Fbt Bank & Mortgage Rates, Fees & Info
Fordyce, ARLEI: 549300U65SW4VWXX3N34
Tax ID: 71-0058360
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Mortgage Data
Review & Overview
Fbt Bank & Mortgage is a smaller bank specializing in Refi and Home Purchase loans. Fbt Bank & Mortgage has a high proportion of conventional loans. Their top markets by origination volume include: Pine Bluff, Camden, and Little Rock among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Fbt Bank & Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
96Origination Dollar Volume (All Markets)
$6,720,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PINE BLUFF, AR (FHA|USDA|VA) | 46 | $3,460,000 | $75,217 | $0 | 0.00% |
| Outside of Metro Areas | 32 | $2,180,000 | $68,125 | $0 | 0.00% |
| Camden, AR (FHA|USDA|VA) | 15 | $605,000 | $40,333 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 96 | $6,720,000 | $70,000 | $0 | 0.00% |
For 2018, Fbt Bank & Mortgage's most frequently originated type of loan was Conventional, with 96 originations.
Loan Reason
For 2018, Fbt Bank & Mortgage's most frequently cited loan purpose was Refi, with 38 originations. The 2nd most popular reason was Home Purchase, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 96 | $6,720,000 | $70,000 | $0 | 0.00% |
For 2018, Fbt Bank & Mortgage's most frequently cited loan duration was Other, with 96 originations.
Loan Sizing
2018 saw Fbt Bank & Mortgage place emphasis on $100,000 or less loans with 73 originations, totaling $3,195,000 in origination value.
Applicant Income
Fbt Bank & Mortgage lent most frequently to those with incomes in the $50k or less range, with 27 originations. The second most popular income band? $50k-75k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 96 | $6,720,000 | $70,000 | $0 | 0.00% |
Fbt Bank & Mortgage lent most frequently to those with DTI ratios of Exempt%, with 96 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.37%
Fbt Bank & Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.71%
Fbt Bank & Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 96 | $6,720,000 | $70,000 |