Lendus Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300QU7HWSPH011Y56

Tax ID: 02-0486480

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Mortgage Data

Review & Overview

Lendus is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Lendus has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Los Angeles, Seattle, Columbus, and San Diego among others. We have data for 300 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendus has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendus is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

20,024

Origination Dollar Volume (All Markets)

$7,209,520,000
Show all (47) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,633 $1,497,345,000 $568,684 $5,059 3.21%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,137 $1,195,695,000 $559,520 $6,720 3.25%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,510 $643,490,000 $426,152 $5,643 3.15%
COLUMBUS, OH (FHA|USDA|VA) 1,386 $265,550,000 $191,595 $4,837 3.37%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 492 $237,340,000 $482,398 $5,528 3.04%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,129 $236,295,000 $209,296 $5,940 3.36%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 475 $189,205,000 $398,326 $5,565 3.21%
COLUMBIA, SC (FHA|USDA|VA) 853 $175,425,000 $205,657 $5,287 3.16%
Outside of Metro Areas 536 $169,100,000 $315,485 $5,182 3.32%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 239 $163,555,000 $684,331 $6,323 3.18%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 291 $142,165,000 $488,540 $4,326 3.26%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 408 $137,770,000 $337,672 $5,798 3.28%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 816 $123,970,000 $151,924 $5,454 3.24%
SALINAS, CA (FHA|USDA|VA) 232 $116,670,000 $502,888 $4,944 3.21%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 433 $108,285,000 $250,081 $6,197 3.25%
Kalispell, MT (FHA|USDA|VA) 327 $104,495,000 $319,557 $5,621 3.22%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 489 $104,275,000 $213,241 $5,068 3.32%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 358 $102,910,000 $287,458 $5,033 3.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 255 $99,475,000 $390,098 $5,711 3.18%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 241 $89,515,000 $371,432 $3,333 3.32%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 223 $84,495,000 $378,901 $3,134 3.07%
VALLEJO, CA (FHA|USDA|VA) 178 $73,830,000 $414,775 $5,230 3.20%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 195 $50,975,000 $261,410 $4,471 3.16%
BILLINGS, MT (FHA|USDA|VA) 190 $48,240,000 $253,895 $5,177 3.24%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 124 $45,690,000 $368,468 $6,215 3.13%
MISSOULA, MT (FHA|USDA|VA) 158 $44,790,000 $283,481 $4,806 3.22%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 83 $41,515,000 $500,181 $5,804 3.17%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 154 $37,760,000 $245,195 $7,392 3.20%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 143 $37,705,000 $263,671 $5,325 3.03%
SPARTANBURG, SC (FHA|USDA|VA) 208 $37,130,000 $178,510 $4,808 3.39%
Truckee-Grass Valley, CA (FHA|USDA|VA) 73 $33,275,000 $455,822 $5,493 3.23%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 153 $30,635,000 $200,229 $5,854 3.15%
BAKERSFIELD, CA (FHA|USDA|VA) 94 $28,080,000 $298,723 $6,413 3.24%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 59 $27,985,000 $474,322 $5,152 3.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 64 $27,340,000 $427,188 $5,047 3.24%
FLORENCE, SC (FHA|USDA|VA) 146 $26,430,000 $181,027 $5,464 3.11%
BOULDER, CO (FHA|USDA|VA) 70 $25,350,000 $362,143 $3,331 3.42%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 81 $25,015,000 $308,827 $4,838 3.20%
EL PASO, TX (FHA|USDA|VA) 123 $22,075,000 $179,472 $6,568 3.31%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 38 $20,010,000 $526,579 $5,611 3.27%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 63 $18,005,000 $285,794 $7,976 3.30%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 62 $15,670,000 $252,742 $6,059 3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 37 $14,295,000 $386,351 $6,095 2.87%
STOCKTON, CA (FHA|USDA|VA) 38 $13,580,000 $357,368 $4,154 3.22%
RENO, NV (FHA|USDA|VA) 44 $13,570,000 $308,409 $4,555 2.99%
URBAN HONOLULU, HI (FHA|USDA|VA) 22 $13,490,000 $613,182 $6,674 2.72%
BEND, OR (FHA|USDA|VA) 34 $12,020,000 $353,529 $6,083 3.13%
MANSFIELD, OH (FHA|USDA|VA) 92 $10,900,000 $118,478 $4,976 3.38%
GAINESVILLE, GA (FHA|USDA|VA) 44 $10,210,000 $232,045 $6,030 3.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 18 $10,100,000 $561,111 $6,399 3.44%
NAPA, CA (FHA|USDA|VA) 23 $9,805,000 $426,304 $3,998 3.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 27 $9,355,000 $346,481 $5,139 3.39%
Washington Court House, OH (FHA|USDA|VA) 62 $9,130,000 $147,258 $5,787 3.52%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 28 $9,050,000 $323,214 $6,773 3.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 25 $8,925,000 $357,000 $3,695 2.67%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 42 $8,550,000 $203,571 $6,310 2.87%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 21 $7,825,000 $372,619 $5,249 2.55%
Norwalk, OH (FHA|USDA|VA) 59 $7,555,000 $128,051 $5,226 3.36%
Oak Harbor, WA (FHA|USDA|VA) 17 $7,185,000 $422,647 $7,499 2.71%
Sandusky, OH (FHA|USDA|VA) 44 $6,590,000 $149,773 $5,232 3.36%
Zanesville, OH (FHA|USDA|VA) 47 $6,325,000 $134,574 $5,426 3.51%
Fremont, OH (FHA|USDA|VA) 45 $6,205,000 $137,889 $5,468 3.07%
DOVER, DE (FHA|USDA|VA) 30 $5,960,000 $198,667 $6,691 3.03%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 23 $5,935,000 $258,043 $4,943 3.00%
AKRON, OH (FHA|USDA|VA) 29 $5,795,000 $199,828 $4,991 3.09%
Chillicothe, OH (FHA|USDA|VA) 37 $5,685,000 $153,649 $5,549 3.77%
Hilo, HI (FHA|USDA|VA) 10 $5,600,000 $560,000 $5,313 2.98%
Shelton, WA (FHA|USDA|VA) 16 $5,460,000 $341,250 $6,342 2.99%
Ukiah, CA (FHA|USDA|VA) 10 $5,090,000 $509,000 $6,630 3.24%
JACKSONVILLE, FL (FHA|USDA|VA) 19 $4,865,000 $256,053 $6,098 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 27 $4,525,000 $167,593 $5,322 3.32%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $4,520,000 $376,667 $4,190 3.18%
GREELEY, CO (FHA|USDA|VA) 12 $4,500,000 $375,000 $3,850 3.02%
ASHEVILLE, NC (FHA|USDA|VA) 19 $4,445,000 $233,947 $4,248 3.31%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 23 $4,435,000 $192,826 $6,928 3.37%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $4,410,000 $275,625 $5,306 3.05%
SUMTER, SC (FHA|USDA|VA) 22 $4,320,000 $196,364 $5,104 2.89%
FORT COLLINS, CO (FHA|USDA|VA) 12 $4,280,000 $356,667 $2,923 3.28%
Mount Vernon, OH (FHA|USDA|VA) 19 $4,145,000 $218,158 $5,592 3.32%
FRESNO, CA (FHA|USDA|VA) 16 $3,980,000 $248,750 $3,847 3.44%
Calhoun, GA (FHA|USDA|VA) 23 $3,785,000 $164,565 $6,278 3.35%
MODESTO, CA (FHA|USDA|VA) 13 $3,655,000 $281,154 $5,265 3.09%
Greenwood, SC (FHA|USDA|VA) 21 $3,635,000 $173,095 $5,114 3.10%
BOISE CITY, ID (FHA|USDA|VA) 11 $3,545,000 $322,273 $7,213 3.28%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $3,295,000 $299,545 $3,756 2.83%
Newberry, SC (FHA|USDA|VA) 18 $3,240,000 $180,000 $5,134 3.50%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $3,125,000 $446,429 $5,901 3.57%
SAVANNAH, GA (FHA|USDA|VA) 20 $3,120,000 $156,000 $5,462 2.96%
Sonora, CA (FHA|USDA|VA) 10 $3,090,000 $309,000 $3,626 3.22%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 18 $3,030,000 $168,333 $5,968 3.31%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $2,975,000 $270,455 $11,112 2.91%
VISALIA, CA (FHA|USDA|VA) 12 $2,950,000 $245,833 $3,072 2.95%
Jefferson, GA (FHA|USDA|VA) 15 $2,905,000 $193,667 $5,155 3.52%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $2,840,000 $284,000 $5,595 2.40%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $2,765,000 $307,222 $3,155 3.17%
Cedartown, GA (FHA|USDA|VA) 18 $2,730,000 $151,667 $6,221 3.93%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $2,660,000 $332,500 $8,251 3.14%
ROME, GA (FHA|USDA|VA) 18 $2,650,000 $147,222 $5,433 3.36%
Ashland, OH (FHA|USDA|VA) 21 $2,565,000 $122,143 $3,923 3.35%
WENATCHEE, WA (FHA|USDA|VA) 8 $2,560,000 $320,000 $4,095 3.30%
CARSON CITY, NV (FHA|USDA|VA) 10 $2,520,000 $252,000 $6,071 3.69%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $2,450,000 $306,250 $5,209 2.59%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,420,000 $302,500 $6,120 3.05%
Breckenridge, CO (FHA|USDA|VA) 6 $2,390,000 $398,333 $3,999 3.62%
Bozeman, MT (FHA|USDA|VA) 8 $2,350,000 $293,750 $4,220 3.33%
REDDING, CA (FHA|USDA|VA) 10 $2,350,000 $235,000 $4,321 3.14%
BELLINGHAM, WA (FHA|USDA|VA) 7 $2,275,000 $325,000 $3,678 3.11%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $2,245,000 $449,000 $4,337 2.25%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,190,000 $273,750 $5,032 3.27%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,175,000 $241,667 $2,200 2.99%
YAKIMA, WA (FHA|USDA|VA) 6 $2,120,000 $353,333 $3,711 2.90%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,110,000 $527,500 $4,423 2.41%
DAYTON-KETTERING, OH (FHA|USDA|VA) 13 $2,105,000 $161,923 $4,386 3.03%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $1,995,000 $181,364 $5,074 3.31%
KNOXVILLE, TN (FHA|USDA|VA) 9 $1,995,000 $221,667 $3,939 3.06%
Outside of Metro Areas 4 $1,940,000 $485,000 $6,251 2.56%
MEDFORD, OR (FHA|USDA|VA) 6 $1,920,000 $320,000 $4,509 3.21%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,920,000 $480,000 $4,945 3.09%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $1,795,000 $163,182 $5,665 4.36%
Helena, MT (FHA|USDA|VA) 8 $1,770,000 $221,250 $4,987 3.17%
Glenwood Springs, CO (FHA|USDA|VA) 4 $1,750,000 $437,500 $3,747 3.47%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $1,720,000 $286,667 $4,984 2.52%
Bucyrus-Galion, OH (FHA|USDA|VA) 17 $1,665,000 $97,941 $3,773 3.67%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,655,000 $236,429 $4,173 3.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $1,640,000 $273,333 $4,193 2.90%
Athens, OH (FHA|USDA|VA) 11 $1,605,000 $145,909 $5,690 3.47%
TOLEDO, OH (FHA|USDA|VA) 10 $1,570,000 $157,000 $4,626 3.04%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $1,555,000 $518,333 $4,504 2.75%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $1,545,000 $309,000 $11,020 2.95%
Port Angeles, WA (FHA|USDA|VA) 5 $1,515,000 $303,000 $5,921 3.25%
Clearlake, CA (FHA|USDA|VA) 7 $1,505,000 $215,000 $4,242 3.00%
Concord, NH (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,534 2.44%
MERCED, CA (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,488 3.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,495,000 $299,000 $4,477 2.68%
Tiffin, OH (FHA|USDA|VA) 9 $1,445,000 $160,556 $5,209 2.96%
Urbana, OH (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,628 3.64%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,305 2.83%
Newport, OR (FHA|USDA|VA) 4 $1,380,000 $345,000 $5,704 2.84%
NEW BERN, NC (FHA|USDA|VA) 5 $1,375,000 $275,000 $3,120 2.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,370,000 $171,250 $4,001 3.28%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,994 2.48%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,335,000 $267,000 $6,305 3.07%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,330,000 $332,500 $3,140 2.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 8 $1,320,000 $165,000 $4,602 2.34%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,002 2.85%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $1,295,000 $259,000 $7,379 3.38%
Centralia, WA (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,074 3.06%
CHICO, CA (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,742 3.22%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,235,000 $176,429 $4,525 3.14%
Hood River, OR (FHA|USDA|VA) 2 $1,220,000 $610,000 $15,214 3.31%
Kapaa, HI (FHA|USDA|VA) 2 $1,190,000 $595,000 $8,851 2.44%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,068 2.41%
SALEM, OR (FHA|USDA|VA) 5 $1,125,000 $225,000 $5,170 3.03%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,751 2.94%
Boone, NC (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,344 3.15%
Moses Lake, WA (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,428 3.47%
Bellefontaine, OH (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,282 3.42%
Brookings, OR (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,980 2.67%
TALLAHASSEE, FL (FHA|USDA|VA) 9 $1,065,000 $118,333 $5,499 4.08%
MADERA, CA (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,281 3.45%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,894 3.43%
Ellensburg, WA (FHA|USDA|VA) 2 $1,030,000 $515,000 $4,126 2.87%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,025,000 $205,000 $6,089 3.33%
GAINESVILLE, FL (FHA|USDA|VA) 5 $965,000 $193,000 $7,025 3.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 5 $965,000 $193,000 $3,543 3.18%
ALBANY, GA (FHA|USDA|VA) 8 $930,000 $116,250 $3,971 2.80%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $900,000 $450,000 $2,590 2.44%
Wooster, OH (FHA|USDA|VA) 5 $895,000 $179,000 $4,721 3.21%
GREAT FALLS, MT (FHA|USDA|VA) 5 $875,000 $175,000 $4,559 3.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $855,000 $285,000 $3,548 2.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $825,000 $165,000 $7,093 3.95%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $805,000 $268,333 $6,139 3.04%
Ashtabula, OH (FHA|USDA|VA) 7 $785,000 $112,143 $5,175 3.36%
SPRINGFIELD, OH (FHA|USDA|VA) 5 $785,000 $157,000 $5,311 3.48%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $785,000 $261,667 $4,546 2.88%
Keene, NH (FHA|USDA|VA) 4 $780,000 $195,000 $3,828 2.41%
TUCSON, AZ (FHA|USDA|VA) 3 $775,000 $258,333 $6,601 2.63%
Marion, OH (FHA|USDA|VA) 7 $765,000 $109,286 $3,937 3.68%
Mountain Home, ID (FHA|USDA|VA) 3 $765,000 $255,000 $7,566 2.25%
Astoria, OR (FHA|USDA|VA) 2 $760,000 $380,000 $4,869 2.94%
Georgetown, SC (FHA|USDA|VA) 3 $755,000 $251,667 $5,475 2.74%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $745,000 $248,333 $3,628 3.33%
Montrose, CO (FHA|USDA|VA) 2 $740,000 $370,000 $5,812 3.38%
Wilmington, OH (FHA|USDA|VA) 5 $735,000 $147,000 $4,794 3.25%
Coshocton, OH (FHA|USDA|VA) 6 $730,000 $121,667 $4,463 3.33%
LOUISVILLE, KY (FHA|USDA|VA) 2 $730,000 $365,000 $3,516 2.25%
DECATUR, AL (FHA|USDA|VA) 2 $730,000 $365,000 $3,633 2.25%
Fernley, NV (FHA|USDA|VA) 3 $725,000 $241,667 $3,850 2.92%
Aberdeen, WA (FHA|USDA|VA) 4 $720,000 $180,000 $4,511 3.37%
HINESVILLE, GA (FHA|USDA|VA) 9 $705,000 $78,333 $4,327 2.89%
St. Marys, GA (FHA|USDA|VA) 3 $705,000 $235,000 $5,639 3.04%
Bennettsville, SC (FHA|USDA|VA) 4 $700,000 $175,000 $4,986 3.34%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $685,000 $228,333 $6,961 2.79%
Fallon, NV (FHA|USDA|VA) 3 $675,000 $225,000 $5,863 3.21%
Forest City, NC (FHA|USDA|VA) 2 $670,000 $335,000 $3,346 2.63%
Brevard, NC (FHA|USDA|VA) 2 $660,000 $330,000 $3,695 3.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $655,000 $218,333 $7,046 2.96%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $650,000 $325,000 $4,025 2.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $645,000 $215,000 $3,366 2.67%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $630,000 $315,000 $4,025 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $625,000 $208,333 $4,080 3.04%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $605,000 $201,667 $3,920 3.21%
Alexander City, AL (FHA|USDA|VA) 1 $585,000 $585,000 $4,168 2.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $570,000 $285,000 $2,703 2.25%
LaGrange, GA-AL (FHA|USDA|VA) 5 $565,000 $113,000 $5,730 4.43%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $555,000 $185,000 $5,188 2.79%
Shelby, NC (FHA|USDA|VA) 3 $555,000 $185,000 $5,356 3.54%
LAS CRUCES, NM (FHA|USDA|VA) 3 $525,000 $175,000 $4,602 3.25%
VALDOSTA, GA (FHA|USDA|VA) 3 $525,000 $175,000 $3,880 3.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $520,000 $260,000 $5,422 3.06%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $500,000 $250,000 $6,845 2.94%
LANCASTER, PA (FHA|USDA|VA) 2 $500,000 $250,000 $4,257 2.88%
READING, PA (FHA|USDA|VA) 2 $500,000 $250,000 $6,664 3.50%
Cambridge, OH (FHA|USDA|VA) 4 $490,000 $122,500 $6,431 4.09%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $485,000 $485,000 $4,995 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $485,000 $161,667 $5,171 3.08%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $480,000 $240,000 $4,392 3.75%
Laconia, NH (FHA|USDA|VA) 3 $475,000 $158,333 $2,337 2.50%
Gaffney, SC (FHA|USDA|VA) 4 $470,000 $117,500 $3,726 3.38%
MONTGOMERY, AL (FHA|USDA|VA) 2 $470,000 $235,000 $4,840 3.00%
WALLA WALLA, WA (FHA|USDA|VA) 1 $465,000 $465,000 $14,448 3.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $460,000 $230,000 $5,282 3.50%
Cullowhee, NC (FHA|USDA|VA) 2 $450,000 $225,000 $3,647 3.19%
Cornelia, GA (FHA|USDA|VA) 3 $445,000 $148,333 $7,183 4.71%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $445,000 $445,000 $21,498 2.25%
Coos Bay, OR (FHA|USDA|VA) 1 $445,000 $445,000 $13,389 3.50%
THE VILLAGES, FL (FHA|USDA|VA) 2 $440,000 $220,000 $5,784 2.94%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $440,000 $220,000 $3,364 3.19%
YUMA, AZ (FHA|USDA|VA) 2 $440,000 $220,000 $4,153 2.69%
LEBANON, PA (FHA|USDA|VA) 1 $435,000 $435,000 $5,496 3.25%
Lake City, FL (FHA|USDA|VA) 3 $435,000 $145,000 $7,604 3.67%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $425,000 $425,000 $6,253 2.25%
Marietta, OH (FHA|USDA|VA) 3 $425,000 $141,667 $4,754 3.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $425,000 $425,000 $2,590 2.25%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $415,000 $415,000 $3,434 3.25%
Tifton, GA (FHA|USDA|VA) 2 $410,000 $205,000 $6,592 2.50%
EL CENTRO, CA (FHA|USDA|VA) 2 $410,000 $205,000 $4,623 3.19%
Key West, FL (FHA|USDA|VA) 2 $410,000 $205,000 $6,236 4.00%
Edwards, CO (FHA|USDA|VA) 1 $405,000 $405,000 $2,270 2.75%
Frankfort, KY (FHA|USDA|VA) 1 $385,000 $385,000 $2,753 2.25%
Durango, CO (FHA|USDA|VA) 1 $385,000 $385,000 $2,350 3.00%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $380,000 $190,000 $6,412 3.25%
The Dalles, OR (FHA|USDA|VA) 1 $375,000 $375,000 $2,967 2.25%
Orangeburg, SC (FHA|USDA|VA) 3 $355,000 $118,333 $3,350 3.63%
Dublin, GA (FHA|USDA|VA) 2 $350,000 $175,000 $5,367 3.19%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $345,000 $345,000 $4,610 2.63%
Portsmouth, OH (FHA|USDA|VA) 2 $340,000 $170,000 $5,519 3.56%
MOBILE, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,877 3.25%
LIMA, OH (FHA|USDA|VA) 2 $320,000 $160,000 $6,583 2.88%
DALTON, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,149 4.19%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $305,000 $305,000 $3,606 2.38%
Sevierville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $5,980 2.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,450 3.38%
OCALA, FL (FHA|USDA|VA) 1 $305,000 $305,000 $13,570 3.13%
SANTA FE, NM (FHA|USDA|VA) 1 $305,000 $305,000 $3,300 3.75%
Roseburg, OR (FHA|USDA|VA) 1 $305,000 $305,000 $4,323 2.25%
Effingham, IL (FHA|USDA|VA) 1 $295,000 $295,000 $3,348 2.75%
PITTSBURGH, PA (FHA|USDA|VA) 2 $290,000 $145,000 $4,204 2.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $275,000 $275,000 $3,480 3.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $275,000 $275,000 $5,608 3.38%
GREENVILLE, NC (FHA|USDA|VA) 1 $265,000 $265,000 $5,237 2.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $265,000 $265,000 $2,630 3.00%
BRUNSWICK, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,448 3.13%
Milledgeville, GA (FHA|USDA|VA) 1 $225,000 $225,000 $7,931 2.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $215,000 $215,000 $7,940 3.63%
Morehead City, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,541 2.25%
GOLDSBORO, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,014 3.13%
Union, SC (FHA|USDA|VA) 1 $205,000 $205,000 $5,882 2.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $195,000 $195,000 $3,952 3.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $195,000 $195,000 $8,038 4.38%
Red Bluff, CA (FHA|USDA|VA) 1 $195,000 $195,000 $2,739 2.75%
Greeneville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $4,642 3.37%
Mount Airy, NC (FHA|USDA|VA) 1 $195,000 $195,000 $7,286 3.63%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $190,000 $95,000 $4,583 3.06%
LONGVIEW, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,423 3.75%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $185,000 $185,000 $3,212 3.25%
Klamath Falls, OR (FHA|USDA|VA) 1 $185,000 $185,000 $3,361 3.50%
Rockport, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,209 2.75%
Payson, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $3,564 3.50%
Findlay, OH (FHA|USDA|VA) 1 $175,000 $175,000 $7,572 2.63%
JACKSON, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,505 2.25%
Lebanon, NH-VT (FHA|USDA|VA) 1 $165,000 $165,000 $2,093 2.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,358 4.13%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,360 2.25%
Seneca, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,606 3.25%
Statesboro, GA (FHA|USDA|VA) 1 $155,000 $155,000 $7,754 4.88%
LONGVIEW, WA (FHA|USDA|VA) 1 $155,000 $155,000 $2,265 2.25%
Clewiston, FL (FHA|USDA|VA) 2 $150,000 $75,000 $4,418 1.75%
Van Wert, OH (FHA|USDA|VA) 1 $145,000 $145,000 $7,279 3.50%
Sanford, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,891 2.38%
NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $6,654 3.65%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,515 2.75%
WACO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,698 2.63%
Summerville, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,240 2.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $115,000 $115,000 $3,494 3.13%
Silver City, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,127 3.45%
Douglas, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,769 2.75%
MONROE, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,281 2.88%
Wapakoneta, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,423 3.38%
Jackson, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,372 4.38%
Lendus's top markets include San Francisco, Los Angeles, Seattle, Columbus, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,466 $6,000,540,000 $387,983 $4,794 3.25%
    FHA 2,599 $553,075,000 $212,803 $8,508 3.37%
    VA 1,599 $596,605,000 $373,111 $6,966 2.78%
    USDA 360 $59,300,000 $164,722 $5,846 3.32%

    For 2020, Lendus's most frequently originated type of loan was Conventional, with 15,466 originations. Their 2nd most popular type was FHA, with 2,599 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,011 $2,834,915,000 $314,606 $6,716 3.31%
    Refi 8,911 $3,651,445,000 $409,768 $4,256 3.10%
    Cash Out Refi 1,942 $673,860,000 $346,993 $5,208 3.42%
    Home Improvement 160 $49,300,000 $308,125 $4,597 3.14%

    For 2020, Lendus's most frequently cited loan purpose was Home Purchase, with 9,011 originations. The 2nd most popular reason was Refi, with 8,911 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,177 $6,700,885,000 $368,646 $5,637 3.25%
    15 Year 1,183 $339,005,000 $286,564 $4,031 2.79%
    20 Year 373 $119,655,000 $320,791 $4,010 3.07%
    10 Year 132 $7,940,000 $60,152 $1,086 5.87%
    Other 113 $36,215,000 $320,487 $3,648 2.95%
    5 Year 40 $580,000 $14,500 $147 0.00%
    30+ year 5 $5,225,000 $1,045,000 $8,530 4.63%
    3 Year 1 $15,000 $15,000 $0 0.00%

    For 2020, Lendus's most frequently cited loan duration was 30 Year, with 18,177 originations. The 2nd most popular length was 15 Year, with 1,183 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 11,763 $4,110,425,000 $349,437
    $2k-3k 2,587 $789,115,000 $305,031
    $5k+ 1,737 $1,006,225,000 $579,289
    $3k-4k 1,727 $586,865,000 $339,818
    $<1k 1,206 $302,200,000 $250,580
    $4k-5k 997 $412,225,000 $413,465

    Lendus's average total fees were $5,637, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 11,763 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 10,257 $3,754,485,000 $366,041
    2.5-3% 6,980 $2,610,320,000 $373,971
    <2.5% 1,469 $482,945,000 $328,758
    4-5% 1,141 $332,385,000 $291,310
    7-8% 88 $510,000 $5,795
    5-6% 83 $23,585,000 $284,157
    6-7% 6 $5,290,000 $881,667

    During 2020, Lendus's average interest rate for loans was 3.25%, while their most frequently originated rate bucket for loans was 3-4%, with 10,257 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,631 $2,246,555,000 $294,399 $5,183 3.19%
    $400k-600k 4,495 $2,177,825,000 $484,499 $5,385 3.18%
    $100k-200k 4,373 $671,225,000 $153,493 $4,937 3.30%
    $600k-1MM 1,988 $1,441,020,000 $724,859 $7,913 3.24%
    $100,000 or less 1,070 $65,450,000 $61,168 $3,194 3.39%
    $1MM+ 467 $607,445,000 $1,300,739 $10,167 3.23%

    2020 saw Lendus place emphasis on $200k-400k loans with 7,631 originations, totaling $2,246,555,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,101 $1,541,065,000 $375,778 $5,262 3.23%
    $150k-250k 3,965 $1,942,045,000 $489,797 $5,650 3.24%
    $50k-75k 3,419 $729,055,000 $213,236 $5,442 3.28%
    $75k-100k 2,824 $818,580,000 $289,865 $5,303 3.24%
    $50k or less 2,598 $365,720,000 $140,770 $5,072 3.33%
    $250k+ 2,102 $1,428,760,000 $679,715 $6,688 3.25%

    Lendus lent most frequently to those with incomes in the $100k-150k range, with 4,101 originations. The second most popular income band? $150k-250k, with 3,965 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,460 $1,701,400,000 $381,480 $4,911 3.19%
    30-36% 3,659 $1,367,125,000 $373,634 $5,289 3.27%
    <20% 1,587 $556,105,000 $350,413 $4,481 3.13%
    44% 791 $239,645,000 $302,965 $5,690 3.36%
    42% 726 $281,160,000 $387,273 $6,098 3.33%
    40% 710 $264,860,000 $373,042 $5,621 3.31%
    43% 702 $222,550,000 $317,023 $5,643 3.35%
    37% 698 $267,740,000 $383,582 $5,697 3.31%
    39% 697 $265,885,000 $381,471 $6,043 3.33%
    38% 679 $245,425,000 $361,451 $5,466 3.29%
    50-60% 672 $168,380,000 $250,565 $8,849 3.19%
    41% 670 $246,840,000 $368,418 $5,787 3.34%
    36% 660 $243,950,000 $369,621 $5,526 3.27%
    49% 560 $188,210,000 $336,089 $6,200 3.27%
    45% 485 $158,515,000 $326,835 $5,674 3.31%
    47% 466 $150,140,000 $322,189 $6,010 3.33%
    46% 448 $147,140,000 $328,438 $5,864 3.26%
    48% 445 $145,595,000 $327,180 $6,125 3.36%
    >60% 21 $11,895,000 $566,429 $10,469 2.72%

    Lendus lent most frequently to those with DTI ratios of 20-30%, with 4,460 originations. The next most common DTI ratio? 30-36%, with 3,659 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,987 $4,433,575,000 $341,386 $5,389 3.24%
    Not provided 4,786 $2,055,290,000 $429,438 $5,298 3.16%
    Asian 618 $290,280,000 $469,709 $5,992 3.20%
    Black 1,321 $289,485,000 $219,141 $6,342 3.38%
    Asian Indian 66 $32,660,000 $494,848 $5,681 3.09%
    American Indian 74 $28,820,000 $389,459 $6,178 3.26%
    Filipino 47 $20,295,000 $431,809 $7,146 3.14%
    Chinese 28 $14,480,000 $517,143 $6,293 3.12%
    Other Asian 28 $13,230,000 $472,500 $6,440 3.11%
    Korean 15 $9,115,000 $607,667 $5,854 3.22%
    Japanese 20 $8,530,000 $426,500 $4,661 3.14%
    Native Hawaiian or Islander 18 $7,230,000 $401,667 $5,851 3.18%
    Vietnamese 10 $4,950,000 $495,000 $6,958 3.25%
    Samoan 1 $705,000 $705,000 $9,918 3.13%
    Native Hawaiian 1 $475,000 $475,000 $1,923 2.25%
    Other Pacific Islander 4 $400,000 $100,000 $3,565 2.66%

    Approval Rates

    Total approvals of all applications
    97.49%

    Lendus has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    76.10%

    Lendus has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,024 $7,209,520,000 $360,044

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 152 $26,840,000 $176,579
    Single Family (1-4 Units):Site-Built 19,872 $7,182,680,000 $361,447

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,308 $434,640,000 $332,294 $4,365 3.10%
    40-60% 3,725 $1,554,695,000 $417,368 $4,349 3.14%
    60-80% 6,395 $2,735,965,000 $427,829 $5,134 3.26%
    80-100% 7,972 $2,366,010,000 $296,790 $6,383 3.27%
    Over 100% 217 $76,015,000 $350,300 $14,445 3.07%
    Under 20% 407 $42,195,000 $103,673 $1,647 3.11%