Mid Oregon Federal Credit Union Mortgage Rates, Fees & Info
Bend, ORLEI: 549300TEGBOIDI6Z5J56
Tax ID: 93-0495636
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Mortgage Data
Review & Overview
Mid Oregon Federal Credit Union is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. Mid Oregon Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Bend, Prineville, and Klamath Falls among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid Oregon Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
53Origination Dollar Volume (All Markets)
$10,125,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BEND, OR (FHA|USDA|VA) | 38 | $7,920,000 | $208,421 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $1,310,000 | $218,333 | $0 | 0.00% |
| Prineville, OR (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 0.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 53 | $10,125,000 | $191,038 | $0 | 0.00% |
For 2019, Mid Oregon Federal Credit Union's most frequently originated type of loan was Conventional, with 53 originations.
Loan Reason
For 2019, Mid Oregon Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 20 originations. The 2nd most popular reason was Home Purchase, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 53 | $10,125,000 | $191,038 | $0 | 0.00% |
For 2019, Mid Oregon Federal Credit Union's most frequently cited loan duration was Other, with 53 originations.
Loan Sizing
2019 saw Mid Oregon Federal Credit Union place emphasis on $100,000 or less loans with 17 originations, totaling $1,135,000 in origination value.
Applicant Income
Mid Oregon Federal Credit Union lent most frequently to those with incomes in the $75k-100k range, with 15 originations. The second most popular income band? $50k or less, with 11 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 52 | $9,950,000 | $191,346 | $0 | 0.00% |
| Asian Indian | 1 | $175,000 | $175,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications88.31%
Mid Oregon Federal Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination71.70%
Mid Oregon Federal Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 53 | $10,125,000 | $191,038 |