James B. Nutter & Company Mortgage Rates, Fees & Info

Jefferson City, MO

LEI: 549300EXQ4TO1KWRTV95

Tax ID: 44-0607186

5 stars - out of 5 stars, based on 53 reviews

2020 Data | 2019 Data | 2018 Data


Overview

James B. Nutter & Company is a smaller mortgage company specializing in Refi loans. James B. Nutter & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Kansas City, Washington, Atlanta, Houston, and Tampa among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. James B. Nutter & Company is typically an average fee lendor.


Originations

2,778

Origination Dollar Volume (All Markets)

$644,090,000
Show all (37) awards

Relative Rate

James B. Nutter & Company's average 30 year fixed rate mortgage of loans were 3.24%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.12%.

Relative Fees

James B. Nutter & Company's average total fees for a 30 year fixed rate mortgage are $3,311.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 985 $205,275,000 $208,401 $2,997 3.36%
Outside of Metro Areas 153 $32,935,000 $215,261 $2,772 3.20%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 50 $17,460,000 $349,200 $3,570 3.10%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 68 $15,880,000 $233,529 $3,559 3.21%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 66 $15,600,000 $236,364 $3,879 3.34%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 51 $12,265,000 $240,490 $3,709 3.07%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 55 $11,635,000 $211,545 $3,989 3.47%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 40 $10,880,000 $272,000 $3,975 3.03%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 41 $10,295,000 $251,098 $2,851 3.06%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 40 $9,820,000 $245,500 $4,096 3.49%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 40 $8,900,000 $222,500 $3,674 3.19%
ST. LOUIS, MO-IL (FHA|USDA|VA) 41 $8,775,000 $214,024 $3,093 3.19%
JACKSONVILLE, FL (FHA|USDA|VA) 35 $8,265,000 $236,143 $3,670 3.15%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 29 $8,015,000 $276,379 $2,898 3.17%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 31 $8,005,000 $258,226 $3,609 3.08%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 30 $7,820,000 $260,667 $2,286 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 23 $6,855,000 $298,043 $4,965 3.10%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 19 $6,555,000 $345,000 $4,376 3.02%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 21 $6,455,000 $307,381 $3,345 3.09%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 25 $5,755,000 $230,200 $2,391 3.06%
OKLAHOMA CITY, OK (FHA|USDA|VA) 24 $5,250,000 $218,750 $3,548 3.42%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 16 $4,510,000 $281,875 $4,284 3.20%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 14 $4,450,000 $317,857 $4,951 3.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 16 $4,390,000 $274,375 $4,149 2.98%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 16 $4,380,000 $273,750 $3,436 3.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 15 $3,975,000 $265,000 $3,782 3.08%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 13 $3,805,000 $292,692 $4,520 2.99%
BOISE CITY, ID (FHA|USDA|VA) 14 $3,790,000 $270,714 $3,533 3.13%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 12 $3,770,000 $314,167 $4,596 3.27%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $3,705,000 $195,000 $4,157 3.34%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 14 $3,640,000 $260,000 $3,248 3.10%
VALLEJO, CA (FHA|USDA|VA) 8 $3,600,000 $450,000 $4,515 3.09%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $3,490,000 $249,286 $3,756 3.00%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $3,260,000 $232,857 $3,587 3.10%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 8 $3,160,000 $395,000 $3,991 2.94%
GARY, IN (FHA|USDA|VA) 10 $3,120,000 $312,000 $2,271 3.00%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 13 $3,015,000 $231,923 $4,444 3.38%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 11 $2,965,000 $269,545 $3,141 3.07%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 14 $2,900,000 $207,143 $3,152 3.35%
RICHMOND, VA (FHA|USDA|VA) 11 $2,795,000 $254,091 $2,823 3.20%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $2,675,000 $205,769 $3,457 3.26%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 7 $2,615,000 $373,571 $3,685 2.79%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 14 $2,590,000 $185,000 $2,007 3.33%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $2,590,000 $215,833 $2,432 3.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $2,395,000 $184,231 $1,928 3.20%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $2,370,000 $237,000 $2,909 3.24%
TUCSON, AZ (FHA|USDA|VA) 11 $2,355,000 $214,091 $2,362 3.16%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $2,305,000 $209,545 $3,585 3.19%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 12 $2,260,000 $188,333 $2,323 3.31%
COLORADO SPRINGS, CO (FHA|USDA|VA) 8 $2,210,000 $276,250 $3,190 3.09%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $2,210,000 $221,000 $3,464 3.11%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 10 $2,180,000 $218,000 $3,578 3.19%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 9 $2,165,000 $240,556 $4,810 3.13%
SALEM, OR (FHA|USDA|VA) 8 $2,010,000 $251,250 $3,920 3.27%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 9 $1,925,000 $213,889 $2,055 3.03%
WICHITA, KS (FHA|USDA|VA) 11 $1,905,000 $173,182 $2,043 3.34%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 6 $1,820,000 $303,333 $2,488 3.02%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $1,820,000 $303,333 $3,759 3.00%
TULSA, OK (FHA|USDA|VA) 7 $1,785,000 $255,000 $3,760 3.29%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,765,000 $252,143 $5,003 2.98%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 7 $1,765,000 $252,143 $4,192 3.02%
TOPEKA, KS (FHA|USDA|VA) 9 $1,755,000 $195,000 $3,302 3.21%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,745,000 $249,286 $2,644 3.02%
CAMDEN, NJ (FHA|USDA|VA) 8 $1,740,000 $217,500 $3,683 3.00%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $1,725,000 $191,667 $2,064 3.32%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $1,725,000 $191,667 $2,775 3.43%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,675,000 $335,000 $3,914 2.95%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $1,620,000 $202,500 $2,717 3.30%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,600,000 $266,667 $2,223 3.21%
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 5 $1,595,000 $319,000 $3,075 3.20%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,505,000 $215,000 $2,239 3.27%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,455,000 $291,000 $3,223 2.83%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,440,000 $240,000 $3,087 3.17%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 7 $1,425,000 $203,571 $2,246 3.29%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 4 $1,400,000 $350,000 $2,662 3.03%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,390,000 $173,750 $2,163 3.28%
RENO, NV (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,719 2.63%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $2,938 3.08%
NEWARK, NJ-PA (FHA|USDA|VA) 6 $1,290,000 $215,000 $2,817 3.23%
PROVO-OREM, UT (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,961 3.20%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,260,000 $315,000 $4,484 3.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,260,000 $210,000 $2,940 3.17%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,680 3.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,245,000 $177,857 $2,991 3.20%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,003 3.31%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $5,629 2.78%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 3 $1,195,000 $398,333 $6,008 3.00%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 2 $1,180,000 $590,000 $1,234 2.75%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,691 3.00%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,120,000 $280,000 $2,548 2.84%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,857 3.31%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,037 2.93%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,399 2.98%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,198 3.03%
BAKERSFIELD, CA (FHA|USDA|VA) 4 $990,000 $247,500 $4,257 2.94%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $975,000 $195,000 $3,367 3.25%
COLUMBUS, OH (FHA|USDA|VA) 5 $945,000 $189,000 $2,169 3.20%
OCALA, FL (FHA|USDA|VA) 5 $915,000 $183,000 $1,958 3.35%
EL PASO, TX (FHA|USDA|VA) 6 $900,000 $150,000 $1,975 3.25%
MANHATTAN, KS (FHA|USDA|VA) 3 $895,000 $298,333 $2,142 2.88%
FORT COLLINS, CO (FHA|USDA|VA) 2 $880,000 $440,000 $8,023 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $875,000 $291,667 $4,307 3.08%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $865,000 $288,333 $2,358 2.96%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $860,000 $430,000 $1,553 2.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $850,000 $212,500 $1,785 3.34%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $835,000 $278,333 $2,558 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 3 $825,000 $275,000 $4,256 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $815,000 $271,667 $3,727 2.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $815,000 $271,667 $2,358 2.75%
SEBASTIAN-VERO BEACH, FL (FHA|USDA|VA) 4 $800,000 $200,000 $4,794 3.31%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $785,000 $261,667 $3,024 3.13%
ELGIN, IL (FHA|USDA|VA) 4 $780,000 $195,000 $2,229 2.97%
FRESNO, CA (FHA|USDA|VA) 4 $780,000 $195,000 $3,099 3.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $770,000 $385,000 $6,358 2.94%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $765,000 $255,000 $2,278 3.04%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $765,000 $255,000 $3,265 2.96%
ANCHORAGE, AK (FHA|USDA|VA) 2 $760,000 $380,000 $2,688 3.19%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $760,000 $190,000 $3,011 3.56%
KNOXVILLE, TN (FHA|USDA|VA) 3 $745,000 $248,333 $2,953 3.38%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $710,000 $177,500 $1,937 3.31%
WILMINGTON, NC (FHA|USDA|VA) 2 $700,000 $350,000 $1,650 2.50%
POCATELLO, ID (FHA|USDA|VA) 4 $700,000 $175,000 $2,390 3.56%
COEUR D'ALENE, ID (FHA|USDA|VA) 2 $650,000 $325,000 $3,039 3.25%
ST. GEORGE, UT (FHA|USDA|VA) 2 $640,000 $320,000 $2,150 2.75%
BATON ROUGE, LA (FHA|USDA|VA) 3 $635,000 $211,667 $3,354 2.92%
COLUMBIA, MO (FHA|USDA|VA) 3 $635,000 $211,667 $2,572 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $615,000 $205,000 $1,824 3.17%
PUEBLO, CO (FHA|USDA|VA) 2 $610,000 $305,000 $1,827 3.00%
NEW BERN, NC (FHA|USDA|VA) 3 $585,000 $195,000 $1,759 3.13%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $585,000 $195,000 $2,462 3.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $580,000 $145,000 $1,717 3.19%
RAPID CITY, SD (FHA|USDA|VA) 2 $570,000 $285,000 $1,187 2.69%
MODESTO, CA (FHA|USDA|VA) 2 $570,000 $285,000 $2,647 2.94%
TWIN FALLS, ID (FHA|USDA|VA) 2 $570,000 $285,000 $3,791 2.88%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $560,000 $280,000 $3,154 3.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $560,000 $280,000 $7,292 2.94%
GETTYSBURG, PA (FHA|USDA|VA) 2 $560,000 $280,000 $6,141 3.06%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $560,000 $280,000 $4,719 3.13%
YUBA CITY, CA (FHA|USDA|VA) 2 $560,000 $280,000 $2,622 3.13%
CHEYENNE, WY (FHA|USDA|VA) 2 $550,000 $275,000 $2,708 2.44%
DOVER, DE (FHA|USDA|VA) 2 $530,000 $265,000 $3,485 3.13%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 2 $520,000 $260,000 $6,822 2.75%
ENID, OK (FHA|USDA|VA) 2 $520,000 $260,000 $4,339 3.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $515,000 $515,000 $23,854 4.50%
MONTGOMERY, AL (FHA|USDA|VA) 3 $515,000 $171,667 $3,322 3.67%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $515,000 $515,000 $5,548 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $500,000 $250,000 $3,626 3.31%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $500,000 $125,000 $2,294 3.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $500,000 $250,000 $3,409 3.25%
GRANTS PASS, OR (FHA|USDA|VA) 2 $490,000 $245,000 $2,565 2.81%
PHILADELPHIA, PA (FHA|USDA|VA) 2 $480,000 $240,000 $4,923 3.38%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $470,000 $235,000 $3,804 3.06%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $470,000 $235,000 $2,700 3.44%
GAINESVILLE, GA (FHA|USDA|VA) 2 $470,000 $235,000 $2,599 3.25%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 2 $450,000 $225,000 $10,214 3.25%
GREELEY, CO (FHA|USDA|VA) 1 $445,000 $445,000 $5,293 3.88%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $440,000 $220,000 $1,814 3.06%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $2,852 3.25%
ASHEVILLE, NC (FHA|USDA|VA) 2 $430,000 $215,000 $2,821 3.19%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $425,000 $425,000 $7,027 2.88%
FARGO, ND-MN (FHA|USDA|VA) 2 $410,000 $205,000 $1,213 2.94%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $410,000 $205,000 $1,356 2.75%
YUMA, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $1,153 3.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $1,633 2.94%
HARRISONBURG, VA (FHA|USDA|VA) 1 $385,000 $385,000 $2,755 2.75%
MOBILE, AL (FHA|USDA|VA) 1 $385,000 $385,000 $1,188 3.00%
ROCHESTER, MN (FHA|USDA|VA) 2 $380,000 $190,000 $1,937 3.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,265 3.44%
KANKAKEE, IL (FHA|USDA|VA) 2 $360,000 $180,000 $5,024 3.50%
LAFAYETTE, LA (FHA|USDA|VA) 1 $355,000 $355,000 $3,565 3.50%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $340,000 $170,000 $1,986 3.19%
LONGVIEW, WA (FHA|USDA|VA) 1 $335,000 $335,000 $5,436 2.88%
BELLINGHAM, WA (FHA|USDA|VA) 2 $330,000 $165,000 $2,499 3.38%
BISMARCK, ND (FHA|USDA|VA) 1 $315,000 $315,000 $3,602 3.13%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $310,000 $155,000 $2,789 3.19%
JONESBORO, AR (FHA|USDA|VA) 1 $285,000 $285,000 $3,791 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $275,000 $275,000 $4,721 3.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $275,000 $275,000 $1,671 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 2 $270,000 $135,000 $2,949 3.31%
GAINESVILLE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,664 3.50%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,390 2.88%
MEDFORD, OR (FHA|USDA|VA) 1 $265,000 $265,000 $6,242 3.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,718 2.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $255,000 $255,000 $1,958 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $250,000 $125,000 $1,622 3.31%
JACKSON, MS (FHA|USDA|VA) 2 $250,000 $125,000 $1,473 3.31%
AMARILLO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,974 3.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $5,242 3.25%
SALINAS, CA (FHA|USDA|VA) 1 $245,000 $245,000 $821 2.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $245,000 $245,000 $2,867 3.00%
SANTA FE, NM (FHA|USDA|VA) 1 $235,000 $235,000 $2,228 3.00%
AKRON, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,354 3.25%
GREENVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,337 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,440 2.88%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $225,000 $225,000 $6,612 3.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,357 3.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $225,000 $225,000 $3,613 3.25%
MADISON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $1,745 3.00%
TYLER, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,872 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $225,000 $225,000 $2,985 3.25%
LANCASTER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,375 3.63%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $215,000 $215,000 $2,000 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $2,270 3.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,374 2.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,179 3.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,272 3.50%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $2,556 3.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $205,000 $205,000 $2,952 3.63%
ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $3,705 3.00%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $205,000 $205,000 $5,097 3.00%
LINCOLN, NE (FHA|USDA|VA) 1 $195,000 $195,000 $1,942 3.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,007 2.88%
WHEELING, WV-OH (FHA|USDA|VA) 1 $195,000 $195,000 $8,685 2.50%
BURLINGTON, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,992 3.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,631 3.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,661 3.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,833 3.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,066 3.50%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $185,000 $185,000 $4,089 2.88%
MONROE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,487 3.50%
GREEN BAY, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,060 3.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $175,000 $175,000 $1,615 3.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,513 3.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,527 3.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,360 3.75%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) 1 $155,000 $155,000 $1,008 3.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $145,000 $145,000 $630 3.38%
JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $680 3.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,996 3.75%
ST. CLOUD, MN (FHA|USDA|VA) 1 $125,000 $125,000 $556 3.50%
STOCKTON, CA (FHA|USDA|VA) 1 $125,000 $125,000 $1,535 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,555 3.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,491 3.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $125,000 $125,000 $1,546 4.00%
SUMTER, SC (FHA|USDA|VA) 1 $115,000 $115,000 $1,612 3.50%
DOTHAN, AL (FHA|USDA|VA) 1 $115,000 $115,000 $1,181 3.75%
READING, PA (FHA|USDA|VA) 1 $105,000 $105,000 $1,214 3.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $765 3.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $95,000 $95,000 $1,757 3.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $85,000 $85,000 $1,404 3.38%
APPLETON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,977 3.63%
ROME, GA (FHA|USDA|VA) 1 $65,000 $65,000 $1,759 4.00%

James B. Nutter & Company's top markets include Kansas City, Washington, Atlanta, Houston, and Tampa among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,045 $216,025,000 $206,722 $3,150 3.48%
VA 968 $257,290,000 $265,795 $2,885 2.98%
FHA 762 $170,090,000 $223,215 $3,800 3.24%
USDA 3 $685,000 $228,333 $3,282 3.58%

For the 2020 period, James B. Nutter & Company's most frequently originated loan type of loans were Conventional, with 1,045 originations. Their 2nd most popular type is VA, with 968 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 1,848 $441,740,000 $239,037 $2,698 3.14%
Cash Out Refi 570 $120,630,000 $211,632 $4,106 3.49%
Home Purchase 203 $49,895,000 $245,788 $4,799 3.26%
Home Improvement 156 $31,560,000 $202,308 $4,397 3.46%
Other 1 $265,000 $265,000 $3,402 3.13%

For the 2020, James B. Nutter & Company's most frequently cited loan purpose of loans were Refi, with 1,848 originations. The 2nd most popular reason of loans were Cash Out Refi, with 570 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,274 $548,220,000 $241,082 $3,311 3.24%
15 Year 265 $47,875,000 $180,660 $2,918 3.21%
20 Year 122 $25,390,000 $208,115 $3,006 3.28%
Other 86 $19,080,000 $221,860 $2,865 3.21%
10 Year 31 $3,525,000 $113,710 $2,406 3.60%

For the 2020, James B. Nutter & Company's most frequently cited loan length of loans were 30 Year, with 2,274 originations. The 2nd most popular length of loans were 15 Year, with 265 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 583 $117,915,000 $202,256
$<1k 284 $47,450,000 $167,077
$2k-3k 228 $57,250,000 $251,096
$3k-4k 94 $30,310,000 $322,447
$5k+ 10 $4,590,000 $459,000

$3,311 of loans were James B. Nutter & Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 583 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 1,558 $330,570,000 $212,176
2.5-3% 1,012 $268,710,000 $265,524
4-5% 110 $15,620,000 $142,000
<2.5% 95 $28,555,000 $300,579
5-6% 3 $635,000 $211,667

During 2020, James B. Nutter & Company's average interest rate of loans were 3.24%, while their most frequently originated rate bucket of loans were 3-4%, with 1,558 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,481 $400,765,000 $270,604 $3,555 3.12%
$100k-200k 1,035 $165,815,000 $160,208 $2,716 3.38%
$400k-600k 134 $61,020,000 $455,373 $4,346 3.00%
$100,000 or less 119 $9,425,000 $79,202 $2,244 3.75%
$600k-1MM 9 $7,065,000 $785,000 $7,256 3.10%

2020 saw James B. Nutter & Company place emphasis on $200k-400k loans with 1,481 originations, totaling $400,765,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 1,368 $322,690,000 $235,885 $2,689 3.15%
$100k-150k 476 $114,760,000 $241,092 $3,725 3.30%
$75k-100k 344 $72,170,000 $209,797 $3,866 3.34%
$50k-75k 333 $60,365,000 $181,276 $3,506 3.44%
$150k-250k 229 $64,485,000 $281,594 $3,960 3.24%
$250k+ 27 $9,505,000 $352,037 $4,886 3.12%

James B. Nutter & Company lent most frequently to those with incomes in the $50k or less range, with 1,368 originations. The second most popular income band? $100k-150k, with 476 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 58 $12,900,000 $222,414 $3,911 3.38%
<20% 33 $6,805,000 $206,212 $3,486 3.15%
30-36% 33 $7,235,000 $219,242 $4,875 3.48%
42% 7 $1,845,000 $263,571 $5,418 3.25%
36% 7 $1,865,000 $266,429 $4,283 3.13%
41% 7 $1,155,000 $165,000 $3,591 3.52%
43% 7 $1,755,000 $250,714 $3,631 3.20%
44% 5 $1,135,000 $227,000 $6,194 3.30%
45% 5 $1,175,000 $235,000 $5,076 3.75%
38% 5 $995,000 $199,000 $2,799 3.88%
47% 4 $1,270,000 $317,500 $13,388 3.50%
39% 3 $895,000 $298,333 $4,611 3.17%
50-60% 3 $715,000 $238,333 $7,057 3.50%
37% 3 $615,000 $205,000 $4,487 3.17%
48% 3 $725,000 $241,667 $5,260 3.42%
40% 2 $310,000 $155,000 $3,406 3.50%
>60% 1 $245,000 $245,000 $2,867 3.00%
46% 1 $265,000 $265,000 $8,780 3.00%

James B. Nutter & Company lent most frequently to those with DTI ratios of 20-30%, with 58 originations. The next most common DTI ratio? <20%, with 33 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,219 $509,845,000 $229,763 $3,231 3.25%
Black 305 $72,375,000 $237,295 $3,292 3.20%
Not provided 158 $38,350,000 $242,722 $3,288 3.15%
Asian 33 $7,935,000 $240,455 $3,148 3.25%
American Indian 31 $7,305,000 $235,645 $2,811 3.20%
Not applicable 18 $4,550,000 $252,778 $3,822 3.21%
Filipino 6 $1,860,000 $310,000 $2,246 2.90%
Native Hawaiian 2 $470,000 $235,000 $2,060 3.19%
Asian Indian 2 $410,000 $205,000 $2,830 3.00%
Other Pacific Islander 1 $395,000 $395,000 $7,319 3.00%
Other Asian 1 $255,000 $255,000 $3,647 3.38%
Guamanian 1 $215,000 $215,000 $1,101 2.50%
Samoan 1 $125,000 $125,000 $2,218 3.50%

Approval Rates

Total approvals of all applications
87.58%

James B. Nutter & Company has an average approval rate.

Pick Rate

Approvals leading to origination
33.40%

James B. Nutter & Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 2,778 $644,090,000 $231,854

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Manufactured 45 $7,985,000 $177,444
Single Family (1-4 Units):Site-Built 2,733 $636,105,000 $232,750

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 69 $8,375,000 $121,377 $2,399 3.52%
40-60% 264 $47,530,000 $180,038 $2,922 3.36%
60-80% 742 $158,930,000 $214,191 $3,413 3.43%
80-100% 1,661 $416,855,000 $250,966 $3,206 3.13%
Over 100% 41 $12,355,000 $301,341 $4,713 3.02%
Under 20% 1 $45,000 $45,000 $2,148 4.63%