Delaware Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Delaware averaged 6.78% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.9% and one month ago for the week of 2025-03-06, the average rate was 6.59%.

Delaware's average rate one year ago was 6.68%.

For refis of the same type during the week of 2025-04-10, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Delaware 30 Year Fixed Rate 2025-04-10 6.78%
Delaware 30 Year Fixed Rate Refi 2025-04-10 6.72%
Delaware 15 Year Fixed Rate 2025-04-10 6.14%
Delaware 15 Year Fixed Rate Refi 2025-04-10 5.35%
Delaware 30 Year FHA 2025-04-10 6.41%
Delaware 30 Year FHA Refi 2025-04-10 5.84%
Delaware 30 Year USDA 2025-04-10 6.45%
Delaware 30 Year USDA Refi 2025-04-10 6.55%
Delaware 30 Year VA 2025-04-10 6.45%
Delaware 30 Year VA Refi 2025-04-10 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Delaware.

Delaware Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Delaware market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
NVR Mortgage Finance, Inc. 697 7.03% $6,224
QUICKEN LOANS, LLC 631 6.72% $7,595
PIKE CREEK MORTGAGE SERVICES, INC. 625 6.72% $7,604
LOANDEPOT.COM, LLC 299 6.89% $5,830
Prosperity Home Mortgage, LLC 292 6.78% $8,001
EAGLE HOME MORTGAGE, LLC 286 6.42% $7,763
UNITED WHOLESALE MORTGAGE, LLC 260 6.65% $9,641
Wilmington Savings Fund Society, FSB 248 6.43% $4,939
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 243 6.90% $7,207
GUILD MORTGAGE COMPANY 241 6.67% $6,359
Meridian Bank Corporation 220 6.60% $7,493
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 217 6.94% $7,007
CMG MORTGAGE, INC. 211 6.90% $6,682
DHI MORTGAGE COMPANY, LTD. 209 6.11% $5,746
Keystone Funding, Inc. 195 6.75% $8,974
MOVEMENT MORTGAGE, LLC 159 6.77% $7,328
JPMorgan Chase Bank 156 6.55% $5,379
NEWREZ LLC 152 6.84% $7,584
Capital Bank 151 6.80% $6,560
CROSSCOUNTRY MORTGAGE, LLC 148 6.86% $8,561
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 123 6.83% $9,336
Bank of America 110 6.21% $5,748
Wells Fargo Bank 109 6.54% $5,451
DEL-ONE FEDERAL CREDIT UNION 107 6.59% $4,266
NAVY FEDERAL CREDIT UNION 94 6.46% $7,468
NATION ONE MORTGAGE CORPORATION 85 6.64% $8,176
BROKER SOLUTIONS, INC. 82 6.88% $6,892
Evolve Bank & Trust 77 6.53% $8,892
EMBRACE HOME LOANS, INC. 70 6.84% $8,213
GUARANTEED RATE AFFINITY, LLC 69 7.04% $7,826
M&T Bank 69 6.50% $5,826
NFM, INC. 67 6.94% $8,565
Fulton Bank 66 6.89% $6,915
PNC Bank 66 6.59% $5,288
American Mortgage & Equity Consultants, Inc. 60 6.89% $10,166
Truist 56 6.52% $7,560
CARDINAL FINANCIAL 56 6.79% $8,311
PRIMARY RESIDENTIAL MORTGAGE, INC. 51 6.74% $7,285
PENNYMAC LOAN SERVICES, LLC 51 6.73% $10,013
Citizens Bank 51 6.51% $6,306
TD Bank 49 6.68% $5,143
Mr. Cooper ( Nationstar Mortgage ) 47 6.86% $9,143
ABSOLUTE HOME MORTGAGE CORPORATION 44 6.72% $8,873
FIRST HOME MORTGAGE CORPORATION 41 6.69% $9,704
PRIMELENDING, A PLAINSCAPITAL COMPANY 40 6.76% $6,479
GUARANTEED RATE, INC. 40 6.67% $6,884
Morgan Stanley Private Bank 39 6.09% $5,144
The Loan Store, Inc. 38 6.92% $8,158
MLD MORTGAGE INC. 37 6.44% $6,779
TIDEWATER MORTGAGE SERVICES, INC. 35 6.73% $7,354
Nations Lending Corporation 32 6.76% $8,674
MUTUAL OF OMAHA MORTGAGE, INC. 31 6.50% $5,984
FIRST COMMUNITY MORTGAGE, INC. 30 6.87% $8,953
DIRECT MORTGAGE LOANS, LLC 29 7.06% $9,440
Citibank 27 6.31% $6,707
HOMESIDE FINANCIAL, LLC 25 7.09% $7,224
U.S. Bank 25 6.75% $5,618
TBI MORTGAGE COMPANY 24 6.69% $12,645
Magnolia Bank 24 6.65% $7,703
Waterstone Mortgage Corporation 24 6.94% $9,332
Century Mortgage Company DBA Century Lending Company 23 6.74% $11,173
NEW FED MORTGAGE, CORP. 23 6.99% $8,060
First National Bank of Pennsylvania 23 6.65% $5,746
EMM LOANS LLC 23 6.31% $13,222
PLAZA HOME MORTGAGE, INC. 21 6.58% $8,580
NBKC BANK 21 6.35% $3,695
FREEDOM MORTGAGE CORPORATION 20 6.87% $10,849
Shore United Bank 20 7.00% $5,218
Dover Federal Credit Union 18 6.05% $5,188
Plains Commerce Bank 18 6.75% $9,235
MDE Home Loans, LLC 18 6.62% $6,029
Northpointe Bank 18 6.42% $5,562
BAYSHORE MORTGAGE FUNDING, LLC 17 6.72% $9,242
Flagstar Bank, FSB 17 6.88% $6,435
Univest Bank and Trust Co. 17 7.04% $5,517
ENVOY MORTGAGE, LTD 17 6.72% $9,938
PENTAGON FEDERAL CREDIT UNION 16 6.69% $9,189
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 15 6.58% $6,035
MidAtlantic Farm Credit, ACA 15 7.05% $6,133
First National Bank of America 14 10.01% $11,559
First Citizens Community Bank 14 6.67% $6,112
GREENTREE MORTGAGE COMPANY, L.P. 14 6.88% $5,525
Discover Bank 14 7.47% $0
BETTER MORTGAGE CORPORATION 13 6.60% $5,275
BAY EQUITY LLC 13 6.65% $6,282
UBS Bank USA 13 6.45% $5,633
Towne Bank 13 6.82% $5,750
Sierra Pacific Mortgage Company, Inc. 13 6.65% $7,491
Mortgage America, Inc. 13 6.98% $6,128
MORTGAGE EQUITY PARTNERS LLC 12 7.07% $7,839
FIRST SAVINGS MORTGAGE CORPORATION 11 7.16% $7,586
ARK-LA-TEX FINANCIAL SERVICES, LLC. 11 7.06% $9,075
Atlantic Coast Mortgage, LLC 11 6.87% $6,435
CHURCHILL MORTGAGE CORPORATION 11 6.50% $9,856
PHH Mortgage Corporation 10 7.14% $9,102
Raymond James Bank 10 5.86% $5,910
UNION HOME MORTGAGE CORP. 10 6.75% $8,608
Mortgage Research Center, LLC 10 6.67% $9,305
GUIDANCE RESIDENTIAL, LLC 10 6.98% $5,983
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 10 5.95% $5,345
AMERISAVE MORTGAGE CORPORATION 10 6.92% $8,887
State Financial Network, LLC 9 6.58% $3,849
CREDIT UNION MORTGAGE ASSOCIATION, INC. 9 6.04% $4,764
FIRST ALLIANCE HOME MORTGAGE, LLC 9 6.94% $5,013
DAS Acquisition Company, LLC 9 6.48% $11,189
CITADEL FEDERAL CREDIT UNION 9 6.51% $3,645
MICHIGAN MUTUAL, INC. 8 7.15% $8,603
ALLIED MORTGAGE GROUP, INC. 8 6.92% $5,502
FIDELITY DIRECT MORTGAGE, LLC 8 6.69% $7,640
The Huntington National Bank 8 7.11% $5,920
RADIUS FINANCIAL GROUP INC. 8 6.58% $7,257
TOWER 8 5.66% $7,180
TRUMARK FINANCIAL CREDIT UNION 8 6.58% $4,998
AMERICAN PACIFIC MORTGAGE CORPORATION 8 6.86% $10,120
Acre Mortgage and Financial Inc 8 6.98% $7,220
PREMIA MORTGAGE, LLC 7 6.82% $88
BAY CAPITAL MORTGAGE CORPORATION 7 6.64% $6,964
AMERICAN FEDERAL MORTGAGE CORPORATION 7 6.70% $4,251
Citadel Servicing Corporation 7 7.96% $13,320
Mid Penn Bank 7 6.78% $5,943
USAA Federal Savings Bank 7 6.57% $5,626
Firstrust Savings Bank 7 6.57% $5,166
Paramount Residential Mortgage Group, Inc. 7 7.02% $8,274
ZILLOW HOME LOANS, LLC 6 6.73% $6,977
Sandy Spring Bank 6 6.79% $7,150
Ally Bank 6 6.75% $4,714
TJC Mortgage, Inc. 6 6.69% $8,137
United Bank 6 6.89% $7,093
United Nations Federal Credit Union 6 6.27% $6,012
Presidential Bank, FSB 6 6.77% $7,211
Ameris Bank 6 6.69% $6,559
Stifel Bank and Trust 6 5.98% $5,087
OceanFirst Bank 6 6.38% $3,990
NJ LENDERS CORP. 6 6.93% $14,577
SUN WEST MORTGAGE COMPANY, INC. 6 7.38% $7,376
NATIONS DIRECT MORTGAGE, LLC 6 6.92% $12,952
First Federal Bank 6 6.33% $5,057
LAKEVIEW LOAN SERVICING, LLC 5 6.98% $7,817
AmRes Corporation 5 6.90% $6,832
POLICE & FIRE 5 6.30% $2,513
POINT BREEZE 5 5.38% $4,656
Quontic Bank 5 8.95% $14,034
Gateway First Bank 5 7.07% $6,257
Charles Schwab Bank, SSB 5 5.68% $7,632
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 6.80% $10,151
The Federal Savings Bank 5 6.63% $5,955
AMERICAN HERITAGE FCU 5 6.23% $2,639
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 7.37% $4,871
OCMBC, INC. 5 8.05% $13,104
WesBanco 5 6.90% $6,665
GSF Mortgage Corporation 5 7.05% $10,643
Advisors Mortgage Group, L.L.C. 4 6.72% $6,049
AMERICAN FINANCIAL RESOURCES, INC. 4 6.38% $8,013
NexBank 4 7.13% $13,625
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.81% $10,387
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 7.34% $8,220
LAFAYETTE FEDERAL CREDIT UNION 4 6.63% $5,361
Leader Bank 4 6.34% $4,289
First Heritage Mortgage, LLC 4 6.75% $7,218
City Lending Inc. 4 9.90% $15,757
SWBC MORTGAGE CORPORATION 4 6.94% $5,042
Parke Bank 4 6.75% $10,783
FIRST COLONY MORTGAGE CORPORATION 4 7.06% $8,839
Calvin B. Taylor Banking Company of Berlin, Maryland 4 6.45% $5,412
Philadelphia Mortgage Advisors, Inc. 4 6.97% $5,547
DEEPHAVEN MORTGAGE LLC 4 8.18% $11,706
Bethpage Federal Credit Union 4 6.66% $6,741
NP, Inc. 3 9.67% $10,200
AMERICAN FINANCIAL NETWORK, INC. 3 7.54% $14,365
T2 FINANCIAL LLC 3 6.83% $7,620
MEMBERS 1ST FEDERAL CREDIT UNION 3 6.79% $6,985
FINANCIAL RESOURCES FEDERAL CREDIT UNION 3 6.42% $5,068
Residential Mortgage Solutions, Inc. 3 7.46% $13,038
FREEDOM CREDIT UNION 3 5.96% $4,033
NEXERA HOLDING LLC 3 7.33% $10,403
ARC HOME LLC 3 8.04% $7,658
Bank-Fund Staff Federal Credit Union 3 6.08% $5,414
MORTGAGE ACCESS CORP. 3 6.46% $9,504
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 3 6.54% $4,844
RELIANCE FIRST CAPITAL, LLC 3 6.71% $10,773
EVERETT FINANCIAL, INC. 3 6.83% $9,808
General Mortgage Capital Corporation 3 6.62% $5,147
Florida Capital Bank 3 7.17% $5,794
Armed Forces Bank 3 7.00% $5,327
Logan Finance Corporation 3 7.62% $9,335
Farmers Bank & Trust 3 6.08% $4,314
Ixonia Bank 2 7.25% $5,374
ALLIANT CREDIT UNION 2 6.19% $7,971
American Airlines Federal Credit Union 2 5.88% $0
AMERICAN FINANCING CORPORATION 2 6.25% $9,077
AmeriHome Mortgage Company, LLC 2 6.88% $10,238
Barrington Bank & Trust Company, N.A. 2 6.44% $7,937
CLIFFCO, INC. 2 6.75% $13,523
COMMUNITY POWERED 2 7.25% $3,584
CONTOUR MORTGAGE CORPORATION 2 6.81% $10,097
DIGITAL Federal Credit Union 2 6.38% $4,356
EQUITY RESOURCES, INC. 2 7.25% $3,825
Fifth Third Bank 2 6.81% $10,600
FIRST HERITAGE FINANCIAL, LLC 2 6.23% $7,303
Goldman Sachs Bank USA 2 6.20% $7,290
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 8.63% $7,656
Home Mortgage Alliance Corp 2 8.31% $14,499
HOMESPIRE MORTGAGE CORPORATION 2 6.88% $5,640
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.57% $4,892
INTERCOASTAL MORTGAGE COMPANY 2 6.13% $14,900
IVY MORTGAGE, INC. 2 6.38% $2,851
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 6.75% $5,785
LENDING CAPITAL GROUP Inc 2 6.69% $4,598
LENDSURE MORTGAGE CORP. 2 7.69% $14,388
MERCK SHARP & DOHME FEDERAL CREDIT UNION 2 6.25% $6,479
MLB RESIDENTIAL LENDING, LLC 2 6.25% $11,128
NMSI, INC. 2 8.06% $16,583
PHILADELPHIA 2 5.81% $6,938
Quaint Oak Mortgage, LLC 2 6.38% $6,220
SUCCESS MORTGAGE PARTNERS, INC. 2 6.62% $8,156
Sun East Federal Credit Union 2 6.56% $7,883
SUN Federal Credit Union 2 5.63% $4,701
Texana Bank 2 6.63% $8,067
THE MORTGAGE LINK, INC. 2 7.31% $23,953
TOTAL MORTGAGE SERVICES, LLC 2 7.56% $5,030
UNITED MORTGAGE CORP 2 6.93% $7,067
UTILITIES EMPLOYEES CREDIT UNION 2 5.81% $4,693
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 6.56% $3,878
York Traditions Bank 2 6.50% $9,825
Kearny Bank 1 6.63% $4,832
JUSTICE Federal Credit Union 1 6.50% $3,036
JMAC LENDING, INC. 1 7.63% $10,445
JET DIRECT FUNDING CORP 1 7.88% $15,133
HOMEXPRESS MORTGAGE CORP. 1 9.50% $20,526
HOMESTEAD FUNDING CORP. 1 7.00% $7,050
Princeton Mortgage Corporation 1 7.25% $7,557
Homesale Mortgage, LLC 1 6.63% $4,347
VANDERBILT MORTGAGE AND FINANCE, INC. 1 9.25% $3,844
Queensborough National Bank & Trust Company 1 6.63% $3,986
GREENSTATE CREDIT UNION 1 5.63% $5,727
FREEDOM FIRST 1 6.38% $3,494
FRANKLIN MINT 1 6.88% $7,810
RAPID MORTGAGE COMPANY 1 7.13% $12,573
First United Bank and Trust Company 1 6.88% $5,915
RBC Bank, (Georgia) 1 5.75% $3,382
FIRST TECHNOLOGY 1 7.00% $3,422
First Federal Bank, A FSB 1 7.63% $7,646
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.13% $3,270
First Central Savings Bank 1 7.50% $13,733
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 8.63% $5,402
FEDCHOICE Federal Credit Union 1 5.75% $5,848
Signal Financial Federal Credit Union 1 6.25% $4,741
Simmons Bank 1 6.13% $5,313
South State Bank 1 6.50% $5,545
Elements Financial Federal Credit Union 1 6.75% $5,895
East Coast Capital Corp. 1 6.50% $6,298
Dollar Bank, Federal Savings Bank 1 6.75% $6,793
VAN DYK MORTGAGE CORPORATION 1 6.63% $13,769
V.I.P. MORTGAGE, INC. 1 6.63% $6,122
AMERICAN HERITAGE LENDING, INC. 1 8.38% $30,565
Deere Employees Credit Union 1 5.99% $3,170
Cornerstone First Mortgage, Inc 1 6.88% $15,180
COMMUNITY FIRST CREDIT UNION OF FLO 1 6.63% $4,216
COMMUNITY CREDIT UNION OF LYNN 1 7.88% $3,530
Commerce Home Mortgage, Inc. 1 7.99% $12,269
AFFINITY 1 6.50% $3,923
The Camden National Bank 1 6.88% $10,627
The Central Trust Bank 1 6.38% $4,146
The Ephrata National Bank 1 7.00% $5,513
City National Bank 1 6.40% $8,089
CIBM Bank 1 6.13% $4,816
Carrington Mortgage Services, LLC 1 6.63% $9,787
ADVANCIAL 1 8.88% $6,294
CANOPY MORTGAGE, LLC 1 6.63% $9,396
CALCON MUTUAL MORTGAGE LLC 1 7.13% $8,676
Tompkins Trust Company 1 7.50% $3,574
A&D Mortgage LLC 1 9.63% $18,598
Burke & Herbert Bank & Trust Company 1 7.00% $5,393
BNY Mellon 1 6.88% $4,236
TOWNE MORTGAGE COMPANY 1 7.13% $19,446
BM Real Estate Services, Inc. 1 6.49% $4,485
BMO Harris Bank 1 6.50% $6,787
Blue Ridge Bank 1 6.99% $4,573
Baxter Credit Union 1 6.88% $3,326
Bank of Whittier 1 7.13% $8,670
WINGS FINANCIAL 1 6.00% $4,075
Axos Bank 1 6.50% $3,980
ANDREWS FEDERAL CREDIT UNION 1 5.38% $7,640
AMERICHOICE 1 6.88% $2,983
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.38% $4,584
USAlliance Federal Credit Union 1 6.25% $6,581
AMERICAN INTERNET MORTGAGE, INC. 1 6.38% $2,215
Orrstown Bank 1 7.00% $9,594
NORTHROP GRUMMAN Federal Credit Union 1 6.63% $4,753
North American Savings Bank, F.S.B. 1 8.75% $6,122
MY MORTGAGE, INC. 1 7.50% $14,959
Peoples Security Bank and Trust Company 1 6.75% $6,602
MORIA DEVELOPMENT, INC. 1 6.63% $10,963
21ST MORTGAGE CORPORATION 1 8.09% $11,317
MID-ISLAND MORTGAGE CORP. 1 6.99% $11,235
MEMBER FIRST MORTGAGE, LLC 1 5.63% $8,021
Louviers Federal Credit Union 1 6.50% $3,355
LOANPAL, LLC 1 6.99% $9,180
LEADERONE FINANCIAL CORPORATION 1 7.38% $4,936

Delaware Average Closing Costs & Other Stats

Delaware's 299 lenders originated 24,075 loans during 2024. The total origination value was $6,993,695,000, with an average loan value of $290,496.

Delaware's average closing costs are $6,488.

The top Delaware lender as defined by loan originations is NVR Mortgage Finance, Inc., with 697 loans originated. Their average total fees are $6,224, which is $1,371 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Delaware lenders (with over 10 loans originated) are Discover Bank ($0), NBKC BANK ($3,695), DEL-ONE FEDERAL CREDIT UNION ($4,266), Wilmington Savings Fund Society, FSB ($4,939) and TD Bank ($5,143).

The lowest rate Delaware lenders (with over 10 loans originated) are Raymond James Bank (5.86%), ABERDEEN PROVING GROUND FEDERAL CREDIT UNION (5.95%), Dover Federal Credit Union (6.05%), Morgan Stanley Private Bank (6.09%) and DHI MORTGAGE COMPANY, LTD. (6.11%).

Delaware Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $252,045,000 $347,490,000 37.9% 5.0%
NVR Mortgage Finance, Inc. $321,220,000 $347,025,000 8.0% 5.0%
PIKE CREEK MORTGAGE SERVICES, INC. $273,075,000 $307,510,000 12.6% 4.4%
Wilmington Savings Fund Society, FSB $198,205,000 $233,050,000 17.6% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $143,460,000 $228,535,000 59.3% 3.3%
LOANDEPOT.COM, LLC $175,710,000 $191,285,000 8.9% 2.7%
PNC Bank $136,525,000 $182,565,000 33.7% 2.6%
Meridian Bank Corporation $154,410,000 $174,410,000 13.0% 2.5%
Prosperity Home Mortgage, LLC $116,325,000 $157,015,000 35.0% 2.2%
GUILD MORTGAGE COMPANY $111,105,000 $145,205,000 30.7% 2.1%
Keystone Funding, Inc. $70,745,000 $144,670,000 104.5% 2.1%
Citizens Bank $150,410,000 $134,185,000 -10.8% 1.9%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $91,975,000 $133,620,000 45.3% 1.9%
CMG MORTGAGE, INC. $48,140,000 $129,800,000 169.6% 1.9%
EAGLE HOME MORTGAGE, LLC $82,320,000 $127,715,000 55.1% 1.8%
DHI MORTGAGE COMPANY, LTD. $129,330,000 $113,845,000 -12.0% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $127,675,000 $112,150,000 -12.2% 1.6%
M&T Bank $199,515,000 $112,025,000 -43.9% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $78,460,000 $102,650,000 30.8% 1.5%
FREEDOM MORTGAGE CORPORATION $28,615,000 $94,690,000 230.9% 1.4%
NEWREZ LLC $51,550,000 $93,970,000 82.3% 1.3%
JPMorgan Chase Bank $73,990,000 $85,365,000 15.4% 1.2%
Bank of America $78,865,000 $84,175,000 6.7% 1.2%
PENNYMAC LOAN SERVICES, LLC $56,135,000 $82,665,000 47.3% 1.2%
NAVY FEDERAL CREDIT UNION $60,860,000 $81,320,000 33.6% 1.2%
MOVEMENT MORTGAGE, LLC $69,320,000 $80,250,000 15.8% 1.1%
Capital Bank $62,980,000 $78,670,000 24.9% 1.1%
Mortgage Research Center, LLC $63,415,000 $76,470,000 20.6% 1.1%
Fulton Bank $94,445,000 $75,510,000 -20.0% 1.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $66,560,000 $69,550,000 4.5% 1.0%
Wells Fargo Bank $116,785,000 $68,120,000 -41.7% 1.0%
DEL-ONE FEDERAL CREDIT UNION $53,555,000 $62,685,000 17.0% 0.9%
TD Bank $60,590,000 $62,565,000 3.3% 0.9%
WALKER & DUNLOP, LLC $48,675,000 $62,530,000 28.5% 0.9%
NATION ONE MORTGAGE CORPORATION $15,165,000 $61,005,000 302.3% 0.9%
Evolve Bank & Trust $52,310,000 $52,910,000 1.1% 0.8%
BROKER SOLUTIONS, INC. $27,365,000 $52,630,000 92.3% 0.8%
TIDEWATER MORTGAGE SERVICES, INC. $42,990,000 $45,780,000 6.5% 0.7%
American Mortgage & Equity Consultants, Inc. $7,025,000 $43,620,000 520.9% 0.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $41,045,000 $40,835,000 -0.5% 0.6%
CARDINAL FINANCIAL $54,135,000 $39,495,000 -27.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $25,815,000 $38,240,000 48.1% 0.5%
BERKADIA COMMERCIAL MORTGAGE LLC $37,760,000 n/a 0.5%
GUARANTEED RATE AFFINITY, LLC $28,935,000 $37,005,000 27.9% 0.5%
Community Bank Delaware $46,795,000 $36,460,000 -22.1% 0.5%
EMBRACE HOME LOANS, INC. $30,645,000 $34,110,000 11.3% 0.5%
CIBC Bank USA $34,005,000 n/a 0.5%
NFM, INC. $96,405,000 $33,040,000 -65.7% 0.5%
Truist $25,005,000 $32,930,000 31.7% 0.5%
First National Bank of Pennsylvania $18,540,000 $32,330,000 74.4% 0.5%
GUARANTEED RATE, INC. $20,135,000 $31,935,000 58.6% 0.5%
Morgan Stanley Private Bank $29,795,000 $29,815,000 0.1% 0.4%
GREYSTONE SERVICING COMPANY LLC $129,935,000 $24,220,000 -81.4% 0.3%
Shore United Bank $116,085,000 $23,500,000 -79.8% 0.3%
Citibank $31,745,000 $23,215,000 -26.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $12,435,000 $22,765,000 83.1% 0.3%
Nations Lending Corporation $48,100,000 $22,630,000 -53.0% 0.3%
ABSOLUTE HOME MORTGAGE CORPORATION $17,915,000 $22,410,000 25.1% 0.3%
MLD MORTGAGE INC. $570,000 $22,155,000 3,786.8% 0.3%
Artisans' Bank $27,700,000 $21,580,000 -22.1% 0.3%
Discover Bank $16,910,000 $20,835,000 23.2% 0.3%
Magnolia Bank $10,765,000 $20,570,000 91.1% 0.3%
U.S. Bank $21,760,000 $20,460,000 -6.0% 0.3%
RCN Capital, LLC $16,235,000 $20,335,000 25.3% 0.3%
HOMESIDE FINANCIAL, LLC $24,160,000 $20,320,000 -15.9% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $11,235,000 $19,895,000 77.1% 0.3%
Waterstone Mortgage Corporation $25,170,000 $19,340,000 -23.2% 0.3%
TIDEMARK FEDERAL CREDIT UNION $17,665,000 $19,075,000 8.0% 0.3%
FIRST HOME MORTGAGE CORPORATION $13,910,000 $18,305,000 31.6% 0.3%
First Shore Federal Savings and Loan Association $20,965,000 $17,975,000 -14.3% 0.3%
VILLAGE CAPITAL MORTGAGE $3,295,000 $17,785,000 439.8% 0.3%
ALLIED MORTGAGE GROUP, INC. $10,225,000 $17,440,000 70.6% 0.2%
Prudential Huntoon Paige Associates, LLC $17,165,000 n/a 0.2%
DIRECT MORTGAGE LOANS, LLC $10,065,000 $16,650,000 65.4% 0.2%
The Loan Store, Inc. $16,270,000 n/a 0.2%
Dover Federal Credit Union $22,450,000 $16,255,000 -27.6% 0.2%
MDE Home Loans, LLC $4,775,000 $16,160,000 238.4% 0.2%
AMERISAVE MORTGAGE CORPORATION $22,635,000 $15,830,000 -30.1% 0.2%
PENTAGON FEDERAL CREDIT UNION $22,250,000 $15,780,000 -29.1% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $6,710,000 $15,675,000 133.6% 0.2%
Century Mortgage Company DBA Century Lending Company $1,165,000 $15,605,000 1,239.5% 0.2%
Arbor Realty Trust, Inc. $44,590,000 $15,005,000 -66.3% 0.2%
EMM LOANS LLC $31,535,000 $14,850,000 -52.9% 0.2%
Flagstar Bank, FSB $46,400,000 $14,820,000 -68.1% 0.2%
TBI MORTGAGE COMPANY $8,650,000 $14,460,000 67.2% 0.2%
The Federal Savings Bank $16,205,000 $14,330,000 -11.6% 0.2%
DEXSTA $9,040,000 $14,290,000 58.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,605,000 $14,195,000 208.3% 0.2%
BETTER MORTGAGE CORPORATION $7,725,000 $14,000,000 81.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $8,915,000 $13,330,000 49.5% 0.2%
PLAZA HOME MORTGAGE, INC. $9,935,000 $13,125,000 32.1% 0.2%
Carrington Mortgage Services, LLC $12,845,000 $13,045,000 1.6% 0.2%
NEW DAY FINANCIAL, LLC $8,635,000 $12,815,000 48.4% 0.2%
USAA Federal Savings Bank $12,635,000 $12,695,000 0.5% 0.2%
Northpointe Bank $18,715,000 $12,670,000 -32.3% 0.2%
TOWER $9,135,000 $12,595,000 37.9% 0.2%
The Gratz Bank $1,160,000 $12,490,000 976.7% 0.2%
NBKC BANK $10,405,000 $12,405,000 19.2% 0.2%
Webster Bank $15,005,000 $12,005,000 -20.0% 0.2%
UBS Bank USA $4,380,000 $11,355,000 159.2% 0.2%
ENVOY MORTGAGE, LTD $5,265,000 $11,160,000 112.0% 0.2%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $10,395,000 n/a 0.1%
NEW FED MORTGAGE, CORP. $10,315,000 n/a 0.1%
First Citizens Community Bank $16,850,000 $10,205,000 -39.4% 0.1%
POLICE & FIRE $10,880,000 $9,885,000 -9.1% 0.1%
DEEPHAVEN MORTGAGE LLC $6,065,000 $9,860,000 62.6% 0.1%
Raymond James Bank $5,900,000 $9,610,000 62.9% 0.1%
Equity Prime Mortgage LLC $18,035,000 $9,445,000 -47.6% 0.1%
CITADEL FEDERAL CREDIT UNION $9,405,000 $9,370,000 -0.4% 0.1%
Plains Commerce Bank $10,475,000 $9,240,000 -11.8% 0.1%
FRANKLIN MINT $10,525,000 $9,100,000 -13.5% 0.1%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $8,890,000 $8,930,000 0.4% 0.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $6,865,000 $8,770,000 27.7% 0.1%
MICHIGAN MUTUAL, INC. $1,545,000 $8,640,000 459.2% 0.1%
The Farmers Bank of Willards $10,100,000 $8,390,000 -16.9% 0.1%
M&T Realty Capital Corporation $34,145,000 $8,385,000 -75.4% 0.1%
Univest Bank and Trust Co. $9,185,000 $8,245,000 -10.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,315,000 $8,205,000 524.0% 0.1%
CONSTRUCTIVE LOANS, LLC $1,300,000 $8,085,000 521.9% 0.1%
PLANET HOME LENDING, LLC $1,730,000 $7,900,000 356.6% 0.1%
PHH Mortgage Corporation $4,395,000 $7,695,000 75.1% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $10,565,000 $7,455,000 -29.4% 0.1%
Towne Bank $7,700,000 $7,235,000 -6.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $390,000 $7,135,000 1,729.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,125,000 $7,015,000 -13.7% 0.1%
TRUMARK FINANCIAL CREDIT UNION $13,090,000 $6,795,000 -48.1% 0.1%
GREENTREE MORTGAGE COMPANY, L.P. $7,765,000 $6,745,000 -13.1% 0.1%
Paramount Residential Mortgage Group, Inc. $2,955,000 $6,695,000 126.6% 0.1%
Charles Schwab Bank, SSB $7,685,000 $6,555,000 -14.7% 0.1%
MidAtlantic Farm Credit, ACA $5,720,000 $6,495,000 13.5% 0.1%
BAY EQUITY LLC $7,325,000 $6,470,000 -11.7% 0.1%
Acre Mortgage and Financial Inc $3,975,000 $6,420,000 61.5% 0.1%
AMWEST FUNDING CORP. $7,435,000 $6,395,000 -14.0% 0.1%
AmeriHome Mortgage Company, LLC $3,155,000 $6,225,000 97.3% 0.1%
Atlantic Coast Mortgage, LLC $3,265,000 $5,985,000 83.3% 0.1%
LOANPAL, LLC $1,970,000 $5,905,000 199.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $3,960,000 $5,875,000 48.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $5,140,000 $5,855,000 13.9% 0.1%
Stifel Bank and Trust $3,790,000 $5,850,000 54.4% 0.1%
Sun East Federal Credit Union $10,465,000 $5,800,000 -44.6% 0.1%
SPRING EQ, LLC $2,800,000 $5,660,000 102.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,940,000 $5,655,000 92.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $880,000 $5,635,000 540.3% 0.1%
First Federal Bank $3,020,000 $5,320,000 76.2% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $3,180,000 $5,165,000 62.4% 0.1%
MORTGAGE EQUITY PARTNERS LLC $5,110,000 n/a 0.1%
DOMINION FINANCIAL SERVICES, LLC $9,095,000 $5,040,000 -44.6% 0.1%
Mortgage America, Inc. $1,765,000 $4,840,000 174.2% 0.1%
OCMBC, INC. $3,055,000 $4,745,000 55.3% 0.1%
Bank of Ocean City $1,380,000 $4,585,000 232.2% 0.1%
Sandy Spring Bank $4,595,000 $4,580,000 -0.3% 0.1%
RF Renovo Management Company, LLC $4,565,000 n/a 0.1%
Calvin B. Taylor Banking Company of Berlin, Maryland $5,480,000 $4,555,000 -16.9% 0.1%
NATIONS DIRECT MORTGAGE, LLC $265,000 $4,555,000 1,618.9% 0.1%
Sierra Pacific Mortgage Company, Inc. $775,000 $4,540,000 485.8% 0.1%
21ST MORTGAGE CORPORATION $5,070,000 $4,525,000 -10.7% 0.1%
UNION HOME MORTGAGE CORP. $3,570,000 $4,515,000 26.5% 0.1%
DAS Acquisition Company, LLC $725,000 $4,505,000 521.4% 0.1%
TJC Mortgage, Inc. $3,235,000 $4,505,000 39.3% 0.1%
BAY CAPITAL MORTGAGE CORPORATION $2,020,000 $4,495,000 122.5% 0.1%
GUIDANCE RESIDENTIAL, LLC $1,730,000 $4,335,000 150.6% 0.1%
Figure Lending LLC $4,325,000 n/a 0.1%
WesBanco $11,095,000 $4,105,000 -63.0% 0.1%
NJ LENDERS CORP. $3,940,000 $4,065,000 3.2% 0.1%
The Huntington National Bank $5,945,000 $4,010,000 -32.5% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $5,460,000 $3,985,000 -27.0% 0.1%
First National Bank of America $9,275,000 $3,940,000 -57.5% 0.1%
Citadel Servicing Corporation $1,885,000 $3,895,000 106.6% 0.1%
DIGITAL Federal Credit Union $13,415,000 $3,890,000 -71.0% 0.1%
ZILLOW HOME LOANS, LLC $2,215,000 $3,835,000 73.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $11,685,000 $3,800,000 -67.5% 0.1%
Ameris Bank $1,290,000 $3,745,000 190.3% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,720,000 $3,665,000 113.1% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,245,000 $3,625,000 11.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $4,630,000 $3,605,000 -22.1% 0.1%
United Nations Federal Credit Union $1,255,000 $3,565,000 184.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,525,000 $3,560,000 1.0% 0.1%
City National Bank $1,345,000 $3,490,000 159.5% 0.0%
Firstrust Savings Bank $1,170,000 $3,460,000 195.7% 0.0%
MORTGAGE ACCESS CORP. $2,590,000 $3,450,000 33.2% 0.0%
Bethpage Federal Credit Union $1,195,000 $3,430,000 187.0% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,820,000 $3,425,000 21.5% 0.0%
GSF Mortgage Corporation $2,370,000 $3,385,000 42.8% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $900,000 $3,340,000 271.1% 0.0%
Parke Bank $2,385,000 $3,340,000 40.0% 0.0%
First Resource Bank $1,890,000 $3,330,000 76.2% 0.0%
Goldman Sachs Bank USA $2,800,000 $3,300,000 17.9% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,185,000 n/a 0.0%
EVERETT FINANCIAL, INC. $11,145,000 $3,170,000 -71.6% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,515,000 $3,145,000 25.0% 0.0%
Farmers Bank & Trust $3,195,000 $3,135,000 -1.9% 0.0%
NEXERA HOLDING LLC $1,420,000 $3,130,000 120.4% 0.0%
RADIUS FINANCIAL GROUP INC. $550,000 $3,100,000 463.6% 0.0%
Hebron Savings Bank $205,000 $3,085,000 1,404.9% 0.0%
PREMIA MORTGAGE, LLC $1,930,000 $3,060,000 58.5% 0.0%
Mid Penn Bank $8,590,000 $2,945,000 -65.7% 0.0%
State Financial Network, LLC $2,600,000 $2,895,000 11.3% 0.0%
Louviers Federal Credit Union $2,715,000 $2,870,000 5.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,125,000 $2,845,000 152.9% 0.0%
North American Savings Bank, F.S.B. $2,235,000 $2,830,000 26.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,585,000 $2,805,000 77.0% 0.0%
Armed Forces Bank $1,325,000 $2,800,000 111.3% 0.0%
Barrington Bank & Trust Company, N.A. $2,925,000 $2,785,000 -4.8% 0.0%
Logan Finance Corporation $285,000 $2,765,000 870.2% 0.0%
PHILADELPHIA $350,000 $2,745,000 684.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $2,405,000 $2,730,000 13.5% 0.0%
City Lending Inc. $2,720,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $2,710,000 n/a 0.0%
OAKTREE FUNDING CORP. $2,415,000 $2,685,000 11.2% 0.0%
LIMA ONE CAPITAL, LLC $3,845,000 $2,675,000 -30.4% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $1,405,000 $2,660,000 89.3% 0.0%
LENDSURE MORTGAGE CORP. $3,875,000 $2,645,000 -31.7% 0.0%
LENDINGONE, LLC $2,515,000 $2,640,000 5.0% 0.0%
Presidential Bank, FSB $4,215,000 $2,635,000 -37.5% 0.0%
AMERICAN HERITAGE FCU $2,615,000 $2,610,000 -0.2% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $3,105,000 $2,605,000 -16.1% 0.0%
Residential Mortgage Solutions, Inc. $755,000 $2,595,000 243.7% 0.0%
GTE Federal Credit Union $1,590,000 $2,530,000 59.1% 0.0%
BNY Mellon $2,905,000 $2,510,000 -13.6% 0.0%
Texana Bank $2,470,000 n/a 0.0%
Lakeview Community Capital, LLC $120,000 $2,410,000 1,908.3% 0.0%
Fifth Third Bank $1,355,000 $2,385,000 76.0% 0.0%
AMERICAN HERITAGE LENDING, INC. $1,250,000 $2,370,000 89.6% 0.0%
United Bank $520,000 $2,370,000 355.8% 0.0%
Ixonia Bank $42,295,000 $2,345,000 -94.5% 0.0%
POINT BREEZE $1,090,000 $2,315,000 112.4% 0.0%
ARC HOME LLC $2,355,000 $2,305,000 -2.1% 0.0%
FREEDOM CREDIT UNION $605,000 $2,295,000 279.3% 0.0%
A&D Mortgage LLC $1,295,000 $2,280,000 76.1% 0.0%
Prosper Bank $2,215,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,015,000 $2,200,000 116.7% 0.0%
OceanFirst Bank $380,000 $2,185,000 475.0% 0.0%
Credence Funding Corporation $225,000 $2,155,000 857.8% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $2,140,000 n/a 0.0%
Quontic Bank $2,355,000 $2,100,000 -10.8% 0.0%
York Traditions Bank $650,000 $2,070,000 218.5% 0.0%
ANCHOR LOANS, LP $2,385,000 $2,055,000 -13.8% 0.0%
AmRes Corporation $1,410,000 $1,935,000 37.2% 0.0%
Advisors Mortgage Group, L.L.C. $940,000 $1,930,000 105.3% 0.0%
NexBank $955,000 $1,905,000 99.5% 0.0%
Ally Bank $3,835,000 $1,890,000 -50.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $795,000 $1,875,000 135.8% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $3,750,000 $1,875,000 -50.0% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $1,480,000 $1,865,000 26.0% 0.0%
MID AMERICA MORTGAGE, INC. $290,000 $1,850,000 537.9% 0.0%
General Mortgage Capital Corporation $1,015,000 $1,825,000 79.8% 0.0%
Regions Bank $1,800,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $2,385,000 $1,760,000 -26.2% 0.0%
Gateway First Bank $590,000 $1,745,000 195.8% 0.0%
COMMUNITY POWERED $1,290,000 $1,720,000 33.3% 0.0%
Commerce Home Mortgage, Inc. $4,500,000 $1,690,000 -62.4% 0.0%
Commercial Lender LLC $340,000 $1,670,000 391.2% 0.0%
USAlliance Federal Credit Union $385,000 $1,615,000 319.5% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $2,025,000 $1,575,000 -22.2% 0.0%
First Farmers Bank and Trust Company $1,535,000 n/a 0.0%
Orrstown Bank $3,165,000 $1,535,000 -51.5% 0.0%
Cornerstone First Mortgage, Inc $895,000 $1,530,000 70.9% 0.0%
HomeTrust Bank $2,380,000 $1,525,000 -35.9% 0.0%
Bank-Fund Staff Federal Credit Union $630,000 $1,520,000 141.3% 0.0%
American Airlines Federal Credit Union $605,000 $1,470,000 143.0% 0.0%
First Heritage Mortgage, LLC $1,345,000 $1,470,000 9.3% 0.0%
SUN Federal Credit Union $95,000 $1,465,000 1,442.1% 0.0%
First Savings Bank $6,845,000 $1,435,000 -79.0% 0.0%
ALLIANT CREDIT UNION $105,000 $1,425,000 1,257.1% 0.0%
JMAC LENDING, INC. $1,405,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,210,000 $1,390,000 14.9% 0.0%
MEMBER FIRST MORTGAGE, LLC $285,000 $1,390,000 387.7% 0.0%
NP, Inc. $1,395,000 $1,345,000 -3.6% 0.0%
The Central Trust Bank $1,070,000 $1,335,000 24.8% 0.0%
Greenbox Loans, Inc. $1,290,000 n/a 0.0%
Farmers and Merchants Bank Of Fowblesburg, Maryland $605,000 $1,285,000 112.4% 0.0%
FIRST HERITAGE FINANCIAL, LLC $645,000 $1,270,000 96.9% 0.0%
South State Bank $1,265,000 n/a 0.0%
IVY MORTGAGE, INC. $350,000 $1,235,000 252.9% 0.0%
BMO Harris Bank $2,410,000 $1,230,000 -49.0% 0.0%
Princeton Mortgage Corporation $2,720,000 $1,225,000 -55.0% 0.0%
Leader Bank $345,000 $1,220,000 253.6% 0.0%
First United Corporation $1,205,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,205,000 n/a 0.0%
CLIFFCO, INC. $415,000 $1,190,000 186.7% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $7,380,000 $1,185,000 -83.9% 0.0%
GREENWOOD $2,210,000 $1,185,000 -46.4% 0.0%
Philadelphia Mortgage Advisors, Inc. $1,725,000 $1,140,000 -33.9% 0.0%
T2 FINANCIAL LLC $490,000 $1,125,000 129.6% 0.0%
Jarrettsville Federal Savings & Loan Assn $1,095,000 n/a 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $1,075,000 $1,085,000 0.9% 0.0%
TruHome Solutions, LLC $1,025,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $875,000 $1,010,000 15.4% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $565,000 $1,005,000 77.9% 0.0%
RESIDENTIAL BANCORP $35,000 $1,000,000 2,757.1% 0.0%
NMSI, INC. $255,000 $980,000 284.3% 0.0%
The People's Credit Union $1,050,000 $950,000 -9.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $95,000 $940,000 889.5% 0.0%
AFFINITY $1,145,000 $935,000 -18.3% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $935,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $900,000 n/a 0.0%
THE MORTGAGE LINK, INC. $1,400,000 $895,000 -36.1% 0.0%
The Victory Bank $505,000 $880,000 74.3% 0.0%
Dollar Bank, Federal Savings Bank $2,105,000 $875,000 -58.4% 0.0%
Florida Capital Bank $315,000 $865,000 174.6% 0.0%
BM Real Estate Services, Inc. $860,000 n/a 0.0%
INTERCOASTAL MORTGAGE COMPANY $2,955,000 $830,000 -71.9% 0.0%
CONTOUR MORTGAGE CORPORATION $2,525,000 $815,000 -67.7% 0.0%
Hometown Equity Mortgage, LLC $410,000 $815,000 98.8% 0.0%
Northwest Federal Credit Union $1,555,000 $800,000 -48.6% 0.0%
OCEANSIDE MORTGAGE COMPANY $215,000 $770,000 258.1% 0.0%
TOWNE MORTGAGE COMPANY $345,000 $770,000 123.2% 0.0%
Home Mortgage Alliance Corp $760,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $3,585,000 $760,000 -78.8% 0.0%
Ukrainian Selfreliance Federal Credit Union $430,000 $755,000 75.6% 0.0%
Axos Bank $600,000 $750,000 25.0% 0.0%
MY MORTGAGE, INC. $210,000 $745,000 254.8% 0.0%
Quaint Oak Mortgage, LLC $265,000 $730,000 175.5% 0.0%
Simmons Bank $705,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $985,000 $700,000 -28.9% 0.0%
First Central Savings Bank $690,000 n/a 0.0%
The Camden National Bank $685,000 n/a 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $125,000 $680,000 444.0% 0.0%
LENDING CAPITAL GROUP Inc $1,170,000 $680,000 -41.9% 0.0%
State Department Federal Credit Union $1,730,000 $670,000 -61.3% 0.0%
Old National Bank $315,000 $660,000 109.5% 0.0%
RAPID MORTGAGE COMPANY $750,000 $605,000 -19.3% 0.0%
Farmers and Merchants Trust Company of Chambersburg $585,000 n/a 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $580,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $580,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $115,000 $575,000 400.0% 0.0%
Home Loan Investment Bank, F.S.B. $935,000 $555,000 -40.6% 0.0%
Ballston Spa National Bank $310,000 $550,000 77.4% 0.0%
EQUITY RESOURCES, INC. $925,000 $550,000 -40.5% 0.0%
HOMESTEAD FUNDING CORP. $1,410,000 $550,000 -61.0% 0.0%
TOTAL MORTGAGE SERVICES, LLC $640,000 $550,000 -14.1% 0.0%
APL $105,000 $540,000 414.3% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $355,000 $535,000 50.7% 0.0%
Valley National Bank $83,415,000 $535,000 -99.4% 0.0%
FUNDLOANS CAPITAL $525,000 n/a 0.0%
CNB Bank $355,000 $505,000 42.3% 0.0%
The Ephrata National Bank $500,000 n/a 0.0%
BHCU $885,000 $495,000 -44.1% 0.0%
FIRST TECHNOLOGY $235,000 $495,000 110.6% 0.0%
VAN DYK MORTGAGE CORPORATION $1,240,000 $495,000 -60.1% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $725,000 $485,000 -33.1% 0.0%
BOND STREET MORTGAGE, LLC $485,000 n/a 0.0%
Bank of Whittier $225,000 $475,000 111.1% 0.0%
Community First National Bank $475,000 n/a 0.0%
Mifflinburg Bank and Trust Company $475,000 n/a 0.0%
S&T Bank $22,720,000 $470,000 -97.9% 0.0%
Aurora Financial, LLC $1,795,000 $465,000 -74.1% 0.0%
The Juniata Valley Bank $465,000 n/a 0.0%
Signal Financial Federal Credit Union $630,000 $460,000 -27.0% 0.0%
UNITED MORTGAGE CORP $460,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $450,000 n/a 0.0%
Deere Employees Credit Union $450,000 n/a 0.0%
GREENSTATE CREDIT UNION $445,000 n/a 0.0%
Peoples Bank $445,000 n/a 0.0%
JUSTICE Federal Credit Union $440,000 n/a 0.0%
SILVER HILL FUNDING, LLC $860,000 $440,000 -48.8% 0.0%
Elements Financial Federal Credit Union $435,000 n/a 0.0%
RIVERFRONT $115,000 $430,000 273.9% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $425,000 n/a 0.0%
BayCoast Bank $1,030,000 $415,000 -59.7% 0.0%
Peoples Security Bank and Trust Company $415,000 n/a 0.0%
Queensborough National Bank & Trust Company $415,000 n/a 0.0%
Diamond Credit Union $105,000 $405,000 285.7% 0.0%
First United Bank and Trust Company $405,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $405,000 n/a 0.0%
IDB Global Federal Credit Union $405,000 n/a 0.0%
CIBM Bank $395,000 n/a 0.0%
FEDCHOICE Federal Credit Union $130,000 $395,000 203.8% 0.0%
EAGLE ONE $450,000 $370,000 -17.8% 0.0%
MID-ISLAND MORTGAGE CORP. $275,000 $365,000 32.7% 0.0%
Securityplus FCU $365,000 n/a 0.0%
The Dart Bank $365,000 n/a 0.0%
AXIA FINANCIAL, LLC $360,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $605,000 $355,000 -41.3% 0.0%
RBC Bank, (Georgia) $530,000 $355,000 -33.0% 0.0%
EASTERN SAVINGS BANK $1,810,000 $350,000 -80.7% 0.0%
SeaTrust Mortgage Company $335,000 $345,000 3.0% 0.0%
Baxter Credit Union $1,240,000 $335,000 -73.0% 0.0%
JET DIRECT FUNDING CORP $335,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $80,000 $335,000 318.8% 0.0%
ANDREWS FEDERAL CREDIT UNION $325,000 n/a 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $325,000 n/a 0.0%
Pennsville National Bank $325,000 n/a 0.0%
Homesale Mortgage, LLC $315,000 n/a 0.0%
NEXTMARK $380,000 $310,000 -18.4% 0.0%
Beeline Loans, Inc. $305,000 n/a 0.0%
Luxury Mortgage Corp. $305,000 n/a 0.0%
WINGS FINANCIAL $305,000 n/a 0.0%
First Commonwealth Bank $295,000 n/a 0.0%
Tompkins Trust Company $295,000 n/a 0.0%
BayVanguard Bank $8,500,000 $285,000 -96.6% 0.0%
CREDIT UNION OF NEW JERSEY $45,000 $285,000 533.3% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $285,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $275,000 n/a 0.0%
East Coast Capital Corp. $345,000 $270,000 -21.7% 0.0%
EDUCATIONAL SYSTEMS $1,090,000 $270,000 -75.2% 0.0%
Summit Community Bank, Inc. $7,085,000 $265,000 -96.3% 0.0%
COMMUNITY CREDIT UNION OF LYNN $255,000 n/a 0.0%
Kearny Bank $195,000 $255,000 30.8% 0.0%
The Queenstown Bank of Maryland $4,210,000 $255,000 -93.9% 0.0%
Connexus Credit Union $485,000 $250,000 -48.5% 0.0%
Southwest Airlines Federal Credit Union $245,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $245,000 n/a 0.0%
Service Federal Credit Union $230,000 $230,000 0.0% 0.0%
Blue Ridge Bank $225,000 n/a 0.0%
Secured Investment Corp. $225,000 n/a 0.0%
Clearview Federal Credit Union $680,000 $220,000 -67.6% 0.0%
AMERICHOICE $75,000 $205,000 173.3% 0.0%
THRIVENT Federal Credit Union $200,000 n/a 0.0%
EVERENCE FEDERAL CREDIT UNION $240,000 $195,000 -18.8% 0.0%
GENEVA FINANCIAL, LLC $85,000 $195,000 129.4% 0.0%
Allied First Bank,sb $185,000 n/a 0.0%
Ardent Federal Credit Union $1,575,000 $185,000 -88.3% 0.0%
First IC Corporation $825,000 $185,000 -77.6% 0.0%
CANOPY MORTGAGE, LLC $155,000 n/a 0.0%
First Federal Bank, A FSB $155,000 n/a 0.0%
United States Senate Federal Credit Union $135,000 $155,000 14.8% 0.0%
AgFirst Farm Credit Bank $145,000 n/a 0.0%
FREEDOM FIRST $125,000 n/a 0.0%
HANSCOM $440,000 $125,000 -71.6% 0.0%
US MORTGAGE CORPORATION $880,000 $125,000 -85.8% 0.0%
ADVANCIAL $855,000 $115,000 -86.5% 0.0%
Christian Community Credit Union $115,000 n/a 0.0%
PRINCE GEORGE'S COMMUNITY $105,000 n/a 0.0%
PROPONENT Federal Credit Union $285,000 $105,000 -63.2% 0.0%
Vellum Mortgage, Inc. $105,000 n/a 0.0%
Harford Bank $870,000 $100,000 -88.5% 0.0%
XCEL Federal Credit Union $95,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $85,000 n/a 0.0%
DEEPWATER INDUSTRIES $15,000 $80,000 433.3% 0.0%
KINECTA $85,000 $75,000 -11.8% 0.0%
Upper Darby Belltelco Federal Credit Union $170,000 $70,000 -58.8% 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $65,000 n/a 0.0%
KeyBank $325,000 $65,000 -80.0% 0.0%
Superior Credit Union $25,000 $65,000 160.0% 0.0%
Franklin Bank $55,000 n/a 0.0%
Signature Federal Credit Union $660,000 $55,000 -91.7% 0.0%
SkyPoint Federal Credit Union $55,000 n/a 0.0%
AGRICULTURE Federal Credit Union $50,000 n/a 0.0%
ARLINGTON COMMUNITY $35,000 n/a 0.0%
CORNING $120,000 $25,000 -79.2% 0.0%
Healthcare Employees FCU $25,000 n/a 0.0%
LIBRARY OF CONGRESS $25,000 n/a 0.0%
BENCHMARK Federal Credit Union $1,360,000 $15,000 -98.9% 0.0%
CHARTWAY FEDERAL CREDIT UNION $15,000 n/a 0.0%

Delaware's top lender by overall market share is QUICKEN LOANS, LLC, with 5.0% market share. In second place, with 5.0%, is NVR Mortgage Finance, Inc., having originated $347,025,000 in loans. In third place, with 4.4%, is PIKE CREEK MORTGAGE SERVICES, INC., having originated $307,510,000 in loans. In fourth place, with 3.3%, is Wilmington Savings Fund Society, FSB, having originated $233,050,000 in loans. In fifth place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $228,535,000 in loans.

Delaware Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 13,590 $4,754,200,000 $349,831
Cash Out Refi 2,977 $690,195,000 $231,842
Refi 2,721 $1,019,305,000 $374,607
Home Improvement 2,606 $278,670,000 $106,934
Other 2,174 $249,640,000 $114,830
NA 7 $1,685,000 $240,714

Delaware's most frequently cited loan purpose was Home Purchase, with 13,590 originations. The 2nd most popular reason was Cash Out Refi, with 2,977 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 9,138 $3,094,640,000 $338,656
Over 8% 5,458 $764,750,000 $140,115
7-8% 4,442 $1,380,810,000 $310,853
5-6% 3,964 $1,454,110,000 $366,829
4-5% 339 $112,405,000 $331,578
<2.5% 116 $4,290,000 $36,983
3-4% 60 $11,260,000 $187,667
2.5-3% 35 $6,055,000 $173,000

During 2024, Delaware's most frequently originated rate bucket was 6-7%, with 9,138 originations.

Loan Sizing (Delaware MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 10,139 $2,980,485,000 $293,962
$100k-200k 4,547 $646,935,000 $142,277
$100,000 or less 4,435 $251,785,000 $56,772
$400k-600k 3,674 $1,751,580,000 $476,750
$600k-1000k 1,040 $734,850,000 $706,587
$Over $1MM 240 $628,060,000 $2,616,917

Delaware's loan sizing saw the bucket of loans from $200k-400k with 10,139 originations, totaling $2,980,485,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,403 $3,112,885,000 $370,449
60-80% 5,162 $1,991,060,000 $385,715
Under 20% 3,699 $252,205,000 $68,182
20-40% 3,261 $517,085,000 $158,566
40-60% 2,259 $661,425,000 $292,795
Over 100% 406 $173,960,000 $428,473

Delaware's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,403 originations, totaling $3,112,885,000 in origination value.