Prineville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Prineville averaged 7.11% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.07% and one month ago for the week of 2026-10-01, the average rate was 7.21%.

    Prineville's average rate one year ago was 6.2%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.78%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Prineville 30 Year Fixed Rate 2026-11-05 7.11%
    Prineville 30 Year Fixed Rate Refi 2026-11-05 7.78%
    Prineville 15 Year Fixed Rate 2026-11-05 6.67%
    Prineville 15 Year Fixed Rate Refi 2026-11-05 6.77%
    Prineville 30 Year FHA 2026-11-05 6.8%
    Prineville 30 Year FHA Refi 2026-11-05 7.13%
    Prineville 30 Year USDA 2026-11-05 6.9%
    Prineville 30 Year USDA Refi 2026-11-05 7.2%
    Prineville 30 Year VA 2026-11-05 6.76%
    Prineville 30 Year VA Refi 2026-11-05 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Prineville, OR.

    Prineville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 35 6.55% $10,332
    QUICKEN LOANS, LLC 22 6.46% $8,803
    CHURCHILL MORTGAGE CORPORATION 18 6.79% $8,286
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 6.54% $7,669
    BROKER SOLUTIONS, INC. 17 6.96% $9,453
    UNITED WHOLESALE MORTGAGE, LLC 15 6.50% $7,935
    LOANDEPOT.COM, LLC 13 6.62% $6,754
    EVERETT FINANCIAL, INC. 12 6.31% $9,711
    CMG MORTGAGE, INC. 11 6.82% $5,124
    OnPoint Community Credit Union 11 6.56% $5,866
    GUARANTEED RATE, INC. 10 6.65% $7,111
    U.S. Bank 9 6.33% $10,911
    CROSSCOUNTRY MORTGAGE, LLC 7 6.33% $8,750
    The Loan Store, Inc. 7 6.71% $8,942
    Umpqua Bank 7 6.41% $6,986
    NEWREZ LLC 6 6.69% $10,812
    Century Mortgage Company DBA Century Lending Company 5 6.65% $4,841
    NATIONS DIRECT MORTGAGE, LLC 5 6.70% $5,225
    EAGLE HOME MORTGAGE, LLC 4 6.18% $6,399
    PENNYMAC LOAN SERVICES, LLC 4 6.84% $5,953
    Commerce Home Mortgage, Inc. 3 6.58% $12,447
    MORTGAGE EXPRESS, LLC 3 6.32% $6,510
    MOVEMENT MORTGAGE, LLC 3 6.35% $5,567
    Northwest Farm Credit Services, FLCA 3 6.53% $5,256
    Paramount Residential Mortgage Group, Inc. 3 6.29% $3,051
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.54% $12,544
    UNION HOME MORTGAGE CORP. 3 6.54% $6,628
    SELCO COMMUNITY 2 6.06% $6,650
    Wells Fargo Bank 2 6.63% $4,072
    DIRECTORS MORTGAGE, INC. 2 7.18% $13,851
    Mr. Cooper ( Nationstar Mortgage ) 2 6.63% $6,165
    JPMorgan Chase Bank 2 6.69% $5,563
    PHH Mortgage Corporation 2 6.56% $7,028
    OREGON COMMUNITY 2 6.50% $4,718
    SUMMIT MORTGAGE CORPORATION 2 6.93% $7,658
    Sierra Pacific Mortgage Company, Inc. 2 6.75% $3,973
    ZILLOW HOME LOANS, LLC 1 6.50% $5,887
    AMERISAVE MORTGAGE CORPORATION 1 6.38% $11,838
    Banner Bank 1 6.88% $6,085
    BETTER MORTGAGE CORPORATION 1 6.88% $4,375
    Citadel Servicing Corporation 1 10.25% $11,084
    CORNERSTONE HOME LENDING, INC. 1 6.49% $5,253
    DHI MORTGAGE COMPANY, LTD. 1 6.63% $5,463
    ENVOY MORTGAGE, LTD 1 6.25% $6,170
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 5.99% $12,060
    FIRST COMMUNITY 1 6.75% $5,798
    FIRST TECHNOLOGY 1 6.63% $11,008
    HomeStreet Bank 1 6.88% $4,938
    INTERCAP LENDING INC. 1 6.63% $6,047
    INTERNATIONAL CITY MORTGAGE, INC. 1 8.38% $27,440
    KeyBank 1 6.88% $6,056
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.88% $9,541
    Logan Finance Corporation 1 7.12% $10,748
    LPMC, LLC 1 6.13% $3,165
    Magnolia Bank 1 6.99% $8,168
    MEMBER FIRST MORTGAGE, LLC 1 6.50% $3,959
    MLD MORTGAGE INC. 1 6.38% $12,327
    Morgan Stanley Private Bank 1 6.65% $2,885
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $3,407
    Nations Lending Corporation 1 6.63% $4,605
    NEXERA HOLDING LLC 1 6.13% $16,210
    NMSI, INC. 1 7.38% $23,907
    PLAZA HOME MORTGAGE, INC. 1 7.38% $4,011
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.50% $5,405
    Prosperity Home Mortgage, LLC 1 5.88% $18,642
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.13% $11,995
    SCENIC OAKS FUNDING, INC. 1 5.88% $10,032
    Sunflower Bank 1 6.38% $7,075
    The Huntington National Bank 1 7.50% $7,522
    TOWNE MORTGAGE COMPANY 1 7.13% $7,556
    Washington Trust Bank 1 7.25% $5,972
    A&D Mortgage LLC 1 6.63% $4,748

    Prineville Average Closing Costs & Other Stats

    Prineville, OR's 72 lenders originated 899 loans during 2025. The total origination value was $324,675,000, with an average loan value of $361,151.

    Prineville's average closing costs are $7,504.

    The top Prineville lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 35 loans originated. Their average total fees are $10,332, which is $1,529 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Prineville lenders (with over 10 loans originated) are CMG MORTGAGE, INC. ($5,124), OnPoint Community Credit Union ($5,866), LOANDEPOT.COM, LLC ($6,754), GUARANTEED RATE, INC. ($7,111) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,669).

    The lowest rate Prineville lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. (6.31%), QUICKEN LOANS, LLC (6.46%), UNITED WHOLESALE MORTGAGE, LLC (6.50%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.54%) and GUILD MORTGAGE COMPANY (6.55%).

    Prineville, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    GUILD MORTGAGE COMPANY $22,835,000 $29,210,000 27.9% 9.0%
    Banner Bank $1,620,000 $28,620,000 1,666.7% 8.8%
    UNITED WHOLESALE MORTGAGE, LLC $15,070,000 $19,850,000 31.7% 6.1%
    U.S. Bank $8,960,000 $14,025,000 56.5% 4.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $11,500,000 $13,515,000 17.5% 4.2%
    QUICKEN LOANS, LLC $6,335,000 $12,945,000 104.3% 4.0%
    CHURCHILL MORTGAGE CORPORATION $6,365,000 $12,160,000 91.0% 3.7%
    BROKER SOLUTIONS, INC. $2,180,000 $11,490,000 427.1% 3.5%
    Mid Oregon Federal Credit Union $11,125,000 $10,330,000 -7.1% 3.2%
    OnPoint Community Credit Union $5,205,000 $10,020,000 92.5% 3.1%
    EVERETT FINANCIAL, INC. $7,755,000 n/a 2.4%
    Mortgage Research Center, LLC $3,335,000 $7,040,000 111.1% 2.2%
    LOANDEPOT.COM, LLC $5,615,000 $6,990,000 24.5% 2.2%
    GUARANTEED RATE, INC. $3,220,000 $6,690,000 107.8% 2.1%
    Umpqua Bank $5,215,000 $6,640,000 27.3% 2.0%
    NEWREZ LLC $5,940,000 $6,480,000 9.1% 2.0%
    CMG MORTGAGE, INC. $4,485,000 $6,095,000 35.9% 1.9%
    The Loan Store, Inc. $7,890,000 $5,450,000 -30.9% 1.7%
    PENNYMAC LOAN SERVICES, LLC $2,235,000 $4,930,000 120.6% 1.5%
    FREEDOM MORTGAGE CORPORATION $3,535,000 $4,400,000 24.5% 1.4%
    EAGLE HOME MORTGAGE, LLC $2,940,000 $4,215,000 43.4% 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,545,000 $4,050,000 59.1% 1.2%
    Century Mortgage Company DBA Century Lending Company $1,265,000 $3,485,000 175.5% 1.1%
    First Interstate Bank $2,990,000 $3,085,000 3.2% 1.0%
    NATIONS DIRECT MORTGAGE, LLC $4,745,000 $2,875,000 -39.4% 0.9%
    SELCO COMMUNITY $1,590,000 $2,820,000 77.4% 0.9%
    Paramount Residential Mortgage Group, Inc. $455,000 $2,750,000 504.4% 0.8%
    INTERNATIONAL CITY MORTGAGE, INC. $2,545,000 n/a 0.8%
    FIRST TECHNOLOGY $1,460,000 $2,500,000 71.2% 0.8%
    MOVEMENT MORTGAGE, LLC $950,000 $2,410,000 153.7% 0.7%
    MORTGAGE EXPRESS, LLC $2,260,000 n/a 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,925,000 $1,990,000 3.4% 0.6%
    DIRECTORS MORTGAGE, INC. $205,000 $1,910,000 831.7% 0.6%
    JPMorgan Chase Bank $1,630,000 $1,800,000 10.4% 0.6%
    Commerce Home Mortgage, Inc. $705,000 $1,645,000 133.3% 0.5%
    Washington Trust Bank $1,520,000 $1,515,000 -0.3% 0.5%
    NAVY FEDERAL CREDIT UNION $395,000 $1,500,000 279.7% 0.5%
    PHH Mortgage Corporation $555,000 $1,475,000 165.8% 0.5%
    MEMBER FIRST MORTGAGE, LLC $1,140,000 $1,420,000 24.6% 0.4%
    Equity Prime Mortgage LLC $1,390,000 n/a 0.4%
    Plains Commerce Bank $820,000 $1,345,000 64.0% 0.4%
    NEXERA HOLDING LLC $1,325,000 n/a 0.4%
    Sierra Pacific Mortgage Company, Inc. $295,000 $1,320,000 347.5% 0.4%
    NMSI, INC. $1,295,000 n/a 0.4%
    FIRST COMMUNITY $1,650,000 $1,210,000 -26.7% 0.4%
    SUMMIT MORTGAGE CORPORATION $455,000 $1,210,000 165.9% 0.4%
    UNION HOME MORTGAGE CORP. $265,000 $1,205,000 354.7% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $1,150,000 820.0% 0.4%
    Nations Lending Corporation $285,000 $1,120,000 293.0% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $1,600,000 $1,115,000 -30.3% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $405,000 $1,080,000 166.7% 0.3%
    OREGON COMMUNITY $820,000 $1,070,000 30.5% 0.3%
    Logan Finance Corporation $1,045,000 n/a 0.3%
    S1L, Inc. $1,105,000 $1,030,000 -6.8% 0.3%
    FINANCE OF AMERICA REVERSE LLC $1,025,000 n/a 0.3%
    AmeriHome Mortgage Company, LLC $1,020,000 n/a 0.3%
    The Northern Trust Company $1,005,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $310,000 $975,000 214.5% 0.3%
    LENDSURE MORTGAGE CORP. $325,000 $905,000 178.5% 0.3%
    LONGBRIDGE FINANCIAL, LLC $360,000 $905,000 151.4% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $870,000 $865,000 -0.6% 0.3%
    QUORUM FEDERAL CREDIT UNION $125,000 $860,000 588.0% 0.3%
    Prosperity Home Mortgage, LLC $740,000 $845,000 14.2% 0.3%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,370,000 $820,000 -65.4% 0.3%
    Magnolia Bank $805,000 n/a 0.2%
    Northwest Farm Credit Services, FLCA $805,000 $805,000 0.0% 0.2%
    OREGONIANS CREDIT UNION $890,000 $775,000 -12.9% 0.2%
    GEORGIA'S OWN $75,000 $755,000 906.7% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $455,000 $740,000 62.6% 0.2%
    KeyBank $225,000 $735,000 226.7% 0.2%
    VILLAGE CAPITAL MORTGAGE $720,000 n/a 0.2%
    MASON MCDUFFIE MORTGAGE CORPORATION $1,555,000 $690,000 -55.6% 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $695,000 $680,000 -2.2% 0.2%
    Washington Federal Bank $4,365,000 $665,000 -84.8% 0.2%
    The Huntington National Bank $655,000 n/a 0.2%
    Sunflower Bank $640,000 n/a 0.2%
    Ixonia Bank $635,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $595,000 n/a 0.2%
    ENVOY MORTGAGE, LTD $635,000 $545,000 -14.2% 0.2%
    PLANET HOME LENDING, LLC $950,000 $545,000 -42.6% 0.2%
    MID AMERICA MORTGAGE, INC. $305,000 $525,000 72.1% 0.2%
    SPRING EQ, LLC $215,000 $520,000 141.9% 0.2%
    SCENIC OAKS FUNDING, INC. $515,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $1,630,000 $510,000 -68.7% 0.2%
    Wells Fargo Bank $1,090,000 $510,000 -53.2% 0.2%
    NBKC BANK $475,000 n/a 0.1%
    First Federal Bank $455,000 $455,000 0.0% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $435,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $435,000 n/a 0.1%
    MLD MORTGAGE INC. $425,000 n/a 0.1%
    VERITAS FUNDING, LLC $415,000 n/a 0.1%
    ALLIANT CREDIT UNION $460,000 $410,000 -10.9% 0.1%
    SUMMIT FUNDING, INC. $780,000 $405,000 -48.1% 0.1%
    Figure Lending LLC $510,000 $395,000 -22.5% 0.1%
    DHI MORTGAGE COMPANY, LTD. $9,195,000 $375,000 -95.9% 0.1%
    A&D Mortgage LLC $395,000 $365,000 -7.6% 0.1%
    CORNERSTONE HOME LENDING, INC. $355,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $115,000 $350,000 204.3% 0.1%
    HomeStreet Bank $345,000 n/a 0.1%
    INTERCAP LENDING INC. $435,000 $345,000 -20.7% 0.1%
    Citadel Servicing Corporation $335,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $315,000 n/a 0.1%
    MARION AND POLK SCHOOLS CREDIT UNION $305,000 n/a 0.1%
    USAA Federal Savings Bank $515,000 $305,000 -40.8% 0.1%
    1st Security Bank of Washington $525,000 $285,000 -45.7% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $245,000 $275,000 12.2% 0.1%
    Charles Schwab Bank, SSB $255,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $245,000 n/a 0.1%
    New Century Bank $235,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $235,000 n/a 0.1%
    LOANPAL, LLC $125,000 $225,000 80.0% 0.1%
    Morgan Stanley Private Bank $1,345,000 $225,000 -83.3% 0.1%
    LADERA LENDING, INC. $130,000 n/a 0.0%
    DEEPHAVEN MORTGAGE LLC $115,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $760,000 $95,000 -87.5% 0.0%
    LPMC, LLC $1,500,000 $65,000 -95.7% 0.0%
    COLUMBIA COMMUNITY CREDIT UNION $55,000 n/a 0.0%
    Discover Bank $520,000 $55,000 -89.4% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $660,000 $55,000 -91.7% 0.0%
    TWINSTAR $1,345,000 $55,000 -95.9% 0.0%
    Clackamas Federal Credit Union $35,000 n/a 0.0%
    Coastal Community Bank $500,000 $25,000 -95.0% 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
    iQ Credit Union $25,000 n/a 0.0%
    Unitus Community Credit Union $55,000 $15,000 -72.7% 0.0%

    Prineville's top lender by overall market share is GUILD MORTGAGE COMPANY, with 9.0% market share. In second place, with 8.8%, is Banner Bank, having originated $28,620,000 in loans. In third place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $19,850,000 in loans. In fourth place, with 4.3%, is U.S. Bank, having originated $14,025,000 in loans. In fifth place, with 4.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $13,515,000 in loans.

    Prineville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $357,500 (-3.1%) $594,156 (1.4%) 0.00 109
    2018-02-01 $359,175 (-0.7%) $562,357 (4.9%) 0.00 114
    2018-03-01 $339,900 (-1.8%) $533,954 (7.3%) 0.00 122
    2018-04-01 $332,925 (-4.7%) $536,982 (16.4%) 0.00 131
    2018-05-01 $368,650 (-1.7%) $563,869 (15.2%) 0.00 133
    2018-06-01 $375,000 (-6.0%) $570,805 (13.5%) 0.00 136
    2018-07-01 $364,950 (-6.4%) $547,945 (6.4%) 0.00 154
    2018-08-01 $351,975 (-7.0%) $512,721 (2.5%) 0.00 174
    2018-09-01 $359,900 (-2.3%) $509,699 (-4.4%) 0.00 183
    2018-10-01 $364,925 (-2.3%) $516,596 (-6.0%) 0.00 181
    2018-11-01 $393,000 (3.1%) $533,894 (-9.3%) 0.00 170
    2018-12-01 $390,000 (13.2%) $532,078 (-7.9%) 0.00 167
    2019-01-01 $373,750 (4.6%) $532,702 (-10.3%) 0.00 142
    2019-02-01 $382,000 (6.4%) $570,588 (1.5%) 0.00 143
    2019-03-01 $399,357 (17.5%) $594,438 (11.3%) 0.00 139
    2019-04-01 $421,200 (26.5%) $605,161 (12.7%) 0.00 136
    2019-05-01 $422,450 (14.6%) $603,744 (7.1%) 0.00 147
    2019-06-01 $407,250 (8.6%) $560,317 (-1.8%) 0.00 183
    2019-07-01 $404,925 (11.0%) $560,940 (2.4%) 0.00 192
    2019-08-01 $412,664 (17.2%) $745,383 (45.4%) 0.00 190
    2019-09-01 $416,734 (15.8%) $750,567 (47.3%) 0.00 195
    2019-10-01 $409,448 (12.2%) $740,895 (43.4%) 0.00 191
    2019-11-01 $399,950 (1.8%) $747,250 (40.0%) 0.00 167
    2019-12-01 $388,500 (-0.4%) $791,884 (48.8%) 0.00 144
    2020-01-01 $394,750 (5.6%) $811,956 (52.4%) 0.00 131
    2020-02-01 $383,500 (0.4%) $822,325 (44.1%) 0.00 123
    2020-03-01 $403,000 (0.9%) $811,758 (36.6%) 0.00 138
    2020-04-01 $395,725 (-6.1%) $772,808 (27.7%) 0.00 157
    2020-05-01 $407,000 (-3.7%) $787,775 (30.5%) 0.00 144
    2020-06-01 $439,000 (7.8%) $864,508 (54.3%) 0.00 117
    2020-07-01 $480,500 (18.7%) $906,224 (61.6%) 0.00 98
    2020-08-01 $429,900 (4.2%) $922,462 (23.8%) 0.00 80
    2020-09-01 $420,000 (0.8%) $881,021 (17.4%) 0.00 79
    2020-10-01 $429,900 (5.0%) $928,582 (25.3%) 0.00 64
    2020-11-01 $439,500 (9.9%) $1,020,253 (36.5%) 0.00 59
    2020-12-01 $410,250 (5.6%) $1,039,597 (31.3%) 0.00 51
    2021-01-01 $426,700 (8.1%) $1,209,400 (49.0%) 0.00 43
    2021-02-01 $470,725 (22.7%) $1,360,083 (65.4%) 0.00 36
    2021-03-01 $453,250 (12.5%) $1,357,909 (67.3%) 0.00 38
    2021-04-01 $522,225 (32.0%) $1,435,406 (85.7%) 0.00 38
    2021-05-01 $675,000 (65.9%) $1,503,619 (90.9%) 0.00 36
    2021-06-01 $533,723 (21.6%) $1,336,266 (54.6%) 0.00 47
    2021-07-01 $512,498 (6.7%) $1,230,892 (35.8%) 0.00 58
    2021-08-01 $494,250 (15.0%) $1,055,492 (14.4%) 0.00 71
    2021-09-01 $557,975 (32.9%) $1,077,668 (22.3%) 0.00 80
    2021-10-01 $574,000 (33.5%) $998,302 (7.5%) 0.00 109
    2021-11-01 $535,500 (21.8%) $1,025,795 (0.5%) 0.00 98
    2021-12-01 $544,225 (32.7%) $1,067,374 (2.7%) 0.00 78
    2022-01-01 $647,500 (51.8%) $1,251,550 (3.5%) 0.00 63
    2022-02-01 $596,200 (26.7%) $1,268,580 (-6.7%) 0.00 63
    2022-03-01 $584,950 (29.1%) $1,198,693 (-11.7%) 0.00 71
    2022-04-01 $577,450 (10.6%) $1,050,422 (-26.8%) 0.00 80
    2022-05-01 $591,175 (-12.4%) $1,057,849 (-29.7%) 0.00 87
    2022-06-01 $569,975 (6.8%) $1,002,047 (-25.0%) 0.00 117
    2022-07-01 $554,000 (8.1%) $935,845 (-24.0%) 0.00 139
    2022-08-01 $559,975 (13.3%) $953,803 (-9.6%) 0.00 147
    2022-09-01 $548,975 (-1.6%) $911,197 (-15.5%) 0.00 162
    2022-10-01 $549,450 (-4.3%) $890,152 (-10.8%) 0.00 153
    2022-11-01 $519,449 (-3.0%) $874,067 (-14.8%) 0.00 151
    2022-12-01 $499,900 (-8.1%) $904,258 (-15.3%) 0.00 137
    2023-01-01 $527,224 (-18.6%) $925,360 (-26.1%) 0.00 137
    2023-02-01 $525,000 (-11.9%) $923,002 (-27.2%) 0.00 140
    2023-03-01 $495,950 (-15.2%) $938,075 (-21.7%) 0.00 129
    2023-04-01 $499,900 (-13.4%) $964,200 (-8.2%) 0.00 127
    2023-05-01 $497,175 (-15.9%) $987,044 (-6.7%) 0.00 125
    2023-06-01 $542,000 (-4.9%) $1,016,673 (1.5%) 0.00 136
    2023-07-01 $577,000 (4.2%) $1,047,834 (12.0%) 0.00 158
    2023-08-01 $576,500 (3.0%) $1,013,545 (6.3%) 0.00 163
    2023-09-01 $599,900 (9.3%) $1,045,712 (14.8%) 0.00 155
    2023-10-01 $606,250 (10.3%) $1,039,271 (16.8%) 0.00 150
    2023-11-01 $572,225 (10.2%) $985,626 (12.8%) 0.00 151
    2023-12-01 $592,000 (18.4%) $1,011,436 (11.9%) 0.00 130
    2024-01-01 $599,225 (13.7%) $1,054,074 (13.9%) 0.00 111
    2024-02-01 $579,000 (10.3%) $1,044,048 (13.1%) 0.00 114
    2024-03-01 $562,450 (13.4%) $987,567 (5.3%) 0.00 109
    2024-04-01 $587,500 (17.5%) $933,038 (-3.2%) 0.00 115
    2024-05-01 $648,750 (30.5%) $993,272 (0.6%) 0.00 122
    2024-06-01 $648,000 (19.6%) $976,501 (-4.0%) 0.00 140
    2024-07-01 $611,850 (6.0%) $927,213 (-11.5%) 0.00 168
    2024-08-01 $650,000 (12.8%) $966,977 (-4.6%) 0.00 173
    2024-09-01 $648,975 (8.2%) $939,644 (-10.1%) 0.00 195
    2024-10-01 $630,167 (4.0%) $920,769 (-11.4%) 0.00 209
    2024-11-01 $599,450 (4.8%) $897,272 (-9.0%) 0.00 209
    2024-12-01 $591,225 (-0.1%) $902,446 (-10.8%) 0.00 160
    Prineville's median listing price for 2024-12-01 was $591,225, a difference of $-775 (-0.1%) versus the prior year and $-8,225 versus the prior month.

    Prineville's median listing price comes in at 0% of the national average.

    Prineville's average listing price for 2024-12-01 was $902,446, a difference of $-108,990 (-10.8%) versus the prior year and $5,174 versus the prior month.

    For the 2024-12-01 period, Prineville had 160 MLS listings, a difference of -49 listings (-23%) versus the prior month and 30 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,903 sqft
    2018-02-01 0 days 1,894 sqft
    2018-03-01 0 days 1,845 sqft
    2018-04-01 0 days 1,884 sqft
    2018-05-01 0 days 1,909 sqft
    2018-06-01 0 days 1,932 sqft
    2018-07-01 0 days 1,916 sqft
    2018-08-01 0 days 1,859 sqft
    2018-09-01 0 days 1,900 sqft
    2018-10-01 0 days 1,870 sqft
    2018-11-01 0 days 1,913 sqft
    2018-12-01 0 days 1,910 sqft
    2019-01-01 0 days 1,879 sqft
    2019-02-01 0 days 1,903 sqft
    2019-03-01 0 days 1,915 sqft
    2019-04-01 0 days 1,921 sqft
    2019-05-01 0 days 1,947 sqft
    2019-06-01 0 days 1,950 sqft
    2019-07-01 0 days 1,989 sqft
    2019-08-01 0 days 2,049 sqft
    2019-09-01 0 days 2,049 sqft
    2019-10-01 0 days 2,045 sqft
    2019-11-01 0 days 2,042 sqft
    2019-12-01 0 days 1,945 sqft
    2020-01-01 0 days 2,009 sqft
    2020-02-01 0 days 1,942 sqft
    2020-03-01 0 days 1,943 sqft
    2020-04-01 0 days 1,934 sqft
    2020-05-01 0 days 1,944 sqft
    2020-06-01 0 days 1,953 sqft
    2020-07-01 0 days 2,005 sqft
    2020-08-01 0 days 1,940 sqft
    2020-09-01 0 days 1,894 sqft
    2020-10-01 0 days 1,917 sqft
    2020-11-01 0 days 1,848 sqft
    2020-12-01 0 days 1,767 sqft
    2021-01-01 0 days 1,777 sqft
    2021-02-01 0 days 1,924 sqft
    2021-03-01 0 days 1,867 sqft
    2021-04-01 0 days 2,029 sqft
    2021-05-01 0 days 2,276 sqft
    2021-06-01 0 days 1,821 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,905 sqft
    2021-09-01 0 days 1,918 sqft
    2021-10-01 0 days 1,880 sqft
    2021-11-01 0 days 1,852 sqft
    2021-12-01 0 days 1,828 sqft
    2022-01-01 0 days 1,824 sqft
    2022-02-01 0 days 1,711 sqft
    2022-03-01 0 days 1,850 sqft
    2022-04-01 0 days 1,800 sqft
    2022-05-01 0 days 1,879 sqft
    2022-06-01 0 days 1,896 sqft
    2022-07-01 0 days 1,836 sqft
    2022-08-01 0 days 1,888 sqft
    2022-09-01 0 days 1,863 sqft
    2022-10-01 0 days 1,874 sqft
    2022-11-01 0 days 1,853 sqft
    2022-12-01 0 days 1,883 sqft
    2023-01-01 0 days 2,018 sqft
    2023-02-01 0 days 1,988 sqft
    2023-03-01 0 days 1,928 sqft
    2023-04-01 0 days 1,927 sqft
    2023-05-01 0 days 1,871 sqft
    2023-06-01 0 days 1,873 sqft
    2023-07-01 0 days 1,933 sqft
    2023-08-01 0 days 1,889 sqft
    2023-09-01 0 days 1,927 sqft
    2023-10-01 0 days 1,950 sqft
    2023-11-01 0 days 1,910 sqft
    2023-12-01 0 days 1,932 sqft
    2024-01-01 0 days 2,005 sqft
    2024-02-01 0 days 2,061 sqft
    2024-03-01 0 days 2,015 sqft
    2024-04-01 0 days 2,063 sqft
    2024-05-01 0 days 2,083 sqft
    2024-06-01 0 days 2,042 sqft
    2024-07-01 0 days 1,940 sqft
    2024-08-01 0 days 1,968 sqft
    2024-09-01 0 days 1,991 sqft
    2024-10-01 0 days 1,966 sqft
    2024-11-01 0 days 1,930 sqft
    2024-12-01 0 days 1,895 sqft
    Prineville's median listing age (time on market) for 2024-12-01 was 0 days.

    Prineville's median square footage for active listings during the 2024-12-01 period was 1,895 sqft. One year prior, the average listing was 1,932 sqft.

    Prineville, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 438 $205,730,000 $469,703
    Refi 137 $56,125,000 $409,672
    Cash Out Refi 125 $38,355,000 $306,840
    Other 105 $12,655,000 $120,524
    Home Improvement 94 $11,810,000 $125,638

    Prineville's most frequently cited loan purpose was Home Purchase, with 438 originations. The 2nd most popular reason was Refi, with 137 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 364 $144,670,000 $397,445
    7-8% 201 $78,925,000 $392,662
    5-6% 190 $79,500,000 $418,421
    Over 8% 113 $14,855,000 $131,460
    4-5% 13 $3,895,000 $299,615
    <2.5% 11 $155,000 $14,091
    2.5-3% 1 $745,000 $745,000

    During 2025, Prineville's most frequently originated rate bucket was 6-7%, with 364 originations.

    Loan Sizing (Prineville, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 338 $104,320,000 $308,639
    $400k-600k 196 $92,250,000 $470,663
    $100,000 or less 181 $9,175,000 $50,691
    $100k-200k 98 $13,630,000 $139,082
    $600k-1000k 61 $44,705,000 $732,869
    $Over $1MM 25 $60,595,000 $2,423,800

    Prineville's loan sizing saw the bucket of loans from $200k-400k with 338 originations, totaling $104,320,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 303 $131,215,000 $433,053
    Under 20% 197 $13,525,000 $68,655
    60-80% 164 $81,560,000 $497,317
    20-40% 103 $22,705,000 $220,437
    40-60% 95 $58,785,000 $618,789
    Over 100% 14 $6,480,000 $462,857

    Prineville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 303 originations, totaling $131,215,000 in origination value.