BEND Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Bend averaged
7.31%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
6.97% and
one month ago for the week of 2026-10-01, the
average rate was 7.41%.
Bend's average rate one year ago was 6.3%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.4%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Bend 30 Year Fixed Rate | 2026-11-05 | 7.31% |
| Bend 30 Year Fixed Rate Refi | 2026-11-05 | 7.4% |
| Bend 15 Year Fixed Rate | 2026-11-05 | 6.94% |
| Bend 15 Year Fixed Rate Refi | 2026-11-05 | 7.07% |
| Bend 30 Year FHA | 2026-11-05 | 6.45% |
| Bend 30 Year FHA Refi | 2026-11-05 | 6.39% |
| Bend 30 Year USDA | 2026-11-05 | 7% |
| Bend 30 Year USDA Refi | 2026-11-05 | 6.8% |
| Bend 30 Year VA | 2026-11-05 | 6.83% |
| Bend 30 Year VA Refi | 2026-11-05 | 6.27% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BEND, OR.
BEND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BEND, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BEND Average Closing Costs & Other Stats
BEND, OR's 210 lenders originated 6,684
loans during 2025. The total origination value was $2,824,250,000, with an average loan value of
$422,539.
BEND's average closing costs are $6,782.
The top BEND lender as defined by loan originations is The Loan Store, Inc., with
176 loans originated. Their average total fees are
$8,455, which is $26
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee BEND lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($4,248), Morgan Stanley Private Bank ($4,774), SELCO COMMUNITY ($5,176), Bank of America ($5,368) and OnPoint Community Credit Union ($5,502).
The lowest rate BEND lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (4.64%), EAGLE HOME MORTGAGE, LLC (5.06%), FIRST COMMUNITY (5.42%), Charles Schwab Bank, SSB (5.56%) and Morgan Stanley Private Bank (5.89%).
BEND, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $159,235,000 | $156,290,000 | -1.8% | 5.5% |
| QUICKEN LOANS, LLC | $86,150,000 | $135,155,000 | 56.9% | 4.8% |
| The Loan Store, Inc. | $96,445,000 | $115,200,000 | 19.4% | 4.1% |
| U.S. Bank | $78,630,000 | $103,435,000 | 31.5% | 3.7% |
| GUILD MORTGAGE COMPANY | $96,540,000 | $100,845,000 | 4.5% | 3.6% |
| CMG MORTGAGE, INC. | $66,350,000 | $95,710,000 | 44.3% | 3.4% |
| OnPoint Community Credit Union | $90,765,000 | $94,320,000 | 3.9% | 3.3% |
| GUARANTEED RATE, INC. | $22,655,000 | $90,290,000 | 298.5% | 3.2% |
| Umpqua Bank | $87,630,000 | $87,065,000 | -0.6% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,730,000 | $76,490,000 | 287.7% | 2.7% |
| LOANDEPOT.COM, LLC | $125,625,000 | $76,450,000 | -39.1% | 2.7% |
| Century Mortgage Company DBA Century Lending Company | $39,460,000 | $71,870,000 | 82.1% | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | $46,825,000 | $66,950,000 | 43.0% | 2.4% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $60,700,000 | n/a | 2.1% | |
| Mid Oregon Federal Credit Union | $74,530,000 | $58,445,000 | -21.6% | 2.1% |
| NEWREZ LLC | $91,060,000 | $52,550,000 | -42.3% | 1.9% |
| SELCO COMMUNITY | $45,255,000 | $44,300,000 | -2.1% | 1.6% |
| Bank of America | $22,365,000 | $42,735,000 | 91.1% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $49,210,000 | $41,075,000 | -16.5% | 1.5% |
| JPMorgan Chase Bank | $50,390,000 | $40,080,000 | -20.5% | 1.4% |
| DHI MORTGAGE COMPANY, LTD. | $4,395,000 | $38,865,000 | 784.3% | 1.4% |
| FIRST COMMUNITY | $27,170,000 | $37,675,000 | 38.7% | 1.3% |
| NATIONS DIRECT MORTGAGE, LLC | $39,225,000 | $35,635,000 | -9.2% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $35,715,000 | $35,570,000 | -0.4% | 1.3% |
| First Interstate Bank | $32,180,000 | $32,800,000 | 1.9% | 1.2% |
| Paramount Residential Mortgage Group, Inc. | $5,385,000 | $31,175,000 | 478.9% | 1.1% |
| Commerce Home Mortgage, Inc. | $10,770,000 | $27,830,000 | 158.4% | 1.0% |
| Charles Schwab Bank, SSB | $12,830,000 | $26,145,000 | 103.8% | 0.9% |
| Wells Fargo Bank | $19,230,000 | $25,000,000 | 30.0% | 0.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $10,090,000 | $24,445,000 | 142.3% | 0.9% |
| Plains Commerce Bank | $5,205,000 | $23,090,000 | 343.6% | 0.8% |
| Washington Trust Bank | $19,280,000 | $22,540,000 | 16.9% | 0.8% |
| SUMMIT FUNDING, INC. | $17,455,000 | $21,665,000 | 24.1% | 0.8% |
| BROKER SOLUTIONS, INC. | $7,560,000 | $21,630,000 | 186.1% | 0.8% |
| Sunflower Bank | $15,310,000 | $21,240,000 | 38.7% | 0.8% |
| Morgan Stanley Private Bank | $17,950,000 | $21,090,000 | 17.5% | 0.7% |
| BETTER MORTGAGE CORPORATION | $5,800,000 | $18,485,000 | 218.7% | 0.7% |
| EAGLE HOME MORTGAGE, LLC | $24,685,000 | $16,425,000 | -33.5% | 0.6% |
| FIRST TECHNOLOGY | $9,710,000 | $16,320,000 | 68.1% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $5,945,000 | $15,980,000 | 168.8% | 0.6% |
| Mortgage Research Center, LLC | $11,050,000 | $15,635,000 | 41.5% | 0.6% |
| Security First Bank of North Dakota | $15,255,000 | n/a | 0.5% | |
| BMO Harris Bank | $15,060,000 | $14,320,000 | -4.9% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $6,015,000 | $14,245,000 | 136.8% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $7,975,000 | $13,800,000 | 73.0% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $10,375,000 | $13,505,000 | 30.2% | 0.5% |
| KeyBank | $6,510,000 | $12,985,000 | 99.5% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $10,620,000 | $11,665,000 | 9.8% | 0.4% |
| CANOPY MORTGAGE, LLC | $21,410,000 | $11,330,000 | -47.1% | 0.4% |
| A&D Mortgage LLC | $1,070,000 | $10,840,000 | 913.1% | 0.4% |
| UBS Bank USA | $12,070,000 | $10,440,000 | -13.5% | 0.4% |
| PHH Mortgage Corporation | $610,000 | $9,170,000 | 1,403.3% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $10,895,000 | $8,950,000 | -17.9% | 0.3% |
| DIRECTORS MORTGAGE, INC. | $10,950,000 | $8,930,000 | -18.4% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $18,790,000 | $8,915,000 | -52.6% | 0.3% |
| ALLIANT CREDIT UNION | $5,965,000 | $8,865,000 | 48.6% | 0.3% |
| The Huntington National Bank | $2,495,000 | $8,755,000 | 250.9% | 0.3% |
| OREGON COMMUNITY | $6,035,000 | $8,595,000 | 42.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $3,780,000 | $8,525,000 | 125.5% | 0.3% |
| LPMC, LLC | $9,700,000 | $8,490,000 | -12.5% | 0.3% |
| Citibank | $1,310,000 | $7,805,000 | 495.8% | 0.3% |
| MORTGAGE EXPRESS, LLC | $5,470,000 | $7,615,000 | 39.2% | 0.3% |
| SUMMIT MORTGAGE CORPORATION | $895,000 | $7,385,000 | 725.1% | 0.3% |
| Goldman Sachs Bank USA | $7,220,000 | n/a | 0.3% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,155,000 | $6,975,000 | 67.9% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $7,200,000 | $6,945,000 | -3.5% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $6,915,000 | n/a | 0.2% | |
| TWINSTAR | $4,965,000 | $6,905,000 | 39.1% | 0.2% |
| City National Bank | $2,495,000 | $6,480,000 | 159.7% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $6,415,000 | $6,475,000 | 0.9% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,400,000 | $6,325,000 | -39.2% | 0.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $10,595,000 | $6,300,000 | -40.5% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,275,000 | $6,020,000 | 372.2% | 0.2% |
| NBKC BANK | $4,320,000 | $5,950,000 | 37.7% | 0.2% |
| Northwest Farm Credit Services, FLCA | $13,645,000 | $5,870,000 | -57.0% | 0.2% |
| SCENIC OAKS FUNDING, INC. | $2,160,000 | $5,765,000 | 166.9% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,255,000 | $5,750,000 | 358.2% | 0.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,280,000 | $5,655,000 | 341.8% | 0.2% |
| EVERETT FINANCIAL, INC. | $105,000 | $5,640,000 | 5,271.4% | 0.2% |
| Boeing Employees Credit Union | $6,715,000 | $5,600,000 | -16.6% | 0.2% |
| Banner Bank | $32,125,000 | $5,520,000 | -82.8% | 0.2% |
| The Federal Savings Bank | $1,530,000 | $5,480,000 | 258.2% | 0.2% |
| Equity Prime Mortgage LLC | $6,515,000 | $5,400,000 | -17.1% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $4,595,000 | $5,195,000 | 13.1% | 0.2% |
| Oregon State Credit Union | $2,080,000 | $5,115,000 | 145.9% | 0.2% |
| AMERICAN HERITAGE LENDING, INC. | $1,970,000 | $4,865,000 | 147.0% | 0.2% |
| USAA Federal Savings Bank | $6,850,000 | $4,745,000 | -30.7% | 0.2% |
| LENDSURE MORTGAGE CORP. | $7,885,000 | $4,640,000 | -41.2% | 0.2% |
| Citadel Servicing Corporation | $6,815,000 | $4,580,000 | -32.8% | 0.2% |
| Stifel Bank and Trust | $4,675,000 | $4,565,000 | -2.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $6,060,000 | $4,520,000 | -25.4% | 0.2% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $4,510,000 | n/a | 0.2% | |
| MEMBER FIRST MORTGAGE, LLC | $5,765,000 | $4,505,000 | -21.9% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $3,945,000 | $4,410,000 | 11.8% | 0.2% |
| Golden Empire Mortgage, Inc. | $8,240,000 | $4,200,000 | -49.0% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,720,000 | $4,080,000 | 137.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,995,000 | $3,955,000 | 32.1% | 0.1% |
| Nations Lending Corporation | $1,945,000 | $3,890,000 | 100.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,375,000 | $3,865,000 | -58.8% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $3,755,000 | n/a | 0.1% | |
| PNC Bank | $2,655,000 | $3,730,000 | 40.5% | 0.1% |
| TIAA, FSB | $3,620,000 | n/a | 0.1% | |
| 1st Security Bank of Washington | $3,150,000 | $3,585,000 | 13.8% | 0.1% |
| GSF Mortgage Corporation | $3,385,000 | n/a | 0.1% | |
| Figure Lending LLC | $2,580,000 | $3,365,000 | 30.4% | 0.1% |
| Greenbox Loans, Inc. | $2,905,000 | $3,325,000 | 14.5% | 0.1% |
| S1L, Inc. | $3,015,000 | $3,285,000 | 9.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,755,000 | $3,195,000 | 82.1% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $2,260,000 | $3,055,000 | 35.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $7,320,000 | $2,945,000 | -59.8% | 0.1% |
| Rivermark Community Credit Union | $3,380,000 | $2,865,000 | -15.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,550,000 | $2,815,000 | 81.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $5,960,000 | $2,795,000 | -53.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,555,000 | $2,770,000 | 8.4% | 0.1% |
| NexBank | $2,260,000 | $2,720,000 | 20.4% | 0.1% |
| Leader Bank | $1,980,000 | $2,665,000 | 34.6% | 0.1% |
| Citizens Bank | $775,000 | $2,580,000 | 232.9% | 0.1% |
| HomeStreet Bank | $2,740,000 | $2,570,000 | -6.2% | 0.1% |
| Washington Federal Bank | $21,055,000 | $2,560,000 | -87.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $690,000 | $2,525,000 | 265.9% | 0.1% |
| BAY EQUITY LLC | $9,565,000 | $2,495,000 | -73.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,835,000 | $2,390,000 | 30.2% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $970,000 | $2,370,000 | 144.3% | 0.1% |
| GEORGIA'S OWN | $1,915,000 | $2,325,000 | 21.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $355,000 | $2,275,000 | 540.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $465,000 | $2,250,000 | 383.9% | 0.1% |
| SPRING EQ, LLC | $1,220,000 | $2,200,000 | 80.3% | 0.1% |
| First-Citizens Bank & Trust Company | $315,000 | $2,180,000 | 592.1% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,100,000 | $2,165,000 | 3.1% | 0.1% |
| Fifth Third Bank | $2,140,000 | n/a | 0.1% | |
| NuVision Federal Credit Union | $395,000 | $2,105,000 | 432.9% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $3,230,000 | $2,060,000 | -36.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,945,000 | $2,055,000 | 5.7% | 0.1% |
| PLANET HOME LENDING, LLC | $3,890,000 | $2,030,000 | -47.8% | 0.1% |
| OCMBC, INC. | $1,725,000 | $2,000,000 | 15.9% | 0.1% |
| INTERCAP LENDING INC. | $1,990,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,985,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $1,980,000 | n/a | 0.1% | |
| NMSI, INC. | $1,895,000 | $1,975,000 | 4.2% | 0.1% |
| ARC HOME LLC | $2,345,000 | $1,925,000 | -17.9% | 0.1% |
| Ameris Bank | $1,895,000 | n/a | 0.1% | |
| Toyota Financial Savings Bank | $1,890,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $2,135,000 | $1,885,000 | -11.7% | 0.1% |
| HomeTrust Bank | $55,000 | $1,880,000 | 3,318.2% | 0.1% |
| Idaho First Bank | $3,555,000 | $1,835,000 | -48.4% | 0.1% |
| SIRVA MORTGAGE, INC. | $435,000 | $1,815,000 | 317.2% | 0.1% |
| JMAC LENDING, INC. | $875,000 | $1,770,000 | 102.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $4,150,000 | $1,735,000 | -58.2% | 0.1% |
| Truist | $1,605,000 | $1,700,000 | 5.9% | 0.1% |
| COAST 2 COAST FUNDING GROUP, INC. | $655,000 | $1,655,000 | 152.7% | 0.1% |
| Raymond James Bank | $2,965,000 | $1,640,000 | -44.7% | 0.1% |
| EVANSVILLE TEACHERS | $1,630,000 | n/a | 0.1% | |
| Unitus Community Credit Union | $565,000 | $1,625,000 | 187.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $690,000 | $1,605,000 | 132.6% | 0.1% |
| USAlliance Federal Credit Union | $1,345,000 | $1,600,000 | 19.0% | 0.1% |
| ROGUE | $3,205,000 | $1,580,000 | -50.7% | 0.1% |
| First Bank | $505,000 | $1,560,000 | 208.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $870,000 | $1,550,000 | 78.2% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,985,000 | $1,545,000 | -22.2% | 0.1% |
| Merchants Mortgage & Trust Corporation | $1,550,000 | $1,530,000 | -1.3% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,005,000 | $1,510,000 | 50.2% | 0.1% |
| RF Renovo Management Company, LLC | $1,445,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,020,000 | $1,435,000 | -29.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $7,305,000 | $1,430,000 | -80.4% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $555,000 | $1,420,000 | 155.9% | 0.1% |
| First Western Trust Bank | $1,310,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,290,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,535,000 | $1,260,000 | -17.9% | 0.0% |
| M&T Bank | $1,215,000 | n/a | 0.0% | |
| RAIN CITY CAPITAL, LLC | $1,210,000 | n/a | 0.0% | |
| Mechanics Bank | $1,200,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $815,000 | $1,190,000 | 46.0% | 0.0% |
| GENISYS | $1,165,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $1,165,000 | $1,160,000 | -0.4% | 0.0% |
| Coastal Community Bank | $890,000 | $1,155,000 | 29.8% | 0.0% |
| Carrington Mortgage Services, LLC | $1,665,000 | $1,140,000 | -31.5% | 0.0% |
| MORTGAGEONE, INC. | $1,135,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $785,000 | $1,115,000 | 42.0% | 0.0% |
| AHL FUNDING | $770,000 | $1,090,000 | 41.6% | 0.0% |
| CARDINAL FINANCIAL | $1,430,000 | $1,085,000 | -24.1% | 0.0% |
| Zions Bank | $2,075,000 | $1,080,000 | -48.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $17,160,000 | $1,070,000 | -93.8% | 0.0% |
| STANFORD Federal Credit Union | $1,070,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $1,065,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $730,000 | $1,060,000 | 45.2% | 0.0% |
| Discover Bank | $2,350,000 | $1,055,000 | -55.1% | 0.0% |
| NEW DAY FINANCIAL, LLC | $575,000 | $1,055,000 | 83.5% | 0.0% |
| PRIORITY HOME LENDING, LLC | $2,695,000 | $1,050,000 | -61.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,030,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $1,025,000 | n/a | 0.0% | |
| First Federal Bank | $1,015,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $515,000 | $1,010,000 | 96.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,005,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $725,000 | $1,005,000 | 38.6% | 0.0% |
| Farmers Bank & Trust | $2,080,000 | $980,000 | -52.9% | 0.0% |
| AMWEST FUNDING CORP. | $960,000 | n/a | 0.0% | |
| Northpointe Bank | $5,290,000 | $960,000 | -81.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,795,000 | $920,000 | -67.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $255,000 | $920,000 | 260.8% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $4,945,000 | $880,000 | -82.2% | 0.0% |
| First National Bank of America | $855,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $830,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $635,000 | $805,000 | 26.8% | 0.0% |
| GESA | $235,000 | $805,000 | 242.6% | 0.0% |
| GREENSTATE CREDIT UNION | $805,000 | n/a | 0.0% | |
| Pinnacle Bank | $805,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $1,105,000 | $805,000 | -27.1% | 0.0% |
| TOWNE MORTGAGE COMPANY | $805,000 | n/a | 0.0% | |
| BNY Mellon | $1,335,000 | $795,000 | -40.4% | 0.0% |
| Flagstar Bank, FSB | $14,650,000 | $790,000 | -94.6% | 0.0% |
| State Department Federal Credit Union | $785,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $765,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $760,000 | n/a | 0.0% | |
| MidFirst Bank | $755,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $755,000 | n/a | 0.0% | |
| NP, Inc. | $365,000 | $745,000 | 104.1% | 0.0% |
| BOKF | $415,000 | $715,000 | 72.3% | 0.0% |
| First Bank | $505,000 | $705,000 | 39.6% | 0.0% |
| Affiliated Bank | $695,000 | n/a | 0.0% | |
| Utah Power | $685,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $1,470,000 | $645,000 | -56.1% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $615,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $560,000 | $605,000 | 8.0% | 0.0% |
| General Mortgage Capital Corporation | $275,000 | $605,000 | 120.0% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $595,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $380,000 | $580,000 | 52.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $575,000 | n/a | 0.0% | |
| NFM, INC. | $1,850,000 | $575,000 | -68.9% | 0.0% |
| Civista Bank | $555,000 | n/a | 0.0% | |
| WASHINGTON STATE EMPLOYEES Credit Union | $210,000 | $550,000 | 161.9% | 0.0% |
| Heritage Bank | $820,000 | $505,000 | -38.4% | 0.0% |
| SKYONE Federal Credit Union | $505,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $860,000 | $495,000 | -42.4% | 0.0% |
| Crestline Funding Corporation | $485,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $1,100,000 | $485,000 | -55.9% | 0.0% |
| OAKTREE FUNDING CORP. | $95,000 | $485,000 | 410.5% | 0.0% |
| The Central Trust Bank | $485,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $380,000 | $480,000 | 26.3% | 0.0% |
| Ixonia Bank | $705,000 | $475,000 | -32.6% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $2,175,000 | $465,000 | -78.6% | 0.0% |
| First National Bank Texas | $445,000 | $455,000 | 2.2% | 0.0% |
| SALAL | $435,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $815,000 | $415,000 | -49.1% | 0.0% |
| Veritex Community Bank | $405,000 | n/a | 0.0% | |
| Willamette Valley Bank | $2,330,000 | $405,000 | -82.6% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $395,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $445,000 | $395,000 | -11.2% | 0.0% |
| First Savings Bank | $385,000 | n/a | 0.0% | |
| Frontier Bank | $385,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $385,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $365,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $365,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $355,000 | n/a | 0.0% | |
| RED CANOE CREDIT UNION | $1,185,000 | $355,000 | -70.0% | 0.0% |
| Armed Forces Bank | $345,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $345,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $345,000 | n/a | 0.0% | |
| NUMERICA CREDIT UNION | $325,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $315,000 | n/a | 0.0% | |
| Peoples Bank | $315,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| University Bank | $305,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| ONY GLO, INC. | $295,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $295,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $315,000 | $290,000 | -7.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $4,880,000 | $285,000 | -94.2% | 0.0% |
| OREGONIANS CREDIT UNION | $935,000 | $275,000 | -70.6% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $275,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $730,000 | $265,000 | -63.7% | 0.0% |
| MY MOVE MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| MERIWEST | $255,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $245,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $205,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $205,000 | n/a | 0.0% | |
| MARION AND POLK SCHOOLS CREDIT UNION | $1,270,000 | $205,000 | -83.9% | 0.0% |
| LOANPAL, LLC | $420,000 | $200,000 | -52.4% | 0.0% |
| Connexus Credit Union | $195,000 | n/a | 0.0% | |
| Clackamas Federal Credit Union | $275,000 | $190,000 | -30.9% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| CENTRAL WILLAMETTE Credit Union | $175,000 | n/a | 0.0% | |
| TOWER | $155,000 | n/a | 0.0% | |
| Baxter Credit Union | $135,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $135,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $465,000 | $135,000 | -71.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $740,000 | $125,000 | -83.1% | 0.0% |
| America's Credit Union | $115,000 | n/a | 0.0% | |
| USAGENCIES | $115,000 | n/a | 0.0% | |
| KINECTA | $305,000 | $105,000 | -65.6% | 0.0% |
| ADVANCIAL | $85,000 | n/a | 0.0% | |
| BayCoast Bank | $85,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $555,000 | $75,000 | -86.5% | 0.0% |
| MOUNTAIN AMERICA | $215,000 | $75,000 | -65.1% | 0.0% |
| VERITAS FUNDING, LLC | $345,000 | $75,000 | -78.3% | 0.0% |
| Liberty Savings Bank, F.S.B. | $55,000 | n/a | 0.0% | |
| SOUND | $35,000 | n/a | 0.0% |
BEND's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.5% market share. In second place, with 4.8%, is QUICKEN LOANS, LLC, having originated $135,155,000 in loans. In third place, with 4.1%, is The Loan Store, Inc., having originated $115,200,000 in loans. In fourth place, with 3.7%, is U.S. Bank, having originated $103,435,000 in loans. In fifth place, with 3.6%, is GUILD MORTGAGE COMPANY, having originated $100,845,000 in loans.
BEND Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $432,675 (7.7%) | $606,671 (3.0%) | 1.60 | 1,392 |
| 2018-02-01 | $436,725 (9.2%) | $609,596 (5.9%) | 1.59 | 1,367 |
| 2018-03-01 | $445,700 (5.0%) | $613,474 (5.0%) | 1.56 | 1,495 |
| 2018-04-01 | $457,725 (7.1%) | $629,862 (6.6%) | 1.55 | 1,606 |
| 2018-05-01 | $459,450 (5.7%) | $629,204 (7.5%) | 1.53 | 1,737 |
| 2018-06-01 | $474,900 (5.0%) | $632,942 (3.9%) | 1.58 | 1,879 |
| 2018-07-01 | $472,839 (3.9%) | $635,692 (3.9%) | 1.58 | 2,044 |
| 2018-08-01 | $469,900 (4.4%) | $628,241 (3.9%) | 1.57 | 2,078 |
| 2018-09-01 | $473,450 (8.8%) | $631,943 (6.6%) | 1.59 | 2,048 |
| 2018-10-01 | $466,925 (7.2%) | $626,123 (5.2%) | 1.58 | 1,927 |
| 2018-11-01 | $461,725 (5.2%) | $635,430 (5.9%) | 1.57 | 1,748 |
| 2018-12-01 | $459,979 (5.8%) | $644,969 (7.7%) | 1.59 | 1,570 |
| 2019-01-01 | $464,450 (7.3%) | $652,581 (7.6%) | 1.60 | 1,425 |
| 2019-02-01 | $469,500 (7.5%) | $647,635 (6.2%) | 1.59 | 1,386 |
| 2019-03-01 | $484,586 (8.7%) | $649,952 (6.0%) | 1.58 | 1,419 |
| 2019-04-01 | $495,500 (8.3%) | $650,630 (3.3%) | 1.57 | 1,466 |
| 2019-05-01 | $495,000 (7.7%) | $654,645 (4.0%) | 1.55 | 1,666 |
| 2019-06-01 | $489,900 (3.2%) | $651,737 (3.0%) | 1.53 | 1,971 |
| 2019-07-01 | $499,000 (5.5%) | $653,402 (2.8%) | 1.56 | 2,066 |
| 2019-08-01 | $492,455 (4.8%) | $659,804 (5.0%) | 1.56 | 2,003 |
| 2019-09-01 | $482,636 (1.9%) | $652,677 (3.3%) | 1.54 | 1,942 |
| 2019-10-01 | $478,091 (2.4%) | $650,607 (3.9%) | 1.54 | 1,855 |
| 2019-11-01 | $474,900 (2.9%) | $664,538 (4.6%) | 1.56 | 1,573 |
| 2019-12-01 | $466,750 (1.5%) | $670,170 (3.9%) | 1.56 | 1,279 |
| 2020-01-01 | $454,900 (-2.1%) | $663,777 (1.7%) | 1.52 | 1,145 |
| 2020-02-01 | $450,000 (-4.2%) | $662,052 (2.2%) | 1.47 | 1,102 |
| 2020-03-01 | $464,500 (-4.1%) | $661,763 (1.8%) | 1.46 | 1,201 |
| 2020-04-01 | $468,850 (-5.4%) | $652,640 (0.3%) | 1.47 | 1,399 |
| 2020-05-01 | $478,160 (-3.4%) | $661,606 (1.1%) | 1.45 | 1,393 |
| 2020-06-01 | $487,250 (-0.5%) | $688,092 (5.6%) | 1.44 | 1,231 |
| 2020-07-01 | $509,250 (2.1%) | $709,754 (8.6%) | 1.48 | 1,078 |
| 2020-08-01 | $499,900 (1.5%) | $759,672 (15.1%) | 1.43 | 795 |
| 2020-09-01 | $526,198 (9.0%) | $773,000 (18.4%) | 1.51 | 701 |
| 2020-10-01 | $539,900 (12.9%) | $795,776 (22.3%) | 1.55 | 597 |
| 2020-11-01 | $571,975 (20.4%) | $817,671 (23.0%) | 1.67 | 505 |
| 2020-12-01 | $552,703 (18.4%) | $819,214 (22.2%) | 1.64 | 452 |
| 2021-01-01 | $549,950 (20.9%) | $848,315 (27.8%) | 1.64 | 396 |
| 2021-02-01 | $604,925 (34.4%) | $906,165 (36.9%) | 1.76 | 365 |
| 2021-03-01 | $568,703 (22.4%) | $923,899 (39.6%) | 1.61 | 379 |
| 2021-04-01 | $624,725 (33.3%) | $964,181 (47.7%) | 1.69 | 383 |
| 2021-05-01 | $642,500 (34.4%) | $934,371 (41.2%) | 1.71 | 435 |
| 2021-06-01 | $657,500 (34.9%) | $959,547 (39.5%) | 1.73 | 557 |
| 2021-07-01 | $689,450 (35.4%) | $984,800 (38.8%) | 1.82 | 694 |
| 2021-08-01 | $678,750 (35.8%) | $970,307 (27.7%) | 1.81 | 802 |
| 2021-09-01 | $687,500 (30.7%) | $962,303 (24.5%) | 1.83 | 878 |
| 2021-10-01 | $665,000 (23.2%) | $935,550 (17.6%) | 1.77 | 887 |
| 2021-11-01 | $653,146 (14.2%) | $938,349 (14.8%) | 1.75 | 735 |
| 2021-12-01 | $668,604 (21.0%) | $993,717 (21.3%) | 1.81 | 553 |
| 2022-01-01 | $649,450 (18.1%) | $988,783 (16.6%) | 1.76 | 398 |
| 2022-02-01 | $682,425 (12.8%) | $980,393 (8.2%) | 1.77 | 382 |
| 2022-03-01 | $683,009 (20.1%) | $949,619 (2.8%) | 1.71 | 446 |
| 2022-04-01 | $699,500 (12.0%) | $970,185 (0.6%) | 1.67 | 566 |
| 2022-05-01 | $734,500 (14.3%) | $985,031 (5.4%) | 1.68 | 792 |
| 2022-06-01 | $722,225 (9.8%) | $957,203 (-0.2%) | 1.61 | 1,006 |
| 2022-07-01 | $699,900 (1.5%) | $950,095 (-3.5%) | 1.58 | 1,246 |
| 2022-08-01 | $684,700 (0.9%) | $928,574 (-4.3%) | 1.58 | 1,281 |
| 2022-09-01 | $666,907 (-3.0%) | $938,722 (-2.5%) | 1.56 | 1,268 |
| 2022-10-01 | $649,900 (-2.3%) | $924,094 (-1.2%) | 1.53 | 1,260 |
| 2022-11-01 | $637,592 (-2.4%) | $920,910 (-1.9%) | 1.53 | 1,145 |
| 2022-12-01 | $625,000 (-6.5%) | $918,627 (-7.6%) | 1.54 | 1,030 |
| 2023-01-01 | $622,200 (-4.2%) | $903,852 (-8.6%) | 1.54 | 867 |
| 2023-02-01 | $625,000 (-8.4%) | $936,349 (-4.5%) | 1.51 | 821 |
| 2023-03-01 | $636,200 (-6.9%) | $943,930 (-0.6%) | 1.50 | 847 |
| 2023-04-01 | $658,700 (-5.8%) | $991,799 (2.2%) | 1.53 | 869 |
| 2023-05-01 | $712,400 (-3.0%) | $1,011,334 (2.7%) | 1.62 | 987 |
| 2023-06-01 | $709,450 (-1.8%) | $1,004,382 (4.9%) | 1.59 | 1,102 |
| 2023-07-01 | $734,900 (5.0%) | $996,724 (4.9%) | 1.67 | 1,263 |
| 2023-08-01 | $727,000 (6.2%) | $988,448 (6.5%) | 1.67 | 1,277 |
| 2023-09-01 | $725,000 (8.7%) | $968,824 (3.2%) | 1.69 | 1,296 |
| 2023-10-01 | $699,775 (7.7%) | $951,874 (3.0%) | 1.65 | 1,253 |
| 2023-11-01 | $682,050 (7.0%) | $939,114 (2.0%) | 1.62 | 1,191 |
| 2023-12-01 | $675,000 (8.0%) | $935,595 (1.9%) | 1.65 | 1,058 |
| 2024-01-01 | $649,950 (4.5%) | $909,367 (0.6%) | 1.59 | 958 |
| 2024-02-01 | $649,950 (4.0%) | $914,197 (-2.4%) | 1.56 | 937 |
| 2024-03-01 | $659,900 (3.7%) | $935,250 (-0.9%) | 1.55 | 1,001 |
| 2024-04-01 | $699,000 (6.1%) | $986,299 (-0.6%) | 1.63 | 1,151 |
| 2024-05-01 | $724,900 (1.8%) | $1,001,747 (-1.0%) | 1.65 | 1,385 |
| 2024-06-01 | $726,788 (2.4%) | $1,017,674 (1.3%) | 1.65 | 1,608 |
| 2024-07-01 | $724,950 (-1.4%) | $1,010,609 (1.4%) | 1.66 | 1,814 |
| 2024-08-01 | $715,000 (-1.7%) | $1,008,260 (2.0%) | 1.66 | 1,886 |
| 2024-09-01 | $712,830 (-1.7%) | $998,082 (3.0%) | 1.68 | 1,969 |
| 2024-10-01 | $701,995 (0.3%) | $974,269 (2.4%) | 1.66 | 1,957 |
| 2024-11-01 | $695,250 (1.9%) | $960,451 (2.3%) | 1.67 | 1,926 |
| 2024-12-01 | $689,450 (2.1%) | $955,622 (2.1%) | 1.71 | 1,773 |
| 2025-01-01 | $682,450 (5.0%) | $966,670 (6.3%) | 1.70 | 1,652 |
| 2025-02-01 | $691,951 (6.5%) | $968,916 (6.0%) | 1.68 | 1,682 |
| 2025-03-01 | $699,900 (6.1%) | $995,133 (6.4%) | 1.65 | 1,841 |
| 2025-04-01 | $714,555 (2.2%) | $997,428 (1.1%) | 1.66 | 2,121 |
| 2025-05-01 | $739,948 (2.1%) | $1,009,370 (0.8%) | 1.68 | 2,461 |
| 2025-06-01 | $749,000 (3.1%) | $1,022,781 (0.5%) | 1.70 | 2,669 |
| 2025-07-01 | $749,000 (3.3%) | $1,019,921 (0.9%) | 1.70 | 2,708 |
| 2025-08-01 | $747,500 (4.6%) | $1,020,134 (1.2%) | 1.74 | 2,665 |
| 2025-09-01 | $736,248 (3.3%) | $1,018,605 (2.1%) | 1.73 | 2,549 |
| 2025-10-01 | $734,000 (4.6%) | $1,017,699 (4.5%) | 1.73 | 2,408 |
| 2025-11-01 | $715,000 (2.8%) | $1,005,975 (4.7%) | 1.72 | 2,168 |
| 2025-12-01 | $699,923 (1.5%) | $1,004,954 (5.2%) | 1.75 | 1,964 |
| 2026-01-01 | $699,000 (2.4%) | $1,008,953 (4.4%) | 1.75 | 1,787 |
| 2026-02-01 | $699,900 (1.2%) | $998,595 (3.1%) | 1.73 | 1,811 |
| 2026-03-01 | $699,125 (-0.1%) | $974,663 (-2.1%) | 1.68 | 2,032 |
| 2026-04-01 | $699,000 (-2.2%) | $975,890 (-2.2%) | 1.64 | 2,254 |
| 2026-05-01 | $709,900 (-4.1%) | $976,023 (-3.3%) | 1.65 | 2,484 |
| 2026-06-01 | $700,000 (-6.5%) | $971,203 (-5.0%) | 1.63 | 2,641 |
| 2026-07-01 | $700,349 (-6.5%) | $973,436 (-4.6%) | 1.63 | 2,726 |
| 2026-08-01 | $699,900 (-6.4%) | $960,880 (-5.8%) | 1.65 | 2,728 |
| 2026-09-01 | $699,900 (-4.9%) | $956,558 (-6.1%) | 0.00 | 2,646 |
| 2026-10-01 | $695,000 (-5.3%) | $957,565 (-5.9%) | 0.00 | 2,567 |
BEND's median listing price for 2026-10-01 was $695,000, a difference of
$-39,000
(-5.3%) versus the prior year and
$-4,900 versus the prior month.
BEND's median listing price comes in at 0% of the national average.
BEND's average listing price for 2026-10-01 was $957,565, a difference of $-60,134 (-5.9%) versus the prior year and $1,007 versus the prior month.
For the 2026-10-01 period, BEND had 2,567 MLS listings, a difference of -79 listings (-3%) versus the prior month and 159 listings (7%) versus the prior year.
BEND's median listing price comes in at 0% of the national average.
BEND's average listing price for 2026-10-01 was $957,565, a difference of $-60,134 (-5.9%) versus the prior year and $1,007 versus the prior month.
For the 2026-10-01 period, BEND had 2,567 MLS listings, a difference of -79 listings (-3%) versus the prior month and 159 listings (7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 95 days | 2,024 sqft |
| 2018-02-01 | 84 days | 2,010 sqft |
| 2018-03-01 | 58 days | 2,015 sqft |
| 2018-04-01 | 54 days | 2,030 sqft |
| 2018-05-01 | 52 days | 2,043 sqft |
| 2018-06-01 | 51 days | 2,040 sqft |
| 2018-07-01 | 57 days | 2,039 sqft |
| 2018-08-01 | 63 days | 2,030 sqft |
| 2018-09-01 | 69 days | 2,051 sqft |
| 2018-10-01 | 80 days | 2,028 sqft |
| 2018-11-01 | 88 days | 2,025 sqft |
| 2018-12-01 | 103 days | 2,021 sqft |
| 2019-01-01 | 109 days | 2,033 sqft |
| 2019-02-01 | 104 days | 2,040 sqft |
| 2019-03-01 | 87 days | 2,039 sqft |
| 2019-04-01 | 66 days | 2,046 sqft |
| 2019-05-01 | 44 days | 2,059 sqft |
| 2019-06-01 | 43 days | 2,072 sqft |
| 2019-07-01 | 55 days | 2,075 sqft |
| 2019-08-01 | 66 days | 2,062 sqft |
| 2019-09-01 | 75 days | 2,034 sqft |
| 2019-10-01 | 82 days | 2,023 sqft |
| 2019-11-01 | 92 days | 2,032 sqft |
| 2019-12-01 | 100 days | 2,029 sqft |
| 2020-01-01 | 103 days | 2,023 sqft |
| 2020-02-01 | 89 days | 2,005 sqft |
| 2020-03-01 | 54 days | 2,021 sqft |
| 2020-04-01 | 51 days | 2,009 sqft |
| 2020-05-01 | 68 days | 2,023 sqft |
| 2020-06-01 | 70 days | 2,046 sqft |
| 2020-07-01 | 63 days | 2,054 sqft |
| 2020-08-01 | 60 days | 2,038 sqft |
| 2020-09-01 | 60 days | 2,009 sqft |
| 2020-10-01 | 69 days | 1,981 sqft |
| 2020-11-01 | 69 days | 1,990 sqft |
| 2020-12-01 | 68 days | 1,945 sqft |
| 2021-01-01 | 59 days | 1,959 sqft |
| 2021-02-01 | 42 days | 1,994 sqft |
| 2021-03-01 | 40 days | 1,943 sqft |
| 2021-04-01 | 37 days | 2,016 sqft |
| 2021-05-01 | 34 days | 1,948 sqft |
| 2021-06-01 | 31 days | 1,983 sqft |
| 2021-07-01 | 33 days | 1,996 sqft |
| 2021-08-01 | 37 days | 1,982 sqft |
| 2021-09-01 | 40 days | 1,990 sqft |
| 2021-10-01 | 47 days | 1,960 sqft |
| 2021-11-01 | 63 days | 1,924 sqft |
| 2021-12-01 | 84 days | 1,957 sqft |
| 2022-01-01 | 92 days | 1,920 sqft |
| 2022-02-01 | 44 days | 1,919 sqft |
| 2022-03-01 | 34 days | 1,940 sqft |
| 2022-04-01 | 33 days | 1,962 sqft |
| 2022-05-01 | 32 days | 1,991 sqft |
| 2022-06-01 | 36 days | 1,996 sqft |
| 2022-07-01 | 39 days | 1,971 sqft |
| 2022-08-01 | 52 days | 1,962 sqft |
| 2022-09-01 | 62 days | 1,944 sqft |
| 2022-10-01 | 68 days | 1,927 sqft |
| 2022-11-01 | 74 days | 1,914 sqft |
| 2022-12-01 | 92 days | 1,908 sqft |
| 2023-01-01 | 95 days | 1,921 sqft |
| 2023-02-01 | 92 days | 1,902 sqft |
| 2023-03-01 | 61 days | 1,908 sqft |
| 2023-04-01 | 56 days | 1,927 sqft |
| 2023-05-01 | 49 days | 1,981 sqft |
| 2023-06-01 | 46 days | 1,998 sqft |
| 2023-07-01 | 48 days | 2,026 sqft |
| 2023-08-01 | 55 days | 2,010 sqft |
| 2023-09-01 | 64 days | 1,991 sqft |
| 2023-10-01 | 71 days | 1,984 sqft |
| 2023-11-01 | 77 days | 1,963 sqft |
| 2023-12-01 | 85 days | 1,953 sqft |
| 2024-01-01 | 92 days | 1,930 sqft |
| 2024-02-01 | 88 days | 1,933 sqft |
| 2024-03-01 | 61 days | 1,930 sqft |
| 2024-04-01 | 47 days | 1,946 sqft |
| 2024-05-01 | 46 days | 1,962 sqft |
| 2024-06-01 | 51 days | 1,987 sqft |
| 2024-07-01 | 56 days | 1,969 sqft |
| 2024-08-01 | 65 days | 1,976 sqft |
| 2024-09-01 | 80 days | 1,992 sqft |
| 2024-10-01 | 94 days | 1,977 sqft |
| 2024-11-01 | 113 days | 1,940 sqft |
| 2024-12-01 | 131 days | 1,938 sqft |
| 2025-01-01 | 146 days | 1,941 sqft |
| 2025-02-01 | 144 days | 1,939 sqft |
| 2025-03-01 | 123 days | 1,950 sqft |
| 2025-04-01 | 77 days | 1,951 sqft |
| 2025-05-01 | 65 days | 1,984 sqft |
| 2025-06-01 | 66 days | 2,000 sqft |
| 2025-07-01 | 70 days | 2,000 sqft |
| 2025-08-01 | 79 days | 1,998 sqft |
| 2025-09-01 | 93 days | 1,984 sqft |
| 2025-10-01 | 98 days | 1,978 sqft |
| 2025-11-01 | 101 days | 1,954 sqft |
| 2025-12-01 | 110 days | 1,940 sqft |
| 2026-01-01 | 109 days | 1,946 sqft |
| 2026-02-01 | 85 days | 1,955 sqft |
| 2026-03-01 | 52 days | 1,950 sqft |
| 2026-04-01 | 50 days | 1,941 sqft |
| 2026-05-01 | 57 days | 1,954 sqft |
| 2026-06-01 | 64 days | 1,977 sqft |
| 2026-07-01 | 69 days | 1,970 sqft |
| 2026-08-01 | 79 days | 1,967 sqft |
| 2026-09-01 | 0 days | 1,950 sqft |
| 2026-10-01 | 0 days | 1,934 sqft |
BEND's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
BEND's median square footage for active listings during the 2026-10-01 period was 1,934 sqft. One year prior, the average listing was 1,978 sqft.
BEND's median square footage for active listings during the 2026-10-01 period was 1,934 sqft. One year prior, the average listing was 1,978 sqft.
BEND, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,324 | $1,799,600,000 | $541,396 |
| Refi | 930 | $436,470,000 | $469,323 |
| Home Improvement | 841 | $114,615,000 | $136,284 |
| Other | 803 | $161,355,000 | $200,940 |
| Cash Out Refi | 785 | $311,925,000 | $397,357 |
| NA | 1 | $285,000 | $285,000 |
Bend's most frequently cited loan purpose was Home Purchase, with 3,324 originations. The 2nd most popular reason was Refi, with 930 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 2,652 | $1,346,840,000 | $507,858 |
| 7-8% | 1,671 | $478,745,000 | $286,502 |
| 5-6% | 1,301 | $715,075,000 | $549,635 |
| Over 8% | 838 | $146,290,000 | $174,570 |
| 4-5% | 113 | $75,675,000 | $669,690 |
| 3-4% | 56 | $26,610,000 | $475,179 |
| <2.5% | 17 | $1,695,000 | $99,706 |
| 2.5-3% | 5 | $1,985,000 | $397,000 |
During 2025, Bend's most frequently originated rate bucket was 6-7%, with 2,652 originations.
Loan Sizing (BEND, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 1,731 | $845,215,000 | $488,281 |
| $200k-400k | 1,692 | $511,600,000 | $302,364 |
| $600k-1000k | 1,011 | $741,615,000 | $733,546 |
| $100k-200k | 979 | $133,995,000 | $136,869 |
| $100,000 or less | 956 | $54,000,000 | $56,485 |
| $Over $1MM | 315 | $537,825,000 | $1,707,381 |
BEND's loan sizing saw the bucket of loans from $400k-600k with 1,731 originations, totaling $845,215,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,683 | $946,785,000 | $562,558 |
| Under 20% | 1,553 | $151,535,000 | $97,576 |
| 60-80% | 1,506 | $980,160,000 | $650,837 |
| 20-40% | 961 | $255,885,000 | $266,270 |
| 40-60% | 843 | $402,565,000 | $477,539 |
| Over 100% | 45 | $27,615,000 | $613,667 |
BEND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,683 originations, totaling $946,785,000 in origination value.