Inlanta Mortgage Rates, Fees & Info

PEWAUKEE, WI

LEI: 549300T7J3E2UGY5GL15

Tax ID: 39-1767726

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Mortgage Data

Review & Overview

Inlanta Mortgage is a smaller mortgage company specializing in Home Purchase loans. Inlanta Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Milwaukee, North Port, Kansas City, and Grand Rapids among others. We have data for 97 markets. (Some data included below & more in-depth data is available with an active subscription.)

Inlanta Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inlanta Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.79% 4/21/24
30 Year Conventional Refi 6.61% 4/21/24
30 Year Cash-out Refi 6.83% 4/21/24
30 Year FHA Purchase 7.61% 4/21/24
30 Year FHA Refi 7.49% 4/21/24
30 Year VA Purchase 6.54% 4/21/24
30 Year VA Refi 6.28% 4/21/24
30 Year USDA Purchase 7.07% 4/21/24
30 Year USDA Refi 7.49% 4/21/24
15 Year Conventional Purchase 6.04% 4/21/24
15 Year Conventional Refi 6.15% 4/21/24
15 Year Cash-out Refi 6.15% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Inlanta Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Inlanta Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,713

Origination Dollar Volume (All Markets)

$483,765,000

Awards

INLANTA MORTGAGE FHA Loans gold INLANTA MORTGAGE 30 Year Conventional Loans bronze INLANTA MORTGAGE VA Loans silver INLANTA MORTGAGE USDA Loans gold
Show all (4) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 427 $82,915,000 $194,180 $6,125 4.98%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 331 $66,195,000 $199,985 $3,083 4.84%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 179 $39,265,000 $219,358 $5,650 4.85%
KANSAS CITY, MO-KS (FHA|USDA|VA) 140 $28,610,000 $204,357 $3,976 4.81%
Outside of Metro Areas 187 $26,475,000 $141,578 $3,420 5.02%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 141 $26,145,000 $185,426 $4,732 5.00%
MADISON, WI (FHA|USDA|VA) 109 $24,875,000 $228,211 $3,928 4.83%
GREEN BAY, WI (FHA|USDA|VA) 141 $20,955,000 $148,617 $2,667 4.93%
WAUSAU-WESTON, WI (FHA|USDA|VA) 184 $20,680,000 $112,391 $3,025 5.11%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 109 $14,285,000 $131,055 $3,674 5.02%
APPLETON, WI (FHA|USDA|VA) 86 $13,160,000 $153,023 $2,844 5.06%
AMES, IA (FHA|USDA|VA) 68 $12,260,000 $180,294 $4,627 4.84%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 41 $10,445,000 $254,756 $4,388 4.77%
PUNTA GORDA, FL (FHA|USDA|VA) 49 $10,265,000 $209,490 $5,810 4.86%
RACINE, WI (FHA|USDA|VA) 39 $7,115,000 $182,436 $3,713 4.95%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 34 $6,240,000 $183,529 $3,746 4.81%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 30 $5,970,000 $199,000 $5,745 4.73%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 43 $5,555,000 $129,186 $3,013 4.98%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 28 $5,180,000 $185,000 $6,576 5.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 21 $5,115,000 $243,571 $5,858 4.99%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $4,780,000 $199,167 $3,260 4.99%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 24 $2,780,000 $115,833 $2,675 4.93%
MUSKEGON, MI (FHA|USDA|VA) 22 $2,290,000 $104,091 $4,576 5.09%
Holland, MI (FHA|USDA|VA) 12 $2,150,000 $179,167 $5,673 5.07%
Whitewater, WI (FHA|USDA|VA) 13 $2,105,000 $161,923 $3,555 5.12%
CEDAR RAPIDS, IA (FHA|USDA|VA) 15 $2,085,000 $139,000 $4,240 4.94%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 9 $2,055,000 $228,333 $3,075 4.64%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $1,975,000 $282,143 $6,288 5.05%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $1,890,000 $236,250 $3,998 4.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $1,820,000 $303,333 $6,196 4.65%
Beaver Dam, WI (FHA|USDA|VA) 13 $1,695,000 $130,385 $2,645 5.06%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,495,000 $498,333 $3,297 4.46%
FOND DU LAC, WI (FHA|USDA|VA) 11 $1,345,000 $122,273 $2,981 5.09%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 11 $1,295,000 $117,727 $3,185 4.93%
ROCKFORD, IL (FHA|USDA|VA) 8 $1,210,000 $151,250 $4,032 5.05%
Arcadia, FL (FHA|USDA|VA) 7 $1,185,000 $169,286 $7,481 5.05%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $1,130,000 $188,333 $6,432 4.56%
TOLEDO, OH (FHA|USDA|VA) 10 $1,120,000 $112,000 $4,036 5.14%
Manitowoc, WI (FHA|USDA|VA) 11 $1,105,000 $100,455 $2,672 5.08%
Baraboo, WI (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,754 5.27%
Marinette, WI-MI (FHA|USDA|VA) 8 $960,000 $120,000 $3,172 4.95%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $750,000 $187,500 $5,909 4.91%
KANKAKEE, IL (FHA|USDA|VA) 4 $620,000 $155,000 $3,757 4.75%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $615,000 $205,000 $5,928 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $610,000 $305,000 $6,759 5.19%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $595,000 $198,333 $4,439 4.50%
DULUTH, MN-WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,281 4.56%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $560,000 $280,000 $6,278 4.44%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $435,000 $145,000 $4,262 4.79%
Shawano, WI (FHA|USDA|VA) 4 $430,000 $107,500 $2,900 4.94%
Warrensburg, MO (FHA|USDA|VA) 2 $400,000 $200,000 $4,338 4.69%
IOWA CITY, IA (FHA|USDA|VA) 2 $360,000 $180,000 $4,631 5.19%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $350,000 $87,500 $2,356 5.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $330,000 $165,000 $4,616 5.31%
Crawfordsville, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,113 4.88%
Sault Ste. Marie, MI (FHA|USDA|VA) 3 $315,000 $105,000 $3,765 5.29%
Sturgis, MI (FHA|USDA|VA) 2 $310,000 $155,000 $4,862 4.69%
Carroll, IA (FHA|USDA|VA) 2 $300,000 $150,000 $6,558 4.81%
DUBUQUE, IA (FHA|USDA|VA) 2 $290,000 $145,000 $4,746 5.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $270,000 $135,000 $5,509 5.19%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $265,000 $265,000 $14,932 4.50%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $265,000 $265,000 $7,549 4.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $255,000 $255,000 $7,008 4.50%
Marshalltown, IA (FHA|USDA|VA) 2 $250,000 $125,000 $5,677 4.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,165 4.88%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,166 4.50%
Ludington, MI (FHA|USDA|VA) 2 $230,000 $115,000 $5,832 5.13%
KOKOMO, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,679 5.50%
Ottawa, IL (FHA|USDA|VA) 1 $225,000 $225,000 $3,145 4.88%
Dixon, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,474 5.25%
Pella, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,533 4.75%
Red Wing, MN (FHA|USDA|VA) 1 $205,000 $205,000 $2,843 4.75%
Rochelle, IL (FHA|USDA|VA) 1 $195,000 $195,000 $11,110 4.63%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $190,000 $95,000 $5,464 5.31%
Traverse City, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,696 4.63%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,884 4.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.50%
Rolla, MO (FHA|USDA|VA) 1 $155,000 $155,000 $5,468 5.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,115 4.75%
Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,771 4.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,719 4.75%
Clewiston, FL (FHA|USDA|VA) 1 $155,000 $155,000 $7,460 5.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,233 5.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $145,000 $145,000 $3,269 4.63%
Freeport, IL (FHA|USDA|VA) 1 $135,000 $135,000 $4,220 5.00%
Frankfort, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
NILES, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,238 5.25%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,067 5.13%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $115,000 $115,000 $5,045 5.38%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $95,000 $95,000 $3,043 3.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $95,000 $95,000 $5,115 4.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,870 5.00%
Fort Dodge, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,817 4.75%
Albert Lea, MN (FHA|USDA|VA) 1 $75,000 $75,000 $3,466 5.00%
Big Rapids, MI (FHA|USDA|VA) 1 $75,000 $75,000 $4,762 5.50%
Ottumwa, IA (FHA|USDA|VA) 1 $75,000 $75,000 $3,981 5.25%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $65,000 $65,000 $3,167 4.13%
Inlanta Mortgage's top markets include Chicago, Milwaukee, North Port, Kansas City, and Grand Rapids among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against INLANTA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eglin Federal Credit Union
    Similarity Rank: 8
    Kohler Credit Union
    Similarity Rank: 24
    Prevail Bank
    Similarity Rank: 27
    UNITEDONE Credit Union
    Similarity Rank: 48
    McCoy Federal Credit Union
    Similarity Rank: 60
    Cloverbelt Credit Union
    Similarity Rank: 85
    CAPITAL Credit Union
    Similarity Rank: 96
    Guardian Credit Union
    Similarity Rank: 99
    Community Bank of Trenton
    Similarity Rank: 108

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,762 $318,540,000 $180,783 $3,104 4.92%
    FHA 662 $113,930,000 $172,100 $6,850 5.01%
    VA 151 $33,355,000 $220,894 $5,076 4.81%
    USDA 138 $17,940,000 $130,000 $4,360 4.99%

    For 2018, Inlanta Mortgage's most frequently originated type of loan was Conventional, with 1,762 originations. Their 2nd most popular type was FHA, with 662 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,378 $418,940,000 $176,173 $4,303 4.95%
    Cash Out Refi 163 $31,115,000 $190,890 $3,880 4.92%
    Refi 153 $31,245,000 $204,216 $3,424 4.73%
    Other 19 $2,465,000 $129,737 $3,213 5.17%

    For 2018, Inlanta Mortgage's most frequently cited loan purpose was Home Purchase, with 2,378 originations. The 2nd most popular reason was Cash Out Refi, with 163 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,437 $454,485,000 $186,494 $4,515 4.96%
    10 Year 132 $920,000 $6,970 $19 5.09%
    15 Year 102 $19,280,000 $189,020 $3,315 4.29%
    20 Year 38 $8,430,000 $221,842 $3,231 4.57%
    Other 4 $650,000 $162,500 $3,328 4.63%

    For 2018, Inlanta Mortgage's most frequently cited loan duration was 30 Year, with 2,437 originations. The 2nd most popular length was 10 Year, with 132 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,674 $313,860,000 $187,491
    $<1k 442 $61,550,000 $139,253
    $2k-3k 307 $53,025,000 $172,720
    $3k-4k 104 $20,520,000 $197,308
    $4k-5k 46 $9,560,000 $207,826
    $5k+ 39 $10,445,000 $267,821

    Inlanta Mortgage's average total fees were $4,515, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,674 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,679 $322,255,000 $191,933
    5-6% 931 $140,585,000 $151,004
    3-4% 79 $18,325,000 $231,962
    6-7% 21 $2,355,000 $112,143
    7-8% 2 $240,000 $120,000

    During 2018, Inlanta Mortgage's average interest rate for loans was 4.96%, while their most frequently originated rate bucket for loans was 4-5%, with 1,679 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,304 $194,320,000 $149,018 $4,248 4.96%
    $200k-400k 822 $218,550,000 $265,876 $5,184 4.81%
    $100,000 or less 501 $29,845,000 $59,571 $2,389 5.12%
    $400k-600k 77 $34,215,000 $444,351 $5,000 4.68%
    $600k-1MM 8 $5,790,000 $723,750 $3,126 4.55%
    $1MM+ 1 $1,045,000 $1,045,000 $3,480 4.75%

    2018 saw Inlanta Mortgage place emphasis on $100k-200k loans with 1,304 originations, totaling $194,320,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 864 $135,530,000 $156,863 $4,297 4.98%
    $50k or less 749 $83,705,000 $111,756 $3,773 4.99%
    $75k-100k 469 $93,695,000 $199,776 $4,537 4.94%
    $100k-150k 399 $97,895,000 $245,351 $4,374 4.83%
    $150k-250k 167 $50,845,000 $304,461 $4,822 4.82%
    $250k+ 65 $22,095,000 $339,923 $3,935 4.72%

    Inlanta Mortgage lent most frequently to those with incomes in the $50k-75k range, with 864 originations. The second most popular income band? $50k or less, with 749 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 480 $82,570,000 $172,021 $3,730 4.92%
    20-30% 459 $79,205,000 $172,560 $3,657 4.90%
    50-60% 219 $41,175,000 $188,014 $7,048 4.97%
    47% 114 $23,010,000 $201,842 $4,115 4.94%
    40% 114 $20,380,000 $178,772 $3,894 4.97%
    44% 113 $18,665,000 $165,177 $4,228 5.04%
    39% 105 $18,955,000 $180,524 $3,746 4.92%
    43% 105 $19,285,000 $183,667 $4,043 5.02%
    36% 103 $19,095,000 $185,388 $4,035 4.97%
    49% 102 $20,510,000 $201,078 $4,151 4.96%
    45% 99 $18,385,000 $185,707 $4,853 5.07%
    37% 95 $16,545,000 $174,158 $3,946 5.01%
    38% 95 $16,535,000 $174,053 $4,137 4.99%
    48% 92 $16,990,000 $184,674 $5,434 4.98%
    41% 91 $15,895,000 $174,670 $4,230 5.04%
    <20% 89 $16,055,000 $180,393 $3,561 4.81%
    42% 88 $14,850,000 $168,750 $3,919 4.98%
    46% 70 $12,700,000 $181,429 $4,133 4.97%
    >60% 3 $965,000 $321,667 $4,496 4.79%

    Inlanta Mortgage lent most frequently to those with DTI ratios of 30-36%, with 480 originations. The next most common DTI ratio? 20-30%, with 459 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,507 $444,425,000 $177,274 $4,150 4.93%
    Not provided 73 $14,365,000 $196,781 $5,206 5.03%
    Asian 58 $11,520,000 $198,621 $4,695 4.85%
    Black 56 $10,830,000 $193,393 $6,095 4.94%
    American Indian 11 $1,335,000 $121,364 $3,040 5.35%
    Native Hawaiian or Islander 3 $755,000 $251,667 $6,339 4.71%
    Asian Indian 2 $340,000 $170,000 $4,594 5.50%
    Other Asian 2 $120,000 $60,000 $1,487 4.88%
    Japanese 1 $75,000 $75,000 $2,218 5.38%

    Approval Rates

    Total approvals of all applications
    94.52%

    Inlanta Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.29%

    Inlanta Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,713 $483,765,000 $178,314

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 13 $1,635,000 $125,769
    Single Family (1-4 Units):Site-Built 2,700 $482,130,000 $178,567

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 37 $4,095,000 $110,676 $3,026 4.61%
    40-60% 74 $12,210,000 $165,000 $3,374 4.75%
    60-80% 554 $111,350,000 $200,993 $3,326 4.90%
    80-100% 1,860 $344,660,000 $185,301 $4,706 4.95%
    Over 100% 51 $10,155,000 $199,118 $8,093 4.98%
    Under 20% 134 $980,000 $7,313 $101 5.08%