Hawaii National Bank Mortgage Rates, Fees & Info
Honolulu, HILEI: 549300CFZ6PC3YYDJQ89
Tax ID: 99-0104713
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Hawaii National Bank is a smaller bank specializing in Cash Out Refi and Home Purchase loans. Hawaii National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Hilo, and Kahului among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)Hawaii National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
57Origination Dollar Volume (All Markets)
$32,945,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| URBAN HONOLULU, HI (FHA|USDA|VA) | 50 | $30,490,000 | $609,800 | $0 | 0.00% |
| Hilo, HI (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $0 | 0.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 57 | $32,945,000 | $577,982 | $0 | 0.00% |
For 2019, Hawaii National Bank's most frequently originated type of loan was Conventional, with 57 originations.
Loan Reason
For 2019, Hawaii National Bank's most frequently cited loan purpose was Cash Out Refi, with 29 originations. The 2nd most popular reason was Home Purchase, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 57 | $32,945,000 | $577,982 | $0 | 0.00% |
For 2019, Hawaii National Bank's most frequently cited loan duration was Other, with 57 originations.
Loan Sizing
2019 saw Hawaii National Bank place emphasis on $200k-400k loans with 17 originations, totaling $4,755,000 in origination value.
Applicant Income
Hawaii National Bank lent most frequently to those with incomes in the $250k+ range, with 21 originations. The second most popular income band? $150k-250k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 57 | $32,945,000 | $577,982 | $0 | 0.00% |
Hawaii National Bank lent most frequently to those with DTI ratios of Exempt%, with 57 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Hawaii National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.23%
Hawaii National Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 57 | $32,945,000 | $577,982 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 57 | $32,945,000 | $577,982 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| HUNTINGTON NATIONAL BANK, THE | Other type of mortgage | Trouble during payment process | 3 | 5.2% |
| HUNTINGTON NATIONAL BANK, THE | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 3.4% |
| HUNTINGTON NATIONAL BANK, THE | Other type of mortgage | Improper use of your report | 1 | 1.7% |
| HUNTINGTON NATIONAL BANK, THE | Other type of mortgage | Struggling to pay mortgage | 1 | 1.7% |
| HUNTINGTON NATIONAL BANK, THE | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 6.9% |
| HUNTINGTON NATIONAL BANK, THE | Conventional home mortgage | Closing on a mortgage | 3 | 5.2% |
| HUNTINGTON NATIONAL BANK, THE | Conventional home mortgage | Struggling to pay mortgage | 7 | 12.1% |
| HUNTINGTON NATIONAL BANK, THE | Conventional home mortgage | Trouble during payment process | 22 | 37.9% |
| HUNTINGTON NATIONAL BANK, THE | FHA mortgage | Closing on a mortgage | 2 | 3.4% |
| HUNTINGTON NATIONAL BANK, THE | FHA mortgage | Struggling to pay mortgage | 1 | 1.7% |
| HUNTINGTON NATIONAL BANK, THE | FHA mortgage | Trouble during payment process | 3 | 5.2% |
| HUNTINGTON NATIONAL BANK, THE | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 3 | 5.2% |
| HUNTINGTON NATIONAL BANK, THE | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 2 | 3.4% |
| HUNTINGTON NATIONAL BANK, THE | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 4 | 6.9% |