DOVER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dover averaged
6.33%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.05% and
one month ago for the week of 2023-04-20, the
average rate was 6.05%.
Dover's average rate one year ago was 5.11%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.46%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Dover 30 Year Fixed Rate | 2023-05-25 | 6.33% |
| Dover 30 Year Fixed Rate Refi | 2023-05-25 | 5.46% |
| Dover 15 Year Fixed Rate | 2023-05-25 | 5.87% |
| Dover 15 Year Fixed Rate Refi | 2023-05-25 | 4.66% |
| Dover 30 Year FHA | 2023-05-25 | 6.34% |
| Dover 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Dover 30 Year USDA | 2023-05-25 | 5.78% |
| Dover 30 Year USDA Refi | 2023-05-25 | 6.83% |
| Dover 30 Year VA | 2023-05-25 | 6.09% |
| Dover 30 Year VA Refi | 2023-05-25 | 6.21% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DOVER, DE.
DOVER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DOVER, DE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DOVER Average Closing Costs & Other Stats
DOVER, DE's 184 lenders originated 5,854
loans during 2022. The total origination value was $1,428,670,000, with an average loan value of
$244,050.
DOVER's average closing costs are $6,573.
The top DOVER lender as defined by loan originations is QUICKEN LOANS, LLC, with
132 loans originated. Their average total fees are
$7,957, which is $1,063
higher than the next largest lender,
NFM, INC..
The lowest fee DOVER lenders (with over 10 loans originated) are
DEL-ONE FEDERAL CREDIT UNION ($472), TD Bank ($3,194), NAVY FEDERAL CREDIT UNION ($3,916), MidAtlantic Farm Credit, ACA ($4,117) and JPMorgan Chase Bank ($4,195).
The lowest rate DOVER lenders (with over 10 loans originated) are
Bank of America (3.90%), Citizens Bank (3.96%), DHI MORTGAGE COMPANY, LTD. (4.02%), DEL-ONE FEDERAL CREDIT UNION (4.08%) and PNC Bank (4.13%).
DOVER, DE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $188,185,000 | $88,755,000 | -52.8% | 6.2% |
| NFM, INC. | $67,400,000 | $73,160,000 | 8.5% | 5.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $90,190,000 | $69,635,000 | -22.8% | 4.9% |
| First Home Bank | $99,180,000 | $55,480,000 | -44.1% | 3.9% |
| NVR Mortgage Finance, Inc. | $34,635,000 | $45,685,000 | 31.9% | 3.2% |
| LOANDEPOT.COM, LLC | $57,285,000 | $39,225,000 | -31.5% | 2.7% |
| Mortgage Research Center, LLC | $57,365,000 | $35,355,000 | -38.4% | 2.5% |
| Northpointe Bank | $48,640,000 | $33,770,000 | -30.6% | 2.4% |
| Wilmington Savings Fund Society, FSB | $29,105,000 | $30,765,000 | 5.7% | 2.2% |
| Meridian Bank Corporation | $40,520,000 | $30,710,000 | -24.2% | 2.1% |
| Citizens Bank | $32,425,000 | $30,375,000 | -6.3% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $23,320,000 | $29,900,000 | 28.2% | 2.1% |
| PNC Bank | $29,130,000 | $29,555,000 | 1.5% | 2.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $50,870,000 | $28,595,000 | -43.8% | 2.0% |
| DHI MORTGAGE COMPANY, LTD. | $46,915,000 | $27,640,000 | -41.1% | 1.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $27,465,000 | $27,235,000 | -0.8% | 1.9% |
| GUILD MORTGAGE COMPANY | $5,940,000 | $24,980,000 | 320.5% | 1.7% |
| DEL-ONE FEDERAL CREDIT UNION | $21,470,000 | $23,740,000 | 10.6% | 1.7% |
| M&T Bank | $33,740,000 | $23,735,000 | -29.7% | 1.7% |
| CMG MORTGAGE, INC. | $36,815,000 | $22,935,000 | -37.7% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $37,445,000 | $21,045,000 | -43.8% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $103,920,000 | $20,730,000 | -80.1% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $34,700,000 | $20,600,000 | -40.6% | 1.4% |
| CALIBER HOME LOANS, INC. | $48,215,000 | $20,405,000 | -57.7% | 1.4% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $9,390,000 | $20,060,000 | 113.6% | 1.4% |
| Wells Fargo Bank | $71,315,000 | $18,105,000 | -74.6% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $52,980,000 | $17,690,000 | -66.6% | 1.2% |
| HOMESIDE FINANCIAL, LLC | $7,870,000 | $17,300,000 | 119.8% | 1.2% |
| NEWREZ LLC | $51,445,000 | $17,120,000 | -66.7% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $16,960,000 | $16,545,000 | -2.4% | 1.2% |
| AMERISAVE MORTGAGE CORPORATION | $33,500,000 | $15,130,000 | -54.8% | 1.1% |
| EMM LOANS LLC | $10,960,000 | $13,960,000 | 27.4% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,760,000 | $13,350,000 | 13.5% | 0.9% |
| Dover Federal Credit Union | $18,115,000 | $13,105,000 | -27.7% | 0.9% |
| Huntingdon Valley Bank | $17,160,000 | $13,090,000 | -23.7% | 0.9% |
| TIDEWATER MORTGAGE SERVICES, INC. | $17,895,000 | $12,960,000 | -27.6% | 0.9% |
| USAA Federal Savings Bank | $14,480,000 | $12,635,000 | -12.7% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $32,255,000 | $12,610,000 | -60.9% | 0.9% |
| Fulton Bank | $17,795,000 | $12,365,000 | -30.5% | 0.9% |
| Shore United Bank | $9,955,000 | $11,095,000 | 11.5% | 0.8% |
| Equity Prime Mortgage LLC | $17,385,000 | $10,795,000 | -37.9% | 0.8% |
| EMBRACE HOME LOANS, INC. | $59,040,000 | $10,075,000 | -82.9% | 0.7% |
| Bank of America | $11,720,000 | $9,005,000 | -23.2% | 0.6% |
| GUARANTEED RATE, INC. | $13,365,000 | $8,700,000 | -34.9% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $5,610,000 | $7,745,000 | 38.1% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $12,120,000 | $7,655,000 | -36.8% | 0.5% |
| Nations Lending Corporation | $11,965,000 | $7,610,000 | -36.4% | 0.5% |
| Prosperity Home Mortgage, LLC | $8,900,000 | $7,365,000 | -17.2% | 0.5% |
| BROKER SOLUTIONS, INC. | $13,090,000 | $7,150,000 | -45.4% | 0.5% |
| Carrington Mortgage Services, LLC | $11,680,000 | $6,950,000 | -40.5% | 0.5% |
| Evolve Bank & Trust | $14,735,000 | $6,885,000 | -53.3% | 0.5% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,610,000 | $6,600,000 | 152.9% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $26,580,000 | $6,200,000 | -76.7% | 0.4% |
| TD Bank | $4,945,000 | $6,025,000 | 21.8% | 0.4% |
| JPMorgan Chase Bank | $13,375,000 | $5,930,000 | -55.7% | 0.4% |
| NEW DAY FINANCIAL, LLC | $10,030,000 | $5,480,000 | -45.4% | 0.4% |
| The Federal Savings Bank | $15,060,000 | $5,390,000 | -64.2% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $13,335,000 | $5,140,000 | -61.5% | 0.4% |
| MCLEAN MORTGAGE CORPORATION | $6,950,000 | $4,905,000 | -29.4% | 0.3% |
| ALLIED MORTGAGE GROUP, INC. | $4,920,000 | $4,740,000 | -3.7% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $8,135,000 | $4,680,000 | -42.5% | 0.3% |
| First Citizens Community Bank | $4,545,000 | $4,620,000 | 1.7% | 0.3% |
| ON Q FINANCIAL, INC. | $7,160,000 | $4,240,000 | -40.8% | 0.3% |
| Ixonia Bank | $435,000 | $4,040,000 | 828.7% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,525,000 | $3,980,000 | 57.6% | 0.3% |
| MidAtlantic Farm Credit, ACA | $1,420,000 | $3,495,000 | 146.1% | 0.2% |
| First Guaranty Mortgage Corporation | $1,795,000 | $3,425,000 | 90.8% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $7,505,000 | $3,150,000 | -58.0% | 0.2% |
| First Shore Federal Savings and Loan Association | $695,000 | $2,975,000 | 328.1% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,250,000 | $2,805,000 | -34.0% | 0.2% |
| FIRST HOME MORTGAGE CORPORATION | $11,265,000 | $2,770,000 | -75.4% | 0.2% |
| AgFirst Farm Credit Bank | $3,415,000 | $2,690,000 | -21.2% | 0.2% |
| Flagstar Bank, FSB | $4,355,000 | $2,660,000 | -38.9% | 0.2% |
| LOANPAL, LLC | $1,345,000 | $2,585,000 | 92.2% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $630,000 | $2,505,000 | 297.6% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,225,000 | $2,375,000 | 93.9% | 0.2% |
| AmeriHome Mortgage Company, LLC | $8,580,000 | $2,320,000 | -73.0% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $3,985,000 | $2,320,000 | -41.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $3,460,000 | $2,250,000 | -35.0% | 0.2% |
| U.S. Bank | $3,425,000 | $2,245,000 | -34.5% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $135,000 | $2,170,000 | 1,507.4% | 0.2% |
| Discover Bank | $1,450,000 | $2,160,000 | 49.0% | 0.2% |
| Artisans' Bank | $2,210,000 | $2,130,000 | -3.6% | 0.1% |
| Acre Mortgage and Financial Inc | $1,575,000 | $2,090,000 | 32.7% | 0.1% |
| Plains Commerce Bank | $3,740,000 | $2,080,000 | -44.4% | 0.1% |
| First Savings Bank | $1,710,000 | $2,070,000 | 21.1% | 0.1% |
| SPRING EQ, LLC | $1,160,000 | $2,055,000 | 77.2% | 0.1% |
| NBKC BANK | $6,290,000 | $2,020,000 | -67.9% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,005,000 | $2,005,000 | 99.5% | 0.1% |
| Prosper Bank | $2,005,000 | n/a | 0.1% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $255,000 | $1,890,000 | 641.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,375,000 | $1,830,000 | -82.4% | 0.1% |
| ENVOY MORTGAGE, LTD | $860,000 | $1,810,000 | 110.5% | 0.1% |
| Financial Freedom Mortgage, LLC | $2,070,000 | $1,770,000 | -14.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,205,000 | $1,755,000 | -58.3% | 0.1% |
| GREENTREE MORTGAGE COMPANY, L.P. | $1,970,000 | $1,685,000 | -14.5% | 0.1% |
| Truist | $2,060,000 | $1,640,000 | -20.4% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $490,000 | $1,620,000 | 230.6% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,415,000 | $1,615,000 | 14.1% | 0.1% |
| First National Bank of Pennsylvania | $880,000 | $1,540,000 | 75.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,930,000 | $1,480,000 | -23.3% | 0.1% |
| Magnolia Bank | $4,910,000 | $1,450,000 | -70.5% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,410,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $3,885,000 | $1,405,000 | -63.8% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $3,530,000 | $1,395,000 | -60.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,080,000 | $1,390,000 | -54.9% | 0.1% |
| Mortgage Network, Inc. | $1,100,000 | $1,385,000 | 25.9% | 0.1% |
| PHH Mortgage Corporation | $3,090,000 | $1,365,000 | -55.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,200,000 | $1,365,000 | 13.8% | 0.1% |
| Provident State Bank, Inc. | $1,860,000 | $1,340,000 | -28.0% | 0.1% |
| First National Bank of America | $620,000 | $1,305,000 | 110.5% | 0.1% |
| Waterstone Mortgage Corporation | $1,275,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $975,000 | $1,225,000 | 25.6% | 0.1% |
| AMERICAN ADVISORS GROUP | $865,000 | $1,200,000 | 38.7% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,195,000 | n/a | 0.1% | |
| FRANKLIN MINT | $1,150,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $1,115,000 | $1,140,000 | 2.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,970,000 | $1,140,000 | -42.1% | 0.1% |
| Princeton Mortgage Corporation | $775,000 | $1,125,000 | 45.2% | 0.1% |
| CITADEL FEDERAL CREDIT UNION | $235,000 | $1,120,000 | 376.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,130,000 | $1,120,000 | -0.9% | 0.1% |
| Armed Forces Bank | $385,000 | $1,045,000 | 171.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,635,000 | $1,020,000 | -61.3% | 0.1% |
| DAS Acquisition Company, LLC | $1,015,000 | n/a | 0.1% | |
| Ally Bank | $1,800,000 | $1,005,000 | -44.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,940,000 | $995,000 | -48.7% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $980,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $980,000 | $965,000 | -1.5% | 0.1% |
| Capital Bank | $2,915,000 | $940,000 | -67.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $3,515,000 | $900,000 | -74.4% | 0.1% |
| The Central Trust Bank | $880,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $4,265,000 | $870,000 | -79.6% | 0.1% |
| TRUMARK FINANCIAL CREDIT UNION | $25,000 | $830,000 | 3,220.0% | 0.1% |
| GSF Mortgage Corporation | $1,390,000 | $825,000 | -40.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $295,000 | $800,000 | 171.2% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $795,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $790,000 | n/a | 0.1% | |
| Sun East Federal Credit Union | $470,000 | $785,000 | 67.0% | 0.1% |
| AFFINITY | $490,000 | $780,000 | 59.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $13,425,000 | $780,000 | -94.2% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $910,000 | $775,000 | -14.8% | 0.1% |
| BAY CAPITAL MORTGAGE CORPORATION | $285,000 | $760,000 | 166.7% | 0.1% |
| Ameris Bank | $755,000 | n/a | 0.1% | |
| POLICE & FIRE | $4,035,000 | $755,000 | -81.3% | 0.1% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $360,000 | $730,000 | 102.8% | 0.1% |
| WesBanco Bank, Inc. | $2,615,000 | $720,000 | -72.5% | 0.1% |
| HOMESTEAD FUNDING CORP. | $740,000 | $710,000 | -4.1% | 0.0% |
| BNC National Bank | $3,045,000 | $700,000 | -77.0% | 0.0% |
| Farmers Bank & Trust | $690,000 | n/a | 0.0% | |
| Texana Bank | $685,000 | n/a | 0.0% | |
| Hebron Savings Bank | $675,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $675,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $2,695,000 | $675,000 | -75.0% | 0.0% |
| Residential Mortgage Solutions, Inc. | $365,000 | $660,000 | 80.8% | 0.0% |
| BAY EQUITY LLC | $650,000 | n/a | 0.0% | |
| George Mason Mortgage, LLC | $1,145,000 | $650,000 | -43.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,355,000 | $645,000 | -52.4% | 0.0% |
| Towne Bank | $1,820,000 | $645,000 | -64.6% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $640,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $630,000 | n/a | 0.0% | |
| GREENWOOD | $290,000 | $615,000 | 112.1% | 0.0% |
| Baxter Credit Union | $605,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $4,970,000 | $580,000 | -88.3% | 0.0% |
| Farmers and Merchants Bank Of Fowblesburg, Maryland | $575,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $575,000 | n/a | 0.0% | |
| Gateway First Bank | $1,945,000 | $570,000 | -70.7% | 0.0% |
| US MORTGAGE CORPORATION | $570,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $355,000 | $560,000 | 57.7% | 0.0% |
| First Federal Bank | $530,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $1,025,000 | $530,000 | -48.3% | 0.0% |
| APEX HOME LOANS, INC. | $1,835,000 | $520,000 | -71.7% | 0.0% |
| Strong Home Mortgage, LLC | $520,000 | n/a | 0.0% | |
| TIDEMARK FEDERAL CREDIT UNION | $3,045,000 | $505,000 | -83.4% | 0.0% |
| Ballston Spa National Bank | $170,000 | $490,000 | 188.2% | 0.0% |
| Parke Bank | $305,000 | $490,000 | 60.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $480,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $180,000 | $475,000 | 163.9% | 0.0% |
| OCMBC, INC. | $365,000 | $470,000 | 28.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,165,000 | $465,000 | -60.1% | 0.0% |
| ITHINK FINANCIAL Credit Union | $465,000 | n/a | 0.0% | |
| Quontic Bank | $155,000 | $465,000 | 200.0% | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | $305,000 | $460,000 | 50.8% | 0.0% |
| BayCoast Bank | $215,000 | $445,000 | 107.0% | 0.0% |
| Presidential Bank, FSB | $960,000 | $445,000 | -53.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $440,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $1,175,000 | $420,000 | -64.3% | 0.0% |
| TOWER | $695,000 | $420,000 | -39.6% | 0.0% |
| First State Bank of St. Charles, Missouri | $415,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $285,000 | $415,000 | 45.6% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,465,000 | $415,000 | -71.7% | 0.0% |
| AMWEST FUNDING CORP. | $400,000 | n/a | 0.0% | |
| COMMUNITY POWERED | $390,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $3,435,000 | $370,000 | -89.2% | 0.0% |
| Citibank | $310,000 | $370,000 | 19.4% | 0.0% |
| Bank of Whittier | $365,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $155,000 | $365,000 | 135.5% | 0.0% |
| American Airlines Federal Credit Union | $355,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $355,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $345,000 | $355,000 | 2.9% | 0.0% |
| Willamette Valley Bank | $355,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $125,000 | $325,000 | 160.0% | 0.0% |
| Axos Bank | $315,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $310,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| Bank of England | $205,000 | $295,000 | 43.9% | 0.0% |
| Cornerstone First Mortgage, Inc | $295,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $295,000 | n/a | 0.0% | |
| Stride Bank | $295,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $295,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $685,000 | $275,000 | -59.9% | 0.0% |
| Bethpage Federal Credit Union | $955,000 | $265,000 | -72.3% | 0.0% |
| Credence Funding Corporation | $710,000 | $265,000 | -62.7% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $265,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $255,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $165,000 | $255,000 | 54.5% | 0.0% |
| Morgan Stanley Private Bank | $255,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,070,000 | $255,000 | -76.2% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,220,000 | $245,000 | -89.0% | 0.0% |
| BOND STREET MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| FirstBank | $1,825,000 | $245,000 | -86.6% | 0.0% |
| The Huntington National Bank | $245,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $95,000 | $240,000 | 152.6% | 0.0% |
| Hometown Lenders, Inc. | $215,000 | $235,000 | 9.3% | 0.0% |
| Mortgage America, Inc. | $115,000 | $235,000 | 104.3% | 0.0% |
| MY MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $2,200,000 | $235,000 | -89.3% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $590,000 | $230,000 | -61.0% | 0.0% |
| 1ST PREFERENCE MORTGAGE CORP. | $135,000 | $225,000 | 66.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $1,395,000 | $225,000 | -83.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $625,000 | $225,000 | -64.0% | 0.0% |
| DIGITAL Federal Credit Union | $225,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $225,000 | n/a | 0.0% | |
| OceanFirst Bank | $225,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $225,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $215,000 | n/a | 0.0% | |
| INLAND BANK & TRUST | $215,000 | n/a | 0.0% | |
| HAR-CO Credit Union | $205,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $205,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $285,000 | $200,000 | -29.8% | 0.0% |
| Atlantic Coast Mortgage, LLC | $195,000 | n/a | 0.0% | |
| AmRes Corporation | $215,000 | $185,000 | -14.0% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $185,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $185,000 | n/a | 0.0% | |
| NP, Inc. | $1,950,000 | $185,000 | -90.5% | 0.0% |
| State Financial Network, LLC | $175,000 | n/a | 0.0% | |
| Florida Capital Bank | $305,000 | $165,000 | -45.9% | 0.0% |
| T2 FINANCIAL LLC | $165,000 | n/a | 0.0% | |
| EagleBank | $325,000 | $155,000 | -52.3% | 0.0% |
| Greenbox Loans, Inc. | $155,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| The Queenstown Bank of Maryland | $175,000 | $155,000 | -11.4% | 0.0% |
| LENDINGONE, LLC | $715,000 | $135,000 | -81.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $125,000 | n/a | 0.0% | |
| The People's Credit Union | $125,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $195,000 | $125,000 | -35.9% | 0.0% |
| Centier Bank | $120,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $355,000 | $115,000 | -67.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $390,000 | $115,000 | -70.5% | 0.0% |
| FIRST TECHNOLOGY | $105,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $95,000 | n/a | 0.0% | |
| PHILADELPHIA | $470,000 | $90,000 | -80.9% | 0.0% |
| FEDCHOICE Federal Credit Union | $85,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $230,000 | $80,000 | -65.2% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $80,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $435,000 | $60,000 | -86.2% | 0.0% |
| NUMARK CREDIT UNION | $55,000 | n/a | 0.0% | |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Diamond Credit Union | $25,000 | n/a | 0.0% | |
| FREEDOM CREDIT UNION | $25,000 | $25,000 | 0.0% | 0.0% |
| Louviers Federal Credit Union | $165,000 | $15,000 | -90.9% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
DOVER's top lender by overall market share is QUICKEN LOANS, LLC, with 6.2% market share. In second place, with 5.1%, is NFM, INC., having originated $73,160,000 in loans. In third place, with 4.9%, is PIKE CREEK MORTGAGE SERVICES, INC., having originated $69,635,000 in loans. In fourth place, with 3.9%, is First Home Bank, having originated $55,480,000 in loans. In fifth place, with 3.2%, is NVR Mortgage Finance, Inc., having originated $45,685,000 in loans.
DOVER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DOVER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $241,600 (2.8%) | $247,787 (3.8%) | 0.90 | 840 |
| 2018-02-01 | $244,925 (4.1%) | $251,494 (6.0%) | 0.89 | 813 |
| 2018-03-01 | $249,988 (4.2%) | $255,993 (6.0%) | 0.88 | 805 |
| 2018-04-01 | $252,450 (3.4%) | $254,402 (2.9%) | 0.86 | 858 |
| 2018-05-01 | $259,950 (6.2%) | $264,037 (6.5%) | 0.87 | 858 |
| 2018-06-01 | $259,900 (6.7%) | $262,114 (5.9%) | 0.87 | 939 |
| 2018-07-01 | $262,975 (7.8%) | $264,605 (6.5%) | 0.88 | 957 |
| 2018-08-01 | $259,950 (6.1%) | $263,169 (4.5%) | 0.87 | 971 |
| 2018-09-01 | $259,900 (6.1%) | $262,006 (4.9%) | 0.87 | 948 |
| 2018-10-01 | $259,900 (7.9%) | $262,979 (6.1%) | 0.88 | 958 |
| 2018-11-01 | $263,800 (9.4%) | $269,133 (8.4%) | 0.89 | 917 |
| 2018-12-01 | $260,000 (8.3%) | $268,915 (8.0%) | 0.90 | 809 |
| 2019-01-01 | $263,200 (8.9%) | $270,370 (9.1%) | 0.91 | 728 |
| 2019-02-01 | $263,173 (7.5%) | $272,197 (8.2%) | 0.89 | 698 |
| 2019-03-01 | $263,900 (5.6%) | $272,311 (6.4%) | 0.88 | 733 |
| 2019-04-01 | $267,306 (5.9%) | $280,627 (10.3%) | 0.85 | 741 |
| 2019-05-01 | $271,868 (4.6%) | $283,922 (7.5%) | 0.85 | 744 |
| 2019-06-01 | $270,388 (4.0%) | $285,681 (9.0%) | 0.85 | 740 |
| 2019-07-01 | $269,950 (2.7%) | $288,272 (8.9%) | 0.85 | 745 |
| 2019-08-01 | $269,975 (3.9%) | $289,353 (10.0%) | 0.85 | 768 |
| 2019-09-01 | $277,450 (6.8%) | $292,546 (11.7%) | 0.88 | 677 |
| 2019-10-01 | $274,200 (5.5%) | $278,554 (5.9%) | 0.88 | 689 |
| 2019-11-01 | $269,900 (2.3%) | $272,064 (1.1%) | 0.88 | 679 |
| 2019-12-01 | $269,450 (3.6%) | $270,743 (0.7%) | 0.90 | 631 |
| 2020-01-01 | $273,400 (3.9%) | $275,877 (2.0%) | 0.91 | 590 |
| 2020-02-01 | $274,900 (4.5%) | $273,509 (0.5%) | 0.90 | 567 |
| 2020-03-01 | $277,900 (5.3%) | $277,316 (1.8%) | 0.87 | 547 |
| 2020-04-01 | $279,173 (4.4%) | $282,077 (0.5%) | 0.87 | 509 |
| 2020-05-01 | $277,900 (2.2%) | $282,356 (-0.6%) | 0.84 | 499 |
| 2020-06-01 | $284,823 (5.3%) | $288,215 (0.9%) | 0.84 | 465 |
| 2020-07-01 | $284,900 (5.5%) | $292,582 (1.5%) | 0.83 | 477 |
| 2020-08-01 | $295,000 (9.3%) | $301,447 (4.2%) | 0.85 | 421 |
| 2020-09-01 | $298,900 (7.7%) | $307,662 (5.2%) | 0.86 | 383 |
| 2020-10-01 | $299,900 (9.4%) | $305,745 (9.8%) | 0.86 | 376 |
| 2020-11-01 | $305,350 (13.1%) | $313,948 (15.4%) | 0.89 | 354 |
| 2020-12-01 | $307,400 (14.1%) | $312,543 (15.4%) | 0.91 | 331 |
| 2021-01-01 | $314,900 (15.2%) | $322,025 (16.7%) | 0.94 | 232 |
| 2021-02-01 | $318,494 (15.9%) | $327,366 (19.7%) | 0.93 | 233 |
| 2021-03-01 | $332,450 (19.6%) | $346,758 (25.0%) | 0.94 | 201 |
| 2021-04-01 | $349,925 (25.3%) | $360,453 (27.8%) | 0.95 | 220 |
| 2021-05-01 | $342,450 (23.2%) | $353,322 (25.1%) | 0.91 | 195 |
| 2021-06-01 | $361,824 (27.0%) | $370,856 (28.7%) | 0.95 | 254 |
| 2021-07-01 | $360,000 (26.4%) | $373,317 (27.6%) | 0.95 | 273 |
| 2021-08-01 | $372,225 (26.2%) | $401,845 (33.3%) | 0.99 | 305 |
| 2021-09-01 | $367,675 (23.0%) | $397,342 (29.2%) | 0.98 | 304 |
| 2021-10-01 | $367,900 (22.7%) | $391,964 (28.2%) | 0.98 | 306 |
| 2021-11-01 | $353,525 (15.8%) | $394,955 (25.8%) | 0.95 | 299 |
| 2021-12-01 | $367,900 (19.7%) | $406,618 (30.1%) | 1.00 | 276 |
| 2022-01-01 | $371,531 (18.0%) | $418,527 (30.0%) | 1.00 | 255 |
| 2022-02-01 | $397,495 (24.8%) | $437,973 (33.8%) | 1.03 | 244 |
| 2022-03-01 | $409,950 (23.3%) | $452,515 (30.5%) | 1.03 | 222 |
| 2022-04-01 | $401,990 (14.9%) | $445,745 (23.7%) | 0.96 | 224 |
| 2022-05-01 | $399,675 (16.7%) | $433,035 (22.6%) | 0.91 | 297 |
| 2022-06-01 | $399,925 (10.5%) | $427,447 (15.3%) | 0.89 | 307 |
| 2022-07-01 | $400,000 (11.1%) | $419,358 (12.3%) | 0.90 | 344 |
| 2022-08-01 | $394,975 (6.1%) | $415,382 (3.4%) | 0.91 | 371 |
| 2022-09-01 | $389,950 (6.1%) | $414,403 (4.3%) | 0.91 | 353 |
| 2022-10-01 | $394,450 (7.2%) | $415,042 (5.9%) | 0.93 | 351 |
| 2022-11-01 | $383,450 (8.5%) | $402,020 (1.8%) | 0.92 | 397 |
| 2022-12-01 | $385,000 (4.7%) | $404,944 (-0.4%) | 0.95 | 362 |
| 2023-01-01 | $399,900 (7.6%) | $410,088 (-2.0%) | 0.99 | 335 |
| 2023-02-01 | $398,200 (0.2%) | $406,985 (-7.1%) | 0.96 | 328 |
| 2023-03-01 | $397,675 (-3.0%) | $410,628 (-9.3%) | 0.94 | 299 |
| 2023-04-01 | $409,500 (1.9%) | $419,932 (-5.8%) | 0.95 | 281 |
DOVER's median listing price for 2023-04-01 was $409,500, a difference of
$7,510
(1.9%) versus the prior year and
$11,825 versus the prior month.
DOVER's median listing price comes in at 95% of the national average.
DOVER's average listing price for 2023-04-01 was $419,932, a difference of $-25,813 (-5.8%) versus the prior year and $9,304 versus the prior month.
For the 2023-04-01 period, DOVER had 281 MLS listings, a difference of -18 listings (-6%) versus the prior month and 57 listings (25%) versus the prior year.
DOVER's median listing price comes in at 95% of the national average.
DOVER's average listing price for 2023-04-01 was $419,932, a difference of $-25,813 (-5.8%) versus the prior year and $9,304 versus the prior month.
For the 2023-04-01 period, DOVER had 281 MLS listings, a difference of -18 listings (-6%) versus the prior month and 57 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DOVER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 116 days | 1,888 sqft |
| 2018-02-01 | 108 days | 1,881 sqft |
| 2018-03-01 | 89 days | 1,914 sqft |
| 2018-04-01 | 78 days | 1,908 sqft |
| 2018-05-01 | 76 days | 1,983 sqft |
| 2018-06-01 | 79 days | 2,000 sqft |
| 2018-07-01 | 80 days | 2,014 sqft |
| 2018-08-01 | 80 days | 1,991 sqft |
| 2018-09-01 | 91 days | 1,960 sqft |
| 2018-10-01 | 92 days | 1,942 sqft |
| 2018-11-01 | 97 days | 1,936 sqft |
| 2018-12-01 | 109 days | 1,906 sqft |
| 2019-01-01 | 109 days | 1,898 sqft |
| 2019-02-01 | 116 days | 1,909 sqft |
| 2019-03-01 | 93 days | 1,938 sqft |
| 2019-04-01 | 77 days | 1,985 sqft |
| 2019-05-01 | 71 days | 1,961 sqft |
| 2019-06-01 | 75 days | 1,955 sqft |
| 2019-07-01 | 79 days | 1,958 sqft |
| 2019-08-01 | 87 days | 1,947 sqft |
| 2019-09-01 | 97 days | 2,002 sqft |
| 2019-10-01 | 89 days | 1,958 sqft |
| 2019-11-01 | 93 days | 1,936 sqft |
| 2019-12-01 | 107 days | 1,940 sqft |
| 2020-01-01 | 110 days | 1,917 sqft |
| 2020-02-01 | 97 days | 1,903 sqft |
| 2020-03-01 | 77 days | 1,911 sqft |
| 2020-04-01 | 86 days | 1,949 sqft |
| 2020-05-01 | 87 days | 1,964 sqft |
| 2020-06-01 | 84 days | 1,970 sqft |
| 2020-07-01 | 61 days | 2,016 sqft |
| 2020-08-01 | 66 days | 2,029 sqft |
| 2020-09-01 | 72 days | 1,952 sqft |
| 2020-10-01 | 86 days | 1,961 sqft |
| 2020-11-01 | 87 days | 1,977 sqft |
| 2020-12-01 | 96 days | 2,014 sqft |
| 2021-01-01 | 85 days | 1,993 sqft |
| 2021-02-01 | 73 days | 2,034 sqft |
| 2021-03-01 | 64 days | 2,014 sqft |
| 2021-04-01 | 69 days | 2,178 sqft |
| 2021-05-01 | 39 days | 1,992 sqft |
| 2021-06-01 | 50 days | 2,184 sqft |
| 2021-07-01 | 49 days | 2,144 sqft |
| 2021-08-01 | 42 days | 2,194 sqft |
| 2021-09-01 | 39 days | 2,131 sqft |
| 2021-10-01 | 50 days | 2,117 sqft |
| 2021-11-01 | 59 days | 2,067 sqft |
| 2021-12-01 | 69 days | 2,088 sqft |
| 2022-01-01 | 82 days | 2,154 sqft |
| 2022-02-01 | 84 days | 2,199 sqft |
| 2022-03-01 | 48 days | 2,222 sqft |
| 2022-04-01 | 46 days | 2,200 sqft |
| 2022-05-01 | 40 days | 2,078 sqft |
| 2022-06-01 | 50 days | 2,131 sqft |
| 2022-07-01 | 47 days | 2,180 sqft |
| 2022-08-01 | 46 days | 2,127 sqft |
| 2022-09-01 | 59 days | 2,100 sqft |
| 2022-10-01 | 71 days | 2,016 sqft |
| 2022-11-01 | 56 days | 1,993 sqft |
| 2022-12-01 | 66 days | 2,021 sqft |
| 2023-01-01 | 77 days | 2,063 sqft |
| 2023-02-01 | 71 days | 1,994 sqft |
| 2023-03-01 | 69 days | 2,011 sqft |
| 2023-04-01 | 66 days | 2,016 sqft |
DOVER's median listing age (time on market) for 2023-04-01 was 66 days.
This
is 42%
longer
than the same period one year ago.
DOVER's median square footage for active listings during the 2023-04-01 period was 2,016 sqft. One year prior, the average listing was 2,200 sqft.
DOVER's median square footage for active listings during the 2023-04-01 period was 2,016 sqft. One year prior, the average listing was 2,200 sqft.
DOVER, DE Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 19901 | Dover, DE | $930 | $930 | $1,090 | $1,550 | $1,790 |
| 19902 | Dover, DE | $930 | $930 | $1,090 | $1,550 | $1,790 |
| 19903 | Dover, DE | $850 | $850 | $1,000 | $1,420 | $1,640 |
| 19904 | Dover, DE | $860 | $860 | $1,010 | $1,430 | $1,660 |
| 19934 | Dover, DE | $1,020 | $1,060 | $1,240 | $1,770 | $2,070 |
| 19936 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19938 | Dover, DE | $900 | $910 | $1,070 | $1,500 | $1,740 |
| 19943 | Dover, DE | $870 | $870 | $1,020 | $1,450 | $1,680 |
| 19946 | Dover, DE | $850 | $850 | $1,000 | $1,420 | $1,640 |
| 19950 | Dover, DE | $800 | $820 | $970 | $1,380 | $1,610 |
| 19952 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19953 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19954 | Dover, DE | $870 | $890 | $1,040 | $1,490 | $1,740 |
| 19955 | Dover, DE | $900 | $910 | $1,070 | $1,500 | $1,740 |
| 19961 | Dover, DE | $850 | $850 | $1,000 | $1,420 | $1,640 |
| 19962 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19963 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19964 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19977 | Dover, DE | $860 | $880 | $1,040 | $1,440 | $1,660 |
| 19979 | Dover, DE | $800 | $820 | $960 | $1,380 | $1,610 |
| 19980 | Dover, DE | $850 | $850 | $1,000 | $1,420 | $1,640 |
2022 Average & Median Rent Data Statistics
DOVER, DE average 1BR rent: $867, median: $850
DOVER, DE average 2BR rent: $1,017, median: $1,000
DOVER, DE average 3BR rent: $1,448, median: $1,420
DOVER, DE Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,165 | $951,185,000 | $300,532 |
| Cash Out Refi | 1,075 | $264,725,000 | $246,256 |
| Refi | 733 | $138,835,000 | $189,407 |
| Home Improvement | 539 | $42,835,000 | $79,471 |
| Other | 340 | $30,490,000 | $89,676 |
| NA | 2 | $600,000 | $300,000 |
Dover's most frequently cited loan purpose was Home Purchase, with 3,165 originations. The 2nd most popular reason was Cash Out Refi, with 1,075 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,433 | $376,435,000 | $262,690 |
| 4-5% | 1,349 | $350,575,000 | $259,878 |
| 3-4% | 1,322 | $332,670,000 | $251,641 |
| 6-7% | 713 | $171,545,000 | $240,596 |
| 2.5-3% | 407 | $103,225,000 | $253,624 |
| 7-8% | 223 | $39,605,000 | $177,601 |
| Over 8% | 192 | $15,090,000 | $78,594 |
| <2.5% | 164 | $28,630,000 | $174,573 |
During 2022, Dover's most frequently originated rate bucket was 5-6%, with 1,433 originations.
Loan Sizing (DOVER, DE MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,021 | $866,045,000 | $286,675 |
| $100k-200k | 1,217 | $182,045,000 | $149,585 |
| $100,000 or less | 936 | $50,670,000 | $54,135 |
| $400k-600k | 625 | $282,745,000 | $452,392 |
| $600k-1000k | 49 | $33,845,000 | $690,714 |
| $Over $1MM | 6 | $13,320,000 | $2,220,000 |
DOVER's loan sizing saw the bucket of loans from $200k-400k with 3,021 originations, totaling $866,045,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,653 | $824,485,000 | $310,775 |
| 60-80% | 1,272 | $334,800,000 | $263,208 |
| Under 20% | 609 | $29,055,000 | $47,709 |
| 20-40% | 515 | $58,135,000 | $112,883 |
| 40-60% | 493 | $90,315,000 | $183,195 |
| Over 100% | 206 | $71,490,000 | $347,039 |
DOVER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,653 originations, totaling $824,485,000 in origination value.