Caliber Home Loans Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300J7XKT2BI5WX213

Tax ID: 13-6131491

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Mortgage Data

Review & Overview

Caliber Home Loans is a large mortgage company specializing in Home Purchase loans. Caliber Home Loans has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Seattle, Washington, Los Angeles, Miami, and New York among others. We have data for 791 markets. (Some data included below & more in-depth data is available with an active subscription.)

Caliber Home Loans has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Caliber Home Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.91% 4/22/24
30 Year Conventional Refi 6.66% 4/22/24
30 Year Cash-out Refi 6.92% 4/22/24
30 Year FHA Purchase 7.37% 4/22/24
30 Year FHA Refi 7.13% 4/22/24
30 Year VA Purchase 6.33% 4/22/24
30 Year VA Refi 5.95% 4/22/24
30 Year USDA Purchase 6.77% 4/22/24
30 Year USDA Refi 6.50% 4/22/24
15 Year Conventional Purchase 6.26% 4/22/24
15 Year Conventional Refi 6.16% 4/22/24
15 Year Cash-out Refi 6.16% 4/22/24
15 Year FHA Purchase 7.34% 4/22/24
15 Year FHA Refi 6.97% 4/22/24
15 Year VA Purchase 5.87% 4/22/24
15 Year VA Refi 6.07% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Caliber Home Loans Mortgage Calculator






Your Estimates

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This is not an official calculator from Caliber Home Loans. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

94,129

Origination Dollar Volume (All Markets)

$26,147,615,000
Show all (142) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5,329 $2,341,725,000 $439,430 $6,667 4.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,243 $1,351,825,000 $416,844 $7,611 4.69%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,335 $1,183,985,000 $507,060 $8,289 4.85%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 4,161 $1,102,035,000 $264,849 $6,891 4.96%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,989 $1,081,005,000 $361,661 $8,446 4.81%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,785 $877,275,000 $491,471 $8,135 4.68%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,307 $708,085,000 $541,764 $8,040 4.86%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3,446 $626,720,000 $181,869 $3,663 4.86%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,638 $594,530,000 $225,371 $5,377 4.81%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,711 $589,215,000 $344,369 $5,749 4.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2,114 $561,400,000 $265,563 $6,519 4.88%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,447 $518,095,000 $211,727 $6,053 5.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,530 $490,410,000 $320,529 $7,592 4.90%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,486 $460,490,000 $185,233 $4,034 4.91%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,691 $433,255,000 $256,212 $5,756 4.97%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,207 $418,165,000 $346,450 $6,591 4.77%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,222 $402,190,000 $329,124 $5,871 4.81%
Outside of Metro Areas 2,016 $369,420,000 $183,244 $4,928 4.85%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,601 $342,725,000 $214,069 $6,201 4.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,436 $333,860,000 $232,493 $6,929 5.04%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,083 $323,615,000 $298,813 $7,194 4.76%
URBAN HONOLULU, HI (FHA|USDA|VA) 508 $288,120,000 $567,165 $11,704 4.49%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,180 $287,210,000 $243,398 $5,582 4.92%
VALLEJO, CA (FHA|USDA|VA) 728 $268,920,000 $369,396 $7,764 4.85%
SALT LAKE CITY, UT (FHA|USDA|VA) 953 $268,555,000 $281,800 $6,002 4.77%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 696 $249,830,000 $358,951 $8,567 4.83%
COLORADO SPRINGS, CO (FHA|USDA|VA) 912 $244,360,000 $267,939 $5,831 4.82%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 826 $219,820,000 $266,126 $6,324 4.77%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 874 $213,120,000 $243,844 $5,699 4.84%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 360 $191,300,000 $531,389 $8,182 4.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 764 $181,300,000 $237,304 $6,274 4.78%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 287 $173,395,000 $604,164 $6,954 4.87%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 568 $166,500,000 $293,134 $7,516 5.04%
BELLINGHAM, WA (FHA|USDA|VA) 542 $161,400,000 $297,786 $6,557 4.85%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 600 $155,570,000 $259,283 $5,642 4.80%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 936 $148,710,000 $158,878 $4,663 4.88%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 566 $143,790,000 $254,046 $6,953 4.67%
ANCHORAGE, AK (FHA|USDA|VA) 441 $134,915,000 $305,930 $6,618 4.55%
CHICO, CA (FHA|USDA|VA) 536 $134,520,000 $250,970 $5,822 4.91%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 530 $134,140,000 $253,094 $5,553 4.71%
JACKSONVILLE, FL (FHA|USDA|VA) 575 $132,965,000 $231,243 $6,142 4.93%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 301 $127,165,000 $422,475 $7,256 4.81%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 280 $126,530,000 $451,893 $6,746 4.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 614 $126,110,000 $205,391 $5,866 4.94%
PROVO-OREM, UT (FHA|USDA|VA) 437 $122,275,000 $279,805 $5,724 4.78%
SALEM, OR (FHA|USDA|VA) 432 $117,280,000 $271,481 $5,633 4.79%
PEORIA, IL (FHA|USDA|VA) 924 $113,190,000 $122,500 $3,331 5.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 444 $110,060,000 $247,883 $6,331 4.92%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 292 $103,500,000 $354,452 $6,218 4.79%
BAKERSFIELD, CA (FHA|USDA|VA) 453 $102,785,000 $226,898 $5,906 4.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 542 $101,290,000 $186,882 $5,694 5.03%
YAKIMA, WA (FHA|USDA|VA) 446 $99,890,000 $223,969 $6,322 4.80%
DAYTON-KETTERING, OH (FHA|USDA|VA) 712 $95,960,000 $134,775 $4,054 4.99%
BEND, OR (FHA|USDA|VA) 301 $92,375,000 $306,894 $5,235 4.82%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 208 $90,670,000 $435,913 $6,424 4.79%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 430 $87,110,000 $202,581 $6,083 4.83%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 393 $87,095,000 $221,616 $5,465 4.78%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 345 $84,595,000 $245,203 $5,812 4.83%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 422 $83,250,000 $197,275 $5,587 4.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 439 $82,865,000 $188,759 $5,776 4.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 438 $81,990,000 $187,192 $6,423 4.95%
GREELEY, CO (FHA|USDA|VA) 290 $80,610,000 $277,966 $5,618 4.86%
STOCKTON, CA (FHA|USDA|VA) 229 $78,215,000 $341,550 $6,386 4.92%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 318 $74,050,000 $232,862 $4,988 5.06%
SALISBURY, MD-DE (FHA|USDA|VA) 285 $73,565,000 $258,123 $5,245 4.78%
BOULDER, CO (FHA|USDA|VA) 175 $72,095,000 $411,971 $4,915 4.76%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 312 $71,680,000 $229,744 $5,704 4.80%
FORT COLLINS, CO (FHA|USDA|VA) 216 $71,000,000 $328,704 $4,651 4.88%
OCEAN CITY, NJ (FHA|USDA|VA) 236 $67,290,000 $285,127 $5,054 4.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 336 $66,130,000 $196,815 $4,303 4.82%
LANCASTER, PA (FHA|USDA|VA) 326 $65,240,000 $200,123 $5,498 4.65%
BOISE CITY, ID (FHA|USDA|VA) 282 $64,560,000 $228,936 $5,495 4.86%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 356 $63,990,000 $179,747 $4,784 4.99%
RENO, NV (FHA|USDA|VA) 196 $63,870,000 $325,867 $5,093 4.96%
PANAMA CITY, FL (FHA|USDA|VA) 280 $63,760,000 $227,714 $5,876 4.93%
CORPUS CHRISTI, TX (FHA|USDA|VA) 312 $63,650,000 $204,006 $6,351 4.94%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 365 $61,665,000 $168,945 $5,049 4.91%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 171 $59,635,000 $348,743 $8,470 4.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 288 $58,830,000 $204,271 $4,406 4.86%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 191 $57,785,000 $302,539 $7,086 4.84%
BATON ROUGE, LA (FHA|USDA|VA) 296 $57,550,000 $194,426 $5,944 4.76%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 220 $53,680,000 $244,000 $5,203 4.79%
COLUMBUS, OH (FHA|USDA|VA) 288 $53,450,000 $185,590 $4,870 4.82%
SALINAS, CA (FHA|USDA|VA) 119 $52,225,000 $438,866 $8,062 4.84%
Eureka-Arcata, CA (FHA|USDA|VA) 203 $52,195,000 $257,118 $6,334 4.87%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 208 $51,880,000 $249,423 $5,165 4.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 231 $49,825,000 $215,693 $6,197 4.99%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 303 $49,435,000 $163,152 $4,659 5.04%
Hilo, HI (FHA|USDA|VA) 146 $49,350,000 $338,014 $5,189 4.77%
RICHMOND, VA (FHA|USDA|VA) 194 $48,730,000 $251,186 $5,617 4.82%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 124 $43,750,000 $352,823 $6,982 4.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 204 $42,940,000 $210,490 $6,226 4.92%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 198 $42,700,000 $215,657 $4,551 4.52%
FORT WAYNE, IN (FHA|USDA|VA) 287 $41,605,000 $144,965 $3,817 5.00%
ST. GEORGE, UT (FHA|USDA|VA) 159 $41,405,000 $260,409 $5,660 4.78%
MEDFORD, OR (FHA|USDA|VA) 153 $40,005,000 $261,471 $6,172 4.84%
VISALIA, CA (FHA|USDA|VA) 175 $39,735,000 $227,057 $6,439 4.95%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 136 $39,450,000 $290,074 $6,950 4.74%
ALBUQUERQUE, NM (FHA|USDA|VA) 187 $38,245,000 $204,519 $3,993 4.88%
OKLAHOMA CITY, OK (FHA|USDA|VA) 222 $37,490,000 $168,874 $4,864 4.95%
WENATCHEE, WA (FHA|USDA|VA) 119 $36,765,000 $308,950 $5,605 5.09%
Oak Harbor, WA (FHA|USDA|VA) 111 $36,675,000 $330,405 $5,659 4.80%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 189 $36,555,000 $193,413 $5,518 4.77%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 140 $34,890,000 $249,214 $6,129 4.80%
LOUISVILLE, KY (FHA|USDA|VA) 205 $34,415,000 $167,878 $4,118 4.94%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 71 $33,895,000 $477,394 $8,392 4.76%
ALBANY-LEBANON, OR (FHA|USDA|VA) 148 $32,880,000 $222,162 $5,893 4.98%
RALEIGH-CARY, NC (FHA|USDA|VA) 134 $32,370,000 $241,567 $5,187 4.63%
NAPA, CA (FHA|USDA|VA) 73 $32,365,000 $443,356 $7,191 4.91%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 183 $30,565,000 $167,022 $5,470 4.73%
Traverse City, MI (FHA|USDA|VA) 159 $30,505,000 $191,855 $4,360 4.95%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 133 $30,265,000 $227,556 $6,172 4.79%
PUNTA GORDA, FL (FHA|USDA|VA) 168 $29,900,000 $177,976 $5,919 4.91%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 153 $29,635,000 $193,693 $5,442 4.91%
FRESNO, CA (FHA|USDA|VA) 98 $29,230,000 $298,265 $5,895 4.91%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 216 $28,010,000 $129,676 $3,443 4.94%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 122 $27,770,000 $227,623 $5,503 4.63%
FARGO, ND-MN (FHA|USDA|VA) 131 $27,565,000 $210,420 $5,682 4.58%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 109 $27,445,000 $251,789 $4,994 4.80%
MODESTO, CA (FHA|USDA|VA) 98 $26,930,000 $274,796 $6,176 4.94%
LAKE CHARLES, LA (FHA|USDA|VA) 146 $26,820,000 $183,699 $5,532 4.80%
WORCESTER, MA-CT (FHA|USDA|VA) 101 $26,715,000 $264,505 $4,887 4.71%
Ellensburg, WA (FHA|USDA|VA) 86 $26,020,000 $302,558 $5,348 5.08%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 131 $26,015,000 $198,588 $6,871 4.65%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 137 $25,595,000 $186,825 $4,657 4.91%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 130 $24,770,000 $190,538 $4,871 4.94%
KNOXVILLE, TN (FHA|USDA|VA) 130 $24,260,000 $186,615 $5,517 4.88%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 115 $23,945,000 $208,217 $4,158 4.98%
SPARTANBURG, SC (FHA|USDA|VA) 150 $23,900,000 $159,333 $4,686 4.54%
Truckee-Grass Valley, CA (FHA|USDA|VA) 66 $23,310,000 $353,182 $6,646 4.87%
WINSTON-SALEM, NC (FHA|USDA|VA) 133 $23,065,000 $173,421 $4,844 5.08%
Roseburg, OR (FHA|USDA|VA) 104 $22,770,000 $218,942 $4,844 4.67%
WILMINGTON, NC (FHA|USDA|VA) 99 $22,275,000 $225,000 $4,693 4.46%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 90 $22,170,000 $246,333 $4,759 4.95%
EL PASO, TX (FHA|USDA|VA) 132 $21,540,000 $163,182 $5,943 4.76%
SPRINGFIELD, OH (FHA|USDA|VA) 165 $20,985,000 $127,182 $3,998 4.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 78 $20,890,000 $267,821 $6,525 4.76%
Klamath Falls, OR (FHA|USDA|VA) 115 $20,525,000 $178,478 $4,540 5.05%
FLINT, MI (FHA|USDA|VA) 137 $19,885,000 $145,146 $5,048 4.89%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 77 $19,765,000 $256,688 $6,536 4.59%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 93 $19,385,000 $208,441 $4,227 4.86%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 124 $19,090,000 $153,952 $6,097 5.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 102 $18,780,000 $184,118 $4,464 4.91%
COLUMBIA, SC (FHA|USDA|VA) 98 $18,740,000 $191,224 $4,939 5.04%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 103 $18,185,000 $176,553 $4,753 5.11%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 75 $17,905,000 $238,733 $5,568 4.80%
TUCSON, AZ (FHA|USDA|VA) 84 $17,830,000 $212,262 $5,198 4.72%
Red Bluff, CA (FHA|USDA|VA) 84 $17,830,000 $212,262 $5,820 4.77%
TULSA, OK (FHA|USDA|VA) 99 $17,775,000 $179,545 $6,119 4.65%
LAFAYETTE, LA (FHA|USDA|VA) 100 $17,380,000 $173,800 $5,332 4.85%
YUBA CITY, CA (FHA|USDA|VA) 67 $17,195,000 $256,642 $6,072 4.87%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 106 $17,130,000 $161,604 $5,622 4.84%
DOVER, DE (FHA|USDA|VA) 74 $16,720,000 $225,946 $6,219 4.84%
Key West, FL (FHA|USDA|VA) 37 $16,705,000 $451,486 $8,392 5.10%
MADISON, WI (FHA|USDA|VA) 68 $16,440,000 $241,765 $5,585 4.78%
MOBILE, AL (FHA|USDA|VA) 101 $16,235,000 $160,743 $3,963 4.92%
OCALA, FL (FHA|USDA|VA) 97 $16,165,000 $166,649 $5,179 4.96%
Sevierville, TN (FHA|USDA|VA) 75 $16,005,000 $213,400 $4,363 5.01%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 111 $15,985,000 $144,009 $3,522 4.96%
Edwards, CO (FHA|USDA|VA) 27 $15,955,000 $590,926 $5,902 4.73%
Durango, CO (FHA|USDA|VA) 48 $15,400,000 $320,833 $5,640 4.83%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 121 $15,305,000 $126,488 $3,937 4.98%
PITTSBURGH, PA (FHA|USDA|VA) 85 $15,195,000 $178,765 $5,825 4.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 94 $15,160,000 $161,277 $4,590 4.80%
EAST STROUDSBURG, PA (FHA|USDA|VA) 85 $15,085,000 $177,471 $6,436 5.00%
LOGAN, UT-ID (FHA|USDA|VA) 68 $15,070,000 $221,618 $5,696 4.64%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 98 $14,810,000 $151,122 $5,225 4.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 76 $14,620,000 $192,368 $5,601 4.73%
CORVALLIS, OR (FHA|USDA|VA) 47 $14,005,000 $297,979 $6,733 4.80%
Outside of Metro Areas 54 $13,920,000 $257,778 $4,857 4.98%
FAYETTEVILLE, NC (FHA|USDA|VA) 73 $13,885,000 $190,205 $4,988 4.69%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 77 $13,865,000 $180,065 $4,322 5.01%
ANN ARBOR, MI (FHA|USDA|VA) 69 $13,545,000 $196,304 $3,801 4.91%
EVANSVILLE, IN-KY (FHA|USDA|VA) 107 $13,205,000 $123,411 $3,696 5.02%
Heber, UT (FHA|USDA|VA) 33 $13,115,000 $397,424 $7,524 4.72%
Port Angeles, WA (FHA|USDA|VA) 47 $12,905,000 $274,574 $5,632 4.92%
Richmond, IN (FHA|USDA|VA) 130 $12,900,000 $99,231 $3,413 4.81%
YORK-HANOVER, PA (FHA|USDA|VA) 69 $12,725,000 $184,420 $5,699 4.85%
MUNCIE, IN (FHA|USDA|VA) 108 $12,580,000 $116,481 $3,338 5.02%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 62 $12,450,000 $200,806 $4,731 4.53%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 23 $12,395,000 $538,913 $6,369 4.87%
Shelton, WA (FHA|USDA|VA) 44 $12,070,000 $274,318 $5,261 4.77%
HAMMOND, LA (FHA|USDA|VA) 74 $12,050,000 $162,838 $5,413 4.78%
FOND DU LAC, WI (FHA|USDA|VA) 85 $12,015,000 $141,353 $3,432 4.99%
GRANTS PASS, OR (FHA|USDA|VA) 44 $11,880,000 $270,000 $5,924 4.96%
Astoria, OR (FHA|USDA|VA) 39 $11,705,000 $300,128 $5,132 4.78%
MERCED, CA (FHA|USDA|VA) 48 $11,500,000 $239,583 $5,935 4.94%
Greenville, OH (FHA|USDA|VA) 93 $11,145,000 $119,839 $3,916 4.91%
ROCHESTER, NY (FHA|USDA|VA) 69 $10,705,000 $155,145 $5,798 4.76%
TOLEDO, OH (FHA|USDA|VA) 69 $10,505,000 $152,246 $4,765 4.95%
PUEBLO, CO (FHA|USDA|VA) 55 $10,485,000 $190,636 $5,473 4.86%
Ukiah, CA (FHA|USDA|VA) 36 $10,310,000 $286,389 $6,357 4.81%
Pottsville, PA (FHA|USDA|VA) 85 $10,245,000 $120,529 $4,289 5.10%
READING, PA (FHA|USDA|VA) 56 $10,030,000 $179,107 $4,781 4.85%
New Castle, IN (FHA|USDA|VA) 86 $9,980,000 $116,047 $3,137 5.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 77 $9,395,000 $122,013 $4,254 4.76%
SHERMAN-DENISON, TX (FHA|USDA|VA) 54 $9,170,000 $169,815 $5,297 4.96%
REDDING, CA (FHA|USDA|VA) 43 $9,075,000 $211,047 $4,853 4.84%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 45 $9,025,000 $200,556 $4,001 4.70%
Ardmore, OK (FHA|USDA|VA) 60 $9,010,000 $150,167 $3,744 5.00%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 31 $8,965,000 $289,194 $7,298 5.23%
Centralia, WA (FHA|USDA|VA) 41 $8,875,000 $216,463 $6,176 4.95%
GRAND JUNCTION, CO (FHA|USDA|VA) 37 $8,745,000 $236,351 $4,818 5.09%
BOWLING GREEN, KY (FHA|USDA|VA) 42 $8,510,000 $202,619 $4,864 4.70%
LONGVIEW, WA (FHA|USDA|VA) 34 $8,380,000 $246,471 $4,784 5.08%
Sonora, CA (FHA|USDA|VA) 31 $8,295,000 $267,581 $8,280 5.08%
FLAGSTAFF, AZ (FHA|USDA|VA) 28 $8,270,000 $295,357 $4,809 4.96%
EL CENTRO, CA (FHA|USDA|VA) 36 $8,250,000 $229,167 $6,956 4.70%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 54 $7,960,000 $147,407 $4,934 4.91%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 42 $7,930,000 $188,810 $4,698 4.79%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 36 $7,840,000 $217,778 $5,874 4.52%
Breckenridge, CO (FHA|USDA|VA) 20 $7,800,000 $390,000 $5,386 4.94%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 43 $7,755,000 $180,349 $5,707 4.80%
GAINESVILLE, GA (FHA|USDA|VA) 32 $7,750,000 $242,188 $5,391 4.87%
JACKSON, MI (FHA|USDA|VA) 64 $7,700,000 $120,313 $4,084 4.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 35 $7,645,000 $218,429 $5,642 4.84%
STATE COLLEGE, PA (FHA|USDA|VA) 34 $7,590,000 $223,235 $6,819 4.56%
LAREDO, TX (FHA|USDA|VA) 44 $7,530,000 $171,136 $5,334 4.86%
TYLER, TX (FHA|USDA|VA) 38 $7,460,000 $196,316 $5,145 4.89%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $7,435,000 $256,379 $6,907 4.74%
Brookings, OR (FHA|USDA|VA) 30 $7,160,000 $238,667 $3,591 5.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 31 $7,075,000 $228,226 $6,518 4.79%
GREENVILLE, NC (FHA|USDA|VA) 48 $6,780,000 $141,250 $4,093 5.13%
Concord, NH (FHA|USDA|VA) 29 $6,755,000 $232,931 $6,470 4.69%
Moses Lake, WA (FHA|USDA|VA) 31 $6,755,000 $217,903 $4,557 5.03%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 44 $6,700,000 $152,273 $4,206 4.95%
Fernley, NV (FHA|USDA|VA) 29 $6,605,000 $227,759 $6,230 4.77%
Hailey, ID (FHA|USDA|VA) 24 $6,520,000 $271,667 $5,274 5.14%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 36 $6,520,000 $181,111 $4,997 4.88%
Red Wing, MN (FHA|USDA|VA) 34 $6,400,000 $188,235 $3,903 4.61%
Newport, OR (FHA|USDA|VA) 27 $6,365,000 $235,741 $5,191 4.73%
DULUTH, MN-WI (FHA|USDA|VA) 38 $6,360,000 $167,368 $4,247 5.02%
GAINESVILLE, FL (FHA|USDA|VA) 39 $6,305,000 $161,667 $4,783 5.09%
MONROE, MI (FHA|USDA|VA) 31 $6,175,000 $199,194 $3,895 4.86%
Hood River, OR (FHA|USDA|VA) 19 $6,105,000 $321,316 $4,166 5.02%
Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $6,100,000 $508,333 $8,641 4.97%
LEBANON, PA (FHA|USDA|VA) 30 $6,040,000 $201,333 $6,166 4.64%
TOPEKA, KS (FHA|USDA|VA) 49 $6,025,000 $122,959 $3,501 4.96%
TALLAHASSEE, FL (FHA|USDA|VA) 36 $5,990,000 $166,389 $5,751 4.85%
AKRON, OH (FHA|USDA|VA) 40 $5,770,000 $144,250 $4,604 5.29%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 40 $5,680,000 $142,000 $4,755 5.29%
Sandpoint, ID (FHA|USDA|VA) 17 $5,675,000 $333,824 $5,274 4.66%
LYNCHBURG, VA (FHA|USDA|VA) 29 $5,545,000 $191,207 $4,028 4.66%
Aberdeen, WA (FHA|USDA|VA) 26 $5,530,000 $212,692 $6,684 4.68%
Glenwood Springs, CO (FHA|USDA|VA) 11 $5,495,000 $499,545 $5,196 4.92%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 34 $5,420,000 $159,412 $5,454 4.95%
WINCHESTER, VA-WV (FHA|USDA|VA) 24 $5,360,000 $223,333 $5,605 5.05%
BURLINGTON, NC (FHA|USDA|VA) 31 $5,315,000 $171,452 $5,519 5.18%
Dayton, TN (FHA|USDA|VA) 36 $5,310,000 $147,500 $5,075 4.83%
BISMARCK, ND (FHA|USDA|VA) 20 $5,160,000 $258,000 $6,072 4.57%
HATTIESBURG, MS (FHA|USDA|VA) 32 $5,120,000 $160,000 $5,490 5.09%
BLOOMINGTON, IN (FHA|USDA|VA) 30 $5,090,000 $169,667 $4,269 4.99%
MADERA, CA (FHA|USDA|VA) 22 $5,030,000 $228,636 $4,987 4.76%
Torrington, CT (FHA|USDA|VA) 21 $4,945,000 $235,476 $7,336 4.90%
BILLINGS, MT (FHA|USDA|VA) 21 $4,895,000 $233,095 $5,327 4.49%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 23 $4,885,000 $212,391 $3,954 4.92%
MONTGOMERY, AL (FHA|USDA|VA) 23 $4,785,000 $208,043 $4,066 4.89%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 28 $4,640,000 $165,714 $4,609 4.68%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $4,620,000 $256,667 $5,398 5.48%
LEWISTON, ID-WA (FHA|USDA|VA) 22 $4,610,000 $209,545 $5,217 4.46%
Prineville, OR (FHA|USDA|VA) 18 $4,600,000 $255,556 $5,600 4.91%
Kalispell, MT (FHA|USDA|VA) 17 $4,585,000 $269,706 $4,911 4.65%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 16 $4,540,000 $283,750 $5,568 4.62%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 19 $4,475,000 $235,526 $5,891 5.07%
TERRE HAUTE, IN (FHA|USDA|VA) 34 $4,420,000 $130,000 $3,745 4.87%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 21 $4,405,000 $209,762 $7,159 4.68%
Clearlake, CA (FHA|USDA|VA) 22 $4,360,000 $198,182 $5,138 4.87%
Athens, TX (FHA|USDA|VA) 24 $4,320,000 $180,000 $5,443 5.29%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 32 $4,230,000 $132,188 $2,594 4.84%
Auburn, IN (FHA|USDA|VA) 39 $4,165,000 $106,795 $3,520 4.96%
SAVANNAH, GA (FHA|USDA|VA) 17 $4,135,000 $243,235 $6,423 4.94%
GETTYSBURG, PA (FHA|USDA|VA) 21 $4,075,000 $194,048 $6,807 5.06%
AMARILLO, TX (FHA|USDA|VA) 15 $4,065,000 $271,000 $6,597 5.00%
Cadillac, MI (FHA|USDA|VA) 31 $4,055,000 $130,806 $4,203 4.98%
Cedar City, UT (FHA|USDA|VA) 19 $4,015,000 $211,316 $5,454 4.61%
MORRISTOWN, TN (FHA|USDA|VA) 26 $4,000,000 $153,846 $5,295 4.72%
JACKSON, MS (FHA|USDA|VA) 17 $3,935,000 $231,471 $5,184 5.19%
ROANOKE, VA (FHA|USDA|VA) 21 $3,905,000 $185,952 $3,248 4.60%
WALLA WALLA, WA (FHA|USDA|VA) 15 $3,885,000 $259,000 $4,088 5.26%
JONESBORO, AR (FHA|USDA|VA) 25 $3,865,000 $154,600 $3,923 5.18%
CANTON-MASSILLON, OH (FHA|USDA|VA) 33 $3,845,000 $116,515 $4,088 5.13%
SIOUX FALLS, SD (FHA|USDA|VA) 15 $3,825,000 $255,000 $4,673 4.63%
WICHITA, KS (FHA|USDA|VA) 20 $3,790,000 $189,500 $4,820 4.75%
Urbana, OH (FHA|USDA|VA) 27 $3,765,000 $139,444 $4,451 4.97%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 23 $3,745,000 $162,826 $5,940 4.89%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 22 $3,740,000 $170,000 $3,935 4.94%
Fredericksburg, TX (FHA|USDA|VA) 11 $3,715,000 $337,727 $8,572 4.69%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 17 $3,705,000 $217,941 $5,572 4.33%
WACO, TX (FHA|USDA|VA) 20 $3,690,000 $184,500 $5,207 4.82%
Kapaa, HI (FHA|USDA|VA) 7 $3,655,000 $522,143 $5,122 4.68%
Picayune, MS (FHA|USDA|VA) 28 $3,530,000 $126,071 $4,936 5.23%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 29 $3,525,000 $121,552 $4,640 5.11%
SPRINGFIELD, MA (FHA|USDA|VA) 21 $3,505,000 $166,905 $4,493 4.65%
RAPID CITY, SD (FHA|USDA|VA) 21 $3,505,000 $166,905 $4,685 4.54%
Montrose, CO (FHA|USDA|VA) 10 $3,450,000 $345,000 $5,824 4.82%
RACINE, WI (FHA|USDA|VA) 19 $3,395,000 $178,684 $4,314 5.59%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 25 $3,325,000 $133,000 $3,825 4.91%
THE VILLAGES, FL (FHA|USDA|VA) 16 $3,300,000 $206,250 $5,942 4.87%
Williston, ND (FHA|USDA|VA) 12 $3,290,000 $274,167 $6,326 4.73%
CaƱon City, CO (FHA|USDA|VA) 15 $3,285,000 $219,000 $5,392 4.91%
Okeechobee, FL (FHA|USDA|VA) 19 $3,265,000 $171,842 $5,142 4.62%
ALEXANDRIA, LA (FHA|USDA|VA) 23 $3,255,000 $141,522 $5,084 4.65%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 24 $3,240,000 $135,000 $5,117 5.27%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 22 $3,220,000 $146,364 $5,255 4.80%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 15 $3,175,000 $211,667 $5,672 5.05%
SANTA FE, NM (FHA|USDA|VA) 11 $3,175,000 $288,636 $4,536 5.02%
FORT SMITH, AR-OK (FHA|USDA|VA) 16 $3,140,000 $196,250 $5,675 4.69%
Bogalusa, LA (FHA|USDA|VA) 21 $3,115,000 $148,333 $5,226 4.87%
ALTOONA, PA (FHA|USDA|VA) 16 $3,110,000 $194,375 $4,839 4.52%
Crossville, TN (FHA|USDA|VA) 18 $3,010,000 $167,222 $3,947 5.03%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 22 $3,010,000 $136,818 $3,102 5.03%
Show Low, AZ (FHA|USDA|VA) 15 $2,975,000 $198,333 $5,051 4.85%
COLUMBUS, IN (FHA|USDA|VA) 15 $2,895,000 $193,000 $4,495 4.82%
CLEVELAND, TN (FHA|USDA|VA) 17 $2,875,000 $169,118 $4,362 4.87%
Lewisburg, TN (FHA|USDA|VA) 17 $2,865,000 $168,529 $5,240 4.82%
BINGHAMTON, NY (FHA|USDA|VA) 26 $2,770,000 $106,538 $4,881 4.75%
Rock Springs, WY (FHA|USDA|VA) 13 $2,765,000 $212,692 $5,444 4.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 14 $2,730,000 $195,000 $3,905 3.80%
Adrian, MI (FHA|USDA|VA) 19 $2,725,000 $143,421 $4,081 4.69%
Fort Morgan, CO (FHA|USDA|VA) 12 $2,700,000 $225,000 $4,349 4.75%
LINCOLN, NE (FHA|USDA|VA) 15 $2,655,000 $177,000 $4,284 4.74%
CASPER, WY (FHA|USDA|VA) 12 $2,650,000 $220,833 $7,406 4.21%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $2,610,000 $217,500 $6,534 4.54%
The Dalles, OR (FHA|USDA|VA) 13 $2,595,000 $199,615 $3,459 5.12%
ASHEVILLE, NC (FHA|USDA|VA) 10 $2,590,000 $259,000 $4,862 4.77%
Granbury, TX (FHA|USDA|VA) 13 $2,525,000 $194,231 $5,179 4.81%
Faribault-Northfield, MN (FHA|USDA|VA) 12 $2,520,000 $210,000 $5,166 4.59%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $2,515,000 $167,667 $4,789 5.07%
Jefferson, GA (FHA|USDA|VA) 13 $2,505,000 $192,692 $5,030 4.56%
Holland, MI (FHA|USDA|VA) 16 $2,450,000 $153,125 $5,120 5.00%
Whitewater, WI (FHA|USDA|VA) 8 $2,430,000 $303,750 $3,698 4.98%
Bellefontaine, OH (FHA|USDA|VA) 18 $2,420,000 $134,444 $4,316 4.89%
SPRINGFIELD, IL (FHA|USDA|VA) 19 $2,405,000 $126,579 $2,985 4.79%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 13 $2,405,000 $185,000 $6,356 4.95%
Minot, ND (FHA|USDA|VA) 11 $2,395,000 $217,727 $6,540 4.44%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 15 $2,365,000 $157,667 $2,450 4.17%
LONGVIEW, TX (FHA|USDA|VA) 12 $2,350,000 $195,833 $5,404 5.12%
ODESSA, TX (FHA|USDA|VA) 8 $2,310,000 $288,750 $7,170 4.81%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 11 $2,275,000 $206,818 $3,742 4.93%
Gainesville, TX (FHA|USDA|VA) 7 $2,275,000 $325,000 $7,093 5.07%
GREEN BAY, WI (FHA|USDA|VA) 14 $2,270,000 $162,143 $4,340 4.79%
SPRINGFIELD, MO (FHA|USDA|VA) 16 $2,250,000 $140,625 $2,790 4.86%
JACKSON, TN (FHA|USDA|VA) 16 $2,200,000 $137,500 $5,038 4.82%
Angola, IN (FHA|USDA|VA) 11 $2,155,000 $195,909 $4,873 4.90%
LAS CRUCES, NM (FHA|USDA|VA) 12 $2,140,000 $178,333 $5,527 4.70%
Payson, AZ (FHA|USDA|VA) 10 $2,110,000 $211,000 $4,725 4.78%
GLENS FALLS, NY (FHA|USDA|VA) 12 $2,090,000 $174,167 $5,453 4.66%
Celina, OH (FHA|USDA|VA) 16 $2,080,000 $130,000 $5,053 5.00%
Laconia, NH (FHA|USDA|VA) 7 $2,065,000 $295,000 $6,916 4.82%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 16 $2,060,000 $128,750 $5,391 4.76%
MUSKEGON, MI (FHA|USDA|VA) 16 $2,040,000 $127,500 $4,200 5.20%
Bozeman, MT (FHA|USDA|VA) 6 $2,020,000 $336,667 $6,839 5.07%
Woodward, OK (FHA|USDA|VA) 17 $1,985,000 $116,765 $3,607 4.87%
Ottawa, IL (FHA|USDA|VA) 14 $1,960,000 $140,000 $4,244 5.11%
MISSOULA, MT (FHA|USDA|VA) 7 $1,945,000 $277,857 $4,344 4.77%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 12 $1,940,000 $161,667 $4,289 5.15%
Coos Bay, OR (FHA|USDA|VA) 9 $1,935,000 $215,000 $5,948 5.31%
YUMA, AZ (FHA|USDA|VA) 10 $1,930,000 $193,000 $5,722 4.82%
Jennings, LA (FHA|USDA|VA) 12 $1,920,000 $160,000 $4,925 4.69%
Crawfordsville, IN (FHA|USDA|VA) 13 $1,905,000 $146,538 $4,262 5.08%
CHEYENNE, WY (FHA|USDA|VA) 8 $1,840,000 $230,000 $6,027 4.36%
Sidney, OH (FHA|USDA|VA) 13 $1,825,000 $140,385 $4,253 4.93%
Connersville, IN (FHA|USDA|VA) 22 $1,810,000 $82,273 $3,037 4.85%
Huntington, IN (FHA|USDA|VA) 17 $1,805,000 $106,176 $3,076 5.01%
Ottawa, KS (FHA|USDA|VA) 12 $1,790,000 $149,167 $3,800 5.03%
Hudson, NY (FHA|USDA|VA) 6 $1,780,000 $296,667 $5,373 4.47%
CHARLESTON, WV (FHA|USDA|VA) 12 $1,770,000 $147,500 $4,016 5.28%
ROCKFORD, IL (FHA|USDA|VA) 11 $1,765,000 $160,455 $3,936 5.08%
Scottsburg, IN (FHA|USDA|VA) 15 $1,715,000 $114,333 $3,207 5.21%
Tullahoma-Manchester, TN (FHA|USDA|VA) 11 $1,705,000 $155,000 $5,772 4.92%
NEW BERN, NC (FHA|USDA|VA) 10 $1,680,000 $168,000 $4,220 4.80%
APPLETON, WI (FHA|USDA|VA) 12 $1,680,000 $140,000 $3,206 4.84%
Lawrenceburg, TN (FHA|USDA|VA) 11 $1,675,000 $152,273 $4,916 4.81%
MONROE, LA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,493 4.83%
Athens, TN (FHA|USDA|VA) 12 $1,670,000 $139,167 $5,063 5.04%
Arcadia, FL (FHA|USDA|VA) 6 $1,670,000 $278,333 $10,890 4.52%
SUMTER, SC (FHA|USDA|VA) 11 $1,665,000 $151,364 $5,058 5.25%
Wahpeton, ND-MN (FHA|USDA|VA) 12 $1,660,000 $138,333 $4,370 4.64%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $1,655,000 $183,889 $5,121 4.72%
UTICA-ROME, NY (FHA|USDA|VA) 14 $1,640,000 $117,143 $5,249 4.64%
ST. CLOUD, MN (FHA|USDA|VA) 10 $1,630,000 $163,000 $4,479 5.27%
Jamestown, ND (FHA|USDA|VA) 8 $1,610,000 $201,250 $6,126 4.45%
Kerrville, TX (FHA|USDA|VA) 8 $1,610,000 $201,250 $6,266 4.55%
Price, UT (FHA|USDA|VA) 10 $1,600,000 $160,000 $4,110 4.78%
WILLIAMSPORT, PA (FHA|USDA|VA) 11 $1,595,000 $145,000 $4,307 4.72%
Morgan City, LA (FHA|USDA|VA) 11 $1,585,000 $144,091 $5,063 4.50%
DeRidder, LA (FHA|USDA|VA) 8 $1,580,000 $197,500 $7,081 4.42%
SYRACUSE, NY (FHA|USDA|VA) 9 $1,575,000 $175,000 $5,225 4.56%
Mount Vernon, OH (FHA|USDA|VA) 11 $1,555,000 $141,364 $4,962 4.83%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,550,000 $193,750 $4,204 4.50%
Pahrump, NV (FHA|USDA|VA) 8 $1,540,000 $192,500 $5,212 4.83%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 7 $1,535,000 $219,286 $4,726 4.62%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 8 $1,520,000 $190,000 $3,840 4.75%
DALTON, GA (FHA|USDA|VA) 9 $1,505,000 $167,222 $4,826 4.68%
POCATELLO, ID (FHA|USDA|VA) 9 $1,505,000 $167,222 $3,956 5.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 11 $1,505,000 $136,818 $3,560 5.16%
MIDLAND, TX (FHA|USDA|VA) 6 $1,490,000 $248,333 $5,053 4.58%
Fergus Falls, MN (FHA|USDA|VA) 7 $1,485,000 $212,143 $4,870 4.86%
Pullman, WA (FHA|USDA|VA) 7 $1,485,000 $212,143 $5,879 5.19%
Helena, MT (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,674 4.23%
Kendallville, IN (FHA|USDA|VA) 11 $1,475,000 $134,091 $3,836 5.09%
Bonham, TX (FHA|USDA|VA) 6 $1,470,000 $245,000 $7,414 4.51%
Baraboo, WI (FHA|USDA|VA) 4 $1,460,000 $365,000 $6,411 5.34%
GRAND FORKS, ND-MN (FHA|USDA|VA) 7 $1,455,000 $207,857 $5,405 5.13%
Vernal, UT (FHA|USDA|VA) 10 $1,440,000 $144,000 $4,704 4.81%
Beaver Dam, WI (FHA|USDA|VA) 9 $1,435,000 $159,444 $4,094 4.86%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,435,000 $287,000 $4,934 4.78%
LaGrange, GA-AL (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,490 4.67%
Cullman, AL (FHA|USDA|VA) 3 $1,425,000 $475,000 $8,784 5.48%
Elizabeth City, NC (FHA|USDA|VA) 10 $1,420,000 $142,000 $5,489 4.99%
Steamboat Springs, CO (FHA|USDA|VA) 4 $1,420,000 $355,000 $4,779 5.03%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 9 $1,395,000 $155,000 $4,364 4.90%
IDAHO FALLS, ID (FHA|USDA|VA) 9 $1,365,000 $151,667 $4,813 4.59%
Shelby, NC (FHA|USDA|VA) 10 $1,360,000 $136,000 $5,226 4.89%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $1,340,000 $167,500 $6,048 4.74%
Ruidoso, NM (FHA|USDA|VA) 10 $1,330,000 $133,000 $4,204 5.08%
Palatka, FL (FHA|USDA|VA) 12 $1,290,000 $107,500 $4,423 4.84%
Fallon, NV (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,817 4.88%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,567 4.96%
Henderson, NC (FHA|USDA|VA) 11 $1,265,000 $115,000 $3,319 5.14%
Zanesville, OH (FHA|USDA|VA) 10 $1,260,000 $126,000 $4,505 4.70%
LUBBOCK, TX (FHA|USDA|VA) 11 $1,255,000 $114,091 $4,923 5.00%
Easton, MD (FHA|USDA|VA) 4 $1,240,000 $310,000 $6,989 4.20%
Frankfort, KY (FHA|USDA|VA) 9 $1,225,000 $136,111 $3,688 5.13%
St. Marys, GA (FHA|USDA|VA) 6 $1,200,000 $200,000 $6,616 4.69%
Hutchinson, MN (FHA|USDA|VA) 6 $1,200,000 $200,000 $5,732 4.62%
Frankfort, IN (FHA|USDA|VA) 10 $1,200,000 $120,000 $3,880 5.12%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,182 4.40%
Wapakoneta, OH (FHA|USDA|VA) 10 $1,170,000 $117,000 $3,468 4.92%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 8 $1,150,000 $143,750 $4,310 5.31%
Rexburg, ID (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,704 4.90%
BLOOMINGTON, IL (FHA|USDA|VA) 10 $1,120,000 $112,000 $3,342 5.10%
VICTORIA, TX (FHA|USDA|VA) 6 $1,120,000 $186,667 $5,539 4.83%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,012 5.01%
Warsaw, IN (FHA|USDA|VA) 7 $1,115,000 $159,286 $2,999 4.58%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,798 4.78%
Durant, OK (FHA|USDA|VA) 10 $1,090,000 $109,000 $4,359 4.83%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 8 $1,090,000 $136,250 $5,467 4.82%
Lake City, FL (FHA|USDA|VA) 9 $1,085,000 $120,556 $5,211 4.85%
Gloversville, NY (FHA|USDA|VA) 8 $1,080,000 $135,000 $5,369 4.73%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,080,000 $180,000 $2,916 4.95%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,327 5.08%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,070,000 $178,333 $7,001 4.69%
KANKAKEE, IL (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,665 4.74%
Bluffton, IN (FHA|USDA|VA) 9 $1,065,000 $118,333 $3,948 5.02%
Sterling, IL (FHA|USDA|VA) 11 $1,055,000 $95,909 $3,234 5.02%
DuBois, PA (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,530 4.52%
Salem, OH (FHA|USDA|VA) 9 $1,055,000 $117,222 $4,012 5.26%
HOT SPRINGS, AR (FHA|USDA|VA) 9 $1,055,000 $117,222 $2,897 4.91%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $1,050,000 $131,250 $4,181 4.95%
FAIRBANKS, AK (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,752 4.98%
ROCHESTER, MN (FHA|USDA|VA) 7 $1,025,000 $146,429 $4,653 4.78%
Galesburg, IL (FHA|USDA|VA) 8 $1,020,000 $127,500 $4,343 4.94%
Lebanon, NH-VT (FHA|USDA|VA) 7 $1,015,000 $145,000 $3,786 4.74%
Bedford, IN (FHA|USDA|VA) 7 $1,015,000 $145,000 $2,852 4.73%
Alexander City, AL (FHA|USDA|VA) 2 $1,010,000 $505,000 $2,918 5.13%
Laramie, WY (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,581 4.48%
Shelbyville, TN (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,424 4.85%
Emporia, KS (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,458 5.09%
GOLDSBORO, NC (FHA|USDA|VA) 7 $995,000 $142,143 $4,698 4.39%
Minden, LA (FHA|USDA|VA) 10 $990,000 $99,000 $4,308 5.25%
Morehead City, NC (FHA|USDA|VA) 5 $975,000 $195,000 $4,083 5.39%
ERIE, PA (FHA|USDA|VA) 7 $975,000 $139,286 $4,667 4.71%
Vineyard Haven, MA (FHA|USDA|VA) 2 $970,000 $485,000 $10,445 4.63%
Hillsdale, MI (FHA|USDA|VA) 6 $960,000 $160,000 $4,404 4.96%
Fremont, NE (FHA|USDA|VA) 5 $955,000 $191,000 $4,876 4.35%
Georgetown, SC (FHA|USDA|VA) 6 $950,000 $158,333 $5,608 5.35%
NILES, MI (FHA|USDA|VA) 7 $945,000 $135,000 $3,754 5.63%
STAUNTON, VA (FHA|USDA|VA) 4 $940,000 $235,000 $4,121 5.63%
Mountain Home, ID (FHA|USDA|VA) 5 $915,000 $183,000 $4,832 5.30%
WAUSAU-WESTON, WI (FHA|USDA|VA) 6 $910,000 $151,667 $3,393 5.32%
Blackfoot, ID (FHA|USDA|VA) 4 $910,000 $227,500 $7,060 4.77%
Del Rio, TX (FHA|USDA|VA) 5 $905,000 $181,000 $5,688 4.61%
La Grande, OR (FHA|USDA|VA) 5 $905,000 $181,000 $4,542 4.68%
VALDOSTA, GA (FHA|USDA|VA) 6 $900,000 $150,000 $3,445 4.64%
TWIN FALLS, ID (FHA|USDA|VA) 5 $895,000 $179,000 $6,490 4.63%
Stillwater, OK (FHA|USDA|VA) 5 $875,000 $175,000 $4,933 4.26%
BRUNSWICK, GA (FHA|USDA|VA) 4 $870,000 $217,500 $7,087 4.51%
Craig, CO (FHA|USDA|VA) 6 $870,000 $145,000 $6,022 5.06%
Greensburg, IN (FHA|USDA|VA) 9 $865,000 $96,111 $2,838 5.41%
Cambridge, MD (FHA|USDA|VA) 5 $865,000 $173,000 $5,709 4.63%
Lock Haven, PA (FHA|USDA|VA) 5 $855,000 $171,000 $4,468 4.43%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $845,000 $169,000 $3,076 4.53%
AMES, IA (FHA|USDA|VA) 4 $840,000 $210,000 $4,684 4.53%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 4 $840,000 $210,000 $53,005 4.16%
Atchison, KS (FHA|USDA|VA) 7 $835,000 $119,286 $2,892 5.09%
Marion, OH (FHA|USDA|VA) 9 $835,000 $92,778 $3,241 5.36%
Clinton, IA (FHA|USDA|VA) 4 $830,000 $207,500 $5,226 5.16%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $830,000 $207,500 $2,676 5.25%
Albemarle, NC (FHA|USDA|VA) 4 $830,000 $207,500 $4,714 4.81%
Stevens Point, WI (FHA|USDA|VA) 6 $820,000 $136,667 $4,420 4.83%
ABILENE, TX (FHA|USDA|VA) 7 $815,000 $116,429 $4,503 4.60%
COLUMBIA, MO (FHA|USDA|VA) 5 $815,000 $163,000 $3,919 4.64%
Washington Court House, OH (FHA|USDA|VA) 5 $815,000 $163,000 $6,255 4.46%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $805,000 $161,000 $4,450 5.00%
KOKOMO, IN (FHA|USDA|VA) 8 $800,000 $100,000 $2,553 4.55%
Greeneville, TN (FHA|USDA|VA) 7 $795,000 $113,571 $5,085 5.05%
LIMA, OH (FHA|USDA|VA) 7 $795,000 $113,571 $4,376 4.84%
Crescent City, CA (FHA|USDA|VA) 3 $795,000 $265,000 $9,515 4.35%
Somerset, PA (FHA|USDA|VA) 3 $785,000 $261,667 $4,488 4.58%
ALBANY, GA (FHA|USDA|VA) 5 $765,000 $153,000 $5,311 5.02%
Wilmington, OH (FHA|USDA|VA) 7 $765,000 $109,286 $4,248 5.05%
Marion, IN (FHA|USDA|VA) 6 $760,000 $126,667 $4,074 4.66%
Farmington, MO (FHA|USDA|VA) 6 $760,000 $126,667 $4,253 4.99%
Selinsgrove, PA (FHA|USDA|VA) 3 $755,000 $251,667 $5,499 4.63%
Ada, OK (FHA|USDA|VA) 7 $745,000 $106,429 $3,772 5.11%
Warrensburg, MO (FHA|USDA|VA) 5 $745,000 $149,000 $5,103 4.90%
JOPLIN, MO (FHA|USDA|VA) 8 $740,000 $92,500 $3,103 5.11%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 7 $735,000 $105,000 $4,017 4.68%
Corsicana, TX (FHA|USDA|VA) 3 $725,000 $241,667 $6,507 5.00%
Lufkin, TX (FHA|USDA|VA) 4 $720,000 $180,000 $6,310 4.29%
Laurinburg, NC (FHA|USDA|VA) 6 $710,000 $118,333 $4,362 4.63%
FARMINGTON, NM (FHA|USDA|VA) 4 $710,000 $177,500 $3,077 5.81%
Huntingdon, PA (FHA|USDA|VA) 5 $705,000 $141,000 $5,087 4.09%
Sunbury, PA (FHA|USDA|VA) 3 $705,000 $235,000 $6,015 4.41%
Alexandria, MN (FHA|USDA|VA) 2 $700,000 $350,000 $5,693 4.44%
Cedartown, GA (FHA|USDA|VA) 5 $685,000 $137,000 $3,000 6.59%
Van Wert, OH (FHA|USDA|VA) 7 $685,000 $97,857 $4,920 4.86%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $680,000 $113,333 $4,374 4.87%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $675,000 $225,000 $5,082 5.00%
Owatonna, MN (FHA|USDA|VA) 4 $670,000 $167,500 $4,573 4.63%
Vidalia, GA (FHA|USDA|VA) 4 $670,000 $167,500 $5,387 4.79%
Big Rapids, MI (FHA|USDA|VA) 6 $670,000 $111,667 $2,268 5.23%
JOHNSTOWN, PA (FHA|USDA|VA) 5 $665,000 $133,000 $4,727 4.68%
Nogales, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $6,083 4.63%
Searcy, AR (FHA|USDA|VA) 5 $665,000 $133,000 $4,189 5.10%
Bluefield, WV-VA (FHA|USDA|VA) 2 $660,000 $330,000 $9,451 4.50%
IOWA CITY, IA (FHA|USDA|VA) 2 $650,000 $325,000 $10,559 3.94%
Brevard, NC (FHA|USDA|VA) 3 $645,000 $215,000 $5,208 4.68%
KINGSTON, NY (FHA|USDA|VA) 3 $645,000 $215,000 $6,176 4.86%
Burley, ID (FHA|USDA|VA) 3 $645,000 $215,000 $6,427 4.67%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 4 $640,000 $160,000 $5,021 4.76%
Bay City, TX (FHA|USDA|VA) 4 $630,000 $157,500 $5,011 5.19%
Muscatine, IA (FHA|USDA|VA) 5 $625,000 $125,000 $3,385 4.76%
MANSFIELD, OH (FHA|USDA|VA) 4 $610,000 $152,500 $5,789 4.97%
Fort Payne, AL (FHA|USDA|VA) 4 $610,000 $152,500 $5,240 4.64%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $605,000 $201,667 $5,430 4.38%
Lincoln, IL (FHA|USDA|VA) 4 $600,000 $150,000 $5,941 4.97%
Alice, TX (FHA|USDA|VA) 3 $595,000 $198,333 $5,266 4.33%
Fremont, OH (FHA|USDA|VA) 4 $590,000 $147,500 $4,742 5.91%
Lumberton, NC (FHA|USDA|VA) 5 $585,000 $117,000 $4,213 4.98%
Houghton, MI (FHA|USDA|VA) 3 $575,000 $191,667 $5,638 5.83%
Roswell, NM (FHA|USDA|VA) 3 $575,000 $191,667 $6,757 6.29%
Barre, VT (FHA|USDA|VA) 4 $570,000 $142,500 $3,132 4.41%
ENID, OK (FHA|USDA|VA) 4 $570,000 $142,500 $3,520 4.91%
WHEELING, WV-OH (FHA|USDA|VA) 3 $565,000 $188,333 $5,538 4.73%
SAGINAW, MI (FHA|USDA|VA) 5 $555,000 $111,000 $2,985 5.28%
Washington, IN (FHA|USDA|VA) 2 $550,000 $275,000 $1,747 4.44%
MIDLAND, MI (FHA|USDA|VA) 5 $545,000 $109,000 $3,293 5.10%
Pearsall, TX (FHA|USDA|VA) 4 $540,000 $135,000 $5,887 4.62%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $540,000 $270,000 $6,702 4.48%
Sturgis, MI (FHA|USDA|VA) 3 $535,000 $178,333 $4,195 4.83%
Bartlesville, OK (FHA|USDA|VA) 4 $530,000 $132,500 $6,804 4.69%
Rochelle, IL (FHA|USDA|VA) 4 $530,000 $132,500 $3,626 4.94%
Othello, WA (FHA|USDA|VA) 2 $530,000 $265,000 $3,695 4.75%
Decatur, IN (FHA|USDA|VA) 5 $525,000 $105,000 $2,799 4.77%
Port Lavaca, TX (FHA|USDA|VA) 1 $525,000 $525,000 $5,964 4.88%
Mount Airy, NC (FHA|USDA|VA) 4 $520,000 $130,000 $4,828 5.42%
Portsmouth, OH (FHA|USDA|VA) 4 $520,000 $130,000 $3,329 5.13%
Coldwater, MI (FHA|USDA|VA) 3 $515,000 $171,667 $4,247 4.67%
DUBUQUE, IA (FHA|USDA|VA) 3 $515,000 $171,667 $1,634 4.13%
LAWTON, OK (FHA|USDA|VA) 4 $510,000 $127,500 $3,530 4.66%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $510,000 $255,000 $4,008 5.69%
ROME, GA (FHA|USDA|VA) 3 $505,000 $168,333 $4,395 4.47%
Brainerd, MN (FHA|USDA|VA) 3 $505,000 $168,333 $3,083 5.13%
Chillicothe, OH (FHA|USDA|VA) 4 $500,000 $125,000 $3,597 4.44%
OWENSBORO, KY (FHA|USDA|VA) 6 $500,000 $83,333 $3,353 5.28%
GADSDEN, AL (FHA|USDA|VA) 4 $500,000 $125,000 $5,061 4.97%
Batesville, AR (FHA|USDA|VA) 2 $490,000 $245,000 $3,831 4.12%
Harrison, AR (FHA|USDA|VA) 2 $490,000 $245,000 $2,630 4.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $485,000 $97,000 $4,756 5.20%
Bardstown, KY (FHA|USDA|VA) 3 $485,000 $161,667 $3,876 4.82%
Calhoun, GA (FHA|USDA|VA) 3 $475,000 $158,333 $4,678 4.80%
Mount Pleasant, TX (FHA|USDA|VA) 3 $475,000 $158,333 $5,064 4.42%
Newberry, SC (FHA|USDA|VA) 3 $475,000 $158,333 $5,478 4.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $470,000 $235,000 $5,595 4.38%
Peru, IN (FHA|USDA|VA) 2 $470,000 $235,000 $2,929 4.54%
Glasgow, KY (FHA|USDA|VA) 4 $470,000 $117,500 $3,856 4.50%
DANVILLE, IL (FHA|USDA|VA) 6 $470,000 $78,333 $2,624 5.36%
Iron Mountain, MI-WI (FHA|USDA|VA) 2 $470,000 $235,000 $2,766 5.48%
Laurel, MS (FHA|USDA|VA) 5 $465,000 $93,000 $3,507 5.54%
Roanoke Rapids, NC (FHA|USDA|VA) 3 $465,000 $155,000 $3,403 4.94%
El Campo, TX (FHA|USDA|VA) 3 $465,000 $155,000 $5,025 4.50%
Seneca, SC (FHA|USDA|VA) 3 $445,000 $148,333 $3,700 4.71%
Gillette, WY (FHA|USDA|VA) 2 $440,000 $220,000 $5,663 5.06%
Mitchell, SD (FHA|USDA|VA) 4 $440,000 $110,000 $3,773 4.51%
Dickinson, ND (FHA|USDA|VA) 2 $430,000 $215,000 $4,062 4.94%
Kingsville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $4,943 5.06%
Ruston, LA (FHA|USDA|VA) 2 $430,000 $215,000 $5,648 4.69%
Paragould, AR (FHA|USDA|VA) 3 $425,000 $141,667 $4,807 4.90%
HINESVILLE, GA (FHA|USDA|VA) 2 $420,000 $210,000 $6,853 4.68%
Starkville, MS (FHA|USDA|VA) 2 $420,000 $210,000 $5,829 4.94%
Mount Sterling, KY (FHA|USDA|VA) 4 $420,000 $105,000 $5,634 4.97%
Ponca City, OK (FHA|USDA|VA) 4 $410,000 $102,500 $3,592 4.78%
Beeville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $7,080 4.44%
Jacksonville, TX (FHA|USDA|VA) 4 $400,000 $100,000 $3,514 4.99%
Albertville, AL (FHA|USDA|VA) 3 $395,000 $131,667 $2,824 4.43%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $390,000 $195,000 $2,948 4.31%
Taos, NM (FHA|USDA|VA) 2 $390,000 $195,000 $2,052 4.90%
Cullowhee, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,155 4.81%
Mineral Wells, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,065 4.93%
Pierre, SD (FHA|USDA|VA) 2 $380,000 $190,000 $4,449 4.69%
Brownwood, TX (FHA|USDA|VA) 2 $380,000 $190,000 $7,933 4.06%
Palestine, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,691 4.94%
FLORENCE, SC (FHA|USDA|VA) 4 $380,000 $95,000 $4,222 5.56%
Silver City, NM (FHA|USDA|VA) 2 $380,000 $190,000 $3,502 5.15%
Mount Pleasant, MI (FHA|USDA|VA) 3 $375,000 $125,000 $5,500 5.36%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $370,000 $185,000 $6,728 4.41%
Bemidji, MN (FHA|USDA|VA) 2 $370,000 $185,000 $3,627 4.06%
Batavia, NY (FHA|USDA|VA) 2 $370,000 $185,000 $6,207 4.63%
Ashland, OH (FHA|USDA|VA) 4 $370,000 $92,500 $4,850 4.38%
Gaffney, SC (FHA|USDA|VA) 3 $365,000 $121,667 $3,715 4.83%
Elk City, OK (FHA|USDA|VA) 3 $365,000 $121,667 $4,060 5.00%
BANGOR, ME (FHA|USDA|VA) 2 $360,000 $180,000 $6,081 4.44%
Grand Rapids, MN (FHA|USDA|VA) 2 $360,000 $180,000 $6,521 6.38%
Cookeville, TN (FHA|USDA|VA) 3 $355,000 $118,333 $3,975 5.17%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $350,000 $87,500 $3,405 6.00%
Newport, TN (FHA|USDA|VA) 2 $350,000 $175,000 $3,807 4.56%
Los Alamos, NM (FHA|USDA|VA) 1 $345,000 $345,000 $5,615 4.63%
New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $345,000 $115,000 $3,986 4.58%
Opelousas, LA (FHA|USDA|VA) 3 $345,000 $115,000 $4,874 5.29%
Shawnee, OK (FHA|USDA|VA) 3 $345,000 $115,000 $4,876 4.52%
Defiance, OH (FHA|USDA|VA) 4 $340,000 $85,000 $3,711 4.56%
Dyersburg, TN (FHA|USDA|VA) 4 $340,000 $85,000 $5,224 5.14%
Camden, AR (FHA|USDA|VA) 2 $340,000 $170,000 $3,875 4.50%
North Vernon, IN (FHA|USDA|VA) 3 $335,000 $111,667 $2,780 5.42%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $335,000 $335,000 $6,891 4.30%
Jasper, AL (FHA|USDA|VA) 3 $335,000 $111,667 $4,899 5.03%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $335,000 $111,667 $3,230 6.08%
Tiffin, OH (FHA|USDA|VA) 2 $330,000 $165,000 $6,017 5.00%
Huntsville, TX (FHA|USDA|VA) 2 $330,000 $165,000 $4,692 4.50%
Wabash, IN (FHA|USDA|VA) 3 $325,000 $108,333 $3,580 4.69%
Tifton, GA (FHA|USDA|VA) 1 $325,000 $325,000 $9,716 8.75%
Sterling, CO (FHA|USDA|VA) 2 $320,000 $160,000 $6,389 5.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $320,000 $160,000 $4,071 5.93%
Hannibal, MO (FHA|USDA|VA) 2 $320,000 $160,000 $4,053 4.93%
Rockport, TX (FHA|USDA|VA) 2 $320,000 $160,000 $3,009 4.94%
Olean, NY (FHA|USDA|VA) 3 $315,000 $105,000 $3,957 4.91%
McMinnville, TN (FHA|USDA|VA) 2 $310,000 $155,000 $4,267 4.25%
New Castle, PA (FHA|USDA|VA) 2 $310,000 $155,000 $7,347 5.31%
Findlay, OH (FHA|USDA|VA) 1 $305,000 $305,000 $10,174 4.25%
Ashtabula, OH (FHA|USDA|VA) 3 $305,000 $101,667 $4,375 5.22%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $300,000 $150,000 $3,561 4.19%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $300,000 $150,000 $3,915 4.75%
Marietta, OH (FHA|USDA|VA) 2 $300,000 $150,000 $2,496 4.70%
SAN ANGELO, TX (FHA|USDA|VA) 2 $300,000 $150,000 $6,617 4.71%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $300,000 $150,000 $4,239 4.91%
Deming, NM (FHA|USDA|VA) 2 $300,000 $150,000 $6,488 4.00%
Sanford, NC (FHA|USDA|VA) 3 $295,000 $98,333 $3,178 4.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $295,000 $295,000 $6,815 4.70%
DECATUR, AL (FHA|USDA|VA) 2 $290,000 $145,000 $4,868 4.37%
Columbus, MS (FHA|USDA|VA) 1 $285,000 $285,000 $8,848 4.99%
Forest City, NC (FHA|USDA|VA) 1 $285,000 $285,000 $13,860 4.88%
Oil City, PA (FHA|USDA|VA) 1 $285,000 $285,000 $11,627 4.50%
Duncan, OK (FHA|USDA|VA) 3 $285,000 $95,000 $4,176 4.83%
McAlester, OK (FHA|USDA|VA) 1 $275,000 $275,000 $2,707 4.88%
Cleveland, MS (FHA|USDA|VA) 1 $275,000 $275,000 $5,054 5.00%
Manitowoc, WI (FHA|USDA|VA) 2 $270,000 $135,000 $2,145 4.78%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,510 5.13%
Dixon, IL (FHA|USDA|VA) 3 $265,000 $88,333 $4,549 5.16%
DECATUR, IL (FHA|USDA|VA) 3 $265,000 $88,333 $2,847 4.73%
Spearfish, SD (FHA|USDA|VA) 1 $265,000 $265,000 $3,664 4.75%
Sault Ste. Marie, MI (FHA|USDA|VA) 3 $265,000 $88,333 $2,797 5.08%
Atmore, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,291 5.50%
Norfolk, NE (FHA|USDA|VA) 2 $260,000 $130,000 $5,220 4.63%
Paducah, KY-IL (FHA|USDA|VA) 3 $255,000 $85,000 $3,352 4.69%
Freeport, IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,861 4.75%
Menomonie, WI (FHA|USDA|VA) 1 $255,000 $255,000 $2,191 4.50%
Malvern, AR (FHA|USDA|VA) 2 $250,000 $125,000 $5,383 5.56%
Orangeburg, SC (FHA|USDA|VA) 2 $250,000 $125,000 $4,305 4.31%
Meridian, MS (FHA|USDA|VA) 2 $250,000 $125,000 $4,327 4.06%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $245,000 $81,667 $2,894 5.17%
Altus, OK (FHA|USDA|VA) 1 $245,000 $245,000 $9,109 4.45%
EspaƱola, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,894 4.25%
Statesboro, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,433 4.13%
Murray, KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,188 4.63%
Willmar, MN (FHA|USDA|VA) 2 $230,000 $115,000 $2,384 4.50%
Gallup, NM (FHA|USDA|VA) 1 $225,000 $225,000 $10,423 4.50%
Juneau, AK (FHA|USDA|VA) 1 $225,000 $225,000 $4,410 4.13%
Seymour, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,575 5.25%
Union City, TN (FHA|USDA|VA) 2 $220,000 $110,000 $3,790 3.88%
Moscow, ID (FHA|USDA|VA) 1 $215,000 $215,000 $9,131 4.75%
Rolla, MO (FHA|USDA|VA) 1 $215,000 $215,000 $8,359 3.75%
Maysville, KY (FHA|USDA|VA) 1 $215,000 $215,000 $7,132 4.63%
Snyder, TX (FHA|USDA|VA) 2 $210,000 $105,000 $3,850 4.43%
Richmond-Berea, KY (FHA|USDA|VA) 2 $210,000 $105,000 $1,817 5.44%
Pecos, TX (FHA|USDA|VA) 1 $205,000 $205,000 $6,050 4.88%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $5,565 3.99%
Uvalde, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.88%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,527 4.50%
Danville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $3,067 4.75%
Greenville, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,585 4.38%
Toccoa, GA (FHA|USDA|VA) 2 $200,000 $100,000 $5,958 4.50%
Logansport, IN (FHA|USDA|VA) 2 $200,000 $100,000 $2,166 5.50%
Wilson, NC (FHA|USDA|VA) 2 $200,000 $100,000 $4,051 6.00%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $200,000 $100,000 $3,203 4.88%
Paris, TN (FHA|USDA|VA) 1 $195,000 $195,000 $5,673 3.75%
Aberdeen, SD (FHA|USDA|VA) 1 $195,000 $195,000 $6,824 4.25%
Madison, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,371 4.95%
Stephenville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,298 5.00%
Winona, MN (FHA|USDA|VA) 1 $195,000 $195,000 $5,074 3.75%
Kinston, NC (FHA|USDA|VA) 2 $190,000 $95,000 $3,993 4.94%
Quincy, IL-MO (FHA|USDA|VA) 2 $190,000 $95,000 $3,937 4.56%
Milledgeville, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,921 5.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,444 4.20%
Clovis, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,275 5.00%
Austin, MN (FHA|USDA|VA) 1 $185,000 $185,000 $7,697 4.50%
Sayre, PA (FHA|USDA|VA) 2 $180,000 $90,000 $6,505 4.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $180,000 $90,000 $4,153 3.85%
Watertown, SD (FHA|USDA|VA) 1 $175,000 $175,000 $4,526 4.20%
Martinsville, VA (FHA|USDA|VA) 1 $175,000 $175,000 $6,185 4.55%
Ludington, MI (FHA|USDA|VA) 1 $175,000 $175,000 $9,255 4.13%
BAY CITY, MI (FHA|USDA|VA) 2 $170,000 $85,000 $4,556 5.29%
Meadville, PA (FHA|USDA|VA) 2 $170,000 $85,000 $4,907 4.85%
Weatherford, OK (FHA|USDA|VA) 2 $170,000 $85,000 $3,120 4.88%
Macomb, IL (FHA|USDA|VA) 3 $165,000 $55,000 $2,437 5.08%
Pontiac, IL (FHA|USDA|VA) 1 $165,000 $165,000 $5,854 4.75%
Magnolia, AR (FHA|USDA|VA) 1 $165,000 $165,000 $6,309 3.75%
Plattsburgh, NY (FHA|USDA|VA) 1 $155,000 $155,000 $8,533 4.38%
Selma, AL (FHA|USDA|VA) 1 $155,000 $155,000 $6,124 4.38%
Alpena, MI (FHA|USDA|VA) 2 $150,000 $75,000 $3,017 4.69%
Wooster, OH (FHA|USDA|VA) 2 $150,000 $75,000 $3,453 5.20%
Bradford, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,809 4.38%
Paris, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,703 3.99%
Somerset, KY (FHA|USDA|VA) 1 $145,000 $145,000 $6,913 4.88%
Lewistown, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,384 5.13%
Coffeyville, KS (FHA|USDA|VA) 2 $140,000 $70,000 $4,481 5.44%
Keene, NH (FHA|USDA|VA) 1 $135,000 $135,000 $3,393 3.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $135,000 $135,000 $7,789 4.50%
Tahlequah, OK (FHA|USDA|VA) 1 $135,000 $135,000 $5,389 5.00%
Enterprise, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,021 5.55%
Taylorville, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,548 4.63%
DOTHAN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,173 4.38%
Rutland, VT (FHA|USDA|VA) 1 $135,000 $135,000 $4,788 4.75%
Oneonta, NY (FHA|USDA|VA) 1 $135,000 $135,000 $6,131 4.25%
Big Stone Gap, VA (FHA|USDA|VA) 1 $135,000 $135,000 $6,762 4.99%
Hastings, NE (FHA|USDA|VA) 1 $135,000 $135,000 $3,368 4.63%
Boone, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,925 5.25%
MANKATO, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,816 4.13%
Safford, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $2,265 5.38%
Plymouth, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,453 4.50%
Jesup, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,728 4.25%
Oxford, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,071 5.75%
Norwalk, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,070 4.13%
Scottsboro, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,795 4.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,770 4.45%
Middlesborough, KY (FHA|USDA|VA) 2 $120,000 $60,000 $3,333 4.31%
Washington, NC (FHA|USDA|VA) 2 $120,000 $60,000 $4,180 5.75%
Sedalia, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,205 5.25%
Marquette, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.85%
Levelland, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,279 4.63%
North Wilkesboro, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,006 4.50%
Brownsville, TN (FHA|USDA|VA) 2 $110,000 $55,000 $3,809 4.75%
Bennettsville, SC (FHA|USDA|VA) 2 $110,000 $55,000 $2,209 5.00%
Eagle Pass, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,983 6.50%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,160 4.90%
West Plains, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,768 4.63%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $1,830 5.75%
Albert Lea, MN (FHA|USDA|VA) 1 $105,000 $105,000 $6,527 4.50%
Danville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,253 5.85%
Martin, TN (FHA|USDA|VA) 1 $95,000 $95,000 $5,342 4.50%
Marshall, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,081 5.05%
Clewiston, FL (FHA|USDA|VA) 1 $95,000 $95,000 $2,941 5.50%
Portales, NM (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.88%
PINE BLUFF, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,641 5.38%
Mexico, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,998 4.38%
Cortland, NY (FHA|USDA|VA) 1 $95,000 $95,000 $5,061 5.25%
Greenwood, SC (FHA|USDA|VA) 1 $95,000 $95,000 $1,783 5.20%
MANHATTAN, KS (FHA|USDA|VA) 1 $95,000 $95,000 $2,500 5.50%
Seneca Falls, NY (FHA|USDA|VA) 1 $85,000 $85,000 $3,378 5.13%
Sandusky, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,500 4.75%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,264 5.20%
Douglas, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,774 5.05%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,748 5.20%
Andrews, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,937 3.99%
Liberal, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,816 4.25%
Summerville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $1,985 5.20%
Arkadelphia, AR (FHA|USDA|VA) 1 $75,000 $75,000 $4,444 4.88%
West Point, MS (FHA|USDA|VA) 1 $65,000 $65,000 $2,840 4.13%
Shawano, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.38%
Susanville, CA (FHA|USDA|VA) 1 $65,000 $65,000 $3,282 4.95%
Maryville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,386 4.50%
Pampa, TX (FHA|USDA|VA) 1 $65,000 $65,000 $6,016 4.63%
Winfield, KS (FHA|USDA|VA) 1 $65,000 $65,000 $1,622 5.13%
Amsterdam, NY (FHA|USDA|VA) 1 $65,000 $65,000 $3,817 3.63%
Parsons, KS (FHA|USDA|VA) 1 $55,000 $55,000 $3,012 5.25%
Ozark, AL (FHA|USDA|VA) 1 $55,000 $55,000 $2,744 4.38%
London, KY (FHA|USDA|VA) 1 $55,000 $55,000 $3,694 4.25%
Marinette, WI-MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,678 4.63%
Indiana, PA (FHA|USDA|VA) 1 $45,000 $45,000 $3,934 6.25%
Jasper, IN (FHA|USDA|VA) 1 $35,000 $35,000 $2,064 4.50%
Caliber Home Loans's top markets include Seattle, Washington, Los Angeles, Miami, and New York among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CALIBER HOME LOANS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Westport Federal Credit Union
    Similarity Rank: 23
    PAWTUCKET
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    PCSB Bank
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    Bank of Easton
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 59,343 $17,537,725,000 $295,531 $5,050 4.95%
    FHA 22,673 $5,027,665,000 $221,747 $7,778 4.80%
    VA 10,059 $3,250,335,000 $323,127 $8,138 4.48%
    USDA 2,010 $321,930,000 $160,164 $4,935 4.70%
    FHA 43 $9,875,000 $229,651 $0 2.68%
    HELOC 1 $85,000 $85,000 n/a 3.74%

    For 2018, Caliber Home Loans's most frequently originated type of loan was Conventional, with 59,343 originations. Their 2nd most popular type was FHA, with 22,673 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 74,270 $20,447,810,000 $275,317 $6,118 4.88%
    Cash Out Refi 13,190 $3,709,870,000 $281,264 $6,174 4.84%
    Refi 6,600 $1,980,240,000 $300,036 $5,087 4.62%
    Other 69 $9,695,000 $140,507 $1,496 5.76%

    For 2018, Caliber Home Loans's most frequently cited loan purpose was Home Purchase, with 74,270 originations. The 2nd most popular reason was Cash Out Refi, with 13,190 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 88,560 $24,991,650,000 $282,200 $6,158 4.89%
    15 Year 3,998 $824,090,000 $206,126 $4,334 4.23%
    20 Year 963 $209,695,000 $217,752 $4,268 4.54%
    Other 384 $91,430,000 $238,099 $5,211 4.31%
    10 Year 219 $29,775,000 $135,959 $3,391 4.35%
    30+ year 5 $975,000 $195,000 $900 4.39%

    For 2018, Caliber Home Loans's most frequently cited loan duration was 30 Year, with 88,560 originations. The 2nd most popular length was 15 Year, with 3,998 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 36,447 $10,118,065,000 $277,610
    $<1k 29,007 $7,059,575,000 $243,375
    $2k-3k 9,667 $2,397,915,000 $248,052
    $5k+ 7,239 $3,380,195,000 $466,942
    $3k-4k 6,208 $1,682,350,000 $270,997
    $4k-5k 3,808 $1,211,800,000 $318,225

    Caliber Home Loans's average total fees were $6,158, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 36,447 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 59,611 $17,143,685,000 $287,593
    5-6% 25,886 $6,310,940,000 $243,797
    3-4% 6,353 $1,868,265,000 $294,076
    6-7% 1,134 $475,230,000 $419,074
    7-8% 652 $227,840,000 $349,448
    Over 8% 437 $109,555,000 $250,698
    <2.5% 39 $7,715,000 $197,821
    2.5-3% 16 $4,370,000 $273,125

    During 2018, Caliber Home Loans's average interest rate for loans was 4.89%, while their most frequently originated rate bucket for loans was 4-5%, with 59,611 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 40,484 $11,392,670,000 $281,412 $6,353 4.80%
    $100k-200k 29,477 $4,482,405,000 $152,064 $4,681 4.91%
    $400k-600k 12,339 $5,836,775,000 $473,035 $7,904 4.77%
    $100,000 or less 6,956 $519,380,000 $74,666 $3,377 5.09%
    $600k-1MM 4,143 $2,933,405,000 $708,039 $10,024 4.85%
    $1MM+ 730 $982,980,000 $1,346,548 $13,603 5.06%

    2018 saw Caliber Home Loans place emphasis on $200k-400k loans with 40,484 originations, totaling $11,392,670,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 24,290 $5,098,960,000 $209,920 $5,724 4.85%
    $100k-150k 19,244 $6,463,930,000 $335,893 $6,678 4.83%
    $50k or less 17,248 $2,458,190,000 $142,520 $4,688 4.89%
    $75k-100k 17,082 $4,577,410,000 $267,967 $6,282 4.83%
    $150k-250k 11,150 $4,709,250,000 $422,354 $6,835 4.87%
    $250k+ 4,449 $2,643,395,000 $594,155 $7,653 4.97%

    Caliber Home Loans lent most frequently to those with incomes in the $50k-75k range, with 24,290 originations. The second most popular income band? $100k-150k, with 19,244 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 14,028 $3,787,740,000 $270,013 $5,494 4.85%
    20-30% 12,150 $3,151,970,000 $259,421 $5,106 4.79%
    50-60% 10,375 $2,941,575,000 $283,525 $8,341 4.77%
    49% 5,329 $1,516,985,000 $284,666 $6,117 4.90%
    44% 4,732 $1,306,450,000 $276,088 $6,130 4.95%
    42% 4,136 $1,314,290,000 $317,768 $6,221 4.92%
    43% 4,023 $1,090,125,000 $270,973 $5,935 4.92%
    48% 3,987 $1,135,955,000 $284,915 $6,128 4.90%
    45% 3,774 $1,042,110,000 $276,129 $6,100 4.89%
    47% 3,773 $1,066,875,000 $282,766 $6,156 4.89%
    40% 3,762 $1,068,550,000 $284,038 $5,759 4.90%
    41% 3,727 $1,094,455,000 $293,656 $6,104 4.92%
    46% 3,719 $1,032,645,000 $277,667 $6,277 4.90%
    39% 3,525 $994,125,000 $282,021 $5,804 4.90%
    38% 3,275 $919,155,000 $280,658 $5,758 4.87%
    37% 3,017 $839,345,000 $278,205 $5,684 4.87%
    <20% 2,984 $720,310,000 $241,391 $4,775 4.76%
    36% 2,944 $819,870,000 $278,488 $5,596 4.86%
    >60% 411 $162,505,000 $395,389 $9,075 4.43%

    Caliber Home Loans lent most frequently to those with DTI ratios of 30-36%, with 14,028 originations. The next most common DTI ratio? 20-30%, with 12,150 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 70,224 $18,941,020,000 $269,723 $5,899 4.86%
    Not provided 9,637 $2,959,785,000 $307,127 $6,241 4.84%
    Asian 6,480 $2,207,810,000 $340,711 $6,572 4.77%
    Black 6,441 $1,616,575,000 $250,982 $6,812 4.94%
    American Indian 543 $143,235,000 $263,785 $6,395 4.87%
    Native Hawaiian or Islander 314 $115,610,000 $368,185 $7,640 4.76%
    Other Asian 151 $45,275,000 $299,834 $6,261 5.01%
    Asian Indian 89 $33,495,000 $376,348 $5,781 4.83%
    Filipino 90 $30,730,000 $341,444 $7,705 4.89%
    Chinese 40 $13,160,000 $329,000 $5,826 4.82%
    Japanese 27 $11,865,000 $439,444 $6,902 4.89%
    Other Pacific Islander 39 $11,035,000 $282,949 $6,770 4.89%
    Korean 28 $9,190,000 $328,214 $5,439 4.88%
    Vietnamese 23 $7,765,000 $337,609 $5,330 4.80%
    Not applicable 1 $465,000 $465,000 $12,957 4.25%
    Guamanian 1 $355,000 $355,000 $11,480 5.25%
    Samoan 1 $245,000 $245,000 $3,515 5.25%

    Approval Rates

    Total approvals of all applications
    91.81%

    Caliber Home Loans has an average approval rate.

    Pick Rate

    Approvals leading to origination
    68.40%

    Caliber Home Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 94,129 $26,147,615,000 $277,785

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 1,753 $276,935,000 $157,978
    Single Family (1-4 Units):Site-Built 92,376 $25,870,680,000 $280,058

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,946 $406,740,000 $209,013 $4,245 4.67%
    40-60% 5,883 $1,613,505,000 $274,266 $4,816 4.68%
    60-80% 24,465 $7,359,495,000 $300,817 $5,374 4.92%
    80-100% 58,735 $15,840,445,000 $269,693 $6,254 4.86%
    Over 100% 2,753 $883,795,000 $321,030 $11,748 4.54%
    Under 20% 273 $32,885,000 $120,458 $2,921 5.03%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Caliber Home Loans, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 9 2.5%
    Caliber Home Loans, Inc. Conventional home mortgage Closing on a mortgage 7 1.9%
    Caliber Home Loans, Inc. Conventional home mortgage Incorrect information on your report 2 0.6%
    Caliber Home Loans, Inc. Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 3 0.8%
    Caliber Home Loans, Inc. Conventional home mortgage Struggling to pay mortgage 61 16.9%
    Caliber Home Loans, Inc. Conventional home mortgage Trouble during payment process 115 31.9%
    Caliber Home Loans, Inc. FHA mortgage Applying for a mortgage or refinancing an existing mortgage 5 1.4%
    Caliber Home Loans, Inc. FHA mortgage Closing on a mortgage 6 1.7%
    Caliber Home Loans, Inc. FHA mortgage Incorrect information on your report 2 0.6%
    Caliber Home Loans, Inc. FHA mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.3%
    Caliber Home Loans, Inc. FHA mortgage Struggling to pay mortgage 38 10.5%
    Caliber Home Loans, Inc. FHA mortgage Trouble during payment process 29 8.0%
    Caliber Home Loans, Inc. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 0.3%
    Caliber Home Loans, Inc. Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 0.6%
    Caliber Home Loans, Inc. Home equity loan or line of credit (HELOC) Trouble during payment process 5 1.4%
    Caliber Home Loans, Inc. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 6 1.7%
    Caliber Home Loans, Inc. Other type of mortgage Closing on a mortgage 8 2.2%
    Caliber Home Loans, Inc. Other type of mortgage Struggling to pay mortgage 23 6.4%
    Caliber Home Loans, Inc. Other type of mortgage Trouble during payment process 21 5.8%
    Caliber Home Loans, Inc. VA mortgage Closing on a mortgage 1 0.3%
    Caliber Home Loans, Inc. VA mortgage Struggling to pay mortgage 5 1.4%
    Caliber Home Loans, Inc. VA mortgage Trouble during payment process 11 3.0%