James B. Nutter & Company Mortgage Rates, Fees & Info
Jefferson City, MOLEI: 549300EXQ4TO1KWRTV95
Tax ID: 44-0607186
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Mortgage Data
Review & Overview
James B. Nutter & Company is a smaller mortgage company specializing in Refi loans. James B. Nutter & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Dallas, Washington, Atlanta, and Houston among others. We have data for 305 markets. (Some data included below & more in-depth data is available with an active subscription.)James B. Nutter & Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. James B. Nutter & Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.71% | 1/1/25 |
30 Year Conventional Refi | 6.80% | 1/1/25 |
30 Year Cash-out Refi | 7.05% | 1/1/25 |
30 Year FHA Purchase | 6.94% | 1/1/25 |
30 Year FHA Refi | 6.74% | 1/1/25 |
30 Year VA Purchase | 6.01% | 1/1/25 |
30 Year VA Refi | 5.52% | 1/1/25 |
30 Year USDA Purchase | 5.33% | 1/1/25 |
15 Year Conventional Purchase | 5.43% | 1/1/25 |
15 Year Conventional Refi | 6.41% | 1/1/25 |
15 Year Cash-out Refi | 6.41% | 1/1/25 |
15 Year FHA Refi | 5.68% | 1/1/25 |
15 Year VA Purchase | 5.87% | 1/1/25 |
15 Year VA Refi | 5.68% | 1/1/25 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
James B. Nutter & Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,778Origination Dollar Volume (All Markets)
$644,090,000JAMES B. NUTTER & COMPANY - 2020
JAMES B. NUTTER & COMPANY is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
KANSAS CITY, MO-KS (FHA|USDA|VA) | 985 | $205,275,000 | $208,401 | $2,997 | 3.36% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 95 | $21,455,000 | $225,842 | $4,034 | 3.48% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 58 | $20,620,000 | $355,517 | $3,628 | 3.08% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 68 | $15,880,000 | $233,529 | $3,559 | 3.21% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 66 | $15,600,000 | $236,364 | $3,879 | 3.34% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 51 | $12,265,000 | $240,490 | $3,709 | 3.07% |
Outside of Metro Areas | 52 | $11,580,000 | $222,692 | $2,980 | 3.18% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 40 | $10,880,000 | $272,000 | $3,975 | 3.03% |
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 41 | $10,295,000 | $251,098 | $2,851 | 3.06% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 40 | $8,900,000 | $222,500 | $3,674 | 3.19% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 41 | $8,775,000 | $214,024 | $3,093 | 3.19% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 33 | $8,585,000 | $260,152 | $4,421 | 3.15% |
JACKSONVILLE, FL (FHA|USDA|VA) | 35 | $8,265,000 | $236,143 | $3,670 | 3.15% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 29 | $8,015,000 | $276,379 | $2,898 | 3.17% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $8,005,000 | $258,226 | $3,609 | 3.08% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 30 | $7,820,000 | $260,667 | $2,286 | 3.00% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 30 | $7,250,000 | $241,667 | $3,206 | 3.18% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 26 | $7,060,000 | $271,538 | $4,125 | 3.16% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 25 | $6,995,000 | $279,800 | $4,138 | 3.18% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 23 | $6,855,000 | $298,043 | $4,965 | 3.10% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 19 | $6,555,000 | $345,000 | $4,376 | 3.02% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 21 | $6,455,000 | $307,381 | $3,345 | 3.09% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 25 | $5,755,000 | $230,200 | $2,391 | 3.06% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 24 | $5,250,000 | $218,750 | $3,548 | 3.42% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 14 | $4,450,000 | $317,857 | $4,951 | 3.08% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 16 | $4,390,000 | $274,375 | $4,149 | 2.98% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 16 | $4,380,000 | $273,750 | $3,436 | 3.13% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $4,015,000 | $365,000 | $3,313 | 2.88% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $3,975,000 | $265,000 | $3,782 | 3.08% |
BOISE CITY, ID (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $3,533 | 3.13% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 19 | $3,705,000 | $195,000 | $4,157 | 3.34% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 14 | $3,640,000 | $260,000 | $3,248 | 3.10% |
VALLEJO, CA (FHA|USDA|VA) | 8 | $3,600,000 | $450,000 | $4,515 | 3.09% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $3,490,000 | $249,286 | $3,756 | 3.00% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 14 | $3,260,000 | $232,857 | $3,587 | 3.10% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $2,965,000 | $269,545 | $3,141 | 3.07% |
RICHMOND, VA (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $2,823 | 3.20% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $2,775,000 | $396,429 | $2,549 | 3.07% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,176 | 3.06% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,675,000 | $205,769 | $3,457 | 3.26% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $2,007 | 3.33% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $2,432 | 3.25% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $2,395,000 | $184,231 | $1,928 | 3.20% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $2,909 | 3.24% |
TUCSON, AZ (FHA|USDA|VA) | 11 | $2,355,000 | $214,091 | $2,362 | 3.16% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 11 | $2,305,000 | $209,545 | $3,585 | 3.19% |
LOUISVILLE, KY (FHA|USDA|VA) | 12 | $2,260,000 | $188,333 | $2,323 | 3.31% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $2,210,000 | $276,250 | $3,190 | 3.09% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $3,464 | 3.11% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $3,578 | 3.19% |
SALEM, OR (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $3,920 | 3.27% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $2,055 | 3.03% |
WICHITA, KS (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $2,043 | 3.34% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $3,759 | 3.00% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $2,488 | 3.02% |
TULSA, OK (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $3,760 | 3.29% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $5,003 | 2.98% |
TOPEKA, KS (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $3,302 | 3.21% |
SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $2,644 | 3.02% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $2,064 | 3.32% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $2,775 | 3.43% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,914 | 2.95% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $2,717 | 3.30% |
LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $2,223 | 3.21% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $2,239 | 3.27% |
HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $3,223 | 2.83% |
PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $3,087 | 3.17% |
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $2,246 | 3.29% |
Warrensburg, MO (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $2,953 | 3.46% |
SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $2,163 | 3.28% |
RENO, NV (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,719 | 2.63% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $2,938 | 3.08% |
PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $3,961 | 3.20% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $2,940 | 3.17% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,484 | 3.13% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,680 | 3.00% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $2,991 | 3.20% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,003 | 3.31% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $5,629 | 2.78% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $3,691 | 3.00% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $2,548 | 2.84% |
PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,857 | 3.31% |
COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,037 | 2.93% |
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,399 | 2.98% |
BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,257 | 2.94% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,367 | 3.25% |
COLUMBUS, OH (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $2,169 | 3.20% |
OCALA, FL (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $1,958 | 3.35% |
EL PASO, TX (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $1,975 | 3.25% |
MANHATTAN, KS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,142 | 2.88% |
FORT COLLINS, CO (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $8,023 | 3.06% |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $4,307 | 3.08% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,358 | 2.96% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $1,553 | 2.69% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $1,785 | 3.34% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $2,558 | 3.00% |
LAS CRUCES, NM (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,256 | 3.25% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,727 | 2.88% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,358 | 2.75% |
Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,794 | 3.31% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,024 | 3.13% |
FRESNO, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,099 | 3.25% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $6,358 | 2.94% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,278 | 3.04% |
SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,265 | 2.96% |
YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,011 | 3.56% |
ANCHORAGE, AK (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,688 | 3.19% |
KNOXVILLE, TN (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,953 | 3.38% |
TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $1,937 | 3.31% |
Riverton, WY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,079 | 2.83% |
Fernley, NV (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,474 | 3.08% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $1,650 | 2.50% |
POCATELLO, ID (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,390 | 3.56% |
ST. GEORGE, UT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,150 | 2.75% |
BATON ROUGE, LA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $3,354 | 2.92% |
COLUMBIA, MO (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,572 | 3.38% |
ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $1,824 | 3.17% |
PUEBLO, CO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $1,827 | 3.00% |
Sandpoint, ID (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,401 | 3.13% |
NEW BERN, NC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $1,759 | 3.13% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,462 | 3.38% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $1,717 | 3.19% |
TWIN FALLS, ID (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,791 | 2.88% |
RAPID CITY, SD (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,187 | 2.69% |
MODESTO, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,647 | 2.94% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,292 | 2.94% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,154 | 3.13% |
GETTYSBURG, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,141 | 3.06% |
WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,719 | 3.13% |
YUBA CITY, CA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,622 | 3.13% |
CHEYENNE, WY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,708 | 2.44% |
Roseburg, OR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,144 | 3.29% |
DOVER, DE (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,485 | 3.13% |
St. Marys, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,903 | 3.00% |
ENID, OK (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,339 | 3.00% |
Cedartown, GA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,041 | 3.25% |
MONTGOMERY, AL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,322 | 3.67% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,548 | 3.00% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $23,854 | 4.50% |
Aberdeen, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,937 | 3.00% |
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,626 | 3.31% |
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,409 | 3.25% |
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $2,294 | 3.56% |
GRANTS PASS, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,565 | 2.81% |
GAINESVILLE, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,599 | 3.25% |
SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,700 | 3.44% |
IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,804 | 3.06% |
GREELEY, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,293 | 3.88% |
JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,814 | 3.06% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,852 | 3.25% |
ASHEVILLE, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,821 | 3.19% |
BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,027 | 2.88% |
FARGO, ND-MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,213 | 2.94% |
WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,356 | 2.75% |
West Plains, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,033 | 3.38% |
Plymouth, IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,951 | 2.50% |
Elko, NV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,493 | 3.44% |
YUMA, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,153 | 3.00% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,633 | 2.94% |
MOBILE, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,188 | 3.00% |
HARRISONBURG, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,755 | 2.75% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,265 | 3.44% |
ROCHESTER, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,937 | 3.00% |
Nacogdoches, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,648 | 2.75% |
Durant, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,310 | 3.44% |
KANKAKEE, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,024 | 3.50% |
LAFAYETTE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,565 | 3.50% |
Durango, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,084 | 2.75% |
Clearlake, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,144 | 3.25% |
Washington, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,035 | 3.56% |
PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,986 | 3.19% |
Crossville, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,685 | 2.75% |
Mount Vernon, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $951 | 2.50% |
Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,661 | 3.00% |
Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $772 | 2.75% |
LONGVIEW, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,436 | 2.88% |
BELLINGHAM, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,499 | 3.38% |
Owatonna, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,275 | 3.13% |
Outside of Metro Areas | 1 | $325,000 | $325,000 | $3,039 | 3.25% |
Dublin, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,614 | 3.00% |
Ozark, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,056 | 2.38% |
Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,516 | 2.88% |
BISMARCK, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,602 | 3.13% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,789 | 3.19% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,284 | 3.13% |
Heber, UT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,819 | 2.88% |
Bardstown, KY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $823 | 3.00% |
JONESBORO, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,791 | 2.75% |
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,721 | 3.00% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,671 | 3.38% |
FORT WAYNE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,949 | 3.31% |
MEDFORD, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,242 | 3.50% |
Blackfoot, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,432 | 3.13% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,390 | 2.88% |
ANN ARBOR, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,718 | 2.50% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,664 | 3.50% |
Shelbyville, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,774 | 3.56% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,958 | 3.25% |
JACKSON, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,473 | 3.31% |
CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,622 | 3.31% |
Stephenville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,425 | 3.50% |
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,242 | 3.25% |
FOND DU LAC, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,867 | 3.00% |
Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,867 | 2.50% |
Richmond, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $786 | 2.88% |
SALINAS, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $821 | 2.50% |
Washington, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $803 | 2.75% |
AMARILLO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,974 | 3.50% |
GREENVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,337 | 3.25% |
SANTA FE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,228 | 3.00% |
Warren, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,938 | 3.00% |
Moses Lake, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,471 | 2.75% |
Shelton, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,935 | 2.88% |
AKRON, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,354 | 3.25% |
TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,440 | 2.88% |
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,357 | 3.00% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,613 | 3.25% |
Lewisburg, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,837 | 3.13% |
MADISON, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,745 | 3.00% |
Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,684 | 3.50% |
TYLER, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,872 | 2.88% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,985 | 3.25% |
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,612 | 3.88% |
Frankfort, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,057 | 3.50% |
Frankfort, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,465 | 3.13% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,270 | 3.50% |
LANCASTER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,375 | 3.63% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,374 | 2.50% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,000 | 2.75% |
Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,134 | 2.50% |
Salina, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $985 | 2.88% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,097 | 3.00% |
LUBBOCK, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,556 | 3.25% |
EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,179 | 3.13% |
Burley, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,223 | 3.63% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,952 | 3.63% |
ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,705 | 3.00% |
Clovis, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,362 | 3.25% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,272 | 3.50% |
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,661 | 3.00% |
BURLINGTON, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,992 | 3.38% |
Torrington, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,616 | 3.88% |
EL CENTRO, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,007 | 2.88% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,942 | 3.50% |
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,631 | 3.75% |
Kerrville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,102 | 3.13% |
El Dorado, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,214 | 3.25% |
McAlester, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,971 | 2.88% |
WHEELING, WV-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,685 | 2.50% |
Mount Sterling, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,916 | 3.13% |
Alexandria, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,052 | 3.75% |
Poplar Bluff, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,492 | 3.00% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,241 | 2.88% |
London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,055 | 2.50% |
Richmond-Berea, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,315 | 3.25% |
GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,060 | 3.00% |
Cedar City, UT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,523 | 3.00% |
Sanford, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,246 | 2.88% |
MONROE, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,487 | 3.50% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,066 | 3.50% |
SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,089 | 2.88% |
Helena, MT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,241 | 3.38% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,833 | 3.63% |
HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,615 | 3.50% |
Hannibal, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,137 | 3.38% |
Show Low, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,114 | 2.75% |
Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,790 | 3.00% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,513 | 3.13% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,527 | 3.63% |
Fort Morgan, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,610 | 3.13% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,360 | 3.75% |
Traverse City, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,242 | 3.63% |
Mountain Home, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $713 | 3.13% |
Marshall, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,749 | 3.63% |
Russellville, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,273 | 3.50% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,008 | 3.50% |
JACKSON, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $680 | 3.13% |
OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $630 | 3.38% |
Lebanon, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,347 | 3.63% |
Rochelle, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,560 | 3.25% |
Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,373 | 3.38% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,996 | 3.75% |
Muskogee, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,171 | 3.25% |
Red Wing, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,097 | 3.38% |
STOCKTON, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,535 | 3.00% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,555 | 3.50% |
Jacksonville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,187 | 3.63% |
WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,491 | 3.88% |
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,546 | 4.00% |
Alamogordo, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,836 | 2.88% |
ST. CLOUD, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $556 | 3.50% |
Tahlequah, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,110 | 3.75% |
Adrian, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,924 | 4.50% |
DOTHAN, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,181 | 3.75% |
SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,612 | 3.50% |
READING, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,214 | 3.50% |
Fremont, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,751 | 4.00% |
Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $798 | 3.63% |
Calhoun, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,682 | 4.75% |
Atchison, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,186 | 4.25% |
GOLDSBORO, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,757 | 3.50% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $765 | 3.00% |
THE VILLAGES, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,404 | 3.38% |
APPLETON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,977 | 3.63% |
ROME, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,759 | 4.00% |
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Product Mix
For 2020, James B. Nutter & Company's most frequently originated type of loan was Conventional, with 1,045 originations. Their 2nd most popular type was VA, with 968 originations.
Loan Reason
For 2020, James B. Nutter & Company's most frequently cited loan purpose was Refi, with 1,848 originations. The 2nd most popular reason was Cash Out Refi, with 570 originations.
Loan Duration/Length
For 2020, James B. Nutter & Company's most frequently cited loan duration was 30 Year, with 2,274 originations. The 2nd most popular length was 15 Year, with 265 originations.
Origination Fees/Closing Costs
James B. Nutter & Company's average total fees were $3,311, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 583 originations.
Interest Rates
During 2020, James B. Nutter & Company's average interest rate for loans was 3.24%, while their most frequently originated rate bucket for loans was 3-4%, with 1,558 originations.
Loan Sizing
2020 saw James B. Nutter & Company place emphasis on $200k-400k loans with 1,481 originations, totaling $400,765,000 in origination value.
Applicant Income
James B. Nutter & Company lent most frequently to those with incomes in the $50k or less range, with 1,368 originations. The second most popular income band? $100k-150k, with 476 originations.
Applicant Debt to Income Ratio
James B. Nutter & Company lent most frequently to those with DTI ratios of 20-30%, with 58 originations. The next most common DTI ratio? <20%, with 33 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.24%
James B. Nutter & Company has an average approval rate.
Pick Rate
Approvals leading to origination38.19%
James B. Nutter & Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 2,778 | $644,090,000 | $231,854 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Manufactured | 45 | $7,985,000 | $177,444 |
Single Family (1-4 Units):Site-Built | 2,733 | $636,105,000 | $232,750 |
LTV Distribution
Complaints
Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
---|---|---|---|---|
JAMES B. NUTTER & COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
JAMES B. NUTTER & COMPANY | FHA mortgage | Trouble during payment process | 1 | 50.0% |