Lenderfi Mortgage Rates, Fees & Info
Calabasas, CALEI: 549300OWUY97LHFQ0512
Tax ID: 56-2596258
5 stars
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Lenderfi is a small mortgage company specializing in Refi loans. Lenderfi has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Los Angeles, Washington, Seattle, Oakland, and Anaheim among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Lenderfi is typically a low fee lendor.Originations
4,744Origination Dollar Volume (All Markets)
$1,805,760,000Awards
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LENDERFI - 2020
LENDERFI is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Relative Rate
Lenderfi 's average 30 year fixed rate mortgage of loans were
2.93%.
The 2020 average 30 year fixed rate mortgage across all markets of loans were 3.36%.
This yields a difference of -0.43%.
Relative Fees
Lenderfi 's average total fees for a 30 year fixed rate
mortgage are $1,616.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA (FHA|USDA|VA) | 336 | $148,630,000 | $442,351 | $1,425 | 2.86% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV (FHA|USDA|VA) | 312 | $135,980,000 | $435,833 | $1,621 | 2.72% |
| SEATTLE-BELLEVUE-KENT, WA (FHA|USDA|VA) | 292 | $128,750,000 | $440,925 | $1,516 | 2.75% |
| OAKLAND-BERKELEY-LIVERMORE, CA (FHA|USDA|VA) | 199 | $99,945,000 | $502,236 | $1,816 | 2.81% |
| ANAHEIM-SANTA ANA-IRVINE, CA (FHA|USDA|VA) | 172 | $82,630,000 | $480,407 | $1,648 | 2.80% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 151 | $65,175,000 | $431,623 | $1,271 | 2.78% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 109 | $57,825,000 | $530,505 | $1,427 | 2.75% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 160 | $56,560,000 | $353,500 | $1,208 | 2.84% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 156 | $49,850,000 | $319,551 | $1,379 | 2.82% |
| DALLAS-PLANO-IRVING, TX (FHA|USDA|VA) | 140 | $47,750,000 | $341,071 | $2,387 | 2.80% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 134 | $46,830,000 | $349,478 | $2,010 | 2.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 143 | $44,605,000 | $311,923 | $1,405 | 3.01% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA (FHA|USDA|VA) | 92 | $39,130,000 | $425,326 | $1,582 | 2.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 94 | $31,820,000 | $338,511 | $1,435 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 91 | $31,145,000 | $342,253 | $1,396 | 2.83% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 86 | $30,810,000 | $358,256 | $1,740 | 2.92% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA (FHA|USDA|VA) | 57 | $29,675,000 | $520,614 | $2,483 | 2.79% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 95 | $29,095,000 | $306,263 | $2,395 | 2.90% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 82 | $28,490,000 | $347,439 | $1,521 | 2.79% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD (FHA|USDA|VA) | 58 | $27,310,000 | $470,862 | $1,518 | 2.73% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 72 | $25,660,000 | $356,389 | $1,272 | 2.81% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 56 | $24,140,000 | $431,071 | $1,708 | 2.91% |
| Outside of Metro Areas | 82 | $23,910,000 | $291,585 | $1,541 | 2.89% |
| CHICAGO-NAPERVILLE-EVANSTON, IL (FHA|USDA|VA) | 69 | $23,635,000 | $342,536 | $1,372 | 2.80% |
| NEW BRUNSWICK-LAKEWOOD, NJ (FHA|USDA|VA) | 53 | $20,215,000 | $381,415 | $1,849 | 2.70% |
| BOSTON, MA (FHA|USDA|VA) | 45 | $18,395,000 | $408,778 | $1,888 | 2.69% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 51 | $16,325,000 | $320,098 | $2,342 | 2.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 47 | $15,255,000 | $324,574 | $1,438 | 2.80% |
| NEWARK, NJ-PA (FHA|USDA|VA) | 34 | $14,660,000 | $431,176 | $2,052 | 2.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 45 | $13,785,000 | $306,333 | $1,289 | 2.79% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 37 | $13,095,000 | $353,919 | $1,477 | 2.74% |
| STOCKTON, CA (FHA|USDA|VA) | 36 | $13,080,000 | $363,333 | $1,520 | 2.97% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ (FHA|USDA|VA) | 26 | $12,150,000 | $467,308 | $2,403 | 2.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 25 | $10,735,000 | $429,400 | $1,211 | 2.89% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA (FHA|USDA|VA) | 27 | $9,515,000 | $352,407 | $3,428 | 2.78% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $9,045,000 | $335,000 | $1,198 | 2.77% |
| WARREN-TROY-FARMINGTON HILLS, MI (FHA|USDA|VA) | 35 | $8,625,000 | $246,429 | $1,092 | 2.93% |
| SAN RAFAEL, CA (FHA|USDA|VA) | 16 | $8,460,000 | $528,750 | $1,304 | 2.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 27 | $8,205,000 | $303,889 | $1,612 | 3.10% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX (FHA|USDA|VA) | 26 | $7,830,000 | $301,154 | $2,291 | 2.88% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 23 | $7,385,000 | $321,087 | $2,016 | 2.92% |
| VALLEJO, CA (FHA|USDA|VA) | 21 | $7,385,000 | $351,667 | $1,471 | 2.93% |
| FRESNO, CA (FHA|USDA|VA) | 22 | $7,350,000 | $334,091 | $1,411 | 2.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 22 | $7,300,000 | $331,818 | $1,834 | 2.81% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 20 | $6,970,000 | $348,500 | $1,524 | 2.84% |
| TACOMA-LAKEWOOD, WA (FHA|USDA|VA) | 18 | $6,740,000 | $374,444 | $1,686 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $6,510,000 | $406,875 | $1,493 | 2.92% |
| MODESTO, CA (FHA|USDA|VA) | 22 | $6,350,000 | $288,636 | $1,130 | 3.05% |
| PHILADELPHIA, PA (FHA|USDA|VA) | 17 | $6,095,000 | $358,529 | $3,229 | 2.68% |
| BOISE CITY, ID (FHA|USDA|VA) | 18 | $6,060,000 | $336,667 | $2,796 | 2.69% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 14 | $5,800,000 | $414,286 | $1,527 | 3.01% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $5,675,000 | $298,684 | $1,691 | 2.95% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $5,435,000 | $319,706 | $2,283 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 18 | $5,280,000 | $293,333 | $2,379 | 2.93% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 14 | $5,080,000 | $362,857 | $1,825 | 2.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 19 | $4,865,000 | $256,053 | $1,345 | 2.74% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $4,765,000 | $433,182 | $1,539 | 2.78% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 14 | $4,760,000 | $340,000 | $1,594 | 2.53% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL (FHA|USDA|VA) | 12 | $4,580,000 | $381,667 | $2,058 | 2.82% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $4,375,000 | $397,727 | $1,513 | 2.91% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $4,345,000 | $289,667 | $1,041 | 2.73% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $4,260,000 | $304,286 | $1,809 | 2.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $4,130,000 | $295,000 | $1,447 | 2.90% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $4,065,000 | $312,692 | $1,210 | 2.92% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $3,930,000 | $245,625 | $1,169 | 2.85% |
| CAMDEN, NJ (FHA|USDA|VA) | 15 | $3,885,000 | $259,000 | $1,851 | 2.86% |
| DETROIT-DEARBORN-LIVONIA, MI (FHA|USDA|VA) | 12 | $3,840,000 | $320,000 | $1,177 | 2.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $3,530,000 | $353,000 | $2,406 | 2.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $3,395,000 | $308,636 | $1,375 | 2.81% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $1,758 | 2.64% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $2,995,000 | $332,778 | $2,575 | 2.56% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 9 | $2,885,000 | $320,556 | $1,789 | 2.79% |
| SALEM, OR (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $2,461 | 2.76% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,695,000 | $299,444 | $1,318 | 2.90% |
| WILMINGTON, DE-MD-NJ (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $2,454 | 2.68% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $1,326 | 2.69% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $2,555,000 | $283,889 | $1,606 | 2.90% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,520,000 | $315,000 | $1,303 | 2.94% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $1,501 | 2.65% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,505,000 | $227,727 | $1,350 | 2.97% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 9 | $2,495,000 | $277,222 | $1,430 | 3.03% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $1,012 | 2.67% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $2,449 | 2.73% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $1,143 | 2.88% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $1,140 | 2.67% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $1,022 | 2.73% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $1,235 | 2.91% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 7 | $2,085,000 | $297,857 | $1,112 | 2.96% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $4,246 | 2.75% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $1,369 | 3.06% |
| ELGIN, IL (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $1,169 | 3.10% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $2,021 | 2.73% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $1,354 | 2.84% |
| NAPA, CA (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $1,159 | 2.80% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $1,999 | 3.08% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $1,901 | 2.83% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $2,132 | 3.27% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $2,008 | 2.85% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $1,354 | 2.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $2,787 | 2.56% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $2,993 | 2.70% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $1,216 | 3.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $1,080 | 2.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $1,157 | 3.02% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $1,755 | 2.83% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $2,442 | 3.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $1,191 | 3.15% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $2,990 | 2.78% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $2,833 | 2.78% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $1,596 | 2.91% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $1,449 | 2.69% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $1,751 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $1,390 | 2.78% |
| READING, PA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $3,276 | 2.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $1,842 | 3.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $1,165 | 2.66% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $1,288 | 2.85% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $1,182 | 2.69% |
| MIAMI-MIAMI BEACH-KENDALL, FL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $1,789 | 2.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $1,149 | 2.84% |
| ROANOKE, VA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $1,361 | 3.09% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $1,449 | 2.63% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $2,571 | 3.06% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $1,108 | 2.69% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $1,065 | 2.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $3,896 | 3.10% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,693 | 2.92% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $1,273 | 2.59% |
| COEUR D'ALENE, ID (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,172 | 2.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,226 | 2.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,230 | 2.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $1,315 | 2.88% |
| BEND, OR (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $1,931 | 2.75% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,169 | 2.75% |
| MERCED, CA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $1,278 | 3.08% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $1,332 | 2.94% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $1,141 | 3.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $1,579 | 2.69% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $1,683 | 2.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $1,121 | 3.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,905 | 2.56% |
| AKRON, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,281 | 2.58% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $1,162 | 2.63% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,074 | 3.04% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $1,042 | 2.79% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,503 | 2.88% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,521 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $1,851 | 2.92% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $1,671 | 2.63% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $1,137 | 2.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,305 | 2.69% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $1,089 | 2.75% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,305 | 3.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,922 | 3.19% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,463 | 2.81% |
| NORTH PORT-SARASOTA-BRADENTON, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $1,316 | 2.94% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,147 | 2.56% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,548 | 3.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,101 | 3.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,446 | 3.19% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,241 | 2.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,458 | 2.94% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,433 | 2.38% |
| NILES, MI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $1,841 | 2.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $1,349 | 2.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,309 | 3.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,037 | 3.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $1,142 | 2.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $1,182 | 2.13% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $1,226 | 2.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,967 | 2.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $970 | 2.69% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,786 | 2.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,821 | 2.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,145 | 2.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,232 | 2.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,178 | 2.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,252 | 3.31% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,816 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,780 | 2.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,062 | 2.63% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,477 | 3.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,674 | 2.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,226 | 3.13% |
| GARY, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,131 | 2.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,888 | 2.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,900 | 2.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,076 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,414 | 3.25% |
| DOVER, DE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,392 | 2.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,216 | 3.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,351 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,457 | 2.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,853 | 3.25% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,612 | 2.38% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,270 | 2.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,621 | 2.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,356 | 2.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $951 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,814 | 2.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $871 | 3.25% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,458 | 2.63% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,248 | 3.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $787 | 3.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,448 | 2.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $832 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,034 | 2.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,370 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $887 | 2.75% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,042 | 2.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,898 | 2.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,036 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,765 | 3.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $872 | 2.88% |
Lenderfi 's top markets include Los Angeles, Washington, Seattle, Oakland, and Anaheim among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 4,739 | $1,803,635,000 | $380,594 | $1,638 | 2.82% |
| FHA | 3 | $1,535,000 | $511,667 | $10,820 | 3.13% |
| VA | 2 | $590,000 | $295,000 | $3,740 | 3.13% |
For the 2020 period, Lenderfi 's most frequently originated loan type of loans were Conventional, with 4,739 originations. Their 2nd most popular type is FHA, with 3 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 4,450 | $1,690,990,000 | $379,998 | $1,615 | 2.80% |
| Cash Out Refi | 272 | $105,870,000 | $389,228 | $1,967 | 3.08% |
| Home Purchase | 22 | $8,900,000 | $404,545 | $3,704 | 3.41% |
For the 2020, Lenderfi 's most frequently cited loan purpose of loans were Refi, with 4,450 originations. The 2nd most popular reason of loans were Cash Out Refi, with 272 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,168 | $1,248,810,000 | $394,195 | $1,616 | 2.93% |
| 15 Year | 968 | $345,130,000 | $356,539 | $1,791 | 2.48% |
| 20 Year | 353 | $119,355,000 | $338,116 | $1,572 | 2.84% |
| Other | 202 | $77,250,000 | $382,426 | $1,486 | 2.85% |
| 10 Year | 53 | $15,215,000 | $287,075 | $1,822 | 2.47% |
For the 2020, Lenderfi 's most frequently cited loan length of loans were 30 Year, with 3,168 originations. The 2nd most popular length of loans were 15 Year, with 968 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 3,753 | $1,425,245,000 | $379,762 |
| $1k-2k | 59 | $17,615,000 | $298,559 |
| $5k+ | 42 | $17,930,000 | $426,905 |
| $3k-4k | 40 | $12,100,000 | $302,500 |
| $2k-3k | 34 | $10,140,000 | $298,235 |
$1,616 of loans were Lenderfi 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,753 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,465 | $934,975,000 | $379,300 |
| <2.5% | 1,155 | $469,025,000 | $406,082 |
| 3-4% | 1,115 | $399,255,000 | $358,076 |
| 4-5% | 9 | $2,505,000 | $278,333 |
During 2020, Lenderfi 's average interest rate of loans were 2.93%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,465 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 2,552 | $780,690,000 | $305,913 | $1,605 | 2.84% |
| $400k-600k | 1,576 | $751,060,000 | $476,561 | $1,605 | 2.76% |
| $600k-1MM | 331 | $225,405,000 | $680,982 | $2,088 | 2.77% |
| $100k-200k | 281 | $47,055,000 | $167,456 | $1,689 | 3.04% |
| $100,000 or less | 3 | $255,000 | $85,000 | $2,418 | 3.79% |
| $1MM+ | 1 | $1,295,000 | $1,295,000 | $4,793 | 3.75% |
2020 saw Lenderfi place emphasis on $200k-400k loans with 2,552 originations, totaling $780,690,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,662 | $602,330,000 | $362,413 | $1,620 | 2.84% |
| $150k-250k | 1,622 | $703,950,000 | $434,001 | $1,670 | 2.77% |
| $75k-100k | 672 | $206,760,000 | $307,679 | $1,531 | 2.92% |
| $250k+ | 422 | $199,900,000 | $473,697 | $1,858 | 2.69% |
| $50k-75k | 326 | $84,110,000 | $258,006 | $1,589 | 2.95% |
| $50k or less | 38 | $7,650,000 | $201,316 | $1,502 | 3.05% |
Lenderfi lent most frequently to those with incomes in the $100k-150k range, with 1,662 originations. The second most popular income band? $150k-250k, with 1,622 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,674 | $639,370,000 | $381,941 | $1,566 | 2.79% |
| 30-36% | 937 | $367,165,000 | $391,852 | $1,589 | 2.83% |
| <20% | 782 | $268,370,000 | $343,184 | $1,680 | 2.79% |
| 36% | 147 | $59,745,000 | $406,429 | $1,631 | 2.84% |
| 37% | 134 | $53,380,000 | $398,358 | $1,952 | 2.84% |
| 39% | 120 | $49,250,000 | $410,417 | $1,753 | 2.87% |
| 38% | 118 | $46,120,000 | $390,847 | $1,518 | 2.85% |
| 41% | 110 | $42,220,000 | $383,818 | $1,571 | 2.87% |
| 44% | 110 | $42,220,000 | $383,818 | $1,796 | 2.87% |
| 40% | 108 | $41,360,000 | $382,963 | $1,645 | 2.85% |
| 42% | 98 | $36,600,000 | $373,469 | $1,704 | 2.88% |
| 43% | 97 | $36,805,000 | $379,433 | $1,930 | 2.89% |
| 45% | 80 | $33,740,000 | $421,750 | $2,012 | 2.84% |
| 46% | 66 | $26,340,000 | $399,091 | $1,763 | 2.84% |
| 49% | 59 | $21,705,000 | $367,881 | $1,674 | 3.04% |
| 47% | 48 | $19,200,000 | $400,000 | $1,506 | 2.97% |
| 48% | 41 | $16,025,000 | $390,854 | $2,183 | 2.79% |
| 50-60% | 13 | $4,895,000 | $376,538 | $1,903 | 2.88% |
Lenderfi lent most frequently to those with DTI ratios of 20-30%, with 1,674 originations. The next most common DTI ratio? 30-36%, with 937 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 2,670 | $964,650,000 | $361,292 | $1,676 | 2.84% |
| Asian | 1,097 | $467,925,000 | $426,550 | $1,643 | 2.73% |
| Not provided | 769 | $292,005,000 | $379,720 | $1,543 | 2.91% |
| Asian Indian | 89 | $37,575,000 | $422,191 | $1,646 | 2.70% |
| Black | 76 | $26,260,000 | $345,526 | $1,570 | 2.86% |
| American Indian | 19 | $6,585,000 | $346,579 | $1,557 | 2.90% |
| Chinese | 6 | $3,490,000 | $581,667 | $1,912 | 2.96% |
| Native Hawaiian | 5 | $2,005,000 | $401,000 | $1,409 | 3.08% |
| Filipino | 4 | $1,970,000 | $492,500 | $1,377 | 2.84% |
| Korean | 4 | $1,640,000 | $410,000 | $2,368 | 2.66% |
| Other Asian | 2 | $770,000 | $385,000 | $1,325 | 2.50% |
| Vietnamese | 1 | $515,000 | $515,000 | $2,241 | 2.88% |
| Other Pacific Islander | 2 | $370,000 | $185,000 | $3,011 | 3.25% |
Approval Rates
Total approvals of all applications94.50%
Lenderfi has an average approval rate.
Pick Rate
Approvals leading to origination-21.69%
Lenderfi has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,744 | $1,805,760,000 | $380,641 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 4,744 | $1,805,760,000 | $380,641 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 245 | $72,425,000 | $295,612 | $1,680 | 2.75% |
| 40-60% | 1,687 | $610,485,000 | $361,876 | $1,608 | 2.73% |
| 60-80% | 2,357 | $950,515,000 | $403,273 | $1,628 | 2.86% |
| 80-100% | 447 | $170,025,000 | $380,369 | $1,833 | 2.97% |
| Under 20% | 7 | $1,635,000 | $233,571 | $1,436 | 2.98% |