PINE BLUFF Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pine Bluff averaged 7.11% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

    The average rate for the prior week (2022-11-23) was 7.1% and one month ago for the week of 2022-10-27, the average rate was 7.5%.

    Pine Bluff's average rate one year ago was 3.27%.

    For refis of the same type during the week of 2022-12-01, the average rate was 6.4%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-12-01 6.49%
    Pine Bluff 30 Year Fixed Rate 2022-12-01 7.11%
    Pine Bluff 30 Year Fixed Rate Refi 2022-12-01 6.4%
    Pine Bluff 15 Year Fixed Rate 2022-12-01 6.52%
    Pine Bluff 15 Year Fixed Rate Refi 2022-12-01 6.29%
    Pine Bluff 30 Year FHA 2022-12-01 6.55%
    Pine Bluff 30 Year FHA Refi 2022-12-01 6.71%
    Pine Bluff 30 Year USDA 2022-12-01 6.79%
    Pine Bluff 30 Year USDA Refi 2022-12-01 6.38%
    Pine Bluff 30 Year VA 2022-12-01 6.98%
    Pine Bluff 30 Year VA Refi 2022-12-01 6.22%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PINE BLUFF, AR.

    PINE BLUFF Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PINE BLUFF, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Simmons Bank 64 3.25% $2,782
    MORTGAGE FINANCIAL SERVICES, LLC 50 3.30% $3,612
    FirstTrust Home Loans, Inc. 46 3.02% $3,429
    QUICKEN LOANS, LLC 39 3.21% $4,518
    Citizens Bank 14 3.04% $3,872
    Wells Fargo Bank 10 3.24% $3,143
    U.S. Bank 9 3.10% $2,676
    CORNERSTONE HOME LENDING, INC. 8 3.19% $5,621
    PINE BLUFF COTTON BELT Federal Credit Union 7 3.48% $2,315
    UNITED WHOLESALE MORTGAGE, LLC 6 3.11% $3,525
    ARKANSAS Federal Credit Union 6 2.67% $3,881
    Arvest Bank 5 3.53% $2,871
    LOANDEPOT.COM, LLC 5 3.28% $3,917
    Mr. Cooper ( Nationstar Mortgage ) 5 3.85% $3,678
    TELCOE FEDERAL CREDIT UNION 4 3.00% $3,665
    BROKER SOLUTIONS, INC. 3 3.08% $3,809
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.17% $4,119
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.62% $5,507
    First Horizon Bank 3 2.83% $2,447
    Reliant Bank 3 3.17% $2,443
    ROYAL UNITED MORTGAGE LLC 2 3.50% $4,376
    First Guaranty Mortgage Corporation 2 2.81% $2,068
    PILGRIM MORTGAGE LLC 2 3.56% $3,252
    PENNYMAC LOAN SERVICES, LLC 2 3.19% $5,666
    FLAT BRANCH MORTGAGE, INC. 2 3.44% $3,166
    Eagle Bank and Trust Company 2 3.25% $2,565
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 3.31% $3,298
    NEWREZ LLC 2 3.06% $3,372
    Bank of America 2 2.81% $1,675
    MLD MORTGAGE INC. 2 2.94% $4,530
    JPMorgan Chase Bank 2 3.31% $2,316
    INLAND BANK & TRUST 1 2.75% $3,667
    AMERISAVE MORTGAGE CORPORATION 1 3.25% $3,961
    ARC HOME LLC 1 2.88% $2,949
    BancorpSouth Bank 1 4.13% $2,348
    Bank of England 1 3.25% $2,919
    BARTLETT MORTGAGE, INC. 1 3.63% $2,867
    CALIBER HOME LOANS, INC. 1 2.99% $3,899
    Centennial Bank 1 3.50% $2,511
    Century Next Bank 1 3.38% $4,646
    ENDEAVOR CAPITAL, LLC. 1 3.13% $4,458
    EVERETT FINANCIAL, INC. 1 4.13% $2,124
    Evolve Bank & Trust 1 3.25% $3,013
    FIRST COMMUNITY MORTGAGE, INC. 1 3.88% $3,208
    First Federal Bank 1 3.50% $4,019
    First Home Bank 1 3.50% $3,156
    Flagstar Bank, FSB 1 3.50% $3,194
    GUILD MORTGAGE COMPANY 1 3.38% $4,274
    AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $2,733
    NAVY FEDERAL CREDIT UNION 1 4.75% $4,231
    PHH Mortgage Corporation 1 5.00% $4,800
    PLANET HOME LENDING, LLC 1 3.13% $4,713
    PREMIA MORTGAGE, LLC 1 2.75% $80
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $1,296
    Princeton Mortgage Corporation 1 3.25% $3,634
    Regions Bank 1 3.13% $5,342
    SECURITYNATIONAL MORTGAGE COMPANY 1 4.38% $3,871
    Sierra Pacific Mortgage Company, Inc. 1 3.13% $3,889
    The Farmers & Merchants Bank 1 2.88% $2,627
    United Community Bank 1 2.98% $2,129
    United Fidelity Funding Corp. 1 2.63% $5,055

    PINE BLUFF Average Closing Costs & Other Stats

    PINE BLUFF, AR's 61 lenders originated 1,445 loans during 2021. The total origination value was $205,595,000, with an average loan value of $142,280.

    PINE BLUFF's average closing costs are $4,118.

    The top PINE BLUFF lender as defined by loan originations is Simmons Bank, with 64 loans originated. Their average total fees are $2,782, which is $830 lower than the next largest lender, MORTGAGE FINANCIAL SERVICES, LLC.

    The lowest fee PINE BLUFF lenders (with over 10 loans originated) are Simmons Bank ($2,782), Wells Fargo Bank ($3,143), FirstTrust Home Loans, Inc. ($3,429), MORTGAGE FINANCIAL SERVICES, LLC ($3,612) and Citizens Bank ($3,872).

    The lowest rate PINE BLUFF lenders (with over 10 loans originated) are FirstTrust Home Loans, Inc. (3.02%), Citizens Bank (3.04%), QUICKEN LOANS, LLC (3.21%), Wells Fargo Bank (3.24%) and Simmons Bank (3.25%).

    PINE BLUFF, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    MORTGAGE FINANCIAL SERVICES, LLC $27,920,000 $30,805,000 10.3% 15.0%
    QUICKEN LOANS, LLC $15,740,000 $19,945,000 26.7% 9.7%
    Simmons Bank $17,515,000 $19,675,000 12.3% 9.6%
    FirstTrust Home Loans, Inc. $11,615,000 $15,795,000 36.0% 7.7%
    Relyance Bank $12,000,000 $10,095,000 -15.9% 4.9%
    FREEDOM MORTGAGE CORPORATION $7,660,000 $8,155,000 6.5% 4.0%
    Citizens Bank $3,340,000 $5,485,000 64.2% 2.7%
    Wells Fargo Bank $1,450,000 $4,380,000 202.1% 2.1%
    PINE BLUFF COTTON BELT Federal Credit Union $4,390,000 $4,260,000 -3.0% 2.1%
    PENNYMAC LOAN SERVICES, LLC $970,000 $4,010,000 313.4% 2.0%
    Mortgage Research Center, LLC $1,400,000 $3,755,000 168.2% 1.8%
    FBT Bank & Mortgage $3,605,000 n/a 1.8%
    21ST MORTGAGE CORPORATION $3,755,000 $3,100,000 -17.4% 1.5%
    U.S. Bank $1,605,000 $3,095,000 92.8% 1.5%
    Mr. Cooper ( Nationstar Mortgage ) $3,385,000 $3,075,000 -9.2% 1.5%
    ARKANSAS Federal Credit Union $1,285,000 $3,030,000 135.8% 1.5%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,540,000 $2,905,000 14.4% 1.4%
    LOANDEPOT.COM, LLC $2,650,000 $2,435,000 -8.1% 1.2%
    Arvest Bank $1,070,000 $2,150,000 100.9% 1.0%
    UNITED WHOLESALE MORTGAGE, LLC $260,000 $2,110,000 711.5% 1.0%
    CALIBER HOME LOANS, INC. $565,000 $2,100,000 271.7% 1.0%
    Bank OZK $2,020,000 n/a 1.0%
    TRIAD FINANCIAL SERVICES, INC. $570,000 $1,840,000 222.8% 0.9%
    CORNERSTONE HOME LENDING, INC. $1,300,000 $1,715,000 31.9% 0.8%
    Centennial Bank $1,735,000 $1,650,000 -4.9% 0.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,875,000 $1,600,000 -14.7% 0.8%
    NEWREZ LLC $1,065,000 $1,520,000 42.7% 0.7%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $2,100,000 $1,460,000 -30.5% 0.7%
    PILGRIM MORTGAGE LLC $1,035,000 $1,415,000 36.7% 0.7%
    Eagle Bank and Trust Company $1,750,000 $1,370,000 -21.7% 0.7%
    AMERISAVE MORTGAGE CORPORATION $350,000 $1,360,000 288.6% 0.7%
    United Fidelity Funding Corp. $1,560,000 $1,200,000 -23.1% 0.6%
    USAA Federal Savings Bank $1,155,000 $1,120,000 -3.0% 0.5%
    BROKER SOLUTIONS, INC. $940,000 $1,115,000 18.6% 0.5%
    TELCOE FEDERAL CREDIT UNION $395,000 $1,015,000 157.0% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $260,000 $1,010,000 288.5% 0.5%
    EVERETT FINANCIAL, INC. $4,480,000 $985,000 -78.0% 0.5%
    Reliant Bank $980,000 $980,000 0.0% 0.5%
    NEW DAY FINANCIAL, LLC $2,095,000 $940,000 -55.1% 0.5%
    NAVY FEDERAL CREDIT UNION $520,000 $920,000 76.9% 0.4%
    Bank of England $405,000 $915,000 125.9% 0.4%
    Carrington Mortgage Services, LLC $625,000 $835,000 33.6% 0.4%
    DAS Acquisition Company, LLC $815,000 n/a 0.4%
    Barrington Bank & Trust Company, N.A. $490,000 $805,000 64.3% 0.4%
    MLD MORTGAGE INC. $805,000 n/a 0.4%
    FLAT BRANCH MORTGAGE, INC. $260,000 $745,000 186.5% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $420,000 $720,000 71.4% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $1,160,000 $710,000 -38.8% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $160,000 $670,000 318.8% 0.3%
    First Guaranty Mortgage Corporation $165,000 $590,000 257.6% 0.3%
    Gateway First Bank $170,000 $575,000 238.2% 0.3%
    ACADEMY MORTGAGE CORPORATION $565,000 n/a 0.3%
    The Farmers & Merchants Bank $125,000 $530,000 324.0% 0.3%
    NBKC BANK $485,000 $485,000 0.0% 0.2%
    RELIANCE FIRST CAPITAL, LLC $155,000 $485,000 212.9% 0.2%
    CSL Financial, LLC $265,000 $480,000 81.1% 0.2%
    Sierra Pacific Mortgage Company, Inc. $560,000 $480,000 -14.3% 0.2%
    First Option Mortgage, LLC $165,000 $460,000 178.8% 0.2%
    Regions Bank $875,000 $460,000 -47.4% 0.2%
    BancorpSouth Bank $330,000 $445,000 34.8% 0.2%
    JPMorgan Chase Bank $240,000 $435,000 81.3% 0.2%
    HOMESTAR FINANCIAL CORPORATION $155,000 $395,000 154.8% 0.2%
    Flagstar Bank, FSB $240,000 $375,000 56.3% 0.2%
    Bank of America $485,000 $370,000 -23.7% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $200,000 $360,000 80.0% 0.2%
    ENDEAVOR CAPITAL, LLC. $350,000 n/a 0.2%
    First Horizon Bank $345,000 n/a 0.2%
    PHH Mortgage Corporation $335,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $215,000 $335,000 55.8% 0.2%
    Princeton Mortgage Corporation $315,000 n/a 0.2%
    COMMUNITY MORTGAGE CORPORATION $655,000 $310,000 -52.7% 0.2%
    UMB Bank $310,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $145,000 $290,000 100.0% 0.1%
    SENTE MORTGAGE, INC. $125,000 $290,000 132.0% 0.1%
    Hamilton Mortgage Corporation $115,000 $275,000 139.1% 0.1%
    PREMIA MORTGAGE, LLC $275,000 n/a 0.1%
    First Federal Bank $260,000 n/a 0.1%
    Manufacturers and Traders Trust Company $115,000 $260,000 126.1% 0.1%
    ACCELERATE MORTGAGE, LLC $255,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $55,000 $255,000 363.6% 0.1%
    Century Next Bank $245,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $245,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $145,000 $230,000 58.6% 0.1%
    PNC Bank $325,000 $230,000 -29.2% 0.1%
    Triumph Bank $225,000 n/a 0.1%
    GUARANTEED RATE, INC. $25,000 $220,000 780.0% 0.1%
    Ally Bank $215,000 n/a 0.1%
    BOKF $215,000 n/a 0.1%
    UNITED BUILT HOMES, L.L.C. $440,000 $215,000 -51.1% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $95,000 $195,000 105.3% 0.1%
    ZILLOW HOME LOANS, LLC $195,000 n/a 0.1%
    BARTLETT MORTGAGE, INC. $185,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $205,000 $180,000 -12.2% 0.1%
    AMERICAN ADVISORS GROUP $35,000 $175,000 400.0% 0.1%
    Meridian Bank Corporation $175,000 n/a 0.1%
    ARC HOME LLC $165,000 n/a 0.1%
    First Home Bank $165,000 n/a 0.1%
    PLANET HOME LENDING, LLC $715,000 $165,000 -76.9% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $165,000 n/a 0.1%
    Evolve Bank & Trust $125,000 $160,000 28.0% 0.1%
    AMERICAN FINANCING CORPORATION $85,000 $155,000 82.4% 0.1%
    Southern Bancorp Bank $45,000 $155,000 244.4% 0.1%
    Baxter Credit Union $145,000 n/a 0.1%
    Priority Bank $115,000 $145,000 26.1% 0.1%
    The Federal Savings Bank $165,000 $145,000 -12.1% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $135,000 n/a 0.1%
    First Service Bank $135,000 n/a 0.1%
    KELLER MORTGAGE, LLC $135,000 n/a 0.1%
    United Community Bank $135,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $150,000 $125,000 -16.7% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $360,000 $125,000 -65.3% 0.1%
    GUARANTEED RATE AFFINITY, LLC $125,000 n/a 0.1%
    Secured Investment Corp. $125,000 n/a 0.1%
    The Home Loan Expert LLC $125,000 n/a 0.1%
    First Community Bank $1,005,000 $120,000 -88.1% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $115,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $205,000 $115,000 -43.9% 0.1%
    GUILD MORTGAGE COMPANY $115,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $325,000 $115,000 -64.6% 0.1%
    BAY EQUITY LLC $105,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $125,000 $105,000 -16.0% 0.1%
    Stifel Bank and Trust $105,000 n/a 0.1%
    INLAND BANK & TRUST $95,000 n/a 0.0%
    InterContinental Capital Group, Inc $95,000 n/a 0.0%
    SWBC MORTGAGE CORPORATION $165,000 $95,000 -42.4% 0.0%
    UNITED MORTGAGE CORP. $95,000 n/a 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $85,000 n/a 0.0%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $75,000 n/a 0.0%
    ENCORE BANK $530,000 $45,000 -91.5% 0.0%
    The Citizens Bank $70,000 $45,000 -35.7% 0.0%
    UNITED $25,000 n/a 0.0%

    PINE BLUFF's top lender by overall market share is MORTGAGE FINANCIAL SERVICES, LLC, with 15.0% market share. In second place, with 9.7%, is QUICKEN LOANS, LLC, having originated $19,945,000 in loans. In third place, with 9.6%, is Simmons Bank, having originated $19,675,000 in loans. In fourth place, with 7.7%, is FirstTrust Home Loans, Inc., having originated $15,795,000 in loans. In fifth place, with 4.9%, is Relyance Bank, having originated $10,095,000 in loans.

    PINE BLUFF Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - PINE BLUFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $95,250 (5.3%) $112,958 (-6.4%) 0.00 201
    2018-02-01 $95,000 (-2.5%) $112,624 (-8.2%) 0.00 198
    2018-03-01 $84,959 (-15.0%) $103,314 (-17.7%) 0.00 192
    2018-04-01 $88,600 (-8.7%) $112,743 (-9.1%) 0.00 196
    2018-05-01 $95,000 (-0.1%) $116,755 (-3.3%) 0.00 204
    2018-06-01 $99,700 (4.8%) $117,496 (-4.4%) 0.00 209
    2018-07-01 $99,800 (0.7%) $118,049 (-4.2%) 0.00 205
    2018-08-01 $99,600 (7.7%) $116,754 (-0.1%) 0.00 218
    2018-09-01 $99,900 (5.2%) $120,419 (3.1%) 0.00 218
    2018-10-01 $97,950 (3.6%) $118,503 (4.4%) 0.00 218
    2018-11-01 $89,800 (-0.1%) $112,312 (2.0%) 0.00 231
    2018-12-01 $90,000 (-2.2%) $112,533 (1.5%) 0.00 217
    2019-01-01 $88,900 (-6.7%) $107,169 (-5.1%) 0.00 214
    2019-02-01 $88,500 (-6.8%) $107,807 (-4.3%) 0.00 207
    2019-03-01 $88,186 (3.8%) $110,430 (6.9%) 0.00 212
    2019-04-01 $92,500 (4.4%) $114,926 (1.9%) 0.00 217
    2019-05-01 $93,075 (-2.0%) $112,496 (-3.7%) 0.00 207
    2019-06-01 $85,000 (-14.7%) $115,222 (-1.9%) 0.00 204
    2019-07-01 $85,575 (-14.3%) $116,494 (-1.3%) 0.00 200
    2019-08-01 $82,336 (-17.3%) $115,149 (-1.4%) 0.00 211
    2019-09-01 $78,491 (-21.4%) $113,881 (-5.4%) 0.00 232
    2019-10-01 $75,927 (-22.5%) $112,518 (-5.1%) 0.00 248
    2019-11-01 $74,900 (-16.6%) $105,553 (-6.0%) 0.00 250
    2019-12-01 $70,000 (-22.2%) $101,588 (-9.7%) 0.00 239
    2020-01-01 $69,900 (-21.4%) $102,113 (-4.7%) 0.00 223
    2020-02-01 $74,900 (-15.4%) $106,028 (-1.7%) 0.00 214
    2020-03-01 $79,500 (-9.9%) $108,243 (-2.0%) 0.00 209
    2020-04-01 $75,875 (-18.0%) $105,783 (-8.0%) 0.00 204
    2020-05-01 $74,950 (-19.5%) $103,249 (-8.2%) 0.00 182
    2020-06-01 $71,163 (-16.3%) $101,807 (-11.6%) 0.00 159
    2020-07-01 $75,000 (-12.4%) $114,423 (-1.8%) 0.00 144
    2020-08-01 $74,700 (-9.3%) $116,163 (0.9%) 0.00 129
    2020-09-01 $85,475 (8.9%) $127,223 (11.7%) 0.00 127
    2020-10-01 $96,500 (27.1%) $123,176 (9.5%) 0.00 132
    2020-11-01 $102,400 (36.7%) $127,453 (20.8%) 0.00 130
    2020-12-01 $104,950 (49.9%) $129,450 (27.4%) 0.00 130
    2021-01-01 $98,000 (40.2%) $129,679 (27.0%) 0.00 100
    2021-02-01 $86,000 (14.8%) $116,167 (9.6%) 0.00 90
    2021-03-01 $100,450 (26.4%) $117,785 (8.8%) 0.00 89
    2021-04-01 $97,900 (29.0%) $117,846 (11.4%) 0.00 86
    2021-05-01 $90,000 (20.1%) $114,225 (10.6%) 0.00 82
    2021-06-01 $91,500 (28.6%) $117,874 (15.8%) 0.00 83
    2021-07-01 $102,450 (36.6%) $134,121 (17.2%) 0.00 98
    2021-08-01 $106,438 (42.5%) $137,895 (18.7%) 0.00 113
    2021-09-01 $112,500 (31.6%) $143,975 (13.2%) 0.00 124
    2021-10-01 $114,900 (19.1%) $143,609 (16.6%) 0.00 133
    2021-11-01 $113,750 (11.1%) $142,277 (11.6%) 0.00 132
    2021-12-01 $118,250 (12.7%) $143,384 (10.8%) 0.00 126
    2022-01-01 $117,500 (19.9%) $150,376 (16.0%) 0.00 106
    2022-02-01 $105,750 (23.0%) $141,585 (21.9%) 0.00 96
    2022-03-01 $122,450 (21.9%) $150,114 (27.5%) 0.00 92
    2022-04-01 $137,000 (39.9%) $161,578 (37.1%) 0.00 98
    2022-05-01 $145,664 (61.9%) $160,146 (40.2%) 0.00 100
    2022-06-01 $126,250 (38.0%) $159,937 (35.7%) 0.00 106
    2022-07-01 $127,450 (24.4%) $160,909 (20.0%) 0.00 115
    2022-08-01 $124,675 (17.1%) $156,043 (13.2%) 0.00 116
    2022-09-01 $135,250 (20.2%) $161,460 (12.1%) 0.00 130
    2022-10-01 $149,950 (30.5%) $173,318 (20.7%) 0.00 129
    2022-11-01 $145,000 (27.5%) $164,302 (15.5%) 0.00 139
    PINE BLUFF's median listing price for 2022-11-01 was $145,000, a difference of $31,250 (27.5%) versus the prior year and $-4,950 versus the prior month.

    PINE BLUFF's median listing price comes in at 0% of the national average.

    PINE BLUFF's average listing price for 2022-11-01 was $164,302, a difference of $22,025 (15.5%) versus the prior year and $-9,016 versus the prior month.

    For the 2022-11-01 period, PINE BLUFF had 139 MLS listings, a difference of 10 listings (8%) versus the prior month and 7 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - PINE BLUFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,813 sqft
    2018-02-01 0 days 1,805 sqft
    2018-03-01 0 days 1,799 sqft
    2018-04-01 0 days 1,772 sqft
    2018-05-01 0 days 1,791 sqft
    2018-06-01 0 days 1,805 sqft
    2018-07-01 0 days 1,822 sqft
    2018-08-01 0 days 1,835 sqft
    2018-09-01 0 days 1,832 sqft
    2018-10-01 0 days 1,804 sqft
    2018-11-01 0 days 1,799 sqft
    2018-12-01 0 days 1,745 sqft
    2019-01-01 0 days 1,699 sqft
    2019-02-01 0 days 1,683 sqft
    2019-03-01 0 days 1,712 sqft
    2019-04-01 0 days 1,749 sqft
    2019-05-01 0 days 1,734 sqft
    2019-06-01 0 days 1,712 sqft
    2019-07-01 0 days 1,676 sqft
    2019-08-01 0 days 1,661 sqft
    2019-09-01 0 days 1,648 sqft
    2019-10-01 0 days 1,638 sqft
    2019-11-01 0 days 1,605 sqft
    2019-12-01 0 days 1,613 sqft
    2020-01-01 0 days 1,622 sqft
    2020-02-01 0 days 1,580 sqft
    2020-03-01 0 days 1,567 sqft
    2020-04-01 0 days 1,572 sqft
    2020-05-01 0 days 1,544 sqft
    2020-06-01 0 days 1,527 sqft
    2020-07-01 0 days 1,560 sqft
    2020-08-01 0 days 1,572 sqft
    2020-09-01 0 days 1,667 sqft
    2020-10-01 0 days 1,639 sqft
    2020-11-01 0 days 1,689 sqft
    2020-12-01 0 days 1,648 sqft
    2021-01-01 0 days 1,713 sqft
    2021-02-01 0 days 1,625 sqft
    2021-03-01 0 days 1,655 sqft
    2021-04-01 0 days 1,628 sqft
    2021-05-01 0 days 1,598 sqft
    2021-06-01 0 days 1,547 sqft
    2021-07-01 0 days 1,646 sqft
    2021-08-01 0 days 1,776 sqft
    2021-09-01 0 days 1,760 sqft
    2021-10-01 0 days 1,664 sqft
    2021-11-01 0 days 1,664 sqft
    2021-12-01 0 days 1,673 sqft
    2022-01-01 0 days 1,728 sqft
    2022-02-01 0 days 1,578 sqft
    2022-03-01 0 days 1,711 sqft
    2022-04-01 0 days 1,819 sqft
    2022-05-01 0 days 1,886 sqft
    2022-06-01 0 days 1,829 sqft
    2022-07-01 0 days 1,752 sqft
    2022-08-01 0 days 1,762 sqft
    2022-09-01 0 days 1,732 sqft
    2022-10-01 0 days 1,774 sqft
    2022-11-01 0 days 1,722 sqft
    PINE BLUFF's median listing age (time on market) for 2022-11-01 was 0 days.

    PINE BLUFF's median square footage for active listings during the 2022-11-01 period was 1,722 sqft. One year prior, the average listing was 1,664 sqft.

    PINE BLUFF, AR Average Rent (2022)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    71601 Pine Bluff, AR $530 $550 $720 $900 $1,040
    71602 Pine Bluff, AR $600 $620 $810 $1,010 $1,170
    71603 Pine Bluff, AR $580 $590 $780 $970 $1,130
    71639 Pine Bluff, AR $500 $510 $670 $840 $990
    71643 Pine Bluff, AR $490 $500 $660 $830 $990
    71644 Pine Bluff, AR $490 $500 $660 $830 $990
    71652 Pine Bluff, AR $490 $500 $660 $830 $990
    71655 Pine Bluff, AR $490 $500 $660 $830 $990
    71659 Pine Bluff, AR $500 $520 $680 $850 $990
    71660 Pine Bluff, AR $500 $510 $680 $840 $990
    71665 Pine Bluff, AR $500 $520 $680 $850 $990
    71667 Pine Bluff, AR $490 $500 $660 $830 $990
    71671 Pine Bluff, AR $530 $540 $710 $890 $1,020
    71675 Pine Bluff, AR $490 $500 $660 $830 $990
    71678 Pine Bluff, AR $490 $500 $660 $830 $990
    72004 Pine Bluff, AR $490 $500 $660 $830 $990
    72046 Pine Bluff, AR $640 $670 $770 $1,030 $1,210
    72057 Pine Bluff, AR $720 $740 $850 $1,060 $1,150
    72072 Pine Bluff, AR $640 $670 $770 $1,030 $1,210
    72073 Pine Bluff, AR $530 $540 $710 $890 $1,030
    72079 Pine Bluff, AR $660 $680 $850 $1,060 $1,200
    72132 Pine Bluff, AR $710 $730 $930 $1,160 $1,330
    72133 Pine Bluff, AR $570 $590 $770 $960 $1,110
    72150 Pine Bluff, AR $630 $650 $740 $920 $1,010
    72152 Pine Bluff, AR $520 $540 $710 $880 $1,020
    72160 Pine Bluff, AR $640 $670 $770 $1,030 $1,210
    72168 Pine Bluff, AR $550 $570 $680 $890 $1,050
    72175 Pine Bluff, AR $490 $500 $660 $830 $990
    72182 Pine Bluff, AR $570 $590 $770 $960 $1,110

    2022 Average & Median Rent Data Statistics
    PINE BLUFF, AR average 1BR rent: $569, median: $540
    PINE BLUFF, AR average 2BR rent: $724, median: $710
    PINE BLUFF, AR average 3BR rent: $913, median: $890

    PINE BLUFF, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 771 $113,295,000 $146,946
    Refi 447 $64,085,000 $143,367
    Cash Out Refi 173 $24,315,000 $140,549
    Home Improvement 34 $2,370,000 $69,706
    Other 20 $1,530,000 $76,500

    Pine Bluff's most frequently cited loan purpose was Home Purchase, with 771 originations. The 2nd most popular reason was Refi, with 447 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 473 $67,925,000 $143,605
    2.5-3% 467 $69,005,000 $147,762
    <2.5% 200 $33,090,000 $165,450
    4-5% 92 $11,170,000 $121,413
    Over 8% 43 $3,025,000 $70,349
    5-6% 39 $3,855,000 $98,846
    6-7% 24 $1,820,000 $75,833
    7-8% 22 $1,870,000 $85,000

    During 2021, Pine Bluff's most frequently originated rate bucket was 3-4%, with 473 originations.

    Loan Sizing (PINE BLUFF, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 659 $94,875,000 $143,968
    $100,000 or less 536 $35,070,000 $65,429
    $200k-400k 233 $60,575,000 $259,979
    $400k-600k 10 $4,700,000 $470,000
    $600k-1000k 5 $3,725,000 $745,000
    $Over $1MM 2 $6,650,000 $3,325,000

    PINE BLUFF's loan sizing saw the bucket of loans from $100k-200k with 659 originations, totaling $94,875,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 766 $114,630,000 $149,648
    60-80% 330 $48,230,000 $146,152
    40-60% 100 $10,580,000 $105,800
    20-40% 34 $3,020,000 $88,824
    Over 100% 29 $4,005,000 $138,103
    Under 20% 28 $410,000 $14,643

    PINE BLUFF's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 766 originations, totaling $114,630,000 in origination value.