Fbt Bank & Mortgage Rates, Fees & Info
Fordyce, ARLEI: 549300U65SW4VWXX3N34
Tax ID: 71-0058360
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Mortgage Data
Review & Overview
Fbt Bank & Mortgage is a smaller bank specializing in Home Purchase loans. Fbt Bank & Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Pine Bluff, Camden, Little Rock, Hot Springs, and Deltona among others. We have data for 9 markets. (Some data included below & more in-depth data is available with an active subscription.)Fbt Bank & Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
103Origination Dollar Volume (All Markets)
$8,975,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PINE BLUFF, AR (FHA|USDA|VA) | 42 | $3,500,000 | $83,333 | $0 | 0.00% |
| Outside of Metro Areas | 35 | $2,495,000 | $71,286 | $0 | 0.00% |
| Camden, AR (FHA|USDA|VA) | 17 | $865,000 | $50,882 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $0 | 0.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 0.00% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Malvern, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 103 | $8,975,000 | $87,136 | $0 | 0.00% |
For 2023, Fbt Bank & Mortgage's most frequently originated type of loan was Conventional, with 103 originations.
Loan Reason
For 2023, Fbt Bank & Mortgage's most frequently cited loan purpose was Home Purchase, with 55 originations. The 2nd most popular reason was Home Improvement, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 103 | $8,975,000 | $87,136 | $0 | 0.00% |
For 2023, Fbt Bank & Mortgage's most frequently cited loan duration was Other, with 103 originations.
Loan Sizing
2023 saw Fbt Bank & Mortgage place emphasis on $100,000 or less loans with 77 originations, totaling $2,955,000 in origination value.
Applicant Income
Fbt Bank & Mortgage lent most frequently to those with incomes in the $50k or less range, with 29 originations. The second most popular income band? $50k-75k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 103 | $8,975,000 | $87,136 | $0 | 0.00% |
Fbt Bank & Mortgage lent most frequently to those with DTI ratios of Exempt%, with 103 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.27%
Fbt Bank & Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination98.06%
Fbt Bank & Mortgage has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 103 | $8,975,000 | $87,136 |