BEND Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Bend averaged
6.6%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.83% and
one month ago for the week of 2024-10-03, the
average rate was 5.93%.
Bend's average rate one year ago was 7.47%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.04%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Bend 30 Year Fixed Rate | 2024-11-07 | 6.6% |
| Bend 30 Year Fixed Rate Refi | 2024-11-07 | 7.04% |
| Bend 15 Year Fixed Rate | 2024-11-07 | 6.1% |
| Bend 15 Year Fixed Rate Refi | 2024-11-07 | 6.2% |
| Bend 30 Year FHA | 2024-11-07 | 5.94% |
| Bend 30 Year FHA Refi | 2024-11-07 | 6.23% |
| Bend 30 Year USDA | 2024-11-07 | 6.58% |
| Bend 30 Year USDA Refi | 2024-11-07 | 6.68% |
| Bend 30 Year VA | 2024-11-07 | 6.13% |
| Bend 30 Year VA Refi | 2024-11-07 | 6.34% |
BEND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BEND, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BEND Average Closing Costs & Other Stats
BEND, OR's 203 lenders originated 5,298
loans during 2023. The total origination value was $1,986,370,000, with an average loan value of
$374,928.
BEND's average closing costs are $6,309.
The top BEND lender as defined by loan originations is QUICKEN LOANS, LLC, with
183 loans originated. Their average total fees are
$9,949, which is $454
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee BEND lenders (with over 10 loans originated) are
SELCO COMMUNITY ($4,824), Morgan Stanley Private Bank ($4,932), OnPoint Community Credit Union ($5,867), DHI MORTGAGE COMPANY, LTD. ($6,075) and LEADERONE FINANCIAL CORPORATION ($6,234).
The lowest rate BEND lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.73%), DHI MORTGAGE COMPANY, LTD. (5.91%), SELCO COMMUNITY (6.09%), HOMEBRIDGE FINANCIAL SERVICES, INC. (6.13%) and Wells Fargo Bank (6.13%).
BEND, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $152,740,000 | $109,020,000 | -28.6% | 5.5% |
| QUICKEN LOANS, LLC | $120,820,000 | $106,855,000 | -11.6% | 5.4% |
| U.S. Bank | $203,545,000 | $95,885,000 | -52.9% | 4.8% |
| OnPoint Community Credit Union | $124,655,000 | $88,770,000 | -28.8% | 4.5% |
| GUILD MORTGAGE COMPANY | $112,855,000 | $87,530,000 | -22.4% | 4.4% |
| LOANDEPOT.COM, LLC | $137,195,000 | $72,060,000 | -47.5% | 3.6% |
| Mid Oregon Federal Credit Union | $100,640,000 | $68,470,000 | -32.0% | 3.4% |
| Wells Fargo Bank | $107,545,000 | $59,145,000 | -45.0% | 3.0% |
| Umpqua Bank | $182,555,000 | $52,245,000 | -71.4% | 2.6% |
| Washington Federal Bank | $97,135,000 | $45,385,000 | -53.3% | 2.3% |
| SELCO COMMUNITY | $70,215,000 | $44,755,000 | -36.3% | 2.3% |
| CMG MORTGAGE, INC. | $65,340,000 | $43,935,000 | -32.8% | 2.2% |
| Security First Bank of North Dakota | $39,005,000 | n/a | 2.0% | |
| First Interstate Bank | $87,270,000 | $38,525,000 | -55.9% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $43,805,000 | $38,505,000 | -12.1% | 1.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $46,655,000 | $32,910,000 | -29.5% | 1.7% |
| NATIONS DIRECT MORTGAGE, LLC | $36,505,000 | $29,605,000 | -18.9% | 1.5% |
| Bank of America | $64,795,000 | $28,600,000 | -55.9% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $11,575,000 | $26,095,000 | 125.4% | 1.3% |
| JPMorgan Chase Bank | $49,815,000 | $24,910,000 | -50.0% | 1.3% |
| The Loan Store, Inc. | $515,000 | $22,310,000 | 4,232.0% | 1.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $17,370,000 | $22,205,000 | 27.8% | 1.1% |
| LEADERONE FINANCIAL CORPORATION | $990,000 | $20,760,000 | 1,997.0% | 1.0% |
| NEWREZ LLC | $9,365,000 | $19,985,000 | 113.4% | 1.0% |
| SUMMIT FUNDING, INC. | $40,670,000 | $19,740,000 | -51.5% | 1.0% |
| Morgan Stanley Private Bank | $21,880,000 | $19,135,000 | -12.5% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $30,035,000 | $18,500,000 | -38.4% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $23,545,000 | $17,950,000 | -23.8% | 0.9% |
| CHURCHILL MORTGAGE CORPORATION | $24,005,000 | $17,500,000 | -27.1% | 0.9% |
| CANOPY MORTGAGE, LLC | $30,715,000 | $17,205,000 | -44.0% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $21,335,000 | $16,180,000 | -24.2% | 0.8% |
| Commerce Home Mortgage, Inc. | $16,290,000 | $14,855,000 | -8.8% | 0.7% |
| CALIBER HOME LOANS, INC. | $121,015,000 | $14,645,000 | -87.9% | 0.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $30,505,000 | $13,770,000 | -54.9% | 0.7% |
| Nations Lending Corporation | $11,145,000 | $13,470,000 | 20.9% | 0.7% |
| FIRST TECHNOLOGY | $20,120,000 | $13,400,000 | -33.4% | 0.7% |
| Banner Bank | $29,545,000 | $13,155,000 | -55.5% | 0.7% |
| Flagstar Bank, FSB | $31,965,000 | $12,915,000 | -59.6% | 0.7% |
| Washington Trust Bank | $16,610,000 | $12,910,000 | -22.3% | 0.6% |
| GUARANTEED RATE, INC. | $24,725,000 | $11,210,000 | -54.7% | 0.6% |
| KeyBank | $32,985,000 | $10,445,000 | -68.3% | 0.5% |
| Mortgage Research Center, LLC | $10,800,000 | $10,085,000 | -6.6% | 0.5% |
| MORTGAGE EXPRESS, LLC | $12,460,000 | $9,980,000 | -19.9% | 0.5% |
| UBS Bank USA | $12,110,000 | $9,825,000 | -18.9% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $13,670,000 | $9,765,000 | -28.6% | 0.5% |
| OREGON COMMUNITY | $10,045,000 | $9,250,000 | -7.9% | 0.5% |
| DIRECTORS MORTGAGE, INC. | $19,335,000 | $9,135,000 | -52.8% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $8,920,000 | $8,940,000 | 0.2% | 0.5% |
| Willamette Valley Bank | $13,340,000 | $8,935,000 | -33.0% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,125,000 | $8,895,000 | 690.7% | 0.4% |
| MANN FINANCIAL INC. | $14,985,000 | $8,525,000 | -43.1% | 0.4% |
| Charles Schwab Bank, SSB | $20,930,000 | $8,060,000 | -61.5% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $48,380,000 | $7,900,000 | -83.7% | 0.4% |
| First-Citizens Bank & Trust Company | $5,650,000 | $7,745,000 | 37.1% | 0.4% |
| LPMC, LLC | $19,765,000 | $7,250,000 | -63.3% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $7,105,000 | n/a | 0.4% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $46,410,000 | $7,000,000 | -84.9% | 0.4% |
| Citibank | $2,630,000 | $6,990,000 | 165.8% | 0.4% |
| ACADEMY MORTGAGE CORPORATION | $37,485,000 | $6,835,000 | -81.8% | 0.3% |
| AXIA FINANCIAL, LLC | $11,450,000 | $6,585,000 | -42.5% | 0.3% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $10,875,000 | $6,540,000 | -39.9% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,265,000 | $6,270,000 | -52.7% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $715,000 | $6,245,000 | 773.4% | 0.3% |
| PNC Bank | $15,345,000 | $6,180,000 | -59.7% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $3,840,000 | $6,165,000 | 60.5% | 0.3% |
| FIRST COMMUNITY | $5,145,000 | $6,030,000 | 17.2% | 0.3% |
| BMO Harris Bank | $1,100,000 | $5,935,000 | 439.5% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $22,125,000 | $5,875,000 | -73.4% | 0.3% |
| S1L, Inc. | $42,465,000 | $5,665,000 | -86.7% | 0.3% |
| Boeing Employees Credit Union | $6,110,000 | $5,535,000 | -9.4% | 0.3% |
| Citadel Servicing Corporation | $760,000 | $5,350,000 | 603.9% | 0.3% |
| LENDSURE MORTGAGE CORP. | $3,155,000 | $5,135,000 | 62.8% | 0.3% |
| Goldman Sachs Bank USA | $2,590,000 | $4,930,000 | 90.3% | 0.2% |
| TWINSTAR | $4,925,000 | n/a | 0.2% | |
| 1st Security Bank of Washington | $1,815,000 | $4,905,000 | 170.2% | 0.2% |
| Evolve Bank & Trust | $15,300,000 | $4,730,000 | -69.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $8,400,000 | $4,630,000 | -44.9% | 0.2% |
| M&T Realty Capital Corporation | $4,505,000 | n/a | 0.2% | |
| EAGLE HOME MORTGAGE, LLC | $4,325,000 | n/a | 0.2% | |
| ARC HOME LLC | $1,175,000 | $4,245,000 | 261.3% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $6,050,000 | $4,195,000 | -30.7% | 0.2% |
| Golden Empire Mortgage, Inc. | $8,060,000 | $4,130,000 | -48.8% | 0.2% |
| Idaho First Bank | $1,525,000 | $4,110,000 | 169.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $13,595,000 | $3,925,000 | -71.1% | 0.2% |
| CARDINAL FINANCIAL | $3,925,000 | $3,880,000 | -1.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $14,570,000 | $3,800,000 | -73.9% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $2,490,000 | $3,770,000 | 51.4% | 0.2% |
| Heritage Bank | $405,000 | $3,735,000 | 822.2% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $1,670,000 | $3,730,000 | 123.4% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $3,825,000 | $3,685,000 | -3.7% | 0.2% |
| First Republic Bank | $53,345,000 | $3,665,000 | -93.1% | 0.2% |
| SUMMIT MORTGAGE CORPORATION | $11,355,000 | $3,570,000 | -68.6% | 0.2% |
| Axos Bank | $2,265,000 | $3,510,000 | 55.0% | 0.2% |
| PRIORITY HOME LENDING, LLC | $3,840,000 | $3,455,000 | -10.0% | 0.2% |
| HomeStreet Bank | $7,225,000 | $3,400,000 | -52.9% | 0.2% |
| Figure Lending LLC | $3,480,000 | $3,395,000 | -2.4% | 0.2% |
| PANORAMA MORTGAGE GROUP, LLC | $615,000 | $3,390,000 | 451.2% | 0.2% |
| Bank of England | $5,655,000 | $3,380,000 | -40.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $650,000 | $3,310,000 | 409.2% | 0.2% |
| The Huntington National Bank | $5,015,000 | $3,245,000 | -35.3% | 0.2% |
| HomeTrust Bank | $85,000 | $3,215,000 | 3,682.4% | 0.2% |
| Plains Commerce Bank | $3,140,000 | n/a | 0.2% | |
| BAY EQUITY LLC | $4,055,000 | $2,835,000 | -30.1% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $6,670,000 | $2,680,000 | -59.8% | 0.1% |
| Pioneer Trust Bank, N.A. | $2,610,000 | n/a | 0.1% | |
| City National Bank | $2,535,000 | $2,605,000 | 2.8% | 0.1% |
| Stifel Bank and Trust | $6,495,000 | $2,605,000 | -59.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,990,000 | $2,480,000 | -58.6% | 0.1% |
| BNY Mellon | $2,710,000 | $2,395,000 | -11.6% | 0.1% |
| OCMBC, INC. | $790,000 | $2,385,000 | 201.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $16,830,000 | $2,325,000 | -86.2% | 0.1% |
| WASHINGTON STATE EMPLOYEES Credit Union | $1,140,000 | $2,260,000 | 98.2% | 0.1% |
| NBKC BANK | $4,240,000 | $2,250,000 | -46.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,300,000 | $2,250,000 | -2.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $850,000 | $2,185,000 | 157.1% | 0.1% |
| ALLIANT CREDIT UNION | $3,345,000 | $2,065,000 | -38.3% | 0.1% |
| North American Savings Bank, F.S.B. | $3,135,000 | $2,055,000 | -34.4% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,960,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $1,875,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $2,625,000 | $1,870,000 | -28.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $18,515,000 | $1,845,000 | -90.0% | 0.1% |
| KINECTA | $1,000,000 | $1,840,000 | 84.0% | 0.1% |
| Toyota Financial Savings Bank | $740,000 | $1,795,000 | 142.6% | 0.1% |
| Ally Bank | $6,700,000 | $1,775,000 | -73.5% | 0.1% |
| USAA Federal Savings Bank | $3,935,000 | $1,775,000 | -54.9% | 0.1% |
| ROGUE | $1,950,000 | $1,760,000 | -9.7% | 0.1% |
| Farmers Bank & Trust | $1,745,000 | n/a | 0.1% | |
| Discover Bank | $2,560,000 | $1,720,000 | -32.8% | 0.1% |
| EVANSVILLE TEACHERS | $2,635,000 | $1,710,000 | -35.1% | 0.1% |
| Northwest Farm Credit Services, FLCA | $6,355,000 | $1,680,000 | -73.6% | 0.1% |
| Zions Bank | $530,000 | $1,670,000 | 215.1% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $18,490,000 | $1,660,000 | -91.0% | 0.1% |
| ADVANTIS | $2,060,000 | $1,650,000 | -19.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,335,000 | $1,625,000 | -62.5% | 0.1% |
| NMSI, INC. | $895,000 | $1,585,000 | 77.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $625,000 | $1,550,000 | 148.0% | 0.1% |
| Equity Bank | $1,505,000 | $1,505,000 | 0.0% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $5,720,000 | $1,505,000 | -73.7% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,435,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $8,925,000 | $1,410,000 | -84.2% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,380,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $30,660,000 | $1,345,000 | -95.6% | 0.1% |
| Unitus Community Credit Union | $3,815,000 | $1,325,000 | -65.3% | 0.1% |
| Loan Simple, Inc. | $3,015,000 | $1,315,000 | -56.4% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $5,225,000 | $1,275,000 | -75.6% | 0.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $890,000 | $1,275,000 | 43.3% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $585,000 | $1,260,000 | 115.4% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $235,000 | $1,230,000 | 423.4% | 0.1% |
| Merchants Mortgage & Trust Corporation | $265,000 | $1,210,000 | 356.6% | 0.1% |
| NEXERA HOLDING LLC | $1,335,000 | $1,210,000 | -9.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,155,000 | $1,170,000 | 1.3% | 0.1% |
| UNITED SECURITY FINANCIAL CORP | $1,160,000 | n/a | 0.1% | |
| The Federal Savings Bank | $4,430,000 | $1,145,000 | -74.2% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,105,000 | n/a | 0.1% | |
| JMJ FINANCIAL GROUP | $1,100,000 | n/a | 0.1% | |
| STAR ONE CREDIT UNION | $420,000 | $1,100,000 | 161.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $310,000 | $1,085,000 | 250.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $2,190,000 | $1,075,000 | -50.9% | 0.1% |
| ON Q FINANCIAL, INC. | $2,780,000 | $1,075,000 | -61.3% | 0.1% |
| Gateway First Bank | $7,800,000 | $1,070,000 | -86.3% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $1,070,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,555,000 | $1,060,000 | -31.8% | 0.1% |
| GSF Mortgage Corporation | $1,175,000 | $1,035,000 | -11.9% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $8,265,000 | $1,000,000 | -87.9% | 0.1% |
| Chicago Mortgage Solutions LLC | $540,000 | $990,000 | 83.3% | 0.0% |
| Bethpage Federal Credit Union | $760,000 | $985,000 | 29.6% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $975,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $930,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $910,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $910,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $1,160,000 | $880,000 | -24.1% | 0.0% |
| OAKTREE FUNDING CORP. | $395,000 | $870,000 | 120.3% | 0.0% |
| Bank of Washington | $855,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $1,980,000 | $850,000 | -57.1% | 0.0% |
| Gallic & Johnson, LLC | $2,260,000 | $835,000 | -63.1% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $830,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $2,570,000 | $825,000 | -67.9% | 0.0% |
| USAGENCIES | $715,000 | $810,000 | 13.3% | 0.0% |
| NFM, INC. | $1,610,000 | $800,000 | -50.3% | 0.0% |
| OREGONIANS CREDIT UNION | $1,365,000 | $800,000 | -41.4% | 0.0% |
| Leader Bank | $795,000 | n/a | 0.0% | |
| Fifth Third Bank | $4,010,000 | $765,000 | -80.9% | 0.0% |
| Wauna Federal Credit Union | $755,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,430,000 | $750,000 | -69.1% | 0.0% |
| A&D Mortgage LLC | $2,155,000 | $715,000 | -66.8% | 0.0% |
| Capital Bank | $705,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $1,145,000 | $680,000 | -40.6% | 0.0% |
| NEW DAY FINANCIAL, LLC | $1,250,000 | $675,000 | -46.0% | 0.0% |
| INTERCAP LENDING INC. | $505,000 | $665,000 | 31.7% | 0.0% |
| WINGS FINANCIAL | $610,000 | $665,000 | 9.0% | 0.0% |
| BOKF | $655,000 | n/a | 0.0% | |
| Centennial Bank | $655,000 | n/a | 0.0% | |
| iQ Credit Union | $1,645,000 | $640,000 | -61.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $505,000 | $635,000 | 25.7% | 0.0% |
| BNC National Bank | $4,630,000 | $635,000 | -86.3% | 0.0% |
| ONY GLO, INC. | $1,205,000 | $635,000 | -47.3% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $635,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $625,000 | n/a | 0.0% | |
| First National Bank of America | $620,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $605,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $1,755,000 | $605,000 | -65.5% | 0.0% |
| JMAC LENDING, INC. | $275,000 | $605,000 | 120.0% | 0.0% |
| Coastal Community Bank | $580,000 | n/a | 0.0% | |
| Ameris Bank | $565,000 | n/a | 0.0% | |
| NexBank | $980,000 | $555,000 | -43.4% | 0.0% |
| Rivermark Community Credit Union | $3,410,000 | $555,000 | -83.7% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $545,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $545,000 | n/a | 0.0% | |
| RED CANOE CREDIT UNION | $110,000 | $545,000 | 395.5% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $525,000 | n/a | 0.0% | |
| Servion, Inc. | $525,000 | n/a | 0.0% | |
| Service Federal Credit Union | $505,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $505,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $4,655,000 | $500,000 | -89.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,435,000 | $495,000 | -65.5% | 0.0% |
| Logan Finance Corporation | $495,000 | n/a | 0.0% | |
| HighTechLending Inc | $385,000 | $480,000 | 24.7% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $445,000 | $465,000 | 4.5% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $445,000 | n/a | 0.0% | |
| Sound Community Bank | $445,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $435,000 | n/a | 0.0% | |
| Connexus Credit Union | $410,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $405,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $405,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $405,000 | $405,000 | 0.0% | 0.0% |
| First Federal Bank | $405,000 | n/a | 0.0% | |
| NP, Inc. | $405,000 | n/a | 0.0% | |
| The Central Trust Bank | $615,000 | $405,000 | -34.1% | 0.0% |
| PLANET HOME LENDING, LLC | $1,030,000 | $390,000 | -62.1% | 0.0% |
| PacWest Funding Inc. | $385,000 | n/a | 0.0% | |
| People's Bank of Commerce | $4,320,000 | $385,000 | -91.1% | 0.0% |
| State Department Federal Credit Union | $385,000 | n/a | 0.0% | |
| Utah Power | $385,000 | n/a | 0.0% | |
| Peoples Bank | $375,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $890,000 | $365,000 | -59.0% | 0.0% |
| Consolidated Federal Credit Union | $1,335,000 | $360,000 | -73.0% | 0.0% |
| VERITAS FUNDING, LLC | $2,170,000 | $355,000 | -83.6% | 0.0% |
| MOUNTAIN AMERICA | $630,000 | $345,000 | -45.2% | 0.0% |
| Firefighters First Federal Credit Union | $1,705,000 | $335,000 | -80.4% | 0.0% |
| SOUND | $335,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $415,000 | $325,000 | -21.7% | 0.0% |
| Oregon State Credit Union | $3,055,000 | $315,000 | -89.7% | 0.0% |
| ADVANCIAL | $305,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $2,295,000 | $305,000 | -86.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $305,000 | n/a | 0.0% | |
| Choice Financial Group | $295,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $285,000 | n/a | 0.0% | |
| Arvest Bank | $1,370,000 | $265,000 | -80.7% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $265,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $3,100,000 | $245,000 | -92.1% | 0.0% |
| Alaska USA Federal Credit Union | $135,000 | $230,000 | 70.4% | 0.0% |
| Academy Bank | $225,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $580,000 | $225,000 | -61.2% | 0.0% |
| SPRING EQ, LLC | $5,220,000 | $225,000 | -95.7% | 0.0% |
| GEORGIA'S OWN | $455,000 | $220,000 | -51.6% | 0.0% |
| Baxter Credit Union | $1,055,000 | $210,000 | -80.1% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,665,000 | $205,000 | -92.3% | 0.0% |
| CANVAS CREDIT UNION | $205,000 | n/a | 0.0% | |
| MidFirst Bank | $205,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $205,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $195,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $185,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $810,000 | $185,000 | -77.2% | 0.0% |
| Point West Credit Union | $185,000 | n/a | 0.0% | |
| Raymond James Bank | $6,065,000 | $155,000 | -97.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $860,000 | $140,000 | -83.7% | 0.0% |
| Liberty Savings Bank, F.S.B. | $135,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $475,000 | $130,000 | -72.6% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $115,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $625,000 | $75,000 | -88.0% | 0.0% |
| GESA | $65,000 | n/a | 0.0% | |
| Timberland Bank | $55,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $55,000 | n/a | 0.0% |
BEND's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.5% market share. In second place, with 5.4%, is QUICKEN LOANS, LLC, having originated $106,855,000 in loans. In third place, with 4.8%, is U.S. Bank, having originated $95,885,000 in loans. In fourth place, with 4.5%, is OnPoint Community Credit Union, having originated $88,770,000 in loans. In fifth place, with 4.4%, is GUILD MORTGAGE COMPANY, having originated $87,530,000 in loans.
BEND, OR Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 97701 | Bend-Redmond, OR MSA | $1,020 | $1,210 | $1,530 | $2,170 | $2,610 |
| 97702 | Bend-Redmond, OR MSA | $1,100 | $1,310 | $1,650 | $2,340 | $2,810 |
| 97703 | Bend-Redmond, OR MSA | $1,000 | $1,180 | $1,490 | $2,120 | $2,540 |
| 97707 | Bend-Redmond, OR MSA | $970 | $1,150 | $1,450 | $2,060 | $2,470 |
| 97708 | Bend-Redmond, OR MSA | $1,000 | $1,180 | $1,490 | $2,120 | $2,540 |
| 97709 | Bend-Redmond, OR MSA | $1,000 | $1,180 | $1,490 | $2,120 | $2,540 |
| 97712 | Bend-Redmond, OR MSA | $1,000 | $1,180 | $1,490 | $2,120 | $2,540 |
| 97739 | Bend-Redmond, OR MSA | $840 | $990 | $1,250 | $1,780 | $2,130 |
| 97756 | Bend-Redmond, OR MSA | $920 | $1,090 | $1,370 | $1,950 | $2,330 |
| 97759 | Bend-Redmond, OR MSA | $980 | $1,160 | $1,460 | $2,070 | $2,490 |
| 97760 | Bend-Redmond, OR MSA | $880 | $1,040 | $1,310 | $1,860 | $2,230 |
2022 Average & Median Rent Data Statistics
BEND, OR average 1BR rent: $1,152, median: $1,180
BEND, OR average 2BR rent: $1,453, median: $1,490
BEND, OR average 3BR rent: $2,065, median: $2,120
BEND, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,838 | $1,518,780,000 | $535,159 |
| Home Improvement | 912 | $115,340,000 | $126,469 |
| Other | 819 | $141,745,000 | $173,071 |
| Cash Out Refi | 389 | $112,995,000 | $290,476 |
| Refi | 340 | $97,510,000 | $286,794 |
Bend's most frequently cited loan purpose was Home Purchase, with 2,838 originations. The 2nd most popular reason was Home Improvement, with 912 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,623 | $778,365,000 | $479,584 |
| Over 8% | 1,478 | $248,970,000 | $168,451 |
| 7-8% | 1,315 | $487,985,000 | $371,091 |
| 5-6% | 722 | $348,940,000 | $483,296 |
| 4-5% | 76 | $39,690,000 | $522,237 |
| 3-4% | 11 | $2,865,000 | $260,455 |
| <2.5% | 6 | $1,490,000 | $248,333 |
| 2.5-3% | 4 | $2,830,000 | $707,500 |
During 2023, Bend's most frequently originated rate bucket was 6-7%, with 1,623 originations.
Loan Sizing (BEND, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,351 | $408,375,000 | $302,276 |
| $400k-600k | 1,197 | $581,605,000 | $485,886 |
| $100,000 or less | 1,060 | $60,520,000 | $57,094 |
| $100k-200k | 857 | $114,505,000 | $133,611 |
| $600k-1000k | 647 | $462,925,000 | $715,495 |
| $Over $1MM | 186 | $358,440,000 | $1,927,097 |
BEND's loan sizing saw the bucket of loans from $200k-400k with 1,351 originations, totaling $408,375,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| Under 20% | 1,567 | $148,235,000 | $94,598 |
| 80-100% | 1,239 | $639,995,000 | $516,542 |
| 60-80% | 1,002 | $597,770,000 | $596,577 |
| 20-40% | 771 | $205,635,000 | $266,712 |
| 40-60% | 612 | $305,620,000 | $499,379 |
| Over 100% | 35 | $17,905,000 | $511,571 |
BEND's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,567 originations, totaling $148,235,000 in origination value.