Lendus Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300QU7HWSPH011Y56
Tax ID: 02-0486480
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Mortgage Data
Review & Overview
Lendus is a mid-sized mortgage company specializing in Home Purchase loans. Lendus has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Los Angeles, Boston, Seattle, and Atlanta among others. We have data for 240 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendus has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendus is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
12,458Origination Dollar Volume (All Markets)
$3,771,780,000Awards
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LENDUS - 2018
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 956 | $600,520,000 | $628,159 | $8,063 | 4.81% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 707 | $420,955,000 | $595,410 | $9,847 | 4.93% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1,158 | $355,590,000 | $307,073 | $4,821 | 4.66% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 376 | $173,100,000 | $460,372 | $6,744 | 4.73% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 738 | $144,620,000 | $195,962 | $7,077 | 5.04% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 277 | $144,015,000 | $519,910 | $8,620 | 4.91% |
| COLUMBUS, OH (FHA|USDA|VA) | 875 | $138,235,000 | $157,983 | $5,196 | 4.96% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 518 | $127,260,000 | $245,676 | $4,639 | 4.76% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 308 | $108,310,000 | $351,656 | $7,544 | 4.89% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 419 | $104,105,000 | $248,461 | $4,923 | 4.67% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 338 | $91,830,000 | $271,686 | $7,813 | 4.60% |
| Outside of Metro Areas | 390 | $88,230,000 | $226,231 | $4,537 | 4.74% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 262 | $79,740,000 | $304,351 | $7,175 | 4.96% |
| Concord, NH (FHA|USDA|VA) | 339 | $77,325,000 | $228,097 | $4,201 | 4.74% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 559 | $69,615,000 | $124,535 | $5,578 | 4.84% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 322 | $61,810,000 | $191,957 | $6,425 | 4.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 169 | $51,565,000 | $305,118 | $5,984 | 4.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 71 | $51,395,000 | $723,873 | $7,724 | 4.82% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 130 | $45,770,000 | $352,077 | $6,602 | 4.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 176 | $43,620,000 | $247,841 | $5,364 | 4.92% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 222 | $43,610,000 | $196,441 | $5,899 | 5.12% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 149 | $39,835,000 | $267,349 | $3,972 | 4.67% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 75 | $39,445,000 | $525,933 | $6,438 | 4.86% |
| COLUMBIA, SC (FHA|USDA|VA) | 236 | $38,780,000 | $164,322 | $5,297 | 4.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 84 | $37,090,000 | $441,548 | $7,378 | 4.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 203 | $36,955,000 | $182,044 | $5,477 | 5.06% |
| SALINAS, CA (FHA|USDA|VA) | 71 | $36,145,000 | $509,085 | $7,176 | 4.76% |
| Keene, NH (FHA|USDA|VA) | 148 | $25,860,000 | $174,730 | $4,564 | 4.68% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 106 | $25,810,000 | $243,491 | $6,329 | 4.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 84 | $25,280,000 | $300,952 | $5,987 | 5.01% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 102 | $24,350,000 | $238,725 | $6,504 | 4.99% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 50 | $17,760,000 | $355,200 | $3,971 | 5.00% |
| VALLEJO, CA (FHA|USDA|VA) | 43 | $17,115,000 | $398,023 | $7,171 | 4.78% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 50 | $14,390,000 | $287,800 | $5,416 | 4.70% |
| Laconia, NH (FHA|USDA|VA) | 70 | $14,160,000 | $202,286 | $4,391 | 4.66% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $13,005,000 | $565,435 | $6,820 | 4.83% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 52 | $12,480,000 | $240,000 | $4,840 | 4.61% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 22 | $12,390,000 | $563,182 | $8,330 | 4.77% |
| SPARTANBURG, SC (FHA|USDA|VA) | 69 | $11,755,000 | $170,362 | $5,521 | 5.10% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 22 | $11,260,000 | $511,818 | $7,011 | 4.81% |
| Lebanon, NH-VT (FHA|USDA|VA) | 61 | $10,705,000 | $175,492 | $4,182 | 4.72% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 45 | $9,765,000 | $217,000 | $5,702 | 5.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 42 | $9,100,000 | $216,667 | $6,382 | 4.66% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 25 | $9,065,000 | $362,600 | $8,120 | 4.66% |
| Sandusky, OH (FHA|USDA|VA) | 63 | $8,645,000 | $137,222 | $5,831 | 4.77% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 52 | $8,470,000 | $162,885 | $4,688 | 4.44% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 55 | $7,925,000 | $144,091 | $4,251 | 4.57% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 36 | $7,720,000 | $214,444 | $6,150 | 4.84% |
| RENO, NV (FHA|USDA|VA) | 20 | $7,590,000 | $379,500 | $7,056 | 4.63% |
| BANGOR, ME (FHA|USDA|VA) | 51 | $7,375,000 | $144,608 | $4,804 | 4.65% |
| STOCKTON, CA (FHA|USDA|VA) | 19 | $6,905,000 | $363,421 | $7,246 | 4.94% |
| MANSFIELD, OH (FHA|USDA|VA) | 59 | $6,445,000 | $109,237 | $4,677 | 4.82% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 14 | $6,160,000 | $440,000 | $8,598 | 4.71% |
| BEND, OR (FHA|USDA|VA) | 13 | $5,905,000 | $454,231 | $7,890 | 5.05% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 22 | $5,850,000 | $265,909 | $5,125 | 5.05% |
| BOULDER, CO (FHA|USDA|VA) | 14 | $5,770,000 | $412,143 | $5,942 | 4.82% |
| Washington Court House, OH (FHA|USDA|VA) | 41 | $5,595,000 | $136,463 | $5,305 | 4.87% |
| FLORENCE, SC (FHA|USDA|VA) | 32 | $5,010,000 | $156,563 | $6,516 | 4.89% |
| GAINESVILLE, GA (FHA|USDA|VA) | 21 | $4,815,000 | $229,286 | $6,831 | 4.76% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 28 | $4,330,000 | $154,643 | $5,699 | 4.95% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 18 | $4,310,000 | $239,444 | $5,461 | 5.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 29 | $4,215,000 | $145,345 | $4,908 | 5.12% |
| Zanesville, OH (FHA|USDA|VA) | 31 | $3,785,000 | $122,097 | $5,453 | 4.95% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 12 | $3,710,000 | $309,167 | $4,151 | 4.86% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 12 | $3,650,000 | $304,167 | $5,118 | 4.93% |
| Chillicothe, OH (FHA|USDA|VA) | 30 | $3,540,000 | $118,000 | $5,053 | 5.07% |
| NAPA, CA (FHA|USDA|VA) | 5 | $3,075,000 | $615,000 | $7,814 | 4.60% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $5,195 | 4.68% |
| FRESNO, CA (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $4,793 | 4.82% |
| DOVER, DE (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $7,060 | 5.23% |
| Norwalk, OH (FHA|USDA|VA) | 23 | $2,525,000 | $109,783 | $5,042 | 4.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $5,196 | 4.83% |
| AKRON, OH (FHA|USDA|VA) | 18 | $2,290,000 | $127,222 | $4,933 | 5.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $7,026 | 5.15% |
| Kalispell, MT (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $5,517 | 4.71% |
| SALEM, OR (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $5,519 | 5.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $7,090 | 4.18% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $6,832 | 5.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,020,000 | $202,000 | $6,387 | 4.83% |
| Ellensburg, WA (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $6,561 | 4.98% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $6,191 | 4.78% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 15 | $1,925,000 | $128,333 | $5,761 | 5.02% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $4,520 | 4.80% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $8,293 | 4.69% |
| Fremont, OH (FHA|USDA|VA) | 15 | $1,745,000 | $116,333 | $5,565 | 4.76% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $1,680,000 | $280,000 | $5,684 | 5.10% |
| Marion, OH (FHA|USDA|VA) | 19 | $1,655,000 | $87,105 | $4,178 | 5.30% |
| Calhoun, GA (FHA|USDA|VA) | 10 | $1,550,000 | $155,000 | $6,417 | 5.03% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $5,083 | 5.71% |
| Seneca, SC (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $4,785 | 4.92% |
| Newberry, SC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $6,358 | 5.02% |
| Barre, VT (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $3,311 | 4.73% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $5,491 | 4.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,064 | 4.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $8,524 | 5.05% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $5,739 | 4.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $6,346 | 4.91% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $15,037 | 4.56% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $1,205,000 | $401,667 | $6,897 | 5.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,786 | 5.06% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $5,433 | 4.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,629 | 5.05% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,130,000 | $141,250 | $6,188 | 4.64% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $5,438 | 4.75% |
| Astoria, OR (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $6,150 | 5.63% |
| Athens, OH (FHA|USDA|VA) | 10 | $1,070,000 | $107,000 | $5,680 | 5.03% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $4,906 | 4.97% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,732 | 4.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $5,033 | 5.46% |
| Cedartown, GA (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $5,723 | 5.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $4,336 | 4.89% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $9,713 | 4.72% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,662 | 4.53% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,914 | 5.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $5,264 | 5.04% |
| Edwards, CO (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $10,572 | 4.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,452 | 5.08% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,981 | 4.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,204 | 5.03% |
| Shelton, WA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,653 | 4.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $5,405 | 4.98% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,823 | 4.58% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,652 | 4.88% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 11 | $865,000 | $78,636 | $4,358 | 4.95% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,511 | 5.00% |
| Berlin, NH (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,408 | 4.48% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $6,161 | 4.94% |
| Ashtabula, OH (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $5,706 | 4.83% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $6,197 | 5.17% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,966 | 4.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $8,473 | 4.75% |
| Tiffin, OH (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $5,189 | 4.93% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $6,447 | 5.03% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $8,222 | 4.94% |
| Key West, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $5,832 | 5.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,656 | 5.03% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $8,093 | 4.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $5,002 | 4.96% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,811 | 5.08% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,425 | 4.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,994 | 5.00% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,319 | 4.13% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,934 | 4.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,815 | 5.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,794 | 4.71% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,717 | 5.46% |
| Wooster, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,607 | 5.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,702 | 4.79% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,251 | 4.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,855 | 5.13% |
| OCALA, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,400 | 5.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,046 | 5.44% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,131 | 5.34% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,619 | 5.38% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,185 | 5.50% |
| Fernley, NV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,262 | 4.94% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,383 | 4.75% |
| Urbana, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,300 | 4.81% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,998 | 5.38% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,971 | 4.67% |
| MADERA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,811 | 4.38% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,110 | 5.13% |
| Brookings, OR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $14,789 | 4.50% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,547 | 5.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,673 | 4.69% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,396 | 4.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,629 | 4.69% |
| Cambridge, OH (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $7,378 | 4.72% |
| CHICO, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,417 | 5.19% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,373 | 5.17% |
| Newport, OR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,538 | 4.63% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,448 | 4.69% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,956 | 4.56% |
| Hilo, HI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,645 | 4.99% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,832 | 4.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,286 | 5.19% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,161 | 5.38% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,299 | 4.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,794 | 4.63% |
| Ashland, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,222 | 4.69% |
| Dayton, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,400 | 5.25% |
| ROME, GA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,951 | 5.00% |
| Effingham, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,848 | 5.25% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,411 | 4.75% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,821 | 5.25% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $3,928 | 4.72% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,601 | 5.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,633 | 4.25% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,639 | 5.00% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,537 | 4.63% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,827 | 4.50% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,933 | 5.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,967 | 5.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,471 | 5.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,255 | 4.38% |
| Prineville, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,033 | 5.38% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,921 | 4.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,191 | 5.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,113 | 4.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,789 | 4.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,216 | 3.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,439 | 4.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,158 | 4.88% |
| Boone, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,919 | 5.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,114 | 5.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,416 | 5.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,150 | 5.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,099 | 5.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,752 | 4.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,817 | 5.13% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,724 | 5.63% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,892 | 5.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,227 | 5.19% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,625 | 5.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,226 | 5.06% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,219 | 4.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,948 | 4.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,079 | 4.50% |
| Rutland, VT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,914 | 4.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,133 | 4.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,842 | 4.63% |
| Centralia, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,177 | 5.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,760 | 4.88% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,886 | 4.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,030 | 5.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,438 | 4.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,687 | 4.88% |
| Forest City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,289 | 5.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,708 | 4.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,239 | 5.13% |
| READING, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,441 | 5.25% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,596 | 5.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,785 | 4.75% |
| Cordele, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,285 | 4.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,968 | 4.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,580 | 5.50% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,973 | 5.00% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,821 | 5.50% |
| Summerville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,490 | 5.63% |
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Product Mix
For 2018, Lendus's most frequently originated type of loan was Conventional, with 8,099 originations. Their 2nd most popular type was FHA, with 3,112 originations.
Loan Reason
For 2018, Lendus's most frequently cited loan purpose was Home Purchase, with 10,574 originations. The 2nd most popular reason was Cash Out Refi, with 1,052 originations.
Loan Duration/Length
For 2018, Lendus's most frequently cited loan duration was 30 Year, with 11,984 originations. The 2nd most popular length was 15 Year, with 294 originations.
Origination Fees/Closing Costs
Lendus's average total fees were $6,269, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,024 originations.
Interest Rates
During 2018, Lendus's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 8,688 originations.
Loan Sizing
2018 saw Lendus place emphasis on $200k-400k loans with 4,854 originations, totaling $1,378,060,000 in origination value.
Applicant Income
Lendus lent most frequently to those with incomes in the $50k-75k range, with 2,995 originations. The second most popular income band? $100k-150k, with 2,414 originations.
Applicant Debt to Income Ratio
Lendus lent most frequently to those with DTI ratios of 30-36%, with 2,045 originations. The next most common DTI ratio? 20-30%, with 1,749 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.52%
Lendus has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination66.84%
Lendus has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,458 | $3,771,780,000 | $302,760 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 135 | $16,895,000 | $125,148 |
| Single Family (1-4 Units):Site-Built | 12,323 | $3,754,885,000 | $304,705 |