Prineville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Prineville averaged 5.8% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.21% and one month ago for the week of 2022-05-26, the average rate was 5.1%.

Prineville's average rate one year ago was 3.14%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Prineville 30 Year Fixed Rate 2022-06-30 5.8%
Prineville 30 Year Fixed Rate Refi 2022-06-30 5.72%
Prineville 15 Year Fixed Rate 2022-06-30 5.12%
Prineville 15 Year Fixed Rate Refi 2022-06-30 5.06%
Prineville 30 Year FHA 2022-06-30 5.42%
Prineville 30 Year FHA Refi 2022-06-30 5.75%
Prineville 30 Year USDA 2022-06-30 5.53%
Prineville 30 Year USDA Refi 2022-06-30 5.42%
Prineville 30 Year VA 2022-06-30 5.48%
Prineville 30 Year VA Refi 2022-06-30 5.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Prineville, OR.

Prineville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
MANN FINANCIAL INC. 95 3.33% $7,308
QUICKEN LOANS, LLC 88 3.09% $6,106
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 54 3.21% $5,696
UNITED WHOLESALE MORTGAGE, LLC 39 3.03% $5,250
Umpqua Bank 39 3.13% $4,814
GUILD MORTGAGE COMPANY 38 3.13% $6,269
LOANDEPOT.COM, LLC 38 2.97% $5,832
CALIBER HOME LOANS, INC. 31 3.09% $4,415
ACADEMY MORTGAGE CORPORATION 29 3.22% $5,845
OnPoint Community Credit Union 23 3.21% $3,898
U.S. Bank 22 3.04% $6,424
Wells Fargo Bank 17 3.01% $5,070
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 3.22% $5,819
CANOPY MORTGAGE, LLC 15 2.83% $5,159
JPMorgan Chase Bank 13 3.00% $3,325
GENEVA FINANCIAL, LLC 13 3.36% $5,997
CHURCHILL MORTGAGE CORPORATION 13 3.26% $6,041
DIRECTORS MORTGAGE, INC. 12 3.31% $8,296
First Interstate Bank 12 3.31% $7,183
CMG MORTGAGE, INC. 12 3.01% $4,693
PENNYMAC LOAN SERVICES, LLC 11 2.95% $5,090
AMERICAN FINANCING CORPORATION 9 2.92% $3,879
HOME POINT FINANCIAL CORPORATION 9 2.91% $4,017
AMERISAVE MORTGAGE CORPORATION 9 3.00% $4,641
FINANCE OF AMERICA MORTGAGE LLC 9 3.11% $4,003
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 3.08% $6,177
Sierra Pacific Mortgage Company, Inc. 8 3.06% $3,849
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 3.25% $4,087
Washington Federal Bank 8 3.38% $5,619
Willamette Valley Bank 8 3.27% $5,745
Bank of America 7 2.86% $4,896
LPMC, LLC 7 3.14% $5,166
NATIONS DIRECT MORTGAGE, LLC 6 3.13% $5,407
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.29% $4,089
CROSSCOUNTRY MORTGAGE, LLC 6 3.31% $11,718
CELEBRITY HOME LOANS, LLC 6 3.33% $6,382
Mr. Cooper ( Nationstar Mortgage ) 6 3.56% $5,860
FREEDOM MORTGAGE CORPORATION 6 3.29% $3,007
Northwest Farm Credit Services, FLCA 5 3.64% $8,897
SUMMIT FUNDING, INC. 5 3.10% $8,242
BETTER MORTGAGE CORPORATION 5 2.83% $5,609
STEARNS LENDING, LLC 5 3.13% $6,028
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 2.92% $5,777
CREDIT UNION MORTGAGE ASSOCIATION, INC. 5 3.15% $4,348
PACIFIC RESIDENTIAL MORTGAGE, LLC 5 3.55% $7,637
GUARANTEED RATE, INC. 5 3.13% $4,292
PREMIER MORTGAGE RESOURCES, L.L.C. 4 3.97% $8,350
Flagstar Bank, FSB 4 3.18% $3,281
BROKER SOLUTIONS, INC. 4 2.93% $3,747
LADERA LENDING, INC. 4 3.16% $3,801
CHERRY CREEK MORTGAGE, LLC 4 3.00% $4,780
PLAZA HOME MORTGAGE, INC. 4 3.31% $7,822
HomeStreet Bank 3 3.17% $8,522
SOVEREIGN LENDING GROUP INCORPORATED 3 3.00% $8,703
MOVEMENT MORTGAGE, LLC 3 3.15% $6,691
AXIA FINANCIAL, LLC 3 3.21% $4,704
InterContinental Capital Group, Inc 3 2.71% $4,154
OREGONIANS CREDIT UNION 3 3.08% $3,917
First Republic Bank 3 2.52% $3,817
Citizens Bank 3 2.92% $5,452
Gateway First Bank 3 3.25% $7,336
S1L, Inc. 3 4.13% $5,734
SELCO COMMUNITY 3 2.79% $3,561
1st Security Bank of Washington 2 3.00% $5,587
ADVANTIS 2 2.94% $3,236
Columbia State Bank 2 2.81% $4,035
Commerce Home Mortgage, Inc. 2 3.13% $7,647
First Guaranty Mortgage Corporation 2 2.88% $6,442
JLB CORPORATION 2 3.56% $5,397
KELLER MORTGAGE, LLC 2 3.69% $3,455
LAKEVIEW LOAN SERVICING, LLC 2 3.44% $2,514
Nations Lending Corporation 2 2.50% $7,065
OREGON COMMUNITY 2 3.38% $5,567
PANORAMA MORTGAGE GROUP, LLC 2 3.44% $7,143
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.81% $4,126
RANLIFE, INC. 2 3.25% $5,761
SUN WEST MORTGAGE COMPANY, INC. 2 3.12% $4,688
SWBC MORTGAGE CORPORATION 2 2.88% $4,320
The Federal Savings Bank 2 3.56% $6,744
Wyndham Capital Mortgage, Inc. 2 2.75% $3,393
GSF Mortgage Corporation 1 3.38% $15,599
Goldman Sachs Bank USA 1 2.50% $5,116
Golden Empire Mortgage, Inc. 1 3.50% $5,029
Bank of the West 1 3.50% $11,793
NAVY FEDERAL CREDIT UNION 1 3.00% $4,348
NETWORK CAPITAL FUNDING CORPORATION 1 3.13% $5,277
North American Savings Bank, F.S.B. 1 2.75% $3,422
Northpointe Bank 1 3.38% $3,420
NORTHWEST COMMUNITY 1 2.88% $7,607
FIRST TECHNOLOGY 1 3.13% $2,954
NUMERICA CREDIT UNION 1 2.75% $4,176
First Mortgage Solutions, LLC 1 2.88% $3,064
Bank of England 1 2.88% $7,060
First Midwest Bank 1 2.75% $5,634
FIRST COMMUNITY 1 3.13% $6,001
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.88% $12,143
FirstBank 1 2.75% $2,286
Evolve Bank & Trust 1 2.88% $8,802
PNC Bank 1 2.75% $10,068
EMBRACE HOME LOANS, INC. 1 3.25% $5,950
Clackamas Federal Credit Union 1 3.63% $4,690
AmRes Corporation 1 3.13% $4,925
Chicago Mortgage Solutions LLC 1 2.75% $4,474
Watermark Capital, Inc. 1 2.88% $4,036
Rivermark Community Credit Union 1 2.63% $3,141
Charles Schwab Bank, SSB 1 2.75% $1,482
Century Mortgage Company DBA Century Lending Company 1 3.25% $4,332
Carrington Mortgage Services, LLC 1 3.00% $6,554
BNC National Bank 1 2.63% $3,833
SPRING EQ, LLC 1 2.63% $0
BMO Harris Bank 1 3.25% $6,897
Strong Home Mortgage, LLC 1 2.50% $3,357
Barrington Bank & Trust Company, N.A. 1 2.99% $8,834
Summit Mortgage Corporation 1 3.00% $3,928
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $5,423
WESTERN EXPRESS LENDING 1 2.99% $3,858
AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $10,642
TIAA, FSB 1 2.88% $3,732
KeyBank 1 3.73% $1,135
Truist Bank 1 3.25% $12,791
LENDERFI, INC. 1 2.75% $4,464
IMPAC MORTGAGE CORP. 1 2.88% $0
Loan Simple, Inc. 1 3.00% $7,260
Hometown Lenders, Inc. 1 3.50% $5,856
HOMESIDE FINANCIAL, LLC 1 2.63% $4,996
Morgan Stanley Private Bank 1 2.80% $6,097
Mortgage Research Center, LLC 1 2.88% $2,513
Heritage Bank 1 3.38% $12,188

Prineville, OR's 128 lenders originated 1,756 loans during 2021. The total origination value was $560,730,000, with an average loan value of $319,322.

The top Prineville lender as defined by loan originations is MANN FINANCIAL INC., with 95 loans originated. Their average total fees are $7,308, which is $1,202 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Prineville lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,325), OnPoint Community Credit Union ($3,898), CALIBER HOME LOANS, INC. ($4,415), CMG MORTGAGE, INC. ($4,693) and Umpqua Bank ($4,814).

The lowest rate Prineville lenders (with over 10 loans originated) are CANOPY MORTGAGE, LLC (2.83%), PENNYMAC LOAN SERVICES, LLC (2.95%), LOANDEPOT.COM, LLC (2.97%), JPMorgan Chase Bank (3.00%) and CMG MORTGAGE, INC. (3.01%).

Prineville, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
MANN FINANCIAL INC. $43,680,000 $40,215,000 -7.9% 7.2%
Umpqua Bank $30,635,000 $37,960,000 23.9% 6.8%
QUICKEN LOANS, LLC $32,075,000 $32,630,000 1.7% 5.8%
LOANDEPOT.COM, LLC $14,545,000 $21,875,000 50.4% 3.9%
U.S. Bank $15,225,000 $20,620,000 35.4% 3.7%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $20,595,000 $19,610,000 -4.8% 3.5%
GUILD MORTGAGE COMPANY $14,330,000 $19,300,000 34.7% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $7,450,000 $17,650,000 136.9% 3.1%
GREYSTONE SERVICING COMPANY LLC $16,505,000 n/a 2.9%
ACADEMY MORTGAGE CORPORATION $14,555,000 $13,795,000 -5.2% 2.5%
First Interstate Bank $20,510,000 $13,400,000 -34.7% 2.4%
OnPoint Community Credit Union $6,270,000 $13,005,000 107.4% 2.3%
CALIBER HOME LOANS, INC. $13,825,000 $12,890,000 -6.8% 2.3%
FREEDOM MORTGAGE CORPORATION $10,630,000 $10,395,000 -2.2% 1.9%
Wells Fargo Bank $11,905,000 $9,700,000 -18.5% 1.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,950,000 $8,570,000 117.0% 1.5%
DIRECTORS MORTGAGE, INC. $4,345,000 $8,505,000 95.7% 1.5%
CMG MORTGAGE, INC. $5,830,000 $7,635,000 31.0% 1.4%
CHURCHILL MORTGAGE CORPORATION $2,440,000 $7,505,000 207.6% 1.3%
Mid Oregon Federal Credit Union $5,255,000 $7,125,000 35.6% 1.3%
PENNYMAC LOAN SERVICES, LLC $6,000,000 $7,010,000 16.8% 1.3%
CANOPY MORTGAGE, LLC $4,015,000 $6,985,000 74.0% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $2,220,000 $6,230,000 180.6% 1.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,300,000 $6,165,000 16.3% 1.1%
HOME POINT FINANCIAL CORPORATION $1,230,000 $6,080,000 394.3% 1.1%
JPMorgan Chase Bank $7,045,000 $5,225,000 -25.8% 0.9%
GENEVA FINANCIAL, LLC $2,740,000 $5,175,000 88.9% 0.9%
Washington Federal Bank $10,180,000 $4,675,000 -54.1% 0.8%
CELEBRITY HOME LOANS, LLC $3,350,000 $4,120,000 23.0% 0.7%
Mortgage Research Center, LLC $3,245,000 $3,980,000 22.7% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $6,500,000 $3,920,000 -39.7% 0.7%
Willamette Valley Bank $2,200,000 $3,895,000 77.0% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,080,000 $3,645,000 -48.5% 0.7%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,600,000 $3,590,000 -22.0% 0.6%
Bank of America $2,440,000 $3,565,000 46.1% 0.6%
NATIONS DIRECT MORTGAGE, LLC $5,040,000 $3,560,000 -29.4% 0.6%
GUARANTEED RATE, INC. $865,000 $3,515,000 306.4% 0.6%
MORTGAGE EXPRESS, LLC $3,590,000 $3,400,000 -5.3% 0.6%
Sierra Pacific Mortgage Company, Inc. $4,410,000 $3,400,000 -22.9% 0.6%
LPMC, LLC $5,125,000 $3,285,000 -35.9% 0.6%
Northwest Farm Credit Services, FLCA $2,555,000 $3,125,000 22.3% 0.6%
SUMMIT FUNDING, INC. $3,255,000 $2,965,000 -8.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,480,000 $2,840,000 14.5% 0.5%
AMERICAN FINANCING CORPORATION $330,000 $2,790,000 745.5% 0.5%
Flagstar Bank, FSB $1,735,000 $2,790,000 60.8% 0.5%
Gateway First Bank $2,870,000 $2,770,000 -3.5% 0.5%
PACIFIC RESIDENTIAL MORTGAGE, LLC $2,770,000 $2,675,000 -3.4% 0.5%
First Federal Savings and Loan Association of Port Angeles $2,590,000 n/a 0.5%
STEARNS LENDING, LLC $2,530,000 $2,475,000 -2.2% 0.4%
Bank of the West $580,000 $2,455,000 323.3% 0.4%
First Republic Bank $2,455,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,010,000 $2,305,000 14.7% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,825,000 $2,300,000 26.0% 0.4%
BROKER SOLUTIONS, INC. $2,675,000 $2,205,000 -17.6% 0.4%
The Federal Savings Bank $1,175,000 $2,170,000 84.7% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,430,000 $2,055,000 -40.1% 0.4%
BETTER MORTGAGE CORPORATION $710,000 $2,030,000 185.9% 0.4%
InterContinental Capital Group, Inc $580,000 $1,970,000 239.7% 0.4%
FINANCE OF AMERICA REVERSE LLC $910,000 $1,935,000 112.6% 0.3%
S1L, Inc. $445,000 $1,910,000 329.2% 0.3%
KeyBank $2,610,000 $1,785,000 -31.6% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $790,000 $1,785,000 125.9% 0.3%
NEW DAY FINANCIAL, LLC $1,735,000 $1,760,000 1.4% 0.3%
PLAZA HOME MORTGAGE, INC. $580,000 $1,680,000 189.7% 0.3%
AMERICAN ADVISORS GROUP $1,040,000 $1,630,000 56.7% 0.3%
NAVY FEDERAL CREDIT UNION $940,000 $1,590,000 69.1% 0.3%
SOVEREIGN LENDING GROUP INCORPORATED $1,025,000 $1,560,000 52.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,485,000 $1,555,000 -37.4% 0.3%
First Guaranty Mortgage Corporation $195,000 $1,520,000 679.5% 0.3%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,210,000 $1,470,000 21.5% 0.3%
SELCO COMMUNITY $1,990,000 $1,465,000 -26.4% 0.3%
Citizens Bank $205,000 $1,335,000 551.2% 0.2%
LADERA LENDING, INC. $1,050,000 $1,315,000 25.2% 0.2%
Commerce Home Mortgage, Inc. $895,000 $1,245,000 39.1% 0.2%
Banner Bank $3,280,000 $1,240,000 -62.2% 0.2%
Golden Empire Mortgage, Inc. $910,000 $1,230,000 35.2% 0.2%
HomeStreet Bank $1,060,000 $1,225,000 15.6% 0.2%
Carrington Mortgage Services, LLC $1,165,000 $1,220,000 4.7% 0.2%
CHERRY CREEK MORTGAGE, LLC $1,065,000 $1,220,000 14.6% 0.2%
Evolve Bank & Trust $485,000 $1,205,000 148.5% 0.2%
Wyndham Capital Mortgage, Inc. $1,035,000 $1,200,000 15.9% 0.2%
NEWREZ LLC $1,070,000 $1,185,000 10.7% 0.2%
REVERSE MORTGAGE FUNDING LLC $310,000 $1,175,000 279.0% 0.2%
PNC Bank $875,000 $1,100,000 25.7% 0.2%
MOVEMENT MORTGAGE, LLC $740,000 $1,085,000 46.6% 0.2%
SWBC MORTGAGE CORPORATION $1,070,000 n/a 0.2%
Nations Lending Corporation $2,125,000 $1,055,000 -50.4% 0.2%
BMO Harris Bank $1,035,000 n/a 0.2%
KELLER MORTGAGE, LLC $870,000 $1,005,000 15.5% 0.2%
1st Security Bank of Washington $165,000 $990,000 500.0% 0.2%
Hometown Lenders, Inc. $985,000 n/a 0.2%
Goldman Sachs Bank USA $975,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,385,000 $950,000 -71.9% 0.2%
iQ Credit Union $935,000 n/a 0.2%
Strong Home Mortgage, LLC $505,000 $910,000 80.2% 0.2%
OREGON COMMUNITY $590,000 $905,000 53.4% 0.2%
GSF Mortgage Corporation $485,000 $890,000 83.5% 0.2%
Columbia State Bank $3,220,000 $875,000 -72.8% 0.2%
Heritage Bank $875,000 n/a 0.2%
FirstBank $710,000 $865,000 21.8% 0.2%
First Mortgage Solutions, LLC $850,000 n/a 0.2%
PANORAMA MORTGAGE GROUP, LLC $820,000 n/a 0.1%
FIRST COMMUNITY $430,000 $805,000 87.2% 0.1%
USAA Federal Savings Bank $2,340,000 $805,000 -65.6% 0.1%
OREGONIANS CREDIT UNION $2,315,000 $795,000 -65.7% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $520,000 $795,000 52.9% 0.1%
RANLIFE, INC. $575,000 $775,000 34.8% 0.1%
Truist Bank $445,000 $775,000 74.2% 0.1%
AXIA FINANCIAL, LLC $940,000 $765,000 -18.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,940,000 $730,000 -62.4% 0.1%
ALL WESTERN MORTGAGE, INC. $710,000 n/a 0.1%
Clackamas Federal Credit Union $700,000 n/a 0.1%
JLB CORPORATION $355,000 $700,000 97.2% 0.1%
Morgan Stanley Private Bank $2,010,000 $685,000 -65.9% 0.1%
Paramount Residential Mortgage Group, Inc. $225,000 $685,000 204.4% 0.1%
Charles Schwab Bank, SSB $505,000 $655,000 29.7% 0.1%
FIRST TECHNOLOGY $535,000 $625,000 16.8% 0.1%
LONGBRIDGE FINANCIAL, LLC $430,000 $620,000 44.2% 0.1%
ADVANTIS $495,000 $610,000 23.2% 0.1%
North American Savings Bank, F.S.B. $205,000 $600,000 192.7% 0.1%
Chicago Mortgage Solutions LLC $545,000 n/a 0.1%
First Midwest Bank $545,000 n/a 0.1%
LENDERFI, INC. $545,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $530,000 n/a 0.1%
NORTHWEST COMMUNITY $1,890,000 $525,000 -72.2% 0.1%
Barrington Bank & Trust Company, N.A. $470,000 $480,000 2.1% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $470,000 n/a 0.1%
BNC National Bank $445,000 n/a 0.1%
Low VA Rates, LLC $165,000 $440,000 166.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $435,000 n/a 0.1%
Citadel Servicing Corporation $430,000 n/a 0.1%
First Federal $425,000 n/a 0.1%
Loan Simple, Inc. $425,000 n/a 0.1%
TIAA, FSB $255,000 $415,000 62.7% 0.1%
AmRes Corporation $405,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $405,000 n/a 0.1%
NUMERICA CREDIT UNION $365,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,315,000 $360,000 -72.6% 0.1%
Century Mortgage Company DBA Century Lending Company $355,000 n/a 0.1%
HighTechLending Inc $275,000 $355,000 29.1% 0.1%
LOANPAL, LLC $225,000 $355,000 57.8% 0.1%
PHH Mortgage Corporation $530,000 $350,000 -34.0% 0.1%
NP, Inc. $195,000 $345,000 76.9% 0.1%
AMCAP MORTGAGE, LTD. $315,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $315,000 n/a 0.1%
LENDUS, LLC $305,000 n/a 0.1%
Northpointe Bank $295,000 n/a 0.1%
PacWest Funding Inc. $295,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $280,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $560,000 $275,000 -50.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $460,000 $275,000 -40.2% 0.0%
SPRING EQ, LLC $110,000 $275,000 150.0% 0.0%
Bank of England $965,000 $265,000 -72.5% 0.0%
IMPAC MORTGAGE CORP. $265,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $640,000 $255,000 -60.2% 0.0%
ON Q FINANCIAL, INC. $235,000 n/a 0.0%
HomeTrust Bank $390,000 $225,000 -42.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $225,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $215,000 n/a 0.0%
Rivermark Community Credit Union $215,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $305,000 $205,000 -32.8% 0.0%
HOMESIDE FINANCIAL, LLC $215,000 $205,000 -4.7% 0.0%
ROGUE $200,000 n/a 0.0%
Oregon State Credit Union $145,000 $195,000 34.5% 0.0%
WESTERN EXPRESS LENDING $195,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $185,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $185,000 n/a 0.0%
Summit Mortgage Corporation $255,000 $185,000 -27.5% 0.0%
21ST MORTGAGE CORPORATION $630,000 $180,000 -71.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $180,000 n/a 0.0%
ALLIANT CREDIT UNION $1,115,000 $175,000 -84.3% 0.0%
Figure Lending LLC $160,000 n/a 0.0%
Mid-Missouri Bank $155,000 n/a 0.0%
Unitus Community Credit Union $1,210,000 $155,000 -87.2% 0.0%
Watermark Capital, Inc. $155,000 n/a 0.0%
Alaska USA Federal Credit Union $520,000 $150,000 -71.2% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $675,000 $145,000 -78.5% 0.0%
CLEARPATH LENDING $145,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $960,000 $105,000 -89.1% 0.0%
USAGENCIES $75,000 $75,000 0.0% 0.0%
QUORUM FEDERAL CREDIT UNION $65,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $70,000 $45,000 -35.7% 0.0%
INROADS $470,000 $45,000 -90.4% 0.0%
CASCADE FEDERAL CREDIT UNION $35,000 n/a 0.0%

Prineville's top lender by overall market share is MANN FINANCIAL INC., with 7.2% market share. In second place, with 6.8%, is Umpqua Bank, having originated $37,960,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $32,630,000 in loans. In third place, with 3.9%, is LOANDEPOT.COM, LLC, having originated $21,875,000 in loans. In third place, with 3.7%, is U.S. Bank, having originated $20,620,000 in loans.


Prineville, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 635 $248,905,000 $391,976
Refi 534 $162,340,000 $304,007
Cash Out Refi 481 $130,585,000 $271,486
Home Improvement 54 $9,650,000 $178,704
Other 52 $9,250,000 $177,885

Prineville's most frequently cited loan purpose was Home Purchase, with 635 originations. The 2nd most popular reason was Refi, with 534 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 734 $253,910,000 $345,926
2.5-3% 641 $201,975,000 $315,094
<2.5% 265 $75,175,000 $283,679
4-5% 57 $18,685,000 $327,807
5-6% 12 $2,150,000 $179,167
6-7% 5 $425,000 $85,000
7-8% 3 $195,000 $65,000
Over 8% 2 $400,000 $200,000

During 2021, Prineville's most frequently originated rate bucket was 3-4%, with 734 originations.

Loan Sizing (Prineville, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 913 $264,515,000 $289,721
$100k-200k 392 $61,630,000 $157,219
$400k-600k 255 $121,205,000 $475,314
$100,000 or less 101 $6,635,000 $65,693
$600k-1000k 62 $49,080,000 $791,613
$Over $1MM 33 $57,665,000 $1,747,424

Prineville's loan sizing saw the bucket of loans from $200k-400k with 913 originations, totaling $264,515,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 569 $234,235,000 $411,661
80-100% 474 $166,560,000 $351,392
40-60% 352 $92,810,000 $263,665
20-40% 168 $32,960,000 $196,190
Under 20% 81 $6,985,000 $86,235
Over 100% 17 $6,365,000 $374,412

Prineville's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 569 originations, totaling $234,235,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $349,750 (-8.0%) $536,037 (-1.4%) 0.00 148
2018-02-01 $365,000 (-2.5%) $512,676 (-0.5%) 0.00 151
2018-03-01 $339,900 (-4.8%) $487,764 (2.4%) 0.00 152
2018-04-01 $319,900 (-8.3%) $485,559 (6.1%) 0.00 164
2018-05-01 $359,450 (-0.7%) $517,919 (9.0%) 0.00 166
2018-06-01 $369,900 (-2.5%) $531,339 (10.1%) 0.00 163
2018-07-01 $364,950 (-3.7%) $520,248 (5.7%) 0.00 178
2018-08-01 $354,450 (-4.8%) $488,534 (2.2%) 0.00 206
2018-09-01 $364,900 (-2.7%) $484,333 (-4.4%) 0.00 215
2018-10-01 $367,450 (-1.9%) $482,902 (-5.7%) 0.00 216
2018-11-01 $385,000 (-1.3%) $489,213 (-10.0%) 0.00 198
2018-12-01 $379,900 (8.9%) $490,166 (-7.6%) 0.00 196
2019-01-01 $375,500 (7.4%) $490,643 (-8.5%) 0.00 170
2019-02-01 $390,000 (6.9%) $530,178 (3.4%) 0.00 168
2019-03-01 $405,000 (19.2%) $553,694 (13.5%) 0.00 165
2019-04-01 $425,000 (32.9%) $564,280 (16.2%) 0.00 161
2019-05-01 $422,500 (17.5%) $566,454 (9.4%) 0.00 163
2019-06-01 $414,900 (12.2%) $547,695 (3.1%) 0.00 206
2019-07-01 $414,950 (13.7%) $544,970 (4.8%) 0.00 217
2019-08-01 $413,514 (16.7%) $845,762 (73.1%) 0.00 217
2019-09-01 $413,564 (13.3%) $842,268 (73.9%) 0.00 222
2019-10-01 $399,450 (8.7%) $751,335 (55.6%) 0.00 221
2019-11-01 $399,000 (3.6%) $692,936 (41.6%) 0.00 189
2019-12-01 $379,500 (-0.1%) $729,473 (48.8%) 0.00 164
2020-01-01 $382,000 (1.7%) $762,745 (55.5%) 0.00 149
2020-02-01 $374,900 (-3.9%) $785,769 (48.2%) 0.00 136
2020-03-01 $392,000 (-3.2%) $777,837 (40.5%) 0.00 147
2020-04-01 $389,900 (-8.3%) $749,373 (32.8%) 0.00 168
2020-05-01 $404,900 (-4.2%) $764,234 (34.9%) 0.00 162
2020-06-01 $442,000 (6.5%) $871,557 (59.1%) 0.00 127
2020-07-01 $470,500 (13.4%) $941,866 (72.8%) 0.00 106
2020-08-01 $439,000 (6.2%) $923,946 (9.2%) 0.00 85
2020-09-01 $422,000 (2.0%) $903,025 (7.2%) 0.00 81
2020-10-01 $430,000 (7.7%) $992,664 (32.1%) 0.00 69
2020-11-01 $437,000 (9.5%) $1,023,882 (47.8%) 0.00 65
2020-12-01 $411,950 (8.6%) $1,038,861 (42.4%) 0.00 56
2021-01-01 $399,900 (4.7%) $1,172,536 (53.7%) 0.00 45
2021-02-01 $462,400 (23.3%) $1,382,904 (76.0%) 0.00 36
2021-03-01 $457,000 (16.6%) $1,333,913 (71.5%) 0.00 37
2021-04-01 $579,500 (48.6%) $1,487,981 (98.6%) 0.00 38
2021-05-01 $675,000 (66.7%) $1,514,488 (98.2%) 0.00 37
2021-06-01 $532,498 (20.5%) $1,311,910 (50.5%) 0.00 48
2021-07-01 $527,498 (12.1%) $1,190,465 (26.4%) 0.00 62
2021-08-01 $494,250 (12.6%) $1,047,341 (13.4%) 0.00 77
2021-09-01 $582,000 (37.9%) $1,052,317 (16.5%) 0.00 89
2021-10-01 $574,000 (33.5%) $979,279 (-1.4%) 0.00 120
2021-11-01 $532,000 (21.7%) $983,775 (-3.9%) 0.00 113
2021-12-01 $534,000 (29.6%) $1,015,440 (-2.3%) 0.00 90
2022-01-01 $599,900 (50.0%) $1,169,555 (-0.3%) 0.00 72
2022-02-01 $595,000 (28.7%) $1,214,671 (-12.2%) 0.00 65
2022-03-01 $577,400 (26.4%) $1,160,944 (-13.0%) 0.00 74
2022-04-01 $574,900 (-0.8%) $1,035,928 (-30.4%) 0.00 85
2022-05-01 $577,450 (-14.5%) $1,018,015 (-32.8%) 0.00 92
2022-06-01 $564,950 (6.1%) $972,086 (-25.9%) 0.00 121
Prineville's median listing price for 2022-06-01 was $564,950, a difference of $32,452 (6.1%) versus the prior year and $-12,500 versus the prior month.

Prineville's median listing price comes in at 0% of the national average.

Prineville's average listing price for 2022-06-01 was $972,086, a difference of $-339,824 (-25.9%) versus the prior year and $-45,929 versus the prior month.

For the 2022-06-01 period, Prineville had 121 MLS listings, a difference of 29 listings (32%) versus the prior month and 73 listings (152%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,896 sqft
2018-02-01 0 days 1,896 sqft
2018-03-01 0 days 1,872 sqft
2018-04-01 0 days 1,870 sqft
2018-05-01 0 days 1,905 sqft
2018-06-01 0 days 1,944 sqft
2018-07-01 0 days 1,934 sqft
2018-08-01 0 days 1,877 sqft
2018-09-01 0 days 1,920 sqft
2018-10-01 0 days 1,877 sqft
2018-11-01 0 days 1,905 sqft
2018-12-01 0 days 1,902 sqft
2019-01-01 0 days 1,874 sqft
2019-02-01 0 days 1,905 sqft
2019-03-01 0 days 1,924 sqft
2019-04-01 0 days 1,930 sqft
2019-05-01 0 days 1,950 sqft
2019-06-01 0 days 1,974 sqft
2019-07-01 0 days 1,985 sqft
2019-08-01 0 days 2,038 sqft
2019-09-01 0 days 2,036 sqft
2019-10-01 0 days 2,005 sqft
2019-11-01 0 days 2,005 sqft
2019-12-01 0 days 1,949 sqft
2020-01-01 0 days 1,957 sqft
2020-02-01 0 days 1,944 sqft
2020-03-01 0 days 1,940 sqft
2020-04-01 0 days 1,934 sqft
2020-05-01 0 days 1,944 sqft
2020-06-01 0 days 1,962 sqft
2020-07-01 0 days 2,017 sqft
2020-08-01 0 days 1,985 sqft
2020-09-01 0 days 1,929 sqft
2020-10-01 0 days 1,853 sqft
2020-11-01 0 days 1,794 sqft
2020-12-01 0 days 1,748 sqft
2021-01-01 0 days 1,813 sqft
2021-02-01 0 days 1,924 sqft
2021-03-01 0 days 1,867 sqft
2021-04-01 0 days 2,126 sqft
2021-05-01 0 days 2,298 sqft
2021-06-01 0 days 1,910 sqft
2021-07-01 0 days 1,722 sqft
2021-08-01 0 days 1,927 sqft
2021-09-01 0 days 1,920 sqft
2021-10-01 0 days 1,853 sqft
2021-11-01 0 days 1,815 sqft
2021-12-01 0 days 1,763 sqft
2022-01-01 0 days 1,762 sqft
2022-02-01 0 days 1,707 sqft
2022-03-01 0 days 1,831 sqft
2022-04-01 0 days 1,800 sqft
2022-05-01 0 days 1,853 sqft
2022-06-01 0 days 1,890 sqft
Prineville's median listing age (time on market) for 2022-06-01 was 0 days.

Prineville's median square footage for active listings during the 2022-06-01 period was 1,890 sqft. One year prior, the average listing was 1,910 sqft.