50%
VISALIA, CA (FHA|USDA|VA) 2 $120,000 $60,000 $0 9.13%
Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,712 7.00%
Outside of Metro Areas 1 $105,000 $105,000 $0 10.00%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $105,000 $105,000 $1,088 7.49%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,297 5.88%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.00%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.75%
Shelton, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.50%
Durant, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.75%
POCATELLO, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.50%
LONGVIEW, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,251 6.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $95,000 $95,000 $1,016 7.49%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $85,000 $85,000 $2,648 7.38%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
Oak Harbor, WA (FHA|USDA|VA) 1 $75,000 $75,000 $1,201 6.99%
Ontario, OR-ID (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
ANCHORAGE, AK (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.75%
Taylorville, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.25%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $55,000 $55,000 $881 7.49%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
Dayton, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $35,000 $35,000 $1,077 6.87%
PROVO-OREM, UT (FHA|USDA|VA) 1 $35,000 $35,000 $835 7.49%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.25%
YUBA CITY, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.50%
Chevron's top markets include Houston, San Francisco, Los Angeles, New Orleans, and Midland among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 772 $338,490,000 $438,459 $3,802 6.35%
    HELOC 443 $66,195,000 $149,424 n/a 8.81%

    For 2023, Chevron's most frequently originated type of loan was Conventional, with 772 originations. Their 2nd most popular type was HELOC, with 443 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 616 $318,270,000 $516,672 $4,364 6.13%
    Home Improvement 362 $50,160,000 $138,564 $1,529 8.45%
    Other 214 $29,770,000 $139,112 $1,569 8.50%
    Cash Out Refi 19 $4,525,000 $238,158 $4,059 6.90%
    Refi 4 $1,960,000 $490,000 $3,260 5.84%

    For 2023, Chevron's most frequently cited loan purpose was Home Purchase, with 616 originations. The 2nd most popular reason was Home Improvement, with 362 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 533 $292,645,000 $549,053 $4,476 6.12%
    Other 443 $66,195,000 $149,424 $0 8.81%
    15 Year 219 $39,455,000 $180,160 $2,175 6.95%
    10 Year 10 $2,400,000 $240,000 $2,867 5.71%
    20 Year 10 $3,990,000 $399,000 $4,938 6.19%

    For 2023, Chevron's most frequently cited loan duration was 30 Year, with 533 originations. The 2nd most popular length was Other, with 443 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 631 $267,815,000 $424,429
    $5k+ 44 $30,700,000 $697,727
    $1k-2k 36 $10,320,000 $286,667
    $2k-3k 29 $13,665,000 $471,207
    $3k-4k 15 $7,215,000 $481,000
    $4k-5k 10 $5,370,000 $537,000

    Chevron's average total fees were $4,476, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 631 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 469 $67,965,000 $144,915
    6-7% 302 $124,980,000 $413,841
    5-6% 293 $163,555,000 $558,208
    7-8% 118 $27,410,000 $232,288
    4-5% 33 $20,775,000 $629,545

    During 2023, Chevron's average interest rate for loans was 6.12%, while their most frequently originated rate bucket for loans was Over 8%, with 469 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 349 $101,335,000 $290,358 $3,355 7.00%
    $100,000 or less 264 $15,820,000 $59,924 $1,177 8.50%
    $100k-200k 243 $33,375,000 $137,346 $2,631 7.98%
    $400k-600k 160 $76,060,000 $475,375 $3,369 6.29%
    $600k-1MM 149 $114,465,000 $768,221 $5,649 5.94%
    $1MM+ 50 $63,630,000 $1,272,600 $8,874 5.79%

    2023 saw Chevron place emphasis on $200k-400k loans with 349 originations, totaling $101,335,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 497 $153,985,000 $309,829 $3,356 7.20%
    $250k+ 348 $189,020,000 $543,161 $5,062 6.88%
    $100k-150k 236 $44,240,000 $187,458 $3,075 7.62%
    $75k-100k 79 $10,335,000 $130,823 $2,845 7.80%
    $50k-75k 47 $5,955,000 $126,702 $2,970 7.58%
    $50k or less 8 $1,150,000 $143,750 $3,517 7.67%

    Chevron lent most frequently to those with incomes in the $150k-250k range, with 497 originations. The second most popular income band? $250k+, with 348 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 245 $68,645,000 $280,184 $3,297 7.13%
    30-36% 223 $72,355,000 $324,462 $3,527 7.26%
    44% 105 $34,445,000 $328,048 $5,708 7.82%
    <20% 64 $12,920,000 $201,875 $2,470 7.15%
    41% 61 $17,755,000 $291,066 $4,543 7.52%
    43% 60 $22,410,000 $373,500 $4,453 7.65%
    42% 57 $17,385,000 $305,000 $2,451 7.49%
    40% 54 $20,270,000 $375,370 $4,167 7.10%
    37% 53 $17,695,000 $333,868 $5,040 7.31%
    38% 50 $15,880,000 $317,600 $3,488 7.57%
    39% 43 $17,185,000 $399,651 $4,643 7.07%
    45% 39 $14,725,000 $377,564 $3,193 6.91%
    36% 35 $14,405,000 $411,571 $3,151 7.43%
    47% 34 $16,440,000 $483,529 $3,772 6.70%
    48% 31 $14,805,000 $477,581 $4,206 6.44%
    46% 26 $11,400,000 $438,462 $4,184 6.60%
    49% 26 $11,180,000 $430,000 $4,439 6.75%
    50-60% 8 $4,400,000 $550,000 $6,301 6.69%

    Chevron lent most frequently to those with DTI ratios of 20-30%, with 245 originations. The next most common DTI ratio? 30-36%, with 223 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 750 $246,400,000 $328,533 $3,659 7.18%
    Not provided 220 $71,840,000 $326,545 $4,131 7.45%
    Asian 80 $37,250,000 $465,625 $3,933 6.92%
    Black 97 $26,355,000 $271,701 $4,358 7.56%
    Asian Indian 25 $9,375,000 $375,000 $3,935 7.04%
    Chinese 11 $4,735,000 $430,455 $2,638 6.91%
    American Indian 14 $2,430,000 $173,571 $2,749 8.04%
    Japanese 3 $1,865,000 $621,667 $2,476 6.46%
    Vietnamese 4 $1,510,000 $377,500 $3,608 7.47%
    Other Asian 4 $1,250,000 $312,500 $2,541 7.03%
    Filipino 3 $1,135,000 $378,333 $10,832 8.21%
    Korean 1 $345,000 $345,000 $1,432 6.99%
    Guamanian 1 $105,000 $105,000 $0 9.50%
    Native Hawaiian or Islander 2 $90,000 $45,000 $0 8.88%

    Approval Rates

    Total approvals of all applications
    81.00%

    Chevron has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    75.80%

    Chevron has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,215 $404,685,000 $333,074

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,215 $404,685,000 $333,074

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 194 $43,360,000 $223,505 $2,227 8.03%
    40-60% 117 $40,535,000 $346,453 $3,668 6.93%
    60-80% 277 $146,795,000 $529,946 $4,328 6.16%
    80-100% 243 $133,365,000 $548,827 $4,878 6.15%
    Under 20% 382 $39,330,000 $102,958 $1,160 8.44%