Arkansas Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Arkansas averaged
6.71%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.86% and
one month ago for the week of 2025-04-17, the
average rate was 7.08%.
Arkansas's average rate one year ago was 7.17%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.94%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Arkansas 30 Year Fixed Rate | 2025-05-22 | 6.71% |
| Arkansas 30 Year Fixed Rate Refi | 2025-05-22 | 6.94% |
| Arkansas 15 Year Fixed Rate | 2025-05-22 | 6.47% |
| Arkansas 15 Year Fixed Rate Refi | 2025-05-22 | 6.83% |
| Arkansas 30 Year FHA | 2025-05-22 | 6.74% |
| Arkansas 30 Year FHA Refi | 2025-05-22 | 6.56% |
| Arkansas 30 Year USDA | 2025-05-22 | 6.25% |
| Arkansas 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Arkansas 30 Year VA | 2025-05-22 | 6.79% |
| Arkansas 30 Year VA Refi | 2025-05-22 | 5.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arkansas.
Arkansas Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arkansas market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Arkansas Average Closing Costs & Other Stats
Arkansas's 383 lenders originated 58,888
loans during 2024. The total origination value was $12,952,800,000, with an average loan value of
$219,957.
Arkansas's average closing costs are $4,530.
The top Arkansas lender as defined by loan originations is Arvest Bank, with
2,097 loans originated. Their average total fees are
$4,110, which is $1,930
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Arkansas lenders (with over 10 loans originated) are
Discover Bank ($0), PREMIA MORTGAGE, LLC ($887), SIRVA MORTGAGE, INC. ($1,055), First National Bank ($1,567) and Southern Bank ($1,873).
The lowest rate Arkansas lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.83%), Raymond James Bank (5.91%), Morgan Stanley Private Bank (6.11%), Bank of America (6.16%) and Stifel Bank and Trust (6.22%).
Arkansas Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Arvest Bank | $1,336,180,000 | $1,409,685,000 | 5.5% | 10.9% |
| QUICKEN LOANS, LLC | $561,875,000 | $679,310,000 | 20.9% | 5.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $178,715,000 | $310,145,000 | 73.5% | 2.4% |
| FLAT BRANCH MORTGAGE, INC. | $328,875,000 | $308,015,000 | -6.3% | 2.4% |
| Centennial Bank | $276,070,000 | $306,225,000 | 10.9% | 2.4% |
| Mortgage Research Center, LLC | $236,340,000 | $283,120,000 | 19.8% | 2.2% |
| First Community Bank | $193,835,000 | $258,150,000 | 33.2% | 2.0% |
| First Security Bank | $206,780,000 | $253,940,000 | 22.8% | 2.0% |
| ARKANSAS Federal Credit Union | $256,765,000 | $248,800,000 | -3.1% | 1.9% |
| Eagle Bank and Trust Company | $226,120,000 | $224,325,000 | -0.8% | 1.7% |
| Simmons Bank | $225,195,000 | $194,630,000 | -13.6% | 1.5% |
| Regions Bank | $199,570,000 | $183,210,000 | -8.2% | 1.4% |
| BancorpSouth | $133,425,000 | $166,655,000 | 24.9% | 1.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $124,505,000 | $160,470,000 | 28.9% | 1.2% |
| U.S. Bank | $104,705,000 | $151,545,000 | 44.7% | 1.2% |
| ENCORE BANK | $205,010,000 | $149,435,000 | -27.1% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $69,330,000 | $148,575,000 | 114.3% | 1.1% |
| First Horizon Bank | $161,930,000 | $144,040,000 | -11.0% | 1.1% |
| Signature Bank of Arkansas | $69,725,000 | $142,930,000 | 105.0% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $46,235,000 | $135,495,000 | 193.1% | 1.0% |
| DHI MORTGAGE COMPANY, LTD. | $60,940,000 | $134,200,000 | 120.2% | 1.0% |
| The First National Bank of Fort Smith | $149,250,000 | $126,255,000 | -15.4% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $45,915,000 | $123,260,000 | 168.5% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $83,285,000 | $108,200,000 | 29.9% | 0.8% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $54,010,000 | $106,860,000 | 97.9% | 0.8% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $103,835,000 | $104,525,000 | 0.7% | 0.8% |
| ASSOCIATED MORTGAGE CORPORATION | $51,505,000 | $100,390,000 | 94.9% | 0.8% |
| Arbor Realty Trust, Inc. | $55,815,000 | $96,990,000 | 73.8% | 0.7% |
| Firstar Bank | $87,505,000 | $95,125,000 | 8.7% | 0.7% |
| MID AMERICA MORTGAGE, INC. | $87,425,000 | $94,650,000 | 8.3% | 0.7% |
| Bank OZK | $40,725,000 | $92,035,000 | 126.0% | 0.7% |
| Bank of England | $119,810,000 | $91,260,000 | -23.8% | 0.7% |
| Generations Bank | $74,615,000 | $86,165,000 | 15.5% | 0.7% |
| GERSHMAN INVESTMENT CORP. | $68,140,000 | $86,040,000 | 26.3% | 0.7% |
| BROKER SOLUTIONS, INC. | $71,755,000 | $85,105,000 | 18.6% | 0.7% |
| GUILD MORTGAGE COMPANY | $25,465,000 | $83,025,000 | 226.0% | 0.6% |
| The Farmers & Merchants Bank | $68,260,000 | $79,865,000 | 17.0% | 0.6% |
| Merchants Bank of Indiana | $49,700,000 | $78,660,000 | 58.3% | 0.6% |
| SWBC MORTGAGE CORPORATION | $58,260,000 | $74,960,000 | 28.7% | 0.6% |
| Priority Bank | $116,030,000 | $74,905,000 | -35.4% | 0.6% |
| Gateway First Bank | $119,205,000 | $74,095,000 | -37.8% | 0.6% |
| JPMorgan Chase Bank | $46,650,000 | $73,720,000 | 58.0% | 0.6% |
| 21ST MORTGAGE CORPORATION | $61,720,000 | $73,710,000 | 19.4% | 0.6% |
| Bank of America | $69,880,000 | $72,710,000 | 4.0% | 0.6% |
| Chambers Bank | $69,535,000 | $72,360,000 | 4.1% | 0.6% |
| Southern Bancorp Bank | $51,695,000 | $69,730,000 | 34.9% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $48,275,000 | $68,275,000 | 41.4% | 0.5% |
| USAA Federal Savings Bank | $51,500,000 | $65,325,000 | 26.8% | 0.5% |
| NEWREZ LLC | $33,310,000 | $65,270,000 | 95.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $53,310,000 | $64,625,000 | 21.2% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $63,990,000 | n/a | 0.5% | |
| COMMUNITY MORTGAGE CORPORATION | $54,175,000 | $63,765,000 | 17.7% | 0.5% |
| Wells Fargo Bank | $61,405,000 | $61,005,000 | -0.7% | 0.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $42,525,000 | $60,085,000 | 41.3% | 0.5% |
| LOANDEPOT.COM, LLC | $47,620,000 | $60,035,000 | 26.1% | 0.5% |
| First Financial Bank | $885,000 | $58,565,000 | 6,517.5% | 0.5% |
| First Service Bank | $44,025,000 | $58,235,000 | 32.3% | 0.4% |
| GUARANTEED RATE, INC. | $54,895,000 | $56,725,000 | 3.3% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $975,000 | $56,585,000 | 5,703.6% | 0.4% |
| Southern Bank | $38,615,000 | $55,990,000 | 45.0% | 0.4% |
| The Citizens Bank | $36,090,000 | $55,640,000 | 54.2% | 0.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | $59,865,000 | $54,830,000 | -8.4% | 0.4% |
| First National Bank | $330,000 | $54,020,000 | 16,269.7% | 0.4% |
| SENTE MORTGAGE, INC. | $36,105,000 | $53,535,000 | 48.3% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $18,550,000 | $50,730,000 | 173.5% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $61,055,000 | $50,620,000 | -17.1% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $17,265,000 | $50,295,000 | 191.3% | 0.4% |
| DAS Acquisition Company, LLC | $71,725,000 | $50,085,000 | -30.2% | 0.4% |
| MY MOVE MORTGAGE, LLC | $49,410,000 | n/a | 0.4% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $40,415,000 | $48,115,000 | 19.1% | 0.4% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $20,325,000 | $47,530,000 | 133.8% | 0.4% |
| First Western Bank | $26,120,000 | $47,205,000 | 80.7% | 0.4% |
| UNITED | $66,290,000 | $45,720,000 | -31.0% | 0.4% |
| FIRST WESTERN MORTGAGE, INC. | $34,735,000 | $43,375,000 | 24.9% | 0.3% |
| The Central Trust Bank | $41,465,000 | $41,185,000 | -0.7% | 0.3% |
| MORTGAGE INVESTORS GROUP, INC. | $31,205,000 | $40,905,000 | 31.1% | 0.3% |
| Farmers Bank & Trust Company | $43,670,000 | $39,030,000 | -10.6% | 0.3% |
| NEW DAY FINANCIAL, LLC | $23,180,000 | $38,090,000 | 64.3% | 0.3% |
| Legacy National Bank | $31,855,000 | $37,130,000 | 16.6% | 0.3% |
| BOKF | $38,320,000 | $36,325,000 | -5.2% | 0.3% |
| Armstrong Bank | $43,605,000 | $36,080,000 | -17.3% | 0.3% |
| Cornerstone Bank | $38,955,000 | $34,765,000 | -10.8% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $12,220,000 | $33,325,000 | 172.7% | 0.3% |
| NBKC BANK | $20,490,000 | $33,115,000 | 61.6% | 0.3% |
| CMG MORTGAGE, INC. | $17,640,000 | $32,915,000 | 86.6% | 0.3% |
| GENEVA FINANCIAL, LLC | $27,470,000 | $31,690,000 | 15.4% | 0.2% |
| Evolve Bank & Trust | $42,315,000 | $31,290,000 | -26.1% | 0.2% |
| FNBC Bank | $34,630,000 | $30,915,000 | -10.7% | 0.2% |
| Farm Credit Services of Western Arkansas, ACA | $37,890,000 | $30,695,000 | -19.0% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $88,010,000 | $30,640,000 | -65.2% | 0.2% |
| T2 FINANCIAL LLC | $645,000 | $28,845,000 | 4,372.1% | 0.2% |
| Central Bank | $33,800,000 | $28,740,000 | -15.0% | 0.2% |
| Focus Bank | $30,300,000 | $28,240,000 | -6.8% | 0.2% |
| Anstaff Bank | $32,065,000 | $28,235,000 | -11.9% | 0.2% |
| ZILLOW HOME LOANS, LLC | $19,180,000 | $27,905,000 | 45.5% | 0.2% |
| Diamond Bank | $19,080,000 | $27,195,000 | 42.5% | 0.2% |
| WALKER & DUNLOP, LLC | $9,005,000 | $26,710,000 | 196.6% | 0.2% |
| Carrington Mortgage Services, LLC | $16,180,000 | $26,485,000 | 63.7% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $8,920,000 | $26,470,000 | 196.7% | 0.2% |
| PLANET HOME LENDING, LLC | $10,295,000 | $26,350,000 | 155.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $16,500,000 | $26,110,000 | 58.2% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $10,355,000 | $25,795,000 | 149.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $26,180,000 | $25,515,000 | -2.5% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $21,920,000 | $25,145,000 | 14.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $35,835,000 | $25,125,000 | -29.9% | 0.2% |
| United Bank | $11,290,000 | $25,010,000 | 121.5% | 0.2% |
| Stone Bank | $23,870,000 | $23,625,000 | -1.0% | 0.2% |
| Plains Commerce Bank | $32,570,000 | $23,215,000 | -28.7% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $16,220,000 | $23,180,000 | 42.9% | 0.2% |
| GMFS LLC | $25,850,000 | $23,140,000 | -10.5% | 0.2% |
| Truist | $20,495,000 | $22,945,000 | 12.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $12,595,000 | $22,785,000 | 80.9% | 0.2% |
| AgHeritage Farm Credit Services FLCA | $11,800,000 | $22,580,000 | 91.4% | 0.2% |
| Discover Bank | $17,190,000 | $22,365,000 | 30.1% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $39,205,000 | $22,045,000 | -43.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $11,915,000 | $21,980,000 | 84.5% | 0.2% |
| First National Bank of North Arkansas | $27,820,000 | $21,105,000 | -24.1% | 0.2% |
| Equity Bank | $62,750,000 | $20,595,000 | -67.2% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $9,055,000 | $20,595,000 | 127.4% | 0.2% |
| Flagstar Bank, FSB | $25,050,000 | $20,160,000 | -19.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $8,035,000 | $19,250,000 | 139.6% | 0.1% |
| Today's Bank | $13,710,000 | $19,125,000 | 39.5% | 0.1% |
| The Federal Savings Bank | $24,495,000 | $18,865,000 | -23.0% | 0.1% |
| TELCOE FEDERAL CREDIT UNION | $12,935,000 | $18,815,000 | 45.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $20,965,000 | $17,145,000 | -18.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,610,000 | $16,895,000 | 201.2% | 0.1% |
| First Arkansas Bank and Trust | $25,625,000 | $16,810,000 | -34.4% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $16,795,000 | n/a | 0.1% | |
| RED RIVER EMPLOYEES | $9,400,000 | $16,275,000 | 73.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $23,105,000 | $16,135,000 | -30.2% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $14,600,000 | $16,040,000 | 9.9% | 0.1% |
| Equity Prime Mortgage LLC | $3,835,000 | $15,900,000 | 314.6% | 0.1% |
| American Mortgage Bank, LLC | $15,835,000 | n/a | 0.1% | |
| Nations Lending Corporation | $14,275,000 | $15,570,000 | 9.1% | 0.1% |
| Grand Savings Bank | $15,240,000 | $15,485,000 | 1.6% | 0.1% |
| Citizens' Bank & Trust Co. | $20,960,000 | $15,305,000 | -27.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $127,815,000 | $14,690,000 | -88.5% | 0.1% |
| First Federal Bank | $10,730,000 | $14,675,000 | 36.8% | 0.1% |
| Figure Lending LLC | $9,220,000 | $14,580,000 | 58.1% | 0.1% |
| Horatio State Bank | $11,715,000 | $14,450,000 | 23.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $14,245,000 | $14,100,000 | -1.0% | 0.1% |
| PILGRIM MORTGAGE LLC | $22,665,000 | $13,825,000 | -39.0% | 0.1% |
| Sterling Bank | $2,480,000 | $13,820,000 | 457.3% | 0.1% |
| Relyance Bank | $45,130,000 | $13,770,000 | -69.5% | 0.1% |
| Farm Credit Mid-America, ACA | $6,120,000 | $13,025,000 | 112.8% | 0.1% |
| LOANPAL, LLC | $8,695,000 | $13,010,000 | 49.6% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $11,760,000 | $12,740,000 | 8.3% | 0.1% |
| Cross County Bank | $20,545,000 | $12,335,000 | -40.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $13,650,000 | $11,880,000 | -13.0% | 0.1% |
| Ameris Bank | $5,310,000 | $11,395,000 | 114.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $10,415,000 | $11,030,000 | 5.9% | 0.1% |
| Gateway Bank | $20,275,000 | $10,895,000 | -46.3% | 0.1% |
| PNC Bank | $9,880,000 | $10,850,000 | 9.8% | 0.1% |
| NFM, INC. | $10,690,000 | $10,735,000 | 0.4% | 0.1% |
| The Loan Store, Inc. | $735,000 | $10,595,000 | 1,341.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $10,360,000 | $10,480,000 | 1.2% | 0.1% |
| Morgan Stanley Private Bank | $14,120,000 | $10,330,000 | -26.8% | 0.1% |
| Mortgage Assurance Inc. | $5,235,000 | $10,330,000 | 97.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $8,010,000 | $10,315,000 | 28.8% | 0.1% |
| Citizens Bank | $67,970,000 | $10,100,000 | -85.1% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $2,805,000 | $10,035,000 | 257.8% | 0.1% |
| Unico Bank | $14,540,000 | $9,815,000 | -32.5% | 0.1% |
| Magnolia Bank | $4,455,000 | $9,715,000 | 118.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $13,385,000 | $9,650,000 | -27.9% | 0.1% |
| PHH Mortgage Corporation | $4,535,000 | $9,545,000 | 110.5% | 0.1% |
| PINE BLUFF COTTON BELT Federal Credit Union | $8,835,000 | $9,505,000 | 7.6% | 0.1% |
| FBT Bank & Mortgage | $8,475,000 | $9,435,000 | 11.3% | 0.1% |
| First State Bank | $11,455,000 | $9,395,000 | -18.0% | 0.1% |
| Raymond James Bank | $10,400,000 | $9,395,000 | -9.7% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $7,535,000 | $9,035,000 | 19.9% | 0.1% |
| Malvern National Bank | $6,480,000 | $9,020,000 | 39.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $8,820,000 | $8,755,000 | -0.7% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $7,710,000 | $8,695,000 | 12.8% | 0.1% |
| Charles Schwab Bank, SSB | $3,545,000 | $8,520,000 | 140.3% | 0.1% |
| Farmers Bank & Trust | $3,110,000 | $8,350,000 | 168.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $14,740,000 | $8,335,000 | -43.5% | 0.1% |
| Presidential Bank, FSB | $8,260,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,045,000 | $8,195,000 | 102.6% | 0.1% |
| Farmers Bank | $11,385,000 | $8,115,000 | -28.7% | 0.1% |
| CLEARPATH LENDING | $3,780,000 | $8,025,000 | 112.3% | 0.1% |
| Coastal Community Bank | $8,445,000 | $8,000,000 | -5.3% | 0.1% |
| CARDINAL FINANCIAL | $15,790,000 | $7,775,000 | -50.8% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $8,355,000 | $7,595,000 | -9.1% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $4,170,000 | $7,425,000 | 78.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,990,000 | $7,400,000 | 147.5% | 0.1% |
| SUCCESS Federal Credit Union | $8,155,000 | $7,350,000 | -9.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $8,025,000 | $7,310,000 | -8.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $8,840,000 | $7,305,000 | -17.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,105,000 | $7,275,000 | 134.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,480,000 | $7,235,000 | 107.9% | 0.1% |
| FirstTrust Home Loans, Inc. | $281,650,000 | $7,230,000 | -97.4% | 0.1% |
| State Bank of De Kalb | $4,545,000 | $7,165,000 | 57.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $7,740,000 | $7,030,000 | -9.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,855,000 | $6,880,000 | 141.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $5,655,000 | $6,600,000 | 16.7% | 0.1% |
| Fidelity National Bank | $7,775,000 | $6,555,000 | -15.7% | 0.1% |
| The First National Bank of Lawrence County at Walnut Ridge | $6,210,000 | $6,325,000 | 1.9% | 0.0% |
| The Bank of Missouri | $10,945,000 | $6,295,000 | -42.5% | 0.0% |
| Ally Bank | $6,635,000 | $6,255,000 | -5.7% | 0.0% |
| Peoples Bank | $2,175,000 | $6,190,000 | 184.6% | 0.0% |
| Servion, Inc. | $3,660,000 | $6,135,000 | 67.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,925,000 | $6,060,000 | 107.2% | 0.0% |
| RF Renovo Management Company, LLC | $5,900,000 | n/a | 0.0% | |
| Citibank | $6,690,000 | $5,830,000 | -12.9% | 0.0% |
| First National Bank of Eastern Arkansas | $6,060,000 | $5,825,000 | -3.9% | 0.0% |
| MERCHANTS & FARMERS BANK | $7,045,000 | $5,770,000 | -18.1% | 0.0% |
| Renasant Bank | $9,930,000 | $5,695,000 | -42.6% | 0.0% |
| Texana Bank | $1,500,000 | $5,670,000 | 278.0% | 0.0% |
| Armed Forces Bank | $5,760,000 | $5,645,000 | -2.0% | 0.0% |
| DIGITAL Federal Credit Union | $31,085,000 | $5,565,000 | -82.1% | 0.0% |
| Springfield First Community Bank | $1,080,000 | $5,525,000 | 411.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $7,990,000 | $5,505,000 | -31.1% | 0.0% |
| Ixonia Bank | $2,600,000 | $5,480,000 | 110.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $575,000 | $5,355,000 | 831.3% | 0.0% |
| OCMBC, INC. | $1,820,000 | $5,350,000 | 194.0% | 0.0% |
| Stifel Bank and Trust | $6,025,000 | $5,345,000 | -11.3% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $3,170,000 | $5,080,000 | 60.3% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,630,000 | $5,040,000 | 209.2% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,030,000 | $4,885,000 | 61.2% | 0.0% |
| First United Bank and Trust Company | $1,705,000 | $4,860,000 | 185.0% | 0.0% |
| UBS Bank USA | $2,715,000 | $4,840,000 | 78.3% | 0.0% |
| Intrust Bank | $3,895,000 | $4,795,000 | 23.1% | 0.0% |
| ON Q FINANCIAL, INC. | $4,450,000 | $4,645,000 | 4.4% | 0.0% |
| A&D Mortgage LLC | $715,000 | $4,390,000 | 514.0% | 0.0% |
| BARKSDALE | $6,245,000 | $4,370,000 | -30.0% | 0.0% |
| Citadel Servicing Corporation | $2,695,000 | $4,355,000 | 61.6% | 0.0% |
| POLARIS HOME FUNDING CORP. | $4,650,000 | $4,300,000 | -7.5% | 0.0% |
| Great Southern Bank | $5,365,000 | $4,290,000 | -20.0% | 0.0% |
| Midwest Mortgage Associates Corporation | $11,510,000 | $4,225,000 | -63.3% | 0.0% |
| UNIFY FINANCIAL Credit Union | $4,875,000 | $4,195,000 | -13.9% | 0.0% |
| COMMERCIAL NATIONAL BANK | $9,165,000 | $4,185,000 | -54.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $4,310,000 | $4,160,000 | -3.5% | 0.0% |
| ENVOY MORTGAGE, LTD | $4,080,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $2,275,000 | $3,925,000 | 72.5% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $2,160,000 | $3,890,000 | 80.1% | 0.0% |
| READYCAP COMMERCIAL, LLC | $3,885,000 | n/a | 0.0% | |
| Baxter Credit Union | $2,065,000 | $3,845,000 | 86.2% | 0.0% |
| RCN Capital, LLC | $2,640,000 | $3,725,000 | 41.1% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $5,630,000 | $3,715,000 | -34.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,695,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $2,085,000 | $3,635,000 | 74.3% | 0.0% |
| General Mortgage Capital Corporation | $1,220,000 | $3,605,000 | 195.5% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $5,045,000 | $3,525,000 | -30.1% | 0.0% |
| DELMAR FINANCIAL COMPANY | $770,000 | $3,495,000 | 353.9% | 0.0% |
| Deere Employees Credit Union | $2,725,000 | $3,435,000 | 26.1% | 0.0% |
| BANK OF STAR CITY | $4,820,000 | $3,415,000 | -29.1% | 0.0% |
| Bell Bank | $1,825,000 | $3,380,000 | 85.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $4,155,000 | $3,335,000 | -19.7% | 0.0% |
| M&T Bank | $2,530,000 | $3,330,000 | 31.6% | 0.0% |
| EASTMAN | $660,000 | $3,320,000 | 403.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,410,000 | $3,275,000 | -4.0% | 0.0% |
| BMO Harris Bank | $3,765,000 | $3,205,000 | -14.9% | 0.0% |
| VERITAS FUNDING, LLC | $3,740,000 | $3,205,000 | -14.3% | 0.0% |
| Citizens National Bank, N.A. | $645,000 | $3,070,000 | 376.0% | 0.0% |
| Flanagan State Bank | $1,640,000 | $3,060,000 | 86.6% | 0.0% |
| MORTGAGEONE, INC. | $1,975,000 | $3,035,000 | 53.7% | 0.0% |
| CARTER FEDERAL CREDIT UNION | $505,000 | $2,990,000 | 492.1% | 0.0% |
| CIS Financial Services, Inc. | $6,895,000 | $2,880,000 | -58.2% | 0.0% |
| CSL Financial, LLC | $3,705,000 | $2,760,000 | -25.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $895,000 | $2,670,000 | 198.3% | 0.0% |
| Orion Federal Credit Union | $1,140,000 | $2,665,000 | 133.8% | 0.0% |
| Oakstar Bank | $4,545,000 | $2,635,000 | -42.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $4,305,000 | $2,620,000 | -39.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $735,000 | $2,610,000 | 255.1% | 0.0% |
| Academy Bank | $2,000,000 | $2,555,000 | 27.8% | 0.0% |
| TIB The Independent Bankersbank | $1,465,000 | $2,500,000 | 70.6% | 0.0% |
| Pinnacle Bank | $185,000 | $2,470,000 | 1,235.1% | 0.0% |
| SFMC, LP | $2,470,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,450,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $2,170,000 | $2,430,000 | 12.0% | 0.0% |
| NexBank | $3,070,000 | $2,390,000 | -22.1% | 0.0% |
| Stride Bank | $830,000 | $2,380,000 | 186.7% | 0.0% |
| Guaranty Bank & Trust, N.A. | $3,020,000 | $2,370,000 | -21.5% | 0.0% |
| The Huntington National Bank | $4,835,000 | $2,360,000 | -51.2% | 0.0% |
| North American Savings Bank, F.S.B. | $2,980,000 | $2,355,000 | -21.0% | 0.0% |
| Hamilton Mortgage Corporation | $710,000 | $2,330,000 | 228.2% | 0.0% |
| CHEVRON | $305,000 | $2,315,000 | 659.0% | 0.0% |
| FBC MORTGAGE, LLC | $4,735,000 | $2,300,000 | -51.4% | 0.0% |
| OPEN MORTGAGE, LLC | $11,800,000 | $2,245,000 | -81.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $2,965,000 | $2,240,000 | -24.5% | 0.0% |
| City Bank | $475,000 | $2,225,000 | 368.4% | 0.0% |
| SPRING EQ, LLC | $2,605,000 | $2,190,000 | -15.9% | 0.0% |
| Home State Bank | $2,170,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $45,000 | $2,160,000 | 4,700.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,330,000 | $2,130,000 | -36.0% | 0.0% |
| Origin Bank | $2,770,000 | $2,115,000 | -23.6% | 0.0% |
| Fifth Third Bank | $680,000 | $2,080,000 | 205.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $4,720,000 | $2,080,000 | -55.9% | 0.0% |
| First Savings Bank | $5,910,000 | $2,055,000 | -65.2% | 0.0% |
| ARC HOME LLC | $5,160,000 | $2,050,000 | -60.3% | 0.0% |
| Truity Federal Credit Union | $2,620,000 | $2,050,000 | -21.8% | 0.0% |
| Old National Bank | $24,125,000 | $2,010,000 | -91.7% | 0.0% |
| Goldman Sachs Bank USA | $1,970,000 | n/a | 0.0% | |
| First Financial Bank | $885,000 | $1,965,000 | 122.0% | 0.0% |
| Residential Acceptance Corporation | $1,965,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $2,425,000 | $1,960,000 | -19.2% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,955,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $1,900,000 | $1,930,000 | 1.6% | 0.0% |
| NP, Inc. | $1,755,000 | $1,910,000 | 8.8% | 0.0% |
| The First National Bank of Tom Bean | $1,660,000 | $1,905,000 | 14.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,870,000 | $1,885,000 | -34.3% | 0.0% |
| Century Next Bank | $1,580,000 | $1,880,000 | 19.0% | 0.0% |
| Fidelity Bank | $670,000 | $1,855,000 | 176.9% | 0.0% |
| AMWEST FUNDING CORP. | $1,760,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $1,065,000 | $1,750,000 | 64.3% | 0.0% |
| UMB Bank | $360,000 | $1,750,000 | 386.1% | 0.0% |
| Commerce Bank | $2,330,000 | $1,710,000 | -26.6% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $215,000 | $1,700,000 | 690.7% | 0.0% |
| Old Missouri Bank | $13,840,000 | $1,685,000 | -87.8% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,595,000 | $1,675,000 | 5.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $1,130,000 | $1,665,000 | 47.3% | 0.0% |
| Goldwater Bank, N.A. | $355,000 | $1,655,000 | 366.2% | 0.0% |
| BARTLETT MORTGAGE, INC. | $2,575,000 | $1,630,000 | -36.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $2,200,000 | $1,630,000 | -25.9% | 0.0% |
| Waterstone Mortgage Corporation | $1,850,000 | $1,615,000 | -12.7% | 0.0% |
| Paragon Bank | $400,000 | $1,605,000 | 301.3% | 0.0% |
| CITIZENS EQUITY FIRST | $275,000 | $1,580,000 | 474.5% | 0.0% |
| Sunflower Bank | $1,745,000 | $1,580,000 | -9.5% | 0.0% |
| Lakeview Community Capital, LLC | $1,490,000 | $1,560,000 | 4.7% | 0.0% |
| S1L, Inc. | $9,495,000 | $1,540,000 | -83.8% | 0.0% |
| TEXAR | $1,850,000 | $1,540,000 | -16.8% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $165,000 | $1,515,000 | 818.2% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $250,000 | $1,490,000 | 496.0% | 0.0% |
| RCB Bank | $265,000 | $1,485,000 | 460.4% | 0.0% |
| WINGS FINANCIAL | $1,700,000 | $1,465,000 | -13.8% | 0.0% |
| EMM LOANS LLC | $1,125,000 | $1,455,000 | 29.3% | 0.0% |
| RESIDENTIAL BANCORP | $1,420,000 | $1,430,000 | 0.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $925,000 | $1,420,000 | 53.5% | 0.0% |
| Axos Bank | $1,150,000 | $1,415,000 | 23.0% | 0.0% |
| LENDINGONE, LLC | $5,910,000 | $1,405,000 | -76.2% | 0.0% |
| First National Bank of America | $1,135,000 | $1,390,000 | 22.5% | 0.0% |
| Trustmark National Bank | $1,935,000 | $1,390,000 | -28.2% | 0.0% |
| SOUTHWEST FUNDING, LP | $1,370,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,185,000 | $1,340,000 | 13.1% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $5,085,000 | $1,335,000 | -73.7% | 0.0% |
| BECKAM FUNDING CORP. | $1,320,000 | n/a | 0.0% | |
| Guaranty Bank and Trust Company | $1,625,000 | $1,300,000 | -20.0% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $155,000 | $1,275,000 | 722.6% | 0.0% |
| MICHIGAN MUTUAL, INC. | $245,000 | $1,265,000 | 416.3% | 0.0% |
| Brighton Bank | $2,210,000 | $1,260,000 | -43.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $2,410,000 | $1,235,000 | -48.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,415,000 | $1,230,000 | -13.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,825,000 | $1,205,000 | -34.0% | 0.0% |
| SeaTrust Mortgage Company | $600,000 | $1,195,000 | 99.2% | 0.0% |
| FirstBank | $2,370,000 | $1,165,000 | -50.8% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $210,000 | $1,120,000 | 433.3% | 0.0% |
| TJC Mortgage, Inc. | $2,635,000 | $1,110,000 | -57.9% | 0.0% |
| b1BANK | $145,000 | $1,095,000 | 655.2% | 0.0% |
| Mid-Continent Funding, Inc. | $3,375,000 | $1,090,000 | -67.7% | 0.0% |
| Network Funding, L.P. | $10,090,000 | $1,090,000 | -89.2% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,085,000 | n/a | 0.0% | |
| Access Bank | $1,075,000 | n/a | 0.0% | |
| Service Federal Credit Union | $245,000 | $1,065,000 | 334.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,210,000 | $1,055,000 | -12.8% | 0.0% |
| Northpointe Bank | $4,240,000 | $1,030,000 | -75.7% | 0.0% |
| First Bank | $155,000 | $1,025,000 | 561.3% | 0.0% |
| GREENSTATE CREDIT UNION | $725,000 | $1,010,000 | 39.3% | 0.0% |
| EVANSVILLE TEACHERS | $320,000 | $1,005,000 | 214.1% | 0.0% |
| ALLIANT CREDIT UNION | $325,000 | $1,000,000 | 207.7% | 0.0% |
| Meridian Bank Corporation | $135,000 | $980,000 | 625.9% | 0.0% |
| The Bank of Fayette County | $960,000 | n/a | 0.0% | |
| Paramount Bank | $945,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $1,300,000 | $915,000 | -29.6% | 0.0% |
| First Commercial Bank | $900,000 | n/a | 0.0% | |
| ADVANCIAL | $115,000 | $890,000 | 673.9% | 0.0% |
| Independent Bank | $350,000 | $890,000 | 154.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $525,000 | $890,000 | 69.5% | 0.0% |
| Mortgage Investment Services Corporation | $315,000 | $885,000 | 181.0% | 0.0% |
| Pilgrim Bank | $865,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $320,000 | $850,000 | 165.6% | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $8,340,000 | $850,000 | -89.8% | 0.0% |
| Independent Bank | $350,000 | $840,000 | 140.0% | 0.0% |
| AFFINITY | $405,000 | $835,000 | 106.2% | 0.0% |
| FCB Banks | $370,000 | $835,000 | 125.7% | 0.0% |
| NASA Federal Credit Union | $605,000 | $810,000 | 33.9% | 0.0% |
| Commercial Bank & Trust Co. | $315,000 | $805,000 | 155.6% | 0.0% |
| Patriot Bank | $1,630,000 | $805,000 | -50.6% | 0.0% |
| Secured Investment Corp. | $580,000 | $800,000 | 37.9% | 0.0% |
| The Bradford National Bank of Greenville | $795,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $1,065,000 | $775,000 | -27.2% | 0.0% |
| TOGETHER CREDIT UNION | $165,000 | $770,000 | 366.7% | 0.0% |
| Alliance Credit Union | $175,000 | $765,000 | 337.1% | 0.0% |
| First International Bank & Trust | $765,000 | n/a | 0.0% | |
| Merchants Bank | $765,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $850,000 | $765,000 | -10.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $485,000 | $755,000 | 55.7% | 0.0% |
| VeraBank | $750,000 | n/a | 0.0% | |
| Peoples National Bank , N.A. | $725,000 | $745,000 | 2.8% | 0.0% |
| Planters Bank & Trust Company | $1,845,000 | $745,000 | -59.6% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $325,000 | $740,000 | 127.7% | 0.0% |
| SECURITY SERVICE | $740,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $465,000 | $740,000 | 59.1% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $735,000 | n/a | 0.0% | |
| West Texas National Bank | $715,000 | n/a | 0.0% | |
| Bank of Springfield | $795,000 | $710,000 | -10.7% | 0.0% |
| AIR ACADEMY | $705,000 | n/a | 0.0% | |
| Quontic Bank | $330,000 | $705,000 | 113.6% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $175,000 | $700,000 | 300.0% | 0.0% |
| Amarillo National Bank | $290,000 | $695,000 | 139.7% | 0.0% |
| Bank of Bartlett | $555,000 | $690,000 | 24.3% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $330,000 | $690,000 | 109.1% | 0.0% |
| MORIA DEVELOPMENT, INC. | $155,000 | $690,000 | 345.2% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $300,000 | $680,000 | 126.7% | 0.0% |
| U S WIDE FINANCIAL LLC | $255,000 | $680,000 | 166.7% | 0.0% |
| FIRST COMMUNITY | $575,000 | $665,000 | 15.7% | 0.0% |
| Logan Finance Corporation | $305,000 | $665,000 | 118.0% | 0.0% |
| Hawthorn Bank | $370,000 | $655,000 | 77.0% | 0.0% |
| THE MORTGAGE LINK, INC. | $125,000 | $640,000 | 412.0% | 0.0% |
| ATLANTA POSTAL | $175,000 | $615,000 | 251.4% | 0.0% |
| The City National Bank of Sulphur Springs | $385,000 | $615,000 | 59.7% | 0.0% |
| Johnson Bank | $375,000 | $610,000 | 62.7% | 0.0% |
| Regional Missouri Bank | $610,000 | n/a | 0.0% | |
| Holcomb Bank | $605,000 | n/a | 0.0% | |
| Marion State Bank | $505,000 | $605,000 | 19.8% | 0.0% |
| Performance Financial, Inc. | $605,000 | n/a | 0.0% | |
| Memphis City Employees Credit Union | $550,000 | $575,000 | 4.5% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $1,835,000 | $560,000 | -69.5% | 0.0% |
| UNIVERSITY Federal Credit Union | $555,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $550,000 | n/a | 0.0% | |
| Affiliated Bank | $545,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $545,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $665,000 | $540,000 | -18.8% | 0.0% |
| HOPE FEDERAL CREDIT UNION | $540,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $525,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $240,000 | $520,000 | 116.7% | 0.0% |
| Farm Credit Services of Western Arkansas, PCA | $330,000 | $515,000 | 56.1% | 0.0% |
| GNB Bank | $3,085,000 | $515,000 | -83.3% | 0.0% |
| Gulf Coast Bank and Trust Company | $505,000 | n/a | 0.0% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $505,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $505,000 | n/a | 0.0% | |
| Regent Bank | $500,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $1,105,000 | $480,000 | -56.6% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $695,000 | $480,000 | -30.9% | 0.0% |
| STANFORD Federal Credit Union | $1,315,000 | $480,000 | -63.5% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,370,000 | $475,000 | -65.3% | 0.0% |
| Hancock Whitney Bank | $265,000 | $470,000 | 77.4% | 0.0% |
| Southwest Missouri Bank | $1,260,000 | $465,000 | -63.1% | 0.0% |
| MYCUMORTGAGE, LLC | $460,000 | n/a | 0.0% | |
| Pinnacle Bank | $185,000 | $460,000 | 148.6% | 0.0% |
| Freedom Bank of Southern Missouri | $1,085,000 | $455,000 | -58.1% | 0.0% |
| GNBank | $105,000 | $445,000 | 323.8% | 0.0% |
| Progressive Bank | $445,000 | n/a | 0.0% | |
| WaterStone Bank, SSB | $445,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $235,000 | $440,000 | 87.2% | 0.0% |
| Mid-Missouri Bank | $980,000 | $435,000 | -55.6% | 0.0% |
| Princeton Mortgage Corporation | $430,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $480,000 | $425,000 | -11.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,755,000 | $425,000 | -75.8% | 0.0% |
| Community National Bank & Trust | $420,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $415,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $900,000 | $415,000 | -53.9% | 0.0% |
| First Western Trust Bank | $460,000 | $410,000 | -10.9% | 0.0% |
| Capital Bank | $460,000 | $405,000 | -12.0% | 0.0% |
| Elements Financial Federal Credit Union | $310,000 | $405,000 | 30.6% | 0.0% |
| Financial Federal Bank | $830,000 | $405,000 | -51.2% | 0.0% |
| First Security Bank | $206,780,000 | $405,000 | -99.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $405,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $575,000 | $405,000 | -29.6% | 0.0% |
| Bank of Dixon County | $395,000 | n/a | 0.0% | |
| First Midwest Bank of Dexter | $130,000 | $395,000 | 203.8% | 0.0% |
| Peoples Community Bank | $675,000 | $395,000 | -41.5% | 0.0% |
| UBank | $395,000 | n/a | 0.0% | |
| Peoples Bank | $2,175,000 | $390,000 | -82.1% | 0.0% |
| FCS Financial FLCA | $295,000 | $385,000 | 30.5% | 0.0% |
| Gibsland Bank & Trust Company | $385,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| SPIRE Credit Union | $385,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS LLC | $680,000 | $380,000 | -44.1% | 0.0% |
| ACOPIA, LLC | $125,000 | $375,000 | 200.0% | 0.0% |
| Adams Bank & Trust | $605,000 | $375,000 | -38.0% | 0.0% |
| Bank of Whittier | $205,000 | $375,000 | 82.9% | 0.0% |
| First National Bank | $330,000 | $375,000 | 13.6% | 0.0% |
| Home Federal Bank | $235,000 | $375,000 | 59.6% | 0.0% |
| Home Mortgage Alliance Corp | $375,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $650,000 | $375,000 | -42.3% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $185,000 | $370,000 | 100.0% | 0.0% |
| First Liberty Bank | $185,000 | $370,000 | 100.0% | 0.0% |
| Old Second National Bank | $370,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $370,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $370,000 | n/a | 0.0% | |
| First Federal Bank | $10,730,000 | $365,000 | -96.6% | 0.0% |
| CREDIT UNION OF AMERICA | $360,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $355,000 | n/a | 0.0% | |
| The Union State Bank | $215,000 | $355,000 | 65.1% | 0.0% |
| USAlliance Federal Credit Union | $125,000 | $350,000 | 180.0% | 0.0% |
| Central National Bank | $345,000 | n/a | 0.0% | |
| First Bank | $155,000 | $345,000 | 122.6% | 0.0% |
| KANZA Bank | $345,000 | n/a | 0.0% | |
| Mabrey Bank | $305,000 | $345,000 | 13.1% | 0.0% |
| THE MORTGAGE FIRM, INC. | $175,000 | $345,000 | 97.1% | 0.0% |
| TOWER | $345,000 | n/a | 0.0% | |
| American Bank of Oklahoma | $335,000 | n/a | 0.0% | |
| BLUCURRENT | $325,000 | n/a | 0.0% | |
| First Merchants Bank | $325,000 | $325,000 | 0.0% | 0.0% |
| North Dallas Bank & Trust Co. | $325,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $315,000 | $320,000 | 1.6% | 0.0% |
| Southwest Airlines Federal Credit Union | $405,000 | $320,000 | -21.0% | 0.0% |
| JEFFERSON FINANCIAL | $305,000 | n/a | 0.0% | |
| Legacy Bank & Trust Company | $305,000 | n/a | 0.0% | |
| TTCU Federal Credit Union | $1,330,000 | $305,000 | -77.1% | 0.0% |
| Leader Bank | $145,000 | $300,000 | 106.9% | 0.0% |
| FOUR POINTS | $1,720,000 | $295,000 | -82.8% | 0.0% |
| MidFirst Bank | $900,000 | $295,000 | -67.2% | 0.0% |
| CHARTER WEST BANK | $285,000 | n/a | 0.0% | |
| First Citizens National Bank | $230,000 | $285,000 | 23.9% | 0.0% |
| First State Bank of St. Charles, Missouri | $715,000 | $285,000 | -60.1% | 0.0% |
| Frontier Bank | $285,000 | n/a | 0.0% | |
| Honor Credit Union | $285,000 | n/a | 0.0% | |
| VALOR BANK | $285,000 | n/a | 0.0% | |
| Mazuma Credit Union | $280,000 | n/a | 0.0% | |
| Deseret First Credit Union | $595,000 | $275,000 | -53.8% | 0.0% |
| Liberty Savings Bank, F.S.B. | $105,000 | $275,000 | 161.9% | 0.0% |
| MLD MORTGAGE INC. | $275,000 | n/a | 0.0% | |
| People's Bank of Seneca | $335,000 | $275,000 | -17.9% | 0.0% |
| ALTRA | $130,000 | $265,000 | 103.8% | 0.0% |
| Beeline Loans, Inc. | $290,000 | $265,000 | -8.6% | 0.0% |
| Northwest Federal Credit Union | $390,000 | $265,000 | -32.1% | 0.0% |
| ONY GLO, INC. | $215,000 | $265,000 | 23.3% | 0.0% |
| Warsaw Federal Savings and Loan Association | $115,000 | $265,000 | 130.4% | 0.0% |
| US MORTGAGE CORPORATION | $340,000 | $260,000 | -23.5% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $255,000 | n/a | 0.0% | |
| CORTRUST MORTGAGE, INC. | $245,000 | $255,000 | 4.1% | 0.0% |
| First Midwest Bank of Poplar Bluff | $55,000 | $255,000 | 363.6% | 0.0% |
| IncredibleBank | $255,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| Core Bank | $245,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Great Plains National Bank | $155,000 | $245,000 | 58.1% | 0.0% |
| Legends Bank | $245,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $775,000 | $240,000 | -69.0% | 0.0% |
| DUPACO COMMUNITY | $45,000 | $235,000 | 422.2% | 0.0% |
| Hometown National Bank | $235,000 | n/a | 0.0% | |
| PATRIOTS BANK | $235,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $235,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $615,000 | $230,000 | -62.6% | 0.0% |
| First National Bank | $330,000 | $225,000 | -31.8% | 0.0% |
| Prosperity Bank | $880,000 | $225,000 | -74.4% | 0.0% |
| Transportation Federal Credit Union | $225,000 | n/a | 0.0% | |
| University Bank | $225,000 | n/a | 0.0% | |
| Citizens Savings Bank | $215,000 | n/a | 0.0% | |
| Extraco Banks | $215,000 | n/a | 0.0% | |
| First National Bank Texas | $215,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $1,585,000 | $215,000 | -86.4% | 0.0% |
| Inwood National Bank | $590,000 | $215,000 | -63.6% | 0.0% |
| Blackhawk Bank & Trust | $205,000 | n/a | 0.0% | |
| CAPITAL CONCEPTS, INC. | $115,000 | $205,000 | 78.3% | 0.0% |
| HEARTLAND | $205,000 | n/a | 0.0% | |
| Mid-America Bank | $205,000 | n/a | 0.0% | |
| Village Bank & Trust | $205,000 | n/a | 0.0% | |
| Commercial Lender LLC | $180,000 | $195,000 | 8.3% | 0.0% |
| Community Mortgage Banc Corporation | $195,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $195,000 | n/a | 0.0% | |
| NBH Bank | $755,000 | $195,000 | -74.2% | 0.0% |
| TEXAS TECH | $195,000 | n/a | 0.0% | |
| Uwharrie Bank | $195,000 | n/a | 0.0% | |
| KEYPOINT | $190,000 | n/a | 0.0% | |
| American Bank | $185,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| Montgomery Bank | $290,000 | $185,000 | -36.2% | 0.0% |
| Park Lane Finance Solutions, LLC | $45,000 | $185,000 | 311.1% | 0.0% |
| Firefighters First Federal Credit Union | $105,000 | $175,000 | 66.7% | 0.0% |
| FIRST SOUTH FINANCIAL | $655,000 | $175,000 | -73.3% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $55,000 | $175,000 | 218.2% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $175,000 | n/a | 0.0% | |
| Midwest BankCentre | $175,000 | n/a | 0.0% | |
| State Bank of Waterloo | $175,000 | n/a | 0.0% | |
| Traditional Bank, Inc. | $175,000 | $175,000 | 0.0% | 0.0% |
| First National Bank of East Texas | $165,000 | n/a | 0.0% | |
| Sullivan Bank | $255,000 | $165,000 | -35.3% | 0.0% |
| Ardent Federal Credit Union | $155,000 | n/a | 0.0% | |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $475,000 | $155,000 | -67.4% | 0.0% |
| Resource Bank | $155,000 | n/a | 0.0% | |
| River Region Credit Union | $155,000 | n/a | 0.0% | |
| The First National Bank of Hughes Springs | $80,000 | $150,000 | 87.5% | 0.0% |
| Citizens State Bank | $405,000 | $145,000 | -64.2% | 0.0% |
| EASTERN SAVINGS BANK | $145,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $185,000 | $145,000 | -21.6% | 0.0% |
| LOANPEOPLE, LLC | $575,000 | $145,000 | -74.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $690,000 | $145,000 | -79.0% | 0.0% |
| Community Bank and Trust | $755,000 | $140,000 | -81.5% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| CENTRIC | $135,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $135,000 | n/a | 0.0% | |
| Southern Michigan Bank & Trust | $135,000 | n/a | 0.0% | |
| Stockmens Bank | $135,000 | n/a | 0.0% | |
| TEXANS | $135,000 | n/a | 0.0% | |
| Broadway National Bank | $1,305,000 | $125,000 | -90.4% | 0.0% |
| Capitol Federal Savings Bank | $1,430,000 | $125,000 | -91.3% | 0.0% |
| First American Bank | $100,000 | $125,000 | 25.0% | 0.0% |
| First State Bank and Trust | $125,000 | n/a | 0.0% | |
| PREMIER AMERICA | $125,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $860,000 | $125,000 | -85.5% | 0.0% |
| The American National Bank of Texas | $125,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| FAMILY SAVINGS | $115,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $115,000 | n/a | 0.0% | |
| Midland States Bank | $2,915,000 | $115,000 | -96.1% | 0.0% |
| Austin Bank, Texas | $105,000 | n/a | 0.0% | |
| Northwest Bank | $135,000 | $105,000 | -22.2% | 0.0% |
| Texas Security Bank | $105,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $105,000 | n/a | 0.0% | |
| United Southern Bank | $105,000 | n/a | 0.0% | |
| Willamette Valley Bank | $45,000 | $105,000 | 133.3% | 0.0% |
| BancFirst | $135,000 | $95,000 | -29.6% | 0.0% |
| CREDIT UNION OF GEORGIA | $95,000 | n/a | 0.0% | |
| First Guaranty Bank | $120,000 | $95,000 | -20.8% | 0.0% |
| Lamar National Bank | $95,000 | n/a | 0.0% | |
| Leaders Credit Union | $930,000 | $95,000 | -89.8% | 0.0% |
| SouthStar Bank, S.S.B. | $195,000 | $95,000 | -51.3% | 0.0% |
| First State Bank | $11,455,000 | $85,000 | -99.3% | 0.0% |
| Heartland Bank and Trust Company | $185,000 | $85,000 | -54.1% | 0.0% |
| BTC BANK | $575,000 | $75,000 | -87.0% | 0.0% |
| Goodfield State Bank | $75,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $1,085,000 | $75,000 | -93.1% | 0.0% |
| Connexus Credit Union | $395,000 | $65,000 | -83.5% | 0.0% |
| TEACHERS | $65,000 | n/a | 0.0% | |
| Terre Haute Savings Bank | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| KINECTA | $80,000 | $55,000 | -31.3% | 0.0% |
| Community Bank of Louisiana | $155,000 | $45,000 | -71.0% | 0.0% |
| First Western Federal Savings Bank | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $90,000 | $40,000 | -55.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $325,000 | $35,000 | -89.2% | 0.0% |
| LUFTHANSA EMP. | $25,000 | n/a | 0.0% | |
| 1786 | $15,000 | n/a | 0.0% |
Arkansas's top lender by overall market share is Arvest Bank, with 10.9% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $679,310,000 in loans. In third place, with 2.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $310,145,000 in loans. In fourth place, with 2.4%, is FLAT BRANCH MORTGAGE, INC., having originated $308,015,000 in loans. In fifth place, with 2.4%, is Centennial Bank, having originated $306,225,000 in loans.
Arkansas Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 35,837 | $9,187,905,000 | $256,380 |
| Refi | 7,240 | $1,835,520,000 | $253,525 |
| Cash Out Refi | 5,684 | $1,035,860,000 | $182,241 |
| Other | 5,411 | $507,765,000 | $93,839 |
| Home Improvement | 4,711 | $384,245,000 | $81,563 |
| NA | 5 | $1,505,000 | $301,000 |
Arkansas's most frequently cited loan purpose was Home Purchase, with 35,837 originations. The 2nd most popular reason was Refi, with 7,240 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 22,821 | $5,671,635,000 | $248,527 |
| Over 8% | 14,101 | $1,739,845,000 | $123,385 |
| 7-8% | 9,066 | $2,131,540,000 | $235,114 |
| 5-6% | 8,077 | $2,287,835,000 | $283,253 |
| 4-5% | 583 | $190,705,000 | $327,110 |
| <2.5% | 132 | $29,670,000 | $224,773 |
| 3-4% | 59 | $26,925,000 | $456,356 |
| 2.5-3% | 31 | $6,875,000 | $221,774 |
During 2024, Arkansas's most frequently originated rate bucket was 6-7%, with 22,821 originations.
Loan Sizing (Arkansas MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 18,777 | $5,189,395,000 | $276,370 |
| $100k-200k | 17,638 | $2,613,750,000 | $148,189 |
| $100,000 or less | 16,748 | $904,480,000 | $54,005 |
| $400k-600k | 3,975 | $1,886,735,000 | $474,650 |
| $600k-1000k | 1,309 | $937,355,000 | $716,085 |
| $Over $1MM | 441 | $1,421,085,000 | $3,222,415 |
Arkansas's loan sizing saw the bucket of loans from $200k-400k with 18,777 originations, totaling $5,189,395,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 23,891 | $6,110,095,000 | $255,749 |
| 60-80% | 11,368 | $3,358,030,000 | $295,393 |
| Under 20% | 6,856 | $323,120,000 | $47,130 |
| 20-40% | 5,978 | $642,040,000 | $107,400 |
| 40-60% | 4,867 | $1,126,875,000 | $231,534 |
| Over 100% | 1,028 | $313,810,000 | $305,263 |
Arkansas's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 23,891 originations, totaling $6,110,095,000 in origination value.