BEND Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bend averaged 5.59% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.44% and one month ago for the week of 2022-04-14, the average rate was 5.24%.

Bend's average rate one year ago was 3.1%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.23%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Bend 30 Year Fixed Rate 2022-05-19 5.59%
Bend 30 Year Fixed Rate Refi 2022-05-19 5.23%
Bend 15 Year Fixed Rate 2022-05-19 4.62%
Bend 15 Year Fixed Rate Refi 2022-05-19 4.79%
Bend 30 Year FHA 2022-05-19 5.15%
Bend 30 Year FHA Refi 2022-05-19 5.11%
Bend 30 Year USDA 2022-05-19 5.09%
Bend 30 Year USDA Refi 2022-05-19 5.63%
Bend 30 Year VA 2022-05-19 5.35%
Bend 30 Year VA Refi 2022-05-19 5.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BEND, OR.

BEND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BEND, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 677 3.00% $5,518
CALIBER HOME LOANS, INC. 675 3.05% $4,589
LOANDEPOT.COM, LLC 491 2.96% $5,203
PRIMELENDING, A PLAINSCAPITAL COMPANY 459 3.16% $5,611
UNITED WHOLESALE MORTGAGE, LLC 422 2.97% $5,506
Wells Fargo Bank 417 2.98% $4,488
OnPoint Community Credit Union 401 3.06% $3,867
GUILD MORTGAGE COMPANY 398 3.15% $6,943
CELEBRITY HOME LOANS, LLC 343 3.11% $5,784
CMG MORTGAGE, INC. 290 2.87% $4,410
Umpqua Bank 276 3.09% $5,044
U.S. Bank 258 3.06% $5,747
CHURCHILL MORTGAGE CORPORATION 238 3.21% $6,293
DIRECTORS MORTGAGE, INC. 235 3.20% $8,016
CANOPY MORTGAGE, LLC 227 2.93% $5,141
ACADEMY MORTGAGE CORPORATION 217 3.18% $5,857
FINANCE OF AMERICA MORTGAGE LLC 216 3.20% $5,108
BETTER MORTGAGE CORPORATION 174 2.81% $3,995
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 157 3.29% $6,709
GENEVA FINANCIAL, LLC 142 3.23% $7,863
JPMorgan Chase Bank 140 2.95% $5,229
Flagstar Bank, FSB 137 3.17% $5,475
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 133 3.07% $5,744
SUMMIT FUNDING, INC. 133 3.13% $7,286
LPMC, LLC 122 3.12% $4,707
HOMEBRIDGE FINANCIAL SERVICES, INC. 119 3.25% $5,124
HOME POINT FINANCIAL CORPORATION 117 2.94% $4,961
First Interstate Bank 112 3.36% $6,426
Bank of America 111 2.79% $5,020
NATIONS DIRECT MORTGAGE, LLC 105 3.07% $6,046
PENNYMAC LOAN SERVICES, LLC 105 2.96% $5,431
GUARANTEED RATE, INC. 97 3.04% $5,327
MANN FINANCIAL INC. 89 3.28% $7,951
BROKER SOLUTIONS, INC. 82 3.07% $4,754
Mr. Cooper ( Nationstar Mortgage ) 76 3.20% $6,116
SELCO COMMUNITY 75 2.85% $3,615
PREMIER MORTGAGE RESOURCES, L.L.C. 73 3.28% $6,382
Willamette Valley Bank 73 3.27% $6,105
AMERISAVE MORTGAGE CORPORATION 71 2.77% $4,975
CROSSCOUNTRY MORTGAGE, LLC 66 3.10% $6,602
Golden Empire Mortgage, Inc. 64 3.24% $6,238
PROVIDENT FUNDING ASSOCIATES, L.P. 63 2.77% $3,607
Commerce Home Mortgage, Inc. 59 3.26% $6,148
DHI MORTGAGE COMPANY, LTD. 57 2.90% $3,947
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 55 2.90% $4,967
AXIA FINANCIAL, LLC 52 3.22% $4,997
PACIFIC RESIDENTIAL MORTGAGE, LLC 49 3.22% $6,685
Evolve Bank & Trust 44 2.90% $5,281
NEWREZ LLC 43 2.99% $4,660
Ally Bank 43 2.76% $6,287
Sierra Pacific Mortgage Company, Inc. 42 3.04% $4,318
KeyBank 41 2.85% $6,747
MUTUAL OF OMAHA MORTGAGE, INC. 41 2.96% $4,334
FREEDOM MORTGAGE CORPORATION 38 2.99% $3,546
SUMMIT MORTGAGE CORPORATION 37 3.21% $5,242
Washington Federal Bank 36 3.30% $9,546
Gateway First Bank 36 3.12% $5,149
First Republic Bank 35 2.85% $6,522
Strong Home Mortgage, LLC 33 2.90% $2,076
NORTHWEST COMMUNITY 32 2.97% $7,640
FIRST TECHNOLOGY 31 2.98% $5,427
Charles Schwab Bank, SSB 31 2.54% $4,876
STEARNS LENDING, LLC 30 2.93% $6,018
MOVEMENT MORTGAGE, LLC 29 2.97% $5,558
CHERRY CREEK MORTGAGE, LLC 29 3.09% $3,823
AMERICAN PACIFIC MORTGAGE CORPORATION 29 3.21% $5,657
FIRST COMMUNITY 27 3.24% $3,645
OREGON COMMUNITY 26 3.00% $5,851
Bank of England 26 3.16% $6,574
UBS Bank USA 25 2.77% $5,918
LENDUS, LLC 25 3.08% $6,488
AMERICAN FINANCING CORPORATION 24 3.03% $4,289
NBKC BANK 24 3.02% $3,072
Columbia State Bank 23 3.19% $6,337
S1L, Inc. 23 3.26% $5,078
FirstBank 22 2.82% $2,640
Morgan Stanley Private Bank 19 2.65% $5,212
SWBC MORTGAGE CORPORATION 19 3.22% $5,545
MUFG Union Bank 18 3.02% $5,755
Stifel Bank and Trust 18 2.73% $4,020
Prime Choice Funding Inc. 18 2.89% $5,258
HomeStreet Bank 18 3.04% $5,084
InterContinental Capital Group, Inc 17 2.92% $6,483
North American Savings Bank, F.S.B. 16 2.73% $2,517
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 3.22% $5,675
Paramount Residential Mortgage Group, Inc. 15 3.05% $5,085
Loan Simple, Inc. 15 3.13% $5,485
Unitus Community Credit Union 14 3.19% $5,079
PNC Bank 14 2.91% $4,840
PENTAGON FEDERAL CREDIT UNION 14 2.78% $4,186
First Guaranty Mortgage Corporation 14 3.16% $6,699
NFM, INC. 14 3.34% $5,566
Nations Lending Corporation 13 3.03% $10,470
CORNERSTONE HOME LENDING, INC. 13 3.01% $7,396
NBH Bank 12 3.24% $3,742
Washington Trust Bank 12 3.11% $5,176
ZILLOW HOME LOANS, LLC 12 3.06% $4,299
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 12 3.25% $9,403
Citizens Bank 11 3.00% $4,332
NAVY FEDERAL CREDIT UNION 11 2.97% $4,080
Banner Bank 11 3.32% $6,421
Chicago Mortgage Solutions LLC 11 2.79% $2,140
Hometown Lenders, Inc. 11 3.33% $6,223
KELLER MORTGAGE, LLC 11 3.00% $3,846
Wyndham Capital Mortgage, Inc. 11 2.77% $2,179
LADERA LENDING, INC. 10 2.95% $4,673
CREDIT UNION MORTGAGE ASSOCIATION, INC. 10 3.09% $3,511
Arvest Bank 10 3.09% $5,977
HOMESTEAD FUNDING CORP. 9 2.74% $4,423
City National Bank 9 2.82% $6,365
SAMMAMISH MORTGAGE COMPANY 9 2.93% $3,766
LAKEVIEW LOAN SERVICING, LLC 9 3.25% $2,916
RANLIFE, INC. 9 2.94% $7,054
AMERICAN FINANCIAL NETWORK, INC. 8 3.11% $11,003
ADVANTIS 8 3.11% $4,109
BAY EQUITY LLC 8 2.98% $6,729
IMPAC MORTGAGE CORP. 8 3.17% $857
Carrington Mortgage Services, LLC 8 3.86% $5,012
Boeing Employees Credit Union 8 3.09% $5,521
Northwest Farm Credit Services, FLCA 8 3.44% $11,864
SUN WEST MORTGAGE COMPANY, INC. 8 3.24% $4,306
Rivermark Community Credit Union 8 3.05% $5,100
JMAC LENDING, INC. 7 2.88% $5,018
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 7 3.13% $6,442
Truist Bank 7 3.16% $11,409
Watermark Capital, Inc. 7 2.68% $3,150
NEXERA HOLDING LLC 7 2.73% $5,661
HOMEXPRESS MORTGAGE CORP. 7 4.34% $15,372
GSF Mortgage Corporation 7 3.19% $15,546
Mortgage Research Center, LLC 6 3.00% $5,840
USAA Federal Savings Bank 6 3.04% $4,209
HOMESIDE FINANCIAL, LLC 6 3.06% $6,136
PHH Mortgage Corporation 6 3.02% $6,581
Dollar Bank, Federal Savings Bank 6 3.17% $6,836
AMERICAN INTERNET MORTGAGE, INC. 6 2.60% $4,347
ONY GLO, INC. 6 3.04% $3,377
The Federal Savings Bank 6 3.10% $7,752
First Mortgage Solutions, LLC 6 2.73% $3,303
PLAZA HOME MORTGAGE, INC. 6 2.71% $4,028
Pacific NW Federal Credit Union 6 2.92% $3,511
PRIORITY HOME LENDING, LLC 6 3.17% $6,620
Axos Bank 6 2.96% $2,827
SOFI LENDING CORP. 5 2.90% $4,967
First Savings Bank 5 2.55% $6,314
TIAA, FSB 5 3.25% $11,042
BNY Mellon 5 2.50% $6,234
AmeriHome Mortgage Company, LLC 5 3.05% $6,001
Prosperity Home Mortgage, LLC 5 3.05% $4,147
AmRes Corporation 5 3.05% $4,848
ON Q FINANCIAL, INC. 5 3.17% $5,904
NETWORK CAPITAL FUNDING CORPORATION 5 2.98% $5,604
Northpointe Bank 4 4.38% $6,372
LENDERFI, INC. 4 2.90% $1,793
Bank of the West 4 3.22% $7,043
EMBRACE HOME LOANS, INC. 4 2.84% $4,266
SOVEREIGN LENDING GROUP INCORPORATED 4 2.87% $6,408
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.37% $4,414
Colonial Savings, F.A. 4 3.03% $6,786
MASON MCDUFFIE MORTGAGE CORPORATION 4 3.03% $7,622
PREMIA MORTGAGE, LLC 4 3.09% $2,252
MORIA DEVELOPMENT, INC. 4 2.78% $6,606
EMM LOANS LLC 4 3.44% $7,063
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 4.62% $15,572
ROGUE 4 4.03% $4,932
SPRING EQ, LLC 4 2.66% $861
Citibank 4 2.88% $7,601
ALLIANT CREDIT UNION 3 2.71% $5,386
LOANSNAP, INC. 3 2.63% $3,546
Elements Financial Federal Credit Union 3 2.88% $5,280
1st Security Bank of Washington 3 3.25% $5,489
Waterstone Mortgage Corporation 3 2.92% $4,095
BMO Harris Bank 3 2.83% $5,769
BNC National Bank 3 2.83% $4,809
VERITAS FUNDING, LLC 3 3.04% $5,649
UNION HOME MORTGAGE CORP. 3 3.08% $4,714
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 3.13% $9,463
RESIDENTIAL BANCORP. 3 2.92% $5,586
CENTRAL WILLAMETTE Credit Union 3 3.17% $5,188
ALL WESTERN MORTGAGE, INC. 3 3.83% $5,866
WINGS FINANCIAL 3 2.58% $6,128
PLANET HOME LENDING, LLC 3 3.08% $3,168
RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 2.91% $3,864
Third Federal Savings and Loan Association of Cleveland 3 2.67% $1,713
First Federal Bank of Kansas City 3 2.96% $3,864
OPEN MORTGAGE, LLC 3 3.04% $3,724
SIRVA MORTGAGE, INC. 3 3.00% $908
First Federal Bank 3 3.33% $7,379
STAR ONE CREDIT UNION 3 2.92% $2,992
Silicon Valley Bank 3 2.71% $5,711
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.38% $3,701
PREMIER LENDING, INC. 2 3.13% $3,720
A&D Mortgage LLC 2 3.13% $8,737
ADVANCIAL 2 4.25% $12,792
ALAMEDA MORTGAGE CORPORATION 2 3.19% $4,180
AMCAP MORTGAGE, LTD. 2 3.00% $4,400
Amerifirst Financial, Inc. 2 3.25% $3,803
Ameris Bank 2 2.81% $3,706
ANGEL OAK HOME LOANS LLC 2 3.50% $7,493
ARC HOME LLC 2 3.64% $8,567
Barrington Bank & Trust Company, N.A. 2 3.38% $4,989
BECKAM FUNDING CORP. 2 3.19% $10,563
BOKF 2 2.88% $3,825
Cf Bank 2 2.94% $4,020
CIT Bank 2 3.08% $6,423
Discover Bank 2 4.87% $0
FBC MORTGAGE, LLC 2 3.00% $4,392
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.88% $3,628
First Home Bank 2 2.88% $5,464
First Horizon Bank 2 3.31% $6,377
FUNDLOANS CAPITAL 2 4.44% $9,979
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.25% $4,779
INTELLILOAN, INC. 2 2.81% $3,899
JLB CORPORATION 2 3.50% $4,606
LEADERONE FINANCIAL CORPORATION 2 3.13% $5,285
LENDSURE MORTGAGE CORP. 2 3.69% $17,917
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.31% $2,856
LOANLEADERS OF AMERICA, INC. 2 2.69% $4,442
LOANPAL, LLC 2 2.99% $5,061
Manufacturers and Traders Trust Company 2 3.44% $5,360
MOUNTAIN AMERICA 2 3.25% $13,324
PANORAMA MORTGAGE GROUP, LLC 2 3.38% $5,001
Paramount Bank 2 2.88% $6,633
PARKSIDE LENDING, LLC 2 2.94% $7,880
PENRITH HOME LOANS LLC 2 3.38% $5,864
People's Bank of Commerce 2 3.44% $7,440
Raymond James Bank 2 3.00% $4,140
RED CANOE CREDIT UNION 2 3.38% $7,077
ROYAL UNITED MORTGAGE LLC 2 3.44% $5,502
RUOFF MORTGAGE COMPANY, INC. 2 3.19% $4,553
SPOKANE TEACHERS 2 2.94% $6,512
Summit Mortgage Corporation 2 3.00% $4,954
TOP FLITE FINANCIAL, INC. 2 3.13% $9,087
V.I.P. MORTGAGE, INC. 2 3.44% $4,204
Armed Forces Bank 1 3.00% $3,756
MORTGAGE EXPRESS, LLC 1 3.13% $4,973
MICHIGAN MUTUAL, INC. 1 2.63% $5,473
Meridian Bank Corporation 1 3.75% $9,188
Merchants Bank of Indiana 1 2.63% $11,044
MEGA CAPITAL FUNDING, INC. 1 2.88% $3,518
MARION AND POLK SCHOOLS CREDIT UNION 1 2.75% $7,576
Low VA Rates, LLC 1 2.25% $1,646
LENDING 3, INC. 1 3.25% $10,566
LANDED HOME LOANS LLC 1 3.13% $8,820
KS StateBank 1 2.75% $2,378
KINECTA 1 3.25% $5,140
JMJ FINANCIAL GROUP 1 2.75% $3,136
Hometown Equity Mortgage, LLC 1 2.50% $3,296
Qualstar Credit Union 1 3.00% $3,759
HOME MORTGAGE ALLIANCE, LLC 1 3.38% $3,209
Quontic Bank 1 5.88% $16,599
HAPO COMMUNITY CREDIT UNION 1 2.88% $6,744
Wauna Federal Credit Union 1 2.88% $3,891
Arbor Bank 1 2.75% $2,796
GUARANTEED RATE AFFINITY, LLC 1 2.88% $4,492
RELIANCE FIRST CAPITAL, LLC 1 3.50% $6,156
Greenbox Loans, Inc. 1 3.13% $4,733
Frontier Bank 1 2.99% $4,673
Franklin Loan Corporation 1 3.00% $6,082
Fortress Bank 1 2.88% $4,012
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.13% $6,192
WESTERN EXPRESS LENDING 1 3.25% $3,764
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $6,394
First State Bank of St. Charles, Missouri 1 3.00% $5,142
First National Bank 1 2.88% $4,886
SECURITYNATIONAL MORTGAGE COMPANY 1 3.75% $3,592
Firefighters First Federal Credit Union 1 3.50% $3,386
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 2.63% $9,468
EVERETT FINANCIAL, INC. 1 3.13% $1,796
Equity Prime Mortgage LLC 1 2.88% $11,848
ENVOY MORTGAGE, LTD 1 2.88% $6,769
SOUND 1 2.75% $2,791
Enterprise Bank & Trust 1 2.88% $5,004
American Airlines Federal Credit Union 1 3.00% $0
EagleBank 1 2.63% $3,283
STANFORD Federal Credit Union 1 3.00% $13,725
DRAPER AND KRAMER MORTGAGE CORP. 1 3.50% $4,726
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 2.88% $8,250
DEEPHAVEN MORTGAGE LLC 1 6.25% $7,325
DATA MORTGAGE, INC. 1 2.25% $10,667
CU HOME MORTGAGE SOLUTIONS, LLC 1 2.63% $6,109
Alerus Financial 1 3.50% $3,941
Congressional Bank 1 2.99% $8,180
Sunflower Bank 1 2.88% $4,840
COLUMBIA COMMUNITY CREDIT UNION 1 3.38% $2,891
Colten Mortgage, LLC 1 3.37% $5,773
Texana Bank 1 2.63% $3,729
The Dart Bank 1 3.25% $6,412
COASTAL FUNDING SLC, INC. 1 3.12% $4,942
The Huntington National Bank 1 2.88% $7,924
THE MORTGAGE COMPANY 1 3.00% $9,593
The Northern Trust Company 1 2.88% $0
COAST 2 COAST FUNDING GROUP, INC. 1 2.75% $4,329
Citizens National Bank of Greater St. Louis 1 3.25% $3,992
5TH STREET CAPITAL, INC. 1 4.75% $14,288
TRIAD FINANCIAL SERVICES, INC. 1 5.00% $10,766
Citadel Servicing Corporation 1 4.75% $24,732
Century Mortgage Company DBA Century Lending Company 1 2.75% $4,797
CB&S Bank, Inc. 1 2.88% $3,705
CAPSTONE DIRECT, INC. 1 3.13% $3,925
United Nations Federal Credit Union 1 2.50% $3,257
CALCULATED RISK ANALYTICS LLC 1 3.63% $4,262
CALCON MUTUAL MORTGAGE LLC 1 3.00% $6,847
BLUELEAF LENDING, LLC 1 2.63% $6,655
BBVA USA 1 2.88% $7,455
BAYSHORE MORTGAGE FUNDING, LLC 1 3.63% $9,319
VERITY 1 2.63% $6,109
Zions Bancorporation, N.A. 1 2.75% $3,187
Opportunity Bank of Montana 1 3.25% $7,449
NexBank 1 2.88% $4,455
Oregon State Credit Union 1 3.25% $5,104
NEW DAY FINANCIAL, LLC 1 2.50% $7,357
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.88% $5,097
Baxter Credit Union 1 3.25% $3,643
WASHINGTON STATE EMPLOYEES Credit Union 1 3.13% $2,771
MOUNTAIN WEST FINANCIAL, INC. 1 3.00% $5,630
Bank of the Pacific 1 3.00% $6,319
PARSONS Federal Credit Union 1 3.38% $4,839
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.13% $17,204
Bank-Fund Staff Federal Credit Union 1 1.88% $5,832
MORTGAGEONE, INC. 1 3.50% $12,240

BEND, OR's 320 lenders originated 17,743 loans during 2021. The total origination value was $6,717,995,000, with an average loan value of $378,628.

The top BEND lender as defined by loan originations is QUICKEN LOANS, LLC, with 677 loans originated. Their average total fees are $5,518, which is $929 higher than the next largest lender, CALIBER HOME LOANS, INC..

The lowest fee BEND lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($2,076), Chicago Mortgage Solutions LLC ($2,140), Wyndham Capital Mortgage, Inc. ($2,179), North American Savings Bank, F.S.B. ($2,517) and FirstBank ($2,640).

The lowest rate BEND lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.54%), Morgan Stanley Private Bank (2.65%), Stifel Bank and Trust (2.73%), North American Savings Bank, F.S.B. (2.73%) and Ally Bank (2.76%).

BEND, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $337,125,000 $319,635,000 -5.2% 4.8%
CALIBER HOME LOANS, INC. $292,555,000 $317,185,000 8.4% 4.7%
Wells Fargo Bank $227,505,000 $282,560,000 24.2% 4.2%
LOANDEPOT.COM, LLC $196,320,000 $265,560,000 35.3% 4.0%
Umpqua Bank $214,655,000 $264,605,000 23.3% 3.9%
U.S. Bank $223,450,000 $240,360,000 7.6% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $162,755,000 $235,550,000 44.7% 3.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $213,525,000 $223,720,000 4.8% 3.3%
GUILD MORTGAGE COMPANY $201,790,000 $201,815,000 0.0% 3.0%
OnPoint Community Credit Union $188,870,000 $192,255,000 1.8% 2.9%
CELEBRITY HOME LOANS, LLC $99,720,000 $181,640,000 82.2% 2.7%
CMG MORTGAGE, INC. $143,260,000 $150,985,000 5.4% 2.2%
First Interstate Bank $195,175,000 $119,145,000 -39.0% 1.8%
CHURCHILL MORTGAGE CORPORATION $91,230,000 $115,025,000 26.1% 1.7%
ACADEMY MORTGAGE CORPORATION $113,635,000 $111,090,000 -2.2% 1.7%
DIRECTORS MORTGAGE, INC. $67,675,000 $108,265,000 60.0% 1.6%
FINANCE OF AMERICA MORTGAGE LLC $108,055,000 $102,685,000 -5.0% 1.5%
CANOPY MORTGAGE, LLC $59,975,000 $100,990,000 68.4% 1.5%
BETTER MORTGAGE CORPORATION $34,190,000 $93,620,000 173.8% 1.4%
Bank of America $95,715,000 $92,495,000 -3.4% 1.4%
JPMorgan Chase Bank $81,950,000 $90,100,000 9.9% 1.3%
PENNYMAC LOAN SERVICES, LLC $50,210,000 $76,805,000 53.0% 1.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $59,835,000 $74,580,000 24.6% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $70,330,000 $74,425,000 5.8% 1.1%
FREEDOM MORTGAGE CORPORATION $93,785,000 $74,425,000 -20.6% 1.1%
SUMMIT FUNDING, INC. $59,770,000 $73,825,000 23.5% 1.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $73,390,000 $71,030,000 -3.2% 1.1%
Flagstar Bank, FSB $70,995,000 $70,335,000 -0.9% 1.0%
GENEVA FINANCIAL, LLC $44,670,000 $68,515,000 53.4% 1.0%
HOME POINT FINANCIAL CORPORATION $28,135,000 $65,335,000 132.2% 1.0%
GUARANTEED RATE, INC. $25,050,000 $59,630,000 138.0% 0.9%
KeyBank $26,455,000 $57,330,000 116.7% 0.9%
NATIONS DIRECT MORTGAGE, LLC $56,660,000 $56,500,000 -0.3% 0.8%
SELCO COMMUNITY $39,560,000 $50,910,000 28.7% 0.8%
Washington Federal Bank $95,885,000 $50,415,000 -47.4% 0.8%
LPMC, LLC $67,045,000 $49,730,000 -25.8% 0.7%
MANN FINANCIAL INC. $36,375,000 $41,200,000 13.3% 0.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $53,040,000 $41,195,000 -22.3% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $39,540,000 $40,700,000 2.9% 0.6%
Mid Oregon Federal Credit Union $36,750,000 $39,970,000 8.8% 0.6%
BROKER SOLUTIONS, INC. $50,080,000 $39,740,000 -20.6% 0.6%
First Republic Bank $24,955,000 $39,390,000 57.8% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $31,600,000 $38,850,000 22.9% 0.6%
Commerce Home Mortgage, Inc. $39,645,000 $36,825,000 -7.1% 0.5%
MORTGAGE EXPRESS, LLC $43,690,000 $35,305,000 -19.2% 0.5%
Golden Empire Mortgage, Inc. $33,100,000 $34,365,000 3.8% 0.5%
Willamette Valley Bank $43,485,000 $33,050,000 -24.0% 0.5%
DHI MORTGAGE COMPANY, LTD. $17,235,000 $32,080,000 86.1% 0.5%
AMERISAVE MORTGAGE CORPORATION $26,780,000 $31,755,000 18.6% 0.5%
Ally Bank $7,710,000 $31,525,000 308.9% 0.5%
HomeStreet Bank $11,675,000 $29,575,000 153.3% 0.4%
Banner Bank $7,905,000 $28,570,000 261.4% 0.4%
Grandbridge Real Estate Capital LLC $27,605,000 n/a 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $23,820,000 $26,715,000 12.2% 0.4%
FIRST TECHNOLOGY $26,895,000 $25,625,000 -4.7% 0.4%
UBS Bank USA $11,295,000 $24,925,000 120.7% 0.4%
NEWREZ LLC $20,630,000 $24,585,000 19.2% 0.4%
Mortgage Research Center, LLC $30,875,000 $24,235,000 -21.5% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $59,805,000 $23,920,000 -60.0% 0.4%
Evolve Bank & Trust $15,040,000 $23,530,000 56.4% 0.4%
AXIA FINANCIAL, LLC $21,560,000 $23,025,000 6.8% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $22,830,000 $22,535,000 -1.3% 0.3%
Charles Schwab Bank, SSB $16,200,000 $21,810,000 34.6% 0.3%
FINANCE OF AMERICA REVERSE LLC $9,315,000 $21,810,000 134.1% 0.3%
Columbia State Bank $19,945,000 $21,705,000 8.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $15,750,000 $21,500,000 36.5% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $74,855,000 $21,240,000 -71.6% 0.3%
WALKER & DUNLOP, LLC $20,620,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $18,905,000 $19,590,000 3.6% 0.3%
NORTHWEST COMMUNITY $23,195,000 $18,755,000 -19.1% 0.3%
OREGON COMMUNITY $20,955,000 $18,650,000 -11.0% 0.3%
Morgan Stanley Private Bank $18,105,000 $18,370,000 1.5% 0.3%
Strong Home Mortgage, LLC $11,500,000 $18,230,000 58.5% 0.3%
Citibank $42,110,000 $18,180,000 -56.8% 0.3%
Sierra Pacific Mortgage Company, Inc. $29,940,000 $18,135,000 -39.4% 0.3%
Gateway First Bank $27,685,000 $17,940,000 -35.2% 0.3%
AMERICAN ADVISORS GROUP $7,395,000 $17,325,000 134.3% 0.3%
STEARNS LENDING, LLC $32,335,000 $17,190,000 -46.8% 0.3%
SUMMIT MORTGAGE CORPORATION $14,540,000 $15,535,000 6.8% 0.2%
Bank of England $23,095,000 $14,720,000 -36.3% 0.2%
LENDUS, LLC $12,020,000 $14,595,000 21.4% 0.2%
NAVY FEDERAL CREDIT UNION $21,825,000 $14,365,000 -34.2% 0.2%
MOVEMENT MORTGAGE, LLC $13,010,000 $13,540,000 4.1% 0.2%
PENTAGON FEDERAL CREDIT UNION $5,240,000 $13,540,000 158.4% 0.2%
MUFG Union Bank $6,090,000 $13,200,000 116.7% 0.2%
CHERRY CREEK MORTGAGE, LLC $17,985,000 $12,855,000 -28.5% 0.2%
NBKC BANK $16,930,000 $12,640,000 -25.3% 0.2%
PNC Bank $8,035,000 $12,100,000 50.6% 0.2%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,310,000 $12,090,000 822.9% 0.2%
FIRST COMMUNITY $16,355,000 $11,640,000 -28.8% 0.2%
FirstBank $15,430,000 $11,000,000 -28.7% 0.2%
S1L, Inc. $3,745,000 $10,450,000 179.0% 0.2%
North American Savings Bank, F.S.B. $8,240,000 $10,295,000 24.9% 0.2%
Stifel Bank and Trust $7,255,000 $10,125,000 39.6% 0.2%
SWBC MORTGAGE CORPORATION $9,560,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $5,880,000 $9,360,000 59.2% 0.1%
Boeing Employees Credit Union $3,820,000 $9,160,000 139.8% 0.1%
City National Bank $6,635,000 $8,785,000 32.4% 0.1%
Washington Trust Bank $12,550,000 $8,690,000 -30.8% 0.1%
USAA Federal Savings Bank $26,270,000 $8,580,000 -67.3% 0.1%
InterContinental Capital Group, Inc $9,765,000 $8,540,000 -12.5% 0.1%
The Federal Savings Bank $10,810,000 $8,415,000 -22.2% 0.1%
Prime Choice Funding Inc. $9,500,000 $8,320,000 -12.4% 0.1%
Nations Lending Corporation $5,965,000 $8,055,000 35.0% 0.1%
Hometown Lenders, Inc. $700,000 $8,030,000 1,047.1% 0.1%
First Guaranty Mortgage Corporation $4,700,000 $8,020,000 70.6% 0.1%
GREYSTONE SERVICING COMPANY LLC $7,985,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,405,000 $7,455,000 69.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $8,200,000 $7,400,000 -9.8% 0.1%
Loan Simple, Inc. $18,680,000 $7,160,000 -61.7% 0.1%
Paramount Residential Mortgage Group, Inc. $7,530,000 $7,150,000 -5.0% 0.1%
Unitus Community Credit Union $6,900,000 $7,075,000 2.5% 0.1%
Wyndham Capital Mortgage, Inc. $6,490,000 $7,070,000 8.9% 0.1%
CORNERSTONE HOME LENDING, INC. $4,145,000 $6,885,000 66.1% 0.1%
Northwest Farm Credit Services, FLCA $6,645,000 $6,790,000 2.2% 0.1%
BNY Mellon $285,000 $6,495,000 2,178.9% 0.1%
NFM, INC. $6,490,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $10,200,000 $6,445,000 -36.8% 0.1%
HOMEXPRESS MORTGAGE CORP. $6,385,000 n/a 0.1%
Truist Bank $7,395,000 $6,250,000 -15.5% 0.1%
NEW DAY FINANCIAL, LLC $7,580,000 $5,980,000 -21.1% 0.1%
REVERSE MORTGAGE FUNDING LLC $3,440,000 $5,825,000 69.3% 0.1%
NBH Bank $5,650,000 $5,805,000 2.7% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $5,515,000 $5,675,000 2.9% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $800,000 $5,350,000 568.8% 0.1%
KELLER MORTGAGE, LLC $9,695,000 $5,260,000 -45.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $715,000 $5,160,000 621.7% 0.1%
ZILLOW HOME LOANS, LLC $3,335,000 $5,015,000 50.4% 0.1%
Carrington Mortgage Services, LLC $6,255,000 $4,885,000 -21.9% 0.1%
Rivermark Community Credit Union $5,360,000 $4,860,000 -9.3% 0.1%
ALLIANT CREDIT UNION $1,265,000 $4,650,000 267.6% 0.1%
SPRING EQ, LLC $460,000 $4,530,000 884.8% 0.1%
TIAA, FSB $9,460,000 $4,480,000 -52.6% 0.1%
Silicon Valley Bank $3,455,000 $4,445,000 28.7% 0.1%
Citizens Bank $835,000 $4,425,000 429.9% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $7,500,000 $4,375,000 -41.7% 0.1%
Alaska USA Federal Credit Union $3,865,000 $4,365,000 12.9% 0.1%
LADERA LENDING, INC. $5,215,000 $4,360,000 -16.4% 0.1%
Chicago Mortgage Solutions LLC $4,330,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $10,335,000 $4,320,000 -58.2% 0.1%
BAY EQUITY LLC $7,615,000 $4,315,000 -43.3% 0.1%
AmeriHome Mortgage Company, LLC $2,090,000 $4,295,000 105.5% 0.1%
Dollar Bank, Federal Savings Bank $4,180,000 n/a 0.1%
GSF Mortgage Corporation $6,440,000 $4,115,000 -36.1% 0.1%
Bank of the West $2,470,000 $4,015,000 62.6% 0.1%
IMPAC MORTGAGE CORP. $1,540,000 $3,705,000 140.6% 0.1%
ADVANTIS $8,085,000 $3,700,000 -54.2% 0.1%
HOMESTEAD FUNDING CORP. $1,230,000 $3,505,000 185.0% 0.1%
Arvest Bank $3,210,000 $3,425,000 6.7% 0.1%
Low VA Rates, LLC $1,900,000 $3,370,000 77.4% 0.1%
OPEN MORTGAGE, LLC $1,860,000 $3,360,000 80.6% 0.1%
JMAC LENDING, INC. $2,615,000 $3,305,000 26.4% 0.0%
ADVANCIAL $3,290,000 n/a 0.0%
PHH Mortgage Corporation $2,855,000 $3,285,000 15.1% 0.0%
SAMMAMISH MORTGAGE COMPANY $2,185,000 $3,245,000 48.5% 0.0%
CIVIC FINANCIAL SERVICES, LLC $870,000 $3,220,000 270.1% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $275,000 $3,085,000 1,021.8% 0.0%
BMO Harris Bank $710,000 $3,075,000 333.1% 0.0%
First Mortgage Solutions, LLC $3,160,000 $3,010,000 -4.7% 0.0%
MORIA DEVELOPMENT, INC. $205,000 $2,995,000 1,361.0% 0.0%
PLANET HOME LENDING, LLC $4,180,000 $2,895,000 -30.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $3,435,000 $2,890,000 -15.9% 0.0%
PRIORITY HOME LENDING, LLC $1,090,000 $2,885,000 164.7% 0.0%
NEXERA HOLDING LLC $2,805,000 n/a 0.0%
Axos Bank $1,840,000 $2,785,000 51.4% 0.0%
The Huntington National Bank $5,165,000 $2,785,000 -46.1% 0.0%
SOFI LENDING CORP. $3,125,000 $2,770,000 -11.4% 0.0%
RANLIFE, INC. $5,465,000 $2,750,000 -49.7% 0.0%
MOUNTAIN AMERICA $245,000 $2,710,000 1,006.1% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,905,000 $2,705,000 42.0% 0.0%
ONY GLO, INC. $2,395,000 $2,680,000 11.9% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $330,000 $2,635,000 698.5% 0.0%
Farmers Bank & Trust $1,165,000 $2,615,000 124.5% 0.0%
Third Federal Savings and Loan Association of Cleveland $3,805,000 $2,480,000 -34.8% 0.0%
1st Security Bank of Washington $2,180,000 $2,465,000 13.1% 0.0%
Watermark Capital, Inc. $3,270,000 $2,430,000 -25.7% 0.0%
HOMESIDE FINANCIAL, LLC $2,400,000 $2,395,000 -0.2% 0.0%
Barrington Bank & Trust Company, N.A. $3,330,000 $2,375,000 -28.7% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $1,070,000 $2,250,000 110.3% 0.0%
Pacific NW Federal Credit Union $1,125,000 $2,230,000 98.2% 0.0%
AmRes Corporation $3,385,000 $2,220,000 -34.4% 0.0%
iQ Credit Union $4,125,000 $2,110,000 -48.8% 0.0%
ON Q FINANCIAL, INC. $1,575,000 $2,105,000 33.7% 0.0%
Figure Lending LLC $830,000 $2,095,000 152.4% 0.0%
BNC National Bank $2,780,000 $2,090,000 -24.8% 0.0%
QUORUM FEDERAL CREDIT UNION $940,000 $2,060,000 119.1% 0.0%
PREMIA MORTGAGE, LLC $1,185,000 $2,020,000 70.5% 0.0%
BOKF $460,000 $2,015,000 338.0% 0.0%
Paramount Bank $1,380,000 $2,005,000 45.3% 0.0%
First Savings Bank $1,890,000 $2,000,000 5.8% 0.0%
WINGS FINANCIAL $575,000 $1,985,000 245.2% 0.0%
PENRITH HOME LOANS LLC $1,085,000 $1,975,000 82.0% 0.0%
Hometown Equity Mortgage, LLC $205,000 $1,940,000 846.3% 0.0%
Colonial Savings, F.A. $1,060,000 $1,930,000 82.1% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $4,175,000 $1,895,000 -54.6% 0.0%
CENTRAL WILLAMETTE Credit Union $520,000 $1,850,000 255.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $560,000 $1,800,000 221.4% 0.0%
ALL REVERSE MORTGAGE, INC. $400,000 $1,795,000 348.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $225,000 $1,780,000 691.1% 0.0%
Prosperity Home Mortgage, LLC $235,000 $1,775,000 655.3% 0.0%
MARION AND POLK SCHOOLS CREDIT UNION $2,745,000 $1,765,000 -35.7% 0.0%
LENDSURE MORTGAGE CORP. $785,000 $1,750,000 122.9% 0.0%
Northpointe Bank $3,580,000 $1,745,000 -51.3% 0.0%
First Federal Bank $2,470,000 $1,740,000 -29.6% 0.0%
5TH STREET CAPITAL, INC. $1,730,000 n/a 0.0%
MORTGAGEONE, INC. $1,730,000 n/a 0.0%
ROGUE $2,930,000 $1,720,000 -41.3% 0.0%
First Federal Bank of Kansas City $995,000 $1,700,000 70.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $9,535,000 $1,695,000 -82.2% 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $2,800,000 $1,685,000 -39.8% 0.0%
EMBRACE HOME LOANS, INC. $1,645,000 n/a 0.0%
The Central Trust Bank $1,535,000 n/a 0.0%
CIT Bank $5,510,000 $1,490,000 -73.0% 0.0%
Raymond James Bank $515,000 $1,485,000 188.3% 0.0%
Waterstone Mortgage Corporation $630,000 $1,475,000 134.1% 0.0%
A&D Mortgage LLC $1,450,000 n/a 0.0%
CLEARPATH LENDING $1,445,000 n/a 0.0%
Elements Financial Federal Credit Union $1,435,000 n/a 0.0%
First Federal $1,435,000 n/a 0.0%
LANDED HOME LOANS LLC $1,375,000 n/a 0.0%
Bank of the Pacific $1,435,000 $1,370,000 -4.5% 0.0%
Oregon State Credit Union $1,095,000 $1,365,000 24.7% 0.0%
VERITAS FUNDING, LLC $1,350,000 n/a 0.0%
Citadel Servicing Corporation $445,000 $1,340,000 201.1% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $245,000 $1,285,000 424.5% 0.0%
Bethpage Federal Credit Union $1,260,000 n/a 0.0%
FUNDLOANS CAPITAL $1,620,000 $1,260,000 -22.2% 0.0%
PREMIER LENDING, INC. $1,255,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $965,000 $1,235,000 28.0% 0.0%
Cornerstone First Mortgage, Inc $1,435,000 $1,225,000 -14.6% 0.0%
American Airlines Federal Credit Union $360,000 $1,200,000 233.3% 0.0%
Discover Bank $890,000 $1,195,000 34.3% 0.0%
ARC HOME LLC $1,180,000 n/a 0.0%
TCF National Bank $2,105,000 $1,180,000 -43.9% 0.0%
UNION HOME MORTGAGE CORP. $600,000 $1,165,000 94.2% 0.0%
ALL WESTERN MORTGAGE, INC. $1,130,000 n/a 0.0%
Cf Bank $2,495,000 $1,130,000 -54.7% 0.0%
STAR ONE CREDIT UNION $2,840,000 $1,105,000 -61.1% 0.0%
RESIDENTIAL BANCORP. $1,085,000 n/a 0.0%
SPOKANE TEACHERS $1,580,000 $1,065,000 -32.6% 0.0%
Ameris Bank $165,000 $1,050,000 536.4% 0.0%
ANGEL OAK HOME LOANS LLC $1,050,000 n/a 0.0%
PARSONS Federal Credit Union $1,045,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $275,000 $1,045,000 280.0% 0.0%
SIRVA MORTGAGE, INC. $1,025,000 n/a 0.0%
RED CANOE CREDIT UNION $2,080,000 $1,020,000 -51.0% 0.0%
DEEPHAVEN MORTGAGE LLC $375,000 $1,015,000 170.7% 0.0%
First Horizon Bank $1,010,000 n/a 0.0%
FBC MORTGAGE, LLC $1,235,000 $1,005,000 -18.6% 0.0%
BBVA USA $1,430,000 $995,000 -30.4% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $325,000 $990,000 204.6% 0.0%
LOANSNAP, INC. $975,000 n/a 0.0%
Amerifirst Financial, Inc. $515,000 $970,000 88.3% 0.0%
Texana Bank $425,000 $970,000 128.2% 0.0%
THE MORTGAGE COMPANY $295,000 $930,000 215.3% 0.0%
21ST MORTGAGE CORPORATION $795,000 $920,000 15.7% 0.0%
HOME MORTGAGE ALLIANCE, LLC $955,000 $910,000 -4.7% 0.0%
KINECTA $800,000 $900,000 12.5% 0.0%
KS StateBank $1,405,000 $900,000 -35.9% 0.0%
HighTechLending Inc $895,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,700,000 $890,000 -47.6% 0.0%
TOP FLITE FINANCIAL, INC. $425,000 $890,000 109.4% 0.0%
United Nations Federal Credit Union $890,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $760,000 $880,000 15.8% 0.0%
EMM LOANS LLC $1,990,000 $880,000 -55.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,390,000 $855,000 -38.5% 0.0%
First Home Bank $2,045,000 $855,000 -58.2% 0.0%
Citizens National Bank of Greater St. Louis $285,000 $850,000 198.2% 0.0%
ENVOY MORTGAGE, LTD $690,000 $850,000 23.2% 0.0%
PARKSIDE LENDING, LLC $2,985,000 $850,000 -71.5% 0.0%
LOANPAL, LLC $1,480,000 $845,000 -42.9% 0.0%
BM Real Estate Services, Inc. $825,000 n/a 0.0%
BELEM SERVICING LLC $395,000 $820,000 107.6% 0.0%
LENDERFI, INC. $895,000 $820,000 -8.4% 0.0%
WASHINGTON STATE EMPLOYEES Credit Union $215,000 $805,000 274.4% 0.0%
MID AMERICA MORTGAGE, INC. $2,390,000 $800,000 -66.5% 0.0%
RUOFF MORTGAGE COMPANY, INC. $790,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $185,000 $775,000 318.9% 0.0%
ACCELERATE MORTGAGE, LLC $760,000 n/a 0.0%
The Dart Bank $755,000 n/a 0.0%
Luxury Mortgage Corp. $735,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,175,000 $710,000 -39.6% 0.0%
Bank-Fund Staff Federal Credit Union $705,000 n/a 0.0%
Summit Mortgage Corporation $855,000 $700,000 -18.1% 0.0%
INTELLILOAN, INC. $415,000 $690,000 66.3% 0.0%
People's Bank of Commerce $4,515,000 $690,000 -84.7% 0.0%
Manufacturers and Traders Trust Company $915,000 $685,000 -25.1% 0.0%
Amalgamated Bank $715,000 $665,000 -7.0% 0.0%
NATIONWIDE EQUITIES CORPORATION $665,000 n/a 0.0%
American Bank & Trust $660,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,095,000 $655,000 -40.2% 0.0%
Firefighters First Federal Credit Union $1,365,000 $655,000 -52.0% 0.0%
First State Bank of St. Charles, Missouri $995,000 $645,000 -35.2% 0.0%
LOANLEADERS OF AMERICA, INC. $1,530,000 $630,000 -58.8% 0.0%
TRIAD FINANCIAL SERVICES, INC. $755,000 $625,000 -17.2% 0.0%
GEORGIA'S OWN $610,000 n/a 0.0%
JMJ FINANCIAL GROUP $285,000 $610,000 114.0% 0.0%
BECKAM FUNDING CORP. $605,000 n/a 0.0%
KEYPOINT $295,000 $600,000 103.4% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $1,680,000 $590,000 -64.9% 0.0%
AMCAP MORTGAGE, LTD. $550,000 n/a 0.0%
Evergreen Federal Bank $1,425,000 $550,000 -61.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,640,000 $550,000 -79.2% 0.0%
Century Mortgage Company DBA Century Lending Company $545,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $785,000 $545,000 -30.6% 0.0%
Enterprise Bank & Trust $545,000 n/a 0.0%
Equity Prime Mortgage LLC $545,000 n/a 0.0%
Franklin Loan Corporation $1,015,000 $545,000 -46.3% 0.0%
Greenbox Loans, Inc. $545,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $1,015,000 $545,000 -46.3% 0.0%
Meridian Bank Corporation $2,290,000 $540,000 -76.4% 0.0%
PANORAMA MORTGAGE GROUP, LLC $530,000 n/a 0.0%
BLUELEAF LENDING, LLC $860,000 $525,000 -39.0% 0.0%
OCMBC, INC. $815,000 $525,000 -35.6% 0.0%
JLB CORPORATION $265,000 $520,000 96.2% 0.0%
Armed Forces Bank $515,000 n/a 0.0%
First National Bank $505,000 n/a 0.0%
NexBank $505,000 n/a 0.0%
Quontic Bank $605,000 $505,000 -16.5% 0.0%
WESTERN EXPRESS LENDING $940,000 $500,000 -46.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $485,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $470,000 $480,000 2.1% 0.0%
Advisors Mortgage Group, L.L.C. $475,000 n/a 0.0%
COAST 2 COAST FUNDING GROUP, INC. $205,000 $465,000 126.8% 0.0%
Baxter Credit Union $2,550,000 $460,000 -82.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,045,000 $460,000 -56.0% 0.0%
CALCULATED RISK ANALYTICS LLC $460,000 n/a 0.0%
Arbor Bank $455,000 n/a 0.0%
Bank of Stockton $445,000 n/a 0.0%
STANFORD Federal Credit Union $445,000 n/a 0.0%
Fortress Bank $425,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $135,000 $420,000 211.1% 0.0%
Community First Bank $195,000 $415,000 112.8% 0.0%
Opportunity Bank of Montana $415,000 n/a 0.0%
EVERETT FINANCIAL, INC. $3,945,000 $410,000 -89.6% 0.0%
Congressional Bank $335,000 $405,000 20.9% 0.0%
EagleBank $405,000 n/a 0.0%
The Northern Trust Company $405,000 n/a 0.0%
Mortgage Bank of California $395,000 n/a 0.0%
F&A Federal Credit Union $365,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $860,000 $360,000 -58.1% 0.0%
CAPSTONE DIRECT, INC. $495,000 $355,000 -28.3% 0.0%
CB&S Bank, Inc. $355,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,800,000 $345,000 -80.8% 0.0%
Plains Commerce Bank $445,000 $335,000 -24.7% 0.0%
First National Bank of Omaha $325,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $325,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $115,000 $325,000 182.6% 0.0%
Timberland Bank $325,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $415,000 $315,000 -24.1% 0.0%
SOUTHWEST STAGE FUNDING, LLC $230,000 $315,000 37.0% 0.0%
The Union Bank Company $315,000 n/a 0.0%
Frontier Bank $550,000 $305,000 -44.5% 0.0%
LENDING 3, INC. $225,000 $305,000 35.6% 0.0%
Clackamas Federal Credit Union $300,000 n/a 0.0%
CHU & ASSOCIATES, INC. $295,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $820,000 $295,000 -64.0% 0.0%
Merchants Bank of Indiana $12,960,000 $295,000 -97.7% 0.0%
MICHIGAN MUTUAL, INC. $305,000 $295,000 -3.3% 0.0%
S&S Financial $540,000 $295,000 -45.4% 0.0%
Sunflower Bank $2,900,000 $295,000 -89.8% 0.0%
Qualstar Credit Union $285,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $695,000 $285,000 -59.0% 0.0%
Alerus Financial $275,000 n/a 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $275,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $435,000 $275,000 -36.8% 0.0%
VERITY $275,000 n/a 0.0%
NP, Inc. $265,000 n/a 0.0%
PACIFIC CASCADE FEDERAL CREDIT UNION $265,000 n/a 0.0%
Utah Power $265,000 n/a 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $175,000 $260,000 48.6% 0.0%
DATA MORTGAGE, INC. $375,000 $255,000 -32.0% 0.0%
MYCUMORTGAGE, LLC $255,000 n/a 0.0%
SOUND $205,000 $255,000 24.4% 0.0%
Tri Counties Bank $255,000 n/a 0.0%
CANVAS CREDIT UNION $250,000 n/a 0.0%
Magnolia Bank $1,665,000 $245,000 -85.3% 0.0%
SRE MORTGAGE ALLIANCE INC. $450,000 $245,000 -45.6% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $235,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $235,000 n/a 0.0%
TOWER $235,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $4,185,000 $225,000 -94.6% 0.0%
TWINSTAR $35,000 $225,000 542.9% 0.0%
BayCoast Bank $220,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $215,000 n/a 0.0%
PacWest Funding Inc. $235,000 $195,000 -17.0% 0.0%
Colten Mortgage, LLC $175,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $185,000 $170,000 -8.1% 0.0%
CASTPARTS EMPLOYEES $155,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 n/a 0.0%
Wauna Federal Credit Union $125,000 n/a 0.0%
OREGONIANS CREDIT UNION $390,000 $95,000 -75.6% 0.0%
THRIVE MORTGAGE, LLC $85,000 n/a 0.0%
Zions Bancorporation, N.A. $2,980,000 $75,000 -97.5% 0.0%
HomeTrust Bank $3,390,000 $65,000 -98.1% 0.0%
Marriott Employees' Federal Credit Union $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $75,000 $25,000 -66.7% 0.0%

BEND's top lender by overall market share is QUICKEN LOANS, LLC, with 4.8% market share. In second place, with 4.7%, is CALIBER HOME LOANS, INC., having originated $317,185,000 in loans. In third place, with 4.2%, is Wells Fargo Bank, having originated $282,560,000 in loans. In third place, with 4.0%, is LOANDEPOT.COM, LLC, having originated $265,560,000 in loans. In third place, with 3.9%, is Umpqua Bank, having originated $264,605,000 in loans.


BEND, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 6,010 $2,064,390,000 $343,493
Home Purchase 5,777 $2,799,925,000 $484,668
Cash Out Refi 4,298 $1,535,150,000 $357,178
Home Improvement 974 $142,690,000 $146,499
Other 683 $174,675,000 $255,747
NA 1 $1,165,000 $1,165,000

Bend's most frequently cited loan purpose was Refi, with 6,010 originations. The 2nd most popular reason was Home Purchase, with 5,777 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 7,351 $2,842,155,000 $386,635
3-4% 6,951 $2,680,165,000 $385,580
<2.5% 2,601 $962,595,000 $370,087
4-5% 484 $148,510,000 $306,839
5-6% 117 $21,515,000 $183,889
Over 8% 38 $4,960,000 $130,526
6-7% 35 $5,835,000 $166,714
7-8% 24 $5,360,000 $223,333

During 2021, Bend's most frequently originated rate bucket was 2.5-3%, with 7,351 originations.

Loan Sizing (BEND, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 8,222 $2,466,740,000 $300,017
$400k-600k 4,836 $2,332,230,000 $482,264
$100k-200k 2,217 $338,355,000 $152,618
$600k-1000k 1,139 $848,675,000 $745,105
$100,000 or less 961 $57,045,000 $59,360
$Over $1MM 368 $674,950,000 $1,834,103

BEND's loan sizing saw the bucket of loans from $200k-400k with 8,222 originations, totaling $2,466,740,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 5,755 $2,658,745,000 $461,989
40-60% 4,417 $1,658,385,000 $375,455
80-100% 3,329 $1,493,165,000 $448,533
20-40% 2,414 $597,350,000 $247,452
Under 20% 1,281 $127,725,000 $99,707
Over 100% 97 $47,025,000 $484,794

BEND's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 5,755 originations, totaling $2,658,745,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $422,400 (8.6%) $596,714 (3.9%) 1.56 1,147
2018-02-01 $421,250 (8.9%) $602,504 (5.6%) 1.52 1,098
2018-03-01 $424,900 (6.4%) $602,446 (2.4%) 1.47 1,193
2018-04-01 $428,950 (5.5%) $606,835 (2.6%) 1.44 1,262
2018-05-01 $429,900 (1.2%) $598,233 (2.0%) 1.43 1,379
2018-06-01 $435,000 (1.1%) $594,668 (1.4%) 1.45 1,473
2018-07-01 $439,450 (-0.1%) $599,243 (-0.7%) 1.47 1,612
2018-08-01 $446,875 (1.8%) $605,017 (1.9%) 1.49 1,625
2018-09-01 $449,000 (4.7%) $613,570 (5.3%) 1.50 1,584
2018-10-01 $447,000 (5.3%) $618,638 (6.3%) 1.50 1,463
2018-11-01 $449,900 (5.9%) $636,193 (9.4%) 1.51 1,323
2018-12-01 $450,000 (5.9%) $653,863 (10.8%) 1.54 1,156
2019-01-01 $454,950 (7.7%) $658,657 (10.4%) 1.57 1,032
2019-02-01 $459,900 (9.2%) $653,601 (8.5%) 1.54 1,014
2019-03-01 $471,386 (10.9%) $649,042 (7.7%) 1.54 1,021
2019-04-01 $479,450 (11.8%) $639,524 (5.4%) 1.51 1,057
2019-05-01 $474,990 (10.5%) $636,071 (6.3%) 1.46 1,203
2019-06-01 $465,000 (6.9%) $625,923 (5.3%) 1.43 1,438
2019-07-01 $472,400 (7.5%) $634,366 (5.9%) 1.47 1,505
2019-08-01 $463,514 (3.7%) $626,120 (3.5%) 1.46 1,486
2019-09-01 $457,559 (1.9%) $620,108 (1.1%) 1.45 1,457
2019-10-01 $449,700 (0.6%) $619,164 (0.1%) 1.43 1,372
2019-11-01 $449,000 (-0.2%) $622,589 (-2.1%) 1.45 1,159
2019-12-01 $445,000 (-1.1%) $635,371 (-2.8%) 1.48 922
2020-01-01 $440,250 (-3.2%) $620,416 (-5.8%) 1.47 844
2020-02-01 $435,000 (-5.4%) $606,708 (-7.2%) 1.40 830
2020-03-01 $444,995 (-5.6%) $605,826 (-6.7%) 1.39 921
2020-04-01 $439,450 (-8.3%) $594,449 (-7.1%) 1.37 1,058
2020-05-01 $449,900 (-5.3%) $591,395 (-7.0%) 1.36 1,030
2020-06-01 $450,995 (-3.0%) $597,025 (-4.6%) 1.32 951
2020-07-01 $472,500 (0.0%) $616,593 (-2.8%) 1.35 806
2020-08-01 $484,760 (4.6%) $659,068 (5.3%) 1.39 581
2020-09-01 $509,975 (11.5%) $692,287 (11.6%) 1.46 485
2020-10-01 $535,000 (19.0%) $719,453 (16.2%) 1.53 413
2020-11-01 $569,725 (26.9%) $719,289 (15.5%) 1.63 349
2020-12-01 $567,450 (27.5%) $723,263 (13.8%) 1.66 313
2021-01-01 $525,000 (19.3%) $677,142 (9.1%) 1.54 277
2021-02-01 $569,955 (31.0%) $753,712 (24.2%) 1.64 263
2021-03-01 $534,745 (20.2%) $789,810 (30.4%) 1.50 264
2021-04-01 $591,500 (34.6%) $827,620 (39.2%) 1.59 257
2021-05-01 $579,000 (28.7%) $793,249 (34.1%) 1.52 300
2021-06-01 $599,500 (32.9%) $806,596 (35.1%) 1.56 408
2021-07-01 $649,450 (37.5%) $849,568 (37.8%) 1.69 484
2021-08-01 $645,269 (33.1%) $846,219 (28.4%) 1.70 561
2021-09-01 $649,000 (27.3%) $842,258 (21.7%) 1.71 609
2021-10-01 $644,990 (20.6%) $816,736 (13.5%) 1.70 592
2021-11-01 $629,000 (10.4%) $807,729 (12.3%) 1.66 512
2021-12-01 $630,000 (11.0%) $837,382 (15.8%) 1.68 383
2022-01-01 $609,990 (16.2%) $833,807 (23.1%) 1.63 255
2022-02-01 $649,500 (14.0%) $812,886 (7.9%) 1.66 236
2022-03-01 $662,000 (23.8%) $792,619 (0.4%) 1.63 291
2022-04-01 $699,000 (18.2%) $841,047 (1.6%) 1.64 351
BEND's median listing price for 2022-04-01 was $699,000, a difference of $107,500 (18.2%) versus the prior year and $37,000 versus the prior month.

BEND's median listing price comes in at 164% of the national average.

BEND's average listing price for 2022-04-01 was $841,047, a difference of $13,427 (1.6%) versus the prior year and $48,428 versus the prior month.

For the 2022-04-01 period, BEND had 351 MLS listings, a difference of 60 listings (21%) versus the prior month and 94 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 106 days 2,022 sqft
2018-02-01 99 days 2,015 sqft
2018-03-01 67 days 2,010 sqft
2018-04-01 58 days 2,015 sqft
2018-05-01 57 days 2,015 sqft
2018-06-01 57 days 2,015 sqft
2018-07-01 61 days 2,021 sqft
2018-08-01 71 days 2,026 sqft
2018-09-01 78 days 2,046 sqft
2018-10-01 88 days 2,071 sqft
2018-11-01 97 days 2,075 sqft
2018-12-01 112 days 2,072 sqft
2019-01-01 118 days 2,082 sqft
2019-02-01 116 days 2,081 sqft
2019-03-01 114 days 2,059 sqft
2019-04-01 74 days 2,037 sqft
2019-05-01 49 days 2,034 sqft
2019-06-01 46 days 2,029 sqft
2019-07-01 58 days 2,036 sqft
2019-08-01 67 days 2,024 sqft
2019-09-01 79 days 2,007 sqft
2019-10-01 86 days 1,993 sqft
2019-11-01 95 days 2,004 sqft
2019-12-01 106 days 2,007 sqft
2020-01-01 106 days 1,996 sqft
2020-02-01 91 days 1,951 sqft
2020-03-01 60 days 1,956 sqft
2020-04-01 57 days 1,955 sqft
2020-05-01 71 days 2,006 sqft
2020-06-01 69 days 2,013 sqft
2020-07-01 58 days 2,029 sqft
2020-08-01 60 days 2,029 sqft
2020-09-01 53 days 2,020 sqft
2020-10-01 56 days 1,984 sqft
2020-11-01 65 days 2,051 sqft
2020-12-01 68 days 2,020 sqft
2021-01-01 71 days 1,956 sqft
2021-02-01 50 days 1,956 sqft
2021-03-01 44 days 1,949 sqft
2021-04-01 41 days 2,012 sqft
2021-05-01 36 days 1,920 sqft
2021-06-01 30 days 1,920 sqft
2021-07-01 33 days 1,958 sqft
2021-08-01 34 days 1,958 sqft
2021-09-01 41 days 1,961 sqft
2021-10-01 47 days 1,956 sqft
2021-11-01 48 days 1,929 sqft
2021-12-01 63 days 1,961 sqft
2022-01-01 83 days 1,920 sqft
2022-02-01 43 days 1,951 sqft
2022-03-01 36 days 1,941 sqft
2022-04-01 34 days 1,973 sqft
BEND's median listing age (time on market) for 2022-04-01 was 34 days. This is -17% shorter than the same period one year ago.

BEND's median square footage for active listings during the 2022-04-01 period was 1,973 sqft. One year prior, the average listing was 2,012 sqft.