Prineville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Prineville averaged
7.02%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.85% and
one month ago for the week of 2023-02-09, the
average rate was 6.24%.
Prineville's average rate one year ago was 3.58%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Prineville 30 Year Fixed Rate | 2023-03-16 | 7.02% |
| Prineville 30 Year Fixed Rate Refi | 2023-03-16 | 6.7% |
| Prineville 15 Year Fixed Rate | 2023-03-16 | 6.22% |
| Prineville 15 Year Fixed Rate Refi | 2023-03-16 | 6.63% |
| Prineville 30 Year FHA | 2023-03-16 | 6.18% |
| Prineville 30 Year FHA Refi | 2023-03-16 | 6.12% |
| Prineville 30 Year USDA | 2023-03-16 | 6.14% |
| Prineville 30 Year USDA Refi | 2023-03-16 | 6.49% |
| Prineville 30 Year VA | 2023-03-16 | 6.09% |
| Prineville 30 Year VA Refi | 2023-03-16 | 5.92% |
Prineville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Prineville Average Closing Costs & Other Stats
Prineville, OR's 102 lenders originated 1,110
loans during 2022. The total origination value was $358,090,000, with an average loan value of
$322,604.
Prineville's average closing costs are $6,592.
The top Prineville lender as defined by loan originations is QUICKEN LOANS, LLC, with
43 loans originated. Their average total fees are
$7,869, which is $5,710
lower than the next largest lender,
MANN FINANCIAL INC..
The lowest fee Prineville lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,918), OnPoint Community Credit Union ($5,587), UNITED WHOLESALE MORTGAGE, LLC ($7,041), EVERGREEN MONEYSOURCE MORTGAGE COMPANY ($7,083) and LOANDEPOT.COM, LLC ($7,249).
The lowest rate Prineville lenders (with over 10 loans originated) are
Wells Fargo Bank (3.83%), ACADEMY MORTGAGE CORPORATION (4.18%), U.S. Bank (4.21%), Umpqua Bank (4.37%) and GUILD MORTGAGE COMPANY (4.45%).
Prineville, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Umpqua Bank | $37,960,000 | $23,135,000 | -39.1% | 6.5% |
| U.S. Bank | $20,620,000 | $18,360,000 | -11.0% | 5.1% |
| GUILD MORTGAGE COMPANY | $19,300,000 | $17,555,000 | -9.0% | 4.9% |
| QUICKEN LOANS, LLC | $32,630,000 | $17,170,000 | -47.4% | 4.8% |
| MANN FINANCIAL INC. | $40,215,000 | $17,065,000 | -57.6% | 4.8% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $19,610,000 | $16,820,000 | -14.2% | 4.7% |
| Mid Oregon Federal Credit Union | $7,125,000 | $15,990,000 | 124.4% | 4.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $17,650,000 | $12,995,000 | -26.4% | 3.6% |
| LOANDEPOT.COM, LLC | $21,875,000 | $12,790,000 | -41.5% | 3.6% |
| Washington Federal Bank | $4,675,000 | $11,330,000 | 142.4% | 3.2% |
| First Interstate Bank | $13,400,000 | $9,085,000 | -32.2% | 2.5% |
| JPMorgan Chase Bank | $5,225,000 | $8,865,000 | 69.7% | 2.5% |
| OnPoint Community Credit Union | $13,005,000 | $6,725,000 | -48.3% | 1.9% |
| CALIBER HOME LOANS, INC. | $12,890,000 | $6,485,000 | -49.7% | 1.8% |
| ACADEMY MORTGAGE CORPORATION | $13,795,000 | $6,385,000 | -53.7% | 1.8% |
| Wells Fargo Bank | $9,700,000 | $5,330,000 | -45.1% | 1.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,165,000 | $4,340,000 | -29.6% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,645,000 | $4,085,000 | 12.1% | 1.1% |
| CANOPY MORTGAGE, LLC | $6,985,000 | $4,055,000 | -41.9% | 1.1% |
| CMG MORTGAGE, INC. | $7,635,000 | $3,715,000 | -51.3% | 1.0% |
| FIRST TECHNOLOGY | $625,000 | $3,500,000 | 460.0% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $6,080,000 | $3,075,000 | -49.4% | 0.9% |
| GENEVA FINANCIAL, LLC | $5,175,000 | $2,965,000 | -42.7% | 0.8% |
| OREGONIANS CREDIT UNION | $795,000 | $2,945,000 | 270.4% | 0.8% |
| Banner Bank | $1,240,000 | $2,885,000 | 132.7% | 0.8% |
| Mortgage Research Center, LLC | $3,980,000 | $2,840,000 | -28.6% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $7,010,000 | $2,805,000 | -60.0% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,920,000 | $2,715,000 | -30.7% | 0.8% |
| Flagstar Bank, FSB | $2,790,000 | $2,685,000 | -3.8% | 0.7% |
| Willamette Valley Bank | $3,895,000 | $2,500,000 | -35.8% | 0.7% |
| Golden Empire Mortgage, Inc. | $1,230,000 | $2,385,000 | 93.9% | 0.7% |
| Morgan Stanley Private Bank | $685,000 | $2,365,000 | 245.3% | 0.7% |
| NATIONS DIRECT MORTGAGE, LLC | $3,560,000 | $2,350,000 | -34.0% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,570,000 | $2,335,000 | -72.8% | 0.7% |
| SELCO COMMUNITY | $1,465,000 | $2,325,000 | 58.7% | 0.6% |
| FINANCE OF AMERICA REVERSE LLC | $1,935,000 | $2,320,000 | 19.9% | 0.6% |
| GUARANTEED RATE, INC. | $3,515,000 | $2,245,000 | -36.1% | 0.6% |
| CHURCHILL MORTGAGE CORPORATION | $7,505,000 | $2,080,000 | -72.3% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $2,840,000 | $1,945,000 | -31.5% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $1,085,000 | $1,925,000 | 77.4% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,305,000 | $1,885,000 | -18.2% | 0.5% |
| Citadel Servicing Corporation | $430,000 | $1,880,000 | 337.2% | 0.5% |
| First Republic Bank | $2,455,000 | $1,880,000 | -23.4% | 0.5% |
| PHH Mortgage Corporation | $350,000 | $1,855,000 | 430.0% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $950,000 | $1,785,000 | 87.9% | 0.5% |
| PNC Bank | $1,100,000 | $1,775,000 | 61.4% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,230,000 | $1,755,000 | -71.8% | 0.5% |
| USAA Federal Savings Bank | $805,000 | $1,750,000 | 117.4% | 0.5% |
| AMERICAN ADVISORS GROUP | $1,630,000 | $1,710,000 | 4.9% | 0.5% |
| Bank of America | $3,565,000 | $1,655,000 | -53.6% | 0.5% |
| Boeing Employees Credit Union | $1,655,000 | n/a | 0.5% | |
| S1L, Inc. | $1,910,000 | $1,620,000 | -15.2% | 0.5% |
| Citibank | $1,575,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $2,205,000 | $1,500,000 | -32.0% | 0.4% |
| DIRECTORS MORTGAGE, INC. | $8,505,000 | $1,415,000 | -83.4% | 0.4% |
| DHI MORTGAGE COMPANY, LTD. | $1,325,000 | n/a | 0.4% | |
| Columbia State Bank | $875,000 | $1,315,000 | 50.3% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $685,000 | $1,300,000 | 89.8% | 0.4% |
| PANORAMA MORTGAGE GROUP, LLC | $820,000 | $1,290,000 | 57.3% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $10,395,000 | $1,250,000 | -88.0% | 0.3% |
| ADVANTIS | $610,000 | $1,240,000 | 103.3% | 0.3% |
| Zions Bancorporation, N.A. | $1,235,000 | n/a | 0.3% | |
| Nations Lending Corporation | $1,055,000 | $1,210,000 | 14.7% | 0.3% |
| MORTGAGE EXPRESS, LLC | $3,400,000 | $1,185,000 | -65.1% | 0.3% |
| SUMMIT FUNDING, INC. | $2,965,000 | $1,180,000 | -60.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,555,000 | $1,120,000 | -28.0% | 0.3% |
| First-Citizens Bank & Trust Company | $1,095,000 | n/a | 0.3% | |
| KeyBank | $1,785,000 | $1,095,000 | -38.7% | 0.3% |
| Unitus Community Credit Union | $155,000 | $1,080,000 | 596.8% | 0.3% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $2,675,000 | $1,065,000 | -60.2% | 0.3% |
| Toyota Financial Savings Bank | $1,045,000 | n/a | 0.3% | |
| Solarity Credit Union | $1,025,000 | n/a | 0.3% | |
| Bank of Stockton | $1,005,000 | n/a | 0.3% | |
| PLANET HOME LENDING, LLC | $975,000 | n/a | 0.3% | |
| Gateway First Bank | $2,770,000 | $960,000 | -65.3% | 0.3% |
| MARION AND POLK SCHOOLS CREDIT UNION | $935,000 | n/a | 0.3% | |
| SUMMIT MORTGAGE CORPORATION | $255,000 | $920,000 | 260.8% | 0.3% |
| Bank of England | $265,000 | $865,000 | 226.4% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,055,000 | $850,000 | -58.6% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $205,000 | $810,000 | 295.1% | 0.2% |
| Tradition Capital Bank | $785,000 | n/a | 0.2% | |
| Northwest Farm Credit Services, FLCA | $3,125,000 | $775,000 | -75.2% | 0.2% |
| Evolve Bank & Trust | $1,205,000 | $770,000 | -36.1% | 0.2% |
| NFM, INC. | $770,000 | n/a | 0.2% | |
| OREGON COMMUNITY | $905,000 | $765,000 | -15.5% | 0.2% |
| PRIORITY HOME LENDING, LLC | $750,000 | n/a | 0.2% | |
| AMERICAN FINANCING CORPORATION | $2,790,000 | $745,000 | -73.3% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $1,175,000 | $725,000 | -38.3% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,300,000 | $680,000 | -70.4% | 0.2% |
| Hometown Lenders, Inc. | $985,000 | $675,000 | -31.5% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,590,000 | $670,000 | -81.3% | 0.2% |
| Carrington Mortgage Services, LLC | $1,220,000 | $660,000 | -45.9% | 0.2% |
| MUFG Union Bank | $655,000 | n/a | 0.2% | |
| GSF Mortgage Corporation | $890,000 | $645,000 | -27.5% | 0.2% |
| The Federal Savings Bank | $2,170,000 | $645,000 | -70.3% | 0.2% |
| LPMC, LLC | $3,285,000 | $630,000 | -80.8% | 0.2% |
| UBS Bank USA | $605,000 | n/a | 0.2% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $580,000 | n/a | 0.2% | |
| SPRING EQ, LLC | $275,000 | $550,000 | 100.0% | 0.2% |
| GEORGIA'S OWN | $505,000 | n/a | 0.1% | |
| Northpointe Bank | $295,000 | $500,000 | 69.5% | 0.1% |
| Chicago Mortgage Solutions LLC | $545,000 | $495,000 | -9.2% | 0.1% |
| Sunflower Bank | $465,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $180,000 | $455,000 | 152.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $480,000 | $455,000 | -5.2% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,070,000 | $455,000 | -57.5% | 0.1% |
| NORTHWEST COMMUNITY | $525,000 | $440,000 | -16.2% | 0.1% |
| Mid-Continent Funding, Inc. | $435,000 | n/a | 0.1% | |
| NEWREZ LLC | $1,185,000 | $425,000 | -64.1% | 0.1% |
| OPEN MORTGAGE, LLC | $420,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $600,000 | $415,000 | -30.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $730,000 | $415,000 | -43.2% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $405,000 | n/a | 0.1% | |
| NBH Bank | $395,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $395,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $795,000 | $395,000 | -50.3% | 0.1% |
| Rivermark Community Credit Union | $215,000 | $390,000 | 81.4% | 0.1% |
| ROGUE | $200,000 | $390,000 | 95.0% | 0.1% |
| AXIA FINANCIAL, LLC | $765,000 | $385,000 | -49.7% | 0.1% |
| Texana Bank | $365,000 | n/a | 0.1% | |
| Bank of the West | $2,455,000 | $360,000 | -85.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $215,000 | $355,000 | 65.1% | 0.1% |
| FIRST COMMUNITY | $805,000 | $355,000 | -55.9% | 0.1% |
| OCEANSIDE MORTGAGE COMPANY | $275,000 | $355,000 | 29.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $355,000 | n/a | 0.1% | |
| INLAND BANK & TRUST | $335,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $235,000 | $335,000 | 42.6% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $1,220,000 | $315,000 | -74.2% | 0.1% |
| Cornerstone First Mortgage, Inc | $285,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $1,520,000 | $285,000 | -81.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,785,000 | $285,000 | -84.0% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $275,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $225,000 | $275,000 | 22.2% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $275,000 | n/a | 0.1% | |
| Oregon State Credit Union | $195,000 | $270,000 | 38.5% | 0.1% |
| TWINSTAR | $265,000 | n/a | 0.1% | |
| Clackamas Federal Credit Union | $700,000 | $255,000 | -63.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $620,000 | $255,000 | -58.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $235,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $225,000 | n/a | 0.1% | |
| MLD MORTGAGE INC. | $225,000 | n/a | 0.1% | |
| America's Credit Union | $215,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $470,000 | $205,000 | -56.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $205,000 | n/a | 0.1% | |
| NATIONWIDE EQUITIES CORPORATION | $195,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $435,000 | $190,000 | -56.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $180,000 | $170,000 | -5.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $145,000 | $165,000 | 13.8% | 0.0% |
| First Internet Bank of Indiana | $165,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $3,400,000 | $145,000 | -95.7% | 0.0% |
| ZILLOW HOME LOANS, LLC | $135,000 | n/a | 0.0% | |
| LOANPAL, LLC | $355,000 | $115,000 | -67.6% | 0.0% |
| Valley National Bank | $105,000 | n/a | 0.0% | |
| Discover Bank | $95,000 | n/a | 0.0% | |
| CENTRAL WILLAMETTE Credit Union | $55,000 | n/a | 0.0% | |
| Washington Trust Bank | $45,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $35,000 | n/a | 0.0% | |
| Figure Lending LLC | $160,000 | $25,000 | -84.4% | 0.0% |
Prineville's top lender by overall market share is Umpqua Bank, with 6.5% market share. In second place, with 5.1%, is U.S. Bank, having originated $18,360,000 in loans. In third place, with 4.9%, is GUILD MORTGAGE COMPANY, having originated $17,555,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $17,170,000 in loans. In fifth place, with 4.8%, is MANN FINANCIAL INC., having originated $17,065,000 in loans.
Prineville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $357,500 (-3.1%) | $594,156 (1.4%) | 0.00 | 109 |
| 2018-02-01 | $359,175 (-0.7%) | $562,357 (4.9%) | 0.00 | 114 |
| 2018-03-01 | $339,900 (-1.8%) | $533,954 (7.3%) | 0.00 | 122 |
| 2018-04-01 | $332,925 (-4.9%) | $536,982 (15.6%) | 0.00 | 131 |
| 2018-05-01 | $368,650 (-2.9%) | $563,869 (14.6%) | 0.00 | 133 |
| 2018-06-01 | $375,000 (-6.0%) | $570,805 (13.5%) | 0.00 | 136 |
| 2018-07-01 | $364,950 (-6.4%) | $547,945 (6.4%) | 0.00 | 154 |
| 2018-08-01 | $351,975 (-7.0%) | $512,721 (2.5%) | 0.00 | 174 |
| 2018-09-01 | $359,900 (-2.3%) | $509,699 (-4.4%) | 0.00 | 183 |
| 2018-10-01 | $364,925 (-2.3%) | $516,596 (-6.0%) | 0.00 | 181 |
| 2018-11-01 | $393,000 (3.1%) | $533,894 (-9.3%) | 0.00 | 170 |
| 2018-12-01 | $390,000 (13.2%) | $532,078 (-7.9%) | 0.00 | 167 |
| 2019-01-01 | $373,750 (4.6%) | $532,702 (-10.3%) | 0.00 | 142 |
| 2019-02-01 | $382,000 (6.4%) | $570,588 (1.5%) | 0.00 | 143 |
| 2019-03-01 | $399,357 (17.5%) | $594,438 (11.3%) | 0.00 | 139 |
| 2019-04-01 | $421,200 (26.5%) | $605,161 (12.7%) | 0.00 | 136 |
| 2019-05-01 | $422,450 (14.6%) | $603,744 (7.1%) | 0.00 | 147 |
| 2019-06-01 | $407,250 (8.6%) | $560,317 (-1.8%) | 0.00 | 183 |
| 2019-07-01 | $404,925 (11.0%) | $560,940 (2.4%) | 0.00 | 192 |
| 2019-08-01 | $409,936 (16.5%) | $745,551 (45.4%) | 0.00 | 190 |
| 2019-09-01 | $409,916 (13.9%) | $750,987 (47.3%) | 0.00 | 194 |
| 2019-10-01 | $404,850 (10.9%) | $741,436 (43.5%) | 0.00 | 190 |
| 2019-11-01 | $399,900 (1.8%) | $747,937 (40.1%) | 0.00 | 166 |
| 2019-12-01 | $387,475 (-0.7%) | $792,986 (49.0%) | 0.00 | 143 |
| 2020-01-01 | $387,000 (3.6%) | $813,298 (52.7%) | 0.00 | 130 |
| 2020-02-01 | $382,000 (0.0%) | $824,112 (44.4%) | 0.00 | 122 |
| 2020-03-01 | $402,475 (0.8%) | $813,228 (36.8%) | 0.00 | 137 |
| 2020-04-01 | $392,175 (-6.9%) | $773,852 (27.9%) | 0.00 | 156 |
| 2020-05-01 | $405,950 (-3.9%) | $789,001 (30.7%) | 0.00 | 143 |
| 2020-06-01 | $439,000 (7.8%) | $864,508 (54.3%) | 0.00 | 117 |
| 2020-07-01 | $480,500 (18.7%) | $906,224 (61.6%) | 0.00 | 98 |
| 2020-08-01 | $429,950 (4.9%) | $921,252 (23.6%) | 0.00 | 81 |
| 2020-09-01 | $422,000 (3.0%) | $880,089 (17.2%) | 0.00 | 80 |
| 2020-10-01 | $429,950 (6.2%) | $926,983 (25.0%) | 0.00 | 65 |
| 2020-11-01 | $444,500 (11.2%) | $1,016,529 (35.9%) | 0.00 | 60 |
| 2020-12-01 | $415,100 (7.1%) | $1,035,234 (30.6%) | 0.00 | 52 |
| 2021-01-01 | $428,500 (10.7%) | $1,200,686 (47.6%) | 0.00 | 44 |
| 2021-02-01 | $470,725 (23.2%) | $1,360,083 (65.0%) | 0.00 | 36 |
| 2021-03-01 | $453,250 (12.6%) | $1,357,909 (67.0%) | 0.00 | 38 |
| 2021-04-01 | $522,225 (33.2%) | $1,435,406 (85.5%) | 0.00 | 38 |
| 2021-05-01 | $675,000 (66.3%) | $1,503,619 (90.6%) | 0.00 | 36 |
| 2021-06-01 | $533,723 (21.6%) | $1,336,266 (54.6%) | 0.00 | 47 |
| 2021-07-01 | $512,498 (6.7%) | $1,230,892 (35.8%) | 0.00 | 58 |
| 2021-08-01 | $494,250 (15.0%) | $1,055,492 (14.6%) | 0.00 | 71 |
| 2021-09-01 | $557,975 (32.2%) | $1,077,668 (22.5%) | 0.00 | 80 |
| 2021-10-01 | $574,000 (33.5%) | $998,302 (7.7%) | 0.00 | 109 |
| 2021-11-01 | $535,500 (20.5%) | $1,025,795 (0.9%) | 0.00 | 98 |
| 2021-12-01 | $544,225 (31.1%) | $1,067,374 (3.1%) | 0.00 | 78 |
| 2022-01-01 | $647,500 (51.1%) | $1,251,550 (4.2%) | 0.00 | 63 |
| 2022-02-01 | $596,200 (26.7%) | $1,268,580 (-6.7%) | 0.00 | 63 |
| 2022-03-01 | $584,950 (29.1%) | $1,198,693 (-11.7%) | 0.00 | 71 |
| 2022-04-01 | $577,450 (10.6%) | $1,050,422 (-26.8%) | 0.00 | 80 |
| 2022-05-01 | $591,175 (-12.4%) | $1,057,849 (-29.7%) | 0.00 | 87 |
| 2022-06-01 | $569,975 (6.8%) | $1,002,047 (-25.0%) | 0.00 | 117 |
| 2022-07-01 | $554,000 (8.1%) | $935,845 (-24.0%) | 0.00 | 138 |
| 2022-08-01 | $564,950 (14.3%) | $958,178 (-9.2%) | 0.00 | 147 |
| 2022-09-01 | $548,975 (-1.6%) | $911,197 (-15.5%) | 0.00 | 162 |
| 2022-10-01 | $549,450 (-4.3%) | $890,152 (-10.8%) | 0.00 | 153 |
| 2022-11-01 | $519,449 (-3.0%) | $874,067 (-14.8%) | 0.00 | 151 |
| 2022-12-01 | $499,900 (-8.1%) | $904,258 (-15.3%) | 0.00 | 137 |
| 2023-01-01 | $529,699 (-18.2%) | $928,708 (-25.8%) | 0.00 | 137 |
| 2023-02-01 | $525,000 (-11.9%) | $923,002 (-27.2%) | 0.00 | 140 |
Prineville's median listing price comes in at 0% of the national average.
Prineville's average listing price for 2023-02-01 was $923,002, a difference of $-345,578 (-27.2%) versus the prior year and $-5,706 versus the prior month.
For the 2023-02-01 period, Prineville had 140 MLS listings, a difference of 3 listings (2%) versus the prior month and 77 listings (122%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,903 sqft |
| 2018-02-01 | 0 days | 1,894 sqft |
| 2018-03-01 | 0 days | 1,845 sqft |
| 2018-04-01 | 0 days | 1,884 sqft |
| 2018-05-01 | 0 days | 1,909 sqft |
| 2018-06-01 | 0 days | 1,932 sqft |
| 2018-07-01 | 0 days | 1,916 sqft |
| 2018-08-01 | 0 days | 1,859 sqft |
| 2018-09-01 | 0 days | 1,900 sqft |
| 2018-10-01 | 0 days | 1,870 sqft |
| 2018-11-01 | 0 days | 1,913 sqft |
| 2018-12-01 | 0 days | 1,910 sqft |
| 2019-01-01 | 0 days | 1,879 sqft |
| 2019-02-01 | 0 days | 1,903 sqft |
| 2019-03-01 | 0 days | 1,915 sqft |
| 2019-04-01 | 0 days | 1,921 sqft |
| 2019-05-01 | 0 days | 1,947 sqft |
| 2019-06-01 | 0 days | 1,950 sqft |
| 2019-07-01 | 0 days | 1,989 sqft |
| 2019-08-01 | 0 days | 2,049 sqft |
| 2019-09-01 | 0 days | 2,049 sqft |
| 2019-10-01 | 0 days | 2,045 sqft |
| 2019-11-01 | 0 days | 2,042 sqft |
| 2019-12-01 | 0 days | 1,942 sqft |
| 2020-01-01 | 0 days | 2,001 sqft |
| 2020-02-01 | 0 days | 1,940 sqft |
| 2020-03-01 | 0 days | 1,940 sqft |
| 2020-04-01 | 0 days | 1,931 sqft |
| 2020-05-01 | 0 days | 1,942 sqft |
| 2020-06-01 | 0 days | 1,953 sqft |
| 2020-07-01 | 0 days | 2,005 sqft |
| 2020-08-01 | 0 days | 1,943 sqft |
| 2020-09-01 | 0 days | 1,903 sqft |
| 2020-10-01 | 0 days | 1,917 sqft |
| 2020-11-01 | 0 days | 1,858 sqft |
| 2020-12-01 | 0 days | 1,773 sqft |
| 2021-01-01 | 0 days | 1,813 sqft |
| 2021-02-01 | 0 days | 1,944 sqft |
| 2021-03-01 | 0 days | 1,867 sqft |
| 2021-04-01 | 0 days | 2,029 sqft |
| 2021-05-01 | 0 days | 2,276 sqft |
| 2021-06-01 | 0 days | 1,821 sqft |
| 2021-07-01 | 0 days | 1,740 sqft |
| 2021-08-01 | 0 days | 1,905 sqft |
| 2021-09-01 | 0 days | 1,918 sqft |
| 2021-10-01 | 0 days | 1,880 sqft |
| 2021-11-01 | 0 days | 1,852 sqft |
| 2021-12-01 | 0 days | 1,828 sqft |
| 2022-01-01 | 0 days | 1,824 sqft |
| 2022-02-01 | 0 days | 1,711 sqft |
| 2022-03-01 | 0 days | 1,850 sqft |
| 2022-04-01 | 0 days | 1,800 sqft |
| 2022-05-01 | 0 days | 1,879 sqft |
| 2022-06-01 | 0 days | 1,894 sqft |
| 2022-07-01 | 0 days | 1,836 sqft |
| 2022-08-01 | 0 days | 1,897 sqft |
| 2022-09-01 | 0 days | 1,863 sqft |
| 2022-10-01 | 0 days | 1,874 sqft |
| 2022-11-01 | 0 days | 1,853 sqft |
| 2022-12-01 | 0 days | 1,883 sqft |
| 2023-01-01 | 0 days | 2,018 sqft |
| 2023-02-01 | 0 days | 1,988 sqft |
Prineville's median square footage for active listings during the 2023-02-01 period was 1,988 sqft. One year prior, the average listing was 1,711 sqft.
Prineville, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 506 | $225,730,000 | $446,107 |
| Cash Out Refi | 231 | $70,235,000 | $304,048 |
| Home Improvement | 154 | $18,550,000 | $120,455 |
| Other | 112 | $14,240,000 | $127,143 |
| Refi | 107 | $29,335,000 | $274,159 |
Prineville's most frequently cited loan purpose was Home Purchase, with 506 originations. The 2nd most popular reason was Cash Out Refi, with 231 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 269 | $96,885,000 | $360,167 |
| 4-5% | 269 | $100,245,000 | $372,658 |
| 5-6% | 184 | $59,170,000 | $321,576 |
| 6-7% | 91 | $32,025,000 | $351,923 |
| 2.5-3% | 66 | $29,880,000 | $452,727 |
| <2.5% | 45 | $7,365,000 | $163,667 |
| 7-8% | 41 | $11,665,000 | $284,512 |
| Over 8% | 16 | $2,860,000 | $178,750 |
During 2022, Prineville's most frequently originated rate bucket was 3-4%, with 269 originations.
Loan Sizing (Prineville, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 471 | $141,405,000 | $300,223 |
| $100k-200k | 180 | $25,140,000 | $139,667 |
| $400k-600k | 178 | $83,990,000 | $471,854 |
| $100,000 or less | 177 | $9,675,000 | $54,661 |
| $600k-1000k | 67 | $47,575,000 | $710,075 |
| $Over $1MM | 37 | $50,305,000 | $1,359,595 |
Prineville's loan sizing saw the bucket of loans from $200k-400k with 471 originations, totaling $141,405,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 315 | $139,375,000 | $442,460 |
| 60-80% | 227 | $104,025,000 | $458,260 |
| 40-60% | 172 | $57,090,000 | $331,919 |
| Under 20% | 129 | $9,745,000 | $75,543 |
| 20-40% | 122 | $24,790,000 | $203,197 |
| Over 100% | 11 | $4,155,000 | $377,727 |
Prineville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 315 originations, totaling $139,375,000 in origination value.