Dexsta Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 549300DQ137S1HEMVL85

Tax ID: 51-0069788

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Mortgage Data

Review & Overview

Dexsta is a smaller mortgage company specializing in Home Improvement and Home Purchase loans. Dexsta has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, Dover, and Salisbury among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

Dexsta has an above average approval rate when compared to the average across all lenders.

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Originations

115

Origination Dollar Volume (All Markets)

$9,685,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 98 $8,250,000 $84,184 $0 0.00%
Outside of Metro Areas 11 $955,000 $86,818 $0 0.00%
DOVER, DE (FHA|USDA|VA) 5 $315,000 $63,000 $0 0.00%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
Dexsta's top markets include Philadelphia, Dover, and Salisbury among others.

Their top states include:
  • Delaware (FHA|USDA|VA)
  • (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 115 $9,685,000 $84,217 $0 0.00%

    For 2023, Dexsta's most frequently originated type of loan was Conventional, with 115 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 78 $6,340,000 $81,282 $0 0.00%
    Home Purchase 29 $2,465,000 $85,000 $0 0.00%
    Cash Out Refi 8 $880,000 $110,000 $0 0.00%

    For 2023, Dexsta's most frequently cited loan purpose was Home Improvement, with 78 originations. The 2nd most popular reason was Home Purchase, with 29 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 115 $9,685,000 $84,217 $0 0.00%

    For 2023, Dexsta's most frequently cited loan duration was Other, with 115 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 83 $5,005,000 $60,301 $0 0.00%
    $100k-200k 28 $3,840,000 $137,143 $0 0.00%
    $200k-400k 4 $840,000 $210,000 $0 0.00%

    2023 saw Dexsta place emphasis on $100,000 or less loans with 83 originations, totaling $5,005,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 38 $2,860,000 $75,263 $0 0.00%
    $150k-250k 33 $3,545,000 $107,424 $0 0.00%
    $75k-100k 18 $1,250,000 $69,444 $0 0.00%
    $50k-75k 11 $715,000 $65,000 $0 0.00%
    $250k+ 8 $950,000 $118,750 $0 0.00%
    $50k or less 7 $365,000 $52,143 $0 0.00%

    Dexsta lent most frequently to those with incomes in the $100k-150k range, with 38 originations. The second most popular income band? $150k-250k, with 33 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 84 $6,970,000 $82,976 $0 0.00%
    Black 26 $2,210,000 $85,000 $0 0.00%
    Asian 4 $430,000 $107,500 $0 0.00%
    Not provided 1 $75,000 $75,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Dexsta has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    NA 115 $9,685,000 $84,217

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    115 $9,685,000 $84,217