Maryland Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Maryland averaged 6.7% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.61% and one month ago for the week of 2025-02-27, the average rate was 6.62%.

Maryland's average rate one year ago was 6.65%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Maryland 30 Year Fixed Rate 2025-04-03 6.7%
Maryland 30 Year Fixed Rate Refi 2025-04-03 6.93%
Maryland 15 Year Fixed Rate 2025-04-03 6.1%
Maryland 15 Year Fixed Rate Refi 2025-04-03 6.15%
Maryland 30 Year FHA 2025-04-03 6.48%
Maryland 30 Year FHA Refi 2025-04-03 5.62%
Maryland 30 Year USDA 2025-04-03 5.99%
Maryland 30 Year USDA Refi 2025-04-03 6.42%
Maryland 30 Year VA 2025-04-03 6.04%
Maryland 30 Year VA Refi 2025-04-03 5.45%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Maryland.

Maryland Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Maryland market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 3,485 6.69% $7,494
FIRST HOME MORTGAGE CORPORATION 2,028 6.71% $9,605
UNITED WHOLESALE MORTGAGE, LLC 2,020 6.69% $9,375
NFM, INC. 1,184 6.85% $8,411
JPMorgan Chase Bank 1,155 6.50% $6,181
Truist 1,061 6.46% $5,943
NVR Mortgage Finance, Inc. 1,039 6.75% $7,515
NAVY FEDERAL CREDIT UNION 967 6.50% $5,523
Prosperity Home Mortgage, LLC 877 6.87% $7,325
Towne Bank 824 6.61% $6,606
PRIMARY RESIDENTIAL MORTGAGE, INC. 697 6.67% $8,548
MOVEMENT MORTGAGE, LLC 668 6.84% $6,784
Bank of America 619 6.10% $6,011
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 579 6.84% $7,337
CROSSCOUNTRY MORTGAGE, LLC 564 6.85% $8,436
Meridian Bank Corporation 560 6.74% $5,705
DIRECT MORTGAGE LOANS, LLC 538 6.83% $8,326
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 535 6.37% $5,755
First Heritage Mortgage, LLC 522 6.58% $7,494
EMBRACE HOME LOANS, INC. 511 6.86% $7,677
CMG MORTGAGE, INC. 508 6.86% $7,012
M&T Bank 499 6.36% $5,913
NEWREZ LLC 496 6.91% $8,162
BAY EQUITY LLC 439 6.55% $6,087
EAGLE HOME MORTGAGE, LLC 438 6.51% $8,019
Wells Fargo Bank 423 6.54% $5,625
Sandy Spring Bank 418 6.69% $6,574
FIRST SAVINGS MORTGAGE CORPORATION 415 6.72% $7,446
United Bank 409 6.45% $6,052
BAY CAPITAL MORTGAGE CORPORATION 402 6.71% $7,482
GUARANTEED RATE, INC. 396 6.64% $7,029
First National Bank of Pennsylvania 392 6.53% $5,930
Atlantic Coast Mortgage, LLC 355 6.60% $7,664
GUILD MORTGAGE COMPANY 353 6.67% $6,921
Ameris Bank 340 6.52% $7,444
DAS Acquisition Company, LLC 335 6.65% $7,557
PROVIDENT FUNDING ASSOCIATES, L.P. 319 6.40% $5,504
HOMESIDE FINANCIAL, LLC 312 6.69% $8,262
PRIMELENDING, A PLAINSCAPITAL COMPANY 301 6.75% $6,771
GUARANTEED RATE AFFINITY, LLC 299 6.86% $5,932
PENNYMAC LOAN SERVICES, LLC 293 6.58% $8,732
PNC Bank 289 6.47% $5,520
Vellum Mortgage, Inc. 288 6.75% $7,277
LOANDEPOT.COM, LLC 279 6.56% $7,760
Presidential Bank, FSB 268 6.89% $8,382
Fulton Bank 267 6.77% $7,064
Shore United Bank 264 6.71% $6,639
HOMESPIRE MORTGAGE CORPORATION 262 6.77% $8,991
FIDELITY DIRECT MORTGAGE, LLC 245 6.98% $8,223
SWBC MORTGAGE CORPORATION 244 6.80% $5,648
DHI MORTGAGE COMPANY, LTD. 242 5.78% $4,278
First National Bank of America 239 9.42% $12,867
Citibank 227 6.26% $6,693
City Lending Inc. 224 8.09% $11,232
FREEDOM MORTGAGE CORPORATION 211 6.78% $9,164
PULTE MORTGAGE LLC 210 6.71% $1,854
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 207 6.91% $10,707
Mr. Cooper ( Nationstar Mortgage ) 206 6.82% $8,832
UNION HOME MORTGAGE CORP. 197 6.92% $9,185
U.S. Bank 192 6.68% $5,502
Sierra Pacific Mortgage Company, Inc. 188 6.68% $7,392
Morgan Stanley Private Bank 178 6.08% $5,812
OCMBC, INC. 173 8.17% $14,545
TD Bank 172 6.68% $4,720
The Loan Store, Inc. 172 6.77% $8,922
ENVOY MORTGAGE, LTD 168 6.76% $8,634
CREDIT UNION MORTGAGE ASSOCIATION, INC. 164 5.94% $5,026
BROKER SOLUTIONS, INC. 161 6.89% $8,650
Plains Commerce Bank 154 6.69% $8,524
T2 FINANCIAL LLC 154 6.84% $9,096
MUTUAL OF OMAHA MORTGAGE, INC. 154 6.60% $7,134
CHURCHILL MORTGAGE CORPORATION 146 6.77% $11,307
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 140 5.90% $4,448
Capital Bank 134 6.78% $6,325
WesBanco 133 6.79% $7,009
INTERCOASTAL MORTGAGE COMPANY 131 6.66% $7,156
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 129 6.78% $6,950
PLAZA HOME MORTGAGE, INC. 127 6.48% $8,915
MORTGAGE EQUITY PARTNERS LLC 119 6.85% $8,512
TOWER 119 6.00% $6,216
Citizens Bank 116 6.51% $8,658
EQUITY RESOURCES, INC. 115 6.75% $5,742
MILLENNIUM FINANCIAL GROUP, INC. 111 6.72% $5,727
THE MORTGAGE LINK, INC. 111 6.68% $20,604
FIRST COMMUNITY MORTGAGE, INC. 110 6.73% $6,334
Bank-Fund Staff Federal Credit Union 105 6.04% $5,865
Paramount Residential Mortgage Group, Inc. 103 7.13% $10,689
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 98 7.01% $7,254
SOUTHERN TRUST MORTGAGE, LLC 97 6.76% $8,195
American Mortgage & Equity Consultants, Inc. 96 6.88% $9,218
NBKC BANK 91 6.40% $3,829
Integrity Home Mortgage Corp 89 6.90% $7,380
NexBank 87 6.64% $8,915
PENTAGON FEDERAL CREDIT UNION 86 6.51% $8,014
United Nations Federal Credit Union 83 6.05% $5,443
EMM LOANS LLC 82 6.74% $8,986
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 81 5.94% $3,285
Alcova Mortgage LLC 81 6.85% $4,416
USAA Federal Savings Bank 79 6.58% $6,528
Flagstar Bank, FSB 78 6.69% $7,727
Residential Mortgage Solutions, Inc. 78 6.79% $7,503
AMERICAN FINANCIAL NETWORK, INC. 73 6.98% $8,269
CARDINAL FINANCIAL 68 6.67% $9,148
Century Mortgage Company DBA Century Lending Company 68 6.74% $8,408
ZILLOW HOME LOANS, LLC 67 6.78% $6,358
POINT BREEZE 65 5.94% $3,820
ARC HOME LLC 65 7.27% $12,044
FEDERATED MORTGAGE CORP. 63 6.62% $3,287
RADIUS FINANCIAL GROUP INC. 63 6.95% $7,098
NATIONWIDE MORTGAGE BANKERS, INC. 63 6.86% $8,191
Waterstone Mortgage Corporation 62 7.04% $9,398
Keystone Funding, Inc. 62 6.88% $7,825
BETTER MORTGAGE CORPORATION 61 6.46% $5,215
FIRST ALLIANCE HOME MORTGAGE, LLC 59 6.58% $9,617
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 58 6.16% $6,427
ARK-LA-TEX FINANCIAL SERVICES, LLC. 58 6.96% $8,437
EVERETT FINANCIAL, INC. 55 6.97% $7,993
GUIDANCE RESIDENTIAL, LLC 55 7.12% $7,532
Homesale Mortgage, LLC 51 6.91% $5,627
EDUCATIONAL SYSTEMS 49 6.22% $5,622
Dollar Bank, Federal Savings Bank 49 6.84% $11,864
NMSI, INC. 48 7.13% $11,886
MidAtlantic Farm Credit, ACA 48 6.98% $6,441
A&D Mortgage LLC 48 7.70% $13,504
MORTGAGE ACCESS CORP. 47 6.97% $6,453
AMERISAVE MORTGAGE CORPORATION 47 6.55% $10,586
NP, Inc. 47 8.30% $11,457
BAYSHORE MORTGAGE FUNDING, LLC 46 6.91% $8,462
PHH Mortgage Corporation 45 6.70% $6,813
Citadel Servicing Corporation 44 8.72% $16,045
NASA Federal Credit Union 44 6.38% $8,456
Charles Schwab Bank, SSB 43 6.07% $4,682
SUN WEST MORTGAGE COMPANY, INC. 42 6.50% $10,970
MICHIGAN MUTUAL, INC. 40 6.96% $9,778
TBI MORTGAGE COMPANY 40 6.66% $11,625
The Federal Savings Bank 40 7.09% $7,429
FIRST FINANCIAL OF MARYLAND 40 6.02% $4,098
NEW WAVE LENDING GROUP INC 40 7.38% $11,510
ANGEL OAK MORTGAGE SOLUTIONS LLC 38 7.87% $16,794
Mortgage Research Center, LLC 38 6.78% $5,964
PIKE CREEK MORTGAGE SERVICES, INC. 37 6.67% $8,612
The Huntington National Bank 36 6.99% $8,070
UIF CORPORATION 36 7.05% $5,548
NATIONS DIRECT MORTGAGE, LLC 36 6.98% $9,768
LENOX FINANCIAL MORTGAGE CORPORATION 35 6.20% $4,172
Merchants Bank of Indiana 35 6.54% $10,606
UBS Bank USA 34 6.42% $6,181
Carrington Mortgage Services, LLC 33 7.18% $10,147
NORWICH COMMERCIAL GROUP, INC. 32 6.70% $8,128
Ally Bank 31 6.54% $6,848
MY MORTGAGE, INC. 30 7.21% $7,206
TOTAL MORTGAGE SERVICES, LLC 30 6.98% $10,304
Watermark Capital, Inc. 27 6.84% $8,165
ANDREWS FEDERAL CREDIT UNION 27 6.04% $4,772
Nations Lending Corporation 27 6.66% $8,565
CALCON MUTUAL MORTGAGE LLC 26 7.10% $7,614
IDB Global Federal Credit Union 25 5.59% $6,120
Stifel Bank and Trust 24 6.20% $3,565
UNIVERSAL MORTGAGE & FINANCE, INC. 24 7.08% $12,913
Signal Financial Federal Credit Union 24 6.51% $3,643
OceanFirst Bank 24 6.24% $4,862
GENEVA FINANCIAL, LLC 24 6.80% $8,652
Northpointe Bank 23 6.38% $4,271
JMAC LENDING, INC. 23 6.82% $9,404
ROYAL UNITED MORTGAGE LLC 23 6.64% $9,002
CHESSIE 23 6.41% $3,077
NATIONAL COOPERATIVE BANK, N.A. 23 6.54% $2,858
Raymond James Bank 23 6.03% $4,885
HOMEXPRESS MORTGAGE CORP. 22 8.20% $17,483
First Federal Bank 22 6.50% $5,522
Strong Home Mortgage, LLC 22 6.37% $4,024
VAN DYK MORTGAGE CORPORATION 22 6.95% $4,207
DEEPHAVEN MORTGAGE LLC 21 8.60% $17,610
Atlantic Union Bank 21 6.63% $7,152
Calvin B. Taylor Banking Company of Berlin, Maryland 21 6.47% $4,861
TIDEWATER MORTGAGE SERVICES, INC. 21 6.52% $7,343
RELIANCE FIRST CAPITAL, LLC 21 6.88% $10,393
Mid-Atlantic Federal Credit Union 21 6.21% $3,709
NEXERA HOLDING LLC 20 7.88% $15,473
The Freedom Bank of Virginia 20 6.44% $6,268
Northwest Federal Credit Union 20 7.14% $4,626
MLD MORTGAGE INC. 20 6.68% $7,148
First Option Mortgage, LLC 20 7.22% $8,461
SUCCESS MORTGAGE PARTNERS, INC. 20 6.77% $9,709
BMO Harris Bank 20 6.62% $7,481
CAPITAL CENTER, L.L.C. 19 6.68% $1,944
PREMIA MORTGAGE, LLC 18 6.41% $2,821
Burke & Herbert Bank & Trust Company 18 6.45% $5,548
Cedar Point Federal Credit Union 18 6.75% $4,582
Kwik Mortgage Corporation 18 6.65% $4,085
NORTHROP GRUMMAN Federal Credit Union 18 6.63% $6,302
TJC Mortgage, Inc. 18 6.73% $8,440
MDE Home Loans, LLC 17 6.57% $8,215
Wilmington Savings Fund Society, FSB 17 6.47% $6,340
Farmers and Merchants Trust Company of Chambersburg 17 6.60% $6,314
Orrstown Bank 17 6.79% $5,848
LAKEVIEW LOAN SERVICING, LLC 16 6.57% $8,963
C & F Mortgage Corporation 16 6.64% $7,478
MK LENDING CORP. 16 7.38% $13,418
AFFORDABLE MORTGAGE ADVISORS, LLC. 16 6.88% $6,422
Credence Funding Corporation 16 6.64% $4,935
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 7.12% $12,580
ITHINK FINANCIAL Credit Union 16 7.42% $12,706
Firstrust Savings Bank 16 6.63% $5,131
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 16 6.30% $4,807
First-Citizens Bank & Trust Company 16 6.43% $5,246
LENDSURE MORTGAGE CORP. 15 8.24% $16,777
AMERITRUST MORTGAGE CORPORATION 15 8.23% $8,538
GEO-CORP, INC. 15 7.18% $6,551
HOMEAMERICAN MORTGAGE CORPORATION 14 5.73% $2,822
TOWNE MORTGAGE COMPANY 14 6.71% $6,776
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 14 6.84% $6,360
Blue Ridge Bank 14 6.79% $5,405
Clear Mountain Bank 13 7.46% $3,881
AMERICAN PACIFIC MORTGAGE CORPORATION 13 6.92% $7,378
SeaTrust Mortgage Company 13 6.94% $6,113
ABSOLUTE HOME MORTGAGE CORPORATION 12 6.91% $6,220
LOANPAL, LLC 12 6.51% $8,625
Acre Mortgage and Financial Inc 12 6.83% $7,631
State Department Federal Credit Union 12 6.05% $7,024
JAMS-01, INC. 11 6.64% $5,500
York Traditions Bank 11 6.61% $6,240
Hometown Equity Mortgage, LLC 11 9.74% $13,372
ACNB Bank 11 6.75% $4,041
LAFAYETTE FEDERAL CREDIT UNION 11 6.82% $4,924
Pinnacle Bank 11 6.59% $5,951
Goldman Sachs Bank USA 11 6.08% $6,176
1ST FINANCIAL, INC. 11 7.11% $12,376
CORNERSTONE HOME LENDING, INC. 11 6.94% $11,956
ALLIED MORTGAGE GROUP, INC. 11 6.61% $4,672
Equity Prime Mortgage LLC 10 6.89% $10,874
BAY-VALLEY MORTGAGE GROUP 10 6.44% $6,116
FIRST COLONY MORTGAGE CORPORATION 10 6.88% $6,762
MORIA DEVELOPMENT, INC. 10 6.61% $7,473
Leader Bank 9 6.36% $5,340
The Dart Bank 9 6.06% $9,465
AmeriHome Mortgage Company, LLC 9 6.71% $7,965
AMERICAN HERITAGE LENDING, INC. 9 8.42% $18,364
Paramount Bank 9 6.58% $5,117
General Mortgage Capital Corporation 9 6.87% $6,841
Evolve Bank & Trust 9 6.54% $9,862
Cornerstone First Mortgage, Inc 9 7.42% $9,696
KeyBank 8 6.75% $6,662
JET HOMELOANS, LLC 8 5.65% $6,385
FBC MORTGAGE, LLC 8 6.76% $7,775
PEOPLESBANK, A CODORUS VALLEY COMPANY 8 6.92% $6,008
NETWORK CAPITAL FUNDING CORPORATION 8 6.59% $10,410
HSBC BANK USA, NATIONAL ASSOCIATION 8 6.38% $6,795
Quontic Bank 8 8.84% $13,769
Greenbox Loans, Inc. 7 9.50% $22,620
NJ LENDERS CORP. 7 7.04% $6,172
Lakeview Community Capital, LLC 7 7.25% $5,255
SIRVA MORTGAGE, INC. 7 6.80% $2,234
SUMMIT FUNDING, INC. 7 6.98% $6,815
BNY Mellon 7 6.36% $6,642
NATION ONE MORTGAGE CORPORATION 7 6.69% $8,015
Commerce Home Mortgage, Inc. 7 7.69% $13,433
AMERICAN FINANCE HOUSE LARIBA 7 7.15% $8,595
AMERICAN FEDERAL MORTGAGE CORPORATION 7 6.46% $3,869
American Security Mortgage Corp. 7 7.41% $7,274
IVY MORTGAGE, INC. 7 6.57% $3,681
UNITED MORTGAGE CORP 7 6.96% $13,619
PLANET HOME LENDING, LLC 7 6.77% $6,633
V.I.P. MORTGAGE, INC. 6 6.33% $8,995
Old National Bank 6 6.31% $5,903
The Glen Burnie Mutual Savings Bank 6 7.50% $3,002
AMERICAN FINANCING CORPORATION 6 6.19% $8,047
Fifth Third Bank 6 6.73% $5,819
South State Bank 6 6.64% $7,314
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 6 6.77% $11,309
Univest Bank and Trust Co. 6 6.94% $7,001
Barrington Bank & Trust Company, N.A. 6 6.62% $6,652
Encompass Lending Group, LP 6 6.89% $7,421
DEL-ONE FEDERAL CREDIT UNION 6 6.54% $4,147
CONTOUR MORTGAGE CORPORATION 5 7.05% $9,573
AMERICAN PORTFOLIO MORTGAGE CORPORATION 5 6.70% $6,033
RBC Bank, (Georgia) 5 5.55% $4,475
Cathay Bank 5 7.13% $4,637
East Coast Capital Corp. 5 7.15% $11,385
CITY FIRST MORTGAGE SERVICES, L.L.C. 5 7.20% $6,748
Ixonia Bank 5 7.08% $11,839
DIGITAL Federal Credit Union 5 6.23% $8,479
OAKTREE FUNDING CORP. 5 7.73% $21,575
GSF Mortgage Corporation 5 8.12% $11,739
Home Mortgage Alliance Corp 5 8.23% $17,499
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 4 6.47% $4,395
Bethpage Federal Credit Union 4 6.50% $6,211
Farm Credit of the Virginias, ACA 4 8.40% $3,542
COMMONWEALTH ONE FEDERAL CREDIT UNION 4 6.63% $5,094
Apple Federal Credit Union 4 6.41% $5,649
AMERICAN FINANCIAL RESOURCES, INC. 4 6.81% $6,065
AmRes Corporation 4 7.34% $5,768
CITADEL FEDERAL CREDIT UNION 4 6.63% $4,315
OPEN MORTGAGE, LLC 4 7.78% $18,185
S&T Bank 4 6.78% $7,139
MEMBERS 1ST FEDERAL CREDIT UNION 4 7.38% $7,016
Princeton Mortgage Corporation 3 6.88% $7,838
Logan Finance Corporation 3 8.67% $22,024
STOCKTON MORTGAGE CORPORATION 3 7.38% $7,270
Armed Forces Bank 3 6.38% $4,526
Sun East Federal Credit Union 3 5.81% $3,963
FM Home Loans, LLC 3 6.54% $4,869
FIRST HERITAGE FINANCIAL, LLC 3 7.03% $5,993
AMERICAN INTERNET MORTGAGE, INC. 3 6.54% $5,272
Toyota Financial Savings Bank 3 6.65% $7,838
Mid Penn Bank 3 6.62% $4,742
MILEND, INC. 3 7.16% $8,187
MLB RESIDENTIAL LENDING, LLC 3 7.00% $14,579
VANDERBILT MORTGAGE AND FINANCE, INC. 3 7.46% $5,862
Academy Bank 3 6.96% $4,228
MORTGAGEONE, INC. 3 6.79% $7,696
GREENSTATE CREDIT UNION 3 6.87% $5,552
EVANSVILLE TEACHERS 3 7.29% $4,880
DEPARTMENT OF COMMERCE 3 6.46% $4,337
DELTA COMMUNITY CREDIT UNION 3 5.96% $4,535
NEW FED MORTGAGE, CORP. 3 6.04% $8,090
JUSTICE Federal Credit Union 3 7.04% $5,249
NORTHPOINT MORTGAGE, INC. 3 6.88% $7,347
PATRIOT 3 7.00% $3,678
City National Bank 3 5.85% $7,028
PREFERRED LENDING SERVICES, LLC 3 6.87% $5,321
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 3 7.46% $19,908
First Horizon Bank 3 6.38% $4,448
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 6.54% $2,929
BAYCOAST MORTGAGE COMPANY, LLC 3 6.79% $4,604
Baxter Credit Union 3 6.13% $7,876
First National Bank of Omaha 2 6.56% $3,505
North American Savings Bank, F.S.B. 2 7.50% $15,268
City National Bank of Florida 2 7.31% $8,440
Philadelphia Mortgage Advisors, Inc. 2 7.00% $9,728
LOANLEADERS OF AMERICA, INC. 2 6.56% $8,055
FIRST TECHNOLOGY 2 6.00% $3,471
Dover Federal Credit Union 2 6.38% $7,509
Goldwater Bank, N.A. 2 6.56% $9,192
21ST MORTGAGE CORPORATION 2 8.46% $6,150
5TH STREET CAPITAL, INC. 2 8.00% $15,057
ADVANCIAL 2 7.19% $14,211
Advisors Mortgage Group, L.L.C. 2 7.18% $4,574
S1L, Inc. 2 7.13% $6,483
Servion, Inc. 2 6.19% $3,211
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.69% $14,351
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 2 7.81% $8,209
AgFirst Farm Credit Bank 2 6.19% $14,192
Florida Capital Bank 2 7.06% $19,894
SECURITYNATIONAL MORTGAGE COMPANY 2 7.56% $9,090
TOP FLITE FINANCIAL, INC. 2 6.75% $23,409
BOKF 2 7.38% $6,359
Third Federal Savings and Loan Association of Cleveland 2 7.27% $198
The Union Bank Company 2 6.75% $3,804
MERCK SHARP & DOHME FEDERAL CREDIT UNION 2 6.81% $8,866
MEMBER ADVANTAGE MORTGAGE, LLC 2 6.56% $4,946
Sunflower Bank 2 6.50% $7,281
Summit Community Bank, Inc. 2 7.36% $5,020
State Financial Network, LLC 2 6.81% $4,273
FOUNDATION MORTGAGE CORPORATION 2 8.81% $13,128
SOMERSET TRUST COMPANY 2 6.63% $3,909
LIBRARY OF CONGRESS 2 6.63% $13,367
RESIDENTIAL BANCORP 2 7.13% $3,229
Clearview Federal Credit Union 2 7.12% $4,782
PANORAMA MORTGAGE GROUP, LLC 2 8.00% $9,777
NYMEO FEDERAL CREDIT UNION 2 6.69% $3,131
N R L Federal Credit Union 2 6.31% $8,643
LADERA LENDING, INC. 2 6.56% $6,746
Bank of England 2 7.38% $5,533
FIRST MORTGAGE COMPANY, INC. 2 6.50% $4,632
City National Bank of West Virginia 2 6.56% $3,932
PARTNERS 1ST Federal Credit Union 1 9.25% $3,717
Gulf Coast Bank and Trust Company 1 7.38% $6,768
HANSCOM 1 7.00% $4,849
HARTFORD FUNDING, LTD. 1 6.88% $6,212
Home Loan Investment Bank, F.S.B. 1 6.99% $5,950
HomePromise Corporation 1 7.88% $24,978
Gateway First Bank 1 7.00% $4,824
Gate City Bank 1 6.25% $4,422
FUNDLOANS CAPITAL 1 7.99% $36,279
HOMESTEAD FUNDING CORP. 1 6.50% $5,621
FRANKLIN MINT 1 6.00% $3,002
IncredibleBank 1 8.99% $4,322
INTERCAP LENDING INC. 1 6.50% $5,445
INTERSTATE HOME LOAN CENTER, INC. 1 6.88% $23,968
KINECTA 1 6.75% $5,116
Kish Bank 1 6.38% $3,839
LAND HOME FINANCIAL SERVICES, INC. 1 7.75% $4,949
LEADERONE FINANCIAL CORPORATION 1 7.63% $4,661
LENDING CAPITAL GROUP Inc 1 7.13% $4,609
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.00% $4,494
LIBERTY HOME MORTGAGE CORPORATION 1 7.13% $30,476
LOANFLIGHT LENDING, LLC 1 6.13% $1,622
LOGIX FEDERAL CREDIT UNION 1 2.51% $4,732
Luxury Mortgage Corp. 1 6.75% $7,007
MEMBER FIRST MORTGAGE, LLC 1 7.00% $4,850
FIRST BANCORP 1 7.99% $5,266
MID-ISLAND MORTGAGE CORP. 1 7.13% $11,852
Mortgage Assurance Inc. 1 7.13% $10,315
MORTGAGE MARKETS CUSO, LLC 1 6.50% $5,108
Elements Financial Federal Credit Union 1 6.50% $6,010
D. L. Evans Bank 1 6.63% $12,316
DELMAR FINANCIAL COMPANY 1 6.63% $4,668
Deere Employees Credit Union 1 6.24% $5,307
DATA MORTGAGE, INC. 1 8.13% $4,596
CORNING 1 6.25% $3,461
Community Bank 1 7.63% $3,869
NORTH COUNTRY 1 6.50% $4,256
Commercial Bank of Texas 1 6.38% $5,367
Colonial Farm Credit, ACA 1 8.25% $7,472
CNB Bank And Trust, N.A. 1 6.50% $3,774
CNB Bank 1 6.00% $5,203
CLEARPATH LENDING 1 5.75% $16,623
GREENWAY MORTGAGE FUNDING CORP. 1 7.88% $4,752
Performance Financial, Inc. 1 7.75% $8,789
PLUS RELOCATION MORTGAGE, LLC 1 7.50% $6,270
CHEVRON 1 6.25% $4,426
Cf Bank 1 6.99% $4,054
CAMPUS USA 1 6.75% $4,249
BOND STREET MORTGAGE, LLC 1 5.88% $6,418
PURDUE FEDERAL CREDIT UNION 1 7.63% $10,454
BM Real Estate Services, Inc. 1 7.13% $5,538
QUORUM FEDERAL CREDIT UNION 1 7.00% $2,137
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 6.13% $10,937
Beeline Loans, Inc. 1 8.88% $14,376
REV FEDERAL CREDIT UNION 1 6.38% $10,309
Royal Credit Union 1 5.88% $10,822
Service Federal Credit Union 1 5.75% $5,499
Bank of Hope 1 6.75% $3,898
Axos Bank 1 7.25% $6,073
ATLANTA POSTAL 1 7.13% $9,079
Assurance Financial Group, L.L.C. 1 7.13% $8,718
TEACHERS 1 6.75% $4,208
TECH Credit Union 1 6.38% $5,919
Texana Bank 1 6.13% $6,269
The Bank of Canton 1 6.13% $4,848
The Camden National Bank 1 6.38% $3,618
The Ephrata National Bank 1 6.99% $5,267
AMERICAN HERITAGE FCU 1 7.00% $2,890
THE MORTGAGE FIRM, INC. 1 6.62% $9,206
The Northern Trust Company 1 6.63% $80,677
1st Colonial Community Bank 1 6.49% $6,397
American Airlines Federal Credit Union 1 5.38% $0
Alerus Financial 1 7.13% $0
ALAMEDA MORTGAGE CORPORATION 1 6.49% $9,635
UNIFY FINANCIAL Credit Union 1 6.58% $9,392
UNITED 1 6.38% $5,436
UNITED HOME LOANS, INC. 1 5.99% $8,901
AFFINITY 1 7.25% $6,842
Unity Bank 1 6.38% $7,473
US MORTGAGE CORPORATION 1 6.13% $10,322
U S WIDE FINANCIAL LLC 1 6.50% $3,433
Valley National Bank 1 6.00% $5,847
WALL STREET MORTGAGE BANKERS, LTD. 1 6.50% $7,082
Warsaw Federal Savings and Loan Association 1 6.85% $7,717
Washington Financial Bank 1 7.00% $5,981
1st Summit Bank 1 6.24% $4,359

Maryland Average Closing Costs & Other Stats

Maryland's 452 lenders originated 115,793 loans during 2024. The total origination value was $40,423,565,000, with an average loan value of $349,102.

Maryland's average closing costs are $6,835.

The top Maryland lender as defined by loan originations is QUICKEN LOANS, LLC, with 3,485 loans originated. Their average total fees are $7,494, which is $2,111 lower than the next largest lender, FIRST HOME MORTGAGE CORPORATION.

The lowest fee Maryland lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,854), CAPITAL CENTER, L.L.C. ($1,944), PREMIA MORTGAGE, LLC ($2,821), HOMEAMERICAN MORTGAGE CORPORATION ($2,822) and NATIONAL COOPERATIVE BANK, N.A. ($2,858).

The lowest rate Maryland lenders (with over 10 loans originated) are IDB Global Federal Credit Union (5.59%), HOMEAMERICAN MORTGAGE CORPORATION (5.73%), DHI MORTGAGE COMPANY, LTD. (5.78%), ABERDEEN PROVING GROUND FEDERAL CREDIT UNION (5.90%) and POINT BREEZE (5.94%).

Maryland Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $1,622,870,000 $2,283,470,000 40.7% 5.6%
UNITED WHOLESALE MORTGAGE, LLC $1,384,455,000 $1,947,320,000 40.7% 4.8%
FIRST HOME MORTGAGE CORPORATION $1,348,195,000 $1,404,985,000 4.2% 3.5%
NVR Mortgage Finance, Inc. $972,230,000 $1,066,970,000 9.7% 2.6%
NAVY FEDERAL CREDIT UNION $875,275,000 $1,051,430,000 20.1% 2.6%
Truist $960,835,000 $898,230,000 -6.5% 2.2%
NFM, INC. $662,950,000 $765,355,000 15.4% 1.9%
FREEDOM MORTGAGE CORPORATION $249,995,000 $729,720,000 191.9% 1.8%
M&T Bank $392,885,000 $618,860,000 57.5% 1.5%
PENNYMAC LOAN SERVICES, LLC $364,205,000 $608,025,000 66.9% 1.5%
Towne Bank $521,375,000 $589,990,000 13.2% 1.5%
Prosperity Home Mortgage, LLC $530,505,000 $561,245,000 5.8% 1.4%
JPMorgan Chase Bank $369,925,000 $545,065,000 47.3% 1.3%
Mortgage Research Center, LLC $375,700,000 $538,295,000 43.3% 1.3%
Bank of America $551,720,000 $535,765,000 -2.9% 1.3%
First National Bank of Pennsylvania $442,735,000 $518,715,000 17.2% 1.3%
PNC Bank $548,995,000 $491,505,000 -10.5% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $319,540,000 $475,670,000 48.9% 1.2%
NEWREZ LLC $310,130,000 $471,505,000 52.0% 1.2%
MOVEMENT MORTGAGE, LLC $354,170,000 $454,320,000 28.3% 1.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $334,415,000 $434,760,000 30.0% 1.1%
First Heritage Mortgage, LLC $254,975,000 $423,685,000 66.2% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $454,000,000 $420,015,000 -7.5% 1.0%
CMG MORTGAGE, INC. $302,730,000 $400,950,000 32.4% 1.0%
EMBRACE HOME LOANS, INC. $377,110,000 $398,500,000 5.7% 1.0%
Sandy Spring Bank $365,920,000 $393,325,000 7.5% 1.0%
Shore United Bank $295,400,000 $381,130,000 29.0% 0.9%
WALKER & DUNLOP, LLC $418,150,000 $375,340,000 -10.2% 0.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $411,315,000 $358,305,000 -12.9% 0.9%
Meridian Bank Corporation $273,550,000 $351,420,000 28.5% 0.9%
EAGLE HOME MORTGAGE, LLC $413,295,000 $338,790,000 -18.0% 0.8%
DIRECT MORTGAGE LOANS, LLC $147,130,000 $336,830,000 128.9% 0.8%
BERKADIA COMMERCIAL MORTGAGE LLC $151,780,000 $334,140,000 120.1% 0.8%
GUARANTEED RATE, INC. $272,450,000 $326,180,000 19.7% 0.8%
DHI MORTGAGE COMPANY, LTD. $245,780,000 $325,515,000 32.4% 0.8%
CBRE MULTIFAMILY CAPITAL, INC. $166,360,000 $292,205,000 75.6% 0.7%
BAY EQUITY LLC $228,825,000 $289,195,000 26.4% 0.7%
LOANDEPOT.COM, LLC $235,210,000 $281,865,000 19.8% 0.7%
RCN Capital, LLC $174,360,000 $277,540,000 59.2% 0.7%
FIRST SAVINGS MORTGAGE CORPORATION $231,405,000 $275,315,000 19.0% 0.7%
Prudential Huntoon Paige Associates, LLC $10,075,000 $265,395,000 2,534.2% 0.7%
United Bank $22,350,000 $257,395,000 1,051.7% 0.6%
BAY CAPITAL MORTGAGE CORPORATION $234,180,000 $255,375,000 9.1% 0.6%
Wells Fargo Bank $430,105,000 $245,070,000 -43.0% 0.6%
GUILD MORTGAGE COMPANY $125,775,000 $243,265,000 93.4% 0.6%
Atlantic Coast Mortgage, LLC $174,910,000 $239,305,000 36.8% 0.6%
TOWER $203,945,000 $235,715,000 15.6% 0.6%
Vellum Mortgage, Inc. $187,530,000 $219,990,000 17.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $152,315,000 $218,510,000 43.5% 0.5%
HOMESIDE FINANCIAL, LLC $152,560,000 $215,875,000 41.5% 0.5%
Citibank $239,560,000 $214,655,000 -10.4% 0.5%
Fulton Bank $262,675,000 $214,350,000 -18.4% 0.5%
JONES LANG LASALLE MULTIFAMILY, LLC $63,520,000 $212,580,000 234.7% 0.5%
TD Bank $218,900,000 $208,040,000 -5.0% 0.5%
DAS Acquisition Company, LLC $55,505,000 $197,620,000 256.0% 0.5%
GUARANTEED RATE AFFINITY, LLC $194,000,000 $193,385,000 -0.3% 0.5%
WesBanco $219,965,000 $191,440,000 -13.0% 0.5%
GREYSTONE SERVICING COMPANY LLC $147,390,000 $191,325,000 29.8% 0.5%
HOMESPIRE MORTGAGE CORPORATION $219,705,000 $189,690,000 -13.7% 0.5%
Citizens Bank $220,870,000 $185,640,000 -16.0% 0.5%
Presidential Bank, FSB $205,330,000 $178,285,000 -13.2% 0.4%
Ameris Bank $105,500,000 $176,285,000 67.1% 0.4%
FIDELITY DIRECT MORTGAGE, LLC $127,205,000 $175,600,000 38.0% 0.4%
City Lending Inc. $169,230,000 n/a 0.4%
Morgan Stanley Private Bank $155,350,000 $168,090,000 8.2% 0.4%
PULTE MORTGAGE LLC $75,475,000 $165,375,000 119.1% 0.4%
U.S. Bank $159,685,000 $164,875,000 3.3% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $198,815,000 $163,645,000 -17.7% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $119,110,000 $162,320,000 36.3% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $70,810,000 $155,225,000 119.2% 0.4%
Barings Multifamily Capital $452,610,000 $154,375,000 -65.9% 0.4%
BROKER SOLUTIONS, INC. $85,725,000 $151,910,000 77.2% 0.4%
OCMBC, INC. $97,115,000 $151,740,000 56.2% 0.4%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $118,235,000 $148,180,000 25.3% 0.4%
VILLAGE CAPITAL MORTGAGE $30,410,000 $148,095,000 387.0% 0.4%
PENTAGON FEDERAL CREDIT UNION $191,385,000 $144,185,000 -24.7% 0.4%
SWBC MORTGAGE CORPORATION $114,075,000 $137,360,000 20.4% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $66,490,000 $137,250,000 106.4% 0.3%
UNION HOME MORTGAGE CORP. $83,310,000 $122,695,000 47.3% 0.3%
BERKELEY POINT CAPITAL LLC $134,815,000 $118,505,000 -12.1% 0.3%
ENVOY MORTGAGE, LTD $68,000,000 $116,110,000 70.8% 0.3%
LENDINGHOME FUNDING CORPORATION $70,040,000 $115,210,000 64.5% 0.3%
Bank-Fund Staff Federal Credit Union $103,290,000 $109,685,000 6.2% 0.3%
Capital Bank $52,955,000 $107,500,000 103.0% 0.3%
Paramount Residential Mortgage Group, Inc. $102,315,000 $100,555,000 -1.7% 0.2%
Sierra Pacific Mortgage Company, Inc. $66,970,000 $99,910,000 49.2% 0.2%
INTERCOASTAL MORTGAGE COMPANY $132,090,000 $99,795,000 -24.4% 0.2%
USAA Federal Savings Bank $81,095,000 $99,555,000 22.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $104,995,000 $98,955,000 -5.8% 0.2%
Plains Commerce Bank $140,865,000 $97,240,000 -31.0% 0.2%
Carrington Mortgage Services, LLC $81,940,000 $94,740,000 15.6% 0.2%
The Federal Savings Bank $107,160,000 $91,840,000 -14.3% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $6,145,000 $88,950,000 1,347.5% 0.2%
The Loan Store, Inc. $20,705,000 $88,830,000 329.0% 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $60,910,000 $88,020,000 44.5% 0.2%
PGIM Real Estate Finance, LLC $263,030,000 $86,005,000 -67.3% 0.2%
DOMINION FINANCIAL SERVICES, LLC $71,440,000 $84,275,000 18.0% 0.2%
PLAZA HOME MORTGAGE, INC. $53,000,000 $83,360,000 57.3% 0.2%
Arbor Realty Trust, Inc. $440,915,000 $83,135,000 -81.1% 0.2%
Residential Mortgage Solutions, Inc. $50,385,000 $79,555,000 57.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $92,730,000 $79,195,000 -14.6% 0.2%
T2 FINANCIAL LLC $25,560,000 $78,455,000 206.9% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $55,185,000 $77,165,000 39.8% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $72,495,000 $75,790,000 4.5% 0.2%
Flagstar Bank, FSB $71,815,000 $74,660,000 4.0% 0.2%
THE MORTGAGE LINK, INC. $96,485,000 $74,025,000 -23.3% 0.2%
EMM LOANS LLC $54,965,000 $73,860,000 34.4% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $93,810,000 $73,100,000 -22.1% 0.2%
First National Bank of America $81,640,000 $72,535,000 -11.2% 0.2%
EagleBank $28,135,000 $69,655,000 147.6% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $43,700,000 $68,890,000 57.6% 0.2%
EQUITY RESOURCES, INC. $40,300,000 $68,635,000 70.3% 0.2%
Century Mortgage Company DBA Century Lending Company $28,420,000 $68,170,000 139.9% 0.2%
SOUTHERN TRUST MORTGAGE, LLC $41,595,000 $67,945,000 63.3% 0.2%
NBKC BANK $37,295,000 $66,960,000 79.5% 0.2%
M&T Realty Capital Corporation $124,730,000 $66,510,000 -46.7% 0.2%
FIRST FINANCIAL OF MARYLAND $75,680,000 $65,655,000 -13.2% 0.2%
EDUCATIONAL SYSTEMS $47,645,000 $64,430,000 35.2% 0.2%
MORTGAGE EQUITY PARTNERS LLC $43,745,000 $64,320,000 47.0% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $9,510,000 $63,520,000 567.9% 0.2%
United Nations Federal Credit Union $87,005,000 $62,490,000 -28.2% 0.2%
CARDINAL FINANCIAL $103,065,000 $61,115,000 -40.7% 0.2%
POINT BREEZE $42,785,000 $59,945,000 40.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $24,965,000 $58,370,000 133.8% 0.1%
American Mortgage & Equity Consultants, Inc. $73,275,000 $55,810,000 -23.8% 0.1%
Dollar Bank, Federal Savings Bank $25,270,000 $54,490,000 115.6% 0.1%
AMERISAVE MORTGAGE CORPORATION $82,125,000 $54,355,000 -33.8% 0.1%
Waterstone Mortgage Corporation $64,190,000 $53,810,000 -16.2% 0.1%
PLANET HOME LENDING, LLC $27,350,000 $53,780,000 96.6% 0.1%
Integrity Home Mortgage Corp $30,400,000 $53,505,000 76.0% 0.1%
RF Renovo Management Company, LLC $4,205,000 $53,000,000 1,160.4% 0.1%
First Federal Bank $23,640,000 $52,605,000 122.5% 0.1%
Keystone Funding, Inc. $41,155,000 $52,255,000 27.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $39,960,000 $51,615,000 29.2% 0.1%
Figure Lending LLC $12,950,000 $51,530,000 297.9% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $55,465,000 $48,025,000 -13.4% 0.1%
Alcova Mortgage LLC $22,840,000 $47,530,000 108.1% 0.1%
NEW DAY FINANCIAL, LLC $34,485,000 $46,410,000 34.6% 0.1%
BETTER MORTGAGE CORPORATION $31,450,000 $45,055,000 43.3% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $33,515,000 $44,485,000 32.7% 0.1%
MILLENNIUM FINANCIAL GROUP, INC. $25,140,000 $44,280,000 76.1% 0.1%
TBI MORTGAGE COMPANY $22,440,000 $43,775,000 95.1% 0.1%
Equity Prime Mortgage LLC $23,625,000 $42,315,000 79.1% 0.1%
ARC HOME LLC $45,865,000 $41,770,000 -8.9% 0.1%
HOMEXPRESS MORTGAGE CORP. $38,780,000 $39,355,000 1.5% 0.1%
Charles Schwab Bank, SSB $22,275,000 $38,780,000 74.1% 0.1%
Lakeview Community Capital, LLC $10,770,000 $38,750,000 259.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $15,060,000 $38,745,000 157.3% 0.1%
ACNB Bank $25,210,000 $38,615,000 53.2% 0.1%
FEDERATED MORTGAGE CORP. $12,100,000 $38,405,000 217.4% 0.1%
A&D Mortgage LLC $21,560,000 $37,890,000 75.7% 0.1%
Merchants Capital Corp. $37,725,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $18,555,000 $37,315,000 101.1% 0.1%
Middletown Valley Bank $38,695,000 $37,050,000 -4.3% 0.1%
Citadel Servicing Corporation $35,595,000 $37,015,000 4.0% 0.1%
UBS Bank USA $32,630,000 $36,575,000 12.1% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $202,230,000 $36,315,000 -82.0% 0.1%
Hingham Institution for Savings $36,175,000 n/a 0.1%
First United Corporation $52,725,000 $36,005,000 -31.7% 0.1%
Third Federal Savings and Loan Association of Cleveland $27,910,000 $35,950,000 28.8% 0.1%
EVERETT FINANCIAL, INC. $53,015,000 $35,705,000 -32.7% 0.1%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $27,170,000 $35,365,000 30.2% 0.1%
LENDINGONE, LLC $9,885,000 $34,390,000 247.9% 0.1%
RADIUS FINANCIAL GROUP INC. $15,740,000 $33,900,000 115.4% 0.1%
NexBank $24,780,000 $32,805,000 32.4% 0.1%
MidAtlantic Farm Credit, ACA $13,830,000 $32,125,000 132.3% 0.1%
UNIVERSAL MORTGAGE & FINANCE, INC. $28,780,000 $30,650,000 6.5% 0.1%
Arundel Federal Savings Bank $41,540,000 $30,265,000 -27.1% 0.1%
ALLIANT CREDIT UNION $30,005,000 n/a 0.1%
AMWEST FUNDING CORP. $30,020,000 $29,965,000 -0.2% 0.1%
Strong Home Mortgage, LLC $17,810,000 $29,965,000 68.2% 0.1%
DEEPHAVEN MORTGAGE LLC $19,275,000 $29,205,000 51.5% 0.1%
AMERICAN HERITAGE LENDING, INC. $24,265,000 $29,095,000 19.9% 0.1%
The Gratz Bank $3,150,000 $28,910,000 817.8% 0.1%
LIMA ONE CAPITAL, LLC $27,345,000 $28,650,000 4.8% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $17,095,000 $28,545,000 67.0% 0.1%
NASA Federal Credit Union $31,700,000 $28,475,000 -10.2% 0.1%
Grandbridge Real Estate Capital LLC $5,880,000 $27,495,000 367.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $30,360,000 $27,470,000 -9.5% 0.1%
Orrstown Bank $24,080,000 $27,245,000 13.1% 0.1%
Homesale Mortgage, LLC $27,335,000 $26,670,000 -2.4% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $15,960,000 $26,115,000 63.6% 0.1%
The Huntington National Bank $32,840,000 $26,000,000 -20.8% 0.1%
BMO Harris Bank $16,360,000 $25,880,000 58.2% 0.1%
SPRING EQ, LLC $16,315,000 $25,220,000 54.6% 0.1%
LOANPAL, LLC $11,050,000 $25,130,000 127.4% 0.1%
MY MORTGAGE, INC. $25,515,000 $25,025,000 -1.9% 0.1%
APL $24,935,000 $24,775,000 -0.6% 0.1%
MORTGAGE ACCESS CORP. $23,640,000 $24,085,000 1.9% 0.1%
GUIDANCE RESIDENTIAL, LLC $19,505,000 $24,015,000 23.1% 0.1%
PHH Mortgage Corporation $14,810,000 $23,715,000 60.1% 0.1%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $20,900,000 $23,705,000 13.4% 0.1%
LAFAYETTE FEDERAL CREDIT UNION $24,000,000 $23,685,000 -1.3% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $3,065,000 $23,670,000 672.3% 0.1%
NMSI, INC. $10,610,000 $23,115,000 117.9% 0.1%
NEW WAVE LENDING GROUP INC $8,430,000 $22,950,000 172.2% 0.1%
NP, Inc. $28,390,000 $22,760,000 -19.8% 0.1%
CLEARPATH LENDING $12,535,000 $22,640,000 80.6% 0.1%
CNB Bank Inc. $18,385,000 $22,620,000 23.0% 0.1%
MDE Home Loans, LLC $18,040,000 $21,685,000 20.2% 0.1%
The Queenstown Bank of Maryland $33,290,000 $21,665,000 -34.9% 0.1%
Regions Bank $1,910,000 $21,295,000 1,014.9% 0.1%
Atlantic Union Bank $19,030,000 $21,160,000 11.2% 0.1%
Amalgamated Bank $11,465,000 $21,005,000 83.2% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $21,640,000 $20,910,000 -3.4% 0.1%
GENEVA FINANCIAL, LLC $10,845,000 $20,870,000 92.4% 0.1%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $21,475,000 $20,800,000 -3.1% 0.1%
Northwest Federal Credit Union $15,160,000 $20,560,000 35.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $15,925,000 $20,425,000 28.3% 0.1%
State Department Federal Credit Union $16,310,000 $20,405,000 25.1% 0.1%
UIF CORPORATION $12,745,000 $20,360,000 59.7% 0.1%
First-Citizens Bank & Trust Company $27,190,000 $20,335,000 -25.2% 0.1%
Hometown Equity Mortgage, LLC $9,300,000 $20,285,000 118.1% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $9,345,000 $20,200,000 116.2% 0.0%
HOMEAMERICAN MORTGAGE CORPORATION $39,950,000 $20,090,000 -49.7% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $21,270,000 $19,965,000 -6.1% 0.0%
Armed Forces Bank $9,760,000 $19,935,000 104.3% 0.0%
JMAC LENDING, INC. $10,155,000 $19,845,000 95.4% 0.0%
Nations Lending Corporation $25,845,000 $19,835,000 -23.3% 0.0%
NEXERA HOLDING LLC $4,590,000 $19,795,000 331.3% 0.0%
BayVanguard Bank $20,090,000 $19,770,000 -1.6% 0.0%
1ST FINANCIAL, INC. $11,130,000 $19,655,000 76.6% 0.0%
Watermark Capital, Inc. $17,450,000 $19,650,000 12.6% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $18,795,000 $19,605,000 4.3% 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,125,000 $19,470,000 1,630.7% 0.0%
NORWICH COMMERCIAL GROUP, INC. $38,845,000 $19,410,000 -50.0% 0.0%
Calvin B. Taylor Banking Company of Berlin, Maryland $12,425,000 $19,110,000 53.8% 0.0%
MID AMERICA MORTGAGE, INC. $17,740,000 $18,945,000 6.8% 0.0%
Rosedale Federal Savings and Loan Association $27,800,000 $18,945,000 -31.9% 0.0%
Raymond James Bank $11,965,000 $18,875,000 57.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,605,000 $18,770,000 1,069.5% 0.0%
Cedar Point Federal Credit Union $20,235,000 $18,590,000 -8.1% 0.0%
Mid-Atlantic Federal Credit Union $8,330,000 $18,520,000 122.3% 0.0%
Northpointe Bank $24,145,000 $18,190,000 -24.7% 0.0%
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED $11,525,000 $18,160,000 57.6% 0.0%
Woodsboro Bank $19,430,000 $18,025,000 -7.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $17,805,000 $17,965,000 0.9% 0.0%
PATRIOT $9,280,000 $17,925,000 93.2% 0.0%
Farmers and Merchants Trust Company of Chambersburg $11,360,000 $17,800,000 56.7% 0.0%
Wilmington Savings Fund Society, FSB $14,860,000 $17,590,000 18.4% 0.0%
Goldman Sachs Bank USA $19,910,000 $17,535,000 -11.9% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $730,000 $17,505,000 2,297.9% 0.0%
AMERITRUST MORTGAGE CORPORATION $1,505,000 $17,505,000 1,063.1% 0.0%
Commercial Lender LLC $10,805,000 $17,490,000 61.9% 0.0%
MICHIGAN MUTUAL, INC. $26,695,000 $17,480,000 -34.5% 0.0%
Johns Hopkins Federal Credit Union $14,815,000 $17,270,000 16.6% 0.0%
PRINCE GEORGE'S COMMUNITY $12,770,000 $17,125,000 34.1% 0.0%
Securityplus FCU $25,445,000 $17,105,000 -32.8% 0.0%
ANDREWS FEDERAL CREDIT UNION $5,180,000 $17,040,000 229.0% 0.0%
JET HOMELOANS, LLC $14,445,000 $17,020,000 17.8% 0.0%
Merchants Bank of Indiana $66,980,000 $16,800,000 -74.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $19,970,000 $16,595,000 -16.9% 0.0%
Barrington Bank & Trust Company, N.A. $14,530,000 $16,370,000 12.7% 0.0%
PEOPLESBANK, A CODORUS VALLEY COMPANY $35,470,000 $16,310,000 -54.0% 0.0%
IDB Global Federal Credit Union $18,295,000 $16,010,000 -12.5% 0.0%
Bank of Ocean City $10,735,000 $15,945,000 48.5% 0.0%
Stifel Bank and Trust $17,425,000 $15,770,000 -9.5% 0.0%
GEO-CORP, INC. $10,105,000 $15,445,000 52.8% 0.0%
OceanFirst Bank $575,000 $15,380,000 2,574.8% 0.0%
Pinnacle Bank $2,315,000 $15,170,000 555.3% 0.0%
First Option Mortgage, LLC $13,135,000 $15,145,000 15.3% 0.0%
Ally Bank $15,465,000 $14,690,000 -5.0% 0.0%
The Freedom Bank of Virginia $8,320,000 $14,605,000 75.5% 0.0%
TOWNE MORTGAGE COMPANY $7,805,000 $14,580,000 86.8% 0.0%
The Farmers Bank of Willards $28,905,000 $14,540,000 -49.7% 0.0%
NORTHROP GRUMMAN Federal Credit Union $19,385,000 $14,220,000 -26.6% 0.0%
Home Mortgage Alliance Corp $13,965,000 n/a 0.0%
Evolve Bank & Trust $11,435,000 $13,705,000 19.9% 0.0%
Aurora Financial, LLC $8,300,000 $13,560,000 63.4% 0.0%
Logan Finance Corporation $6,545,000 $13,540,000 106.9% 0.0%
AmeriHome Mortgage Company, LLC $9,725,000 $13,245,000 36.2% 0.0%
First Shore Federal Savings and Loan Association $11,820,000 $13,105,000 10.9% 0.0%
Apple Federal Credit Union $6,440,000 $12,965,000 101.3% 0.0%
MLD MORTGAGE INC. $9,065,000 $12,755,000 40.7% 0.0%
Credence Funding Corporation $2,400,000 $12,650,000 427.1% 0.0%
ITHINK FINANCIAL Credit Union $8,360,000 $12,640,000 51.2% 0.0%
Freedom of Maryland Federal Credit Union $4,665,000 $12,535,000 168.7% 0.0%
TJC Mortgage, Inc. $24,725,000 $12,355,000 -50.0% 0.0%
GREYSTONE FUNDING COMPANY LLC $11,965,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,425,000 $11,655,000 380.6% 0.0%
Farmers and Merchants Bank Of Fowblesburg, Maryland $9,795,000 $11,380,000 16.2% 0.0%
CHESSIE $7,905,000 $11,360,000 43.7% 0.0%
PREMIA MORTGAGE, LLC $8,885,000 $11,255,000 26.7% 0.0%
C & F Mortgage Corporation $13,700,000 $11,210,000 -18.2% 0.0%
VAN DYK MORTGAGE CORPORATION $10,755,000 $11,145,000 3.6% 0.0%
21ST MORTGAGE CORPORATION $6,480,000 $11,085,000 71.1% 0.0%
CORNERSTONE HOME LENDING, INC. $12,200,000 $11,065,000 -9.3% 0.0%
LENDSURE MORTGAGE CORP. $5,135,000 $10,890,000 112.1% 0.0%
LONGBRIDGE FINANCIAL, LLC $9,785,000 $10,825,000 10.6% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $7,525,000 $10,810,000 43.7% 0.0%
MK LENDING CORP. $2,045,000 $10,695,000 423.0% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $41,965,000 $10,305,000 -75.4% 0.0%
Cornerstone First Mortgage, Inc $4,180,000 $10,215,000 144.4% 0.0%
Bethpage Federal Credit Union $6,950,000 $9,970,000 43.5% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $27,145,000 $9,855,000 -63.7% 0.0%
East Coast Capital Corp. $1,580,000 $9,625,000 509.2% 0.0%
Clear Mountain Bank $8,685,000 $9,570,000 10.2% 0.0%
Kwik Mortgage Corporation $8,315,000 $9,355,000 12.5% 0.0%
CAPITAL CENTER, L.L.C. $5,625,000 $9,175,000 63.1% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $10,390,000 $9,050,000 -12.9% 0.0%
BNY Mellon $5,665,000 $9,015,000 59.1% 0.0%
JUSTICE Federal Credit Union $7,345,000 $8,955,000 21.9% 0.0%
The Peoples Bank $6,195,000 $8,915,000 43.9% 0.0%
MORIA DEVELOPMENT, INC. $6,480,000 $8,800,000 35.8% 0.0%
Burke & Herbert Bank & Trust Company $18,345,000 $8,770,000 -52.2% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $6,705,000 $8,760,000 30.6% 0.0%
Peapack-Gladstone Bank $8,760,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $6,710,000 $8,550,000 27.4% 0.0%
OPEN MORTGAGE, LLC $1,675,000 $8,540,000 409.9% 0.0%
The Dart Bank $8,410,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $4,990,000 $8,390,000 68.1% 0.0%
Acre Mortgage and Financial Inc $4,140,000 $8,255,000 99.4% 0.0%
Blue Ridge Bank $13,395,000 $8,250,000 -38.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $14,365,000 $8,125,000 -43.4% 0.0%
Hebron Savings Bank $12,550,000 $8,105,000 -35.4% 0.0%
Firstrust Savings Bank $2,325,000 $8,025,000 245.2% 0.0%
Greenbox Loans, Inc. $4,380,000 $8,015,000 83.0% 0.0%
FBC MORTGAGE, LLC $4,145,000 $7,975,000 92.4% 0.0%
Toyota Financial Savings Bank $4,610,000 $7,965,000 72.8% 0.0%
York Traditions Bank $5,705,000 $7,910,000 38.7% 0.0%
OAKTREE FUNDING CORP. $5,370,000 $7,860,000 46.4% 0.0%
S&T Bank $39,545,000 $7,825,000 -80.2% 0.0%
LEADERONE FINANCIAL CORPORATION $4,735,000 $7,795,000 64.6% 0.0%
Summit Community Bank, Inc. $29,925,000 $7,760,000 -74.1% 0.0%
Signal Financial Federal Credit Union $9,915,000 $7,715,000 -22.2% 0.0%
JAMS-01, INC. $5,700,000 $7,660,000 34.4% 0.0%
SeaTrust Mortgage Company $5,000,000 $7,300,000 46.0% 0.0%
Ixonia Bank $7,190,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $395,000 $7,140,000 1,707.6% 0.0%
ALLIED MORTGAGE GROUP, INC. $6,770,000 $7,045,000 4.1% 0.0%
NEXTMARK $19,500,000 $6,870,000 -64.8% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,375,000 $6,855,000 398.5% 0.0%
FIRST COLONY MORTGAGE CORPORATION $545,000 $6,855,000 1,157.8% 0.0%
GTE Federal Credit Union $4,530,000 $6,805,000 50.2% 0.0%
USAlliance Federal Credit Union $6,455,000 $6,740,000 4.4% 0.0%
Coastal Community Bank $6,575,000 n/a 0.0%
SILVER HILL FUNDING, LLC $6,760,000 $6,530,000 -3.4% 0.0%
Commerce Home Mortgage, Inc. $5,940,000 $6,405,000 7.8% 0.0%
FEDCHOICE Federal Credit Union $4,030,000 $6,350,000 57.6% 0.0%
Encompass Lending Group, LP $7,675,000 $6,320,000 -17.7% 0.0%
LIBRARY OF CONGRESS $8,435,000 $6,285,000 -25.5% 0.0%
Fifth Third Bank $3,275,000 $6,280,000 91.8% 0.0%
QUORUM FEDERAL CREDIT UNION $1,135,000 $6,265,000 452.0% 0.0%
GSF Mortgage Corporation $10,625,000 $6,170,000 -41.9% 0.0%
BALTIMORE COUNTY EMPLOYEES $6,415,000 $6,140,000 -4.3% 0.0%
AmRes Corporation $10,125,000 $6,005,000 -40.7% 0.0%
TIDEMARK FEDERAL CREDIT UNION $3,150,000 $5,975,000 89.7% 0.0%
IVY MORTGAGE, INC. $5,250,000 $5,920,000 12.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $7,885,000 $5,915,000 -25.0% 0.0%
Bank of Clarke County $3,485,000 $5,890,000 69.0% 0.0%
DIGITAL Federal Credit Union $17,545,000 $5,850,000 -66.7% 0.0%
SUMMIT FUNDING, INC. $2,155,000 $5,730,000 165.9% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $71,205,000 $5,675,000 -92.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $7,595,000 $5,665,000 -25.4% 0.0%
Leader Bank $1,475,000 $5,540,000 275.6% 0.0%
NORTHPOINT MORTGAGE, INC. $1,305,000 $5,515,000 322.6% 0.0%
ROYAL UNITED MORTGAGE LLC $5,885,000 $5,515,000 -6.3% 0.0%
KeyBank $5,440,000 $5,510,000 1.3% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $835,000 $5,495,000 558.1% 0.0%
STOCKTON MORTGAGE CORPORATION $1,940,000 $5,415,000 179.1% 0.0%
ANCHOR LOANS, LP $5,800,000 $5,410,000 -6.7% 0.0%
United States Senate Federal Credit Union $10,365,000 $5,365,000 -48.2% 0.0%
Merchants Mortgage & Trust Corporation $2,100,000 $5,325,000 153.6% 0.0%
The Northern Trust Company $635,000 $5,095,000 702.4% 0.0%
Jefferson Security Bank $2,840,000 $5,035,000 77.3% 0.0%
Harford Bank $16,970,000 $5,030,000 -70.4% 0.0%
GoPrime Mortgage, Inc. $5,020,000 n/a 0.0%
Congressional Bank $3,705,000 $5,010,000 35.2% 0.0%
N R L Federal Credit Union $8,595,000 $4,990,000 -41.9% 0.0%
Mid-Continent Funding, Inc. $4,610,000 $4,925,000 6.8% 0.0%
Baxter Credit Union $3,685,000 $4,895,000 32.8% 0.0%
LADERA LENDING, INC. $3,775,000 $4,845,000 28.3% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,810,000 $4,760,000 69.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $4,685,000 $4,750,000 1.4% 0.0%
American Airlines Federal Credit Union $1,920,000 $4,730,000 146.4% 0.0%
NATION ONE MORTGAGE CORPORATION $1,785,000 $4,710,000 163.9% 0.0%
American Security Mortgage Corp. $6,175,000 $4,645,000 -24.8% 0.0%
HARTFORD FUNDING, LTD. $1,210,000 $4,635,000 283.1% 0.0%
Old National Bank $410,000 $4,620,000 1,026.8% 0.0%
Paramount Bank $435,000 $4,620,000 962.1% 0.0%
Univest Bank and Trust Co. $9,415,000 $4,500,000 -52.2% 0.0%
The National Capital Bank of Washington $5,455,000 $4,450,000 -18.4% 0.0%
UNITED MORTGAGE CORP $4,430,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $28,955,000 $4,400,000 -84.8% 0.0%
MLB RESIDENTIAL LENDING, LLC $2,050,000 $4,385,000 113.9% 0.0%
Quontic Bank $2,605,000 $4,365,000 67.6% 0.0%
AMERICAN FINANCE HOUSE LARIBA $670,000 $4,315,000 544.0% 0.0%
SIRVA MORTGAGE, INC. $1,480,000 $4,310,000 191.2% 0.0%
DEL-ONE FEDERAL CREDIT UNION $1,295,000 $4,235,000 227.0% 0.0%
MILEND, INC. $1,995,000 $4,065,000 103.8% 0.0%
AMERICAN FINANCING CORPORATION $3,070,000 $4,045,000 31.8% 0.0%
NJ LENDERS CORP. $3,025,000 $4,010,000 32.6% 0.0%
Beeline Loans, Inc. $3,675,000 $3,945,000 7.3% 0.0%
AGRICULTURE Federal Credit Union $2,750,000 $3,870,000 40.7% 0.0%
The Bank of Glen Burnie $11,685,000 $3,870,000 -66.9% 0.0%
The Glen Burnie Mutual Savings Bank $6,510,000 $3,840,000 -41.0% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $5,040,000 $3,770,000 -25.2% 0.0%
V.I.P. MORTGAGE, INC. $365,000 $3,740,000 924.7% 0.0%
North American Savings Bank, F.S.B. $6,200,000 $3,700,000 -40.3% 0.0%
Ukrainian Selfreliance Federal Credit Union $1,955,000 $3,700,000 89.3% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,340,000 $3,610,000 -16.8% 0.0%
General Mortgage Capital Corporation $3,805,000 $3,605,000 -5.3% 0.0%
Transportation Federal Credit Union $1,765,000 $3,455,000 95.8% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $8,125,000 $3,440,000 -57.7% 0.0%
South State Bank $3,375,000 n/a 0.0%
The Ephrata National Bank $1,305,000 $3,300,000 152.9% 0.0%
City National Bank $9,095,000 $3,285,000 -63.9% 0.0%
EVANSVILLE TEACHERS $4,675,000 $3,260,000 -30.3% 0.0%
University Bank $1,950,000 $3,230,000 65.6% 0.0%
Democracy Federal Credit Union $1,610,000 $3,195,000 98.4% 0.0%
RBC Bank, (Georgia) $935,000 $3,195,000 241.7% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $1,545,000 $3,165,000 104.9% 0.0%
NATIONWIDE EQUITIES CORPORATION $3,010,000 $3,045,000 1.2% 0.0%
FUNDLOANS CAPITAL $3,035,000 n/a 0.0%
Industrial Bank $1,595,000 $3,005,000 88.4% 0.0%
SkyPoint Federal Credit Union $2,930,000 $2,955,000 0.9% 0.0%
CITADEL FEDERAL CREDIT UNION $2,020,000 $2,950,000 46.0% 0.0%
Chain Bridge Bank $2,870,000 $2,920,000 1.7% 0.0%
Cathay Bank $2,785,000 $2,905,000 4.3% 0.0%
LANGLEY $1,200,000 $2,895,000 141.3% 0.0%
NYMEO FEDERAL CREDIT UNION $3,040,000 $2,835,000 -6.7% 0.0%
Sun East Federal Credit Union $1,350,000 $2,715,000 101.1% 0.0%
CONSTRUCTIVE LOANS, LLC $2,220,000 $2,630,000 18.5% 0.0%
Jarrettsville Federal Savings & Loan Assn $8,740,000 $2,630,000 -69.9% 0.0%
ARLINGTON COMMUNITY $7,600,000 $2,615,000 -65.6% 0.0%
Texana Bank $2,615,000 n/a 0.0%
First Western Trust Bank $720,000 $2,605,000 261.8% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $2,055,000 $2,560,000 24.6% 0.0%
RESIDENTIAL BANCORP $990,000 $2,525,000 155.1% 0.0%
Service Federal Credit Union $2,085,000 $2,515,000 20.6% 0.0%
Peoples Bank $1,195,000 $2,510,000 110.0% 0.0%
Princeton Mortgage Corporation $1,670,000 $2,495,000 49.4% 0.0%
NEW FED MORTGAGE, CORP. $315,000 $2,465,000 682.5% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $375,000 $2,430,000 548.0% 0.0%
Bank of Charles Town $3,300,000 $2,410,000 -27.0% 0.0%
LOANFLIGHT LENDING, LLC $355,000 $2,325,000 554.9% 0.0%
MORTGAGEONE, INC. $2,655,000 $2,290,000 -13.7% 0.0%
First Savings Bank $11,970,000 $2,250,000 -81.2% 0.0%
ACT 1ST FCU $1,140,000 $2,180,000 91.2% 0.0%
City National Bank of Florida $655,000 $2,180,000 232.8% 0.0%
Colonial Farm Credit, ACA $2,085,000 $2,150,000 3.1% 0.0%
MainStreet Bank $3,915,000 $2,150,000 -45.1% 0.0%
Dover Federal Credit Union $925,000 $2,145,000 131.9% 0.0%
LEGEND LENDING CORPORATION $1,180,000 $2,140,000 81.4% 0.0%
WEPCO Federal Credit Union $1,945,000 $2,065,000 6.2% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $8,995,000 $1,990,000 -77.9% 0.0%
GREENSTATE CREDIT UNION $475,000 $1,920,000 304.2% 0.0%
The Grant County Bank $940,000 $1,920,000 104.3% 0.0%
Performance Financial, Inc. $165,000 $1,900,000 1,051.5% 0.0%
Clearview Federal Credit Union $1,355,000 $1,865,000 37.6% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,830,000 n/a 0.0%
SOMERSET TRUST COMPANY $1,215,000 $1,820,000 49.8% 0.0%
CANOPY MORTGAGE, LLC $2,910,000 $1,810,000 -37.8% 0.0%
Sunflower Bank $1,690,000 $1,810,000 7.1% 0.0%
Academy Bank $1,765,000 $1,805,000 2.3% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $1,360,000 $1,800,000 32.4% 0.0%
NATIONS RELIABLE LENDING, LLC $1,805,000 $1,795,000 -0.6% 0.0%
Axos Bank $3,140,000 $1,780,000 -43.3% 0.0%
First Horizon Bank $1,155,000 $1,735,000 50.2% 0.0%
S1L, Inc. $725,000 $1,730,000 138.6% 0.0%
Florida Capital Bank $4,975,000 $1,690,000 -66.0% 0.0%
Signature Federal Credit Union $2,965,000 $1,650,000 -44.4% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $495,000 $1,645,000 232.3% 0.0%
FM Home Loans, LLC $2,680,000 $1,635,000 -39.0% 0.0%
AmeriServ Financial Bank $1,195,000 $1,630,000 36.4% 0.0%
CityWorth Mortgage LLC $3,265,000 $1,575,000 -51.8% 0.0%
Mid Penn Bank $2,385,000 $1,570,000 -34.2% 0.0%
Peoples Bank $1,195,000 $1,565,000 31.0% 0.0%
PREFERRED LENDING SERVICES, LLC $1,535,000 n/a 0.0%
Gulf Coast Bank and Trust Company $1,625,000 $1,525,000 -6.2% 0.0%
Farm Credit of the Virginias, ACA $1,460,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $670,000 $1,395,000 108.2% 0.0%
Community First National Bank $1,475,000 $1,395,000 -5.4% 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $1,255,000 $1,390,000 10.8% 0.0%
BECKAM FUNDING CORP. $10,835,000 $1,390,000 -87.2% 0.0%
DATA MORTGAGE, INC. $835,000 $1,390,000 66.5% 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,105,000 $1,370,000 24.0% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $585,000 $1,365,000 133.3% 0.0%
City National Bank of West Virginia $2,315,000 $1,360,000 -41.3% 0.0%
SSB Bank $1,360,000 n/a 0.0%
BM Real Estate Services, Inc. $3,340,000 $1,355,000 -59.4% 0.0%
D. L. Evans Bank $1,355,000 n/a 0.0%
Mifflinburg Bank and Trust Company $1,315,000 n/a 0.0%
CORNING $1,085,000 $1,300,000 19.8% 0.0%
FOUNDATION MORTGAGE CORPORATION $660,000 $1,270,000 92.4% 0.0%
EASTERN SAVINGS BANK $3,900,000 $1,260,000 -67.7% 0.0%
Belmont Savings Bank $1,255,000 n/a 0.0%
Bank of Bird-in-Hand $1,995,000 $1,250,000 -37.3% 0.0%
BAC Florida Bank $1,245,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $410,000 $1,225,000 198.8% 0.0%
AgFirst Farm Credit Bank $2,020,000 $1,215,000 -39.9% 0.0%
Artisans' Bank $1,250,000 $1,200,000 -4.0% 0.0%
FRANKLIN MINT $3,780,000 $1,190,000 -68.5% 0.0%
Deere Employees Credit Union $450,000 $1,185,000 163.3% 0.0%
FIRST BANCORP $430,000 $1,180,000 174.4% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $1,155,000 n/a 0.0%
BOKF $45,125,000 $1,120,000 -97.5% 0.0%
Five Star Bank $4,805,000 $1,115,000 -76.8% 0.0%
OCEANSIDE MORTGAGE COMPANY $835,000 $1,110,000 32.9% 0.0%
ADVANCIAL $3,355,000 $1,090,000 -67.5% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $1,075,000 n/a 0.0%
Union Savings Bank $345,000 $1,060,000 207.2% 0.0%
UNITED $1,060,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $905,000 $1,040,000 14.9% 0.0%
Bank of England $5,155,000 $1,035,000 -79.9% 0.0%
Goldwater Bank, N.A. $1,030,000 n/a 0.0%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $1,030,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $2,505,000 $1,020,000 -59.3% 0.0%
CFSBANK $1,005,000 n/a 0.0%
DEPARTMENT OF COMMERCE $1,510,000 $1,000,000 -33.8% 0.0%
Woori America Bank $785,000 $980,000 24.8% 0.0%
Home Loan Investment Bank, F.S.B. $340,000 $945,000 177.9% 0.0%
Franklin Loan Corporation $2,495,000 $930,000 -62.7% 0.0%
FIRST FLORIDA Credit Union $925,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $925,000 n/a 0.0%
Washington Financial Bank $415,000 $925,000 122.9% 0.0%
Advisors Mortgage Group, L.L.C. $725,000 $910,000 25.5% 0.0%
REV FEDERAL CREDIT UNION $905,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $750,000 $890,000 18.7% 0.0%
Valley National Bank $3,740,000 $890,000 -76.2% 0.0%
Bank of Hope $885,000 n/a 0.0%
FIRST HERITAGE FINANCIAL, LLC $885,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $310,000 $865,000 179.0% 0.0%
State Financial Network, LLC $155,000 $860,000 454.8% 0.0%
HANSCOM $1,110,000 $850,000 -23.4% 0.0%
THE MORTGAGE FIRM, INC. $405,000 $840,000 107.4% 0.0%
First National Bank of Omaha $395,000 $830,000 110.1% 0.0%
BHCU $825,000 n/a 0.0%
5TH STREET CAPITAL, INC. $820,000 n/a 0.0%
Philadelphia Mortgage Advisors, Inc. $225,000 $820,000 264.4% 0.0%
AMERICAN HERITAGE FCU $160,000 $795,000 396.9% 0.0%
KINECTA $3,015,000 $785,000 -74.0% 0.0%
Elements Financial Federal Credit Union $185,000 $780,000 321.6% 0.0%
STANFORD Federal Credit Union $615,000 $780,000 26.8% 0.0%
CNB Bank $105,000 $775,000 638.1% 0.0%
John Marshall Bank $2,235,000 $775,000 -65.3% 0.0%
ENCORE BANK $765,000 n/a 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $765,000 n/a 0.0%
HomePromise Corporation $1,880,000 $765,000 -59.3% 0.0%
MidFirst Bank $285,000 $765,000 168.4% 0.0%
Princeton Federal Credit Union $765,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $760,000 n/a 0.0%
FIRST TECHNOLOGY $1,990,000 $760,000 -61.8% 0.0%
Northwest Bank $3,200,000 $760,000 -76.3% 0.0%
U S WIDE FINANCIAL LLC $755,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $3,330,000 $745,000 -77.6% 0.0%
Affiliated Bank $735,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $1,020,000 $725,000 -28.9% 0.0%
CHEVRON $3,535,000 $715,000 -79.8% 0.0%
First Eagle Federal Credi Union $425,000 $715,000 68.2% 0.0%
Cf Bank $705,000 n/a 0.0%
First Citizens Community Bank $705,000 n/a 0.0%
AMERICHOICE $485,000 $700,000 44.3% 0.0%
Heartland Bank $355,000 $695,000 95.8% 0.0%
LOGIX FEDERAL CREDIT UNION $545,000 $695,000 27.5% 0.0%
Virginia National Bank $675,000 n/a 0.0%
1st Summit Bank $660,000 n/a 0.0%
BANC ONE MORTGAGE CORPORATION $635,000 n/a 0.0%
United Community Bank $635,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $725,000 $625,000 -13.8% 0.0%
HOMESTEAD FUNDING CORP. $2,445,000 $620,000 -74.6% 0.0%
BOND STREET MORTGAGE, LLC $615,000 n/a 0.0%
Fleetwood Bank $615,000 n/a 0.0%
Ardent Federal Credit Union $510,000 $605,000 18.6% 0.0%
Southwest Airlines Federal Credit Union $590,000 $585,000 -0.8% 0.0%
Luxury Mortgage Corp. $340,000 $580,000 70.6% 0.0%
MID-ISLAND MORTGAGE CORP. $1,950,000 $575,000 -70.5% 0.0%
Secured Investment Corp. $670,000 $575,000 -14.2% 0.0%
Allied First Bank,sb $710,000 $570,000 -19.7% 0.0%
Community Bank Delaware $1,575,000 $555,000 -64.8% 0.0%
AFFINITY $2,670,000 $550,000 -79.4% 0.0%
UNIFY FINANCIAL Credit Union $910,000 $535,000 -41.2% 0.0%
WINGS FINANCIAL $5,650,000 $535,000 -90.5% 0.0%
Gate City Bank $515,000 n/a 0.0%
The Union State Bank $515,000 n/a 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $95,000 $510,000 436.8% 0.0%
ATLANTA POSTAL $505,000 n/a 0.0%
Liberty Bank and Trust Company $505,000 n/a 0.0%
Pendleton Community Bank, Inc. $505,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $815,000 $500,000 -38.7% 0.0%
HighTechLending Inc $810,000 $490,000 -39.5% 0.0%
Mortgage Assurance Inc. $485,000 n/a 0.0%
TEACHERS $1,105,000 $480,000 -56.6% 0.0%
Alerus Financial $475,000 n/a 0.0%
Civista Bank $475,000 n/a 0.0%
MORTGAGE MARKETS CUSO, LLC $225,000 $475,000 111.1% 0.0%
Royal Credit Union $475,000 n/a 0.0%
The Camden National Bank $475,000 n/a 0.0%
DEXSTA $120,000 $470,000 291.7% 0.0%
Phoenixville Federal Bank and Trust $355,000 $470,000 32.4% 0.0%
ONY GLO, INC. $3,740,000 $460,000 -87.7% 0.0%
The Union Bank Company $235,000 $460,000 95.7% 0.0%
Stride Bank $445,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $600,000 $440,000 -26.7% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $785,000 $435,000 -44.6% 0.0%
SONABANK $995,000 $435,000 -56.3% 0.0%
ServisFirst Bank $425,000 n/a 0.0%
Assurance Financial Group, L.L.C. $1,335,000 $415,000 -68.9% 0.0%
Peoples Security Bank and Trust Company $410,000 n/a 0.0%
MASSMUTUAL $675,000 $400,000 -40.7% 0.0%
CLIFFCO, INC. $205,000 $395,000 92.7% 0.0%
LEBANON $370,000 $385,000 4.1% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $635,000 $380,000 -40.2% 0.0%
NORTH COUNTRY $375,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $1,595,000 $370,000 -76.8% 0.0%
1st Colonial Community Bank $365,000 $355,000 -2.7% 0.0%
CNB Bank And Trust, N.A. $355,000 n/a 0.0%
UNITED HOME LOANS, INC. $355,000 n/a 0.0%
PROPONENT Federal Credit Union $45,000 $340,000 655.6% 0.0%
CHARTWAY FEDERAL CREDIT UNION $325,000 n/a 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $325,000 n/a 0.0%
InFirst Bank $325,000 n/a 0.0%
AXIA FINANCIAL, LLC $2,390,000 $315,000 -86.8% 0.0%
New Tripoli Bank $315,000 n/a 0.0%
The Bank of Canton $315,000 n/a 0.0%
Park Lane Finance Solutions, LLC $1,275,000 $310,000 -75.7% 0.0%
Community Bank $305,000 n/a 0.0%
Commercial Bank of Texas $215,000 $295,000 37.2% 0.0%
Residential Acceptance Corporation $295,000 n/a 0.0%
CAMPUS USA $285,000 n/a 0.0%
First Exchange Bank $105,000 $285,000 171.4% 0.0%
STAR USA FEDERAL CREDIT UNION $130,000 $285,000 119.2% 0.0%
Unity Bank $285,000 n/a 0.0%
First Western Federal Savings Bank $280,000 n/a 0.0%
DUPACO COMMUNITY $55,000 $275,000 400.0% 0.0%
Kish Bank $325,000 $275,000 -15.4% 0.0%
PURDUE FEDERAL CREDIT UNION $670,000 $275,000 -59.0% 0.0%
First IC Corporation $1,530,000 $265,000 -82.7% 0.0%
Fidelity Bank $165,000 $255,000 54.5% 0.0%
SCIENT Federal Credit Union $255,000 n/a 0.0%
FNB Bank, Inc. $1,115,000 $250,000 -77.6% 0.0%
Brighton Bank $1,150,000 $245,000 -78.7% 0.0%
INTERCAP LENDING INC. $235,000 n/a 0.0%
ALL IN $225,000 n/a 0.0%
Community Trust Bank, Inc. $225,000 n/a 0.0%
Gateway First Bank $1,695,000 $225,000 -86.7% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $275,000 $225,000 -18.2% 0.0%
PHILADELPHIA $355,000 $220,000 -38.0% 0.0%
FREEDOM FIRST $215,000 n/a 0.0%
LENDING CAPITAL GROUP Inc $215,000 n/a 0.0%
Simmons Bank $1,250,000 $215,000 -82.8% 0.0%
US MORTGAGE CORPORATION $4,365,000 $215,000 -95.1% 0.0%
North Shore Trust and Savings $185,000 n/a 0.0%
THRIVENT Federal Credit Union $80,000 $175,000 118.8% 0.0%
SOUTHWEST STAGE FUNDING, LLC $300,000 $165,000 -45.0% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 $160,000 357.1% 0.0%
HUDSON HERITAGE $155,000 n/a 0.0%
Texas Bank $205,000 $155,000 -24.4% 0.0%
Warsaw Federal Savings and Loan Association $4,110,000 $155,000 -96.2% 0.0%
Servion, Inc. $150,000 n/a 0.0%
CITIZENS EQUITY FIRST $145,000 n/a 0.0%
IncredibleBank $135,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $125,000 n/a 0.0%
TECH Credit Union $125,000 n/a 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $200,000 $115,000 -42.5% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $115,000 n/a 0.0%
ALTRA $140,000 $105,000 -25.0% 0.0%
First United Bank and Trust Company $1,640,000 $105,000 -93.6% 0.0%
ABNB Federal Credit Union $65,000 n/a 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $65,000 n/a 0.0%
COMMUNITY POWERED $45,000 $65,000 44.4% 0.0%
MidAmerica National Bank $270,000 $65,000 -75.9% 0.0%
SUN Federal Credit Union $35,000 $65,000 85.7% 0.0%
Centier Bank $465,000 $55,000 -88.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $285,000 $55,000 -80.7% 0.0%
EASTMAN $1,215,000 $55,000 -95.5% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $55,000 n/a 0.0%
BayCoast Bank $45,000 n/a 0.0%
The Canandaigua National Bank and Trust Company $45,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $105,000 $40,000 -61.9% 0.0%
RIVERFRONT $25,000 $35,000 40.0% 0.0%
TOGETHER CREDIT UNION $25,000 n/a 0.0%

Maryland's top lender by overall market share is QUICKEN LOANS, LLC, with 5.6% market share. In second place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,947,320,000 in loans. In third place, with 3.5%, is FIRST HOME MORTGAGE CORPORATION, having originated $1,404,985,000 in loans. In fourth place, with 2.6%, is NVR Mortgage Finance, Inc., having originated $1,066,970,000 in loans. In fifth place, with 2.6%, is NAVY FEDERAL CREDIT UNION, having originated $1,051,430,000 in loans.

Maryland Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 65,252 $27,980,790,000 $428,811
Cash Out Refi 15,933 $4,111,945,000 $258,077
Refi 13,181 $5,743,195,000 $435,718
Other 10,921 $1,365,095,000 $124,997
Home Improvement 10,495 $1,218,505,000 $116,103
NA 11 $4,035,000 $366,818

Maryland's most frequently cited loan purpose was Home Purchase, with 65,252 originations. The 2nd most popular reason was Cash Out Refi, with 15,933 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 47,986 $19,511,580,000 $406,610
Over 8% 23,565 $3,299,585,000 $140,021
7-8% 20,665 $6,418,365,000 $310,591
5-6% 17,569 $9,193,875,000 $523,301
4-5% 1,896 $969,860,000 $511,530
<2.5% 1,324 $96,210,000 $72,666
3-4% 523 $169,775,000 $324,618
2.5-3% 387 $88,375,000 $228,359

During 2024, Maryland's most frequently originated rate bucket was 6-7%, with 47,986 originations.

Loan Sizing (Maryland MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 39,514 $11,784,360,000 $298,233
$400k-600k 23,333 $11,241,265,000 $481,775
$100k-200k 20,457 $2,945,115,000 $143,966
$100,000 or less 19,877 $1,116,265,000 $56,159
$600k-1000k 10,384 $7,495,790,000 $721,860
$Over $1MM 2,228 $5,840,770,000 $2,621,531

Maryland's loan sizing saw the bucket of loans from $200k-400k with 39,514 originations, totaling $11,784,360,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 46,571 $20,072,205,000 $431,002
60-80% 22,857 $10,923,635,000 $477,912
Under 20% 19,800 $1,449,670,000 $73,216
20-40% 11,963 $2,040,665,000 $170,581
40-60% 7,901 $3,094,505,000 $391,660
Over 100% 2,641 $1,340,895,000 $507,722

Maryland's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 46,571 originations, totaling $20,072,205,000 in origination value.