Chevron Mortgage Rates, Fees & Info
Oakland, CALEI: 549300VVH8HHFMWL8536
Tax ID: 94-0878385
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Mortgage Data
Review & Overview
Chevron is a smaller mortgage company specializing in Home Purchase loans. Chevron has a high proportion of conventional loans. Their top markets by origination volume include: Houston, San Francisco, Los Angeles, Midland, and Denver among others. We have data for 155 markets. (Some data included below & more in-depth data is available with an active subscription.)Chevron has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Chevron is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.47% | 4/5/25 |
| 30 Year Conventional Purchase | 6.64% | 4/5/25 |
| 30 Year Conventional Refi | 6.70% | 4/5/25 |
| 30 Year Cash-out Refi | 6.91% | 4/5/25 |
| 15 Year Conventional Purchase | 5.93% | 4/5/25 |
| 15 Year Conventional Refi | 5.66% | 4/5/25 |
| 15 Year Cash-out Refi | 5.66% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Chevron Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Chevron. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,134Origination Dollar Volume (All Markets)
$355,060,000Awards
CHEVRON - 2024
CHEVRON is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Chevron's average 30 year fixed mortgage rate was
6.39%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.16%.
Relative Fees (Closing Costs)
Chevron's average total fees/closing costs for a 30 year fixed rate
mortgage were $4,129.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 276 | $93,610,000 | $339,167 | $4,531 | 7.19% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 208 | $71,390,000 | $343,221 | $3,910 | 7.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 58 | $18,080,000 | $311,724 | $3,509 | 8.11% |
| MIDLAND, TX (FHA|USDA|VA) | 48 | $15,560,000 | $324,167 | $2,907 | 6.51% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 27 | $12,565,000 | $465,370 | $1,305 | 6.95% |
| Outside of Metro Areas | 22 | $9,050,000 | $411,364 | $5,824 | 7.59% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 32 | $7,690,000 | $240,313 | $1,445 | 7.30% |
| VALLEJO, CA (FHA|USDA|VA) | 29 | $6,175,000 | $212,931 | $2,494 | 8.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $6,095,000 | $870,714 | $5,585 | 7.04% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 26 | $5,670,000 | $218,077 | $2,539 | 7.61% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 20 | $5,200,000 | $260,000 | $4,879 | 8.02% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 9 | $4,535,000 | $503,889 | $4,328 | 6.99% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 28 | $4,430,000 | $158,214 | $2,175 | 8.29% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $4,340,000 | $310,000 | $668 | 7.18% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 12 | $3,880,000 | $323,333 | $896 | 7.31% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $3,810,000 | $635,000 | $5,780 | 6.90% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $3,710,000 | $463,750 | $3,027 | 7.40% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $3,690,000 | $307,500 | $6,572 | 7.48% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 15 | $3,375,000 | $225,000 | $3,428 | 7.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $3,067 | 8.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $3,295,000 | $659,000 | $4,274 | 7.40% |
| RENO, NV (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $5,328 | 7.42% |
| MOBILE, AL (FHA|USDA|VA) | 17 | $2,355,000 | $138,529 | $2,823 | 7.85% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $5,541 | 6.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $2,075,000 | $415,000 | $0 | 6.78% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $1,080 | 6.52% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $16,754 | 7.85% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $4,621 | 7.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $1,754 | 8.17% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $3,526 | 7.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $5,484 | 6.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $2,559 | 7.56% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $2,708 | 8.20% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $4,993 | 7.37% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $7,134 | 7.94% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $3,936 | 6.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $13,276 | 6.88% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $3,826 | 7.81% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $7,466 | 7.44% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $2,290 | 7.18% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $528 | 6.85% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,403 | 6.71% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,490 | 7.78% |
| NAPA, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,081 | 8.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $8,132 | 6.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,831 | 6.19% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $7,034 | 6.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,228 | 7.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $4,694 | 6.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,897 | 6.44% |
| Taos, NM (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $673 | 6.56% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,987 | 7.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,491 | 5.88% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,009 | 5.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,957 | 7.50% |
| OCALA, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,591 | 6.63% |
| Oxford, MS (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,130 | 7.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,885 | 6.44% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $1,786 | 8.15% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,699 | 6.94% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,152 | 7.44% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,426 | 6.25% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,530 | 5.63% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $2,987 | 7.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,522 | 7.12% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,469 | 6.88% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,111 | 8.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,726 | 7.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 8.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,045 | 6.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,268 | 7.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 8.50% |
| Edwards, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,107 | 6.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,742 | 6.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,377 | 6.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 9.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 9.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,631 | 7.12% |
| Outside of Metro Areas | 1 | $335,000 | $335,000 | $4,314 | 6.50% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,094 | 7.19% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,511 | 7.81% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,197 | 6.00% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,883 | 5.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,325 | 6.75% |
| TULSA, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.88% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,594 | 6.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $1,630 | 8.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,102 | 6.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,887 | 6.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,726 | 6.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,647 | 6.13% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,134 | 5.75% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.13% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,291 | 6.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.50% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,060 | 8.68% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,461 | 7.19% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 8.83% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,165 | 6.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,406 | 7.31% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.50% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,637 | 6.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,168 | 6.88% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,443 | 7.13% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,544 | 7.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $884 | 8.87% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,605 | 6.38% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $532 | 6.38% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,105 | 6.50% |
| Brookings, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,077 | 7.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.50% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,999 | 7.13% |
| Riverton, WY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,859 | 5.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,137 | 6.25% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,738 | 7.49% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 7.88% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.13% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,545 | 9.37% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.25% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,187 | 7.99% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $778 | 7.49% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,419 | 8.87% |
| AMES, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,079 | 7.49% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.25% |
| Fernley, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against CHEVRON based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 654 | $278,610,000 | $426,009 | $3,691 | 6.67% |
| HELOC | 480 | $76,450,000 | $159,271 | n/a | 8.68% |
For 2024, Chevron's most frequently originated type of loan was Conventional, with 654 originations. Their 2nd most popular type was HELOC, with 480 originations.
Loan Reason
For 2024, Chevron's most frequently cited loan purpose was Home Purchase, with 497 originations. The 2nd most popular reason was Other, with 362 originations.
Loan Duration/Length
For 2024, Chevron's most frequently cited loan duration was Other, with 480 originations. The 2nd most popular length was 30 Year, with 435 originations.
Origination Fees/Closing Costs
Chevron's average total fees were $4,129, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 538 originations.
Interest Rates
During 2024, Chevron's average interest rate for loans was 6.39%, while their most frequently originated rate bucket for loans was Over 8%, with 441 originations.
Loan Sizing
2024 saw Chevron place emphasis on $200k-400k loans with 354 originations, totaling $101,890,000 in origination value.
Applicant Income
Chevron lent most frequently to those with incomes in the $150k-250k range, with 438 originations. The second most popular income band? $250k+, with 313 originations.
Applicant Debt to Income Ratio
Chevron lent most frequently to those with DTI ratios of 20-30%, with 216 originations. The next most common DTI ratio? 30-36%, with 206 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.55%
Chevron has a below average approval rate.
Pick Rate
Approvals leading to origination74.78%
Chevron has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,134 | $355,060,000 | $313,104 |