SPRINGFIELD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Springfield averaged 5.25% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.52% and one month ago for the week of 2022-04-07, the average rate was 4.77%.

Springfield's average rate one year ago was 3.02%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Springfield 30 Year Fixed Rate 2022-05-12 5.25%
Springfield 30 Year Fixed Rate Refi 2022-05-12 5.62%
Springfield 15 Year Fixed Rate 2022-05-12 4.85%
Springfield 15 Year Fixed Rate Refi 2022-05-12 4.67%
Springfield 30 Year FHA 2022-05-12 5.62%
Springfield 30 Year FHA Refi 2022-05-12 5.35%
Springfield 30 Year USDA 2022-05-12 5.38%
Springfield 30 Year USDA Refi 2022-05-12 5.27%
Springfield 30 Year VA 2022-05-12 5.44%
Springfield 30 Year VA Refi 2022-05-12 5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPRINGFIELD, MA.

SPRINGFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SPRINGFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 835 3.10% $5,164
HARBORONE MORTGAGE, LLC 452 3.04% $4,050
Mortgage Network, Inc. 450 3.09% $4,770
PeoplesBank 328 2.97% $3,510
Westfield Bank 315 2.99% $3,488
POLISH NATIONAL 306 2.97% $3,206
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 298 3.16% $4,279
ACADEMY MORTGAGE CORPORATION 294 3.20% $4,199
MOVEMENT MORTGAGE, LLC 284 3.15% $4,238
Greenfield Savings Bank 284 3.06% $4,105
Freedom Credit Union 249 2.98% $3,564
Easthampton Savings Bank 241 3.16% $3,107
RESIDENTIAL MORTGAGE SERVICES, INC. 227 3.10% $3,783
Florence Bank 224 2.89% $4,668
LOANDEPOT.COM, LLC 217 3.03% $4,663
GUARANTEED RATE, INC. 212 3.07% $3,814
Citizens Bank 180 3.04% $3,902
UNITED WHOLESALE MORTGAGE, LLC 177 3.07% $4,573
Evolve Bank & Trust 162 3.08% $2,828
AMERISAVE MORTGAGE CORPORATION 160 2.94% $4,823
NEWREZ LLC 159 3.26% $5,109
Country Bank for Savings 145 2.97% $4,834
HOLYOKE 130 3.18% $3,949
TD Bank 130 3.01% $3,371
NORTHPOINT MORTGAGE, INC. 125 2.98% $4,014
NORWICH COMMERCIAL GROUP, INC. 125 3.21% $4,195
People's United Bank 120 2.95% $3,804
MEMBER ADVANTAGE MORTGAGE, LLC 116 3.08% $5,214
RADIUS FINANCIAL GROUP INC. 115 3.03% $3,941
Mr. Cooper ( Nationstar Mortgage ) 95 3.39% $5,171
Wells Fargo Bank 94 3.25% $3,696
CROSSCOUNTRY MORTGAGE, LLC 91 3.18% $4,592
Bank of America 80 2.72% $4,315
KeyBank 73 3.08% $2,904
Berkshire Bank 68 3.10% $2,888
FINANCE OF AMERICA MORTGAGE LLC 65 3.22% $3,878
NORTHERN MORTGAGE SERVICES, LLC 62 3.39% $4,051
INLAND BANK & TRUST 62 3.31% $4,684
PENNYMAC LOAN SERVICES, LLC 60 3.25% $4,826
JPMorgan Chase Bank 57 3.05% $3,858
FREEDOM MORTGAGE CORPORATION 53 3.23% $2,567
HOMEBRIDGE FINANCIAL SERVICES, INC. 53 3.31% $4,406
TOTAL MORTGAGE SERVICES, LLC 52 3.53% $4,714
CALIBER HOME LOANS, INC. 51 3.17% $3,924
BAY EQUITY LLC 50 3.23% $4,801
GREATER SPRINGFIELD CREDIT UNION 50 3.35% $2,226
HOME POINT FINANCIAL CORPORATION 47 3.14% $3,682
Leader Bank 47 2.75% $3,493
GUARANTEED RATE AFFINITY, LLC 46 3.03% $4,086
LUSO 38 2.87% $4,341
EMBRACE HOME LOANS, INC. 37 3.17% $4,087
EMM LOANS LLC 33 3.17% $6,366
Flagstar Bank, FSB 32 3.36% $3,803
BROKER SOLUTIONS, INC. 31 3.11% $4,102
Envision Bank 27 3.26% $3,259
MUTUAL OF OMAHA MORTGAGE, INC. 26 3.12% $3,711
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 25 2.96% $3,894
Cornerstone Bank 24 3.01% $3,280
U.S. Bank 23 3.01% $3,493
FIRST WORLD MORTGAGE CORPORATION 23 3.19% $4,541
First Guaranty Mortgage Corporation 23 3.03% $4,080
DIGITAL Federal Credit Union 23 2.89% $5,064
ZILLOW HOME LOANS, LLC 23 3.04% $4,357
Nations Lending Corporation 22 3.38% $4,354
ENVOY MORTGAGE, LTD 21 3.37% $3,889
LAKEVIEW LOAN SERVICING, LLC 20 3.47% $3,787
PRIMARY RESIDENTIAL MORTGAGE, INC. 20 3.22% $6,121
NAVY FEDERAL CREDIT UNION 20 3.49% $3,648
Shamrock Home Loans, Inc. 19 3.22% $3,690
WASHINGTON TRUST MORTGAGE COMPANY LLC 18 3.24% $3,962
UMASSFIVE COLLEGE Federal Credit Union 18 3.38% $5,499
HOMESIDE FINANCIAL, LLC 18 3.14% $5,460
GUILD MORTGAGE COMPANY 17 3.26% $3,627
MEMBERS MORTGAGE COMPANY, INC. 17 2.90% $3,164
DRAPER AND KRAMER MORTGAGE CORP. 17 3.17% $3,835
ATHOL CREDIT UNION 17 3.21% $3,744
Bank of England 16 3.34% $4,117
Workers Credit Union 16 3.14% $3,226
SOFI LENDING CORP. 14 2.95% $3,393
STEARNS LENDING, LLC 14 3.16% $4,532
PNC Bank 13 3.22% $4,385
GUIDANCE RESIDENTIAL, LLC 13 3.27% $3,898
WILLIAM RAVEIS MORTGAGE, LLC 13 3.13% $3,749
SALEM FIVE MORTGAGE COMPANY, LLC 13 3.08% $4,258
Watermark Capital, Inc. 13 2.85% $3,165
Ross Mortgage Company, Inc. 12 2.88% $3,807
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 3.48% $3,969
Webster Bank 12 3.00% $5,364
BAYCOAST MORTGAGE COMPANY, LLC 12 3.17% $3,161
NEW FED MORTGAGE, CORP. 11 3.05% $4,356
AMERICAN FINANCING CORPORATION 11 3.07% $3,993
North American Savings Bank, F.S.B. 11 3.13% $3,127
The Federal Savings Bank 11 3.26% $6,458
AMERICAN FINANCIAL NETWORK, INC. 10 3.15% $8,742
First Savings Bank 10 3.38% $4,983
AMERICAN EAGLE FINANCIAL CREDIT UNION 10 2.83% $3,620
SUCCESS MORTGAGE PARTNERS, INC. 9 2.76% $2,447
Fidelity Co-operative Bank 9 3.40% $3,790
RELIANCE FIRST CAPITAL, LLC 9 3.36% $5,171
EVERETT FINANCIAL, INC. 8 3.47% $1,938
ALLIED MORTGAGE GROUP, INC. 8 3.26% $3,812
Mortgage Research Center, LLC 8 2.95% $4,938
FirstBank 8 2.86% $1,799
CONTOUR MORTGAGE CORPORATION 8 3.19% $6,169
AMERICAN INTERNET MORTGAGE, INC. 8 2.77% $2,951
First Federal Bank 8 3.23% $4,248
NFM, INC. 8 3.17% $3,525
LADERA LENDING, INC. 7 3.29% $3,169
TIAA, FSB 7 3.21% $4,014
Fall River Five Cents Savings Bank 7 2.91% $2,621
PROVIDENT FUNDING ASSOCIATES, L.P. 7 2.59% $3,040
Axos Bank 7 2.96% $2,808
Discover Bank 7 5.10% $0
ARC HOME LLC 7 3.53% $6,294
Northpointe Bank 7 3.49% $4,561
Manufacturers and Traders Trust Company 7 3.55% $4,423
Liberty Bank 6 3.38% $3,834
DREW MORTGAGE ASSOCIATES, INC. 6 3.16% $4,240
Santander Bank, N.A. 6 3.12% $2,802
Sierra Pacific Mortgage Company, Inc. 6 2.96% $3,805
KELLER MORTGAGE, LLC 6 3.29% $2,980
UBS Bank USA 6 3.33% $4,352
Strong Home Mortgage, LLC 6 2.90% $2,203
Northern Bank & Trust Company 5 2.73% $2,229
CMG MORTGAGE, INC. 5 3.12% $3,692
Prosperity Home Mortgage, LLC 5 3.25% $3,797
NBKC BANK 5 3.02% $2,414
Cambridge Savings Bank 5 3.05% $2,728
NJ LENDERS CORP. 5 2.80% $2,920
GREYLOCK 5 3.27% $3,126
Triumph Bank 5 2.85% $2,594
Eastern Bank 5 2.87% $5,284
LENDERFI, INC. 5 2.78% $1,710
Rockland Trust Company 5 3.15% $4,650
Community Bank 5 3.38% $1,177
Adams Community Bank 4 3.28% $2,994
CHURCHILL MORTGAGE CORPORATION 4 3.38% $3,833
HARVARD UNIVERSITY EMPLOYEES 4 2.81% $2,341
LEADERONE FINANCIAL CORPORATION 4 3.47% $4,931
Bangor Savings Bank 4 2.94% $2,339
BNC National Bank 4 2.72% $3,112
Quontic Bank 4 5.63% $11,042
UNION HOME MORTGAGE CORP. 4 2.97% $3,395
NATIONAL COOPERATIVE BANK, N.A. 4 3.47% $3,150
First Home Bank 4 2.97% $5,366
Firstrust Savings Bank 4 2.72% $2,884
The Cape Cod Five Cents Savings Bank 4 3.00% $2,817
Farm Credit East, ACA 4 3.73% $4,046
BAYSHORE MORTGAGE FUNDING, LLC 3 3.29% $4,013
Paramount Residential Mortgage Group, Inc. 3 3.25% $3,656
Morgan Stanley Private Bank 3 2.92% $3,297
FIRST HOME MORTGAGE CORPORATION 3 3.63% $5,088
InterContinental Capital Group, Inc 3 2.92% $3,739
First Internet Bank of Indiana 3 2.79% $4,140
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 3.62% $5,678
Truist Bank 3 3.12% $3,087
Jeanne D'Arc Credit Union 3 3.04% $2,998
UniBank for Savings 3 2.96% $2,259
HOMESTEAD FUNDING CORP. 3 2.88% $3,770
Prime Choice Funding Inc. 3 2.92% $4,184
USAA Federal Savings Bank 3 3.17% $3,195
Beeline Loans, Inc. 3 3.00% $4,236
WEBSTER FIRST Federal Credit Union 3 3.17% $2,736
First Republic Bank 3 2.92% $3,265
Cf Bank 3 2.92% $1,809
Magnolia Bank 3 3.67% $4,944
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 3.79% $4,543
HANSCOM 3 3.08% $3,002
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.08% $5,006
POLARIS HOME FUNDING CORP. 2 3.38% $7,164
GENEVA FINANCIAL, LLC 2 4.13% $8,438
Goldwater Bank, N.A. 2 3.13% $3,545
First Federal Bank of Kansas City 2 3.19% $2,826
GUARANTY HOME MORTGAGE CORPORATION 2 2.88% $2,602
FINEX CREDIT UNION 2 2.88% $9,259
FAMILY FIRST FUNDING LLC 2 3.44% $3,961
HUNT MORTGAGE CORPORATION 2 3.56% $4,977
EQUITY RESOURCES, INC. 2 3.19% $2,903
ITHINK FINANCIAL Credit Union 2 2.94% $2,988
IVY MORTGAGE, INC. 2 3.19% $2,663
LENDSURE MORTGAGE CORP. 2 4.62% $7,968
MID-ISLAND MORTGAGE CORP. 2 3.25% $1,656
Milford Federal Bank 2 3.06% $3,884
MORTGAGE EQUITY PARTNERS LLC 2 4.00% $5,078
CONWAY FINANCIAL SERVICES, LLC 2 3.19% $3,679
Charles Schwab Bank, SSB 2 2.49% $8,610
North Easton Savings Bank 2 3.63% $3,130
North Shore Bank, a Co-operative Bank 2 2.81% $2,725
OCMBC, INC. 2 1.38% $4,216
Paramount Bank 2 3.06% $3,722
PENTAGON FEDERAL CREDIT UNION 2 3.00% $2,017
Bridgewater Savings Bank 2 3.00% $2,029
PHH Mortgage Corporation 2 3.38% $4,727
Poli Mortgage Group, Inc. 2 3.25% $1,575
BETTER MORTGAGE CORPORATION 2 3.19% $6,360
Bethpage Federal Credit Union 2 3.75% $5,950
Barrington Bank & Trust Company, N.A. 2 3.19% $3,861
Bank of New Hampshire 2 3.25% $3,041
The Bank of Canton 2 2.88% $2,768
TOP FLITE FINANCIAL, INC. 2 3.50% $8,946
Arvest Bank 2 3.31% $2,506
UIF CORPORATION 2 3.50% $10,509
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.00% $3,609
Needham Bank 1 2.88% $2,665
NBT Bank 1 2.50% $4,065
WALL STREET MORTGAGE BANKERS, LTD. 1 2.50% $5,843
Blue Ridge Bank 1 3.00% $3,961
Presidential Bank, FSB 1 3.13% $4,439
Fidelity Bank 1 3.00% $2,531
Citibank 1 3.13% $2,324
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 3.50% $4,348
Navigant Credit Union 1 2.63% $2,834
MSA MORTGAGE, LLC 1 2.88% $3,650
PROVINCE MORTGAGE ASSOCIATES, INC. 1 3.25% $7,729
COMMUNITY CREDIT UNION OF LYNN 1 3.25% $3,212
MORTGAGE MARKETS CUSO, LLC 1 3.00% $4,824
MILEND, INC. 1 3.13% $5,733
METRO 1 3.63% $5,789
Baxter Credit Union 1 3.25% $3,877
Meridian Bank Corporation 1 3.38% $3,768
First Midwest Bank 1 3.13% $4,018
Bar Harbor Bank & Trust 1 3.63% $6,207
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,201
SELF RELIANCE NY Federal Credit Union 1 2.95% $4,754
FM Home Loans, LLC 1 3.38% $2,870
Dedham Institution for Savings 1 3.50% $2,638
SIRVA MORTGAGE, INC. 1 3.00% $2,887
Luxury Mortgage Corp. 1 2.75% $2,483
South State Bank 1 3.38% $3,352
State Department Federal Credit Union 1 2.88% $6,194
DEEPHAVEN MORTGAGE LLC 1 3.88% $7,766
Stifel Bank and Trust 1 2.63% $2,478
St. Mary's Credit Union 1 3.25% $3,053
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.63% $5,224
Avidia Bank 1 2.88% $1,968
Atlantic Home Lending, Inc. 1 2.38% $3,479
AMERICAN FINANCE HOUSE LARIBA 1 3.35% $7,220
The Camden National Bank 1 3.00% $3,156
Kwik Mortgage Corporation 1 2.75% $1,786
The Central Trust Bank 1 2.63% $4,113
Assurance Financial Group, L.L.C. 1 2.88% $2,355
The Huntington National Bank 1 2.63% $5,803
The Washington Trust Company, of Westerly 1 3.13% $3,633
Kish Bank 1 2.75% $3,130
First National Bank of America 1 7.75% $5,628
ALLIANT CREDIT UNION 1 2.88% $4,836
Toyota Financial Savings Bank 1 2.88% $4,830
East West Bank 1 4.25% $4,103
Enterprise Bank and Trust Company 1 2.75% $3,106
Ixonia Bank 1 3.38% $5,442
Advisors Mortgage Group, L.L.C. 1 2.88% $3,142
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.88% $4,350
NexBank 1 2.75% $4,622
Capital Bank 1 2.88% $1,349
Hometown Equity Mortgage, LLC 1 3.63% $9,937
Cambridge Trust Company 1 2.88% $2,120
OAKTREE FUNDING CORP. 1 5.25% $10,531
OCEANSIDE MORTGAGE COMPANY 1 3.38% $1,579
HOMESPIRE MORTGAGE CORPORATION 1 3.38% $5,309
Home Mortgage Alliance Corp 1 2.87% $8,105
CIBC Bank USA 1 2.25% $3,743
Patriot Community Bank 1 3.00% $0
Network Funding, L.P. 1 3.13% $4,025
Home Loan Investment Bank, F.S.B. 1 3.00% $4,092
Brookline Bank 1 2.88% $2,651
First Western Trust Bank 1 3.00% $4,327
UTILITIES EMPLOYEES CREDIT UNION 1 3.00% $2,830
PLAZA HOME MORTGAGE, INC. 1 2.99% $4,668

SPRINGFIELD, MA's 268 lenders originated 24,127 loans during 2021. The total origination value was $5,439,575,000, with an average loan value of $225,456.

The top SPRINGFIELD lender as defined by loan originations is QUICKEN LOANS, LLC, with 835 loans originated. Their average total fees are $5,164, which is $1,114 higher than the next largest lender, HARBORONE MORTGAGE, LLC.

The lowest fee SPRINGFIELD lenders (with over 10 loans originated) are GREATER SPRINGFIELD CREDIT UNION ($2,226), FREEDOM MORTGAGE CORPORATION ($2,567), Evolve Bank & Trust ($2,828), Berkshire Bank ($2,888) and KeyBank ($2,904).

The lowest rate SPRINGFIELD lenders (with over 10 loans originated) are Bank of America (2.72%), Leader Bank (2.75%), AMERICAN EAGLE FINANCIAL CREDIT UNION (2.83%), Watermark Capital, Inc. (2.85%) and LUSO (2.87%).

SPRINGFIELD, MA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $322,450,000 $376,535,000 16.8% 6.9%
HARBORONE MORTGAGE, LLC $164,145,000 $191,705,000 16.8% 3.5%
Mortgage Network, Inc. $155,080,000 $176,965,000 14.1% 3.3%
PeoplesBank $144,650,000 $175,970,000 21.7% 3.2%
POLISH NATIONAL $120,900,000 $161,605,000 33.7% 3.0%
Citizens Bank $127,375,000 $159,690,000 25.4% 2.9%
MOVEMENT MORTGAGE, LLC $96,585,000 $159,525,000 65.2% 2.9%
Florence Bank $115,385,000 $151,430,000 31.2% 2.8%
Westfield Bank $150,380,000 $146,090,000 -2.9% 2.7%
Greenfield Savings Bank $108,730,000 $145,990,000 34.3% 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $113,285,000 $141,575,000 25.0% 2.6%
ACADEMY MORTGAGE CORPORATION $127,030,000 $141,320,000 11.2% 2.6%
FREEDOM MORTGAGE CORPORATION $138,390,000 $139,255,000 0.6% 2.6%
LOANDEPOT.COM, LLC $66,970,000 $108,135,000 61.5% 2.0%
Easthampton Savings Bank $115,740,000 $106,595,000 -7.9% 2.0%
GUARANTEED RATE, INC. $60,270,000 $100,900,000 67.4% 1.9%
Freedom Credit Union $91,740,000 $99,475,000 8.4% 1.8%
NEWREZ LLC $52,545,000 $94,535,000 79.9% 1.7%
Greenfield Co-operative Bank $80,785,000 $93,930,000 16.3% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $45,065,000 $92,600,000 105.5% 1.7%
Monson Savings Bank $90,450,000 $88,420,000 -2.2% 1.6%
RESIDENTIAL MORTGAGE SERVICES, INC. $78,310,000 $88,360,000 12.8% 1.6%
AMERISAVE MORTGAGE CORPORATION $29,405,000 $66,205,000 125.1% 1.2%
PENNYMAC LOAN SERVICES, LLC $26,095,000 $63,480,000 143.3% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $49,895,000 $62,080,000 24.4% 1.1%
Evolve Bank & Trust $22,410,000 $60,620,000 170.5% 1.1%
NORWICH COMMERCIAL GROUP, INC. $67,285,000 $59,225,000 -12.0% 1.1%
TD Bank $59,145,000 $59,150,000 0.0% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $46,580,000 $58,065,000 24.7% 1.1%
Wells Fargo Bank $30,265,000 $57,755,000 90.8% 1.1%
People's United Bank $48,990,000 $57,500,000 17.4% 1.1%
HOLYOKE $46,910,000 $52,535,000 12.0% 1.0%
Mortgage Research Center, LLC $39,160,000 $51,185,000 30.7% 0.9%
Country Bank for Savings $57,620,000 $49,330,000 -14.4% 0.9%
NORTHPOINT MORTGAGE, INC. $67,180,000 $47,985,000 -28.6% 0.9%
Bank of America $43,985,000 $46,635,000 6.0% 0.9%
GREYSTONE SERVICING COMPANY LLC $23,525,000 $45,015,000 91.3% 0.8%
INLAND BANK & TRUST $40,245,000 $43,035,000 6.9% 0.8%
LAKEVIEW LOAN SERVICING, LLC $21,765,000 $42,090,000 93.4% 0.8%
Berkshire Bank $34,665,000 $41,025,000 18.3% 0.8%
RADIUS FINANCIAL GROUP INC. $42,675,000 $41,000,000 -3.9% 0.8%
LUSO $39,705,000 $37,215,000 -6.3% 0.7%
MEMBER ADVANTAGE MORTGAGE, LLC $55,570,000 $35,640,000 -35.9% 0.7%
Alden Credit Union $49,460,000 $33,910,000 -31.4% 0.6%
ARRHA Credit Union $25,480,000 $32,100,000 26.0% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $18,290,000 $31,580,000 72.7% 0.6%
KeyBank $52,535,000 $30,690,000 -41.6% 0.6%
CALIBER HOME LOANS, INC. $16,885,000 $29,470,000 74.5% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $14,860,000 $29,175,000 96.3% 0.5%
JPMorgan Chase Bank $16,685,000 $28,415,000 70.3% 0.5%
GREATER SPRINGFIELD CREDIT UNION $35,300,000 $27,040,000 -23.4% 0.5%
GUARANTEED RATE AFFINITY, LLC $23,090,000 $24,545,000 6.3% 0.5%
HOME POINT FINANCIAL CORPORATION $15,665,000 $22,695,000 44.9% 0.4%
TOTAL MORTGAGE SERVICES, LLC $11,675,000 $21,450,000 83.7% 0.4%
BAY EQUITY LLC $6,385,000 $21,390,000 235.0% 0.4%
NAVY FEDERAL CREDIT UNION $19,575,000 $21,220,000 8.4% 0.4%
EMBRACE HOME LOANS, INC. $15,325,000 $20,555,000 34.1% 0.4%
Webster Bank $10,075,000 $20,300,000 101.5% 0.4%
Capital One $58,660,000 $19,040,000 -67.5% 0.4%
NORTHERN MORTGAGE SERVICES, LLC $14,385,000 $19,025,000 32.3% 0.3%
USAA Federal Savings Bank $29,160,000 $18,595,000 -36.2% 0.3%
Leader Bank $18,450,000 $17,590,000 -4.7% 0.3%
EMM LOANS LLC $12,255,000 $17,365,000 41.7% 0.3%
Citibank $3,475,000 $16,775,000 382.7% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,845,000 $13,935,000 187.6% 0.3%
BROKER SOLUTIONS, INC. $13,030,000 $13,590,000 4.3% 0.2%
First Guaranty Mortgage Corporation $4,520,000 $13,565,000 200.1% 0.2%
Envision Bank $35,025,000 $13,535,000 -61.4% 0.2%
U.S. Bank $7,520,000 $13,300,000 76.9% 0.2%
Flagstar Bank, FSB $8,855,000 $13,120,000 48.2% 0.2%
Nations Lending Corporation $9,420,000 $12,410,000 31.7% 0.2%
The Federal Savings Bank $19,025,000 $11,720,000 -38.4% 0.2%
FIRST WORLD MORTGAGE CORPORATION $6,350,000 $11,705,000 84.3% 0.2%
Eastern Bank $1,705,000 $11,630,000 582.1% 0.2%
ENVOY MORTGAGE, LTD $2,795,000 $11,425,000 308.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $5,880,000 $11,180,000 90.1% 0.2%
MASSMUTUAL $23,810,000 $10,280,000 -56.8% 0.2%
WALKER & DUNLOP, LLC $35,435,000 $10,130,000 -71.4% 0.2%
Cornerstone Bank $11,485,000 $10,120,000 -11.9% 0.2%
DIGITAL Federal Credit Union $7,425,000 $9,870,000 32.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $8,695,000 $9,635,000 10.8% 0.2%
North Brookfield Savings Bank $8,885,000 $9,100,000 2.4% 0.2%
HOMESIDE FINANCIAL, LLC $3,120,000 $8,850,000 183.7% 0.2%
ZILLOW HOME LOANS, LLC $1,825,000 $8,835,000 384.1% 0.2%
Rockland Trust Company $1,025,000 $8,745,000 753.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $15,285,000 $8,140,000 -46.7% 0.1%
Shamrock Home Loans, Inc. $6,305,000 $7,535,000 19.5% 0.1%
Workers Credit Union $3,845,000 $7,335,000 90.8% 0.1%
NEW FED MORTGAGE, CORP. $5,340,000 $7,140,000 33.7% 0.1%
WASHINGTON TRUST MORTGAGE COMPANY LLC $3,580,000 $6,980,000 95.0% 0.1%
Bank of England $6,115,000 $6,965,000 13.9% 0.1%
First Federal Bank $4,645,000 $6,955,000 49.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $3,725,000 $6,780,000 82.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,190,000 $6,710,000 206.4% 0.1%
SOFI LENDING CORP. $2,025,000 $6,575,000 224.7% 0.1%
MEMBERS MORTGAGE COMPANY, INC. $6,760,000 $6,495,000 -3.9% 0.1%
GUILD MORTGAGE COMPANY $6,375,000 n/a 0.1%
Watermark Capital, Inc. $675,000 $6,280,000 830.4% 0.1%
Arbor Realty Trust, Inc. $6,205,000 n/a 0.1%
ATHOL CREDIT UNION $4,875,000 $6,040,000 23.9% 0.1%
Community Bank $3,785,000 $5,890,000 55.6% 0.1%
PNC Bank $1,930,000 $5,785,000 199.7% 0.1%
STEARNS LENDING, LLC $2,690,000 $5,705,000 112.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $6,650,000 $5,570,000 -16.2% 0.1%
Barrington Bank & Trust Company, N.A. $5,960,000 $5,525,000 -7.3% 0.1%
BAYCOAST MORTGAGE COMPANY, LLC $920,000 $5,495,000 497.3% 0.1%
Metro City Bank $2,020,000 $5,410,000 167.8% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $875,000 $5,345,000 510.9% 0.1%
SALEM FIVE MORTGAGE COMPANY, LLC $3,695,000 $5,285,000 43.0% 0.1%
North American Savings Bank, F.S.B. $5,565,000 $5,280,000 -5.1% 0.1%
UMASSFIVE COLLEGE Federal Credit Union $7,555,000 $5,020,000 -33.6% 0.1%
Santander Bank, N.A. $3,960,000 $4,820,000 21.7% 0.1%
AMERICAN EAGLE FINANCIAL CREDIT UNION $4,395,000 $4,730,000 7.6% 0.1%
WILLIAM RAVEIS MORTGAGE, LLC $6,475,000 $4,730,000 -26.9% 0.1%
LEADERONE FINANCIAL CORPORATION $1,325,000 $4,625,000 249.1% 0.1%
NBKC BANK $2,160,000 $4,505,000 108.6% 0.1%
ALLIED MORTGAGE GROUP, INC. $6,250,000 $4,240,000 -32.2% 0.1%
Ross Mortgage Company, Inc. $3,150,000 $4,080,000 29.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,590,000 $4,055,000 155.0% 0.1%
EVERETT FINANCIAL, INC. $4,015,000 n/a 0.1%
GUIDANCE RESIDENTIAL, LLC $1,320,000 $4,015,000 204.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,575,000 $3,930,000 52.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $3,190,000 $3,925,000 23.0% 0.1%
Athol Savings Bank $3,490,000 $3,825,000 9.6% 0.1%
FirstBank $885,000 $3,795,000 328.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,705,000 $3,770,000 39.4% 0.1%
Liberty Bank $3,120,000 $3,710,000 18.9% 0.1%
Manufacturers and Traders Trust Company $835,000 $3,565,000 326.9% 0.1%
UBS Bank USA $1,740,000 $3,535,000 103.2% 0.1%
LADERA LENDING, INC. $815,000 $3,500,000 329.4% 0.1%
Fidelity Co-operative Bank $2,240,000 $3,355,000 49.8% 0.1%
ARC HOME LLC $3,025,000 $3,350,000 10.7% 0.1%
Quontic Bank $1,075,000 $3,345,000 211.2% 0.1%
AMERICAN FINANCING CORPORATION $2,435,000 $3,340,000 37.2% 0.1%
OCMBC, INC. $4,550,000 $3,280,000 -27.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,400,000 $3,245,000 131.8% 0.1%
Northern Bank & Trust Company $1,945,000 $3,240,000 66.6% 0.1%
Strong Home Mortgage, LLC $985,000 $3,215,000 226.4% 0.1%
Prime Choice Funding Inc. $1,185,000 $3,195,000 169.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,100,000 $3,185,000 189.5% 0.1%
Axos Bank $3,110,000 n/a 0.1%
SOUTHBRIDGE CREDIT UNION $2,080,000 $3,075,000 47.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,160,000 $3,040,000 162.1% 0.1%
BNC National Bank $1,775,000 $3,025,000 70.4% 0.1%
TIAA, FSB $1,730,000 $2,955,000 70.8% 0.1%
Northpointe Bank $2,545,000 $2,875,000 13.0% 0.1%
Fall River Five Cents Savings Bank $2,565,000 $2,845,000 10.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,900,000 $2,765,000 -29.1% 0.1%
PHH Mortgage Corporation $395,000 $2,620,000 563.3% 0.0%
HANSCOM $3,640,000 $2,610,000 -28.3% 0.0%
First Savings Bank $2,220,000 $2,570,000 15.8% 0.0%
360 Federal Credit Union $2,125,000 $2,555,000 20.2% 0.0%
CMG MORTGAGE, INC. $3,550,000 $2,535,000 -28.6% 0.0%
Equity Prime Mortgage LLC $1,200,000 $2,510,000 109.2% 0.0%
Savers Co-operative Bank $4,450,000 $2,400,000 -46.1% 0.0%
NFM, INC. $860,000 $2,395,000 178.5% 0.0%
LENDERFI, INC. $970,000 $2,385,000 145.9% 0.0%
NJ LENDERS CORP. $2,185,000 $2,385,000 9.2% 0.0%
Discover Bank $1,550,000 $2,365,000 52.6% 0.0%
CONTOUR MORTGAGE CORPORATION $1,510,000 $2,285,000 51.3% 0.0%
WEBSTER FIRST Federal Credit Union $2,220,000 $2,230,000 0.5% 0.0%
Paramount Residential Mortgage Group, Inc. $2,430,000 $2,175,000 -10.5% 0.0%
HOMESTEAD FUNDING CORP. $1,285,000 $2,105,000 63.8% 0.0%
GREYLOCK $3,195,000 $2,030,000 -36.5% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $610,000 $2,010,000 229.5% 0.0%
Morgan Stanley Private Bank $335,000 $1,960,000 485.1% 0.0%
LENDSURE MORTGAGE CORP. $1,940,000 n/a 0.0%
The Cape Cod Five Cents Savings Bank $840,000 $1,910,000 127.4% 0.0%
MID AMERICA MORTGAGE, INC. $245,000 $1,795,000 632.7% 0.0%
DREW MORTGAGE ASSOCIATES, INC. $2,515,000 $1,790,000 -28.8% 0.0%
Triumph Bank $1,790,000 n/a 0.0%
Farm Credit East, ACA $2,995,000 $1,775,000 -40.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $820,000 $1,715,000 109.1% 0.0%
Magnolia Bank $1,180,000 $1,675,000 41.9% 0.0%
Beeline Loans, Inc. $255,000 $1,640,000 543.1% 0.0%
KELLER MORTGAGE, LLC $7,295,000 $1,620,000 -77.8% 0.0%
LEOMINSTER CREDIT UNION $1,590,000 $1,595,000 0.3% 0.0%
Hometown Equity Mortgage, LLC $3,050,000 $1,565,000 -48.7% 0.0%
Adams Community Bank $5,220,000 $1,545,000 -70.4% 0.0%
Figure Lending LLC $635,000 $1,545,000 143.3% 0.0%
First Home Bank $1,805,000 $1,545,000 -14.4% 0.0%
FIRST HOME MORTGAGE CORPORATION $1,540,000 $1,540,000 0.0% 0.0%
UNION HOME MORTGAGE CORP. $1,255,000 $1,445,000 15.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $1,660,000 $1,440,000 -13.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,585,000 $1,425,000 -60.3% 0.0%
Firstrust Savings Bank $870,000 $1,400,000 60.9% 0.0%
Truist Bank $2,530,000 $1,390,000 -45.1% 0.0%
InterContinental Capital Group, Inc $1,425,000 $1,375,000 -3.5% 0.0%
Cf Bank $1,345,000 n/a 0.0%
The Bank of Canton $1,195,000 $1,345,000 12.6% 0.0%
CENTRAL ONE FEDERAL CREDIT UNION $655,000 $1,340,000 104.6% 0.0%
RF Renovo Management Company, LLC $135,000 $1,340,000 892.6% 0.0%
Windosr Federal Savings & Loan Association $825,000 $1,310,000 58.8% 0.0%
Cambridge Savings Bank $595,000 $1,300,000 118.5% 0.0%
GREENWOOD $25,000 $1,285,000 5,040.0% 0.0%
Goldman Sachs Bank USA $755,000 $1,270,000 68.2% 0.0%
Prosperity Home Mortgage, LLC $735,000 $1,265,000 72.1% 0.0%
Hometown Bank $2,815,000 $1,245,000 -55.8% 0.0%
Baxter Credit Union $480,000 $1,240,000 158.3% 0.0%
FINEX CREDIT UNION $490,000 $1,235,000 152.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,230,000 n/a 0.0%
Bangor Savings Bank $745,000 $1,190,000 59.7% 0.0%
LENDINGHOME FUNDING CORPORATION $270,000 $1,185,000 338.9% 0.0%
MID-ISLAND MORTGAGE CORP. $1,515,000 $1,160,000 -23.4% 0.0%
METRO $1,635,000 $1,145,000 -30.0% 0.0%
The Bank of Greene County $3,295,000 $1,135,000 -65.6% 0.0%
Farmers Bank & Trust $765,000 $1,125,000 47.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,115,000 n/a 0.0%
First Internet Bank of Indiana $935,000 $1,095,000 17.1% 0.0%
Bay State Savings Bank $765,000 $1,090,000 42.5% 0.0%
MORTGAGE EQUITY PARTNERS LLC $3,120,000 $1,075,000 -65.5% 0.0%
SIWELL, INC. $235,000 $1,060,000 351.1% 0.0%
HARVARD UNIVERSITY EMPLOYEES $1,295,000 $1,050,000 -18.9% 0.0%
Colonial Savings, F.A. $270,000 $1,040,000 285.2% 0.0%
PLAZA HOME MORTGAGE, INC. $1,665,000 $1,035,000 -37.8% 0.0%
BayCoast Bank $910,000 $1,025,000 12.6% 0.0%
Kwik Mortgage Corporation $1,015,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $1,010,000 n/a 0.0%
The Washington Trust Company, of Westerly $205,000 $1,005,000 390.2% 0.0%
Arvest Bank $815,000 $940,000 15.3% 0.0%
BETTER MORTGAGE CORPORATION $935,000 n/a 0.0%
Milford Federal Bank $935,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $935,000 n/a 0.0%
EQUITY RESOURCES, INC. $2,150,000 $930,000 -56.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,310,000 $925,000 -60.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,165,000 $910,000 -58.0% 0.0%
Atlantic Home Lending, Inc. $900,000 n/a 0.0%
INTELLILOAN, INC. $875,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $155,000 $860,000 454.8% 0.0%
UIF CORPORATION $365,000 $860,000 135.6% 0.0%
Meridian Bank Corporation $335,000 $850,000 153.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $815,000 $845,000 3.7% 0.0%
LIMA ONE CAPITAL, LLC $635,000 $825,000 29.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,495,000 $770,000 -48.5% 0.0%
First Republic Bank $850,000 $770,000 -9.4% 0.0%
ATHAS CAPITAL GROUP, INC. $765,000 n/a 0.0%
Presidential Bank, FSB $385,000 $760,000 97.4% 0.0%
Home Loan Investment Bank, F.S.B. $1,050,000 $755,000 -28.1% 0.0%
MILEND, INC. $620,000 $755,000 21.8% 0.0%
HarborOne Bank $750,000 n/a 0.0%
United Nations Federal Credit Union $745,000 n/a 0.0%
The Camden National Bank $2,900,000 $735,000 -74.7% 0.0%
Service Federal Credit Union $225,000 $730,000 224.4% 0.0%
GENEVA FINANCIAL, LLC $725,000 n/a 0.0%
Toyota Financial Savings Bank $405,000 $725,000 79.0% 0.0%
ALLIANT CREDIT UNION $25,000 $710,000 2,740.0% 0.0%
ITHINK FINANCIAL Credit Union $370,000 $705,000 90.5% 0.0%
CONWAY FINANCIAL SERVICES, LLC $145,000 $665,000 358.6% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $455,000 $655,000 44.0% 0.0%
Brighton Bank $650,000 n/a 0.0%
IC Federal Credit Union $195,000 $650,000 233.3% 0.0%
KS StateBank $305,000 $650,000 113.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,350,000 $650,000 -51.9% 0.0%
North Shore Bank, a Co-operative Bank $650,000 n/a 0.0%
First Federal Bank of Kansas City $650,000 $645,000 -0.8% 0.0%
Bethpage Federal Credit Union $955,000 $640,000 -33.0% 0.0%
Charles Schwab Bank, SSB $285,000 $630,000 121.1% 0.0%
HUNT MORTGAGE CORPORATION $255,000 $625,000 145.1% 0.0%
IVY MORTGAGE, INC. $255,000 $620,000 143.1% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $715,000 $615,000 -14.0% 0.0%
MILLBURY FEDERAL CREDIT UNION $615,000 n/a 0.0%
UniBank for Savings $1,305,000 $605,000 -53.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,570,000 $600,000 -76.7% 0.0%
Jeanne D'Arc Credit Union $600,000 n/a 0.0%
CIBC Bank USA $285,000 $585,000 105.3% 0.0%
North Easton Savings Bank $105,000 $570,000 442.9% 0.0%
Paramount Bank $315,000 $565,000 79.4% 0.0%
PAWTUCKET $620,000 $565,000 -8.9% 0.0%
BOSTON FIREFIGHTERS $545,000 n/a 0.0%
MLD MORTGAGE INC. $435,000 $530,000 21.8% 0.0%
Lee Bank $13,435,000 $525,000 -96.1% 0.0%
HOMESPIRE MORTGAGE CORPORATION $520,000 n/a 0.0%
PROVINCE MORTGAGE ASSOCIATES, INC. $490,000 $520,000 6.1% 0.0%
Bank-Fund Staff Federal Credit Union $295,000 $510,000 72.9% 0.0%
Bar Harbor Bank & Trust $505,000 n/a 0.0%
SELF RELIANCE NY Federal Credit Union $505,000 n/a 0.0%
Ixonia Bank $315,000 $500,000 58.7% 0.0%
Patriot Community Bank $980,000 $500,000 -49.0% 0.0%
Fidelity Bank $125,000 $490,000 292.0% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $450,000 $485,000 7.8% 0.0%
Martha's Vineyard Savings Bank $485,000 n/a 0.0%
NP, Inc. $470,000 n/a 0.0%
Assurance Financial Group, L.L.C. $460,000 n/a 0.0%
Bridgewater Savings Bank $840,000 $460,000 -45.2% 0.0%
The Central Trust Bank $455,000 n/a 0.0%
Poli Mortgage Group, Inc. $420,000 $430,000 2.4% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $320,000 $420,000 31.3% 0.0%
Visio Financial Services Inc. $185,000 $420,000 127.0% 0.0%
OCEAN STATE CREDIT UNION $455,000 $415,000 -8.8% 0.0%
Goldwater Bank, N.A. $610,000 $410,000 -32.8% 0.0%
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION $410,000 n/a 0.0%
PREMIA MORTGAGE, LLC $410,000 n/a 0.0%
Carrington Mortgage Services, LLC $215,000 $400,000 86.0% 0.0%
BNY Mellon $395,000 n/a 0.0%
First Western Trust Bank $385,000 n/a 0.0%
SIRVA MORTGAGE, INC. $1,690,000 $380,000 -77.5% 0.0%
Network Funding, L.P. $375,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $965,000 $370,000 -61.7% 0.0%
Bank of New Hampshire $370,000 n/a 0.0%
Stifel Bank and Trust $540,000 $365,000 -32.4% 0.0%
The Huntington National Bank $365,000 n/a 0.0%
Bristol County Savings Bank $555,000 $355,000 -36.0% 0.0%
Community First National Bank $355,000 n/a 0.0%
Main Street Bank $1,595,000 $350,000 -78.1% 0.0%
Webster Five Cents Savings Bank $1,470,000 $350,000 -76.2% 0.0%
LENDINGONE, LLC $345,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $340,000 n/a 0.0%
TJC Mortgage, Inc. $820,000 $335,000 -59.1% 0.0%
MMS MORTGAGE SERVICES, LTD. $685,000 $330,000 -51.8% 0.0%
Blue Ridge Bank $325,000 n/a 0.0%
East Cambridge Savings Bank $265,000 $325,000 22.6% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $325,000 n/a 0.0%
Middlesex Federal Savings, F.A. $325,000 n/a 0.0%
Navigant Credit Union $315,000 $320,000 1.6% 0.0%
NexBank $275,000 $315,000 14.5% 0.0%
USAlliance Federal Credit Union $975,000 $315,000 -67.7% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $315,000 n/a 0.0%
Chemung Canal Trust Company $310,000 n/a 0.0%
Aurora Financial, LLC $305,000 n/a 0.0%
COMMUNITY CREDIT UNION OF LYNN $305,000 n/a 0.0%
Peoples Bank $305,000 n/a 0.0%
First National Bank of America $475,000 $300,000 -36.8% 0.0%
Atlantic Home Loans, Inc. $295,000 n/a 0.0%
Brookline Bank $8,285,000 $295,000 -96.4% 0.0%
First Option Mortgage, LLC $295,000 n/a 0.0%
Capitol Federal Savings Bank $285,000 n/a 0.0%
FAY SERVICING, LLC $285,000 n/a 0.0%
Luxury Mortgage Corp. $1,760,000 $285,000 -83.8% 0.0%
SHREWSBURY Federal Credit Union $285,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $85,000 $285,000 235.3% 0.0%
The Pittsfield Co-operative Bank $205,000 $285,000 39.0% 0.0%
Capital Bank $750,000 $275,000 -63.3% 0.0%
DEEPHAVEN MORTGAGE LLC $275,000 n/a 0.0%
Princeton Mortgage Corporation $275,000 n/a 0.0%
First Midwest Bank $265,000 n/a 0.0%
Kish Bank $265,000 n/a 0.0%
STANFORD Federal Credit Union $265,000 n/a 0.0%
Century Bank and Trust Company $255,000 n/a 0.0%
NBT Bank $385,000 $255,000 -33.8% 0.0%
State Department Federal Credit Union $255,000 n/a 0.0%
Needham Bank $250,000 n/a 0.0%
ABINGTON BANK $245,000 n/a 0.0%
East West Bank $245,000 n/a 0.0%
Enterprise Bank and Trust Company $245,000 n/a 0.0%
Northwest Community Bank $845,000 $245,000 -71.0% 0.0%
St. Mary's Credit Union $410,000 $245,000 -40.2% 0.0%
Advisors Mortgage Group, L.L.C. $770,000 $235,000 -69.5% 0.0%
MSA MORTGAGE, LLC $225,000 $235,000 4.4% 0.0%
OAKTREE FUNDING CORP. $235,000 n/a 0.0%
South State Bank $235,000 n/a 0.0%
American Airlines Federal Credit Union $425,000 $230,000 -45.9% 0.0%
Ameris Bank $225,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,220,000 $225,000 -81.6% 0.0%
Hometown Lenders, Inc. $225,000 n/a 0.0%
NATIONAL COOPERATIVE BANK, N.A. $65,000 $220,000 238.5% 0.0%
StonehamBank, A Co-operative Bank $215,000 n/a 0.0%
GFA Federal Credit Union $670,000 $210,000 -68.7% 0.0%
BOKF $275,000 $205,000 -25.5% 0.0%
Dedham Institution for Savings $935,000 $205,000 -78.1% 0.0%
FM Home Loans, LLC $205,000 n/a 0.0%
Home Mortgage Alliance Corp $205,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $300,000 $205,000 -31.7% 0.0%
PURDUE FEDERAL CREDIT UNION $205,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $295,000 $195,000 -33.9% 0.0%
MORTGAGE MARKETS CUSO, LLC $185,000 n/a 0.0%
MountainOne Bank $1,215,000 $185,000 -84.8% 0.0%
THRIVE MORTGAGE, LLC $185,000 n/a 0.0%
Ukrainian Federal Credit Union $185,000 n/a 0.0%
Boston Private Bank & Trust Company $605,000 $175,000 -71.1% 0.0%
LENDUS, LLC $175,000 n/a 0.0%
Rollstone Bank & Trust $175,000 n/a 0.0%
Salem Five Cents Savings Bank $95,000 $175,000 84.2% 0.0%
Wakefield Co-operative Bank $175,000 n/a 0.0%
Cambridge Trust Company $405,000 $165,000 -59.3% 0.0%
FBC MORTGAGE, LLC $610,000 $165,000 -73.0% 0.0%
Amalgamated Bank $740,000 $155,000 -79.1% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $380,000 $155,000 -59.2% 0.0%
BMO Harris Bank $155,000 n/a 0.0%
PARKSIDE LENDING, LLC $235,000 $155,000 -34.0% 0.0%
Secured Investment Corp. $155,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $145,000 n/a 0.0%
ALIGN CREDIT UNION $765,000 $135,000 -82.4% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $675,000 $135,000 -80.0% 0.0%
KINECTA $135,000 n/a 0.0%
Avidia Bank $1,190,000 $115,000 -90.3% 0.0%
Charles River Bank $115,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $105,000 n/a 0.0%
Signature Federal Credit Union $95,000 $85,000 -10.5% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $75,000 n/a 0.0%
GEORGIA'S OWN $75,000 n/a 0.0%
JUSTICE Federal Credit Union $65,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $65,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $240,000 $45,000 -81.3% 0.0%
TrustCo Bank $45,000 n/a 0.0%
CORNING $35,000 $35,000 0.0% 0.0%

SPRINGFIELD's top lender by overall market share is QUICKEN LOANS, LLC, with 6.9% market share. In second place, with 3.5%, is HARBORONE MORTGAGE, LLC, having originated $191,705,000 in loans. In third place, with 3.3%, is Mortgage Network, Inc., having originated $176,965,000 in loans. In third place, with 3.2%, is PeoplesBank, having originated $175,970,000 in loans. In third place, with 3.0%, is POLISH NATIONAL, having originated $161,605,000 in loans.


SPRINGFIELD, MA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 8,907 $2,313,605,000 $259,751
Refi 8,474 $1,840,600,000 $217,206
Cash Out Refi 5,304 $1,111,680,000 $209,593
Home Improvement 891 $110,885,000 $124,450
Other 551 $62,805,000 $113,984

Springfield's most frequently cited loan purpose was Home Purchase, with 8,907 originations. The 2nd most popular reason was Refi, with 8,474 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 9,990 $2,349,280,000 $235,163
3-4% 7,741 $1,820,945,000 $235,234
<2.5% 3,853 $783,965,000 $203,469
4-5% 776 $136,830,000 $176,327
5-6% 198 $19,600,000 $98,990
6-7% 79 $5,955,000 $75,380
7-8% 58 $5,080,000 $87,586
Over 8% 41 $4,705,000 $114,756

During 2021, Springfield's most frequently originated rate bucket was 2.5-3%, with 9,990 originations.

Loan Sizing (SPRINGFIELD, MA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 11,402 $3,040,200,000 $266,637
$100k-200k 8,871 $1,381,565,000 $155,739
$100,000 or less 2,527 $137,435,000 $54,387
$400k-600k 1,129 $526,145,000 $466,027
$600k-1000k 140 $98,850,000 $706,071
$Over $1MM 58 $255,380,000 $4,403,103

SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 11,402 originations, totaling $3,040,200,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 8,176 $2,116,080,000 $258,816
80-100% 7,602 $1,960,090,000 $257,839
40-60% 3,522 $635,320,000 $180,386
20-40% 1,448 $182,020,000 $125,704
Under 20% 1,113 $44,895,000 $40,337
Over 100% 181 $63,075,000 $348,481

SPRINGFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 8,176 originations, totaling $2,116,080,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $249,900 (11.1%) $309,955 (14.6%) 0.92 1,239
2018-02-01 $256,000 (13.8%) $314,825 (13.4%) 0.92 1,187
2018-03-01 $269,900 (12.5%) $323,778 (12.0%) 0.93 1,225
2018-04-01 $281,950 (10.6%) $335,575 (13.1%) 0.95 1,276
2018-05-01 $284,450 (9.5%) $333,709 (8.4%) 0.95 1,473
2018-06-01 $285,000 (7.6%) $334,512 (7.1%) 0.95 1,594
2018-07-01 $279,000 (5.3%) $333,684 (6.2%) 0.93 1,685
2018-08-01 $269,450 (0.8%) $325,475 (3.1%) 0.90 1,720
2018-09-01 $259,987 (-1.9%) $320,539 (2.0%) 0.87 1,784
2018-10-01 $259,900 (0.4%) $319,146 (2.1%) 0.87 1,792
2018-11-01 $259,900 (1.2%) $318,281 (1.9%) 0.87 1,624
2018-12-01 $249,999 (0.0%) $310,369 (0.9%) 0.86 1,423
2019-01-01 $249,900 (0.0%) $303,590 (-2.1%) 0.86 1,228
2019-02-01 $249,450 (-2.6%) $306,776 (-2.6%) 0.84 1,160
2019-03-01 $261,000 (-3.3%) $322,316 (-0.5%) 0.85 1,136
2019-04-01 $279,625 (-0.8%) $342,606 (2.1%) 0.88 1,143
2019-05-01 $289,850 (1.9%) $350,402 (5.0%) 0.89 1,262
2019-06-01 $299,000 (4.9%) $355,508 (6.3%) 0.92 1,359
2019-07-01 $292,350 (4.8%) $354,225 (6.2%) 0.91 1,412
2019-08-01 $285,386 (5.9%) $347,389 (6.7%) 0.90 1,418
2019-09-01 $280,586 (7.9%) $340,294 (6.2%) 0.89 1,432
2019-10-01 $275,850 (6.1%) $333,602 (4.5%) 0.88 1,480
2019-11-01 $270,000 (3.9%) $335,309 (5.4%) 0.87 1,341
2019-12-01 $272,400 (9.0%) $333,828 (7.6%) 0.91 1,129
2020-01-01 $275,000 (10.0%) $335,964 (10.7%) 0.92 992
2020-02-01 $279,900 (12.2%) $338,102 (10.2%) 0.90 946
2020-03-01 $312,450 (19.7%) $369,954 (14.8%) 0.98 958
2020-04-01 $316,950 (13.4%) $373,688 (9.1%) 0.99 933
2020-05-01 $329,900 (13.8%) $388,189 (10.8%) 1.00 897
2020-06-01 $349,044 (16.7%) $403,370 (13.5%) 1.02 846
2020-07-01 $349,900 (19.7%) $406,150 (14.7%) 1.00 781
2020-08-01 $349,900 (22.6%) $416,985 (20.0%) 1.00 755
2020-09-01 $349,500 (24.6%) $417,879 (22.8%) 1.00 769
2020-10-01 $339,000 (22.9%) $403,739 (21.0%) 0.97 800
2020-11-01 $310,000 (14.8%) $397,276 (18.5%) 0.89 722
2020-12-01 $295,000 (8.3%) $388,861 (16.5%) 0.87 650
2021-01-01 $299,900 (9.1%) $403,252 (20.0%) 0.88 522
2021-02-01 $332,450 (18.8%) $415,270 (22.8%) 0.96 437
2021-03-01 $345,000 (10.4%) $430,587 (16.4%) 0.97 411
2021-04-01 $369,950 (16.7%) $448,083 (19.9%) 0.99 427
2021-05-01 $350,000 (6.1%) $434,210 (11.9%) 0.92 480
2021-06-01 $347,000 (-0.6%) $437,718 (8.5%) 0.90 558
2021-07-01 $349,900 (0.0%) $438,845 (8.1%) 0.91 582
2021-08-01 $349,450 (-0.1%) $428,895 (2.9%) 0.92 646
2021-09-01 $325,000 (-7.0%) $421,170 (0.8%) 0.86 618
2021-10-01 $309,000 (-8.9%) $412,400 (2.2%) 0.81 593
2021-11-01 $312,950 (1.0%) $426,006 (7.2%) 0.82 543
2021-12-01 $312,500 (5.9%) $428,751 (10.3%) 0.83 461
2022-01-01 $330,000 (10.0%) $427,942 (6.1%) 0.88 358
2022-02-01 $317,250 (-4.6%) $417,173 (0.5%) 0.81 319
2022-03-01 $324,950 (-5.8%) $423,045 (-1.8%) 0.80 306
2022-04-01 $355,000 (-4.0%) $442,998 (-1.1%) 0.84 348
SPRINGFIELD's median listing price for 2022-04-01 was $355,000, a difference of $-14,950 (-4.0%) versus the prior year and $30,050 versus the prior month.

SPRINGFIELD's median listing price comes in at 84% of the national average.

SPRINGFIELD's average listing price for 2022-04-01 was $442,998, a difference of $-5,085 (-1.1%) versus the prior year and $19,953 versus the prior month.

For the 2022-04-01 period, SPRINGFIELD had 348 MLS listings, a difference of 42 listings (14%) versus the prior month and -79 listings (-19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 91 days 1,630 sqft
2018-02-01 89 days 1,658 sqft
2018-03-01 60 days 1,716 sqft
2018-04-01 50 days 1,796 sqft
2018-05-01 43 days 1,806 sqft
2018-06-01 43 days 1,814 sqft
2018-07-01 51 days 1,804 sqft
2018-08-01 57 days 1,771 sqft
2018-09-01 63 days 1,735 sqft
2018-10-01 65 days 1,725 sqft
2018-11-01 70 days 1,737 sqft
2018-12-01 76 days 1,722 sqft
2019-01-01 83 days 1,700 sqft
2019-02-01 78 days 1,710 sqft
2019-03-01 56 days 1,754 sqft
2019-04-01 46 days 1,806 sqft
2019-05-01 40 days 1,821 sqft
2019-06-01 44 days 1,848 sqft
2019-07-01 49 days 1,823 sqft
2019-08-01 53 days 1,799 sqft
2019-09-01 60 days 1,778 sqft
2019-10-01 58 days 1,759 sqft
2019-11-01 60 days 1,737 sqft
2019-12-01 71 days 1,728 sqft
2020-01-01 74 days 1,737 sqft
2020-02-01 65 days 1,737 sqft
2020-03-01 49 days 1,799 sqft
2020-04-01 58 days 1,788 sqft
2020-05-01 71 days 1,801 sqft
2020-06-01 57 days 1,866 sqft
2020-07-01 49 days 1,812 sqft
2020-08-01 49 days 1,827 sqft
2020-09-01 43 days 1,818 sqft
2020-10-01 39 days 1,798 sqft
2020-11-01 47 days 1,735 sqft
2020-12-01 56 days 1,697 sqft
2021-01-01 61 days 1,683 sqft
2021-02-01 62 days 1,728 sqft
2021-03-01 45 days 1,712 sqft
2021-04-01 23 days 1,805 sqft
2021-05-01 23 days 1,740 sqft
2021-06-01 22 days 1,705 sqft
2021-07-01 26 days 1,730 sqft
2021-08-01 28 days 1,718 sqft
2021-09-01 31 days 1,655 sqft
2021-10-01 30 days 1,632 sqft
2021-11-01 32 days 1,632 sqft
2021-12-01 44 days 1,655 sqft
2022-01-01 52 days 1,644 sqft
2022-02-01 25 days 1,644 sqft
2022-03-01 25 days 1,641 sqft
2022-04-01 17 days 1,720 sqft
SPRINGFIELD's median listing age (time on market) for 2022-04-01 was 17 days. This is -26% shorter than the same period one year ago.

SPRINGFIELD's median square footage for active listings during the 2022-04-01 period was 1,720 sqft. One year prior, the average listing was 1,805 sqft.