Greenfield Co-operative Bank Mortgage Rates, Fees & InfoGreenfield, MA
Tax ID: 04-1400390
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewGreenfield Co-operative Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Greenfield Co-operative Bank has a high proportion of conventional loans. Their top two markets are Springfield and Pittsfield .
Greenfield Co-operative Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$70,925,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|SPRINGFIELD, MA (FHA|USDA|VA)||260||$70,720,000||$272,000||$0||0.00%|
|PITTSFIELD, MA (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Greenfield Co-operative Bank's most frequently originated type of loan was Conventional, with 261 originations.
For 2022, Greenfield Co-operative Bank's most frequently cited loan purpose was Home Purchase, with 113 originations. The 2nd most popular reason was Cash Out Refi, with 86 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Greenfield Co-operative Bank's most frequently cited loan duration was Other, with 261 originations.
2022 saw Greenfield Co-operative Bank place emphasis on $200k-400k loans with 96 originations, totaling $26,740,000 in origination value.
Greenfield Co-operative Bank lent most frequently to those with incomes in the $75k-100k range, with 52 originations. The second most popular income band? $100k-150k, with 50 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Greenfield Co-operative Bank lent most frequently to those with DTI ratios of Exempt%, with 261 originations.
Approval RatesTotal approvals of all applications
Greenfield Co-operative Bank has an average approval rate.
Pick RateApprovals leading to origination
Greenfield Co-operative Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|