Prineville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Prineville averaged 6.61% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.65% and one month ago for the week of 2023-08-10, the average rate was 6.59%.

Prineville's average rate one year ago was 5.42%.

For refis of the same type during the week of 2023-09-14, the average rate was 7.58%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Prineville 30 Year Fixed Rate 2023-09-14 6.61%
Prineville 30 Year Fixed Rate Refi 2023-09-14 7.58%
Prineville 15 Year Fixed Rate 2023-09-14 6.31%
Prineville 15 Year Fixed Rate Refi 2023-09-14 6.91%
Prineville 30 Year FHA 2023-09-14 6.52%
Prineville 30 Year FHA Refi 2023-09-14 7.19%
Prineville 30 Year USDA 2023-09-14 7.18%
Prineville 30 Year USDA Refi 2023-09-14 7.18%
Prineville 30 Year VA 2023-09-14 6.61%
Prineville 30 Year VA Refi 2023-09-14 6.81%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Prineville, OR.

Prineville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Prineville, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 43 4.65% $7,869
MANN FINANCIAL INC. 32 4.98% $13,579
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 30 4.56% $7,083
UNITED WHOLESALE MORTGAGE, LLC 23 5.15% $7,041
LOANDEPOT.COM, LLC 21 4.62% $7,249
Umpqua Bank 19 4.37% $8,178
GUILD MORTGAGE COMPANY 19 4.45% $7,521
U.S. Bank 17 4.21% $10,128
JPMorgan Chase Bank 11 4.69% $10,709
OnPoint Community Credit Union 10 4.50% $5,587
Wells Fargo Bank 10 3.83% $3,918
ACADEMY MORTGAGE CORPORATION 10 4.18% $9,961
CALIBER HOME LOANS, INC. 9 4.64% $7,282
CMG MORTGAGE, INC. 8 5.11% $5,470
FINANCE OF AMERICA MORTGAGE LLC 7 4.02% $7,287
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.02% $6,229
CANOPY MORTGAGE, LLC 7 4.60% $6,139
Flagstar Bank, FSB 7 4.25% $4,250
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 5.02% $8,067
Washington Federal Bank 5 4.05% $13,420
CHURCHILL MORTGAGE CORPORATION 5 5.38% $9,505
HOME POINT FINANCIAL CORPORATION 4 4.50% $3,800
NATIONS DIRECT MORTGAGE, LLC 4 4.91% $4,956
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 4.50% $8,527
PENNYMAC LOAN SERVICES, LLC 4 4.06% $8,955
GENEVA FINANCIAL, LLC 3 5.67% $8,711
Northwest Farm Credit Services, FLCA 3 6.30% $4,215
OREGONIANS CREDIT UNION 3 5.13% $3,982
Paramount Residential Mortgage Group, Inc. 3 4.83% $7,136
First Interstate Bank 3 3.71% $4,609
Nations Lending Corporation 3 5.96% $6,262
Golden Empire Mortgage, Inc. 3 4.96% $10,157
AMERICAN FINANCING CORPORATION 3 3.75% $6,261
Boeing Employees Credit Union 3 4.71% $5,845
Morgan Stanley Private Bank 3 3.92% $4,797
BROKER SOLUTIONS, INC. 3 3.50% $6,218
DHI MORTGAGE COMPANY, LTD. 3 5.16% $6,557
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.50% $4,067
SELCO COMMUNITY 2 3.81% $3,843
Willamette Valley Bank 2 4.75% $16,908
GUARANTEED RATE, INC. 2 4.62% $15,510
S1L, Inc. 2 5.75% $7,244
Carrington Mortgage Services, LLC 2 5.19% $7,539
PRIORITY HOME LENDING, LLC 2 4.44% $6,314
HOMESIDE FINANCIAL, LLC 2 3.81% $7,581
NEWREZ LLC 2 3.44% $7,123
PANORAMA MORTGAGE GROUP, LLC 2 5.19% $9,256
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 5.00% $9,594
LAKEVIEW LOAN SERVICING, LLC 2 4.62% $9,501
Northpointe Bank 2 5.13% $5,182
LPMC, LLC 2 5.75% $6,573
Evolve Bank & Trust 2 4.88% $4,430
Citadel Servicing Corporation 2 6.13% $22,567
CROSSCOUNTRY MORTGAGE, LLC 2 5.66% $4,699
DIRECTORS MORTGAGE, INC. 2 4.99% $4,235
FIRST TECHNOLOGY 2 3.81% $16,273
NFM, INC. 2 4.94% $5,563
First Republic Bank 2 2.83% $4,845
Unitus Community Credit Union 2 3.38% $7,750
SUMMIT MORTGAGE CORPORATION 2 5.00% $9,412
SUMMIT FUNDING, INC. 2 6.06% $6,103
ZILLOW HOME LOANS, LLC 1 3.25% $6,501
ADVANTIS 1 5.00% $6,305
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.63% $8,976
AmeriHome Mortgage Company, LLC 1 3.88% $6,561
AXIA FINANCIAL, LLC 1 3.63% $10,841
Bank of America 1 2.88% $3,509
Bank of England 1 6.00% $3,432
Banner Bank 1 3.75% $11,366
CARDINAL FINANCIAL 1 4.75% $7,740
CHERRY CREEK MORTGAGE, LLC 1 4.88% $925
Chicago Mortgage Solutions LLC 1 2.74% $3,828
Citibank 1 4.00% $4,721
Columbia State Bank 1 2.88% $17,172
First-Citizens Bank & Trust Company 1 4.35% $14,900
FIRST COMMUNITY 1 3.88% $4,142
First Internet Bank of Indiana 1 5.63% $8,352
GSF Mortgage Corporation 1 4.88% $14,597
Hometown Lenders, Inc. 1 3.25% $7,347
KeyBank 1 4.63% $5,558
MLD MORTGAGE INC. 1 5.88% $8,191
MORTGAGE EXPRESS, LLC 1 4.13% $4,823
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.13% $10,631
MOVEMENT MORTGAGE, LLC 1 6.63% $28,664
Mr. Cooper ( Nationstar Mortgage ) 1 3.13% $6,721
MUFG Union Bank 1 5.25% $4,900
NBH Bank 1 4.99% $7,571
NETWORK CAPITAL FUNDING CORPORATION 1 4.38% $6,118
North American Savings Bank, F.S.B. 1 8.63% $6,331
OREGON COMMUNITY 1 3.25% $1,800
PHH Mortgage Corporation 1 4.88% $8,233
PNC Bank 1 4.25% $7,653
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.13% $4,778
ROGUE 1 5.25% $3,862
Sierra Pacific Mortgage Company, Inc. 1 6.00% $6,709
Sunflower Bank 1 4.49% $4,655
SWBC MORTGAGE CORPORATION 1 4.88% $10,238
Toyota Financial Savings Bank 1 4.83% $8,638
TWINSTAR 1 3.75% $3,850
UBS Bank USA 1 4.13% $4,444
UNION HOME MORTGAGE CORP. 1 3.88% $3,743
21ST MORTGAGE CORPORATION 1 7.35% $8,140

Prineville Average Closing Costs & Other Stats

Prineville, OR's 102 lenders originated 1,110 loans during 2022. The total origination value was $358,090,000, with an average loan value of $322,604.

Prineville's average closing costs are $6,592.

The top Prineville lender as defined by loan originations is QUICKEN LOANS, LLC, with 43 loans originated. Their average total fees are $7,869, which is $5,710 lower than the next largest lender, MANN FINANCIAL INC..

The lowest fee Prineville lenders (with over 10 loans originated) are Wells Fargo Bank ($3,918), OnPoint Community Credit Union ($5,587), UNITED WHOLESALE MORTGAGE, LLC ($7,041), EVERGREEN MONEYSOURCE MORTGAGE COMPANY ($7,083) and LOANDEPOT.COM, LLC ($7,249).

The lowest rate Prineville lenders (with over 10 loans originated) are Wells Fargo Bank (3.83%), ACADEMY MORTGAGE CORPORATION (4.18%), U.S. Bank (4.21%), Umpqua Bank (4.37%) and GUILD MORTGAGE COMPANY (4.45%).

Prineville, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Umpqua Bank $37,960,000 $23,135,000 -39.1% 6.5%
U.S. Bank $20,620,000 $18,360,000 -11.0% 5.1%
GUILD MORTGAGE COMPANY $19,300,000 $17,555,000 -9.0% 4.9%
QUICKEN LOANS, LLC $32,630,000 $17,170,000 -47.4% 4.8%
MANN FINANCIAL INC. $40,215,000 $17,065,000 -57.6% 4.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $19,610,000 $16,820,000 -14.2% 4.7%
Mid Oregon Federal Credit Union $7,125,000 $15,990,000 124.4% 4.5%
UNITED WHOLESALE MORTGAGE, LLC $17,650,000 $12,995,000 -26.4% 3.6%
LOANDEPOT.COM, LLC $21,875,000 $12,790,000 -41.5% 3.6%
Washington Federal Bank $4,675,000 $11,330,000 142.4% 3.2%
First Interstate Bank $13,400,000 $9,085,000 -32.2% 2.5%
JPMorgan Chase Bank $5,225,000 $8,865,000 69.7% 2.5%
OnPoint Community Credit Union $13,005,000 $6,725,000 -48.3% 1.9%
CALIBER HOME LOANS, INC. $12,890,000 $6,485,000 -49.7% 1.8%
ACADEMY MORTGAGE CORPORATION $13,795,000 $6,385,000 -53.7% 1.8%
Wells Fargo Bank $9,700,000 $5,330,000 -45.1% 1.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,165,000 $4,340,000 -29.6% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,645,000 $4,085,000 12.1% 1.1%
CANOPY MORTGAGE, LLC $6,985,000 $4,055,000 -41.9% 1.1%
CMG MORTGAGE, INC. $7,635,000 $3,715,000 -51.3% 1.0%
FIRST TECHNOLOGY $625,000 $3,500,000 460.0% 1.0%
HOME POINT FINANCIAL CORPORATION $6,080,000 $3,075,000 -49.4% 0.9%
GENEVA FINANCIAL, LLC $5,175,000 $2,965,000 -42.7% 0.8%
OREGONIANS CREDIT UNION $795,000 $2,945,000 270.4% 0.8%
Banner Bank $1,240,000 $2,885,000 132.7% 0.8%
Mortgage Research Center, LLC $3,980,000 $2,840,000 -28.6% 0.8%
PENNYMAC LOAN SERVICES, LLC $7,010,000 $2,805,000 -60.0% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $3,920,000 $2,715,000 -30.7% 0.8%
Flagstar Bank, FSB $2,790,000 $2,685,000 -3.8% 0.7%
Willamette Valley Bank $3,895,000 $2,500,000 -35.8% 0.7%
Golden Empire Mortgage, Inc. $1,230,000 $2,385,000 93.9% 0.7%
Morgan Stanley Private Bank $685,000 $2,365,000 245.3% 0.7%
NATIONS DIRECT MORTGAGE, LLC $3,560,000 $2,350,000 -34.0% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $8,570,000 $2,335,000 -72.8% 0.7%
SELCO COMMUNITY $1,465,000 $2,325,000 58.7% 0.6%
FINANCE OF AMERICA REVERSE LLC $1,935,000 $2,320,000 19.9% 0.6%
GUARANTEED RATE, INC. $3,515,000 $2,245,000 -36.1% 0.6%
CHURCHILL MORTGAGE CORPORATION $7,505,000 $2,080,000 -72.3% 0.6%
AMERISAVE MORTGAGE CORPORATION $2,840,000 $1,945,000 -31.5% 0.5%
MOVEMENT MORTGAGE, LLC $1,085,000 $1,925,000 77.4% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $2,305,000 $1,885,000 -18.2% 0.5%
Citadel Servicing Corporation $430,000 $1,880,000 337.2% 0.5%
First Republic Bank $2,455,000 $1,880,000 -23.4% 0.5%
PHH Mortgage Corporation $350,000 $1,855,000 430.0% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $950,000 $1,785,000 87.9% 0.5%
PNC Bank $1,100,000 $1,775,000 61.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $6,230,000 $1,755,000 -71.8% 0.5%
USAA Federal Savings Bank $805,000 $1,750,000 117.4% 0.5%
AMERICAN ADVISORS GROUP $1,630,000 $1,710,000 4.9% 0.5%
Bank of America $3,565,000 $1,655,000 -53.6% 0.5%
Boeing Employees Credit Union $1,655,000 n/a 0.5%
S1L, Inc. $1,910,000 $1,620,000 -15.2% 0.5%
Citibank $1,575,000 n/a 0.4%
BROKER SOLUTIONS, INC. $2,205,000 $1,500,000 -32.0% 0.4%
DIRECTORS MORTGAGE, INC. $8,505,000 $1,415,000 -83.4% 0.4%
DHI MORTGAGE COMPANY, LTD. $1,325,000 n/a 0.4%
Columbia State Bank $875,000 $1,315,000 50.3% 0.4%
Paramount Residential Mortgage Group, Inc. $685,000 $1,300,000 89.8% 0.4%
PANORAMA MORTGAGE GROUP, LLC $820,000 $1,290,000 57.3% 0.4%
FREEDOM MORTGAGE CORPORATION $10,395,000 $1,250,000 -88.0% 0.3%
ADVANTIS $610,000 $1,240,000 103.3% 0.3%
Zions Bancorporation, N.A. $1,235,000 n/a 0.3%
Nations Lending Corporation $1,055,000 $1,210,000 14.7% 0.3%
MORTGAGE EXPRESS, LLC $3,400,000 $1,185,000 -65.1% 0.3%
SUMMIT FUNDING, INC. $2,965,000 $1,180,000 -60.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,555,000 $1,120,000 -28.0% 0.3%
First-Citizens Bank & Trust Company $1,095,000 n/a 0.3%
KeyBank $1,785,000 $1,095,000 -38.7% 0.3%
Unitus Community Credit Union $155,000 $1,080,000 596.8% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $2,675,000 $1,065,000 -60.2% 0.3%
Toyota Financial Savings Bank $1,045,000 n/a 0.3%
Solarity Credit Union $1,025,000 n/a 0.3%
Bank of Stockton $1,005,000 n/a 0.3%
PLANET HOME LENDING, LLC $975,000 n/a 0.3%
Gateway First Bank $2,770,000 $960,000 -65.3% 0.3%
MARION AND POLK SCHOOLS CREDIT UNION $935,000 n/a 0.3%
SUMMIT MORTGAGE CORPORATION $255,000 $920,000 260.8% 0.3%
Bank of England $265,000 $865,000 226.4% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,055,000 $850,000 -58.6% 0.2%
HOMESIDE FINANCIAL, LLC $205,000 $810,000 295.1% 0.2%
Tradition Capital Bank $785,000 n/a 0.2%
Northwest Farm Credit Services, FLCA $3,125,000 $775,000 -75.2% 0.2%
Evolve Bank & Trust $1,205,000 $770,000 -36.1% 0.2%
NFM, INC. $770,000 n/a 0.2%
OREGON COMMUNITY $905,000 $765,000 -15.5% 0.2%
PRIORITY HOME LENDING, LLC $750,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $2,790,000 $745,000 -73.3% 0.2%
REVERSE MORTGAGE FUNDING LLC $1,175,000 $725,000 -38.3% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,300,000 $680,000 -70.4% 0.2%
Hometown Lenders, Inc. $985,000 $675,000 -31.5% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,590,000 $670,000 -81.3% 0.2%
Carrington Mortgage Services, LLC $1,220,000 $660,000 -45.9% 0.2%
MUFG Union Bank $655,000 n/a 0.2%
GSF Mortgage Corporation $890,000 $645,000 -27.5% 0.2%
The Federal Savings Bank $2,170,000 $645,000 -70.3% 0.2%
LPMC, LLC $3,285,000 $630,000 -80.8% 0.2%
UBS Bank USA $605,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $580,000 n/a 0.2%
SPRING EQ, LLC $275,000 $550,000 100.0% 0.2%
GEORGIA'S OWN $505,000 n/a 0.1%
Northpointe Bank $295,000 $500,000 69.5% 0.1%
Chicago Mortgage Solutions LLC $545,000 $495,000 -9.2% 0.1%
Sunflower Bank $465,000 n/a 0.1%
21ST MORTGAGE CORPORATION $180,000 $455,000 152.8% 0.1%
Barrington Bank & Trust Company, N.A. $480,000 $455,000 -5.2% 0.1%
SWBC MORTGAGE CORPORATION $1,070,000 $455,000 -57.5% 0.1%
NORTHWEST COMMUNITY $525,000 $440,000 -16.2% 0.1%
Mid-Continent Funding, Inc. $435,000 n/a 0.1%
NEWREZ LLC $1,185,000 $425,000 -64.1% 0.1%
OPEN MORTGAGE, LLC $420,000 n/a 0.1%
North American Savings Bank, F.S.B. $600,000 $415,000 -30.8% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $730,000 $415,000 -43.2% 0.1%
CRESCENT MORTGAGE COMPANY $405,000 n/a 0.1%
NBH Bank $395,000 n/a 0.1%
RESIDENTIAL BANCORP. $395,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $795,000 $395,000 -50.3% 0.1%
Rivermark Community Credit Union $215,000 $390,000 81.4% 0.1%
ROGUE $200,000 $390,000 95.0% 0.1%
AXIA FINANCIAL, LLC $765,000 $385,000 -49.7% 0.1%
Texana Bank $365,000 n/a 0.1%
Bank of the West $2,455,000 $360,000 -85.3% 0.1%
AmeriHome Mortgage Company, LLC $215,000 $355,000 65.1% 0.1%
FIRST COMMUNITY $805,000 $355,000 -55.9% 0.1%
OCEANSIDE MORTGAGE COMPANY $275,000 $355,000 29.1% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $355,000 n/a 0.1%
INLAND BANK & TRUST $335,000 n/a 0.1%
ON Q FINANCIAL, INC. $235,000 $335,000 42.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,220,000 $315,000 -74.2% 0.1%
Cornerstone First Mortgage, Inc $285,000 n/a 0.1%
First Guaranty Mortgage Corporation $1,520,000 $285,000 -81.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,785,000 $285,000 -84.0% 0.1%
Advisors Mortgage Group, L.L.C. $275,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $225,000 $275,000 22.2% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $275,000 n/a 0.1%
Oregon State Credit Union $195,000 $270,000 38.5% 0.1%
TWINSTAR $265,000 n/a 0.1%
Clackamas Federal Credit Union $700,000 $255,000 -63.6% 0.1%
LONGBRIDGE FINANCIAL, LLC $620,000 $255,000 -58.9% 0.1%
MID AMERICA MORTGAGE, INC. $235,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $225,000 n/a 0.1%
MLD MORTGAGE INC. $225,000 n/a 0.1%
America's Credit Union $215,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $470,000 $205,000 -56.4% 0.1%
UNION HOME MORTGAGE CORP. $205,000 n/a 0.1%
NATIONWIDE EQUITIES CORPORATION $195,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $435,000 $190,000 -56.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $180,000 $170,000 -5.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $145,000 $165,000 13.8% 0.0%
First Internet Bank of Indiana $165,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $155,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $3,400,000 $145,000 -95.7% 0.0%
ZILLOW HOME LOANS, LLC $135,000 n/a 0.0%
LOANPAL, LLC $355,000 $115,000 -67.6% 0.0%
Valley National Bank $105,000 n/a 0.0%
Discover Bank $95,000 n/a 0.0%
CENTRAL WILLAMETTE Credit Union $55,000 n/a 0.0%
Washington Trust Bank $45,000 n/a 0.0%
Consolidated Federal Credit Union $35,000 n/a 0.0%
Figure Lending LLC $160,000 $25,000 -84.4% 0.0%

Prineville's top lender by overall market share is Umpqua Bank, with 6.5% market share. In second place, with 5.1%, is U.S. Bank, having originated $18,360,000 in loans. In third place, with 4.9%, is GUILD MORTGAGE COMPANY, having originated $17,555,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $17,170,000 in loans. In fifth place, with 4.8%, is MANN FINANCIAL INC., having originated $17,065,000 in loans.


Prineville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $357,500 (-3.1%) $594,156 (1.4%) 0.00 109
2018-02-01 $359,175 (-0.7%) $562,357 (4.9%) 0.00 114
2018-03-01 $339,900 (-1.8%) $533,954 (7.3%) 0.00 122
2018-04-01 $332,925 (-4.9%) $536,982 (15.6%) 0.00 131
2018-05-01 $368,650 (-2.9%) $563,869 (14.6%) 0.00 133
2018-06-01 $375,000 (-6.0%) $570,805 (13.5%) 0.00 136
2018-07-01 $364,950 (-6.4%) $547,945 (6.4%) 0.00 154
2018-08-01 $351,975 (-7.0%) $512,721 (2.5%) 0.00 174
2018-09-01 $359,900 (-2.3%) $509,699 (-4.4%) 0.00 183
2018-10-01 $364,925 (-2.3%) $516,596 (-6.0%) 0.00 181
2018-11-01 $393,000 (3.1%) $533,894 (-9.3%) 0.00 170
2018-12-01 $390,000 (13.2%) $532,078 (-7.9%) 0.00 167
2019-01-01 $373,750 (4.6%) $532,702 (-10.3%) 0.00 142
2019-02-01 $382,000 (6.4%) $570,588 (1.5%) 0.00 143
2019-03-01 $399,357 (17.5%) $594,438 (11.3%) 0.00 139
2019-04-01 $421,200 (26.5%) $605,161 (12.7%) 0.00 136
2019-05-01 $422,450 (14.6%) $603,744 (7.1%) 0.00 147
2019-06-01 $407,250 (8.6%) $560,317 (-1.8%) 0.00 183
2019-07-01 $404,925 (11.0%) $560,940 (2.4%) 0.00 192
2019-08-01 $409,936 (16.5%) $745,551 (45.4%) 0.00 190
2019-09-01 $409,916 (13.9%) $750,987 (47.3%) 0.00 194
2019-10-01 $404,850 (10.9%) $741,436 (43.5%) 0.00 190
2019-11-01 $399,900 (1.8%) $747,937 (40.1%) 0.00 166
2019-12-01 $387,475 (-0.7%) $792,986 (49.0%) 0.00 143
2020-01-01 $387,000 (3.6%) $813,298 (52.7%) 0.00 130
2020-02-01 $382,000 (0.0%) $824,112 (44.4%) 0.00 122
2020-03-01 $402,475 (0.8%) $813,228 (36.8%) 0.00 137
2020-04-01 $392,175 (-6.9%) $773,852 (27.9%) 0.00 156
2020-05-01 $405,950 (-3.9%) $789,001 (30.7%) 0.00 143
2020-06-01 $439,000 (7.8%) $864,508 (54.3%) 0.00 117
2020-07-01 $480,500 (18.7%) $906,224 (61.6%) 0.00 98
2020-08-01 $429,950 (4.9%) $921,252 (23.6%) 0.00 81
2020-09-01 $422,000 (3.0%) $880,089 (17.2%) 0.00 80
2020-10-01 $429,950 (6.2%) $926,983 (25.0%) 0.00 65
2020-11-01 $444,500 (11.2%) $1,016,529 (35.9%) 0.00 60
2020-12-01 $415,100 (7.1%) $1,035,234 (30.6%) 0.00 52
2021-01-01 $428,500 (10.7%) $1,200,686 (47.6%) 0.00 44
2021-02-01 $470,725 (23.2%) $1,360,083 (65.0%) 0.00 36
2021-03-01 $453,250 (12.6%) $1,357,909 (67.0%) 0.00 38
2021-04-01 $522,225 (33.2%) $1,435,406 (85.5%) 0.00 38
2021-05-01 $675,000 (66.3%) $1,503,619 (90.6%) 0.00 36
2021-06-01 $533,723 (21.6%) $1,336,266 (54.6%) 0.00 47
2021-07-01 $512,498 (6.7%) $1,230,892 (35.8%) 0.00 58
2021-08-01 $494,250 (15.0%) $1,055,492 (14.6%) 0.00 71
2021-09-01 $557,975 (32.2%) $1,077,668 (22.5%) 0.00 80
2021-10-01 $574,000 (33.5%) $998,302 (7.7%) 0.00 109
2021-11-01 $535,500 (20.5%) $1,025,795 (0.9%) 0.00 98
2021-12-01 $544,225 (31.1%) $1,067,374 (3.1%) 0.00 78
2022-01-01 $647,500 (51.1%) $1,251,550 (4.2%) 0.00 63
2022-02-01 $596,200 (26.7%) $1,268,580 (-6.7%) 0.00 63
2022-03-01 $584,950 (29.1%) $1,198,693 (-11.7%) 0.00 71
2022-04-01 $577,450 (10.6%) $1,050,422 (-26.8%) 0.00 80
2022-05-01 $591,175 (-12.4%) $1,057,849 (-29.7%) 0.00 87
2022-06-01 $569,975 (6.8%) $1,002,047 (-25.0%) 0.00 117
2022-07-01 $554,000 (8.1%) $935,845 (-24.0%) 0.00 138
2022-08-01 $559,975 (13.3%) $953,803 (-9.6%) 0.00 147
2022-09-01 $548,975 (-1.6%) $911,197 (-15.5%) 0.00 162
2022-10-01 $549,450 (-4.3%) $890,152 (-10.8%) 0.00 153
2022-11-01 $519,449 (-3.0%) $874,067 (-14.8%) 0.00 151
2022-12-01 $499,900 (-8.1%) $904,258 (-15.3%) 0.00 137
2023-01-01 $527,224 (-18.6%) $925,360 (-26.1%) 0.00 137
2023-02-01 $525,000 (-11.9%) $923,002 (-27.2%) 0.00 140
2023-03-01 $495,950 (-15.2%) $938,075 (-21.7%) 0.00 129
2023-04-01 $499,900 (-13.4%) $964,200 (-8.2%) 0.00 127
2023-05-01 $497,175 (-15.9%) $987,044 (-6.7%) 0.00 125
2023-06-01 $542,000 (-4.9%) $1,016,673 (1.5%) 0.00 136
2023-07-01 $577,000 (4.2%) $1,047,834 (12.0%) 0.00 158
2023-08-01 $576,500 (3.0%) $1,013,545 (6.3%) 0.00 163
Prineville's median listing price for 2023-08-01 was $576,500, a difference of $16,525 (3.0%) versus the prior year and $-500 versus the prior month.

Prineville's median listing price comes in at 0% of the national average.

Prineville's average listing price for 2023-08-01 was $1,013,545, a difference of $59,742 (6.3%) versus the prior year and $-34,289 versus the prior month.

For the 2023-08-01 period, Prineville had 163 MLS listings, a difference of 5 listings (3%) versus the prior month and 16 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Prineville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,903 sqft
2018-02-01 0 days 1,894 sqft
2018-03-01 0 days 1,845 sqft
2018-04-01 0 days 1,884 sqft
2018-05-01 0 days 1,909 sqft
2018-06-01 0 days 1,932 sqft
2018-07-01 0 days 1,916 sqft
2018-08-01 0 days 1,859 sqft
2018-09-01 0 days 1,900 sqft
2018-10-01 0 days 1,870 sqft
2018-11-01 0 days 1,913 sqft
2018-12-01 0 days 1,910 sqft
2019-01-01 0 days 1,879 sqft
2019-02-01 0 days 1,903 sqft
2019-03-01 0 days 1,915 sqft
2019-04-01 0 days 1,921 sqft
2019-05-01 0 days 1,947 sqft
2019-06-01 0 days 1,950 sqft
2019-07-01 0 days 1,989 sqft
2019-08-01 0 days 2,049 sqft
2019-09-01 0 days 2,049 sqft
2019-10-01 0 days 2,045 sqft
2019-11-01 0 days 2,042 sqft
2019-12-01 0 days 1,942 sqft
2020-01-01 0 days 2,001 sqft
2020-02-01 0 days 1,940 sqft
2020-03-01 0 days 1,940 sqft
2020-04-01 0 days 1,931 sqft
2020-05-01 0 days 1,942 sqft
2020-06-01 0 days 1,953 sqft
2020-07-01 0 days 2,005 sqft
2020-08-01 0 days 1,943 sqft
2020-09-01 0 days 1,903 sqft
2020-10-01 0 days 1,917 sqft
2020-11-01 0 days 1,858 sqft
2020-12-01 0 days 1,773 sqft
2021-01-01 0 days 1,813 sqft
2021-02-01 0 days 1,944 sqft
2021-03-01 0 days 1,867 sqft
2021-04-01 0 days 2,029 sqft
2021-05-01 0 days 2,276 sqft
2021-06-01 0 days 1,821 sqft
2021-07-01 0 days 1,740 sqft
2021-08-01 0 days 1,905 sqft
2021-09-01 0 days 1,918 sqft
2021-10-01 0 days 1,880 sqft
2021-11-01 0 days 1,852 sqft
2021-12-01 0 days 1,828 sqft
2022-01-01 0 days 1,824 sqft
2022-02-01 0 days 1,711 sqft
2022-03-01 0 days 1,850 sqft
2022-04-01 0 days 1,800 sqft
2022-05-01 0 days 1,879 sqft
2022-06-01 0 days 1,896 sqft
2022-07-01 0 days 1,836 sqft
2022-08-01 0 days 1,888 sqft
2022-09-01 0 days 1,863 sqft
2022-10-01 0 days 1,874 sqft
2022-11-01 0 days 1,853 sqft
2022-12-01 0 days 1,883 sqft
2023-01-01 0 days 2,018 sqft
2023-02-01 0 days 1,988 sqft
2023-03-01 0 days 1,928 sqft
2023-04-01 0 days 1,927 sqft
2023-05-01 0 days 1,871 sqft
2023-06-01 0 days 1,873 sqft
2023-07-01 0 days 1,933 sqft
2023-08-01 0 days 1,889 sqft
Prineville's median listing age (time on market) for 2023-08-01 was 0 days.

Prineville's median square footage for active listings during the 2023-08-01 period was 1,889 sqft. One year prior, the average listing was 1,888 sqft.

Prineville, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 506 $225,730,000 $446,107
Cash Out Refi 231 $70,235,000 $304,048
Home Improvement 154 $18,550,000 $120,455
Other 112 $14,240,000 $127,143
Refi 107 $29,335,000 $274,159

Prineville's most frequently cited loan purpose was Home Purchase, with 506 originations. The 2nd most popular reason was Cash Out Refi, with 231 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 269 $96,885,000 $360,167
4-5% 269 $100,245,000 $372,658
5-6% 184 $59,170,000 $321,576
6-7% 91 $32,025,000 $351,923
2.5-3% 66 $29,880,000 $452,727
<2.5% 45 $7,365,000 $163,667
7-8% 41 $11,665,000 $284,512
Over 8% 16 $2,860,000 $178,750

During 2022, Prineville's most frequently originated rate bucket was 3-4%, with 269 originations.

Loan Sizing (Prineville, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 471 $141,405,000 $300,223
$100k-200k 180 $25,140,000 $139,667
$400k-600k 178 $83,990,000 $471,854
$100,000 or less 177 $9,675,000 $54,661
$600k-1000k 67 $47,575,000 $710,075
$Over $1MM 37 $50,305,000 $1,359,595

Prineville's loan sizing saw the bucket of loans from $200k-400k with 471 originations, totaling $141,405,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 315 $139,375,000 $442,460
60-80% 227 $104,025,000 $458,260
40-60% 172 $57,090,000 $331,919
Under 20% 129 $9,745,000 $75,543
20-40% 122 $24,790,000 $203,197
Over 100% 11 $4,155,000 $377,727

Prineville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 315 originations, totaling $139,375,000 in origination value.