BEND Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bend averaged 3.14% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.24% and one month ago for the week of 2021-10-21, the average rate was 3.13%.

Bend's average rate one year ago was 2.86%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Bend 30 Year Fixed Rate 2021-11-24 3.14%
Bend 30 Year Fixed Rate Refi 2021-11-24 3.08%
Bend 15 Year Fixed Rate 2021-11-24 2.81%
Bend 15 Year Fixed Rate Refi 2021-11-24 2.38%
Bend 30 Year FHA 2021-11-24 3.15%
Bend 30 Year FHA Refi 2021-11-24 3.31%
Bend 30 Year USDA 2021-11-24 3.51%
Bend 30 Year USDA Refi 2021-11-24 3.65%
Bend 30 Year VA 2021-11-24 3.2%
Bend 30 Year VA Refi 2021-11-24 2.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BEND, OR.

BEND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BEND, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
CALIBER HOME LOANS, INC. 704 3.20% $4,286
QUICKEN LOANS, LLC 690 3.22% $5,876
PRIMELENDING, A PLAINSCAPITAL COMPANY 515 3.29% $5,017
OnPoint Community Credit Union 463 3.29% $3,996
GUILD MORTGAGE COMPANY 449 3.26% $6,261
LOANDEPOT.COM, LLC 422 3.18% $4,813
UNITED WHOLESALE MORTGAGE, LLC 369 3.12% $5,304
Wells Fargo Bank, National Association 343 3.22% $4,043
CMG MORTGAGE, INC. 324 3.14% $4,344
Umpqua Bank 318 3.38% $4,370
First Interstate Bank 304 3.43% $5,105
U.S. Bank National Association 285 3.33% $4,759
FINANCE OF AMERICA MORTGAGE LLC 259 3.32% $5,049
ACADEMY MORTGAGE CORPORATION 257 3.39% $5,577
CELEBRITY HOME LOANS, LLC 227 2.95% $4,585
CHURCHILL MORTGAGE CORPORATION 184 3.22% $5,683
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 175 3.47% $5,892
PROVIDENT FUNDING ASSOCIATES, L.P. 173 3.25% $4,003
DIRECTORS MORTGAGE, INC. 163 3.25% $6,310
Flagstar Bank, FSB 163 3.29% $4,561
CANOPY MORTGAGE, LLC 160 3.01% $4,756
LPMC, LLC 159 3.23% $4,435
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 158 3.22% $4,842
AMERICAN PACIFIC MORTGAGE CORPORATION 152 3.39% $4,893
JPMorgan Chase Bank, National Association 139 3.31% $5,724
HOMEBRIDGE FINANCIAL SERVICES, INC. 136 3.41% $4,859
Bank of America, National Association 133 3.23% $5,129
SUMMIT FUNDING, INC. 126 3.25% $6,568
NATIONS DIRECT MORTGAGE, LLC 124 3.25% $5,286
PREMIER MORTGAGE RESOURCES, L.L.C. 114 3.23% $5,663
GENEVA FINANCIAL, LLC 110 3.32% $5,992
BROKER SOLUTIONS, INC. 108 3.24% $5,220
Willamette Valley Bank 105 3.32% $5,702
MORTGAGE EXPRESS, LLC 101 3.17% $4,142
Commerce Home Mortgage, Inc. 93 3.17% $5,586
PENNYMAC LOAN SERVICES, LLC 88 3.27% $6,150
MANN FINANCIAL INC. 83 3.29% $6,805
Washington Federal Bank, National Association 82 9,698.65% $8,536
CROSSCOUNTRY MORTGAGE, LLC 74 3.17% $5,041
Golden Empire Mortgage, Inc. 74 3.24% $5,475
BETTER MORTGAGE CORPORATION 73 3.03% $3,811
Gateway First Bank 70 3.29% $5,753
Sierra Pacific Mortgage Company, Inc. 69 3.24% $4,990
SELCO COMMUNITY 65 3.21% $3,288
AMERISAVE MORTGAGE CORPORATION 63 2.79% $4,715
NATIONSTAR MORTGAGE LLC 62 3.40% $5,938
PACIFIC RESIDENTIAL MORTGAGE, LLC 61 3.52% $6,500
STEARNS LENDING, LLC 60 3.24% $5,343
NORTHWEST COMMUNITY 53 3.05% $7,305
Bank of England 52 3.26% $7,052
AXIA FINANCIAL, LLC 51 3.14% $5,344
HOME POINT FINANCIAL CORPORATION 48 3.18% $5,100
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 47 3.06% $4,323
Loan Simple, Inc. 46 3.15% $5,264
OREGON COMMUNITY 44 3.25% $5,491
FIRST TECHNOLOGY 40 2.98% $5,186
KeyBank National Association 39 3.26% $4,428
MUTUAL OF OMAHA MORTGAGE, INC. 38 3.06% $3,542
GUARANTEED RATE, INC. 36 3.24% $5,474
Evolve Bank & Trust 35 2.78% $5,197
DHI MORTGAGE COMPANY, LTD. 34 3.05% $4,388
SUMMIT MORTGAGE CORPORATION 34 3.36% $4,382
MOVEMENT MORTGAGE, LLC 33 3.25% $4,266
FirstBank 32 3.15% $3,009
Strong Home Mortgage, LLC 32 3.08% $2,670
FREEDOM MORTGAGE CORPORATION 32 3.42% $3,306
NEWREZ LLC 31 3.28% $4,790
NBKC BANK 31 3.21% $2,599
FIRST COMMUNITY 31 3.33% $3,361
CHERRY CREEK MORTGAGE, LLC 29 3.39% $5,442
LENDUS, LLC 28 3.24% $6,034
First Republic Bank 27 3.01% $6,471
USAA Federal Savings Bank 26 3.63% $4,917
PLAZA HOME MORTGAGE, INC. 26 3.01% $6,165
Morgan Stanley Private Bank, National Association 25 2.98% $4,652
NAVY FEDERAL CREDIT UNION 24 3.33% $8,071
KELLER MORTGAGE, LLC 24 3.11% $3,008
Charles Schwab Bank, SSB 23 2.95% $4,990
PRIMARY RESIDENTIAL MORTGAGE, INC. 23 2.97% $3,850
Columbia State Bank 22 2.89% $4,750
Washington Trust Bank 20 3.49% $4,740
Wyndham Capital Mortgage, Inc. 19 3.18% $2,047
ADVANTIS 18 3.08% $4,843
CREDIT UNION MORTGAGE ASSOCIATION, INC. 18 3.47% $4,468
Truist Bank 17 2.99% $3,902
RANLIFE, INC. 16 3.39% $5,512
Unitus Community Credit Union 15 3.17% $5,440
North American Savings Bank, F.S.B. 15 2.87% $3,266
Ally Bank 15 3.27% $6,267
AMERICAN FINANCIAL NETWORK, INC. 15 3.13% $6,819
UBS Bank USA 15 3.32% $5,081
Prime Choice Funding Inc. 14 3.07% $4,550
TIAA, FSB 13 3.49% $5,520
LADERA LENDING, INC. 13 2.92% $4,213
NBH Bank 13 3.16% $3,822
Paramount Residential Mortgage Group, Inc. 12 3.24% $5,828
HomeStreet Bank 12 3.07% $4,465
Arvest Bank 12 3.70% $4,367
AMERICAN FINANCING CORPORATION 12 2.76% $5,466
ROUNDPOINT MORTGAGE SERVICING CORPORATION 11 3.61% $3,278
BAY EQUITY LLC 11 3.15% $8,253
PNC Bank, National Association 11 3.15% $5,225
LAKEVIEW LOAN SERVICING, LLC 11 3.32% $3,651
MUFG Union Bank, National Association 11 3.31% $4,839
ROGUE 10 3.60% $3,413
InterContinental Capital Group, Inc 10 3.19% $5,052
AMERICAN FINANCIAL RESOURCES, INC. 10 3.18% $4,545
Banner Bank 10 3.31% $5,995
Stifel Bank and Trust 10 2.94% $3,652
Nations Lending Corporation 10 3.15% $8,902
Citizens Bank, National Association 10 3.31% $4,453
S1L, Inc. 9 3.22% $5,044
First Federal Bank 9 3.21% $3,823
GSF Mortgage Corporation 9 3.14% $13,409
PARKSIDE LENDING, LLC 9 3.32% $7,130
Watermark Capital, Inc. 9 2.84% $3,316
First Guaranty Mortgage Corporation 9 3.53% $3,917
AmRes Corporation 9 3.22% $5,689
First Mortgage Solutions, LLC 8 2.67% $3,690
CORNERSTONE HOME LENDING, INC. 8 3.28% $5,257
City National Bank 8 3.02% $5,947
Citibank, National Association 8 2.91% $5,839
CIT Bank, National Association 8 3.52% $5,019
EVERETT FINANCIAL, INC. 8 3.38% $3,145
ZILLOW HOME LOANS, LLC 8 2.97% $2,964
RESIDENTIAL WHOLESALE MORTGAGE, INC. 8 2.75% $3,791
Rivermark Community Credit Union 8 3.13% $4,485
SOVEREIGN LENDING GROUP INCORPORATED 8 3.03% $4,879
SOFI LENDING CORP. 7 3.23% $4,292
PENTAGON FEDERAL CREDIT UNION 7 2.75% $4,952
EMM LOANS LLC 7 3.03% $9,352
Northpointe Bank 7 3.09% $3,928
Northwest Farm Credit Services, FLCA 6 3.77% $14,832
Boeing Employees Credit Union 6 3.06% $3,433
ONY GLO, INC. 6 2.73% $3,635
Cf Bank, National Association 6 3.27% $3,091
JMAC LENDING, INC. 6 3.44% $6,198
Sunflower Bank, National Association 6 3.91% $4,847
Cornerstone First Mortgage, Inc 5 3.08% $3,716
ON Q FINANCIAL, INC. 5 3.40% $3,885
Carrington Mortgage Services, LLC 5 4.60% $8,963
Axos Bank 5 2.93% $2,057
AMERICAN INTERNET MORTGAGE, INC. 4 2.75% $5,594
Third Federal Savings and Loan Association of Cleveland 4 2.98% $1,331
Bank of the West 4 3.41% $8,176
SUN WEST MORTGAGE COMPANY, INC. 4 3.06% $925
Zions Bancorporation, N.A. 4 3.31% $3,795
First Home Bank 4 2.88% $5,818
Baxter Credit Union 4 3.31% $7,330
SPOKANE TEACHERS 4 3.06% $5,314
SECURITYNATIONAL MORTGAGE COMPANY 4 3.68% $12,645
SAMMAMISH MORTGAGE COMPANY 4 3.47% $3,823
BNC National Bank 4 3.13% $4,894
HOMESIDE FINANCIAL, LLC 4 2.87% $11,461
LOANLEADERS OF AMERICA, INC. 4 2.81% $4,066
LOANPAL, LLC 4 3.65% $6,755
Colonial Savings, F.A. 4 3.13% $4,028
First Savings Bank 3 3.42% $3,462
PRIORITY HOME LENDING, LLC 3 3.08% $4,500
IMPAC MORTGAGE CORP. 3 2.83% $828
The Federal Savings Bank 3 3.00% $4,860
HOME MORTGAGE ALLIANCE, LLC 3 3.00% $3,986
Manufacturers and Traders Trust Company 3 3.58% $5,271
MARION AND POLK SCHOOLS CREDIT UNION 3 3.33% $4,530
Goldman Sachs Bank USA 3 2.82% $6,152
Silicon Valley Bank 3 2.58% $4,228
AmeriHome Mortgage Company, LLC 3 3.33% $6,595
Bank of the Pacific 3 2.83% $4,217
PENRITH HOME LOANS LLC 3 3.04% $4,615
Franklin Loan Corporation 3 3.29% $4,011
Pacific NW Federal Credit Union 3 3.25% $4,365
First State Bank of St. Charles, Missouri 3 3.00% $3,440
Oregon State Credit Union 3 3.00% $3,558
CALCON MUTUAL MORTGAGE LLC 3 3.29% $5,633
FIRST CENTENNIAL MORTGAGE CORPORATION 3 2.88% $3,850
Firefighters First Federal Credit Union 3 2.92% $3,536
WESTERN EXPRESS LENDING 3 2.63% $4,192
iQ Credit Union 3 3.38% $3,175
GoPrime Mortgage, Inc. 2 2.69% $5,220
SRE MORTGAGE ALLIANCE INC. 2 2.81% $5,026
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.56% $5,908
ENVOY MORTGAGE, LTD 2 3.88% $4,635
PHH Mortgage Corporation 2 3.56% $5,222
GESA 2 3.25% $7,090
NETWORK CAPITAL FUNDING CORPORATION 2 2.63% $7,276
First Federal Bank of Kansas City 2 3.81% $4,363
FUNDLOANS CAPITAL 2 5.18% $20,370
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.75% $14,377
OPEN MORTGAGE, LLC 2 2.88% $4,016
STAR ONE CREDIT UNION 2 3.13% $4,551
BBVA USA 2 3.38% $6,742
BAY-VALLEY MORTGAGE GROUP 2 3.38% $4,760
Barrington Bank & Trust Company, N.A. 2 3.75% $5,078
First Western Trust Bank 2 3.18% $3,987
TJC Mortgage, Inc. 2 2.81% $3,455
LENDERFI, INC. 2 2.75% $2,028
The Huntington National Bank 2 3.01% $5,102
IDAHO CENTRAL 2 3.13% $5,764
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.50% $7,300
Hometown Lenders, Inc. 2 2.88% $3,690
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.19% $4,333
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 5.37% $10,208
Pacific Lending LLC 2 2.94% $4,003
PREMIA MORTGAGE, LLC 2 3.63% $3,103
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.88% $7,690
ALLIANT CREDIT UNION 2 3.38% $5,935
PLANET HOME LENDING, LLC 2 3.19% $4,090
ALAMEDA MORTGAGE CORPORATION 2 2.75% $3,777
Summit Mortgage Corporation 2 2.94% $4,014
MASON MCDUFFIE MORTGAGE CORPORATION 2 3.19% $8,033
MEGA CAPITAL FUNDING, INC. 2 3.25% $3,503
BEST CAPITAL FUNDING 2 3.06% $3,656
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.81% $3,882
S&S Financial 1 3.38% $3,337
Amerifirst Financial, Inc. 1 2.63% $5,161
Ameris Bank 1 3.38% $2,463
Austin Capital Bank SSB 1 2.63% $8,693
BMO Harris Bank National Association 1 3.75% $4,370
BNY Mellon, National Association 1 3.50% $3,998
BOKF, National Association 1 3.25% $3,478
Capital Bank, National Association 1 3.00% $3,341
CAPSTONE DIRECT, INC. 1 2.75% $3,439
CENTRAL WILLAMETTE Credit Union 1 3.38% $6,246
Citadel Servicing Corporation 1 6.00% $13,338
Citizens Bank 1 2.75% $5,955
Citizens National Bank of Greater St. Louis 1 3.25% $3,542
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 2.75% $3,525
COAST 2 COAST FUNDING GROUP, INC. 1 3.25% $3,921
COASTAL FUNDING SLC, INC. 1 4.12% $6,402
COMMUNITYAMERICA 1 3.00% $2,224
Congressional Bank 1 3.63% $3,190
DAS Acquisition Company, LLC 1 3.50% $4,630
DATA MORTGAGE, INC. 1 2.88% $3,042
DEEPHAVEN MORTGAGE LLC 1 5.75% $7,049
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.88% $5,000
DIGNIFIED HOME LOANS, LLC 1 3.63% $4,460
DIRECT MORTGAGE, CORP. 1 3.63% $6,579
D. L. Evans Bank 1 2.50% $3,162
EAGLE HOME MORTGAGE, LLC 1 2.75% $15,288
FBC MORTGAGE, LLC 1 3.13% $4,276
FINEX CREDIT UNION 1 3.25% $4,371
FIRST CHOICE LOAN SERVICES INC. 1 2.99% $1,203
First Internet Bank of Indiana 1 2.50% $3,136
First Midwest Bank 1 3.75% $3,791
FLAT BRANCH MORTGAGE, INC. 1 3.00% $4,129
Florida Capital Bank, National Association 1 2.88% $5,309
Great Southern Bank 1 3.25% $12,703
GUARANTEED RATE AFFINITY, LLC 1 2.75% $3,466
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,479
HOME APPROVALS DIRECT, INC. 1 4.13% $5,802
Home State Bank, National Association 1 2.50% $4,144
HOMESTEAD FUNDING CORP. 1 2.63% $3,852
Iberiabank 1 2.63% $5,293
INLAND BANK & TRUST 1 2.88% $3,305
INROADS 1 2.38% $3,983
INTELLILOAN, INC. 1 3.13% $3,324
INTERCAP LENDING INC. 1 2.88% $4,533
JLB CORPORATION 1 2.88% $5,796
JMJ FINANCIAL GROUP 1 2.75% $5,545
KEYPOINT 1 3.63% $4,007
KS StateBank 1 3.25% $4,205
LAND HOME FINANCIAL SERVICES, INC. 1 3.38% $4,767
LEADERONE FINANCIAL CORPORATION 1 3.75% $7,618
LENDSURE MORTGAGE CORP. 1 6.63% $16,987
Level One Bank 1 3.88% $2,426
Magnolia Bank 1 3.25% $5,756
MEGASTAR FINANCIAL CORP. 1 3.00% $4,278
Merchants Bank of Indiana 1 2.88% $6,740
Meridian Bank Corporation 1 3.25% $4,625
MICHIGAN MUTUAL, INC. 1 3.13% $5,172
MidFirst Bank 1 4.00% $2,962
Midwest BankCentre 1 3.25% $4,224
MLD MORTGAGE INC. 1 3.75% $3,599
MORIA DEVELOPMENT, INC. 1 4.13% $3,797
MORTGAGE LENDING GROUP LLC 1 3.20% $5,310
Morton Community Bank 1 3.63% $3,801
MOUNTAIN AMERICA 1 3.00% $5,146
NASA Federal Credit Union 1 3.50% $8,556
NATIONAL COOPERATIVE BANK, N.A. 1 2.38% $2,644
Network Funding, L.P. 1 2.88% $3,636
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.25% $3,208
NuVision Federal Credit Union 1 3.38% $2,166
Oakstar Bank 1 2.38% $4,579
OAKTREE FUNDING CORP. 1 4.88% $21,996
OCMBC, INC. 1 2.50% $2,796
OREGONIANS CREDIT UNION 1 2.88% $3,276
Peoples National Bank , N.A. 1 2.38% $4,582
Pinnacle Bank 1 3.13% $2,641
Plains Commerce Bank 1 3.63% $4,547
Prosperity Home Mortgage, LLC 1 3.38% $2,954
Raymond James Bank, National Association 1 3.13% $4,796
Republic Bank & Trust Company 1 2.88% $3,295
ROYAL UNITED MORTGAGE LLC 1 3.75% $6,994
SALAL 1 3.38% $2,123
SEA WEST COAST GUARD FEDERAL CREDIT UNION 1 3.50% $3,096
Somerville Bank 1 2.38% $2,896
SOUND 1 2.75% $3,467
Sound Community Bank 1 2.88% $4,089
1st Security Bank of Washington 1 3.38% $6,569
The Camden National Bank 1 3.38% $4,075
THE MORTGAGE COMPANY 1 2.88% $5,630
TOP FLITE FINANCIAL, INC. 1 2.50% $15,804
UNITED MORTGAGE CORP. 1 3.13% $3,749
WASHINGTON STATE EMPLOYEES Credit Union 1 3.25% $5,998
Waterstone Mortgage Corporation 1 3.13% $12,616
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 1 2.88% $2,788
WINGS FINANCIAL 1 2.88% $6,117

BEND, OR's 307 lenders originated 18,518 loans during 2020. The total origination value was $6,128,100,000, with an average loan value of $330,927.

The top BEND lender as defined by loan originations is CALIBER HOME LOANS, INC., with 704 loans originated. Their average total fees are $4,286, which is $1,590 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BEND lenders (with over 10 loans originated) are Wyndham Capital Mortgage, Inc. ($2,047), NBKC BANK ($2,599), Strong Home Mortgage, LLC ($2,670), KELLER MORTGAGE, LLC ($3,008) and FirstBank ($3,009).

The lowest rate BEND lenders (with over 10 loans originated) are AMERICAN FINANCING CORPORATION (2.76%), Evolve Bank & Trust (2.78%), AMERISAVE MORTGAGE CORPORATION (2.79%), North American Savings Bank, F.S.B. (2.87%) and Columbia State Bank (2.89%).

BEND, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $150,655,000 $337,125,000 123.8% 5.5%
Caliber Home Loans Inc $166,450,000 $292,555,000 75.8% 4.8%
WELLS FARGO BANK NA $187,190,000 $227,505,000 21.5% 3.7%
US BANK, N.A. $147,785,000 $223,450,000 51.2% 3.6%
Umpqua Bank $144,195,000 $214,655,000 48.9% 3.5%
PRIMELENDING $135,855,000 $213,525,000 57.2% 3.5%
Guild Mortgage Company $110,820,000 $201,790,000 82.1% 3.3%
loanDepot LLC $111,715,000 $196,320,000 75.7% 3.2%
FIRST INTERSTATE BANK $139,385,000 $195,175,000 40.0% 3.2%
OnPoint Community Credit Union $107,300,000 $188,870,000 76.0% 3.1%
United Shore Financial Services LLC $132,335,000 $162,755,000 23.0% 2.7%
CMG Mortgage Inc. $60,195,000 $143,260,000 138.0% 2.3%
Academy Mortgage Corporation $87,160,000 $113,635,000 30.4% 1.9%
Finance of America Mortgage LLC $39,900,000 $108,055,000 170.8% 1.8%
Midwest Equity Mortgage LLC $1,290,000 $99,720,000 7,630.2% 1.6%
Washington Federal $36,015,000 $95,885,000 166.2% 1.6%
Bank of America NA $75,495,000 $95,715,000 26.8% 1.6%
Freedom Mortgage Corporation $29,785,000 $93,785,000 214.9% 1.5%
Churchill Mortgage Corporation $11,385,000 $91,230,000 701.3% 1.5%
JPMorgan Chase Bank, NA $59,950,000 $81,950,000 36.7% 1.3%
American Pacific Mortgage Corporation $60,665,000 $74,855,000 23.4% 1.2%
Evergreen Moneysource Mortgage Company $51,205,000 $73,390,000 43.3% 1.2%
Flagstar Bank $41,230,000 $70,995,000 72.2% 1.2%
FAIRWAY INDEPENDENT MORT CORP $39,645,000 $70,330,000 77.4% 1.1%
Directors Mortgage, Inc. $48,045,000 $67,675,000 40.9% 1.1%
Landmark Professional Mortgage Corporation $27,660,000 $67,045,000 142.4% 1.1%
Nudge Funding LLC $59,975,000 n/a 1.0%
HomeBridge Financial Services, Inc. $18,510,000 $59,835,000 223.3% 1.0%
Provident Funding Associates $41,260,000 $59,805,000 44.9% 1.0%
Summit Funding Inc. $30,550,000 $59,770,000 95.6% 1.0%
Nations Direct Mortgage LLC $26,910,000 $56,660,000 110.6% 0.9%
Premier Mortgage Resources LLC $19,690,000 $53,040,000 169.4% 0.9%
PENNYMAC LOAN SERVICES LLC $35,395,000 $50,210,000 41.9% 0.8%
New American Funding (dba for Broker Solutions Inc) $17,265,000 $50,080,000 190.1% 0.8%
Geneva Financial LLC $8,545,000 $44,670,000 422.8% 0.7%
Mortgage Express $19,825,000 $43,690,000 120.4% 0.7%
Willamette Valley Bank $25,855,000 $43,485,000 68.2% 0.7%
Citibank, N.A. $4,615,000 $42,110,000 812.5% 0.7%
Commerce Home Mortgage Inc. $10,635,000 $39,645,000 272.8% 0.6%
SELCO Community Credit Union $40,230,000 $39,560,000 -1.7% 0.6%
Nationstar Mortgage $19,065,000 $39,540,000 107.4% 0.6%
Mid Oregon Federal Credit Union $7,920,000 $36,750,000 364.0% 0.6%
Mann Mortgage LLC $13,230,000 $36,375,000 174.9% 0.6%
Better Mortgage Corporation $5,350,000 $34,190,000 539.1% 0.6%
Golden Empire Mortgage, Inc. $13,705,000 $33,100,000 141.5% 0.5%
Stearns Lending $13,485,000 $32,335,000 139.8% 0.5%
Mortgage Research Center LLC $15,405,000 $30,875,000 100.4% 0.5%
Sierra Pacific Mortgage $15,715,000 $29,940,000 90.5% 0.5%
Home Point Financial Corporation $3,180,000 $28,135,000 784.7% 0.5%
GATEWAY MORTGAGE GROUP $6,200,000 $27,685,000 346.5% 0.5%
First Technology Credit Union $17,705,000 $26,895,000 51.9% 0.4%
Amerisave Mortgage Corporation $5,165,000 $26,780,000 418.5% 0.4%
KeyBank National Association $22,335,000 $26,455,000 18.4% 0.4%
USAA FEDERAL SAVINGS BANK $29,620,000 $26,270,000 -11.3% 0.4%
Guaranteed Rate Inc. $4,570,000 $25,050,000 448.1% 0.4%
FIRST REPUBLIC BANK $9,175,000 $24,955,000 172.0% 0.4%
Cardinal Financial Company LP $9,765,000 $23,820,000 143.9% 0.4%
Northwest Community Credit Union $12,585,000 $23,195,000 84.3% 0.4%
Bank of England $8,220,000 $23,095,000 181.0% 0.4%
Pacific Residential Mortgage LLC $19,795,000 $22,830,000 15.3% 0.4%
NAVY FEDERAL CREDIT UNION $10,185,000 $21,825,000 114.3% 0.4%
Axia Financial LLC $500,000 $21,560,000 4,212.0% 0.4%
Oregon Community Credit Union $7,495,000 $20,955,000 179.6% 0.3%
NEWREZ LLC $6,580,000 $20,630,000 213.5% 0.3%
CBRE Multifamily Capital, Inc. $20,405,000 n/a 0.3%
Columbia State Bank $9,330,000 $19,945,000 113.8% 0.3%
Lakeview Loan Servicing, LLC $9,885,000 $18,905,000 91.2% 0.3%
Loan Simple Inc $5,615,000 $18,680,000 232.7% 0.3%
Morgan Stanley Private Bank NA $9,940,000 $18,105,000 82.1% 0.3%
Cherry Creek Mortgage Co. Inc. $9,120,000 $17,985,000 97.2% 0.3%
DHI Mortgage Company Limited $5,255,000 $17,235,000 228.0% 0.3%
NBKC Bank $10,220,000 $16,930,000 65.7% 0.3%
First Community Credit Union $9,235,000 $16,355,000 77.1% 0.3%
Charles Schwab Bank $13,255,000 $16,200,000 22.2% 0.3%
Synergy One Lending $9,565,000 $15,750,000 64.7% 0.3%
FirstBank $4,630,000 $15,430,000 233.3% 0.3%
Evolve Bank & Trust $15,040,000 n/a 0.2%
Summit Mortgage Corporation $5,265,000 $14,540,000 176.2% 0.2%
MOVEMENT MORTGAGE, LLC $5,745,000 $13,010,000 126.5% 0.2%
Merchants Bank of Indiana $12,960,000 n/a 0.2%
Washington Trust Bank $14,035,000 $12,550,000 -10.6% 0.2%
LendUS LLC dba RPM Mortgage $4,240,000 $12,020,000 183.5% 0.2%
HomeStreet Bank $22,790,000 $11,675,000 -48.8% 0.2%
UBS Bank USA $7,415,000 $11,295,000 52.3% 0.2%
The Federal Savings Bank $6,010,000 $10,810,000 79.9% 0.2%
Plaza Home Mortgage Inc. $5,005,000 $10,335,000 106.5% 0.2%
Primary Residential Mortgage Inc. $3,520,000 $10,200,000 189.8% 0.2%
Intercontinental Capital Group, Inc. $570,000 $9,765,000 1,613.2% 0.2%
Keller Mortgage LLC $5,910,000 $9,695,000 64.0% 0.2%
American Financial Resources Inc. $4,195,000 $9,535,000 127.3% 0.2%
Prime Choice Funding, Inc. $1,845,000 $9,500,000 414.9% 0.2%
TIAA, FSB $12,255,000 $9,460,000 -22.8% 0.2%
Finance of America Reverse LLC $5,775,000 $9,315,000 61.3% 0.2%
North American Savings Bank $2,005,000 $8,240,000 311.0% 0.1%
American Financial Network Inc. $1,020,000 $8,200,000 703.9% 0.1%
Advantis Credit Union $2,435,000 $8,085,000 232.0% 0.1%
PNC BANK NA $3,590,000 $8,035,000 123.8% 0.1%
Banner Bank $17,270,000 $7,905,000 -54.2% 0.1%
Bay Equity LLC $1,795,000 $7,615,000 324.2% 0.1%
NewDay Financial LLC dba NewDay USA $1,140,000 $7,580,000 564.9% 0.1%
Paramount Residential Mortgage Group Inc. $5,130,000 $7,530,000 46.8% 0.1%
Credit Union Mortgage Association Inc. $175,000 $7,500,000 4,185.7% 0.1%
AAG $3,060,000 $7,395,000 141.7% 0.1%
Branch Banking And Trust Co $1,170,000 $7,395,000 532.1% 0.1%
Stifel Bank and Trust $2,095,000 $7,255,000 246.3% 0.1%
Unitus Community Credit Union $2,785,000 $6,900,000 147.8% 0.1%
Northwest Farm Credit Services, FLCA $2,535,000 $6,645,000 162.1% 0.1%
City National Bank $1,195,000 $6,635,000 455.2% 0.1%
Wyndham Capital Mortgage $1,500,000 $6,490,000 332.7% 0.1%
GSF Mortgage Corporation $1,330,000 $6,440,000 384.2% 0.1%
CARRINGTON MORTGAGE SERVICES $5,800,000 $6,255,000 7.8% 0.1%
MUFG Union Bank, NA $7,495,000 $6,090,000 -18.7% 0.1%
Nations Lending Corporation $2,380,000 $5,965,000 150.6% 0.1%
American Financing Corporation $2,060,000 $5,880,000 185.4% 0.1%
NBH Bank $1,925,000 $5,650,000 193.5% 0.1%
Sovereign Lending Group, Inc $3,575,000 $5,515,000 54.3% 0.1%
CIT BANK N.A. $4,875,000 $5,510,000 13.0% 0.1%
RANLife, Inc. $1,925,000 $5,465,000 183.9% 0.1%
Rivermark Community Credit Union $2,750,000 $5,360,000 94.9% 0.1%
Pentagon Federal Credit Union $1,735,000 $5,240,000 202.0% 0.1%
Ladera Lending, Inc. $1,260,000 $5,215,000 313.9% 0.1%
Huntington National Bank $2,385,000 $5,165,000 116.6% 0.1%
Goldman Sachs Bank USA $1,795,000 $4,810,000 168.0% 0.1%
First Guaranty Mortgage Corporation $365,000 $4,700,000 1,187.7% 0.1%
People's Bank of Commerce $885,000 $4,515,000 410.2% 0.1%
Sun West Mortgage Company Inc. $1,810,000 $4,405,000 143.4% 0.1%
Planet Home Lending LLC $1,950,000 $4,180,000 114.4% 0.1%
Residential Wholesale Mortgage $285,000 $4,175,000 1,364.9% 0.1%
CORNERSTONE HOME LENDING, INC. $5,670,000 $4,145,000 -26.9% 0.1%
IQ CREDIT UNION $260,000 $4,125,000 1,486.5% 0.1%
Supreme Lending/ Everett Financial Inc. $4,530,000 $3,945,000 -12.9% 0.1%
Alaska USA Federal Credit Union $3,865,000 n/a 0.1%
Boeing Employees' Credit Union (BECU) $2,935,000 $3,820,000 30.2% 0.1%
Third Federal Savings and Loan $2,270,000 $3,805,000 67.6% 0.1%
Northpointe Bank $1,910,000 $3,580,000 87.4% 0.1%
Silicon Valley Bank $3,455,000 n/a 0.1%
Reverse Mortgage Funding LLC $1,290,000 $3,440,000 166.7% 0.1%
AimLoan.com $4,100,000 $3,435,000 -16.2% 0.1%
HomeTrust Bank $390,000 $3,390,000 769.2% 0.1%
American Residential Lending $830,000 $3,385,000 307.8% 0.1%
Mortgage Lenders of America LLC $445,000 $3,335,000 649.4% 0.1%
Barrington Bank & Trust $2,615,000 $3,330,000 27.3% 0.1%
Watermark Home Loans $1,965,000 $3,270,000 66.4% 0.1%
ARVEST BANK $1,620,000 $3,210,000 98.1% 0.1%
First Mortgage Solutions LLC $1,265,000 $3,160,000 149.8% 0.1%
SoFi Lending Corp $1,880,000 $3,125,000 66.2% 0.1%
Parkside Lending LLC $1,130,000 $2,985,000 164.2% 0.0%
ZB, N.A. $2,980,000 n/a 0.0%
Rogue Credit Union $2,170,000 $2,930,000 35.0% 0.0%
Sunflower Bank, N.A. $2,325,000 $2,900,000 24.7% 0.0%
CBNA $2,560,000 $2,895,000 13.1% 0.0%
PHH MORTGAGE CORPORATION $1,205,000 $2,855,000 136.9% 0.0%
Star One Credit Union $965,000 $2,840,000 194.3% 0.0%
Village Capital & Investment $2,800,000 n/a 0.0%
BNC NATIONAL BANK $2,400,000 $2,780,000 15.8% 0.0%
Marion & Polk Schools Credit Union $2,745,000 n/a 0.0%
Mortgage Solutions of Colorado LLC $230,000 $2,640,000 1,047.8% 0.0%
JMAC Lending Incorporated $915,000 $2,615,000 185.8% 0.0%
Baxter Credit Union $2,550,000 n/a 0.0%
Cf Bank National Association $395,000 $2,495,000 531.6% 0.0%
BANK OF THE WEST $8,255,000 $2,470,000 -70.1% 0.0%
Homeside Financial LLC $700,000 $2,400,000 242.9% 0.0%
OGI Mortgage Bankers $1,065,000 $2,395,000 124.9% 0.0%
Mid America Mortgage Inc. $460,000 $2,390,000 419.6% 0.0%
Meridian Bank $2,290,000 n/a 0.0%
Sammamish Mortgage Company $2,420,000 $2,185,000 -9.7% 0.0%
1st Security Bank of Washington $900,000 $2,180,000 142.2% 0.0%
TCF National Bank $3,650,000 $2,105,000 -42.3% 0.0%
AmeriHomeMortgageCompany,LL $1,135,000 $2,090,000 84.1% 0.0%
Red Canoe Credit Union $325,000 $2,080,000 540.0% 0.0%
First Home Bank $2,045,000 n/a 0.0%
E Mortgage Management LLC $785,000 $1,990,000 153.5% 0.0%
Network Capital Funding Corporation $685,000 $1,905,000 178.1% 0.0%
Low VA Rates $1,525,000 $1,900,000 24.6% 0.0%
First Savings Bank $435,000 $1,890,000 334.5% 0.0%
Open Mortgage LLC $390,000 $1,860,000 376.9% 0.0%
Axos Bank $825,000 $1,840,000 123.0% 0.0%
Toyota Financial Savings Bank $485,000 $1,840,000 279.4% 0.0%
SecurityNational Mortgage Company $1,800,000 n/a 0.0%
Arbor Realty Trust Inc $865,000 $1,755,000 102.9% 0.0%
Oaktree Funding Corporation $535,000 $1,700,000 217.8% 0.0%
Columbia Credit Union $75,000 $1,680,000 2,140.0% 0.0%
Magnolia Bank Incorporated $345,000 $1,665,000 382.6% 0.0%
Drop Mortgage $455,000 $1,620,000 256.0% 0.0%
Spokane Teachers Credit Union $305,000 $1,580,000 418.0% 0.0%
On Q Financial Inc. $935,000 $1,575,000 68.4% 0.0%
American United FCU $1,555,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $3,355,000 $1,540,000 -54.1% 0.0%
LoanPal $1,770,000 $1,480,000 -16.4% 0.0%
Bank of The Pacific $1,170,000 $1,435,000 22.6% 0.0%
Cstone Mortgage Inc $1,435,000 n/a 0.0%
COMPASS BANK $655,000 $1,430,000 118.3% 0.0%
Evergreen Federal Bank $235,000 $1,425,000 506.4% 0.0%
KS StateBank $1,125,000 $1,405,000 24.9% 0.0%
Credit Human Federal Credit Union $1,360,000 $1,390,000 2.2% 0.0%
Paramount Bank $1,380,000 n/a 0.0%
Firefighters First Credit Union $885,000 $1,365,000 54.2% 0.0%
Redwood Trust Inc $4,200,000 $1,310,000 -68.8% 0.0%
Alliant Credit Union $695,000 $1,265,000 82.0% 0.0%
Connexus Credit Union $495,000 $1,245,000 151.5% 0.0%
FBC Mortgage LLC $770,000 $1,235,000 60.4% 0.0%
Homestead Funding Corp. $1,015,000 $1,230,000 21.2% 0.0%
Home Bank National Association $1,205,000 n/a 0.0%
Premia Mortgage, LLC $325,000 $1,185,000 264.6% 0.0%
Homeowners Financial Group $475,000 $1,175,000 147.4% 0.0%
Farmers Bank & Trust $1,165,000 n/a 0.0%
Pacific NW FCU $165,000 $1,125,000 581.8% 0.0%
DIAMOND RESIDENTIAL MTG CORP $1,095,000 n/a 0.0%
Oregon State Credit Union $3,435,000 $1,095,000 -68.1% 0.0%
PRIORITY HOME LENDING, LLC $1,015,000 $1,090,000 7.4% 0.0%
WMS Series LLC $485,000 $1,085,000 123.7% 0.0%
Mason-McDuffie Mortgage Corporation $1,070,000 n/a 0.0%
Colonial Savings $1,005,000 $1,060,000 5.5% 0.0%
TJC Mortgage, Inc. $1,055,000 n/a 0.0%
CalCon Mutual Mortgage LLC $440,000 $1,045,000 137.5% 0.0%
Franklin Loan Center $1,015,000 n/a 0.0%
Reliance First Capital LLC $670,000 $1,015,000 51.5% 0.0%
UMB BANK NA $1,005,000 n/a 0.0%
First Federal Bank of Kansas City $1,085,000 $995,000 -8.3% 0.0%
First State Bank Of St. Charles Missouri $325,000 $995,000 206.2% 0.0%
First Centennial Mortgage Corp. $965,000 n/a 0.0%
Home Mortgage Alliance, LLC $1,165,000 $955,000 -18.0% 0.0%
Quorum Federal Credit Union $780,000 $940,000 20.5% 0.0%
Eagle Home Mortgage, LLC $185,000 $935,000 405.4% 0.0%
Prime Mortgage Lending Inc. $425,000 $935,000 120.0% 0.0%
M&T Bank $3,570,000 $915,000 -74.4% 0.0%
LenderFi, Inc. $510,000 $895,000 75.5% 0.0%
Discover Bank $860,000 $890,000 3.5% 0.0%
Civic Financial Services $715,000 $870,000 21.7% 0.0%
BLUELEAF LENDING, LLC $860,000 n/a 0.0%
Lenox Financial Mortgage Corp. $860,000 n/a 0.0%
Summit Mortgage Corporation $5,265,000 $855,000 -83.8% 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $385,000 $845,000 119.5% 0.0%
Citizens Bank $405,000 $835,000 106.2% 0.0%
Land Home Financial Services Inc. $1,160,000 $835,000 -28.0% 0.0%
First Western Trust Bank $750,000 $830,000 10.7% 0.0%
OCMBC Inc. $815,000 n/a 0.0%
Angel Oak Mortgage Solutions $780,000 $800,000 2.6% 0.0%
KINECTA FEDERAL CREDIT UNION $800,000 n/a 0.0%
21ST MORTGAGE $535,000 $795,000 48.6% 0.0%
GESA Credit Union $790,000 n/a 0.0%
Coastal Funding SLC Inc. $285,000 $785,000 175.4% 0.0%
LendSure Mortgage Corp $785,000 n/a 0.0%
Fidelity Bank $375,000 $770,000 105.3% 0.0%
Alameda Mortgage Corporation $760,000 n/a 0.0%
Triad Financial Services Inc $190,000 $755,000 297.4% 0.0%
First Choice Loan Services Inc. $2,540,000 $730,000 -71.3% 0.0%
Amalgamated Bank $715,000 n/a 0.0%
Longbridge Financial, LLC $715,000 n/a 0.0%
BMO Harris Bank N.A. $1,460,000 $710,000 -51.4% 0.0%
Hometown Lenders LLC $700,000 n/a 0.0%
Velocity Commercial Capital LLC $695,000 n/a 0.0%
Envoy Mortgage Ltd. $245,000 $690,000 181.6% 0.0%
MidFirst Bank $2,305,000 $685,000 -70.3% 0.0%
NASA Federal Credit Union $595,000 $655,000 10.1% 0.0%
Sound Community Bank $630,000 n/a 0.0%
Waterstone Mortgage Corp $6,245,000 $630,000 -89.9% 0.0%
First Internet Bank $1,630,000 $620,000 -62.0% 0.0%
TruHome Solutions LLC $285,000 $620,000 117.5% 0.0%
Idaho Central Credit Union $610,000 n/a 0.0%
Fifth Third Bank $805,000 $605,000 -24.8% 0.0%
Quontic Bank $605,000 n/a 0.0%
NuVision Federal Credit Union $600,000 n/a 0.0%
Union Home Mortgage Company $600,000 n/a 0.0%
Los Angeles Police Federal Credit Union $490,000 $580,000 18.4% 0.0%
Wings Financial Credit Union $975,000 $575,000 -41.0% 0.0%
Best Capital Funding $570,000 n/a 0.0%
Florida Capital Bank National Association $455,000 $570,000 25.3% 0.0%
Ark-La-Tex Financial Services LLC $560,000 n/a 0.0%
Frontier Bank $550,000 n/a 0.0%
IAA CREDIT UNION $285,000 $540,000 89.5% 0.0%
S&S Financial $830,000 $540,000 -34.9% 0.0%
Central Willamette Credit Union $520,000 n/a 0.0%
Amerifirst Financial Inc. $515,000 n/a 0.0%
Andrews Federal Credit Union $515,000 n/a 0.0%
CAPITAL BANK, NA $515,000 n/a 0.0%
Raymond James Bank National Association $2,160,000 $515,000 -76.2% 0.0%
LendingHome Funding Corporation $340,000 $510,000 50.0% 0.0%
One Reverse Mortgage, LLC $420,000 $500,000 19.0% 0.0%
Capstone Direct Inc. $495,000 n/a 0.0%
Nationwide Mortgage Bankers Inc. $655,000 $470,000 -28.2% 0.0%
BOKF NA $2,015,000 $460,000 -77.2% 0.0%
SPRING EQ, LLC $285,000 $460,000 61.4% 0.0%
Intercap Lending Inc $455,000 n/a 0.0%
Midwest BankCentre $485,000 $455,000 -6.2% 0.0%
Morton Community Bank $455,000 n/a 0.0%
AKT American Capital Inc $450,000 n/a 0.0%
Citadel Servicing Corporation $2,195,000 $445,000 -79.7% 0.0%
Gold Coast Bank $175,000 $445,000 154.3% 0.0%
Mortgage Lending Group LLC $445,000 n/a 0.0%
Plains Commerce Bank $445,000 n/a 0.0%
First-Citizens Bank & Trust Co $275,000 $440,000 60.0% 0.0%
Draper and Kramer Mortgage Corp. $880,000 $435,000 -50.6% 0.0%
Flat Branch Mortgage Inc. $680,000 $435,000 -36.0% 0.0%
COMMERCE BANK $425,000 n/a 0.0%
Great Southern Bank $425,000 n/a 0.0%
IBERIABANK $425,000 n/a 0.0%
LHM Financial DBA CNN Mortgage $425,000 n/a 0.0%
National Cooperative Bank N.A. $425,000 n/a 0.0%
Texana Bank, N.A. $425,000 n/a 0.0%
top flite financial, inc. $305,000 $425,000 39.3% 0.0%
Bayshore Mortgage Funding LLC $1,555,000 $415,000 -73.3% 0.0%
Megastar Financial Corporation $415,000 n/a 0.0%
METROPOLITAN HOME MORTGAGE $205,000 $415,000 102.4% 0.0%
MLD Mortgage Inc. $415,000 n/a 0.0%
Dignified Home Loans, LLC $405,000 n/a 0.0%
Graystone Mortgage LLC $325,000 $405,000 24.6% 0.0%
NETWORK FUNDING, L.P. $405,000 n/a 0.0%
All Reverse Mortgage Inc $300,000 $400,000 33.3% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $395,000 n/a 0.0%
Oregonians Credit Union $265,000 $390,000 47.2% 0.0%
City National Bank of Florida $385,000 n/a 0.0%
The Camden National Bank $385,000 n/a 0.0%
Essex Mortgage $375,000 n/a 0.0%
Home State Bank National Association $375,000 n/a 0.0%
OakStar Bank $365,000 n/a 0.0%
Weichert Financial Services $365,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $355,000 n/a 0.0%
Peoples National Bank, N.A. $355,000 n/a 0.0%
Citywide Home Loans A Utah Corporation $345,000 n/a 0.0%
Inland Bank and Trust $345,000 n/a 0.0%
Pinnacle Bank $345,000 n/a 0.0%
Somerville Bank $345,000 n/a 0.0%
Congressional Bank $325,000 $335,000 3.1% 0.0%
Sea West Coast Guard Federal Credit Union $335,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $235,000 $330,000 40.4% 0.0%
CENTRAL BANK OF ST LOUIS $325,000 n/a 0.0%
D. L. Evans Bank $325,000 n/a 0.0%
First Midwest Bank $325,000 n/a 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $750,000 $325,000 -56.7% 0.0%
DAS Acquisition Company, LLC $295,000 $315,000 6.8% 0.0%
Xceed Financial Credit Union $315,000 n/a 0.0%
CommunityAmerica Credit Union $305,000 $305,000 0.0% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $275,000 $305,000 10.9% 0.0%
United Mortgage Corp $1,110,000 $305,000 -72.5% 0.0%
Evansville Teachers Federal Credit Union $335,000 $295,000 -11.9% 0.0%
KeyPoint Credit Union $1,100,000 $295,000 -73.2% 0.0%
Texas Security Bank $295,000 n/a 0.0%
The Mortgage Company $955,000 $295,000 -69.1% 0.0%
BNY MELLON, N.A. $655,000 $285,000 -56.5% 0.0%
CITIZENS NATIONAL BANK $485,000 $285,000 -41.2% 0.0%
DIRECT MORTGAGE CORP $285,000 n/a 0.0%
JMJ Financial Group Inc. $285,000 n/a 0.0%
Finance of America Commercial LLC $275,000 n/a 0.0%
V.I.P. Mortgage Inc. $475,000 $275,000 -42.1% 0.0%
JLB Corporation dba Golden Oak Lending $265,000 n/a 0.0%
SALAL CREDIT UNION $265,000 $265,000 0.0% 0.0%
Highlands Residential Mortgage Ltd $245,000 n/a 0.0%
Mountain America Credit Union $245,000 n/a 0.0%
Precision Capital $975,000 $235,000 -75.9% 0.0%
Prosperity Home Mortgage LLC $235,000 n/a 0.0%
Cascade Financial Services $230,000 n/a 0.0%
Guaranteed Rate Affinity LLC $600,000 $225,000 -62.5% 0.0%
Lending 3 Inc $325,000 $225,000 -30.8% 0.0%
Wood & Huston Bank $225,000 n/a 0.0%
American Portfolio Mortgage $195,000 $215,000 10.3% 0.0%
Washington State Employees Credit Union $770,000 $215,000 -72.1% 0.0%
Coast 2 Coast Funding Group Inc. $205,000 n/a 0.0%
Goldwater Bank National Association $660,000 $205,000 -68.9% 0.0%
Home First Mortgage Bankers $355,000 $205,000 -42.3% 0.0%
Hometown Equity Mortgage LLC $495,000 $205,000 -58.6% 0.0%
Peoples Mortgage Company $630,000 $205,000 -67.5% 0.0%
Sound Credit Union $305,000 $205,000 -32.8% 0.0%
CITY 1ST MORTGAGE SERVICES, LC $195,000 n/a 0.0%
Community First Bank $195,000 n/a 0.0%
Republic Bank & Trust Company $195,000 n/a 0.0%
LeaderOne Financial Corp. $325,000 $185,000 -43.1% 0.0%
Royal United Mortgage LLC $260,000 $185,000 -28.8% 0.0%
Liberty Home Equity Solutions, Inc. $890,000 $175,000 -80.3% 0.0%
AMERIS BANK $710,000 $165,000 -76.8% 0.0%
Level One Bank $165,000 n/a 0.0%
Purdue Federal Credit Union $165,000 n/a 0.0%
Finex Credit Union $155,000 n/a 0.0%
Global Credit Union $135,000 $140,000 3.7% 0.0%
Aerospace Federal Credit Union $135,000 n/a 0.0%
Members Cooperative Credit Union $135,000 n/a 0.0%
Oceanside Mortgage Company $230,000 $135,000 -41.3% 0.0%
USAgencies Credit Union $135,000 n/a 0.0%
Mountain West Financial Inc. $115,000 n/a 0.0%
Four Points Federal Credit Union $95,000 n/a 0.0%
Home Loan Investment Bank $75,000 n/a 0.0%
TwinStar Credit Union $35,000 n/a 0.0%

BEND's top lender by overall market share is Quicken Loans, with 5.5% market share. In second place, with 4.8%, is Caliber Home Loans Inc, having originated $292,555,000 in loans. In third place, with 3.7%, is WELLS FARGO BANK NA, having originated $227,505,000 in loans. In third place, with 3.6%, is US BANK, N.A., having originated $223,450,000 in loans. In third place, with 3.5%, is Umpqua Bank, having originated $214,655,000 in loans.


BEND, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 8,045 $2,532,455,000 $314,786
Home Purchase 5,671 $2,299,625,000 $405,506
Cash Out Refi 3,447 $1,068,085,000 $309,859
Other 679 $129,005,000 $189,993
Home Improvement 676 $98,930,000 $146,346

Bend's most frequently cited loan purpose was Refi, with 8,045 originations. The 2nd most popular reason was Home Purchase, with 5,671 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 9,097 $3,011,195,000 $331,010
2.5-3% 6,608 $2,312,400,000 $349,939
<2.5% 1,313 $438,275,000 $333,797
4-5% 1,001 $265,605,000 $265,340
5-6% 171 $31,105,000 $181,901
6-7% 77 $11,195,000 $145,390
Over 8% 39 $4,695,000 $120,385
7-8% 27 $2,925,000 $108,333

During 2020, Bend's most frequently originated rate bucket was 3-4%, with 9,097 originations.

Loan Sizing (BEND, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 10,637 $3,147,735,000 $295,923
$400k-600k 3,617 $1,697,305,000 $469,258
$100k-200k 2,582 $401,540,000 $155,515
$100,000 or less 891 $51,875,000 $58,221
$600k-1000k 589 $437,635,000 $743,014
$Over $1MM 202 $392,010,000 $1,940,644

BEND's loan sizing saw the bucket of loans from $200k-400k with 10,637 originations, totaling $3,147,735,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 6,608 $2,546,740,000 $385,403
80-100% 4,166 $1,537,150,000 $368,975
40-60% 4,112 $1,298,430,000 $315,766
20-40% 1,849 $410,515,000 $222,020
Under 20% 987 $81,905,000 $82,984
Over 100% 154 $62,700,000 $407,143

BEND's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,608 originations, totaling $2,546,740,000 in origination value.