Prineville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Prineville averaged 6.76% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.84% and one month ago for the week of 2024-03-14, the average rate was 6.6%.

    Prineville's average rate one year ago was 6.23%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Prineville 30 Year Fixed Rate 2024-04-18 6.76%
    Prineville 30 Year Fixed Rate Refi 2024-04-18 7.7%
    Prineville 15 Year Fixed Rate 2024-04-18 6.29%
    Prineville 15 Year Fixed Rate Refi 2024-04-18 6.99%
    Prineville 30 Year FHA 2024-04-18 6.07%
    Prineville 30 Year FHA Refi 2024-04-18 6.86%
    Prineville 30 Year USDA 2024-04-18 6.96%
    Prineville 30 Year USDA Refi 2024-04-18 6.66%
    Prineville 30 Year VA 2024-04-18 6.76%
    Prineville 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Prineville, OR.

    Prineville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    MANN FINANCIAL INC. 19 6.74% $8,343
    QUICKEN LOANS, LLC 17 6.73% $9,042
    LOANDEPOT.COM, LLC 15 6.22% $7,983
    UNITED WHOLESALE MORTGAGE, LLC 12 6.33% $7,828
    GUILD MORTGAGE COMPANY 12 6.61% $9,942
    DHI MORTGAGE COMPANY, LTD. 9 5.85% $3,161
    MOVEMENT MORTGAGE, LLC 8 7.41% $14,218
    CHURCHILL MORTGAGE CORPORATION 7 6.79% $9,658
    Washington Federal Bank 7 6.73% $12,006
    U.S. Bank 6 6.94% $8,718
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 7.02% $10,613
    Umpqua Bank 6 6.81% $8,724
    OnPoint Community Credit Union 6 6.92% $5,473
    Golden Empire Mortgage, Inc. 5 6.85% $11,885
    LPMC, LLC 4 6.53% $5,583
    GUARANTEED RATE, INC. 4 6.68% $4,646
    The Loan Store, Inc. 4 7.44% $12,039
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.97% $8,136
    Sierra Pacific Mortgage Company, Inc. 3 7.04% $5,778
    PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.67% $4,174
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.63% $9,623
    Flagstar Bank, FSB 3 7.42% $6,630
    CMG MORTGAGE, INC. 3 7.08% $7,167
    SUMMIT FUNDING, INC. 3 7.21% $7,216
    LEADERONE FINANCIAL CORPORATION 2 6.24% $6,356
    CANOPY MORTGAGE, LLC 2 7.13% $8,929
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.44% $7,113
    BROKER SOLUTIONS, INC. 2 6.88% $15,056
    OREGON COMMUNITY 2 6.94% $4,946
    SELCO COMMUNITY 2 5.43% $4,513
    ACADEMY MORTGAGE CORPORATION 2 5.88% $12,316
    FIRST TECHNOLOGY 2 7.13% $5,408
    JPMorgan Chase Bank 2 6.18% $5,912
    CALIBER HOME LOANS, INC. 2 7.63% $10,154
    SAMMAMISH MORTGAGE COMPANY 1 6.38% $7,907
    SUCCESS MORTGAGE PARTNERS, INC. 1 7.63% $12,247
    SUMMIT MORTGAGE CORPORATION 1 7.88% $9,410
    UNIFY FINANCIAL Credit Union 1 7.35% $2,058
    UNION HOME MORTGAGE CORP. 1 7.38% $3,293
    VAN DYK MORTGAGE CORPORATION 1 6.50% $5,456
    Wells Fargo Bank 1 5.88% $9,182
    1st Security Bank of Washington 1 6.88% $8,623
    Willamette Valley Bank 1 6.38% $7,759
    21ST MORTGAGE CORPORATION 1 7.30% $6,294
    AMERICAN FINANCING CORPORATION 1 6.25% $4,447
    ARC HOME LLC 1 8.00% $14,059
    AXIA FINANCIAL, LLC 1 7.25% $12,292
    Bank of America 1 5.38% $7,503
    Banner Bank 1 7.13% $13,020
    BETTER MORTGAGE CORPORATION 1 6.63% $4,521
    Boeing Employees Credit Union 1 6.25% $6,024
    CARDINAL FINANCIAL 1 5.99% $8,284
    Century Mortgage Company DBA Century Lending Company 1 7.63% $11,091
    Charles Schwab Bank, SSB 1 5.00% $6,004
    Citibank 1 7.13% $9,645
    CORNERSTONE HOME LENDING, INC. 1 7.50% $8,654
    DAS Acquisition Company, LLC 1 6.00% $13,979
    DIRECTORS MORTGAGE, INC. 1 6.00% $10,182
    Evolve Bank & Trust 1 6.50% $12,098
    First-Citizens Bank & Trust Company 1 6.03% $7,688
    FIRST COMMUNITY 1 5.88% $4,598
    First Interstate Bank 1 7.50% $5,987
    Gateway First Bank 1 3.88% $12,374
    HERITAGE GROVE Federal Credit Union 1 5.75% $6,897
    HOMEXPRESS MORTGAGE CORP. 1 8.00% $4,518
    MLD MORTGAGE INC. 1 6.49% $16,508
    Morgan Stanley Private Bank 1 5.50% $8,499
    MORTGAGE EXPRESS, LLC 1 7.38% $8,569
    Mortgage Research Center, LLC 1 6.25% $14,730
    NATIONS DIRECT MORTGAGE, LLC 1 7.13% $3,518
    Nations Lending Corporation 1 6.50% $7,464
    NEWREZ LLC 1 7.38% $5,238
    NMSI, INC. 1 6.63% $3,812
    Northpointe Bank 1 6.38% $58,279
    Qualstar Credit Union 1 7.00% $8,124
    ROGUE 1 5.75% $5,918

    Prineville Average Closing Costs & Other Stats

    Prineville, OR's 76 lenders originated 691 loans during 2023. The total origination value was $205,565,000, with an average loan value of $297,489.

    Prineville's average closing costs are $6,927.

    The top Prineville lender as defined by loan originations is MANN FINANCIAL INC., with 19 loans originated. Their average total fees are $8,343, which is $699 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Prineville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($7,828), LOANDEPOT.COM, LLC ($7,983), MANN FINANCIAL INC. ($8,343), QUICKEN LOANS, LLC ($9,042) and GUILD MORTGAGE COMPANY ($9,942).

    The lowest rate Prineville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (6.22%), UNITED WHOLESALE MORTGAGE, LLC (6.33%), GUILD MORTGAGE COMPANY (6.61%), QUICKEN LOANS, LLC (6.73%) and MANN FINANCIAL INC. (6.74%).

    Prineville, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    GUILD MORTGAGE COMPANY $17,555,000 $15,655,000 -10.8% 7.6%
    MANN FINANCIAL INC. $17,065,000 $13,620,000 -20.2% 6.6%
    QUICKEN LOANS, LLC $17,170,000 $11,370,000 -33.8% 5.5%
    Mid Oregon Federal Credit Union $15,990,000 $10,190,000 -36.3% 5.0%
    UNITED WHOLESALE MORTGAGE, LLC $12,995,000 $9,730,000 -25.1% 4.7%
    DHI MORTGAGE COMPANY, LTD. $1,325,000 $8,965,000 576.6% 4.4%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $16,820,000 $6,765,000 -59.8% 3.3%
    Washington Federal Bank $11,330,000 $6,215,000 -45.1% 3.0%
    LOANDEPOT.COM, LLC $12,790,000 $5,975,000 -53.3% 2.9%
    Umpqua Bank $23,135,000 $5,780,000 -75.0% 2.8%
    MOVEMENT MORTGAGE, LLC $1,925,000 $5,645,000 193.2% 2.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,785,000 $4,650,000 160.5% 2.3%
    U.S. Bank $18,360,000 $4,480,000 -75.6% 2.2%
    Mortgage Research Center, LLC $2,840,000 $4,310,000 51.8% 2.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,085,000 $4,005,000 -2.0% 1.9%
    OnPoint Community Credit Union $6,725,000 $3,810,000 -43.3% 1.9%
    CHURCHILL MORTGAGE CORPORATION $2,080,000 $3,710,000 78.4% 1.8%
    CMG MORTGAGE, INC. $3,715,000 $2,820,000 -24.1% 1.4%
    SELCO COMMUNITY $2,325,000 $2,760,000 18.7% 1.3%
    Golden Empire Mortgage, Inc. $2,385,000 $2,425,000 1.7% 1.2%
    GUARANTEED RATE, INC. $2,245,000 $2,240,000 -0.2% 1.1%
    Flagstar Bank, FSB $2,685,000 $2,125,000 -20.9% 1.0%
    FIRST TECHNOLOGY $3,500,000 $2,115,000 -39.6% 1.0%
    NEWREZ LLC $425,000 $2,110,000 396.5% 1.0%
    The Loan Store, Inc. $2,085,000 n/a 1.0%
    Morgan Stanley Private Bank $2,365,000 $2,005,000 -15.2% 1.0%
    Northpointe Bank $500,000 $1,990,000 298.0% 1.0%
    Banner Bank $2,885,000 $1,910,000 -33.8% 0.9%
    PENNYMAC LOAN SERVICES, LLC $2,805,000 $1,860,000 -33.7% 0.9%
    Nations Lending Corporation $1,210,000 $1,855,000 53.3% 0.9%
    JPMorgan Chase Bank $8,865,000 $1,765,000 -80.1% 0.9%
    OREGONIANS CREDIT UNION $2,945,000 $1,700,000 -42.3% 0.8%
    LEADERONE FINANCIAL CORPORATION $225,000 $1,680,000 646.7% 0.8%
    NATIONS DIRECT MORTGAGE, LLC $2,350,000 $1,510,000 -35.7% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,250,000 $1,500,000 20.0% 0.7%
    First Interstate Bank $9,085,000 $1,440,000 -84.1% 0.7%
    CANOPY MORTGAGE, LLC $4,055,000 $1,430,000 -64.7% 0.7%
    LPMC, LLC $630,000 $1,280,000 103.2% 0.6%
    Bank of America $1,655,000 $1,210,000 -26.9% 0.6%
    Citibank $1,575,000 $1,175,000 -25.4% 0.6%
    CALIBER HOME LOANS, INC. $6,485,000 $1,120,000 -82.7% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,755,000 $1,105,000 -37.0% 0.5%
    PROVIDENT FUNDING ASSOCIATES, L.P. $415,000 $1,095,000 163.9% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,885,000 $1,070,000 -43.2% 0.5%
    BROKER SOLUTIONS, INC. $1,500,000 $1,055,000 -29.7% 0.5%
    First-Citizens Bank & Trust Company $1,095,000 $1,045,000 -4.6% 0.5%
    ACADEMY MORTGAGE CORPORATION $6,385,000 $985,000 -84.6% 0.5%
    1st Security Bank of Washington $865,000 n/a 0.4%
    Sierra Pacific Mortgage Company, Inc. $145,000 $845,000 482.8% 0.4%
    FIRST COMMUNITY $355,000 $815,000 129.6% 0.4%
    CARDINAL FINANCIAL $680,000 $785,000 15.4% 0.4%
    FINANCE OF AMERICA REVERSE LLC $2,320,000 $765,000 -67.0% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $170,000 $760,000 347.1% 0.4%
    KeyBank $1,095,000 $755,000 -31.1% 0.4%
    Charles Schwab Bank, SSB $745,000 n/a 0.4%
    SUMMIT FUNDING, INC. $1,180,000 $745,000 -36.9% 0.4%
    OREGON COMMUNITY $765,000 $735,000 -3.9% 0.4%
    PANORAMA MORTGAGE GROUP, LLC $1,290,000 $725,000 -43.8% 0.4%
    SUCCESS MORTGAGE PARTNERS, INC. $725,000 n/a 0.4%
    Wells Fargo Bank $5,330,000 $690,000 -87.1% 0.3%
    MORTGAGE EXPRESS, LLC $1,185,000 $605,000 -48.9% 0.3%
    ROGUE $390,000 $605,000 55.1% 0.3%
    DIRECTORS MORTGAGE, INC. $1,415,000 $590,000 -58.3% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $555,000 n/a 0.3%
    PHH Mortgage Corporation $1,855,000 $530,000 -71.4% 0.3%
    SUMMIT MORTGAGE CORPORATION $920,000 $515,000 -44.0% 0.3%
    CORNERSTONE HOME LENDING, INC. $505,000 n/a 0.2%
    GTE Federal Credit Union $505,000 n/a 0.2%
    ARC HOME LLC $495,000 n/a 0.2%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $1,065,000 $480,000 -54.9% 0.2%
    Gateway First Bank $960,000 $465,000 -51.6% 0.2%
    GENEVA FINANCIAL, LLC $2,965,000 $455,000 -84.7% 0.2%
    Evolve Bank & Trust $770,000 $435,000 -43.5% 0.2%
    MLD MORTGAGE INC. $225,000 $435,000 93.3% 0.2%
    MOUNTAIN AMERICA $435,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $455,000 $420,000 -7.7% 0.2%
    AXIA FINANCIAL, LLC $385,000 $415,000 7.8% 0.2%
    Clackamas Federal Credit Union $255,000 $405,000 58.8% 0.2%
    Qualstar Credit Union $405,000 n/a 0.2%
    Loan Simple, Inc. $395,000 n/a 0.2%
    NMSI, INC. $395,000 n/a 0.2%
    ALLIANT CREDIT UNION $385,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $850,000 $380,000 -55.3% 0.2%
    Willamette Valley Bank $2,500,000 $375,000 -85.0% 0.2%
    NAVY FEDERAL CREDIT UNION $370,000 n/a 0.2%
    Figure Lending LLC $25,000 $365,000 1,360.0% 0.2%
    Magnolia Bank $355,000 n/a 0.2%
    DAS Acquisition Company, LLC $345,000 n/a 0.2%
    Boeing Employees Credit Union $1,655,000 $335,000 -79.8% 0.2%
    VERITAS FUNDING, LLC $335,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $305,000 n/a 0.1%
    S1L, Inc. $1,620,000 $305,000 -81.2% 0.1%
    Carrington Mortgage Services, LLC $660,000 $300,000 -54.5% 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,945,000 $295,000 -84.8% 0.1%
    MID AMERICA MORTGAGE, INC. $235,000 $295,000 25.5% 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $670,000 $295,000 -56.0% 0.1%
    UNIFY FINANCIAL Credit Union $295,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $285,000 n/a 0.1%
    Coastal Community Bank $285,000 n/a 0.1%
    Franklin Loan Corporation $285,000 n/a 0.1%
    RESIDENTIAL MORTGAGE, LLC $285,000 n/a 0.1%
    SAMMAMISH MORTGAGE COMPANY $285,000 n/a 0.1%
    Unitus Community Credit Union $1,080,000 $260,000 -75.9% 0.1%
    LENDINGHOME FUNDING CORPORATION $255,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $235,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $205,000 $235,000 14.6% 0.1%
    HOMEXPRESS MORTGAGE CORP. $275,000 $205,000 -25.5% 0.1%
    Northwest Farm Credit Services, FLCA $775,000 $205,000 -73.5% 0.1%
    VAN DYK MORTGAGE CORPORATION $185,000 n/a 0.1%
    ALL REVERSE MORTGAGE, INC. $175,000 n/a 0.1%
    HERITAGE GROVE Federal Credit Union $165,000 n/a 0.1%
    USAGENCIES $165,000 n/a 0.1%
    Discover Bank $95,000 $160,000 68.4% 0.1%
    HomeTrust Bank $140,000 n/a 0.1%
    OPEN MORTGAGE, LLC $420,000 $125,000 -70.2% 0.1%
    CANVAS CREDIT UNION $85,000 n/a 0.0%
    TWINSTAR $265,000 $85,000 -67.9% 0.0%
    CENTRAL WILLAMETTE Credit Union $55,000 $75,000 36.4% 0.0%
    PNC Bank $1,775,000 $75,000 -95.8% 0.0%
    AMERICAN FINANCING CORPORATION $745,000 $65,000 -91.3% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $4,340,000 $55,000 -98.7% 0.0%
    FIBRE FEDERAL CREDIT UNION $155,000 $45,000 -71.0% 0.0%
    PENTAGON FEDERAL CREDIT UNION $190,000 $25,000 -86.8% 0.0%

    Prineville's top lender by overall market share is GUILD MORTGAGE COMPANY, with 7.6% market share. In second place, with 6.6%, is MANN FINANCIAL INC., having originated $13,620,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $11,370,000 in loans. In fourth place, with 5.0%, is Mid Oregon Federal Credit Union, having originated $10,190,000 in loans. In fifth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,730,000 in loans.

    Prineville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $357,500 (-3.1%) $594,156 (1.4%) 0.00 109
    2018-02-01 $359,175 (-0.7%) $562,357 (4.9%) 0.00 114
    2018-03-01 $339,900 (-1.8%) $533,954 (7.3%) 0.00 122
    2018-04-01 $332,925 (-4.7%) $536,982 (16.4%) 0.00 131
    2018-05-01 $368,650 (-1.7%) $563,869 (15.2%) 0.00 133
    2018-06-01 $375,000 (-6.0%) $570,805 (13.5%) 0.00 136
    2018-07-01 $364,950 (-6.4%) $547,945 (6.4%) 0.00 154
    2018-08-01 $351,975 (-7.0%) $512,721 (2.5%) 0.00 174
    2018-09-01 $359,900 (-2.3%) $509,699 (-4.4%) 0.00 183
    2018-10-01 $364,925 (-2.3%) $516,596 (-6.0%) 0.00 181
    2018-11-01 $393,000 (3.1%) $533,894 (-9.3%) 0.00 170
    2018-12-01 $390,000 (13.2%) $532,078 (-7.9%) 0.00 167
    2019-01-01 $373,750 (4.6%) $532,702 (-10.3%) 0.00 142
    2019-02-01 $382,000 (6.4%) $570,588 (1.5%) 0.00 143
    2019-03-01 $399,357 (17.5%) $594,438 (11.3%) 0.00 139
    2019-04-01 $421,200 (26.5%) $605,161 (12.7%) 0.00 136
    2019-05-01 $422,450 (14.6%) $603,744 (7.1%) 0.00 147
    2019-06-01 $407,250 (8.6%) $560,317 (-1.8%) 0.00 183
    2019-07-01 $404,925 (11.0%) $560,940 (2.4%) 0.00 192
    2019-08-01 $412,664 (17.2%) $745,383 (45.4%) 0.00 190
    2019-09-01 $416,734 (15.8%) $750,567 (47.3%) 0.00 195
    2019-10-01 $409,448 (12.2%) $740,895 (43.4%) 0.00 191
    2019-11-01 $399,950 (1.8%) $747,250 (40.0%) 0.00 167
    2019-12-01 $388,500 (-0.4%) $791,884 (48.8%) 0.00 144
    2020-01-01 $394,750 (5.6%) $811,956 (52.4%) 0.00 131
    2020-02-01 $383,500 (0.4%) $822,325 (44.1%) 0.00 123
    2020-03-01 $403,000 (0.9%) $811,758 (36.6%) 0.00 138
    2020-04-01 $395,725 (-6.1%) $772,808 (27.7%) 0.00 157
    2020-05-01 $407,000 (-3.7%) $787,775 (30.5%) 0.00 144
    2020-06-01 $439,000 (7.8%) $864,508 (54.3%) 0.00 117
    2020-07-01 $480,500 (18.7%) $906,224 (61.6%) 0.00 98
    2020-08-01 $429,900 (4.2%) $922,462 (23.8%) 0.00 80
    2020-09-01 $420,000 (0.8%) $881,021 (17.4%) 0.00 79
    2020-10-01 $429,900 (5.0%) $928,582 (25.3%) 0.00 64
    2020-11-01 $439,500 (9.9%) $1,020,253 (36.5%) 0.00 59
    2020-12-01 $410,250 (5.6%) $1,039,597 (31.3%) 0.00 51
    2021-01-01 $426,700 (8.1%) $1,209,400 (49.0%) 0.00 43
    2021-02-01 $470,725 (22.7%) $1,360,083 (65.4%) 0.00 36
    2021-03-01 $453,250 (12.5%) $1,357,909 (67.3%) 0.00 38
    2021-04-01 $522,225 (32.0%) $1,435,406 (85.7%) 0.00 38
    2021-05-01 $675,000 (65.9%) $1,503,619 (90.9%) 0.00 36
    2021-06-01 $533,723 (21.6%) $1,336,266 (54.6%) 0.00 47
    2021-07-01 $512,498 (6.7%) $1,230,892 (35.8%) 0.00 58
    2021-08-01 $494,250 (15.0%) $1,055,492 (14.4%) 0.00 71
    2021-09-01 $557,975 (32.9%) $1,077,668 (22.3%) 0.00 80
    2021-10-01 $574,000 (33.5%) $998,302 (7.5%) 0.00 109
    2021-11-01 $535,500 (21.8%) $1,025,795 (0.5%) 0.00 98
    2021-12-01 $544,225 (32.7%) $1,067,374 (2.7%) 0.00 78
    2022-01-01 $647,500 (51.8%) $1,251,550 (3.5%) 0.00 63
    2022-02-01 $596,200 (26.7%) $1,268,580 (-6.7%) 0.00 63
    2022-03-01 $584,950 (29.1%) $1,198,693 (-11.7%) 0.00 71
    2022-04-01 $577,450 (10.6%) $1,050,422 (-26.8%) 0.00 80
    2022-05-01 $591,175 (-12.4%) $1,057,849 (-29.7%) 0.00 87
    2022-06-01 $569,975 (6.8%) $1,002,047 (-25.0%) 0.00 117
    2022-07-01 $554,000 (8.1%) $935,845 (-24.0%) 0.00 139
    2022-08-01 $559,975 (13.3%) $953,803 (-9.6%) 0.00 147
    2022-09-01 $548,975 (-1.6%) $911,197 (-15.5%) 0.00 162
    2022-10-01 $549,450 (-4.3%) $890,152 (-10.8%) 0.00 153
    2022-11-01 $519,449 (-3.0%) $874,067 (-14.8%) 0.00 151
    2022-12-01 $499,900 (-8.1%) $904,258 (-15.3%) 0.00 137
    2023-01-01 $527,224 (-18.6%) $925,360 (-26.1%) 0.00 137
    2023-02-01 $525,000 (-11.9%) $923,002 (-27.2%) 0.00 140
    2023-03-01 $495,950 (-15.2%) $938,075 (-21.7%) 0.00 129
    2023-04-01 $499,900 (-13.4%) $964,200 (-8.2%) 0.00 127
    2023-05-01 $497,175 (-15.9%) $987,044 (-6.7%) 0.00 125
    2023-06-01 $542,000 (-4.9%) $1,016,673 (1.5%) 0.00 136
    2023-07-01 $577,000 (4.2%) $1,047,834 (12.0%) 0.00 158
    2023-08-01 $576,500 (3.0%) $1,013,545 (6.3%) 0.00 163
    2023-09-01 $599,900 (9.3%) $1,045,712 (14.8%) 0.00 155
    2023-10-01 $606,250 (10.3%) $1,039,271 (16.8%) 0.00 150
    2023-11-01 $572,225 (10.2%) $985,626 (12.8%) 0.00 151
    2023-12-01 $592,000 (18.4%) $1,011,436 (11.9%) 0.00 130
    2024-01-01 $599,225 (13.7%) $1,054,074 (13.9%) 0.00 111
    2024-02-01 $579,000 (10.3%) $1,044,048 (13.1%) 0.00 114
    2024-03-01 $562,450 (13.4%) $987,567 (5.3%) 0.00 109
    Prineville's median listing price for 2024-03-01 was $562,450, a difference of $66,500 (13.4%) versus the prior year and $-16,550 versus the prior month.

    Prineville's median listing price comes in at 0% of the national average.

    Prineville's average listing price for 2024-03-01 was $987,567, a difference of $49,492 (5.3%) versus the prior year and $-56,481 versus the prior month.

    For the 2024-03-01 period, Prineville had 109 MLS listings, a difference of -5 listings (-4%) versus the prior month and -20 listings (-16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,903 sqft
    2018-02-01 0 days 1,894 sqft
    2018-03-01 0 days 1,845 sqft
    2018-04-01 0 days 1,884 sqft
    2018-05-01 0 days 1,909 sqft
    2018-06-01 0 days 1,932 sqft
    2018-07-01 0 days 1,916 sqft
    2018-08-01 0 days 1,859 sqft
    2018-09-01 0 days 1,900 sqft
    2018-10-01 0 days 1,870 sqft
    2018-11-01 0 days 1,913 sqft
    2018-12-01 0 days 1,910 sqft
    2019-01-01 0 days 1,879 sqft
    2019-02-01 0 days 1,903 sqft
    2019-03-01 0 days 1,915 sqft
    2019-04-01 0 days 1,921 sqft
    2019-05-01 0 days 1,947 sqft
    2019-06-01 0 days 1,950 sqft
    2019-07-01 0 days 1,989 sqft
    2019-08-01 0 days 2,049 sqft
    2019-09-01 0 days 2,049 sqft
    2019-10-01 0 days 2,045 sqft
    2019-11-01 0 days 2,042 sqft
    2019-12-01 0 days 1,945 sqft
    2020-01-01 0 days 2,009 sqft
    2020-02-01 0 days 1,942 sqft
    2020-03-01 0 days 1,943 sqft
    2020-04-01 0 days 1,934 sqft
    2020-05-01 0 days 1,944 sqft
    2020-06-01 0 days 1,953 sqft
    2020-07-01 0 days 2,005 sqft
    2020-08-01 0 days 1,940 sqft
    2020-09-01 0 days 1,894 sqft
    2020-10-01 0 days 1,917 sqft
    2020-11-01 0 days 1,848 sqft
    2020-12-01 0 days 1,767 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 1,924 sqft
    2021-03-01 0 days 1,867 sqft
    2021-04-01 0 days 2,029 sqft
    2021-05-01 0 days 2,276 sqft
    2021-06-01 0 days 1,821 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,905 sqft
    2021-09-01 0 days 1,918 sqft
    2021-10-01 0 days 1,880 sqft
    2021-11-01 0 days 1,852 sqft
    2021-12-01 0 days 1,828 sqft
    2022-01-01 0 days 1,824 sqft
    2022-02-01 0 days 1,711 sqft
    2022-03-01 0 days 1,850 sqft
    2022-04-01 0 days 1,800 sqft
    2022-05-01 0 days 1,879 sqft
    2022-06-01 0 days 1,896 sqft
    2022-07-01 0 days 1,836 sqft
    2022-08-01 0 days 1,888 sqft
    2022-09-01 0 days 1,863 sqft
    2022-10-01 0 days 1,874 sqft
    2022-11-01 0 days 1,853 sqft
    2022-12-01 0 days 1,883 sqft
    2023-01-01 0 days 2,018 sqft
    2023-02-01 0 days 1,988 sqft
    2023-03-01 0 days 1,928 sqft
    2023-04-01 0 days 1,927 sqft
    2023-05-01 0 days 1,871 sqft
    2023-06-01 0 days 1,873 sqft
    2023-07-01 0 days 1,933 sqft
    2023-08-01 0 days 1,889 sqft
    2023-09-01 0 days 1,927 sqft
    2023-10-01 0 days 1,950 sqft
    2023-11-01 0 days 1,910 sqft
    2023-12-01 0 days 1,932 sqft
    2024-01-01 0 days 2,005 sqft
    2024-02-01 0 days 2,061 sqft
    2024-03-01 0 days 2,015 sqft
    Prineville's median listing age (time on market) for 2024-03-01 was 0 days.

    Prineville's median square footage for active listings during the 2024-03-01 period was 2,015 sqft. One year prior, the average listing was 1,928 sqft.

    Prineville, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 392 $158,480,000 $404,286
    Other 112 $12,530,000 $111,875
    Home Improvement 100 $9,870,000 $98,700
    Cash Out Refi 61 $16,885,000 $276,803
    Refi 26 $7,800,000 $300,000

    Prineville's most frequently cited loan purpose was Home Purchase, with 392 originations. The 2nd most popular reason was Other, with 112 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 204 $81,810,000 $401,029
    Over 8% 175 $22,215,000 $126,943
    7-8% 149 $49,545,000 $332,517
    5-6% 114 $42,160,000 $369,825
    4-5% 19 $5,435,000 $286,053
    3-4% 14 $1,240,000 $88,571
    <2.5% 6 $430,000 $71,667

    During 2023, Prineville's most frequently originated rate bucket was 6-7%, with 204 originations.

    Loan Sizing (Prineville, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 249 $76,955,000 $309,056
    $100,000 or less 163 $9,085,000 $55,736
    $400k-600k 127 $58,375,000 $459,646
    $100k-200k 98 $14,110,000 $143,980
    $600k-1000k 40 $29,160,000 $729,000
    $Over $1MM 14 $17,880,000 $1,277,143

    Prineville's loan sizing saw the bucket of loans from $200k-400k with 249 originations, totaling $76,955,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 233 $89,705,000 $385,000
    Under 20% 173 $13,035,000 $75,347
    60-80% 111 $52,515,000 $473,108
    20-40% 88 $16,320,000 $185,455
    40-60% 63 $24,495,000 $388,810
    Over 100% 11 $6,245,000 $567,727

    Prineville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 233 originations, totaling $89,705,000 in origination value.