Lenderfi Mortgage Rates, Fees & Info
Calabasas, CALEI: 549300OWUY97LHFQ0512
Tax ID: 56-2596258
5 stars
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Mortgage Data
Review & Overview
Lenderfi is a small mortgage company specializing in loans. Lenderfi has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Washington, Seattle, San Francisco, and Boston among others. We have data for 323 markets. (Some data included below & more in-depth data is available with an active subscription.)Lenderfi has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenderfi is typically a low fee lender. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.26% | 8/6/22 |
| 30 Year Conventional Refi | 5.22% | 8/6/22 |
| 30 Year Cash-out Refi | 5.32% | 8/6/22 |
| 30 Year FHA Purchase | 5.30% | 8/6/22 |
| 30 Year FHA Refi | 5.30% | 8/6/22 |
| 15 Year Conventional Purchase | 4.20% | 8/6/22 |
| 15 Year Conventional Refi | 4.22% | 8/6/22 |
| 15 Year Cash-out Refi | 4.22% | 8/6/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
3,775Origination Dollar Volume (All Markets)
$1,317,465,000Awards
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LENDERFI - 2021
LENDERFI is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Lenderfi 's average 30 year fixed rate mortgage of loans were
2.83%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.32%.
Relative Fees
Lenderfi 's average total fees for a 30 year fixed rate
mortgage are $1,988.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » | 197 | $98,055,000 | $497,741 | $1,912 | 2.61% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » | 220 | $94,590,000 | $429,955 | $1,762 | 2.56% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » | 173 | $77,055,000 | $445,405 | $1,799 | 2.49% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » | 134 | $71,210,000 | $531,418 | $1,555 | 2.49% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » | 146 | $58,270,000 | $399,110 | $1,889 | 2.56% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » | 99 | $41,165,000 | $415,808 | $2,764 | 2.44% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » | 108 | $38,810,000 | $359,352 | $2,215 | 2.51% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » | 87 | $38,395,000 | $441,322 | $1,444 | 2.55% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » | 120 | $37,330,000 | $311,083 | $1,851 | 2.53% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » | 104 | $34,520,000 | $331,923 | $2,529 | 2.53% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » | 99 | $30,925,000 | $312,374 | $2,969 | 2.62% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » | 77 | $28,785,000 | $373,831 | $1,917 | 2.61% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » | 89 | $27,515,000 | $309,157 | $2,909 | 2.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » | 53 | $27,415,000 | $517,264 | $1,664 | 2.42% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » | 88 | $26,220,000 | $297,955 | $1,757 | 2.65% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » | 76 | $25,170,000 | $331,184 | $3,106 | 2.64% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » | 78 | $22,050,000 | $282,692 | $1,395 | 2.48% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » | 75 | $21,695,000 | $289,267 | $1,870 | 2.80% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » | 61 | $21,005,000 | $344,344 | $1,913 | 2.63% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » | 54 | $19,590,000 | $362,778 | $1,730 | 2.61% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » | 64 | $19,540,000 | $305,313 | $1,686 | 2.57% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » | 58 | $19,490,000 | $336,034 | $1,790 | 2.78% |
| RALEIGH-CARY, NC (FHA|USDA|VA) » | 64 | $19,250,000 | $300,781 | $1,684 | 2.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » | 48 | $16,260,000 | $338,750 | $2,130 | 2.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » | 46 | $14,530,000 | $315,870 | $1,675 | 2.58% |
| Outside of Metro Areas | 49 | $13,455,000 | $274,592 | $2,518 | 2.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » | 35 | $13,025,000 | $372,143 | $2,620 | 2.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » | 23 | $10,155,000 | $441,522 | $1,351 | 2.85% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » | 34 | $9,440,000 | $277,647 | $2,088 | 2.71% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » | 27 | $7,965,000 | $295,000 | $1,823 | 2.63% |
| JACKSONVILLE, FL (FHA|USDA|VA) » | 25 | $7,945,000 | $317,800 | $2,533 | 2.67% |
| RICHMOND, VA (FHA|USDA|VA) » | 30 | $7,860,000 | $262,000 | $1,288 | 2.73% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » | 32 | $7,830,000 | $244,688 | $1,707 | 2.67% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) » | 21 | $6,525,000 | $310,714 | $1,652 | 2.60% |
| COLUMBUS, OH (FHA|USDA|VA) » | 23 | $6,525,000 | $283,696 | $1,756 | 2.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » | 24 | $6,350,000 | $264,583 | $1,755 | 2.72% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » | 16 | $6,010,000 | $375,625 | $2,400 | 2.59% |
| KNOXVILLE, TN (FHA|USDA|VA) » | 17 | $5,735,000 | $337,353 | $2,030 | 2.76% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » | 18 | $5,530,000 | $307,222 | $1,598 | 2.49% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » | 19 | $5,405,000 | $284,474 | $2,499 | 2.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » | 20 | $5,400,000 | $270,000 | $2,535 | 2.64% |
| STOCKTON, CA (FHA|USDA|VA) » | 15 | $5,385,000 | $359,000 | $1,207 | 2.80% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » | 18 | $5,230,000 | $290,556 | $1,881 | 2.58% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) » | 17 | $4,785,000 | $281,471 | $1,557 | 2.71% |
| BAKERSFIELD, CA (FHA|USDA|VA) » | 14 | $4,770,000 | $340,714 | $2,205 | 2.57% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » | 11 | $4,735,000 | $430,455 | $1,188 | 2.67% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » | 16 | $4,540,000 | $283,750 | $1,600 | 2.69% |
| WORCESTER, MA-CT (FHA|USDA|VA) » | 14 | $4,370,000 | $312,143 | $1,738 | 2.55% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » | 11 | $4,185,000 | $380,455 | $1,930 | 2.59% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » | 14 | $4,100,000 | $292,857 | $1,278 | 2.64% |
| PITTSBURGH, PA (FHA|USDA|VA) » | 17 | $3,955,000 | $232,647 | $1,554 | 2.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) » | 14 | $3,860,000 | $275,714 | $1,922 | 2.78% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » | 12 | $3,830,000 | $319,167 | $1,879 | 2.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » | 16 | $3,830,000 | $239,375 | $1,709 | 2.64% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » | 5 | $3,665,000 | $733,000 | $1,973 | 2.85% |
| ALBUQUERQUE, NM (FHA|USDA|VA) » | 13 | $3,415,000 | $262,692 | $2,442 | 2.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » | 9 | $3,305,000 | $367,222 | $2,517 | 2.42% |
| FORT COLLINS, CO (FHA|USDA|VA) » | 11 | $3,235,000 | $294,091 | $1,826 | 2.54% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) » | 9 | $3,225,000 | $358,333 | $1,163 | 2.44% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » | 10 | $3,220,000 | $322,000 | $3,239 | 2.75% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » | 13 | $3,025,000 | $232,692 | $1,884 | 2.85% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) » | 12 | $3,020,000 | $251,667 | $2,213 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) » | 10 | $2,940,000 | $294,000 | $1,366 | 2.65% |
| VALLEJO, CA (FHA|USDA|VA) » | 7 | $2,925,000 | $417,857 | $1,214 | 2.59% |
| BOULDER, CO (FHA|USDA|VA) » | 9 | $2,925,000 | $325,000 | $1,983 | 2.53% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) » | 9 | $2,805,000 | $311,667 | $1,332 | 2.49% |
| MODESTO, CA (FHA|USDA|VA) » | 10 | $2,780,000 | $278,000 | $1,600 | 2.60% |
| ASHEVILLE, NC (FHA|USDA|VA) » | 11 | $2,675,000 | $243,182 | $1,953 | 2.61% |
| FRESNO, CA (FHA|USDA|VA) » | 9 | $2,655,000 | $295,000 | $1,388 | 2.71% |
| BOISE CITY, ID (FHA|USDA|VA) » | 9 | $2,565,000 | $285,000 | $3,104 | 2.71% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) » | 8 | $2,420,000 | $302,500 | $2,800 | 2.76% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » | 10 | $2,410,000 | $241,000 | $1,617 | 2.80% |
| SPRINGFIELD, MA (FHA|USDA|VA) » | 11 | $2,385,000 | $216,818 | $1,979 | 2.59% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » | 9 | $2,335,000 | $259,444 | $2,004 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) » | 9 | $2,335,000 | $259,444 | $1,196 | 2.67% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » | 9 | $2,255,000 | $250,556 | $1,624 | 2.71% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » | 9 | $2,225,000 | $247,222 | $2,398 | 2.54% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) » | 7 | $2,185,000 | $312,143 | $3,493 | 2.34% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » | 6 | $2,170,000 | $361,667 | $2,446 | 2.52% |
| ANN ARBOR, MI (FHA|USDA|VA) » | 7 | $2,005,000 | $286,429 | $1,839 | 2.41% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » | 7 | $1,995,000 | $285,000 | $1,042 | 2.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) » | 9 | $1,995,000 | $221,667 | $3,023 | 2.85% |
| LINCOLN, NE (FHA|USDA|VA) » | 7 | $1,925,000 | $275,000 | $1,493 | 2.57% |
| NAPA, CA (FHA|USDA|VA) » | 4 | $1,920,000 | $480,000 | $1,416 | 2.59% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » | 5 | $1,885,000 | $377,000 | $2,278 | 2.57% |
| BELLINGHAM, WA (FHA|USDA|VA) » | 5 | $1,865,000 | $373,000 | $1,199 | 2.55% |
| MISSOULA, MT (FHA|USDA|VA) » | 5 | $1,845,000 | $369,000 | $3,918 | 2.63% |
| TULSA, OK (FHA|USDA|VA) » | 8 | $1,800,000 | $225,000 | $3,037 | 2.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » | 9 | $1,765,000 | $196,111 | $1,188 | 2.82% |
| MADISON, WI (FHA|USDA|VA) » | 6 | $1,730,000 | $288,333 | $1,626 | 2.63% |
| SALINAS, CA (FHA|USDA|VA) » | 4 | $1,730,000 | $432,500 | $2,533 | 2.56% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » | 6 | $1,660,000 | $276,667 | $2,295 | 2.71% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » | 5 | $1,585,000 | $317,000 | $3,403 | 2.55% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » | 5 | $1,585,000 | $317,000 | $1,671 | 2.80% |
| VISALIA, CA (FHA|USDA|VA) » | 5 | $1,545,000 | $309,000 | $1,121 | 2.55% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » | 6 | $1,540,000 | $256,667 | $1,675 | 2.81% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » | 5 | $1,525,000 | $305,000 | $2,225 | 2.75% |
| MEDFORD, OR (FHA|USDA|VA) » | 5 | $1,455,000 | $291,000 | $2,810 | 2.77% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) » | 7 | $1,445,000 | $206,429 | $1,616 | 2.71% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » | 3 | $1,425,000 | $475,000 | $1,180 | 2.42% |
| SANTA FE, NM (FHA|USDA|VA) » | 4 | $1,420,000 | $355,000 | $2,005 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) » | 4 | $1,330,000 | $332,500 | $1,286 | 2.69% |
| ANCHORAGE, AK (FHA|USDA|VA) » | 5 | $1,315,000 | $263,000 | $2,110 | 2.73% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » | 6 | $1,310,000 | $218,333 | $2,674 | 3.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » | 4 | $1,270,000 | $317,500 | $1,797 | 2.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) » | 4 | $1,270,000 | $317,500 | $1,347 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » | 3 | $1,225,000 | $408,333 | $1,864 | 2.37% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) » | 3 | $1,215,000 | $405,000 | $1,541 | 2.66% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » | 5 | $1,205,000 | $241,000 | $1,984 | 2.87% |
| Outside of Metro Areas | 3 | $1,175,000 | $391,667 | $3,686 | 2.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » | 4 | $1,150,000 | $287,500 | $1,921 | 2.44% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) » | 6 | $1,150,000 | $191,667 | $1,291 | 2.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » | 5 | $1,145,000 | $229,000 | $2,172 | 2.55% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » | 3 | $1,075,000 | $358,333 | $1,352 | 3.04% |
| WICHITA, KS (FHA|USDA|VA) » | 4 | $1,040,000 | $260,000 | $1,555 | 2.59% |
| COLUMBIA, SC (FHA|USDA|VA) » | 5 | $1,035,000 | $207,000 | $1,435 | 2.67% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » | 2 | $1,010,000 | $505,000 | $1,178 | 2.56% |
| LANCASTER, PA (FHA|USDA|VA) » | 3 | $1,005,000 | $335,000 | $1,361 | 2.71% |
| YORK-HANOVER, PA (FHA|USDA|VA) » | 4 | $990,000 | $247,500 | $1,794 | 2.41% |
| MOBILE, AL (FHA|USDA|VA) » | 3 | $985,000 | $328,333 | $1,831 | 2.71% |
| GREELEY, CO (FHA|USDA|VA) » | 4 | $970,000 | $242,500 | $1,417 | 3.18% |
| ROCHESTER, MN (FHA|USDA|VA) » | 3 | $965,000 | $321,667 | $1,068 | 2.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) » | 4 | $960,000 | $240,000 | $2,331 | 2.75% |
| PITTSFIELD, MA (FHA|USDA|VA) » | 3 | $955,000 | $318,333 | $2,231 | 2.58% |
| PUNTA GORDA, FL (FHA|USDA|VA) » | 3 | $955,000 | $318,333 | $2,339 | 2.33% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) » | 3 | $955,000 | $318,333 | $1,835 | 2.46% |
| JACKSON, MS (FHA|USDA|VA) » | 4 | $950,000 | $237,500 | $1,544 | 2.66% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) » | 3 | $935,000 | $311,667 | $1,393 | 2.54% |
| Lebanon, NH-VT (FHA|USDA|VA) » | 4 | $930,000 | $232,500 | $1,520 | 3.19% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » | 3 | $895,000 | $298,333 | $3,443 | 2.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » | 3 | $875,000 | $291,667 | $1,582 | 2.46% |
| Torrington, CT (FHA|USDA|VA) » | 3 | $875,000 | $291,667 | $2,913 | 2.79% |
| BEND, OR (FHA|USDA|VA) » | 4 | $820,000 | $205,000 | $1,793 | 2.90% |
| Show Low, AZ (FHA|USDA|VA) » | 2 | $800,000 | $400,000 | $1,265 | 2.06% |
| AKRON, OH (FHA|USDA|VA) » | 4 | $780,000 | $195,000 | $1,429 | 2.72% |
| Key West, FL (FHA|USDA|VA) » | 2 | $770,000 | $385,000 | $2,731 | 2.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) » | 1 | $765,000 | $765,000 | $8,651 | 2.50% |
| Concord, NH (FHA|USDA|VA) » | 2 | $760,000 | $380,000 | $1,263 | 2.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) » | 3 | $735,000 | $245,000 | $2,406 | 2.21% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » | 3 | $725,000 | $241,667 | $1,091 | 2.54% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » | 3 | $725,000 | $241,667 | $2,381 | 2.58% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » | 3 | $725,000 | $241,667 | $1,858 | 2.71% |
| SPARTANBURG, SC (FHA|USDA|VA) » | 3 | $715,000 | $238,333 | $1,412 | 2.58% |
| MORGANTOWN, WV (FHA|USDA|VA) » | 2 | $710,000 | $355,000 | $1,653 | 2.44% |
| WILMINGTON, NC (FHA|USDA|VA) » | 2 | $690,000 | $345,000 | $1,322 | 2.37% |
| Port Angeles, WA (FHA|USDA|VA) » | 2 | $680,000 | $340,000 | $1,662 | 2.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) » | 2 | $680,000 | $340,000 | $1,540 | 2.44% |
| CORVALLIS, OR (FHA|USDA|VA) » | 2 | $670,000 | $335,000 | $2,609 | 2.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) » | 2 | $660,000 | $330,000 | $1,787 | 2.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) » | 2 | $660,000 | $330,000 | $1,395 | 2.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » | 3 | $655,000 | $218,333 | $2,197 | 2.67% |
| Holland, MI (FHA|USDA|VA) » | 2 | $650,000 | $325,000 | $1,155 | 2.56% |
| SALEM, OR (FHA|USDA|VA) » | 2 | $650,000 | $325,000 | $1,895 | 2.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) » | 4 | $640,000 | $160,000 | $2,016 | 3.16% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » | 2 | $640,000 | $320,000 | $2,015 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) » | 4 | $640,000 | $160,000 | $3,321 | 2.59% |
| Rockport, TX (FHA|USDA|VA) » | 2 | $640,000 | $320,000 | $3,326 | 2.93% |
| WENATCHEE, WA (FHA|USDA|VA) » | 2 | $630,000 | $315,000 | $1,519 | 2.56% |
| CHEYENNE, WY (FHA|USDA|VA) » | 2 | $630,000 | $315,000 | $3,164 | 2.31% |
| LAWRENCE, KS (FHA|USDA|VA) » | 2 | $600,000 | $300,000 | $1,701 | 2.68% |
| MIDLAND, TX (FHA|USDA|VA) » | 2 | $580,000 | $290,000 | $3,340 | 2.25% |
| FLINT, MI (FHA|USDA|VA) » | 2 | $580,000 | $290,000 | $1,300 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) » | 2 | $580,000 | $290,000 | $1,415 | 2.62% |
| GREENVILLE, NC (FHA|USDA|VA) » | 2 | $580,000 | $290,000 | $1,717 | 3.24% |
| Pullman, WA (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $1,326 | 2.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $1,775 | 2.25% |
| TOLEDO, OH (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $1,245 | 2.88% |
| Starkville, MS (FHA|USDA|VA) » | 4 | $570,000 | $142,500 | $1,658 | 2.72% |
| WALLA WALLA, WA (FHA|USDA|VA) » | 2 | $550,000 | $275,000 | $1,464 | 2.94% |
| CASPER, WY (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $1,588 | 2.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » | 3 | $545,000 | $181,667 | $3,329 | 3.08% |
| Kalispell, MT (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $2,328 | 2.13% |
| Prineville, OR (FHA|USDA|VA) » | 1 | $545,000 | $545,000 | $4,464 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) » | 3 | $545,000 | $181,667 | $1,406 | 2.67% |
| GAINESVILLE, GA (FHA|USDA|VA) » | 2 | $540,000 | $270,000 | $1,548 | 2.87% |
| JACKSONVILLE, NC (FHA|USDA|VA) » | 2 | $530,000 | $265,000 | $2,149 | 2.93% |
| GRANTS PASS, OR (FHA|USDA|VA) » | 2 | $530,000 | $265,000 | $1,970 | 2.63% |
| ROCKFORD, IL (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $1,393 | 2.63% |
| REDDING, CA (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $1,356 | 2.88% |
| CHICO, CA (FHA|USDA|VA) » | 2 | $500,000 | $250,000 | $1,053 | 2.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » | 3 | $495,000 | $165,000 | $2,240 | 3.17% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » | 2 | $460,000 | $230,000 | $1,295 | 2.88% |
| Faribault-Northfield, MN (FHA|USDA|VA) » | 1 | $455,000 | $455,000 | $1,608 | 2.38% |
| Mount Airy, NC (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $2,407 | 2.69% |
| KANKAKEE, IL (FHA|USDA|VA) » | 2 | $440,000 | $220,000 | $1,376 | 2.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) » | 1 | $435,000 | $435,000 | $2,959 | 2.75% |
| CHARLESTON, WV (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $2,528 | 2.25% |
| Barre, VT (FHA|USDA|VA) » | 1 | $395,000 | $395,000 | $1,253 | 2.63% |
| ERIE, PA (FHA|USDA|VA) » | 2 | $390,000 | $195,000 | $2,036 | 2.63% |
| WACO, TX (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $2,873 | 2.94% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $1,175 | 3.19% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » | 2 | $380,000 | $190,000 | $1,053 | 2.94% |
| Bozeman, MT (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $2,061 | 2.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $1,738 | 3.00% |
| Breckenridge, CO (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $1,301 | 1.88% |
| Sheridan, WY (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $1,358 | 2.13% |
| TOPEKA, KS (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $1,355 | 3.69% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $3,176 | 3.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $1,371 | 2.93% |
| NILES, MI (FHA|USDA|VA) » | 2 | $350,000 | $175,000 | $1,045 | 2.68% |
| BATON ROUGE, LA (FHA|USDA|VA) » | 2 | $350,000 | $175,000 | $1,319 | 3.00% |
| Brainerd, MN (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $1,638 | 2.50% |
| Durango, CO (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $1,276 | 2.63% |
| Sonora, CA (FHA|USDA|VA) » | 2 | $340,000 | $170,000 | $1,365 | 3.06% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » | 2 | $340,000 | $170,000 | $1,507 | 2.56% |
| La Grande, OR (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $2,992 | 3.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $1,778 | 2.38% |
| Roseburg, OR (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $9,820 | 1.75% |
| Georgetown, SC (FHA|USDA|VA) » | 1 | $335,000 | $335,000 | $1,842 | 2.63% |
| MORRISTOWN, TN (FHA|USDA|VA) » | 2 | $330,000 | $165,000 | $1,095 | 2.69% |
| DECATUR, AL (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $1,153 | 1.99% |
| Chillicothe, OH (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $1,553 | 2.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $2,361 | 2.50% |
| Morehead City, NC (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $1,946 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $1,278 | 2.88% |
| POCATELLO, ID (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $1,787 | 2.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $1,821 | 2.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $5,074 | 4.13% |
| LUBBOCK, TX (FHA|USDA|VA) » | 2 | $300,000 | $150,000 | $1,531 | 2.56% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » | 2 | $300,000 | $150,000 | $2,630 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $5,527 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $2,137 | 3.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $1,153 | 2.63% |
| MANKATO, MN (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $1,128 | 2.88% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $1,278 | 2.88% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $2,128 | 2.63% |
| Cookeville, TN (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $1,813 | 2.88% |
| Ludington, MI (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $1,723 | 2.25% |
| Brenham, TX (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $1,785 | 2.63% |
| Seneca, SC (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $1,188 | 2.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) » | 2 | $280,000 | $140,000 | $1,290 | 3.00% |
| Warsaw, IN (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $1,643 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $1,263 | 2.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) » | 2 | $270,000 | $135,000 | $2,860 | 2.56% |
| Cullman, AL (FHA|USDA|VA) » | 2 | $270,000 | $135,000 | $1,288 | 3.31% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $1,696 | 2.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $1,238 | 2.99% |
| Danville, VA (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $4,384 | 2.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $1,886 | 2.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) » | 2 | $260,000 | $130,000 | $3,128 | 2.63% |
| Galesburg, IL (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $1,666 | 2.38% |
| Williston, ND (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $8,304 | 2.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $2,610 | 2.63% |
| Big Rapids, MI (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $1,153 | 2.88% |
| Laconia, NH (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $1,328 | 2.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $1,713 | 2.25% |
| Beaver Dam, WI (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $983 | 2.25% |
| Sanford, NC (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $6,347 | 2.50% |
| Searcy, AR (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $3,666 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $1,833 | 2.88% |
| LEBANON, PA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $1,178 | 2.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $993 | 2.88% |
| Cullowhee, NC (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $1,758 | 2.63% |
| LYNCHBURG, VA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $1,118 | 2.38% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $2,308 | 2.88% |
| Astoria, OR (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $1,616 | 2.88% |
| NEW BERN, NC (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $1,731 | 3.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $1,083 | 2.38% |
| MERCED, CA (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $1,623 | 2.88% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) » | 2 | $220,000 | $110,000 | $2,149 | 3.12% |
| READING, PA (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,203 | 2.13% |
| SAVANNAH, GA (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,167 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,033 | 2.99% |
| Greeneville, TN (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,861 | 2.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,208 | 2.75% |
| BISMARCK, ND (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $4,418 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,009 | 2.75% |
| Ottawa, KS (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $3,054 | 3.00% |
| Hastings, NE (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $1,033 | 2.99% |
| Marietta, OH (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,373 | 2.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,008 | 2.25% |
| Jackson, WY-ID (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $3,705 | 2.00% |
| PUEBLO, CO (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,276 | 2.99% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,008 | 2.38% |
| Boone, NC (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,135 | 2.38% |
| Keene, NH (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,377 | 2.88% |
| Kinston, NC (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $3,401 | 2.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,523 | 3.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $1,632 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $1,063 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $1,365 | 3.00% |
| McComb, MS (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $1,147 | 2.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $1,572 | 3.50% |
| Malvern, AR (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $1,008 | 2.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $1,178 | 2.88% |
| Mason City, IA (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $1,403 | 2.63% |
| Moscow, ID (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $1,789 | 2.63% |
| Corsicana, TX (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $1,546 | 3.25% |
| PANAMA CITY, FL (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $2,908 | 2.63% |
| Jefferson, GA (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $1,709 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $1,178 | 2.50% |
| GREAT FALLS, MT (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $4,901 | 3.13% |
| LAS CRUCES, NM (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $1,528 | 2.63% |
| VALDOSTA, GA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $1,194 | 3.00% |
| HARRISONBURG, VA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $1,053 | 2.38% |
| Liberal, KS (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $2,995 | 2.88% |
| New Castle, PA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $1,178 | 2.99% |
| Huntsville, TX (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $1,502 | 3.00% |
| CLEVELAND, TN (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,658 | 2.75% |
| Los Alamos, NM (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $2,953 | 2.88% |
| APPLETON, WI (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $1,148 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $1,735 | 2.99% |
| Defiance, OH (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,039 | 2.75% |
| LONGVIEW, WA (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $1,005 | 3.13% |
| Jennings, LA (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $1,583 | 2.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $1,108 | 2.99% |
| BLOOMINGTON, IL (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $1,086 | 2.38% |
| Bennington, VT (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $926 | 2.63% |
| Fairmont, WV (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $2,164 | 2.50% |
| LAFAYETTE, LA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $1,654 | 2.75% |
| YUMA, AZ (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $1,999 | 2.88% |
| AMARILLO, TX (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $1,451 | 3.25% |
| Shelby, NC (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $1,609 | 3.25% |
| Cambridge, MD (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $1,038 | 3.25% |
| RAPID CITY, SD (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $4,892 | 1.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $1,033 | 2.88% |
| Ozark, AL (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $1,033 | 3.38% |
| FORT WAYNE, IN (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $1,038 | 3.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $1,460 | 3.13% |
| Berlin, NH (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $1,741 | 3.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $1,043 | 2.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $1,378 | 4.13% |
| Sunbury, PA (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $3,501 | 2.50% |
Lenderfi 's top markets include Los Angeles, Washington, Seattle, San Francisco, and Boston among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional » | 3,775 | $1,317,465,000 | $348,997 | $1,977 | 2.61% |
For the 2021 period, Lenderfi 's most frequently originated loan type of loans were Conventional, with 3,775 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi » | 2,961 | $1,045,115,000 | $352,960 | $1,789 | 2.55% |
| Cash Out Refi » | 726 | $236,670,000 | $325,992 | $2,501 | 2.80% |
| Home Purchase » | 88 | $35,680,000 | $405,455 | $4,011 | 2.89% |
For the 2021, Lenderfi 's most frequently cited loan purpose of loans were Refi, with 2,961 originations. The 2nd most popular reason of loans were Cash Out Refi, with 726 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year » | 2,175 | $803,095,000 | $369,239 | $1,988 | 2.83% |
| 15 Year » | 1,043 | $340,125,000 | $326,103 | $1,996 | 2.21% |
| 20 Year » | 280 | $87,770,000 | $313,464 | $1,882 | 2.65% |
| 10 Year » | 178 | $53,070,000 | $298,146 | $2,062 | 2.05% |
| Other » | 99 | $33,405,000 | $337,424 | $1,646 | 2.78% |
For the 2021, Lenderfi 's most frequently cited loan length of loans were 30 Year, with 2,175 originations. The 2nd most popular length of loans were 15 Year, with 1,043 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k » | 3,355 | $1,190,375,000 | $354,806 |
| $1k-2k » | 142 | $37,550,000 | $264,437 |
| $2k-3k » | 93 | $24,185,000 | $260,054 |
| $5k+ » | 71 | $33,155,000 | $466,972 |
| $3k-4k » | 65 | $16,715,000 | $257,154 |
| $4k-5k » | 48 | $15,410,000 | $321,042 |
$1,988 of loans were Lenderfi 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,355 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% » | 1,715 | $580,785,000 | $338,650 |
| <2.5% » | 1,655 | $628,425,000 | $379,713 |
| 3-4% » | 399 | $107,055,000 | $268,308 |
| 4-5% » | 6 | $1,200,000 | $200,000 |
During 2021, Lenderfi 's average interest rate of loans were 2.83%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,715 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k » | 1,972 | $581,690,000 | $294,975 | $1,876 | 2.59% |
| $400k-600k » | 952 | $454,790,000 | $477,721 | $1,977 | 2.50% |
| $100k-200k » | 587 | $94,475,000 | $160,945 | $2,016 | 2.82% |
| $600k-1MM » | 246 | $177,160,000 | $720,163 | $2,510 | 2.61% |
| $100,000 or less » | 11 | $965,000 | $87,727 | $1,849 | 3.16% |
| $1MM+ » | 7 | $8,385,000 | $1,197,857 | $8,677 | 2.93% |
2021 saw Lenderfi place emphasis on $200k-400k loans with 1,972 originations, totaling $581,690,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k » | 1,238 | $416,470,000 | $336,405 | $1,916 | 2.60% |
| $150k-250k » | 1,102 | $453,870,000 | $411,860 | $1,994 | 2.51% |
| $75k-100k » | 603 | $167,465,000 | $277,720 | $1,908 | 2.73% |
| $50k-75k » | 389 | $86,565,000 | $222,532 | $1,947 | 2.82% |
| $250k+ » | 348 | $176,480,000 | $507,126 | $2,322 | 2.37% |
| $50k or less » | 95 | $16,615,000 | $174,895 | $1,872 | 2.95% |
Lenderfi lent most frequently to those with incomes in the $100k-150k range, with 1,238 originations. The second most popular income band? $150k-250k, with 1,102 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% » | 1,289 | $458,795,000 | $355,931 | $1,910 | 2.57% |
| 30-36% » | 720 | $257,060,000 | $357,028 | $1,951 | 2.62% |
| <20% » | 572 | $177,750,000 | $310,752 | $1,840 | 2.55% |
| 37% » | 114 | $41,380,000 | $362,982 | $1,836 | 2.66% |
| 36% » | 107 | $38,535,000 | $360,140 | $2,139 | 2.60% |
| 39% » | 104 | $38,220,000 | $367,500 | $2,072 | 2.70% |
| 41% » | 100 | $34,490,000 | $344,900 | $2,187 | 2.75% |
| 44% » | 93 | $32,735,000 | $351,989 | $2,404 | 2.72% |
| 40% » | 93 | $31,765,000 | $341,559 | $1,934 | 2.62% |
| 43% » | 92 | $33,520,000 | $364,348 | $2,321 | 2.67% |
| 42% » | 88 | $31,620,000 | $359,318 | $2,236 | 2.67% |
| 45% » | 80 | $27,340,000 | $341,750 | $2,202 | 2.71% |
| 38% » | 80 | $27,770,000 | $347,125 | $1,848 | 2.57% |
| 48% » | 61 | $22,095,000 | $362,213 | $2,634 | 2.72% |
| 49% » | 60 | $20,340,000 | $339,000 | $2,029 | 2.75% |
| 46% » | 57 | $21,105,000 | $370,263 | $2,072 | 2.56% |
| 47% » | 55 | $19,895,000 | $361,727 | $2,014 | 2.65% |
| 50-60% » | 10 | $3,050,000 | $305,000 | $2,136 | 2.84% |
Lenderfi lent most frequently to those with DTI ratios of 20-30%, with 1,289 originations. The next most common DTI ratio? 30-36%, with 720 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White » | 2,265 | $748,415,000 | $330,426 | $2,001 | 2.65% |
| Not provided » | 760 | $275,070,000 | $361,934 | $1,933 | 2.60% |
| Asian » | 521 | $207,465,000 | $398,205 | $1,818 | 2.47% |
| Asian Indian » | 86 | $37,620,000 | $437,442 | $1,996 | 2.32% |
| Black » | 94 | $29,170,000 | $310,319 | $2,383 | 2.69% |
| Chinese » | 9 | $4,355,000 | $483,889 | $1,515 | 2.44% |
| American Indian » | 12 | $4,030,000 | $335,833 | $2,005 | 2.54% |
| Other Asian » | 8 | $3,200,000 | $400,000 | $5,014 | 2.50% |
| Filipino » | 8 | $3,010,000 | $376,250 | $1,628 | 2.45% |
| Korean » | 3 | $1,645,000 | $548,333 | $4,955 | 2.54% |
| Native Hawaiian or Islander » | 4 | $1,540,000 | $385,000 | $1,673 | 2.72% |
| Vietnamese » | 3 | $1,345,000 | $448,333 | $1,145 | 2.79% |
| Not applicable » | 1 | $385,000 | $385,000 | $1,153 | 3.13% |
| Samoan » | 1 | $215,000 | $215,000 | $1,008 | 3.13% |
Approval Rates
Total approvals of all applications98.12%
Lenderfi has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination0.16%
Lenderfi has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,775 | $1,317,465,000 | $348,997 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| » | 3,775 | $1,317,465,000 | $348,997 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% » | 325 | $90,345,000 | $277,985 | $1,962 | 2.46% |
| 40-60% » | 1,412 | $485,110,000 | $343,562 | $1,845 | 2.51% |
| 60-80% » | 1,773 | $646,675,000 | $364,735 | $2,024 | 2.69% |
| 80-100% » | 247 | $91,135,000 | $368,968 | $2,408 | 2.76% |
| Under 20% » | 18 | $4,200,000 | $233,333 | $2,077 | 2.48% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lenderfi, Inc. | Conventional home mortgage | Trouble during payment process | 2 | 100.0% |
