Inlanta Mortgage Rates, Fees & Info

PEWAUKEE, WI

LEI: 549300T7J3E2UGY5GL15

Tax ID: 39-1767726

5 stars - out of 5 stars, based on 91 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Inlanta Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Inlanta Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Milwaukee, Chicago, Kansas City, Grand Rapids, and Green Bay among others. Inlanta Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Inlanta Mortgage is typically an average fee lendor.


Originations

8,210

Origination Dollar Volume (All Markets)

$1,775,370,000
Show all (10) awards

Relative Rate

Inlanta Mortgage 's average 30 year fixed rate mortgage of loans were 3.16%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.01%.

Relative Fees

Inlanta Mortgage 's average total fees for a 30 year fixed rate mortgage are $3,804.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1,356 $317,500,000 $234,145 $2,475 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 641 $146,625,000 $228,744 $4,791 3.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 497 $126,805,000 $255,141 $3,178 2.99%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 533 $116,745,000 $219,034 $3,274 3.16%
Outside of Metro Areas 565 $100,725,000 $178,274 $3,443 3.21%
GREEN BAY, WI (FHA|USDA|VA) 533 $97,615,000 $183,143 $2,322 3.04%
MADISON, WI (FHA|USDA|VA) 302 $81,690,000 $270,497 $2,978 3.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 216 $59,860,000 $277,130 $4,946 3.02%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 277 $57,765,000 $208,538 $5,485 3.10%
APPLETON, WI (FHA|USDA|VA) 295 $57,295,000 $194,220 $2,722 3.03%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 269 $55,785,000 $207,379 $3,695 3.03%
WAUSAU-WESTON, WI (FHA|USDA|VA) 314 $49,570,000 $157,866 $3,348 3.24%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 275 $46,675,000 $169,727 $3,602 3.23%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 218 $43,490,000 $199,495 $5,250 3.19%
AMES, IA (FHA|USDA|VA) 179 $36,375,000 $203,212 $3,736 3.08%
RACINE, WI (FHA|USDA|VA) 162 $32,030,000 $197,716 $2,795 3.01%
PUNTA GORDA, FL (FHA|USDA|VA) 97 $24,355,000 $251,082 $4,650 3.06%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 140 $23,730,000 $169,500 $2,783 3.04%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 70 $20,650,000 $295,000 $3,203 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 52 $19,240,000 $370,000 $5,852 3.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 82 $19,120,000 $233,171 $4,364 3.04%
Whitewater, WI (FHA|USDA|VA) 67 $14,905,000 $222,463 $3,088 3.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 41 $13,735,000 $335,000 $6,614 3.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 30 $10,980,000 $366,000 $5,303 2.93%
COLUMBUS, OH (FHA|USDA|VA) 53 $9,935,000 $187,453 $4,631 2.96%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 41 $9,045,000 $220,610 $3,406 3.06%
PANAMA CITY, FL (FHA|USDA|VA) 29 $8,405,000 $289,828 $5,515 3.19%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $7,815,000 $223,286 $4,074 3.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 32 $7,360,000 $230,000 $4,838 3.15%
Marinette, WI-MI (FHA|USDA|VA) 52 $7,320,000 $140,769 $2,956 3.21%
ST. LOUIS, MO-IL (FHA|USDA|VA) 29 $6,875,000 $237,069 $2,397 2.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $6,350,000 $288,636 $5,348 3.05%
FOND DU LAC, WI (FHA|USDA|VA) 40 $6,220,000 $155,500 $3,064 3.11%
Manitowoc, WI (FHA|USDA|VA) 42 $6,070,000 $144,524 $2,780 3.08%
Beaver Dam, WI (FHA|USDA|VA) 27 $5,415,000 $200,556 $2,712 3.03%
Shawano, WI (FHA|USDA|VA) 31 $5,385,000 $173,710 $3,228 3.18%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 33 $4,765,000 $144,394 $3,191 3.19%
CEDAR RAPIDS, IA (FHA|USDA|VA) 30 $4,490,000 $149,667 $4,017 3.03%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 30 $4,370,000 $145,667 $3,391 3.17%
Holland, MI (FHA|USDA|VA) 21 $4,345,000 $206,905 $3,533 3.36%
EAU CLAIRE, WI (FHA|USDA|VA) 29 $4,255,000 $146,724 $3,642 3.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $4,115,000 $374,091 $3,759 3.19%
SHEBOYGAN, WI (FHA|USDA|VA) 23 $3,915,000 $170,217 $3,111 3.22%
Stevens Point, WI (FHA|USDA|VA) 19 $3,695,000 $194,474 $3,941 3.24%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 16 $3,640,000 $227,500 $5,628 3.23%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 20 $3,440,000 $172,000 $3,172 3.42%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 18 $3,220,000 $178,889 $3,879 3.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $2,705,000 $300,556 $5,439 3.18%
ROCKFORD, IL (FHA|USDA|VA) 16 $2,700,000 $168,750 $4,804 3.27%
Baraboo, WI (FHA|USDA|VA) 11 $2,375,000 $215,909 $3,224 3.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $2,300,000 $575,000 $9,244 3.16%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,950,000 $487,500 $6,790 2.81%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $5,868 2.79%
MUSKEGON, MI (FHA|USDA|VA) 15 $1,865,000 $124,333 $4,194 3.64%
Clewiston, FL (FHA|USDA|VA) 7 $1,845,000 $263,571 $7,202 2.91%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,815,000 $259,286 $5,364 2.93%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,760,000 $176,000 $3,881 3.16%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,128 3.23%
Marshalltown, IA (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,990 3.07%
Big Rapids, MI (FHA|USDA|VA) 8 $1,640,000 $205,000 $5,474 3.58%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,635,000 $233,571 $3,641 3.13%
Arcadia, FL (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,306 3.03%
Breckenridge, CO (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $4,948 3.13%
OCALA, FL (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,870 3.15%
Picayune, MS (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,776 2.86%
IOWA CITY, IA (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,935 2.88%
Winona, MN (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,334 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,065 2.95%
Platteville, WI (FHA|USDA|VA) 9 $1,195,000 $132,778 $3,332 3.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,089 2.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $1,105,000 $157,857 $6,876 3.38%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,408 3.04%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,109 2.83%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,283 3.03%
Menomonie, WI (FHA|USDA|VA) 5 $995,000 $199,000 $4,450 3.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $995,000 $995,000 $3,840 3.25%
WICHITA, KS (FHA|USDA|VA) 2 $950,000 $475,000 $3,033 2.81%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $865,000 $288,333 $4,524 3.08%
MOBILE, AL (FHA|USDA|VA) 2 $850,000 $425,000 $3,114 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $785,000 $157,000 $3,504 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 3 $785,000 $261,667 $5,890 2.67%
Mount Pleasant, MI (FHA|USDA|VA) 3 $735,000 $245,000 $4,638 3.46%
MONROE, MI (FHA|USDA|VA) 3 $595,000 $198,333 $6,112 2.88%
Ottawa, IL (FHA|USDA|VA) 3 $595,000 $198,333 $6,459 3.75%
DOTHAN, AL (FHA|USDA|VA) 3 $595,000 $198,333 $5,506 2.88%
KANKAKEE, IL (FHA|USDA|VA) 3 $585,000 $195,000 $2,236 2.63%
AKRON, OH (FHA|USDA|VA) 4 $580,000 $145,000 $3,877 2.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $570,000 $285,000 $8,243 3.31%
Pella, IA (FHA|USDA|VA) 4 $560,000 $140,000 $4,398 3.22%
THE VILLAGES, FL (FHA|USDA|VA) 2 $500,000 $250,000 $3,927 2.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $480,000 $240,000 $7,371 2.94%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $5,525 3.94%
Rochelle, IL (FHA|USDA|VA) 3 $475,000 $158,333 $7,029 1.71%
Red Wing, MN (FHA|USDA|VA) 2 $470,000 $235,000 $2,937 3.06%
Ludington, MI (FHA|USDA|VA) 2 $460,000 $230,000 $2,978 2.56%
FORT COLLINS, CO (FHA|USDA|VA) 1 $435,000 $435,000 $5,051 2.75%
Fort Dodge, IA (FHA|USDA|VA) 3 $435,000 $145,000 $3,405 3.04%
TULSA, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,649 3.44%
ASHEVILLE, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,690 3.50%
Crawfordsville, IN (FHA|USDA|VA) 1 $405,000 $405,000 $2,941 3.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $365,000 $365,000 $2,781 3.13%
LAWRENCE, KS (FHA|USDA|VA) 2 $360,000 $180,000 $2,488 3.13%
Sevierville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $3,654 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $5,141 3.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.63%
NILES, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,593 4.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,268 3.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $335,000 $335,000 $2,829 3.13%
Alice, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,956 3.38%
LONGVIEW, TX (FHA|USDA|VA) 2 $330,000 $165,000 $5,984 3.69%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,216 2.50%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $305,000 $101,667 $2,781 3.08%
SAGINAW, MI (FHA|USDA|VA) 1 $295,000 $295,000 $8,176 3.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $290,000 $145,000 $3,718 3.63%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $285,000 $285,000 $3,229 3.00%
ROCHESTER, MN (FHA|USDA|VA) 2 $280,000 $140,000 $6,327 3.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,565 3.13%
Escanaba, MI (FHA|USDA|VA) 1 $265,000 $265,000 $8,945 3.00%
Fairfield, IA (FHA|USDA|VA) 2 $250,000 $125,000 $4,509 3.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $245,000 $245,000 $2,887 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.00%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $4,208 3.38%
Branson, MO (FHA|USDA|VA) 1 $215,000 $215,000 $4,492 3.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,041 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,186 2.75%
JACKSON, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,876 3.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,658 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,509 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,989 3.50%
HATTIESBURG, MS (FHA|USDA|VA) 1 $185,000 $185,000 $7,782 2.88%
Ottawa, KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,374 2.50%
MIDLAND, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,252 3.25%
Muscatine, IA (FHA|USDA|VA) 1 $185,000 $185,000 $6,478 3.63%
Connersville, IN (FHA|USDA|VA) 1 $175,000 $175,000 $934 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,387 3.25%
Adrian, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,653 3.25%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $4,268 2.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,479 3.38%
Steamboat Springs, CO (FHA|USDA|VA) 1 $145,000 $145,000 $2,688 2.75%
Traverse City, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,737 3.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $135,000 $135,000 $2,893 2.63%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.13%
North Wilkesboro, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,792 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,734 3.88%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,251 3.13%
Frankfort, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,475 3.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,498 2.50%
Dixon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,782 3.13%

Inlanta Mortgage 's top markets include Milwaukee, Chicago, Kansas City, Grand Rapids, and Green Bay among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 6,420 $1,411,200,000 $219,813 $2,734 3.07%
FHA 1,069 $205,815,000 $192,530 $6,770 3.21%
VA 434 $114,260,000 $263,272 $5,895 2.95%
USDA 287 $44,095,000 $153,641 $4,454 3.17%

For the 2021 period, Inlanta Mortgage 's most frequently originated loan type of loans were Conventional, with 6,420 originations. Their 2nd most popular type is FHA, with 1,069 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 4,726 $1,043,020,000 $220,698 $4,166 3.17%
Refi 2,321 $481,695,000 $207,538 $2,405 2.86%
Cash Out Refi 1,112 $239,870,000 $215,710 $3,077 3.15%
Home Improvement 26 $5,000,000 $192,308 $2,610 3.16%
Other 25 $5,785,000 $231,400 $2,980 3.33%

For the 2021, Inlanta Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 4,726 originations. The 2nd most popular reason of loans were Refi, with 2,321 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 6,816 $1,522,240,000 $223,333 $3,804 3.16%
15 Year 760 $151,540,000 $199,395 $2,374 2.54%
20 Year 319 $71,235,000 $223,307 $2,529 2.92%
10 Year 227 $10,665,000 $46,982 $615 2.91%
Other 88 $19,690,000 $223,750 $2,385 3.02%

For the 2021, Inlanta Mortgage 's most frequently cited loan length of loans were 30 Year, with 6,816 originations. The 2nd most popular length of loans were 15 Year, with 760 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 5,761 $1,267,675,000 $220,044
$<1k 1,233 $251,415,000 $203,905
$2k-3k 544 $113,840,000 $209,265
$3k-4k 289 $72,905,000 $252,266
$5k+ 69 $22,845,000 $331,087

$3,804 of loans were Inlanta Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 5,761 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 4,119 $845,065,000 $205,163
2.5-3% 3,237 $739,225,000 $228,367
<2.5% 727 $166,125,000 $228,508
4-5% 126 $24,330,000 $193,095
5-6% 1 $625,000 $625,000

During 2021, Inlanta Mortgage 's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 3-4%, with 4,119 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 3,555 $542,165,000 $152,508 $3,319 3.10%
$200k-400k 3,278 $893,820,000 $272,672 $3,913 3.08%
$100,000 or less 797 $52,875,000 $66,343 $2,094 3.13%
$400k-600k 546 $256,920,000 $470,549 $3,950 2.91%
$600k-1MM 25 $17,895,000 $715,800 $7,376 3.13%
$1MM+ 9 $11,695,000 $1,299,444 $7,842 3.36%

2021 saw Inlanta Mortgage place emphasis on $100k-200k loans with 3,555 originations, totaling $542,165,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 2,257 $417,545,000 $185,000 $3,718 3.13%
$50k or less 1,825 $250,695,000 $137,367 $3,580 3.12%
$100k-150k 1,522 $400,690,000 $263,265 $3,396 3.05%
$75k-100k 1,458 $322,160,000 $220,960 $3,409 3.11%
$150k-250k 814 $260,720,000 $320,295 $3,146 2.98%
$250k+ 255 $103,675,000 $406,569 $3,845 2.93%

Inlanta Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,257 originations. The second most popular income band? $50k or less, with 1,825 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,785 $384,235,000 $215,258 $2,916 3.01%
30-36% 1,549 $340,105,000 $219,564 $3,337 3.11%
<20% 640 $138,250,000 $216,016 $2,681 2.91%
44% 358 $73,160,000 $204,358 $3,784 3.19%
40% 341 $70,925,000 $207,991 $3,909 3.17%
50-60% 336 $74,120,000 $220,595 $6,929 3.14%
41% 322 $65,110,000 $202,205 $3,567 3.14%
42% 320 $67,250,000 $210,156 $3,516 3.13%
39% 315 $66,575,000 $211,349 $3,633 3.18%
43% 309 $70,515,000 $228,204 $3,495 3.11%
36% 299 $62,185,000 $207,977 $3,431 3.13%
37% 286 $59,840,000 $209,231 $3,308 3.15%
38% 276 $59,680,000 $216,232 $3,568 3.15%
45% 231 $48,895,000 $211,667 $3,895 3.12%
49% 195 $45,235,000 $231,974 $4,137 3.07%
46% 191 $41,655,000 $218,089 $4,011 3.10%
48% 186 $41,610,000 $223,710 $4,044 3.13%
47% 174 $42,260,000 $242,874 $4,114 3.11%
>60% 12 $3,110,000 $259,167 $6,796 2.97%

Inlanta Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,785 originations. The next most common DTI ratio? 30-36%, with 1,549 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 7,012 $1,512,360,000 $215,682 $3,409 3.08%
Not provided 686 $155,260,000 $226,327 $3,880 3.11%
Black 238 $50,520,000 $212,269 $5,193 3.15%
Asian 222 $46,990,000 $211,667 $3,766 3.05%
American Indian 39 $6,515,000 $167,051 $3,691 3.14%
Native Hawaiian 6 $1,710,000 $285,000 $3,141 3.06%
Asian Indian 3 $1,015,000 $338,333 $6,515 2.96%
Other Asian 2 $510,000 $255,000 $4,008 2.94%
Other Pacific Islander 2 $490,000 $245,000 $5,694 3.38%

Approval Rates

Total approvals of all applications
96.29%

Inlanta Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
82.30%

Inlanta Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 8,210 $1,775,370,000 $216,245

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
8,210 $1,775,370,000 $216,245

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 200 $28,920,000 $144,600 $2,409 2.78%
40-60% 855 $165,345,000 $193,386 $2,442 2.83%
60-80% 2,657 $609,385,000 $229,351 $2,786 3.07%
80-100% 4,195 $936,385,000 $223,215 $4,171 3.16%
Over 100% 128 $32,430,000 $253,359 $9,075 3.11%
Under 20% 167 $1,825,000 $10,928 $120 3.08%