Lenderfi Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 549300OWUY97LHFQ0512

Tax ID: 56-2596258

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Mortgage Data

Review & Overview

Lenderfi is a small mortgage company specializing in Refi loans. Lenderfi has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Washington, Seattle, San Francisco, and Boston among others. We have data for 323 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lenderfi has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenderfi is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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Originations

3,775

Origination Dollar Volume (All Markets)

$1,317,465,000
Show all (80) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 197 $98,055,000 $497,741 $1,912 2.61%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 220 $94,590,000 $429,955 $1,762 2.56%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 173 $77,055,000 $445,405 $1,799 2.49%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 134 $71,210,000 $531,418 $1,555 2.49%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 146 $58,270,000 $399,110 $1,889 2.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 99 $41,165,000 $415,808 $2,764 2.44%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 108 $38,810,000 $359,352 $2,215 2.51%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 87 $38,395,000 $441,322 $1,444 2.55%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 120 $37,330,000 $311,083 $1,851 2.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 104 $34,520,000 $331,923 $2,529 2.53%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 99 $30,925,000 $312,374 $2,969 2.62%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 77 $28,785,000 $373,831 $1,917 2.61%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 89 $27,515,000 $309,157 $2,909 2.58%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 53 $27,415,000 $517,264 $1,664 2.42%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 88 $26,220,000 $297,955 $1,757 2.65%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 76 $25,170,000 $331,184 $3,106 2.64%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 78 $22,050,000 $282,692 $1,395 2.48%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 75 $21,695,000 $289,267 $1,870 2.80%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 61 $21,005,000 $344,344 $1,913 2.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 54 $19,590,000 $362,778 $1,730 2.61%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 64 $19,540,000 $305,313 $1,686 2.57%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 58 $19,490,000 $336,034 $1,790 2.78%
RALEIGH-CARY, NC (FHA|USDA|VA) 64 $19,250,000 $300,781 $1,684 2.63%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 48 $16,260,000 $338,750 $2,130 2.72%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 46 $14,530,000 $315,870 $1,675 2.58%
Outside of Metro Areas 49 $13,455,000 $274,592 $2,518 2.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 35 $13,025,000 $372,143 $2,620 2.50%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 23 $10,155,000 $441,522 $1,351 2.85%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $9,440,000 $277,647 $2,088 2.71%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 27 $7,965,000 $295,000 $1,823 2.63%
JACKSONVILLE, FL (FHA|USDA|VA) 25 $7,945,000 $317,800 $2,533 2.67%
RICHMOND, VA (FHA|USDA|VA) 30 $7,860,000 $262,000 $1,288 2.73%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 32 $7,830,000 $244,688 $1,707 2.67%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 21 $6,525,000 $310,714 $1,652 2.60%
COLUMBUS, OH (FHA|USDA|VA) 23 $6,525,000 $283,696 $1,756 2.50%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 24 $6,350,000 $264,583 $1,755 2.72%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 16 $6,010,000 $375,625 $2,400 2.59%
KNOXVILLE, TN (FHA|USDA|VA) 17 $5,735,000 $337,353 $2,030 2.76%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 18 $5,530,000 $307,222 $1,598 2.49%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $5,405,000 $284,474 $2,499 2.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 20 $5,400,000 $270,000 $2,535 2.64%
STOCKTON, CA (FHA|USDA|VA) 15 $5,385,000 $359,000 $1,207 2.80%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 18 $5,230,000 $290,556 $1,881 2.58%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 17 $4,785,000 $281,471 $1,557 2.71%
BAKERSFIELD, CA (FHA|USDA|VA) 14 $4,770,000 $340,714 $2,205 2.57%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 11 $4,735,000 $430,455 $1,188 2.67%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,540,000 $283,750 $1,600 2.69%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $4,370,000 $312,143 $1,738 2.55%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 11 $4,185,000 $380,455 $1,930 2.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 14 $4,100,000 $292,857 $1,278 2.64%
PITTSBURGH, PA (FHA|USDA|VA) 17 $3,955,000 $232,647 $1,554 2.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 14 $3,860,000 $275,714 $1,922 2.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $3,830,000 $319,167 $1,879 2.45%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 16 $3,830,000 $239,375 $1,709 2.64%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $3,665,000 $733,000 $1,973 2.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 13 $3,415,000 $262,692 $2,442 2.53%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $3,305,000 $367,222 $2,517 2.42%
FORT COLLINS, CO (FHA|USDA|VA) 11 $3,235,000 $294,091 $1,826 2.54%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $3,225,000 $358,333 $1,163 2.44%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,220,000 $322,000 $3,239 2.75%
LOUISVILLE, KY (FHA|USDA|VA) 13 $3,025,000 $232,692 $1,884 2.85%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $3,020,000 $251,667 $2,213 2.75%
HUNTSVILLE, AL (FHA|USDA|VA) 10 $2,940,000 $294,000 $1,366 2.65%
VALLEJO, CA (FHA|USDA|VA) 7 $2,925,000 $417,857 $1,214 2.59%
BOULDER, CO (FHA|USDA|VA) 9 $2,925,000 $325,000 $1,983 2.53%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $2,805,000 $311,667 $1,332 2.49%
MODESTO, CA (FHA|USDA|VA) 10 $2,780,000 $278,000 $1,600 2.60%
ASHEVILLE, NC (FHA|USDA|VA) 11 $2,675,000 $243,182 $1,953 2.61%
FRESNO, CA (FHA|USDA|VA) 9 $2,655,000 $295,000 $1,388 2.71%
BOISE CITY, ID (FHA|USDA|VA) 9 $2,565,000 $285,000 $3,104 2.71%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,420,000 $302,500 $2,800 2.76%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 10 $2,410,000 $241,000 $1,617 2.80%
SPRINGFIELD, MA (FHA|USDA|VA) 11 $2,385,000 $216,818 $1,979 2.59%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 9 $2,335,000 $259,444 $2,004 2.63%
TUCSON, AZ (FHA|USDA|VA) 9 $2,335,000 $259,444 $1,196 2.67%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $2,255,000 $250,556 $1,624 2.71%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $2,225,000 $247,222 $2,398 2.54%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $2,185,000 $312,143 $3,493 2.34%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 6 $2,170,000 $361,667 $2,446 2.52%
ANN ARBOR, MI (FHA|USDA|VA) 7 $2,005,000 $286,429 $1,839 2.41%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 7 $1,995,000 $285,000 $1,042 2.82%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $1,995,000 $221,667 $3,023 2.85%
LINCOLN, NE (FHA|USDA|VA) 7 $1,925,000 $275,000 $1,493 2.57%
NAPA, CA (FHA|USDA|VA) 4 $1,920,000 $480,000 $1,416 2.59%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,885,000 $377,000 $2,278 2.57%
BELLINGHAM, WA (FHA|USDA|VA) 5 $1,865,000 $373,000 $1,199 2.55%
MISSOULA, MT (FHA|USDA|VA) 5 $1,845,000 $369,000 $3,918 2.63%
TULSA, OK (FHA|USDA|VA) 8 $1,800,000 $225,000 $3,037 2.58%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,765,000 $196,111 $1,188 2.82%
MADISON, WI (FHA|USDA|VA) 6 $1,730,000 $288,333 $1,626 2.63%
SALINAS, CA (FHA|USDA|VA) 4 $1,730,000 $432,500 $2,533 2.56%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $2,295 2.71%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,403 2.55%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,585,000 $317,000 $1,671 2.80%
VISALIA, CA (FHA|USDA|VA) 5 $1,545,000 $309,000 $1,121 2.55%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,540,000 $256,667 $1,675 2.81%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 5 $1,525,000 $305,000 $2,225 2.75%
MEDFORD, OR (FHA|USDA|VA) 5 $1,455,000 $291,000 $2,810 2.77%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,445,000 $206,429 $1,616 2.71%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $1,425,000 $475,000 $1,180 2.42%
SANTA FE, NM (FHA|USDA|VA) 4 $1,420,000 $355,000 $2,005 2.75%
Traverse City, MI (FHA|USDA|VA) 4 $1,330,000 $332,500 $1,286 2.69%
ANCHORAGE, AK (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,110 2.73%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,310,000 $218,333 $2,674 3.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $1,270,000 $317,500 $1,797 2.44%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $1,347 2.75%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,225,000 $408,333 $1,864 2.37%
Truckee-Grass Valley, CA (FHA|USDA|VA) 3 $1,215,000 $405,000 $1,541 2.66%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,205,000 $241,000 $1,984 2.87%
Outside of Metro Areas 3 $1,175,000 $391,667 $3,686 2.58%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $1,921 2.44%
ST. LOUIS, MO-IL (FHA|USDA|VA) 6 $1,150,000 $191,667 $1,291 2.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,145,000 $229,000 $2,172 2.55%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,075,000 $358,333 $1,352 3.04%
WICHITA, KS (FHA|USDA|VA) 4 $1,040,000 $260,000 $1,555 2.59%
COLUMBIA, SC (FHA|USDA|VA) 5 $1,035,000 $207,000 $1,435 2.67%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,010,000 $505,000 $1,178 2.56%
LANCASTER, PA (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,361 2.71%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $990,000 $247,500 $1,794 2.41%
MOBILE, AL (FHA|USDA|VA) 3 $985,000 $328,333 $1,831 2.71%
GREELEY, CO (FHA|USDA|VA) 4 $970,000 $242,500 $1,417 3.18%
ROCHESTER, MN (FHA|USDA|VA) 3 $965,000 $321,667 $1,068 2.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $960,000 $240,000 $2,331 2.75%
PITTSFIELD, MA (FHA|USDA|VA) 3 $955,000 $318,333 $2,231 2.58%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $955,000 $318,333 $2,339 2.33%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $955,000 $318,333 $1,835 2.46%
JACKSON, MS (FHA|USDA|VA) 4 $950,000 $237,500 $1,544 2.66%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $935,000 $311,667 $1,393 2.54%
Lebanon, NH-VT (FHA|USDA|VA) 4 $930,000 $232,500 $1,520 3.19%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $895,000 $298,333 $3,443 2.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $875,000 $291,667 $1,582 2.46%
Torrington, CT (FHA|USDA|VA) 3 $875,000 $291,667 $2,913 2.79%
BEND, OR (FHA|USDA|VA) 4 $820,000 $205,000 $1,793 2.90%
Show Low, AZ (FHA|USDA|VA) 2 $800,000 $400,000 $1,265 2.06%
AKRON, OH (FHA|USDA|VA) 4 $780,000 $195,000 $1,429 2.72%
Key West, FL (FHA|USDA|VA) 2 $770,000 $385,000 $2,731 2.88%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $765,000 $765,000 $8,651 2.50%
Concord, NH (FHA|USDA|VA) 2 $760,000 $380,000 $1,263 2.69%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $735,000 $245,000 $2,406 2.21%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $725,000 $241,667 $1,091 2.54%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $725,000 $241,667 $2,381 2.58%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $725,000 $241,667 $1,858 2.71%
SPARTANBURG, SC (FHA|USDA|VA) 3 $715,000 $238,333 $1,412 2.58%
MORGANTOWN, WV (FHA|USDA|VA) 2 $710,000 $355,000 $1,653 2.44%
WILMINGTON, NC (FHA|USDA|VA) 2 $690,000 $345,000 $1,322 2.37%
Port Angeles, WA (FHA|USDA|VA) 2 $680,000 $340,000 $1,662 2.50%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $680,000 $340,000 $1,540 2.44%
CORVALLIS, OR (FHA|USDA|VA) 2 $670,000 $335,000 $2,609 2.50%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $660,000 $330,000 $1,787 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $660,000 $330,000 $1,395 2.94%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $655,000 $218,333 $2,197 2.67%
Holland, MI (FHA|USDA|VA) 2 $650,000 $325,000 $1,155 2.56%
SALEM, OR (FHA|USDA|VA) 2 $650,000 $325,000 $1,895 2.63%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $640,000 $160,000 $2,016 3.16%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $640,000 $320,000 $2,015 2.81%
ROANOKE, VA (FHA|USDA|VA) 4 $640,000 $160,000 $3,321 2.59%
Rockport, TX (FHA|USDA|VA) 2 $640,000 $320,000 $3,326 2.93%
WENATCHEE, WA (FHA|USDA|VA) 2 $630,000 $315,000 $1,519 2.56%
CHEYENNE, WY (FHA|USDA|VA) 2 $630,000 $315,000 $3,164 2.31%
LAWRENCE, KS (FHA|USDA|VA) 2 $600,000 $300,000 $1,701 2.68%
MIDLAND, TX (FHA|USDA|VA) 2 $580,000 $290,000 $3,340 2.25%
FLINT, MI (FHA|USDA|VA) 2 $580,000 $290,000 $1,300 2.75%
GAINESVILLE, FL (FHA|USDA|VA) 2 $580,000 $290,000 $1,415 2.62%
GREENVILLE, NC (FHA|USDA|VA) 2 $580,000 $290,000 $1,717 3.24%
Pullman, WA (FHA|USDA|VA) 2 $570,000 $285,000 $1,326 2.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $570,000 $285,000 $1,775 2.25%
TOLEDO, OH (FHA|USDA|VA) 2 $570,000 $285,000 $1,245 2.88%
Starkville, MS (FHA|USDA|VA) 4 $570,000 $142,500 $1,658 2.72%
WALLA WALLA, WA (FHA|USDA|VA) 2 $550,000 $275,000 $1,464 2.94%
CASPER, WY (FHA|USDA|VA) 1 $545,000 $545,000 $1,588 2.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $545,000 $181,667 $3,329 3.08%
Kalispell, MT (FHA|USDA|VA) 1 $545,000 $545,000 $2,328 2.13%
Prineville, OR (FHA|USDA|VA) 1 $545,000 $545,000 $4,464 2.75%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $545,000 $181,667 $1,406 2.67%
GAINESVILLE, GA (FHA|USDA|VA) 2 $540,000 $270,000 $1,548 2.87%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $530,000 $265,000 $2,149 2.93%
GRANTS PASS, OR (FHA|USDA|VA) 2 $530,000 $265,000 $1,970 2.63%
ROCKFORD, IL (FHA|USDA|VA) 2 $520,000 $260,000 $1,393 2.63%
REDDING, CA (FHA|USDA|VA) 2 $520,000 $260,000 $1,356 2.88%
CHICO, CA (FHA|USDA|VA) 2 $500,000 $250,000 $1,053 2.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $495,000 $165,000 $2,240 3.17%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $460,000 $230,000 $1,295 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $455,000 $455,000 $1,608 2.38%
Mount Airy, NC (FHA|USDA|VA) 2 $450,000 $225,000 $2,407 2.69%
KANKAKEE, IL (FHA|USDA|VA) 2 $440,000 $220,000 $1,376 2.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $435,000 $435,000 $2,959 2.75%
CHARLESTON, WV (FHA|USDA|VA) 1 $405,000 $405,000 $2,528 2.25%
Barre, VT (FHA|USDA|VA) 1 $395,000 $395,000 $1,253 2.63%
ERIE, PA (FHA|USDA|VA) 2 $390,000 $195,000 $2,036 2.63%
WACO, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,873 2.94%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $380,000 $190,000 $1,175 3.19%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $380,000 $190,000 $1,053 2.94%
Bozeman, MT (FHA|USDA|VA) 1 $375,000 $375,000 $2,061 2.25%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $375,000 $375,000 $1,738 3.00%
Breckenridge, CO (FHA|USDA|VA) 1 $375,000 $375,000 $1,301 1.88%
Sheridan, WY (FHA|USDA|VA) 1 $365,000 $365,000 $1,358 2.13%
TOPEKA, KS (FHA|USDA|VA) 2 $360,000 $180,000 $1,355 3.69%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $360,000 $180,000 $3,176 3.38%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $360,000 $180,000 $1,371 2.93%
NILES, MI (FHA|USDA|VA) 2 $350,000 $175,000 $1,045 2.68%
BATON ROUGE, LA (FHA|USDA|VA) 2 $350,000 $175,000 $1,319 3.00%
Brainerd, MN (FHA|USDA|VA) 1 $345,000 $345,000 $1,638 2.50%
Durango, CO (FHA|USDA|VA) 1 $345,000 $345,000 $1,276 2.63%
Sonora, CA (FHA|USDA|VA) 2 $340,000 $170,000 $1,365 3.06%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $340,000 $170,000 $1,507 2.56%
La Grande, OR (FHA|USDA|VA) 1 $335,000 $335,000 $2,992 3.25%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $335,000 $335,000 $1,778 2.38%
Roseburg, OR (FHA|USDA|VA) 1 $335,000 $335,000 $9,820 1.75%
Georgetown, SC (FHA|USDA|VA) 1 $335,000 $335,000 $1,842 2.63%
MORRISTOWN, TN (FHA|USDA|VA) 2 $330,000 $165,000 $1,095 2.69%
DECATUR, AL (FHA|USDA|VA) 1 $325,000 $325,000 $1,153 1.99%
Chillicothe, OH (FHA|USDA|VA) 1 $325,000 $325,000 $1,553 2.63%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $320,000 $160,000 $2,361 2.50%
Morehead City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $1,946 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $305,000 $305,000 $1,278 2.88%
POCATELLO, ID (FHA|USDA|VA) 1 $305,000 $305,000 $1,787 2.75%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $305,000 $305,000 $1,821 2.88%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $305,000 $305,000 $5,074 4.13%
LUBBOCK, TX (FHA|USDA|VA) 2 $300,000 $150,000 $1,531 2.56%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $300,000 $150,000 $2,630 3.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $295,000 $295,000 $5,527 3.13%
Sevierville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $2,137 3.25%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $295,000 $295,000 $1,153 2.63%
MANKATO, MN (FHA|USDA|VA) 1 $295,000 $295,000 $1,128 2.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $295,000 $295,000 $1,278 2.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $295,000 $295,000 $2,128 2.63%
Cookeville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $1,813 2.88%
Ludington, MI (FHA|USDA|VA) 1 $285,000 $285,000 $1,723 2.25%
Brenham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $1,785 2.63%
Seneca, SC (FHA|USDA|VA) 1 $285,000 $285,000 $1,188 2.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $280,000 $140,000 $1,290 3.00%
Warsaw, IN (FHA|USDA|VA) 1 $275,000 $275,000 $1,643 2.88%
JACKSON, TN (FHA|USDA|VA) 1 $275,000 $275,000 $1,263 2.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $270,000 $135,000 $2,860 2.56%
Cullman, AL (FHA|USDA|VA) 2 $270,000 $135,000 $1,288 3.31%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $265,000 $265,000 $1,696 2.75%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $265,000 $265,000 $1,238 2.99%
Danville, VA (FHA|USDA|VA) 1 $265,000 $265,000 $4,384 2.13%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $265,000 $265,000 $1,886 2.99%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $260,000 $130,000 $3,128 2.63%
Galesburg, IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,666 2.38%
Williston, ND (FHA|USDA|VA) 1 $255,000 $255,000 $8,304 2.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,610 2.63%
Big Rapids, MI (FHA|USDA|VA) 1 $255,000 $255,000 $1,153 2.88%
Laconia, NH (FHA|USDA|VA) 1 $255,000 $255,000 $1,328 2.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $255,000 $255,000 $1,713 2.25%
Beaver Dam, WI (FHA|USDA|VA) 1 $245,000 $245,000 $983 2.25%
Sanford, NC (FHA|USDA|VA) 1 $245,000 $245,000 $6,347 2.50%
Searcy, AR (FHA|USDA|VA) 1 $245,000 $245,000 $3,666 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $245,000 $245,000 $1,833 2.88%
LEBANON, PA (FHA|USDA|VA) 1 $235,000 $235,000 $1,178 2.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $235,000 $235,000 $993 2.88%
Cullowhee, NC (FHA|USDA|VA) 1 $235,000 $235,000 $1,758 2.63%
LYNCHBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $1,118 2.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,308 2.88%
Astoria, OR (FHA|USDA|VA) 1 $225,000 $225,000 $1,616 2.88%
NEW BERN, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,731 3.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $225,000 $225,000 $1,083 2.38%
MERCED, CA (FHA|USDA|VA) 1 $225,000 $225,000 $1,623 2.88%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $220,000 $110,000 $2,149 3.12%
READING, PA (FHA|USDA|VA) 1 $215,000 $215,000 $1,203 2.13%
SAVANNAH, GA (FHA|USDA|VA) 1 $215,000 $215,000 $1,167 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $1,033 2.99%
Greeneville, TN (FHA|USDA|VA) 1 $215,000 $215,000 $1,861 2.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $215,000 $215,000 $1,208 2.75%
BISMARCK, ND (FHA|USDA|VA) 1 $215,000 $215,000 $4,418 2.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $215,000 $215,000 $1,009 2.75%
Ottawa, KS (FHA|USDA|VA) 1 $215,000 $215,000 $3,054 3.00%
Hastings, NE (FHA|USDA|VA) 1 $215,000 $215,000 $1,033 2.99%
Marietta, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,373 2.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $205,000 $205,000 $1,008 2.25%
Jackson, WY-ID (FHA|USDA|VA) 1 $205,000 $205,000 $3,705 2.00%
PUEBLO, CO (FHA|USDA|VA) 1 $205,000 $205,000 $1,276 2.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $205,000 $205,000 $1,008 2.38%
Boone, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,135 2.38%
Keene, NH (FHA|USDA|VA) 1 $205,000 $205,000 $1,377 2.88%
Kinston, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,401 2.75%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,523 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $1,632 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,063 2.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $1,365 3.00%
McComb, MS (FHA|USDA|VA) 1 $185,000 $185,000 $1,147 2.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $185,000 $185,000 $1,572 3.50%
Malvern, AR (FHA|USDA|VA) 1 $185,000 $185,000 $1,008 2.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $185,000 $185,000 $1,178 2.88%
Mason City, IA (FHA|USDA|VA) 1 $185,000 $185,000 $1,403 2.63%
Moscow, ID (FHA|USDA|VA) 1 $185,000 $185,000 $1,789 2.63%
Corsicana, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,546 3.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,908 2.63%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,709 2.75%
Pottsville, PA (FHA|USDA|VA) 1 $175,000 $175,000 $1,178 2.50%
GREAT FALLS, MT (FHA|USDA|VA) 1 $165,000 $165,000 $4,901 3.13%
LAS CRUCES, NM (FHA|USDA|VA) 1 $165,000 $165,000 $1,528 2.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $165,000 $165,000 $1,194 3.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $1,053 2.38%
Liberal, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,995 2.88%
New Castle, PA (FHA|USDA|VA) 1 $165,000 $165,000 $1,178 2.99%
Huntsville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,502 3.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,658 2.75%
Los Alamos, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,953 2.88%
APPLETON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $1,148 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $1,735 2.99%
Defiance, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,039 2.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $155,000 $155,000 $1,005 3.13%
Jennings, LA (FHA|USDA|VA) 1 $155,000 $155,000 $1,583 2.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $145,000 $145,000 $1,108 2.99%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,086 2.38%
Bennington, VT (FHA|USDA|VA) 1 $145,000 $145,000 $926 2.63%
Fairmont, WV (FHA|USDA|VA) 1 $145,000 $145,000 $2,164 2.50%
LAFAYETTE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $1,654 2.75%
YUMA, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $1,999 2.88%
AMARILLO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,451 3.25%
Shelby, NC (FHA|USDA|VA) 1 $135,000 $135,000 $1,609 3.25%
Cambridge, MD (FHA|USDA|VA) 1 $135,000 $135,000 $1,038 3.25%
RAPID CITY, SD (FHA|USDA|VA) 1 $125,000 $125,000 $4,892 1.75%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $125,000 $125,000 $1,033 2.88%
Ozark, AL (FHA|USDA|VA) 1 $125,000 $125,000 $1,033 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $1,038 3.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,460 3.13%
Berlin, NH (FHA|USDA|VA) 1 $115,000 $115,000 $1,741 3.50%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,043 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $1,378 4.13%
Sunbury, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,501 2.50%
Lenderfi's top markets include Los Angeles, Washington, Seattle, San Francisco, and Boston among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,774 $1,317,390,000 $349,070 $1,977 2.61%
    HELOC 1 $75,000 $75,000 n/a 3.25%

    For 2021, Lenderfi's most frequently originated type of loan was Conventional, with 3,774 originations. Their 2nd most popular type was HELOC, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,961 $1,045,115,000 $352,960 $1,789 2.55%
    Cash Out Refi 726 $236,670,000 $325,992 $2,501 2.80%
    Home Purchase 88 $35,680,000 $405,455 $4,011 2.89%

    For 2021, Lenderfi's most frequently cited loan purpose was Refi, with 2,961 originations. The 2nd most popular reason was Cash Out Refi, with 726 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,175 $803,095,000 $369,239 $1,988 2.83%
    15 Year 1,043 $340,125,000 $326,103 $1,996 2.21%
    20 Year 280 $87,770,000 $313,464 $1,882 2.65%
    10 Year 178 $53,070,000 $298,146 $2,062 2.05%
    Other 99 $33,405,000 $337,424 $1,646 2.78%

    For 2021, Lenderfi's most frequently cited loan duration was 30 Year, with 2,175 originations. The 2nd most popular length was 15 Year, with 1,043 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,355 $1,190,375,000 $354,806
    $1k-2k 142 $37,550,000 $264,437
    $2k-3k 93 $24,185,000 $260,054
    $5k+ 71 $33,155,000 $466,972
    $3k-4k 65 $16,715,000 $257,154
    $4k-5k 48 $15,410,000 $321,042

    Lenderfi's average total fees were $1,988, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,355 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,715 $580,785,000 $338,650
    <2.5% 1,655 $628,425,000 $379,713
    3-4% 399 $107,055,000 $268,308
    4-5% 6 $1,200,000 $200,000

    During 2021, Lenderfi's average interest rate for loans was 2.83%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,715 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,972 $581,690,000 $294,975 $1,876 2.59%
    $400k-600k 952 $454,790,000 $477,721 $1,977 2.50%
    $100k-200k 587 $94,475,000 $160,945 $2,016 2.82%
    $600k-1MM 246 $177,160,000 $720,163 $2,510 2.61%
    $100,000 or less 11 $965,000 $87,727 $1,849 3.16%
    $1MM+ 7 $8,385,000 $1,197,857 $8,677 2.93%

    2021 saw Lenderfi place emphasis on $200k-400k loans with 1,972 originations, totaling $581,690,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,238 $416,470,000 $336,405 $1,916 2.60%
    $150k-250k 1,102 $453,870,000 $411,860 $1,994 2.51%
    $75k-100k 603 $167,465,000 $277,720 $1,908 2.73%
    $50k-75k 389 $86,565,000 $222,532 $1,947 2.82%
    $250k+ 348 $176,480,000 $507,126 $2,322 2.37%
    $50k or less 95 $16,615,000 $174,895 $1,872 2.95%

    Lenderfi lent most frequently to those with incomes in the $100k-150k range, with 1,238 originations. The second most popular income band? $150k-250k, with 1,102 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,289 $458,795,000 $355,931 $1,910 2.57%
    30-36% 720 $257,060,000 $357,028 $1,951 2.62%
    <20% 572 $177,750,000 $310,752 $1,840 2.55%
    37% 114 $41,380,000 $362,982 $1,836 2.66%
    36% 107 $38,535,000 $360,140 $2,139 2.60%
    39% 104 $38,220,000 $367,500 $2,072 2.70%
    41% 100 $34,490,000 $344,900 $2,187 2.75%
    44% 93 $32,735,000 $351,989 $2,404 2.72%
    40% 93 $31,765,000 $341,559 $1,934 2.62%
    43% 92 $33,520,000 $364,348 $2,321 2.67%
    42% 88 $31,620,000 $359,318 $2,236 2.67%
    45% 80 $27,340,000 $341,750 $2,202 2.71%
    38% 80 $27,770,000 $347,125 $1,848 2.57%
    48% 61 $22,095,000 $362,213 $2,634 2.72%
    49% 60 $20,340,000 $339,000 $2,029 2.75%
    46% 57 $21,105,000 $370,263 $2,072 2.56%
    47% 55 $19,895,000 $361,727 $2,014 2.65%
    50-60% 10 $3,050,000 $305,000 $2,136 2.84%

    Lenderfi lent most frequently to those with DTI ratios of 20-30%, with 1,289 originations. The next most common DTI ratio? 30-36%, with 720 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,265 $748,415,000 $330,426 $2,001 2.65%
    Not provided 760 $275,070,000 $361,934 $1,933 2.60%
    Asian 521 $207,465,000 $398,205 $1,818 2.47%
    Asian Indian 86 $37,620,000 $437,442 $1,996 2.32%
    Black 94 $29,170,000 $310,319 $2,383 2.69%
    Chinese 9 $4,355,000 $483,889 $1,515 2.44%
    American Indian 12 $4,030,000 $335,833 $2,005 2.54%
    Other Asian 8 $3,200,000 $400,000 $5,014 2.50%
    Filipino 8 $3,010,000 $376,250 $1,628 2.45%
    Korean 3 $1,645,000 $548,333 $4,955 2.54%
    Native Hawaiian or Islander 4 $1,540,000 $385,000 $1,673 2.72%
    Vietnamese 3 $1,345,000 $448,333 $1,145 2.79%
    Not applicable 1 $385,000 $385,000 $1,153 3.13%
    Samoan 1 $215,000 $215,000 $1,008 3.13%

    Approval Rates

    Total approvals of all applications
    98.12%

    Lenderfi has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    0.16%

    Lenderfi has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,775 $1,317,465,000 $348,997

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,775 $1,317,465,000 $348,997

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 325 $90,345,000 $277,985 $1,962 2.46%
    40-60% 1,412 $485,110,000 $343,562 $1,845 2.51%
    60-80% 1,773 $646,675,000 $364,735 $2,024 2.69%
    80-100% 247 $91,135,000 $368,968 $2,408 2.76%
    Under 20% 18 $4,200,000 $233,333 $2,077 2.48%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lenderfi, Inc. Conventional home mortgage Trouble during payment process 2 100.0%