Lendus Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300QU7HWSPH011Y56
Tax ID: 02-0486480
3.4 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Lendus is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Lendus has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include San Francisco, Los Angeles, Seattle, San Diego, and Columbus among others. Lendus has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Lendus is typically a high fee lendor.Originations
17,489Origination Dollar Volume (All Markets)
$7,135,395,000Awards
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LENDUS - 2021
LENDUS is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Lendus 's average 30 year fixed rate mortgage of loans were
3.15%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0%.
Relative Fees
Lendus 's average total fees for a 30 year fixed rate
mortgage are $6,302.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,967 | $1,451,895,000 | $738,127 | $6,354 | 3.05% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,662 | $1,176,140,000 | $707,665 | $8,587 | 3.11% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,199 | $583,925,000 | $487,010 | $6,693 | 3.02% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 450 | $256,180,000 | $569,289 | $6,558 | 3.04% |
| COLUMBUS, OH (FHA|USDA|VA) | 1,168 | $240,320,000 | $205,753 | $5,068 | 3.24% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 213 | $197,805,000 | $928,662 | $8,215 | 3.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 833 | $181,965,000 | $218,445 | $5,098 | 3.19% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 734 | $179,110,000 | $244,019 | $6,396 | 3.27% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 373 | $168,805,000 | $452,560 | $6,128 | 3.03% |
| Outside of Metro Areas | 463 | $153,765,000 | $332,106 | $5,728 | 3.24% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 360 | $139,030,000 | $386,194 | $6,325 | 3.14% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 757 | $124,565,000 | $164,551 | $5,616 | 3.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 426 | $118,340,000 | $277,793 | $6,066 | 3.21% |
| Kalispell, MT (FHA|USDA|VA) | 319 | $115,575,000 | $362,304 | $5,360 | 3.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 365 | $113,185,000 | $310,096 | $5,795 | 3.02% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 177 | $100,595,000 | $568,333 | $5,545 | 3.09% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 453 | $100,035,000 | $220,828 | $5,063 | 3.26% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 222 | $88,220,000 | $397,387 | $6,012 | 3.08% |
| SALINAS, CA (FHA|USDA|VA) | 132 | $85,250,000 | $645,833 | $6,100 | 3.08% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 130 | $63,300,000 | $486,923 | $4,251 | 3.26% |
| VALLEJO, CA (FHA|USDA|VA) | 126 | $58,130,000 | $461,349 | $6,592 | 3.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 155 | $57,525,000 | $371,129 | $4,092 | 2.96% |
| SPARTANBURG, SC (FHA|USDA|VA) | 256 | $52,290,000 | $204,258 | $5,643 | 3.28% |
| BILLINGS, MT (FHA|USDA|VA) | 190 | $50,280,000 | $264,632 | $5,317 | 3.13% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 175 | $48,625,000 | $277,857 | $4,535 | 3.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 158 | $44,570,000 | $282,089 | $7,484 | 3.26% |
| RENO, NV (FHA|USDA|VA) | 122 | $41,360,000 | $339,016 | $4,578 | 3.10% |
| MISSOULA, MT (FHA|USDA|VA) | 122 | $39,820,000 | $326,393 | $4,295 | 3.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 119 | $38,555,000 | $323,992 | $6,277 | 3.07% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 81 | $38,245,000 | $472,160 | $6,803 | 3.05% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 71 | $36,875,000 | $519,366 | $6,717 | 3.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 154 | $32,230,000 | $209,286 | $5,258 | 3.10% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 89 | $31,945,000 | $358,933 | $4,750 | 3.03% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 58 | $31,080,000 | $535,862 | $6,162 | 3.09% |
| FLORENCE, SC (FHA|USDA|VA) | 160 | $29,920,000 | $187,000 | $5,431 | 3.16% |
| SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) | 75 | $29,615,000 | $394,867 | $10,959 | 3.18% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 50 | $29,020,000 | $580,400 | $6,302 | 3.07% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 87 | $27,765,000 | $319,138 | $6,597 | 3.07% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 92 | $26,250,000 | $285,326 | $5,590 | 3.12% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 35 | $25,635,000 | $732,429 | $7,314 | 3.09% |
| EL PASO, TX (FHA|USDA|VA) | 126 | $24,380,000 | $193,492 | $6,385 | 3.22% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 77 | $23,995,000 | $311,623 | $6,765 | 3.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 70 | $21,680,000 | $309,714 | $7,143 | 3.02% |
| NAPA, CA (FHA|USDA|VA) | 28 | $19,770,000 | $706,071 | $6,760 | 3.14% |
| STOCKTON, CA (FHA|USDA|VA) | 43 | $16,955,000 | $394,302 | $5,911 | 3.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 57 | $16,955,000 | $297,456 | $4,434 | 3.16% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 43 | $16,185,000 | $376,395 | $5,593 | 2.99% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 31 | $15,235,000 | $491,452 | $4,814 | 3.08% |
| BEND, OR (FHA|USDA|VA) | 33 | $14,595,000 | $442,273 | $6,857 | 3.08% |
| BOULDER, CO (FHA|USDA|VA) | 34 | $13,580,000 | $399,412 | $3,793 | 3.21% |
| Sandusky, OH (FHA|USDA|VA) | 74 | $12,480,000 | $168,649 | $5,078 | 3.14% |
| Washington Court House, OH (FHA|USDA|VA) | 76 | $11,600,000 | $152,632 | $5,565 | 3.41% |
| GAINESVILLE, GA (FHA|USDA|VA) | 43 | $10,585,000 | $246,163 | $7,134 | 3.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 32 | $10,540,000 | $329,375 | $6,127 | 3.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 40 | $10,240,000 | $256,000 | $8,592 | 3.27% |
| MANSFIELD, OH (FHA|USDA|VA) | 68 | $9,970,000 | $146,618 | $5,142 | 3.27% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 19 | $9,525,000 | $501,316 | $4,187 | 3.42% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 25 | $9,495,000 | $379,800 | $6,234 | 3.09% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 36 | $9,290,000 | $258,056 | $3,400 | 2.75% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 15 | $8,995,000 | $599,667 | $7,248 | 2.55% |
| Concord, NH (FHA|USDA|VA) | 34 | $8,350,000 | $245,588 | $3,850 | 2.83% |
| BOISE CITY, ID (FHA|USDA|VA) | 23 | $7,815,000 | $339,783 | $4,819 | 2.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 30 | $7,760,000 | $258,667 | $5,690 | 2.97% |
| Chillicothe, OH (FHA|USDA|VA) | 44 | $7,630,000 | $173,409 | $6,092 | 3.36% |
| Fremont, OH (FHA|USDA|VA) | 51 | $7,625,000 | $149,510 | $5,173 | 3.24% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 21 | $7,195,000 | $342,619 | $7,657 | 3.26% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 31 | $7,185,000 | $231,774 | $7,428 | 3.21% |
| Norwalk, OH (FHA|USDA|VA) | 49 | $6,895,000 | $140,714 | $5,330 | 3.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 18 | $6,810,000 | $378,333 | $7,719 | 2.83% |
| Oak Harbor, WA (FHA|USDA|VA) | 17 | $6,645,000 | $390,882 | $6,980 | 2.74% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $6,305,000 | $485,000 | $6,608 | 3.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 23 | $6,155,000 | $267,609 | $6,614 | 2.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 23 | $5,785,000 | $251,522 | $3,991 | 3.33% |
| TOLEDO, OH (FHA|USDA|VA) | 27 | $5,395,000 | $199,815 | $5,626 | 3.20% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13 | $5,395,000 | $415,000 | $10,390 | 3.13% |
| REDDING, CA (FHA|USDA|VA) | 17 | $5,375,000 | $316,176 | $5,578 | 2.81% |
| Hilo, HI (FHA|USDA|VA) | 10 | $5,160,000 | $516,000 | $5,951 | 2.84% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 18 | $5,070,000 | $281,667 | $6,760 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 12 | $4,850,000 | $404,167 | $4,765 | 2.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 20 | $4,760,000 | $238,000 | $5,452 | 3.09% |
| SAVANNAH, GA (FHA|USDA|VA) | 24 | $4,750,000 | $197,917 | $7,112 | 3.29% |
| AKRON, OH (FHA|USDA|VA) | 28 | $4,650,000 | $166,071 | $5,513 | 3.09% |
| Ukiah, CA (FHA|USDA|VA) | 7 | $4,545,000 | $649,286 | $7,736 | 3.02% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $4,510,000 | $250,556 | $6,620 | 3.06% |
| Shelton, WA (FHA|USDA|VA) | 13 | $4,445,000 | $341,923 | $6,229 | 2.87% |
| Zanesville, OH (FHA|USDA|VA) | 34 | $4,310,000 | $126,765 | $5,846 | 3.32% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $4,295,000 | $252,647 | $5,038 | 3.40% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $4,275,000 | $388,636 | $6,730 | 2.92% |
| DOVER, DE (FHA|USDA|VA) | 15 | $4,195,000 | $279,667 | $5,633 | 3.06% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 22 | $4,160,000 | $189,091 | $5,638 | 3.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $4,125,000 | $375,000 | $4,353 | 2.74% |
| Greenwood, SC (FHA|USDA|VA) | 23 | $4,095,000 | $178,043 | $5,365 | 3.33% |
| Mount Vernon, OH (FHA|USDA|VA) | 26 | $4,040,000 | $155,385 | $5,332 | 3.30% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $3,860,000 | $386,000 | $5,676 | 3.09% |
| Ashland, OH (FHA|USDA|VA) | 26 | $3,760,000 | $144,615 | $4,188 | 3.29% |
| Newberry, SC (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $7,042 | 3.25% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $4,948 | 2.99% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $3,605,000 | $515,000 | $7,670 | 2.96% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 15 | $3,555,000 | $237,000 | $4,317 | 2.96% |
| Outside of Metro Areas | 9 | $3,535,000 | $392,778 | $5,387 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $7,451 | 3.37% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $3,445,000 | $313,182 | $6,321 | 3.18% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $5,759 | 3.16% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $3,310,000 | $413,750 | $6,506 | 3.14% |
| CHICO, CA (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $5,893 | 3.31% |
| ROME, GA (FHA|USDA|VA) | 23 | $3,175,000 | $138,043 | $5,471 | 3.19% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $3,020,000 | $503,333 | $4,572 | 3.46% |
| Heber, UT (FHA|USDA|VA) | 2 | $2,970,000 | $1,485,000 | $25,741 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $2,910,000 | $291,000 | $5,169 | 3.22% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 15 | $2,885,000 | $192,333 | $4,494 | 3.29% |
| Coshocton, OH (FHA|USDA|VA) | 20 | $2,830,000 | $141,500 | $6,144 | 3.36% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $2,780,000 | $463,333 | $5,705 | 2.83% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $2,780,000 | $463,333 | $3,947 | 3.33% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 9 | $2,745,000 | $305,000 | $5,351 | 2.85% |
| Bozeman, MT (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $3,768 | 3.01% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $4,176 | 3.05% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $5,921 | 3.29% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 16 | $2,620,000 | $163,750 | $4,931 | 3.22% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 19 | $2,595,000 | $136,579 | $5,155 | 3.19% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $3,209 | 3.15% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $4,871 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $6,679 | 3.30% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $3,936 | 2.79% |
| Calhoun, GA (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $5,890 | 2.83% |
| Aberdeen, WA (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $5,623 | 2.84% |
| Fernley, NV (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $5,793 | 3.26% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $6,386 | 3.17% |
| SUMTER, SC (FHA|USDA|VA) | 14 | $2,320,000 | $165,714 | $5,696 | 3.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $2,300,000 | $1,150,000 | $7,382 | 3.31% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $2,300,000 | $575,000 | $4,588 | 2.34% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $2,280,000 | $285,000 | $4,911 | 3.08% |
| Wooster, OH (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $3,889 | 3.14% |
| Newport, OR (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $10,705 | 3.20% |
| Tiffin, OH (FHA|USDA|VA) | 15 | $2,125,000 | $141,667 | $5,584 | 3.28% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $4,917 | 2.89% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $7,510 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,565 | 2.78% |
| AGUADILLA-ISABELA, PR (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $6,069 | 3.29% |
| Sonora, CA (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $4,940 | 2.96% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $7,991 | 3.08% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $5,628 | 2.97% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $1,985,000 | $661,667 | $5,615 | 2.83% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $6,738 | 3.15% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $5,132 | 3.72% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $7,215 | 3.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $1,935,000 | $1,935,000 | $6,522 | 2.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $7,409 | 2.95% |
| Bellefontaine, OH (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $7,267 | 3.20% |
| GREAT FALLS, MT (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $4,215 | 3.43% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $5,589 | 2.98% |
| Hailey, ID (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $9,003 | 3.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $12,448 | 2.75% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 10 | $1,740,000 | $174,000 | $4,999 | 3.35% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $6,218 | 3.21% |
| Cedartown, GA (FHA|USDA|VA) | 10 | $1,690,000 | $169,000 | $5,823 | 3.51% |
| READING, PA (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $5,027 | 2.95% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $3,444 | 2.52% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $3,504 | 3.20% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $4,881 | 3.12% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $6,429 | 3.15% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $16,652 | 2.75% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $2,766 | 2.92% |
| Jefferson, GA (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $4,876 | 3.08% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,330,000 | $166,250 | $6,002 | 3.28% |
| Forest City, NC (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $3,986 | 3.12% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $9,233 | 3.71% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $3,992 | 3.22% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $5,975 | 3.68% |
| Bennettsville, SC (FHA|USDA|VA) | 11 | $1,275,000 | $115,909 | $4,871 | 3.15% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $5,518 | 2.33% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $4,320 | 2.87% |
| Marion, OH (FHA|USDA|VA) | 10 | $1,240,000 | $124,000 | $5,427 | 3.43% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $5,315 | 2.78% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $20,843 | 3.75% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $8,065 | 3.33% |
| Athens, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,792 | 3.00% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $3,244 | 3.19% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $4,598 | 2.55% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $10,531 | 3.56% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $2,891 | 2.25% |
| Athens, OH (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $6,833 | 3.23% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,716 | 3.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $7,201 | 3.14% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $4,553 | 3.08% |
| Seneca, SC (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,253 | 3.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,582 | 3.33% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $3,103 | 3.06% |
| Brookings, OR (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,777 | 2.91% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $6,009 | 2.75% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $8,518 | 3.42% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,826 | 2.81% |
| MADERA, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,018 | 3.17% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,557 | 3.05% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,220 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,777 | 2.97% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,131 | 2.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,225 | 3.19% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,137 | 3.77% |
| Andrews, TX (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $4,563 | 1.90% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,045 | 3.58% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,938 | 2.62% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,449 | 3.44% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,985 | 2.75% |
| Cambridge, OH (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $6,243 | 3.21% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,084 | 2.44% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,867 | 3.31% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,570 | 3.31% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,884 | 2.83% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,768 | 2.31% |
| MAYAGÜEZ, PR (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,314 | 3.38% |
| Brevard, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,074 | 3.50% |
| Key West, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,865 | 3.38% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,915 | 3.56% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,404 | 3.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,324 | 2.94% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,466 | 3.31% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,619 | 2.50% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,311 | 3.12% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,937 | 2.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,090 | 3.83% |
| Fallon, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,966 | 2.94% |
| ALBANY, GA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,058 | 2.73% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,837 | 2.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,431 | 2.75% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,921 | 3.63% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $11,154 | 3.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,615 | 3.63% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,113 | 3.53% |
| Urbana, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,227 | 3.37% |
| PONCE, PR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $9,782 | 2.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,329 | 3.00% |
| Helena, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,898 | 3.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,984 | 3.38% |
| Jackson, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,871 | 3.46% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,239 | 2.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,760 | 2.88% |
| Laconia, NH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,880 | 3.06% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,491 | 2.06% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,598 | 2.50% |
| OCALA, FL (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $4,589 | 3.03% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,181 | 3.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,750 | 3.69% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 3.25% |
| WACO, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,698 | 3.13% |
| TYLER, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,117 | 2.56% |
| Hood River, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,328 | 3.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,734 | 2.56% |
| Centralia, WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,725 | 3.19% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,493 | 3.12% |
| London, KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,026 | 2.38% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 3.63% |
| Arecibo, PR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $19,337 | 3.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,747 | 3.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,047 | 2.94% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,500 | 2.25% |
| Boone, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,476 | 3.06% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,627 | 2.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,472 | 3.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $17,199 | 4.25% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,874 | 2.99% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,923 | 3.13% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,683 | 3.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,270 | 2.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,320 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,272 | 3.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,226 | 2.63% |
| Astoria, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,679 | 3.13% |
| Lake City, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,260 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,339 | 2.38% |
| Greenville, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,451 | 3.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,224 | 4.17% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $3,995 | 2.38% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,033 | 3.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,429 | 3.31% |
| Prineville, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,928 | 3.00% |
| Española, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,503 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,785 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,130 | 3.18% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,285 | 5.50% |
| Easton, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,273 | 2.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.75% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,807 | 3.13% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,153 | 2.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,774 | 3.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,317 | 3.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,414 | 2.75% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,224 | 4.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,920 | 3.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,295 | 3.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,881 | 2.25% |
| Marietta, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,883 | 3.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,689 | 3.38% |
| Union, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,655 | 2.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,050 | 3.00% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,956 | 3.38% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,535 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,357 | 3.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,719 | 2.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,549 | 3.06% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $4,105 | 3.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,708 | 3.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,076 | 2.81% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,269 | 3.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,716 | 2.88% |
| Celina, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,741 | 3.38% |
| Findlay, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,299 | 2.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,208 | 3.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,365 | 2.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,072 | 3.13% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,052 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,105 | 2.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,096 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,073 | 3.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,989 | 2.88% |
| Macomb, IL (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $3,013 | 4.42% |
| LIMA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,119 | 2.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,371 | 2.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,179 | 2.87% |
| FLINT, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,700 | 2.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,050 | 2.88% |
| Sidney, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,872 | 3.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,352 | 3.00% |
| Huntington, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,307 | 3.25% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.75% |
| SAN GERMÁN, PR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.50% |
| Susanville, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,876 | 4.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,493 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,036 | 3.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,661 | 2.75% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,646 | 3.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,206 | 2.88% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,662 | 2.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,917 | 3.63% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,113 | 3.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,580 | 2.88% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,080 | 3.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,743 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,461 | 3.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,851 | 3.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,733 | 3.63% |
Lendus 's top markets include San Francisco, Los Angeles, Seattle, San Diego, and Columbus among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 13,589 | $6,014,215,000 | $442,580 | $5,470 | 3.15% |
| FHA | 2,353 | $540,845,000 | $229,853 | $8,715 | 3.23% |
| VA | 1,284 | $532,530,000 | $414,743 | $8,448 | 2.71% |
| USDA | 263 | $47,805,000 | $181,768 | $6,061 | 3.09% |
For the 2021 period, Lendus 's most frequently originated loan type of loans were Conventional, with 13,589 originations. Their 2nd most popular type is FHA, with 2,353 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 9,637 | $3,827,465,000 | $397,164 | $7,057 | 3.20% |
| Refi | 5,039 | $2,184,785,000 | $433,575 | $4,647 | 2.94% |
| Cash Out Refi | 2,471 | $988,465,000 | $400,026 | $5,847 | 3.25% |
| Home Improvement | 342 | $134,680,000 | $393,801 | $5,053 | 3.22% |
For the 2021, Lendus 's most frequently cited loan purpose of loans were Home Purchase, with 9,637 originations. The 2nd most popular reason of loans were Refi, with 5,039 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 16,122 | $6,714,490,000 | $416,480 | $6,302 | 3.15% |
| 15 Year | 873 | $251,355,000 | $287,921 | $4,357 | 2.62% |
| 20 Year | 241 | $76,945,000 | $319,274 | $4,035 | 2.90% |
| 10 Year | 114 | $10,690,000 | $93,772 | $1,850 | 3.80% |
| Other | 91 | $23,785,000 | $261,374 | $3,060 | 2.91% |
| 30+ year | 45 | $58,115,000 | $1,291,444 | $17,959 | 3.69% |
| 3 Year | 3 | $15,000 | $5,000 | $0 | 0.00% |
For the 2021, Lendus 's most frequently cited loan length of loans were 30 Year, with 16,122 originations. The 2nd most popular length of loans were 15 Year, with 873 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 10,029 | $3,803,545,000 | $379,255 |
| $3k-4k | 2,080 | $901,390,000 | $433,361 |
| $2k-3k | 2,033 | $674,045,000 | $331,552 |
| $5k+ | 1,710 | $1,233,270,000 | $721,211 |
| $<1k | 1,063 | $297,685,000 | $280,042 |
$6,302 of loans were Lendus 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,029 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 9,099 | $3,474,555,000 | $381,861 |
| 2.5-3% | 6,357 | $2,938,885,000 | $462,307 |
| <2.5% | 1,497 | $552,205,000 | $368,874 |
| 4-5% | 466 | $160,570,000 | $344,571 |
| 5-6% | 53 | $9,095,000 | $171,604 |
| 7-8% | 17 | $85,000 | $5,000 |
During 2021, Lendus 's average interest rate of loans were 3.15%, while their most frequently originated rate bucket of loans were 3-4%, with 9,099 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 6,265 | $1,812,315,000 | $289,276 | $5,619 | 3.13% |
| $100k-200k | 3,851 | $591,455,000 | $153,585 | $4,791 | 3.20% |
| $400k-600k | 3,451 | $1,690,725,000 | $489,923 | $6,069 | 3.07% |
| $600k-1MM | 2,107 | $1,592,025,000 | $755,589 | $8,680 | 3.13% |
| $1MM+ | 1,017 | $1,395,325,000 | $1,372,001 | $11,650 | 3.04% |
| $100,000 or less | 798 | $53,550,000 | $67,105 | $3,252 | 3.08% |
2021 saw Lendus place emphasis on $200k-400k loans with 6,265 originations, totaling $1,812,315,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 3,428 | $1,351,570,000 | $394,274 | $5,886 | 3.13% |
| $150k-250k | 3,186 | $1,747,510,000 | $548,497 | $6,861 | 3.13% |
| $50k-75k | 3,081 | $693,525,000 | $225,097 | $5,527 | 3.17% |
| $75k-100k | 2,506 | $747,650,000 | $298,344 | $5,766 | 3.16% |
| $50k or less | 2,373 | $366,885,000 | $154,608 | $5,111 | 3.20% |
| $250k+ | 2,332 | $2,015,180,000 | $864,142 | $8,485 | 3.13% |
Lendus lent most frequently to those with incomes in the $100k-150k range, with 3,428 originations. The second most popular income band? $150k-250k, with 3,186 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,410 | $1,388,260,000 | $407,114 | $5,523 | 3.10% |
| 30-36% | 3,180 | $1,401,890,000 | $440,846 | $6,137 | 3.15% |
| <20% | 1,165 | $459,325,000 | $394,270 | $5,091 | 3.01% |
| 44% | 717 | $257,095,000 | $358,570 | $6,051 | 3.19% |
| 50-60% | 698 | $229,560,000 | $328,883 | $9,833 | 3.15% |
| 42% | 692 | $316,930,000 | $457,991 | $6,592 | 3.23% |
| 40% | 669 | $288,155,000 | $430,725 | $6,349 | 3.18% |
| 38% | 669 | $281,815,000 | $421,248 | $6,235 | 3.19% |
| 43% | 661 | $235,655,000 | $356,513 | $5,861 | 3.20% |
| 41% | 658 | $293,940,000 | $446,717 | $6,503 | 3.20% |
| 36% | 636 | $284,190,000 | $446,840 | $6,213 | 3.18% |
| 39% | 626 | $274,310,000 | $438,195 | $6,292 | 3.19% |
| 37% | 619 | $264,565,000 | $427,407 | $6,127 | 3.14% |
| 49% | 586 | $238,660,000 | $407,270 | $6,894 | 3.21% |
| 45% | 541 | $204,295,000 | $377,625 | $6,289 | 3.18% |
| 47% | 485 | $178,715,000 | $368,485 | $6,398 | 3.19% |
| 46% | 470 | $162,350,000 | $345,426 | $6,713 | 3.19% |
| 48% | 469 | $182,685,000 | $389,520 | $6,627 | 3.23% |
| >60% | 23 | $8,735,000 | $379,783 | $9,235 | 2.61% |
Lendus lent most frequently to those with DTI ratios of 20-30%, with 3,410 originations. The next most common DTI ratio? 30-36%, with 3,180 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 11,630 | $4,494,770,000 | $386,481 | $5,994 | 3.14% |
| Not provided | 3,730 | $1,791,170,000 | $480,206 | $6,279 | 3.07% |
| Asian | 644 | $366,820,000 | $569,596 | $6,913 | 3.09% |
| Black | 1,156 | $307,660,000 | $266,142 | $6,721 | 3.25% |
| Asian Indian | 77 | $52,505,000 | $681,883 | $7,807 | 3.02% |
| American Indian | 100 | $37,990,000 | $379,900 | $5,608 | 3.16% |
| Filipino | 36 | $18,710,000 | $519,722 | $7,040 | 3.28% |
| Other Asian | 27 | $15,975,000 | $591,667 | $7,545 | 3.02% |
| Korean | 19 | $15,315,000 | $806,053 | $8,242 | 3.07% |
| Chinese | 23 | $12,285,000 | $534,130 | $5,866 | 2.69% |
| Japanese | 14 | $7,360,000 | $525,714 | $6,957 | 2.96% |
| Native Hawaiian | 18 | $7,110,000 | $395,000 | $6,401 | 2.92% |
| Vietnamese | 7 | $5,135,000 | $733,571 | $6,276 | 3.02% |
| Other Pacific Islander | 5 | $1,215,000 | $243,000 | $4,448 | 3.13% |
| Native Hawiian | 1 | $635,000 | $635,000 | $23,013 | 3.25% |
| Samoan | 1 | $375,000 | $375,000 | $4,889 | 3.38% |
| Guamanian | 1 | $365,000 | $365,000 | $3,212 | 3.37% |
Approval Rates
Total approvals of all applications96.56%
Lendus has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination71.76%
Lendus has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,489 | $7,135,395,000 | $407,993 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 17,489 | $7,135,395,000 | $407,993 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,089 | $402,775,000 | $369,858 | $4,595 | 3.00% |
| 40-60% | 2,920 | $1,355,350,000 | $464,161 | $4,996 | 3.03% |
| 60-80% | 5,680 | $2,700,850,000 | $475,502 | $5,932 | 3.18% |
| 80-100% | 7,263 | $2,535,715,000 | $349,128 | $6,799 | 3.18% |
| Over 100% | 236 | $101,320,000 | $429,322 | $16,812 | 2.89% |
| Under 20% | 300 | $37,530,000 | $125,100 | $2,087 | 2.69% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lend Smart Mortgage, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |
