Arkansas Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Arkansas averaged
6.64%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.83% and
one month ago for the week of 2024-11-07, the
average rate was 6.53%.
Arkansas's average rate one year ago was 6.87%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Arkansas 30 Year Fixed Rate | 2024-12-12 | 6.64% |
| Arkansas 30 Year Fixed Rate Refi | 2024-12-12 | 6.7% |
| Arkansas 15 Year Fixed Rate | 2024-12-12 | 6.27% |
| Arkansas 15 Year Fixed Rate Refi | 2024-12-12 | 6.3% |
| Arkansas 30 Year FHA | 2024-12-12 | 6.38% |
| Arkansas 30 Year FHA Refi | 2024-12-12 | 6.23% |
| Arkansas 30 Year USDA | 2024-12-12 | 6.04% |
| Arkansas 30 Year USDA Refi | 2024-12-12 | 6.4% |
| Arkansas 30 Year VA | 2024-12-12 | 5.96% |
| Arkansas 30 Year VA Refi | 2024-12-12 | 5.53% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arkansas.
Arkansas Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arkansas market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Arkansas Average Closing Costs & Other Stats
Arkansas's 396 lenders originated 54,300
loans during 2023. The total origination value was $11,497,870,000, with an average loan value of
$211,747.
Arkansas's average closing costs are $4,330.
The top Arkansas lender as defined by loan originations is Arvest Bank, with
1,981 loans originated. Their average total fees are
$3,928, which is $2,224
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Arkansas lenders (with over 10 loans originated) are
Discover Bank ($0), GUARANTEED RATE AFFINITY, LLC ($1,045), First National Bank ($1,398), RUOFF MORTGAGE COMPANY, INC. ($1,658) and PREMIA MORTGAGE, LLC ($1,706).
The lowest rate Arkansas lenders (with over 10 loans originated) are
DIGITAL Federal Credit Union (5.49%), Stifel Bank and Trust (5.75%), Raymond James Bank (5.88%), MORTGAGE INVESTORS GROUP, INC. (5.89%) and Morgan Stanley Private Bank (6.05%).
Arkansas Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Arvest Bank | $1,506,415,000 | $1,336,180,000 | -11.3% | 11.6% |
| QUICKEN LOANS, LLC | $798,210,000 | $561,875,000 | -29.6% | 4.9% |
| FLAT BRANCH MORTGAGE, INC. | $308,615,000 | $328,875,000 | 6.6% | 2.9% |
| FirstTrust Home Loans, Inc. | $397,725,000 | $281,650,000 | -29.2% | 2.4% |
| Centennial Bank | $311,040,000 | $276,070,000 | -11.2% | 2.4% |
| ARKANSAS Federal Credit Union | $298,860,000 | $256,765,000 | -14.1% | 2.2% |
| Mortgage Research Center, LLC | $257,495,000 | $236,340,000 | -8.2% | 2.1% |
| Eagle Bank and Trust Company | $348,550,000 | $226,120,000 | -35.1% | 2.0% |
| Simmons Bank | $493,965,000 | $225,195,000 | -54.4% | 2.0% |
| First Security Bank | $95,000 | $206,780,000 | 217,563.2% | 1.8% |
| ENCORE BANK | $302,805,000 | $205,010,000 | -32.3% | 1.8% |
| Regions Bank | $270,715,000 | $199,570,000 | -26.3% | 1.7% |
| First Community Bank | $341,770,000 | $193,835,000 | -43.3% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $174,170,000 | $178,715,000 | 2.6% | 1.6% |
| First Horizon Bank | $246,190,000 | $161,930,000 | -34.2% | 1.4% |
| The First National Bank of Fort Smith | $264,950,000 | $149,250,000 | -43.7% | 1.3% |
| BancorpSouth | $187,200,000 | $133,425,000 | -28.7% | 1.2% |
| EVERETT FINANCIAL, INC. | $144,310,000 | $127,815,000 | -11.4% | 1.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $137,440,000 | $124,505,000 | -9.4% | 1.1% |
| Bank of England | $190,440,000 | $119,810,000 | -37.1% | 1.0% |
| Gateway First Bank | $180,930,000 | $119,205,000 | -34.1% | 1.0% |
| Priority Bank | $129,425,000 | $116,030,000 | -10.3% | 1.0% |
| U.S. Bank | $289,745,000 | $104,705,000 | -63.9% | 0.9% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $179,610,000 | $103,835,000 | -42.2% | 0.9% |
| CORNERSTONE HOME LENDING, INC. | $120,425,000 | $88,010,000 | -26.9% | 0.8% |
| Firstar Bank | $87,370,000 | $87,505,000 | 0.2% | 0.8% |
| MID AMERICA MORTGAGE, INC. | $95,955,000 | $87,425,000 | -8.9% | 0.8% |
| First Financial Bank | $355,000 | $84,210,000 | 23,621.1% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $94,785,000 | $83,285,000 | -12.1% | 0.7% |
| Generations Bank | $104,815,000 | $74,615,000 | -28.8% | 0.6% |
| BROKER SOLUTIONS, INC. | $78,210,000 | $71,755,000 | -8.3% | 0.6% |
| DAS Acquisition Company, LLC | $143,075,000 | $71,725,000 | -49.9% | 0.6% |
| Bank of America | $89,755,000 | $69,880,000 | -22.1% | 0.6% |
| Signature Bank of Arkansas | $128,995,000 | $69,725,000 | -45.9% | 0.6% |
| Chambers Bank | $104,900,000 | $69,535,000 | -33.7% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $121,650,000 | $69,330,000 | -43.0% | 0.6% |
| The Farmers & Merchants Bank | $69,715,000 | $68,260,000 | -2.1% | 0.6% |
| GERSHMAN INVESTMENT CORP. | $27,185,000 | $68,140,000 | 150.7% | 0.6% |
| Citizens Bank | $149,650,000 | $67,970,000 | -54.6% | 0.6% |
| UNITED | $92,930,000 | $66,290,000 | -28.7% | 0.6% |
| Equity Bank | $43,135,000 | $62,750,000 | 45.5% | 0.5% |
| 21ST MORTGAGE CORPORATION | $56,160,000 | $61,720,000 | 9.9% | 0.5% |
| Wells Fargo Bank | $226,000,000 | $61,405,000 | -72.8% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $77,950,000 | $61,055,000 | -21.7% | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | $1,460,000 | $60,940,000 | 4,074.0% | 0.5% |
| MORTGAGE FINANCIAL SERVICES, LLC | $109,975,000 | $59,865,000 | -45.6% | 0.5% |
| SWBC MORTGAGE CORPORATION | $69,790,000 | $58,260,000 | -16.5% | 0.5% |
| Arbor Realty Trust, Inc. | $30,650,000 | $55,815,000 | 82.1% | 0.5% |
| GUARANTEED RATE, INC. | $62,405,000 | $54,895,000 | -12.0% | 0.5% |
| COMMUNITY MORTGAGE CORPORATION | $63,685,000 | $54,175,000 | -14.9% | 0.5% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,430,000 | $54,010,000 | 3,676.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $94,105,000 | $53,310,000 | -43.4% | 0.5% |
| Southern Bancorp Bank | $76,050,000 | $51,695,000 | -32.0% | 0.4% |
| ASSOCIATED MORTGAGE CORPORATION | $28,255,000 | $51,505,000 | 82.3% | 0.4% |
| USAA Federal Savings Bank | $70,725,000 | $51,500,000 | -27.2% | 0.4% |
| Merchants Bank of Indiana | $59,755,000 | $49,700,000 | -16.8% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,740,000 | $48,275,000 | 87.5% | 0.4% |
| First National Bank | $99,905,000 | $47,720,000 | -52.2% | 0.4% |
| LOANDEPOT.COM, LLC | $133,630,000 | $47,620,000 | -64.4% | 0.4% |
| JPMorgan Chase Bank | $70,800,000 | $46,650,000 | -34.1% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $73,935,000 | $46,235,000 | -37.5% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $102,640,000 | $45,915,000 | -55.3% | 0.4% |
| Relyance Bank | $30,885,000 | $45,130,000 | 46.1% | 0.4% |
| First Service Bank | $40,050,000 | $44,025,000 | 9.9% | 0.4% |
| Farmers Bank & Trust Company | $75,250,000 | $43,670,000 | -42.0% | 0.4% |
| Armstrong Bank | $78,210,000 | $43,605,000 | -44.2% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $43,610,000 | $42,525,000 | -2.5% | 0.4% |
| Evolve Bank & Trust | $42,240,000 | $42,315,000 | 0.2% | 0.4% |
| The Central Trust Bank | $23,100,000 | $41,465,000 | 79.5% | 0.4% |
| Bank OZK | $79,545,000 | $40,725,000 | -48.8% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $49,955,000 | $40,415,000 | -19.1% | 0.4% |
| CBRE MULTIFAMILY CAPITAL, INC. | $39,205,000 | n/a | 0.3% | |
| Cornerstone Bank | $51,090,000 | $38,955,000 | -23.8% | 0.3% |
| Southern Bank | $63,510,000 | $38,615,000 | -39.2% | 0.3% |
| BOKF | $56,700,000 | $38,320,000 | -32.4% | 0.3% |
| Farm Credit Services of Western Arkansas, ACA | $43,410,000 | $37,890,000 | -12.7% | 0.3% |
| SENTE MORTGAGE, INC. | $43,305,000 | $36,105,000 | -16.6% | 0.3% |
| The Citizens Bank | $64,945,000 | $36,090,000 | -44.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $103,560,000 | $35,835,000 | -65.4% | 0.3% |
| FIRST WESTERN MORTGAGE, INC. | $41,650,000 | $34,735,000 | -16.6% | 0.3% |
| FNBC Bank | $51,580,000 | $34,630,000 | -32.9% | 0.3% |
| Central Bank | $345,000 | $33,800,000 | 9,697.1% | 0.3% |
| NEWREZ LLC | $36,195,000 | $33,310,000 | -8.0% | 0.3% |
| Plains Commerce Bank | $72,050,000 | $32,570,000 | -54.8% | 0.3% |
| Anstaff Bank | $49,390,000 | $32,065,000 | -35.1% | 0.3% |
| Legacy National Bank | $51,715,000 | $31,855,000 | -38.4% | 0.3% |
| MORTGAGE INVESTORS GROUP, INC. | $19,075,000 | $31,205,000 | 63.6% | 0.3% |
| DIGITAL Federal Credit Union | $14,510,000 | $31,085,000 | 114.2% | 0.3% |
| Focus Bank | $38,920,000 | $30,300,000 | -22.1% | 0.3% |
| First National Bank of North Arkansas | $15,100,000 | $27,820,000 | 84.2% | 0.2% |
| GENEVA FINANCIAL, LLC | $29,365,000 | $27,470,000 | -6.5% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $26,405,000 | $26,180,000 | -0.9% | 0.2% |
| First Western Bank | $48,805,000 | $26,120,000 | -46.5% | 0.2% |
| GMFS LLC | $46,800,000 | $25,850,000 | -44.8% | 0.2% |
| First Arkansas Bank and Trust | $40,240,000 | $25,625,000 | -36.3% | 0.2% |
| GUILD MORTGAGE COMPANY | $27,645,000 | $25,465,000 | -7.9% | 0.2% |
| Flagstar Bank, FSB | $64,070,000 | $25,050,000 | -60.9% | 0.2% |
| The Federal Savings Bank | $21,255,000 | $24,495,000 | 15.2% | 0.2% |
| Old National Bank | $430,000 | $24,125,000 | 5,510.5% | 0.2% |
| Stone Bank | $48,800,000 | $23,870,000 | -51.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $46,755,000 | $23,180,000 | -50.4% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $6,985,000 | $23,105,000 | 230.8% | 0.2% |
| PILGRIM MORTGAGE LLC | $27,260,000 | $22,665,000 | -16.9% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $30,595,000 | $21,920,000 | -28.4% | 0.2% |
| Bremer Bank | $21,005,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $20,560,000 | $20,965,000 | 2.0% | 0.2% |
| Citizens' Bank & Trust Co. | $29,310,000 | $20,960,000 | -28.5% | 0.2% |
| Cross County Bank | $20,545,000 | n/a | 0.2% | |
| Truist | $44,730,000 | $20,495,000 | -54.2% | 0.2% |
| NBKC BANK | $22,775,000 | $20,490,000 | -10.0% | 0.2% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $125,960,000 | $20,325,000 | -83.9% | 0.2% |
| Gateway Bank | $20,275,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $30,910,000 | $19,180,000 | -37.9% | 0.2% |
| Diamond Bank | $41,760,000 | $19,080,000 | -54.3% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $25,625,000 | $18,550,000 | -27.6% | 0.2% |
| CMG MORTGAGE, INC. | $14,260,000 | $17,640,000 | 23.7% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $20,850,000 | $17,265,000 | -17.2% | 0.2% |
| Discover Bank | $12,005,000 | $17,190,000 | 43.2% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $15,620,000 | $16,500,000 | 5.6% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $15,875,000 | $16,220,000 | 2.2% | 0.1% |
| Carrington Mortgage Services, LLC | $34,120,000 | $16,180,000 | -52.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $20,965,000 | $16,175,000 | -22.8% | 0.1% |
| CARDINAL FINANCIAL | $31,970,000 | $15,790,000 | -50.6% | 0.1% |
| Grand Savings Bank | $48,115,000 | $15,240,000 | -68.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $12,150,000 | $14,740,000 | 21.3% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $25,675,000 | $14,600,000 | -43.1% | 0.1% |
| Unico Bank | $19,515,000 | $14,540,000 | -25.5% | 0.1% |
| Nations Lending Corporation | $8,705,000 | $14,275,000 | 64.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $53,000,000 | $14,245,000 | -73.1% | 0.1% |
| Morgan Stanley Private Bank | $14,485,000 | $14,120,000 | -2.5% | 0.1% |
| Old Missouri Bank | $205,000 | $13,840,000 | 6,651.2% | 0.1% |
| Today's Bank | $13,710,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $17,380,000 | $13,650,000 | -21.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $13,385,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $23,115,000 | $13,220,000 | -42.8% | 0.1% |
| TELCOE FEDERAL CREDIT UNION | $20,710,000 | $12,935,000 | -37.5% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $12,380,000 | $12,595,000 | 1.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $12,815,000 | $12,220,000 | -4.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $15,360,000 | $11,915,000 | -22.4% | 0.1% |
| AgHeritage Farm Credit Services FLCA | $11,800,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $27,615,000 | $11,800,000 | -57.3% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $12,085,000 | $11,760,000 | -2.7% | 0.1% |
| Horatio State Bank | $16,990,000 | $11,715,000 | -31.0% | 0.1% |
| Midwest Mortgage Associates Corporation | $480,000 | $11,510,000 | 2,297.9% | 0.1% |
| First State Bank | $405,000 | $11,455,000 | 2,728.4% | 0.1% |
| Farmers Bank | $28,280,000 | $11,385,000 | -59.7% | 0.1% |
| United Bank | $49,405,000 | $11,290,000 | -77.1% | 0.1% |
| The Bank of Missouri | $12,600,000 | $10,945,000 | -13.1% | 0.1% |
| First Federal Bank | $2,725,000 | $10,730,000 | 293.8% | 0.1% |
| NFM, INC. | $10,540,000 | $10,690,000 | 1.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $9,620,000 | $10,415,000 | 8.3% | 0.1% |
| Raymond James Bank | $5,365,000 | $10,400,000 | 93.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $29,990,000 | $10,360,000 | -65.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,345,000 | $10,355,000 | 209.6% | 0.1% |
| PLANET HOME LENDING, LLC | $10,400,000 | $10,295,000 | -1.0% | 0.1% |
| Network Funding, L.P. | $4,680,000 | $10,090,000 | 115.6% | 0.1% |
| Renasant Bank | $16,035,000 | $9,930,000 | -38.1% | 0.1% |
| United Fidelity Funding Corp. | $15,215,000 | $9,900,000 | -34.9% | 0.1% |
| PNC Bank | $38,280,000 | $9,880,000 | -74.2% | 0.1% |
| S1L, Inc. | $27,985,000 | $9,495,000 | -66.1% | 0.1% |
| RED RIVER EMPLOYEES | $23,035,000 | $9,400,000 | -59.2% | 0.1% |
| Figure Lending LLC | $9,030,000 | $9,220,000 | 2.1% | 0.1% |
| COMMERCIAL NATIONAL BANK | $9,165,000 | n/a | 0.1% | |
| STOCKTON MORTGAGE CORPORATION | $5,620,000 | $9,055,000 | 61.1% | 0.1% |
| WALKER & DUNLOP, LLC | $88,880,000 | $9,005,000 | -89.9% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $2,830,000 | $8,920,000 | 215.2% | 0.1% |
| THRIVE MORTGAGE, LLC | $12,465,000 | $8,860,000 | -28.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $5,060,000 | $8,840,000 | 74.7% | 0.1% |
| PINE BLUFF COTTON BELT Federal Credit Union | $7,825,000 | $8,835,000 | 12.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $9,795,000 | $8,820,000 | -10.0% | 0.1% |
| LOANPAL, LLC | $15,270,000 | $8,695,000 | -43.1% | 0.1% |
| FBT Bank & Mortgage | $8,475,000 | n/a | 0.1% | |
| Coastal Community Bank | $8,445,000 | n/a | 0.1% | |
| American National Bank | $40,965,000 | $8,390,000 | -79.5% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $29,465,000 | $8,355,000 | -71.6% | 0.1% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $9,610,000 | $8,340,000 | -13.2% | 0.1% |
| SUCCESS Federal Credit Union | $7,295,000 | $8,155,000 | 11.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $21,965,000 | $8,035,000 | -63.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $8,975,000 | $8,025,000 | -10.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $13,790,000 | $8,010,000 | -41.9% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,160,000 | $7,990,000 | -2.1% | 0.1% |
| Fidelity National Bank | $7,775,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $10,095,000 | $7,740,000 | -23.3% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $6,680,000 | $7,710,000 | 15.4% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $7,535,000 | n/a | 0.1% | |
| Neighborhood Loans, Inc. | $1,300,000 | $7,320,000 | 463.1% | 0.1% |
| MERCHANTS & FARMERS BANK | $7,045,000 | n/a | 0.1% | |
| CIS Financial Services, Inc. | $1,010,000 | $6,895,000 | 582.7% | 0.1% |
| Citibank | $7,740,000 | $6,690,000 | -13.6% | 0.1% |
| Ally Bank | $26,075,000 | $6,635,000 | -74.6% | 0.1% |
| Malvern National Bank | $6,480,000 | n/a | 0.1% | |
| BARKSDALE | $2,145,000 | $6,245,000 | 191.1% | 0.1% |
| The First National Bank of Lawrence County at Walnut Ridge | $7,160,000 | $6,210,000 | -13.3% | 0.1% |
| Farm Credit Mid-America, ACA | $615,000 | $6,120,000 | 895.1% | 0.1% |
| First National Bank of Eastern Arkansas | $10,330,000 | $6,060,000 | -41.3% | 0.1% |
| Stifel Bank and Trust | $5,205,000 | $6,025,000 | 15.8% | 0.1% |
| First Savings Bank | $3,220,000 | $5,910,000 | 83.5% | 0.1% |
| LENDINGONE, LLC | $7,675,000 | $5,910,000 | -23.0% | 0.1% |
| Armed Forces Bank | $7,465,000 | $5,760,000 | -22.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $2,835,000 | $5,655,000 | 99.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $3,420,000 | $5,630,000 | 64.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $6,575,000 | $5,610,000 | -14.7% | 0.0% |
| AMCAP MORTGAGE, LTD. | $6,885,000 | $5,440,000 | -21.0% | 0.0% |
| BNC National Bank | $11,560,000 | $5,440,000 | -52.9% | 0.0% |
| Great Southern Bank | $11,420,000 | $5,365,000 | -53.0% | 0.0% |
| CALIBER HOME LOANS, INC. | $82,485,000 | $5,350,000 | -93.5% | 0.0% |
| Ameris Bank | $3,960,000 | $5,310,000 | 34.1% | 0.0% |
| Mortgage Assurance Inc. | $4,330,000 | $5,235,000 | 20.9% | 0.0% |
| United Community Bank | $505,000 | $5,170,000 | 923.8% | 0.0% |
| ARC HOME LLC | $2,965,000 | $5,160,000 | 74.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $3,760,000 | $5,085,000 | 35.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $6,885,000 | $5,045,000 | -26.7% | 0.0% |
| UNIFY FINANCIAL Credit Union | $10,840,000 | $4,875,000 | -55.0% | 0.0% |
| The Huntington National Bank | $2,865,000 | $4,835,000 | 68.8% | 0.0% |
| BANK OF STAR CITY | $4,820,000 | n/a | 0.0% | |
| Pinnacle Bank | $955,000 | $4,805,000 | 403.1% | 0.0% |
| FBC MORTGAGE, LLC | $1,185,000 | $4,735,000 | 299.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $10,585,000 | $4,720,000 | -55.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $4,170,000 | $4,650,000 | 11.5% | 0.0% |
| Oakstar Bank | $1,075,000 | $4,545,000 | 322.8% | 0.0% |
| State Bank of De Kalb | $21,920,000 | $4,545,000 | -79.3% | 0.0% |
| PHH Mortgage Corporation | $10,840,000 | $4,535,000 | -58.2% | 0.0% |
| Magnolia Bank | $4,830,000 | $4,455,000 | -7.8% | 0.0% |
| ON Q FINANCIAL, INC. | $685,000 | $4,450,000 | 549.6% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,740,000 | $4,310,000 | 57.3% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $260,000 | $4,305,000 | 1,555.8% | 0.0% |
| Northpointe Bank | $8,160,000 | $4,240,000 | -48.0% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $23,690,000 | $4,170,000 | -82.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $7,495,000 | $4,155,000 | -44.6% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $11,390,000 | $4,045,000 | -64.5% | 0.0% |
| 93 | $3,930,000 | n/a | 0.0% | |
| Intrust Bank | $2,930,000 | $3,895,000 | 32.9% | 0.0% |
| Equity Prime Mortgage LLC | $4,235,000 | $3,835,000 | -9.4% | 0.0% |
| CLEARPATH LENDING | $6,690,000 | $3,780,000 | -43.5% | 0.0% |
| BMO Harris Bank | $1,335,000 | $3,765,000 | 182.0% | 0.0% |
| VERITAS FUNDING, LLC | $1,085,000 | $3,740,000 | 244.7% | 0.0% |
| CSL Financial, LLC | $7,390,000 | $3,705,000 | -49.9% | 0.0% |
| Servion, Inc. | $4,995,000 | $3,660,000 | -26.7% | 0.0% |
| Charles Schwab Bank, SSB | $5,595,000 | $3,545,000 | -36.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,835,000 | $3,480,000 | 22.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,745,000 | $3,410,000 | 24.2% | 0.0% |
| Mid-Continent Funding, Inc. | $3,620,000 | $3,375,000 | -6.8% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $5,390,000 | $3,330,000 | -38.2% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $630,000 | $3,170,000 | 403.2% | 0.0% |
| Farmers Bank & Trust | $1,420,000 | $3,110,000 | 119.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,285,000 | $3,105,000 | -41.2% | 0.0% |
| GNB Bank | $1,195,000 | $3,085,000 | 158.2% | 0.0% |
| NexBank | $3,300,000 | $3,070,000 | -7.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $5,140,000 | $3,030,000 | -41.1% | 0.0% |
| Guaranty Bank & Trust, N.A. | $3,610,000 | $3,020,000 | -16.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $2,385,000 | $2,990,000 | 25.4% | 0.0% |
| North American Savings Bank, F.S.B. | $13,995,000 | $2,980,000 | -78.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $820,000 | $2,965,000 | 261.6% | 0.0% |
| Cornerstone First Mortgage, Inc | $955,000 | $2,925,000 | 206.3% | 0.0% |
| Midland States Bank | $33,860,000 | $2,915,000 | -91.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,885,000 | $2,870,000 | 52.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $15,380,000 | $2,855,000 | -81.4% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $1,680,000 | $2,805,000 | 67.0% | 0.0% |
| Origin Bank | $2,790,000 | $2,770,000 | -0.7% | 0.0% |
| Deere Employees Credit Union | $4,905,000 | $2,725,000 | -44.4% | 0.0% |
| UBS Bank USA | $1,880,000 | $2,715,000 | 44.4% | 0.0% |
| Citadel Servicing Corporation | $525,000 | $2,695,000 | 413.3% | 0.0% |
| RCN Capital, LLC | $2,905,000 | $2,640,000 | -9.1% | 0.0% |
| GSF Mortgage Corporation | $3,800,000 | $2,635,000 | -30.7% | 0.0% |
| TJC Mortgage, Inc. | $7,070,000 | $2,635,000 | -62.7% | 0.0% |
| Truity Federal Credit Union | $5,515,000 | $2,620,000 | -52.5% | 0.0% |
| First-Citizens Bank & Trust Company | $2,605,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $3,110,000 | $2,605,000 | -16.2% | 0.0% |
| Ixonia Bank | $2,030,000 | $2,600,000 | 28.1% | 0.0% |
| BARTLETT MORTGAGE, INC. | $875,000 | $2,575,000 | 194.3% | 0.0% |
| M&T Bank | $9,255,000 | $2,530,000 | -72.7% | 0.0% |
| Sterling Bank | $2,480,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $235,000 | $2,425,000 | 931.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,875,000 | $2,410,000 | 28.5% | 0.0% |
| FirstBank | $7,460,000 | $2,370,000 | -68.2% | 0.0% |
| Commerce Bank | $4,185,000 | $2,330,000 | -44.3% | 0.0% |
| American Airlines Federal Credit Union | $4,240,000 | $2,275,000 | -46.3% | 0.0% |
| Brighton Bank | $740,000 | $2,210,000 | 198.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $6,120,000 | $2,200,000 | -64.1% | 0.0% |
| Peoples Bank | $195,000 | $2,175,000 | 1,015.4% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $710,000 | $2,170,000 | 205.6% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,020,000 | $2,160,000 | 111.8% | 0.0% |
| Carrollton Bank | $2,115,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $800,000 | $2,085,000 | 160.6% | 0.0% |
| Baxter Credit Union | $5,830,000 | $2,065,000 | -64.6% | 0.0% |
| Academy Bank | $2,000,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,065,000 | $1,975,000 | 85.4% | 0.0% |
| Trustmark National Bank | $3,400,000 | $1,935,000 | -43.1% | 0.0% |
| Citizens National Bank of Texas | $1,925,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $1,900,000 | n/a | 0.0% | |
| TEXAR | $5,695,000 | $1,850,000 | -67.5% | 0.0% |
| Waterstone Mortgage Corporation | $4,585,000 | $1,850,000 | -59.7% | 0.0% |
| Planters Bank & Trust Company | $975,000 | $1,845,000 | 89.2% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $3,390,000 | $1,835,000 | -45.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,125,000 | $1,825,000 | 62.2% | 0.0% |
| Bell Bank | $2,475,000 | $1,825,000 | -26.3% | 0.0% |
| OCMBC, INC. | $345,000 | $1,820,000 | 427.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,325,000 | $1,755,000 | 32.5% | 0.0% |
| NP, Inc. | $1,755,000 | n/a | 0.0% | |
| Sunflower Bank | $2,590,000 | $1,745,000 | -32.6% | 0.0% |
| MIL-WAY FEDERAL CREDIT UNION | $1,725,000 | n/a | 0.0% | |
| FOUR POINTS | $1,950,000 | $1,720,000 | -11.8% | 0.0% |
| First United Bank and Trust Company | $2,810,000 | $1,705,000 | -39.3% | 0.0% |
| WINGS FINANCIAL | $1,410,000 | $1,700,000 | 20.6% | 0.0% |
| The First National Bank of Tom Bean | $9,090,000 | $1,660,000 | -81.7% | 0.0% |
| Flanagan State Bank | $1,625,000 | $1,640,000 | 0.9% | 0.0% |
| Patriot Bank | $930,000 | $1,630,000 | 75.3% | 0.0% |
| Prosperity Home Mortgage, LLC | $885,000 | $1,630,000 | 84.2% | 0.0% |
| Guaranty Bank and Trust Company | $535,000 | $1,625,000 | 203.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,420,000 | $1,595,000 | 12.3% | 0.0% |
| First Option Mortgage, LLC | $8,610,000 | $1,585,000 | -81.6% | 0.0% |
| Century Next Bank | $3,555,000 | $1,580,000 | -55.6% | 0.0% |
| Texana Bank | $8,400,000 | $1,500,000 | -82.1% | 0.0% |
| Lakeview Community Capital, LLC | $2,995,000 | $1,490,000 | -50.3% | 0.0% |
| ANCHOR LOANS, LP | $125,000 | $1,475,000 | 1,080.0% | 0.0% |
| TIB The Independent Bankersbank | $1,710,000 | $1,465,000 | -14.3% | 0.0% |
| Capitol Federal Savings Bank | $1,285,000 | $1,430,000 | 11.3% | 0.0% |
| RESIDENTIAL BANCORP | $4,905,000 | $1,420,000 | -71.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,710,000 | $1,415,000 | -47.8% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,370,000 | n/a | 0.0% | |
| First State Community Bank | $1,540,000 | $1,335,000 | -13.3% | 0.0% |
| TTCU Federal Credit Union | $1,330,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $315,000 | $1,315,000 | 317.5% | 0.0% |
| RAIN CITY CAPITAL, LLC | $1,755,000 | $1,310,000 | -25.4% | 0.0% |
| Broadway National Bank | $1,220,000 | $1,305,000 | 7.0% | 0.0% |
| BAY EQUITY LLC | $2,515,000 | $1,300,000 | -48.3% | 0.0% |
| Community First National Bank | $665,000 | $1,285,000 | 93.2% | 0.0% |
| Southwest Missouri Bank | $1,535,000 | $1,260,000 | -17.9% | 0.0% |
| STAR ONE CREDIT UNION | $520,000 | $1,260,000 | 142.3% | 0.0% |
| General Mortgage Capital Corporation | $1,220,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $585,000 | $1,210,000 | 106.8% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $3,010,000 | $1,205,000 | -60.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $4,625,000 | $1,185,000 | -74.4% | 0.0% |
| Axos Bank | $420,000 | $1,150,000 | 173.8% | 0.0% |
| Orion Federal Credit Union | $2,255,000 | $1,140,000 | -49.4% | 0.0% |
| First National Bank of America | $1,290,000 | $1,135,000 | -12.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $1,650,000 | $1,130,000 | -31.5% | 0.0% |
| EMM LOANS LLC | $1,470,000 | $1,125,000 | -23.5% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $4,955,000 | $1,105,000 | -77.7% | 0.0% |
| Freedom Bank of Southern Missouri | $745,000 | $1,085,000 | 45.6% | 0.0% |
| Signature Federal Credit Union | $45,000 | $1,085,000 | 2,311.1% | 0.0% |
| Springfield First Community Bank | $26,930,000 | $1,080,000 | -96.0% | 0.0% |
| Midwest Bank | $1,070,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $12,400,000 | $1,065,000 | -91.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $2,725,000 | $1,065,000 | -60.9% | 0.0% |
| GoPrime Mortgage, Inc. | $980,000 | n/a | 0.0% | |
| Mid-Missouri Bank | $215,000 | $980,000 | 355.8% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $365,000 | $975,000 | 167.1% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $2,840,000 | $975,000 | -65.7% | 0.0% |
| AMERICAN MORTGAGE SERVICES INCORPORATED | $135,000 | $970,000 | 618.5% | 0.0% |
| The Dart Bank | $965,000 | n/a | 0.0% | |
| Cedar Rapids Bank and Trust Company | $955,000 | n/a | 0.0% | |
| Leaders Credit Union | $860,000 | $930,000 | 8.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $9,640,000 | $930,000 | -90.4% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $925,000 | n/a | 0.0% | |
| MidFirst Bank | $505,000 | $900,000 | 78.2% | 0.0% |
| SUMMIT FUNDING, INC. | $2,250,000 | $900,000 | -60.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $610,000 | $895,000 | 46.7% | 0.0% |
| First Financial Bank | $355,000 | $885,000 | 149.3% | 0.0% |
| Prosperity Bank | $3,290,000 | $880,000 | -73.3% | 0.0% |
| Grandview Bank | $865,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $80,000 | $860,000 | 975.0% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $230,000 | $850,000 | 269.6% | 0.0% |
| Financial Federal Bank | $3,440,000 | $830,000 | -75.9% | 0.0% |
| Stride Bank | $1,970,000 | $830,000 | -57.9% | 0.0% |
| Texas National Bank of Jacksonville | $685,000 | $815,000 | 19.0% | 0.0% |
| American National Bank & Trust | $795,000 | n/a | 0.0% | |
| Bank of Springfield | $305,000 | $795,000 | 160.7% | 0.0% |
| Union Savings Bank | $795,000 | n/a | 0.0% | |
| Texas Regional Bank | $785,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $775,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $3,660,000 | $770,000 | -79.0% | 0.0% |
| DELMAR FINANCIAL COMPANY | $5,355,000 | $770,000 | -85.6% | 0.0% |
| Nicolet National Bank | $770,000 | n/a | 0.0% | |
| Community Bank and Trust | $300,000 | $755,000 | 151.7% | 0.0% |
| NBH Bank | $800,000 | $755,000 | -5.6% | 0.0% |
| SUPERIOR CHOICE | $755,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $815,000 | $735,000 | -9.8% | 0.0% |
| The Loan Store, Inc. | $735,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $345,000 | $725,000 | 110.1% | 0.0% |
| Peoples National Bank , N.A. | $445,000 | $725,000 | 62.9% | 0.0% |
| A&D Mortgage LLC | $1,370,000 | $715,000 | -47.8% | 0.0% |
| Alerus Financial | $1,220,000 | $715,000 | -41.4% | 0.0% |
| First State Bank of St. Charles, Missouri | $905,000 | $715,000 | -21.0% | 0.0% |
| Hamilton Mortgage Corporation | $5,735,000 | $710,000 | -87.6% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $695,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $730,000 | $690,000 | -5.5% | 0.0% |
| Fifth Third Bank | $245,000 | $680,000 | 177.6% | 0.0% |
| MORTGAGE SOLUTIONS LLC | $450,000 | $680,000 | 51.1% | 0.0% |
| Peoples Community Bank | $820,000 | $675,000 | -17.7% | 0.0% |
| Fidelity Bank | $3,055,000 | $670,000 | -78.1% | 0.0% |
| Community Bank of Mississippi | $390,000 | $665,000 | 70.5% | 0.0% |
| EASTMAN | $1,370,000 | $660,000 | -51.8% | 0.0% |
| FIRST SOUTH FINANCIAL | $585,000 | $655,000 | 12.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $490,000 | $650,000 | 32.7% | 0.0% |
| Citizens National Bank, N.A. | $1,520,000 | $645,000 | -57.6% | 0.0% |
| T2 FINANCIAL LLC | $1,475,000 | $645,000 | -56.3% | 0.0% |
| BankPlus | $2,620,000 | $640,000 | -75.6% | 0.0% |
| Landmark National Bank | $640,000 | n/a | 0.0% | |
| Heritage Bank | $630,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $9,905,000 | $630,000 | -93.6% | 0.0% |
| JERSEY STATE BANK | $105,000 | $625,000 | 495.2% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $1,205,000 | $615,000 | -49.0% | 0.0% |
| F&A Federal Credit Union | $615,000 | n/a | 0.0% | |
| Adams Bank & Trust | $605,000 | n/a | 0.0% | |
| American Southwest Credit Union | $605,000 | n/a | 0.0% | |
| MISSOURI ELECTRIC COOPERATIVES EMPL | $660,000 | $605,000 | -8.3% | 0.0% |
| NASA Federal Credit Union | $605,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $155,000 | $600,000 | 287.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,080,000 | $595,000 | -44.9% | 0.0% |
| Deseret First Credit Union | $465,000 | $595,000 | 28.0% | 0.0% |
| Inwood National Bank | $555,000 | $590,000 | 6.3% | 0.0% |
| Secured Investment Corp. | $1,750,000 | $580,000 | -66.9% | 0.0% |
| BTC BANK | $235,000 | $575,000 | 144.7% | 0.0% |
| FIRST COMMUNITY | $350,000 | $575,000 | 64.3% | 0.0% |
| LOANPEOPLE, LLC | $1,750,000 | $575,000 | -67.1% | 0.0% |
| TOWNE MORTGAGE COMPANY | $570,000 | $575,000 | 0.9% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $255,000 | $575,000 | 125.5% | 0.0% |
| First Bank | $715,000 | $570,000 | -20.3% | 0.0% |
| CIBM Bank | $565,000 | n/a | 0.0% | |
| Bank of Bartlett | $400,000 | $555,000 | 38.8% | 0.0% |
| Memphis City Employees Credit Union | $185,000 | $550,000 | 197.3% | 0.0% |
| Texas Gulf Bank | $545,000 | n/a | 0.0% | |
| Availa Bank | $525,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $980,000 | $525,000 | -46.4% | 0.0% |
| Investar Bank | $515,000 | n/a | 0.0% | |
| The Bank of South Carolina | $515,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $780,000 | $505,000 | -35.3% | 0.0% |
| Marion State Bank | $450,000 | $505,000 | 12.2% | 0.0% |
| Christian Community Credit Union | $940,000 | $495,000 | -47.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $225,000 | $485,000 | 115.6% | 0.0% |
| Chickasaw Community Bank | $5,045,000 | $480,000 | -90.5% | 0.0% |
| City Bank | $585,000 | $475,000 | -18.8% | 0.0% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $1,635,000 | $475,000 | -70.9% | 0.0% |
| KeyBank | $35,090,000 | $475,000 | -98.6% | 0.0% |
| Western Bank | $205,000 | $475,000 | 131.7% | 0.0% |
| Countybank | $465,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $230,000 | $465,000 | 102.2% | 0.0% |
| Capital Bank | $245,000 | $460,000 | 87.8% | 0.0% |
| First Western Trust Bank | $1,385,000 | $460,000 | -66.8% | 0.0% |
| COMMUNITY BANK | $445,000 | n/a | 0.0% | |
| Lincoln FSB of Nebraska | $435,000 | n/a | 0.0% | |
| The Union Bank Company | $275,000 | $430,000 | 56.4% | 0.0% |
| Independent Bank | $245,000 | $415,000 | 69.4% | 0.0% |
| Lincoln Savings Bank | $410,000 | n/a | 0.0% | |
| AFFINITY | $130,000 | $405,000 | 211.5% | 0.0% |
| AMERICA'S CREDIT UNION | $405,000 | n/a | 0.0% | |
| Citizens State Bank | $405,000 | n/a | 0.0% | |
| Nizari Progressive Federal Credit Union | $405,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $330,000 | $405,000 | 22.7% | 0.0% |
| Paragon Bank | $845,000 | $400,000 | -52.7% | 0.0% |
| Connexus Credit Union | $395,000 | n/a | 0.0% | |
| Franklin Bank & Trust Company | $395,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $305,000 | $390,000 | 27.9% | 0.0% |
| First Southern Bank | $385,000 | n/a | 0.0% | |
| The City National Bank of Sulphur Springs | $1,085,000 | $385,000 | -64.5% | 0.0% |
| Red River Bank | $1,320,000 | $380,000 | -71.2% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $365,000 | $375,000 | 2.7% | 0.0% |
| Johnson Bank | $375,000 | n/a | 0.0% | |
| The Security National Bank of Sioux City, Iowa | $375,000 | n/a | 0.0% | |
| FCB Banks | $370,000 | n/a | 0.0% | |
| FIDELITY BANK | $1,790,000 | $370,000 | -79.3% | 0.0% |
| Hawthorn Bank | $185,000 | $370,000 | 100.0% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $5,935,000 | $365,000 | -93.9% | 0.0% |
| UNION SQUARE | $365,000 | n/a | 0.0% | |
| UMB Bank | $15,000 | $360,000 | 2,300.0% | 0.0% |
| Goldwater Bank, N.A. | $1,880,000 | $355,000 | -81.1% | 0.0% |
| Independent Bank | $245,000 | $350,000 | 42.9% | 0.0% |
| PREMIER BANK OF ARKANSAS | $11,890,000 | $350,000 | -97.1% | 0.0% |
| US MORTGAGE CORPORATION | $340,000 | n/a | 0.0% | |
| AVB Bank | $270,000 | $335,000 | 24.1% | 0.0% |
| FirstBank Southwest | $335,000 | n/a | 0.0% | |
| People's Bank of Seneca | $740,000 | $335,000 | -54.7% | 0.0% |
| Farm Credit Services of Western Arkansas, PCA | $1,500,000 | $330,000 | -78.0% | 0.0% |
| First National Bank | $99,905,000 | $330,000 | -99.7% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $330,000 | n/a | 0.0% | |
| Quontic Bank | $1,530,000 | $330,000 | -78.4% | 0.0% |
| ALLIANT CREDIT UNION | $650,000 | $325,000 | -50.0% | 0.0% |
| First Merchants Bank | $190,000 | $325,000 | 71.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $5,995,000 | $325,000 | -94.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $1,355,000 | $320,000 | -76.4% | 0.0% |
| INTERCAP LENDING INC. | $790,000 | $320,000 | -59.5% | 0.0% |
| Alcova Mortgage LLC | $315,000 | n/a | 0.0% | |
| Commercial Bank & Trust Co. | $890,000 | $315,000 | -64.6% | 0.0% |
| Mortgage Investment Services Corporation | $315,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $545,000 | $310,000 | -43.1% | 0.0% |
| CHEVRON | $1,090,000 | $305,000 | -72.0% | 0.0% |
| Logan Finance Corporation | $390,000 | $305,000 | -21.8% | 0.0% |
| Mabrey Bank | $305,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $810,000 | $300,000 | -63.0% | 0.0% |
| OAKTREE FUNDING CORP. | $300,000 | n/a | 0.0% | |
| FCS Financial FLCA | $295,000 | n/a | 0.0% | |
| Amarillo National Bank | $655,000 | $290,000 | -55.7% | 0.0% |
| Beeline Loans, Inc. | $690,000 | $290,000 | -58.0% | 0.0% |
| Montgomery Bank | $290,000 | n/a | 0.0% | |
| Bank Iowa | $285,000 | n/a | 0.0% | |
| Commercial Bank of Texas | $280,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $3,060,000 | $275,000 | -91.0% | 0.0% |
| CrossFirst Bank | $205,000 | $275,000 | 34.1% | 0.0% |
| NUMARK CREDIT UNION | $365,000 | $275,000 | -24.7% | 0.0% |
| TRISTAR FINANCE, INC. | $275,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $145,000 | $270,000 | 86.2% | 0.0% |
| Hancock Whitney Bank | $565,000 | $265,000 | -53.1% | 0.0% |
| RCB Bank | $235,000 | $265,000 | 12.8% | 0.0% |
| The Union State Bank of Everest | $265,000 | n/a | 0.0% | |
| South State Bank | $725,000 | $255,000 | -64.8% | 0.0% |
| Sullivan Bank | $1,040,000 | $255,000 | -75.5% | 0.0% |
| U S WIDE FINANCIAL LLC | $335,000 | $255,000 | -23.9% | 0.0% |
| Zions Bank | $255,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $1,055,000 | $250,000 | -76.3% | 0.0% |
| CORTRUST MORTGAGE, INC. | $455,000 | $245,000 | -46.2% | 0.0% |
| First National Bank of Waterloo | $245,000 | n/a | 0.0% | |
| F & M Bank | $1,000,000 | $245,000 | -75.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $940,000 | $245,000 | -73.9% | 0.0% |
| Service Federal Credit Union | $210,000 | $245,000 | 16.7% | 0.0% |
| THRIVENT Federal Credit Union | $505,000 | $240,000 | -52.5% | 0.0% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $560,000 | $235,000 | -58.0% | 0.0% |
| Home Federal Bank | $2,835,000 | $235,000 | -91.7% | 0.0% |
| The First National Bank of McGregor | $235,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $455,000 | $235,000 | -48.4% | 0.0% |
| First Citizens National Bank | $205,000 | $230,000 | 12.2% | 0.0% |
| ANECA Federal Credit Union | $225,000 | n/a | 0.0% | |
| First Bank & Trust | $225,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $220,000 | n/a | 0.0% | |
| NTFN, INC. | $605,000 | $215,000 | -64.5% | 0.0% |
| ONY GLO, INC. | $255,000 | $215,000 | -15.7% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $1,080,000 | $215,000 | -80.1% | 0.0% |
| The Union State Bank | $95,000 | $215,000 | 126.3% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $445,000 | $210,000 | -52.8% | 0.0% |
| Bank First, N.A. | $445,000 | $205,000 | -53.9% | 0.0% |
| Bank of Whittier | $635,000 | $205,000 | -67.7% | 0.0% |
| HANSCOM | $235,000 | $205,000 | -12.8% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $205,000 | n/a | 0.0% | |
| Cache Valley Bank | $195,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $85,000 | $195,000 | 129.4% | 0.0% |
| SouthStar Bank, S.S.B. | $195,000 | n/a | 0.0% | |
| State Bank of Southwest Missouri | $195,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $185,000 | n/a | 0.0% | |
| CHOICE LENDING CORP. | $185,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $395,000 | $185,000 | -53.2% | 0.0% |
| First Liberty Bank | $185,000 | n/a | 0.0% | |
| Heartland Bank and Trust Company | $185,000 | n/a | 0.0% | |
| Pinnacle Bank | $955,000 | $185,000 | -80.6% | 0.0% |
| PINNACLE LENDING GROUP, INC. | $185,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $320,000 | $180,000 | -43.8% | 0.0% |
| Commercial Lender LLC | $65,000 | $180,000 | 176.9% | 0.0% |
| Alliance Credit Union | $175,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| American State Bank | $175,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $455,000 | $175,000 | -61.5% | 0.0% |
| THE MORTGAGE FIRM, INC. | $185,000 | $175,000 | -5.4% | 0.0% |
| Traditional Bank, Inc. | $175,000 | n/a | 0.0% | |
| United Community Bank | $505,000 | $175,000 | -65.3% | 0.0% |
| WESTSTAR MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Wood & Huston Bank | $410,000 | $175,000 | -57.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $165,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $230,000 | $165,000 | -28.3% | 0.0% |
| Blue Ridge Bank | $155,000 | n/a | 0.0% | |
| Community Bank of Louisiana | $390,000 | $155,000 | -60.3% | 0.0% |
| First Bank | $715,000 | $155,000 | -78.3% | 0.0% |
| Great Plains National Bank | $155,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $155,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,740,000 | $155,000 | -91.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $155,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $135,000 | $155,000 | 14.8% | 0.0% |
| ARIZONA | $145,000 | n/a | 0.0% | |
| ASPIRE FINANCIAL, INC. | $1,080,000 | $145,000 | -86.6% | 0.0% |
| b1BANK | $310,000 | $145,000 | -53.2% | 0.0% |
| HOMELAND BANCSHARES | $145,000 | n/a | 0.0% | |
| Leader Bank | $145,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $145,000 | n/a | 0.0% | |
| BancFirst | $125,000 | $135,000 | 8.0% | 0.0% |
| Meridian Bank Corporation | $310,000 | $135,000 | -56.5% | 0.0% |
| Northwest Bank | $420,000 | $135,000 | -67.9% | 0.0% |
| ALTRA | $775,000 | $130,000 | -83.2% | 0.0% |
| First Midwest Bank of Dexter | $155,000 | $130,000 | -16.1% | 0.0% |
| ACOPIA, LLC | $125,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $85,000 | $125,000 | 47.1% | 0.0% |
| DATA MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $155,000 | $125,000 | -19.4% | 0.0% |
| USAlliance Federal Credit Union | $125,000 | n/a | 0.0% | |
| First Guaranty Bank | $520,000 | $120,000 | -76.9% | 0.0% |
| ADVANCIAL | $1,140,000 | $115,000 | -89.9% | 0.0% |
| CAPITAL CONCEPTS, INC. | $115,000 | n/a | 0.0% | |
| First National Bank of Omaha | $115,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $590,000 | $115,000 | -80.5% | 0.0% |
| COMMUNITY FIRST CREDIT UNION OF FLO | $105,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $105,000 | n/a | 0.0% | |
| GENISYS | $105,000 | n/a | 0.0% | |
| GNBank | $105,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $85,000 | $105,000 | 23.5% | 0.0% |
| First American Bank | $155,000 | $100,000 | -35.5% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
| HomeBank Texas | $95,000 | n/a | 0.0% | |
| SOUTH CENTRAL BANK, INC. | $95,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $90,000 | 260.0% | 0.0% |
| OMNI Community Credit Union | $85,000 | n/a | 0.0% | |
| KINECTA | $610,000 | $80,000 | -86.9% | 0.0% |
| The First National Bank of Hughes Springs | $80,000 | n/a | 0.0% | |
| Centra Credit Union | $65,000 | n/a | 0.0% | |
| First Midwest Bank of Poplar Bluff | $520,000 | $55,000 | -89.4% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $590,000 | $55,000 | -90.7% | 0.0% |
| United States Senate Federal Credit Union | $65,000 | $55,000 | -15.4% | 0.0% |
| VA Desert Pacific FCU | $55,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $45,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $45,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $325,000 | $45,000 | -86.2% | 0.0% |
| Park Lane Finance Solutions, LLC | $55,000 | $45,000 | -18.2% | 0.0% |
| Willamette Valley Bank | $870,000 | $45,000 | -94.8% | 0.0% |
| ALL IN | $35,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $25,000 | n/a | 0.0% | |
| HIWAY | $165,000 | $25,000 | -84.8% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,000 | n/a | 0.0% |
Arkansas's top lender by overall market share is Arvest Bank, with 11.6% market share. In second place, with 4.9%, is QUICKEN LOANS, LLC, having originated $561,875,000 in loans. In third place, with 2.9%, is FLAT BRANCH MORTGAGE, INC., having originated $328,875,000 in loans. In fourth place, with 2.4%, is FirstTrust Home Loans, Inc., having originated $281,650,000 in loans. In fifth place, with 2.4%, is Centennial Bank, having originated $276,070,000 in loans.
Arkansas Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 35,711 | $8,806,605,000 | $246,608 |
| Cash Out Refi | 5,006 | $919,940,000 | $183,767 |
| Other | 4,638 | $402,080,000 | $86,693 |
| Refi | 4,590 | $1,019,250,000 | $222,059 |
| Home Improvement | 4,353 | $349,785,000 | $80,355 |
| NA | 2 | $210,000 | $105,000 |
Arkansas's most frequently cited loan purpose was Home Purchase, with 35,711 originations. The 2nd most popular reason was Cash Out Refi, with 5,006 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 19,227 | $4,487,905,000 | $233,417 |
| 7-8% | 11,947 | $2,729,615,000 | $228,477 |
| Over 8% | 11,872 | $1,399,850,000 | $117,912 |
| 5-6% | 6,875 | $1,923,725,000 | $279,815 |
| 4-5% | 509 | $140,535,000 | $276,100 |
| <2.5% | 158 | $34,030,000 | $215,380 |
| 2.5-3% | 90 | $13,220,000 | $146,889 |
| 3-4% | 64 | $15,090,000 | $235,781 |
During 2023, Arkansas's most frequently originated rate bucket was 6-7%, with 19,227 originations.
Loan Sizing (Arkansas MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 17,215 | $2,553,325,000 | $148,320 |
| $200k-400k | 16,297 | $4,488,635,000 | $275,427 |
| $100,000 or less | 16,051 | $877,455,000 | $54,667 |
| $400k-600k | 3,277 | $1,555,325,000 | $474,619 |
| $600k-1000k | 1,086 | $786,080,000 | $723,831 |
| $Over $1MM | 374 | $1,237,050,000 | $3,307,620 |
Arkansas's loan sizing saw the bucket of loans from $100k-200k with 17,215 originations, totaling $2,553,325,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 23,598 | $5,687,600,000 | $241,020 |
| 60-80% | 10,641 | $2,959,125,000 | $278,087 |
| Under 20% | 5,996 | $281,080,000 | $46,878 |
| 20-40% | 4,988 | $582,950,000 | $116,870 |
| 40-60% | 4,366 | $951,510,000 | $217,936 |
| Over 100% | 937 | $309,705,000 | $330,528 |
Arkansas's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 23,598 originations, totaling $5,687,600,000 in origination value.