Lenderfi Mortgage Rates, Fees & Info

Calabasas, CA

LEI: 549300OWUY97LHFQ0512

Tax ID: 56-2596258

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
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  • Loan Length
  • Loan to Value Info
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  • Origination Fees (Closing Costs)

    • Review & Overview

    Lenderfi is a small mortgage company specializing in Refi loans. Lenderfi has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Washington, San Francisco, Seattle, and San Diego among others. We have data for 237 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lenderfi has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lenderfi is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    Originations

    4,744

    Origination Dollar Volume (All Markets)

    $1,805,760,000
    Show all (92) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 508 $231,260,000 $455,236 $1,501 2.84%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 370 $163,290,000 $441,324 $1,605 2.72%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 272 $138,080,000 $507,647 $1,925 2.80%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 310 $135,490,000 $437,065 $1,526 2.76%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 151 $65,175,000 $431,623 $1,271 2.78%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 143 $59,715,000 $417,587 $1,660 2.70%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 109 $57,825,000 $530,505 $1,427 2.75%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 160 $56,560,000 $353,500 $1,208 2.84%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 166 $55,580,000 $334,819 $2,372 2.81%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 156 $49,850,000 $319,551 $1,379 2.82%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 113 $47,025,000 $416,150 $2,038 2.72%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 134 $46,830,000 $349,478 $2,010 2.85%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 143 $44,605,000 $311,923 $1,405 3.01%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 94 $31,820,000 $338,511 $1,435 2.94%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 91 $31,145,000 $342,253 $1,396 2.83%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 86 $30,810,000 $358,256 $1,740 2.92%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 95 $29,095,000 $306,263 $2,395 2.90%
    RALEIGH-CARY, NC (FHA|USDA|VA) 82 $28,490,000 $347,439 $1,521 2.79%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 85 $28,465,000 $334,882 $1,369 2.80%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 72 $25,660,000 $356,389 $1,272 2.81%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 56 $24,140,000 $431,071 $1,708 2.91%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 68 $22,170,000 $326,029 $2,901 2.76%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 51 $16,325,000 $320,098 $2,342 2.84%
    COLUMBUS, OH (FHA|USDA|VA) 47 $15,255,000 $324,574 $1,438 2.80%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 45 $13,785,000 $306,333 $1,289 2.79%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 37 $13,095,000 $353,919 $1,477 2.74%
    STOCKTON, CA (FHA|USDA|VA) 36 $13,080,000 $363,333 $1,520 2.97%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 47 $12,465,000 $265,213 $1,114 2.89%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 25 $10,735,000 $429,400 $1,211 2.89%
    RICHMOND, VA (FHA|USDA|VA) 27 $9,045,000 $335,000 $1,198 2.77%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 27 $8,205,000 $303,889 $1,612 3.10%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 22 $8,050,000 $365,909 $2,146 2.80%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 23 $7,385,000 $321,087 $2,016 2.92%
    VALLEJO, CA (FHA|USDA|VA) 21 $7,385,000 $351,667 $1,471 2.93%
    FRESNO, CA (FHA|USDA|VA) 22 $7,350,000 $334,091 $1,411 2.94%
    WORCESTER, MA-CT (FHA|USDA|VA) 22 $7,300,000 $331,818 $1,834 2.81%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $6,970,000 $348,500 $1,524 2.84%
    SALINAS, CA (FHA|USDA|VA) 16 $6,510,000 $406,875 $1,493 2.92%
    MODESTO, CA (FHA|USDA|VA) 22 $6,350,000 $288,636 $1,130 3.05%
    BOISE CITY, ID (FHA|USDA|VA) 18 $6,060,000 $336,667 $2,796 2.69%
    Outside of Metro Areas 20 $5,860,000 $293,000 $1,522 2.82%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $5,800,000 $414,286 $1,527 3.01%
    FORT COLLINS, CO (FHA|USDA|VA) 19 $5,675,000 $298,684 $1,691 2.95%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 17 $5,435,000 $319,706 $2,283 2.86%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 18 $5,280,000 $293,333 $2,379 2.93%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $5,080,000 $362,857 $1,825 2.69%
    HUNTSVILLE, AL (FHA|USDA|VA) 19 $4,865,000 $256,053 $1,345 2.74%
    BOULDER, CO (FHA|USDA|VA) 11 $4,765,000 $433,182 $1,539 2.78%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 14 $4,760,000 $340,000 $1,594 2.53%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $4,375,000 $397,727 $1,513 2.91%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 15 $4,345,000 $289,667 $1,041 2.73%
    JACKSONVILLE, FL (FHA|USDA|VA) 14 $4,260,000 $304,286 $1,809 2.96%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $4,130,000 $295,000 $1,447 2.90%
    KNOXVILLE, TN (FHA|USDA|VA) 13 $4,065,000 $312,692 $1,210 2.92%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 16 $3,930,000 $245,625 $1,169 2.85%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $3,530,000 $353,000 $2,406 2.53%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $3,395,000 $308,636 $1,375 2.81%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $3,190,000 $319,000 $1,758 2.64%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 9 $2,995,000 $332,778 $2,575 2.56%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $2,885,000 $320,556 $1,789 2.79%
    SALEM, OR (FHA|USDA|VA) 9 $2,825,000 $313,889 $2,461 2.76%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $2,695,000 $299,444 $1,318 2.90%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $2,600,000 $325,000 $1,326 2.69%
    ANN ARBOR, MI (FHA|USDA|VA) 9 $2,555,000 $283,889 $1,606 2.90%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,520,000 $315,000 $1,303 2.94%
    TUCSON, AZ (FHA|USDA|VA) 11 $2,505,000 $227,727 $1,350 2.97%
    LOUISVILLE, KY (FHA|USDA|VA) 9 $2,495,000 $277,222 $1,430 3.03%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 8 $2,390,000 $298,750 $1,012 2.67%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,195,000 $439,000 $1,143 2.88%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 7 $2,175,000 $310,714 $1,022 2.73%
    VISALIA, CA (FHA|USDA|VA) 8 $2,140,000 $267,500 $1,235 2.91%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $2,085,000 $297,857 $1,112 2.96%
    LANCASTER, PA (FHA|USDA|VA) 6 $2,030,000 $338,333 $4,246 2.75%
    GREELEY, CO (FHA|USDA|VA) 6 $2,010,000 $335,000 $1,369 3.06%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $2,005,000 $286,429 $2,021 2.73%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,885,000 $269,286 $1,354 2.84%
    NAPA, CA (FHA|USDA|VA) 5 $1,865,000 $373,000 $1,159 2.80%
    ANCHORAGE, AK (FHA|USDA|VA) 6 $1,770,000 $295,000 $1,999 3.08%
    SAVANNAH, GA (FHA|USDA|VA) 5 $1,725,000 $345,000 $1,901 2.83%
    BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,720,000 $286,667 $2,132 3.27%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 5 $1,545,000 $309,000 $2,008 2.85%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,520,000 $380,000 $1,354 2.78%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,510,000 $251,667 $2,787 2.56%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,505,000 $301,000 $2,993 2.70%
    MADISON, WI (FHA|USDA|VA) 4 $1,500,000 $375,000 $1,216 3.00%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,475,000 $295,000 $1,080 2.93%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,445,000 $289,000 $1,157 3.02%
    TULSA, OK (FHA|USDA|VA) 5 $1,435,000 $287,000 $2,442 3.00%
    MEDFORD, OR (FHA|USDA|VA) 5 $1,435,000 $287,000 $1,755 2.83%
    BELLINGHAM, WA (FHA|USDA|VA) 5 $1,405,000 $281,000 $1,191 3.15%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,350,000 $337,500 $2,990 2.78%
    PITTSBURGH, PA (FHA|USDA|VA) 4 $1,310,000 $327,500 $2,833 2.78%
    ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,300,000 $325,000 $1,596 2.91%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,290,000 $322,500 $1,449 2.69%
    CORVALLIS, OR (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,751 3.00%
    Morehead City, NC (FHA|USDA|VA) 4 $1,230,000 $307,500 $2,373 3.06%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,210,000 $302,500 $1,390 2.78%
    READING, PA (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,276 2.75%
    Durango, CO (FHA|USDA|VA) 4 $1,190,000 $297,500 $1,425 3.16%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $1,842 3.00%
    WILMINGTON, NC (FHA|USDA|VA) 4 $1,160,000 $290,000 $1,165 2.66%
    TOLEDO, OH (FHA|USDA|VA) 5 $1,155,000 $231,000 $1,288 2.85%
    CHICO, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $1,182 2.69%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,050,000 $262,500 $1,149 2.84%
    ROANOKE, VA (FHA|USDA|VA) 4 $1,040,000 $260,000 $1,361 3.09%
    SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,025,000 $341,667 $1,449 2.63%
    AMARILLO, TX (FHA|USDA|VA) 2 $1,020,000 $510,000 $2,571 3.06%
    SPRINGFIELD, MA (FHA|USDA|VA) 4 $970,000 $242,500 $1,108 2.69%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 4 $950,000 $237,500 $1,065 2.75%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $935,000 $187,000 $3,896 3.10%
    SANTA FE, NM (FHA|USDA|VA) 3 $915,000 $305,000 $2,693 2.92%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $910,000 $227,500 $1,273 2.59%
    WENATCHEE, WA (FHA|USDA|VA) 3 $905,000 $301,667 $1,230 2.96%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $905,000 $301,667 $1,226 2.75%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $900,000 $450,000 $1,297 2.88%
    ASHEVILLE, NC (FHA|USDA|VA) 4 $900,000 $225,000 $1,315 2.88%
    BEND, OR (FHA|USDA|VA) 3 $895,000 $298,333 $1,931 2.75%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $865,000 $288,333 $2,169 2.75%
    Oak Harbor, WA (FHA|USDA|VA) 2 $830,000 $415,000 $1,515 2.63%
    MERCED, CA (FHA|USDA|VA) 3 $825,000 $275,000 $1,278 3.08%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $820,000 $410,000 $1,248 3.13%
    Concord, NH (FHA|USDA|VA) 3 $795,000 $265,000 $1,258 3.08%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $790,000 $395,000 $1,332 2.94%
    MANKATO, MN (FHA|USDA|VA) 2 $780,000 $390,000 $1,141 3.00%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $750,000 $375,000 $1,579 2.69%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $745,000 $248,333 $1,683 2.75%
    ROCHESTER, MN (FHA|USDA|VA) 2 $740,000 $370,000 $1,121 3.38%
    BATON ROUGE, LA (FHA|USDA|VA) 2 $730,000 $365,000 $2,905 2.56%
    AKRON, OH (FHA|USDA|VA) 3 $725,000 $241,667 $1,281 2.58%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $720,000 $360,000 $1,162 2.63%
    WINCHESTER, VA-WV (FHA|USDA|VA) 3 $715,000 $238,333 $1,042 2.79%
    PEORIA, IL (FHA|USDA|VA) 3 $715,000 $238,333 $1,074 3.04%
    Bozeman, MT (FHA|USDA|VA) 2 $700,000 $350,000 $1,866 3.00%
    Danville, VA (FHA|USDA|VA) 2 $690,000 $345,000 $1,844 2.69%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $680,000 $340,000 $1,503 2.88%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $675,000 $225,000 $2,521 3.00%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $650,000 $325,000 $1,232 2.63%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $645,000 $215,000 $1,851 2.92%
    OCEAN CITY, NJ (FHA|USDA|VA) 2 $640,000 $320,000 $1,671 2.63%
    WICHITA, KS (FHA|USDA|VA) 2 $630,000 $315,000 $1,137 2.56%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $620,000 $310,000 $1,305 2.69%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $620,000 $310,000 $1,089 2.75%
    Los Alamos, NM (FHA|USDA|VA) 2 $610,000 $305,000 $2,016 2.56%
    POCATELLO, ID (FHA|USDA|VA) 2 $610,000 $305,000 $2,305 3.00%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $590,000 $295,000 $1,922 3.19%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $580,000 $290,000 $1,316 2.94%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $580,000 $290,000 $1,463 2.81%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $570,000 $285,000 $1,147 2.56%
    NEW BERN, NC (FHA|USDA|VA) 2 $540,000 $270,000 $1,548 3.00%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $530,000 $265,000 $1,446 3.19%
    La Grande, OR (FHA|USDA|VA) 2 $530,000 $265,000 $1,944 3.13%
    YUBA CITY, CA (FHA|USDA|VA) 2 $530,000 $265,000 $1,458 2.94%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $530,000 $265,000 $1,101 3.06%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $530,000 $265,000 $1,241 2.63%
    BLOOMINGTON, IN (FHA|USDA|VA) 2 $520,000 $260,000 $4,433 2.38%
    NILES, MI (FHA|USDA|VA) 1 $515,000 $515,000 $1,841 2.38%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $515,000 $515,000 $1,349 2.50%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $500,000 $250,000 $1,309 3.00%
    TALLAHASSEE, FL (FHA|USDA|VA) 2 $490,000 $245,000 $2,037 3.00%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $485,000 $485,000 $1,142 2.50%
    Lake City, FL (FHA|USDA|VA) 2 $480,000 $240,000 $1,435 2.69%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $475,000 $475,000 $1,182 2.13%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $475,000 $475,000 $1,226 2.50%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $465,000 $465,000 $1,967 2.75%
    Outside of Metro Areas 1 $455,000 $455,000 $3,172 2.25%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $455,000 $455,000 $2,501 2.75%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $450,000 $225,000 $970 2.69%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $425,000 $425,000 $1,786 2.25%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $425,000 $425,000 $1,821 2.63%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $420,000 $210,000 $2,145 2.63%
    Traverse City, MI (FHA|USDA|VA) 2 $400,000 $200,000 $1,017 3.06%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $400,000 $200,000 $1,232 2.88%
    Marion, NC (FHA|USDA|VA) 1 $395,000 $395,000 $1,601 2.88%
    Columbus, MS (FHA|USDA|VA) 1 $395,000 $395,000 $1,111 2.88%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $385,000 $385,000 $1,178 2.63%
    GREENVILLE, NC (FHA|USDA|VA) 2 $380,000 $190,000 $1,252 3.31%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $375,000 $375,000 $1,816 3.00%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $370,000 $185,000 $1,148 2.94%
    Pullman, WA (FHA|USDA|VA) 2 $370,000 $185,000 $1,562 2.88%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $365,000 $365,000 $1,062 2.63%
    Cambridge, MD (FHA|USDA|VA) 1 $365,000 $365,000 $1,105 2.50%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $365,000 $365,000 $1,780 2.88%
    MISSOULA, MT (FHA|USDA|VA) 1 $355,000 $355,000 $2,477 3.75%
    Clarksburg, WV (FHA|USDA|VA) 1 $345,000 $345,000 $1,142 2.63%
    Tupelo, MS (FHA|USDA|VA) 1 $345,000 $345,000 $1,067 2.63%
    Breckenridge, CO (FHA|USDA|VA) 1 $335,000 $335,000 $1,398 2.75%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $1,674 2.75%
    Fredericksburg, TX (FHA|USDA|VA) 1 $335,000 $335,000 $3,229 2.38%
    Moses Lake, WA (FHA|USDA|VA) 1 $335,000 $335,000 $1,706 3.38%
    Red Wing, MN (FHA|USDA|VA) 1 $325,000 $325,000 $1,062 2.50%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $315,000 $315,000 $1,226 3.13%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,900 2.50%
    Seneca, SC (FHA|USDA|VA) 1 $295,000 $295,000 $1,226 2.88%
    Ukiah, CA (FHA|USDA|VA) 1 $295,000 $295,000 $1,167 2.63%
    MONROE, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,076 3.00%
    Baraboo, WI (FHA|USDA|VA) 1 $295,000 $295,000 $1,067 2.38%
    MIDLAND, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,888 2.63%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $285,000 $285,000 $8,414 3.25%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $285,000 $285,000 $1,087 3.00%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $285,000 $285,000 $1,128 2.13%
    DOVER, DE (FHA|USDA|VA) 1 $275,000 $275,000 $1,392 2.75%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $265,000 $265,000 $1,457 2.75%
    Sonora, CA (FHA|USDA|VA) 1 $265,000 $265,000 $1,100 3.88%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $265,000 $265,000 $1,216 3.00%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $2,351 2.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,853 3.25%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,612 2.38%
    BILLINGS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $1,621 2.75%
    RAPID CITY, SD (FHA|USDA|VA) 1 $245,000 $245,000 $2,270 2.75%
    Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $932 2.75%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $2,356 2.63%
    YAKIMA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $951 3.13%
    LONGVIEW, WA (FHA|USDA|VA) 1 $235,000 $235,000 $1,458 2.63%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,814 2.88%
    Aberdeen, WA (FHA|USDA|VA) 1 $235,000 $235,000 $4,910 3.13%
    Port Angeles, WA (FHA|USDA|VA) 1 $235,000 $235,000 $1,005 3.25%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $871 3.25%
    PUEBLO, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,248 3.88%
    Holland, MI (FHA|USDA|VA) 1 $225,000 $225,000 $955 2.88%
    Weatherford, OK (FHA|USDA|VA) 1 $225,000 $225,000 $2,236 3.13%
    Columbus, NE (FHA|USDA|VA) 1 $205,000 $205,000 $981 3.00%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $787 3.00%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,034 2.63%
    LUBBOCK, TX (FHA|USDA|VA) 1 $205,000 $205,000 $1,448 2.88%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $205,000 $205,000 $832 2.88%
    Astoria, OR (FHA|USDA|VA) 1 $195,000 $195,000 $1,778 3.00%
    Clearlake, CA (FHA|USDA|VA) 1 $195,000 $195,000 $950 3.38%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,370 3.13%
    JACKSON, MS (FHA|USDA|VA) 1 $185,000 $185,000 $887 2.75%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $175,000 $175,000 $1,042 2.63%
    LAWRENCE, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,036 3.13%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,898 2.50%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,765 3.63%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $872 2.88%
    Grand Rapids, MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,582 3.13%
    Newport, OR (FHA|USDA|VA) 1 $125,000 $125,000 $1,799 3.00%
    Owatonna, MN (FHA|USDA|VA) 1 $115,000 $115,000 $882 3.13%
    Lenderfi's top markets include Los Angeles, Washington, San Francisco, Seattle, and San Diego among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,739 $1,803,635,000 $380,594 $1,638 2.82%
    FHA 3 $1,535,000 $511,667 $10,820 3.13%
    VA 2 $590,000 $295,000 $3,740 3.13%

    For 2020, Lenderfi's most frequently originated type of loan was Conventional, with 4,739 originations. Their 2nd most popular type was FHA, with 3 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,450 $1,690,990,000 $379,998 $1,615 2.80%
    Cash Out Refi 272 $105,870,000 $389,228 $1,967 3.08%
    Home Purchase 22 $8,900,000 $404,545 $3,704 3.41%

    For 2020, Lenderfi's most frequently cited loan purpose was Refi, with 4,450 originations. The 2nd most popular reason was Cash Out Refi, with 272 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,168 $1,248,810,000 $394,195 $1,616 2.93%
    15 Year 968 $345,130,000 $356,539 $1,791 2.48%
    20 Year 353 $119,355,000 $338,116 $1,572 2.84%
    Other 202 $77,250,000 $382,426 $1,486 2.85%
    10 Year 53 $15,215,000 $287,075 $1,822 2.47%

    For 2020, Lenderfi's most frequently cited loan duration was 30 Year, with 3,168 originations. The 2nd most popular length was 15 Year, with 968 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,753 $1,425,245,000 $379,762
    $1k-2k 59 $17,615,000 $298,559
    $5k+ 42 $17,930,000 $426,905
    $2k-3k 34 $10,140,000 $298,235
    $3k-4k 29 $8,705,000 $300,172
    $4k-5k 11 $3,395,000 $308,636

    Lenderfi's average total fees were $1,616, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,753 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,465 $934,975,000 $379,300
    <2.5% 1,155 $469,025,000 $406,082
    3-4% 1,115 $399,255,000 $358,076
    4-5% 9 $2,505,000 $278,333

    During 2020, Lenderfi's average interest rate for loans was 2.93%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,465 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,552 $780,690,000 $305,913 $1,605 2.84%
    $400k-600k 1,576 $751,060,000 $476,561 $1,605 2.76%
    $600k-1MM 331 $225,405,000 $680,982 $2,088 2.77%
    $100k-200k 281 $47,055,000 $167,456 $1,689 3.04%
    $100,000 or less 3 $255,000 $85,000 $2,418 3.79%
    $1MM+ 1 $1,295,000 $1,295,000 $4,793 3.75%

    2020 saw Lenderfi place emphasis on $200k-400k loans with 2,552 originations, totaling $780,690,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,662 $602,330,000 $362,413 $1,620 2.84%
    $150k-250k 1,622 $703,950,000 $434,001 $1,670 2.77%
    $75k-100k 672 $206,760,000 $307,679 $1,531 2.92%
    $250k+ 422 $199,900,000 $473,697 $1,858 2.69%
    $50k-75k 326 $84,110,000 $258,006 $1,589 2.95%
    $50k or less 38 $7,650,000 $201,316 $1,502 3.05%

    Lenderfi lent most frequently to those with incomes in the $100k-150k range, with 1,662 originations. The second most popular income band? $150k-250k, with 1,622 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,674 $639,370,000 $381,941 $1,566 2.79%
    30-36% 937 $367,165,000 $391,852 $1,589 2.83%
    <20% 782 $268,370,000 $343,184 $1,680 2.79%
    36% 147 $59,745,000 $406,429 $1,631 2.84%
    37% 134 $53,380,000 $398,358 $1,952 2.84%
    39% 120 $49,250,000 $410,417 $1,753 2.87%
    38% 118 $46,120,000 $390,847 $1,518 2.85%
    41% 110 $42,220,000 $383,818 $1,571 2.87%
    44% 110 $42,220,000 $383,818 $1,796 2.87%
    40% 108 $41,360,000 $382,963 $1,645 2.85%
    42% 98 $36,600,000 $373,469 $1,704 2.88%
    43% 97 $36,805,000 $379,433 $1,930 2.89%
    45% 80 $33,740,000 $421,750 $2,012 2.84%
    46% 66 $26,340,000 $399,091 $1,763 2.84%
    49% 59 $21,705,000 $367,881 $1,674 3.04%
    47% 48 $19,200,000 $400,000 $1,506 2.97%
    48% 41 $16,025,000 $390,854 $2,183 2.79%
    50-60% 13 $4,895,000 $376,538 $1,903 2.88%

    Lenderfi lent most frequently to those with DTI ratios of 20-30%, with 1,674 originations. The next most common DTI ratio? 30-36%, with 937 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,670 $964,650,000 $361,292 $1,676 2.84%
    Asian 1,097 $467,925,000 $426,550 $1,643 2.73%
    Not provided 769 $292,005,000 $379,720 $1,543 2.91%
    Asian Indian 89 $37,575,000 $422,191 $1,646 2.70%
    Black 76 $26,260,000 $345,526 $1,570 2.86%
    American Indian 19 $6,585,000 $346,579 $1,557 2.90%
    Chinese 6 $3,490,000 $581,667 $1,912 2.96%
    Native Hawaiian or Islander 5 $2,005,000 $401,000 $1,409 3.08%
    Filipino 4 $1,970,000 $492,500 $1,377 2.84%
    Korean 4 $1,640,000 $410,000 $2,368 2.66%
    Other Asian 2 $770,000 $385,000 $1,325 2.50%
    Vietnamese 1 $515,000 $515,000 $2,241 2.88%
    Other Pacific Islander 2 $370,000 $185,000 $3,011 3.25%

    Approval Rates

    Total approvals of all applications
    97.54%

    Lenderfi has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    -21.67%

    Lenderfi has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,744 $1,805,760,000 $380,641

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 4,744 $1,805,760,000 $380,641

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 245 $72,425,000 $295,612 $1,680 2.75%
    40-60% 1,687 $610,485,000 $361,876 $1,608 2.73%
    60-80% 2,357 $950,515,000 $403,273 $1,628 2.86%
    80-100% 447 $170,025,000 $380,369 $1,833 2.97%
    Under 20% 7 $1,635,000 $233,571 $1,436 2.98%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Lenderfi, Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 44.4%
    Lenderfi, Inc. Conventional home mortgage Closing on a mortgage 1 11.1%
    Lenderfi, Inc. Conventional home mortgage Trouble during payment process 4 44.4%