Prineville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Prineville averaged
6.08%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.08% and
one month ago for the week of 2024-09-05, the
average rate was 6.21%.
Prineville's average rate one year ago was 7.25%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.32%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Prineville 30 Year Fixed Rate | 2024-10-10 | 6.08% |
Prineville 30 Year Fixed Rate Refi | 2024-10-10 | 6.32% |
Prineville 15 Year Fixed Rate | 2024-10-10 | 5.61% |
Prineville 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
Prineville 30 Year FHA | 2024-10-10 | 5.72% |
Prineville 30 Year FHA Refi | 2024-10-10 | 6.1% |
Prineville 30 Year USDA | 2024-10-10 | 6.28% |
Prineville 30 Year USDA Refi | 2024-10-10 | 5.88% |
Prineville 30 Year VA | 2024-10-10 | 5.85% |
Prineville 30 Year VA Refi | 2024-10-10 | 5.75% |
Prineville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Prineville Average Closing Costs & Other Stats
Prineville, OR's 76 lenders originated 691
loans during 2023. The total origination value was $205,565,000, with an average loan value of
$297,489.
Prineville's average closing costs are $6,927.
The top Prineville lender as defined by loan originations is MANN FINANCIAL INC., with
19 loans originated. Their average total fees are
$8,343, which is $699
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Prineville lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC ($7,828), LOANDEPOT.COM, LLC ($7,983), MANN FINANCIAL INC. ($8,343), QUICKEN LOANS, LLC ($9,042) and GUILD MORTGAGE COMPANY ($9,942).
The lowest rate Prineville lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (6.22%), UNITED WHOLESALE MORTGAGE, LLC (6.33%), GUILD MORTGAGE COMPANY (6.61%), QUICKEN LOANS, LLC (6.73%) and MANN FINANCIAL INC. (6.74%).
Prineville, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
GUILD MORTGAGE COMPANY | $17,555,000 | $15,655,000 | -10.8% | 7.6% |
MANN FINANCIAL INC. | $17,065,000 | $13,620,000 | -20.2% | 6.6% |
QUICKEN LOANS, LLC | $17,170,000 | $11,370,000 | -33.8% | 5.5% |
Mid Oregon Federal Credit Union | $15,990,000 | $10,190,000 | -36.3% | 5.0% |
UNITED WHOLESALE MORTGAGE, LLC | $12,995,000 | $9,730,000 | -25.1% | 4.7% |
DHI MORTGAGE COMPANY, LTD. | $1,325,000 | $8,965,000 | 576.6% | 4.4% |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $16,820,000 | $6,765,000 | -59.8% | 3.3% |
Washington Federal Bank | $11,330,000 | $6,215,000 | -45.1% | 3.0% |
LOANDEPOT.COM, LLC | $12,790,000 | $5,975,000 | -53.3% | 2.9% |
Umpqua Bank | $23,135,000 | $5,780,000 | -75.0% | 2.8% |
MOVEMENT MORTGAGE, LLC | $1,925,000 | $5,645,000 | 193.2% | 2.7% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,785,000 | $4,650,000 | 160.5% | 2.3% |
U.S. Bank | $18,360,000 | $4,480,000 | -75.6% | 2.2% |
Mortgage Research Center, LLC | $2,840,000 | $4,310,000 | 51.8% | 2.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,085,000 | $4,005,000 | -2.0% | 1.9% |
OnPoint Community Credit Union | $6,725,000 | $3,810,000 | -43.3% | 1.9% |
CHURCHILL MORTGAGE CORPORATION | $2,080,000 | $3,710,000 | 78.4% | 1.8% |
CMG MORTGAGE, INC. | $3,715,000 | $2,820,000 | -24.1% | 1.4% |
SELCO COMMUNITY | $2,325,000 | $2,760,000 | 18.7% | 1.3% |
Golden Empire Mortgage, Inc. | $2,385,000 | $2,425,000 | 1.7% | 1.2% |
GUARANTEED RATE, INC. | $2,245,000 | $2,240,000 | -0.2% | 1.1% |
Flagstar Bank, FSB | $2,685,000 | $2,125,000 | -20.9% | 1.0% |
FIRST TECHNOLOGY | $3,500,000 | $2,115,000 | -39.6% | 1.0% |
NEWREZ LLC | $425,000 | $2,110,000 | 396.5% | 1.0% |
The Loan Store, Inc. | $2,085,000 | n/a | 1.0% | |
Morgan Stanley Private Bank | $2,365,000 | $2,005,000 | -15.2% | 1.0% |
Northpointe Bank | $500,000 | $1,990,000 | 298.0% | 1.0% |
Banner Bank | $2,885,000 | $1,910,000 | -33.8% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $2,805,000 | $1,860,000 | -33.7% | 0.9% |
Nations Lending Corporation | $1,210,000 | $1,855,000 | 53.3% | 0.9% |
JPMorgan Chase Bank | $8,865,000 | $1,765,000 | -80.1% | 0.9% |
OREGONIANS CREDIT UNION | $2,945,000 | $1,700,000 | -42.3% | 0.8% |
LEADERONE FINANCIAL CORPORATION | $225,000 | $1,680,000 | 646.7% | 0.8% |
NATIONS DIRECT MORTGAGE, LLC | $2,350,000 | $1,510,000 | -35.7% | 0.7% |
FREEDOM MORTGAGE CORPORATION | $1,250,000 | $1,500,000 | 20.0% | 0.7% |
First Interstate Bank | $9,085,000 | $1,440,000 | -84.1% | 0.7% |
CANOPY MORTGAGE, LLC | $4,055,000 | $1,430,000 | -64.7% | 0.7% |
LPMC, LLC | $630,000 | $1,280,000 | 103.2% | 0.6% |
Bank of America | $1,655,000 | $1,210,000 | -26.9% | 0.6% |
Citibank | $1,575,000 | $1,175,000 | -25.4% | 0.6% |
CALIBER HOME LOANS, INC. | $6,485,000 | $1,120,000 | -82.7% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $1,755,000 | $1,105,000 | -37.0% | 0.5% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $415,000 | $1,095,000 | 163.9% | 0.5% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,885,000 | $1,070,000 | -43.2% | 0.5% |
BROKER SOLUTIONS, INC. | $1,500,000 | $1,055,000 | -29.7% | 0.5% |
First-Citizens Bank & Trust Company | $1,095,000 | $1,045,000 | -4.6% | 0.5% |
ACADEMY MORTGAGE CORPORATION | $6,385,000 | $985,000 | -84.6% | 0.5% |
1st Security Bank of Washington | $865,000 | n/a | 0.4% | |
Sierra Pacific Mortgage Company, Inc. | $145,000 | $845,000 | 482.8% | 0.4% |
FIRST COMMUNITY | $355,000 | $815,000 | 129.6% | 0.4% |
CARDINAL FINANCIAL | $680,000 | $785,000 | 15.4% | 0.4% |
FINANCE OF AMERICA REVERSE LLC | $2,320,000 | $765,000 | -67.0% | 0.4% |
TRIAD FINANCIAL SERVICES, INC. | $170,000 | $760,000 | 347.1% | 0.4% |
KeyBank | $1,095,000 | $755,000 | -31.1% | 0.4% |
Charles Schwab Bank, SSB | $745,000 | n/a | 0.4% | |
SUMMIT FUNDING, INC. | $1,180,000 | $745,000 | -36.9% | 0.4% |
OREGON COMMUNITY | $765,000 | $735,000 | -3.9% | 0.4% |
PANORAMA MORTGAGE GROUP, LLC | $1,290,000 | $725,000 | -43.8% | 0.4% |
SUCCESS MORTGAGE PARTNERS, INC. | $725,000 | n/a | 0.4% | |
Wells Fargo Bank | $5,330,000 | $690,000 | -87.1% | 0.3% |
MORTGAGE EXPRESS, LLC | $1,185,000 | $605,000 | -48.9% | 0.3% |
ROGUE | $390,000 | $605,000 | 55.1% | 0.3% |
DIRECTORS MORTGAGE, INC. | $1,415,000 | $590,000 | -58.3% | 0.3% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $555,000 | n/a | 0.3% | |
PHH Mortgage Corporation | $1,855,000 | $530,000 | -71.4% | 0.3% |
SUMMIT MORTGAGE CORPORATION | $920,000 | $515,000 | -44.0% | 0.3% |
CORNERSTONE HOME LENDING, INC. | $505,000 | n/a | 0.2% | |
GTE Federal Credit Union | $505,000 | n/a | 0.2% | |
ARC HOME LLC | $495,000 | n/a | 0.2% | |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,065,000 | $480,000 | -54.9% | 0.2% |
Gateway First Bank | $960,000 | $465,000 | -51.6% | 0.2% |
GENEVA FINANCIAL, LLC | $2,965,000 | $455,000 | -84.7% | 0.2% |
Evolve Bank & Trust | $770,000 | $435,000 | -43.5% | 0.2% |
MLD MORTGAGE INC. | $225,000 | $435,000 | 93.3% | 0.2% |
MOUNTAIN AMERICA | $435,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $455,000 | $420,000 | -7.7% | 0.2% |
AXIA FINANCIAL, LLC | $385,000 | $415,000 | 7.8% | 0.2% |
Clackamas Federal Credit Union | $255,000 | $405,000 | 58.8% | 0.2% |
Qualstar Credit Union | $405,000 | n/a | 0.2% | |
Loan Simple, Inc. | $395,000 | n/a | 0.2% | |
NMSI, INC. | $395,000 | n/a | 0.2% | |
ALLIANT CREDIT UNION | $385,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $850,000 | $380,000 | -55.3% | 0.2% |
Willamette Valley Bank | $2,500,000 | $375,000 | -85.0% | 0.2% |
NAVY FEDERAL CREDIT UNION | $370,000 | n/a | 0.2% | |
Figure Lending LLC | $25,000 | $365,000 | 1,360.0% | 0.2% |
Magnolia Bank | $355,000 | n/a | 0.2% | |
DAS Acquisition Company, LLC | $345,000 | n/a | 0.2% | |
Boeing Employees Credit Union | $1,655,000 | $335,000 | -79.8% | 0.2% |
VERITAS FUNDING, LLC | $335,000 | n/a | 0.2% | |
Century Mortgage Company DBA Century Lending Company | $305,000 | n/a | 0.1% | |
S1L, Inc. | $1,620,000 | $305,000 | -81.2% | 0.1% |
Carrington Mortgage Services, LLC | $660,000 | $300,000 | -54.5% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $1,945,000 | $295,000 | -84.8% | 0.1% |
MID AMERICA MORTGAGE, INC. | $235,000 | $295,000 | 25.5% | 0.1% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $670,000 | $295,000 | -56.0% | 0.1% |
UNIFY FINANCIAL Credit Union | $295,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
Coastal Community Bank | $285,000 | n/a | 0.1% | |
Franklin Loan Corporation | $285,000 | n/a | 0.1% | |
RESIDENTIAL MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
SAMMAMISH MORTGAGE COMPANY | $285,000 | n/a | 0.1% | |
Unitus Community Credit Union | $1,080,000 | $260,000 | -75.9% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $255,000 | n/a | 0.1% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $235,000 | n/a | 0.1% | |
UNION HOME MORTGAGE CORP. | $205,000 | $235,000 | 14.6% | 0.1% |
HOMEXPRESS MORTGAGE CORP. | $275,000 | $205,000 | -25.5% | 0.1% |
Northwest Farm Credit Services, FLCA | $775,000 | $205,000 | -73.5% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
ALL REVERSE MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
HERITAGE GROVE Federal Credit Union | $165,000 | n/a | 0.1% | |
USAGENCIES | $165,000 | n/a | 0.1% | |
Discover Bank | $95,000 | $160,000 | 68.4% | 0.1% |
HomeTrust Bank | $140,000 | n/a | 0.1% | |
OPEN MORTGAGE, LLC | $420,000 | $125,000 | -70.2% | 0.1% |
CANVAS CREDIT UNION | $85,000 | n/a | 0.0% | |
TWINSTAR | $265,000 | $85,000 | -67.9% | 0.0% |
CENTRAL WILLAMETTE Credit Union | $55,000 | $75,000 | 36.4% | 0.0% |
PNC Bank | $1,775,000 | $75,000 | -95.8% | 0.0% |
AMERICAN FINANCING CORPORATION | $745,000 | $65,000 | -91.3% | 0.0% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,340,000 | $55,000 | -98.7% | 0.0% |
FIBRE FEDERAL CREDIT UNION | $155,000 | $45,000 | -71.0% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $190,000 | $25,000 | -86.8% | 0.0% |
Prineville's top lender by overall market share is GUILD MORTGAGE COMPANY, with 7.6% market share. In second place, with 6.6%, is MANN FINANCIAL INC., having originated $13,620,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $11,370,000 in loans. In fourth place, with 5.0%, is Mid Oregon Federal Credit Union, having originated $10,190,000 in loans. In fifth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,730,000 in loans.
Prineville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $357,500 (-3.1%) | $594,156 (1.4%) | 0.00 | 109 |
2018-02-01 | $359,175 (-0.7%) | $562,357 (4.9%) | 0.00 | 114 |
2018-03-01 | $339,900 (-1.8%) | $533,954 (7.3%) | 0.00 | 122 |
2018-04-01 | $332,925 (-4.7%) | $536,982 (16.4%) | 0.00 | 131 |
2018-05-01 | $368,650 (-1.7%) | $563,869 (15.2%) | 0.00 | 133 |
2018-06-01 | $375,000 (-6.0%) | $570,805 (13.5%) | 0.00 | 136 |
2018-07-01 | $364,950 (-6.4%) | $547,945 (6.4%) | 0.00 | 154 |
2018-08-01 | $351,975 (-7.0%) | $512,721 (2.5%) | 0.00 | 174 |
2018-09-01 | $359,900 (-2.3%) | $509,699 (-4.4%) | 0.00 | 183 |
2018-10-01 | $364,925 (-2.3%) | $516,596 (-6.0%) | 0.00 | 181 |
2018-11-01 | $393,000 (3.1%) | $533,894 (-9.3%) | 0.00 | 170 |
2018-12-01 | $390,000 (13.2%) | $532,078 (-7.9%) | 0.00 | 167 |
2019-01-01 | $373,750 (4.6%) | $532,702 (-10.3%) | 0.00 | 142 |
2019-02-01 | $382,000 (6.4%) | $570,588 (1.5%) | 0.00 | 143 |
2019-03-01 | $399,357 (17.5%) | $594,438 (11.3%) | 0.00 | 139 |
2019-04-01 | $421,200 (26.5%) | $605,161 (12.7%) | 0.00 | 136 |
2019-05-01 | $422,450 (14.6%) | $603,744 (7.1%) | 0.00 | 147 |
2019-06-01 | $407,250 (8.6%) | $560,317 (-1.8%) | 0.00 | 183 |
2019-07-01 | $404,925 (11.0%) | $560,940 (2.4%) | 0.00 | 192 |
2019-08-01 | $412,664 (17.2%) | $745,383 (45.4%) | 0.00 | 190 |
2019-09-01 | $416,734 (15.8%) | $750,567 (47.3%) | 0.00 | 195 |
2019-10-01 | $409,448 (12.2%) | $740,895 (43.4%) | 0.00 | 191 |
2019-11-01 | $399,950 (1.8%) | $747,250 (40.0%) | 0.00 | 167 |
2019-12-01 | $388,500 (-0.4%) | $791,884 (48.8%) | 0.00 | 144 |
2020-01-01 | $394,750 (5.6%) | $811,956 (52.4%) | 0.00 | 131 |
2020-02-01 | $383,500 (0.4%) | $822,325 (44.1%) | 0.00 | 123 |
2020-03-01 | $403,000 (0.9%) | $811,758 (36.6%) | 0.00 | 138 |
2020-04-01 | $395,725 (-6.1%) | $772,808 (27.7%) | 0.00 | 157 |
2020-05-01 | $407,000 (-3.7%) | $787,775 (30.5%) | 0.00 | 144 |
2020-06-01 | $439,000 (7.8%) | $864,508 (54.3%) | 0.00 | 117 |
2020-07-01 | $480,500 (18.7%) | $906,224 (61.6%) | 0.00 | 98 |
2020-08-01 | $429,900 (4.2%) | $922,462 (23.8%) | 0.00 | 80 |
2020-09-01 | $420,000 (0.8%) | $881,021 (17.4%) | 0.00 | 79 |
2020-10-01 | $429,900 (5.0%) | $928,582 (25.3%) | 0.00 | 64 |
2020-11-01 | $439,500 (9.9%) | $1,020,253 (36.5%) | 0.00 | 59 |
2020-12-01 | $410,250 (5.6%) | $1,039,597 (31.3%) | 0.00 | 51 |
2021-01-01 | $426,700 (8.1%) | $1,209,400 (49.0%) | 0.00 | 43 |
2021-02-01 | $470,725 (22.7%) | $1,360,083 (65.4%) | 0.00 | 36 |
2021-03-01 | $453,250 (12.5%) | $1,357,909 (67.3%) | 0.00 | 38 |
2021-04-01 | $522,225 (32.0%) | $1,435,406 (85.7%) | 0.00 | 38 |
2021-05-01 | $675,000 (65.9%) | $1,503,619 (90.9%) | 0.00 | 36 |
2021-06-01 | $533,723 (21.6%) | $1,336,266 (54.6%) | 0.00 | 47 |
2021-07-01 | $512,498 (6.7%) | $1,230,892 (35.8%) | 0.00 | 58 |
2021-08-01 | $494,250 (15.0%) | $1,055,492 (14.4%) | 0.00 | 71 |
2021-09-01 | $557,975 (32.9%) | $1,077,668 (22.3%) | 0.00 | 80 |
2021-10-01 | $574,000 (33.5%) | $998,302 (7.5%) | 0.00 | 109 |
2021-11-01 | $535,500 (21.8%) | $1,025,795 (0.5%) | 0.00 | 98 |
2021-12-01 | $544,225 (32.7%) | $1,067,374 (2.7%) | 0.00 | 78 |
2022-01-01 | $647,500 (51.8%) | $1,251,550 (3.5%) | 0.00 | 63 |
2022-02-01 | $596,200 (26.7%) | $1,268,580 (-6.7%) | 0.00 | 63 |
2022-03-01 | $584,950 (29.1%) | $1,198,693 (-11.7%) | 0.00 | 71 |
2022-04-01 | $577,450 (10.6%) | $1,050,422 (-26.8%) | 0.00 | 80 |
2022-05-01 | $591,175 (-12.4%) | $1,057,849 (-29.7%) | 0.00 | 87 |
2022-06-01 | $569,975 (6.8%) | $1,002,047 (-25.0%) | 0.00 | 117 |
2022-07-01 | $554,000 (8.1%) | $935,845 (-24.0%) | 0.00 | 139 |
2022-08-01 | $559,975 (13.3%) | $953,803 (-9.6%) | 0.00 | 147 |
2022-09-01 | $548,975 (-1.6%) | $911,197 (-15.5%) | 0.00 | 162 |
2022-10-01 | $549,450 (-4.3%) | $890,152 (-10.8%) | 0.00 | 153 |
2022-11-01 | $519,449 (-3.0%) | $874,067 (-14.8%) | 0.00 | 151 |
2022-12-01 | $499,900 (-8.1%) | $904,258 (-15.3%) | 0.00 | 137 |
2023-01-01 | $527,224 (-18.6%) | $925,360 (-26.1%) | 0.00 | 137 |
2023-02-01 | $525,000 (-11.9%) | $923,002 (-27.2%) | 0.00 | 140 |
2023-03-01 | $495,950 (-15.2%) | $938,075 (-21.7%) | 0.00 | 129 |
2023-04-01 | $499,900 (-13.4%) | $964,200 (-8.2%) | 0.00 | 127 |
2023-05-01 | $497,175 (-15.9%) | $987,044 (-6.7%) | 0.00 | 125 |
2023-06-01 | $542,000 (-4.9%) | $1,016,673 (1.5%) | 0.00 | 136 |
2023-07-01 | $577,000 (4.2%) | $1,047,834 (12.0%) | 0.00 | 158 |
2023-08-01 | $576,500 (3.0%) | $1,013,545 (6.3%) | 0.00 | 163 |
2023-09-01 | $599,900 (9.3%) | $1,045,712 (14.8%) | 0.00 | 155 |
2023-10-01 | $606,250 (10.3%) | $1,039,271 (16.8%) | 0.00 | 150 |
2023-11-01 | $572,225 (10.2%) | $985,626 (12.8%) | 0.00 | 151 |
2023-12-01 | $592,000 (18.4%) | $1,011,436 (11.9%) | 0.00 | 130 |
2024-01-01 | $599,225 (13.7%) | $1,054,074 (13.9%) | 0.00 | 111 |
2024-02-01 | $579,000 (10.3%) | $1,044,048 (13.1%) | 0.00 | 114 |
2024-03-01 | $562,450 (13.4%) | $987,567 (5.3%) | 0.00 | 109 |
2024-04-01 | $587,500 (17.5%) | $933,038 (-3.2%) | 0.00 | 115 |
2024-05-01 | $648,750 (30.5%) | $993,272 (0.6%) | 0.00 | 122 |
2024-06-01 | $648,000 (19.6%) | $976,501 (-4.0%) | 0.00 | 140 |
2024-07-01 | $611,850 (6.0%) | $927,213 (-11.5%) | 0.00 | 168 |
2024-08-01 | $650,000 (12.8%) | $966,977 (-4.6%) | 0.00 | 173 |
2024-09-01 | $648,975 (8.2%) | $939,644 (-10.1%) | 0.00 | 195 |
Prineville's median listing price comes in at 0% of the national average.
Prineville's average listing price for 2024-09-01 was $939,644, a difference of $-106,068 (-10.1%) versus the prior year and $-27,333 versus the prior month.
For the 2024-09-01 period, Prineville had 195 MLS listings, a difference of 22 listings (13%) versus the prior month and 40 listings (26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,903 sqft |
2018-02-01 | 0 days | 1,894 sqft |
2018-03-01 | 0 days | 1,845 sqft |
2018-04-01 | 0 days | 1,884 sqft |
2018-05-01 | 0 days | 1,909 sqft |
2018-06-01 | 0 days | 1,932 sqft |
2018-07-01 | 0 days | 1,916 sqft |
2018-08-01 | 0 days | 1,859 sqft |
2018-09-01 | 0 days | 1,900 sqft |
2018-10-01 | 0 days | 1,870 sqft |
2018-11-01 | 0 days | 1,913 sqft |
2018-12-01 | 0 days | 1,910 sqft |
2019-01-01 | 0 days | 1,879 sqft |
2019-02-01 | 0 days | 1,903 sqft |
2019-03-01 | 0 days | 1,915 sqft |
2019-04-01 | 0 days | 1,921 sqft |
2019-05-01 | 0 days | 1,947 sqft |
2019-06-01 | 0 days | 1,950 sqft |
2019-07-01 | 0 days | 1,989 sqft |
2019-08-01 | 0 days | 2,049 sqft |
2019-09-01 | 0 days | 2,049 sqft |
2019-10-01 | 0 days | 2,045 sqft |
2019-11-01 | 0 days | 2,042 sqft |
2019-12-01 | 0 days | 1,945 sqft |
2020-01-01 | 0 days | 2,009 sqft |
2020-02-01 | 0 days | 1,942 sqft |
2020-03-01 | 0 days | 1,943 sqft |
2020-04-01 | 0 days | 1,934 sqft |
2020-05-01 | 0 days | 1,944 sqft |
2020-06-01 | 0 days | 1,953 sqft |
2020-07-01 | 0 days | 2,005 sqft |
2020-08-01 | 0 days | 1,940 sqft |
2020-09-01 | 0 days | 1,894 sqft |
2020-10-01 | 0 days | 1,917 sqft |
2020-11-01 | 0 days | 1,848 sqft |
2020-12-01 | 0 days | 1,767 sqft |
2021-01-01 | 0 days | 1,777 sqft |
2021-02-01 | 0 days | 1,924 sqft |
2021-03-01 | 0 days | 1,867 sqft |
2021-04-01 | 0 days | 2,029 sqft |
2021-05-01 | 0 days | 2,276 sqft |
2021-06-01 | 0 days | 1,821 sqft |
2021-07-01 | 0 days | 1,740 sqft |
2021-08-01 | 0 days | 1,905 sqft |
2021-09-01 | 0 days | 1,918 sqft |
2021-10-01 | 0 days | 1,880 sqft |
2021-11-01 | 0 days | 1,852 sqft |
2021-12-01 | 0 days | 1,828 sqft |
2022-01-01 | 0 days | 1,824 sqft |
2022-02-01 | 0 days | 1,711 sqft |
2022-03-01 | 0 days | 1,850 sqft |
2022-04-01 | 0 days | 1,800 sqft |
2022-05-01 | 0 days | 1,879 sqft |
2022-06-01 | 0 days | 1,896 sqft |
2022-07-01 | 0 days | 1,836 sqft |
2022-08-01 | 0 days | 1,888 sqft |
2022-09-01 | 0 days | 1,863 sqft |
2022-10-01 | 0 days | 1,874 sqft |
2022-11-01 | 0 days | 1,853 sqft |
2022-12-01 | 0 days | 1,883 sqft |
2023-01-01 | 0 days | 2,018 sqft |
2023-02-01 | 0 days | 1,988 sqft |
2023-03-01 | 0 days | 1,928 sqft |
2023-04-01 | 0 days | 1,927 sqft |
2023-05-01 | 0 days | 1,871 sqft |
2023-06-01 | 0 days | 1,873 sqft |
2023-07-01 | 0 days | 1,933 sqft |
2023-08-01 | 0 days | 1,889 sqft |
2023-09-01 | 0 days | 1,927 sqft |
2023-10-01 | 0 days | 1,950 sqft |
2023-11-01 | 0 days | 1,910 sqft |
2023-12-01 | 0 days | 1,932 sqft |
2024-01-01 | 0 days | 2,005 sqft |
2024-02-01 | 0 days | 2,061 sqft |
2024-03-01 | 0 days | 2,015 sqft |
2024-04-01 | 0 days | 2,063 sqft |
2024-05-01 | 0 days | 2,083 sqft |
2024-06-01 | 0 days | 2,042 sqft |
2024-07-01 | 0 days | 1,940 sqft |
2024-08-01 | 0 days | 1,968 sqft |
2024-09-01 | 0 days | 1,991 sqft |
Prineville's median square footage for active listings during the 2024-09-01 period was 1,991 sqft. One year prior, the average listing was 1,927 sqft.
Prineville, OR Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 392 | $158,480,000 | $404,286 |
Other | 112 | $12,530,000 | $111,875 |
Home Improvement | 100 | $9,870,000 | $98,700 |
Cash Out Refi | 61 | $16,885,000 | $276,803 |
Refi | 26 | $7,800,000 | $300,000 |
Prineville's most frequently cited loan purpose was Home Purchase, with 392 originations. The 2nd most popular reason was Other, with 112 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 204 | $81,810,000 | $401,029 |
Over 8% | 175 | $22,215,000 | $126,943 |
7-8% | 149 | $49,545,000 | $332,517 |
5-6% | 114 | $42,160,000 | $369,825 |
4-5% | 19 | $5,435,000 | $286,053 |
3-4% | 14 | $1,240,000 | $88,571 |
<2.5% | 6 | $430,000 | $71,667 |
During 2023, Prineville's most frequently originated rate bucket was 6-7%, with 204 originations.
Loan Sizing (Prineville, OR MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 249 | $76,955,000 | $309,056 |
$100,000 or less | 163 | $9,085,000 | $55,736 |
$400k-600k | 127 | $58,375,000 | $459,646 |
$100k-200k | 98 | $14,110,000 | $143,980 |
$600k-1000k | 40 | $29,160,000 | $729,000 |
$Over $1MM | 14 | $17,880,000 | $1,277,143 |
Prineville's loan sizing saw the bucket of loans from $200k-400k with 249 originations, totaling $76,955,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 233 | $89,705,000 | $385,000 |
Under 20% | 173 | $13,035,000 | $75,347 |
60-80% | 111 | $52,515,000 | $473,108 |
20-40% | 88 | $16,320,000 | $185,455 |
40-60% | 63 | $24,495,000 | $388,810 |
Over 100% | 11 | $6,245,000 | $567,727 |
Prineville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 233 originations, totaling $89,705,000 in origination value.