Fbt Bank & Mortgage Rates, Fees & Info
Fordyce, ARLEI: 549300U65SW4VWXX3N34
Tax ID: 71-0058360
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Mortgage Data
Review & Overview
Fbt Bank & Mortgage is a smaller bank specializing in Home Purchase loans. Fbt Bank & Mortgage has a high proportion of conventional loans. Their top (well, only) market is Pine Bluff.Fbt Bank & Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
127Origination Dollar Volume (All Markets)
$9,735,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 54 | $4,940,000 | $91,481 | $0 | 0.00% |
| PINE BLUFF, AR (FHA|USDA|VA) | 73 | $4,795,000 | $65,685 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 127 | $9,735,000 | $76,654 | $0 | 0.00% |
For 2019, Fbt Bank & Mortgage's most frequently originated type of loan was Conventional, with 127 originations.
Loan Reason
For 2019, Fbt Bank & Mortgage's most frequently cited loan purpose was Home Purchase, with 57 originations. The 2nd most popular reason was Refi, with 31 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 127 | $9,735,000 | $76,654 | $0 | 0.00% |
For 2019, Fbt Bank & Mortgage's most frequently cited loan duration was Other, with 127 originations.
Loan Sizing
2019 saw Fbt Bank & Mortgage place emphasis on $100,000 or less loans with 102 originations, totaling $4,040,000 in origination value.
Applicant Income
Fbt Bank & Mortgage lent most frequently to those with incomes in the $50k or less range, with 46 originations. The second most popular income band? $100k-150k, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 127 | $9,735,000 | $76,654 | $0 | 0.00% |
Fbt Bank & Mortgage lent most frequently to those with DTI ratios of Exempt%, with 127 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.68%
Fbt Bank & Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination96.06%
Fbt Bank & Mortgage has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 127 | $9,735,000 | $76,654 |