Dexsta Mortgage Rates, Fees & Info
Wilmington, DELEI: 549300DQ137S1HEMVL85
Tax ID: 51-0069788
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Dexsta is a smaller mortgage company specializing in Refi loans. Dexsta has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, Salisbury, and Dover among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)Dexsta has an above average approval rate when compared to the average across all lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
127Origination Dollar Volume (All Markets)
$11,625,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 124 | $11,380,000 | $91,774 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 127 | $11,625,000 | $91,535 | $0 | 0.00% |
For 2020, Dexsta's most frequently originated type of loan was Conventional, with 127 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 57 | $7,025,000 | $123,246 | $0 | 0.00% |
| Home Improvement | 41 | $2,325,000 | $56,707 | $0 | 0.00% |
| Home Purchase | 29 | $2,275,000 | $78,448 | $0 | 0.00% |
For 2020, Dexsta's most frequently cited loan purpose was Refi, with 57 originations. The 2nd most popular reason was Home Improvement, with 41 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 127 | $11,625,000 | $91,535 | $0 | 0.00% |
For 2020, Dexsta's most frequently cited loan duration was Other, with 127 originations.
Loan Sizing
2020 saw Dexsta place emphasis on $100,000 or less loans with 75 originations, totaling $3,675,000 in origination value.
Applicant Income
Dexsta lent most frequently to those with incomes in the $100k-150k range, with 32 originations. The second most popular income band? $50k-75k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 127 | $11,625,000 | $91,535 | $0 | 0.00% |
Dexsta lent most frequently to those with DTI ratios of Exempt%, with 127 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Dexsta has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 127 | $11,625,000 | $91,535 |