Dexsta Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 549300DQ137S1HEMVL85

Tax ID: 51-0069788

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Dexsta is a smaller mortgage company specializing in Home Improvement and Home Purchase loans. Dexsta has a high proportion of conventional loans.

    Dexsta has an above average approval rate when compared to the average across all lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    132

    Origination Dollar Volume (All Markets)

    $10,830,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 132 $10,830,000 $82,045 $0 0.00%
    Dexsta's top markets include

    Their top states include:
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 131 $10,705,000 $81,718 $0 0.00%
    HELOC 1 $125,000 $125,000 n/a 0.00%

    For 2022, Dexsta's most frequently originated type of loan was Conventional, with 131 originations. Their 2nd most popular type was HELOC, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 83 $5,975,000 $71,988 $0 0.00%
    Home Purchase 33 $3,235,000 $98,030 $0 0.00%
    Refi 16 $1,620,000 $101,250 $0 0.00%

    For 2022, Dexsta's most frequently cited loan purpose was Home Improvement, with 83 originations. The 2nd most popular reason was Home Purchase, with 33 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 132 $10,830,000 $82,045 $0 0.00%

    For 2022, Dexsta's most frequently cited loan duration was Other, with 132 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 93 $4,895,000 $52,634 $0 0.00%
    $100k-200k 31 $3,985,000 $128,548 $0 0.00%
    $200k-400k 8 $1,950,000 $243,750 $0 0.00%

    2022 saw Dexsta place emphasis on $100,000 or less loans with 93 originations, totaling $4,895,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 42 $3,780,000 $90,000 $0 0.00%
    $150k-250k 31 $2,645,000 $85,323 $0 0.00%
    $75k-100k 28 $2,020,000 $72,143 $0 0.00%
    $50k-75k 22 $1,480,000 $67,273 $0 0.00%
    $50k or less 7 $485,000 $69,286 $0 0.00%
    $250k+ 2 $420,000 $210,000 $0 0.00%

    Dexsta lent most frequently to those with incomes in the $100k-150k range, with 42 originations. The second most popular income band? $150k-250k, with 31 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 112 $9,090,000 $81,161 $0 0.00%
    Black 16 $1,300,000 $81,250 $0 0.00%
    Not provided 4 $440,000 $110,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dexsta has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 132 $10,830,000 $82,045

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    132 $10,830,000 $82,045