Inlanta Mortgage Rates, Fees & Info

PEWAUKEE, WI

LEI: 549300T7J3E2UGY5GL15

Tax ID: 39-1767726

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Inlanta Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. Inlanta Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Milwaukee, Chicago, Kansas City, Grand Rapids, and Green Bay among others. We have data for 151 markets. (Some data included below & more in-depth data is available with an active subscription.)

Inlanta Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inlanta Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.79% 12/16/24
30 Year Conventional Refi 6.61% 12/16/24
30 Year Cash-out Refi 6.83% 12/16/24
30 Year FHA Purchase 7.61% 12/16/24
30 Year FHA Refi 7.49% 12/16/24
30 Year VA Purchase 6.54% 12/16/24
30 Year VA Refi 6.28% 12/16/24
30 Year USDA Purchase 7.07% 12/16/24
30 Year USDA Refi 7.49% 12/16/24
15 Year Conventional Purchase 6.04% 12/16/24
15 Year Conventional Refi 6.15% 12/16/24
15 Year Cash-out Refi 6.15% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Inlanta Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Inlanta Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,210

Origination Dollar Volume (All Markets)

$1,775,370,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1,356 $317,500,000 $234,145 $2,475 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 641 $146,625,000 $228,744 $4,791 3.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 497 $126,805,000 $255,141 $3,178 2.99%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 533 $116,745,000 $219,034 $3,274 3.16%
Outside of Metro Areas 565 $100,725,000 $178,274 $3,443 3.21%
GREEN BAY, WI (FHA|USDA|VA) 533 $97,615,000 $183,143 $2,322 3.04%
MADISON, WI (FHA|USDA|VA) 302 $81,690,000 $270,497 $2,978 3.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 216 $59,860,000 $277,130 $4,946 3.02%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 277 $57,765,000 $208,538 $5,485 3.10%
APPLETON, WI (FHA|USDA|VA) 295 $57,295,000 $194,220 $2,722 3.03%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 269 $55,785,000 $207,379 $3,695 3.03%
WAUSAU-WESTON, WI (FHA|USDA|VA) 314 $49,570,000 $157,866 $3,348 3.24%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 275 $46,675,000 $169,727 $3,602 3.23%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 218 $43,490,000 $199,495 $5,250 3.19%
AMES, IA (FHA|USDA|VA) 179 $36,375,000 $203,212 $3,736 3.08%
RACINE, WI (FHA|USDA|VA) 162 $32,030,000 $197,716 $2,795 3.01%
PUNTA GORDA, FL (FHA|USDA|VA) 97 $24,355,000 $251,082 $4,650 3.06%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 140 $23,730,000 $169,500 $2,783 3.04%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 70 $20,650,000 $295,000 $3,203 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 52 $19,240,000 $370,000 $5,852 3.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 82 $19,120,000 $233,171 $4,364 3.04%
Whitewater, WI (FHA|USDA|VA) 67 $14,905,000 $222,463 $3,088 3.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 41 $13,735,000 $335,000 $6,614 3.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 30 $10,980,000 $366,000 $5,303 2.93%
COLUMBUS, OH (FHA|USDA|VA) 53 $9,935,000 $187,453 $4,631 2.96%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 41 $9,045,000 $220,610 $3,406 3.06%
PANAMA CITY, FL (FHA|USDA|VA) 29 $8,405,000 $289,828 $5,515 3.19%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 35 $7,815,000 $223,286 $4,074 3.18%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 32 $7,360,000 $230,000 $4,838 3.15%
Marinette, WI-MI (FHA|USDA|VA) 52 $7,320,000 $140,769 $2,956 3.21%
ST. LOUIS, MO-IL (FHA|USDA|VA) 29 $6,875,000 $237,069 $2,397 2.90%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $6,350,000 $288,636 $5,348 3.05%
FOND DU LAC, WI (FHA|USDA|VA) 40 $6,220,000 $155,500 $3,064 3.11%
Manitowoc, WI (FHA|USDA|VA) 42 $6,070,000 $144,524 $2,780 3.08%
Beaver Dam, WI (FHA|USDA|VA) 27 $5,415,000 $200,556 $2,712 3.03%
Shawano, WI (FHA|USDA|VA) 31 $5,385,000 $173,710 $3,228 3.18%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 33 $4,765,000 $144,394 $3,191 3.19%
CEDAR RAPIDS, IA (FHA|USDA|VA) 30 $4,490,000 $149,667 $4,017 3.03%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 30 $4,370,000 $145,667 $3,391 3.17%
Holland, MI (FHA|USDA|VA) 21 $4,345,000 $206,905 $3,533 3.36%
EAU CLAIRE, WI (FHA|USDA|VA) 29 $4,255,000 $146,724 $3,642 3.25%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 11 $4,115,000 $374,091 $3,759 3.19%
SHEBOYGAN, WI (FHA|USDA|VA) 23 $3,915,000 $170,217 $3,111 3.22%
Stevens Point, WI (FHA|USDA|VA) 19 $3,695,000 $194,474 $3,941 3.24%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 16 $3,640,000 $227,500 $5,628 3.23%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 20 $3,440,000 $172,000 $3,172 3.42%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 18 $3,220,000 $178,889 $3,879 3.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 9 $2,705,000 $300,556 $5,439 3.18%
ROCKFORD, IL (FHA|USDA|VA) 16 $2,700,000 $168,750 $4,804 3.27%
Baraboo, WI (FHA|USDA|VA) 11 $2,375,000 $215,909 $3,224 3.14%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $2,300,000 $575,000 $9,244 3.16%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,950,000 $487,500 $6,790 2.81%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,895,000 $270,714 $5,868 2.79%
MUSKEGON, MI (FHA|USDA|VA) 15 $1,865,000 $124,333 $4,194 3.64%
Clewiston, FL (FHA|USDA|VA) 7 $1,845,000 $263,571 $7,202 2.91%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,815,000 $259,286 $5,364 2.93%
BATTLE CREEK, MI (FHA|USDA|VA) 10 $1,760,000 $176,000 $3,881 3.16%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,660,000 $207,500 $4,128 3.23%
Marshalltown, IA (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,990 3.07%
Big Rapids, MI (FHA|USDA|VA) 8 $1,640,000 $205,000 $5,474 3.58%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 7 $1,635,000 $233,571 $3,641 3.13%
Arcadia, FL (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,306 3.03%
Breckenridge, CO (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $4,948 3.13%
OCALA, FL (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,870 3.15%
Picayune, MS (FHA|USDA|VA) 7 $1,255,000 $179,286 $5,776 2.86%
IOWA CITY, IA (FHA|USDA|VA) 6 $1,230,000 $205,000 $3,935 2.88%
Winona, MN (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,334 3.00%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,065 2.95%
Platteville, WI (FHA|USDA|VA) 9 $1,195,000 $132,778 $3,332 3.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $5,089 2.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 7 $1,105,000 $157,857 $6,876 3.38%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,408 3.04%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 3 $1,045,000 $348,333 $3,109 2.83%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,283 3.03%
Menomonie, WI (FHA|USDA|VA) 5 $995,000 $199,000 $4,450 3.38%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $995,000 $995,000 $3,840 3.25%
WICHITA, KS (FHA|USDA|VA) 2 $950,000 $475,000 $3,033 2.81%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $865,000 $288,333 $4,524 3.08%
MOBILE, AL (FHA|USDA|VA) 2 $850,000 $425,000 $3,114 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $785,000 $157,000 $3,504 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 3 $785,000 $261,667 $5,890 2.67%
Mount Pleasant, MI (FHA|USDA|VA) 3 $735,000 $245,000 $4,638 3.46%
MONROE, MI (FHA|USDA|VA) 3 $595,000 $198,333 $6,112 2.88%
Ottawa, IL (FHA|USDA|VA) 3 $595,000 $198,333 $6,459 3.75%
DOTHAN, AL (FHA|USDA|VA) 3 $595,000 $198,333 $5,506 2.88%
KANKAKEE, IL (FHA|USDA|VA) 3 $585,000 $195,000 $2,236 2.63%
AKRON, OH (FHA|USDA|VA) 4 $580,000 $145,000 $3,877 2.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $570,000 $285,000 $8,243 3.31%
Pella, IA (FHA|USDA|VA) 4 $560,000 $140,000 $4,398 3.22%
THE VILLAGES, FL (FHA|USDA|VA) 2 $500,000 $250,000 $3,927 2.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $480,000 $240,000 $7,371 2.94%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $5,525 3.94%
Rochelle, IL (FHA|USDA|VA) 3 $475,000 $158,333 $7,029 1.71%
Red Wing, MN (FHA|USDA|VA) 2 $470,000 $235,000 $2,937 3.06%
Ludington, MI (FHA|USDA|VA) 2 $460,000 $230,000 $2,978 2.56%
FORT COLLINS, CO (FHA|USDA|VA) 1 $435,000 $435,000 $5,051 2.75%
Fort Dodge, IA (FHA|USDA|VA) 3 $435,000 $145,000 $3,405 3.04%
TULSA, OK (FHA|USDA|VA) 2 $420,000 $210,000 $4,649 3.44%
ASHEVILLE, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,690 3.50%
Crawfordsville, IN (FHA|USDA|VA) 1 $405,000 $405,000 $2,941 3.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.88%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $365,000 $365,000 $2,781 3.13%
LAWRENCE, KS (FHA|USDA|VA) 2 $360,000 $180,000 $2,488 3.13%
Sevierville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $3,654 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $355,000 $355,000 $5,141 3.25%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $355,000 $355,000 $0 3.63%
NILES, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,593 4.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,268 3.88%
Fergus Falls, MN (FHA|USDA|VA) 1 $335,000 $335,000 $2,829 3.13%
Alice, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,956 3.38%
LONGVIEW, TX (FHA|USDA|VA) 2 $330,000 $165,000 $5,984 3.69%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $4,216 2.50%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 3 $305,000 $101,667 $2,781 3.08%
SAGINAW, MI (FHA|USDA|VA) 1 $295,000 $295,000 $8,176 3.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $290,000 $145,000 $3,718 3.63%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $285,000 $285,000 $3,229 3.00%
ROCHESTER, MN (FHA|USDA|VA) 2 $280,000 $140,000 $6,327 3.88%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,565 3.13%
Escanaba, MI (FHA|USDA|VA) 1 $265,000 $265,000 $8,945 3.00%
Fairfield, IA (FHA|USDA|VA) 2 $250,000 $125,000 $4,509 3.13%
DUBUQUE, IA (FHA|USDA|VA) 1 $245,000 $245,000 $2,887 3.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 3.00%
LOUISVILLE, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.13%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $4,208 3.38%
Branson, MO (FHA|USDA|VA) 1 $215,000 $215,000 $4,492 3.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,041 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,186 2.75%
JACKSON, MI (FHA|USDA|VA) 1 $195,000 $195,000 $3,876 3.50%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,658 3.13%
JACKSON, MS (FHA|USDA|VA) 1 $195,000 $195,000 $6,509 3.25%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,989 3.50%
HATTIESBURG, MS (FHA|USDA|VA) 1 $185,000 $185,000 $7,782 2.88%
Ottawa, KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,374 2.50%
MIDLAND, MI (FHA|USDA|VA) 1 $185,000 $185,000 $2,252 3.25%
Muscatine, IA (FHA|USDA|VA) 1 $185,000 $185,000 $6,478 3.63%
Connersville, IN (FHA|USDA|VA) 1 $175,000 $175,000 $934 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,387 3.25%
Adrian, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,653 3.25%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $4,268 2.25%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,479 3.38%
Steamboat Springs, CO (FHA|USDA|VA) 1 $145,000 $145,000 $2,688 2.75%
Traverse City, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,737 3.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $135,000 $135,000 $2,893 2.63%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.13%
North Wilkesboro, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,792 3.25%
BAY CITY, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,734 3.88%
Houghton, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,251 3.13%
Frankfort, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,475 3.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,498 2.50%
Dixon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,782 3.13%
Inlanta Mortgage's top markets include Milwaukee, Chicago, Kansas City, Grand Rapids, and Green Bay among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against INLANTA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PROSPERA Credit Union
    Similarity Rank: 60
    Prevail Bank
    Similarity Rank: 66
    Brokaw Credit Union
    Similarity Rank: 88
    Wolf River Community Bank
    Similarity Rank: 150
    Fox Valley Savings Bank
    Similarity Rank: 180
    HARVESTERS FEDERAL CREDIT UNION
    Similarity Rank: 210
    MORTGAGE ONE OF THE SOUTH, INC.
    Similarity Rank: 228
    Badger Bank
    Similarity Rank: 231
    Forward Bank
    Similarity Rank: 256
    PyraMax Bank, FSB
    Similarity Rank: 260

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,420 $1,411,200,000 $219,813 $2,734 3.07%
    FHA 1,069 $205,815,000 $192,530 $6,770 3.21%
    VA 434 $114,260,000 $263,272 $5,895 2.95%
    USDA 287 $44,095,000 $153,641 $4,454 3.17%

    For 2021, Inlanta Mortgage's most frequently originated type of loan was Conventional, with 6,420 originations. Their 2nd most popular type was FHA, with 1,069 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,726 $1,043,020,000 $220,698 $4,166 3.17%
    Refi 2,321 $481,695,000 $207,538 $2,405 2.86%
    Cash Out Refi 1,112 $239,870,000 $215,710 $3,077 3.15%
    Home Improvement 26 $5,000,000 $192,308 $2,610 3.16%
    Other 25 $5,785,000 $231,400 $2,980 3.33%

    For 2021, Inlanta Mortgage's most frequently cited loan purpose was Home Purchase, with 4,726 originations. The 2nd most popular reason was Refi, with 2,321 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,816 $1,522,240,000 $223,333 $3,804 3.16%
    15 Year 760 $151,540,000 $199,395 $2,374 2.54%
    20 Year 319 $71,235,000 $223,307 $2,529 2.92%
    10 Year 227 $10,665,000 $46,982 $615 2.91%
    Other 88 $19,690,000 $223,750 $2,385 3.02%

    For 2021, Inlanta Mortgage's most frequently cited loan duration was 30 Year, with 6,816 originations. The 2nd most popular length was 15 Year, with 760 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,761 $1,267,675,000 $220,044
    $<1k 1,233 $251,415,000 $203,905
    $2k-3k 544 $113,840,000 $209,265
    $3k-4k 216 $51,600,000 $238,889
    $4k-5k 73 $21,305,000 $291,849
    $5k+ 69 $22,845,000 $331,087

    Inlanta Mortgage's average total fees were $3,804, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,761 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,119 $845,065,000 $205,163
    2.5-3% 3,237 $739,225,000 $228,367
    <2.5% 727 $166,125,000 $228,508
    4-5% 126 $24,330,000 $193,095
    5-6% 1 $625,000 $625,000

    During 2021, Inlanta Mortgage's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 3-4%, with 4,119 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 3,555 $542,165,000 $152,508 $3,319 3.10%
    $200k-400k 3,278 $893,820,000 $272,672 $3,913 3.08%
    $100,000 or less 797 $52,875,000 $66,343 $2,094 3.13%
    $400k-600k 546 $256,920,000 $470,549 $3,950 2.91%
    $600k-1MM 25 $17,895,000 $715,800 $7,376 3.13%
    $1MM+ 9 $11,695,000 $1,299,444 $7,842 3.36%

    2021 saw Inlanta Mortgage place emphasis on $100k-200k loans with 3,555 originations, totaling $542,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,257 $417,545,000 $185,000 $3,718 3.13%
    $50k or less 1,825 $250,695,000 $137,367 $3,580 3.12%
    $100k-150k 1,522 $400,690,000 $263,265 $3,396 3.05%
    $75k-100k 1,458 $322,160,000 $220,960 $3,409 3.11%
    $150k-250k 814 $260,720,000 $320,295 $3,146 2.98%
    $250k+ 255 $103,675,000 $406,569 $3,845 2.93%

    Inlanta Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,257 originations. The second most popular income band? $50k or less, with 1,825 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,785 $384,235,000 $215,258 $2,916 3.01%
    30-36% 1,549 $340,105,000 $219,564 $3,337 3.11%
    <20% 640 $138,250,000 $216,016 $2,681 2.91%
    44% 358 $73,160,000 $204,358 $3,784 3.19%
    40% 341 $70,925,000 $207,991 $3,909 3.17%
    50-60% 336 $74,120,000 $220,595 $6,929 3.14%
    41% 322 $65,110,000 $202,205 $3,567 3.14%
    42% 320 $67,250,000 $210,156 $3,516 3.13%
    39% 315 $66,575,000 $211,349 $3,633 3.18%
    43% 309 $70,515,000 $228,204 $3,495 3.11%
    36% 299 $62,185,000 $207,977 $3,431 3.13%
    37% 286 $59,840,000 $209,231 $3,308 3.15%
    38% 276 $59,680,000 $216,232 $3,568 3.15%
    45% 231 $48,895,000 $211,667 $3,895 3.12%
    49% 195 $45,235,000 $231,974 $4,137 3.07%
    46% 191 $41,655,000 $218,089 $4,011 3.10%
    48% 186 $41,610,000 $223,710 $4,044 3.13%
    47% 174 $42,260,000 $242,874 $4,114 3.11%
    >60% 12 $3,110,000 $259,167 $6,796 2.97%

    Inlanta Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,785 originations. The next most common DTI ratio? 30-36%, with 1,549 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,012 $1,512,360,000 $215,682 $3,409 3.08%
    Not provided 686 $155,260,000 $226,327 $3,880 3.11%
    Black 238 $50,520,000 $212,269 $5,193 3.15%
    Asian 222 $46,990,000 $211,667 $3,766 3.05%
    American Indian 39 $6,515,000 $167,051 $3,691 3.14%
    Native Hawaiian or Islander 6 $1,710,000 $285,000 $3,141 3.06%
    Asian Indian 3 $1,015,000 $338,333 $6,515 2.96%
    Other Asian 2 $510,000 $255,000 $4,008 2.94%
    Other Pacific Islander 2 $490,000 $245,000 $5,694 3.38%

    Approval Rates

    Total approvals of all applications
    96.58%

    Inlanta Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.33%

    Inlanta Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 8,210 $1,775,370,000 $216,245

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    8,210 $1,775,370,000 $216,245

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 200 $28,920,000 $144,600 $2,409 2.78%
    40-60% 855 $165,345,000 $193,386 $2,442 2.83%
    60-80% 2,657 $609,385,000 $229,351 $2,786 3.07%
    80-100% 4,195 $936,385,000 $223,215 $4,171 3.16%
    Over 100% 128 $32,430,000 $253,359 $9,075 3.11%
    Under 20% 167 $1,825,000 $10,928 $120 3.08%