James B. Nutter & Company Mortgage Rates, Fees & Info
Jefferson City, MOLEI: 549300EXQ4TO1KWRTV95
Tax ID: 44-0607186
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Mortgage Data
Review & Overview
James B. Nutter & Company is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. James B. Nutter & Company has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Kansas City, Dallas, St. Louis, Atlanta, and Houston among others. We have data for 163 markets. (Some data included below & more in-depth data is available with an active subscription.)James B. Nutter & Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. James B. Nutter & Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.71% | 3/25/24 |
| 30 Year Conventional Refi | 6.80% | 3/25/24 |
| 30 Year Cash-out Refi | 7.05% | 3/25/24 |
| 30 Year FHA Purchase | 6.94% | 3/25/24 |
| 30 Year FHA Refi | 6.74% | 3/25/24 |
| 30 Year VA Purchase | 6.01% | 3/25/24 |
| 30 Year VA Refi | 5.52% | 3/25/24 |
| 30 Year USDA Purchase | 5.33% | 3/25/24 |
| 15 Year Conventional Purchase | 5.43% | 3/25/24 |
| 15 Year Conventional Refi | 6.41% | 3/25/24 |
| 15 Year Cash-out Refi | 6.41% | 3/25/24 |
| 15 Year FHA Refi | 5.68% | 3/25/24 |
| 15 Year VA Purchase | 5.87% | 3/25/24 |
| 15 Year VA Refi | 5.68% | 3/25/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
James B. Nutter & Company Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
858Origination Dollar Volume (All Markets)
$158,880,000Awards
JAMES B. NUTTER & COMPANY - 2018
JAMES B. NUTTER & COMPANY is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 409 | $70,145,000 | $171,504 | $3,251 | 4.51% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 43 | $7,745,000 | $180,116 | $3,938 | 4.46% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 17 | $4,025,000 | $236,765 | $5,081 | 4.36% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 19 | $3,565,000 | $187,632 | $2,886 | 4.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $3,455,000 | $150,217 | $3,846 | 4.36% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 14 | $2,870,000 | $205,000 | $3,750 | 4.49% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 12 | $2,830,000 | $235,833 | $5,596 | 4.11% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $5,247 | 4.53% |
| Outside of Metro Areas | 13 | $2,225,000 | $171,154 | $3,009 | 4.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $3,409 | 4.18% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $2,542 | 3.83% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $5,688 | 4.46% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $3,601 | 4.20% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $1,680,000 | $210,000 | $6,341 | 4.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $3,989 | 4.44% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $3,826 | 4.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $3,958 | 4.45% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $5,201 | 4.48% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $3,416 | 4.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,951 | 3.84% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $3,610 | 4.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,938 | 4.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,688 | 4.19% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $2,680 | 3.69% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,267 | 3.88% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,910 | 4.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $8,670 | 4.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,035 | 4.53% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,715 | 3.96% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $9,799 | 3.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,794 | 4.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,933 | 4.42% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,572 | 3.69% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,139 | 4.19% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $1,619 | 4.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $23,507 | 4.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,413 | 4.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,936 | 4.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,217 | 4.31% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,080 | 3.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,662 | 4.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,091 | 4.54% |
| Outside of Metro Areas | 1 | $525,000 | $525,000 | $10,183 | 4.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $11,944 | 4.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,510 | 4.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,433 | 4.46% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,808 | 4.17% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,965 | 4.31% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,045 | 4.83% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,492 | 4.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,802 | 4.00% |
| Fernley, NV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,399 | 3.69% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,660 | 4.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,143 | 3.75% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,649 | 4.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,003 | 4.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,560 | 4.06% |
| SALEM, OR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,994 | 4.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,720 | 3.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,022 | 3.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,343 | 4.00% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,195 | 4.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,885 | 4.25% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,808 | 4.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,831 | 4.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,852 | 4.71% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,369 | 4.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,386 | 4.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,846 | 4.25% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,844 | 4.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,607 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,925 | 3.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,348 | 4.25% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,920 | 4.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,228 | 5.00% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,660 | 3.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,762 | 4.13% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,654 | 4.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,048 | 3.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,317 | 4.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,201 | 4.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,263 | 4.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,863 | 3.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,452 | 4.13% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,925 | 4.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,569 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $949 | 3.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,720 | 4.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,849 | 4.31% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,207 | 4.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,355 | 4.75% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,906 | 4.25% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,529 | 4.13% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,213 | 3.75% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,812 | 3.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,922 | 4.88% |
| RENO, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,617 | 4.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,016 | 4.31% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,556 | 4.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,400 | 4.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,355 | 3.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,863 | 4.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,479 | 4.25% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,869 | 4.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,324 | 4.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,722 | 4.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,975 | 4.00% |
| REDDING, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,101 | 4.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,876 | 4.44% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,458 | 3.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,161 | 4.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,873 | 4.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,930 | 4.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,320 | 3.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,960 | 3.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,372 | 4.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,012 | 5.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,330 | 4.00% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,379 | 4.00% |
| Helena, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,559 | 4.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,001 | 3.88% |
| Pella, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,955 | 4.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,925 | 4.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,390 | 4.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,368 | 4.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,929 | 4.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,511 | 3.75% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,242 | 4.88% |
| READING, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,229 | 4.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,433 | 5.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,838 | 3.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,845 | 4.38% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,751 | 4.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,575 | 3.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,549 | 4.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,971 | 3.88% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,087 | 4.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,177 | 4.63% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,700 | 3.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,724 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,306 | 3.38% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,775 | 4.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,950 | 4.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,317 | 3.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,264 | 4.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,155 | 4.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,601 | 4.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,076 | 4.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,981 | 4.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,216 | 4.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,261 | 4.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,109 | 5.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,060 | 4.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,347 | 4.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,930 | 4.50% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,357 | 4.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,878 | 4.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,073 | 3.50% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,413 | 4.88% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,134 | 4.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,466 | 4.88% |
| MONROE, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $733 | 3.88% |
| Danville, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,994 | 4.88% |
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We use machine learning to identify the top lenders compared against JAMES B. NUTTER & COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 464 | $80,450,000 | $173,384 | $2,777 | 4.70% |
| VA | 198 | $48,440,000 | $244,646 | $5,586 | 4.01% |
| FHA | 196 | $29,990,000 | $153,010 | $4,499 | 4.09% |
For 2018, James B. Nutter & Company's most frequently originated type of loan was Conventional, with 464 originations. Their 2nd most popular type was VA, with 198 originations.
Loan Reason
For 2018, James B. Nutter & Company's most frequently cited loan purpose was Cash Out Refi, with 424 originations. The 2nd most popular reason was Home Purchase, with 280 originations.
Loan Duration/Length
For 2018, James B. Nutter & Company's most frequently cited loan duration was 30 Year, with 642 originations. The 2nd most popular length was 15 Year, with 143 originations.
Origination Fees/Closing Costs
James B. Nutter & Company's average total fees were $4,208, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 364 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 519 | $93,665,000 | $180,472 |
| 3-4% | 249 | $53,365,000 | $214,317 |
| 5-6% | 86 | $11,240,000 | $130,698 |
| 2.5-3% | 2 | $460,000 | $230,000 |
| 6-7% | 2 | $150,000 | $75,000 |
During 2018, James B. Nutter & Company's average interest rate for loans was 4.44%, while their most frequently originated rate bucket for loans was 4-5%, with 519 originations.
Loan Sizing
2018 saw James B. Nutter & Company place emphasis on $100k-200k loans with 442 originations, totaling $65,760,000 in origination value.
Applicant Income
James B. Nutter & Company lent most frequently to those with incomes in the $100k-150k range, with 200 originations. The second most popular income band? $50k-75k, with 199 originations.
Applicant Debt to Income Ratio
James B. Nutter & Company lent most frequently to those with DTI ratios of 20-30%, with 77 originations. The next most common DTI ratio? 30-36%, with 56 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.77%
James B. Nutter & Company has a below average approval rate.
Pick Rate
Approvals leading to origination43.71%
James B. Nutter & Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 858 | $158,880,000 | $185,175 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 15 | $2,295,000 | $153,000 |
| Single Family (1-4 Units):Site-Built | 843 | $156,585,000 | $185,747 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| JAMES B. NUTTER & COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 12.5% |
| JAMES B. NUTTER & COMPANY | FHA mortgage | Trouble during payment process | 1 | 12.5% |
| JAMES B. NUTTER & COMPANY | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 12.5% |
| JAMES B. NUTTER & COMPANY | Other type of mortgage | Closing on a mortgage | 1 | 12.5% |
| JAMES B. NUTTER & COMPANY | Reverse mortgage | Closing on a mortgage | 2 | 25.0% |
| JAMES B. NUTTER & COMPANY | Reverse mortgage | Trouble during payment process | 2 | 25.0% |