New Wave Lending Group Inc Mortgage Rates, Fees & Info
Industry, CALEI: 549300OPB0G5OMY0SM65
Tax ID: 82-1456336
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Mortgage Data
Review & Overview
New Wave Lending Group Inc is a small mortgage company specializing in Home Purchase loans. New Wave Lending Group Inc has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, Atlanta, and San Jose among others. We have data for 133 markets. (Some data included below & more in-depth data is available with an active subscription.)New Wave Lending Group Inc has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. New Wave Lending Group Inc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.49% | 4/5/25 |
| 30 Year Conventional Refi | 7.94% | 4/5/25 |
| 30 Year Cash-out Refi | 7.83% | 4/5/25 |
| 30 Year FHA Purchase | 7.31% | 4/5/25 |
| 30 Year FHA Refi | 7.16% | 4/5/25 |
| 15 Year Conventional Purchase | 6.41% | 4/5/25 |
| 15 Year Conventional Refi | 6.16% | 4/5/25 |
| 15 Year Cash-out Refi | 6.16% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
New Wave Lending Group Inc Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from New Wave Lending Group Inc. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,479Origination Dollar Volume (All Markets)
$1,884,665,000Relative Rate
New Wave Lending Group Inc's average 30 year fixed mortgage rate was
7.18%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.63%.
Relative Fees (Closing Costs)
New Wave Lending Group Inc's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,189.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,217 | $841,335,000 | $691,319 | $12,250 | 7.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 201 | $147,255,000 | $732,612 | $9,577 | 7.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 305 | $141,675,000 | $464,508 | $10,141 | 7.02% |
| Outside of Metro Areas | 284 | $134,880,000 | $474,930 | $11,715 | 7.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 180 | $83,010,000 | $461,167 | $9,431 | 7.34% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 60 | $56,520,000 | $942,000 | $9,949 | 7.34% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 140 | $50,220,000 | $358,714 | $9,194 | 7.14% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 97 | $33,875,000 | $349,227 | $10,567 | 7.14% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 69 | $33,395,000 | $483,986 | $11,366 | 7.14% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 44 | $32,170,000 | $731,136 | $9,986 | 6.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 93 | $29,095,000 | $312,849 | $10,261 | 7.39% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 62 | $25,580,000 | $412,581 | $7,538 | 6.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 36 | $22,990,000 | $638,611 | $13,098 | 7.46% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 71 | $22,005,000 | $309,930 | $11,429 | 7.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 60 | $19,940,000 | $332,333 | $12,723 | 7.46% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $14,595,000 | $417,000 | $13,560 | 7.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 27 | $10,745,000 | $397,963 | $9,602 | 7.46% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 29 | $9,835,000 | $339,138 | $11,403 | 7.17% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 17 | $9,235,000 | $543,235 | $10,738 | 7.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $9,175,000 | $295,968 | $11,305 | 7.53% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 20 | $8,200,000 | $410,000 | $7,260 | 6.97% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 9 | $8,005,000 | $889,444 | $14,892 | 7.14% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 18 | $7,780,000 | $432,222 | $13,848 | 7.10% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 24 | $7,370,000 | $307,083 | $8,087 | 7.18% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 13 | $6,415,000 | $493,462 | $11,054 | 6.85% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 20 | $6,290,000 | $314,500 | $8,107 | 7.19% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 19 | $6,025,000 | $317,105 | $9,201 | 7.18% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $5,255,000 | $477,727 | $8,909 | 6.66% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $5,165,000 | $397,308 | $9,052 | 7.03% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $4,935,000 | $548,333 | $7,497 | 7.31% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 12 | $4,380,000 | $365,000 | $11,162 | 7.07% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $4,000,000 | $333,333 | $8,596 | 7.65% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $3,530,000 | $441,250 | $9,706 | 6.89% |
| RENO, NV (FHA|USDA|VA) | 2 | $3,410,000 | $1,705,000 | $9,699 | 6.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $3,370,000 | $337,000 | $11,560 | 7.81% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 8 | $3,360,000 | $420,000 | $10,675 | 7.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $3,025,000 | $432,143 | $14,609 | 7.61% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,980,000 | $372,500 | $13,234 | 7.25% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $2,725,000 | $389,286 | $7,265 | 7.64% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $2,495,000 | $499,000 | $9,018 | 6.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $2,420,000 | $605,000 | $9,676 | 6.78% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $8,560 | 7.61% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $10,065 | 7.80% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $9,349 | 7.55% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $2,315,000 | $463,000 | $0 | 7.33% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $8,940 | 7.29% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $13,748 | 7.40% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $10,825 | 7.63% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $13,414 | 7.66% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $10,825 | 6.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $11,088 | 7.97% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $6,848 | 7.67% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,401 | 7.30% |
| Hilo, HI (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $13,651 | 7.38% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $0 | 7.50% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $10,849 | 8.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $11,074 | 7.67% |
| MERCED, CA (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $8,388 | 7.83% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $9,226 | 6.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $9,458 | 7.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $9,753 | 7.21% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $10,946 | 7.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,416 | 6.81% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,904 | 7.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $12,975 | 8.06% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 8.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $17,943 | 7.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,640 | 7.69% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,366 | 7.25% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $10,006 | 7.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $12,159 | 7.06% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,234 | 7.25% |
| BEND, OR (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,162 | 8.38% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $17,422 | 7.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,017 | 7.19% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,038 | 6.92% |
| MADERA, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,468 | 7.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 8.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,288 | 7.38% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,589 | 7.69% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,756 | 7.38% |
| Fernley, NV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,873 | 7.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,666 | 7.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,362 | 6.06% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $21,395 | 6.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.31% |
| AKRON, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 8.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 6.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 8.50% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,443 | 8.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,998 | 7.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,128 | 7.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 7.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,539 | 8.13% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.00% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 8.50% |
| Marion, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,993 | 7.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.88% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.63% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,869 | 7.25% |
| CHICO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,235 | 8.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,066 | 6.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,386 | 7.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,688 | 7.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,988 | 7.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,086 | 5.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,607 | 7.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,722 | 7.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,089 | 7.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,789 | 6.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,595 | 6.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.75% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,330 | 7.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.50% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,176 | 10.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,988 | 7.25% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,174 | 7.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,358 | 7.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.38% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.50% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,899 | 7.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,232 | 7.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,057 | 11.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.13% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,437 | $1,860,375,000 | $541,279 | $10,907 | 7.17% |
| FHA | 42 | $24,290,000 | $578,333 | $21,568 | 6.36% |
For 2024, New Wave Lending Group Inc's most frequently originated type of loan was Conventional, with 3,437 originations. Their 2nd most popular type was FHA, with 42 originations.
Loan Reason
For 2024, New Wave Lending Group Inc's most frequently cited loan purpose was Home Purchase, with 2,755 originations. The 2nd most popular reason was Cash Out Refi, with 422 originations.
Loan Duration/Length
For 2024, New Wave Lending Group Inc's most frequently cited loan duration was 30 Year, with 3,381 originations. The 2nd most popular length was 15 Year, with 74 originations.
Origination Fees/Closing Costs
New Wave Lending Group Inc's average total fees were $11,189, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,694 originations.
Interest Rates
During 2024, New Wave Lending Group Inc's average interest rate for loans was 7.18%, while their most frequently originated rate bucket for loans was 7-8%, with 1,600 originations.
Loan Sizing
2024 saw New Wave Lending Group Inc place emphasis on $200k-400k loans with 1,218 originations, totaling $366,290,000 in origination value.
Applicant Income
New Wave Lending Group Inc lent most frequently to those with incomes in the $150k-250k range, with 930 originations. The second most popular income band? $250k+, with 847 originations.
Applicant Debt to Income Ratio
New Wave Lending Group Inc lent most frequently to those with DTI ratios of <20%, with 585 originations. The next most common DTI ratio? 30-36%, with 373 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.74%
New Wave Lending Group Inc has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination56.57%
New Wave Lending Group Inc has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12315.0 | 1 | $155,000 | $155,000 |
| 15750.0 | 1 | $285,000 | $285,000 |
| 16325.0 | 1 | $215,000 | $215,000 |
| 19499.66 | 1 | $285,000 | $285,000 |
| 21106.97 | 1 | $305,000 | $305,000 |
| 22920.0 | 1 | $325,000 | $325,000 |
| 23550.0 | 1 | $305,000 | $305,000 |
| 31508.0 | 1 | $415,000 | $415,000 |
| 36201.6 | 1 | $445,000 | $445,000 |
| 43213.13 | 1 | $495,000 | $495,000 |
| 85045.0 | 1 | $1,505,000 | $1,505,000 |
| 8925.0 | 1 | $305,000 | $305,000 |
| NA | 3,467 | $1,879,625,000 | $542,147 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,479 | $1,884,665,000 | $541,726 |