Lendus Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300QU7HWSPH011Y56

Tax ID: 02-0486480

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Mortgage Data

Review & Overview

Lendus is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Lendus has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, Los Angeles, Seattle, San Diego, and Columbus among others. We have data for 340 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendus has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendus is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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Originations

17,489

Origination Dollar Volume (All Markets)

$7,135,395,000
Show all (21) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,967 $1,451,895,000 $738,127 $6,354 3.05%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,662 $1,176,140,000 $707,665 $8,587 3.11%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,199 $583,925,000 $487,010 $6,693 3.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 450 $256,180,000 $569,289 $6,558 3.04%
COLUMBUS, OH (FHA|USDA|VA) 1,168 $240,320,000 $205,753 $5,068 3.24%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 213 $197,805,000 $928,662 $8,215 3.00%
COLUMBIA, SC (FHA|USDA|VA) 833 $181,965,000 $218,445 $5,098 3.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 734 $179,110,000 $244,019 $6,396 3.27%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 373 $168,805,000 $452,560 $6,128 3.03%
Outside of Metro Areas 463 $153,765,000 $332,106 $5,728 3.24%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 360 $139,030,000 $386,194 $6,325 3.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 757 $124,565,000 $164,551 $5,616 3.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 426 $118,340,000 $277,793 $6,066 3.21%
Kalispell, MT (FHA|USDA|VA) 319 $115,575,000 $362,304 $5,360 3.10%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 365 $113,185,000 $310,096 $5,795 3.02%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 177 $100,595,000 $568,333 $5,545 3.09%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 453 $100,035,000 $220,828 $5,063 3.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 222 $88,220,000 $397,387 $6,012 3.08%
SALINAS, CA (FHA|USDA|VA) 132 $85,250,000 $645,833 $6,100 3.08%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 130 $63,300,000 $486,923 $4,251 3.26%
VALLEJO, CA (FHA|USDA|VA) 126 $58,130,000 $461,349 $6,592 3.00%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 155 $57,525,000 $371,129 $4,092 2.96%
SPARTANBURG, SC (FHA|USDA|VA) 256 $52,290,000 $204,258 $5,643 3.28%
BILLINGS, MT (FHA|USDA|VA) 190 $50,280,000 $264,632 $5,317 3.13%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 175 $48,625,000 $277,857 $4,535 3.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 158 $44,570,000 $282,089 $7,484 3.26%
RENO, NV (FHA|USDA|VA) 122 $41,360,000 $339,016 $4,578 3.10%
MISSOULA, MT (FHA|USDA|VA) 122 $39,820,000 $326,393 $4,295 3.13%
BAKERSFIELD, CA (FHA|USDA|VA) 119 $38,555,000 $323,992 $6,277 3.07%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 81 $38,245,000 $472,160 $6,803 3.05%
Truckee-Grass Valley, CA (FHA|USDA|VA) 71 $36,875,000 $519,366 $6,717 3.06%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 154 $32,230,000 $209,286 $5,258 3.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 89 $31,945,000 $358,933 $4,750 3.03%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 58 $31,080,000 $535,862 $6,162 3.09%
FLORENCE, SC (FHA|USDA|VA) 160 $29,920,000 $187,000 $5,431 3.16%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA|USDA|VA) 75 $29,615,000 $394,867 $10,959 3.18%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 50 $29,020,000 $580,400 $6,302 3.07%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 87 $27,765,000 $319,138 $6,597 3.07%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 92 $26,250,000 $285,326 $5,590 3.12%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 35 $25,635,000 $732,429 $7,314 3.09%
EL PASO, TX (FHA|USDA|VA) 126 $24,380,000 $193,492 $6,385 3.22%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 77 $23,995,000 $311,623 $6,765 3.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 70 $21,680,000 $309,714 $7,143 3.02%
NAPA, CA (FHA|USDA|VA) 28 $19,770,000 $706,071 $6,760 3.14%
STOCKTON, CA (FHA|USDA|VA) 43 $16,955,000 $394,302 $5,911 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 57 $16,955,000 $297,456 $4,434 3.16%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 43 $16,185,000 $376,395 $5,593 2.99%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 31 $15,235,000 $491,452 $4,814 3.08%
BEND, OR (FHA|USDA|VA) 33 $14,595,000 $442,273 $6,857 3.08%
BOULDER, CO (FHA|USDA|VA) 34 $13,580,000 $399,412 $3,793 3.21%
Sandusky, OH (FHA|USDA|VA) 74 $12,480,000 $168,649 $5,078 3.14%
Washington Court House, OH (FHA|USDA|VA) 76 $11,600,000 $152,632 $5,565 3.41%
GAINESVILLE, GA (FHA|USDA|VA) 43 $10,585,000 $246,163 $7,134 3.10%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 32 $10,540,000 $329,375 $6,127 3.13%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $10,240,000 $256,000 $8,592 3.27%
MANSFIELD, OH (FHA|USDA|VA) 68 $9,970,000 $146,618 $5,142 3.27%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 19 $9,525,000 $501,316 $4,187 3.42%
Gardnerville Ranchos, NV (FHA|USDA|VA) 25 $9,495,000 $379,800 $6,234 3.09%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 36 $9,290,000 $258,056 $3,400 2.75%
URBAN HONOLULU, HI (FHA|USDA|VA) 15 $8,995,000 $599,667 $7,248 2.55%
Concord, NH (FHA|USDA|VA) 34 $8,350,000 $245,588 $3,850 2.83%
BOISE CITY, ID (FHA|USDA|VA) 23 $7,815,000 $339,783 $4,819 2.90%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 30 $7,760,000 $258,667 $5,690 2.97%
Chillicothe, OH (FHA|USDA|VA) 44 $7,630,000 $173,409 $6,092 3.36%
Fremont, OH (FHA|USDA|VA) 51 $7,625,000 $149,510 $5,173 3.24%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 21 $7,195,000 $342,619 $7,657 3.26%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 31 $7,185,000 $231,774 $7,428 3.21%
Norwalk, OH (FHA|USDA|VA) 49 $6,895,000 $140,714 $5,330 3.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 18 $6,810,000 $378,333 $7,719 2.83%
Oak Harbor, WA (FHA|USDA|VA) 17 $6,645,000 $390,882 $6,980 2.74%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $6,305,000 $485,000 $6,608 3.19%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 23 $6,155,000 $267,609 $6,614 2.96%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 23 $5,785,000 $251,522 $3,991 3.33%
TOLEDO, OH (FHA|USDA|VA) 27 $5,395,000 $199,815 $5,626 3.20%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 13 $5,395,000 $415,000 $10,390 3.13%
REDDING, CA (FHA|USDA|VA) 17 $5,375,000 $316,176 $5,578 2.81%
Hilo, HI (FHA|USDA|VA) 10 $5,160,000 $516,000 $5,951 2.84%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 18 $5,070,000 $281,667 $6,760 3.14%
FORT COLLINS, CO (FHA|USDA|VA) 12 $4,850,000 $404,167 $4,765 2.98%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 20 $4,760,000 $238,000 $5,452 3.09%
SAVANNAH, GA (FHA|USDA|VA) 24 $4,750,000 $197,917 $7,112 3.29%
AKRON, OH (FHA|USDA|VA) 28 $4,650,000 $166,071 $5,513 3.09%
Ukiah, CA (FHA|USDA|VA) 7 $4,545,000 $649,286 $7,736 3.02%
JACKSONVILLE, FL (FHA|USDA|VA) 18 $4,510,000 $250,556 $6,620 3.06%
Shelton, WA (FHA|USDA|VA) 13 $4,445,000 $341,923 $6,229 2.87%
Zanesville, OH (FHA|USDA|VA) 34 $4,310,000 $126,765 $5,846 3.32%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 17 $4,295,000 $252,647 $5,038 3.40%
YUBA CITY, CA (FHA|USDA|VA) 11 $4,275,000 $388,636 $6,730 2.92%
DOVER, DE (FHA|USDA|VA) 15 $4,195,000 $279,667 $5,633 3.06%
PUNTA GORDA, FL (FHA|USDA|VA) 22 $4,160,000 $189,091 $5,638 3.47%
RALEIGH-CARY, NC (FHA|USDA|VA) 11 $4,125,000 $375,000 $4,353 2.74%
Greenwood, SC (FHA|USDA|VA) 23 $4,095,000 $178,043 $5,365 3.33%
Mount Vernon, OH (FHA|USDA|VA) 26 $4,040,000 $155,385 $5,332 3.30%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $3,860,000 $386,000 $5,676 3.09%
Ashland, OH (FHA|USDA|VA) 26 $3,760,000 $144,615 $4,188 3.29%
Newberry, SC (FHA|USDA|VA) 16 $3,670,000 $229,375 $7,042 3.25%
MODESTO, CA (FHA|USDA|VA) 12 $3,620,000 $301,667 $4,948 2.99%
BELLINGHAM, WA (FHA|USDA|VA) 7 $3,605,000 $515,000 $7,670 2.96%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 15 $3,555,000 $237,000 $4,317 2.96%
Outside of Metro Areas 9 $3,535,000 $392,778 $5,387 3.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 15 $3,465,000 $231,000 $7,451 3.37%
ASHEVILLE, NC (FHA|USDA|VA) 11 $3,445,000 $313,182 $6,321 3.18%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $3,365,000 $258,846 $5,759 3.16%
Ellensburg, WA (FHA|USDA|VA) 8 $3,310,000 $413,750 $6,506 3.14%
CHICO, CA (FHA|USDA|VA) 11 $3,275,000 $297,727 $5,893 3.31%
ROME, GA (FHA|USDA|VA) 23 $3,175,000 $138,043 $5,471 3.19%
Glenwood Springs, CO (FHA|USDA|VA) 6 $3,020,000 $503,333 $4,572 3.46%
Heber, UT (FHA|USDA|VA) 2 $2,970,000 $1,485,000 $25,741 2.88%
WORCESTER, MA-CT (FHA|USDA|VA) 10 $2,910,000 $291,000 $5,169 3.22%
SALISBURY, MD-DE (FHA|USDA|VA) 15 $2,885,000 $192,333 $4,494 3.29%
Coshocton, OH (FHA|USDA|VA) 20 $2,830,000 $141,500 $6,144 3.36%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,780,000 $463,333 $5,705 2.83%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $2,780,000 $463,333 $3,947 3.33%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $2,745,000 $305,000 $5,351 2.85%
Bozeman, MT (FHA|USDA|VA) 9 $2,735,000 $303,889 $3,768 3.01%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $2,670,000 $333,750 $4,176 3.05%
SALT LAKE CITY, UT (FHA|USDA|VA) 9 $2,645,000 $293,889 $5,921 3.29%
DAYTON-KETTERING, OH (FHA|USDA|VA) 16 $2,620,000 $163,750 $4,931 3.22%
Bucyrus-Galion, OH (FHA|USDA|VA) 19 $2,595,000 $136,579 $5,155 3.19%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $2,535,000 $507,000 $3,209 3.15%
FRESNO, CA (FHA|USDA|VA) 8 $2,460,000 $307,500 $4,871 3.00%
Cullowhee, NC (FHA|USDA|VA) 8 $2,420,000 $302,500 $6,679 3.30%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 9 $2,355,000 $261,667 $3,936 2.79%
Calhoun, GA (FHA|USDA|VA) 14 $2,350,000 $167,857 $5,890 2.83%
Aberdeen, WA (FHA|USDA|VA) 8 $2,330,000 $291,250 $5,623 2.84%
Fernley, NV (FHA|USDA|VA) 8 $2,330,000 $291,250 $5,793 3.26%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,320,000 $386,667 $6,386 3.17%
SUMTER, SC (FHA|USDA|VA) 14 $2,320,000 $165,714 $5,696 3.13%
Steamboat Springs, CO (FHA|USDA|VA) 2 $2,300,000 $1,150,000 $7,382 3.31%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,300,000 $575,000 $4,588 2.34%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 8 $2,280,000 $285,000 $4,911 3.08%
Wooster, OH (FHA|USDA|VA) 13 $2,215,000 $170,385 $3,889 3.14%
Newport, OR (FHA|USDA|VA) 5 $2,205,000 $441,000 $10,705 3.20%
Tiffin, OH (FHA|USDA|VA) 15 $2,125,000 $141,667 $5,584 3.28%
KNOXVILLE, TN (FHA|USDA|VA) 7 $2,115,000 $302,143 $4,917 2.89%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $2,095,000 $299,286 $7,510 3.00%
MERCED, CA (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,565 2.78%
AGUADILLA-ISABELA, PR (FHA|USDA|VA) 10 $2,070,000 $207,000 $6,069 3.29%
Sonora, CA (FHA|USDA|VA) 7 $2,045,000 $292,143 $4,940 2.96%
PROVO-OREM, UT (FHA|USDA|VA) 5 $2,025,000 $405,000 $7,991 3.08%
WENATCHEE, WA (FHA|USDA|VA) 5 $2,005,000 $401,000 $5,628 2.97%
CORVALLIS, OR (FHA|USDA|VA) 3 $1,985,000 $661,667 $5,615 2.83%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,960,000 $326,667 $6,738 3.15%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $1,950,000 $487,500 $5,132 3.72%
CARSON CITY, NV (FHA|USDA|VA) 6 $1,940,000 $323,333 $7,215 3.13%
Whitewater, WI (FHA|USDA|VA) 1 $1,935,000 $1,935,000 $6,522 2.88%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,905,000 $381,000 $7,409 2.95%
Bellefontaine, OH (FHA|USDA|VA) 7 $1,875,000 $267,857 $7,267 3.20%
GREAT FALLS, MT (FHA|USDA|VA) 7 $1,875,000 $267,857 $4,215 3.43%
SALEM, OR (FHA|USDA|VA) 6 $1,840,000 $306,667 $5,589 2.98%
Hailey, ID (FHA|USDA|VA) 2 $1,820,000 $910,000 $9,003 3.75%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,790,000 $447,500 $12,448 2.75%
SPRINGFIELD, OH (FHA|USDA|VA) 10 $1,740,000 $174,000 $4,999 3.35%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,720,000 $286,667 $6,218 3.21%
Cedartown, GA (FHA|USDA|VA) 10 $1,690,000 $169,000 $5,823 3.51%
READING, PA (FHA|USDA|VA) 7 $1,635,000 $233,571 $5,027 2.95%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,595,000 $227,857 $3,444 2.52%
GREELEY, CO (FHA|USDA|VA) 5 $1,515,000 $303,000 $3,504 3.20%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,510,000 $188,750 $4,881 3.12%
Port Angeles, WA (FHA|USDA|VA) 5 $1,495,000 $299,000 $6,429 3.15%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,395,000 $465,000 $16,652 2.75%
Keene, NH (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,766 2.92%
Jefferson, GA (FHA|USDA|VA) 9 $1,375,000 $152,778 $4,876 3.08%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $1,330,000 $166,250 $6,002 3.28%
Forest City, NC (FHA|USDA|VA) 3 $1,325,000 $441,667 $3,986 3.12%
Sevierville, TN (FHA|USDA|VA) 3 $1,315,000 $438,333 $9,233 3.71%
TUCSON, AZ (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,992 3.22%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,975 3.68%
Bennettsville, SC (FHA|USDA|VA) 11 $1,275,000 $115,909 $4,871 3.15%
RICHMOND, VA (FHA|USDA|VA) 3 $1,255,000 $418,333 $5,518 2.33%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $1,245,000 $415,000 $4,320 2.87%
Marion, OH (FHA|USDA|VA) 10 $1,240,000 $124,000 $5,427 3.43%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,240,000 $310,000 $5,315 2.78%
Breckenridge, CO (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $20,843 3.75%
Kapaa, HI (FHA|USDA|VA) 3 $1,225,000 $408,333 $8,065 3.33%
Athens, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,792 3.00%
RACINE, WI (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,244 3.19%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,598 2.55%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,120,000 $560,000 $10,531 3.56%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $1,105,000 $368,333 $2,891 2.25%
Athens, OH (FHA|USDA|VA) 7 $1,035,000 $147,857 $6,833 3.23%
Edwards, CO (FHA|USDA|VA) 2 $1,030,000 $515,000 $3,716 3.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $1,025,000 $205,000 $7,201 3.14%
MEDFORD, OR (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,553 3.08%
Seneca, SC (FHA|USDA|VA) 5 $995,000 $199,000 $4,253 3.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $975,000 $325,000 $4,582 3.33%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $970,000 $485,000 $3,103 3.06%
Brookings, OR (FHA|USDA|VA) 4 $930,000 $232,500 $7,777 2.91%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $925,000 $185,000 $6,009 2.75%
Arcadia, FL (FHA|USDA|VA) 3 $925,000 $308,333 $8,518 3.42%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $910,000 $227,500 $5,826 2.81%
MADERA, CA (FHA|USDA|VA) 3 $905,000 $301,667 $5,018 3.17%
Lebanon, NH-VT (FHA|USDA|VA) 5 $905,000 $181,000 $3,557 3.05%
Georgetown, SC (FHA|USDA|VA) 2 $900,000 $450,000 $4,220 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $895,000 $179,000 $4,777 2.97%
Sandpoint, ID (FHA|USDA|VA) 3 $895,000 $298,333 $4,131 2.67%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $890,000 $222,500 $6,225 3.19%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $835,000 $167,000 $6,137 3.77%
Andrews, TX (FHA|USDA|VA) 6 $830,000 $138,333 $4,563 1.90%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $4,045 3.58%
LONGVIEW, WA (FHA|USDA|VA) 4 $820,000 $205,000 $4,938 2.62%
Gaffney, SC (FHA|USDA|VA) 4 $800,000 $200,000 $7,449 3.44%
BRUNSWICK, GA (FHA|USDA|VA) 2 $780,000 $390,000 $6,985 2.75%
Cambridge, OH (FHA|USDA|VA) 6 $770,000 $128,333 $6,243 3.21%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $760,000 $380,000 $9,084 2.44%
Clearlake, CA (FHA|USDA|VA) 2 $760,000 $380,000 $3,867 3.31%
Cookeville, TN (FHA|USDA|VA) 2 $750,000 $375,000 $3,570 3.31%
VISALIA, CA (FHA|USDA|VA) 3 $745,000 $248,333 $3,884 2.83%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $740,000 $185,000 $6,768 2.31%
MAYAGÜEZ, PR (FHA|USDA|VA) 3 $735,000 $245,000 $6,314 3.38%
Brevard, NC (FHA|USDA|VA) 2 $720,000 $360,000 $7,074 3.50%
Key West, FL (FHA|USDA|VA) 2 $680,000 $340,000 $4,865 3.38%
Ruidoso, NM (FHA|USDA|VA) 2 $680,000 $340,000 $9,915 3.56%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $650,000 $325,000 $4,404 3.00%
WALLA WALLA, WA (FHA|USDA|VA) 2 $630,000 $315,000 $5,324 2.94%
Orangeburg, SC (FHA|USDA|VA) 4 $620,000 $155,000 $4,466 3.31%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $610,000 $305,000 $12,619 2.50%
LANCASTER, PA (FHA|USDA|VA) 3 $605,000 $201,667 $5,311 3.12%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $600,000 $300,000 $8,937 2.94%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $555,000 $185,000 $5,090 3.83%
Fallon, NV (FHA|USDA|VA) 2 $550,000 $275,000 $8,966 2.94%
ALBANY, GA (FHA|USDA|VA) 4 $550,000 $137,500 $4,058 2.73%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $545,000 $545,000 $2,837 2.50%
Show Low, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $9,431 2.75%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $530,000 $265,000 $8,921 3.63%
Moses Lake, WA (FHA|USDA|VA) 1 $525,000 $525,000 $11,154 3.00%
Klamath Falls, OR (FHA|USDA|VA) 2 $520,000 $260,000 $10,615 3.63%
Wilmington, OH (FHA|USDA|VA) 4 $520,000 $130,000 $5,113 3.53%
Urbana, OH (FHA|USDA|VA) 3 $515,000 $171,667 $6,227 3.37%
PONCE, PR (FHA|USDA|VA) 1 $505,000 $505,000 $9,782 2.50%
Montrose, CO (FHA|USDA|VA) 1 $505,000 $505,000 $5,329 3.00%
Helena, MT (FHA|USDA|VA) 2 $500,000 $250,000 $3,898 3.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $495,000 $165,000 $3,984 3.38%
Jackson, OH (FHA|USDA|VA) 3 $495,000 $165,000 $5,871 3.46%
LAS CRUCES, NM (FHA|USDA|VA) 2 $490,000 $245,000 $3,239 2.81%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $460,000 $230,000 $4,760 2.88%
Laconia, NH (FHA|USDA|VA) 2 $460,000 $230,000 $2,880 3.06%
Clewiston, FL (FHA|USDA|VA) 4 $460,000 $115,000 $4,491 2.06%
NEW BERN, NC (FHA|USDA|VA) 2 $450,000 $225,000 $5,598 2.50%
OCALA, FL (FHA|USDA|VA) 4 $440,000 $110,000 $4,589 3.03%
Butte-Silver Bow, MT (FHA|USDA|VA) 2 $430,000 $215,000 $6,181 3.63%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $430,000 $215,000 $9,750 3.69%
Coos Bay, OR (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.25%
WACO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $4,698 3.13%
TYLER, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,117 2.56%
Hood River, OR (FHA|USDA|VA) 1 $415,000 $415,000 $5,328 3.25%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $410,000 $205,000 $3,734 2.56%
Centralia, WA (FHA|USDA|VA) 2 $410,000 $205,000 $4,725 3.19%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,493 3.12%
London, KY (FHA|USDA|VA) 1 $405,000 $405,000 $4,026 2.38%
LOUISVILLE, KY (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.63%
Arecibo, PR (FHA|USDA|VA) 1 $385,000 $385,000 $19,337 3.00%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $385,000 $128,333 $4,747 3.50%
PANAMA CITY, FL (FHA|USDA|VA) 2 $380,000 $190,000 $5,047 2.94%
VALDOSTA, GA (FHA|USDA|VA) 2 $380,000 $190,000 $2,500 2.25%
Boone, NC (FHA|USDA|VA) 2 $380,000 $190,000 $4,476 3.06%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $375,000 $375,000 $4,627 2.25%
Cornelia, GA (FHA|USDA|VA) 1 $375,000 $375,000 $4,472 3.25%
LOGAN, UT-ID (FHA|USDA|VA) 1 $365,000 $365,000 $17,199 4.25%
Toccoa, GA (FHA|USDA|VA) 1 $355,000 $355,000 $6,874 2.99%
THE VILLAGES, FL (FHA|USDA|VA) 1 $355,000 $355,000 $4,923 3.13%
GAINESVILLE, FL (FHA|USDA|VA) 1 $345,000 $345,000 $10,683 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $345,000 $345,000 $3,270 2.25%
YUMA, AZ (FHA|USDA|VA) 1 $335,000 $335,000 $10,320 2.88%
Crossville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $5,272 3.00%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $325,000 $325,000 $11,226 2.63%
Astoria, OR (FHA|USDA|VA) 1 $325,000 $325,000 $7,679 3.13%
Lake City, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,260 3.25%
ABILENE, TX (FHA|USDA|VA) 1 $315,000 $315,000 $14,339 2.38%
Greenville, OH (FHA|USDA|VA) 1 $315,000 $315,000 $10,451 3.88%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $315,000 $105,000 $5,224 4.17%
MONTGOMERY, AL (FHA|USDA|VA) 3 $315,000 $105,000 $3,995 2.38%
Okeechobee, FL (FHA|USDA|VA) 1 $315,000 $315,000 $12,033 3.00%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $310,000 $155,000 $5,429 3.31%
Prineville, OR (FHA|USDA|VA) 1 $305,000 $305,000 $9,928 3.00%
Española, NM (FHA|USDA|VA) 1 $305,000 $305,000 $14,503 3.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $295,000 $295,000 $10,785 2.75%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $290,000 $145,000 $3,130 3.18%
LaGrange, GA-AL (FHA|USDA|VA) 1 $275,000 $275,000 $9,285 5.50%
Easton, MD (FHA|USDA|VA) 1 $275,000 $275,000 $3,273 2.25%
PITTSBURGH, PA (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.75%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $265,000 $265,000 $2,807 3.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $265,000 $265,000 $3,153 2.25%
Morehead City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,774 3.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $265,000 $265,000 $2,317 3.50%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,414 2.75%
Wauchula, FL (FHA|USDA|VA) 1 $255,000 $255,000 $8,224 4.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $245,000 $245,000 $7,920 3.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $245,000 $245,000 $10,295 3.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,881 2.25%
Marietta, OH (FHA|USDA|VA) 2 $240,000 $120,000 $6,883 3.50%
Red Bluff, CA (FHA|USDA|VA) 1 $235,000 $235,000 $2,689 3.38%
Union, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,655 2.88%
GRANTS PASS, OR (FHA|USDA|VA) 1 $225,000 $225,000 $6,050 3.00%
Corsicana, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,956 3.38%
Enterprise, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,535 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $205,000 $205,000 $3,357 3.38%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,719 2.25%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $200,000 $100,000 $4,549 3.06%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $195,000 $65,000 $4,105 3.88%
TWIN FALLS, ID (FHA|USDA|VA) 1 $195,000 $195,000 $3,708 3.25%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $190,000 $95,000 $3,076 2.81%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $4,269 3.13%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $175,000 $175,000 $2,716 2.88%
Celina, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,741 3.38%
Findlay, OH (FHA|USDA|VA) 1 $175,000 $175,000 $3,299 2.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $165,000 $165,000 $6,208 3.13%
Kingsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,365 2.75%
St. Marys, GA (FHA|USDA|VA) 1 $165,000 $165,000 $7,072 3.13%
Milledgeville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,052 3.25%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,105 2.25%
MOBILE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,096 3.25%
Marion, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,073 3.50%
North Wilkesboro, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,989 2.88%
Macomb, IL (FHA|USDA|VA) 3 $145,000 $48,333 $3,013 4.42%
LIMA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,119 2.75%
Washington, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,371 2.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,179 2.87%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $1,700 2.75%
NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,050 2.88%
Sidney, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,872 3.25%
Ashtabula, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,352 3.00%
Huntington, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,307 3.25%
McMinnville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.75%
SAN GERMÁN, PR (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.50%
Susanville, CA (FHA|USDA|VA) 1 $115,000 $115,000 $3,876 4.25%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,493 2.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $6,036 3.50%
FORT WAYNE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,661 2.75%
BANGOR, ME (FHA|USDA|VA) 1 $105,000 $105,000 $2,646 3.00%
Salem, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,206 2.88%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,662 2.75%
Thomaston, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,917 3.63%
Portsmouth, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,113 3.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,580 2.88%
Laurinburg, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,080 3.13%
Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $4,743 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $4,461 3.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $85,000 $85,000 $2,851 3.00%
Dublin, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,733 3.63%
Lendus's top markets include San Francisco, Los Angeles, Seattle, San Diego, and Columbus among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against LENDUS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HONOLULU
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 13,589 $6,014,215,000 $442,580 $5,470 3.15%
    FHA 2,353 $540,845,000 $229,853 $8,715 3.23%
    VA 1,284 $532,530,000 $414,743 $8,448 2.71%
    USDA 263 $47,805,000 $181,768 $6,061 3.09%

    For 2021, Lendus's most frequently originated type of loan was Conventional, with 13,589 originations. Their 2nd most popular type was FHA, with 2,353 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,637 $3,827,465,000 $397,164 $7,057 3.20%
    Refi 5,039 $2,184,785,000 $433,575 $4,647 2.94%
    Cash Out Refi 2,471 $988,465,000 $400,026 $5,847 3.25%
    Home Improvement 342 $134,680,000 $393,801 $5,053 3.22%

    For 2021, Lendus's most frequently cited loan purpose was Home Purchase, with 9,637 originations. The 2nd most popular reason was Refi, with 5,039 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 16,122 $6,714,490,000 $416,480 $6,302 3.15%
    15 Year 873 $251,355,000 $287,921 $4,357 2.62%
    20 Year 241 $76,945,000 $319,274 $4,035 2.90%
    10 Year 114 $10,690,000 $93,772 $1,850 3.80%
    Other 91 $23,785,000 $261,374 $3,060 2.91%
    30+ year 45 $58,115,000 $1,291,444 $17,959 3.69%
    3 Year 3 $15,000 $5,000 $0 0.00%

    For 2021, Lendus's most frequently cited loan duration was 30 Year, with 16,122 originations. The 2nd most popular length was 15 Year, with 873 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 10,029 $3,803,545,000 $379,255
    $2k-3k 2,033 $674,045,000 $331,552
    $5k+ 1,710 $1,233,270,000 $721,211
    $3k-4k 1,297 $525,545,000 $405,200
    $<1k 1,063 $297,685,000 $280,042
    $4k-5k 783 $375,845,000 $480,006

    Lendus's average total fees were $6,302, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,029 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,099 $3,474,555,000 $381,861
    2.5-3% 6,357 $2,938,885,000 $462,307
    <2.5% 1,497 $552,205,000 $368,874
    4-5% 466 $160,570,000 $344,571
    5-6% 53 $9,095,000 $171,604
    7-8% 17 $85,000 $5,000

    During 2021, Lendus's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 9,099 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 6,265 $1,812,315,000 $289,276 $5,619 3.13%
    $100k-200k 3,851 $591,455,000 $153,585 $4,791 3.20%
    $400k-600k 3,451 $1,690,725,000 $489,923 $6,069 3.07%
    $600k-1MM 2,107 $1,592,025,000 $755,589 $8,680 3.13%
    $1MM+ 1,017 $1,395,325,000 $1,372,001 $11,650 3.04%
    $100,000 or less 798 $53,550,000 $67,105 $3,252 3.08%

    2021 saw Lendus place emphasis on $200k-400k loans with 6,265 originations, totaling $1,812,315,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,428 $1,351,570,000 $394,274 $5,886 3.13%
    $150k-250k 3,186 $1,747,510,000 $548,497 $6,861 3.13%
    $50k-75k 3,081 $693,525,000 $225,097 $5,527 3.17%
    $75k-100k 2,506 $747,650,000 $298,344 $5,766 3.16%
    $50k or less 2,373 $366,885,000 $154,608 $5,111 3.20%
    $250k+ 2,332 $2,015,180,000 $864,142 $8,485 3.13%

    Lendus lent most frequently to those with incomes in the $100k-150k range, with 3,428 originations. The second most popular income band? $150k-250k, with 3,186 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,410 $1,388,260,000 $407,114 $5,523 3.10%
    30-36% 3,180 $1,401,890,000 $440,846 $6,137 3.15%
    <20% 1,165 $459,325,000 $394,270 $5,091 3.01%
    44% 717 $257,095,000 $358,570 $6,051 3.19%
    50-60% 698 $229,560,000 $328,883 $9,833 3.15%
    42% 692 $316,930,000 $457,991 $6,592 3.23%
    40% 669 $288,155,000 $430,725 $6,349 3.18%
    38% 669 $281,815,000 $421,248 $6,235 3.19%
    43% 661 $235,655,000 $356,513 $5,861 3.20%
    41% 658 $293,940,000 $446,717 $6,503 3.20%
    36% 636 $284,190,000 $446,840 $6,213 3.18%
    39% 626 $274,310,000 $438,195 $6,292 3.19%
    37% 619 $264,565,000 $427,407 $6,127 3.14%
    49% 586 $238,660,000 $407,270 $6,894 3.21%
    45% 541 $204,295,000 $377,625 $6,289 3.18%
    47% 485 $178,715,000 $368,485 $6,398 3.19%
    46% 470 $162,350,000 $345,426 $6,713 3.19%
    48% 469 $182,685,000 $389,520 $6,627 3.23%
    >60% 23 $8,735,000 $379,783 $9,235 2.61%

    Lendus lent most frequently to those with DTI ratios of 20-30%, with 3,410 originations. The next most common DTI ratio? 30-36%, with 3,180 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,630 $4,494,770,000 $386,481 $5,994 3.14%
    Not provided 3,730 $1,791,170,000 $480,206 $6,279 3.07%
    Asian 644 $366,820,000 $569,596 $6,913 3.09%
    Black 1,156 $307,660,000 $266,142 $6,721 3.25%
    Asian Indian 77 $52,505,000 $681,883 $7,807 3.02%
    American Indian 100 $37,990,000 $379,900 $5,608 3.16%
    Filipino 36 $18,710,000 $519,722 $7,040 3.28%
    Other Asian 27 $15,975,000 $591,667 $7,545 3.02%
    Korean 19 $15,315,000 $806,053 $8,242 3.07%
    Chinese 23 $12,285,000 $534,130 $5,866 2.69%
    Japanese 14 $7,360,000 $525,714 $6,957 2.96%
    Native Hawaiian or Islander 18 $7,110,000 $395,000 $6,401 2.92%
    Vietnamese 7 $5,135,000 $733,571 $6,276 3.02%
    Other Pacific Islander 5 $1,215,000 $243,000 $4,448 3.13%
    Native Hawaiian 1 $635,000 $635,000 $23,013 3.25%
    Samoan 1 $375,000 $375,000 $4,889 3.38%
    Guamanian 1 $365,000 $365,000 $3,212 3.37%

    Approval Rates

    Total approvals of all applications
    96.94%

    Lendus has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    74.21%

    Lendus has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,489 $7,135,395,000 $407,993

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    17,489 $7,135,395,000 $407,993

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,089 $402,775,000 $369,858 $4,595 3.00%
    40-60% 2,920 $1,355,350,000 $464,161 $4,996 3.03%
    60-80% 5,680 $2,700,850,000 $475,502 $5,932 3.18%
    80-100% 7,263 $2,535,715,000 $349,128 $6,799 3.18%
    Over 100% 236 $101,320,000 $429,322 $16,812 2.89%
    Under 20% 300 $37,530,000 $125,100 $2,087 2.69%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lend Smart Mortgage, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%