Mauch Chunk Trust Company Mortgage Rates, Fees & Info

Jim Thorpe, PA

LEI: 549300E3UCOTNUZIEB53

Tax ID: 23-3102809

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Mauch Chunk Trust Company is a smaller mortgage company specializing in Home Purchase loans. Mauch Chunk Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Pottsville, East Stroudsburg, and Scranton among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Mauch Chunk Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    69

    Origination Dollar Volume (All Markets)

    $10,035,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 46 $6,560,000 $142,609 $0 0.00%
    Pottsville, PA (FHA|USDA|VA) 19 $2,795,000 $147,105 $0 0.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $320,000 $160,000 $0 0.00%
    Mauch Chunk Trust Company's top markets include Allentown, Pottsville, East Stroudsburg, and Scranton among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 69 $10,035,000 $145,435 $0 0.00%

    For 2024, Mauch Chunk Trust Company's most frequently originated type of loan was Conventional, with 69 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 30 $6,680,000 $222,667 $0 0.00%
    Home Improvement 14 $610,000 $43,571 $0 0.00%
    Refi 14 $1,830,000 $130,714 $0 0.00%
    Other 11 $915,000 $83,182 $0 0.00%

    For 2024, Mauch Chunk Trust Company's most frequently cited loan purpose was Home Purchase, with 30 originations. The 2nd most popular reason was Home Improvement, with 14 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 69 $10,035,000 $145,435 $0 0.00%

    For 2024, Mauch Chunk Trust Company's most frequently cited loan duration was Other, with 69 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 34 $1,580,000 $46,471 $0 0.00%
    $100k-200k 18 $2,690,000 $149,444 $0 0.00%
    $200k-400k 11 $2,825,000 $256,818 $0 0.00%
    $400k-600k 6 $2,940,000 $490,000 $0 0.00%

    2024 saw Mauch Chunk Trust Company place emphasis on $100,000 or less loans with 34 originations, totaling $1,580,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 12 $1,290,000 $107,500 $0 0.00%
    $150k-250k 11 $2,055,000 $186,818 $0 0.00%
    $50k-75k 10 $740,000 $74,000 $0 0.00%
    $75k-100k 9 $1,165,000 $129,444 $0 0.00%
    $50k or less 7 $325,000 $46,429 $0 0.00%
    $250k+ 6 $1,750,000 $291,667 $0 0.00%

    Mauch Chunk Trust Company lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $150k-250k, with 11 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 69 $10,035,000 $145,435 $0 0.00%

    Mauch Chunk Trust Company lent most frequently to those with DTI ratios of Exempt%, with 69 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 54 $7,270,000 $134,630 $0 0.00%
    Not applicable 13 $2,695,000 $207,308 $0 0.00%
    Black 1 $45,000 $45,000 $0 0.00%
    Native Hawaiian or Islander 1 $25,000 $25,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    71.34%

    Mauch Chunk Trust Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    52.17%

    Mauch Chunk Trust Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 69 $10,035,000 $145,435

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    69 $10,035,000 $145,435