SPRINGFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Springfield averaged 6.63% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.96% and one month ago for the week of 2022-10-20, the average rate was 7.29%.

Springfield's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Springfield 30 Year Fixed Rate 2022-11-23 6.63%
Springfield 30 Year Fixed Rate Refi 2022-11-23 6.7%
Springfield 15 Year Fixed Rate 2022-11-23 6.27%
Springfield 15 Year Fixed Rate Refi 2022-11-23 6.09%
Springfield 30 Year FHA 2022-11-23 0.16%
Springfield 30 Year FHA Refi 2022-11-23 0.19%
Springfield 30 Year USDA 2022-11-23 -0.11%
Springfield 30 Year USDA Refi 2022-11-23 -0.22%
Springfield 30 Year VA 2022-11-23 0.38%
Springfield 30 Year VA Refi 2022-11-23 0.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPRINGFIELD, MA.

SPRINGFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPRINGFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 835 3.10% $5,164
HARBORONE MORTGAGE, LLC 452 3.04% $4,050
Mortgage Network, Inc. 450 3.09% $4,770
PeoplesBank 328 2.97% $3,510
Westfield Bank 315 2.99% $3,488
POLISH NATIONAL 306 2.97% $3,206
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 298 3.16% $4,279
ACADEMY MORTGAGE CORPORATION 294 3.20% $4,199
MOVEMENT MORTGAGE, LLC 284 3.15% $4,238
Greenfield Savings Bank 284 3.06% $4,105
Freedom Credit Union 249 2.98% $3,564
Easthampton Savings Bank 241 3.16% $3,107
RESIDENTIAL MORTGAGE SERVICES, INC. 227 3.10% $3,783
Florence Bank 224 2.89% $4,668
LOANDEPOT.COM, LLC 217 3.03% $4,663
GUARANTEED RATE, INC. 212 3.07% $3,814
Citizens Bank 180 3.04% $3,902
UNITED WHOLESALE MORTGAGE, LLC 177 3.07% $4,573
Evolve Bank & Trust 162 3.08% $2,828
AMERISAVE MORTGAGE CORPORATION 160 2.94% $4,823
NEWREZ LLC 159 3.26% $5,109
Country Bank for Savings 145 2.97% $4,834
HOLYOKE 130 3.18% $3,949
TD Bank 130 3.01% $3,371
NORTHPOINT MORTGAGE, INC. 125 2.98% $4,014
NORWICH COMMERCIAL GROUP, INC. 125 3.21% $4,195
People's United Bank 120 2.95% $3,804
MEMBER ADVANTAGE MORTGAGE, LLC 116 3.08% $5,214
RADIUS FINANCIAL GROUP INC. 115 3.03% $3,941
Mr. Cooper ( Nationstar Mortgage ) 95 3.39% $5,171
Wells Fargo Bank 94 3.25% $3,696
CROSSCOUNTRY MORTGAGE, LLC 91 3.18% $4,592
Bank of America 80 2.72% $4,315
KeyBank 73 3.08% $2,904
Berkshire Bank 68 3.10% $2,888
FINANCE OF AMERICA MORTGAGE LLC 65 3.22% $3,878
NORTHERN MORTGAGE SERVICES, LLC 62 3.39% $4,051
INLAND BANK & TRUST 62 3.31% $4,684
PENNYMAC LOAN SERVICES, LLC 60 3.25% $4,826
JPMorgan Chase Bank 57 3.05% $3,858
FREEDOM MORTGAGE CORPORATION 53 3.23% $2,567
HOMEBRIDGE FINANCIAL SERVICES, INC. 53 3.31% $4,406
TOTAL MORTGAGE SERVICES, LLC 52 3.53% $4,714
CALIBER HOME LOANS, INC. 51 3.17% $3,924
BAY EQUITY LLC 50 3.23% $4,801
GREATER SPRINGFIELD CREDIT UNION 50 3.35% $2,226
HOME POINT FINANCIAL CORPORATION 47 3.14% $3,682
Leader Bank 47 2.75% $3,493
GUARANTEED RATE AFFINITY, LLC 46 3.03% $4,086
LUSO 38 2.87% $4,341
EMBRACE HOME LOANS, INC. 37 3.17% $4,087
EMM LOANS LLC 33 3.17% $6,366
Flagstar Bank, FSB 32 3.36% $3,803
BROKER SOLUTIONS, INC. 31 3.11% $4,102
Envision Bank 27 3.26% $3,259
MUTUAL OF OMAHA MORTGAGE, INC. 26 3.12% $3,711
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 25 2.96% $3,894
Cornerstone Bank 24 3.01% $3,280
U.S. Bank 23 3.01% $3,493
FIRST WORLD MORTGAGE CORPORATION 23 3.19% $4,541
First Guaranty Mortgage Corporation 23 3.03% $4,080
DIGITAL Federal Credit Union 23 2.89% $5,064
ZILLOW HOME LOANS, LLC 23 3.04% $4,357
Nations Lending Corporation 22 3.38% $4,354
ENVOY MORTGAGE, LTD 21 3.37% $3,889
LAKEVIEW LOAN SERVICING, LLC 20 3.47% $3,787
PRIMARY RESIDENTIAL MORTGAGE, INC. 20 3.22% $6,121
NAVY FEDERAL CREDIT UNION 20 3.49% $3,648
Shamrock Home Loans, Inc. 19 3.22% $3,690
WASHINGTON TRUST MORTGAGE COMPANY LLC 18 3.24% $3,962
UMASSFIVE COLLEGE Federal Credit Union 18 3.38% $5,499
HOMESIDE FINANCIAL, LLC 18 3.14% $5,460
GUILD MORTGAGE COMPANY 17 3.26% $3,627
MEMBERS MORTGAGE COMPANY, INC. 17 2.90% $3,164
DRAPER AND KRAMER MORTGAGE CORP. 17 3.17% $3,835
ATHOL CREDIT UNION 17 3.21% $3,744
Bank of England 16 3.34% $4,117
Workers Credit Union 16 3.14% $3,226
SOFI LENDING CORP. 14 2.95% $3,393
STEARNS LENDING, LLC 14 3.16% $4,532
PNC Bank 13 3.22% $4,385
GUIDANCE RESIDENTIAL, LLC 13 3.27% $3,898
WILLIAM RAVEIS MORTGAGE, LLC 13 3.13% $3,749
SALEM FIVE MORTGAGE COMPANY, LLC 13 3.08% $4,258
Watermark Capital, Inc. 13 2.85% $3,165
Ross Mortgage Company, Inc. 12 2.88% $3,807
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 3.48% $3,969
Webster Bank 12 3.00% $5,364
BAYCOAST MORTGAGE COMPANY, LLC 12 3.17% $3,161
NEW FED MORTGAGE, CORP. 11 3.05% $4,356
AMERICAN FINANCING CORPORATION 11 3.07% $3,993
North American Savings Bank, F.S.B. 11 3.13% $3,127
The Federal Savings Bank 11 3.26% $6,458
AMERICAN FINANCIAL NETWORK, INC. 10 3.15% $8,742
First Savings Bank 10 3.38% $4,983
AMERICAN EAGLE FINANCIAL CREDIT UNION 10 2.83% $3,620
SUCCESS MORTGAGE PARTNERS, INC. 9 2.76% $2,447
Fidelity Co-operative Bank 9 3.40% $3,790
RELIANCE FIRST CAPITAL, LLC 9 3.36% $5,171
EVERETT FINANCIAL, INC. 8 3.47% $1,938
ALLIED MORTGAGE GROUP, INC. 8 3.26% $3,812
CONTOUR MORTGAGE CORPORATION 8 3.19% $6,169
Mortgage Research Center, LLC 8 2.95% $4,938
FirstBank 8 2.86% $1,799
AMERICAN INTERNET MORTGAGE, INC. 8 2.77% $2,951
NFM, INC. 8 3.17% $3,525
First Federal Bank 8 3.23% $4,248
LADERA LENDING, INC. 7 3.29% $3,169
TIAA, FSB 7 3.21% $4,014
M&T Bank 7 3.55% $4,423
Fall River Five Cents Savings Bank 7 2.91% $2,621
Axos Bank 7 2.96% $2,808
Discover Bank 7 5.10% $0
PROVIDENT FUNDING ASSOCIATES, L.P. 7 2.59% $3,040
Northpointe Bank 7 3.49% $4,561
ARC HOME LLC 7 3.53% $6,294
Liberty Bank 6 3.38% $3,834
Strong Home Mortgage, LLC 6 2.90% $2,203
DREW MORTGAGE ASSOCIATES, INC. 6 3.16% $4,240
Santander Bank, N.A. 6 3.12% $2,802
Sierra Pacific Mortgage Company, Inc. 6 2.96% $3,805
KELLER MORTGAGE, LLC 6 3.29% $2,980
UBS Bank USA 6 3.33% $4,352
Northern Bank & Trust Company 5 2.73% $2,229
CMG MORTGAGE, INC. 5 3.12% $3,692
Prosperity Home Mortgage, LLC 5 3.25% $3,797
NBKC BANK 5 3.02% $2,414
Cambridge Savings Bank 5 3.05% $2,728
NJ LENDERS CORP. 5 2.80% $2,920
GREYLOCK 5 3.27% $3,126
Triumph Bank 5 2.85% $2,594
Eastern Bank 5 2.87% $5,284
LENDERFI, INC. 5 2.78% $1,710
Rockland Trust Company 5 3.15% $4,650
Community Bank 5 3.38% $1,177
Farm Credit East, ACA 4 3.73% $4,046
HARVARD UNIVERSITY EMPLOYEES 4 2.81% $2,341
CHURCHILL MORTGAGE CORPORATION 4 3.38% $3,833
LEADERONE FINANCIAL CORPORATION 4 3.47% $4,931
Bangor Savings Bank 4 2.94% $2,339
Quontic Bank 4 5.63% $11,042
UNION HOME MORTGAGE CORP. 4 2.97% $3,395
NATIONAL COOPERATIVE BANK, N.A. 4 3.47% $3,150
Firstrust Savings Bank 4 2.72% $2,884
First Home Bank 4 2.97% $5,366
BNC National Bank 4 2.72% $3,112
The Cape Cod Five Cents Savings Bank 4 3.00% $2,817
Adams Community Bank 4 3.28% $2,994
BAYSHORE MORTGAGE FUNDING, LLC 3 3.29% $4,013
Morgan Stanley Private Bank 3 2.92% $3,297
Paramount Residential Mortgage Group, Inc. 3 3.25% $3,656
First Internet Bank of Indiana 3 2.79% $4,140
FIRST HOME MORTGAGE CORPORATION 3 3.63% $5,088
InterContinental Capital Group, Inc 3 2.92% $3,739
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 3.62% $5,678
Truist 3 3.12% $3,087
Jeanne D'Arc Credit Union 3 3.04% $2,998
UniBank for Savings 3 2.96% $2,259
HOMESTEAD FUNDING CORP. 3 2.88% $3,770
Beeline Loans, Inc. 3 3.00% $4,236
USAA Federal Savings Bank 3 3.17% $3,195
Prime Choice Funding Inc. 3 2.92% $4,184
WEBSTER FIRST Federal Credit Union 3 3.17% $2,736
First Republic Bank 3 2.92% $3,265
Cf Bank 3 2.92% $1,809
Magnolia Bank 3 3.67% $4,944
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 3.79% $4,543
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.08% $5,006
HANSCOM 3 3.08% $3,002
POLARIS HOME FUNDING CORP. 2 3.38% $7,164
GENEVA FINANCIAL, LLC 2 4.13% $8,438
Goldwater Bank, N.A. 2 3.13% $3,545
First Federal Bank of Kansas City 2 3.19% $2,826
GUARANTY HOME MORTGAGE CORPORATION 2 2.88% $2,602
FINEX CREDIT UNION 2 2.88% $9,259
FAMILY FIRST FUNDING LLC 2 3.44% $3,961
HUNT MORTGAGE CORPORATION 2 3.56% $4,977
EQUITY RESOURCES, INC. 2 3.19% $2,903
ITHINK FINANCIAL Credit Union 2 2.94% $2,988
IVY MORTGAGE, INC. 2 3.19% $2,663
LENDSURE MORTGAGE CORP. 2 4.62% $7,968
MID-ISLAND MORTGAGE CORP. 2 3.25% $1,656
Milford Federal Bank 2 3.06% $3,884
MORTGAGE EQUITY PARTNERS LLC 2 4.00% $5,078
CONWAY FINANCIAL SERVICES, LLC 2 3.19% $3,679
Charles Schwab Bank, SSB 2 2.49% $8,610
North Easton Savings Bank 2 3.63% $3,130
North Shore Bank, a Co-operative Bank 2 2.81% $2,725
OCMBC, INC. 2 1.38% $4,216
Paramount Bank 2 3.06% $3,722
PENTAGON FEDERAL CREDIT UNION 2 3.00% $2,017
Bridgewater Savings Bank 2 3.00% $2,029
PHH Mortgage Corporation 2 3.38% $4,727
Poli Mortgage Group, Inc. 2 3.25% $1,575
BETTER MORTGAGE CORPORATION 2 3.19% $6,360
Bethpage Federal Credit Union 2 3.75% $5,950
Barrington Bank & Trust Company, N.A. 2 3.19% $3,861
Bank of New Hampshire 2 3.25% $3,041
The Bank of Canton 2 2.88% $2,768
TOP FLITE FINANCIAL, INC. 2 3.50% $8,946
Arvest Bank 2 3.31% $2,506
UIF CORPORATION 2 3.50% $10,509
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.00% $3,609
Needham Bank 1 2.88% $2,665
NBT Bank 1 2.50% $4,065
WALL STREET MORTGAGE BANKERS, LTD. 1 2.50% $5,843
Blue Ridge Bank 1 3.00% $3,961
Presidential Bank, FSB 1 3.13% $4,439
Fidelity Bank 1 3.00% $2,531
Citibank 1 3.13% $2,324
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 3.50% $4,348
Navigant Credit Union 1 2.63% $2,834
MSA MORTGAGE, LLC 1 2.88% $3,650
PROVINCE MORTGAGE ASSOCIATES, INC. 1 3.25% $7,729
COMMUNITY CREDIT UNION OF LYNN 1 3.25% $3,212
MORTGAGE MARKETS CUSO, LLC 1 3.00% $4,824
MILEND, INC. 1 3.13% $5,733
METRO 1 3.63% $5,789
Baxter Credit Union 1 3.25% $3,877
Meridian Bank Corporation 1 3.38% $3,768
First Midwest Bank 1 3.13% $4,018
Bar Harbor Bank & Trust 1 3.63% $6,207
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,201
SELF RELIANCE NY Federal Credit Union 1 2.95% $4,754
FM Home Loans, LLC 1 3.38% $2,870
Dedham Institution for Savings 1 3.50% $2,638
SIRVA MORTGAGE, INC. 1 3.00% $2,887
Luxury Mortgage Corp. 1 2.75% $2,483
South State Bank 1 3.38% $3,352
State Department Federal Credit Union 1 2.88% $6,194
DEEPHAVEN MORTGAGE LLC 1 3.88% $7,766
Stifel Bank and Trust 1 2.63% $2,478
St. Mary's Credit Union 1 3.25% $3,053
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.63% $5,224
Avidia Bank 1 2.88% $1,968
Atlantic Home Lending, Inc. 1 2.38% $3,479
AMERICAN FINANCE HOUSE LARIBA 1 3.35% $7,220
The Camden National Bank 1 3.00% $3,156
Kwik Mortgage Corporation 1 2.75% $1,786
The Central Trust Bank 1 2.63% $4,113
Assurance Financial Group, L.L.C. 1 2.88% $2,355
The Huntington National Bank 1 2.63% $5,803
The Washington Trust Company, of Westerly 1 3.13% $3,633
Kish Bank 1 2.75% $3,130
First National Bank of America 1 7.75% $5,628
ALLIANT CREDIT UNION 1 2.88% $4,836
Toyota Financial Savings Bank 1 2.88% $4,830
East West Bank 1 4.25% $4,103
Enterprise Bank and Trust Company 1 2.75% $3,106
Ixonia Bank 1 3.38% $5,442
Advisors Mortgage Group, L.L.C. 1 2.88% $3,142
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.88% $4,350
NexBank 1 2.75% $4,622
Capital Bank 1 2.88% $1,349
Hometown Equity Mortgage, LLC 1 3.63% $9,937
Cambridge Trust Company 1 2.88% $2,120
OAKTREE FUNDING CORP. 1 5.25% $10,531
OCEANSIDE MORTGAGE COMPANY 1 3.38% $1,579
HOMESPIRE MORTGAGE CORPORATION 1 3.38% $5,309
Home Mortgage Alliance Corp 1 2.87% $8,105
CIBC Bank USA 1 2.25% $3,743
Patriot Community Bank 1 3.00% $0
Network Funding, L.P. 1 3.13% $4,025
Home Loan Investment Bank, F.S.B. 1 3.00% $4,092
Brookline Bank 1 2.88% $2,651
First Western Trust Bank 1 3.00% $4,327
UTILITIES EMPLOYEES CREDIT UNION 1 3.00% $2,830
PLAZA HOME MORTGAGE, INC. 1 2.99% $4,668

SPRINGFIELD Average Closing Costs & Other Stats

SPRINGFIELD, MA's 268 lenders originated 24,127 loans during 2021. The total origination value was $5,439,575,000, with an average loan value of $225,456.

SPRINGFIELD's average closing costs are $4,828.

The top SPRINGFIELD lender as defined by loan originations is QUICKEN LOANS, LLC, with 835 loans originated. Their average total fees are $5,164, which is $1,114 higher than the next largest lender, HARBORONE MORTGAGE, LLC.

The lowest fee SPRINGFIELD lenders (with over 10 loans originated) are GREATER SPRINGFIELD CREDIT UNION ($2,226), FREEDOM MORTGAGE CORPORATION ($2,567), Evolve Bank & Trust ($2,828), Berkshire Bank ($2,888) and KeyBank ($2,904).

The lowest rate SPRINGFIELD lenders (with over 10 loans originated) are Bank of America (2.72%), Leader Bank (2.75%), AMERICAN EAGLE FINANCIAL CREDIT UNION (2.83%), Watermark Capital, Inc. (2.85%) and LUSO (2.87%).

SPRINGFIELD, MA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $322,450,000 $376,535,000 16.8% 6.9%
HARBORONE MORTGAGE, LLC $164,145,000 $191,705,000 16.8% 3.5%
Mortgage Network, Inc. $155,080,000 $176,965,000 14.1% 3.3%
PeoplesBank $144,650,000 $175,970,000 21.7% 3.2%
POLISH NATIONAL $120,900,000 $161,605,000 33.7% 3.0%
Citizens Bank $127,375,000 $159,690,000 25.4% 2.9%
MOVEMENT MORTGAGE, LLC $96,585,000 $159,525,000 65.2% 2.9%
Florence Bank $115,385,000 $151,430,000 31.2% 2.8%
Westfield Bank $150,380,000 $146,090,000 -2.9% 2.7%
Greenfield Savings Bank $108,730,000 $145,990,000 34.3% 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $113,285,000 $141,575,000 25.0% 2.6%
ACADEMY MORTGAGE CORPORATION $127,030,000 $141,320,000 11.2% 2.6%
FREEDOM MORTGAGE CORPORATION $138,390,000 $139,255,000 0.6% 2.6%
LOANDEPOT.COM, LLC $66,970,000 $108,135,000 61.5% 2.0%
Easthampton Savings Bank $115,740,000 $106,595,000 -7.9% 2.0%
GUARANTEED RATE, INC. $60,270,000 $100,900,000 67.4% 1.9%
Freedom Credit Union $91,740,000 $99,475,000 8.4% 1.8%
NEWREZ LLC $52,545,000 $94,535,000 79.9% 1.7%
Greenfield Co-operative Bank $80,785,000 $93,930,000 16.3% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $45,065,000 $92,600,000 105.5% 1.7%
Monson Savings Bank $90,450,000 $88,420,000 -2.2% 1.6%
RESIDENTIAL MORTGAGE SERVICES, INC. $78,310,000 $88,360,000 12.8% 1.6%
AMERISAVE MORTGAGE CORPORATION $29,405,000 $66,205,000 125.1% 1.2%
PENNYMAC LOAN SERVICES, LLC $26,095,000 $63,480,000 143.3% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $49,895,000 $62,080,000 24.4% 1.1%
Evolve Bank & Trust $22,410,000 $60,620,000 170.5% 1.1%
NORWICH COMMERCIAL GROUP, INC. $67,285,000 $59,225,000 -12.0% 1.1%
TD Bank $59,145,000 $59,150,000 0.0% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $46,580,000 $58,065,000 24.7% 1.1%
Wells Fargo Bank $30,265,000 $57,755,000 90.8% 1.1%
People's United Bank $48,990,000 $57,500,000 17.4% 1.1%
HOLYOKE $46,910,000 $52,535,000 12.0% 1.0%
Mortgage Research Center, LLC $39,160,000 $51,185,000 30.7% 0.9%
Country Bank for Savings $57,620,000 $49,330,000 -14.4% 0.9%
NORTHPOINT MORTGAGE, INC. $67,180,000 $47,985,000 -28.6% 0.9%
Bank of America $43,985,000 $46,635,000 6.0% 0.9%
GREYSTONE SERVICING COMPANY LLC $23,525,000 $45,015,000 91.3% 0.8%
INLAND BANK & TRUST $40,245,000 $43,035,000 6.9% 0.8%
LAKEVIEW LOAN SERVICING, LLC $21,765,000 $42,090,000 93.4% 0.8%
Berkshire Bank $34,665,000 $41,025,000 18.3% 0.8%
RADIUS FINANCIAL GROUP INC. $42,675,000 $41,000,000 -3.9% 0.8%
LUSO $39,705,000 $37,215,000 -6.3% 0.7%
MEMBER ADVANTAGE MORTGAGE, LLC $55,570,000 $35,640,000 -35.9% 0.7%
Alden Credit Union $49,460,000 $33,910,000 -31.4% 0.6%
ARRHA Credit Union $25,480,000 $32,100,000 26.0% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $18,290,000 $31,580,000 72.7% 0.6%
KeyBank $52,535,000 $30,690,000 -41.6% 0.6%
CALIBER HOME LOANS, INC. $16,885,000 $29,470,000 74.5% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $14,860,000 $29,175,000 96.3% 0.5%
JPMorgan Chase Bank $16,685,000 $28,415,000 70.3% 0.5%
GREATER SPRINGFIELD CREDIT UNION $35,300,000 $27,040,000 -23.4% 0.5%
GUARANTEED RATE AFFINITY, LLC $23,090,000 $24,545,000 6.3% 0.5%
HOME POINT FINANCIAL CORPORATION $15,665,000 $22,695,000 44.9% 0.4%
TOTAL MORTGAGE SERVICES, LLC $11,675,000 $21,450,000 83.7% 0.4%
BAY EQUITY LLC $6,385,000 $21,390,000 235.0% 0.4%
NAVY FEDERAL CREDIT UNION $19,575,000 $21,220,000 8.4% 0.4%
EMBRACE HOME LOANS, INC. $15,325,000 $20,555,000 34.1% 0.4%
Webster Bank $10,075,000 $20,300,000 101.5% 0.4%
Capital One $58,660,000 $19,040,000 -67.5% 0.4%
NORTHERN MORTGAGE SERVICES, LLC $14,385,000 $19,025,000 32.3% 0.3%
USAA Federal Savings Bank $29,160,000 $18,595,000 -36.2% 0.3%
Leader Bank $18,450,000 $17,590,000 -4.7% 0.3%
EMM LOANS LLC $12,255,000 $17,365,000 41.7% 0.3%
Citibank $3,475,000 $16,775,000 382.7% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,845,000 $13,935,000 187.6% 0.3%
BROKER SOLUTIONS, INC. $13,030,000 $13,590,000 4.3% 0.2%
First Guaranty Mortgage Corporation $4,520,000 $13,565,000 200.1% 0.2%
Envision Bank $35,025,000 $13,535,000 -61.4% 0.2%
U.S. Bank $7,520,000 $13,300,000 76.9% 0.2%
Flagstar Bank, FSB $8,855,000 $13,120,000 48.2% 0.2%
Nations Lending Corporation $9,420,000 $12,410,000 31.7% 0.2%
The Federal Savings Bank $19,025,000 $11,720,000 -38.4% 0.2%
FIRST WORLD MORTGAGE CORPORATION $6,350,000 $11,705,000 84.3% 0.2%
Eastern Bank $1,705,000 $11,630,000 582.1% 0.2%
ENVOY MORTGAGE, LTD $2,795,000 $11,425,000 308.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $5,880,000 $11,180,000 90.1% 0.2%
MASSMUTUAL $23,810,000 $10,280,000 -56.8% 0.2%
WALKER & DUNLOP, LLC $35,435,000 $10,130,000 -71.4% 0.2%
Cornerstone Bank $11,485,000 $10,120,000 -11.9% 0.2%
DIGITAL Federal Credit Union $7,425,000 $9,870,000 32.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $8,695,000 $9,635,000 10.8% 0.2%
North Brookfield Savings Bank $8,885,000 $9,100,000 2.4% 0.2%
HOMESIDE FINANCIAL, LLC $3,120,000 $8,850,000 183.7% 0.2%
ZILLOW HOME LOANS, LLC $1,825,000 $8,835,000 384.1% 0.2%
Rockland Trust Company $1,025,000 $8,745,000 753.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $15,285,000 $8,140,000 -46.7% 0.1%
Shamrock Home Loans, Inc. $6,305,000 $7,535,000 19.5% 0.1%
Workers Credit Union $3,845,000 $7,335,000 90.8% 0.1%
NEW FED MORTGAGE, CORP. $5,340,000 $7,140,000 33.7% 0.1%
WASHINGTON TRUST MORTGAGE COMPANY LLC $3,580,000 $6,980,000 95.0% 0.1%
Bank of England $6,115,000 $6,965,000 13.9% 0.1%
First Federal Bank $4,645,000 $6,955,000 49.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $3,725,000 $6,780,000 82.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,190,000 $6,710,000 206.4% 0.1%
SOFI LENDING CORP. $2,025,000 $6,575,000 224.7% 0.1%
MEMBERS MORTGAGE COMPANY, INC. $6,760,000 $6,495,000 -3.9% 0.1%
GUILD MORTGAGE COMPANY $6,375,000 n/a 0.1%
Watermark Capital, Inc. $675,000 $6,280,000 830.4% 0.1%
Arbor Realty Trust, Inc. $6,205,000 n/a 0.1%
ATHOL CREDIT UNION $4,875,000 $6,040,000 23.9% 0.1%
Community Bank $3,785,000 $5,890,000 55.6% 0.1%
PNC Bank $1,930,000 $5,785,000 199.7% 0.1%
STEARNS LENDING, LLC $2,690,000 $5,705,000 112.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $6,650,000 $5,570,000 -16.2% 0.1%
Barrington Bank & Trust Company, N.A. $5,960,000 $5,525,000 -7.3% 0.1%
BAYCOAST MORTGAGE COMPANY, LLC $920,000 $5,495,000 497.3% 0.1%
Metro City Bank $2,020,000 $5,410,000 167.8% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $875,000 $5,345,000 510.9% 0.1%
SALEM FIVE MORTGAGE COMPANY, LLC $3,695,000 $5,285,000 43.0% 0.1%
North American Savings Bank, F.S.B. $5,565,000 $5,280,000 -5.1% 0.1%
UMASSFIVE COLLEGE Federal Credit Union $7,555,000 $5,020,000 -33.6% 0.1%
Santander Bank, N.A. $3,960,000 $4,820,000 21.7% 0.1%
AMERICAN EAGLE FINANCIAL CREDIT UNION $4,395,000 $4,730,000 7.6% 0.1%
WILLIAM RAVEIS MORTGAGE, LLC $6,475,000 $4,730,000 -26.9% 0.1%
LEADERONE FINANCIAL CORPORATION $1,325,000 $4,625,000 249.1% 0.1%
NBKC BANK $2,160,000 $4,505,000 108.6% 0.1%
ALLIED MORTGAGE GROUP, INC. $6,250,000 $4,240,000 -32.2% 0.1%
Ross Mortgage Company, Inc. $3,150,000 $4,080,000 29.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,590,000 $4,055,000 155.0% 0.1%
EVERETT FINANCIAL, INC. $4,015,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $1,320,000 $4,015,000 204.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,575,000 $3,930,000 52.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $3,190,000 $3,925,000 23.0% 0.1%
Athol Savings Bank $3,490,000 $3,825,000 9.6% 0.1%
FirstBank $885,000 $3,795,000 328.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,705,000 $3,770,000 39.4% 0.1%
Liberty Bank $3,120,000 $3,710,000 18.9% 0.1%
Manufacturers and Traders Trust Company $835,000 $3,565,000 326.9% 0.1%
UBS Bank USA $1,740,000 $3,535,000 103.2% 0.1%
LADERA LENDING, INC. $815,000 $3,500,000 329.4% 0.1%
Fidelity Co-operative Bank $2,240,000 $3,355,000 49.8% 0.1%
ARC HOME LLC $3,025,000 $3,350,000 10.7% 0.1%
Quontic Bank $1,075,000 $3,345,000 211.2% 0.1%
AMERICAN FINANCING CORPORATION $2,435,000 $3,340,000 37.2% 0.1%
OCMBC, INC. $4,550,000 $3,280,000 -27.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,400,000 $3,245,000 131.8% 0.1%
Northern Bank & Trust Company $1,945,000 $3,240,000 66.6% 0.1%
Strong Home Mortgage, LLC $985,000 $3,215,000 226.4% 0.1%
Prime Choice Funding Inc. $1,185,000 $3,195,000 169.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,100,000 $3,185,000 189.5% 0.1%
Axos Bank $3,110,000 n/a 0.1%
SOUTHBRIDGE CREDIT UNION $2,080,000 $3,075,000 47.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,160,000 $3,040,000 162.1% 0.1%
BNC National Bank $1,775,000 $3,025,000 70.4% 0.1%
TIAA, FSB $1,730,000 $2,955,000 70.8% 0.1%
Northpointe Bank $2,545,000 $2,875,000 13.0% 0.1%
Fall River Five Cents Savings Bank $2,565,000 $2,845,000 10.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,900,000 $2,765,000 -29.1% 0.1%
PHH Mortgage Corporation $395,000 $2,620,000 563.3% 0.0%
HANSCOM $3,640,000 $2,610,000 -28.3% 0.0%
First Savings Bank $2,220,000 $2,570,000 15.8% 0.0%
360 Federal Credit Union $2,125,000 $2,555,000 20.2% 0.0%
CMG MORTGAGE, INC. $3,550,000 $2,535,000 -28.6% 0.0%
Equity Prime Mortgage LLC $1,200,000 $2,510,000 109.2% 0.0%
Savers Co-operative Bank $4,450,000 $2,400,000 -46.1% 0.0%
NFM, INC. $860,000 $2,395,000 178.5% 0.0%
LENDERFI, INC. $970,000 $2,385,000 145.9% 0.0%
NJ LENDERS CORP. $2,185,000 $2,385,000 9.2% 0.0%
Discover Bank $1,550,000 $2,365,000 52.6% 0.0%
CONTOUR MORTGAGE CORPORATION $1,510,000 $2,285,000 51.3% 0.0%
WEBSTER FIRST Federal Credit Union $2,220,000 $2,230,000 0.5% 0.0%
Paramount Residential Mortgage Group, Inc. $2,430,000 $2,175,000 -10.5% 0.0%
HOMESTEAD FUNDING CORP. $1,285,000 $2,105,000 63.8% 0.0%
GREYLOCK $3,195,000 $2,030,000 -36.5% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $610,000 $2,010,000 229.5% 0.0%
Morgan Stanley Private Bank $335,000 $1,960,000 485.1% 0.0%
LENDSURE MORTGAGE CORP. $1,940,000 n/a 0.0%
The Cape Cod Five Cents Savings Bank $840,000 $1,910,000 127.4% 0.0%
MID AMERICA MORTGAGE, INC. $245,000 $1,795,000 632.7% 0.0%
DREW MORTGAGE ASSOCIATES, INC. $2,515,000 $1,790,000 -28.8% 0.0%
Triumph Bank $1,790,000 n/a 0.0%
Farm Credit East, ACA $2,995,000 $1,775,000 -40.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $820,000 $1,715,000 109.1% 0.0%
Magnolia Bank $1,180,000 $1,675,000 41.9% 0.0%
Beeline Loans, Inc. $255,000 $1,640,000 543.1% 0.0%
KELLER MORTGAGE, LLC $7,295,000 $1,620,000 -77.8% 0.0%
LEOMINSTER CREDIT UNION $1,590,000 $1,595,000 0.3% 0.0%
Hometown Equity Mortgage, LLC $3,050,000 $1,565,000 -48.7% 0.0%
Adams Community Bank $5,220,000 $1,545,000 -70.4% 0.0%
Figure Lending LLC $635,000 $1,545,000 143.3% 0.0%
First Home Bank $1,805,000 $1,545,000 -14.4% 0.0%
FIRST HOME MORTGAGE CORPORATION $1,540,000 $1,540,000 0.0% 0.0%
UNION HOME MORTGAGE CORP. $1,255,000 $1,445,000 15.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $1,660,000 $1,440,000 -13.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,585,000 $1,425,000 -60.3% 0.0%
Firstrust Savings Bank $870,000 $1,400,000 60.9% 0.0%
Truist Bank $2,530,000 $1,390,000 -45.1% 0.0%
InterContinental Capital Group, Inc $1,425,000 $1,375,000 -3.5% 0.0%
Cf Bank $1,345,000 n/a 0.0%
The Bank of Canton $1,195,000 $1,345,000 12.6% 0.0%
CENTRAL ONE FEDERAL CREDIT UNION $655,000 $1,340,000 104.6% 0.0%
RF Renovo Management Company, LLC $135,000 $1,340,000 892.6% 0.0%
Windosr Federal Savings & Loan Association $825,000 $1,310,000 58.8% 0.0%
Cambridge Savings Bank $595,000 $1,300,000 118.5% 0.0%
GREENWOOD $25,000 $1,285,000 5,040.0% 0.0%
Goldman Sachs Bank USA $755,000 $1,270,000 68.2% 0.0%
Prosperity Home Mortgage, LLC $735,000 $1,265,000 72.1% 0.0%
Hometown Bank $2,815,000 $1,245,000 -55.8% 0.0%
Baxter Credit Union $480,000 $1,240,000 158.3% 0.0%
FINEX CREDIT UNION $490,000 $1,235,000 152.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,230,000 n/a 0.0%
Bangor Savings Bank $745,000 $1,190,000 59.7% 0.0%
LENDINGHOME FUNDING CORPORATION $270,000 $1,185,000 338.9% 0.0%
MID-ISLAND MORTGAGE CORP. $1,515,000 $1,160,000 -23.4% 0.0%
METRO $1,635,000 $1,145,000 -30.0% 0.0%
The Bank of Greene County $3,295,000 $1,135,000 -65.6% 0.0%
Farmers Bank & Trust $765,000 $1,125,000 47.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,115,000 n/a 0.0%
First Internet Bank of Indiana $935,000 $1,095,000 17.1% 0.0%
Bay State Savings Bank $765,000 $1,090,000 42.5% 0.0%
MORTGAGE EQUITY PARTNERS LLC $3,120,000 $1,075,000 -65.5% 0.0%
SIWELL, INC. $235,000 $1,060,000 351.1% 0.0%
HARVARD UNIVERSITY EMPLOYEES $1,295,000 $1,050,000 -18.9% 0.0%
Colonial Savings, F.A. $270,000 $1,040,000 285.2% 0.0%
PLAZA HOME MORTGAGE, INC. $1,665,000 $1,035,000 -37.8% 0.0%
BayCoast Bank $910,000 $1,025,000 12.6% 0.0%
Kwik Mortgage Corporation $1,015,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $1,010,000 n/a 0.0%
The Washington Trust Company, of Westerly $205,000 $1,005,000 390.2% 0.0%
Arvest Bank $815,000 $940,000 15.3% 0.0%
BETTER MORTGAGE CORPORATION $935,000 n/a 0.0%
Milford Federal Bank $935,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $935,000 n/a 0.0%
EQUITY RESOURCES, INC. $2,150,000 $930,000 -56.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,310,000 $925,000 -60.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,165,000 $910,000 -58.0% 0.0%
Atlantic Home Lending, Inc. $900,000 n/a 0.0%
INTELLILOAN, INC. $875,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $155,000 $860,000 454.8% 0.0%
UIF CORPORATION $365,000 $860,000 135.6% 0.0%
Meridian Bank Corporation $335,000 $850,000 153.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $815,000 $845,000 3.7% 0.0%
LIMA ONE CAPITAL, LLC $635,000 $825,000 29.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,495,000 $770,000 -48.5% 0.0%
First Republic Bank $850,000 $770,000 -9.4% 0.0%
ATHAS CAPITAL GROUP, INC. $765,000 n/a 0.0%
Presidential Bank, FSB $385,000 $760,000 97.4% 0.0%
Home Loan Investment Bank, F.S.B. $1,050,000 $755,000 -28.1% 0.0%
MILEND, INC. $620,000 $755,000 21.8% 0.0%
HarborOne Bank $750,000 n/a 0.0%
United Nations Federal Credit Union $745,000 n/a 0.0%
The Camden National Bank $2,900,000 $735,000 -74.7% 0.0%
Service Federal Credit Union $225,000 $730,000 224.4% 0.0%
GENEVA FINANCIAL, LLC $725,000 n/a 0.0%
Toyota Financial Savings Bank $405,000 $725,000 79.0% 0.0%
ALLIANT CREDIT UNION $25,000 $710,000 2,740.0% 0.0%
ITHINK FINANCIAL Credit Union $370,000 $705,000 90.5% 0.0%
CONWAY FINANCIAL SERVICES, LLC $145,000 $665,000 358.6% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $455,000 $655,000 44.0% 0.0%
Brighton Bank $650,000 n/a 0.0%
IC Federal Credit Union $195,000 $650,000 233.3% 0.0%
KS StateBank $305,000 $650,000 113.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,350,000 $650,000 -51.9% 0.0%
North Shore Bank, a Co-operative Bank $650,000 n/a 0.0%
First Federal Bank of Kansas City $650,000 $645,000 -0.8% 0.0%
Bethpage Federal Credit Union $955,000 $640,000 -33.0% 0.0%
Charles Schwab Bank, SSB $285,000 $630,000 121.1% 0.0%
HUNT MORTGAGE CORPORATION $255,000 $625,000 145.1% 0.0%
IVY MORTGAGE, INC. $255,000 $620,000 143.1% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $715,000 $615,000 -14.0% 0.0%
MILLBURY FEDERAL CREDIT UNION $615,000 n/a 0.0%
UniBank for Savings $1,305,000 $605,000 -53.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,570,000 $600,000 -76.7% 0.0%
Jeanne D'Arc Credit Union $600,000 n/a 0.0%
CIBC Bank USA $285,000 $585,000 105.3% 0.0%
North Easton Savings Bank $105,000 $570,000 442.9% 0.0%
Paramount Bank $315,000 $565,000 79.4% 0.0%
PAWTUCKET $620,000 $565,000 -8.9% 0.0%
BOSTON FIREFIGHTERS $545,000 n/a 0.0%
MLD MORTGAGE INC. $435,000 $530,000 21.8% 0.0%
Lee Bank $13,435,000 $525,000 -96.1% 0.0%
HOMESPIRE MORTGAGE CORPORATION $520,000 n/a 0.0%
PROVINCE MORTGAGE ASSOCIATES, INC. $490,000 $520,000 6.1% 0.0%
Bank-Fund Staff Federal Credit Union $295,000 $510,000 72.9% 0.0%
Bar Harbor Bank & Trust $505,000 n/a 0.0%
SELF RELIANCE NY Federal Credit Union $505,000 n/a 0.0%
Ixonia Bank $315,000 $500,000 58.7% 0.0%
Patriot Community Bank $980,000 $500,000 -49.0% 0.0%
Fidelity Bank $125,000 $490,000 292.0% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $450,000 $485,000 7.8% 0.0%
Martha's Vineyard Savings Bank $485,000 n/a 0.0%
NP, Inc. $470,000 n/a 0.0%
Assurance Financial Group, L.L.C. $460,000 n/a 0.0%
Bridgewater Savings Bank $840,000 $460,000 -45.2% 0.0%
The Central Trust Bank $455,000 n/a 0.0%
Poli Mortgage Group, Inc. $420,000 $430,000 2.4% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $320,000 $420,000 31.3% 0.0%
Visio Financial Services Inc. $185,000 $420,000 127.0% 0.0%
OCEAN STATE CREDIT UNION $455,000 $415,000 -8.8% 0.0%
Goldwater Bank, N.A. $610,000 $410,000 -32.8% 0.0%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $410,000 n/a 0.0%
PREMIA MORTGAGE, LLC $410,000 n/a 0.0%
Carrington Mortgage Services, LLC $215,000 $400,000 86.0% 0.0%
BNY Mellon $395,000 n/a 0.0%
First Western Trust Bank $385,000 n/a 0.0%
SIRVA MORTGAGE, INC. $1,690,000 $380,000 -77.5% 0.0%
Network Funding, L.P. $375,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $965,000 $370,000 -61.7% 0.0%
Bank of New Hampshire $370,000 n/a 0.0%
Stifel Bank and Trust $540,000 $365,000 -32.4% 0.0%
The Huntington National Bank $365,000 n/a 0.0%
Bristol County Savings Bank $555,000 $355,000 -36.0% 0.0%
Community First National Bank $355,000 n/a 0.0%
Main Street Bank $1,595,000 $350,000 -78.1% 0.0%
Webster Five Cents Savings Bank $1,470,000 $350,000 -76.2% 0.0%
LENDINGONE, LLC $345,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $340,000 n/a 0.0%
TJC Mortgage, Inc. $820,000 $335,000 -59.1% 0.0%
MMS MORTGAGE SERVICES, LTD. $685,000 $330,000 -51.8% 0.0%
Blue Ridge Bank $325,000 n/a 0.0%
East Cambridge Savings Bank $265,000 $325,000 22.6% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $325,000 n/a 0.0%
Middlesex Federal Savings, F.A. $325,000 n/a 0.0%
Navigant Credit Union $315,000 $320,000 1.6% 0.0%
NexBank $275,000 $315,000 14.5% 0.0%
USAlliance Federal Credit Union $975,000 $315,000 -67.7% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $315,000 n/a 0.0%
Chemung Canal Trust Company $310,000 n/a 0.0%
Aurora Financial, LLC $305,000 n/a 0.0%
COMMUNITY CREDIT UNION OF LYNN $305,000 n/a 0.0%
Peoples Bank $305,000 n/a 0.0%
First National Bank of America $475,000 $300,000 -36.8% 0.0%
Atlantic Home Loans, Inc. $295,000 n/a 0.0%
Brookline Bank $8,285,000 $295,000 -96.4% 0.0%
First Option Mortgage, LLC $295,000 n/a 0.0%
Capitol Federal Savings Bank $285,000 n/a 0.0%
FAY SERVICING, LLC $285,000 n/a 0.0%
Luxury Mortgage Corp. $1,760,000 $285,000 -83.8% 0.0%
SHREWSBURY Federal Credit Union $285,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $85,000 $285,000 235.3% 0.0%
The Pittsfield Co-operative Bank $205,000 $285,000 39.0% 0.0%
Capital Bank $750,000 $275,000 -63.3% 0.0%
DEEPHAVEN MORTGAGE LLC $275,000 n/a 0.0%
Princeton Mortgage Corporation $275,000 n/a 0.0%
First Midwest Bank $265,000 n/a 0.0%
Kish Bank $265,000 n/a 0.0%
STANFORD Federal Credit Union $265,000 n/a 0.0%
Century Bank and Trust Company $255,000 n/a 0.0%
NBT Bank $385,000 $255,000 -33.8% 0.0%
State Department Federal Credit Union $255,000 n/a 0.0%
Needham Bank $250,000 n/a 0.0%
ABINGTON BANK $245,000 n/a 0.0%
East West Bank $245,000 n/a 0.0%
Enterprise Bank and Trust Company $245,000 n/a 0.0%
Northwest Community Bank $845,000 $245,000 -71.0% 0.0%
St. Mary's Credit Union $410,000 $245,000 -40.2% 0.0%
Advisors Mortgage Group, L.L.C. $770,000 $235,000 -69.5% 0.0%
MSA MORTGAGE, LLC $225,000 $235,000 4.4% 0.0%
OAKTREE FUNDING CORP. $235,000 n/a 0.0%
South State Bank $235,000 n/a 0.0%
American Airlines Federal Credit Union $425,000 $230,000 -45.9% 0.0%
Ameris Bank $225,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,220,000 $225,000 -81.6% 0.0%
Hometown Lenders, Inc. $225,000 n/a 0.0%
NATIONAL COOPERATIVE BANK, N.A. $65,000 $220,000 238.5% 0.0%
StonehamBank, A Co-operative Bank $215,000 n/a 0.0%
GFA Federal Credit Union $670,000 $210,000 -68.7% 0.0%
BOKF $275,000 $205,000 -25.5% 0.0%
Dedham Institution for Savings $935,000 $205,000 -78.1% 0.0%
FM Home Loans, LLC $205,000 n/a 0.0%
Home Mortgage Alliance Corp $205,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $300,000 $205,000 -31.7% 0.0%
PURDUE FEDERAL CREDIT UNION $205,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $295,000 $195,000 -33.9% 0.0%
MORTGAGE MARKETS CUSO, LLC $185,000 n/a 0.0%
MountainOne Bank $1,215,000 $185,000 -84.8% 0.0%
THRIVE MORTGAGE, LLC $185,000 n/a 0.0%
Ukrainian Federal Credit Union $185,000 n/a 0.0%
Boston Private Bank & Trust Company $605,000 $175,000 -71.1% 0.0%
LENDUS, LLC $175,000 n/a 0.0%
Rollstone Bank & Trust $175,000 n/a 0.0%
Salem Five Cents Savings Bank $95,000 $175,000 84.2% 0.0%
Wakefield Co-operative Bank $175,000 n/a 0.0%
Cambridge Trust Company $405,000 $165,000 -59.3% 0.0%
FBC MORTGAGE, LLC $610,000 $165,000 -73.0% 0.0%
Amalgamated Bank $740,000 $155,000 -79.1% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $380,000 $155,000 -59.2% 0.0%
BMO Harris Bank $155,000 n/a 0.0%
PARKSIDE LENDING, LLC $235,000 $155,000 -34.0% 0.0%
Secured Investment Corp. $155,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $145,000 n/a 0.0%
ALIGN CREDIT UNION $765,000 $135,000 -82.4% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $675,000 $135,000 -80.0% 0.0%
KINECTA $135,000 n/a 0.0%
Avidia Bank $1,190,000 $115,000 -90.3% 0.0%
Charles River Bank $115,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $105,000 n/a 0.0%
Signature Federal Credit Union $95,000 $85,000 -10.5% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $75,000 n/a 0.0%
GEORGIA'S OWN $75,000 n/a 0.0%
JUSTICE Federal Credit Union $65,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $65,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $240,000 $45,000 -81.3% 0.0%
TrustCo Bank $45,000 n/a 0.0%
CORNING $35,000 $35,000 0.0% 0.0%

SPRINGFIELD's top lender by overall market share is QUICKEN LOANS, LLC, with 6.9% market share. In second place, with 3.5%, is HARBORONE MORTGAGE, LLC, having originated $191,705,000 in loans. In third place, with 3.3%, is Mortgage Network, Inc., having originated $176,965,000 in loans. In fourth place, with 3.2%, is PeoplesBank, having originated $175,970,000 in loans. In fifth place, with 3.0%, is POLISH NATIONAL, having originated $161,605,000 in loans.


SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $244,900 (8.9%) $300,694 (12.9%) 0.91 1,387
2018-02-01 $249,900 (11.1%) $304,182 (11.8%) 0.91 1,325
2018-03-01 $264,900 (10.4%) $315,824 (10.0%) 0.93 1,357
2018-04-01 $277,450 (11.0%) $328,050 (11.3%) 0.94 1,417
2018-05-01 $279,900 (7.9%) $329,059 (9.0%) 0.93 1,641
2018-06-01 $279,000 (7.4%) $328,173 (7.2%) 0.93 1,797
2018-07-01 $277,450 (6.8%) $328,610 (6.4%) 0.93 1,881
2018-08-01 $267,900 (2.3%) $322,990 (4.3%) 0.90 1,917
2018-09-01 $259,900 (0.0%) $319,000 (3.9%) 0.87 1,983
2018-10-01 $259,900 (2.7%) $318,728 (4.6%) 0.88 1,989
2018-11-01 $259,900 (4.0%) $318,557 (4.4%) 0.88 1,835
2018-12-01 $249,900 (0.0%) $309,985 (2.6%) 0.86 1,633
2019-01-01 $249,900 (2.0%) $305,196 (1.5%) 0.86 1,394
2019-02-01 $245,950 (-1.6%) $307,953 (1.2%) 0.83 1,316
2019-03-01 $258,371 (-2.5%) $322,340 (2.1%) 0.84 1,305
2019-04-01 $277,450 (0.0%) $341,520 (4.1%) 0.88 1,314
2019-05-01 $287,900 (2.9%) $347,076 (5.5%) 0.90 1,464
2019-06-01 $298,750 (7.1%) $352,165 (7.3%) 0.93 1,567
2019-07-01 $295,000 (6.3%) $350,534 (6.7%) 0.92 1,617
2019-08-01 $285,809 (6.7%) $343,994 (6.5%) 0.90 1,652
2019-09-01 $279,673 (7.6%) $335,795 (5.3%) 0.89 1,686
2019-10-01 $274,950 (5.8%) $329,290 (3.3%) 0.89 1,711
2019-11-01 $269,000 (3.5%) $328,642 (3.2%) 0.88 1,539
2019-12-01 $271,950 (8.8%) $331,571 (7.0%) 0.91 1,297
2020-01-01 $270,000 (8.0%) $332,202 (8.9%) 0.90 1,130
2020-02-01 $271,200 (10.3%) $332,591 (8.0%) 0.89 1,079
2020-03-01 $299,900 (16.1%) $357,877 (11.0%) 0.94 1,093
2020-04-01 $299,900 (8.1%) $363,364 (6.4%) 0.94 1,060
2020-05-01 $324,900 (12.9%) $378,984 (9.2%) 0.99 1,027
2020-06-01 $338,450 (13.3%) $394,803 (12.1%) 1.00 971
2020-07-01 $343,850 (16.6%) $398,602 (13.7%) 1.00 885
2020-08-01 $349,000 (22.1%) $410,805 (19.4%) 1.00 854
2020-09-01 $346,950 (24.1%) $413,770 (23.2%) 0.99 877
2020-10-01 $324,950 (18.2%) $396,633 (20.5%) 0.93 904
2020-11-01 $304,950 (13.4%) $389,800 (18.6%) 0.89 803
2020-12-01 $289,455 (6.4%) $375,600 (13.3%) 0.86 725
2021-01-01 $299,000 (10.7%) $391,898 (18.0%) 0.89 590
2021-02-01 $328,675 (21.2%) $409,063 (23.0%) 0.96 490
2021-03-01 $344,900 (15.0%) $425,234 (18.8%) 0.98 455
2021-04-01 $359,950 (20.0%) $441,095 (21.4%) 0.97 473
2021-05-01 $350,000 (7.7%) $428,565 (13.1%) 0.93 539
2021-06-01 $338,500 (0.0%) $426,984 (8.2%) 0.89 622
2021-07-01 $345,000 (0.3%) $426,847 (7.1%) 0.91 650
2021-08-01 $339,725 (-2.7%) $415,904 (1.2%) 0.91 725
2021-09-01 $308,725 (-11.0%) $405,517 (-2.0%) 0.82 702
2021-10-01 $299,900 (-7.7%) $399,207 (0.7%) 0.80 666
2021-11-01 $303,473 (-0.5%) $416,031 (6.7%) 0.81 612
2021-12-01 $303,900 (5.0%) $413,270 (10.0%) 0.82 513
2022-01-01 $325,000 (8.7%) $415,816 (6.1%) 0.88 400
2022-02-01 $315,000 (-4.2%) $408,793 (-0.1%) 0.82 363
2022-03-01 $326,950 (-5.2%) $411,081 (-3.3%) 0.82 349
2022-04-01 $355,000 (-1.4%) $433,593 (-1.7%) 0.85 399
2022-05-01 $352,375 (0.7%) $424,524 (-0.9%) 0.81 511
2022-06-01 $349,950 (3.4%) $433,694 (1.6%) 0.78 655
2022-07-01 $349,263 (1.2%) $422,528 (-1.0%) 0.79 773
2022-08-01 $344,900 (1.5%) $418,253 (0.6%) 0.80 777
2022-09-01 $350,000 (13.4%) $424,363 (4.7%) 0.82 768
2022-10-01 $349,900 (16.7%) $428,353 (7.3%) 0.82 728
SPRINGFIELD's median listing price for 2022-10-01 was $349,900, a difference of $50,000 (16.7%) versus the prior year and $-100 versus the prior month.

SPRINGFIELD's median listing price comes in at 82% of the national average.

SPRINGFIELD's average listing price for 2022-10-01 was $428,353, a difference of $29,146 (7.3%) versus the prior year and $3,990 versus the prior month.

For the 2022-10-01 period, SPRINGFIELD had 728 MLS listings, a difference of -40 listings (-5%) versus the prior month and 62 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 93 days 1,639 sqft
2018-02-01 95 days 1,654 sqft
2018-03-01 66 days 1,714 sqft
2018-04-01 51 days 1,791 sqft
2018-05-01 44 days 1,800 sqft
2018-06-01 43 days 1,800 sqft
2018-07-01 51 days 1,795 sqft
2018-08-01 58 days 1,761 sqft
2018-09-01 65 days 1,734 sqft
2018-10-01 67 days 1,736 sqft
2018-11-01 72 days 1,746 sqft
2018-12-01 77 days 1,723 sqft
2019-01-01 85 days 1,701 sqft
2019-02-01 82 days 1,710 sqft
2019-03-01 66 days 1,762 sqft
2019-04-01 49 days 1,821 sqft
2019-05-01 42 days 1,830 sqft
2019-06-01 45 days 1,852 sqft
2019-07-01 51 days 1,836 sqft
2019-08-01 55 days 1,809 sqft
2019-09-01 58 days 1,786 sqft
2019-10-01 60 days 1,768 sqft
2019-11-01 66 days 1,746 sqft
2019-12-01 77 days 1,737 sqft
2020-01-01 84 days 1,740 sqft
2020-02-01 75 days 1,734 sqft
2020-03-01 54 days 1,797 sqft
2020-04-01 62 days 1,791 sqft
2020-05-01 71 days 1,801 sqft
2020-06-01 58 days 1,866 sqft
2020-07-01 51 days 1,831 sqft
2020-08-01 51 days 1,868 sqft
2020-09-01 45 days 1,843 sqft
2020-10-01 43 days 1,777 sqft
2020-11-01 50 days 1,737 sqft
2020-12-01 59 days 1,689 sqft
2021-01-01 64 days 1,700 sqft
2021-02-01 63 days 1,746 sqft
2021-03-01 44 days 1,739 sqft
2021-04-01 23 days 1,790 sqft
2021-05-01 22 days 1,764 sqft
2021-06-01 20 days 1,710 sqft
2021-07-01 28 days 1,723 sqft
2021-08-01 27 days 1,716 sqft
2021-09-01 30 days 1,652 sqft
2021-10-01 31 days 1,609 sqft
2021-11-01 33 days 1,637 sqft
2021-12-01 45 days 1,642 sqft
2022-01-01 52 days 1,637 sqft
2022-02-01 24 days 1,627 sqft
2022-03-01 25 days 1,613 sqft
2022-04-01 18 days 1,722 sqft
2022-05-01 17 days 1,734 sqft
2022-06-01 19 days 1,742 sqft
2022-07-01 26 days 1,728 sqft
2022-08-01 35 days 1,694 sqft
2022-09-01 37 days 1,708 sqft
2022-10-01 38 days 1,699 sqft
SPRINGFIELD's median listing age (time on market) for 2022-10-01 was 38 days. This is 23% longer than the same period one year ago.

SPRINGFIELD's median square footage for active listings during the 2022-10-01 period was 1,699 sqft. One year prior, the average listing was 1,609 sqft.

SPRINGFIELD, MA Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
01001 Springfield, MA $770 $930 $1,160 $1,430 $1,720
01002 Springfield, MA $980 $1,180 $1,480 $1,830 $2,200
01003 Springfield, MA $960 $1,160 $1,450 $1,800 $2,160
01004 Springfield, MA $820 $990 $1,240 $1,530 $1,840
01007 Springfield, MA $760 $910 $1,140 $1,410 $1,690
01008 Springfield, MA $1,090 $1,310 $1,640 $2,030 $2,430
01009 Springfield, MA $750 $900 $1,130 $1,390 $1,670
01010 Springfield, MA $790 $950 $1,190 $1,470 $1,770
01011 Springfield, MA $730 $880 $1,100 $1,360 $1,630
01012 Springfield, MA $900 $1,090 $1,360 $1,680 $2,020
01013 Springfield, MA $680 $810 $1,020 $1,270 $1,510
01014 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01020 Springfield, MA $720 $870 $1,090 $1,350 $1,620
01021 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01022 Springfield, MA $930 $1,120 $1,400 $1,730 $2,080
01026 Springfield, MA $760 $810 $1,060 $1,320 $1,490
01027 Springfield, MA $710 $850 $1,070 $1,320 $1,590
01028 Springfield, MA $680 $820 $1,030 $1,270 $1,530
01030 Springfield, MA $720 $860 $1,080 $1,340 $1,600
01032 Springfield, MA $870 $1,040 $1,310 $1,620 $1,930
01033 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01034 Springfield, MA $930 $1,120 $1,400 $1,730 $2,080
01035 Springfield, MA $860 $1,040 $1,300 $1,610 $1,930
01036 Springfield, MA $770 $930 $1,160 $1,430 $1,720
01038 Springfield, MA $810 $970 $1,220 $1,510 $1,810
01039 Springfield, MA $830 $990 $1,240 $1,540 $1,840
01040 Springfield, MA $680 $810 $1,020 $1,270 $1,500
01041 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01050 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01053 Springfield, MA $1,090 $1,310 $1,640 $2,030 $2,430
01056 Springfield, MA $740 $890 $1,110 $1,370 $1,650
01057 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01060 Springfield, MA $960 $1,160 $1,450 $1,790 $2,150
01061 Springfield, MA $820 $990 $1,240 $1,530 $1,840
01062 Springfield, MA $730 $880 $1,100 $1,360 $1,630
01063 Springfield, MA $960 $1,160 $1,450 $1,790 $2,150
01066 Springfield, MA $750 $900 $1,130 $1,400 $1,670
01069 Springfield, MA $680 $810 $1,020 $1,270 $1,500
01070 Springfield, MA $800 $900 $1,140 $1,490 $1,660
01071 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01073 Springfield, MA $730 $880 $1,100 $1,360 $1,630
01075 Springfield, MA $710 $850 $1,070 $1,320 $1,590
01077 Springfield, MA $750 $900 $1,130 $1,400 $1,680
01079 Springfield, MA $1,020 $1,230 $1,540 $1,900 $2,290
01080 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01081 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01082 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01084 Springfield, MA $730 $880 $1,100 $1,360 $1,640
01085 Springfield, MA $720 $870 $1,090 $1,350 $1,620
01086 Springfield, MA $720 $870 $1,090 $1,350 $1,620
01088 Springfield, MA $730 $880 $1,100 $1,360 $1,630
01089 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01090 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01095 Springfield, MA $760 $920 $1,150 $1,420 $1,710
01096 Springfield, MA $800 $940 $1,180 $1,490 $1,750
01097 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01098 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01101 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01103 Springfield, MA $720 $870 $1,090 $1,350 $1,620
01104 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01105 Springfield, MA $680 $810 $1,020 $1,270 $1,490
01106 Springfield, MA $1,040 $1,250 $1,560 $1,930 $2,310
01107 Springfield, MA $730 $880 $1,100 $1,360 $1,630
01108 Springfield, MA $740 $890 $1,110 $1,370 $1,650
01109 Springfield, MA $770 $930 $1,160 $1,430 $1,720
01115 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01116 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01118 Springfield, MA $870 $1,050 $1,310 $1,620 $1,940
01119 Springfield, MA $770 $930 $1,160 $1,430 $1,720
01128 Springfield, MA $1,090 $1,310 $1,640 $2,030 $2,430
01129 Springfield, MA $840 $1,010 $1,270 $1,570 $1,880
01138 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01139 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01144 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01151 Springfield, MA $740 $890 $1,110 $1,370 $1,650
01152 Springfield, MA $700 $850 $1,060 $1,310 $1,570
01223 Springfield, MA $1,270 $1,380 $1,810 $2,240 $2,540
01235 Springfield, MA $760 $830 $1,060 $1,330 $1,490
01243 Springfield, MA $830 $960 $1,220 $1,510 $1,770
01330 Springfield, MA $800 $900 $1,140 $1,490 $1,660
01339 Springfield, MA $800 $900 $1,140 $1,490 $1,660
01521 Springfield, MA $920 $1,110 $1,390 $1,720 $2,060

2022 Average & Median Rent Data Statistics
SPRINGFIELD, MA average 1BR rent: $937, median: $880
SPRINGFIELD, MA average 2BR rent: $1,176, median: $1,100
SPRINGFIELD, MA average 3BR rent: $1,458, median: $1,360

SPRINGFIELD, MA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,907 $2,313,605,000 $259,751
Refi 8,474 $1,840,600,000 $217,206
Cash Out Refi 5,304 $1,111,680,000 $209,593
Home Improvement 891 $110,885,000 $124,450
Other 551 $62,805,000 $113,984

Springfield's most frequently cited loan purpose was Home Purchase, with 8,907 originations. The 2nd most popular reason was Refi, with 8,474 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 9,990 $2,349,280,000 $235,163
3-4% 7,741 $1,820,945,000 $235,234
<2.5% 3,853 $783,965,000 $203,469
4-5% 776 $136,830,000 $176,327
5-6% 198 $19,600,000 $98,990
6-7% 79 $5,955,000 $75,380
7-8% 58 $5,080,000 $87,586
Over 8% 41 $4,705,000 $114,756

During 2021, Springfield's most frequently originated rate bucket was 2.5-3%, with 9,990 originations.

Loan Sizing (SPRINGFIELD, MA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 11,402 $3,040,200,000 $266,637
$100k-200k 8,871 $1,381,565,000 $155,739
$100,000 or less 2,527 $137,435,000 $54,387
$400k-600k 1,129 $526,145,000 $466,027
$600k-1000k 140 $98,850,000 $706,071
$Over $1MM 58 $255,380,000 $4,403,103

SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 11,402 originations, totaling $3,040,200,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 8,176 $2,116,080,000 $258,816
80-100% 7,602 $1,960,090,000 $257,839
40-60% 3,522 $635,320,000 $180,386
20-40% 1,448 $182,020,000 $125,704
Under 20% 1,113 $44,895,000 $40,337
Over 100% 181 $63,075,000 $348,481

SPRINGFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 8,176 originations, totaling $2,116,080,000 in origination value.