SPRINGFIELD Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Springfield averaged
6.63%
for the week of 2022-11-23, compared to the national average of
6.58% for the same period.
The average rate for the prior week (2022-11-17) was
6.96% and
one month ago for the week of 2022-10-20, the
average rate was 7.29%.
Springfield's average rate one year ago was 3.16%.
For refis of the same type during the week of 2022-11-23, the average rate
was 6.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-11-23 | 6.58% |
| Springfield 30 Year Fixed Rate | 2022-11-23 | 6.63% |
| Springfield 30 Year Fixed Rate Refi | 2022-11-23 | 6.7% |
| Springfield 15 Year Fixed Rate | 2022-11-23 | 6.27% |
| Springfield 15 Year Fixed Rate Refi | 2022-11-23 | 6.09% |
| Springfield 30 Year FHA | 2022-11-23 | 0.16% |
| Springfield 30 Year FHA Refi | 2022-11-23 | 0.19% |
| Springfield 30 Year USDA | 2022-11-23 | -0.11% |
| Springfield 30 Year USDA Refi | 2022-11-23 | -0.22% |
| Springfield 30 Year VA | 2022-11-23 | 0.38% |
| Springfield 30 Year VA Refi | 2022-11-23 | 0.04% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPRINGFIELD, MA.
SPRINGFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPRINGFIELD, MA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SPRINGFIELD Average Closing Costs & Other Stats
SPRINGFIELD, MA's 268 lenders originated 24,127
loans during 2021. The total origination value was $5,439,575,000, with an average loan value of
$225,456.
SPRINGFIELD's average closing costs are $4,828.
The top SPRINGFIELD lender as defined by loan originations is QUICKEN LOANS, LLC, with
835 loans originated. Their average total fees are
$5,164, which is $1,114
higher than the next largest lender,
HARBORONE MORTGAGE, LLC.
The lowest fee SPRINGFIELD lenders (with over 10 loans originated) are
GREATER SPRINGFIELD CREDIT UNION ($2,226), FREEDOM MORTGAGE CORPORATION ($2,567), Evolve Bank & Trust ($2,828), Berkshire Bank ($2,888) and KeyBank ($2,904).
The lowest rate SPRINGFIELD lenders (with over 10 loans originated) are
Bank of America (2.72%), Leader Bank (2.75%), AMERICAN EAGLE FINANCIAL CREDIT UNION (2.83%), Watermark Capital, Inc. (2.85%) and LUSO (2.87%).
SPRINGFIELD, MA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $322,450,000 | $376,535,000 | 16.8% | 6.9% |
| HARBORONE MORTGAGE, LLC | $164,145,000 | $191,705,000 | 16.8% | 3.5% |
| Mortgage Network, Inc. | $155,080,000 | $176,965,000 | 14.1% | 3.3% |
| PeoplesBank | $144,650,000 | $175,970,000 | 21.7% | 3.2% |
| POLISH NATIONAL | $120,900,000 | $161,605,000 | 33.7% | 3.0% |
| Citizens Bank | $127,375,000 | $159,690,000 | 25.4% | 2.9% |
| MOVEMENT MORTGAGE, LLC | $96,585,000 | $159,525,000 | 65.2% | 2.9% |
| Florence Bank | $115,385,000 | $151,430,000 | 31.2% | 2.8% |
| Westfield Bank | $150,380,000 | $146,090,000 | -2.9% | 2.7% |
| Greenfield Savings Bank | $108,730,000 | $145,990,000 | 34.3% | 2.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $113,285,000 | $141,575,000 | 25.0% | 2.6% |
| ACADEMY MORTGAGE CORPORATION | $127,030,000 | $141,320,000 | 11.2% | 2.6% |
| FREEDOM MORTGAGE CORPORATION | $138,390,000 | $139,255,000 | 0.6% | 2.6% |
| LOANDEPOT.COM, LLC | $66,970,000 | $108,135,000 | 61.5% | 2.0% |
| Easthampton Savings Bank | $115,740,000 | $106,595,000 | -7.9% | 2.0% |
| GUARANTEED RATE, INC. | $60,270,000 | $100,900,000 | 67.4% | 1.9% |
| Freedom Credit Union | $91,740,000 | $99,475,000 | 8.4% | 1.8% |
| NEWREZ LLC | $52,545,000 | $94,535,000 | 79.9% | 1.7% |
| Greenfield Co-operative Bank | $80,785,000 | $93,930,000 | 16.3% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $45,065,000 | $92,600,000 | 105.5% | 1.7% |
| Monson Savings Bank | $90,450,000 | $88,420,000 | -2.2% | 1.6% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $78,310,000 | $88,360,000 | 12.8% | 1.6% |
| AMERISAVE MORTGAGE CORPORATION | $29,405,000 | $66,205,000 | 125.1% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $26,095,000 | $63,480,000 | 143.3% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $49,895,000 | $62,080,000 | 24.4% | 1.1% |
| Evolve Bank & Trust | $22,410,000 | $60,620,000 | 170.5% | 1.1% |
| NORWICH COMMERCIAL GROUP, INC. | $67,285,000 | $59,225,000 | -12.0% | 1.1% |
| TD Bank | $59,145,000 | $59,150,000 | 0.0% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $46,580,000 | $58,065,000 | 24.7% | 1.1% |
| Wells Fargo Bank | $30,265,000 | $57,755,000 | 90.8% | 1.1% |
| People's United Bank | $48,990,000 | $57,500,000 | 17.4% | 1.1% |
| HOLYOKE | $46,910,000 | $52,535,000 | 12.0% | 1.0% |
| Mortgage Research Center, LLC | $39,160,000 | $51,185,000 | 30.7% | 0.9% |
| Country Bank for Savings | $57,620,000 | $49,330,000 | -14.4% | 0.9% |
| NORTHPOINT MORTGAGE, INC. | $67,180,000 | $47,985,000 | -28.6% | 0.9% |
| Bank of America | $43,985,000 | $46,635,000 | 6.0% | 0.9% |
| GREYSTONE SERVICING COMPANY LLC | $23,525,000 | $45,015,000 | 91.3% | 0.8% |
| INLAND BANK & TRUST | $40,245,000 | $43,035,000 | 6.9% | 0.8% |
| LAKEVIEW LOAN SERVICING, LLC | $21,765,000 | $42,090,000 | 93.4% | 0.8% |
| Berkshire Bank | $34,665,000 | $41,025,000 | 18.3% | 0.8% |
| RADIUS FINANCIAL GROUP INC. | $42,675,000 | $41,000,000 | -3.9% | 0.8% |
| LUSO | $39,705,000 | $37,215,000 | -6.3% | 0.7% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $55,570,000 | $35,640,000 | -35.9% | 0.7% |
| Alden Credit Union | $49,460,000 | $33,910,000 | -31.4% | 0.6% |
| ARRHA Credit Union | $25,480,000 | $32,100,000 | 26.0% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $18,290,000 | $31,580,000 | 72.7% | 0.6% |
| KeyBank | $52,535,000 | $30,690,000 | -41.6% | 0.6% |
| CALIBER HOME LOANS, INC. | $16,885,000 | $29,470,000 | 74.5% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $14,860,000 | $29,175,000 | 96.3% | 0.5% |
| JPMorgan Chase Bank | $16,685,000 | $28,415,000 | 70.3% | 0.5% |
| GREATER SPRINGFIELD CREDIT UNION | $35,300,000 | $27,040,000 | -23.4% | 0.5% |
| GUARANTEED RATE AFFINITY, LLC | $23,090,000 | $24,545,000 | 6.3% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $15,665,000 | $22,695,000 | 44.9% | 0.4% |
| TOTAL MORTGAGE SERVICES, LLC | $11,675,000 | $21,450,000 | 83.7% | 0.4% |
| BAY EQUITY LLC | $6,385,000 | $21,390,000 | 235.0% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $19,575,000 | $21,220,000 | 8.4% | 0.4% |
| EMBRACE HOME LOANS, INC. | $15,325,000 | $20,555,000 | 34.1% | 0.4% |
| Webster Bank | $10,075,000 | $20,300,000 | 101.5% | 0.4% |
| Capital One | $58,660,000 | $19,040,000 | -67.5% | 0.4% |
| NORTHERN MORTGAGE SERVICES, LLC | $14,385,000 | $19,025,000 | 32.3% | 0.3% |
| USAA Federal Savings Bank | $29,160,000 | $18,595,000 | -36.2% | 0.3% |
| Leader Bank | $18,450,000 | $17,590,000 | -4.7% | 0.3% |
| EMM LOANS LLC | $12,255,000 | $17,365,000 | 41.7% | 0.3% |
| Citibank | $3,475,000 | $16,775,000 | 382.7% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,845,000 | $13,935,000 | 187.6% | 0.3% |
| BROKER SOLUTIONS, INC. | $13,030,000 | $13,590,000 | 4.3% | 0.2% |
| First Guaranty Mortgage Corporation | $4,520,000 | $13,565,000 | 200.1% | 0.2% |
| Envision Bank | $35,025,000 | $13,535,000 | -61.4% | 0.2% |
| U.S. Bank | $7,520,000 | $13,300,000 | 76.9% | 0.2% |
| Flagstar Bank, FSB | $8,855,000 | $13,120,000 | 48.2% | 0.2% |
| Nations Lending Corporation | $9,420,000 | $12,410,000 | 31.7% | 0.2% |
| The Federal Savings Bank | $19,025,000 | $11,720,000 | -38.4% | 0.2% |
| FIRST WORLD MORTGAGE CORPORATION | $6,350,000 | $11,705,000 | 84.3% | 0.2% |
| Eastern Bank | $1,705,000 | $11,630,000 | 582.1% | 0.2% |
| ENVOY MORTGAGE, LTD | $2,795,000 | $11,425,000 | 308.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,880,000 | $11,180,000 | 90.1% | 0.2% |
| MASSMUTUAL | $23,810,000 | $10,280,000 | -56.8% | 0.2% |
| WALKER & DUNLOP, LLC | $35,435,000 | $10,130,000 | -71.4% | 0.2% |
| Cornerstone Bank | $11,485,000 | $10,120,000 | -11.9% | 0.2% |
| DIGITAL Federal Credit Union | $7,425,000 | $9,870,000 | 32.9% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $8,695,000 | $9,635,000 | 10.8% | 0.2% |
| North Brookfield Savings Bank | $8,885,000 | $9,100,000 | 2.4% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $3,120,000 | $8,850,000 | 183.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,825,000 | $8,835,000 | 384.1% | 0.2% |
| Rockland Trust Company | $1,025,000 | $8,745,000 | 753.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $15,285,000 | $8,140,000 | -46.7% | 0.1% |
| Shamrock Home Loans, Inc. | $6,305,000 | $7,535,000 | 19.5% | 0.1% |
| Workers Credit Union | $3,845,000 | $7,335,000 | 90.8% | 0.1% |
| NEW FED MORTGAGE, CORP. | $5,340,000 | $7,140,000 | 33.7% | 0.1% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $3,580,000 | $6,980,000 | 95.0% | 0.1% |
| Bank of England | $6,115,000 | $6,965,000 | 13.9% | 0.1% |
| First Federal Bank | $4,645,000 | $6,955,000 | 49.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $3,725,000 | $6,780,000 | 82.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,190,000 | $6,710,000 | 206.4% | 0.1% |
| SOFI LENDING CORP. | $2,025,000 | $6,575,000 | 224.7% | 0.1% |
| MEMBERS MORTGAGE COMPANY, INC. | $6,760,000 | $6,495,000 | -3.9% | 0.1% |
| GUILD MORTGAGE COMPANY | $6,375,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $675,000 | $6,280,000 | 830.4% | 0.1% |
| Arbor Realty Trust, Inc. | $6,205,000 | n/a | 0.1% | |
| ATHOL CREDIT UNION | $4,875,000 | $6,040,000 | 23.9% | 0.1% |
| Community Bank | $3,785,000 | $5,890,000 | 55.6% | 0.1% |
| PNC Bank | $1,930,000 | $5,785,000 | 199.7% | 0.1% |
| STEARNS LENDING, LLC | $2,690,000 | $5,705,000 | 112.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $6,650,000 | $5,570,000 | -16.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $5,960,000 | $5,525,000 | -7.3% | 0.1% |
| BAYCOAST MORTGAGE COMPANY, LLC | $920,000 | $5,495,000 | 497.3% | 0.1% |
| Metro City Bank | $2,020,000 | $5,410,000 | 167.8% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $875,000 | $5,345,000 | 510.9% | 0.1% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $3,695,000 | $5,285,000 | 43.0% | 0.1% |
| North American Savings Bank, F.S.B. | $5,565,000 | $5,280,000 | -5.1% | 0.1% |
| UMASSFIVE COLLEGE Federal Credit Union | $7,555,000 | $5,020,000 | -33.6% | 0.1% |
| Santander Bank, N.A. | $3,960,000 | $4,820,000 | 21.7% | 0.1% |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $4,395,000 | $4,730,000 | 7.6% | 0.1% |
| WILLIAM RAVEIS MORTGAGE, LLC | $6,475,000 | $4,730,000 | -26.9% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $1,325,000 | $4,625,000 | 249.1% | 0.1% |
| NBKC BANK | $2,160,000 | $4,505,000 | 108.6% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $6,250,000 | $4,240,000 | -32.2% | 0.1% |
| Ross Mortgage Company, Inc. | $3,150,000 | $4,080,000 | 29.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,590,000 | $4,055,000 | 155.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $4,015,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $1,320,000 | $4,015,000 | 204.2% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,575,000 | $3,930,000 | 52.6% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $3,190,000 | $3,925,000 | 23.0% | 0.1% |
| Athol Savings Bank | $3,490,000 | $3,825,000 | 9.6% | 0.1% |
| FirstBank | $885,000 | $3,795,000 | 328.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,705,000 | $3,770,000 | 39.4% | 0.1% |
| Liberty Bank | $3,120,000 | $3,710,000 | 18.9% | 0.1% |
| Manufacturers and Traders Trust Company | $835,000 | $3,565,000 | 326.9% | 0.1% |
| UBS Bank USA | $1,740,000 | $3,535,000 | 103.2% | 0.1% |
| LADERA LENDING, INC. | $815,000 | $3,500,000 | 329.4% | 0.1% |
| Fidelity Co-operative Bank | $2,240,000 | $3,355,000 | 49.8% | 0.1% |
| ARC HOME LLC | $3,025,000 | $3,350,000 | 10.7% | 0.1% |
| Quontic Bank | $1,075,000 | $3,345,000 | 211.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,435,000 | $3,340,000 | 37.2% | 0.1% |
| OCMBC, INC. | $4,550,000 | $3,280,000 | -27.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,400,000 | $3,245,000 | 131.8% | 0.1% |
| Northern Bank & Trust Company | $1,945,000 | $3,240,000 | 66.6% | 0.1% |
| Strong Home Mortgage, LLC | $985,000 | $3,215,000 | 226.4% | 0.1% |
| Prime Choice Funding Inc. | $1,185,000 | $3,195,000 | 169.6% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,100,000 | $3,185,000 | 189.5% | 0.1% |
| Axos Bank | $3,110,000 | n/a | 0.1% | |
| SOUTHBRIDGE CREDIT UNION | $2,080,000 | $3,075,000 | 47.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $1,160,000 | $3,040,000 | 162.1% | 0.1% |
| BNC National Bank | $1,775,000 | $3,025,000 | 70.4% | 0.1% |
| TIAA, FSB | $1,730,000 | $2,955,000 | 70.8% | 0.1% |
| Northpointe Bank | $2,545,000 | $2,875,000 | 13.0% | 0.1% |
| Fall River Five Cents Savings Bank | $2,565,000 | $2,845,000 | 10.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,900,000 | $2,765,000 | -29.1% | 0.1% |
| PHH Mortgage Corporation | $395,000 | $2,620,000 | 563.3% | 0.0% |
| HANSCOM | $3,640,000 | $2,610,000 | -28.3% | 0.0% |
| First Savings Bank | $2,220,000 | $2,570,000 | 15.8% | 0.0% |
| 360 Federal Credit Union | $2,125,000 | $2,555,000 | 20.2% | 0.0% |
| CMG MORTGAGE, INC. | $3,550,000 | $2,535,000 | -28.6% | 0.0% |
| Equity Prime Mortgage LLC | $1,200,000 | $2,510,000 | 109.2% | 0.0% |
| Savers Co-operative Bank | $4,450,000 | $2,400,000 | -46.1% | 0.0% |
| NFM, INC. | $860,000 | $2,395,000 | 178.5% | 0.0% |
| LENDERFI, INC. | $970,000 | $2,385,000 | 145.9% | 0.0% |
| NJ LENDERS CORP. | $2,185,000 | $2,385,000 | 9.2% | 0.0% |
| Discover Bank | $1,550,000 | $2,365,000 | 52.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,510,000 | $2,285,000 | 51.3% | 0.0% |
| WEBSTER FIRST Federal Credit Union | $2,220,000 | $2,230,000 | 0.5% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $2,430,000 | $2,175,000 | -10.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,285,000 | $2,105,000 | 63.8% | 0.0% |
| GREYLOCK | $3,195,000 | $2,030,000 | -36.5% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $610,000 | $2,010,000 | 229.5% | 0.0% |
| Morgan Stanley Private Bank | $335,000 | $1,960,000 | 485.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,940,000 | n/a | 0.0% | |
| The Cape Cod Five Cents Savings Bank | $840,000 | $1,910,000 | 127.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $245,000 | $1,795,000 | 632.7% | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | $2,515,000 | $1,790,000 | -28.8% | 0.0% |
| Triumph Bank | $1,790,000 | n/a | 0.0% | |
| Farm Credit East, ACA | $2,995,000 | $1,775,000 | -40.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $820,000 | $1,715,000 | 109.1% | 0.0% |
| Magnolia Bank | $1,180,000 | $1,675,000 | 41.9% | 0.0% |
| Beeline Loans, Inc. | $255,000 | $1,640,000 | 543.1% | 0.0% |
| KELLER MORTGAGE, LLC | $7,295,000 | $1,620,000 | -77.8% | 0.0% |
| LEOMINSTER CREDIT UNION | $1,590,000 | $1,595,000 | 0.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $3,050,000 | $1,565,000 | -48.7% | 0.0% |
| Adams Community Bank | $5,220,000 | $1,545,000 | -70.4% | 0.0% |
| Figure Lending LLC | $635,000 | $1,545,000 | 143.3% | 0.0% |
| First Home Bank | $1,805,000 | $1,545,000 | -14.4% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $1,540,000 | $1,540,000 | 0.0% | 0.0% |
| UNION HOME MORTGAGE CORP. | $1,255,000 | $1,445,000 | 15.1% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $1,660,000 | $1,440,000 | -13.3% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $3,585,000 | $1,425,000 | -60.3% | 0.0% |
| Firstrust Savings Bank | $870,000 | $1,400,000 | 60.9% | 0.0% |
| Truist Bank | $2,530,000 | $1,390,000 | -45.1% | 0.0% |
| InterContinental Capital Group, Inc | $1,425,000 | $1,375,000 | -3.5% | 0.0% |
| Cf Bank | $1,345,000 | n/a | 0.0% | |
| The Bank of Canton | $1,195,000 | $1,345,000 | 12.6% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $655,000 | $1,340,000 | 104.6% | 0.0% |
| RF Renovo Management Company, LLC | $135,000 | $1,340,000 | 892.6% | 0.0% |
| Windosr Federal Savings & Loan Association | $825,000 | $1,310,000 | 58.8% | 0.0% |
| Cambridge Savings Bank | $595,000 | $1,300,000 | 118.5% | 0.0% |
| GREENWOOD | $25,000 | $1,285,000 | 5,040.0% | 0.0% |
| Goldman Sachs Bank USA | $755,000 | $1,270,000 | 68.2% | 0.0% |
| Prosperity Home Mortgage, LLC | $735,000 | $1,265,000 | 72.1% | 0.0% |
| Hometown Bank | $2,815,000 | $1,245,000 | -55.8% | 0.0% |
| Baxter Credit Union | $480,000 | $1,240,000 | 158.3% | 0.0% |
| FINEX CREDIT UNION | $490,000 | $1,235,000 | 152.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,230,000 | n/a | 0.0% | |
| Bangor Savings Bank | $745,000 | $1,190,000 | 59.7% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $270,000 | $1,185,000 | 338.9% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $1,515,000 | $1,160,000 | -23.4% | 0.0% |
| METRO | $1,635,000 | $1,145,000 | -30.0% | 0.0% |
| The Bank of Greene County | $3,295,000 | $1,135,000 | -65.6% | 0.0% |
| Farmers Bank & Trust | $765,000 | $1,125,000 | 47.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,115,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $935,000 | $1,095,000 | 17.1% | 0.0% |
| Bay State Savings Bank | $765,000 | $1,090,000 | 42.5% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $3,120,000 | $1,075,000 | -65.5% | 0.0% |
| SIWELL, INC. | $235,000 | $1,060,000 | 351.1% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $1,295,000 | $1,050,000 | -18.9% | 0.0% |
| Colonial Savings, F.A. | $270,000 | $1,040,000 | 285.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,665,000 | $1,035,000 | -37.8% | 0.0% |
| BayCoast Bank | $910,000 | $1,025,000 | 12.6% | 0.0% |
| Kwik Mortgage Corporation | $1,015,000 | n/a | 0.0% | |
| FAMILY FIRST FUNDING LLC | $1,010,000 | n/a | 0.0% | |
| The Washington Trust Company, of Westerly | $205,000 | $1,005,000 | 390.2% | 0.0% |
| Arvest Bank | $815,000 | $940,000 | 15.3% | 0.0% |
| BETTER MORTGAGE CORPORATION | $935,000 | n/a | 0.0% | |
| Milford Federal Bank | $935,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $935,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $2,150,000 | $930,000 | -56.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,310,000 | $925,000 | -60.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $2,165,000 | $910,000 | -58.0% | 0.0% |
| Atlantic Home Lending, Inc. | $900,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $875,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $155,000 | $860,000 | 454.8% | 0.0% |
| UIF CORPORATION | $365,000 | $860,000 | 135.6% | 0.0% |
| Meridian Bank Corporation | $335,000 | $850,000 | 153.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $815,000 | $845,000 | 3.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $635,000 | $825,000 | 29.9% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,495,000 | $770,000 | -48.5% | 0.0% |
| First Republic Bank | $850,000 | $770,000 | -9.4% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $765,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $385,000 | $760,000 | 97.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,050,000 | $755,000 | -28.1% | 0.0% |
| MILEND, INC. | $620,000 | $755,000 | 21.8% | 0.0% |
| HarborOne Bank | $750,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $745,000 | n/a | 0.0% | |
| The Camden National Bank | $2,900,000 | $735,000 | -74.7% | 0.0% |
| Service Federal Credit Union | $225,000 | $730,000 | 224.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $725,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $405,000 | $725,000 | 79.0% | 0.0% |
| ALLIANT CREDIT UNION | $25,000 | $710,000 | 2,740.0% | 0.0% |
| ITHINK FINANCIAL Credit Union | $370,000 | $705,000 | 90.5% | 0.0% |
| CONWAY FINANCIAL SERVICES, LLC | $145,000 | $665,000 | 358.6% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $455,000 | $655,000 | 44.0% | 0.0% |
| Brighton Bank | $650,000 | n/a | 0.0% | |
| IC Federal Credit Union | $195,000 | $650,000 | 233.3% | 0.0% |
| KS StateBank | $305,000 | $650,000 | 113.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,350,000 | $650,000 | -51.9% | 0.0% |
| North Shore Bank, a Co-operative Bank | $650,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $650,000 | $645,000 | -0.8% | 0.0% |
| Bethpage Federal Credit Union | $955,000 | $640,000 | -33.0% | 0.0% |
| Charles Schwab Bank, SSB | $285,000 | $630,000 | 121.1% | 0.0% |
| HUNT MORTGAGE CORPORATION | $255,000 | $625,000 | 145.1% | 0.0% |
| IVY MORTGAGE, INC. | $255,000 | $620,000 | 143.1% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $715,000 | $615,000 | -14.0% | 0.0% |
| MILLBURY FEDERAL CREDIT UNION | $615,000 | n/a | 0.0% | |
| UniBank for Savings | $1,305,000 | $605,000 | -53.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,570,000 | $600,000 | -76.7% | 0.0% |
| Jeanne D'Arc Credit Union | $600,000 | n/a | 0.0% | |
| CIBC Bank USA | $285,000 | $585,000 | 105.3% | 0.0% |
| North Easton Savings Bank | $105,000 | $570,000 | 442.9% | 0.0% |
| Paramount Bank | $315,000 | $565,000 | 79.4% | 0.0% |
| PAWTUCKET | $620,000 | $565,000 | -8.9% | 0.0% |
| BOSTON FIREFIGHTERS | $545,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $435,000 | $530,000 | 21.8% | 0.0% |
| Lee Bank | $13,435,000 | $525,000 | -96.1% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $520,000 | n/a | 0.0% | |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $490,000 | $520,000 | 6.1% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $295,000 | $510,000 | 72.9% | 0.0% |
| Bar Harbor Bank & Trust | $505,000 | n/a | 0.0% | |
| SELF RELIANCE NY Federal Credit Union | $505,000 | n/a | 0.0% | |
| Ixonia Bank | $315,000 | $500,000 | 58.7% | 0.0% |
| Patriot Community Bank | $980,000 | $500,000 | -49.0% | 0.0% |
| Fidelity Bank | $125,000 | $490,000 | 292.0% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $450,000 | $485,000 | 7.8% | 0.0% |
| Martha's Vineyard Savings Bank | $485,000 | n/a | 0.0% | |
| NP, Inc. | $470,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $460,000 | n/a | 0.0% | |
| Bridgewater Savings Bank | $840,000 | $460,000 | -45.2% | 0.0% |
| The Central Trust Bank | $455,000 | n/a | 0.0% | |
| Poli Mortgage Group, Inc. | $420,000 | $430,000 | 2.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $320,000 | $420,000 | 31.3% | 0.0% |
| Visio Financial Services Inc. | $185,000 | $420,000 | 127.0% | 0.0% |
| OCEAN STATE CREDIT UNION | $455,000 | $415,000 | -8.8% | 0.0% |
| Goldwater Bank, N.A. | $610,000 | $410,000 | -32.8% | 0.0% |
| MEMBERS ADVANTAGE COMMUNITY CREDIT UNION | $410,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $410,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $215,000 | $400,000 | 86.0% | 0.0% |
| BNY Mellon | $395,000 | n/a | 0.0% | |
| First Western Trust Bank | $385,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $1,690,000 | $380,000 | -77.5% | 0.0% |
| Network Funding, L.P. | $375,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $965,000 | $370,000 | -61.7% | 0.0% |
| Bank of New Hampshire | $370,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $540,000 | $365,000 | -32.4% | 0.0% |
| The Huntington National Bank | $365,000 | n/a | 0.0% | |
| Bristol County Savings Bank | $555,000 | $355,000 | -36.0% | 0.0% |
| Community First National Bank | $355,000 | n/a | 0.0% | |
| Main Street Bank | $1,595,000 | $350,000 | -78.1% | 0.0% |
| Webster Five Cents Savings Bank | $1,470,000 | $350,000 | -76.2% | 0.0% |
| LENDINGONE, LLC | $345,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $340,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $820,000 | $335,000 | -59.1% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $685,000 | $330,000 | -51.8% | 0.0% |
| Blue Ridge Bank | $325,000 | n/a | 0.0% | |
| East Cambridge Savings Bank | $265,000 | $325,000 | 22.6% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| Middlesex Federal Savings, F.A. | $325,000 | n/a | 0.0% | |
| Navigant Credit Union | $315,000 | $320,000 | 1.6% | 0.0% |
| NexBank | $275,000 | $315,000 | 14.5% | 0.0% |
| USAlliance Federal Credit Union | $975,000 | $315,000 | -67.7% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $315,000 | n/a | 0.0% | |
| Chemung Canal Trust Company | $310,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $305,000 | n/a | 0.0% | |
| COMMUNITY CREDIT UNION OF LYNN | $305,000 | n/a | 0.0% | |
| Peoples Bank | $305,000 | n/a | 0.0% | |
| First National Bank of America | $475,000 | $300,000 | -36.8% | 0.0% |
| Atlantic Home Loans, Inc. | $295,000 | n/a | 0.0% | |
| Brookline Bank | $8,285,000 | $295,000 | -96.4% | 0.0% |
| First Option Mortgage, LLC | $295,000 | n/a | 0.0% | |
| Capitol Federal Savings Bank | $285,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $285,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $1,760,000 | $285,000 | -83.8% | 0.0% |
| SHREWSBURY Federal Credit Union | $285,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $85,000 | $285,000 | 235.3% | 0.0% |
| The Pittsfield Co-operative Bank | $205,000 | $285,000 | 39.0% | 0.0% |
| Capital Bank | $750,000 | $275,000 | -63.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $275,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $275,000 | n/a | 0.0% | |
| First Midwest Bank | $265,000 | n/a | 0.0% | |
| Kish Bank | $265,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $265,000 | n/a | 0.0% | |
| Century Bank and Trust Company | $255,000 | n/a | 0.0% | |
| NBT Bank | $385,000 | $255,000 | -33.8% | 0.0% |
| State Department Federal Credit Union | $255,000 | n/a | 0.0% | |
| Needham Bank | $250,000 | n/a | 0.0% | |
| ABINGTON BANK | $245,000 | n/a | 0.0% | |
| East West Bank | $245,000 | n/a | 0.0% | |
| Enterprise Bank and Trust Company | $245,000 | n/a | 0.0% | |
| Northwest Community Bank | $845,000 | $245,000 | -71.0% | 0.0% |
| St. Mary's Credit Union | $410,000 | $245,000 | -40.2% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $770,000 | $235,000 | -69.5% | 0.0% |
| MSA MORTGAGE, LLC | $225,000 | $235,000 | 4.4% | 0.0% |
| OAKTREE FUNDING CORP. | $235,000 | n/a | 0.0% | |
| South State Bank | $235,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $425,000 | $230,000 | -45.9% | 0.0% |
| Ameris Bank | $225,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $1,220,000 | $225,000 | -81.6% | 0.0% |
| Hometown Lenders, Inc. | $225,000 | n/a | 0.0% | |
| NATIONAL COOPERATIVE BANK, N.A. | $65,000 | $220,000 | 238.5% | 0.0% |
| StonehamBank, A Co-operative Bank | $215,000 | n/a | 0.0% | |
| GFA Federal Credit Union | $670,000 | $210,000 | -68.7% | 0.0% |
| BOKF | $275,000 | $205,000 | -25.5% | 0.0% |
| Dedham Institution for Savings | $935,000 | $205,000 | -78.1% | 0.0% |
| FM Home Loans, LLC | $205,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $205,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $300,000 | $205,000 | -31.7% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $295,000 | $195,000 | -33.9% | 0.0% |
| MORTGAGE MARKETS CUSO, LLC | $185,000 | n/a | 0.0% | |
| MountainOne Bank | $1,215,000 | $185,000 | -84.8% | 0.0% |
| THRIVE MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Ukrainian Federal Credit Union | $185,000 | n/a | 0.0% | |
| Boston Private Bank & Trust Company | $605,000 | $175,000 | -71.1% | 0.0% |
| LENDUS, LLC | $175,000 | n/a | 0.0% | |
| Rollstone Bank & Trust | $175,000 | n/a | 0.0% | |
| Salem Five Cents Savings Bank | $95,000 | $175,000 | 84.2% | 0.0% |
| Wakefield Co-operative Bank | $175,000 | n/a | 0.0% | |
| Cambridge Trust Company | $405,000 | $165,000 | -59.3% | 0.0% |
| FBC MORTGAGE, LLC | $610,000 | $165,000 | -73.0% | 0.0% |
| Amalgamated Bank | $740,000 | $155,000 | -79.1% | 0.0% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $380,000 | $155,000 | -59.2% | 0.0% |
| BMO Harris Bank | $155,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $235,000 | $155,000 | -34.0% | 0.0% |
| Secured Investment Corp. | $155,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $145,000 | n/a | 0.0% | |
| ALIGN CREDIT UNION | $765,000 | $135,000 | -82.4% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $675,000 | $135,000 | -80.0% | 0.0% |
| KINECTA | $135,000 | n/a | 0.0% | |
| Avidia Bank | $1,190,000 | $115,000 | -90.3% | 0.0% |
| Charles River Bank | $115,000 | n/a | 0.0% | |
| WALL STREET MORTGAGE BANKERS, LTD. | $105,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $95,000 | $85,000 | -10.5% | 0.0% |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $65,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $240,000 | $45,000 | -81.3% | 0.0% |
| TrustCo Bank | $45,000 | n/a | 0.0% | |
| CORNING | $35,000 | $35,000 | 0.0% | 0.0% |
SPRINGFIELD's top lender by overall market share is QUICKEN LOANS, LLC, with 6.9% market share. In second place, with 3.5%, is HARBORONE MORTGAGE, LLC, having originated $191,705,000 in loans. In third place, with 3.3%, is Mortgage Network, Inc., having originated $176,965,000 in loans. In fourth place, with 3.2%, is PeoplesBank, having originated $175,970,000 in loans. In fifth place, with 3.0%, is POLISH NATIONAL, having originated $161,605,000 in loans.
SPRINGFIELD Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $244,900 (8.9%) | $300,694 (12.9%) | 0.91 | 1,387 |
| 2018-02-01 | $249,900 (11.1%) | $304,182 (11.8%) | 0.91 | 1,325 |
| 2018-03-01 | $264,900 (10.4%) | $315,824 (10.0%) | 0.93 | 1,357 |
| 2018-04-01 | $277,450 (11.0%) | $328,050 (11.3%) | 0.94 | 1,417 |
| 2018-05-01 | $279,900 (7.9%) | $329,059 (9.0%) | 0.93 | 1,641 |
| 2018-06-01 | $279,000 (7.4%) | $328,173 (7.2%) | 0.93 | 1,797 |
| 2018-07-01 | $277,450 (6.8%) | $328,610 (6.4%) | 0.93 | 1,881 |
| 2018-08-01 | $267,900 (2.3%) | $322,990 (4.3%) | 0.90 | 1,917 |
| 2018-09-01 | $259,900 (0.0%) | $319,000 (3.9%) | 0.87 | 1,983 |
| 2018-10-01 | $259,900 (2.7%) | $318,728 (4.6%) | 0.88 | 1,989 |
| 2018-11-01 | $259,900 (4.0%) | $318,557 (4.4%) | 0.88 | 1,835 |
| 2018-12-01 | $249,900 (0.0%) | $309,985 (2.6%) | 0.86 | 1,633 |
| 2019-01-01 | $249,900 (2.0%) | $305,196 (1.5%) | 0.86 | 1,394 |
| 2019-02-01 | $245,950 (-1.6%) | $307,953 (1.2%) | 0.83 | 1,316 |
| 2019-03-01 | $258,371 (-2.5%) | $322,340 (2.1%) | 0.84 | 1,305 |
| 2019-04-01 | $277,450 (0.0%) | $341,520 (4.1%) | 0.88 | 1,314 |
| 2019-05-01 | $287,900 (2.9%) | $347,076 (5.5%) | 0.90 | 1,464 |
| 2019-06-01 | $298,750 (7.1%) | $352,165 (7.3%) | 0.93 | 1,567 |
| 2019-07-01 | $295,000 (6.3%) | $350,534 (6.7%) | 0.92 | 1,617 |
| 2019-08-01 | $285,809 (6.7%) | $343,994 (6.5%) | 0.90 | 1,652 |
| 2019-09-01 | $279,673 (7.6%) | $335,795 (5.3%) | 0.89 | 1,686 |
| 2019-10-01 | $274,950 (5.8%) | $329,290 (3.3%) | 0.89 | 1,711 |
| 2019-11-01 | $269,000 (3.5%) | $328,642 (3.2%) | 0.88 | 1,539 |
| 2019-12-01 | $271,950 (8.8%) | $331,571 (7.0%) | 0.91 | 1,297 |
| 2020-01-01 | $270,000 (8.0%) | $332,202 (8.9%) | 0.90 | 1,130 |
| 2020-02-01 | $271,200 (10.3%) | $332,591 (8.0%) | 0.89 | 1,079 |
| 2020-03-01 | $299,900 (16.1%) | $357,877 (11.0%) | 0.94 | 1,093 |
| 2020-04-01 | $299,900 (8.1%) | $363,364 (6.4%) | 0.94 | 1,060 |
| 2020-05-01 | $324,900 (12.9%) | $378,984 (9.2%) | 0.99 | 1,027 |
| 2020-06-01 | $338,450 (13.3%) | $394,803 (12.1%) | 1.00 | 971 |
| 2020-07-01 | $343,850 (16.6%) | $398,602 (13.7%) | 1.00 | 885 |
| 2020-08-01 | $349,000 (22.1%) | $410,805 (19.4%) | 1.00 | 854 |
| 2020-09-01 | $346,950 (24.1%) | $413,770 (23.2%) | 0.99 | 877 |
| 2020-10-01 | $324,950 (18.2%) | $396,633 (20.5%) | 0.93 | 904 |
| 2020-11-01 | $304,950 (13.4%) | $389,800 (18.6%) | 0.89 | 803 |
| 2020-12-01 | $289,455 (6.4%) | $375,600 (13.3%) | 0.86 | 725 |
| 2021-01-01 | $299,000 (10.7%) | $391,898 (18.0%) | 0.89 | 590 |
| 2021-02-01 | $328,675 (21.2%) | $409,063 (23.0%) | 0.96 | 490 |
| 2021-03-01 | $344,900 (15.0%) | $425,234 (18.8%) | 0.98 | 455 |
| 2021-04-01 | $359,950 (20.0%) | $441,095 (21.4%) | 0.97 | 473 |
| 2021-05-01 | $350,000 (7.7%) | $428,565 (13.1%) | 0.93 | 539 |
| 2021-06-01 | $338,500 (0.0%) | $426,984 (8.2%) | 0.89 | 622 |
| 2021-07-01 | $345,000 (0.3%) | $426,847 (7.1%) | 0.91 | 650 |
| 2021-08-01 | $339,725 (-2.7%) | $415,904 (1.2%) | 0.91 | 725 |
| 2021-09-01 | $308,725 (-11.0%) | $405,517 (-2.0%) | 0.82 | 702 |
| 2021-10-01 | $299,900 (-7.7%) | $399,207 (0.7%) | 0.80 | 666 |
| 2021-11-01 | $303,473 (-0.5%) | $416,031 (6.7%) | 0.81 | 612 |
| 2021-12-01 | $303,900 (5.0%) | $413,270 (10.0%) | 0.82 | 513 |
| 2022-01-01 | $325,000 (8.7%) | $415,816 (6.1%) | 0.88 | 400 |
| 2022-02-01 | $315,000 (-4.2%) | $408,793 (-0.1%) | 0.82 | 363 |
| 2022-03-01 | $326,950 (-5.2%) | $411,081 (-3.3%) | 0.82 | 349 |
| 2022-04-01 | $355,000 (-1.4%) | $433,593 (-1.7%) | 0.85 | 399 |
| 2022-05-01 | $352,375 (0.7%) | $424,524 (-0.9%) | 0.81 | 511 |
| 2022-06-01 | $349,950 (3.4%) | $433,694 (1.6%) | 0.78 | 655 |
| 2022-07-01 | $349,263 (1.2%) | $422,528 (-1.0%) | 0.79 | 773 |
| 2022-08-01 | $344,900 (1.5%) | $418,253 (0.6%) | 0.80 | 777 |
| 2022-09-01 | $350,000 (13.4%) | $424,363 (4.7%) | 0.82 | 768 |
| 2022-10-01 | $349,900 (16.7%) | $428,353 (7.3%) | 0.82 | 728 |
SPRINGFIELD's median listing price for 2022-10-01 was $349,900, a difference of
$50,000
(16.7%) versus the prior year and
$-100 versus the prior month.
SPRINGFIELD's median listing price comes in at 82% of the national average.
SPRINGFIELD's average listing price for 2022-10-01 was $428,353, a difference of $29,146 (7.3%) versus the prior year and $3,990 versus the prior month.
For the 2022-10-01 period, SPRINGFIELD had 728 MLS listings, a difference of -40 listings (-5%) versus the prior month and 62 listings (9%) versus the prior year.
SPRINGFIELD's median listing price comes in at 82% of the national average.
SPRINGFIELD's average listing price for 2022-10-01 was $428,353, a difference of $29,146 (7.3%) versus the prior year and $3,990 versus the prior month.
For the 2022-10-01 period, SPRINGFIELD had 728 MLS listings, a difference of -40 listings (-5%) versus the prior month and 62 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SPRINGFIELD (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 93 days | 1,639 sqft |
| 2018-02-01 | 95 days | 1,654 sqft |
| 2018-03-01 | 66 days | 1,714 sqft |
| 2018-04-01 | 51 days | 1,791 sqft |
| 2018-05-01 | 44 days | 1,800 sqft |
| 2018-06-01 | 43 days | 1,800 sqft |
| 2018-07-01 | 51 days | 1,795 sqft |
| 2018-08-01 | 58 days | 1,761 sqft |
| 2018-09-01 | 65 days | 1,734 sqft |
| 2018-10-01 | 67 days | 1,736 sqft |
| 2018-11-01 | 72 days | 1,746 sqft |
| 2018-12-01 | 77 days | 1,723 sqft |
| 2019-01-01 | 85 days | 1,701 sqft |
| 2019-02-01 | 82 days | 1,710 sqft |
| 2019-03-01 | 66 days | 1,762 sqft |
| 2019-04-01 | 49 days | 1,821 sqft |
| 2019-05-01 | 42 days | 1,830 sqft |
| 2019-06-01 | 45 days | 1,852 sqft |
| 2019-07-01 | 51 days | 1,836 sqft |
| 2019-08-01 | 55 days | 1,809 sqft |
| 2019-09-01 | 58 days | 1,786 sqft |
| 2019-10-01 | 60 days | 1,768 sqft |
| 2019-11-01 | 66 days | 1,746 sqft |
| 2019-12-01 | 77 days | 1,737 sqft |
| 2020-01-01 | 84 days | 1,740 sqft |
| 2020-02-01 | 75 days | 1,734 sqft |
| 2020-03-01 | 54 days | 1,797 sqft |
| 2020-04-01 | 62 days | 1,791 sqft |
| 2020-05-01 | 71 days | 1,801 sqft |
| 2020-06-01 | 58 days | 1,866 sqft |
| 2020-07-01 | 51 days | 1,831 sqft |
| 2020-08-01 | 51 days | 1,868 sqft |
| 2020-09-01 | 45 days | 1,843 sqft |
| 2020-10-01 | 43 days | 1,777 sqft |
| 2020-11-01 | 50 days | 1,737 sqft |
| 2020-12-01 | 59 days | 1,689 sqft |
| 2021-01-01 | 64 days | 1,700 sqft |
| 2021-02-01 | 63 days | 1,746 sqft |
| 2021-03-01 | 44 days | 1,739 sqft |
| 2021-04-01 | 23 days | 1,790 sqft |
| 2021-05-01 | 22 days | 1,764 sqft |
| 2021-06-01 | 20 days | 1,710 sqft |
| 2021-07-01 | 28 days | 1,723 sqft |
| 2021-08-01 | 27 days | 1,716 sqft |
| 2021-09-01 | 30 days | 1,652 sqft |
| 2021-10-01 | 31 days | 1,609 sqft |
| 2021-11-01 | 33 days | 1,637 sqft |
| 2021-12-01 | 45 days | 1,642 sqft |
| 2022-01-01 | 52 days | 1,637 sqft |
| 2022-02-01 | 24 days | 1,627 sqft |
| 2022-03-01 | 25 days | 1,613 sqft |
| 2022-04-01 | 18 days | 1,722 sqft |
| 2022-05-01 | 17 days | 1,734 sqft |
| 2022-06-01 | 19 days | 1,742 sqft |
| 2022-07-01 | 26 days | 1,728 sqft |
| 2022-08-01 | 35 days | 1,694 sqft |
| 2022-09-01 | 37 days | 1,708 sqft |
| 2022-10-01 | 38 days | 1,699 sqft |
SPRINGFIELD's median listing age (time on market) for 2022-10-01 was 38 days.
This
is 23%
longer
than the same period one year ago.
SPRINGFIELD's median square footage for active listings during the 2022-10-01 period was 1,699 sqft. One year prior, the average listing was 1,609 sqft.
SPRINGFIELD's median square footage for active listings during the 2022-10-01 period was 1,699 sqft. One year prior, the average listing was 1,609 sqft.
SPRINGFIELD, MA Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 01001 | Springfield, MA | $770 | $930 | $1,160 | $1,430 | $1,720 |
| 01002 | Springfield, MA | $980 | $1,180 | $1,480 | $1,830 | $2,200 |
| 01003 | Springfield, MA | $960 | $1,160 | $1,450 | $1,800 | $2,160 |
| 01004 | Springfield, MA | $820 | $990 | $1,240 | $1,530 | $1,840 |
| 01007 | Springfield, MA | $760 | $910 | $1,140 | $1,410 | $1,690 |
| 01008 | Springfield, MA | $1,090 | $1,310 | $1,640 | $2,030 | $2,430 |
| 01009 | Springfield, MA | $750 | $900 | $1,130 | $1,390 | $1,670 |
| 01010 | Springfield, MA | $790 | $950 | $1,190 | $1,470 | $1,770 |
| 01011 | Springfield, MA | $730 | $880 | $1,100 | $1,360 | $1,630 |
| 01012 | Springfield, MA | $900 | $1,090 | $1,360 | $1,680 | $2,020 |
| 01013 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,510 |
| 01014 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01020 | Springfield, MA | $720 | $870 | $1,090 | $1,350 | $1,620 |
| 01021 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01022 | Springfield, MA | $930 | $1,120 | $1,400 | $1,730 | $2,080 |
| 01026 | Springfield, MA | $760 | $810 | $1,060 | $1,320 | $1,490 |
| 01027 | Springfield, MA | $710 | $850 | $1,070 | $1,320 | $1,590 |
| 01028 | Springfield, MA | $680 | $820 | $1,030 | $1,270 | $1,530 |
| 01030 | Springfield, MA | $720 | $860 | $1,080 | $1,340 | $1,600 |
| 01032 | Springfield, MA | $870 | $1,040 | $1,310 | $1,620 | $1,930 |
| 01033 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01034 | Springfield, MA | $930 | $1,120 | $1,400 | $1,730 | $2,080 |
| 01035 | Springfield, MA | $860 | $1,040 | $1,300 | $1,610 | $1,930 |
| 01036 | Springfield, MA | $770 | $930 | $1,160 | $1,430 | $1,720 |
| 01038 | Springfield, MA | $810 | $970 | $1,220 | $1,510 | $1,810 |
| 01039 | Springfield, MA | $830 | $990 | $1,240 | $1,540 | $1,840 |
| 01040 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,500 |
| 01041 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01050 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01053 | Springfield, MA | $1,090 | $1,310 | $1,640 | $2,030 | $2,430 |
| 01056 | Springfield, MA | $740 | $890 | $1,110 | $1,370 | $1,650 |
| 01057 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01060 | Springfield, MA | $960 | $1,160 | $1,450 | $1,790 | $2,150 |
| 01061 | Springfield, MA | $820 | $990 | $1,240 | $1,530 | $1,840 |
| 01062 | Springfield, MA | $730 | $880 | $1,100 | $1,360 | $1,630 |
| 01063 | Springfield, MA | $960 | $1,160 | $1,450 | $1,790 | $2,150 |
| 01066 | Springfield, MA | $750 | $900 | $1,130 | $1,400 | $1,670 |
| 01069 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,500 |
| 01070 | Springfield, MA | $800 | $900 | $1,140 | $1,490 | $1,660 |
| 01071 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01073 | Springfield, MA | $730 | $880 | $1,100 | $1,360 | $1,630 |
| 01075 | Springfield, MA | $710 | $850 | $1,070 | $1,320 | $1,590 |
| 01077 | Springfield, MA | $750 | $900 | $1,130 | $1,400 | $1,680 |
| 01079 | Springfield, MA | $1,020 | $1,230 | $1,540 | $1,900 | $2,290 |
| 01080 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01081 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01082 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01084 | Springfield, MA | $730 | $880 | $1,100 | $1,360 | $1,640 |
| 01085 | Springfield, MA | $720 | $870 | $1,090 | $1,350 | $1,620 |
| 01086 | Springfield, MA | $720 | $870 | $1,090 | $1,350 | $1,620 |
| 01088 | Springfield, MA | $730 | $880 | $1,100 | $1,360 | $1,630 |
| 01089 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01090 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01095 | Springfield, MA | $760 | $920 | $1,150 | $1,420 | $1,710 |
| 01096 | Springfield, MA | $800 | $940 | $1,180 | $1,490 | $1,750 |
| 01097 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01098 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01101 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01103 | Springfield, MA | $720 | $870 | $1,090 | $1,350 | $1,620 |
| 01104 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01105 | Springfield, MA | $680 | $810 | $1,020 | $1,270 | $1,490 |
| 01106 | Springfield, MA | $1,040 | $1,250 | $1,560 | $1,930 | $2,310 |
| 01107 | Springfield, MA | $730 | $880 | $1,100 | $1,360 | $1,630 |
| 01108 | Springfield, MA | $740 | $890 | $1,110 | $1,370 | $1,650 |
| 01109 | Springfield, MA | $770 | $930 | $1,160 | $1,430 | $1,720 |
| 01115 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01116 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01118 | Springfield, MA | $870 | $1,050 | $1,310 | $1,620 | $1,940 |
| 01119 | Springfield, MA | $770 | $930 | $1,160 | $1,430 | $1,720 |
| 01128 | Springfield, MA | $1,090 | $1,310 | $1,640 | $2,030 | $2,430 |
| 01129 | Springfield, MA | $840 | $1,010 | $1,270 | $1,570 | $1,880 |
| 01138 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01139 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01144 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01151 | Springfield, MA | $740 | $890 | $1,110 | $1,370 | $1,650 |
| 01152 | Springfield, MA | $700 | $850 | $1,060 | $1,310 | $1,570 |
| 01223 | Springfield, MA | $1,270 | $1,380 | $1,810 | $2,240 | $2,540 |
| 01235 | Springfield, MA | $760 | $830 | $1,060 | $1,330 | $1,490 |
| 01243 | Springfield, MA | $830 | $960 | $1,220 | $1,510 | $1,770 |
| 01330 | Springfield, MA | $800 | $900 | $1,140 | $1,490 | $1,660 |
| 01339 | Springfield, MA | $800 | $900 | $1,140 | $1,490 | $1,660 |
| 01521 | Springfield, MA | $920 | $1,110 | $1,390 | $1,720 | $2,060 |
2022 Average & Median Rent Data Statistics
SPRINGFIELD, MA average 1BR rent: $937, median: $880
SPRINGFIELD, MA average 2BR rent: $1,176, median: $1,100
SPRINGFIELD, MA average 3BR rent: $1,458, median: $1,360
SPRINGFIELD, MA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,907 | $2,313,605,000 | $259,751 |
| Refi | 8,474 | $1,840,600,000 | $217,206 |
| Cash Out Refi | 5,304 | $1,111,680,000 | $209,593 |
| Home Improvement | 891 | $110,885,000 | $124,450 |
| Other | 551 | $62,805,000 | $113,984 |
Springfield's most frequently cited loan purpose was Home Purchase, with 8,907 originations. The 2nd most popular reason was Refi, with 8,474 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 9,990 | $2,349,280,000 | $235,163 |
| 3-4% | 7,741 | $1,820,945,000 | $235,234 |
| <2.5% | 3,853 | $783,965,000 | $203,469 |
| 4-5% | 776 | $136,830,000 | $176,327 |
| 5-6% | 198 | $19,600,000 | $98,990 |
| 6-7% | 79 | $5,955,000 | $75,380 |
| 7-8% | 58 | $5,080,000 | $87,586 |
| Over 8% | 41 | $4,705,000 | $114,756 |
During 2021, Springfield's most frequently originated rate bucket was 2.5-3%, with 9,990 originations.
Loan Sizing (SPRINGFIELD, MA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,402 | $3,040,200,000 | $266,637 |
| $100k-200k | 8,871 | $1,381,565,000 | $155,739 |
| $100,000 or less | 2,527 | $137,435,000 | $54,387 |
| $400k-600k | 1,129 | $526,145,000 | $466,027 |
| $600k-1000k | 140 | $98,850,000 | $706,071 |
| $Over $1MM | 58 | $255,380,000 | $4,403,103 |
SPRINGFIELD's loan sizing saw the bucket of loans from $200k-400k with 11,402 originations, totaling $3,040,200,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 8,176 | $2,116,080,000 | $258,816 |
| 80-100% | 7,602 | $1,960,090,000 | $257,839 |
| 40-60% | 3,522 | $635,320,000 | $180,386 |
| 20-40% | 1,448 | $182,020,000 | $125,704 |
| Under 20% | 1,113 | $44,895,000 | $40,337 |
| Over 100% | 181 | $63,075,000 | $348,481 |
SPRINGFIELD's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 8,176 originations, totaling $2,116,080,000 in origination value.
