Lenderfi Mortgage Rates, Fees & Info
Calabasas, CALEI: 549300OWUY97LHFQ0512
Tax ID: 56-2596258
5 stars
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Mortgage Data
Review & Overview
Lenderfi is a small mortgage company specializing in loans. Lenderfi has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Washington, Seattle, San Francisco, and Boston among others. We have data for 323 markets. (Some data included below & more in-depth data is available with an active subscription.)Lenderfi has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenderfi is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 1/29/23 |
| 30 Year Conventional Purchase | 6.23% | 1/29/23 |
| 30 Year Conventional Refi | 6.19% | 1/29/23 |
| 30 Year Cash-out Refi | 6.29% | 1/29/23 |
| 30 Year FHA Purchase | 6.27% | 1/29/23 |
| 30 Year FHA Refi | 6.27% | 1/29/23 |
| 15 Year Conventional Purchase | 5.62% | 1/29/23 |
| 15 Year Conventional Refi | 5.64% | 1/29/23 |
| 15 Year Cash-out Refi | 5.64% | 1/29/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
3,775Origination Dollar Volume (All Markets)
$1,317,465,000Awards
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LENDERFI - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Lenderfi's average 30 year fixed mortgage rate was
2.83%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.32%.
Relative Fees (Closing Costs)
Lenderfi's average total fees/closing costs for a 30 year fixed rate
mortgage were $1,988.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 197 | $98,055,000 | $497,741 | $1,912 | 2.61% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 220 | $94,590,000 | $429,955 | $1,762 | 2.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 173 | $77,055,000 | $445,405 | $1,799 | 2.49% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 134 | $71,210,000 | $531,418 | $1,555 | 2.49% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 146 | $58,270,000 | $399,110 | $1,889 | 2.56% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 99 | $41,165,000 | $415,808 | $2,764 | 2.44% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 108 | $38,810,000 | $359,352 | $2,215 | 2.51% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 87 | $38,395,000 | $441,322 | $1,444 | 2.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 120 | $37,330,000 | $311,083 | $1,851 | 2.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 104 | $34,520,000 | $331,923 | $2,529 | 2.53% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 99 | $30,925,000 | $312,374 | $2,969 | 2.62% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 77 | $28,785,000 | $373,831 | $1,917 | 2.61% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 89 | $27,515,000 | $309,157 | $2,909 | 2.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 53 | $27,415,000 | $517,264 | $1,664 | 2.42% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 88 | $26,220,000 | $297,955 | $1,757 | 2.65% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 76 | $25,170,000 | $331,184 | $3,106 | 2.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 78 | $22,050,000 | $282,692 | $1,395 | 2.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 75 | $21,695,000 | $289,267 | $1,870 | 2.80% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 61 | $21,005,000 | $344,344 | $1,913 | 2.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 54 | $19,590,000 | $362,778 | $1,730 | 2.61% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 64 | $19,540,000 | $305,313 | $1,686 | 2.57% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 58 | $19,490,000 | $336,034 | $1,790 | 2.78% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 64 | $19,250,000 | $300,781 | $1,684 | 2.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 48 | $16,260,000 | $338,750 | $2,130 | 2.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 46 | $14,530,000 | $315,870 | $1,675 | 2.58% |
| Outside of Metro Areas | 49 | $13,455,000 | $274,592 | $2,518 | 2.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 35 | $13,025,000 | $372,143 | $2,620 | 2.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $10,155,000 | $441,522 | $1,351 | 2.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 34 | $9,440,000 | $277,647 | $2,088 | 2.71% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 27 | $7,965,000 | $295,000 | $1,823 | 2.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 25 | $7,945,000 | $317,800 | $2,533 | 2.67% |
| RICHMOND, VA (FHA|USDA|VA) | 30 | $7,860,000 | $262,000 | $1,288 | 2.73% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 32 | $7,830,000 | $244,688 | $1,707 | 2.67% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 21 | $6,525,000 | $310,714 | $1,652 | 2.60% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $6,525,000 | $283,696 | $1,756 | 2.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 24 | $6,350,000 | $264,583 | $1,755 | 2.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 16 | $6,010,000 | $375,625 | $2,400 | 2.59% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $5,735,000 | $337,353 | $2,030 | 2.76% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 18 | $5,530,000 | $307,222 | $1,598 | 2.49% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 19 | $5,405,000 | $284,474 | $2,499 | 2.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 20 | $5,400,000 | $270,000 | $2,535 | 2.64% |
| STOCKTON, CA (FHA|USDA|VA) | 15 | $5,385,000 | $359,000 | $1,207 | 2.80% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $5,230,000 | $290,556 | $1,881 | 2.58% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 17 | $4,785,000 | $281,471 | $1,557 | 2.71% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 14 | $4,770,000 | $340,714 | $2,205 | 2.57% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 11 | $4,735,000 | $430,455 | $1,188 | 2.67% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 16 | $4,540,000 | $283,750 | $1,600 | 2.69% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $4,370,000 | $312,143 | $1,738 | 2.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 11 | $4,185,000 | $380,455 | $1,930 | 2.59% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $4,100,000 | $292,857 | $1,278 | 2.64% |
| PITTSBURGH, PA (FHA|USDA|VA) | 17 | $3,955,000 | $232,647 | $1,554 | 2.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $1,922 | 2.78% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $3,830,000 | $319,167 | $1,879 | 2.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 16 | $3,830,000 | $239,375 | $1,709 | 2.64% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $3,665,000 | $733,000 | $1,973 | 2.85% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $3,415,000 | $262,692 | $2,442 | 2.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $2,517 | 2.42% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $3,235,000 | $294,091 | $1,826 | 2.54% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 9 | $3,225,000 | $358,333 | $1,163 | 2.44% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $3,239 | 2.75% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $1,884 | 2.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $3,020,000 | $251,667 | $2,213 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $1,366 | 2.65% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $1,214 | 2.59% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $2,925,000 | $325,000 | $1,983 | 2.53% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $1,332 | 2.49% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,780,000 | $278,000 | $1,600 | 2.60% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $2,675,000 | $243,182 | $1,953 | 2.61% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $2,655,000 | $295,000 | $1,388 | 2.71% |
| BOISE CITY, ID (FHA|USDA|VA) | 9 | $2,565,000 | $285,000 | $3,104 | 2.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $2,800 | 2.76% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $1,617 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $2,385,000 | $216,818 | $1,979 | 2.59% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $2,004 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $1,196 | 2.67% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $1,624 | 2.71% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $2,225,000 | $247,222 | $2,398 | 2.54% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $3,493 | 2.34% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $2,446 | 2.52% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $1,839 | 2.41% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,995,000 | $285,000 | $1,042 | 2.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $3,023 | 2.85% |
| LINCOLN, NE (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $1,493 | 2.57% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $1,416 | 2.59% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $2,278 | 2.57% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $1,199 | 2.55% |
| MISSOULA, MT (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $3,918 | 2.63% |
| TULSA, OK (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $3,037 | 2.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $1,188 | 2.82% |
| MADISON, WI (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $1,626 | 2.63% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $2,533 | 2.56% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $2,295 | 2.71% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $3,403 | 2.55% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $1,671 | 2.80% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $1,121 | 2.55% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $1,675 | 2.81% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $2,225 | 2.75% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $2,810 | 2.77% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $1,616 | 2.71% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $1,180 | 2.42% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $2,005 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $1,286 | 2.69% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $2,110 | 2.73% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $2,674 | 3.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $1,797 | 2.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $1,347 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $1,864 | 2.37% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $1,541 | 2.66% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $1,984 | 2.87% |
| Outside of Metro Areas | 3 | $1,175,000 | $391,667 | $3,686 | 2.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $1,921 | 2.44% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $1,291 | 2.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $2,172 | 2.55% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $1,352 | 3.04% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $1,555 | 2.59% |
| COLUMBIA, SC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $1,435 | 2.67% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $1,178 | 2.56% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $1,361 | 2.71% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $1,794 | 2.41% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $1,831 | 2.71% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $1,417 | 3.18% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $1,068 | 2.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,331 | 2.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $2,231 | 2.58% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $2,339 | 2.33% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $1,835 | 2.46% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $1,544 | 2.66% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $1,393 | 2.54% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $1,520 | 3.19% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $3,443 | 2.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $1,582 | 2.46% |
| Torrington, CT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,913 | 2.79% |
| BEND, OR (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $1,793 | 2.90% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,265 | 2.06% |
| AKRON, OH (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $1,429 | 2.72% |
| Key West, FL (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $2,731 | 2.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $8,651 | 2.50% |
| Concord, NH (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $1,263 | 2.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,406 | 2.21% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,091 | 2.54% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,381 | 2.58% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,858 | 2.71% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,412 | 2.58% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $1,653 | 2.44% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $1,322 | 2.37% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,662 | 2.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,540 | 2.44% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,609 | 2.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $1,787 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $1,395 | 2.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,197 | 2.67% |
| Holland, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,155 | 2.56% |
| SALEM, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,895 | 2.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,016 | 3.16% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,015 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,321 | 2.59% |
| Rockport, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,326 | 2.93% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,519 | 2.56% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,164 | 2.31% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,701 | 2.68% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,340 | 2.25% |
| FLINT, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,300 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,415 | 2.62% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,717 | 3.24% |
| Pullman, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,326 | 2.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,775 | 2.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,245 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $1,658 | 2.72% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,464 | 2.94% |
| CASPER, WY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,588 | 2.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,329 | 3.08% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,328 | 2.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,464 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,406 | 2.67% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,548 | 2.87% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,149 | 2.93% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,970 | 2.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,393 | 2.63% |
| REDDING, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,356 | 2.88% |
| CHICO, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,053 | 2.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,240 | 3.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,295 | 2.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,608 | 2.38% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,407 | 2.69% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,376 | 2.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,959 | 2.75% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,528 | 2.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,253 | 2.63% |
| ERIE, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,036 | 2.63% |
| WACO, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,873 | 2.94% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,175 | 3.19% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,053 | 2.94% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,061 | 2.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,738 | 3.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,301 | 1.88% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,358 | 2.13% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,355 | 3.69% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,176 | 3.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,371 | 2.93% |
| NILES, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,045 | 2.68% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,319 | 3.00% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,638 | 2.50% |
| Durango, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,276 | 2.63% |
| Sonora, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,365 | 3.06% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,507 | 2.56% |
| La Grande, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,992 | 3.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,778 | 2.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,820 | 1.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,842 | 2.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,095 | 2.69% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,153 | 1.99% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,553 | 2.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,361 | 2.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,946 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,278 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,787 | 2.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,821 | 2.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,074 | 4.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,531 | 2.56% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,630 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,527 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,137 | 3.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,153 | 2.63% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,128 | 2.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,278 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,128 | 2.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,813 | 2.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,723 | 2.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,785 | 2.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,188 | 2.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,290 | 3.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,643 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,263 | 2.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,860 | 2.56% |
| Cullman, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,288 | 3.31% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,696 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,238 | 2.99% |
| Danville, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,384 | 2.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,886 | 2.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,128 | 2.63% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,666 | 2.38% |
| Williston, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,304 | 2.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,610 | 2.63% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,153 | 2.88% |
| Laconia, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,328 | 2.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,713 | 2.25% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $983 | 2.25% |
| Sanford, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,347 | 2.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,666 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,833 | 2.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,178 | 2.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $993 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,758 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,118 | 2.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,308 | 2.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,616 | 2.88% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,731 | 3.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,083 | 2.38% |
| MERCED, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,623 | 2.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,149 | 3.12% |
| READING, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,203 | 2.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,167 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,033 | 2.99% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,861 | 2.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,208 | 2.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,418 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,009 | 2.75% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,054 | 3.00% |
| Hastings, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,033 | 2.99% |
| Marietta, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,373 | 2.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,008 | 2.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,705 | 2.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,276 | 2.99% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,008 | 2.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,135 | 2.38% |
| Keene, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,377 | 2.88% |
| Kinston, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,401 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,523 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,632 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,063 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,365 | 3.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,147 | 2.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,572 | 3.50% |
| Malvern, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,008 | 2.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,178 | 2.88% |
| Mason City, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,403 | 2.63% |
| Moscow, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,789 | 2.63% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,546 | 3.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,908 | 2.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,709 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,178 | 2.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,901 | 3.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,528 | 2.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,194 | 3.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,053 | 2.38% |
| Liberal, KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,995 | 2.88% |
| New Castle, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,178 | 2.99% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,502 | 3.00% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,658 | 2.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,953 | 2.88% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,148 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,735 | 2.99% |
| Defiance, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,039 | 2.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,005 | 3.13% |
| Jennings, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,583 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,108 | 2.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,086 | 2.38% |
| Bennington, VT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $926 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,164 | 2.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,654 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,999 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,451 | 3.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,609 | 3.25% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,038 | 3.25% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,892 | 1.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,033 | 2.88% |
| Ozark, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,033 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,038 | 3.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,460 | 3.13% |
| Berlin, NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,741 | 3.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,043 | 2.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,378 | 4.13% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,501 | 2.50% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,774 | $1,317,390,000 | $349,070 | $1,977 | 2.61% |
| HELOC | 1 | $75,000 | $75,000 | n/a | 3.25% |
For 2021, Lenderfi's most frequently originated type of loan was Conventional, with 3,774 originations. Their 2nd most popular type was HELOC, with 1 originations.
Loan Reason
For 2021, Lenderfi's most frequently cited loan purpose was Refi, with 2,961 originations. The 2nd most popular reason was Cash Out Refi, with 726 originations.
Loan Duration/Length
For 2021, Lenderfi's most frequently cited loan duration was 30 Year, with 2,175 originations. The 2nd most popular length was 15 Year, with 1,043 originations.
Origination Fees/Closing Costs
Lenderfi's average total fees were $1,988, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,355 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,715 | $580,785,000 | $338,650 |
| <2.5% | 1,655 | $628,425,000 | $379,713 |
| 3-4% | 399 | $107,055,000 | $268,308 |
| 4-5% | 6 | $1,200,000 | $200,000 |
During 2021, Lenderfi's average interest rate for loans was 2.83%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,715 originations.
Loan Sizing
2021 saw Lenderfi place emphasis on $200k-400k loans with 1,972 originations, totaling $581,690,000 in origination value.
Applicant Income
Lenderfi lent most frequently to those with incomes in the $100k-150k range, with 1,238 originations. The second most popular income band? $150k-250k, with 1,102 originations.
Applicant Debt to Income Ratio
Lenderfi lent most frequently to those with DTI ratios of 20-30%, with 1,289 originations. The next most common DTI ratio? 30-36%, with 720 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.12%
Lenderfi has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination0.16%
Lenderfi has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,775 | $1,317,465,000 | $348,997 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,775 | $1,317,465,000 | $348,997 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lenderfi, Inc. | Conventional home mortgage | Trouble during payment process | 2 | 100.0% |