Delaware Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Delaware averaged
7.24%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.62% and
one month ago for the week of 2024-03-14, the
average rate was 6.58%.
Delaware's average rate one year ago was 6.01%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.72%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Delaware 30 Year Fixed Rate | 2024-04-18 | 7.24% |
| Delaware 30 Year Fixed Rate Refi | 2024-04-18 | 7.72% |
| Delaware 15 Year Fixed Rate | 2024-04-18 | 6.27% |
| Delaware 15 Year Fixed Rate Refi | 2024-04-18 | 6.79% |
| Delaware 30 Year FHA | 2024-04-18 | 6.97% |
| Delaware 30 Year FHA Refi | 2024-04-18 | 6.86% |
| Delaware 30 Year USDA | 2024-04-18 | 6.62% |
| Delaware 30 Year USDA Refi | 2024-04-18 | 7.06% |
| Delaware 30 Year VA | 2024-04-18 | 6.52% |
| Delaware 30 Year VA Refi | 2024-04-18 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Delaware.
Delaware Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Delaware market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Delaware Average Closing Costs & Other Stats
Delaware's 289 lenders originated 21,810
loans during 2023. The total origination value was $6,490,730,000, with an average loan value of
$297,603.
Delaware's average closing costs are $6,224.
The top Delaware lender as defined by loan originations is NVR Mortgage Finance, Inc., with
684 loans originated. Their average total fees are
$7,193, which is $1,214
lower than the next largest lender,
PIKE CREEK MORTGAGE SERVICES, INC..
The lowest fee Delaware lenders (with over 10 loans originated) are
POLICE & FIRE ($3,176), State Financial Network, LLC ($3,204), DEL-ONE FEDERAL CREDIT UNION ($3,337), ABERDEEN PROVING GROUND FEDERAL CREDIT UNION ($4,185) and Charles Schwab Bank, SSB ($4,561).
The lowest rate Delaware lenders (with over 10 loans originated) are
DIGITAL Federal Credit Union (5.28%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.34%), Citibank (5.55%), ABERDEEN PROVING GROUND FEDERAL CREDIT UNION (5.59%) and Dover Federal Credit Union (5.79%).
Delaware Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| NVR Mortgage Finance, Inc. | $394,070,000 | $321,220,000 | -18.5% | 4.9% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $370,615,000 | $273,075,000 | -26.3% | 4.2% |
| QUICKEN LOANS, LLC | $441,850,000 | $252,045,000 | -43.0% | 3.9% |
| M&T Bank | $171,275,000 | $199,515,000 | 16.5% | 3.1% |
| Wilmington Savings Fund Society, FSB | $276,810,000 | $198,205,000 | -28.4% | 3.1% |
| LOANDEPOT.COM, LLC | $250,185,000 | $175,710,000 | -29.8% | 2.7% |
| Meridian Bank Corporation | $194,990,000 | $154,410,000 | -20.8% | 2.4% |
| Citizens Bank | $263,570,000 | $150,410,000 | -42.9% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $177,605,000 | $143,460,000 | -19.2% | 2.2% |
| PNC Bank | $233,615,000 | $136,525,000 | -41.6% | 2.1% |
| GREYSTONE SERVICING COMPANY LLC | $129,935,000 | n/a | 2.0% | |
| DHI MORTGAGE COMPANY, LTD. | $84,710,000 | $129,330,000 | 52.7% | 2.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $187,790,000 | $127,675,000 | -32.0% | 2.0% |
| Wells Fargo Bank | $235,210,000 | $116,785,000 | -50.3% | 1.8% |
| Prosperity Home Mortgage, LLC | $164,740,000 | $116,325,000 | -29.4% | 1.8% |
| Shore United Bank | $60,245,000 | $116,085,000 | 92.7% | 1.8% |
| GUILD MORTGAGE COMPANY | $120,840,000 | $111,105,000 | -8.1% | 1.7% |
| NFM, INC. | $149,400,000 | $96,405,000 | -35.5% | 1.5% |
| Fulton Bank | $157,455,000 | $94,445,000 | -40.0% | 1.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $105,995,000 | $91,975,000 | -13.2% | 1.4% |
| Valley National Bank | $32,460,000 | $83,415,000 | 157.0% | 1.3% |
| EAGLE HOME MORTGAGE, LLC | $57,070,000 | $82,320,000 | 44.2% | 1.3% |
| Bank of America | $151,445,000 | $78,865,000 | -47.9% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $97,910,000 | $78,460,000 | -19.9% | 1.2% |
| JPMorgan Chase Bank | $125,670,000 | $73,990,000 | -41.1% | 1.1% |
| Keystone Funding, Inc. | $70,745,000 | n/a | 1.1% | |
| MOVEMENT MORTGAGE, LLC | $60,795,000 | $69,320,000 | 14.0% | 1.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $110,725,000 | $66,560,000 | -39.9% | 1.0% |
| Mortgage Research Center, LLC | $87,180,000 | $63,415,000 | -27.3% | 1.0% |
| Capital Bank | $72,490,000 | $62,980,000 | -13.1% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $77,270,000 | $60,860,000 | -21.2% | 0.9% |
| TD Bank | $100,790,000 | $60,590,000 | -39.9% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $85,270,000 | $56,135,000 | -34.2% | 0.9% |
| CARDINAL FINANCIAL | $82,495,000 | $54,135,000 | -34.4% | 0.8% |
| CALIBER HOME LOANS, INC. | $137,065,000 | $53,595,000 | -60.9% | 0.8% |
| DEL-ONE FEDERAL CREDIT UNION | $70,575,000 | $53,555,000 | -24.1% | 0.8% |
| Evolve Bank & Trust | $62,815,000 | $52,310,000 | -16.7% | 0.8% |
| NEWREZ LLC | $59,525,000 | $51,550,000 | -13.4% | 0.8% |
| WALKER & DUNLOP, LLC | $71,015,000 | $48,675,000 | -31.5% | 0.7% |
| CMG MORTGAGE, INC. | $35,550,000 | $48,140,000 | 35.4% | 0.7% |
| Nations Lending Corporation | $69,440,000 | $48,100,000 | -30.7% | 0.7% |
| Community Bank Delaware | $46,795,000 | n/a | 0.7% | |
| Flagstar Bank, FSB | $151,115,000 | $46,400,000 | -69.3% | 0.7% |
| Arbor Realty Trust, Inc. | $44,590,000 | n/a | 0.7% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $51,985,000 | $42,990,000 | -17.3% | 0.7% |
| Ixonia Bank | $7,200,000 | $42,295,000 | 487.4% | 0.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $37,080,000 | $41,045,000 | 10.7% | 0.6% |
| M&T Realty Capital Corporation | $61,005,000 | $34,145,000 | -44.0% | 0.5% |
| Citibank | $41,245,000 | $31,745,000 | -23.0% | 0.5% |
| EMM LOANS LLC | $49,925,000 | $31,535,000 | -36.8% | 0.5% |
| EMBRACE HOME LOANS, INC. | $86,670,000 | $30,645,000 | -64.6% | 0.5% |
| Morgan Stanley Private Bank | $27,355,000 | $29,795,000 | 8.9% | 0.5% |
| GUARANTEED RATE AFFINITY, LLC | $37,755,000 | $28,935,000 | -23.4% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $69,915,000 | $28,615,000 | -59.1% | 0.4% |
| Artisans' Bank | $38,315,000 | $27,700,000 | -27.7% | 0.4% |
| DRAPER AND KRAMER MORTGAGE CORP. | $47,800,000 | $27,650,000 | -42.2% | 0.4% |
| BROKER SOLUTIONS, INC. | $32,490,000 | $27,365,000 | -15.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $84,240,000 | $25,815,000 | -69.4% | 0.4% |
| Waterstone Mortgage Corporation | $13,545,000 | $25,170,000 | 85.8% | 0.4% |
| Truist | $59,505,000 | $25,005,000 | -58.0% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $54,660,000 | $24,160,000 | -55.8% | 0.4% |
| S&T Bank | $5,125,000 | $22,720,000 | 343.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $65,290,000 | $22,635,000 | -65.3% | 0.3% |
| Dover Federal Credit Union | $29,655,000 | $22,450,000 | -24.3% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $32,755,000 | $22,250,000 | -32.1% | 0.3% |
| U.S. Bank | $35,690,000 | $21,760,000 | -39.0% | 0.3% |
| First Shore Federal Savings and Loan Association | $27,740,000 | $20,965,000 | -24.4% | 0.3% |
| GUARANTEED RATE, INC. | $56,585,000 | $20,135,000 | -64.4% | 0.3% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $20,095,000 | n/a | 0.3% | |
| MainStreet Bank | $18,955,000 | n/a | 0.3% | |
| Northpointe Bank | $65,050,000 | $18,715,000 | -71.2% | 0.3% |
| First National Bank of Pennsylvania | $27,240,000 | $18,540,000 | -31.9% | 0.3% |
| Equity Prime Mortgage LLC | $19,640,000 | $18,035,000 | -8.2% | 0.3% |
| Santander Bank, N.A. | $1,435,000 | $18,005,000 | 1,154.7% | 0.3% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $38,925,000 | $17,915,000 | -54.0% | 0.3% |
| TIDEMARK FEDERAL CREDIT UNION | $11,820,000 | $17,665,000 | 49.5% | 0.3% |
| Discover Bank | $11,695,000 | $16,910,000 | 44.6% | 0.3% |
| First Citizens Community Bank | $75,200,000 | $16,850,000 | -77.6% | 0.3% |
| RCN Capital, LLC | $6,180,000 | $16,235,000 | 162.7% | 0.3% |
| The Federal Savings Bank | $25,490,000 | $16,205,000 | -36.4% | 0.2% |
| NATION ONE MORTGAGE CORPORATION | $2,285,000 | $15,165,000 | 563.7% | 0.2% |
| Webster Bank | $15,005,000 | n/a | 0.2% | |
| FIRST HOME MORTGAGE CORPORATION | $16,010,000 | $13,910,000 | -13.1% | 0.2% |
| DIGITAL Federal Credit Union | $5,555,000 | $13,415,000 | 141.5% | 0.2% |
| TRUMARK FINANCIAL CREDIT UNION | $10,595,000 | $13,090,000 | 23.5% | 0.2% |
| Carrington Mortgage Services, LLC | $23,830,000 | $12,845,000 | -46.1% | 0.2% |
| USAA Federal Savings Bank | $24,150,000 | $12,635,000 | -47.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $12,380,000 | $12,435,000 | 0.4% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,685,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $48,510,000 | $11,235,000 | -76.8% | 0.2% |
| EVERETT FINANCIAL, INC. | $10,325,000 | $11,145,000 | 7.9% | 0.2% |
| WesBanco | $6,710,000 | $11,095,000 | 65.4% | 0.2% |
| Huntingdon Valley Bank | $93,870,000 | $10,910,000 | -88.4% | 0.2% |
| POLICE & FIRE | $10,365,000 | $10,880,000 | 5.0% | 0.2% |
| Magnolia Bank | $5,045,000 | $10,765,000 | 113.4% | 0.2% |
| BAYSHORE MORTGAGE FUNDING, LLC | $3,395,000 | $10,565,000 | 211.2% | 0.2% |
| FRANKLIN MINT | $13,435,000 | $10,525,000 | -21.7% | 0.2% |
| Plains Commerce Bank | $10,740,000 | $10,475,000 | -2.5% | 0.2% |
| Sun East Federal Credit Union | $8,740,000 | $10,465,000 | 19.7% | 0.2% |
| NBKC BANK | $14,745,000 | $10,405,000 | -29.4% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $15,065,000 | $10,225,000 | -32.1% | 0.2% |
| The Farmers Bank of Willards | $14,065,000 | $10,100,000 | -28.2% | 0.2% |
| DIRECT MORTGAGE LOANS, LLC | $9,960,000 | $10,065,000 | 1.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $18,355,000 | $9,935,000 | -45.9% | 0.2% |
| CITADEL FEDERAL CREDIT UNION | $12,785,000 | $9,405,000 | -26.4% | 0.1% |
| First National Bank of America | $8,485,000 | $9,275,000 | 9.3% | 0.1% |
| Univest Bank and Trust Co. | $5,960,000 | $9,185,000 | 54.1% | 0.1% |
| TOWER | $11,845,000 | $9,135,000 | -22.9% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $5,545,000 | $9,095,000 | 64.0% | 0.1% |
| DEXSTA | $9,040,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $27,380,000 | $8,915,000 | -67.4% | 0.1% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $7,785,000 | $8,890,000 | 14.2% | 0.1% |
| THE BANK OF DELMARVA | $8,700,000 | n/a | 0.1% | |
| TBI MORTGAGE COMPANY | $6,495,000 | $8,650,000 | 33.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $17,590,000 | $8,635,000 | -50.9% | 0.1% |
| Mid Penn Bank | $8,290,000 | $8,590,000 | 3.6% | 0.1% |
| BayVanguard Bank | $8,500,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,080,000 | $8,125,000 | -32.7% | 0.1% |
| GREENTREE MORTGAGE COMPANY, L.P. | $6,260,000 | $7,765,000 | 24.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $27,970,000 | $7,725,000 | -72.4% | 0.1% |
| Towne Bank | $6,740,000 | $7,700,000 | 14.2% | 0.1% |
| Charles Schwab Bank, SSB | $13,590,000 | $7,685,000 | -43.5% | 0.1% |
| AMWEST FUNDING CORP. | $1,640,000 | $7,435,000 | 353.4% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,945,000 | $7,380,000 | 279.4% | 0.1% |
| BAY EQUITY LLC | $2,115,000 | $7,325,000 | 246.3% | 0.1% |
| Summit Community Bank, Inc. | $275,000 | $7,085,000 | 2,476.4% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $7,025,000 | n/a | 0.1% | |
| COUNTY BANK | $6,960,000 | n/a | 0.1% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $18,045,000 | $6,865,000 | -62.0% | 0.1% |
| First Savings Bank | $8,725,000 | $6,845,000 | -21.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $6,710,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $2,735,000 | $6,065,000 | 121.8% | 0.1% |
| The Huntington National Bank | $7,430,000 | $5,945,000 | -20.0% | 0.1% |
| Raymond James Bank | $2,925,000 | $5,900,000 | 101.7% | 0.1% |
| MidAtlantic Farm Credit, ACA | $6,510,000 | $5,720,000 | -12.1% | 0.1% |
| Calvin B. Taylor Banking Company of Berlin, Maryland | $8,335,000 | $5,480,000 | -34.3% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $8,950,000 | $5,460,000 | -39.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $15,985,000 | $5,265,000 | -67.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $6,865,000 | $5,140,000 | -25.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $4,115,000 | $5,070,000 | 23.2% | 0.1% |
| MDE Home Loans, LLC | $5,460,000 | $4,775,000 | -12.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $3,290,000 | $4,630,000 | 40.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $310,000 | $4,605,000 | 1,385.5% | 0.1% |
| Sandy Spring Bank | $16,240,000 | $4,595,000 | -71.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $3,720,000 | $4,500,000 | 21.0% | 0.1% |
| PHH Mortgage Corporation | $9,125,000 | $4,395,000 | -51.8% | 0.1% |
| UBS Bank USA | $8,525,000 | $4,380,000 | -48.6% | 0.1% |
| Presidential Bank, FSB | $5,065,000 | $4,215,000 | -16.8% | 0.1% |
| The Queenstown Bank of Maryland | $5,815,000 | $4,210,000 | -27.6% | 0.1% |
| Acre Mortgage and Financial Inc | $8,915,000 | $3,975,000 | -55.4% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,110,000 | $3,960,000 | 87.7% | 0.1% |
| NJ LENDERS CORP. | $1,505,000 | $3,940,000 | 161.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $4,910,000 | $3,875,000 | -21.1% | 0.1% |
| LIMA ONE CAPITAL, LLC | $5,460,000 | $3,845,000 | -29.6% | 0.1% |
| Ally Bank | $13,645,000 | $3,835,000 | -71.9% | 0.1% |
| Stifel Bank and Trust | $3,660,000 | $3,790,000 | 3.6% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $5,795,000 | $3,750,000 | -35.3% | 0.1% |
| George Mason Mortgage, LLC | $15,465,000 | $3,650,000 | -76.4% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $2,920,000 | $3,585,000 | 22.8% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $1,965,000 | $3,585,000 | 82.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $7,445,000 | $3,570,000 | -52.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $11,295,000 | $3,525,000 | -68.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $6,500,000 | $3,295,000 | -49.3% | 0.1% |
| Atlantic Coast Mortgage, LLC | $4,430,000 | $3,265,000 | -26.3% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,835,000 | $3,245,000 | 14.5% | 0.0% |
| TJC Mortgage, Inc. | $780,000 | $3,235,000 | 314.7% | 0.0% |
| Farmers Bank & Trust | $690,000 | $3,195,000 | 363.0% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $6,585,000 | $3,180,000 | -51.7% | 0.0% |
| Orrstown Bank | $3,270,000 | $3,165,000 | -3.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $9,560,000 | $3,155,000 | -67.0% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $5,705,000 | $3,105,000 | -45.6% | 0.0% |
| OCMBC, INC. | $695,000 | $3,055,000 | 339.6% | 0.0% |
| First Federal Bank | $530,000 | $3,020,000 | 469.8% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $5,170,000 | $2,955,000 | -42.8% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $5,890,000 | $2,955,000 | -49.8% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $9,615,000 | $2,940,000 | -69.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $4,295,000 | $2,925,000 | -31.9% | 0.0% |
| BNY Mellon | $4,640,000 | $2,905,000 | -37.4% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $81,460,000 | $2,820,000 | -96.5% | 0.0% |
| Goldman Sachs Bank USA | $5,350,000 | $2,800,000 | -47.7% | 0.0% |
| SPRING EQ, LLC | $7,825,000 | $2,800,000 | -64.2% | 0.0% |
| Princeton Mortgage Corporation | $4,205,000 | $2,720,000 | -35.3% | 0.0% |
| Louviers Federal Credit Union | $3,000,000 | $2,715,000 | -9.5% | 0.0% |
| AMERICAN HERITAGE FCU | $5,500,000 | $2,615,000 | -52.5% | 0.0% |
| State Financial Network, LLC | $5,770,000 | $2,600,000 | -54.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $8,250,000 | $2,590,000 | -68.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $5,150,000 | $2,525,000 | -51.0% | 0.0% |
| LENDINGONE, LLC | $2,355,000 | $2,515,000 | 6.8% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,890,000 | $2,515,000 | 33.1% | 0.0% |
| OAKTREE FUNDING CORP. | $555,000 | $2,415,000 | 335.1% | 0.0% |
| BMO Harris Bank | $445,000 | $2,410,000 | 441.6% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,400,000 | $2,405,000 | 71.8% | 0.0% |
| ANCHOR LOANS, LP | $1,165,000 | $2,385,000 | 104.7% | 0.0% |
| Parke Bank | $8,340,000 | $2,385,000 | -71.4% | 0.0% |
| SWBC MORTGAGE CORPORATION | $2,905,000 | $2,385,000 | -17.9% | 0.0% |
| HomeTrust Bank | $765,000 | $2,380,000 | 211.1% | 0.0% |
| GSF Mortgage Corporation | $3,390,000 | $2,370,000 | -30.1% | 0.0% |
| ARC HOME LLC | $1,420,000 | $2,355,000 | 65.8% | 0.0% |
| Quontic Bank | $8,025,000 | $2,355,000 | -70.7% | 0.0% |
| North American Savings Bank, F.S.B. | $8,150,000 | $2,235,000 | -72.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $9,235,000 | $2,215,000 | -76.0% | 0.0% |
| GREENWOOD | $5,130,000 | $2,210,000 | -56.9% | 0.0% |
| Dollar Bank, Federal Savings Bank | $3,065,000 | $2,105,000 | -31.3% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $6,105,000 | $2,025,000 | -66.8% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $5,100,000 | $2,020,000 | -60.4% | 0.0% |
| LOANPAL, LLC | $5,345,000 | $1,970,000 | -63.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,005,000 | $1,930,000 | -35.8% | 0.0% |
| First Resource Bank | $3,045,000 | $1,890,000 | -37.9% | 0.0% |
| Citadel Servicing Corporation | $1,455,000 | $1,885,000 | 29.6% | 0.0% |
| EASTERN SAVINGS BANK | $1,810,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $830,000 | $1,795,000 | 116.3% | 0.0% |
| Mortgage America, Inc. | $9,925,000 | $1,765,000 | -82.2% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $2,655,000 | $1,730,000 | -34.8% | 0.0% |
| PLANET HOME LENDING, LLC | $2,490,000 | $1,730,000 | -30.5% | 0.0% |
| State Department Federal Credit Union | $1,190,000 | $1,730,000 | 45.4% | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | $3,035,000 | $1,725,000 | -43.2% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,605,000 | $1,720,000 | 7.2% | 0.0% |
| Bank of England | $2,065,000 | $1,660,000 | -19.6% | 0.0% |
| GTE Federal Credit Union | $1,210,000 | $1,590,000 | 31.4% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,255,000 | $1,585,000 | 26.3% | 0.0% |
| Ardent Federal Credit Union | $1,900,000 | $1,575,000 | -17.1% | 0.0% |
| Integrity Home Mortgage Corp | $485,000 | $1,575,000 | 224.7% | 0.0% |
| Northwest Federal Credit Union | $2,415,000 | $1,555,000 | -35.6% | 0.0% |
| Capitol Federal Savings Bank | $765,000 | $1,545,000 | 102.0% | 0.0% |
| MICHIGAN MUTUAL, INC. | $265,000 | $1,545,000 | 483.0% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $8,765,000 | $1,495,000 | -82.9% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $665,000 | $1,480,000 | 122.6% | 0.0% |
| 1st Colonial Community Bank | $980,000 | $1,455,000 | 48.5% | 0.0% |
| NEXERA HOLDING LLC | $1,420,000 | $1,420,000 | 0.0% | 0.0% |
| AmRes Corporation | $3,135,000 | $1,410,000 | -55.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $2,765,000 | $1,410,000 | -49.0% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $990,000 | $1,405,000 | 41.9% | 0.0% |
| THE MORTGAGE LINK, INC. | $1,040,000 | $1,400,000 | 34.6% | 0.0% |
| NP, Inc. | $185,000 | $1,395,000 | 654.1% | 0.0% |
| Bank of Ocean City | $1,380,000 | n/a | 0.0% | |
| BENCHMARK Federal Credit Union | $1,250,000 | $1,360,000 | 8.8% | 0.0% |
| Fifth Third Bank | $1,145,000 | $1,355,000 | 18.3% | 0.0% |
| City National Bank | $8,610,000 | $1,345,000 | -84.4% | 0.0% |
| First Heritage Mortgage, LLC | $2,080,000 | $1,345,000 | -35.3% | 0.0% |
| Armed Forces Bank | $1,755,000 | $1,325,000 | -24.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,285,000 | $1,315,000 | -60.0% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $1,300,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,855,000 | $1,295,000 | -30.2% | 0.0% |
| Ameris Bank | $2,575,000 | $1,290,000 | -49.9% | 0.0% |
| COMMUNITY POWERED | $2,015,000 | $1,290,000 | -36.0% | 0.0% |
| United Nations Federal Credit Union | $3,170,000 | $1,255,000 | -60.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,000,000 | $1,250,000 | 25.0% | 0.0% |
| Baxter Credit Union | $1,500,000 | $1,240,000 | -17.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $850,000 | $1,240,000 | 45.9% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,325,000 | $1,240,000 | -6.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $320,000 | $1,210,000 | 278.1% | 0.0% |
| Bethpage Federal Credit Union | $4,315,000 | $1,195,000 | -72.3% | 0.0% |
| Firstrust Savings Bank | $2,605,000 | $1,170,000 | -55.1% | 0.0% |
| LENDING CAPITAL GROUP Inc | $450,000 | $1,170,000 | 160.0% | 0.0% |
| MCLEAN MORTGAGE CORPORATION | $61,155,000 | $1,170,000 | -98.1% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $2,300,000 | $1,165,000 | -49.3% | 0.0% |
| The Gratz Bank | $1,005,000 | $1,160,000 | 15.4% | 0.0% |
| AFFINITY | $3,095,000 | $1,145,000 | -63.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,550,000 | $1,125,000 | -68.3% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $29,890,000 | $1,100,000 | -96.3% | 0.0% |
| EDUCATIONAL SYSTEMS | $370,000 | $1,090,000 | 194.6% | 0.0% |
| POINT BREEZE | $2,315,000 | $1,090,000 | -52.9% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $1,085,000 | $1,075,000 | -0.9% | 0.0% |
| The Central Trust Bank | $3,295,000 | $1,070,000 | -67.5% | 0.0% |
| The People's Credit Union | $1,295,000 | $1,050,000 | -18.9% | 0.0% |
| BayCoast Bank | $1,870,000 | $1,030,000 | -44.9% | 0.0% |
| CHEVRON | $1,030,000 | n/a | 0.0% | |
| Rosedale Federal Savings and Loan Association | $1,355,000 | $1,030,000 | -24.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $5,000,000 | $1,015,000 | -79.7% | 0.0% |
| General Mortgage Capital Corporation | $1,015,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $3,390,000 | $985,000 | -70.9% | 0.0% |
| NexBank | $955,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $875,000 | $940,000 | 7.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $535,000 | $935,000 | 74.8% | 0.0% |
| EQUITY RESOURCES, INC. | $1,305,000 | $925,000 | -29.1% | 0.0% |
| SUMMIT FUNDING, INC. | $1,500,000 | $910,000 | -39.3% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $155,000 | $900,000 | 480.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $295,000 | $895,000 | 203.4% | 0.0% |
| BHCU | $1,730,000 | $885,000 | -48.8% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $1,480,000 | $885,000 | -40.2% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $985,000 | $880,000 | -10.7% | 0.0% |
| US MORTGAGE CORPORATION | $1,485,000 | $880,000 | -40.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,930,000 | $875,000 | -54.7% | 0.0% |
| Harford Bank | $5,130,000 | $870,000 | -83.0% | 0.0% |
| Financial Freedom Mortgage, LLC | $6,055,000 | $865,000 | -85.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $495,000 | $860,000 | 73.7% | 0.0% |
| ADVANCIAL | $620,000 | $855,000 | 37.9% | 0.0% |
| First IC Corporation | $825,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $705,000 | $795,000 | 12.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $3,370,000 | $775,000 | -77.0% | 0.0% |
| Residential Mortgage Solutions, Inc. | $935,000 | $755,000 | -19.3% | 0.0% |
| RAPID MORTGAGE COMPANY | $870,000 | $750,000 | -13.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,915,000 | $725,000 | -85.2% | 0.0% |
| DAS Acquisition Company, LLC | $1,015,000 | $725,000 | -28.6% | 0.0% |
| Johns Hopkins Federal Credit Union | $365,000 | $685,000 | 87.7% | 0.0% |
| Clearview Federal Credit Union | $380,000 | $680,000 | 78.9% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $4,965,000 | $670,000 | -86.5% | 0.0% |
| Sharon Bank | $665,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $605,000 | $660,000 | 9.1% | 0.0% |
| York Traditions Bank | $6,475,000 | $650,000 | -90.0% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $265,000 | $645,000 | 143.4% | 0.0% |
| The National Capital Bank of Washington | $645,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $640,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $1,370,000 | $630,000 | -54.0% | 0.0% |
| Signal Financial Federal Credit Union | $825,000 | $630,000 | -23.6% | 0.0% |
| COMMUNITYAMERICA | $625,000 | n/a | 0.0% | |
| WaterStone Bank, SSB | $625,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $1,050,000 | $620,000 | -41.0% | 0.0% |
| American Airlines Federal Credit Union | $2,065,000 | $605,000 | -70.7% | 0.0% |
| Farmers and Merchants Bank Of Fowblesburg, Maryland | $575,000 | $605,000 | 5.2% | 0.0% |
| FREEDOM CREDIT UNION | $605,000 | $605,000 | 0.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,245,000 | $605,000 | -51.4% | 0.0% |
| Axos Bank | $470,000 | $600,000 | 27.7% | 0.0% |
| Gateway First Bank | $4,480,000 | $590,000 | -86.8% | 0.0% |
| 1ST FINANCIAL, INC. | $500,000 | $580,000 | 16.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $215,000 | $575,000 | 167.4% | 0.0% |
| MLD MORTGAGE INC. | $825,000 | $570,000 | -30.9% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $945,000 | $565,000 | -40.2% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $550,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $550,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $840,000 | $530,000 | -36.9% | 0.0% |
| AMCAP MORTGAGE, LTD. | $225,000 | $525,000 | 133.3% | 0.0% |
| United Bank | $2,105,000 | $520,000 | -75.3% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $1,015,000 | $510,000 | -49.8% | 0.0% |
| First Citizens National Bank | $505,000 | n/a | 0.0% | |
| Northwest Bank | $755,000 | $505,000 | -33.1% | 0.0% |
| The Victory Bank | $505,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $165,000 | $490,000 | 197.0% | 0.0% |
| Connexus Credit Union | $485,000 | n/a | 0.0% | |
| Center City Mortgage and Investments LLC | $1,360,000 | $475,000 | -65.1% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $475,000 | n/a | 0.0% | |
| BNC National Bank | $3,235,000 | $465,000 | -85.6% | 0.0% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $1,385,000 | $455,000 | -67.1% | 0.0% |
| EAGLE ONE | $165,000 | $450,000 | 172.7% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $445,000 | n/a | 0.0% | |
| HANSCOM | $135,000 | $440,000 | 225.9% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $1,380,000 | $435,000 | -68.5% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $425,000 | $430,000 | 1.2% | 0.0% |
| CLIFFCO, INC. | $415,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,950,000 | $410,000 | -79.0% | 0.0% |
| Paramount Bank | $405,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $405,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $8,290,000 | $400,000 | -95.2% | 0.0% |
| IRCO COMMUNITY FCU | $395,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,990,000 | $390,000 | -90.2% | 0.0% |
| USAlliance Federal Credit Union | $310,000 | $385,000 | 24.2% | 0.0% |
| NEXTMARK | $1,500,000 | $380,000 | -74.7% | 0.0% |
| OceanFirst Bank | $8,945,000 | $380,000 | -95.8% | 0.0% |
| Citizens & Northern Bank | $3,900,000 | $375,000 | -90.4% | 0.0% |
| The Freedom Bank of Virginia | $405,000 | $375,000 | -7.4% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $220,000 | $370,000 | 68.2% | 0.0% |
| Colonial Savings, F.A. | $1,635,000 | $365,000 | -77.7% | 0.0% |
| Watermark Capital, Inc. | $510,000 | $360,000 | -29.4% | 0.0% |
| CNB Bank | $355,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $355,000 | $355,000 | 0.0% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $265,000 | $355,000 | 34.0% | 0.0% |
| IVY MORTGAGE, INC. | $1,560,000 | $350,000 | -77.6% | 0.0% |
| PHILADELPHIA | $1,615,000 | $350,000 | -78.3% | 0.0% |
| East Coast Capital Corp. | $195,000 | $345,000 | 76.9% | 0.0% |
| Leader Bank | $345,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $345,000 | n/a | 0.0% | |
| Commercial Lender LLC | $1,085,000 | $340,000 | -68.7% | 0.0% |
| SeaTrust Mortgage Company | $335,000 | n/a | 0.0% | |
| KeyBank | $590,000 | $325,000 | -44.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,620,000 | $325,000 | -87.6% | 0.0% |
| OPEN MORTGAGE, LLC | $975,000 | $325,000 | -66.7% | 0.0% |
| Florida Capital Bank | $860,000 | $315,000 | -63.4% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| Old National Bank | $315,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $590,000 | $310,000 | -47.5% | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| County Savings Bank | $295,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $290,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $290,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,140,000 | $285,000 | -75.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $175,000 | $285,000 | 62.9% | 0.0% |
| PROPONENT Federal Credit Union | $600,000 | $285,000 | -52.5% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $1,035,000 | $275,000 | -73.4% | 0.0% |
| CITIZENS EQUITY FIRST | $370,000 | $275,000 | -25.7% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $3,835,000 | $275,000 | -92.8% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $510,000 | $275,000 | -46.1% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| Pathfinder Bank | $265,000 | n/a | 0.0% | |
| Quaint Oak Mortgage, LLC | $490,000 | $265,000 | -45.9% | 0.0% |
| NMSI, INC. | $215,000 | $255,000 | 18.6% | 0.0% |
| BELLCO | $245,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $440,000 | $240,000 | -45.5% | 0.0% |
| FIRST TECHNOLOGY | $1,370,000 | $235,000 | -82.8% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $440,000 | $235,000 | -46.6% | 0.0% |
| Service Federal Credit Union | $230,000 | n/a | 0.0% | |
| Bank of Whittier | $800,000 | $225,000 | -71.9% | 0.0% |
| Credence Funding Corporation | $600,000 | $225,000 | -62.5% | 0.0% |
| SmartBank | $225,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $235,000 | $215,000 | -8.5% | 0.0% |
| University Bank | $215,000 | n/a | 0.0% | |
| MY MORTGAGE, INC. | $235,000 | $210,000 | -10.6% | 0.0% |
| Hebron Savings Bank | $4,160,000 | $205,000 | -95.1% | 0.0% |
| Kearny Bank | $195,000 | n/a | 0.0% | |
| Central State Bank | $185,000 | n/a | 0.0% | |
| GFA Federal Credit Union | $495,000 | $185,000 | -62.6% | 0.0% |
| Upper Darby Belltelco Federal Credit Union | $155,000 | $170,000 | 9.7% | 0.0% |
| N R L Federal Credit Union | $1,340,000 | $165,000 | -87.7% | 0.0% |
| The Peoples Bank | $165,000 | n/a | 0.0% | |
| Centier Bank | $120,000 | $155,000 | 29.2% | 0.0% |
| GENISYS | $35,000 | $155,000 | 342.9% | 0.0% |
| United States Senate Federal Credit Union | $465,000 | $135,000 | -71.0% | 0.0% |
| FEDCHOICE Federal Credit Union | $595,000 | $130,000 | -78.2% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $125,000 | n/a | 0.0% | |
| Democracy Federal Credit Union | $125,000 | n/a | 0.0% | |
| CORNING | $155,000 | $120,000 | -22.6% | 0.0% |
| Lakeview Community Capital, LLC | $120,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $1,310,000 | $115,000 | -91.2% | 0.0% |
| RIVERFRONT | $180,000 | $115,000 | -36.1% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $1,690,000 | $105,000 | -93.8% | 0.0% |
| APL | $105,000 | $105,000 | 0.0% | 0.0% |
| Diamond Credit Union | $285,000 | $105,000 | -63.2% | 0.0% |
| ITHINK FINANCIAL Credit Union | $1,985,000 | $105,000 | -94.7% | 0.0% |
| SUFFOLK | $105,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $1,975,000 | $95,000 | -95.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $890,000 | $95,000 | -89.3% | 0.0% |
| THRIVE MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $125,000 | $85,000 | -32.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $450,000 | $85,000 | -81.1% | 0.0% |
| KINECTA | $970,000 | $85,000 | -91.2% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $760,000 | $80,000 | -89.5% | 0.0% |
| AMERICHOICE | $75,000 | $75,000 | 0.0% | 0.0% |
| The Fidelity Deposit and Discount Bank | $395,000 | $75,000 | -81.0% | 0.0% |
| MASSMUTUAL | $205,000 | $65,000 | -68.3% | 0.0% |
| ALTRA | $125,000 | $55,000 | -56.0% | 0.0% |
| SKYONE Federal Credit Union | $55,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $105,000 | $55,000 | -47.6% | 0.0% |
| UNITED | $55,000 | n/a | 0.0% | |
| CREDIT UNION OF NEW JERSEY | $125,000 | $45,000 | -64.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $720,000 | $45,000 | -93.8% | 0.0% |
| APCI Federal Credit Union | $35,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $3,385,000 | $35,000 | -99.0% | 0.0% |
| ALL IN | $25,000 | n/a | 0.0% | |
| Superior Credit Union | $75,000 | $25,000 | -66.7% | 0.0% |
| DEEPWATER INDUSTRIES | $15,000 | n/a | 0.0% |
Delaware's top lender by overall market share is NVR Mortgage Finance, Inc., with 4.9% market share. In second place, with 4.2%, is PIKE CREEK MORTGAGE SERVICES, INC., having originated $273,075,000 in loans. In third place, with 3.9%, is QUICKEN LOANS, LLC, having originated $252,045,000 in loans. In fourth place, with 3.1%, is M&T Bank, having originated $199,515,000 in loans. In fifth place, with 3.1%, is Wilmington Savings Fund Society, FSB, having originated $198,205,000 in loans.
Delaware Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 13,325 | $4,650,155,000 | $348,980 |
| Home Improvement | 2,522 | $292,630,000 | $116,031 |
| Cash Out Refi | 2,365 | $551,265,000 | $233,093 |
| Other | 1,967 | $234,905,000 | $119,423 |
| Refi | 1,630 | $761,470,000 | $467,160 |
| NA | 1 | $305,000 | $305,000 |
Delaware's most frequently cited loan purpose was Home Purchase, with 13,325 originations. The 2nd most popular reason was Home Improvement, with 2,522 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 7,745 | $2,518,485,000 | $325,176 |
| 7-8% | 5,006 | $1,407,040,000 | $281,071 |
| Over 8% | 4,243 | $621,475,000 | $146,471 |
| 5-6% | 3,332 | $1,318,740,000 | $395,780 |
| 4-5% | 390 | $198,850,000 | $509,872 |
| <2.5% | 112 | $6,600,000 | $58,929 |
| 2.5-3% | 92 | $12,530,000 | $136,196 |
| 3-4% | 83 | $24,905,000 | $300,060 |
During 2023, Delaware's most frequently originated rate bucket was 6-7%, with 7,745 originations.
Loan Sizing (Delaware MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 8,970 | $2,611,520,000 | $291,139 |
| $100k-200k | 4,540 | $653,450,000 | $143,932 |
| $100,000 or less | 4,157 | $233,855,000 | $56,256 |
| $400k-600k | 3,061 | $1,451,265,000 | $474,115 |
| $600k-1000k | 859 | $608,685,000 | $708,597 |
| $Over $1MM | 223 | $931,955,000 | $4,179,170 |
Delaware's loan sizing saw the bucket of loans from $200k-400k with 8,970 originations, totaling $2,611,520,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 7,888 | $2,746,400,000 | $348,174 |
| 60-80% | 4,555 | $1,837,035,000 | $403,301 |
| Under 20% | 3,187 | $211,795,000 | $66,456 |
| 20-40% | 2,784 | $515,990,000 | $185,341 |
| 40-60% | 2,116 | $698,170,000 | $329,948 |
| Over 100% | 359 | $209,025,000 | $582,242 |
Delaware's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,888 originations, totaling $2,746,400,000 in origination value.