Dexsta Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 549300DQ137S1HEMVL85

Tax ID: 51-0069788

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Dexsta is a smaller mortgage company specializing in Home Improvement and Refi loans. Dexsta has a high proportion of conventional loans.

    Dexsta has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    112

    Origination Dollar Volume (All Markets)

    $6,510,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 112 $6,510,000 $58,125 $0 0.00%
    Dexsta's top markets include

    Their top states include:
  • Delaware (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 112 $6,510,000 $58,125 $0 0.00%

    For 2018, Dexsta's most frequently originated type of loan was Conventional, with 112 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 51 $2,835,000 $55,588 $0 0.00%
    Refi 34 $1,980,000 $58,235 $0 0.00%
    Home Purchase 18 $1,190,000 $66,111 $0 0.00%
    Other 9 $505,000 $56,111 $0 0.00%

    For 2018, Dexsta's most frequently cited loan purpose was Home Improvement, with 51 originations. The 2nd most popular reason was Refi, with 34 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 112 $6,510,000 $58,125 $0 0.00%

    For 2018, Dexsta's most frequently cited loan duration was Other, with 112 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 100 $5,040,000 $50,400 $0 0.00%
    $100k-200k 12 $1,470,000 $122,500 $0 0.00%

    2018 saw Dexsta place emphasis on $100,000 or less loans with 100 originations, totaling $5,040,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 29 $1,505,000 $51,897 $0 0.00%
    $50k-75k 29 $1,485,000 $51,207 $0 0.00%
    $75k-100k 21 $1,485,000 $70,714 $0 0.00%
    $150k-250k 18 $1,080,000 $60,000 $0 0.00%
    $50k or less 12 $640,000 $53,333 $0 0.00%
    $250k+ 2 $230,000 $115,000 $0 0.00%

    Dexsta lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $50k-75k, with 29 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 112 $6,510,000 $58,125 $0 0.00%

    Dexsta lent most frequently to those with DTI ratios of Exempt%, with 112 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 91 $5,355,000 $58,846 $0 0.00%
    Black 18 $980,000 $54,444 $0 0.00%
    Asian 2 $120,000 $60,000 $0 0.00%
    Native Hawaiian or Islander 1 $55,000 $55,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dexsta has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    99.11%

    Dexsta has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 112 $6,510,000 $58,125

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 112 $6,510,000 $58,125