Dexsta Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 549300DQ137S1HEMVL85

Tax ID: 51-0069788

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Dexsta is a smaller mortgage company specializing in Home Improvement and Refi loans. Dexsta has a high proportion of conventional loans.

    Dexsta has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    156

    Origination Dollar Volume (All Markets)

    $17,720,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 156 $17,720,000 $113,590 $0 0.00%
    Dexsta's top markets include

    Their top states include:
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 156 $17,720,000 $113,590 $0 0.00%

    For 2021, Dexsta's most frequently originated type of loan was Conventional, with 156 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 69 $5,105,000 $73,986 $0 0.00%
    Refi 54 $9,040,000 $167,407 $0 0.00%
    Home Purchase 32 $3,400,000 $106,250 $0 0.00%
    NA 1 $175,000 $175,000 $0 0.00%

    For 2021, Dexsta's most frequently cited loan purpose was Home Improvement, with 69 originations. The 2nd most popular reason was Refi, with 54 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 156 $17,720,000 $113,590 $0 0.00%

    For 2021, Dexsta's most frequently cited loan duration was Other, with 156 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 86 $4,970,000 $57,791 $0 0.00%
    $100k-200k 47 $6,085,000 $129,468 $0 0.00%
    $200k-400k 21 $5,765,000 $274,524 $0 0.00%
    $400k-600k 2 $900,000 $450,000 $0 0.00%

    2021 saw Dexsta place emphasis on $100,000 or less loans with 86 originations, totaling $4,970,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 47 $5,295,000 $112,660 $0 0.00%
    $100k-150k 34 $3,420,000 $100,588 $0 0.00%
    $75k-100k 30 $3,780,000 $126,000 $0 0.00%
    $50k-75k 19 $2,115,000 $111,316 $0 0.00%
    $50k or less 13 $845,000 $65,000 $0 0.00%
    $250k+ 10 $1,490,000 $149,000 $0 0.00%

    Dexsta lent most frequently to those with incomes in the $150k-250k range, with 47 originations. The second most popular income band? $100k-150k, with 34 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 117 $13,265,000 $113,376 $0 0.00%
    Black 22 $2,320,000 $105,455 $0 0.00%
    Not applicable 4 $950,000 $237,500 $0 0.00%
    Not provided 9 $695,000 $77,222 $0 0.00%
    Asian 3 $305,000 $101,667 $0 0.00%
    Native Hawaiian or Islander 1 $185,000 $185,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dexsta has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    97.44%

    Dexsta has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 156 $17,720,000 $113,590

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    156 $17,720,000 $113,590