Inlanta Mortgage Rates, Fees & Info
PEWAUKEE, WILEI: 549300T7J3E2UGY5GL15
Tax ID: 39-1767726
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Mortgage Data
Overview
Inlanta Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Inlanta Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Milwaukee, Chicago, Kansas City, Grand Rapids, and Green Bay among others. Inlanta Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Inlanta Mortgage is typically an average fee lendor.Originations
8,210Origination Dollar Volume (All Markets)
$1,775,370,000Awards
INLANTA MORTGAGE - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Inlanta Mortgage 's average 30 year fixed rate mortgage of loans were
3.16%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.01%.
Relative Fees
Inlanta Mortgage 's average total fees for a 30 year fixed rate
mortgage are $3,804.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1,356 | $317,500,000 | $234,145 | $2,475 | 3.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 641 | $146,625,000 | $228,744 | $4,791 | 3.07% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 497 | $126,805,000 | $255,141 | $3,178 | 2.99% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 533 | $116,745,000 | $219,034 | $3,274 | 3.16% |
| Outside of Metro Areas | 565 | $100,725,000 | $178,274 | $3,443 | 3.21% |
| GREEN BAY, WI (FHA|USDA|VA) | 533 | $97,615,000 | $183,143 | $2,322 | 3.04% |
| MADISON, WI (FHA|USDA|VA) | 302 | $81,690,000 | $270,497 | $2,978 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 216 | $59,860,000 | $277,130 | $4,946 | 3.02% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 277 | $57,765,000 | $208,538 | $5,485 | 3.10% |
| APPLETON, WI (FHA|USDA|VA) | 295 | $57,295,000 | $194,220 | $2,722 | 3.03% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 269 | $55,785,000 | $207,379 | $3,695 | 3.03% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 314 | $49,570,000 | $157,866 | $3,348 | 3.24% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 275 | $46,675,000 | $169,727 | $3,602 | 3.23% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 218 | $43,490,000 | $199,495 | $5,250 | 3.19% |
| AMES, IA (FHA|USDA|VA) | 179 | $36,375,000 | $203,212 | $3,736 | 3.08% |
| RACINE, WI (FHA|USDA|VA) | 162 | $32,030,000 | $197,716 | $2,795 | 3.01% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 97 | $24,355,000 | $251,082 | $4,650 | 3.06% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 140 | $23,730,000 | $169,500 | $2,783 | 3.04% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 70 | $20,650,000 | $295,000 | $3,203 | 3.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 52 | $19,240,000 | $370,000 | $5,852 | 3.22% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 82 | $19,120,000 | $233,171 | $4,364 | 3.04% |
| Whitewater, WI (FHA|USDA|VA) | 67 | $14,905,000 | $222,463 | $3,088 | 3.08% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 41 | $13,735,000 | $335,000 | $6,614 | 3.11% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 30 | $10,980,000 | $366,000 | $5,303 | 2.93% |
| COLUMBUS, OH (FHA|USDA|VA) | 53 | $9,935,000 | $187,453 | $4,631 | 2.96% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 41 | $9,045,000 | $220,610 | $3,406 | 3.06% |
| PANAMA CITY, FL (FHA|USDA|VA) | 29 | $8,405,000 | $289,828 | $5,515 | 3.19% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 35 | $7,815,000 | $223,286 | $4,074 | 3.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 32 | $7,360,000 | $230,000 | $4,838 | 3.15% |
| Marinette, WI-MI (FHA|USDA|VA) | 52 | $7,320,000 | $140,769 | $2,956 | 3.21% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 29 | $6,875,000 | $237,069 | $2,397 | 2.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 22 | $6,350,000 | $288,636 | $5,348 | 3.05% |
| FOND DU LAC, WI (FHA|USDA|VA) | 40 | $6,220,000 | $155,500 | $3,064 | 3.11% |
| Manitowoc, WI (FHA|USDA|VA) | 42 | $6,070,000 | $144,524 | $2,780 | 3.08% |
| Beaver Dam, WI (FHA|USDA|VA) | 27 | $5,415,000 | $200,556 | $2,712 | 3.03% |
| Shawano, WI (FHA|USDA|VA) | 31 | $5,385,000 | $173,710 | $3,228 | 3.18% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 33 | $4,765,000 | $144,394 | $3,191 | 3.19% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 30 | $4,490,000 | $149,667 | $4,017 | 3.03% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 30 | $4,370,000 | $145,667 | $3,391 | 3.17% |
| Holland, MI (FHA|USDA|VA) | 21 | $4,345,000 | $206,905 | $3,533 | 3.36% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 29 | $4,255,000 | $146,724 | $3,642 | 3.25% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $4,115,000 | $374,091 | $3,759 | 3.19% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 23 | $3,915,000 | $170,217 | $3,111 | 3.22% |
| Stevens Point, WI (FHA|USDA|VA) | 19 | $3,695,000 | $194,474 | $3,941 | 3.24% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $3,640,000 | $227,500 | $5,628 | 3.23% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 20 | $3,440,000 | $172,000 | $3,172 | 3.42% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 18 | $3,220,000 | $178,889 | $3,879 | 3.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $5,439 | 3.18% |
| ROCKFORD, IL (FHA|USDA|VA) | 16 | $2,700,000 | $168,750 | $4,804 | 3.27% |
| Baraboo, WI (FHA|USDA|VA) | 11 | $2,375,000 | $215,909 | $3,224 | 3.14% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $2,300,000 | $575,000 | $9,244 | 3.16% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $6,790 | 2.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $1,895,000 | $270,714 | $5,868 | 2.79% |
| MUSKEGON, MI (FHA|USDA|VA) | 15 | $1,865,000 | $124,333 | $4,194 | 3.64% |
| Clewiston, FL (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $7,202 | 2.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $5,364 | 2.93% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $1,760,000 | $176,000 | $3,881 | 3.16% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $1,660,000 | $207,500 | $4,128 | 3.23% |
| Marshalltown, IA (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $5,990 | 3.07% |
| Big Rapids, MI (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $5,474 | 3.58% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $3,641 | 3.13% |
| Arcadia, FL (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $5,306 | 3.03% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $4,948 | 3.13% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,870 | 3.15% |
| Picayune, MS (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,776 | 2.86% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,935 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,334 | 3.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $4,065 | 2.95% |
| Platteville, WI (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $3,332 | 3.38% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $5,089 | 2.88% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $6,876 | 3.38% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,408 | 3.04% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,109 | 2.83% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $5,283 | 3.03% |
| Menomonie, WI (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,450 | 3.38% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $3,840 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $3,033 | 2.81% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,524 | 3.08% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,114 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $3,504 | 3.00% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,890 | 2.67% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,638 | 3.46% |
| MONROE, MI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,112 | 2.88% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,459 | 3.75% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,506 | 2.88% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,236 | 2.63% |
| AKRON, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,877 | 2.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,243 | 3.31% |
| Pella, IA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,398 | 3.22% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,927 | 2.81% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,371 | 2.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,525 | 3.94% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,029 | 1.71% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,937 | 3.06% |
| Ludington, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,978 | 2.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,051 | 2.75% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,405 | 3.04% |
| TULSA, OK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,649 | 3.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,690 | 3.50% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,941 | 3.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 3.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,781 | 3.13% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,488 | 3.13% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,654 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,141 | 3.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.63% |
| NILES, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,593 | 4.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,268 | 3.88% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,829 | 3.13% |
| Alice, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,956 | 3.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,984 | 3.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,216 | 2.50% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $2,781 | 3.08% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,176 | 3.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,718 | 3.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,229 | 3.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,327 | 3.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,565 | 3.13% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,945 | 3.00% |
| Fairfield, IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,509 | 3.13% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,887 | 3.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.00% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,208 | 3.38% |
| Branson, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,492 | 3.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,041 | 2.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,186 | 2.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,876 | 3.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,658 | 3.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,509 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,989 | 3.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,782 | 2.88% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,374 | 2.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,252 | 3.25% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,478 | 3.63% |
| Connersville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $934 | 3.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,387 | 3.25% |
| Adrian, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,653 | 3.25% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,268 | 2.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,479 | 3.38% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,688 | 2.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,737 | 3.75% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,893 | 2.63% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,792 | 3.25% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,734 | 3.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,251 | 3.13% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,475 | 3.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,498 | 2.50% |
| Dixon, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,782 | 3.13% |
Inlanta Mortgage 's top markets include Milwaukee, Chicago, Kansas City, Grand Rapids, and Green Bay among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 6,420 | $1,411,200,000 | $219,813 | $2,734 | 3.07% |
| FHA | 1,069 | $205,815,000 | $192,530 | $6,770 | 3.21% |
| VA | 434 | $114,260,000 | $263,272 | $5,895 | 2.95% |
| USDA | 287 | $44,095,000 | $153,641 | $4,454 | 3.17% |
For the 2021 period, Inlanta Mortgage 's most frequently originated loan type of loans were Conventional, with 6,420 originations. Their 2nd most popular type is FHA, with 1,069 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 4,726 | $1,043,020,000 | $220,698 | $4,166 | 3.17% |
| Refi | 2,321 | $481,695,000 | $207,538 | $2,405 | 2.86% |
| Cash Out Refi | 1,112 | $239,870,000 | $215,710 | $3,077 | 3.15% |
| Home Improvement | 26 | $5,000,000 | $192,308 | $2,610 | 3.16% |
| Other | 25 | $5,785,000 | $231,400 | $2,980 | 3.33% |
For the 2021, Inlanta Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 4,726 originations. The 2nd most popular reason of loans were Refi, with 2,321 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 6,816 | $1,522,240,000 | $223,333 | $3,804 | 3.16% |
| 15 Year | 760 | $151,540,000 | $199,395 | $2,374 | 2.54% |
| 20 Year | 319 | $71,235,000 | $223,307 | $2,529 | 2.92% |
| 10 Year | 227 | $10,665,000 | $46,982 | $615 | 2.91% |
| Other | 88 | $19,690,000 | $223,750 | $2,385 | 3.02% |
For the 2021, Inlanta Mortgage 's most frequently cited loan length of loans were 30 Year, with 6,816 originations. The 2nd most popular length of loans were 15 Year, with 760 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 5,761 | $1,267,675,000 | $220,044 |
| $<1k | 1,233 | $251,415,000 | $203,905 |
| $2k-3k | 544 | $113,840,000 | $209,265 |
| $3k-4k | 289 | $72,905,000 | $252,266 |
| $5k+ | 69 | $22,845,000 | $331,087 |
$3,804 of loans were Inlanta Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 5,761 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,119 | $845,065,000 | $205,163 |
| 2.5-3% | 3,237 | $739,225,000 | $228,367 |
| <2.5% | 727 | $166,125,000 | $228,508 |
| 4-5% | 126 | $24,330,000 | $193,095 |
| 5-6% | 1 | $625,000 | $625,000 |
During 2021, Inlanta Mortgage 's average interest rate of loans were 3.16%, while their most frequently originated rate bucket of loans were 3-4%, with 4,119 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-200k | 3,555 | $542,165,000 | $152,508 | $3,319 | 3.10% |
| $200k-400k | 3,278 | $893,820,000 | $272,672 | $3,913 | 3.08% |
| $100,000 or less | 797 | $52,875,000 | $66,343 | $2,094 | 3.13% |
| $400k-600k | 546 | $256,920,000 | $470,549 | $3,950 | 2.91% |
| $600k-1MM | 25 | $17,895,000 | $715,800 | $7,376 | 3.13% |
| $1MM+ | 9 | $11,695,000 | $1,299,444 | $7,842 | 3.36% |
2021 saw Inlanta Mortgage place emphasis on $100k-200k loans with 3,555 originations, totaling $542,165,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 2,257 | $417,545,000 | $185,000 | $3,718 | 3.13% |
| $50k or less | 1,825 | $250,695,000 | $137,367 | $3,580 | 3.12% |
| $100k-150k | 1,522 | $400,690,000 | $263,265 | $3,396 | 3.05% |
| $75k-100k | 1,458 | $322,160,000 | $220,960 | $3,409 | 3.11% |
| $150k-250k | 814 | $260,720,000 | $320,295 | $3,146 | 2.98% |
| $250k+ | 255 | $103,675,000 | $406,569 | $3,845 | 2.93% |
Inlanta Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,257 originations. The second most popular income band? $50k or less, with 1,825 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 1,785 | $384,235,000 | $215,258 | $2,916 | 3.01% |
| 30-36% | 1,549 | $340,105,000 | $219,564 | $3,337 | 3.11% |
| <20% | 640 | $138,250,000 | $216,016 | $2,681 | 2.91% |
| 44% | 358 | $73,160,000 | $204,358 | $3,784 | 3.19% |
| 40% | 341 | $70,925,000 | $207,991 | $3,909 | 3.17% |
| 50-60% | 336 | $74,120,000 | $220,595 | $6,929 | 3.14% |
| 41% | 322 | $65,110,000 | $202,205 | $3,567 | 3.14% |
| 42% | 320 | $67,250,000 | $210,156 | $3,516 | 3.13% |
| 39% | 315 | $66,575,000 | $211,349 | $3,633 | 3.18% |
| 43% | 309 | $70,515,000 | $228,204 | $3,495 | 3.11% |
| 36% | 299 | $62,185,000 | $207,977 | $3,431 | 3.13% |
| 37% | 286 | $59,840,000 | $209,231 | $3,308 | 3.15% |
| 38% | 276 | $59,680,000 | $216,232 | $3,568 | 3.15% |
| 45% | 231 | $48,895,000 | $211,667 | $3,895 | 3.12% |
| 49% | 195 | $45,235,000 | $231,974 | $4,137 | 3.07% |
| 46% | 191 | $41,655,000 | $218,089 | $4,011 | 3.10% |
| 48% | 186 | $41,610,000 | $223,710 | $4,044 | 3.13% |
| 47% | 174 | $42,260,000 | $242,874 | $4,114 | 3.11% |
| >60% | 12 | $3,110,000 | $259,167 | $6,796 | 2.97% |
Inlanta Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,785 originations. The next most common DTI ratio? 30-36%, with 1,549 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 7,012 | $1,512,360,000 | $215,682 | $3,409 | 3.08% |
| Not provided | 686 | $155,260,000 | $226,327 | $3,880 | 3.11% |
| Black | 238 | $50,520,000 | $212,269 | $5,193 | 3.15% |
| Asian | 222 | $46,990,000 | $211,667 | $3,766 | 3.05% |
| American Indian | 39 | $6,515,000 | $167,051 | $3,691 | 3.14% |
| Native Hawaiian | 6 | $1,710,000 | $285,000 | $3,141 | 3.06% |
| Asian Indian | 3 | $1,015,000 | $338,333 | $6,515 | 2.96% |
| Other Asian | 2 | $510,000 | $255,000 | $4,008 | 2.94% |
| Other Pacific Islander | 2 | $490,000 | $245,000 | $5,694 | 3.38% |
Approval Rates
Total approvals of all applications96.29%
Inlanta Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.30%
Inlanta Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,210 | $1,775,370,000 | $216,245 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8,210 | $1,775,370,000 | $216,245 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 200 | $28,920,000 | $144,600 | $2,409 | 2.78% |
| 40-60% | 855 | $165,345,000 | $193,386 | $2,442 | 2.83% |
| 60-80% | 2,657 | $609,385,000 | $229,351 | $2,786 | 3.07% |
| 80-100% | 4,195 | $936,385,000 | $223,215 | $4,171 | 3.16% |
| Over 100% | 128 | $32,430,000 | $253,359 | $9,075 | 3.11% |
| Under 20% | 167 | $1,825,000 | $10,928 | $120 | 3.08% |
