Mauch Chunk Trust Company Mortgage Rates, Fees & Info

Jim Thorpe, PA

LEI: 549300E3UCOTNUZIEB53

Tax ID: 23-3102809

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Mauch Chunk Trust Company is a smaller mortgage company specializing in Refi and Home Purchase loans. Mauch Chunk Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Allentown, Pottsville, Scranton, and East Stroudsburg among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Mauch Chunk Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    154

    Origination Dollar Volume (All Markets)

    $25,610,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 96 $17,220,000 $179,375 $0 0.00%
    Pottsville, PA (FHA|USDA|VA) 41 $6,115,000 $149,146 $0 0.00%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,275,000 $141,667 $0 0.00%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $955,000 $136,429 $0 0.00%
    Outside of Metro Areas 1 $45,000 $45,000 $0 0.00%
    Mauch Chunk Trust Company's top markets include Allentown, Pottsville, Scranton, and East Stroudsburg among others.

    Their top states include:
  • Pennsylvania (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 154 $25,610,000 $166,299 $0 0.00%

    For 2022, Mauch Chunk Trust Company's most frequently originated type of loan was Conventional, with 154 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 75 $13,505,000 $180,067 $0 0.00%
    Home Purchase 41 $9,415,000 $229,634 $0 0.00%
    Other 21 $1,755,000 $83,571 $0 0.00%
    Home Improvement 17 $935,000 $55,000 $0 0.00%

    For 2022, Mauch Chunk Trust Company's most frequently cited loan purpose was Refi, with 75 originations. The 2nd most popular reason was Home Purchase, with 41 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 154 $25,610,000 $166,299 $0 0.00%

    For 2022, Mauch Chunk Trust Company's most frequently cited loan duration was Other, with 154 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 59 $2,835,000 $48,051 $0 0.00%
    $100k-200k 49 $7,165,000 $146,224 $0 0.00%
    $200k-400k 34 $9,520,000 $280,000 $0 0.00%
    $400k-600k 10 $4,660,000 $466,000 $0 0.00%
    $600k-1MM 2 $1,430,000 $715,000 $0 0.00%

    2022 saw Mauch Chunk Trust Company place emphasis on $100,000 or less loans with 59 originations, totaling $2,835,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 32 $2,670,000 $83,438 $0 0.00%
    $100k-150k 25 $4,575,000 $183,000 $0 0.00%
    $75k-100k 25 $3,165,000 $126,600 $0 0.00%
    $150k-250k 20 $4,070,000 $203,500 $0 0.00%
    $50k or less 13 $965,000 $74,231 $0 0.00%
    $250k+ 9 $2,765,000 $307,222 $0 0.00%

    Mauch Chunk Trust Company lent most frequently to those with incomes in the $50k-75k range, with 32 originations. The second most popular income band? $100k-150k, with 25 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 154 $25,610,000 $166,299 $0 0.00%

    Mauch Chunk Trust Company lent most frequently to those with DTI ratios of Exempt%, with 154 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 121 $17,605,000 $145,496 $0 0.00%
    Not applicable 28 $7,010,000 $250,357 $0 0.00%
    Not provided 3 $705,000 $235,000 $0 0.00%
    Black 1 $185,000 $185,000 $0 0.00%
    Other Pacific Islander 1 $105,000 $105,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    82.40%

    Mauch Chunk Trust Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    74.03%

    Mauch Chunk Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 154 $25,610,000 $166,299

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    154 $25,610,000 $166,299