Artisans' Bank Mortgage Rates, Fees & Info
Wilmington, DELEI: 549300JPU10TNVWFRE67
Tax ID: 51-0002130
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Mortgage Data
Review & Overview
Artisans' Bank is a smaller bank specializing in Home Purchase loans. Artisans' Bank has a high proportion of conventional loans. Their top markets by origination volume include: Philadelphia, Salisbury, Dover, Baltimore, and East Stroudsburg among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Artisans' Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
134Origination Dollar Volume (All Markets)
$30,440,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 88 | $15,770,000 | $179,205 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 36 | $12,810,000 | $355,833 | $0 | 0.00% |
| DOVER, DE (FHA|USDA|VA) | 8 | $980,000 | $122,500 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 134 | $30,440,000 | $227,164 | $0 | 0.00% |
For 2023, Artisans' Bank's most frequently originated type of loan was Conventional, with 134 originations.
Loan Reason
For 2023, Artisans' Bank's most frequently cited loan purpose was Home Purchase, with 60 originations. The 2nd most popular reason was Home Improvement, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 134 | $30,440,000 | $227,164 | $0 | 0.00% |
For 2023, Artisans' Bank's most frequently cited loan duration was Other, with 134 originations.
Loan Sizing
2023 saw Artisans' Bank place emphasis on $100,000 or less loans with 57 originations, totaling $2,565,000 in origination value.
Applicant Income
Artisans' Bank lent most frequently to those with incomes in the $100k-150k range, with 28 originations. The second most popular income band? $150k-250k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 134 | $30,440,000 | $227,164 | $0 | 0.00% |
Artisans' Bank lent most frequently to those with DTI ratios of Exempt%, with 134 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.34%
Artisans' Bank has an average approval rate.
Pick Rate
Approvals leading to origination90.30%
Artisans' Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 134 | $30,440,000 | $227,164 |