Chevron Mortgage Rates, Fees & Info

Oakland, CA

LEI: 549300VVH8HHFMWL8536

Tax ID: 94-0878385

5 stars - out of 5 stars, based on 44 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Chevron is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Chevron has a high proportion of conventional loans. Their top markets include Oakland, Houston, Los Angeles, Bakersfield, and San Francisco among others. They have a below average approval rate for mortages when compared nationally -- and they have an average pick rate when compared to the same sample of other lendors. Chevron is typically an average fee lendor.


Originations

1,903

Origination Dollar Volume (All Markets)

$673,365,000
Show all (8) awards

Relative Rate

Chevron's average 30 year fixed rate mortgage of loans were 3.1%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.26%.

Relative Fees

Chevron's average total fees for a 30 year fixed rate mortgage are $5,316.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 401 $191,935,000 $478,641 $5,326 3.40%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 496 $157,740,000 $318,024 $4,693 3.10%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 102 $43,670,000 $428,137 $5,521 3.41%
BAKERSFIELD, CA (FHA|USDA|VA) 79 $21,485,000 $271,962 $3,249 3.00%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 33 $20,095,000 $608,939 $7,852 3.24%
Outside of Metro Areas 76 $19,730,000 $259,605 $4,585 3.37%
VALLEJO, CA (FHA|USDA|VA) 53 $16,535,000 $311,981 $5,096 3.36%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 43 $14,015,000 $325,930 $2,343 3.18%
MIDLAND, TX (FHA|USDA|VA) 43 $13,195,000 $306,860 $3,159 2.86%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 36 $13,090,000 $363,611 $4,878 3.35%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 29 $13,085,000 $451,207 $5,707 3.36%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 27 $9,055,000 $335,370 $6,516 3.47%
SAN RAFAEL, CA (FHA|USDA|VA) 15 $7,995,000 $533,000 $5,391 3.56%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 38 $6,700,000 $176,316 $2,668 3.35%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 15 $6,315,000 $421,000 $4,020 3.43%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $5,935,000 $312,368 $5,955 3.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 16 $5,590,000 $349,375 $4,603 3.45%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $5,525,000 $325,000 $6,471 3.94%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 20 $5,430,000 $271,500 $4,510 3.23%
MOBILE, AL (FHA|USDA|VA) 25 $4,475,000 $179,000 $3,048 3.10%
SALT LAKE CITY, UT (FHA|USDA|VA) 15 $4,285,000 $285,667 $2,816 3.50%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $3,910,000 $488,750 $5,323 2.89%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 13 $3,885,000 $298,846 $4,368 3.43%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 12 $3,740,000 $311,667 $3,829 3.19%
RENO, NV (FHA|USDA|VA) 7 $3,595,000 $513,571 $6,380 3.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $3,475,000 $315,909 $6,560 3.30%
STOCKTON, CA (FHA|USDA|VA) 14 $2,970,000 $212,143 $3,930 3.98%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,820,000 $470,000 $5,883 2.73%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 8 $2,560,000 $320,000 $6,794 3.36%
KNOXVILLE, TN (FHA|USDA|VA) 5 $2,475,000 $495,000 $5,368 2.98%
NAPA, CA (FHA|USDA|VA) 6 $2,040,000 $340,000 $5,873 3.69%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,940,000 $323,333 $5,092 3.56%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 6 $1,870,000 $311,667 $6,670 4.00%
SALINAS, CA (FHA|USDA|VA) 2 $1,860,000 $930,000 $11,710 3.38%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 4 $1,810,000 $452,500 $6,046 3.19%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 5 $1,755,000 $351,000 $3,616 3.40%
FRESNO, CA (FHA|USDA|VA) 5 $1,655,000 $331,000 $3,721 3.45%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,605 3.48%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,330,000 $221,667 $4,725 3.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,285,000 $183,571 $3,269 2.96%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,250,000 $312,500 $6,242 3.09%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,230,000 $307,500 $4,201 3.00%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,444 3.50%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,135,000 $227,000 $3,370 3.65%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,269 3.85%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 3 $1,065,000 $355,000 $7,115 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $1,055,000 $1,055,000 $11,543 3.38%
PITTSBURGH, PA (FHA|USDA|VA) 5 $1,035,000 $207,000 $7,006 3.45%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $1,015,000 $1,015,000 $17,867 3.00%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,567 3.58%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $965,000 $965,000 $2,954 3.13%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $905,000 $905,000 $28,978 2.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $870,000 $435,000 $2,806 3.19%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $835,000 $278,333 $6,503 2.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $825,000 $275,000 $4,772 3.13%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 3 $825,000 $275,000 $3,569 3.29%
PROVO-OREM, UT (FHA|USDA|VA) 2 $810,000 $405,000 $7,272 3.38%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 2 $780,000 $390,000 $3,878 3.25%
TULSA, OK (FHA|USDA|VA) 3 $755,000 $251,667 $7,230 3.00%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 2 $740,000 $370,000 $5,737 3.19%
EL PASO, TX (FHA|USDA|VA) 7 $735,000 $105,000 $4,040 3.32%
SANTA FE, NM (FHA|USDA|VA) 2 $730,000 $365,000 $4,466 3.69%
MODESTO, CA (FHA|USDA|VA) 3 $715,000 $238,333 $3,832 3.13%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $650,000 $162,500 $4,899 3.03%
TUCSON, AZ (FHA|USDA|VA) 2 $590,000 $295,000 $3,846 3.13%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $590,000 $295,000 $8,304 2.75%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $585,000 $585,000 $7,227 3.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $565,000 $188,333 $3,554 2.83%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $560,000 $280,000 $8,141 3.56%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $555,000 $555,000 $13,106 3.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $510,000 $255,000 $2,910 2.88%
MEDFORD, OR (FHA|USDA|VA) 2 $500,000 $250,000 $4,026 3.25%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 3 $485,000 $161,667 $3,657 3.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $475,000 $158,333 $4,995 3.21%
BOISE CITY, ID (FHA|USDA|VA) 3 $475,000 $158,333 $3,466 4.08%
WALLA WALLA, WA (FHA|USDA|VA) 1 $455,000 $455,000 $5,374 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $440,000 $220,000 $6,658 3.06%
ODESSA, TX (FHA|USDA|VA) 2 $430,000 $215,000 $5,226 3.25%
RICHMOND, VA (FHA|USDA|VA) 2 $410,000 $205,000 $5,434 3.25%
BOSTON, MA (FHA|USDA|VA) 1 $405,000 $405,000 $6,654 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 2 $380,000 $190,000 $9,435 4.38%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 2 $360,000 $180,000 $7,156 4.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $355,000 $355,000 $2,695 3.50%
FORT COLLINS, CO (FHA|USDA|VA) 1 $355,000 $355,000 $7,682 3.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $335,000 $335,000 $4,784 3.13%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,749 2.81%
POCATELLO, ID (FHA|USDA|VA) 1 $315,000 $315,000 $5,642 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $7,127 3.13%
MERCED, CA (FHA|USDA|VA) 1 $295,000 $295,000 $5,245 3.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $295,000 $295,000 $7,496 3.75%
TYLER, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,512 2.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $275,000 $275,000 $14,238 2.63%
LONGVIEW, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,434 3.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,803 3.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,434 3.13%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 1 $275,000 $275,000 $3,203 3.25%
AMARILLO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,170 3.25%
CHICO, CA (FHA|USDA|VA) 2 $270,000 $135,000 $3,193 4.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,550 2.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $265,000 $265,000 $6,559 2.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $265,000 $88,333 $4,469 3.83%
GRANTS PASS, OR (FHA|USDA|VA) 1 $245,000 $245,000 $2,905 2.75%
SYRACUSE, NY (FHA|USDA|VA) 1 $235,000 $235,000 $6,130 2.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $225,000 $225,000 $8,244 2.25%
GAINESVILLE, FL (FHA|USDA|VA) 1 $215,000 $215,000 $7,702 2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $215,000 $215,000 $2,887 2.75%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 2 $210,000 $105,000 $2,120 4.44%
NASSAU COUNTY-SUFFOLK COUNTY, NY (FHA|USDA|VA) 1 $205,000 $205,000 $2,513 2.75%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,502 3.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $8,130 2.75%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $190,000 $95,000 $5,471 4.38%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,069 3.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,835 2.75%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $145,000 $145,000 $2,890 3.25%
ROCHESTER, NY (FHA|USDA|VA) 1 $145,000 $145,000 $3,059 3.13%
WICHITA, KS (FHA|USDA|VA) 2 $140,000 $70,000 $2,714 4.06%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,217 3.00%
WACO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,234 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,961 3.25%
LOGAN, UT-ID (FHA|USDA|VA) 1 $125,000 $125,000 $3,109 2.88%
JACKSON, MS (FHA|USDA|VA) 1 $115,000 $115,000 $2,202 2.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,075 2.75%
JACKSON, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
HAMMOND, LA (FHA|USDA|VA) 1 $105,000 $105,000 $5,837 3.25%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,698 3.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,652 3.75%
COEUR D'ALENE, ID (FHA|USDA|VA) 2 $70,000 $35,000 $0 4.00%
ABILENE, TX (FHA|USDA|VA) 1 $65,000 $65,000 $1,899 4.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $35,000 $35,000 $3,287 3.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.75%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.00%
READING, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 4.00%

Chevron's top markets include Oakland, Houston, Los Angeles, Bakersfield, and San Francisco among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,903 $673,365,000 $353,844 $4,819 3.27%

For the 2020 period, Chevron's most frequently originated loan type of loans were Conventional, with 1,903 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 673 $275,295,000 $409,056 $4,807 3.01%
Refi 403 $145,535,000 $361,129 $4,042 3.03%
Cash Out Refi 379 $152,175,000 $401,517 $6,207 3.15%
Other 253 $72,735,000 $287,490 $4,094 3.67%
Home Improvement 195 $27,625,000 $141,667 $3,398 4.39%

For the 2020, Chevron's most frequently cited loan purpose of loans were Home Purchase, with 673 originations. The 2nd most popular reason of loans were Refi, with 403 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 975 $466,795,000 $478,764 $5,316 3.10%
15 Year 505 $123,875,000 $245,297 $4,053 2.98%
Other 277 $38,145,000 $137,708 $3,368 4.61%
20 Year 95 $32,715,000 $344,368 $4,476 3.08%
10 Year 51 $11,835,000 $232,059 $3,654 2.63%

For the 2020, Chevron's most frequently cited loan length of loans were 30 Year, with 975 originations. The 2nd most popular length of loans were 15 Year, with 505 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 705 $262,995,000 $373,043
$1k-2k 301 $73,975,000 $245,764
$3k-4k 223 $108,045,000 $484,507
$2k-3k 201 $78,515,000 $390,622
$5k+ 196 $111,820,000 $570,510

$5,316 of loans were Chevron's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 705 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 868 $321,850,000 $370,795
2.5-3% 657 $238,785,000 $363,447
<2.5% 203 $94,235,000 $464,212
4-5% 80 $7,360,000 $92,000
5-6% 78 $9,890,000 $126,795
6-7% 15 $1,145,000 $76,333
7-8% 2 $100,000 $50,000

During 2020, Chevron's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 3-4%, with 868 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 677 $197,385,000 $291,558 $4,349 3.08%
$100k-200k 389 $57,085,000 $146,748 $3,543 3.36%
$400k-600k 331 $162,145,000 $489,864 $5,446 3.05%
$600k-1MM 234 $175,530,000 $750,128 $6,792 3.05%
$100,000 or less 220 $12,900,000 $58,636 $2,333 4.35%
$1MM+ 52 $68,320,000 $1,313,846 $10,043 2.95%

2020 saw Chevron place emphasis on $200k-400k loans with 677 originations, totaling $197,385,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$150k-250k 719 $266,275,000 $370,341 $5,072 3.22%
$100k-150k 491 $136,225,000 $277,444 $4,227 3.31%
$250k+ 368 $209,030,000 $568,016 $5,728 3.15%
$75k-100k 196 $41,620,000 $212,347 $4,230 3.43%
$50k-75k 93 $15,815,000 $170,054 $3,800 3.49%
$50k or less 35 $4,125,000 $117,857 $3,472 3.76%

Chevron lent most frequently to those with incomes in the $150k-250k range, with 719 originations. The second most popular income band? $100k-150k, with 491 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 546 $179,800,000 $329,304 $4,422 3.19%
30-36% 393 $151,565,000 $385,662 $5,216 3.26%
<20% 248 $68,590,000 $276,573 $3,822 3.12%
41% 64 $24,250,000 $378,906 $4,870 3.55%
40% 62 $22,120,000 $356,774 $4,093 3.42%
42% 58 $22,700,000 $391,379 $5,229 3.42%
37% 58 $21,790,000 $375,690 $5,264 3.29%
38% 58 $23,010,000 $396,724 $6,256 3.24%
36% 55 $20,885,000 $379,727 $4,977 3.33%
44% 49 $18,585,000 $379,286 $5,445 3.40%
45% 46 $18,130,000 $394,130 $4,640 3.32%
46% 45 $19,115,000 $424,778 $6,371 3.46%
49% 44 $15,360,000 $349,091 $5,739 3.88%
48% 43 $14,735,000 $342,674 $5,572 3.33%
39% 42 $18,020,000 $429,048 $5,987 3.18%
43% 42 $15,610,000 $371,667 $5,340 3.42%
47% 37 $12,995,000 $351,216 $4,791 3.45%
50-60% 11 $5,545,000 $504,091 $4,368 3.14%

Chevron lent most frequently to those with DTI ratios of 20-30%, with 546 originations. The next most common DTI ratio? 30-36%, with 393 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,144 $408,930,000 $357,456 $4,745 3.26%
Not provided 406 $137,560,000 $338,818 $4,995 3.39%
Asian 195 $76,925,000 $394,487 $4,445 3.06%
Black 113 $34,445,000 $304,823 $5,842 3.29%
American Indian 14 $4,130,000 $295,000 $4,515 3.28%
Asian Indian 10 $2,570,000 $257,000 $3,764 3.33%
Native Hawaiian 6 $2,450,000 $408,333 $3,575 3.50%
Filipino 6 $2,380,000 $396,667 $2,975 4.06%
Chinese 4 $2,050,000 $512,500 $4,307 2.81%
Vietnamese 3 $1,435,000 $478,333 $6,002 2.96%
Other Pacific Islander 1 $335,000 $335,000 $2,774 2.88%
Other Asian 1 $155,000 $155,000 $0 5.50%

Approval Rates

Total approvals of all applications
65.61%

Chevron has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
93.38%

Chevron has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 1,903 $673,365,000 $353,844

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 10 $2,000,000 $200,000
Single Family (1-4 Units):Site-Built 1,893 $671,365,000 $354,657

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 300 $79,500,000 $265,000 $3,735 3.40%
40-60% 335 $126,555,000 $377,776 $3,955 3.00%
60-80% 672 $297,090,000 $442,098 $5,629 3.04%
80-100% 344 $144,630,000 $420,436 $5,310 3.02%
Under 20% 245 $22,575,000 $92,143 $2,310 4.47%