Fbt Bank & Mortgage Rates, Fees & Info
Fordyce, ARLEI: 549300U65SW4VWXX3N34
Tax ID: 71-0058360
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Fbt Bank & Mortgage is a smaller bank specializing in Home Purchase loans. Fbt Bank & Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Pine Bluff, Little Rock, Allentown, Nashville, and Camden among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Fbt Bank & Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
105Origination Dollar Volume (All Markets)
$10,375,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 37 | $3,245,000 | $87,703 | $0 | 0.00% |
| PINE BLUFF, AR (FHA|USDA|VA) | 43 | $2,945,000 | $68,488 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| Camden, AR (FHA|USDA|VA) | 7 | $375,000 | $53,571 | $0 | 0.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Hope, AR (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Malvern, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 105 | $10,375,000 | $98,810 | $0 | 0.00% |
For 2024, Fbt Bank & Mortgage's most frequently originated type of loan was Conventional, with 105 originations.
Loan Reason
For 2024, Fbt Bank & Mortgage's most frequently cited loan purpose was Home Purchase, with 43 originations. The 2nd most popular reason was Cash Out Refi, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 105 | $10,375,000 | $98,810 | $0 | 0.00% |
For 2024, Fbt Bank & Mortgage's most frequently cited loan duration was Other, with 105 originations.
Loan Sizing
2024 saw Fbt Bank & Mortgage place emphasis on $100,000 or less loans with 73 originations, totaling $2,945,000 in origination value.
Applicant Income
Fbt Bank & Mortgage lent most frequently to those with incomes in the $100k-150k range, with 18 originations. The second most popular income band? $50k-75k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 105 | $10,375,000 | $98,810 | $0 | 0.00% |
Fbt Bank & Mortgage lent most frequently to those with DTI ratios of Exempt%, with 105 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.45%
Fbt Bank & Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination98.10%
Fbt Bank & Mortgage has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 105 | $10,375,000 | $98,810 |