BEND Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bend averaged 6.41% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.8% and one month ago for the week of 2024-11-07, the average rate was 6.9%.

Bend's average rate one year ago was 7.04%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Bend 30 Year Fixed Rate 2024-12-12 6.41%
Bend 30 Year Fixed Rate Refi 2024-12-12 6.95%
Bend 15 Year Fixed Rate 2024-12-12 5.84%
Bend 15 Year Fixed Rate Refi 2024-12-12 6.04%
Bend 30 Year FHA 2024-12-12 5.89%
Bend 30 Year FHA Refi 2024-12-12 6.38%
Bend 30 Year USDA 2024-12-12 6.4%
Bend 30 Year USDA Refi 2024-12-12 6.3%
Bend 30 Year VA 2024-12-12 5.96%
Bend 30 Year VA Refi 2024-12-12 5.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BEND, OR.

BEND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BEND, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 183 6.66% $9,949
UNITED WHOLESALE MORTGAGE, LLC 142 6.65% $10,404
LOANDEPOT.COM, LLC 141 6.51% $10,545
GUILD MORTGAGE COMPANY 127 6.86% $10,906
OnPoint Community Credit Union 91 6.58% $5,867
U.S. Bank 83 6.53% $9,258
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 63 6.76% $7,934
CMG MORTGAGE, INC. 58 6.77% $7,263
SELCO COMMUNITY 48 6.09% $4,824
NATIONS DIRECT MORTGAGE, LLC 45 6.55% $7,646
PROVIDENT FUNDING ASSOCIATES, L.P. 45 6.28% $7,497
AMERICAN PACIFIC MORTGAGE CORPORATION 44 6.69% $11,031
Wells Fargo Bank 43 6.13% $7,464
The Loan Store, Inc. 42 7.01% $10,666
MOVEMENT MORTGAGE, LLC 41 6.94% $7,526
CHURCHILL MORTGAGE CORPORATION 35 6.63% $10,509
SUMMIT FUNDING, INC. 30 7.19% $10,851
DHI MORTGAGE COMPANY, LTD. 29 5.91% $6,075
NEWREZ LLC 29 6.83% $8,517
CANOPY MORTGAGE, LLC 29 6.70% $10,792
JPMorgan Chase Bank 29 6.57% $8,972
Umpqua Bank 27 6.75% $7,417
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 25 6.83% $11,051
Washington Federal Bank 25 6.80% $20,117
LEADERONE FINANCIAL CORPORATION 25 6.94% $6,234
PENNYMAC LOAN SERVICES, LLC 24 6.79% $8,100
Morgan Stanley Private Bank 24 5.73% $4,932
CROSSCOUNTRY MORTGAGE, LLC 23 7.07% $9,124
Nations Lending Corporation 21 6.95% $7,125
Bank of America 19 6.14% $6,733
MORTGAGE EXPRESS, LLC 19 7.08% $7,721
CALIBER HOME LOANS, INC. 18 6.85% $8,946
GUARANTEED RATE, INC. 16 6.81% $7,186
ARK-LA-TEX FINANCIAL SERVICES, LLC. 16 6.82% $7,894
Flagstar Bank, FSB 16 6.92% $8,529
MANN FINANCIAL INC. 15 7.11% $6,808
Washington Trust Bank 14 6.46% $7,967
DIRECTORS MORTGAGE, INC. 13 7.29% $12,255
LPMC, LLC 13 6.76% $11,396
PREMIER MORTGAGE RESOURCES, L.L.C. 13 6.24% $15,236
PACIFIC RESIDENTIAL MORTGAGE, LLC 12 7.14% $10,628
Mr. Cooper ( Nationstar Mortgage ) 12 6.75% $11,768
HOMEBRIDGE FINANCIAL SERVICES, INC. 12 6.13% $8,916
Willamette Valley Bank 12 6.61% $12,882
S1L, Inc. 11 6.85% $11,756
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 7.09% $10,073
OREGON COMMUNITY 10 6.54% $8,317
UBS Bank USA 10 6.25% $6,546
KeyBank 10 6.24% $7,752
AXIA FINANCIAL, LLC 10 7.20% $9,067
Charles Schwab Bank, SSB 9 5.91% $6,453
ACADEMY MORTGAGE CORPORATION 9 6.81% $11,318
BROKER SOLUTIONS, INC. 9 7.10% $9,029
Century Mortgage Company DBA Century Lending Company 9 6.86% $8,254
FIRST TECHNOLOGY 8 6.64% $5,519
Sierra Pacific Mortgage Company, Inc. 8 7.19% $10,704
PLAZA HOME MORTGAGE, INC. 8 6.80% $10,834
SAMMAMISH MORTGAGE COMPANY 7 6.32% $6,013
Evolve Bank & Trust 7 5.93% $14,486
NAVY FEDERAL CREDIT UNION 7 6.41% $9,186
BMO Harris Bank 7 6.93% $8,638
Golden Empire Mortgage, Inc. 7 6.57% $11,975
ARC HOME LLC 7 7.27% $11,749
Boeing Employees Credit Union 7 6.23% $5,727
SUMMIT MORTGAGE CORPORATION 7 6.66% $10,472
Plains Commerce Bank 6 6.88% $7,112
PRIORITY HOME LENDING, LLC 6 6.67% $12,273
Citibank 6 5.88% $8,207
EAGLE HOME MORTGAGE, LLC 6 6.23% $4,472
Citadel Servicing Corporation 6 8.62% $11,572
USAA Federal Savings Bank 5 6.35% $6,447
OCMBC, INC. 5 7.78% $17,722
First-Citizens Bank & Trust Company 5 6.03% $10,604
First Interstate Bank 5 7.05% $5,354
Commerce Home Mortgage, Inc. 5 7.55% $12,384
TWINSTAR 4 6.25% $7,693
LENDSURE MORTGAGE CORP. 4 8.59% $32,494
NBKC BANK 4 6.44% $4,310
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.62% $8,904
Unitus Community Credit Union 4 6.22% $4,464
American Mortgage & Equity Consultants, Inc. 4 6.90% $9,793
Bank of England 4 6.78% $7,621
BETTER MORTGAGE CORPORATION 4 7.03% $8,959
BAY EQUITY LLC 4 6.87% $10,620
PANORAMA MORTGAGE GROUP, LLC 4 6.38% $15,649
PNC Bank 4 6.72% $11,159
Ally Bank 3 6.38% $10,272
NMSI, INC. 3 6.71% $10,998
Northwest Farm Credit Services, FLCA 3 7.43% $9,406
Banner Bank 3 6.42% $6,919
ROGUE 3 7.13% $5,256
ENVOY MORTGAGE, LTD 3 6.88% $14,019
Stifel Bank and Trust 3 5.50% $6,322
The Huntington National Bank 3 6.29% $7,261
1st Security Bank of Washington 3 6.58% $13,181
FIRST COMMUNITY 3 6.29% $3,915
First Republic Bank 3 5.07% $4,292
FREEDOM MORTGAGE CORPORATION 3 7.04% $11,963
KINECTA 3 6.63% $8,998
ADVANTIS 2 6.25% $7,242
Goldman Sachs Bank USA 2 5.25% $8,802
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 10.38% $13,693
WASHINGTON STATE EMPLOYEES Credit Union 2 6.50% $4,488
V.I.P. MORTGAGE, INC. 2 7.00% $8,449
NEXERA HOLDING LLC 2 6.81% $21,256
CHERRY CREEK MORTGAGE, LLC 2 7.44% $999
LAKEVIEW LOAN SERVICING, LLC 2 6.50% $11,214
Chicago Mortgage Solutions LLC 2 5.50% $4,713
Farmers Bank & Trust 2 6.63% $5,396
UNITED SECURITY FINANCIAL CORP 2 7.31% $16,734
UNION HOME MORTGAGE CORP. 2 6.44% $7,934
Loan Simple, Inc. 2 7.06% $10,778
STAR ONE CREDIT UNION 2 5.88% $3,284
EVANSVILLE TEACHERS 2 5.88% $8,495
Rivermark Community Credit Union 2 6.63% $3,218
AMERISAVE MORTGAGE CORPORATION 2 5.94% $9,105
RESIDENTIAL MORTGAGE, LLC 2 6.13% $11,320
AmeriHome Mortgage Company, LLC 2 6.81% $6,588
Prosperity Home Mortgage, LLC 2 7.19% $6,434
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 7.31% $11,824
PREMIA MORTGAGE, LLC 2 6.50% $4,849
CORNERSTONE HOME LENDING, INC. 2 7.06% $16,780
Barrington Bank & Trust Company, N.A. 2 7.56% $5,925
NOVA FINANCIAL & INVESTMENT CORPORATION 2 7.24% $4,926
North American Savings Bank, F.S.B. 2 6.81% $14,799
NFM, INC. 2 6.75% $6,738
Goldwater Bank, N.A. 2 6.88% $11,968
Zions Bank 1 6.25% $6,969
A&D Mortgage LLC 1 8.38% $22,659
ADVANCIAL 1 8.50% $11,483
ALLIANT CREDIT UNION 1 6.25% $5,411
AMERICAN FINANCIAL RESOURCES, INC. 1 5.50% $7,790
AMERICAN FINANCING CORPORATION 1 6.13% $7,087
AMERICAN HERITAGE LENDING, INC. 1 7.50% $12,943
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.13% $4,927
Ameris Bank 1 6.99% $7,198
Arvest Bank 1 6.88% $5,010
Atlantic Coast Mortgage, LLC 1 7.00% $5,639
Axos Bank 1 7.25% $37,576
Bank of Washington 1 6.90% $4,671
BAY-VALLEY MORTGAGE GROUP 1 7.13% $9,890
BECKAM FUNDING CORP. 1 7.13% $17,079
Bethpage Federal Credit Union 1 7.38% $6,126
BNC National Bank 1 6.00% $5,630
BNY Mellon 1 6.00% $7,828
BOKF 1 7.13% $6,856
CARDINAL FINANCIAL 1 6.00% $7,189
Carrington Mortgage Services, LLC 1 6.25% $15,299
CASTLE & COOKE MORTGAGE, LLC 1 6.50% $5,325
Centennial Bank 1 6.38% $6,417
Choice Financial Group 1 6.88% $7,288
City National Bank 1 6.00% $9,789
CITYWIDE HOME LOANS, LLC 1 5.63% $8,544
COLUMBIA COMMUNITY CREDIT UNION 1 7.88% $5,438
Cornerstone First Mortgage, Inc 1 7.00% $12,859
DATA MORTGAGE, INC. 1 8.88% $13,731
DEEPHAVEN MORTGAGE LLC 1 6.88% $1,473
Discover Bank 1 8.24% $0
EVERETT FINANCIAL, INC. 1 6.00% $3,758
Fifth Third Bank 1 5.63% $5,222
Firefighters First Federal Credit Union 1 6.50% $4,493
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.50% $18,104
First National Bank of America 1 9.38% $14,217
Gateway First Bank 1 7.50% $9,058
GSF Mortgage Corporation 1 6.38% $2,834
GUARANTEED RATE AFFINITY, LLC 1 7.08% $5,845
GUARANTY HOME MORTGAGE CORPORATION 1 5.75% $20,035
HAPO COMMUNITY CREDIT UNION 1 6.63% $9,627
HomeStreet Bank 1 6.88% $15,585
HSBC BANK USA, NATIONAL ASSOCIATION 1 5.69% $9,109
INTERCAP LENDING INC. 1 8.13% $6,284
iQ Credit Union 1 6.38% $6,422
JMAC LENDING, INC. 1 7.25% $21,125
JMJ FINANCIAL GROUP 1 5.25% $7,253
LADERA LENDING, INC. 1 5.99% $10,516
Leader Bank 1 6.88% $23,365
MARION AND POLK SCHOOLS CREDIT UNION 1 7.00% $4,451
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.38% $3,531
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.25% $6,141
MORIA DEVELOPMENT, INC. 1 5.13% $8,676
MOUNTAIN AMERICA 1 7.13% $7,058
NEW WAVE LENDING GROUP INC 1 7.63% $7,785
NexBank 1 6.63% $19,608
NP, Inc. 1 8.00% $16,702
OAKTREE FUNDING CORP. 1 7.38% $15,348
ON Q FINANCIAL, INC. 1 6.00% $7,519
ONY GLO, INC. 1 7.99% $6,730
Pacific NW Federal Credit Union 1 6.75% $3,859
Paramount Residential Mortgage Group, Inc. 1 8.13% $2,097
Raymond James Bank 1 7.13% $2,040
RED CANOE CREDIT UNION 1 6.25% $12,540
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 8.00% $5,217
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 5.88% $5,051
ROYAL UNITED MORTGAGE LLC 1 7.63% $14,278
Servion, Inc. 1 7.25% $5,089
SOUND 1 7.13% $7,597
State Department Federal Credit Union 1 5.75% $11,598
SUCCESS MORTGAGE PARTNERS, INC. 1 7.63% $13,594
Toyota Financial Savings Bank 1 5.50% $11,379
TRIAD FINANCIAL SERVICES, INC. 1 8.60% $8,476
Utah Power 1 5.00% $6,732
Wauna Federal Credit Union 1 7.25% $11,087
WINGS FINANCIAL 1 5.63% $9,997

BEND Average Closing Costs & Other Stats

BEND, OR's 203 lenders originated 5,298 loans during 2023. The total origination value was $1,986,370,000, with an average loan value of $374,928.

BEND's average closing costs are $6,309.

The top BEND lender as defined by loan originations is QUICKEN LOANS, LLC, with 183 loans originated. Their average total fees are $9,949, which is $454 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee BEND lenders (with over 10 loans originated) are SELCO COMMUNITY ($4,824), Morgan Stanley Private Bank ($4,932), OnPoint Community Credit Union ($5,867), DHI MORTGAGE COMPANY, LTD. ($6,075) and LEADERONE FINANCIAL CORPORATION ($6,234).

The lowest rate BEND lenders (with over 10 loans originated) are Morgan Stanley Private Bank (5.73%), DHI MORTGAGE COMPANY, LTD. (5.91%), SELCO COMMUNITY (6.09%), HOMEBRIDGE FINANCIAL SERVICES, INC. (6.13%) and Wells Fargo Bank (6.13%).

BEND, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $152,740,000 $109,020,000 -28.6% 5.5%
QUICKEN LOANS, LLC $120,820,000 $106,855,000 -11.6% 5.4%
U.S. Bank $203,545,000 $95,885,000 -52.9% 4.8%
OnPoint Community Credit Union $124,655,000 $88,770,000 -28.8% 4.5%
GUILD MORTGAGE COMPANY $112,855,000 $87,530,000 -22.4% 4.4%
LOANDEPOT.COM, LLC $137,195,000 $72,060,000 -47.5% 3.6%
Mid Oregon Federal Credit Union $100,640,000 $68,470,000 -32.0% 3.4%
Wells Fargo Bank $107,545,000 $59,145,000 -45.0% 3.0%
Umpqua Bank $182,555,000 $52,245,000 -71.4% 2.6%
Washington Federal Bank $97,135,000 $45,385,000 -53.3% 2.3%
SELCO COMMUNITY $70,215,000 $44,755,000 -36.3% 2.3%
CMG MORTGAGE, INC. $65,340,000 $43,935,000 -32.8% 2.2%
Security First Bank of North Dakota $39,005,000 n/a 2.0%
First Interstate Bank $87,270,000 $38,525,000 -55.9% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $43,805,000 $38,505,000 -12.1% 1.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $46,655,000 $32,910,000 -29.5% 1.7%
NATIONS DIRECT MORTGAGE, LLC $36,505,000 $29,605,000 -18.9% 1.5%
Bank of America $64,795,000 $28,600,000 -55.9% 1.4%
MOVEMENT MORTGAGE, LLC $11,575,000 $26,095,000 125.4% 1.3%
JPMorgan Chase Bank $49,815,000 $24,910,000 -50.0% 1.3%
The Loan Store, Inc. $515,000 $22,310,000 4,232.0% 1.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $17,370,000 $22,205,000 27.8% 1.1%
LEADERONE FINANCIAL CORPORATION $990,000 $20,760,000 1,997.0% 1.0%
NEWREZ LLC $9,365,000 $19,985,000 113.4% 1.0%
SUMMIT FUNDING, INC. $40,670,000 $19,740,000 -51.5% 1.0%
Morgan Stanley Private Bank $21,880,000 $19,135,000 -12.5% 1.0%
PENNYMAC LOAN SERVICES, LLC $30,035,000 $18,500,000 -38.4% 0.9%
DHI MORTGAGE COMPANY, LTD. $23,545,000 $17,950,000 -23.8% 0.9%
CHURCHILL MORTGAGE CORPORATION $24,005,000 $17,500,000 -27.1% 0.9%
CANOPY MORTGAGE, LLC $30,715,000 $17,205,000 -44.0% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $21,335,000 $16,180,000 -24.2% 0.8%
Commerce Home Mortgage, Inc. $16,290,000 $14,855,000 -8.8% 0.7%
CALIBER HOME LOANS, INC. $121,015,000 $14,645,000 -87.9% 0.7%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $30,505,000 $13,770,000 -54.9% 0.7%
Nations Lending Corporation $11,145,000 $13,470,000 20.9% 0.7%
FIRST TECHNOLOGY $20,120,000 $13,400,000 -33.4% 0.7%
Banner Bank $29,545,000 $13,155,000 -55.5% 0.7%
Flagstar Bank, FSB $31,965,000 $12,915,000 -59.6% 0.7%
Washington Trust Bank $16,610,000 $12,910,000 -22.3% 0.6%
GUARANTEED RATE, INC. $24,725,000 $11,210,000 -54.7% 0.6%
KeyBank $32,985,000 $10,445,000 -68.3% 0.5%
Mortgage Research Center, LLC $10,800,000 $10,085,000 -6.6% 0.5%
MORTGAGE EXPRESS, LLC $12,460,000 $9,980,000 -19.9% 0.5%
UBS Bank USA $12,110,000 $9,825,000 -18.9% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $13,670,000 $9,765,000 -28.6% 0.5%
OREGON COMMUNITY $10,045,000 $9,250,000 -7.9% 0.5%
DIRECTORS MORTGAGE, INC. $19,335,000 $9,135,000 -52.8% 0.5%
NAVY FEDERAL CREDIT UNION $8,920,000 $8,940,000 0.2% 0.5%
Willamette Valley Bank $13,340,000 $8,935,000 -33.0% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,125,000 $8,895,000 690.7% 0.4%
MANN FINANCIAL INC. $14,985,000 $8,525,000 -43.1% 0.4%
Charles Schwab Bank, SSB $20,930,000 $8,060,000 -61.5% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $48,380,000 $7,900,000 -83.7% 0.4%
First-Citizens Bank & Trust Company $5,650,000 $7,745,000 37.1% 0.4%
LPMC, LLC $19,765,000 $7,250,000 -63.3% 0.4%
GREYSTONE SERVICING COMPANY LLC $7,105,000 n/a 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $46,410,000 $7,000,000 -84.9% 0.4%
Citibank $2,630,000 $6,990,000 165.8% 0.4%
ACADEMY MORTGAGE CORPORATION $37,485,000 $6,835,000 -81.8% 0.3%
AXIA FINANCIAL, LLC $11,450,000 $6,585,000 -42.5% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $10,875,000 $6,540,000 -39.9% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $13,265,000 $6,270,000 -52.7% 0.3%
Century Mortgage Company DBA Century Lending Company $715,000 $6,245,000 773.4% 0.3%
PNC Bank $15,345,000 $6,180,000 -59.7% 0.3%
PLAZA HOME MORTGAGE, INC. $3,840,000 $6,165,000 60.5% 0.3%
FIRST COMMUNITY $5,145,000 $6,030,000 17.2% 0.3%
BMO Harris Bank $1,100,000 $5,935,000 439.5% 0.3%
FINANCE OF AMERICA REVERSE LLC $22,125,000 $5,875,000 -73.4% 0.3%
S1L, Inc. $42,465,000 $5,665,000 -86.7% 0.3%
Boeing Employees Credit Union $6,110,000 $5,535,000 -9.4% 0.3%
Citadel Servicing Corporation $760,000 $5,350,000 603.9% 0.3%
LENDSURE MORTGAGE CORP. $3,155,000 $5,135,000 62.8% 0.3%
Goldman Sachs Bank USA $2,590,000 $4,930,000 90.3% 0.2%
TWINSTAR $4,925,000 n/a 0.2%
1st Security Bank of Washington $1,815,000 $4,905,000 170.2% 0.2%
Evolve Bank & Trust $15,300,000 $4,730,000 -69.1% 0.2%
BROKER SOLUTIONS, INC. $8,400,000 $4,630,000 -44.9% 0.2%
M&T Realty Capital Corporation $4,505,000 n/a 0.2%
EAGLE HOME MORTGAGE, LLC $4,325,000 n/a 0.2%
ARC HOME LLC $1,175,000 $4,245,000 261.3% 0.2%
Sierra Pacific Mortgage Company, Inc. $6,050,000 $4,195,000 -30.7% 0.2%
Golden Empire Mortgage, Inc. $8,060,000 $4,130,000 -48.8% 0.2%
Idaho First Bank $1,525,000 $4,110,000 169.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $13,595,000 $3,925,000 -71.1% 0.2%
CARDINAL FINANCIAL $3,925,000 $3,880,000 -1.1% 0.2%
AMERISAVE MORTGAGE CORPORATION $14,570,000 $3,800,000 -73.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $2,490,000 $3,770,000 51.4% 0.2%
Heritage Bank $405,000 $3,735,000 822.2% 0.2%
SAMMAMISH MORTGAGE COMPANY $1,670,000 $3,730,000 123.4% 0.2%
HOMEXPRESS MORTGAGE CORP. $3,825,000 $3,685,000 -3.7% 0.2%
First Republic Bank $53,345,000 $3,665,000 -93.1% 0.2%
SUMMIT MORTGAGE CORPORATION $11,355,000 $3,570,000 -68.6% 0.2%
Axos Bank $2,265,000 $3,510,000 55.0% 0.2%
PRIORITY HOME LENDING, LLC $3,840,000 $3,455,000 -10.0% 0.2%
HomeStreet Bank $7,225,000 $3,400,000 -52.9% 0.2%
Figure Lending LLC $3,480,000 $3,395,000 -2.4% 0.2%
PANORAMA MORTGAGE GROUP, LLC $615,000 $3,390,000 451.2% 0.2%
Bank of England $5,655,000 $3,380,000 -40.2% 0.2%
Prosperity Home Mortgage, LLC $650,000 $3,310,000 409.2% 0.2%
The Huntington National Bank $5,015,000 $3,245,000 -35.3% 0.2%
HomeTrust Bank $85,000 $3,215,000 3,682.4% 0.2%
Plains Commerce Bank $3,140,000 n/a 0.2%
BAY EQUITY LLC $4,055,000 $2,835,000 -30.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $6,670,000 $2,680,000 -59.8% 0.1%
Pioneer Trust Bank, N.A. $2,610,000 n/a 0.1%
City National Bank $2,535,000 $2,605,000 2.8% 0.1%
Stifel Bank and Trust $6,495,000 $2,605,000 -59.9% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $5,990,000 $2,480,000 -58.6% 0.1%
BNY Mellon $2,710,000 $2,395,000 -11.6% 0.1%
OCMBC, INC. $790,000 $2,385,000 201.9% 0.1%
BETTER MORTGAGE CORPORATION $16,830,000 $2,325,000 -86.2% 0.1%
WASHINGTON STATE EMPLOYEES Credit Union $1,140,000 $2,260,000 98.2% 0.1%
NBKC BANK $4,240,000 $2,250,000 -46.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,300,000 $2,250,000 -2.2% 0.1%
Barrington Bank & Trust Company, N.A. $850,000 $2,185,000 157.1% 0.1%
ALLIANT CREDIT UNION $3,345,000 $2,065,000 -38.3% 0.1%
North American Savings Bank, F.S.B. $3,135,000 $2,055,000 -34.4% 0.1%
American Mortgage & Equity Consultants, Inc. $1,960,000 n/a 0.1%
ENVOY MORTGAGE, LTD $1,875,000 n/a 0.1%
Carrington Mortgage Services, LLC $2,625,000 $1,870,000 -28.8% 0.1%
Paramount Residential Mortgage Group, Inc. $18,515,000 $1,845,000 -90.0% 0.1%
KINECTA $1,000,000 $1,840,000 84.0% 0.1%
Toyota Financial Savings Bank $740,000 $1,795,000 142.6% 0.1%
Ally Bank $6,700,000 $1,775,000 -73.5% 0.1%
USAA Federal Savings Bank $3,935,000 $1,775,000 -54.9% 0.1%
ROGUE $1,950,000 $1,760,000 -9.7% 0.1%
Farmers Bank & Trust $1,745,000 n/a 0.1%
Discover Bank $2,560,000 $1,720,000 -32.8% 0.1%
EVANSVILLE TEACHERS $2,635,000 $1,710,000 -35.1% 0.1%
Northwest Farm Credit Services, FLCA $6,355,000 $1,680,000 -73.6% 0.1%
Zions Bank $530,000 $1,670,000 215.1% 0.1%
FREEDOM MORTGAGE CORPORATION $18,490,000 $1,660,000 -91.0% 0.1%
ADVANTIS $2,060,000 $1,650,000 -19.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,335,000 $1,625,000 -62.5% 0.1%
NMSI, INC. $895,000 $1,585,000 77.1% 0.1%
AmeriHome Mortgage Company, LLC $625,000 $1,550,000 148.0% 0.1%
Equity Bank $1,505,000 $1,505,000 0.0% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $5,720,000 $1,505,000 -73.7% 0.1%
V.I.P. MORTGAGE, INC. $1,435,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $8,925,000 $1,410,000 -84.2% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,380,000 n/a 0.1%
GENEVA FINANCIAL, LLC $30,660,000 $1,345,000 -95.6% 0.1%
Unitus Community Credit Union $3,815,000 $1,325,000 -65.3% 0.1%
Loan Simple, Inc. $3,015,000 $1,315,000 -56.4% 0.1%
CORNERSTONE HOME LENDING, INC. $5,225,000 $1,275,000 -75.6% 0.1%
MARION AND POLK SCHOOLS CREDIT UNION $890,000 $1,275,000 43.3% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $585,000 $1,260,000 115.4% 0.1%
MID AMERICA MORTGAGE, INC. $235,000 $1,230,000 423.4% 0.1%
Merchants Mortgage & Trust Corporation $265,000 $1,210,000 356.6% 0.1%
NEXERA HOLDING LLC $1,335,000 $1,210,000 -9.4% 0.1%
UNION HOME MORTGAGE CORP. $1,155,000 $1,170,000 1.3% 0.1%
UNITED SECURITY FINANCIAL CORP $1,160,000 n/a 0.1%
The Federal Savings Bank $4,430,000 $1,145,000 -74.2% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,105,000 n/a 0.1%
JMJ FINANCIAL GROUP $1,100,000 n/a 0.1%
STAR ONE CREDIT UNION $420,000 $1,100,000 161.9% 0.1%
21ST MORTGAGE CORPORATION $310,000 $1,085,000 250.0% 0.1%
DEEPHAVEN MORTGAGE LLC $2,190,000 $1,075,000 -50.9% 0.1%
ON Q FINANCIAL, INC. $2,780,000 $1,075,000 -61.3% 0.1%
Gateway First Bank $7,800,000 $1,070,000 -86.3% 0.1%
RESIDENTIAL MORTGAGE, LLC $1,070,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,555,000 $1,060,000 -31.8% 0.1%
GSF Mortgage Corporation $1,175,000 $1,035,000 -11.9% 0.1%
CHERRY CREEK MORTGAGE, LLC $8,265,000 $1,000,000 -87.9% 0.1%
Chicago Mortgage Solutions LLC $540,000 $990,000 83.3% 0.0%
Bethpage Federal Credit Union $760,000 $985,000 29.6% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $975,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $930,000 n/a 0.0%
Goldwater Bank, N.A. $910,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $910,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $1,160,000 $880,000 -24.1% 0.0%
OAKTREE FUNDING CORP. $395,000 $870,000 120.3% 0.0%
Bank of Washington $855,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,980,000 $850,000 -57.1% 0.0%
Gallic & Johnson, LLC $2,260,000 $835,000 -63.1% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $830,000 n/a 0.0%
LADERA LENDING, INC. $2,570,000 $825,000 -67.9% 0.0%
USAGENCIES $715,000 $810,000 13.3% 0.0%
NFM, INC. $1,610,000 $800,000 -50.3% 0.0%
OREGONIANS CREDIT UNION $1,365,000 $800,000 -41.4% 0.0%
Leader Bank $795,000 n/a 0.0%
Fifth Third Bank $4,010,000 $765,000 -80.9% 0.0%
Wauna Federal Credit Union $755,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $2,430,000 $750,000 -69.1% 0.0%
A&D Mortgage LLC $2,155,000 $715,000 -66.8% 0.0%
Capital Bank $705,000 n/a 0.0%
Equity Prime Mortgage LLC $1,145,000 $680,000 -40.6% 0.0%
NEW DAY FINANCIAL, LLC $1,250,000 $675,000 -46.0% 0.0%
INTERCAP LENDING INC. $505,000 $665,000 31.7% 0.0%
WINGS FINANCIAL $610,000 $665,000 9.0% 0.0%
BOKF $655,000 n/a 0.0%
Centennial Bank $655,000 n/a 0.0%
iQ Credit Union $1,645,000 $640,000 -61.1% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $505,000 $635,000 25.7% 0.0%
BNC National Bank $4,630,000 $635,000 -86.3% 0.0%
ONY GLO, INC. $1,205,000 $635,000 -47.3% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $635,000 n/a 0.0%
Cornerstone First Mortgage, Inc $625,000 n/a 0.0%
First National Bank of America $620,000 n/a 0.0%
BECKAM FUNDING CORP. $605,000 n/a 0.0%
EVERETT FINANCIAL, INC. $1,755,000 $605,000 -65.5% 0.0%
JMAC LENDING, INC. $275,000 $605,000 120.0% 0.0%
Coastal Community Bank $580,000 n/a 0.0%
Ameris Bank $565,000 n/a 0.0%
NexBank $980,000 $555,000 -43.4% 0.0%
Rivermark Community Credit Union $3,410,000 $555,000 -83.7% 0.0%
HAPO COMMUNITY CREDIT UNION $545,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $545,000 n/a 0.0%
RED CANOE CREDIT UNION $110,000 $545,000 395.5% 0.0%
BAY-VALLEY MORTGAGE GROUP $525,000 n/a 0.0%
Servion, Inc. $525,000 n/a 0.0%
Service Federal Credit Union $505,000 n/a 0.0%
USAlliance Federal Credit Union $505,000 n/a 0.0%
PHH Mortgage Corporation $4,655,000 $500,000 -89.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,435,000 $495,000 -65.5% 0.0%
Logan Finance Corporation $495,000 n/a 0.0%
HighTechLending Inc $385,000 $480,000 24.7% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $445,000 $465,000 4.5% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $445,000 n/a 0.0%
Sound Community Bank $445,000 n/a 0.0%
Meridian Bank Corporation $435,000 n/a 0.0%
Connexus Credit Union $410,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $405,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $405,000 n/a 0.0%
DATA MORTGAGE, INC. $405,000 $405,000 0.0% 0.0%
First Federal Bank $405,000 n/a 0.0%
NP, Inc. $405,000 n/a 0.0%
The Central Trust Bank $615,000 $405,000 -34.1% 0.0%
PLANET HOME LENDING, LLC $1,030,000 $390,000 -62.1% 0.0%
PacWest Funding Inc. $385,000 n/a 0.0%
People's Bank of Commerce $4,320,000 $385,000 -91.1% 0.0%
State Department Federal Credit Union $385,000 n/a 0.0%
Utah Power $385,000 n/a 0.0%
Peoples Bank $375,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $890,000 $365,000 -59.0% 0.0%
Consolidated Federal Credit Union $1,335,000 $360,000 -73.0% 0.0%
VERITAS FUNDING, LLC $2,170,000 $355,000 -83.6% 0.0%
MOUNTAIN AMERICA $630,000 $345,000 -45.2% 0.0%
Firefighters First Federal Credit Union $1,705,000 $335,000 -80.4% 0.0%
SOUND $335,000 n/a 0.0%
Hometown Equity Mortgage, LLC $415,000 $325,000 -21.7% 0.0%
Oregon State Credit Union $3,055,000 $315,000 -89.7% 0.0%
ADVANCIAL $305,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $2,295,000 $305,000 -86.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $305,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $305,000 n/a 0.0%
Choice Financial Group $295,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $285,000 n/a 0.0%
Arvest Bank $1,370,000 $265,000 -80.7% 0.0%
CITYWIDE HOME LOANS, LLC $265,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $3,100,000 $245,000 -92.1% 0.0%
Alaska USA Federal Credit Union $135,000 $230,000 70.4% 0.0%
Academy Bank $225,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $580,000 $225,000 -61.2% 0.0%
SPRING EQ, LLC $5,220,000 $225,000 -95.7% 0.0%
GEORGIA'S OWN $455,000 $220,000 -51.6% 0.0%
Baxter Credit Union $1,055,000 $210,000 -80.1% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,665,000 $205,000 -92.3% 0.0%
CANVAS CREDIT UNION $205,000 n/a 0.0%
MidFirst Bank $205,000 n/a 0.0%
Pacific NW Federal Credit Union $205,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $195,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $185,000 n/a 0.0%
FUNDLOANS CAPITAL $185,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $810,000 $185,000 -77.2% 0.0%
Point West Credit Union $185,000 n/a 0.0%
Raymond James Bank $6,065,000 $155,000 -97.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $860,000 $140,000 -83.7% 0.0%
Liberty Savings Bank, F.S.B. $135,000 n/a 0.0%
SPOKANE TEACHERS $475,000 $130,000 -72.6% 0.0%
SOUTHWEST STAGE FUNDING, LLC $115,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $625,000 $75,000 -88.0% 0.0%
GESA $65,000 n/a 0.0%
Timberland Bank $55,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $55,000 n/a 0.0%

BEND's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.5% market share. In second place, with 5.4%, is QUICKEN LOANS, LLC, having originated $106,855,000 in loans. In third place, with 4.8%, is U.S. Bank, having originated $95,885,000 in loans. In fourth place, with 4.5%, is OnPoint Community Credit Union, having originated $88,770,000 in loans. In fifth place, with 4.4%, is GUILD MORTGAGE COMPANY, having originated $87,530,000 in loans.


BEND Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $449,588 (5.8%) $625,632 (3.6%) 1.67 1,208
2018-02-01 $449,936 (6.5%) $629,561 (5.8%) 1.63 1,182
2018-03-01 $459,000 (4.5%) $633,098 (3.7%) 1.61 1,310
2018-04-01 $474,409 (6.5%) $647,983 (4.9%) 1.61 1,399
2018-05-01 $474,963 (5.2%) $644,799 (5.6%) 1.59 1,520
2018-06-01 $489,000 (3.5%) $646,527 (2.4%) 1.63 1,661
2018-07-01 $489,000 (3.0%) $652,622 (2.9%) 1.63 1,800
2018-08-01 $492,000 (3.9%) $651,165 (3.6%) 1.65 1,813
2018-09-01 $495,000 (10.0%) $659,337 (7.1%) 1.66 1,764
2018-10-01 $489,000 (7.7%) $655,589 (6.3%) 1.66 1,631
2018-11-01 $485,225 (7.2%) $665,281 (7.4%) 1.64 1,476
2018-12-01 $489,900 (8.9%) $679,687 (9.6%) 1.69 1,293
2019-01-01 $492,495 (9.5%) $692,040 (10.6%) 1.70 1,182
2019-02-01 $499,450 (11.0%) $680,311 (8.1%) 1.69 1,150
2019-03-01 $510,657 (11.3%) $679,416 (7.3%) 1.67 1,180
2019-04-01 $523,205 (10.3%) $676,206 (4.4%) 1.66 1,235
2019-05-01 $518,725 (9.2%) $678,184 (5.2%) 1.62 1,419
2019-06-01 $518,450 (6.0%) $676,689 (4.7%) 1.62 1,686
2019-07-01 $517,450 (5.8%) $676,310 (3.6%) 1.62 1,758
2019-08-01 $510,091 (3.7%) $666,255 (2.3%) 1.62 1,693
2019-09-01 $502,727 (1.6%) $657,835 (-0.2%) 1.61 1,626
2019-10-01 $498,818 (2.0%) $657,843 (0.3%) 1.61 1,544
2019-11-01 $499,000 (2.8%) $673,523 (1.2%) 1.64 1,305
2019-12-01 $499,450 (2.0%) $675,159 (-0.7%) 1.67 1,038
2020-01-01 $493,500 (0.2%) $665,740 (-3.8%) 1.65 928
2020-02-01 $482,000 (-3.5%) $662,027 (-2.7%) 1.58 903
2020-03-01 $487,000 (-4.6%) $659,032 (-3.0%) 1.53 997
2020-04-01 $488,050 (-6.7%) $652,507 (-3.5%) 1.53 1,165
2020-05-01 $499,900 (-3.6%) $662,061 (-2.4%) 1.52 1,172
2020-06-01 $499,900 (-3.6%) $678,945 (0.3%) 1.47 1,048
2020-07-01 $527,500 (1.9%) $708,987 (4.8%) 1.53 898
2020-08-01 $539,450 (5.8%) $776,903 (16.6%) 1.55 649
2020-09-01 $566,225 (12.6%) $792,330 (20.5%) 1.62 564
2020-10-01 $584,900 (17.3%) $813,786 (23.7%) 1.68 483
2020-11-01 $614,450 (23.1%) $828,218 (23.0%) 1.80 406
2020-12-01 $616,200 (23.4%) $834,675 (23.6%) 1.83 360
2021-01-01 $599,995 (21.6%) $840,751 (26.3%) 1.79 316
2021-02-01 $642,375 (33.3%) $887,663 (34.1%) 1.87 295
2021-03-01 $611,150 (25.5%) $912,932 (38.5%) 1.73 312
2021-04-01 $679,900 (39.3%) $950,380 (45.7%) 1.84 316
2021-05-01 $650,000 (30.0%) $917,699 (38.6%) 1.73 364
2021-06-01 $694,450 (38.9%) $951,976 (40.2%) 1.83 476
2021-07-01 $700,000 (32.7%) $991,162 (39.8%) 1.85 591
2021-08-01 $699,945 (29.8%) $992,530 (27.8%) 1.87 681
2021-09-01 $699,973 (23.6%) $994,925 (25.6%) 1.87 730
2021-10-01 $699,900 (19.7%) $968,909 (19.1%) 1.87 701
2021-11-01 $697,000 (13.4%) $972,108 (17.4%) 1.86 572
2021-12-01 $709,900 (15.2%) $1,026,592 (23.0%) 1.92 426
2022-01-01 $689,000 (14.8%) $1,004,451 (19.5%) 1.86 295
2022-02-01 $742,750 (15.6%) $998,040 (12.4%) 1.93 274
2022-03-01 $724,125 (18.5%) $955,156 (4.6%) 1.81 337
2022-04-01 $750,000 (10.3%) $1,014,487 (6.8%) 1.79 420
2022-05-01 $777,000 (19.5%) $1,021,488 (11.3%) 1.78 649
2022-06-01 $759,500 (9.4%) $987,402 (3.7%) 1.69 817
2022-07-01 $739,900 (5.7%) $981,036 (-1.0%) 1.67 1,032
2022-08-01 $722,400 (3.2%) $958,820 (-3.4%) 1.67 1,052
2022-09-01 $699,900 (0.0%) $977,246 (-1.8%) 1.64 1,017
2022-10-01 $677,500 (-3.2%) $962,812 (-0.6%) 1.59 1,020
2022-11-01 $670,800 (-3.8%) $958,315 (-1.4%) 1.61 912
2022-12-01 $657,435 (-7.4%) $957,564 (-6.7%) 1.62 813
2023-01-01 $649,000 (-5.8%) $938,479 (-6.6%) 1.61 657
2023-02-01 $659,425 (-11.2%) $983,195 (-1.5%) 1.59 608
2023-03-01 $678,200 (-6.3%) $990,449 (3.7%) 1.60 654
2023-04-01 $699,900 (-6.7%) $1,038,428 (2.4%) 1.63 678
2023-05-01 $771,000 (-0.8%) $1,049,038 (2.7%) 1.75 794
2023-06-01 $764,700 (0.7%) $1,036,467 (5.0%) 1.72 897
2023-07-01 $779,450 (5.4%) $1,020,044 (4.0%) 1.77 1,021
2023-08-01 $777,250 (7.6%) $1,013,741 (5.7%) 1.78 1,031
2023-09-01 $772,500 (10.4%) $997,391 (2.1%) 1.80 1,048
2023-10-01 $737,300 (8.8%) $976,807 (1.5%) 1.73 1,011
2023-11-01 $699,999 (4.4%) $967,783 (1.0%) 1.67 953
2023-12-01 $699,900 (6.5%) $963,783 (0.7%) 1.71 851
2024-01-01 $682,450 (5.2%) $929,796 (-0.9%) 1.67 767
2024-02-01 $691,270 (4.8%) $940,291 (-4.4%) 1.66 740
2024-03-01 $699,000 (3.1%) $978,404 (-1.2%) 1.65 806
2024-04-01 $732,336 (4.6%) $1,028,671 (-0.9%) 1.70 954
2024-05-01 $754,975 (-2.1%) $1,041,496 (-0.7%) 1.71 1,170
2024-06-01 $769,000 (0.6%) $1,054,872 (1.8%) 1.73 1,352
2024-07-01 $761,000 (-2.4%) $1,057,115 (3.6%) 1.74 1,520
2024-08-01 $742,713 (-4.4%) $1,045,467 (3.1%) 1.73 1,587
2024-09-01 $736,198 (-4.7%) $1,034,121 (3.7%) 1.73 1,635
2024-10-01 $725,000 (-1.7%) $1,010,934 (3.5%) 1.71 1,603
2024-11-01 $721,885 (3.1%) $994,644 (2.8%) 1.73 1,580
BEND's median listing price for 2024-11-01 was $721,885, a difference of $21,886 (3.1%) versus the prior year and $-3,115 versus the prior month.

BEND's median listing price comes in at 173% of the national average.

BEND's average listing price for 2024-11-01 was $994,644, a difference of $26,861 (2.8%) versus the prior year and $-16,290 versus the prior month.

For the 2024-11-01 period, BEND had 1,580 MLS listings, a difference of -23 listings (-1%) versus the prior month and 627 listings (66%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BEND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 2,046 sqft
2018-02-01 83 days 2,029 sqft
2018-03-01 58 days 2,032 sqft
2018-04-01 54 days 2,053 sqft
2018-05-01 52 days 2,071 sqft
2018-06-01 50 days 2,080 sqft
2018-07-01 57 days 2,078 sqft
2018-08-01 65 days 2,081 sqft
2018-09-01 71 days 2,101 sqft
2018-10-01 84 days 2,086 sqft
2018-11-01 92 days 2,080 sqft
2018-12-01 106 days 2,078 sqft
2019-01-01 110 days 2,086 sqft
2019-02-01 102 days 2,093 sqft
2019-03-01 85 days 2,091 sqft
2019-04-01 62 days 2,090 sqft
2019-05-01 42 days 2,096 sqft
2019-06-01 43 days 2,115 sqft
2019-07-01 56 days 2,114 sqft
2019-08-01 66 days 2,095 sqft
2019-09-01 77 days 2,062 sqft
2019-10-01 84 days 2,055 sqft
2019-11-01 92 days 2,073 sqft
2019-12-01 100 days 2,075 sqft
2020-01-01 103 days 2,065 sqft
2020-02-01 87 days 2,033 sqft
2020-03-01 52 days 2,069 sqft
2020-04-01 50 days 2,034 sqft
2020-05-01 68 days 2,051 sqft
2020-06-01 67 days 2,082 sqft
2020-07-01 64 days 2,095 sqft
2020-08-01 64 days 2,088 sqft
2020-09-01 59 days 2,072 sqft
2020-10-01 68 days 2,026 sqft
2020-11-01 71 days 2,045 sqft
2020-12-01 67 days 2,037 sqft
2021-01-01 58 days 2,037 sqft
2021-02-01 40 days 2,027 sqft
2021-03-01 39 days 2,001 sqft
2021-04-01 37 days 2,044 sqft
2021-05-01 34 days 1,988 sqft
2021-06-01 29 days 2,012 sqft
2021-07-01 32 days 2,040 sqft
2021-08-01 36 days 2,018 sqft
2021-09-01 41 days 2,040 sqft
2021-10-01 50 days 2,020 sqft
2021-11-01 62 days 1,991 sqft
2021-12-01 82 days 2,026 sqft
2022-01-01 90 days 1,982 sqft
2022-02-01 39 days 2,007 sqft
2022-03-01 32 days 1,997 sqft
2022-04-01 31 days 2,063 sqft
2022-05-01 29 days 2,034 sqft
2022-06-01 34 days 2,041 sqft
2022-07-01 38 days 2,009 sqft
2022-08-01 51 days 2,004 sqft
2022-09-01 62 days 1,996 sqft
2022-10-01 66 days 1,976 sqft
2022-11-01 73 days 1,950 sqft
2022-12-01 91 days 1,937 sqft
2023-01-01 96 days 1,936 sqft
2023-02-01 89 days 1,934 sqft
2023-03-01 54 days 1,937 sqft
2023-04-01 51 days 1,961 sqft
2023-05-01 45 days 2,023 sqft
2023-06-01 43 days 2,037 sqft
2023-07-01 47 days 2,062 sqft
2023-08-01 54 days 2,046 sqft
2023-09-01 64 days 2,019 sqft
2023-10-01 71 days 2,011 sqft
2023-11-01 78 days 2,010 sqft
2023-12-01 85 days 1,993 sqft
2024-01-01 92 days 1,940 sqft
2024-02-01 86 days 1,943 sqft
2024-03-01 57 days 1,946 sqft
2024-04-01 44 days 1,968 sqft
2024-05-01 44 days 1,995 sqft
2024-06-01 50 days 2,010 sqft
2024-07-01 57 days 2,011 sqft
2024-08-01 65 days 2,010 sqft
2024-09-01 81 days 2,013 sqft
2024-10-01 96 days 2,004 sqft
2024-11-01 114 days 1,978 sqft
BEND's median listing age (time on market) for 2024-11-01 was 114 days. This is 46% longer than the same period one year ago.

BEND's median square footage for active listings during the 2024-11-01 period was 1,978 sqft. One year prior, the average listing was 2,010 sqft.

BEND, OR Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
97701 Bend-Redmond, OR MSA $1,020 $1,210 $1,530 $2,170 $2,610
97702 Bend-Redmond, OR MSA $1,100 $1,310 $1,650 $2,340 $2,810
97703 Bend-Redmond, OR MSA $1,000 $1,180 $1,490 $2,120 $2,540
97707 Bend-Redmond, OR MSA $970 $1,150 $1,450 $2,060 $2,470
97708 Bend-Redmond, OR MSA $1,000 $1,180 $1,490 $2,120 $2,540
97709 Bend-Redmond, OR MSA $1,000 $1,180 $1,490 $2,120 $2,540
97712 Bend-Redmond, OR MSA $1,000 $1,180 $1,490 $2,120 $2,540
97739 Bend-Redmond, OR MSA $840 $990 $1,250 $1,780 $2,130
97756 Bend-Redmond, OR MSA $920 $1,090 $1,370 $1,950 $2,330
97759 Bend-Redmond, OR MSA $980 $1,160 $1,460 $2,070 $2,490
97760 Bend-Redmond, OR MSA $880 $1,040 $1,310 $1,860 $2,230

2022 Average & Median Rent Data Statistics
BEND, OR average 1BR rent: $1,152, median: $1,180
BEND, OR average 2BR rent: $1,453, median: $1,490
BEND, OR average 3BR rent: $2,065, median: $2,120

BEND, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,838 $1,518,780,000 $535,159
Home Improvement 912 $115,340,000 $126,469
Other 819 $141,745,000 $173,071
Cash Out Refi 389 $112,995,000 $290,476
Refi 340 $97,510,000 $286,794

Bend's most frequently cited loan purpose was Home Purchase, with 2,838 originations. The 2nd most popular reason was Home Improvement, with 912 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,623 $778,365,000 $479,584
Over 8% 1,478 $248,970,000 $168,451
7-8% 1,315 $487,985,000 $371,091
5-6% 722 $348,940,000 $483,296
4-5% 76 $39,690,000 $522,237
3-4% 11 $2,865,000 $260,455
<2.5% 6 $1,490,000 $248,333
2.5-3% 4 $2,830,000 $707,500

During 2023, Bend's most frequently originated rate bucket was 6-7%, with 1,623 originations.

Loan Sizing (BEND, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,351 $408,375,000 $302,276
$400k-600k 1,197 $581,605,000 $485,886
$100,000 or less 1,060 $60,520,000 $57,094
$100k-200k 857 $114,505,000 $133,611
$600k-1000k 647 $462,925,000 $715,495
$Over $1MM 186 $358,440,000 $1,927,097

BEND's loan sizing saw the bucket of loans from $200k-400k with 1,351 originations, totaling $408,375,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 1,567 $148,235,000 $94,598
80-100% 1,239 $639,995,000 $516,542
60-80% 1,002 $597,770,000 $596,577
20-40% 771 $205,635,000 $266,712
40-60% 612 $305,620,000 $499,379
Over 100% 35 $17,905,000 $511,571

BEND's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,567 originations, totaling $148,235,000 in origination value.