James B. Nutter & Company Mortgage Rates, Fees & Info
Jefferson City, MOLEI: 549300EXQ4TO1KWRTV95
Tax ID: 44-0607186
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
James B. Nutter & Company is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. James B. Nutter & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Atlanta, Dallas, Washington, and Tampa among others. We have data for 115 markets. (Some data included below & more in-depth data is available with an active subscription.)James B. Nutter & Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. James B. Nutter & Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.71% | 3/25/24 |
| 30 Year Conventional Refi | 6.80% | 3/25/24 |
| 30 Year Cash-out Refi | 7.05% | 3/25/24 |
| 30 Year FHA Purchase | 6.94% | 3/25/24 |
| 30 Year FHA Refi | 6.74% | 3/25/24 |
| 30 Year VA Purchase | 6.01% | 3/25/24 |
| 30 Year VA Refi | 5.52% | 3/25/24 |
| 30 Year USDA Purchase | 5.33% | 3/25/24 |
| 15 Year Conventional Purchase | 5.43% | 3/25/24 |
| 15 Year Conventional Refi | 6.41% | 3/25/24 |
| 15 Year Cash-out Refi | 6.41% | 3/25/24 |
| 15 Year FHA Refi | 5.68% | 3/25/24 |
| 15 Year VA Purchase | 5.87% | 3/25/24 |
| 15 Year VA Refi | 5.68% | 3/25/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
James B. Nutter & Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from James B. Nutter & Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
452Origination Dollar Volume (All Markets)
$104,770,000Awards
JAMES B. NUTTER & COMPANY - 2022
JAMES B. NUTTER & COMPANY is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for JAMES B. NUTTER & COMPANY?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
James B. Nutter & Company's average 30 year fixed mortgage rate was
4.64%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -0.12%.
Relative Fees (Closing Costs)
James B. Nutter & Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,123.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 206 | $41,150,000 | $199,757 | $5,563 | 4.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 18 | $4,910,000 | $272,778 | $6,750 | 3.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 17 | $3,775,000 | $222,059 | $5,984 | 4.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $3,420,000 | $427,500 | $6,746 | 3.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $6,374 | 4.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $8,848 | 5.14% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $2,438 | 4.35% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $6,753 | 5.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $0 | 2.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $6,778 | 4.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $10,755 | 4.83% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $6,125 | 4.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $2,665 | 3.75% |
| Outside of Metro Areas | 8 | $1,100,000 | $137,500 | $3,280 | 4.94% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $7,679 | 4.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,854 | 4.10% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,563 | 5.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $1,772 | 3.08% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 3.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,479 | 4.33% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $4,752 | 4.37% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,384 | 6.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $12,726 | 4.25% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 2.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,188 | 4.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 3.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,819 | 5.50% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,461 | 5.06% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 2.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,032 | 4.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 4.19% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,855 | 5.66% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,767 | 3.94% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 4.25% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 3.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 2.75% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 4.92% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 6.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 3.93% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,264 | 4.69% |
| Dayton, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 6.50% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 3.13% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,313 | 4.44% |
| TYLER, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,050 | 5.44% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,127 | 3.99% |
| Outside of Metro Areas | 1 | $435,000 | $435,000 | $0 | 2.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,608 | 5.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,260 | 4.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 3.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 2.99% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,684 | 3.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 2.25% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 3.81% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.25% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 2.25% |
| TULSA, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,607 | 5.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 2.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,376 | 6.13% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.99% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.75% |
| Washington, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 3.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 3.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 4.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 2.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.75% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.75% |
| SALEM, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,558 | 5.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.50% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,919 | 6.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,955 | 3.25% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,047 | 5.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,378 | 3.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,629 | 6.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,871 | 5.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.13% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,660 | 6.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.13% |
| West Plains, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.88% |
| Atchison, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against JAMES B. NUTTER & COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 136
Similarity Rank: 140
Similarity Rank: 167
Similarity Rank: 172
Similarity Rank: 172
Similarity Rank: 188
Similarity Rank: 209
Similarity Rank: 210
Similarity Rank: 222
Similarity Rank: 228
Product Mix
For 2022, James B. Nutter & Company's most frequently originated type of loan was Conventional, with 286 originations. Their 2nd most popular type was VA, with 102 originations.
Loan Reason
For 2022, James B. Nutter & Company's most frequently cited loan purpose was Cash Out Refi, with 299 originations. The 2nd most popular reason was Home Purchase, with 114 originations.
Loan Duration/Length
For 2022, James B. Nutter & Company's most frequently cited loan duration was 30 Year, with 377 originations. The 2nd most popular length was 15 Year, with 56 originations.
Origination Fees/Closing Costs
James B. Nutter & Company's average total fees were $6,123, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 174 originations.
Interest Rates
During 2022, James B. Nutter & Company's average interest rate for loans was 4.64%, while their most frequently originated rate bucket for loans was 3-4%, with 127 originations.
Loan Sizing
2022 saw James B. Nutter & Company place emphasis on $200k-400k loans with 195 originations, totaling $53,505,000 in origination value.
Applicant Income
James B. Nutter & Company lent most frequently to those with incomes in the $50k-75k range, with 127 originations. The second most popular income band? $100k-150k, with 117 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.29%
James B. Nutter & Company has an average approval rate.
Pick Rate
Approvals leading to origination25.22%
James B. Nutter & Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 452 | $104,770,000 | $231,792 |