Inlanta Mortgage Rates, Fees & Info

PEWAUKEE, WI

LEI: 549300T7J3E2UGY5GL15

Tax ID: 39-1767726

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • Approval & Pick Rates
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  • Origination Fees (Closing Costs)

    • Review & Overview

    Inlanta Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Inlanta Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Milwaukee, Chicago, Kansas City, Green Bay, and Grand Rapids among others. We have data for 149 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Inlanta Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inlanta Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.79% 12/16/24
    30 Year Conventional Refi 6.61% 12/16/24
    30 Year Cash-out Refi 6.83% 12/16/24
    30 Year FHA Purchase 7.61% 12/16/24
    30 Year FHA Refi 7.49% 12/16/24
    30 Year VA Purchase 6.54% 12/16/24
    30 Year VA Refi 6.28% 12/16/24
    30 Year USDA Purchase 7.07% 12/16/24
    30 Year USDA Refi 7.49% 12/16/24
    15 Year Conventional Purchase 6.04% 12/16/24
    15 Year Conventional Refi 6.15% 12/16/24
    15 Year Cash-out Refi 6.15% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Inlanta Mortgage Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Inlanta Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    8,947

    Origination Dollar Volume (All Markets)

    $1,945,645,000
    Show all (32) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1,737 $427,125,000 $245,898 $2,449 3.10%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 769 $178,425,000 $232,022 $4,493 3.19%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 650 $161,670,000 $248,723 $3,149 3.10%
    GREEN BAY, WI (FHA|USDA|VA) 663 $130,095,000 $196,222 $2,387 3.18%
    Outside of Metro Areas 628 $115,490,000 $183,901 $3,140 3.21%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 517 $112,465,000 $217,534 $3,501 3.28%
    MADISON, WI (FHA|USDA|VA) 364 $98,210,000 $269,808 $3,104 3.14%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 268 $66,930,000 $249,739 $4,655 3.14%
    APPLETON, WI (FHA|USDA|VA) 332 $62,640,000 $188,675 $2,689 3.13%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 350 $54,890,000 $156,829 $3,503 3.35%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 241 $47,245,000 $196,037 $3,441 3.15%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 249 $37,665,000 $151,265 $3,230 3.19%
    AMES, IA (FHA|USDA|VA) 186 $37,330,000 $200,699 $3,686 3.18%
    RACINE, WI (FHA|USDA|VA) 172 $35,870,000 $208,547 $2,794 3.11%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 176 $32,130,000 $182,557 $5,108 3.04%
    PUNTA GORDA, FL (FHA|USDA|VA) 130 $31,940,000 $245,692 $4,592 3.13%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 98 $27,810,000 $283,776 $2,919 3.20%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 143 $27,745,000 $194,021 $4,716 3.23%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 133 $21,845,000 $164,248 $2,647 3.18%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 84 $19,150,000 $227,976 $5,049 3.15%
    PANAMA CITY, FL (FHA|USDA|VA) 82 $18,250,000 $222,561 $4,358 3.77%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 47 $12,825,000 $272,872 $5,597 3.24%
    Whitewater, WI (FHA|USDA|VA) 56 $11,840,000 $211,429 $3,281 3.24%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 54 $11,230,000 $207,963 $4,134 3.36%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 41 $9,685,000 $236,220 $2,241 2.83%
    Beaver Dam, WI (FHA|USDA|VA) 44 $8,660,000 $196,818 $2,885 3.22%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 36 $7,810,000 $216,944 $2,673 3.24%
    Shawano, WI (FHA|USDA|VA) 39 $7,465,000 $191,410 $2,912 3.12%
    Marinette, WI-MI (FHA|USDA|VA) 50 $7,240,000 $144,800 $2,876 3.29%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $6,145,000 $361,471 $5,108 2.91%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 33 $5,645,000 $171,061 $3,450 3.28%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 35 $5,585,000 $159,571 $4,287 3.41%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $5,120,000 $284,444 $6,057 3.07%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $4,975,000 $292,647 $4,172 3.04%
    SHEBOYGAN, WI (FHA|USDA|VA) 23 $4,955,000 $215,435 $3,467 3.28%
    FOND DU LAC, WI (FHA|USDA|VA) 38 $4,860,000 $127,895 $2,507 3.39%
    Manitowoc, WI (FHA|USDA|VA) 33 $4,655,000 $141,061 $2,983 3.25%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 26 $4,110,000 $158,077 $2,724 3.10%
    Holland, MI (FHA|USDA|VA) 19 $3,805,000 $200,263 $4,872 3.23%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $3,225,000 $358,333 $6,595 3.04%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 11 $2,435,000 $221,364 $3,297 2.93%
    Arcadia, FL (FHA|USDA|VA) 10 $2,390,000 $239,000 $4,894 3.25%
    ROCKFORD, IL (FHA|USDA|VA) 11 $2,385,000 $216,818 $7,180 3.02%
    COLUMBUS, OH (FHA|USDA|VA) 11 $2,045,000 $185,909 $5,182 2.75%
    Stevens Point, WI (FHA|USDA|VA) 12 $2,020,000 $168,333 $2,633 3.02%
    Baraboo, WI (FHA|USDA|VA) 11 $2,015,000 $183,182 $4,157 3.26%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 10 $2,010,000 $201,000 $4,134 3.30%
    MUSKEGON, MI (FHA|USDA|VA) 11 $1,785,000 $162,273 $3,122 3.09%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5 $1,765,000 $353,000 $2,976 2.93%
    LAWRENCE, KS (FHA|USDA|VA) 8 $1,760,000 $220,000 $2,121 3.30%
    JACKSONVILLE, FL (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,406 2.77%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,700,000 $283,333 $4,254 3.04%
    IOWA CITY, IA (FHA|USDA|VA) 7 $1,695,000 $242,143 $3,410 3.25%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 8 $1,690,000 $211,250 $3,460 3.11%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 10 $1,560,000 $156,000 $3,031 3.25%
    Menomonie, WI (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,934 3.54%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,250,000 $312,500 $5,263 3.28%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 6 $1,250,000 $208,333 $2,505 3.02%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,282 3.13%
    EAU CLAIRE, WI (FHA|USDA|VA) 8 $1,170,000 $146,250 $2,631 3.11%
    Breckenridge, CO (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $4,070 3.13%
    Traverse City, MI (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,821 3.13%
    DULUTH, MN-WI (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,429 3.23%
    Faribault-Northfield, MN (FHA|USDA|VA) 3 $995,000 $331,667 $2,912 3.29%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $955,000 $191,000 $4,946 2.95%
    KANKAKEE, IL (FHA|USDA|VA) 6 $940,000 $156,667 $3,849 3.04%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $905,000 $301,667 $3,427 3.13%
    Picayune, MS (FHA|USDA|VA) 5 $875,000 $175,000 $6,494 3.63%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $850,000 $212,500 $5,599 3.06%
    MONROE, MI (FHA|USDA|VA) 4 $830,000 $207,500 $6,435 2.88%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $810,000 $202,500 $2,536 3.31%
    THE VILLAGES, FL (FHA|USDA|VA) 2 $750,000 $375,000 $4,473 3.00%
    Clewiston, FL (FHA|USDA|VA) 4 $730,000 $182,500 $7,953 3.69%
    ANN ARBOR, MI (FHA|USDA|VA) 3 $725,000 $241,667 $4,032 3.17%
    Platteville, WI (FHA|USDA|VA) 6 $710,000 $118,333 $2,486 3.31%
    ROCHESTER, MN (FHA|USDA|VA) 3 $705,000 $235,000 $4,274 2.83%
    Big Rapids, MI (FHA|USDA|VA) 4 $670,000 $167,500 $3,245 3.41%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $660,000 $330,000 $3,773 3.38%
    Cadillac, MI (FHA|USDA|VA) 2 $600,000 $300,000 $3,393 3.31%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $580,000 $290,000 $3,929 3.56%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $580,000 $290,000 $3,589 3.44%
    PEORIA, IL (FHA|USDA|VA) 5 $575,000 $115,000 $3,525 4.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $555,000 $185,000 $4,559 2.71%
    Pella, IA (FHA|USDA|VA) 2 $540,000 $270,000 $6,497 3.13%
    Frankfort, IN (FHA|USDA|VA) 4 $530,000 $132,500 $3,984 3.50%
    Crawfordsville, IN (FHA|USDA|VA) 3 $525,000 $175,000 $2,581 3.04%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $520,000 $130,000 $4,573 3.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $515,000 $515,000 $4,443 2.38%
    COLUMBIA, MO (FHA|USDA|VA) 1 $505,000 $505,000 $11,010 3.88%
    BATTLE CREEK, MI (FHA|USDA|VA) 3 $485,000 $161,667 $7,890 3.04%
    Marshalltown, IA (FHA|USDA|VA) 3 $485,000 $161,667 $3,912 3.46%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $470,000 $235,000 $4,014 3.00%
    Wauchula, FL (FHA|USDA|VA) 1 $445,000 $445,000 $10,048 3.38%
    Warrensburg, MO (FHA|USDA|VA) 2 $430,000 $215,000 $3,816 3.75%
    LOUISVILLE, KY (FHA|USDA|VA) 3 $425,000 $141,667 $2,473 3.42%
    Rochelle, IL (FHA|USDA|VA) 2 $390,000 $195,000 $6,880 2.81%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,597 3.50%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $365,000 $365,000 $6,585 3.00%
    Brainerd, MN (FHA|USDA|VA) 1 $345,000 $345,000 $5,004 3.38%
    MANHATTAN, KS (FHA|USDA|VA) 2 $340,000 $170,000 $1,918 3.50%
    Mason City, IA (FHA|USDA|VA) 1 $335,000 $335,000 $5,637 2.50%
    GREELEY, CO (FHA|USDA|VA) 1 $335,000 $335,000 $3,432 2.88%
    Key West, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,500 3.50%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $335,000 $335,000 $5,349 2.88%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $330,000 $165,000 $3,827 4.25%
    Ludington, MI (FHA|USDA|VA) 1 $325,000 $325,000 $3,174 3.00%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $315,000 $315,000 $2,613 2.75%
    Grand Rapids, MN (FHA|USDA|VA) 1 $305,000 $305,000 $3,637 2.88%
    DECATUR, AL (FHA|USDA|VA) 1 $295,000 $295,000 $5,841 3.50%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $285,000 $285,000 $10,554 2.38%
    Sevierville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,407 2.88%
    Branson, MO (FHA|USDA|VA) 1 $255,000 $255,000 $2,814 2.63%
    JACKSON, MI (FHA|USDA|VA) 2 $250,000 $125,000 $3,671 2.81%
    BLOOMINGTON, IL (FHA|USDA|VA) 2 $250,000 $125,000 $2,349 3.31%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $250,000 $125,000 $3,053 3.25%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $245,000 $245,000 $4,089 3.38%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $245,000 $245,000 $11,030 2.75%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $235,000 $235,000 $2,313 3.00%
    Fort Dodge, IA (FHA|USDA|VA) 2 $230,000 $115,000 $2,635 3.38%
    Hillsdale, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,920 3.38%
    Oxford, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,441 2.75%
    Pontiac, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,876 3.50%
    Durango, CO (FHA|USDA|VA) 1 $205,000 $205,000 $2,628 3.38%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $195,000 $195,000 $3,781 2.88%
    Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,361 2.63%
    Freeport, IL (FHA|USDA|VA) 1 $185,000 $185,000 $4,786 3.38%
    MIDLAND, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,663 4.13%
    Red Wing, MN (FHA|USDA|VA) 1 $175,000 $175,000 $2,140 3.88%
    DUBUQUE, IA (FHA|USDA|VA) 1 $165,000 $165,000 $4,437 3.63%
    AKRON, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,181 2.75%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,713 3.63%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,859 2.63%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,105 3.88%
    KOKOMO, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,070 3.75%
    Dayton, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,608 2.88%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,022 3.50%
    Sturgis, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,194 3.00%
    Oskaloosa, IA (FHA|USDA|VA) 1 $105,000 $105,000 $4,120 2.75%
    COLUMBUS, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,959 3.25%
    Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,958 3.63%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,631 2.88%
    Marquette, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,614 2.75%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,990 3.00%
    Mount Pleasant, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,459 3.25%
    Fairfield, IA (FHA|USDA|VA) 1 $95,000 $95,000 $5,125 2.75%
    Houghton, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.38%
    Atmore, AL (FHA|USDA|VA) 1 $85,000 $85,000 $3,924 2.75%
    MUNCIE, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.38%
    Enterprise, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,641 2.88%
    Inlanta Mortgage's top markets include Milwaukee, Chicago, Kansas City, Green Bay, and Grand Rapids among others.

    Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against INLANTA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Brokaw Credit Union
    Similarity Rank: 35
    Eglin Federal Credit Union
    Similarity Rank: 60
    Horicon Bank
    Similarity Rank: 160
    HNB National Bank
    Similarity Rank: 165
    CAPITAL Credit Union
    Similarity Rank: 210
    Fox Valley Savings Bank
    Similarity Rank: 238
    United Bank of Union
    Similarity Rank: 245
    Gulf Winds Credit Union
    Similarity Rank: 264
    Peoples State Bank
    Similarity Rank: 264
    The Greenwood's State Bank
    Similarity Rank: 270

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,172 $1,598,170,000 $222,835 $2,622 3.15%
    FHA 993 $184,285,000 $185,584 $6,838 3.35%
    VA 505 $123,395,000 $244,347 $5,109 3.06%
    USDA 277 $39,795,000 $143,664 $4,309 3.29%

    For 2020, Inlanta Mortgage's most frequently originated type of loan was Conventional, with 7,172 originations. Their 2nd most popular type was FHA, with 993 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,354 $895,580,000 $205,691 $4,109 3.26%
    Refi 3,612 $829,030,000 $229,521 $2,405 3.05%
    Cash Out Refi 896 $202,770,000 $226,306 $3,058 3.18%
    Other 52 $11,740,000 $225,769 $3,236 3.77%
    Home Improvement 33 $6,525,000 $197,727 $2,796 3.81%

    For 2020, Inlanta Mortgage's most frequently cited loan purpose was Home Purchase, with 4,354 originations. The 2nd most popular reason was Refi, with 3,612 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,188 $1,608,980,000 $223,843 $3,607 3.24%
    15 Year 962 $199,510,000 $207,391 $2,278 2.77%
    20 Year 413 $90,595,000 $219,358 $2,434 3.09%
    10 Year 225 $9,115,000 $40,511 $432 3.10%
    Other 159 $37,445,000 $235,503 $2,380 3.15%

    For 2020, Inlanta Mortgage's most frequently cited loan duration was 30 Year, with 7,188 originations. The 2nd most popular length was 15 Year, with 962 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,986 $1,326,640,000 $221,624
    $<1k 1,535 $320,805,000 $208,993
    $2k-3k 671 $136,675,000 $203,689
    $3k-4k 297 $65,625,000 $220,960
    $4k-5k 102 $27,740,000 $271,961
    $5k+ 73 $22,555,000 $308,973

    Inlanta Mortgage's average total fees were $3,607, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,986 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,214 $879,800,000 $208,780
    2.5-3% 3,826 $878,210,000 $229,537
    <2.5% 490 $115,420,000 $235,551
    4-5% 393 $68,655,000 $174,695
    5-6% 13 $2,015,000 $155,000
    6-7% 6 $890,000 $148,333
    7-8% 3 $455,000 $151,667
    Over 8% 2 $200,000 $100,000

    During 2020, Inlanta Mortgage's average interest rate for loans was 3.24%, while their most frequently originated rate bucket for loans was 3-4%, with 4,214 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,887 $1,055,425,000 $271,527 $3,593 3.13%
    $100k-200k 3,746 $575,470,000 $153,623 $3,232 3.22%
    $100,000 or less 749 $46,225,000 $61,716 $2,105 3.33%
    $400k-600k 540 $249,100,000 $461,296 $3,150 3.00%
    $600k-1MM 22 $16,180,000 $735,455 $4,321 3.07%
    $1MM+ 3 $3,245,000 $1,081,667 $10,149 2.92%

    2020 saw Inlanta Mortgage place emphasis on $200k-400k loans with 3,887 originations, totaling $1,055,425,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,276 $412,930,000 $181,428 $3,549 3.22%
    $100k-150k 1,800 $466,790,000 $259,328 $3,056 3.14%
    $50k or less 1,617 $211,485,000 $130,788 $3,480 3.25%
    $75k-100k 1,588 $344,850,000 $217,160 $3,423 3.19%
    $150k-250k 1,004 $316,510,000 $315,249 $2,907 3.09%
    $250k+ 332 $117,920,000 $355,181 $2,868 3.03%

    Inlanta Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,276 originations. The second most popular income band? $100k-150k, with 1,800 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,122 $473,360,000 $223,073 $2,749 3.12%
    30-36% 1,656 $353,130,000 $213,243 $3,155 3.20%
    <20% 948 $218,660,000 $230,654 $2,630 3.01%
    44% 378 $76,690,000 $202,884 $3,713 3.25%
    40% 341 $74,085,000 $217,258 $3,306 3.25%
    50-60% 330 $68,900,000 $208,788 $6,807 3.26%
    43% 326 $66,100,000 $202,761 $3,521 3.24%
    36% 324 $70,490,000 $217,562 $3,184 3.25%
    38% 312 $63,050,000 $202,083 $3,254 3.21%
    42% 311 $64,915,000 $208,730 $3,678 3.25%
    37% 310 $66,750,000 $215,323 $3,423 3.20%
    41% 306 $64,530,000 $210,882 $3,488 3.24%
    39% 294 $62,710,000 $213,299 $3,347 3.18%
    49% 219 $49,475,000 $225,913 $4,236 3.18%
    47% 177 $40,465,000 $228,616 $3,910 3.21%
    45% 175 $38,315,000 $218,943 $3,446 3.15%
    48% 170 $39,970,000 $235,118 $3,598 3.20%
    46% 170 $38,210,000 $224,765 $3,757 3.24%
    >60% 11 $3,095,000 $281,364 $7,657 3.28%

    Inlanta Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,122 originations. The next most common DTI ratio? 30-36%, with 1,656 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,008 $1,747,500,000 $218,219 $3,232 3.17%
    Not provided 538 $114,000,000 $211,896 $3,705 3.20%
    Asian 175 $41,255,000 $235,743 $3,371 3.06%
    Black 186 $35,130,000 $188,871 $5,057 3.29%
    American Indian 30 $5,250,000 $175,000 $3,187 3.13%
    Asian Indian 3 $965,000 $321,667 $2,398 2.96%
    Native Hawaiian or Islander 3 $605,000 $201,667 $5,233 3.13%
    Guamanian 1 $375,000 $375,000 $12,601 3.75%
    Vietnamese 1 $195,000 $195,000 $3,529 4.25%
    Japanese 1 $185,000 $185,000 $0 3.63%
    Filipino 1 $185,000 $185,000 $5,443 3.13%

    Approval Rates

    Total approvals of all applications
    96.91%

    Inlanta Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.93%

    Inlanta Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,947 $1,945,645,000 $217,463

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 29 $4,125,000 $142,241
    Single Family (1-4 Units):Site-Built 8,918 $1,941,520,000 $217,708

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 156 $23,910,000 $153,269 $2,388 2.95%
    40-60% 886 $183,860,000 $207,517 $2,311 2.95%
    60-80% 3,149 $743,825,000 $236,210 $2,518 3.14%
    80-100% 4,404 $959,340,000 $217,834 $4,086 3.25%
    Over 100% 132 $27,870,000 $211,136 $7,036 3.20%
    Under 20% 193 $2,935,000 $15,207 $138 3.22%