DOVER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dover averaged 6.87% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.58% and one month ago for the week of 2025-02-27, the average rate was 6.69%.

Dover's average rate one year ago was 6.82%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.99%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Dover 30 Year Fixed Rate 2025-04-03 6.87%
Dover 30 Year Fixed Rate Refi 2025-04-03 6.99%
Dover 15 Year Fixed Rate 2025-04-03 6.02%
Dover 15 Year Fixed Rate Refi 2025-04-03 6.12%
Dover 30 Year FHA 2025-04-03 6.25%
Dover 30 Year FHA Refi 2025-04-03 5.98%
Dover 30 Year USDA 2025-04-03 6.52%
Dover 30 Year USDA Refi 2025-04-03 6.42%
Dover 30 Year VA 2025-04-03 5.77%
Dover 30 Year VA Refi 2025-04-03 5.45%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DOVER, DE.

DOVER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DOVER, DE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 90 6.70% $7,461
PIKE CREEK MORTGAGE SERVICES, INC. 72 6.72% $8,472
Keystone Funding, Inc. 60 6.67% $8,819
UNITED WHOLESALE MORTGAGE, LLC 57 6.63% $11,116
GUILD MORTGAGE COMPANY 46 6.55% $6,795
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 42 6.81% $6,387
NVR Mortgage Finance, Inc. 34 6.82% $6,630
EAGLE HOME MORTGAGE, LLC 33 6.05% $6,511
DEL-ONE FEDERAL CREDIT UNION 28 6.52% $4,405
MOVEMENT MORTGAGE, LLC 27 6.79% $8,175
Wilmington Savings Fund Society, FSB 24 6.45% $4,314
Wells Fargo Bank 23 6.39% $5,617
Meridian Bank Corporation 22 6.69% $7,512
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 21 6.66% $10,353
NFM, INC. 18 6.70% $7,455
JPMorgan Chase Bank 18 6.63% $6,070
LOANDEPOT.COM, LLC 17 6.79% $5,717
CROSSCOUNTRY MORTGAGE, LLC 17 6.88% $8,936
Prosperity Home Mortgage, LLC 16 6.89% $7,419
NEWREZ LLC 15 6.80% $7,206
American Mortgage & Equity Consultants, Inc. 14 6.70% $11,214
PRIMARY RESIDENTIAL MORTGAGE, INC. 14 6.79% $5,796
CARDINAL FINANCIAL 12 7.02% $7,261
NAVY FEDERAL CREDIT UNION 12 6.71% $6,605
Fulton Bank 12 6.95% $6,243
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.67% $6,727
DHI MORTGAGE COMPANY, LTD. 11 5.91% $5,123
TD Bank 11 6.86% $5,491
Dover Federal Credit Union 10 6.14% $4,960
Mr. Cooper ( Nationstar Mortgage ) 10 6.81% $8,892
Evolve Bank & Trust 9 6.58% $8,312
PENNYMAC LOAN SERVICES, LLC 8 6.54% $11,739
Citizens Bank 8 6.47% $5,840
MidAtlantic Farm Credit, ACA 8 7.04% $5,375
CMG MORTGAGE, INC. 8 6.95% $5,971
Century Mortgage Company DBA Century Lending Company 7 6.60% $11,196
Flagstar Bank, FSB 6 7.31% $6,038
MLD MORTGAGE INC. 6 6.23% $7,357
EMBRACE HOME LOANS, INC. 5 6.85% $8,782
Plains Commerce Bank 5 6.95% $11,044
The Loan Store, Inc. 5 6.70% $10,542
FIRST HOME MORTGAGE CORPORATION 5 6.92% $10,547
BROKER SOLUTIONS, INC. 5 6.62% $7,590
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 6.97% $6,214
M&T Bank 4 6.53% $7,522
MICHIGAN MUTUAL, INC. 4 6.87% $8,960
GUARANTEED RATE, INC. 4 7.00% $6,353
Shore United Bank 4 6.81% $5,272
PNC Bank 4 6.75% $4,430
TIDEWATER MORTGAGE SERVICES, INC. 4 6.38% $5,881
ABSOLUTE HOME MORTGAGE CORPORATION 3 6.58% $11,954
Acre Mortgage and Financial Inc 3 7.08% $8,713
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.00% $11,976
BAYSHORE MORTGAGE FUNDING, LLC 3 7.08% $5,067
Capital Bank 3 7.08% $7,696
Discover Bank 3 6.77% $0
GUARANTEED RATE AFFINITY, LLC 3 7.23% $6,131
HOMESIDE FINANCIAL, LLC 3 7.92% $8,453
Magnolia Bank 3 6.46% $7,062
Mortgage Research Center, LLC 3 6.87% $11,943
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.37% $7,216
Nations Lending Corporation 3 6.41% $8,229
NEW FED MORTGAGE, CORP. 3 6.54% $10,826
Paramount Residential Mortgage Group, Inc. 3 7.21% $7,149
Truist 3 6.58% $3,938
Univest Bank and Trust Co. 3 6.92% $5,176
Waterstone Mortgage Corporation 3 7.25% $8,023
BETTER MORTGAGE CORPORATION 2 6.81% $4,447
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.44% $10,122
PENTAGON FEDERAL CREDIT UNION 2 6.31% $8,961
NATION ONE MORTGAGE CORPORATION 2 6.75% $8,612
FIRST COMMUNITY MORTGAGE, INC. 2 7.13% $12,111
First Citizens Community Bank 2 6.69% $9,708
CITADEL FEDERAL CREDIT UNION 2 6.50% $2,089
NP, Inc. 2 10.00% $9,965
PLAZA HOME MORTGAGE, INC. 2 6.63% $6,401
Citibank 2 6.31% $9,841
EVERETT FINANCIAL, INC. 2 6.93% $11,963
NBKC BANK 2 6.56% $3,973
First National Bank of Pennsylvania 2 6.38% $5,795
Cornerstone First Mortgage, Inc 1 6.88% $15,180
CONTOUR MORTGAGE CORPORATION 1 7.13% $14,579
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $7,671
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.88% $16,362
COMMUNITY FIRST CREDIT UNION OF FLO 1 6.63% $4,216
USAA Federal Savings Bank 1 7.38% $3,696
Commerce Home Mortgage, Inc. 1 7.99% $12,269
NEXERA HOLDING LLC 1 8.00% $10,094
City Lending Inc. 1 9.88% $12,268
OceanFirst Bank 1 6.75% $4,364
U.S. Bank 1 7.00% $9,403
Citadel Servicing Corporation 1 7.88% $8,522
PHH Mortgage Corporation 1 6.49% $10,629
PHILADELPHIA 1 5.63% $7,509
Philadelphia Mortgage Advisors, Inc. 1 6.25% $9,317
CIBM Bank 1 6.13% $4,816
Carrington Mortgage Services, LLC 1 6.63% $9,787
PREMIA MORTGAGE, LLC 1 6.48% $0
Burke & Herbert Bank & Trust Company 1 7.00% $5,393
Barrington Bank & Trust Company, N.A. 1 6.38% $10,823
Bank of America 1 6.88% $5,011
RELIANCE FIRST CAPITAL, LLC 1 6.38% $11,557
Residential Mortgage Solutions, Inc. 1 7.50% $8,869
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.49% $3,644
Sun East Federal Credit Union 1 6.25% $3,947
SUN Federal Credit Union 1 5.50% $4,304
SUN WEST MORTGAGE COMPANY, INC. 1 6.96% $12,743
Armed Forces Bank 1 6.38% $5,205
The Federal Savings Bank 1 5.88% $13,240
The Huntington National Bank 1 6.63% $4,533
AmRes Corporation 1 7.38% $10,638
AMERISAVE MORTGAGE CORPORATION 1 7.13% $4,002
FREEDOM CREDIT UNION 1 5.75% $5,397
Gateway First Bank 1 7.00% $4,171
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $17,664
GREENTREE MORTGAGE COMPANY, L.P. 1 7.38% $5,849
GSF Mortgage Corporation 1 6.50% $9,679
TOTAL MORTGAGE SERVICES, LLC 1 7.13% $5,146
Florida Capital Bank 1 6.38% $6,616
FIRST SAVINGS MORTGAGE CORPORATION 1 6.63% $7,709
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.75% $11,336
Ally Bank 1 6.50% $5,763
HOMESPIRE MORTGAGE CORPORATION 1 7.25% $5,670
Kearny Bank 1 6.63% $4,832
First Federal Bank 1 6.38% $5,187
Leader Bank 1 6.50% $4,078
LENDSURE MORTGAGE CORP. 1 8.00% $13,513
UNION HOME MORTGAGE CORP. 1 6.25% $5,223
MDE Home Loans, LLC 1 6.88% $8,032
FIRST ALLIANCE HOME MORTGAGE, LLC 1 7.13% $4,333
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 6.00% $5,885
ENVOY MORTGAGE, LTD 1 5.88% $10,396
Morgan Stanley Private Bank 1 6.45% $4,917
UNITED MORTGAGE CORP 1 6.99% $6,883
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.38% $4,425

DOVER Average Closing Costs & Other Stats

DOVER, DE's 135 lenders originated 4,531 loans during 2024. The total origination value was $1,194,665,000, with an average loan value of $263,665.

DOVER's average closing costs are $7,348.

The top DOVER lender as defined by loan originations is QUICKEN LOANS, LLC, with 90 loans originated. Their average total fees are $7,461, which is $1,011 lower than the next largest lender, PIKE CREEK MORTGAGE SERVICES, INC..

The lowest fee DOVER lenders (with over 10 loans originated) are Wilmington Savings Fund Society, FSB ($4,314), DEL-ONE FEDERAL CREDIT UNION ($4,405), Dover Federal Credit Union ($4,960), DHI MORTGAGE COMPANY, LTD. ($5,123) and TD Bank ($5,491).

The lowest rate DOVER lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.91%), EAGLE HOME MORTGAGE, LLC (6.05%), Dover Federal Credit Union (6.14%), Wells Fargo Bank (6.39%) and Wilmington Savings Fund Society, FSB (6.45%).

DOVER, DE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $45,025,000 $67,345,000 49.6% 5.6%
Keystone Funding, Inc. $21,590,000 $62,385,000 189.0% 5.2%
UNITED WHOLESALE MORTGAGE, LLC $24,590,000 $61,075,000 148.4% 5.1%
PIKE CREEK MORTGAGE SERVICES, INC. $54,950,000 $55,645,000 1.3% 4.7%
NVR Mortgage Finance, Inc. $34,380,000 $41,495,000 20.7% 3.5%
WALKER & DUNLOP, LLC $35,770,000 n/a 3.0%
GUILD MORTGAGE COMPANY $29,760,000 $33,875,000 13.8% 2.8%
Meridian Bank Corporation $26,180,000 $30,835,000 17.8% 2.6%
FREEDOM MORTGAGE CORPORATION $9,430,000 $30,420,000 222.6% 2.5%
DHI MORTGAGE COMPANY, LTD. $37,350,000 $29,900,000 -19.9% 2.5%
Mortgage Research Center, LLC $19,310,000 $28,685,000 48.5% 2.4%
Wilmington Savings Fund Society, FSB $21,845,000 $26,200,000 19.9% 2.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $11,915,000 $22,840,000 91.7% 1.9%
PENNYMAC LOAN SERVICES, LLC $14,170,000 $21,835,000 54.1% 1.8%
MOVEMENT MORTGAGE, LLC $17,935,000 $20,995,000 17.1% 1.8%
EAGLE HOME MORTGAGE, LLC $7,275,000 $18,940,000 160.3% 1.6%
DEL-ONE FEDERAL CREDIT UNION $16,865,000 $18,790,000 11.4% 1.6%
GREYSTONE SERVICING COMPANY LLC $17,815,000 n/a 1.5%
CROSSCOUNTRY MORTGAGE, LLC $11,745,000 $17,125,000 45.8% 1.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $15,240,000 $16,960,000 11.3% 1.4%
NEWREZ LLC $14,835,000 $16,390,000 10.5% 1.4%
Citizens Bank $19,300,000 $16,185,000 -16.1% 1.4%
NAVY FEDERAL CREDIT UNION $12,835,000 $16,175,000 26.0% 1.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $14,845,000 $14,315,000 -3.6% 1.2%
LOANDEPOT.COM, LLC $13,750,000 $14,225,000 3.5% 1.2%
M&T Bank $14,710,000 $13,665,000 -7.1% 1.1%
PNC Bank $13,300,000 $13,115,000 -1.4% 1.1%
CARDINAL FINANCIAL $18,010,000 $12,340,000 -31.5% 1.0%
American Mortgage & Equity Consultants, Inc. $11,950,000 n/a 1.0%
CMG MORTGAGE, INC. $10,620,000 $11,835,000 11.4% 1.0%
TIDEWATER MORTGAGE SERVICES, INC. $11,530,000 $11,830,000 2.6% 1.0%
NFM, INC. $53,090,000 $10,490,000 -80.2% 0.9%
NATION ONE MORTGAGE CORPORATION $4,305,000 $9,655,000 124.3% 0.8%
Prosperity Home Mortgage, LLC $9,260,000 $9,635,000 4.0% 0.8%
Shore United Bank $11,545,000 $9,435,000 -18.3% 0.8%
Evolve Bank & Trust $10,860,000 $8,925,000 -17.8% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $7,950,000 $8,905,000 12.0% 0.7%
Dover Federal Credit Union $10,230,000 $8,650,000 -15.4% 0.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,745,000 $7,990,000 357.9% 0.7%
ALLIED MORTGAGE GROUP, INC. $2,320,000 $7,920,000 241.4% 0.7%
TD Bank $6,095,000 $7,645,000 25.4% 0.6%
VILLAGE CAPITAL MORTGAGE $1,410,000 $7,470,000 429.8% 0.6%
JPMorgan Chase Bank $3,985,000 $7,395,000 85.6% 0.6%
HOMESIDE FINANCIAL, LLC $5,470,000 $7,350,000 34.4% 0.6%
First National Bank of Pennsylvania $2,960,000 $7,305,000 146.8% 0.6%
TIDEMARK FEDERAL CREDIT UNION $1,930,000 $7,145,000 270.2% 0.6%
MICHIGAN MUTUAL, INC. $7,010,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $14,675,000 $6,900,000 -53.0% 0.6%
Wells Fargo Bank $5,985,000 $6,885,000 15.0% 0.6%
Fulton Bank $6,315,000 $6,635,000 5.1% 0.6%
The Federal Savings Bank $4,695,000 $6,505,000 38.6% 0.5%
BROKER SOLUTIONS, INC. $6,690,000 $6,440,000 -3.7% 0.5%
MDE Home Loans, LLC $830,000 $5,590,000 573.5% 0.5%
Equity Prime Mortgage LLC $14,075,000 $4,700,000 -66.6% 0.4%
Century Mortgage Company DBA Century Lending Company $395,000 $4,555,000 1,053.2% 0.4%
NEW DAY FINANCIAL, LLC $3,775,000 $4,410,000 16.8% 0.4%
Discover Bank $2,820,000 $4,370,000 55.0% 0.4%
EMBRACE HOME LOANS, INC. $4,565,000 $4,275,000 -6.4% 0.4%
Flagstar Bank, FSB $1,045,000 $4,195,000 301.4% 0.4%
Carrington Mortgage Services, LLC $4,820,000 $3,830,000 -20.5% 0.3%
MLD MORTGAGE INC. $3,750,000 n/a 0.3%
Plains Commerce Bank $3,540,000 $3,520,000 -0.6% 0.3%
GUARANTEED RATE, INC. $2,505,000 $3,495,000 39.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $3,995,000 $3,485,000 -12.8% 0.3%
Magnolia Bank $2,530,000 $3,390,000 34.0% 0.3%
USAA Federal Savings Bank $3,455,000 $3,335,000 -3.5% 0.3%
Paramount Residential Mortgage Group, Inc. $1,715,000 $3,280,000 91.3% 0.3%
PLANET HOME LENDING, LLC $85,000 $3,085,000 3,529.4% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $865,000 $3,010,000 248.0% 0.3%
FIRST HOME MORTGAGE CORPORATION $1,730,000 $2,995,000 73.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,800,000 $2,960,000 5.7% 0.2%
Bank of America $3,885,000 $2,880,000 -25.9% 0.2%
ABSOLUTE HOME MORTGAGE CORPORATION $1,940,000 $2,735,000 41.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $5,685,000 $2,710,000 -52.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,615,000 $2,690,000 2.9% 0.2%
Waterstone Mortgage Corporation $1,885,000 $2,645,000 40.3% 0.2%
PLAZA HOME MORTGAGE, INC. $4,045,000 $2,625,000 -35.1% 0.2%
Acre Mortgage and Financial Inc $1,175,000 $2,530,000 115.3% 0.2%
The Loan Store, Inc. $2,505,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $2,375,000 n/a 0.2%
LOANPAL, LLC $885,000 $2,245,000 153.7% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,150,000 $2,230,000 93.9% 0.2%
Nations Lending Corporation $6,825,000 $2,205,000 -67.7% 0.2%
MidAtlantic Farm Credit, ACA $1,760,000 $2,190,000 24.4% 0.2%
AmeriHome Mortgage Company, LLC $375,000 $2,145,000 472.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,120,000 $2,135,000 90.6% 0.2%
RELIANCE FIRST CAPITAL, LLC $1,130,000 $1,970,000 74.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,960,000 n/a 0.2%
PHH Mortgage Corporation $510,000 $1,910,000 274.5% 0.2%
NEW FED MORTGAGE, CORP. $1,880,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $1,220,000 $1,835,000 50.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $5,725,000 $1,830,000 -68.0% 0.2%
NBKC BANK $3,450,000 $1,710,000 -50.4% 0.1%
Barrington Bank & Trust Company, N.A. $720,000 $1,645,000 128.5% 0.1%
First Shore Federal Savings and Loan Association $1,555,000 $1,635,000 5.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,625,000 n/a 0.1%
First Farmers Bank and Trust Company $1,535,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $2,755,000 $1,505,000 -45.4% 0.1%
First Federal Bank $855,000 $1,450,000 69.6% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,875,000 $1,440,000 -23.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,035,000 $1,375,000 -54.7% 0.1%
Univest Bank and Trust Co. $1,325,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,240,000 $1,305,000 5.2% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $800,000 $1,280,000 60.0% 0.1%
EMM LOANS LLC $10,610,000 $1,270,000 -88.0% 0.1%
Capital Bank $2,510,000 $1,255,000 -50.0% 0.1%
NP, Inc. $1,170,000 n/a 0.1%
OCMBC, INC. $155,000 $1,145,000 638.7% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $685,000 $1,130,000 65.0% 0.1%
First Citizens Community Bank $6,295,000 $1,125,000 -82.1% 0.1%
The Gratz Bank $1,070,000 n/a 0.1%
POLICE & FIRE $1,715,000 $1,025,000 -40.2% 0.1%
ZILLOW HOME LOANS, LLC $225,000 $1,015,000 351.1% 0.1%
Armed Forces Bank $700,000 $990,000 41.4% 0.1%
EVERETT FINANCIAL, INC. $3,760,000 $990,000 -73.7% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $990,000 n/a 0.1%
DEXSTA $315,000 $970,000 207.9% 0.1%
FREEDOM CREDIT UNION $950,000 n/a 0.1%
Ixonia Bank $21,170,000 $925,000 -95.6% 0.1%
21ST MORTGAGE CORPORATION $510,000 $905,000 77.5% 0.1%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $885,000 n/a 0.1%
U.S. Bank $745,000 $875,000 17.4% 0.1%
City Lending Inc. $845,000 n/a 0.1%
NEXERA HOLDING LLC $280,000 $835,000 198.2% 0.1%
LENDINGONE, LLC $430,000 $825,000 91.9% 0.1%
GREENTREE MORTGAGE COMPANY, L.P. $380,000 $790,000 107.9% 0.1%
Northpointe Bank $8,395,000 $760,000 -90.9% 0.1%
Texana Bank $760,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $1,305,000 $750,000 -42.5% 0.1%
CITADEL FEDERAL CREDIT UNION $385,000 $740,000 92.2% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,350,000 $740,000 -45.2% 0.1%
Cornerstone First Mortgage, Inc $435,000 $730,000 67.8% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $695,000 n/a 0.1%
TruHome Solutions, LLC $690,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $205,000 $690,000 236.6% 0.1%
DIRECT MORTGAGE LOANS, LLC $355,000 $680,000 91.5% 0.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $310,000 $680,000 119.4% 0.1%
MEMBER FIRST MORTGAGE, LLC $675,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $525,000 $665,000 26.7% 0.1%
North American Savings Bank, F.S.B. $655,000 n/a 0.1%
OAKTREE FUNDING CORP. $645,000 n/a 0.1%
SPRING EQ, LLC $485,000 $595,000 22.7% 0.0%
Truist $875,000 $595,000 -32.0% 0.0%
Figure Lending LLC $590,000 n/a 0.0%
PHILADELPHIA $575,000 n/a 0.0%
Hometown Equity Mortgage, LLC $570,000 n/a 0.0%
Citibank $5,130,000 $560,000 -89.1% 0.0%
Credence Funding Corporation $545,000 n/a 0.0%
Commerce Home Mortgage, Inc. $275,000 $540,000 96.4% 0.0%
TRUMARK FINANCIAL CREDIT UNION $210,000 $535,000 154.8% 0.0%
Citadel Servicing Corporation $135,000 $525,000 288.9% 0.0%
ENVOY MORTGAGE, LTD $520,000 n/a 0.0%
Artisans' Bank $980,000 $510,000 -48.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $290,000 $505,000 74.1% 0.0%
DEEPHAVEN MORTGAGE LLC $430,000 $490,000 14.0% 0.0%
BOND STREET MORTGAGE, LLC $485,000 n/a 0.0%
PREMIA MORTGAGE, LLC $660,000 $485,000 -26.5% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $830,000 $480,000 -42.2% 0.0%
Ballston Spa National Bank $310,000 $475,000 53.2% 0.0%
OceanFirst Bank $475,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $440,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $225,000 $440,000 95.6% 0.0%
SUN Federal Credit Union $440,000 n/a 0.0%
Greenbox Loans, Inc. $435,000 n/a 0.0%
South State Bank $425,000 n/a 0.0%
Sun East Federal Credit Union $480,000 $415,000 -13.5% 0.0%
The Huntington National Bank $415,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $595,000 $405,000 -31.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $395,000 $400,000 1.3% 0.0%
TOWER $75,000 $400,000 433.3% 0.0%
CIBM Bank $395,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $390,000 n/a 0.0%
Leader Bank $385,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $285,000 $380,000 33.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $410,000 $370,000 -9.8% 0.0%
AMERICAN FINANCING CORPORATION $365,000 n/a 0.0%
Firstrust Savings Bank $165,000 $365,000 121.2% 0.0%
Philadelphia Mortgage Advisors, Inc. $365,000 n/a 0.0%
The Dart Bank $365,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $495,000 $360,000 -27.3% 0.0%
GSF Mortgage Corporation $935,000 $355,000 -62.0% 0.0%
Mortgage America, Inc. $355,000 n/a 0.0%
NJ LENDERS CORP. $355,000 n/a 0.0%
AFFINITY $265,000 $345,000 30.2% 0.0%
BAY EQUITY LLC $1,870,000 $345,000 -81.6% 0.0%
First Savings Bank $595,000 $345,000 -42.0% 0.0%
Old National Bank $345,000 n/a 0.0%
SeaTrust Mortgage Company $345,000 n/a 0.0%
The People's Credit Union $505,000 $345,000 -31.7% 0.0%
AmRes Corporation $335,000 n/a 0.0%
AMWEST FUNDING CORP. $200,000 $335,000 67.5% 0.0%
LIMA ONE CAPITAL, LLC $165,000 $330,000 100.0% 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $325,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $325,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $445,000 $315,000 -29.2% 0.0%
TOTAL MORTGAGE SERVICES, LLC $640,000 $315,000 -50.8% 0.0%
UNITED MORTGAGE CORP $305,000 n/a 0.0%
Logan Finance Corporation $300,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $285,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $280,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $275,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $265,000 $275,000 3.8% 0.0%
TOWNE MORTGAGE COMPANY $275,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $410,000 $255,000 -37.8% 0.0%
HOMEXPRESS MORTGAGE CORP. $400,000 $255,000 -36.3% 0.0%
Kearny Bank $255,000 n/a 0.0%
The Queenstown Bank of Maryland $1,445,000 $255,000 -82.4% 0.0%
Southwest Airlines Federal Credit Union $245,000 n/a 0.0%
Gateway First Bank $235,000 n/a 0.0%
RF Renovo Management Company, LLC $235,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $315,000 $215,000 -31.7% 0.0%
OCEANSIDE MORTGAGE COMPANY $215,000 $215,000 0.0% 0.0%
GTE Federal Credit Union $210,000 n/a 0.0%
Morgan Stanley Private Bank $205,000 n/a 0.0%
GENEVA FINANCIAL, LLC $195,000 n/a 0.0%
Ally Bank $610,000 $185,000 -69.7% 0.0%
COMMUNITY POWERED $185,000 n/a 0.0%
East Coast Capital Corp. $175,000 n/a 0.0%
First National Bank of America $430,000 $175,000 -59.3% 0.0%
SILVER HILL FUNDING, LLC $175,000 n/a 0.0%
FIDELITY DIRECT MORTGAGE, LLC $705,000 $165,000 -76.6% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $165,000 n/a 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $605,000 $160,000 -73.6% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $155,000 n/a 0.0%
AgFirst Farm Credit Bank $145,000 n/a 0.0%
Florida Capital Bank $145,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $640,000 $135,000 -78.9% 0.0%
Fifth Third Bank $125,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $155,000 $115,000 -25.8% 0.0%
DIGITAL Federal Credit Union $155,000 $105,000 -32.3% 0.0%
HomeTrust Bank $170,000 $105,000 -38.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $105,000 n/a 0.0%
Northwest Federal Credit Union $105,000 n/a 0.0%
American Airlines Federal Credit Union $75,000 n/a 0.0%
EDUCATIONAL SYSTEMS $75,000 n/a 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $65,000 n/a 0.0%
United States Senate Federal Credit Union $65,000 n/a 0.0%
Diamond Credit Union $60,000 n/a 0.0%
Ardent Federal Credit Union $45,000 n/a 0.0%
AMERICAN HERITAGE FCU $205,000 $15,000 -92.7% 0.0%

DOVER's top lender by overall market share is QUICKEN LOANS, LLC, with 5.6% market share. In second place, with 5.2%, is Keystone Funding, Inc., having originated $62,385,000 in loans. In third place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $61,075,000 in loans. In fourth place, with 4.7%, is PIKE CREEK MORTGAGE SERVICES, INC., having originated $55,645,000 in loans. In fifth place, with 3.5%, is NVR Mortgage Finance, Inc., having originated $41,495,000 in loans.


DOVER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DOVER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $241,425 (2.7%) $247,716 (3.8%) 0.90 837
2018-02-01 $244,800 (4.0%) $251,399 (6.0%) 0.89 811
2018-03-01 $249,943 (4.2%) $255,771 (5.9%) 0.88 805
2018-04-01 $252,400 (3.3%) $254,186 (2.8%) 0.86 858
2018-05-01 $259,948 (6.2%) $263,957 (6.5%) 0.87 857
2018-06-01 $259,900 (6.7%) $261,968 (5.9%) 0.87 937
2018-07-01 $262,950 (7.9%) $264,492 (6.5%) 0.88 956
2018-08-01 $259,885 (6.1%) $262,945 (4.5%) 0.87 971
2018-09-01 $259,900 (6.3%) $261,808 (4.9%) 0.87 947
2018-10-01 $259,900 (7.9%) $262,898 (6.1%) 0.88 957
2018-11-01 $263,650 (9.4%) $269,053 (8.4%) 0.89 916
2018-12-01 $260,000 (8.3%) $268,827 (8.0%) 0.90 808
2019-01-01 $263,050 (9.0%) $270,271 (9.1%) 0.91 727
2019-02-01 $262,945 (7.4%) $272,098 (8.2%) 0.89 697
2019-03-01 $264,851 (6.0%) $276,112 (8.0%) 0.87 719
2019-04-01 $267,161 (5.9%) $280,533 (10.4%) 0.85 737
2019-05-01 $271,623 (4.5%) $283,833 (7.5%) 0.85 743
2019-06-01 $270,388 (4.0%) $285,474 (9.0%) 0.85 740
2019-07-01 $269,938 (2.7%) $288,186 (9.0%) 0.85 744
2019-08-01 $270,745 (4.2%) $285,245 (8.5%) 0.86 737
2019-09-01 $272,014 (4.7%) $280,855 (7.3%) 0.87 714
2019-10-01 $272,859 (5.0%) $277,929 (5.7%) 0.88 693
2019-11-01 $269,900 (2.4%) $271,946 (1.1%) 0.88 678
2019-12-01 $269,450 (3.6%) $270,743 (0.7%) 0.90 631
2020-01-01 $273,400 (3.9%) $275,877 (2.1%) 0.91 590
2020-02-01 $274,900 (4.6%) $273,509 (0.5%) 0.90 567
2020-03-01 $277,900 (4.9%) $277,316 (0.4%) 0.87 547
2020-04-01 $279,173 (4.5%) $282,077 (0.6%) 0.87 509
2020-05-01 $277,700 (2.2%) $282,278 (-0.6%) 0.84 498
2020-06-01 $284,750 (5.3%) $288,146 (0.9%) 0.84 464
2020-07-01 $284,900 (5.5%) $292,521 (1.5%) 0.83 476
2020-08-01 $294,950 (8.9%) $301,399 (5.7%) 0.85 420
2020-09-01 $298,925 (9.9%) $307,916 (9.6%) 0.86 382
2020-10-01 $299,900 (9.9%) $305,745 (10.0%) 0.86 376
2020-11-01 $305,350 (13.1%) $313,948 (15.5%) 0.89 354
2020-12-01 $307,650 (14.2%) $312,568 (15.5%) 0.91 331
2021-01-01 $314,900 (15.2%) $322,118 (16.8%) 0.94 231
2021-02-01 $318,663 (15.9%) $327,468 (19.7%) 0.93 232
2021-03-01 $332,975 (19.8%) $346,952 (25.1%) 0.94 200
2021-04-01 $349,950 (25.4%) $360,630 (27.9%) 0.95 219
2021-05-01 $342,450 (23.3%) $353,452 (25.2%) 0.91 195
2021-06-01 $360,549 (26.6%) $370,707 (28.7%) 0.95 254
2021-07-01 $360,000 (26.4%) $373,212 (27.6%) 0.95 273
2021-08-01 $371,900 (26.1%) $401,702 (33.3%) 0.99 301
2021-09-01 $367,675 (23.0%) $397,364 (29.1%) 0.98 304
2021-10-01 $367,900 (22.7%) $391,998 (28.2%) 0.98 307
2021-11-01 $356,000 (16.6%) $394,874 (25.8%) 0.95 301
2021-12-01 $366,950 (19.3%) $406,457 (30.0%) 0.99 277
2022-01-01 $371,216 (17.9%) $418,314 (29.9%) 1.00 256
2022-02-01 $396,998 (24.6%) $438,008 (33.8%) 1.03 240
2022-03-01 $415,173 (24.7%) $452,559 (30.4%) 1.04 218
2022-04-01 $399,900 (14.3%) $446,726 (23.9%) 0.95 220
2022-05-01 $398,797 (16.5%) $432,822 (22.5%) 0.91 296
2022-06-01 $399,950 (10.9%) $427,775 (15.4%) 0.89 308
2022-07-01 $400,000 (11.1%) $419,604 (12.4%) 0.90 346
2022-08-01 $395,000 (6.2%) $416,091 (3.6%) 0.91 372
2022-09-01 $390,000 (6.1%) $414,895 (4.4%) 0.91 355
2022-10-01 $395,000 (7.4%) $415,506 (6.0%) 0.93 352
2022-11-01 $382,225 (7.4%) $402,683 (2.0%) 0.92 398
2022-12-01 $385,000 (4.9%) $404,781 (-0.4%) 0.95 358
2023-01-01 $399,850 (7.7%) $408,780 (-2.3%) 0.99 335
2023-02-01 $397,450 (0.1%) $406,743 (-7.1%) 0.96 328
2023-03-01 $397,675 (-4.2%) $410,896 (-9.2%) 0.94 298
2023-04-01 $409,000 (2.3%) $419,820 (-6.0%) 0.95 281
2023-05-01 $417,225 (4.6%) $428,358 (-1.0%) 0.95 298
2023-06-01 $418,200 (4.6%) $432,345 (1.1%) 0.94 308
2023-07-01 $409,513 (2.4%) $428,847 (2.2%) 0.93 323
2023-08-01 $418,965 (6.1%) $438,902 (5.5%) 0.96 316
2023-09-01 $415,000 (6.4%) $433,380 (4.5%) 0.97 351
2023-10-01 $417,450 (5.7%) $438,421 (5.5%) 0.98 381
2023-11-01 $415,000 (8.6%) $441,807 (9.7%) 0.99 383
2023-12-01 $409,250 (6.3%) $443,711 (9.6%) 1.00 385
2024-01-01 $412,250 (3.1%) $432,711 (5.9%) 1.01 355
2024-02-01 $417,875 (5.1%) $437,181 (7.5%) 1.01 364
2024-03-01 $421,450 (6.0%) $442,171 (7.6%) 0.99 356
2024-04-01 $426,400 (4.3%) $448,367 (6.8%) 0.99 354
2024-05-01 $424,950 (1.9%) $444,106 (3.7%) 0.97 360
2024-06-01 $422,900 (1.1%) $447,714 (3.6%) 0.96 394
2024-07-01 $422,600 (3.2%) $449,219 (4.8%) 0.97 402
2024-08-01 $415,950 (-0.7%) $449,023 (2.3%) 0.97 414
2024-09-01 $412,450 (-0.6%) $447,082 (3.2%) 0.97 439
2024-10-01 $408,000 (-2.3%) $443,539 (1.2%) 0.96 467
2024-11-01 $399,900 (-3.6%) $436,626 (-1.2%) 0.96 487
2024-12-01 $399,925 (-2.3%) $438,473 (-1.2%) 0.99 474
2025-01-01 $402,450 (-2.4%) $433,985 (0.3%) 1.00 464
2025-02-01 $401,500 (-3.9%) $433,406 (-0.9%) 0.97 443
2025-03-01 $399,900 (-5.1%) $440,624 (-0.4%) 0.00 430
DOVER's median listing price for 2025-03-01 was $399,900, a difference of $-21,550 (-5.1%) versus the prior year and $-1,600 versus the prior month.

DOVER's median listing price comes in at 0% of the national average.

DOVER's average listing price for 2025-03-01 was $440,624, a difference of $-1,547 (-0.4%) versus the prior year and $7,218 versus the prior month.

For the 2025-03-01 period, DOVER had 430 MLS listings, a difference of -13 listings (-3%) versus the prior month and 74 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DOVER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 96 days 1,888 sqft
2018-02-01 87 days 1,880 sqft
2018-03-01 67 days 1,914 sqft
2018-04-01 63 days 1,908 sqft
2018-05-01 61 days 1,992 sqft
2018-06-01 64 days 2,000 sqft
2018-07-01 66 days 2,009 sqft
2018-08-01 70 days 1,982 sqft
2018-09-01 75 days 1,955 sqft
2018-10-01 77 days 1,939 sqft
2018-11-01 82 days 1,936 sqft
2018-12-01 95 days 1,904 sqft
2019-01-01 97 days 1,890 sqft
2019-02-01 102 days 1,909 sqft
2019-03-01 85 days 1,957 sqft
2019-04-01 65 days 2,003 sqft
2019-05-01 59 days 1,962 sqft
2019-06-01 64 days 1,954 sqft
2019-07-01 67 days 1,957 sqft
2019-08-01 68 days 1,946 sqft
2019-09-01 68 days 1,948 sqft
2019-10-01 70 days 1,950 sqft
2019-11-01 74 days 1,920 sqft
2019-12-01 83 days 1,932 sqft
2020-01-01 82 days 1,916 sqft
2020-02-01 65 days 1,903 sqft
2020-03-01 53 days 1,910 sqft
2020-04-01 60 days 1,946 sqft
2020-05-01 60 days 1,960 sqft
2020-06-01 49 days 1,970 sqft
2020-07-01 38 days 2,016 sqft
2020-08-01 41 days 2,029 sqft
2020-09-01 53 days 1,956 sqft
2020-10-01 55 days 1,961 sqft
2020-11-01 51 days 1,967 sqft
2020-12-01 55 days 2,007 sqft
2021-01-01 63 days 1,993 sqft
2021-02-01 43 days 2,035 sqft
2021-03-01 48 days 2,019 sqft
2021-04-01 42 days 2,189 sqft
2021-05-01 34 days 1,992 sqft
2021-06-01 38 days 2,177 sqft
2021-07-01 36 days 2,139 sqft
2021-08-01 25 days 2,191 sqft
2021-09-01 29 days 2,127 sqft
2021-10-01 36 days 2,108 sqft
2021-11-01 46 days 2,065 sqft
2021-12-01 53 days 2,073 sqft
2022-01-01 60 days 2,108 sqft
2022-02-01 49 days 2,190 sqft
2022-03-01 31 days 2,175 sqft
2022-04-01 35 days 2,200 sqft
2022-05-01 31 days 2,075 sqft
2022-06-01 38 days 2,131 sqft
2022-07-01 37 days 2,180 sqft
2022-08-01 36 days 2,103 sqft
2022-09-01 50 days 2,095 sqft
2022-10-01 52 days 2,016 sqft
2022-11-01 43 days 1,988 sqft
2022-12-01 57 days 2,009 sqft
2023-01-01 63 days 2,042 sqft
2023-02-01 50 days 1,993 sqft
2023-03-01 50 days 2,011 sqft
2023-04-01 40 days 2,013 sqft
2023-05-01 32 days 2,010 sqft
2023-06-01 38 days 2,040 sqft
2023-07-01 42 days 1,984 sqft
2023-08-01 49 days 2,046 sqft
2023-09-01 45 days 2,022 sqft
2023-10-01 49 days 2,063 sqft
2023-11-01 51 days 2,019 sqft
2023-12-01 58 days 2,000 sqft
2024-01-01 68 days 1,985 sqft
2024-02-01 64 days 2,076 sqft
2024-03-01 51 days 2,102 sqft
2024-04-01 44 days 2,087 sqft
2024-05-01 41 days 2,061 sqft
2024-06-01 47 days 2,024 sqft
2024-07-01 50 days 2,015 sqft
2024-08-01 49 days 1,990 sqft
2024-09-01 45 days 1,985 sqft
2024-10-01 44 days 1,985 sqft
2024-11-01 49 days 1,961 sqft
2024-12-01 54 days 2,015 sqft
2025-01-01 64 days 2,002 sqft
2025-02-01 65 days 2,008 sqft
2025-03-01 0 days 1,990 sqft
DOVER's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

DOVER's median square footage for active listings during the 2025-03-01 period was 1,990 sqft. One year prior, the average listing was 2,102 sqft.

DOVER, DE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,455 $774,575,000 $315,509
Cash Out Refi 647 $148,345,000 $229,281
Refi 572 $199,850,000 $349,388
Home Improvement 457 $38,675,000 $84,628
Other 400 $33,220,000 $83,050

Dover's most frequently cited loan purpose was Home Purchase, with 2,455 originations. The 2nd most popular reason was Cash Out Refi, with 647 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,637 $527,015,000 $321,940
Over 8% 988 $97,970,000 $99,160
5-6% 970 $347,170,000 $357,907
7-8% 690 $172,100,000 $249,420
4-5% 88 $30,490,000 $346,477
<2.5% 42 $1,270,000 $30,238
3-4% 11 $2,215,000 $201,364
2.5-3% 8 $1,850,000 $231,250

During 2024, Dover's most frequently originated rate bucket was 6-7%, with 1,637 originations.

Loan Sizing (DOVER, DE MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,101 $625,825,000 $297,870
$100,000 or less 976 $52,570,000 $53,863
$100k-200k 715 $104,395,000 $146,007
$400k-600k 659 $304,205,000 $461,616
$600k-1000k 71 $49,045,000 $690,775
$Over $1MM 9 $58,625,000 $6,513,889

DOVER's loan sizing saw the bucket of loans from $200k-400k with 2,101 originations, totaling $625,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,938 $669,740,000 $345,583
60-80% 692 $220,620,000 $318,815
Under 20% 691 $34,285,000 $49,616
20-40% 509 $64,505,000 $126,729
40-60% 282 $77,650,000 $275,355
Over 100% 179 $69,565,000 $388,631

DOVER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,938 originations, totaling $669,740,000 in origination value.