Lenderfi Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 549300OWUY97LHFQ0512

Tax ID: 56-2596258

5 stars - out of 5 stars, based on 69 reviews

2020 Data | 2019 Data | 2018 Data


Overview

Lenderfi is a small mortgage company specializing in Refi loans. Lenderfi has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Los Angeles, Washington, Seattle, Oakland, and Anaheim among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Lenderfi is typically a low fee lendor.


Originations

4,744

Origination Dollar Volume (All Markets)

$1,805,760,000
Show all (108) awards

Relative Rate

Lenderfi 's average 30 year fixed rate mortgage of loans were 2.93%.

The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.

This yields a difference of -0.43%.

Relative Fees

Lenderfi 's average total fees for a 30 year fixed rate mortgage are $1,616.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) 336 $148,630,000 $442,351 $1,425 2.86%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) 312 $135,980,000 $435,833 $1,621 2.72%
SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) 292 $128,750,000 $440,925 $1,516 2.75%
OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) 199 $99,945,000 $502,236 $1,816 2.81%
ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) 172 $82,630,000 $480,407 $1,648 2.80%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 151 $65,175,000 $431,623 $1,271 2.78%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 109 $57,825,000 $530,505 $1,427 2.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 160 $56,560,000 $353,500 $1,208 2.84%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 156 $49,850,000 $319,551 $1,379 2.82%
DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) 140 $47,750,000 $341,071 $2,387 2.80%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 134 $46,830,000 $349,478 $2,010 2.85%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 143 $44,605,000 $311,923 $1,405 3.01%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) 92 $39,130,000 $425,326 $1,582 2.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 94 $31,820,000 $338,511 $1,435 2.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 91 $31,145,000 $342,253 $1,396 2.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 86 $30,810,000 $358,256 $1,740 2.92%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) 57 $29,675,000 $520,614 $2,483 2.79%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 95 $29,095,000 $306,263 $2,395 2.90%
RALEIGH-CARY, NC (FHA|USDA|VA) 82 $28,490,000 $347,439 $1,521 2.79%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) 58 $27,310,000 $470,862 $1,518 2.73%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 72 $25,660,000 $356,389 $1,272 2.81%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 56 $24,140,000 $431,071 $1,708 2.91%
Outside of Metro Areas 82 $23,910,000 $291,585 $1,541 2.89%
CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) 69 $23,635,000 $342,536 $1,372 2.80%
NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) 53 $20,215,000 $381,415 $1,849 2.70%
BOSTON, MA (FHA|USDA|VA) 45 $18,395,000 $408,778 $1,888 2.69%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 51 $16,325,000 $320,098 $2,342 2.84%
COLUMBUS, OH (FHA|USDA|VA) 47 $15,255,000 $324,574 $1,438 2.80%
NEWARK, NJ-PA (FHA|USDA|VA) 34 $14,660,000 $431,176 $2,052 2.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 45 $13,785,000 $306,333 $1,289 2.79%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 37 $13,095,000 $353,919 $1,477 2.74%
STOCKTON, CA (FHA|USDA|VA) 36 $13,080,000 $363,333 $1,520 2.97%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) 26 $12,150,000 $467,308 $2,403 2.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 25 $10,735,000 $429,400 $1,211 2.89%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) 27 $9,515,000 $352,407 $3,428 2.78%
RICHMOND, VA (FHA|USDA|VA) 27 $9,045,000 $335,000 $1,198 2.77%
WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) 35 $8,625,000 $246,429 $1,092 2.93%
SAN RAFAEL, CA (FHA|USDA|VA) 16 $8,460,000 $528,750 $1,304 2.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 27 $8,205,000 $303,889 $1,612 3.10%
FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) 26 $7,830,000 $301,154 $2,291 2.88%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 23 $7,385,000 $321,087 $2,016 2.92%
VALLEJO, CA (FHA|USDA|VA) 21 $7,385,000 $351,667 $1,471 2.93%
FRESNO, CA (FHA|USDA|VA) 22 $7,350,000 $334,091 $1,411 2.94%
WORCESTER, MA-CT (FHA|USDA|VA) 22 $7,300,000 $331,818 $1,834 2.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $6,970,000 $348,500 $1,524 2.84%
TACOMA-LAKEWOOD, WA (FHA|USDA|VA) 18 $6,740,000 $374,444 $1,686 2.83%
SALINAS, CA (FHA|USDA|VA) 16 $6,510,000 $406,875 $1,493 2.92%
MODESTO, CA (FHA|USDA|VA) 22 $6,350,000 $288,636 $1,130 3.05%
PHILADELPHIA, PA (FHA|USDA|VA) 17 $6,095,000 $358,529 $3,229 2.68%
BOISE CITY, ID (FHA|USDA|VA) 18 $6,060,000 $336,667 $2,796 2.69%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $5,800,000 $414,286 $1,527 3.01%
FORT COLLINS, CO (FHA|USDA|VA) 19 $5,675,000 $298,684 $1,691 2.95%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 17 $5,435,000 $319,706 $2,283 2.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 18 $5,280,000 $293,333 $2,379 2.93%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $5,080,000 $362,857 $1,825 2.69%
HUNTSVILLE, AL (FHA|USDA|VA) 19 $4,865,000 $256,053 $1,345 2.74%
BOULDER, CO (FHA|USDA|VA) 11 $4,765,000 $433,182 $1,539 2.78%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $4,760,000 $340,000 $1,594 2.53%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) 12 $4,580,000 $381,667 $2,058 2.82%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,375,000 $397,727 $1,513 2.91%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 15 $4,345,000 $289,667 $1,041 2.73%
JACKSONVILLE, FL (FHA|USDA|VA) 14 $4,260,000 $304,286 $1,809 2.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $4,130,000 $295,000 $1,447 2.90%
KNOXVILLE, TN (FHA|USDA|VA) 13 $4,065,000 $312,692 $1,210 2.92%
KANSAS CITY, MO-KS (FHA|USDA|VA) 16 $3,930,000 $245,625 $1,169 2.85%
CAMDEN, NJ (FHA|USDA|VA) 15 $3,885,000 $259,000 $1,851 2.86%
DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) 12 $3,840,000 $320,000 $1,177 2.78%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $3,530,000 $353,000 $2,406 2.53%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $3,395,000 $308,636 $1,375 2.81%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $3,190,000 $319,000 $1,758 2.64%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $2,995,000 $332,778 $2,575 2.56%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $2,885,000 $320,556 $1,789 2.79%
SALEM, OR (FHA|USDA|VA) 9 $2,825,000 $313,889 $2,461 2.76%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,695,000 $299,444 $1,318 2.90%
WILMINGTON, DE-MD-NJ (FHA|USDA|VA) 9 $2,675,000 $297,222 $2,454 2.68%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $2,600,000 $325,000 $1,326 2.69%
ANN ARBOR, MI (FHA|USDA|VA) 9 $2,555,000 $283,889 $1,606 2.90%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,520,000 $315,000 $1,303 2.94%
LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) 9 $2,515,000 $279,444 $1,501 2.65%
TUCSON, AZ (FHA|USDA|VA) 11 $2,505,000 $227,727 $1,350 2.97%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 9 $2,495,000 $277,222 $1,430 3.03%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $2,390,000 $298,750 $1,012 2.67%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) 7 $2,325,000 $332,143 $2,449 2.73%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,195,000 $439,000 $1,143 2.88%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) 6 $2,190,000 $365,000 $1,140 2.67%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $2,175,000 $310,714 $1,022 2.73%
VISALIA, CA (FHA|USDA|VA) 8 $2,140,000 $267,500 $1,235 2.91%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $2,085,000 $297,857 $1,112 2.96%
LANCASTER, PA (FHA|USDA|VA) 6 $2,030,000 $338,333 $4,246 2.75%
GREELEY, CO (FHA|USDA|VA) 6 $2,010,000 $335,000 $1,369 3.06%
ELGIN, IL (FHA|USDA|VA) 6 $2,010,000 $335,000 $1,169 3.10%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $2,005,000 $286,429 $2,021 2.73%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,885,000 $269,286 $1,354 2.84%
NAPA, CA (FHA|USDA|VA) 5 $1,865,000 $373,000 $1,159 2.80%
ANCHORAGE, AK (FHA|USDA|VA) 6 $1,770,000 $295,000 $1,999 3.08%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,725,000 $345,000 $1,901 2.83%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,720,000 $286,667 $2,132 3.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,545,000 $309,000 $2,008 2.85%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,520,000 $380,000 $1,354 2.78%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,510,000 $251,667 $2,787 2.56%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,993 2.70%
MADISON, WI (FHA|USDA|VA) 4 $1,500,000 $375,000 $1,216 3.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,475,000 $295,000 $1,080 2.93%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,445,000 $289,000 $1,157 3.02%
MEDFORD, OR (FHA|USDA|VA) 5 $1,435,000 $287,000 $1,755 2.83%
TULSA, OK (FHA|USDA|VA) 5 $1,435,000 $287,000 $2,442 3.00%
BELLINGHAM, WA (FHA|USDA|VA) 5 $1,405,000 $281,000 $1,191 3.15%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,350,000 $337,500 $2,990 2.78%
PITTSBURGH, PA (FHA|USDA|VA) 4 $1,310,000 $327,500 $2,833 2.78%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,300,000 $325,000 $1,596 2.91%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,290,000 $322,500 $1,449 2.69%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,751 3.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,210,000 $302,500 $1,390 2.78%
READING, PA (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,276 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $1,842 3.00%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,160,000 $290,000 $1,165 2.66%
TOLEDO, OH (FHA|USDA|VA) 5 $1,155,000 $231,000 $1,288 2.85%
CHICO, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $1,182 2.69%
MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) 3 $1,145,000 $381,667 $1,789 2.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,050,000 $262,500 $1,149 2.84%
ROANOKE, VA (FHA|USDA|VA) 4 $1,040,000 $260,000 $1,361 3.09%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,025,000 $341,667 $1,449 2.63%
AMARILLO, TX (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,571 3.06%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $970,000 $242,500 $1,108 2.69%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $950,000 $237,500 $1,065 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $935,000 $187,000 $3,896 3.10%
SANTA FE, NM (FHA|USDA|VA) 3 $915,000 $305,000 $2,693 2.92%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $910,000 $227,500 $1,273 2.59%
COEUR D'ALENE, ID (FHA|USDA|VA) 2 $910,000 $455,000 $3,172 2.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $905,000 $301,667 $1,226 2.75%
WENATCHEE, WA (FHA|USDA|VA) 3 $905,000 $301,667 $1,230 2.96%
ASHEVILLE, NC (FHA|USDA|VA) 4 $900,000 $225,000 $1,315 2.88%
BEND, OR (FHA|USDA|VA) 3 $895,000 $298,333 $1,931 2.75%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $865,000 $288,333 $2,169 2.75%
MERCED, CA (FHA|USDA|VA) 3 $825,000 $275,000 $1,278 3.08%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $790,000 $395,000 $1,332 2.94%
MANKATO, MN (FHA|USDA|VA) 2 $780,000 $390,000 $1,141 3.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $750,000 $375,000 $1,579 2.69%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $745,000 $248,333 $1,683 2.75%
ROCHESTER, MN (FHA|USDA|VA) 2 $740,000 $370,000 $1,121 3.38%
BATON ROUGE, LA (FHA|USDA|VA) 2 $730,000 $365,000 $2,905 2.56%
AKRON, OH (FHA|USDA|VA) 3 $725,000 $241,667 $1,281 2.58%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $720,000 $360,000 $1,162 2.63%
PEORIA, IL (FHA|USDA|VA) 3 $715,000 $238,333 $1,074 3.04%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $715,000 $238,333 $1,042 2.79%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $680,000 $340,000 $1,503 2.88%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $675,000 $225,000 $2,521 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $645,000 $215,000 $1,851 2.92%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $640,000 $320,000 $1,671 2.63%
WICHITA, KS (FHA|USDA|VA) 2 $630,000 $315,000 $1,137 2.56%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $620,000 $310,000 $1,305 2.69%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $620,000 $310,000 $1,089 2.75%
POCATELLO, ID (FHA|USDA|VA) 2 $610,000 $305,000 $2,305 3.00%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $590,000 $295,000 $1,922 3.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $580,000 $290,000 $1,463 2.81%
NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) 2 $580,000 $290,000 $1,316 2.94%
GAINESVILLE, GA (FHA|USDA|VA) 2 $570,000 $285,000 $1,147 2.56%
NEW BERN, NC (FHA|USDA|VA) 2 $540,000 $270,000 $1,548 3.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $530,000 $265,000 $1,101 3.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $530,000 $265,000 $1,446 3.19%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $530,000 $265,000 $1,241 2.63%
YUBA CITY, CA (FHA|USDA|VA) 2 $530,000 $265,000 $1,458 2.94%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $520,000 $260,000 $4,433 2.38%
NILES, MI (FHA|USDA|VA) 1 $515,000 $515,000 $1,841 2.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $515,000 $515,000 $1,349 2.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $500,000 $250,000 $1,309 3.00%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $2,037 3.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $485,000 $485,000 $1,142 2.50%
GREAT FALLS, MT (FHA|USDA|VA) 1 $475,000 $475,000 $1,182 2.13%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $475,000 $475,000 $1,226 2.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $465,000 $465,000 $1,967 2.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $450,000 $225,000 $970 2.69%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $425,000 $425,000 $1,786 2.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $425,000 $425,000 $1,821 2.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $420,000 $210,000 $2,145 2.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $400,000 $200,000 $1,232 2.88%
PITTSFIELD, MA (FHA|USDA|VA) 1 $385,000 $385,000 $1,178 2.63%
GREENVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $1,252 3.31%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $375,000 $375,000 $1,816 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 1 $365,000 $365,000 $1,780 2.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $365,000 $365,000 $1,062 2.63%
MISSOULA, MT (FHA|USDA|VA) 1 $355,000 $355,000 $2,477 3.75%
GRANTS PASS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $1,674 2.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $315,000 $315,000 $1,226 3.13%
GARY, IN (FHA|USDA|VA) 1 $305,000 $305,000 $1,131 2.75%
MIDLAND, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,888 2.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,900 2.50%
MONROE, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,076 3.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $8,414 3.25%
DOVER, DE (FHA|USDA|VA) 1 $275,000 $275,000 $1,392 2.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $265,000 $265,000 $1,216 3.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,351 2.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $265,000 $265,000 $1,457 2.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,853 3.25%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,612 2.38%
RAPID CITY, SD (FHA|USDA|VA) 1 $245,000 $245,000 $2,270 2.75%
BILLINGS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $1,621 2.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $2,356 2.63%
YAKIMA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $951 3.13%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,814 2.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $871 3.25%
LONGVIEW, WA (FHA|USDA|VA) 1 $235,000 $235,000 $1,458 2.63%
PUEBLO, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,248 3.88%
FORT WAYNE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $787 3.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,448 2.88%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $205,000 $205,000 $832 2.88%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,034 2.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,370 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $185,000 $185,000 $887 2.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,042 2.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,898 2.50%
LAWRENCE, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,036 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,765 3.63%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $872 2.88%

Lenderfi 's top markets include Los Angeles, Washington, Seattle, Oakland, and Anaheim among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 4,739 $1,803,635,000 $380,594 $1,638 2.82%
FHA 3 $1,535,000 $511,667 $10,820 3.13%
VA 2 $590,000 $295,000 $3,740 3.13%

For the 2020 period, Lenderfi 's most frequently originated loan type of loans were Conventional, with 4,739 originations. Their 2nd most popular type is FHA, with 3 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 4,450 $1,690,990,000 $379,998 $1,615 2.80%
Cash Out Refi 272 $105,870,000 $389,228 $1,967 3.08%
Home Purchase 22 $8,900,000 $404,545 $3,704 3.41%

For the 2020, Lenderfi 's most frequently cited loan purpose of loans were Refi, with 4,450 originations. The 2nd most popular reason of loans were Cash Out Refi, with 272 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 3,168 $1,248,810,000 $394,195 $1,616 2.93%
15 Year 968 $345,130,000 $356,539 $1,791 2.48%
20 Year 353 $119,355,000 $338,116 $1,572 2.84%
Other 202 $77,250,000 $382,426 $1,486 2.85%
10 Year 53 $15,215,000 $287,075 $1,822 2.47%

For the 2020, Lenderfi 's most frequently cited loan length of loans were 30 Year, with 3,168 originations. The 2nd most popular length of loans were 15 Year, with 968 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 3,753 $1,425,245,000 $379,762
$1k-2k 59 $17,615,000 $298,559
$5k+ 42 $17,930,000 $426,905
$3k-4k 40 $12,100,000 $302,500
$2k-3k 34 $10,140,000 $298,235

$1,616 of loans were Lenderfi 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,753 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 2,465 $934,975,000 $379,300
<2.5% 1,155 $469,025,000 $406,082
3-4% 1,115 $399,255,000 $358,076
4-5% 9 $2,505,000 $278,333

During 2020, Lenderfi 's average interest rate of loans were 2.93%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,465 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,552 $780,690,000 $305,913 $1,605 2.84%
$400k-600k 1,576 $751,060,000 $476,561 $1,605 2.76%
$600k-1MM 331 $225,405,000 $680,982 $2,088 2.77%
$100k-200k 281 $47,055,000 $167,456 $1,689 3.04%
$100,000 or less 3 $255,000 $85,000 $2,418 3.79%
$1MM+ 1 $1,295,000 $1,295,000 $4,793 3.75%

2020 saw Lenderfi place emphasis on $200k-400k loans with 2,552 originations, totaling $780,690,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,662 $602,330,000 $362,413 $1,620 2.84%
$150k-250k 1,622 $703,950,000 $434,001 $1,670 2.77%
$75k-100k 672 $206,760,000 $307,679 $1,531 2.92%
$250k+ 422 $199,900,000 $473,697 $1,858 2.69%
$50k-75k 326 $84,110,000 $258,006 $1,589 2.95%
$50k or less 38 $7,650,000 $201,316 $1,502 3.05%

Lenderfi lent most frequently to those with incomes in the $100k-150k range, with 1,662 originations. The second most popular income band? $150k-250k, with 1,622 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,674 $639,370,000 $381,941 $1,566 2.79%
30-36% 937 $367,165,000 $391,852 $1,589 2.83%
<20% 782 $268,370,000 $343,184 $1,680 2.79%
36% 147 $59,745,000 $406,429 $1,631 2.84%
37% 134 $53,380,000 $398,358 $1,952 2.84%
39% 120 $49,250,000 $410,417 $1,753 2.87%
38% 118 $46,120,000 $390,847 $1,518 2.85%
41% 110 $42,220,000 $383,818 $1,571 2.87%
44% 110 $42,220,000 $383,818 $1,796 2.87%
40% 108 $41,360,000 $382,963 $1,645 2.85%
42% 98 $36,600,000 $373,469 $1,704 2.88%
43% 97 $36,805,000 $379,433 $1,930 2.89%
45% 80 $33,740,000 $421,750 $2,012 2.84%
46% 66 $26,340,000 $399,091 $1,763 2.84%
49% 59 $21,705,000 $367,881 $1,674 3.04%
47% 48 $19,200,000 $400,000 $1,506 2.97%
48% 41 $16,025,000 $390,854 $2,183 2.79%
50-60% 13 $4,895,000 $376,538 $1,903 2.88%

Lenderfi lent most frequently to those with DTI ratios of 20-30%, with 1,674 originations. The next most common DTI ratio? 30-36%, with 937 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,670 $964,650,000 $361,292 $1,676 2.84%
Asian 1,097 $467,925,000 $426,550 $1,643 2.73%
Not provided 769 $292,005,000 $379,720 $1,543 2.91%
Asian Indian 89 $37,575,000 $422,191 $1,646 2.70%
Black 76 $26,260,000 $345,526 $1,570 2.86%
American Indian 19 $6,585,000 $346,579 $1,557 2.90%
Chinese 6 $3,490,000 $581,667 $1,912 2.96%
Native Hawaiian 5 $2,005,000 $401,000 $1,409 3.08%
Filipino 4 $1,970,000 $492,500 $1,377 2.84%
Korean 4 $1,640,000 $410,000 $2,368 2.66%
Other Asian 2 $770,000 $385,000 $1,325 2.50%
Vietnamese 1 $515,000 $515,000 $2,241 2.88%
Other Pacific Islander 2 $370,000 $185,000 $3,011 3.25%

Approval Rates

Total approvals of all applications
94.50%

Lenderfi has an average approval rate.

Pick Rate

Approvals leading to origination
-21.69%

Lenderfi has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 4,744 $1,805,760,000 $380,641

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Single Family (1-4 Units):Site-Built 4,744 $1,805,760,000 $380,641

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 245 $72,425,000 $295,612 $1,680 2.75%
40-60% 1,687 $610,485,000 $361,876 $1,608 2.73%
60-80% 2,357 $950,515,000 $403,273 $1,628 2.86%
80-100% 447 $170,025,000 $380,369 $1,833 2.97%
Under 20% 7 $1,635,000 $233,571 $1,436 2.98%