Prineville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Prineville averaged 6.98% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 6.85% and one month ago for the week of 2024-04-11, the average rate was 6.94%.

Prineville's average rate one year ago was 6.31%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Prineville 30 Year Fixed Rate 2024-05-16 6.98%
Prineville 30 Year Fixed Rate Refi 2024-05-16 7.52%
Prineville 15 Year Fixed Rate 2024-05-16 6.48%
Prineville 15 Year Fixed Rate Refi 2024-05-16 6.58%
Prineville 30 Year FHA 2024-05-16 6.16%
Prineville 30 Year FHA Refi 2024-05-16 6.74%
Prineville 30 Year USDA 2024-05-16 6.75%
Prineville 30 Year USDA Refi 2024-05-16 6.75%
Prineville 30 Year VA 2024-05-16 6.3%
Prineville 30 Year VA Refi 2024-05-16 6.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Prineville, OR.

Prineville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
MANN FINANCIAL INC. 19 6.74% $8,343
QUICKEN LOANS, LLC 17 6.73% $9,042
LOANDEPOT.COM, LLC 15 6.22% $7,983
UNITED WHOLESALE MORTGAGE, LLC 12 6.33% $7,828
GUILD MORTGAGE COMPANY 12 6.61% $9,942
DHI MORTGAGE COMPANY, LTD. 9 5.85% $3,161
MOVEMENT MORTGAGE, LLC 8 7.41% $14,218
CHURCHILL MORTGAGE CORPORATION 7 6.79% $9,658
Washington Federal Bank 7 6.73% $12,006
U.S. Bank 6 6.94% $8,718
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 7.02% $10,613
Umpqua Bank 6 6.81% $8,724
OnPoint Community Credit Union 6 6.92% $5,473
Golden Empire Mortgage, Inc. 5 6.85% $11,885
LPMC, LLC 4 6.53% $5,583
GUARANTEED RATE, INC. 4 6.68% $4,646
The Loan Store, Inc. 4 7.44% $12,039
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.97% $8,136
Sierra Pacific Mortgage Company, Inc. 3 7.04% $5,778
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.67% $4,174
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.63% $9,623
Flagstar Bank, FSB 3 7.42% $6,630
CMG MORTGAGE, INC. 3 7.08% $7,167
SUMMIT FUNDING, INC. 3 7.21% $7,216
LEADERONE FINANCIAL CORPORATION 2 6.24% $6,356
CANOPY MORTGAGE, LLC 2 7.13% $8,929
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.44% $7,113
BROKER SOLUTIONS, INC. 2 6.88% $15,056
OREGON COMMUNITY 2 6.94% $4,946
SELCO COMMUNITY 2 5.43% $4,513
ACADEMY MORTGAGE CORPORATION 2 5.88% $12,316
FIRST TECHNOLOGY 2 7.13% $5,408
JPMorgan Chase Bank 2 6.18% $5,912
CALIBER HOME LOANS, INC. 2 7.63% $10,154
SAMMAMISH MORTGAGE COMPANY 1 6.38% $7,907
SUCCESS MORTGAGE PARTNERS, INC. 1 7.63% $12,247
SUMMIT MORTGAGE CORPORATION 1 7.88% $9,410
UNIFY FINANCIAL Credit Union 1 7.35% $2,058
UNION HOME MORTGAGE CORP. 1 7.38% $3,293
VAN DYK MORTGAGE CORPORATION 1 6.50% $5,456
Wells Fargo Bank 1 5.88% $9,182
1st Security Bank of Washington 1 6.88% $8,623
Willamette Valley Bank 1 6.38% $7,759
21ST MORTGAGE CORPORATION 1 7.30% $6,294
AMERICAN FINANCING CORPORATION 1 6.25% $4,447
ARC HOME LLC 1 8.00% $14,059
AXIA FINANCIAL, LLC 1 7.25% $12,292
Bank of America 1 5.38% $7,503
Banner Bank 1 7.13% $13,020
BETTER MORTGAGE CORPORATION 1 6.63% $4,521
Boeing Employees Credit Union 1 6.25% $6,024
CARDINAL FINANCIAL 1 5.99% $8,284
Century Mortgage Company DBA Century Lending Company 1 7.63% $11,091
Charles Schwab Bank, SSB 1 5.00% $6,004
Citibank 1 7.13% $9,645
CORNERSTONE HOME LENDING, INC. 1 7.50% $8,654
DAS Acquisition Company, LLC 1 6.00% $13,979
DIRECTORS MORTGAGE, INC. 1 6.00% $10,182
Evolve Bank & Trust 1 6.50% $12,098
First-Citizens Bank & Trust Company 1 6.03% $7,688
FIRST COMMUNITY 1 5.88% $4,598
First Interstate Bank 1 7.50% $5,987
Gateway First Bank 1 3.88% $12,374
HERITAGE GROVE Federal Credit Union 1 5.75% $6,897
HOMEXPRESS MORTGAGE CORP. 1 8.00% $4,518
MLD MORTGAGE INC. 1 6.49% $16,508
Morgan Stanley Private Bank 1 5.50% $8,499
MORTGAGE EXPRESS, LLC 1 7.38% $8,569
Mortgage Research Center, LLC 1 6.25% $14,730
NATIONS DIRECT MORTGAGE, LLC 1 7.13% $3,518
Nations Lending Corporation 1 6.50% $7,464
NEWREZ LLC 1 7.38% $5,238
NMSI, INC. 1 6.63% $3,812
Northpointe Bank 1 6.38% $58,279
Qualstar Credit Union 1 7.00% $8,124
ROGUE 1 5.75% $5,918

Prineville Average Closing Costs & Other Stats

Prineville, OR's 76 lenders originated 691 loans during 2023. The total origination value was $205,565,000, with an average loan value of $297,489.

Prineville's average closing costs are $6,927.

The top Prineville lender as defined by loan originations is MANN FINANCIAL INC., with 19 loans originated. Their average total fees are $8,343, which is $699 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Prineville lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($7,828), LOANDEPOT.COM, LLC ($7,983), MANN FINANCIAL INC. ($8,343), QUICKEN LOANS, LLC ($9,042) and GUILD MORTGAGE COMPANY ($9,942).

The lowest rate Prineville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (6.22%), UNITED WHOLESALE MORTGAGE, LLC (6.33%), GUILD MORTGAGE COMPANY (6.61%), QUICKEN LOANS, LLC (6.73%) and MANN FINANCIAL INC. (6.74%).

Prineville, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GUILD MORTGAGE COMPANY $17,555,000 $15,655,000 -10.8% 7.6%
MANN FINANCIAL INC. $17,065,000 $13,620,000 -20.2% 6.6%
QUICKEN LOANS, LLC $17,170,000 $11,370,000 -33.8% 5.5%
Mid Oregon Federal Credit Union $15,990,000 $10,190,000 -36.3% 5.0%
UNITED WHOLESALE MORTGAGE, LLC $12,995,000 $9,730,000 -25.1% 4.7%
DHI MORTGAGE COMPANY, LTD. $1,325,000 $8,965,000 576.6% 4.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $16,820,000 $6,765,000 -59.8% 3.3%
Washington Federal Bank $11,330,000 $6,215,000 -45.1% 3.0%
LOANDEPOT.COM, LLC $12,790,000 $5,975,000 -53.3% 2.9%
Umpqua Bank $23,135,000 $5,780,000 -75.0% 2.8%
MOVEMENT MORTGAGE, LLC $1,925,000 $5,645,000 193.2% 2.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,785,000 $4,650,000 160.5% 2.3%
U.S. Bank $18,360,000 $4,480,000 -75.6% 2.2%
Mortgage Research Center, LLC $2,840,000 $4,310,000 51.8% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,085,000 $4,005,000 -2.0% 1.9%
OnPoint Community Credit Union $6,725,000 $3,810,000 -43.3% 1.9%
CHURCHILL MORTGAGE CORPORATION $2,080,000 $3,710,000 78.4% 1.8%
CMG MORTGAGE, INC. $3,715,000 $2,820,000 -24.1% 1.4%
SELCO COMMUNITY $2,325,000 $2,760,000 18.7% 1.3%
Golden Empire Mortgage, Inc. $2,385,000 $2,425,000 1.7% 1.2%
GUARANTEED RATE, INC. $2,245,000 $2,240,000 -0.2% 1.1%
Flagstar Bank, FSB $2,685,000 $2,125,000 -20.9% 1.0%
FIRST TECHNOLOGY $3,500,000 $2,115,000 -39.6% 1.0%
NEWREZ LLC $425,000 $2,110,000 396.5% 1.0%
The Loan Store, Inc. $2,085,000 n/a 1.0%
Morgan Stanley Private Bank $2,365,000 $2,005,000 -15.2% 1.0%
Northpointe Bank $500,000 $1,990,000 298.0% 1.0%
Banner Bank $2,885,000 $1,910,000 -33.8% 0.9%
PENNYMAC LOAN SERVICES, LLC $2,805,000 $1,860,000 -33.7% 0.9%
Nations Lending Corporation $1,210,000 $1,855,000 53.3% 0.9%
JPMorgan Chase Bank $8,865,000 $1,765,000 -80.1% 0.9%
OREGONIANS CREDIT UNION $2,945,000 $1,700,000 -42.3% 0.8%
LEADERONE FINANCIAL CORPORATION $225,000 $1,680,000 646.7% 0.8%
NATIONS DIRECT MORTGAGE, LLC $2,350,000 $1,510,000 -35.7% 0.7%
FREEDOM MORTGAGE CORPORATION $1,250,000 $1,500,000 20.0% 0.7%
First Interstate Bank $9,085,000 $1,440,000 -84.1% 0.7%
CANOPY MORTGAGE, LLC $4,055,000 $1,430,000 -64.7% 0.7%
LPMC, LLC $630,000 $1,280,000 103.2% 0.6%
Bank of America $1,655,000 $1,210,000 -26.9% 0.6%
Citibank $1,575,000 $1,175,000 -25.4% 0.6%
CALIBER HOME LOANS, INC. $6,485,000 $1,120,000 -82.7% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,755,000 $1,105,000 -37.0% 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $415,000 $1,095,000 163.9% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $1,885,000 $1,070,000 -43.2% 0.5%
BROKER SOLUTIONS, INC. $1,500,000 $1,055,000 -29.7% 0.5%
First-Citizens Bank & Trust Company $1,095,000 $1,045,000 -4.6% 0.5%
ACADEMY MORTGAGE CORPORATION $6,385,000 $985,000 -84.6% 0.5%
1st Security Bank of Washington $865,000 n/a 0.4%
Sierra Pacific Mortgage Company, Inc. $145,000 $845,000 482.8% 0.4%
FIRST COMMUNITY $355,000 $815,000 129.6% 0.4%
CARDINAL FINANCIAL $680,000 $785,000 15.4% 0.4%
FINANCE OF AMERICA REVERSE LLC $2,320,000 $765,000 -67.0% 0.4%
TRIAD FINANCIAL SERVICES, INC. $170,000 $760,000 347.1% 0.4%
KeyBank $1,095,000 $755,000 -31.1% 0.4%
Charles Schwab Bank, SSB $745,000 n/a 0.4%
SUMMIT FUNDING, INC. $1,180,000 $745,000 -36.9% 0.4%
OREGON COMMUNITY $765,000 $735,000 -3.9% 0.4%
PANORAMA MORTGAGE GROUP, LLC $1,290,000 $725,000 -43.8% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $725,000 n/a 0.4%
Wells Fargo Bank $5,330,000 $690,000 -87.1% 0.3%
MORTGAGE EXPRESS, LLC $1,185,000 $605,000 -48.9% 0.3%
ROGUE $390,000 $605,000 55.1% 0.3%
DIRECTORS MORTGAGE, INC. $1,415,000 $590,000 -58.3% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $555,000 n/a 0.3%
PHH Mortgage Corporation $1,855,000 $530,000 -71.4% 0.3%
SUMMIT MORTGAGE CORPORATION $920,000 $515,000 -44.0% 0.3%
CORNERSTONE HOME LENDING, INC. $505,000 n/a 0.2%
GTE Federal Credit Union $505,000 n/a 0.2%
ARC HOME LLC $495,000 n/a 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,065,000 $480,000 -54.9% 0.2%
Gateway First Bank $960,000 $465,000 -51.6% 0.2%
GENEVA FINANCIAL, LLC $2,965,000 $455,000 -84.7% 0.2%
Evolve Bank & Trust $770,000 $435,000 -43.5% 0.2%
MLD MORTGAGE INC. $225,000 $435,000 93.3% 0.2%
MOUNTAIN AMERICA $435,000 n/a 0.2%
21ST MORTGAGE CORPORATION $455,000 $420,000 -7.7% 0.2%
AXIA FINANCIAL, LLC $385,000 $415,000 7.8% 0.2%
Clackamas Federal Credit Union $255,000 $405,000 58.8% 0.2%
Qualstar Credit Union $405,000 n/a 0.2%
Loan Simple, Inc. $395,000 n/a 0.2%
NMSI, INC. $395,000 n/a 0.2%
ALLIANT CREDIT UNION $385,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $850,000 $380,000 -55.3% 0.2%
Willamette Valley Bank $2,500,000 $375,000 -85.0% 0.2%
NAVY FEDERAL CREDIT UNION $370,000 n/a 0.2%
Figure Lending LLC $25,000 $365,000 1,360.0% 0.2%
Magnolia Bank $355,000 n/a 0.2%
DAS Acquisition Company, LLC $345,000 n/a 0.2%
Boeing Employees Credit Union $1,655,000 $335,000 -79.8% 0.2%
VERITAS FUNDING, LLC $335,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $305,000 n/a 0.1%
S1L, Inc. $1,620,000 $305,000 -81.2% 0.1%
Carrington Mortgage Services, LLC $660,000 $300,000 -54.5% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,945,000 $295,000 -84.8% 0.1%
MID AMERICA MORTGAGE, INC. $235,000 $295,000 25.5% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $670,000 $295,000 -56.0% 0.1%
UNIFY FINANCIAL Credit Union $295,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $285,000 n/a 0.1%
Coastal Community Bank $285,000 n/a 0.1%
Franklin Loan Corporation $285,000 n/a 0.1%
RESIDENTIAL MORTGAGE, LLC $285,000 n/a 0.1%
SAMMAMISH MORTGAGE COMPANY $285,000 n/a 0.1%
Unitus Community Credit Union $1,080,000 $260,000 -75.9% 0.1%
LENDINGHOME FUNDING CORPORATION $255,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $235,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $205,000 $235,000 14.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $275,000 $205,000 -25.5% 0.1%
Northwest Farm Credit Services, FLCA $775,000 $205,000 -73.5% 0.1%
VAN DYK MORTGAGE CORPORATION $185,000 n/a 0.1%
ALL REVERSE MORTGAGE, INC. $175,000 n/a 0.1%
HERITAGE GROVE Federal Credit Union $165,000 n/a 0.1%
USAGENCIES $165,000 n/a 0.1%
Discover Bank $95,000 $160,000 68.4% 0.1%
HomeTrust Bank $140,000 n/a 0.1%
OPEN MORTGAGE, LLC $420,000 $125,000 -70.2% 0.1%
CANVAS CREDIT UNION $85,000 n/a 0.0%
TWINSTAR $265,000 $85,000 -67.9% 0.0%
CENTRAL WILLAMETTE Credit Union $55,000 $75,000 36.4% 0.0%
PNC Bank $1,775,000 $75,000 -95.8% 0.0%
AMERICAN FINANCING CORPORATION $745,000 $65,000 -91.3% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,340,000 $55,000 -98.7% 0.0%
FIBRE FEDERAL CREDIT UNION $155,000 $45,000 -71.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $190,000 $25,000 -86.8% 0.0%

Prineville's top lender by overall market share is GUILD MORTGAGE COMPANY, with 7.6% market share. In second place, with 6.6%, is MANN FINANCIAL INC., having originated $13,620,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $11,370,000 in loans. In fourth place, with 5.0%, is Mid Oregon Federal Credit Union, having originated $10,190,000 in loans. In fifth place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,730,000 in loans.


Prineville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $357,500 (-3.1%) $594,156 (1.4%) 0.00 109
2018-02-01 $359,175 (-0.7%) $562,357 (4.9%) 0.00 114
2018-03-01 $339,900 (-1.8%) $533,954 (7.3%) 0.00 122
2018-04-01 $332,925 (-4.7%) $536,982 (16.4%) 0.00 131
2018-05-01 $368,650 (-1.7%) $563,869 (15.2%) 0.00 133
2018-06-01 $375,000 (-6.0%) $570,805 (13.5%) 0.00 136
2018-07-01 $364,950 (-6.4%) $547,945 (6.4%) 0.00 154
2018-08-01 $351,975 (-7.0%) $512,721 (2.5%) 0.00 174
2018-09-01 $359,900 (-2.3%) $509,699 (-4.4%) 0.00 183
2018-10-01 $364,925 (-2.3%) $516,596 (-6.0%) 0.00 181
2018-11-01 $393,000 (3.1%) $533,894 (-9.3%) 0.00 170
2018-12-01 $390,000 (13.2%) $532,078 (-7.9%) 0.00 167
2019-01-01 $373,750 (4.6%) $532,702 (-10.3%) 0.00 142
2019-02-01 $382,000 (6.4%) $570,588 (1.5%) 0.00 143
2019-03-01 $399,357 (17.5%) $594,438 (11.3%) 0.00 139
2019-04-01 $421,200 (26.5%) $605,161 (12.7%) 0.00 136
2019-05-01 $422,450 (14.6%) $603,744 (7.1%) 0.00 147
2019-06-01 $407,250 (8.6%) $560,317 (-1.8%) 0.00 183
2019-07-01 $404,925 (11.0%) $560,940 (2.4%) 0.00 192
2019-08-01 $412,664 (17.2%) $745,383 (45.4%) 0.00 190
2019-09-01 $416,734 (15.8%) $750,567 (47.3%) 0.00 195
2019-10-01 $409,448 (12.2%) $740,895 (43.4%) 0.00 191
2019-11-01 $399,950 (1.8%) $747,250 (40.0%) 0.00 167
2019-12-01 $388,500 (-0.4%) $791,884 (48.8%) 0.00 144
2020-01-01 $394,750 (5.6%) $811,956 (52.4%) 0.00 131
2020-02-01 $383,500 (0.4%) $822,325 (44.1%) 0.00 123
2020-03-01 $403,000 (0.9%) $811,758 (36.6%) 0.00 138
2020-04-01 $395,725 (-6.1%) $772,808 (27.7%) 0.00 157
2020-05-01 $407,000 (-3.7%) $787,775 (30.5%) 0.00 144
2020-06-01 $439,000 (7.8%) $864,508 (54.3%) 0.00 117
2020-07-01 $480,500 (18.7%) $906,224 (61.6%) 0.00 98
2020-08-01 $429,900 (4.2%) $922,462 (23.8%) 0.00 80
2020-09-01 $420,000 (0.8%) $881,021 (17.4%) 0.00 79
2020-10-01 $429,900 (5.0%) $928,582 (25.3%) 0.00 64
2020-11-01 $439,500 (9.9%) $1,020,253 (36.5%) 0.00 59
2020-12-01 $410,250 (5.6%) $1,039,597 (31.3%) 0.00 51
2021-01-01 $426,700 (8.1%) $1,209,400 (49.0%) 0.00 43
2021-02-01 $470,725 (22.7%) $1,360,083 (65.4%) 0.00 36
2021-03-01 $453,250 (12.5%) $1,357,909 (67.3%) 0.00 38
2021-04-01 $522,225 (32.0%) $1,435,406 (85.7%) 0.00 38
2021-05-01 $675,000 (65.9%) $1,503,619 (90.9%) 0.00 36
2021-06-01 $533,723 (21.6%) $1,336,266 (54.6%) 0.00 47
2021-07-01 $512,498 (6.7%) $1,230,892 (35.8%) 0.00 58
2021-08-01 $494,250 (15.0%) $1,055,492 (14.4%) 0.00 71
2021-09-01 $557,975 (32.9%) $1,077,668 (22.3%) 0.00 80
2021-10-01 $574,000 (33.5%) $998,302 (7.5%) 0.00 109
2021-11-01 $535,500 (21.8%) $1,025,795 (0.5%) 0.00 98
2021-12-01 $544,225 (32.7%) $1,067,374 (2.7%) 0.00 78
2022-01-01 $647,500 (51.8%) $1,251,550 (3.5%) 0.00 63
2022-02-01 $596,200 (26.7%) $1,268,580 (-6.7%) 0.00 63
2022-03-01 $584,950 (29.1%) $1,198,693 (-11.7%) 0.00 71
2022-04-01 $577,450 (10.6%) $1,050,422 (-26.8%) 0.00 80
2022-05-01 $591,175 (-12.4%) $1,057,849 (-29.7%) 0.00 87
2022-06-01 $569,975 (6.8%) $1,002,047 (-25.0%) 0.00 117
2022-07-01 $554,000 (8.1%) $935,845 (-24.0%) 0.00 139
2022-08-01 $559,975 (13.3%) $953,803 (-9.6%) 0.00 147
2022-09-01 $548,975 (-1.6%) $911,197 (-15.5%) 0.00 162
2022-10-01 $549,450 (-4.3%) $890,152 (-10.8%) 0.00 153
2022-11-01 $519,449 (-3.0%) $874,067 (-14.8%) 0.00 151
2022-12-01 $499,900 (-8.1%) $904,258 (-15.3%) 0.00 137
2023-01-01 $527,224 (-18.6%) $925,360 (-26.1%) 0.00 137
2023-02-01 $525,000 (-11.9%) $923,002 (-27.2%) 0.00 140
2023-03-01 $495,950 (-15.2%) $938,075 (-21.7%) 0.00 129
2023-04-01 $499,900 (-13.4%) $964,200 (-8.2%) 0.00 127
2023-05-01 $497,175 (-15.9%) $987,044 (-6.7%) 0.00 125
2023-06-01 $542,000 (-4.9%) $1,016,673 (1.5%) 0.00 136
2023-07-01 $577,000 (4.2%) $1,047,834 (12.0%) 0.00 158
2023-08-01 $576,500 (3.0%) $1,013,545 (6.3%) 0.00 163
2023-09-01 $599,900 (9.3%) $1,045,712 (14.8%) 0.00 155
2023-10-01 $606,250 (10.3%) $1,039,271 (16.8%) 0.00 150
2023-11-01 $572,225 (10.2%) $985,626 (12.8%) 0.00 151
2023-12-01 $592,000 (18.4%) $1,011,436 (11.9%) 0.00 130
2024-01-01 $599,225 (13.7%) $1,054,074 (13.9%) 0.00 111
2024-02-01 $579,000 (10.3%) $1,044,048 (13.1%) 0.00 114
2024-03-01 $562,450 (13.4%) $987,567 (5.3%) 0.00 109
2024-04-01 $587,500 (17.5%) $933,038 (-3.2%) 0.00 115
Prineville's median listing price for 2024-04-01 was $587,500, a difference of $87,600 (17.5%) versus the prior year and $25,050 versus the prior month.

Prineville's median listing price comes in at 0% of the national average.

Prineville's average listing price for 2024-04-01 was $933,038, a difference of $-31,162 (-3.2%) versus the prior year and $-54,529 versus the prior month.

For the 2024-04-01 period, Prineville had 115 MLS listings, a difference of 6 listings (6%) versus the prior month and -12 listings (-9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,903 sqft
2018-02-01 0 days 1,894 sqft
2018-03-01 0 days 1,845 sqft
2018-04-01 0 days 1,884 sqft
2018-05-01 0 days 1,909 sqft
2018-06-01 0 days 1,932 sqft
2018-07-01 0 days 1,916 sqft
2018-08-01 0 days 1,859 sqft
2018-09-01 0 days 1,900 sqft
2018-10-01 0 days 1,870 sqft
2018-11-01 0 days 1,913 sqft
2018-12-01 0 days 1,910 sqft
2019-01-01 0 days 1,879 sqft
2019-02-01 0 days 1,903 sqft
2019-03-01 0 days 1,915 sqft
2019-04-01 0 days 1,921 sqft
2019-05-01 0 days 1,947 sqft
2019-06-01 0 days 1,950 sqft
2019-07-01 0 days 1,989 sqft
2019-08-01 0 days 2,049 sqft
2019-09-01 0 days 2,049 sqft
2019-10-01 0 days 2,045 sqft
2019-11-01 0 days 2,042 sqft
2019-12-01 0 days 1,945 sqft
2020-01-01 0 days 2,009 sqft
2020-02-01 0 days 1,942 sqft
2020-03-01 0 days 1,943 sqft
2020-04-01 0 days 1,934 sqft
2020-05-01 0 days 1,944 sqft
2020-06-01 0 days 1,953 sqft
2020-07-01 0 days 2,005 sqft
2020-08-01 0 days 1,940 sqft
2020-09-01 0 days 1,894 sqft
2020-10-01 0 days 1,917 sqft
2020-11-01 0 days 1,848 sqft
2020-12-01 0 days 1,767 sqft
2021-01-01 0 days 1,777 sqft
2021-02-01 0 days 1,924 sqft
2021-03-01 0 days 1,867 sqft
2021-04-01 0 days 2,029 sqft
2021-05-01 0 days 2,276 sqft
2021-06-01 0 days 1,821 sqft
2021-07-01 0 days 1,740 sqft
2021-08-01 0 days 1,905 sqft
2021-09-01 0 days 1,918 sqft
2021-10-01 0 days 1,880 sqft
2021-11-01 0 days 1,852 sqft
2021-12-01 0 days 1,828 sqft
2022-01-01 0 days 1,824 sqft
2022-02-01 0 days 1,711 sqft
2022-03-01 0 days 1,850 sqft
2022-04-01 0 days 1,800 sqft
2022-05-01 0 days 1,879 sqft
2022-06-01 0 days 1,896 sqft
2022-07-01 0 days 1,836 sqft
2022-08-01 0 days 1,888 sqft
2022-09-01 0 days 1,863 sqft
2022-10-01 0 days 1,874 sqft
2022-11-01 0 days 1,853 sqft
2022-12-01 0 days 1,883 sqft
2023-01-01 0 days 2,018 sqft
2023-02-01 0 days 1,988 sqft
2023-03-01 0 days 1,928 sqft
2023-04-01 0 days 1,927 sqft
2023-05-01 0 days 1,871 sqft
2023-06-01 0 days 1,873 sqft
2023-07-01 0 days 1,933 sqft
2023-08-01 0 days 1,889 sqft
2023-09-01 0 days 1,927 sqft
2023-10-01 0 days 1,950 sqft
2023-11-01 0 days 1,910 sqft
2023-12-01 0 days 1,932 sqft
2024-01-01 0 days 2,005 sqft
2024-02-01 0 days 2,061 sqft
2024-03-01 0 days 2,015 sqft
2024-04-01 0 days 2,063 sqft
Prineville's median listing age (time on market) for 2024-04-01 was 0 days.

Prineville's median square footage for active listings during the 2024-04-01 period was 2,063 sqft. One year prior, the average listing was 1,927 sqft.

Prineville, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 392 $158,480,000 $404,286
Other 112 $12,530,000 $111,875
Home Improvement 100 $9,870,000 $98,700
Cash Out Refi 61 $16,885,000 $276,803
Refi 26 $7,800,000 $300,000

Prineville's most frequently cited loan purpose was Home Purchase, with 392 originations. The 2nd most popular reason was Other, with 112 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 204 $81,810,000 $401,029
Over 8% 175 $22,215,000 $126,943
7-8% 149 $49,545,000 $332,517
5-6% 114 $42,160,000 $369,825
4-5% 19 $5,435,000 $286,053
3-4% 14 $1,240,000 $88,571
<2.5% 6 $430,000 $71,667

During 2023, Prineville's most frequently originated rate bucket was 6-7%, with 204 originations.

Loan Sizing (Prineville, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 249 $76,955,000 $309,056
$100,000 or less 163 $9,085,000 $55,736
$400k-600k 127 $58,375,000 $459,646
$100k-200k 98 $14,110,000 $143,980
$600k-1000k 40 $29,160,000 $729,000
$Over $1MM 14 $17,880,000 $1,277,143

Prineville's loan sizing saw the bucket of loans from $200k-400k with 249 originations, totaling $76,955,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 233 $89,705,000 $385,000
Under 20% 173 $13,035,000 $75,347
60-80% 111 $52,515,000 $473,108
20-40% 88 $16,320,000 $185,455
40-60% 63 $24,495,000 $388,810
Over 100% 11 $6,245,000 $567,727

Prineville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 233 originations, totaling $89,705,000 in origination value.