Caliber Home Loans Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300J7XKT2BI5WX213

Tax ID: 13-6131491

5 stars - Updated: 6/24/24 - out of 5 stars, based on 103 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Caliber Home Loans is a mid-sized mortgage company specializing in Home Purchase loans. Caliber Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Indianapolis, Washington, Seattle, Chicago, and Detroit among others. We have data for 421 markets. (Some data included below & more in-depth data is available with an active subscription.)

Caliber Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Caliber Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 6/24/24
30 Year Conventional Refi 6.66% 6/24/24
30 Year Cash-out Refi 6.92% 6/24/24
30 Year FHA Purchase 7.37% 6/24/24
30 Year FHA Refi 7.13% 6/24/24
30 Year VA Purchase 6.33% 6/24/24
30 Year VA Refi 5.95% 6/24/24
30 Year USDA Purchase 6.77% 6/24/24
30 Year USDA Refi 6.50% 6/24/24
15 Year Conventional Purchase 6.26% 6/24/24
15 Year Conventional Refi 6.16% 6/24/24
15 Year Cash-out Refi 6.16% 6/24/24
15 Year FHA Purchase 7.34% 6/24/24
15 Year FHA Refi 6.97% 6/24/24
15 Year VA Purchase 5.87% 6/24/24
15 Year VA Refi 6.07% 6/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Caliber Home Loans Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Caliber Home Loans. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,711

Origination Dollar Volume (All Markets)

$3,535,055,000
Show all (73) awards

Relative Rate

Caliber Home Loans's average 30 year fixed mortgage rate was 6.52%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.04%.

Relative Fees (Closing Costs)

Caliber Home Loans's average total fees/closing costs for a 30 year fixed rate mortgage were $8,085.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,267 $341,415,000 $269,467 $4,931 6.73%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 506 $249,940,000 $493,953 $11,373 6.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 418 $235,580,000 $563,589 $8,844 6.51%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 724 $188,720,000 $260,663 $8,248 6.50%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 609 $148,115,000 $243,210 $5,714 6.62%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 314 $127,240,000 $405,223 $10,321 6.38%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 304 $127,150,000 $418,257 $11,708 6.57%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 328 $116,950,000 $356,555 $9,656 6.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 266 $97,640,000 $367,068 $10,101 6.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 217 $93,865,000 $432,558 $8,166 6.39%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 234 $86,450,000 $369,444 $11,295 6.52%
Outside of Metro Areas 314 $78,960,000 $251,465 $6,903 6.57%
PEORIA, IL (FHA|USDA|VA) 439 $67,225,000 $153,132 $4,268 6.35%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 131 $65,335,000 $498,740 $8,254 6.53%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 181 $65,075,000 $359,530 $9,095 6.42%
RICHMOND, VA (FHA|USDA|VA) 147 $51,235,000 $348,537 $8,001 6.19%
SALISBURY, MD-DE (FHA|USDA|VA) 132 $44,880,000 $340,000 $7,687 6.33%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 80 $43,580,000 $544,750 $9,006 6.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 87 $41,595,000 $478,103 $11,609 6.38%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 96 $40,330,000 $420,104 $7,064 6.45%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 51 $38,665,000 $758,137 $15,321 6.47%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 50 $32,920,000 $658,400 $14,240 5.84%
Port Angeles, WA (FHA|USDA|VA) 93 $32,395,000 $348,333 $7,368 6.64%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 102 $30,570,000 $299,706 $7,445 6.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 90 $29,500,000 $327,778 $10,878 6.26%
COLORADO SPRINGS, CO (FHA|USDA|VA) 69 $29,015,000 $420,507 $11,143 6.39%
VISALIA, CA (FHA|USDA|VA) 74 $26,300,000 $355,405 $11,484 6.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 71 $26,065,000 $367,113 $10,465 6.39%
CHICO, CA (FHA|USDA|VA) 76 $24,150,000 $317,763 $8,818 6.43%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 63 $22,055,000 $350,079 $7,809 6.38%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 54 $21,700,000 $401,852 $10,141 6.79%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 66 $21,610,000 $327,424 $8,391 6.30%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 43 $20,755,000 $482,674 $14,685 6.17%
Traverse City, MI (FHA|USDA|VA) 70 $20,590,000 $294,143 $6,849 6.61%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 56 $18,930,000 $338,036 $7,542 6.64%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 93 $18,635,000 $200,376 $5,605 6.83%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 54 $18,360,000 $340,000 $12,234 6.55%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 59 $17,825,000 $302,119 $7,145 6.65%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 51 $17,785,000 $348,725 $10,525 6.46%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 74 $16,880,000 $228,108 $6,223 6.72%
Kill Devil Hills, NC (FHA|USDA|VA) 33 $16,705,000 $506,212 $7,920 6.93%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 38 $16,180,000 $425,789 $9,496 6.47%
BEND, OR (FHA|USDA|VA) 23 $14,645,000 $636,739 $9,761 6.74%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 46 $14,620,000 $317,826 $10,358 6.34%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 47 $14,545,000 $309,468 $10,455 6.60%
SALEM, OR (FHA|USDA|VA) 30 $12,830,000 $427,667 $10,973 6.35%
ALBANY-LEBANON, OR (FHA|USDA|VA) 35 $12,545,000 $358,429 $11,785 6.11%
Klamath Falls, OR (FHA|USDA|VA) 45 $12,065,000 $268,111 $9,805 6.20%
VALLEJO, CA (FHA|USDA|VA) 24 $11,990,000 $499,583 $11,703 6.30%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 77 $11,245,000 $146,039 $4,468 6.57%
FLINT, MI (FHA|USDA|VA) 62 $11,220,000 $180,968 $6,148 6.56%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 20 $11,080,000 $554,000 $10,579 6.44%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 33 $10,855,000 $328,939 $8,614 6.43%
EVANSVILLE, IN-KY (FHA|USDA|VA) 53 $10,205,000 $192,547 $5,508 6.68%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 29 $10,165,000 $350,517 $8,782 6.63%
LANCASTER, PA (FHA|USDA|VA) 36 $10,130,000 $281,389 $7,360 6.31%
WILMINGTON, NC (FHA|USDA|VA) 34 $9,930,000 $292,059 $6,869 6.46%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $9,885,000 $267,162 $5,901 6.77%
ANCHORAGE, AK (FHA|USDA|VA) 25 $9,415,000 $376,600 $9,761 6.24%
LYNCHBURG, VA (FHA|USDA|VA) 34 $9,030,000 $265,588 $8,965 6.47%
DOVER, DE (FHA|USDA|VA) 25 $8,975,000 $359,000 $7,366 6.56%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 61 $8,845,000 $145,000 $5,414 6.78%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 25 $8,335,000 $333,400 $10,387 6.47%
Shelton, WA (FHA|USDA|VA) 21 $8,105,000 $385,952 $8,481 6.44%
MUNCIE, IN (FHA|USDA|VA) 51 $7,985,000 $156,569 $4,698 6.73%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 19 $7,795,000 $410,263 $8,265 6.60%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 25 $7,405,000 $296,200 $11,711 6.40%
PUEBLO, CO (FHA|USDA|VA) 23 $7,135,000 $310,217 $10,676 6.54%
JACKSONVILLE, FL (FHA|USDA|VA) 20 $7,010,000 $350,500 $7,780 6.47%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 27 $6,855,000 $253,889 $9,869 6.19%
PORT ST. LUCIE, FL (FHA|USDA|VA) 21 $6,665,000 $317,381 $8,512 6.37%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $6,665,000 $605,909 $13,073 6.42%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $6,445,000 $495,769 $8,015 6.34%
BRUNSWICK, GA (FHA|USDA|VA) 22 $6,370,000 $289,545 $10,681 6.55%
FOND DU LAC, WI (FHA|USDA|VA) 32 $6,270,000 $195,938 $4,595 6.71%
New Castle, IN (FHA|USDA|VA) 35 $6,055,000 $173,000 $4,638 6.77%
OCALA, FL (FHA|USDA|VA) 26 $5,980,000 $230,000 $9,309 6.37%
SAVANNAH, GA (FHA|USDA|VA) 18 $5,860,000 $325,556 $7,520 6.60%
The Dalles, OR (FHA|USDA|VA) 17 $5,775,000 $339,706 $8,720 6.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 13 $5,645,000 $434,231 $9,293 6.30%
Cadillac, MI (FHA|USDA|VA) 30 $5,630,000 $187,667 $5,491 6.37%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 22 $5,510,000 $250,455 $7,256 6.49%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 19 $5,495,000 $289,211 $5,407 5.72%
YORK-HANOVER, PA (FHA|USDA|VA) 15 $5,315,000 $354,333 $8,913 6.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $5,285,000 $480,455 $11,504 5.77%
Centralia, WA (FHA|USDA|VA) 16 $5,250,000 $328,125 $10,104 6.33%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $5,205,000 $400,385 $7,801 6.64%
GREELEY, CO (FHA|USDA|VA) 14 $5,120,000 $365,714 $11,595 6.65%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $5,065,000 $389,615 $8,555 6.42%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $4,855,000 $373,462 $6,701 6.47%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,405,000 $293,667 $7,483 6.56%
RENO, NV (FHA|USDA|VA) 13 $4,305,000 $331,154 $7,840 6.60%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 14 $4,200,000 $300,000 $6,999 6.86%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $4,200,000 $233,333 $6,983 6.49%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $4,085,000 $371,364 $7,178 6.15%
BOISE CITY, ID (FHA|USDA|VA) 9 $4,015,000 $446,111 $9,157 6.60%
Ottawa, IL (FHA|USDA|VA) 25 $4,005,000 $160,200 $5,828 6.52%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,970,000 $283,571 $8,244 6.50%
WENATCHEE, WA (FHA|USDA|VA) 9 $3,785,000 $420,556 $6,861 6.83%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 14 $3,780,000 $270,000 $6,203 6.69%
DAYTON-KETTERING, OH (FHA|USDA|VA) 18 $3,760,000 $208,889 $9,146 6.88%
GETTYSBURG, PA (FHA|USDA|VA) 10 $3,480,000 $348,000 $9,450 6.78%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $3,335,000 $667,000 $12,512 6.70%
AKRON, OH (FHA|USDA|VA) 18 $3,310,000 $183,889 $5,679 6.87%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 11 $3,285,000 $298,636 $7,136 6.69%
FORT WAYNE, IN (FHA|USDA|VA) 15 $3,265,000 $217,667 $5,483 6.30%
Oak Harbor, WA (FHA|USDA|VA) 7 $3,155,000 $450,714 $9,268 6.39%
ANN ARBOR, MI (FHA|USDA|VA) 12 $3,050,000 $254,167 $6,056 6.50%
TERRE HAUTE, IN (FHA|USDA|VA) 15 $3,035,000 $202,333 $6,216 6.89%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 10 $3,010,000 $301,000 $6,724 6.99%
JACKSON, MS (FHA|USDA|VA) 14 $2,910,000 $207,857 $5,867 6.52%
STOCKTON, CA (FHA|USDA|VA) 6 $2,860,000 $476,667 $11,003 6.46%
Hood River, OR (FHA|USDA|VA) 5 $2,835,000 $567,000 $8,504 6.73%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 8 $2,800,000 $350,000 $12,777 6.06%
BLOOMINGTON, IN (FHA|USDA|VA) 12 $2,790,000 $232,500 $5,449 6.89%
BOULDER, CO (FHA|USDA|VA) 6 $2,700,000 $450,000 $10,399 6.50%
KNOXVILLE, TN (FHA|USDA|VA) 7 $2,675,000 $382,143 $10,156 6.18%
Red Bluff, CA (FHA|USDA|VA) 10 $2,650,000 $265,000 $8,337 6.65%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,620,000 $436,667 $10,648 6.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 8 $2,600,000 $325,000 $8,742 7.23%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $2,550,000 $637,500 $12,372 6.78%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $2,525,000 $229,545 $7,687 6.48%
Truckee-Grass Valley, CA (FHA|USDA|VA) 6 $2,460,000 $410,000 $6,262 6.35%
GAINESVILLE, FL (FHA|USDA|VA) 7 $2,425,000 $346,429 $11,090 6.62%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $2,345,000 $335,000 $14,489 6.16%
Augusta-Waterville, ME (FHA|USDA|VA) 8 $2,260,000 $282,500 $8,782 6.59%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $2,235,000 $248,333 $10,118 6.46%
MONROE, MI (FHA|USDA|VA) 12 $2,190,000 $182,500 $7,227 6.80%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $2,180,000 $272,500 $5,968 6.58%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $2,175,000 $435,000 $13,976 6.28%
KINGSTON, NY (FHA|USDA|VA) 8 $2,170,000 $271,250 $9,832 7.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 5 $1,995,000 $399,000 $6,629 6.55%
BAKERSFIELD, CA (FHA|USDA|VA) 7 $1,955,000 $279,286 $8,626 6.52%
TOPEKA, KS (FHA|USDA|VA) 11 $1,935,000 $175,909 $4,581 6.61%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,935,000 $387,000 $13,325 6.55%
CORVALLIS, OR (FHA|USDA|VA) 5 $1,895,000 $379,000 $11,306 6.47%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,895,000 $631,667 $11,629 6.46%
Torrington, CT (FHA|USDA|VA) 7 $1,895,000 $270,714 $8,830 6.82%
Crawfordsville, IN (FHA|USDA|VA) 10 $1,880,000 $188,000 $6,309 6.71%
KOKOMO, IN (FHA|USDA|VA) 10 $1,840,000 $184,000 $5,147 6.71%
FRESNO, CA (FHA|USDA|VA) 6 $1,820,000 $303,333 $8,585 5.85%
Coos Bay, OR (FHA|USDA|VA) 6 $1,820,000 $303,333 $7,534 6.14%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $1,805,000 $361,000 $12,774 7.05%
LOUISVILLE, KY (FHA|USDA|VA) 8 $1,780,000 $222,500 $5,306 6.76%
BLOOMINGTON, IL (FHA|USDA|VA) 9 $1,775,000 $197,222 $5,298 6.62%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 8 $1,730,000 $216,250 $4,545 6.88%
Bozeman, MT (FHA|USDA|VA) 3 $1,725,000 $575,000 $8,264 6.33%
Edwards, CO (FHA|USDA|VA) 4 $1,720,000 $430,000 $4,039 6.56%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,690,000 $422,500 $11,202 6.09%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $1,685,000 $561,667 $16,794 6.04%
KANKAKEE, IL (FHA|USDA|VA) 8 $1,680,000 $210,000 $6,610 6.41%
Newport, OR (FHA|USDA|VA) 4 $1,650,000 $412,500 $7,829 6.65%
TULSA, OK (FHA|USDA|VA) 4 $1,640,000 $410,000 $8,491 6.44%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,605,000 $321,000 $7,759 6.63%
Ottawa, KS (FHA|USDA|VA) 9 $1,595,000 $177,222 $6,083 6.75%
LEBANON, PA (FHA|USDA|VA) 5 $1,575,000 $315,000 $7,619 6.40%
Outside of Metro Areas 3 $1,575,000 $525,000 $9,095 5.95%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,570,000 $392,500 $4,985 6.19%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,545,000 $220,714 $7,200 6.59%
Ellensburg, WA (FHA|USDA|VA) 4 $1,530,000 $382,500 $7,335 6.97%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $1,525,000 $305,000 $10,455 5.98%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,505,000 $301,000 $6,145 7.33%
WALLA WALLA, WA (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,556 6.62%
NAPA, CA (FHA|USDA|VA) 3 $1,465,000 $488,333 $7,577 6.46%
ROCKFORD, IL (FHA|USDA|VA) 8 $1,460,000 $182,500 $6,140 6.36%
COLUMBUS, IN (FHA|USDA|VA) 6 $1,460,000 $243,333 $6,583 6.94%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,445,000 $481,667 $4,096 6.71%
COLUMBUS, OH (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,793 6.49%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,390,000 $695,000 $17,907 6.12%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,039 6.75%
BANGOR, ME (FHA|USDA|VA) 4 $1,370,000 $342,500 $11,104 6.12%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,335,000 $267,000 $9,854 6.33%
Frankfort, IN (FHA|USDA|VA) 7 $1,325,000 $189,286 $6,887 6.50%
Jefferson, GA (FHA|USDA|VA) 5 $1,315,000 $263,000 $7,987 7.43%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $1,275,000 $255,000 $9,591 5.93%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,270,000 $317,500 $7,471 6.72%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,255,000 $251,000 $9,489 6.48%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,190,000 $297,500 $8,605 6.24%
ROANOKE, VA (FHA|USDA|VA) 4 $1,190,000 $297,500 $10,434 6.78%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $1,190,000 $297,500 $7,730 6.13%
Warsaw, IN (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,401 7.08%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,165,000 $388,333 $9,557 7.00%
Aberdeen, WA (FHA|USDA|VA) 5 $1,165,000 $233,000 $8,181 6.73%
Astoria, OR (FHA|USDA|VA) 3 $1,165,000 $388,333 $6,395 6.33%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,125,000 $225,000 $9,257 6.53%
Prineville, OR (FHA|USDA|VA) 2 $1,120,000 $560,000 $10,154 7.63%
Elizabeth City, NC (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,514 6.95%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,110,000 $277,500 $9,615 6.13%
TOLEDO, OH (FHA|USDA|VA) 6 $1,110,000 $185,000 $8,399 6.73%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,566 6.88%
Heber, UT (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $16,618 6.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 3 $1,075,000 $358,333 $4,883 6.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,060,000 $265,000 $6,889 6.56%
Lufkin, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $10,531 6.50%
Marion, IN (FHA|USDA|VA) 10 $1,030,000 $103,000 $3,459 6.55%
Pottsville, PA (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,064 6.63%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,020,000 $255,000 $9,499 6.06%
FARGO, ND-MN (FHA|USDA|VA) 3 $995,000 $331,667 $9,278 5.96%
ST. CLOUD, MN (FHA|USDA|VA) 3 $975,000 $325,000 $6,605 6.88%
DECATUR, IL (FHA|USDA|VA) 7 $955,000 $136,429 $6,259 6.39%
Cullowhee, NC (FHA|USDA|VA) 2 $950,000 $475,000 $12,658 7.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $940,000 $470,000 $8,238 6.69%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $925,000 $925,000 $14,843 7.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $920,000 $460,000 $9,174 6.56%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $900,000 $450,000 $7,414 6.06%
Rochelle, IL (FHA|USDA|VA) 3 $885,000 $295,000 $8,396 6.67%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $860,000 $430,000 $4,680 6.25%
ASHEVILLE, NC (FHA|USDA|VA) 3 $855,000 $285,000 $8,327 5.88%
PITTSBURGH, PA (FHA|USDA|VA) 4 $850,000 $212,500 $10,333 6.53%
Ukiah, CA (FHA|USDA|VA) 2 $840,000 $420,000 $5,970 6.81%
MEDFORD, OR (FHA|USDA|VA) 2 $800,000 $400,000 $7,822 6.31%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $785,000 $157,000 $5,264 6.45%
GREEN BAY, WI (FHA|USDA|VA) 2 $780,000 $390,000 $6,164 6.63%
DANVILLE, IL (FHA|USDA|VA) 8 $770,000 $96,250 $3,630 6.67%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $765,000 $255,000 $9,381 7.46%
Roseburg, OR (FHA|USDA|VA) 2 $760,000 $380,000 $12,650 6.31%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $740,000 $370,000 $4,599 7.25%
SAGINAW, MI (FHA|USDA|VA) 4 $740,000 $185,000 $5,548 6.47%
CHARLESTON, WV (FHA|USDA|VA) 4 $740,000 $185,000 $3,767 6.78%
Rutland, VT (FHA|USDA|VA) 3 $735,000 $245,000 $7,584 6.79%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $735,000 $735,000 $4,309 6.99%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $730,000 $365,000 $7,257 7.69%
Logansport, IN (FHA|USDA|VA) 4 $730,000 $182,500 $6,498 6.53%
Kalispell, MT (FHA|USDA|VA) 1 $725,000 $725,000 $9,391 5.99%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $725,000 $725,000 $2,660 7.63%
Dixon, IL (FHA|USDA|VA) 5 $715,000 $143,000 $5,002 6.52%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $700,000 $175,000 $5,080 7.88%
LINCOLN, NE (FHA|USDA|VA) 2 $700,000 $350,000 $10,299 5.75%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $670,000 $335,000 $5,582 6.69%
TUCSON, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $6,786 7.44%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $655,000 $655,000 $0 6.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $650,000 $325,000 $7,701 7.00%
LOGAN, UT-ID (FHA|USDA|VA) 1 $645,000 $645,000 $37,447 6.25%
Brevard, NC (FHA|USDA|VA) 1 $645,000 $645,000 $20,059 6.50%
MODESTO, CA (FHA|USDA|VA) 2 $640,000 $320,000 $9,590 6.62%
MIDLAND, MI (FHA|USDA|VA) 4 $640,000 $160,000 $4,408 6.34%
SPARTANBURG, SC (FHA|USDA|VA) 2 $630,000 $315,000 $10,937 8.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $620,000 $103,333 $4,841 6.92%
Richmond, IN (FHA|USDA|VA) 5 $615,000 $123,000 $4,361 6.57%
MISSOULA, MT (FHA|USDA|VA) 1 $615,000 $615,000 $11,319 6.50%
Paragould, AR (FHA|USDA|VA) 1 $615,000 $615,000 $3,420 6.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $605,000 $605,000 $5,843 5.50%
WICHITA, KS (FHA|USDA|VA) 2 $600,000 $300,000 $7,719 5.69%
Sterling, IL (FHA|USDA|VA) 5 $595,000 $119,000 $4,787 6.33%
St. Marys, GA (FHA|USDA|VA) 3 $585,000 $195,000 $5,300 6.83%
Big Rapids, MI (FHA|USDA|VA) 2 $580,000 $290,000 $6,275 6.44%
Atchison, KS (FHA|USDA|VA) 3 $575,000 $191,667 $4,468 6.75%
MADERA, CA (FHA|USDA|VA) 2 $560,000 $280,000 $8,305 6.38%
Statesboro, GA (FHA|USDA|VA) 2 $550,000 $275,000 $11,717 6.75%
Arcadia, FL (FHA|USDA|VA) 2 $550,000 $275,000 $9,703 6.06%
Jesup, GA (FHA|USDA|VA) 2 $550,000 $275,000 $5,337 6.38%
ROCHESTER, MN (FHA|USDA|VA) 1 $535,000 $535,000 $9,520 6.63%
BURLINGTON, NC (FHA|USDA|VA) 3 $535,000 $178,333 $5,833 6.88%
REDDING, CA (FHA|USDA|VA) 2 $530,000 $265,000 $6,264 7.56%
Adrian, MI (FHA|USDA|VA) 3 $525,000 $175,000 $6,457 6.96%
Granbury, TX (FHA|USDA|VA) 2 $520,000 $260,000 $7,554 6.13%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $510,000 $255,000 $3,596 7.19%
Wabash, IN (FHA|USDA|VA) 3 $495,000 $165,000 $5,971 6.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $490,000 $245,000 $3,497 7.13%
NEW BERN, NC (FHA|USDA|VA) 2 $490,000 $245,000 $9,841 5.94%
FLORENCE, SC (FHA|USDA|VA) 3 $485,000 $161,667 $6,457 6.75%
Cordele, GA (FHA|USDA|VA) 1 $475,000 $475,000 $9,668 6.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $470,000 $235,000 $7,472 6.43%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $470,000 $235,000 $7,408 6.81%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $450,000 $225,000 $8,194 5.75%
JACKSON, MI (FHA|USDA|VA) 3 $445,000 $148,333 $5,911 6.75%
Payson, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $5,242 6.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $435,000 $435,000 $8,686 6.00%
MUSKEGON, MI (FHA|USDA|VA) 2 $430,000 $215,000 $5,200 6.63%
Batesville, AR (FHA|USDA|VA) 1 $425,000 $425,000 $3,149 6.88%
Peru, IN (FHA|USDA|VA) 2 $420,000 $210,000 $9,222 6.87%
Mount Pleasant, MI (FHA|USDA|VA) 2 $420,000 $210,000 $9,570 6.13%
Frankfort, KY (FHA|USDA|VA) 1 $415,000 $415,000 $4,297 6.75%
Montrose, CO (FHA|USDA|VA) 1 $415,000 $415,000 $7,505 5.99%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $415,000 $415,000 $3,901 7.13%
Minden, LA (FHA|USDA|VA) 2 $410,000 $205,000 $9,481 6.75%
Okeechobee, FL (FHA|USDA|VA) 2 $410,000 $205,000 $7,068 7.31%
Taylorville, IL (FHA|USDA|VA) 3 $405,000 $135,000 $5,336 6.42%
Connersville, IN (FHA|USDA|VA) 3 $405,000 $135,000 $3,738 6.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $405,000 $405,000 $4,154 6.63%
Bedford, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,298 6.58%
North Vernon, IN (FHA|USDA|VA) 1 $395,000 $395,000 $13,736 6.75%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $390,000 $195,000 $4,681 6.31%
Ludington, MI (FHA|USDA|VA) 1 $385,000 $385,000 $9,673 7.13%
Las Vegas, NM (FHA|USDA|VA) 1 $385,000 $385,000 $3,532 6.99%
LIMA, OH (FHA|USDA|VA) 2 $380,000 $190,000 $5,225 7.50%
AMARILLO, TX (FHA|USDA|VA) 1 $375,000 $375,000 $6,239 5.75%
Findlay, OH (FHA|USDA|VA) 1 $375,000 $375,000 $4,607 5.75%
Vincennes, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,863 6.75%
New Castle, PA (FHA|USDA|VA) 2 $370,000 $185,000 $6,783 6.56%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $365,000 $365,000 $3,251 6.75%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $365,000 $365,000 $18,582 6.25%
Hilo, HI (FHA|USDA|VA) 1 $365,000 $365,000 $4,322 6.50%
Lake City, FL (FHA|USDA|VA) 2 $360,000 $180,000 $8,189 6.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $21,402 5.75%
Mountain Home, ID (FHA|USDA|VA) 1 $355,000 $355,000 $8,216 5.75%
Huntington, IN (FHA|USDA|VA) 2 $350,000 $175,000 $6,910 6.75%
Quincy, IL-MO (FHA|USDA|VA) 2 $350,000 $175,000 $4,840 5.88%
Brookings, OR (FHA|USDA|VA) 1 $345,000 $345,000 $16,370 7.25%
MIDLAND, TX (FHA|USDA|VA) 1 $345,000 $345,000 $5,737 6.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $345,000 $345,000 $11,737 6.75%
Alma, MI (FHA|USDA|VA) 3 $345,000 $115,000 $5,823 7.17%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $335,000 $335,000 $3,902 6.99%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $335,000 $335,000 $10,419 6.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $325,000 $325,000 $7,260 6.63%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $325,000 $325,000 $4,932 6.13%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $325,000 $325,000 $3,385 2.75%
Shelby, NC (FHA|USDA|VA) 1 $325,000 $325,000 $3,874 7.13%
Bonham, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,650 6.44%
MADISON, WI (FHA|USDA|VA) 1 $315,000 $315,000 $3,979 7.25%
Greensburg, IN (FHA|USDA|VA) 2 $310,000 $155,000 $4,392 6.94%
MONTGOMERY, AL (FHA|USDA|VA) 2 $310,000 $155,000 $6,466 6.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $305,000 $305,000 $7,579 7.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,551 6.99%
TWIN FALLS, ID (FHA|USDA|VA) 1 $295,000 $295,000 $17,211 5.63%
EL CENTRO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $8,896 6.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $295,000 $295,000 $14,181 5.75%
Moses Lake, WA (FHA|USDA|VA) 2 $290,000 $145,000 $2,275 6.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,956 7.50%
Salem, OH (FHA|USDA|VA) 1 $285,000 $285,000 $16,956 5.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $285,000 $285,000 $11,496 5.75%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $280,000 $140,000 $6,573 7.75%
Galesburg, IL (FHA|USDA|VA) 3 $275,000 $91,667 $4,329 6.08%
Oxford, MS (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.50%
Baraboo, WI (FHA|USDA|VA) 1 $275,000 $275,000 $2,234 7.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $275,000 $275,000 $5,551 6.38%
Vidalia, GA (FHA|USDA|VA) 1 $265,000 $265,000 $11,349 6.25%
Lexington, NE (FHA|USDA|VA) 1 $265,000 $265,000 $3,015 7.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $265,000 $265,000 $3,482 7.13%
DULUTH, MN-WI (FHA|USDA|VA) 1 $265,000 $265,000 $6,618 6.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $265,000 $265,000 $4,258 6.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $265,000 $265,000 $7,115 6.99%
Cañon City, CO (FHA|USDA|VA) 1 $265,000 $265,000 $6,106 7.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $255,000 $255,000 $4,318 6.63%
Toccoa, GA (FHA|USDA|VA) 1 $255,000 $255,000 $7,531 6.99%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $255,000 $255,000 $13,287 6.25%
Key West, FL (FHA|USDA|VA) 1 $255,000 $255,000 $9,694 6.13%
Cambridge, MD (FHA|USDA|VA) 1 $245,000 $245,000 $7,351 6.50%
Owatonna, MN (FHA|USDA|VA) 1 $245,000 $245,000 $9,714 6.25%
Bradford, PA (FHA|USDA|VA) 1 $245,000 $245,000 $6,850 5.75%
Muscatine, IA (FHA|USDA|VA) 1 $245,000 $245,000 $8,154 7.13%
Kendallville, IN (FHA|USDA|VA) 1 $245,000 $245,000 $7,645 6.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $245,000 $245,000 $7,489 7.13%
HATTIESBURG, MS (FHA|USDA|VA) 1 $235,000 $235,000 $6,417 7.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $235,000 $235,000 $6,822 6.99%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $235,000 $235,000 $6,308 6.75%
IOWA CITY, IA (FHA|USDA|VA) 1 $225,000 $225,000 $4,230 6.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $225,000 $225,000 $8,446 6.63%
Fort Morgan, CO (FHA|USDA|VA) 1 $225,000 $225,000 $5,297 6.99%
Athens, TX (FHA|USDA|VA) 1 $225,000 $225,000 $7,436 6.99%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $215,000 $215,000 $10,272 6.13%
GREENVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,845 7.13%
Jasper, IN (FHA|USDA|VA) 1 $215,000 $215,000 $6,961 6.75%
PINE BLUFF, AR (FHA|USDA|VA) 2 $210,000 $105,000 $3,837 6.63%
Pontiac, IL (FHA|USDA|VA) 1 $205,000 $205,000 $6,129 6.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $6,970 6.75%
Picayune, MS (FHA|USDA|VA) 1 $205,000 $205,000 $4,094 6.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.13%
Ruidoso, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,860 7.13%
Grand Rapids, MN (FHA|USDA|VA) 1 $195,000 $195,000 $8,946 7.25%
Bardstown, KY (FHA|USDA|VA) 1 $195,000 $195,000 $5,685 7.25%
Seymour, IN (FHA|USDA|VA) 1 $195,000 $195,000 $11,155 6.75%
Beaver Dam, WI (FHA|USDA|VA) 2 $190,000 $95,000 $1,686 5.75%
JONESBORO, AR (FHA|USDA|VA) 1 $185,000 $185,000 $6,771 5.50%
Danville, VA (FHA|USDA|VA) 1 $185,000 $185,000 $8,738 6.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,289 6.75%
Urbana, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,854 6.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $175,000 $175,000 $4,151 6.63%
Bluffton, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,238 6.99%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $175,000 $175,000 $8,998 5.75%
Norfolk, NE (FHA|USDA|VA) 1 $175,000 $175,000 $6,651 5.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $175,000 $175,000 $6,529 7.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $175,000 $175,000 $8,065 6.13%
Marinette, WI-MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,377 6.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,223 6.38%
Natchitoches, LA (FHA|USDA|VA) 1 $165,000 $165,000 $6,734 7.25%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $8,546 6.75%
MOBILE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,303 7.13%
VICTORIA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,523 6.25%
Fairfield, IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,324 6.63%
Moscow, ID (FHA|USDA|VA) 1 $155,000 $155,000 $3,539 6.50%
Chillicothe, OH (FHA|USDA|VA) 1 $155,000 $155,000 $6,804 6.88%
Cedartown, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,516 6.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $155,000 $155,000 $7,788 6.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,858 9.88%
Aberdeen, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,308 6.50%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $145,000 $145,000 $6,062 6.50%
Lawrenceburg, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,860 6.99%
Auburn, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,947 7.38%
Washington Court House, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,059 6.99%
NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $6,246 6.75%
Waycross, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,495 7.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,874 6.13%
WACO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,677 5.99%
Ardmore, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,564 7.38%
Rexburg, ID (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.13%
Angola, IN (FHA|USDA|VA) 1 $125,000 $125,000 $3,382 6.25%
RACINE, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,841 6.99%
Wauchula, FL (FHA|USDA|VA) 1 $115,000 $115,000 $8,541 6.00%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,976 7.63%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $115,000 $115,000 $3,381 6.99%
SUMTER, SC (FHA|USDA|VA) 1 $115,000 $115,000 $7,654 5.99%
Portsmouth, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,729 6.75%
Middlesborough, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,340 6.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.63%
Winfield, KS (FHA|USDA|VA) 1 $105,000 $105,000 $4,435 7.13%
Forest City, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,972 6.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $95,000 $95,000 $5,248 6.38%
Hastings, NE (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.63%
Pullman, WA (FHA|USDA|VA) 1 $95,000 $95,000 $4,184 7.63%
Macomb, IL (FHA|USDA|VA) 2 $90,000 $45,000 $3,380 5.75%
Freeport, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,878 7.25%
Clarksburg, WV (FHA|USDA|VA) 1 $75,000 $75,000 $3,854 6.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $65,000 $65,000 $5,500 6.75%
Burlington, IA-IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,560 5.63%
Lincoln, IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,239 6.13%
Jacksonville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,632 7.25%
BAY CITY, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.63%
Greenville, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.63%
Moberly, MO (FHA|USDA|VA) 1 $45,000 $45,000 $1,792 7.38%
Clinton, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
Caliber Home Loans's top markets include Indianapolis, Washington, Seattle, Chicago, and Detroit among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CALIBER HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FIRESTONE
    Similarity Rank: 9
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    Similarity Rank: 32
    TLC COMMUNITY Credit Union
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    TWINSTAR
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    HUDSON RIVER COMMUNITY
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    N C P D Federal Credit Union
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,250 $2,428,110,000 $334,912 $6,362 6.63%
    FHA 2,372 $675,090,000 $284,608 $11,429 6.31%
    VA 1,007 $416,625,000 $413,729 $11,121 6.10%
    USDA 82 $15,230,000 $185,732 $6,221 6.44%

    For 2023, Caliber Home Loans's most frequently originated type of loan was Conventional, with 7,250 originations. Their 2nd most popular type was FHA, with 2,372 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,000 $3,326,380,000 $332,638 $8,030 6.49%
    Cash Out Refi 535 $147,815,000 $276,290 $8,057 6.79%
    Refi 176 $60,860,000 $345,795 $7,074 6.55%

    For 2023, Caliber Home Loans's most frequently cited loan purpose was Home Purchase, with 10,000 originations. The 2nd most popular reason was Cash Out Refi, with 535 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,412 $3,462,130,000 $332,513 $8,085 6.52%
    15 Year 206 $51,840,000 $251,650 $5,524 5.88%
    20 Year 54 $13,470,000 $249,444 $5,160 6.44%
    Other 28 $4,780,000 $170,714 $6,393 6.56%
    10 Year 9 $1,065,000 $118,333 $2,051 7.54%
    30+ year 2 $1,770,000 $885,000 $24,645 8.31%

    For 2023, Caliber Home Loans's most frequently cited loan duration was 30 Year, with 10,412 originations. The 2nd most popular length was 15 Year, with 206 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,846 $1,275,260,000 $331,581
    $5k+ 2,131 $967,415,000 $453,972
    $2k-3k 1,790 $456,540,000 $255,050
    $3k-4k 1,113 $318,575,000 $286,231
    $4k-5k 865 $283,145,000 $327,335
    $<1k 399 $90,355,000 $226,454

    Caliber Home Loans's average total fees were $8,085, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,846 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 6,597 $2,123,295,000 $321,858
    5-6% 2,119 $773,025,000 $364,807
    7-8% 1,647 $511,535,000 $310,586
    4-5% 189 $74,985,000 $396,746
    Over 8% 127 $39,005,000 $307,126
    3-4% 30 $12,420,000 $414,000
    2.5-3% 2 $790,000 $395,000

    During 2023, Caliber Home Loans's average interest rate for loans was 6.52%, while their most frequently originated rate bucket for loans was 6-7%, with 6,597 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,940 $1,442,810,000 $292,067 $7,924 6.48%
    $100k-200k 2,330 $356,840,000 $153,150 $5,391 6.62%
    $400k-600k 1,999 $959,375,000 $479,927 $9,944 6.43%
    $600k-1MM 838 $598,830,000 $714,594 $11,739 6.38%
    $100,000 or less 494 $37,250,000 $75,405 $3,916 6.75%
    $1MM+ 110 $139,950,000 $1,272,273 $17,505 6.57%

    2023 saw Caliber Home Loans place emphasis on $200k-400k loans with 4,940 originations, totaling $1,442,810,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,621 $940,325,000 $358,766 $8,776 6.48%
    $50k-75k 2,228 $472,310,000 $211,988 $7,014 6.43%
    $75k-100k 2,060 $571,700,000 $277,524 $7,915 6.47%
    $150k-250k 1,907 $884,095,000 $463,605 $9,137 6.54%
    $50k or less 981 $133,215,000 $135,795 $5,354 6.47%
    $250k+ 843 $509,995,000 $604,976 $9,546 6.69%

    Caliber Home Loans lent most frequently to those with incomes in the $100k-150k range, with 2,621 originations. The second most popular income band? $50k-75k, with 2,228 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,593 $496,855,000 $311,899 $6,712 6.54%
    20-30% 1,233 $379,755,000 $307,993 $6,201 6.54%
    50-60% 1,105 $408,495,000 $369,679 $12,452 6.18%
    49% 670 $243,370,000 $363,239 $8,965 6.53%
    44% 593 $198,435,000 $334,629 $8,248 6.52%
    43% 508 $163,160,000 $321,181 $7,721 6.53%
    48% 496 $165,750,000 $334,173 $8,332 6.51%
    42% 477 $152,975,000 $320,702 $7,880 6.55%
    45% 452 $151,240,000 $334,602 $8,307 6.50%
    40% 440 $147,260,000 $334,682 $7,425 6.56%
    41% 435 $138,015,000 $317,276 $7,430 6.54%
    46% 435 $141,835,000 $326,057 $8,778 6.49%
    39% 414 $132,170,000 $319,251 $7,120 6.55%
    47% 410 $144,000,000 $351,220 $8,503 6.54%
    38% 363 $118,345,000 $326,019 $7,308 6.51%
    36% 351 $115,375,000 $328,704 $7,338 6.55%
    37% 344 $107,620,000 $312,849 $7,088 6.54%
    <20% 314 $101,380,000 $322,866 $5,895 6.54%
    >60% 14 $8,160,000 $582,857 $16,799 5.74%

    Caliber Home Loans lent most frequently to those with DTI ratios of 30-36%, with 1,593 originations. The next most common DTI ratio? 20-30%, with 1,233 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,582 $2,440,440,000 $321,873 $7,616 6.52%
    Not provided 1,593 $563,925,000 $354,002 $8,672 6.48%
    Black 883 $295,065,000 $334,162 $10,223 6.46%
    Asian 460 $166,680,000 $362,348 $8,048 6.49%
    American Indian 70 $21,960,000 $313,714 $8,807 6.42%
    Asian Indian 30 $12,490,000 $416,333 $7,833 6.22%
    Other Asian 21 $7,955,000 $378,810 $8,165 6.85%
    Native Hawaiian or Islander 15 $6,355,000 $423,667 $9,749 6.30%
    Filipino 16 $6,230,000 $389,375 $9,172 6.67%
    Not applicable 16 $4,120,000 $257,500 $0 8.63%
    Korean 6 $2,520,000 $420,000 $5,922 6.64%
    Chinese 6 $2,210,000 $368,333 $7,181 5.62%
    Japanese 4 $1,910,000 $477,500 $6,245 6.40%
    Other Pacific Islander 4 $1,350,000 $337,500 $6,594 6.22%
    Vietnamese 3 $805,000 $268,333 $7,451 6.12%
    Native Hawaiian 1 $685,000 $685,000 $5,461 6.13%
    Guamanian 1 $355,000 $355,000 $17,519 5.75%

    Approval Rates

    Total approvals of all applications
    95.98%

    Caliber Home Loans has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    65.82%

    Caliber Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,711 $3,535,055,000 $330,040

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    10,711 $3,535,055,000 $330,040

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 292 $57,040,000 $195,342 $5,178 6.49%
    40-60% 704 $205,640,000 $292,102 $6,172 6.49%
    60-80% 2,390 $852,230,000 $356,582 $7,181 6.67%
    80-100% 7,030 $2,313,130,000 $329,037 $8,225 6.47%
    Over 100% 250 $102,460,000 $409,840 $17,593 6.09%
    Under 20% 45 $4,555,000 $101,222 $3,374 6.90%