Mid Oregon Federal Credit Union Mortgage Rates, Fees & InfoBend, OR
Tax ID: 93-0495636
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewMid Oregon Federal Credit Union is a smaller credit union specializing in Home Improvement and Other loans. Mid Oregon Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Bend, Prineville, Klamath Falls, Portland, and Eugene among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)
Mid Oregon Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$129,970,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|BEND, OR (FHA|USDA|VA)||618||$100,640,000||$162,848||$0||0.00%|
|Prineville, OR (FHA|USDA|VA)||126||$15,990,000||$126,905||$0||0.00%|
|Outside of Metro Areas||93||$8,905,000||$95,753||$0||0.00%|
|Klamath Falls, OR (FHA|USDA|VA)||16||$1,770,000||$110,625||$0||0.00%|
|PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA)||8||$1,420,000||$177,500||$0||0.00%|
|EUGENE-SPRINGFIELD, OR (FHA|USDA|VA)||4||$820,000||$205,000||$0||0.00%|
|MEDFORD, OR (FHA|USDA|VA)||1||$255,000||$255,000||$0||0.00%|
|ALBANY-LEBANON, OR (FHA|USDA|VA)||2||$110,000||$55,000||$0||0.00%|
|Roseburg, OR (FHA|USDA|VA)||1||$45,000||$45,000||$0||0.00%|
|Hermiston-Pendleton, OR (FHA|USDA|VA)||1||$15,000||$15,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Mid Oregon Federal Credit Union's most frequently originated type of loan was Conventional, with 870 originations.
For 2022, Mid Oregon Federal Credit Union's most frequently cited loan purpose was Home Improvement, with 471 originations. The 2nd most popular reason was Other, with 271 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Mid Oregon Federal Credit Union's most frequently cited loan duration was Other, with 870 originations.
2022 saw Mid Oregon Federal Credit Union place emphasis on $100,000 or less loans with 353 originations, totaling $19,825,000 in origination value.
Mid Oregon Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 229 originations. The second most popular income band? $75k-100k, with 171 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Mid Oregon Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 870 originations.
Approval RatesTotal approvals of all applications
Mid Oregon Federal Credit Union has an average approval rate.
Pick RateApprovals leading to origination
Mid Oregon Federal Credit Union has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|