Arkansas Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Arkansas averaged 6.89% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 6.6% and one month ago for the week of 2024-05-30, the average rate was 7.17%.

Arkansas's average rate one year ago was 6.85%.

For refis of the same type during the week of 2024-07-03, the average rate was 6.85%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
Arkansas 30 Year Fixed Rate 2024-07-03 6.89%
Arkansas 30 Year Fixed Rate Refi 2024-07-03 6.85%
Arkansas 15 Year Fixed Rate 2024-07-03 6.68%
Arkansas 15 Year Fixed Rate Refi 2024-07-03 6.81%
Arkansas 30 Year FHA 2024-07-03 6.63%
Arkansas 30 Year FHA Refi 2024-07-03 6.28%
Arkansas 30 Year USDA 2024-07-03 6.67%
Arkansas 30 Year USDA Refi 2024-07-03 6.74%
Arkansas 30 Year VA 2024-07-03 6.66%
Arkansas 30 Year VA Refi 2024-07-03 5.53%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arkansas.

Arkansas Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arkansas market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Arvest Bank 1,981 6.62% $3,928
QUICKEN LOANS, LLC 1,200 6.82% $6,152
FLAT BRANCH MORTGAGE, INC. 680 6.75% $4,523
Centennial Bank 635 6.61% $4,621
FirstTrust Home Loans, Inc. 556 6.86% $5,043
Eagle Bank and Trust Company 514 6.55% $4,420
Simmons Bank 457 6.78% $3,680
Regions Bank 386 6.62% $4,068
ARKANSAS Federal Credit Union 370 6.35% $4,670
First Community Bank 348 6.94% $4,845
First Security Bank 321 6.44% $3,563
UNITED WHOLESALE MORTGAGE, LLC 316 6.87% $5,754
First Horizon Bank 314 6.60% $3,912
Gateway First Bank 288 6.65% $4,558
BANK OF LITTLE ROCK MORTGAGE CORPORATION 251 6.67% $3,561
Bank of England 239 6.85% $4,499
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 213 6.80% $4,542
BancorpSouth 200 6.58% $3,953
U.S. Bank 199 6.69% $3,757
The First National Bank of Fort Smith 193 6.68% $3,433
ENCORE BANK 188 6.06% $3,449
First Financial Bank 181 6.68% $4,471
Priority Bank 175 6.71% $4,352
Citizens Bank 172 6.68% $5,304
CORNERSTONE HOME LENDING, INC. 151 6.97% $6,338
Wells Fargo Bank 148 6.53% $3,864
EVERETT FINANCIAL, INC. 143 7.01% $5,651
JPMorgan Chase Bank 140 6.98% $4,299
UNITED 132 6.65% $3,615
Firstar Bank 131 6.47% $4,071
EUSTIS AND AMERICAN MORTGAGE COMPANY 131 7.06% $5,561
GERSHMAN INVESTMENT CORP. 130 6.57% $4,418
DAS Acquisition Company, LLC 126 6.96% $4,869
COMMUNITY MORTGAGE CORPORATION 124 6.76% $4,534
SWBC MORTGAGE CORPORATION 122 6.71% $4,657
MORTGAGE FINANCIAL SERVICES, LLC 118 6.71% $5,591
Generations Bank 116 6.54% $4,568
Bank of America 115 6.13% $4,192
DHI MORTGAGE COMPANY, LTD. 107 6.26% $2,916
ASSOCIATED MORTGAGE CORPORATION 107 6.51% $6,385
GUARANTEED RATE, INC. 103 6.72% $5,428
Farm Credit Services of Western Arkansas, ACA 100 7.20% $5,947
BROKER SOLUTIONS, INC. 99 7.10% $5,679
The Central Trust Bank 96 6.96% $3,266
FIRST WESTERN MORTGAGE, INC. 87 6.58% $4,137
NAVY FEDERAL CREDIT UNION 86 6.64% $3,878
ARK-LA-TEX FINANCIAL SERVICES, LLC. 84 7.00% $7,150
Signature Bank of Arkansas 83 7.10% $3,569
Mr. Cooper ( Nationstar Mortgage ) 82 6.87% $8,091
Chambers Bank 82 6.59% $4,944
LOANDEPOT.COM, LLC 78 6.74% $6,528
PENNYMAC LOAN SERVICES, LLC 77 6.69% $5,839
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 76 6.84% $6,011
MORTGAGE INVESTORS GROUP, INC. 73 5.89% $4,656
DIGITAL Federal Credit Union 68 5.49% $3,715
Plains Commerce Bank 65 6.65% $6,146
Mortgage Research Center, LLC 64 6.71% $4,024
USAA Federal Savings Bank 61 6.75% $4,946
BOKF 58 6.72% $4,824
Southern Bank 57 7.43% $2,083
CROSSCOUNTRY MORTGAGE, LLC 54 7.04% $5,777
Equity Bank 53 6.41% $3,201
First National Bank 51 8.66% $1,398
NEWREZ LLC 50 7.07% $6,071
FIRST COMMUNITY MORTGAGE, INC. 49 6.60% $4,319
ZILLOW HOME LOANS, LLC 47 6.86% $5,858
21ST MORTGAGE CORPORATION 46 8.06% $5,359
GENEVA FINANCIAL, LLC 45 6.92% $6,498
VANDERBILT MORTGAGE AND FINANCE, INC. 44 8.13% $5,686
Flagstar Bank, FSB 43 6.96% $5,594
NBKC BANK 41 6.60% $3,964
AMERISAVE MORTGAGE CORPORATION 39 6.23% $8,592
Truist 39 6.67% $4,493
SENTE MORTGAGE, INC. 39 7.15% $8,356
CMG MORTGAGE, INC. 37 6.31% $6,044
GUILD MORTGAGE COMPANY 37 7.13% $5,486
Neighborhood Loans, Inc. 35 7.17% $5,396
PRIMELENDING, A PLAINSCAPITAL COMPANY 34 7.06% $5,833
Evolve Bank & Trust 34 6.48% $4,402
FREEDOM MORTGAGE CORPORATION 34 7.11% $7,545
RED RIVER EMPLOYEES 33 7.11% $2,814
HOMESIDE FINANCIAL, LLC 33 6.81% $4,222
Armstrong Bank 33 7.03% $4,487
GMFS LLC 32 6.95% $3,725
BETTER MORTGAGE CORPORATION 30 6.35% $4,191
Colonial Savings, F.A. 30 6.75% $7,348
Sierra Pacific Mortgage Company, Inc. 29 7.17% $5,883
AgHeritage Farm Credit Services FLCA 27 7.57% $5,538
MUTUAL OF OMAHA MORTGAGE, INC. 27 6.80% $5,697
AMERICAN FINANCIAL NETWORK, INC. 26 6.93% $6,816
CHURCHILL MORTGAGE CORPORATION 26 6.64% $5,505
THRIVE MORTGAGE, LLC 26 6.50% $3,857
LEADERONE FINANCIAL CORPORATION 26 6.91% $5,999
Network Funding, L.P. 26 6.71% $7,720
CARDINAL FINANCIAL 25 6.74% $7,109
PRIMARY RESIDENTIAL MORTGAGE, INC. 24 6.84% $6,667
Morgan Stanley Private Bank 23 6.05% $3,498
Bank OZK 23 6.99% $2,616
Ally Bank 23 6.60% $5,589
FIRST COLONY MORTGAGE CORPORATION 21 6.25% $7,150
ROYAL UNITED MORTGAGE LLC 21 7.20% $8,061
PENTAGON FEDERAL CREDIT UNION 21 6.43% $4,369
United Fidelity Funding Corp. 21 6.90% $7,123
PREMIA MORTGAGE, LLC 20 6.34% $1,706
UNION HOME MORTGAGE CORP. 18 6.97% $5,251
The Bank of Missouri 18 6.07% $3,270
Renasant Bank 18 6.42% $4,605
RELIANCE FIRST CAPITAL, LLC 17 6.78% $8,875
Nations Lending Corporation 16 7.19% $3,247
Raymond James Bank 16 5.88% $3,481
S1L, Inc. 16 6.84% $5,766
SIRVA MORTGAGE, INC. 16 6.52% $1,724
STOCKTON MORTGAGE CORPORATION 16 6.76% $5,265
United Bank 16 6.69% $3,040
Farmers Bank & Trust Company 16 6.73% $3,890
PINE BLUFF COTTON BELT Federal Credit Union 15 6.40% $2,544
PLANET HOME LENDING, LLC 15 6.43% $4,601
Farm Credit Mid-America, ACA 15 6.97% $6,468
Discover Bank 15 6.98% $0
The Farmers & Merchants Bank 15 6.62% $3,148
Paramount Residential Mortgage Group, Inc. 14 7.05% $6,186
PNC Bank 14 6.74% $3,837
MOVEMENT MORTGAGE, LLC 14 6.66% $4,223
Stifel Bank and Trust 14 5.75% $3,001
WILLOW BEND MORTGAGE COMPANY, LLC 14 6.95% $4,760
Century Mortgage Company DBA Century Lending Company 14 7.30% $6,644
BARKSDALE 13 7.19% $4,198
Ameris Bank 13 6.87% $4,860
Midwest Mortgage Associates Corporation 13 6.72% $4,560
OPEN MORTGAGE, LLC 13 6.88% $6,219
TELCOE FEDERAL CREDIT UNION 13 6.84% $4,814
PILGRIM MORTGAGE LLC 12 6.77% $5,293
PHH Mortgage Corporation 12 6.73% $9,744
SUCCESS Federal Credit Union 12 6.23% $3,229
Ixonia Bank 11 6.71% $6,437
Citibank 11 6.69% $6,807
CALIBER HOME LOANS, INC. 11 6.71% $4,732
DEEPHAVEN MORTGAGE LLC 11 9.01% $10,219
The Huntington National Bank 11 6.94% $4,468
FBC MORTGAGE, LLC 10 6.36% $8,354
Central Bank 10 6.48% $3,787
RUOFF MORTGAGE COMPANY, INC. 10 6.39% $1,658
GUARANTEED RATE AFFINITY, LLC 10 6.71% $1,045
ACADEMY MORTGAGE CORPORATION 10 7.11% $5,626
NexBank 9 6.99% $5,600
Mortgage Assurance Inc. 9 6.94% $5,202
ARC HOME LLC 9 8.35% $6,648
Assurance Financial Group, L.L.C. 9 7.66% $4,934
LAKEVIEW LOAN SERVICING, LLC 9 7.14% $7,882
PLAZA HOME MORTGAGE, INC. 9 6.83% $8,265
AMCAP MORTGAGE, LTD. 8 6.94% $5,596
AMERICAN INTERNET MORTGAGE, INC. 8 6.13% $6,498
GUIDANCE RESIDENTIAL, LLC 8 7.05% $6,026
UNIFY FINANCIAL Credit Union 8 6.65% $2,822
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 8.48% $11,821
Magnolia Bank 8 6.63% $4,208
Deere Employees Credit Union 8 5.72% $4,169
NATIONS RELIABLE LENDING, LLC 7 6.86% $7,158
Servion, Inc. 7 7.07% $5,281
North American Savings Bank, F.S.B. 7 7.39% $3,303
First United Bank and Trust Company 7 7.61% $5,471
Great Southern Bank 7 7.21% $2,886
LOANPAL, LLC 6 6.48% $4,548
Farmers Bank & Trust 6 6.77% $5,797
ENDEAVOR CAPITAL, LLC. 6 6.52% $4,696
Baxter Credit Union 6 6.98% $2,940
BNC National Bank 6 5.81% $4,560
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.98% $6,359
TOP FLITE FINANCIAL, INC. 6 6.83% $5,984
MIL-WAY FEDERAL CREDIT UNION 6 6.79% $3,276
Prosperity Home Mortgage, LLC 6 7.27% $5,488
ON Q FINANCIAL, INC. 6 7.62% $7,114
State Bank of De Kalb 6 6.08% $5,980
First Federal Bank 6 6.60% $3,835
BMO Harris Bank 6 6.40% $4,446
CANOPY MORTGAGE, LLC 6 6.35% $6,801
Northpointe Bank 6 6.73% $11,050
Carrington Mortgage Services, LLC 5 6.93% $6,771
Armed Forces Bank 5 6.90% $6,630
Bell Bank 5 7.07% $4,139
NP, Inc. 5 8.80% $5,082
Origin Bank 5 6.65% $3,484
UBS Bank USA 5 6.25% $3,012
Citadel Servicing Corporation 5 9.10% $10,386
Charles Schwab Bank, SSB 5 5.44% $6,909
COMMUNITYAMERICA 5 5.73% $3,250
SECURITYNATIONAL MORTGAGE COMPANY 5 6.50% $7,234
Orion Federal Credit Union 5 5.80% $2,917
FOUR POINTS 5 5.88% $2,068
Truity Federal Credit Union 5 7.08% $3,929
CALCON MUTUAL MORTGAGE LLC 4 7.22% $8,580
Toyota Financial Savings Bank 4 6.02% $4,011
First National Bank of America 4 10.13% $11,451
Old National Bank 4 7.03% $4,360
MORTGAGE SOLUTIONS LLC 4 6.88% $3,400
OCMBC, INC. 4 8.91% $7,499
Fifth Third Bank 4 6.06% $3,246
SUN WEST MORTGAGE COMPANY, INC. 4 7.13% $5,249
Sunflower Bank 4 6.78% $5,942
AmeriHome Mortgage Company, LLC 4 6.68% $7,062
Commerce Bank 4 6.50% $3,355
Hamilton Mortgage Corporation 4 6.84% $3,773
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 4 6.25% $3,930
KELLER MORTGAGE, LLC 4 5.94% $4,033
BARTLETT MORTGAGE, INC. 4 7.22% $3,634
BAY EQUITY LLC 4 6.68% $6,107
DELMAR FINANCIAL COMPANY 4 6.94% $3,235
AMERICAN FINANCING CORPORATION 3 7.29% $5,204
SUMMIT FUNDING, INC. 3 7.00% $6,636
FirstBank 3 7.25% $6,123
NFM, INC. 3 6.71% $8,291
Barrington Bank & Trust Company, N.A. 3 7.29% $3,346
Waterstone Mortgage Corporation 3 7.12% $5,946
FEDEX EMPLOYEES CREDIT ASSOCIATION 3 6.67% $5,091
M&T Bank 3 6.71% $4,366
Trustmark National Bank 3 6.83% $5,308
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.38% $3,617
MORTGAGE ACCESS CORP. 3 7.00% $9,909
PREMIER MORTGAGE RESOURCES, L.L.C. 3 7.58% $7,463
LENDSURE MORTGAGE CORP. 3 8.21% $9,958
WINGS FINANCIAL 3 5.58% $3,491
The Federal Savings Bank 3 6.46% $20,156
MISSOURI ELECTRIC COOPERATIVES EMPL 3 6.50% $2,108
American Mortgage & Equity Consultants, Inc. 3 7.29% $9,362
First Savings Bank 3 7.17% $4,110
Pinnacle Bank 3 6.58% $3,410
The Loan Store, Inc. 3 7.46% $5,676
HOMESTAR FINANCIAL CORPORATION 3 6.88% $3,085
CITY FIRST MORTGAGE SERVICES, L.L.C. 3 7.04% $4,889
GREENSTATE CREDIT UNION 3 6.71% $2,966
TTCU Federal Credit Union 3 7.04% $3,184
POLARIS HOME FUNDING CORP. 2 6.63% $6,556
Fidelity Bank 2 6.50% $3,148
FIDELITY BANK 2 6.69% $3,593
First Bank 2 6.44% $3,066
EASTMAN 2 7.69% $2,267
DRAPER AND KRAMER MORTGAGE CORP. 2 6.88% $3,759
First State Bank of St. Charles, Missouri 2 6.06% $4,723
CRESCENT MORTGAGE COMPANY 2 6.93% $3,648
First Western Trust Bank 2 6.13% $3,776
Flanagan State Bank 2 7.44% $5,018
GARDNER FINANCIAL SERVICES, LTD. 2 6.69% $6,703
Cornerstone First Mortgage, Inc 2 6.44% $6,678
General Mortgage Capital Corporation 2 6.75% $3,225
Commercial Bank of Texas 2 7.56% $4,900
Commerce Home Mortgage, Inc. 2 8.38% $11,374
Guaranty Bank & Trust, N.A. 2 6.63% $6,470
Heritage Bank 2 5.94% $4,358
HOMEXPRESS MORTGAGE CORP. 2 7.56% $9,487
INTERLINC MORTGAGE SERVICES, LLC 2 7.37% $2,002
Intrust Bank 2 6.25% $2,683
Inwood National Bank 2 6.38% $4,489
Landmark National Bank 2 6.06% $3,076
Lincoln Savings Bank 2 6.63% $2,663
MID AMERICA MORTGAGE, INC. 2 7.25% $5,276
Mid-Continent Funding, Inc. 2 6.63% $6,685
Wyndham Capital Mortgage, Inc. 2 5.94% $4,689
Chicago Mortgage Solutions LLC 2 5.32% $5,592
Century Next Bank 2 6.81% $4,150
Capitol Federal Savings Bank 2 6.56% $2,915
Nicolet National Bank 2 6.38% $5,320
Oakstar Bank 2 6.81% $4,383
Academy Bank 2 7.19% $4,490
Patriot Bank 2 6.63% $3,019
Beeline Loans, Inc. 2 6.75% $4,100
Prosperity Bank 2 6.44% $7,496
AXIA FINANCIAL, LLC 2 6.87% $8,124
RESIDENTIAL BANCORP 2 6.06% $8,382
ASSEMBLIES OF GOD Credit Union 2 7.81% $2,566
STANFORD Federal Credit Union 2 6.06% $3,100
STAR ONE CREDIT UNION 2 5.69% $2,888
State Department Federal Credit Union 2 6.31% $10,407
American National Bank & Trust 2 7.44% $3,493
TRIAD FINANCIAL SERVICES, INC. 2 9.25% $5,790
American Airlines Federal Credit Union 2 6.13% $0
United Community Bank 2 6.92% $3,886
Amarillo National Bank 2 6.88% $2,781
Alerus Financial 2 6.56% $3,205
VAN DYK MORTGAGE CORPORATION 2 6.94% $4,355
V.I.P. MORTGAGE, INC. 2 7.38% $12,749
MORIA DEVELOPMENT, INC. 1 7.50% $4,437
Chickasaw Community Bank 1 5.75% $7,900
UNIVERSITY CREDIT UNION 1 6.75% $7,563
MICHIGAN FIRST CREDIT UNION 1 9.25% $7,051
Meridian Bank Corporation 1 7.50% $4,950
Peoples National Bank , N.A. 1 8.00% $4,323
Merchants Bank of Indiana 1 6.63% $2,347
MEMBER ADVANTAGE MORTGAGE, LLC 1 6.88% $3,036
Mabrey Bank 1 6.01% $4,286
LOANPEOPLE, LLC 1 6.99% $8,984
Pinnacle Bank 1 7.13% $2,325
PINNACLE LENDING GROUP, INC. 1 5.99% $5,353
Bethpage Federal Credit Union 1 5.88% $5,267
CIBM Bank 1 7.13% $6,159
Lincoln FSB of Nebraska 1 5.88% $9,430
F&A Federal Credit Union 1 5.99% $1,381
LIBERTY HOME MORTGAGE CORPORATION 1 7.13% $3,938
BAYSHORE MORTGAGE FUNDING, LLC 1 5.88% $1,799
Leaders Credit Union 1 7.63% $3,691
CIS Financial Services, Inc. 1 8.00% $4,917
Leader Bank 1 6.75% $5,108
LAND HOME FINANCIAL SERVICES, INC. 1 6.88% $3,282
AFFINITY 1 7.88% $5,851
Lakeview Community Capital, LLC 1 7.50% $12,001
KeyBank 1 6.25% $3,392
Quontic Bank 1 9.38% $6,862
Bank-Fund Staff Federal Credit Union 1 6.50% $2,407
BANC ONE MORTGAGE CORPORATION 1 6.75% $3,885
Axos Bank 1 5.88% $1,519
U S WIDE FINANCIAL LLC 1 6.88% $3,845
Johnson Bank 1 6.35% $6,506
ADVANCIAL 1 7.88% $4,000
EVANSVILLE TEACHERS 1 6.88% $4,547
INTERCAP LENDING INC. 1 6.38% $5,705
ASPIRE FINANCIAL, INC. 1 6.50% $4,785
SeaTrust Mortgage Company 1 7.38% $7,387
Independent Bank 1 6.99% $3,088
Home Federal Bank 1 7.00% $2,062
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.38% $6,635
ARIZONA 1 6.25% $5,377
City Bank 1 6.38% $5,075
Signature Federal Credit Union 1 6.75% $10,111
Heartland Bank and Trust Company 1 7.13% $2,450
ANECA Federal Credit Union 1 6.50% $5,028
SOUTH CENTRAL BANK, INC. 1 7.63% $2,711
GSF Mortgage Corporation 1 6.99% $4,087
South State Bank 1 7.25% $3,910
Southwest Airlines Federal Credit Union 1 6.25% $3,241
Springfield First Community Bank 1 6.00% $2,992
STANDARD MORTGAGE CORPORATION 1 6.88% $4,089
VERITAS FUNDING, LLC 1 7.25% $8,667
Financial Federal Bank 1 6.25% $1,498
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.50% $6,681
Warsaw Federal Savings and Loan Association 1 7.73% $5,298
AMERICA'S CREDIT UNION 1 5.38% $7,672
American Southwest Credit Union 1 6.38% $7,795
Stride Bank 1 4.99% $4,172
GENISYS 1 5.88% $2,356
Sullivan Bank 1 7.50% $2,743
COMMUNITY FIRST CREDIT UNION OF FLO 1 7.00% $1,984
CORTRUST MORTGAGE, INC. 1 7.50% $5,165
F & M Bank 1 6.49% $4,470
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.38% $3,408
T2 FINANCIAL LLC 1 7.00% $3,563
Zions Bank 1 7.63% $8,277
Countybank 1 5.13% $6,099
The Bank of South Carolina 1 6.63% $5,973
First Bank 1 6.50% $8,878
The Citizens Bank 1 6.00% $8,029
The Dart Bank 1 6.75% $5,599
American National Bank 1 6.88% $3,179
DATA MORTGAGE, INC. 1 6.13% $7,272
FIRST STATE MORTGAGE SERVICES, LLC 1 7.25% $2,382
First State Community Bank 1 6.80% $848
First Option Mortgage, LLC 1 6.13% $4,906
THE MORTGAGE LINK, INC. 1 7.50% $4,396
First National Bank of Waterloo 1 3.95% $1,901
THRIVENT Federal Credit Union 1 7.00% $6,362
TJC Mortgage, Inc. 1 6.63% $3,782
TOGETHER CREDIT UNION 1 7.00% $2,533
First National Bank of Omaha 1 6.38% $3,653
TOTAL MORTGAGE SERVICES, LLC 1 5.99% $7,789
First Liberty Bank 1 7.49% $4,002
ACOPIA, LLC 1 8.13% $4,046
TRISTAR FINANCE, INC. 1 8.00% $5,981
AMERICAN HERITAGE LENDING, INC. 1 10.50% $3,867
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 6.63% $1,545
First Financial Bank 1 7.13% $3,498
Deseret First Credit Union 1 6.50% $9,400
FIRST COMMUNITY 1 6.25% $1,870
Elements Financial Federal Credit Union 1 6.50% $3,218
First-Citizens Bank & Trust Company 1 4.50% $2,421
Union Savings Bank 1 6.25% $2,288
UNION SQUARE 1 6.50% $3,213
Willamette Valley Bank 1 7.00% $2,990
First Bank & Trust 1 6.99% $4,730
CAPITAL CONCEPTS, INC. 1 7.38% $5,938
NBH Bank 1 6.63% $6,275
NEXERA HOLDING LLC 1 10.25% $5,091
Carrollton Bank 1 6.75% $3,731
EMBRACE HOME LOANS, INC. 1 5.88% $3,871
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.50% $13,562
CARTER FEDERAL CREDIT UNION 1 6.75% $2,769
Northwest Federal Credit Union 1 6.88% $5,981
NASA Federal Credit Union 1 6.13% $8,533
NTFN, INC. 1 6.38% $6,245
NUMARK CREDIT UNION 1 7.63% $3,025
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 5.00% $2,670
CASTLE & COOKE MORTGAGE, LLC 1 7.63% $4,681
MORTGAGEONE, INC. 1 7.63% $7,563
OMNI Community Credit Union 1 7.63% $1,976
CHEVRON 1 7.00% $5,383
ONY GLO, INC. 1 7.38% $3,311
ALLIANT CREDIT UNION 1 7.75% $3,559
Operating Engineers Local Union #3 1 6.00% $2,390
Mortgage Investment Services Corporation 1 6.88% $10,101

Arkansas Average Closing Costs & Other Stats

Arkansas's 396 lenders originated 54,300 loans during 2023. The total origination value was $11,497,870,000, with an average loan value of $211,747.

Arkansas's average closing costs are $4,330.

The top Arkansas lender as defined by loan originations is Arvest Bank, with 1,981 loans originated. Their average total fees are $3,928, which is $2,224 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Arkansas lenders (with over 10 loans originated) are Discover Bank ($0), GUARANTEED RATE AFFINITY, LLC ($1,045), First National Bank ($1,398), RUOFF MORTGAGE COMPANY, INC. ($1,658) and PREMIA MORTGAGE, LLC ($1,706).

The lowest rate Arkansas lenders (with over 10 loans originated) are DIGITAL Federal Credit Union (5.49%), Stifel Bank and Trust (5.75%), Raymond James Bank (5.88%), MORTGAGE INVESTORS GROUP, INC. (5.89%) and Morgan Stanley Private Bank (6.05%).

Arkansas Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Arvest Bank $1,506,415,000 $1,336,180,000 -11.3% 11.6%
QUICKEN LOANS, LLC $798,210,000 $561,875,000 -29.6% 4.9%
FLAT BRANCH MORTGAGE, INC. $308,615,000 $328,875,000 6.6% 2.9%
FirstTrust Home Loans, Inc. $397,725,000 $281,650,000 -29.2% 2.4%
Centennial Bank $311,040,000 $276,070,000 -11.2% 2.4%
ARKANSAS Federal Credit Union $298,860,000 $256,765,000 -14.1% 2.2%
Mortgage Research Center, LLC $257,495,000 $236,340,000 -8.2% 2.1%
Eagle Bank and Trust Company $348,550,000 $226,120,000 -35.1% 2.0%
Simmons Bank $493,965,000 $225,195,000 -54.4% 2.0%
First Security Bank $95,000 $206,780,000 217,563.2% 1.8%
ENCORE BANK $302,805,000 $205,010,000 -32.3% 1.8%
Regions Bank $270,715,000 $199,570,000 -26.3% 1.7%
First Community Bank $341,770,000 $193,835,000 -43.3% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $174,170,000 $178,715,000 2.6% 1.6%
First Horizon Bank $246,190,000 $161,930,000 -34.2% 1.4%
The First National Bank of Fort Smith $264,950,000 $149,250,000 -43.7% 1.3%
BancorpSouth $187,200,000 $133,425,000 -28.7% 1.2%
EVERETT FINANCIAL, INC. $144,310,000 $127,815,000 -11.4% 1.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $137,440,000 $124,505,000 -9.4% 1.1%
Bank of England $190,440,000 $119,810,000 -37.1% 1.0%
Gateway First Bank $180,930,000 $119,205,000 -34.1% 1.0%
Priority Bank $129,425,000 $116,030,000 -10.3% 1.0%
U.S. Bank $289,745,000 $104,705,000 -63.9% 0.9%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $179,610,000 $103,835,000 -42.2% 0.9%
CORNERSTONE HOME LENDING, INC. $120,425,000 $88,010,000 -26.9% 0.8%
Firstar Bank $87,370,000 $87,505,000 0.2% 0.8%
MID AMERICA MORTGAGE, INC. $95,955,000 $87,425,000 -8.9% 0.8%
First Financial Bank $355,000 $84,210,000 23,621.1% 0.7%
NAVY FEDERAL CREDIT UNION $94,785,000 $83,285,000 -12.1% 0.7%
Generations Bank $104,815,000 $74,615,000 -28.8% 0.6%
BROKER SOLUTIONS, INC. $78,210,000 $71,755,000 -8.3% 0.6%
DAS Acquisition Company, LLC $143,075,000 $71,725,000 -49.9% 0.6%
Bank of America $89,755,000 $69,880,000 -22.1% 0.6%
Signature Bank of Arkansas $128,995,000 $69,725,000 -45.9% 0.6%
Chambers Bank $104,900,000 $69,535,000 -33.7% 0.6%
PENNYMAC LOAN SERVICES, LLC $121,650,000 $69,330,000 -43.0% 0.6%
The Farmers & Merchants Bank $69,715,000 $68,260,000 -2.1% 0.6%
GERSHMAN INVESTMENT CORP. $27,185,000 $68,140,000 150.7% 0.6%
Citizens Bank $149,650,000 $67,970,000 -54.6% 0.6%
UNITED $92,930,000 $66,290,000 -28.7% 0.6%
Equity Bank $43,135,000 $62,750,000 45.5% 0.5%
21ST MORTGAGE CORPORATION $56,160,000 $61,720,000 9.9% 0.5%
Wells Fargo Bank $226,000,000 $61,405,000 -72.8% 0.5%
GREYSTONE SERVICING COMPANY LLC $77,950,000 $61,055,000 -21.7% 0.5%
DHI MORTGAGE COMPANY, LTD. $1,460,000 $60,940,000 4,074.0% 0.5%
MORTGAGE FINANCIAL SERVICES, LLC $109,975,000 $59,865,000 -45.6% 0.5%
SWBC MORTGAGE CORPORATION $69,790,000 $58,260,000 -16.5% 0.5%
Arbor Realty Trust, Inc. $30,650,000 $55,815,000 82.1% 0.5%
GUARANTEED RATE, INC. $62,405,000 $54,895,000 -12.0% 0.5%
COMMUNITY MORTGAGE CORPORATION $63,685,000 $54,175,000 -14.9% 0.5%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,430,000 $54,010,000 3,676.9% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $94,105,000 $53,310,000 -43.4% 0.5%
Southern Bancorp Bank $76,050,000 $51,695,000 -32.0% 0.4%
ASSOCIATED MORTGAGE CORPORATION $28,255,000 $51,505,000 82.3% 0.4%
USAA Federal Savings Bank $70,725,000 $51,500,000 -27.2% 0.4%
Merchants Bank of Indiana $59,755,000 $49,700,000 -16.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $25,740,000 $48,275,000 87.5% 0.4%
First National Bank $99,905,000 $47,720,000 -52.2% 0.4%
LOANDEPOT.COM, LLC $133,630,000 $47,620,000 -64.4% 0.4%
JPMorgan Chase Bank $70,800,000 $46,650,000 -34.1% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $73,935,000 $46,235,000 -37.5% 0.4%
FREEDOM MORTGAGE CORPORATION $102,640,000 $45,915,000 -55.3% 0.4%
Relyance Bank $30,885,000 $45,130,000 46.1% 0.4%
First Service Bank $40,050,000 $44,025,000 9.9% 0.4%
Farmers Bank & Trust Company $75,250,000 $43,670,000 -42.0% 0.4%
Armstrong Bank $78,210,000 $43,605,000 -44.2% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $43,610,000 $42,525,000 -2.5% 0.4%
Evolve Bank & Trust $42,240,000 $42,315,000 0.2% 0.4%
The Central Trust Bank $23,100,000 $41,465,000 79.5% 0.4%
Bank OZK $79,545,000 $40,725,000 -48.8% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $49,955,000 $40,415,000 -19.1% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $39,205,000 n/a 0.3%
Cornerstone Bank $51,090,000 $38,955,000 -23.8% 0.3%
Southern Bank $63,510,000 $38,615,000 -39.2% 0.3%
BOKF $56,700,000 $38,320,000 -32.4% 0.3%
Farm Credit Services of Western Arkansas, ACA $43,410,000 $37,890,000 -12.7% 0.3%
SENTE MORTGAGE, INC. $43,305,000 $36,105,000 -16.6% 0.3%
The Citizens Bank $64,945,000 $36,090,000 -44.4% 0.3%
AMERISAVE MORTGAGE CORPORATION $103,560,000 $35,835,000 -65.4% 0.3%
FIRST WESTERN MORTGAGE, INC. $41,650,000 $34,735,000 -16.6% 0.3%
FNBC Bank $51,580,000 $34,630,000 -32.9% 0.3%
Central Bank $345,000 $33,800,000 9,697.1% 0.3%
NEWREZ LLC $36,195,000 $33,310,000 -8.0% 0.3%
Plains Commerce Bank $72,050,000 $32,570,000 -54.8% 0.3%
Anstaff Bank $49,390,000 $32,065,000 -35.1% 0.3%
Legacy National Bank $51,715,000 $31,855,000 -38.4% 0.3%
MORTGAGE INVESTORS GROUP, INC. $19,075,000 $31,205,000 63.6% 0.3%
DIGITAL Federal Credit Union $14,510,000 $31,085,000 114.2% 0.3%
Focus Bank $38,920,000 $30,300,000 -22.1% 0.3%
First National Bank of North Arkansas $15,100,000 $27,820,000 84.2% 0.2%
GENEVA FINANCIAL, LLC $29,365,000 $27,470,000 -6.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $26,405,000 $26,180,000 -0.9% 0.2%
First Western Bank $48,805,000 $26,120,000 -46.5% 0.2%
GMFS LLC $46,800,000 $25,850,000 -44.8% 0.2%
First Arkansas Bank and Trust $40,240,000 $25,625,000 -36.3% 0.2%
GUILD MORTGAGE COMPANY $27,645,000 $25,465,000 -7.9% 0.2%
Flagstar Bank, FSB $64,070,000 $25,050,000 -60.9% 0.2%
The Federal Savings Bank $21,255,000 $24,495,000 15.2% 0.2%
Old National Bank $430,000 $24,125,000 5,510.5% 0.2%
Stone Bank $48,800,000 $23,870,000 -51.1% 0.2%
NEW DAY FINANCIAL, LLC $46,755,000 $23,180,000 -50.4% 0.2%
Sierra Pacific Mortgage Company, Inc. $6,985,000 $23,105,000 230.8% 0.2%
PILGRIM MORTGAGE LLC $27,260,000 $22,665,000 -16.9% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $30,595,000 $21,920,000 -28.4% 0.2%
Bremer Bank $21,005,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $20,560,000 $20,965,000 2.0% 0.2%
Citizens' Bank & Trust Co. $29,310,000 $20,960,000 -28.5% 0.2%
Cross County Bank $20,545,000 n/a 0.2%
Truist $44,730,000 $20,495,000 -54.2% 0.2%
NBKC BANK $22,775,000 $20,490,000 -10.0% 0.2%
BERKADIA COMMERCIAL MORTGAGE LLC $125,960,000 $20,325,000 -83.9% 0.2%
Gateway Bank $20,275,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $30,910,000 $19,180,000 -37.9% 0.2%
Diamond Bank $41,760,000 $19,080,000 -54.3% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $25,625,000 $18,550,000 -27.6% 0.2%
CMG MORTGAGE, INC. $14,260,000 $17,640,000 23.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $20,850,000 $17,265,000 -17.2% 0.2%
Discover Bank $12,005,000 $17,190,000 43.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $15,620,000 $16,500,000 5.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $15,875,000 $16,220,000 2.2% 0.1%
Carrington Mortgage Services, LLC $34,120,000 $16,180,000 -52.6% 0.1%
ACADEMY MORTGAGE CORPORATION $20,965,000 $16,175,000 -22.8% 0.1%
CARDINAL FINANCIAL $31,970,000 $15,790,000 -50.6% 0.1%
Grand Savings Bank $48,115,000 $15,240,000 -68.3% 0.1%
RELIANCE FIRST CAPITAL, LLC $12,150,000 $14,740,000 21.3% 0.1%
LEADERONE FINANCIAL CORPORATION $25,675,000 $14,600,000 -43.1% 0.1%
Unico Bank $19,515,000 $14,540,000 -25.5% 0.1%
Nations Lending Corporation $8,705,000 $14,275,000 64.0% 0.1%
BETTER MORTGAGE CORPORATION $53,000,000 $14,245,000 -73.1% 0.1%
Morgan Stanley Private Bank $14,485,000 $14,120,000 -2.5% 0.1%
Old Missouri Bank $205,000 $13,840,000 6,651.2% 0.1%
Today's Bank $13,710,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $17,380,000 $13,650,000 -21.5% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $13,385,000 n/a 0.1%
Colonial Savings, F.A. $23,115,000 $13,220,000 -42.8% 0.1%
TELCOE FEDERAL CREDIT UNION $20,710,000 $12,935,000 -37.5% 0.1%
MOVEMENT MORTGAGE, LLC $12,380,000 $12,595,000 1.7% 0.1%
VILLAGE CAPITAL MORTGAGE $12,815,000 $12,220,000 -4.6% 0.1%
Paramount Residential Mortgage Group, Inc. $15,360,000 $11,915,000 -22.4% 0.1%
AgHeritage Farm Credit Services FLCA $11,800,000 n/a 0.1%
OPEN MORTGAGE, LLC $27,615,000 $11,800,000 -57.3% 0.1%
UNITED BUILT HOMES, L.L.C. $12,085,000 $11,760,000 -2.7% 0.1%
Horatio State Bank $16,990,000 $11,715,000 -31.0% 0.1%
Midwest Mortgage Associates Corporation $480,000 $11,510,000 2,297.9% 0.1%
First State Bank $405,000 $11,455,000 2,728.4% 0.1%
Farmers Bank $28,280,000 $11,385,000 -59.7% 0.1%
United Bank $49,405,000 $11,290,000 -77.1% 0.1%
The Bank of Missouri $12,600,000 $10,945,000 -13.1% 0.1%
First Federal Bank $2,725,000 $10,730,000 293.8% 0.1%
NFM, INC. $10,540,000 $10,690,000 1.4% 0.1%
PREMIA MORTGAGE, LLC $9,620,000 $10,415,000 8.3% 0.1%
Raymond James Bank $5,365,000 $10,400,000 93.8% 0.1%
UNION HOME MORTGAGE CORP. $29,990,000 $10,360,000 -65.5% 0.1%
HOMESIDE FINANCIAL, LLC $3,345,000 $10,355,000 209.6% 0.1%
PLANET HOME LENDING, LLC $10,400,000 $10,295,000 -1.0% 0.1%
Network Funding, L.P. $4,680,000 $10,090,000 115.6% 0.1%
Renasant Bank $16,035,000 $9,930,000 -38.1% 0.1%
United Fidelity Funding Corp. $15,215,000 $9,900,000 -34.9% 0.1%
PNC Bank $38,280,000 $9,880,000 -74.2% 0.1%
S1L, Inc. $27,985,000 $9,495,000 -66.1% 0.1%
RED RIVER EMPLOYEES $23,035,000 $9,400,000 -59.2% 0.1%
Figure Lending LLC $9,030,000 $9,220,000 2.1% 0.1%
COMMERCIAL NATIONAL BANK $9,165,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $5,620,000 $9,055,000 61.1% 0.1%
WALKER & DUNLOP, LLC $88,880,000 $9,005,000 -89.9% 0.1%
Century Mortgage Company DBA Century Lending Company $2,830,000 $8,920,000 215.2% 0.1%
THRIVE MORTGAGE, LLC $12,465,000 $8,860,000 -28.9% 0.1%
TOP FLITE FINANCIAL, INC. $5,060,000 $8,840,000 74.7% 0.1%
PINE BLUFF COTTON BELT Federal Credit Union $7,825,000 $8,835,000 12.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $9,795,000 $8,820,000 -10.0% 0.1%
LOANPAL, LLC $15,270,000 $8,695,000 -43.1% 0.1%
FBT Bank & Mortgage $8,475,000 n/a 0.1%
Coastal Community Bank $8,445,000 n/a 0.1%
American National Bank $40,965,000 $8,390,000 -79.5% 0.1%
FIRST COLONY MORTGAGE CORPORATION $29,465,000 $8,355,000 -71.6% 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $9,610,000 $8,340,000 -13.2% 0.1%
SUCCESS Federal Credit Union $7,295,000 $8,155,000 11.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $21,965,000 $8,035,000 -63.4% 0.1%
ROYAL UNITED MORTGAGE LLC $8,975,000 $8,025,000 -10.6% 0.1%
Barrington Bank & Trust Company, N.A. $13,790,000 $8,010,000 -41.9% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $8,160,000 $7,990,000 -2.1% 0.1%
Fidelity National Bank $7,775,000 n/a 0.1%
SIRVA MORTGAGE, INC. $10,095,000 $7,740,000 -23.3% 0.1%
ENDEAVOR CAPITAL, LLC. $6,680,000 $7,710,000 15.4% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $7,535,000 n/a 0.1%
Neighborhood Loans, Inc. $1,300,000 $7,320,000 463.1% 0.1%
MERCHANTS & FARMERS BANK $7,045,000 n/a 0.1%
CIS Financial Services, Inc. $1,010,000 $6,895,000 582.7% 0.1%
Citibank $7,740,000 $6,690,000 -13.6% 0.1%
Ally Bank $26,075,000 $6,635,000 -74.6% 0.1%
Malvern National Bank $6,480,000 n/a 0.1%
BARKSDALE $2,145,000 $6,245,000 191.1% 0.1%
The First National Bank of Lawrence County at Walnut Ridge $7,160,000 $6,210,000 -13.3% 0.1%
Farm Credit Mid-America, ACA $615,000 $6,120,000 895.1% 0.1%
First National Bank of Eastern Arkansas $10,330,000 $6,060,000 -41.3% 0.1%
Stifel Bank and Trust $5,205,000 $6,025,000 15.8% 0.1%
First Savings Bank $3,220,000 $5,910,000 83.5% 0.1%
LENDINGONE, LLC $7,675,000 $5,910,000 -23.0% 0.1%
Armed Forces Bank $7,465,000 $5,760,000 -22.8% 0.1%
DEEPHAVEN MORTGAGE LLC $2,835,000 $5,655,000 99.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $3,420,000 $5,630,000 64.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $6,575,000 $5,610,000 -14.7% 0.0%
AMCAP MORTGAGE, LTD. $6,885,000 $5,440,000 -21.0% 0.0%
BNC National Bank $11,560,000 $5,440,000 -52.9% 0.0%
Great Southern Bank $11,420,000 $5,365,000 -53.0% 0.0%
CALIBER HOME LOANS, INC. $82,485,000 $5,350,000 -93.5% 0.0%
Ameris Bank $3,960,000 $5,310,000 34.1% 0.0%
Mortgage Assurance Inc. $4,330,000 $5,235,000 20.9% 0.0%
United Community Bank $505,000 $5,170,000 923.8% 0.0%
ARC HOME LLC $2,965,000 $5,160,000 74.0% 0.0%
RUOFF MORTGAGE COMPANY, INC. $3,760,000 $5,085,000 35.2% 0.0%
PLAZA HOME MORTGAGE, INC. $6,885,000 $5,045,000 -26.7% 0.0%
UNIFY FINANCIAL Credit Union $10,840,000 $4,875,000 -55.0% 0.0%
The Huntington National Bank $2,865,000 $4,835,000 68.8% 0.0%
BANK OF STAR CITY $4,820,000 n/a 0.0%
Pinnacle Bank $955,000 $4,805,000 403.1% 0.0%
FBC MORTGAGE, LLC $1,185,000 $4,735,000 299.6% 0.0%
LIMA ONE CAPITAL, LLC $10,585,000 $4,720,000 -55.4% 0.0%
POLARIS HOME FUNDING CORP. $4,170,000 $4,650,000 11.5% 0.0%
Oakstar Bank $1,075,000 $4,545,000 322.8% 0.0%
State Bank of De Kalb $21,920,000 $4,545,000 -79.3% 0.0%
PHH Mortgage Corporation $10,840,000 $4,535,000 -58.2% 0.0%
Magnolia Bank $4,830,000 $4,455,000 -7.8% 0.0%
ON Q FINANCIAL, INC. $685,000 $4,450,000 549.6% 0.0%
GUARANTEED RATE AFFINITY, LLC $2,740,000 $4,310,000 57.3% 0.0%
CALCON MUTUAL MORTGAGE LLC $260,000 $4,305,000 1,555.8% 0.0%
Northpointe Bank $8,160,000 $4,240,000 -48.0% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $23,690,000 $4,170,000 -82.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $7,495,000 $4,155,000 -44.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $11,390,000 $4,045,000 -64.5% 0.0%
93 $3,930,000 n/a 0.0%
Intrust Bank $2,930,000 $3,895,000 32.9% 0.0%
Equity Prime Mortgage LLC $4,235,000 $3,835,000 -9.4%