James B. Nutter & Company Mortgage Rates, Fees & Info
Jefferson City, MOLEI: 549300EXQ4TO1KWRTV95
Tax ID: 44-0607186
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Mortgage Data
Review & Overview
James B. Nutter & Company is a smaller mortgage company specializing in Refi and Cash Out Refi loans. James B. Nutter & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Dallas, Houston, Atlanta, and Phoenix among others. We have data for 256 markets. (Some data included below & more in-depth data is available with an active subscription.)James B. Nutter & Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. James B. Nutter & Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.71% | 3/25/24 |
| 30 Year Conventional Refi | 6.80% | 3/25/24 |
| 30 Year Cash-out Refi | 7.05% | 3/25/24 |
| 30 Year FHA Purchase | 6.94% | 3/25/24 |
| 30 Year FHA Refi | 6.74% | 3/25/24 |
| 30 Year VA Purchase | 6.01% | 3/25/24 |
| 30 Year VA Refi | 5.52% | 3/25/24 |
| 30 Year USDA Purchase | 5.33% | 3/25/24 |
| 15 Year Conventional Purchase | 5.43% | 3/25/24 |
| 15 Year Conventional Refi | 6.41% | 3/25/24 |
| 15 Year Cash-out Refi | 6.41% | 3/25/24 |
| 15 Year FHA Refi | 5.68% | 3/25/24 |
| 15 Year VA Purchase | 5.87% | 3/25/24 |
| 15 Year VA Refi | 5.68% | 3/25/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
James B. Nutter & Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,621Origination Dollar Volume (All Markets)
$336,155,000Awards
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JAMES B. NUTTER & COMPANY - 2019
JAMES B. NUTTER & COMPANY is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 616 | $116,350,000 | $188,880 | $3,684 | 4.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 79 | $15,905,000 | $201,329 | $4,199 | 4.40% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 49 | $9,895,000 | $201,939 | $4,040 | 4.20% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 43 | $9,585,000 | $222,907 | $4,624 | 4.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 32 | $7,940,000 | $248,125 | $3,823 | 3.85% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 27 | $5,815,000 | $215,370 | $4,189 | 4.00% |
| Outside of Metro Areas | 29 | $5,565,000 | $191,897 | $2,816 | 3.97% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $5,000,000 | $312,500 | $6,042 | 4.02% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 16 | $4,900,000 | $306,250 | $3,956 | 3.76% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 21 | $4,535,000 | $215,952 | $3,251 | 4.02% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 20 | $4,470,000 | $223,500 | $4,227 | 4.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 22 | $4,350,000 | $197,727 | $3,834 | 4.02% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 12 | $4,000,000 | $333,333 | $3,265 | 3.74% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $3,530,000 | $196,111 | $3,263 | 4.12% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $3,345,000 | $257,308 | $3,970 | 3.85% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $4,078 | 3.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $6,823 | 3.91% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $2,770,000 | $230,833 | $4,468 | 4.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $4,116 | 4.26% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $2,915 | 3.90% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $3,165 | 3.71% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $2,498 | 3.93% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $4,202 | 3.81% |
| TUCSON, AZ (FHA|USDA|VA) | 10 | $2,060,000 | $206,000 | $4,407 | 4.06% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $1,798 | 3.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $3,890 | 3.64% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $3,533 | 4.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $4,434 | 3.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $3,460 | 4.01% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $2,272 | 4.05% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $3,144 | 4.13% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $3,555 | 3.95% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $2,312 | 3.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $2,018 | 3.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $4,832 | 3.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $4,443 | 3.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $2,879 | 3.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $4,068 | 3.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,193 | 3.79% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $1,450,000 | $145,000 | $2,405 | 4.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $6,646 | 3.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $4,292 | 4.28% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,777 | 3.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $3,177 | 4.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $4,103 | 3.83% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $2,283 | 4.14% |
| ST. GEORGE, UT (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $2,389 | 3.63% |
| Warrensburg, MO (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,010 | 4.35% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $2,890 | 3.73% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $2,737 | 3.85% |
| LAWRENCE, KS (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $2,619 | 4.16% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $1,870 | 3.96% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,497 | 4.02% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,787 | 3.90% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,618 | 4.21% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,684 | 3.90% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,961 | 3.71% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $5,231 | 4.15% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,365 | 3.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,355 | 3.95% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,134 | 4.19% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $1,730 | 3.85% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $3,179 | 3.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $3,264 | 4.03% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,469 | 3.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,997 | 3.92% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,419 | 4.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,284 | 4.04% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,384 | 3.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,890 | 3.94% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,817 | 3.81% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,554 | 3.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $2,696 | 4.04% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,470 | 3.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,263 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,249 | 3.79% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,568 | 4.13% |
| Fernley, NV (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,922 | 3.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,619 | 3.79% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,554 | 3.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,652 | 4.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,724 | 3.88% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,105 | 3.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $1,588 | 3.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,973 | 4.08% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,063 | 3.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,671 | 3.79% |
| Easton, MD (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,871 | 3.94% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,481 | 4.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,151 | 4.04% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,745 | 3.31% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,520 | 4.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,038 | 3.56% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,656 | 3.50% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,118 | 3.44% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $1,483 | 4.04% |
| Marquette, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,212 | 3.75% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,726 | 3.63% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $1,673 | 4.13% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,483 | 3.75% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,819 | 4.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $2,706 | 4.21% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,220 | 4.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $845 | 3.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $2,470 | 4.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,436 | 3.38% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,126 | 3.69% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,083 | 3.81% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,491 | 4.06% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,340 | 4.06% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $826 | 3.88% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,724 | 3.94% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $1,809 | 3.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,055 | 4.21% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,959 | 3.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,753 | 3.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,979 | 4.19% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,672 | 3.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,499 | 3.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,745 | 3.69% |
| TULSA, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,535 | 4.06% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $702 | 3.94% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,271 | 3.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,034 | 3.38% |
| SALEM, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,269 | 3.25% |
| Dublin, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,142 | 3.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,312 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,394 | 3.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,013 | 3.81% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,864 | 4.63% |
| RACINE, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,202 | 3.63% |
| New Castle, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,604 | 4.00% |
| Riverton, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $983 | 3.75% |
| Sayre, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,510 | 4.38% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,530 | 3.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,916 | 4.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,300 | 3.75% |
| Atchison, KS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,891 | 4.25% |
| OCALA, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,517 | 3.94% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,476 | 3.25% |
| Snyder, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,115 | 4.63% |
| ERIE, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,515 | 4.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,010 | 4.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,103 | 4.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,439 | 3.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,247 | 3.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $987 | 3.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,696 | 4.38% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,076 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,715 | 4.19% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,470 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,630 | 4.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,638 | 3.50% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,071 | 3.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $688 | 3.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,420 | 5.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,459 | 3.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,268 | 4.13% |
| Gillette, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,275 | 3.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,552 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,928 | 3.88% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,243 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,716 | 3.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,541 | 3.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,876 | 3.50% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,793 | 4.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,091 | 3.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,980 | 3.63% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,636 | 3.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,397 | 3.75% |
| Evanston, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,253 | 3.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,830 | 3.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,675 | 3.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,728 | 3.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,236 | 4.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,157 | 3.75% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,040 | 4.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,951 | 4.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,993 | 3.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,961 | 4.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,298 | 3.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $587 | 4.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,234 | 3.25% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,705 | 3.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,668 | 3.75% |
| Newport, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,721 | 3.75% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,917 | 3.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $959 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $792 | 3.88% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,647 | 3.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,625 | 3.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,099 | 3.63% |
| Helena, MT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,242 | 3.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,469 | 4.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,836 | 3.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $969 | 3.38% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,868 | 3.88% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,149 | 3.75% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $1,413 | 5.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,241 | 3.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,813 | 3.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,938 | 4.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,393 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,787 | 3.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,940 | 4.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,697 | 3.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,370 | 3.88% |
| Marshall, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,373 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,632 | 3.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,180 | 4.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,290 | 3.88% |
| READING, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,703 | 3.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,821 | 4.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,181 | 3.88% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,258 | 3.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $836 | 4.38% |
| Durant, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,273 | 4.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,002 | 4.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,461 | 3.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,888 | 3.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,749 | 4.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,488 | 3.38% |
| Danville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,902 | 4.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,578 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,669 | 3.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,320 | 3.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,156 | 5.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,690 | 4.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,542 | 4.38% |
| Somerset, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,951 | 4.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $570 | 4.38% |
| Sidney, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,292 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,736 | 4.50% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $785 | 4.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,044 | 4.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $655 | 4.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,123 | 4.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,036 | 3.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,945 | 5.13% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,862 | 4.13% |
| Fremont, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,812 | 4.50% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $841 | 4.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,554 | 3.88% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,132 | 4.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,521 | 4.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,590 | 4.00% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,579 | 4.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,913 | 4.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $876 | 4.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,260 | 4.25% |
| London, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,638 | 4.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,614 | 4.50% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,970 | 4.38% |
| Searcy, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,145 | 4.50% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,605 | 5.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,610 | 4.00% |
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Product Mix
For 2019, James B. Nutter & Company's most frequently originated type of loan was Conventional, with 624 originations. Their 2nd most popular type was VA, with 545 originations.
Loan Reason
For 2019, James B. Nutter & Company's most frequently cited loan purpose was Refi, with 710 originations. The 2nd most popular reason was Cash Out Refi, with 589 originations.
Loan Duration/Length
For 2019, James B. Nutter & Company's most frequently cited loan duration was 30 Year, with 1,385 originations. The 2nd most popular length was 15 Year, with 152 originations.
Origination Fees/Closing Costs
James B. Nutter & Company's average total fees were $3,751, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 411 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 919 | $217,975,000 | $237,187 |
| 4-5% | 628 | $108,040,000 | $172,038 |
| 5-6% | 70 | $9,140,000 | $130,571 |
| 2.5-3% | 2 | $520,000 | $260,000 |
| 6-7% | 2 | $480,000 | $240,000 |
During 2019, James B. Nutter & Company's average interest rate for loans was 4.07%, while their most frequently originated rate bucket for loans was 3-4%, with 919 originations.
Loan Sizing
2019 saw James B. Nutter & Company place emphasis on $100k-200k loans with 776 originations, totaling $119,430,000 in origination value.
Applicant Income
James B. Nutter & Company lent most frequently to those with incomes in the $50k or less range, with 1,351 originations. The second most popular income band? $100k-150k, with 92 originations.
Applicant Debt to Income Ratio
James B. Nutter & Company lent most frequently to those with DTI ratios of 20-30%, with 74 originations. The next most common DTI ratio? 30-36%, with 56 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.72%
James B. Nutter & Company has a below average approval rate.
Pick Rate
Approvals leading to origination19.74%
James B. Nutter & Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,621 | $336,155,000 | $207,375 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 39 | $6,145,000 | $157,564 |
| Single Family (1-4 Units):Site-Built | 1,582 | $330,010,000 | $208,603 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| JAMES B. NUTTER & COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 25.0% |
| JAMES B. NUTTER & COMPANY | Conventional home mortgage | Trouble during payment process | 1 | 25.0% |
| JAMES B. NUTTER & COMPANY | FHA mortgage | Incorrect information on your report | 1 | 25.0% |
| JAMES B. NUTTER & COMPANY | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |